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Goodland State Bank, Income and Expense

1996-12-31 (YTD Data)		Rank
Total interest income	$1,514,000	10,083
Total interest expense	$769,000	9,742
Net interest income	$745,000	10,265
Provision for loan and lease losses	$41,000	6,948
Total noninterest income	$116,000	9,597
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$75,000	8,148
Trading account gains and fees	NA	NA
Additional Noninterest Income	$41,000	9,308
Total noninterest expense	$569,000	10,314
Salaries and employee benefits	$278,000	10,525
Premises and equipment expense	$117,000	8,867
Additional noninterest expense	$174,000	10,241
Pre-tax net operating income	$251,000	9,478
Securities gains (losses)	$0	4,148
Applicable income taxes	$96,000	8,811
Income before extraordinary items	$155,000	9,735
Extraordinary gains, net	$0	53
Net income	$155,000	9,734
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$29,000	6,197
Cash dividends	$175,000	5,723
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$155,000	9,672
1995-12-31 (YTD Data)		Rank
Total interest income	$1,542,000	10,458
Total interest expense	$770,000	10,051
Net interest income	$772,000	10,623
Provision for loan and lease losses	$5,000	8,671
Total noninterest income	$110,000	10,066
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$67,000	8,689
Trading account gains and fees	NA	NA
Additional Noninterest Income	$43,000	9,575
Total noninterest expense	$633,000	10,439
Salaries and employee benefits	$313,000	10,650
Premises and equipment expense	$124,000	8,943
Additional noninterest expense	$196,000	10,460
Pre-tax net operating income	$244,000	10,160
Securities gains (losses)	$-23,000	10,647
Applicable income taxes	$87,000	9,448
Income before extraordinary items	$134,000	10,620
Extraordinary gains, net	$0	65
Net income	$134,000	10,623
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$56,000	4,931
Cash dividends	$137,000	6,265
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$148,720	10,446
1994-12-31 (YTD Data)		Rank
Total interest income	$1,342,000	11,056
Total interest expense	$591,000	10,638
Net interest income	$751,000	11,216
Provision for loan and lease losses	$28,000	7,286
Total noninterest income	$120,000	10,295
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$68,000	9,072
Trading account gains and fees	NA	NA
Additional Noninterest Income	$52,000	9,512
Total noninterest expense	$629,000	10,984
Salaries and employee benefits	$295,000	11,253
Premises and equipment expense	$126,000	9,218
Additional noninterest expense	$208,000	11,044
Pre-tax net operating income	$214,000	10,783
Securities gains (losses)	$0	3,600
Applicable income taxes	$86,000	9,666
Income before extraordinary items	$128,000	11,078
Extraordinary gains, net	$0	249
Net income	$128,000	11,084
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-7,000	10,614
Cash dividends	$83,000	7,255
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$128,000	11,124
1993-12-31 (YTD Data)		Rank
Total interest income	$1,357,000	11,554
Total interest expense	$581,000	11,252
Net interest income	$776,000	11,594
Provision for loan and lease losses	$82,000	6,278
Total noninterest income	$91,000	11,541
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$63,000	9,580
Trading account gains and fees	NA	NA
Additional Noninterest Income	$28,000	11,437
Total noninterest expense	$633,000	11,472
Salaries and employee benefits	$292,000	11,743
Premises and equipment expense	$131,000	9,437
Additional noninterest expense	$210,000	11,589
Pre-tax net operating income	$152,000	11,457
Securities gains (losses)	$0	7,477
Applicable income taxes	$68,000	10,531
Income before extraordinary items	$84,000	11,971
Extraordinary gains, net	$0	3,149
Net income	$84,000	12,006
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$105,000	4,450
Cash dividends	$145,000	6,191
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$84,000	11,783
1992-12-31 (YTD Data)		Rank
Total interest income	$1,740,000	11,442
Total interest expense	$805,000	11,307
Net interest income	$935,000	11,362
Provision for loan and lease losses	$100,000	7,236
Total noninterest income	$86,000	12,095
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$64,000	9,773
Trading account gains and fees	NA	NA
Additional Noninterest Income	$22,000	12,406
Total noninterest expense	$665,000	11,714
Salaries and employee benefits	$292,000	12,098
Premises and equipment expense	$153,000	9,020
Additional noninterest expense	$220,000	11,961
Pre-tax net operating income	$256,000	10,548
Securities gains (losses)	$0	8,369
Applicable income taxes	$89,000	10,194
Income before extraordinary items	$167,000	11,035
Extraordinary gains, net	$0	1,422
Net income	$167,000	11,126
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$155,000	4,797
Cash dividends	$105,000	6,455
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$167,000	10,702

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.