Home > Golf Savings Bank > Income and Expense
Golf Savings Bank, Income and Expense
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $12,876,000 | 1,231 |
| Total interest expense | $5,992,000 | 715 |
| Net interest income | $6,884,000 | 1,632 |
| Provision for loan and lease losses | $5,791,000 | 571 |
| Total noninterest income | $21,767,000 | 214 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $5,000 | 6,864 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $21,762,000 | 165 |
| Total noninterest expense | $22,839,000 | 452 |
| Salaries and employee benefits | $10,539,000 | 461 |
| Premises and equipment expense | $3,032,000 | 432 |
| Additional noninterest expense | $9,268,000 | 410 |
| Pre-tax net operating income | $21,000 | 5,966 |
| Securities gains (losses) | $863,000 | 297 |
| Applicable income taxes | $266,000 | 1,853 |
| Income before extraordinary items | $618,000 | 3,011 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $618,000 | 3,007 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $618,000 | 3,010 |
| Net charge-offs | $6,519,000 | 469 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $13,900 | 6,012 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $6,187,000 | 1,303 |
| Total interest expense | $3,062,000 | 739 |
| Net interest income | $3,125,000 | 1,813 |
| Provision for loan and lease losses | $2,890,000 | 570 |
| Total noninterest income | $10,878,000 | 223 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $3,000 | 6,921 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $10,875,000 | 170 |
| Total noninterest expense | $11,105,000 | 468 |
| Salaries and employee benefits | $5,284,000 | 455 |
| Premises and equipment expense | $1,531,000 | 445 |
| Additional noninterest expense | $4,290,000 | 428 |
| Pre-tax net operating income | $8,000 | 6,155 |
| Securities gains (losses) | $72,000 | 947 |
| Applicable income taxes | $-2,000 | 7,013 |
| Income before extraordinary items | $82,000 | 5,223 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $82,000 | 5,224 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $82,000 | 5,223 |
| Net charge-offs | $3,117,000 | 478 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $10,000 | 6,148 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $30,108,000 | 1,140 |
| Total interest expense | $13,586,000 | 867 |
| Net interest income | $16,522,000 | 1,348 |
| Provision for loan and lease losses | $23,610,000 | 438 |
| Total noninterest income | $48,066,000 | 208 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $17,000 | 6,943 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $48,049,000 | 160 |
| Total noninterest expense | $35,897,000 | 592 |
| Salaries and employee benefits | $17,525,000 | 550 |
| Premises and equipment expense | $5,819,000 | 459 |
| Additional noninterest expense | $12,553,000 | 649 |
| Pre-tax net operating income | $5,081,000 | 831 |
| Securities gains (losses) | $1,246,000 | 401 |
| Applicable income taxes | $2,113,000 | 538 |
| Income before extraordinary items | $4,214,000 | 821 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,214,000 | 820 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $4,214,000 | 821 |
| Net charge-offs | $22,873,000 | 372 |
| Cash dividends | $606,000 | 2,296 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $3,379,180 | 1,004 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $22,610,000 | 1,158 |
| Total interest expense | $10,365,000 | 904 |
| Net interest income | $12,245,000 | 1,355 |
| Provision for loan and lease losses | $17,945,000 | 421 |
| Total noninterest income | $37,839,000 | 208 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $12,000 | 6,996 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $37,827,000 | 161 |
| Total noninterest expense | $25,097,000 | 623 |
| Salaries and employee benefits | $12,358,000 | 593 |
| Premises and equipment expense | $4,403,000 | 466 |
| Additional noninterest expense | $8,336,000 | 690 |
| Pre-tax net operating income | $7,042,000 | 486 |
| Securities gains (losses) | $545,000 | 655 |
| Applicable income taxes | $2,617,000 | 369 |
| Income before extraordinary items | $4,970,000 | 541 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $4,970,000 | 542 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $4,970,000 | 542 |
| Net charge-offs | $18,534,000 | 324 |
| Cash dividends | $606,000 | 1,781 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $4,610,300 | 584 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $15,670,000 | 1,145 |
| Total interest expense | $7,054,000 | 935 |
| Net interest income | $8,616,000 | 1,294 |
| Provision for loan and lease losses | $13,569,000 | 379 |
| Total noninterest income | $26,926,000 | 198 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $10,000 | 6,998 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $26,916,000 | 152 |
| Total noninterest expense | $15,304,000 | 702 |
| Salaries and employee benefits | $7,461,000 | 674 |
| Premises and equipment expense | $2,796,000 | 496 |
| Additional noninterest expense | $5,047,000 | 769 |
| Pre-tax net operating income | $6,669,000 | 333 |
| Securities gains (losses) | $545,000 | 474 |
| Applicable income taxes | $2,537,000 | 277 |
| Income before extraordinary items | $4,677,000 | 376 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,677,000 | 373 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $4,677,000 | 375 |
| Net charge-offs | $13,694,000 | 306 |
| Cash dividends | $606,000 | 1,406 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $4,322,750 | 379 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $7,961,000 | 1,134 |
| Total interest expense | $3,691,000 | 917 |
| Net interest income | $4,270,000 | 1,299 |
| Provision for loan and lease losses | $6,865,000 | 329 |
| Total noninterest income | $12,868,000 | 191 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $4,000 | 7,066 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $12,864,000 | 154 |
| Total noninterest expense | $6,447,000 | 780 |
| Salaries and employee benefits | $3,108,000 | 814 |
| Premises and equipment expense | $1,358,000 | 510 |
| Additional noninterest expense | $1,981,000 | 832 |
| Pre-tax net operating income | $3,826,000 | 317 |
| Securities gains (losses) | $545,000 | 304 |
| Applicable income taxes | $1,539,000 | 253 |
| Income before extraordinary items | $2,832,000 | 348 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,832,000 | 348 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $2,832,000 | 350 |
| Net charge-offs | $7,800,000 | 236 |
| Cash dividends | $240,000 | 1,568 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $2,477,750 | 357 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $30,999,000 | 1,235 |
| Total interest expense | $17,570,000 | 908 |
| Net interest income | $13,429,000 | 1,654 |
| Provision for loan and lease losses | $6,535,000 | 827 |
| Total noninterest income | $21,992,000 | 331 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $17,000 | 7,079 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $21,975,000 | 236 |
| Total noninterest expense | $27,904,000 | 717 |
| Salaries and employee benefits | $13,309,000 | 752 |
| Premises and equipment expense | $5,274,000 | 518 |
| Additional noninterest expense | $9,321,000 | 720 |
| Pre-tax net operating income | $982,000 | 3,791 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $1,211,000 | 1,032 |
| Income before extraordinary items | $-229,000 | 6,516 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-229,000 | 6,516 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,030,000 | 1,920 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $25,000,000 | 60 |
| Net operating income | $-229,000 | 6,661 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $23,899,000 | 1,229 |
| Total interest expense | $13,504,000 | 920 |
| Net interest income | $10,395,000 | 1,621 |
| Provision for loan and lease losses | $3,030,000 | 896 |
| Total noninterest income | $16,279,000 | 354 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $10,000 | 7,175 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $16,269,000 | 256 |
| Total noninterest expense | $19,511,000 | 753 |
| Salaries and employee benefits | $10,287,000 | 736 |
| Premises and equipment expense | $3,928,000 | 529 |
| Additional noninterest expense | $5,296,000 | 865 |
| Pre-tax net operating income | $4,133,000 | 1,217 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $1,529,000 | 824 |
| Income before extraordinary items | $2,604,000 | 1,420 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,604,000 | 1,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $273,000 | 2,670 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,604,000 | 1,498 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $16,311,000 | 1,211 |
| Total interest expense | $9,360,000 | 917 |
| Net interest income | $6,951,000 | 1,616 |
| Provision for loan and lease losses | $2,080,000 | 762 |
| Total noninterest income | $11,314,000 | 360 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $7,000 | 7,210 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $11,307,000 | 257 |
| Total noninterest expense | $12,748,000 | 765 |
| Salaries and employee benefits | $6,716,000 | 764 |
| Premises and equipment expense | $2,609,000 | 530 |
| Additional noninterest expense | $3,423,000 | 863 |
| Pre-tax net operating income | $3,437,000 | 1,045 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $1,272,000 | 761 |
| Income before extraordinary items | $2,165,000 | 1,272 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,165,000 | 1,273 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $183,000 | 2,325 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $2,165,000 | 1,252 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $8,187,000 | 1,235 |
| Total interest expense | $4,801,000 | 956 |
| Net interest income | $3,386,000 | 1,641 |
| Provision for loan and lease losses | $442,000 | 1,085 |
| Total noninterest income | $4,815,000 | 407 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $3,000 | 7,255 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $4,812,000 | 284 |
| Total noninterest expense | $6,400,000 | 753 |
| Salaries and employee benefits | $3,339,000 | 768 |
| Premises and equipment expense | $1,286,000 | 541 |
| Additional noninterest expense | $1,775,000 | 813 |
| Pre-tax net operating income | $1,359,000 | 1,381 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $503,000 | 997 |
| Income before extraordinary items | $856,000 | 1,723 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $856,000 | 1,725 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 2,428 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $856,000 | 1,658 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $27,435,000 | 1,569 |
| Total interest expense | $14,462,000 | 1,386 |
| Net interest income | $12,973,000 | 1,749 |
| Provision for loan and lease losses | $383,000 | 2,763 |
| Total noninterest income | $16,356,000 | 436 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $14,000 | 7,248 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $16,342,000 | 295 |
| Total noninterest expense | $29,596,000 | 628 |
| Salaries and employee benefits | $16,894,000 | 572 |
| Premises and equipment expense | $4,838,000 | 544 |
| Additional noninterest expense | $7,864,000 | 736 |
| Pre-tax net operating income | $-650,000 | 7,900 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-240,000 | 8,155 |
| Income before extraordinary items | $-410,000 | 7,841 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-410,000 | 7,840 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,777 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-410,000 | 7,823 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $19,396,000 | 1,669 |
| Total interest expense | $10,159,000 | 1,478 |
| Net interest income | $9,237,000 | 1,845 |
| Provision for loan and lease losses | $263,000 | 2,529 |
| Total noninterest income | $12,250,000 | 444 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $12,000 | 7,242 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $12,238,000 | 296 |
| Total noninterest expense | $22,503,000 | 610 |
| Salaries and employee benefits | $13,312,000 | 549 |
| Premises and equipment expense | $3,487,000 | 560 |
| Additional noninterest expense | $5,704,000 | 741 |
| Pre-tax net operating income | $-1,279,000 | 8,348 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-474,000 | 8,438 |
| Income before extraordinary items | $-805,000 | 8,272 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-805,000 | 8,269 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,961 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-805,000 | 8,264 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $12,160,000 | 1,778 |
| Total interest expense | $6,251,000 | 1,610 |
| Net interest income | $5,909,000 | 1,956 |
| Provision for loan and lease losses | $150,000 | 2,579 |
| Total noninterest income | $8,027,000 | 455 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $7,000 | 7,313 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $8,020,000 | 309 |
| Total noninterest expense | $14,761,000 | 635 |
| Salaries and employee benefits | $9,190,000 | 551 |
| Premises and equipment expense | $2,271,000 | 594 |
| Additional noninterest expense | $3,300,000 | 848 |
| Pre-tax net operating income | $-975,000 | 8,454 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-361,000 | 8,520 |
| Income before extraordinary items | $-614,000 | 8,381 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-614,000 | 8,380 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,177 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-614,000 | 8,372 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $5,586,000 | 1,910 |
| Total interest expense | $2,874,000 | 1,734 |
| Net interest income | $2,712,000 | 2,131 |
| Provision for loan and lease losses | $75,000 | 2,404 |
| Total noninterest income | $4,007,000 | 453 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $2,000 | 7,430 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $4,005,000 | 313 |
| Total noninterest expense | $7,387,000 | 638 |
| Salaries and employee benefits | $4,782,000 | 536 |
| Premises and equipment expense | $1,073,000 | 635 |
| Additional noninterest expense | $1,532,000 | 892 |
| Pre-tax net operating income | $-743,000 | 8,565 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-275,000 | 8,585 |
| Income before extraordinary items | $-468,000 | 8,524 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-468,000 | 8,522 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 2,916 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-468,000 | 8,517 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $13,785,000 | 2,735 |
| Total interest expense | $7,153,000 | 2,246 |
| Net interest income | $6,632,000 | 3,260 |
| Provision for loan and lease losses | $90,000 | 4,875 |
| Total noninterest income | $8,286,000 | 716 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $12,000 | 7,388 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $8,274,000 | 470 |
| Total noninterest expense | $17,350,000 | 1,038 |
| Salaries and employee benefits | $11,938,000 | 795 |
| Premises and equipment expense | $2,083,000 | 1,238 |
| Additional noninterest expense | $3,329,000 | 1,587 |
| Pre-tax net operating income | $-2,522,000 | 8,612 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $-932,000 | 8,625 |
| Income before extraordinary items | $-1,590,000 | 8,558 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-1,590,000 | 8,558 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,935 |
| Cash dividends | $709,000 | 3,184 |
| Sale, conversion, retirement of capital stock, net | $1,500,000 | 448 |
| Net operating income | $-1,590,000 | 8,549 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,379,000 | 3,589 |
| Total interest expense | $3,885,000 | 2,852 |
| Net interest income | $3,494,000 | 4,256 |
| Provision for loan and lease losses | $45,000 | 5,149 |
| Total noninterest income | $3,185,000 | 1,258 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $7,000 | 7,497 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,178,000 | 779 |
| Total noninterest expense | $8,349,000 | 1,604 |
| Salaries and employee benefits | $6,015,000 | 1,232 |
| Premises and equipment expense | $945,000 | 1,998 |
| Additional noninterest expense | $1,389,000 | 2,733 |
| Pre-tax net operating income | $-1,715,000 | 8,677 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $-634,000 | 8,698 |
| Income before extraordinary items | $-1,081,000 | 8,620 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-1,081,000 | 8,620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,294 |
| Cash dividends | $709,000 | 2,416 |
| Sale, conversion, retirement of capital stock, net | $1,500,000 | 338 |
| Net operating income | $-1,081,000 | 8,611 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $23,320,000 | 805 |
| Total interest expense | $8,653,000 | 888 |
| Net interest income | $14,667,000 | 768 |
| Provision for loan and lease losses | $1,642,000 | 323 |
| Total noninterest income | $12,271,000 | 342 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $7,000 | 7,483 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $12,264,000 | 247 |
| Total noninterest expense | $16,522,000 | 569 |
| Salaries and employee benefits | $12,004,000 | 425 |
| Premises and equipment expense | $1,561,000 | 822 |
| Additional noninterest expense | $2,957,000 | 900 |
| Pre-tax net operating income | $8,774,000 | 623 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $3,105,000 | 578 |
| Income before extraordinary items | $5,669,000 | 699 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,669,000 | 698 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,958 |
| Cash dividends | $709,000 | 1,860 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $5,669,000 | 684 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $10,799,000 | 850 |
| Total interest expense | $3,994,000 | 915 |
| Net interest income | $6,805,000 | 828 |
| Provision for loan and lease losses | $300,000 | 761 |
| Total noninterest income | $5,593,000 | 358 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $4,000 | 7,476 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $5,589,000 | 265 |
| Total noninterest expense | $7,589,000 | 610 |
| Salaries and employee benefits | $5,625,000 | 446 |
| Premises and equipment expense | $725,000 | 881 |
| Additional noninterest expense | $1,239,000 | 1,079 |
| Pre-tax net operating income | $4,509,000 | 594 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $1,586,000 | 564 |
| Income before extraordinary items | $2,923,000 | 668 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,923,000 | 667 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $340,000 | 1,812 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $2,923,000 | 650 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $33,214,000 | 992 |
| Total interest expense | $10,963,000 | 1,022 |
| Net interest income | $22,251,000 | 959 |
| Provision for loan and lease losses | $933,000 | 1,118 |
| Total noninterest income | $27,020,000 | 311 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $12,000 | 7,570 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $27,008,000 | 237 |
| Total noninterest expense | $33,971,000 | 535 |
| Salaries and employee benefits | $25,300,000 | 381 |
| Premises and equipment expense | $2,860,000 | 830 |
| Additional noninterest expense | $5,811,000 | 884 |
| Pre-tax net operating income | $14,367,000 | 691 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $4,755,000 | 674 |
| Income before extraordinary items | $9,612,000 | 753 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $9,612,000 | 755 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,288 |
| Cash dividends | $3,887,000 | 841 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $9,612,000 | 738 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $22,932,000 | 1,046 |
| Total interest expense | $7,399,000 | 1,079 |
| Net interest income | $15,533,000 | 1,015 |
| Provision for loan and lease losses | $690,000 | 1,081 |
| Total noninterest income | $20,344,000 | 315 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $10,000 | 7,610 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $20,334,000 | 245 |
| Total noninterest expense | $24,435,000 | 553 |
| Salaries and employee benefits | $18,286,000 | 388 |
| Premises and equipment expense | $2,110,000 | 836 |
| Additional noninterest expense | $4,039,000 | 948 |
| Pre-tax net operating income | $10,752,000 | 686 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $3,514,000 | 685 |
| Income before extraordinary items | $7,238,000 | 745 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $7,238,000 | 746 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,912 |
| Cash dividends | $3,573,000 | 628 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $7,238,000 | 728 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $13,642,000 | 1,147 |
| Total interest expense | $4,154,000 | 1,197 |
| Net interest income | $9,488,000 | 1,112 |
| Provision for loan and lease losses | $386,000 | 1,220 |
| Total noninterest income | $12,227,000 | 338 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $7,000 | 7,607 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $12,220,000 | 259 |
| Total noninterest expense | $14,912,000 | 593 |
| Salaries and employee benefits | $11,343,000 | 416 |
| Premises and equipment expense | $1,178,000 | 1,002 |
| Additional noninterest expense | $2,391,000 | 1,052 |
| Pre-tax net operating income | $6,417,000 | 757 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,012,000 | 759 |
| Income before extraordinary items | $4,405,000 | 806 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $4,405,000 | 806 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,863 |
| Cash dividends | $3,279,000 | 480 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $4,405,000 | 789 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $6,016,000 | 1,277 |
| Total interest expense | $1,729,000 | 1,386 |
| Net interest income | $4,287,000 | 1,236 |
| Provision for loan and lease losses | $180,000 | 1,214 |
| Total noninterest income | $5,297,000 | 370 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $0 | 7,845 |
| Trading account gains and fees | $3,000 | 107 |
| Additional Noninterest Income | $5,294,000 | 281 |
| Total noninterest expense | $6,666,000 | 640 |
| Salaries and employee benefits | $5,110,000 | 449 |
| Premises and equipment expense | $555,000 | 1,082 |
| Additional noninterest expense | $1,001,000 | 1,246 |
| Pre-tax net operating income | $2,738,000 | 862 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $732,000 | 969 |
| Income before extraordinary items | $2,006,000 | 868 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $2,006,000 | 869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,985 |
| Cash dividends | $3,131,000 | 251 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $2,006,000 | 848 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $16,747,000 | 1,711 |
| Total interest expense | $3,609,000 | 2,243 |
| Net interest income | $13,138,000 | 1,542 |
| Provision for loan and lease losses | $952,000 | 1,090 |
| Total noninterest income | $21,993,000 | 364 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $13,000 | 7,746 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $21,980,000 | 273 |
| Total noninterest expense | $25,451,000 | 647 |
| Salaries and employee benefits | $18,880,000 | 474 |
| Premises and equipment expense | $2,270,000 | 1,011 |
| Additional noninterest expense | $4,301,000 | 1,146 |
| Pre-tax net operating income | $8,728,000 | 995 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $2,421,000 | 1,078 |
| Income before extraordinary items | $6,307,000 | 1,041 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $6,307,000 | 1,043 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,177 |
| Cash dividends | $2,432,000 | 1,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $6,307,000 | 1,012 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $11,623,000 | 1,831 |
| Total interest expense | $2,328,000 | 2,514 |
| Net interest income | $9,295,000 | 1,633 |
| Provision for loan and lease losses | $247,000 | 2,597 |
| Total noninterest income | $16,102,000 | 378 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $29,000 | 7,502 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $16,073,000 | 284 |
| Total noninterest expense | $18,522,000 | 664 |
| Salaries and employee benefits | $13,891,000 | 486 |
| Premises and equipment expense | $1,676,000 | 1,030 |
| Additional noninterest expense | $2,955,000 | 1,245 |
| Pre-tax net operating income | $6,628,000 | 1,000 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $1,690,000 | 1,164 |
| Income before extraordinary items | $4,938,000 | 1,015 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $4,938,000 | 1,016 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 4,322 |
| Cash dividends | $2,312,000 | 859 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $4,938,000 | 969 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $7,052,000 | 1,980 |
| Total interest expense | $1,323,000 | 2,848 |
| Net interest income | $5,729,000 | 1,740 |
| Provision for loan and lease losses | $67,000 | 4,166 |
| Total noninterest income | $10,846,000 | 372 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $16,000 | 7,629 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $10,830,000 | 281 |
| Total noninterest expense | $12,106,000 | 676 |
| Salaries and employee benefits | $9,180,000 | 487 |
| Premises and equipment expense | $1,103,000 | 1,049 |
| Additional noninterest expense | $1,823,000 | 1,329 |
| Pre-tax net operating income | $4,402,000 | 991 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $1,523,000 | 912 |
| Income before extraordinary items | $2,879,000 | 1,137 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,879,000 | 1,138 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 3,596 |
| Cash dividends | $2,200,000 | 639 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,879,000 | 1,093 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,233,000 | 2,165 |
| Total interest expense | $607,000 | 3,086 |
| Net interest income | $2,626,000 | 1,896 |
| Provision for loan and lease losses | $15,000 | 5,048 |
| Total noninterest income | $4,555,000 | 418 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $8,000 | 7,614 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $4,547,000 | 296 |
| Total noninterest expense | $5,485,000 | 735 |
| Salaries and employee benefits | $4,156,000 | 539 |
| Premises and equipment expense | $832,000 | 715 |
| Additional noninterest expense | $497,000 | 2,374 |
| Pre-tax net operating income | $1,681,000 | 1,259 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $579,000 | 1,158 |
| Income before extraordinary items | $1,102,000 | 1,459 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,102,000 | 1,459 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,804 |
| Cash dividends | $101,000 | 2,838 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,102,000 | 1,380 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $12,776,000 | 2,248 |
| Total interest expense | $2,732,000 | 3,115 |
| Net interest income | $10,044,000 | 1,945 |
| Provision for loan and lease losses | $404,000 | 2,571 |
| Total noninterest income | $29,437,000 | 314 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $42,000 | 7,551 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $29,395,000 | 247 |
| Total noninterest expense | $28,348,000 | 602 |
| Salaries and employee benefits | $22,222,000 | 404 |
| Premises and equipment expense | $1,821,000 | 1,237 |
| Additional noninterest expense | $4,305,000 | 1,174 |
| Pre-tax net operating income | $10,729,000 | 804 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $3,659,000 | 792 |
| Income before extraordinary items | $7,070,000 | 916 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $7,070,000 | 918 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $128,000 | 3,638 |
| Cash dividends | $1,074,000 | 2,216 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $7,070,000 | 858 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $9,375,000 | 2,337 |
| Total interest expense | $2,172,000 | 3,060 |
| Net interest income | $7,203,000 | 2,049 |
| Provision for loan and lease losses | $303,000 | 2,488 |
| Total noninterest income | $24,564,000 | 297 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $19,000 | 7,837 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $24,545,000 | 235 |
| Total noninterest expense | $22,321,000 | 587 |
| Salaries and employee benefits | $17,759,000 | 394 |
| Premises and equipment expense | $1,279,000 | 1,350 |
| Additional noninterest expense | $3,283,000 | 1,152 |
| Pre-tax net operating income | $9,143,000 | 746 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $3,116,000 | 747 |
| Income before extraordinary items | $6,027,000 | 837 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $6,027,000 | 839 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 2,988 |
| Cash dividends | $1,031,000 | 1,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $6,027,000 | 776 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,263,000 | 2,341 |
| Total interest expense | $1,564,000 | 2,934 |
| Net interest income | $4,699,000 | 2,084 |
| Provision for loan and lease losses | $188,000 | 2,618 |
| Total noninterest income | $16,153,000 | 302 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $12,000 | 7,878 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $16,141,000 | 237 |
| Total noninterest expense | $14,452,000 | 595 |
| Salaries and employee benefits | $11,737,000 | 400 |
| Premises and equipment expense | $746,000 | 1,531 |
| Additional noninterest expense | $1,969,000 | 1,262 |
| Pre-tax net operating income | $6,212,000 | 731 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $2,099,000 | 747 |
| Income before extraordinary items | $4,113,000 | 821 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $4,113,000 | 822 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 2,274 |
| Cash dividends | $44,000 | 4,832 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $4,113,000 | 761 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,051,000 | 2,414 |
| Total interest expense | $803,000 | 2,936 |
| Net interest income | $2,248,000 | 2,168 |
| Provision for loan and lease losses | $10,000 | 6,044 |
| Total noninterest income | $7,373,000 | 322 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $5,000 | 7,933 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $7,368,000 | 251 |
| Total noninterest expense | $6,415,000 | 655 |
| Salaries and employee benefits | $5,217,000 | 448 |
| Premises and equipment expense | $345,000 | 1,663 |
| Additional noninterest expense | $853,000 | 1,413 |
| Pre-tax net operating income | $3,196,000 | 717 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $1,075,000 | 748 |
| Income before extraordinary items | $2,121,000 | 798 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,121,000 | 797 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $2,121,000 | 734 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,429,000 | 3,176 |
| Total interest expense | $2,813,000 | 3,727 |
| Net interest income | $6,616,000 | 2,878 |
| Provision for loan and lease losses | $260,000 | 3,766 |
| Total noninterest income | $21,305,000 | 388 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $18,000 | 7,998 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $21,287,000 | 288 |
| Total noninterest expense | $21,523,000 | 746 |
| Salaries and employee benefits | $16,461,000 | 514 |
| Premises and equipment expense | $1,464,000 | 1,518 |
| Additional noninterest expense | $3,598,000 | 1,337 |
| Pre-tax net operating income | $6,138,000 | 1,365 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $2,049,000 | 1,265 |
| Income before extraordinary items | $4,089,000 | 1,504 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $4,089,000 | 1,502 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $750,000 | 2,751 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,089,000 | 1,456 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,801,000 | 3,703 |
| Total interest expense | $4,425,000 | 3,512 |
| Net interest income | $4,376,000 | 3,847 |
| Provision for loan and lease losses | $-20,000 | 9,463 |
| Total noninterest income | $18,574,000 | 403 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $0 | 8,399 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $18,574,000 | 305 |
| Total noninterest expense | $19,152,000 | 787 |
| Salaries and employee benefits | $14,287,000 | 553 |
| Premises and equipment expense | $1,279,000 | 1,688 |
| Additional noninterest expense | $3,586,000 | 1,307 |
| Pre-tax net operating income | $3,818,000 | 1,847 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,282,000 | 1,714 |
| Income before extraordinary items | $2,536,000 | 2,057 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,536,000 | 2,059 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 9,229 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,536,000 | 1,982 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,160,000 | 5,628 |
| Total interest expense | $3,081,000 | 4,823 |
| Net interest income | $2,079,000 | 6,454 |
| Provision for loan and lease losses | $371,000 | 2,417 |
| Total noninterest income | $6,588,000 | 755 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 8,617 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,588,000 | 537 |
| Total noninterest expense | $7,789,000 | 1,790 |
| Salaries and employee benefits | $5,194,000 | 1,367 |
| Premises and equipment expense | $701,000 | 2,877 |
| Additional noninterest expense | $1,894,000 | 2,278 |
| Pre-tax net operating income | $507,000 | 6,958 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $243,000 | 5,041 |
| Income before extraordinary items | $264,000 | 7,696 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $264,000 | 7,695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 5,922 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $8,288,000 | 90 |
| Net operating income | $264,000 | 7,695 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.