Home > Goodhue State Bank > Income and Expense
Goodhue State Bank, Income and Expense
1995-12-31 (YTD Data) | Rank | |
Total interest income | $2,019,000 | 9,690 |
Total interest expense | $809,000 | 9,909 |
Net interest income | $1,210,000 | 9,302 |
Provision for loan and lease losses | $62,000 | 5,662 |
Total noninterest income | $153,000 | 9,259 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $83,000 | 8,234 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $70,000 | 8,356 |
Total noninterest expense | $820,000 | 9,687 |
Salaries and employee benefits | $358,000 | 10,273 |
Premises and equipment expense | $86,000 | 10,034 |
Additional noninterest expense | $376,000 | 8,436 |
Pre-tax net operating income | $481,000 | 8,547 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $168,000 | 7,963 |
Income before extraordinary items | $313,000 | 8,804 |
Extraordinary gains, net | $0 | 65 |
Net income | $313,000 | 8,808 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $105,000 | 3,648 |
Cash dividends | $381,000 | 3,992 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $313,000 | 8,759 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $1,981,000 | 9,836 |
Total interest expense | $711,000 | 10,036 |
Net interest income | $1,270,000 | 9,553 |
Provision for loan and lease losses | $60,000 | 5,594 |
Total noninterest income | $173,000 | 9,238 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $87,000 | 8,467 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $86,000 | 7,986 |
Total noninterest expense | $786,000 | 10,301 |
Salaries and employee benefits | $373,000 | 10,519 |
Premises and equipment expense | $90,000 | 10,345 |
Additional noninterest expense | $323,000 | 9,680 |
Pre-tax net operating income | $597,000 | 8,018 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $215,000 | 7,096 |
Income before extraordinary items | $382,000 | 8,334 |
Extraordinary gains, net | $0 | 249 |
Net income | $382,000 | 8,341 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $125,000 | 3,315 |
Cash dividends | $404,000 | 3,674 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $382,000 | 8,382 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $2,040,000 | 10,096 |
Total interest expense | $799,000 | 10,062 |
Net interest income | $1,241,000 | 9,931 |
Provision for loan and lease losses | $0 | 10,371 |
Total noninterest income | $165,000 | 9,917 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $74,000 | 9,210 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $91,000 | 8,188 |
Total noninterest expense | $850,000 | 10,435 |
Salaries and employee benefits | $401,000 | 10,622 |
Premises and equipment expense | $88,000 | 10,858 |
Additional noninterest expense | $361,000 | 9,718 |
Pre-tax net operating income | $556,000 | 8,257 |
Securities gains (losses) | $0 | 7,477 |
Applicable income taxes | $207,000 | 7,496 |
Income before extraordinary items | $349,000 | 8,944 |
Extraordinary gains, net | $55,000 | 2,093 |
Net income | $404,000 | 8,548 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-78,000 | 12,856 |
Cash dividends | $314,000 | 4,275 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $349,000 | 8,687 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $2,247,000 | 10,392 |
Total interest expense | $979,000 | 10,491 |
Net interest income | $1,268,000 | 10,070 |
Provision for loan and lease losses | $12,000 | 11,000 |
Total noninterest income | $167,000 | 10,114 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $69,000 | 9,583 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $98,000 | 8,137 |
Total noninterest expense | $902,000 | 10,472 |
Salaries and employee benefits | $422,000 | 10,616 |
Premises and equipment expense | $102,000 | 10,663 |
Additional noninterest expense | $378,000 | 9,840 |
Pre-tax net operating income | $521,000 | 8,259 |
Securities gains (losses) | $2,000 | 7,695 |
Applicable income taxes | $209,000 | 7,384 |
Income before extraordinary items | $314,000 | 9,109 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $314,000 | 9,256 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $13,000 | 9,710 |
Cash dividends | $217,000 | 4,828 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $312,720 | 8,766 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.