Home > Goldwater Bank, N.A. > Income and Expense

Goldwater Bank, N.A., Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$24,691,0001,628
Total interest expense$8,803,0001,419
Net interest income$15,888,0001,730
Provision for loan and lease losses$875,000906
Total noninterest income$9,975,000741
Gross Fiduciary activities income$0981
Service charges on deposit accounts$49,0003,829
Trading account gains and fees$0123
Additional Noninterest Income$9,926,000539
Total noninterest expense$20,835,0001,175
Salaries and employee benefits$11,161,0001,239
Premises and equipment expense$1,795,0001,337
Additional noninterest expense$9,926,000539
Pre-tax net operating income$4,153,0002,136
Securities gains (losses)$0988
Applicable income taxes$804,0001,585
Income before extraordinary items$3,349,0002,193
Extraordinary gains, net$054
Net income$3,348,0002,217
Minority interest net income$1,00087
Net income of bank and minority interests.$3,349,0002,196
Net charge-offs$-544,0004,538
Cash dividends$906,0002,271
Sale, conversion, retirement of capital stock, net$0540
Net operating income$3,349,0002,224
2023-09-30 (YTD Data)Rank
Total interest income$18,292,0001,612
Total interest expense$6,438,0001,344
Net interest income$11,854,0001,736
Provision for loan and lease losses$750,000789
Total noninterest income$7,131,000772
Gross Fiduciary activities income$0950
Service charges on deposit accounts$41,0003,793
Trading account gains and fees$0125
Additional Noninterest Income$7,090,000573
Total noninterest expense$16,059,0001,145
Salaries and employee benefits$8,709,0001,195
Premises and equipment expense$1,475,0001,238
Additional noninterest expense$7,090,000573
Pre-tax net operating income$2,176,0002,608
Securities gains (losses)$0849
Applicable income taxes$511,0001,734
Income before extraordinary items$1,665,0002,725
Extraordinary gains, net$052
Net income$1,664,0002,756
Minority interest net income$1,00080
Net income of bank and minority interests.$1,665,0002,726
Net charge-offs$-4,0003,620
Cash dividends$530,0002,192
Sale, conversion, retirement of capital stock, net$0507
Net operating income$1,665,0002,755
2023-06-30 (YTD Data)Rank
Total interest income$12,119,0001,588
Total interest expense$4,155,0001,270
Net interest income$7,964,0001,743
Provision for loan and lease losses$500,000779
Total noninterest income$5,717,000669
Gross Fiduciary activities income$0931
Service charges on deposit accounts$32,0003,687
Trading account gains and fees$0112
Additional Noninterest Income$5,685,000488
Total noninterest expense$11,421,0001,072
Salaries and employee benefits$6,211,0001,117
Premises and equipment expense$1,087,0001,128
Additional noninterest expense$5,685,000488
Pre-tax net operating income$1,760,0002,407
Securities gains (losses)$0938
Applicable income taxes$413,0001,618
Income before extraordinary items$1,347,0002,524
Extraordinary gains, net$051
Net income$1,346,0002,555
Minority interest net income$1,00078
Net income of bank and minority interests.$1,347,0002,524
Net charge-offs$-3,0003,600
Cash dividends$453,0002,033
Sale, conversion, retirement of capital stock, net$0486
Net operating income$1,347,0002,536
2023-03-31 (YTD Data)Rank
Total interest income$5,923,0001,594
Total interest expense$2,016,0001,181
Net interest income$3,907,0001,788
Provision for loan and lease losses$250,000770
Total noninterest income$4,286,000501
Gross Fiduciary activities income$0913
Service charges on deposit accounts$18,0003,640
Trading account gains and fees$097
Additional Noninterest Income$4,268,000364
Total noninterest expense$6,674,000977
Salaries and employee benefits$3,671,0001,004
Premises and equipment expense$654,000990
Additional noninterest expense$4,268,000364
Pre-tax net operating income$1,269,0002,001
Securities gains (losses)$0950
Applicable income taxes$298,0001,395
Income before extraordinary items$971,0002,131
Extraordinary gains, net$04
Net income$970,0002,132
Minority interest net income$1,00047
Net income of bank and minority interests.$971,0002,131
Net charge-offs$-1,0003,238
Cash dividends$377,0001,445
Sale, conversion, retirement of capital stock, net$0430
Net operating income$971,0002,154
2022-12-31 (YTD Data)Rank
Total interest income$17,179,0001,758
Total interest expense$2,584,0001,321
Net interest income$14,595,0001,827
Provision for loan and lease losses$1,640,000589
Total noninterest income$31,089,000346
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$54,0003,883
Trading account gains and fees$0116
Additional Noninterest Income$31,035,000253
Total noninterest expense$41,736,000645
Salaries and employee benefits$27,287,000564
Premises and equipment expense$2,499,0001,006
Additional noninterest expense$31,035,000253
Pre-tax net operating income$2,308,0002,961
Securities gains (losses)$0691
Applicable income taxes$580,0001,931
Income before extraordinary items$1,728,0003,104
Extraordinary gains, net$05
Net income$1,739,0003,096
Minority interest net income$-11,0004,693
Net income of bank and minority interests.$1,728,0003,103
Net charge-offs$-11,0003,661
Cash dividends$906,0002,234
Sale, conversion, retirement of capital stock, net$0568
Net operating income$1,728,0003,137
2022-09-30 (YTD Data)Rank
Total interest income$11,738,0001,834
Total interest expense$1,447,0001,360
Net interest income$10,291,0001,879
Provision for loan and lease losses$983,000635
Total noninterest income$24,999,000341
Gross Fiduciary activities income$0968
Service charges on deposit accounts$38,0003,958
Trading account gains and fees$0111
Additional Noninterest Income$24,961,000247
Total noninterest expense$34,015,000592
Salaries and employee benefits$22,991,000491
Premises and equipment expense$1,943,000972
Additional noninterest expense$24,961,000247
Pre-tax net operating income$292,0004,273
Securities gains (losses)$0740
Applicable income taxes$35,0003,279
Income before extraordinary items$257,0004,248
Extraordinary gains, net$04
Net income$257,0004,247
Minority interest net income$057
Net income of bank and minority interests.$257,0004,247
Net charge-offs$-4,0003,351
Cash dividends$830,0001,811
Sale, conversion, retirement of capital stock, net$0519
Net operating income$257,0004,275
2022-06-30 (YTD Data)Rank
Total interest income$7,047,0001,931
Total interest expense$793,0001,372
Net interest income$6,254,0001,983
Provision for loan and lease losses$623,000595
Total noninterest income$17,349,000324
Gross Fiduciary activities income$0925
Service charges on deposit accounts$21,0004,113
Trading account gains and fees$0108
Additional Noninterest Income$17,328,000249
Total noninterest expense$23,692,000557
Salaries and employee benefits$16,680,000450
Premises and equipment expense$1,366,000919
Additional noninterest expense$5,646,000698
Pre-tax net operating income$-712,0004,723
Securities gains (losses)$0687
Applicable income taxes$28,0003,168
Income before extraordinary items$-740,0004,694
Extraordinary gains, net$04
Net income$-740,0004,694
Minority interest net income$060
Net income of bank and minority interests.$-740,0004,694
Net charge-offs$-2,0003,158
Cash dividends$453,0001,967
Sale, conversion, retirement of capital stock, net$0494
Net operating income$-740,0004,718
2022-03-31 (YTD Data)Rank
Total interest income$3,226,0002,029
Total interest expense$390,0001,332
Net interest income$2,836,0002,073
Provision for loan and lease losses$178,000701
Total noninterest income$9,894,000307
Gross Fiduciary activities income$0892
Service charges on deposit accounts$10,0004,138
Trading account gains and fees$0103
Additional Noninterest Income$9,884,000236
Total noninterest expense$11,238,000587
Salaries and employee benefits$8,109,000467
Premises and equipment expense$721,000883
Additional noninterest expense$2,408,000785
Pre-tax net operating income$1,314,0001,806
Securities gains (losses)$0623
Applicable income taxes$319,0001,258
Income before extraordinary items$995,0001,927
Extraordinary gains, net$04
Net income$995,0001,926
Minority interest net income$050
Net income of bank and minority interests.$995,0001,927
Net charge-offs$-1,0003,005
Cash dividends$377,0001,360
Sale, conversion, retirement of capital stock, net$0453
Net operating income$995,0001,944
2021-12-31 (YTD Data)Rank
Total interest income$13,268,0002,049
Total interest expense$1,717,0001,503
Net interest income$11,551,0002,085
Provision for loan and lease losses$1,742,000341
Total noninterest income$77,750,000207
Gross Fiduciary activities income$0994
Service charges on deposit accounts$38,0004,177
Trading account gains and fees$0132
Additional Noninterest Income$77,712,000170
Total noninterest expense$80,854,000354
Salaries and employee benefits$60,441,000285
Premises and equipment expense$3,543,000741
Additional noninterest expense$16,870,000497
Pre-tax net operating income$6,705,0001,687
Securities gains (losses)$02,062
Applicable income taxes$1,593,0001,264
Income before extraordinary items$5,112,0001,870
Extraordinary gains, net$010
Net income$5,123,0001,864
Minority interest net income$-11,0004,824
Net income of bank and minority interests.$5,112,0001,871
Net charge-offs$683,000526
Cash dividends$297,0003,127
Sale, conversion, retirement of capital stock, net$85,000479
Net operating income$5,112,0001,834
2021-09-30 (YTD Data)Rank
Total interest income$9,873,0002,086
Total interest expense$1,304,0001,564
Net interest income$8,569,0002,139
Provision for loan and lease losses$1,642,000265
Total noninterest income$65,413,000198
Gross Fiduciary activities income$0957
Service charges on deposit accounts$28,0004,229
Trading account gains and fees$0132
Additional Noninterest Income$65,385,000156
Total noninterest expense$66,741,000336
Salaries and employee benefits$50,248,000263
Premises and equipment expense$2,778,000722
Additional noninterest expense$13,715,000451
Pre-tax net operating income$5,599,0001,631
Securities gains (losses)$02,015
Applicable income taxes$1,255,0001,292
Income before extraordinary items$4,344,0001,765
Extraordinary gains, net$08
Net income$4,344,0001,764
Minority interest net income$069
Net income of bank and minority interests.$4,344,0001,765
Net charge-offs$672,000418
Cash dividends$220,0002,818
Sale, conversion, retirement of capital stock, net$85,000430
Net operating income$4,344,0001,742
2021-06-30 (YTD Data)Rank
Total interest income$6,183,0002,184
Total interest expense$885,0001,593
Net interest income$5,298,0002,248
Provision for loan and lease losses$1,642,000177
Total noninterest income$48,063,000191
Gross Fiduciary activities income$0951
Service charges on deposit accounts$19,0004,234
Trading account gains and fees$0133
Additional Noninterest Income$48,044,000149
Total noninterest expense$47,761,000321
Salaries and employee benefits$36,814,000241
Premises and equipment expense$1,886,000709
Additional noninterest expense$9,061,000452
Pre-tax net operating income$3,958,0001,538
Securities gains (losses)$01,818
Applicable income taxes$888,0001,241
Income before extraordinary items$3,070,0001,683
Extraordinary gains, net$06
Net income$3,070,0001,683
Minority interest net income$067
Net income of bank and minority interests.$3,070,0001,683
Net charge-offs$672,000334
Cash dividends$146,0002,727
Sale, conversion, retirement of capital stock, net$0517
Net operating income$3,070,0001,656
2021-03-31 (YTD Data)Rank
Total interest income$2,985,0002,229
Total interest expense$465,0001,603
Net interest income$2,520,0002,314
Provision for loan and lease losses$1,464,000127
Total noninterest income$26,617,000178
Gross Fiduciary activities income$0922
Service charges on deposit accounts$10,0004,200
Trading account gains and fees$0127
Additional Noninterest Income$26,607,000143
Total noninterest expense$25,979,000292
Salaries and employee benefits$20,596,000217
Premises and equipment expense$914,000748
Additional noninterest expense$4,469,000439
Pre-tax net operating income$1,694,0001,708
Securities gains (losses)$01,392
Applicable income taxes$388,0001,340
Income before extraordinary items$1,306,0001,886
Extraordinary gains, net$03
Net income$1,306,0001,885
Minority interest net income$055
Net income of bank and minority interests.$1,306,0001,886
Net charge-offs$672,000223
Cash dividends$72,0002,223
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,306,0001,853
2020-12-31 (YTD Data)Rank
Total interest income$9,503,0002,592
Total interest expense$2,607,0001,662
Net interest income$6,896,0002,836
Provision for loan and lease losses$610,0002,039
Total noninterest income$101,285,000167
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$56,0004,071
Trading account gains and fees$0133
Additional Noninterest Income$101,229,000133
Total noninterest expense$93,330,000309
Salaries and employee benefits$70,778,000232
Premises and equipment expense$3,059,000839
Additional noninterest expense$19,493,000417
Pre-tax net operating income$14,241,000775
Securities gains (losses)$02,675
Applicable income taxes$2,036,000935
Income before extraordinary items$12,205,000793
Extraordinary gains, net$04
Net income$12,212,000793
Minority interest net income$-7,0004,986
Net income of bank and minority interests.$12,205,000793
Net charge-offs$-38,0004,533
Cash dividends$295,0003,199
Sale, conversion, retirement of capital stock, net$0566
Net operating income$12,205,000763
2020-09-30 (YTD Data)Rank
Total interest income$6,665,0002,715
Total interest expense$2,094,0001,655
Net interest income$4,571,0003,042
Provision for loan and lease losses$369,0002,237
Total noninterest income$73,704,000166
Gross Fiduciary activities income$0981
Service charges on deposit accounts$47,0004,026
Trading account gains and fees$0125
Additional Noninterest Income$73,657,000130
Total noninterest expense$65,659,000320
Salaries and employee benefits$48,551,000242
Premises and equipment expense$2,196,000871
Additional noninterest expense$14,912,000403
Pre-tax net operating income$12,247,000666
Securities gains (losses)$02,494
Applicable income taxes$1,800,000797
Income before extraordinary items$10,447,000682
Extraordinary gains, net$04
Net income$10,447,000682
Minority interest net income$065
Net income of bank and minority interests.$10,447,000682
Net charge-offs$-38,0004,592
Cash dividends$223,0002,874
Sale, conversion, retirement of capital stock, net$0532
Net operating income$10,447,000651
2020-06-30 (YTD Data)Rank
Total interest income$4,162,0002,870
Total interest expense$1,499,0001,641
Net interest income$2,663,0003,273
Provision for loan and lease losses$242,0002,240
Total noninterest income$43,488,000172
Gross Fiduciary activities income$0970
Service charges on deposit accounts$37,0003,912
Trading account gains and fees$0123
Additional Noninterest Income$43,451,000132
Total noninterest expense$41,018,000329
Salaries and employee benefits$29,002,000262
Premises and equipment expense$1,430,000889
Additional noninterest expense$10,586,000377
Pre-tax net operating income$4,891,000974
Securities gains (losses)$02,249
Applicable income taxes$16,0003,283
Income before extraordinary items$4,875,000872
Extraordinary gains, net$04
Net income$4,875,000872
Minority interest net income$065
Net income of bank and minority interests.$4,875,000872
Net charge-offs$-30,0004,624
Cash dividends$149,0002,823
Sale, conversion, retirement of capital stock, net$0504
Net operating income$4,875,000844
2020-03-31 (YTD Data)Rank
Total interest income$1,925,0002,991
Total interest expense$745,0001,775
Net interest income$1,180,0003,451
Provision for loan and lease losses$120,0001,810
Total noninterest income$13,222,000226
Gross Fiduciary activities income$0941
Service charges on deposit accounts$23,0003,893
Trading account gains and fees$0106
Additional Noninterest Income$13,199,000169
Total noninterest expense$13,698,000456
Salaries and employee benefits$9,807,000367
Premises and equipment expense$703,000908
Additional noninterest expense$3,188,000576
Pre-tax net operating income$584,0002,589
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$584,0002,436
Extraordinary gains, net$04
Net income$584,0002,435
Minority interest net income$056
Net income of bank and minority interests.$584,0002,436
Net charge-offs$-29,0004,743
Cash dividends$74,0002,415
Sale, conversion, retirement of capital stock, net$0482
Net operating income$584,0002,412
2019-12-31 (YTD Data)Rank
Total interest income$7,119,0003,164
Total interest expense$2,633,0001,972
Net interest income$4,486,0003,603
Provision for loan and lease losses$30,0003,585
Total noninterest income$63,553,000193
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$112,0003,822
Trading account gains and fees$0135
Additional Noninterest Income$63,441,000144
Total noninterest expense$60,029,000398
Salaries and employee benefits$43,471,000326
Premises and equipment expense$3,198,000786
Additional noninterest expense$13,360,000545
Pre-tax net operating income$7,980,0001,230
Securities gains (losses)$02,379
Applicable income taxes$-855,0005,154
Income before extraordinary items$8,835,0001,033
Extraordinary gains, net$011
Net income$8,838,0001,033
Minority interest net income$-3,0005,165
Net income of bank and minority interests.$8,835,0001,034
Net charge-offs$-60,0004,807
Cash dividends$223,0003,516
Sale, conversion, retirement of capital stock, net$1,000620
Net operating income$8,835,0001,009
2019-09-30 (YTD Data)Rank
Total interest income$5,123,0003,264
Total interest expense$1,889,0002,046
Net interest income$3,234,0003,720
Provision for loan and lease losses$03,836
Total noninterest income$47,864,000188
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$87,0003,837
Trading account gains and fees$0129
Additional Noninterest Income$47,777,000142
Total noninterest expense$44,772,000397
Salaries and employee benefits$32,594,000325
Premises and equipment expense$2,426,000781
Additional noninterest expense$9,752,000550
Pre-tax net operating income$6,326,0001,207
Securities gains (losses)$02,167
Applicable income taxes$40,0003,335
Income before extraordinary items$6,286,0001,098
Extraordinary gains, net$011
Net income$6,286,0001,099
Minority interest net income$072
Net income of bank and minority interests.$6,286,0001,099
Net charge-offs$-31,0004,715
Cash dividends$149,0003,240
Sale, conversion, retirement of capital stock, net$0590
Net operating income$6,286,0001,074
2019-06-30 (YTD Data)Rank
Total interest income$3,233,0003,363
Total interest expense$1,198,0002,096
Net interest income$2,035,0003,836
Provision for loan and lease losses$03,685
Total noninterest income$28,858,000199
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$60,0003,813
Trading account gains and fees$0131
Additional Noninterest Income$28,798,000148
Total noninterest expense$27,660,000428
Salaries and employee benefits$19,740,000343
Premises and equipment expense$1,624,000781
Additional noninterest expense$6,296,000575
Pre-tax net operating income$3,233,0001,455
Securities gains (losses)$01,702
Applicable income taxes$26,0003,352
Income before extraordinary items$3,207,0001,322
Extraordinary gains, net$011
Net income$3,207,0001,321
Minority interest net income$069
Net income of bank and minority interests.$3,207,0001,322
Net charge-offs$-18,0004,642
Cash dividends$74,0003,253
Sale, conversion, retirement of capital stock, net$0573
Net operating income$3,207,0001,295
2019-03-31 (YTD Data)Rank
Total interest income$2,780,0002,436
Total interest expense$562,0002,144
Net interest income$2,218,0002,503
Provision for loan and lease losses$03,406
Total noninterest income$11,144,000234
Gross Fiduciary activities income$0972
Service charges on deposit accounts$29,0003,870
Trading account gains and fees$0126
Additional Noninterest Income$11,115,000173
Total noninterest expense$12,748,000458
Salaries and employee benefits$8,999,000377
Premises and equipment expense$837,000774
Additional noninterest expense$2,912,000603
Pre-tax net operating income$614,0002,781
Securities gains (losses)$01,087
Applicable income taxes$15,0003,272
Income before extraordinary items$599,0002,622
Extraordinary gains, net$05
Net income$599,0002,621
Minority interest net income$052
Net income of bank and minority interests.$599,0002,621
Net charge-offs$-11,0004,688
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$599,0002,606
2018-12-31 (YTD Data)Rank
Total interest income$10,834,0002,386
Total interest expense$1,807,0002,071
Net interest income$9,027,0002,445
Provision for loan and lease losses$04,082
Total noninterest income$43,558,000247
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$133,0003,830
Trading account gains and fees$0126
Additional Noninterest Income$43,425,000182
Total noninterest expense$53,806,000434
Salaries and employee benefits$37,855,000352
Premises and equipment expense$3,130,000795
Additional noninterest expense$12,821,000548
Pre-tax net operating income$-1,221,0005,359
Securities gains (losses)$01,125
Applicable income taxes$-201,0005,331
Income before extraordinary items$-1,020,0005,347
Extraordinary gains, net$06
Net income$-1,020,0005,346
Minority interest net income$072
Net income of bank and minority interests.$-1,020,0005,346
Net charge-offs$-38,0004,825
Cash dividends$149,0003,712
Sale, conversion, retirement of capital stock, net$0671
Net operating income$-1,020,0005,347
2018-09-30 (YTD Data)Rank
Total interest income$7,779,0002,452
Total interest expense$1,289,0002,062
Net interest income$6,490,0002,525
Provision for loan and lease losses$03,948
Total noninterest income$33,071,000245
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$102,0003,823
Trading account gains and fees$0138
Additional Noninterest Income$32,969,000181
Total noninterest expense$40,842,000427
Salaries and employee benefits$28,906,000349
Premises and equipment expense$2,328,000807
Additional noninterest expense$9,608,000540
Pre-tax net operating income$-1,281,0005,448
Securities gains (losses)$01,118
Applicable income taxes$44,0003,376
Income before extraordinary items$-1,325,0005,442
Extraordinary gains, net$05
Net income$-1,325,0005,441
Minority interest net income$066
Net income of bank and minority interests.$-1,325,0005,441
Net charge-offs$-43,0004,879
Cash dividends$149,0003,241
Sale, conversion, retirement of capital stock, net$0633
Net operating income$-1,325,0005,442
2018-06-30 (YTD Data)Rank
Total interest income$5,191,0002,440
Total interest expense$816,0002,053
Net interest income$4,375,0002,505
Provision for loan and lease losses$03,782
Total noninterest income$21,013,000251
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$72,0003,759
Trading account gains and fees$0130
Additional Noninterest Income$20,941,000190
Total noninterest expense$26,746,000435
Salaries and employee benefits$19,046,000352
Premises and equipment expense$1,519,000829
Additional noninterest expense$6,181,000556
Pre-tax net operating income$-1,358,0005,522
Securities gains (losses)$0961
Applicable income taxes$30,0003,368
Income before extraordinary items$-1,388,0005,516
Extraordinary gains, net$06
Net income$-1,388,0005,515
Minority interest net income$065
Net income of bank and minority interests.$-1,388,0005,515
Net charge-offs$-13,0004,607
Cash dividends$74,0003,276
Sale, conversion, retirement of capital stock, net$0620
Net operating income$-1,388,0005,515
2018-03-31 (YTD Data)Rank
Total interest income$2,412,0002,561
Total interest expense$381,0002,087
Net interest income$2,031,0002,633
Provision for loan and lease losses$03,508
Total noninterest income$9,191,000281
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$37,0003,752
Trading account gains and fees$0123
Additional Noninterest Income$9,154,000211
Total noninterest expense$13,000,000446
Salaries and employee benefits$9,168,000367
Premises and equipment expense$757,000833
Additional noninterest expense$3,075,000561
Pre-tax net operating income$-1,778,0005,604
Securities gains (losses)$0735
Applicable income taxes$14,0003,380
Income before extraordinary items$-1,792,0005,595
Extraordinary gains, net$07
Net income$-1,792,0005,595
Minority interest net income$052
Net income of bank and minority interests.$-1,792,0005,595
Net charge-offs$7,0002,089
Cash dividends$74,0002,464
Sale, conversion, retirement of capital stock, net$0580
Net operating income$-1,792,0005,596
2017-12-31 (YTD Data)Rank
Total interest income$8,878,0002,669
Total interest expense$1,396,0002,038
Net interest income$7,482,0002,760
Provision for loan and lease losses$04,227
Total noninterest income$56,961,000203
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$69,0004,725
Trading account gains and fees$0151
Additional Noninterest Income$56,892,000150
Total noninterest expense$64,091,000370
Salaries and employee benefits$46,217,000288
Premises and equipment expense$3,380,000737
Additional noninterest expense$14,494,000476
Pre-tax net operating income$352,0004,957
Securities gains (losses)$02,243
Applicable income taxes$-323,0005,593
Income before extraordinary items$675,0004,191
Extraordinary gains, net$09
Net income$675,0004,191
Minority interest net income$076
Net income of bank and minority interests.$675,0004,191
Net charge-offs$43,0003,050
Cash dividends$223,0003,583
Sale, conversion, retirement of capital stock, net$0711
Net operating income$675,0004,180
2017-09-30 (YTD Data)Rank
Total interest income$6,103,0002,848
Total interest expense$926,0002,188
Net interest income$5,177,0002,938
Provision for loan and lease losses$04,088
Total noninterest income$42,525,000201
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$49,0004,826
Trading account gains and fees$0145
Additional Noninterest Income$42,476,000150
Total noninterest expense$47,873,000371
Salaries and employee benefits$34,423,000292
Premises and equipment expense$2,522,000745
Additional noninterest expense$10,928,000473
Pre-tax net operating income$-171,0005,595
Securities gains (losses)$02,274
Applicable income taxes$112,0003,101
Income before extraordinary items$-283,0005,624
Extraordinary gains, net$09
Net income$-283,0005,624
Minority interest net income$071
Net income of bank and minority interests.$-283,0005,624
Net charge-offs$62,0002,292
Cash dividends$149,0003,275
Sale, conversion, retirement of capital stock, net$0677
Net operating income$-283,0005,624
2017-06-30 (YTD Data)Rank
Total interest income$3,705,0003,021
Total interest expense$505,0002,468
Net interest income$3,200,0003,074
Provision for loan and lease losses$03,871
Total noninterest income$26,741,000210
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$30,0004,921
Trading account gains and fees$0139
Additional Noninterest Income$26,711,000157
Total noninterest expense$30,952,000383
Salaries and employee benefits$22,155,000299
Premises and equipment expense$1,658,000762
Additional noninterest expense$7,139,000485
Pre-tax net operating income$-1,011,0005,748
Securities gains (losses)$01,906
Applicable income taxes$89,0002,998
Income before extraordinary items$-1,100,0005,750
Extraordinary gains, net$011
Net income$-1,100,0005,750
Minority interest net income$071
Net income of bank and minority interests.$-1,100,0005,750
Net charge-offs$97,0001,546
Cash dividends$74,0003,311
Sale, conversion, retirement of capital stock, net$0659
Net operating income$-1,100,0005,749
2017-03-31 (YTD Data)Rank
Total interest income$1,838,0003,047
Total interest expense$212,0002,743
Net interest income$1,626,0003,039
Provision for loan and lease losses$03,537
Total noninterest income$11,577,000233
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$12,0005,100
Trading account gains and fees$0142
Additional Noninterest Income$11,565,000171
Total noninterest expense$14,741,000405
Salaries and employee benefits$10,430,000324
Premises and equipment expense$804,000794
Additional noninterest expense$3,507,000490
Pre-tax net operating income$-1,538,0005,843
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$-1,538,0005,837
Extraordinary gains, net$08
Net income$-1,538,0005,837
Minority interest net income$055
Net income of bank and minority interests.$-1,538,0005,837
Net charge-offs$137,000757
Cash dividends$74,0002,510
Sale, conversion, retirement of capital stock, net$0632
Net operating income$-1,538,0005,837
2016-12-31 (YTD Data)Rank
Total interest income$6,354,0003,311
Total interest expense$882,0002,628
Net interest income$5,472,0003,372
Provision for loan and lease losses$04,332
Total noninterest income$69,150,000166
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$44,0005,250
Trading account gains and fees$0170
Additional Noninterest Income$69,106,000131
Total noninterest expense$70,906,000349
Salaries and employee benefits$51,977,000250
Premises and equipment expense$4,335,000576
Additional noninterest expense$14,594,000481
Pre-tax net operating income$3,716,0002,038
Securities gains (losses)$03,212
Applicable income taxes$73,0003,456
Income before extraordinary items$3,643,0001,787
Extraordinary gains, net$05
Net income$3,643,0001,786
Minority interest net income$082
Net income of bank and minority interests.$3,643,0001,786
Net charge-offs$18,0003,674
Cash dividends$149,0003,842
Sale, conversion, retirement of capital stock, net$-17,0005,817
Net operating income$3,643,0001,747
2016-09-30 (YTD Data)Rank
Total interest income$4,393,0003,501
Total interest expense$631,0002,734
Net interest income$3,762,0003,580
Provision for loan and lease losses$04,186
Total noninterest income$53,079,000162
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$34,0005,295
Trading account gains and fees$0169
Additional Noninterest Income$53,045,000123
Total noninterest expense$53,710,000341
Salaries and employee benefits$39,882,000242
Premises and equipment expense$3,519,000536
Additional noninterest expense$10,309,000508
Pre-tax net operating income$3,131,0001,900
Securities gains (losses)$03,160
Applicable income taxes$04,325
Income before extraordinary items$3,131,0001,624
Extraordinary gains, net$05
Net income$3,131,0001,623
Minority interest net income$071
Net income of bank and minority interests.$3,131,0001,624
Net charge-offs$-45,0005,334
Cash dividends$74,0003,583
Sale, conversion, retirement of capital stock, net$-17,0005,903
Net operating income$3,131,0001,578
2016-06-30 (YTD Data)Rank
Total interest income$2,525,0003,837
Total interest expense$371,0002,954
Net interest income$2,154,0003,918
Provision for loan and lease losses$04,017
Total noninterest income$32,666,000175
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$19,0005,440
Trading account gains and fees$0157
Additional Noninterest Income$32,647,000134
Total noninterest expense$33,526,000357
Salaries and employee benefits$25,352,000254
Premises and equipment expense$2,466,000517
Additional noninterest expense$5,708,000598
Pre-tax net operating income$1,294,0002,635
Securities gains (losses)$02,835
Applicable income taxes$04,338
Income before extraordinary items$1,294,0002,367
Extraordinary gains, net$016
Net income$1,294,0002,365
Minority interest net income$071
Net income of bank and minority interests.$1,294,0002,366
Net charge-offs$-48,0005,498
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$-17,0005,985
Net operating income$1,294,0002,303
2016-03-31 (YTD Data)Rank
Total interest income$1,092,0004,128
Total interest expense$153,0003,330
Net interest income$939,0004,192
Provision for loan and lease losses$03,656
Total noninterest income$13,441,000200
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$11,0005,366
Trading account gains and fees$0142
Additional Noninterest Income$13,430,000147
Total noninterest expense$14,269,000404
Salaries and employee benefits$10,965,000297
Premises and equipment expense$1,204,000532
Additional noninterest expense$2,100,000777
Pre-tax net operating income$111,0004,985
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$111,0004,915
Extraordinary gains, net$012
Net income$111,0004,915
Minority interest net income$062
Net income of bank and minority interests.$111,0004,915
Net charge-offs$-61,0005,781
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$111,0004,859
2015-12-31 (YTD Data)Rank
Total interest income$3,712,0004,456
Total interest expense$572,0003,481
Net interest income$3,140,0004,551
Provision for loan and lease losses$86,0003,204
Total noninterest income$18,322,000437
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$26,0005,740
Trading account gains and fees$0159
Additional Noninterest Income$18,296,000319
Total noninterest expense$20,515,0001,007
Salaries and employee benefits$13,295,000852
Premises and equipment expense$1,804,0001,294
Additional noninterest expense$5,416,0001,184
Pre-tax net operating income$861,0004,298
Securities gains (losses)$-27,0005,966
Applicable income taxes$04,402
Income before extraordinary items$834,0004,195
Extraordinary gains, net$023
Net income$834,0004,193
Minority interest net income$081
Net income of bank and minority interests.$834,0004,195
Net charge-offs$90,0002,757
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$2,000,000148
Net operating income$861,0004,087
2015-09-30 (YTD Data)Rank
Total interest income$2,749,0004,530
Total interest expense$432,0003,513
Net interest income$2,317,0004,630
Provision for loan and lease losses$50,0003,229
Total noninterest income$14,001,000444
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$19,0005,834
Trading account gains and fees$0153
Additional Noninterest Income$13,982,000325
Total noninterest expense$15,628,0001,002
Salaries and employee benefits$10,037,000851
Premises and equipment expense$1,128,0001,539
Additional noninterest expense$4,463,0001,093
Pre-tax net operating income$640,0004,417
Securities gains (losses)$-27,0006,091
Applicable income taxes$04,489
Income before extraordinary items$613,0004,295
Extraordinary gains, net$021
Net income$613,0004,296
Minority interest net income$078
Net income of bank and minority interests.$613,0004,298
Net charge-offs$60,0002,634
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$2,000,000113
Net operating income$640,0004,173
2015-06-30 (YTD Data)Rank
Total interest income$1,924,0004,461
Total interest expense$285,0003,561
Net interest income$1,639,0004,541
Provision for loan and lease losses$50,0002,882
Total noninterest income$10,249,000415
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$13,0005,880
Trading account gains and fees$0157
Additional Noninterest Income$10,236,000304
Total noninterest expense$11,298,000928
Salaries and employee benefits$6,974,000829
Premises and equipment expense$758,0001,542
Additional noninterest expense$3,566,000915
Pre-tax net operating income$540,0004,064
Securities gains (losses)$-27,0006,203
Applicable income taxes$04,497
Income before extraordinary items$513,0003,924
Extraordinary gains, net$022
Net income$513,0003,924
Minority interest net income$075
Net income of bank and minority interests.$513,0003,926
Net charge-offs$43,0002,441
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$540,0003,784
2015-03-31 (YTD Data)Rank
Total interest income$858,0004,717
Total interest expense$128,0003,789
Net interest income$730,0004,800
Provision for loan and lease losses$50,0002,062
Total noninterest income$4,548,000440
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$6,0005,941
Trading account gains and fees$0152
Additional Noninterest Income$4,542,000316
Total noninterest expense$4,921,0001,056
Salaries and employee benefits$2,888,000982
Premises and equipment expense$385,0001,546
Additional noninterest expense$1,648,000974
Pre-tax net operating income$307,0003,834
Securities gains (losses)$-3,0006,134
Applicable income taxes$04,400
Income before extraordinary items$304,0003,629
Extraordinary gains, net$013
Net income$304,0003,632
Minority interest net income$064
Net income of bank and minority interests.$304,0003,632
Net charge-offs$23,0002,046
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$307,0003,513
2014-12-31 (YTD Data)Rank
Total interest income$3,300,0004,886
Total interest expense$680,0003,372
Net interest income$2,620,0005,059
Provision for loan and lease losses$275,0002,095
Total noninterest income$7,971,000776
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$20,0006,136
Trading account gains and fees$0180
Additional Noninterest Income$7,951,000544
Total noninterest expense$12,822,0001,485
Salaries and employee benefits$7,029,0001,483
Premises and equipment expense$1,290,0001,796
Additional noninterest expense$4,503,0001,416
Pre-tax net operating income$-2,506,0006,447
Securities gains (losses)$149,000979
Applicable income taxes$04,531
Income before extraordinary items$-2,357,0006,435
Extraordinary gains, net$017
Net income$-2,357,0006,434
Minority interest net income$084
Net income of bank and minority interests.$-2,357,0006,434
Net charge-offs$1,038,000869
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$3,238,000105
Net operating income$-2,506,0006,443
2014-09-30 (YTD Data)Rank
Total interest income$2,437,0004,972
Total interest expense$531,0003,342
Net interest income$1,906,0005,159
Provision for loan and lease losses$200,0002,067
Total noninterest income$5,303,000854
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$13,0006,244
Trading account gains and fees$0174
Additional Noninterest Income$5,290,000594
Total noninterest expense$8,672,0001,663
Salaries and employee benefits$4,920,0001,585
Premises and equipment expense$945,0001,849
Additional noninterest expense$2,807,0001,662
Pre-tax net operating income$-1,663,0006,518
Securities gains (losses)$149,000766
Applicable income taxes$04,583
Income before extraordinary items$-1,514,0006,510
Extraordinary gains, net$015
Net income$-1,514,0006,509
Minority interest net income$081
Net income of bank and minority interests.$-1,514,0006,509
Net charge-offs$920,000717
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$3,238,00083
Net operating income$-1,663,0006,516
2014-06-30 (YTD Data)Rank
Total interest income$1,606,0005,013
Total interest expense$364,0003,322
Net interest income$1,242,0005,215
Provision for loan and lease losses$04,196
Total noninterest income$3,031,000930
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$10,0006,259
Trading account gains and fees$0172
Additional Noninterest Income$3,021,000647
Total noninterest expense$5,367,0001,770
Salaries and employee benefits$3,088,0001,667
Premises and equipment expense$571,0002,041
Additional noninterest expense$1,708,0001,798
Pre-tax net operating income$-1,094,0006,588
Securities gains (losses)$149,000587
Applicable income taxes$04,568
Income before extraordinary items$-945,0006,573
Extraordinary gains, net$020
Net income$-945,0006,573
Minority interest net income$080
Net income of bank and minority interests.$-945,0006,573
Net charge-offs$318,0001,215
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$3,238,00059
Net operating income$-1,094,0006,584
2014-03-31 (YTD Data)Rank
Total interest income$767,0005,135
Total interest expense$196,0003,217
Net interest income$571,0005,386
Provision for loan and lease losses$03,817
Total noninterest income$1,079,0001,174
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$5,0006,292
Trading account gains and fees$0147
Additional Noninterest Income$1,074,000795
Total noninterest expense$2,383,0001,995
Salaries and employee benefits$1,349,0001,928
Premises and equipment expense$284,0002,094
Additional noninterest expense$750,0002,012
Pre-tax net operating income$-733,0006,657
Securities gains (losses)$51,000638
Applicable income taxes$04,445
Income before extraordinary items$-682,0006,660
Extraordinary gains, net$016
Net income$-682,0006,660
Minority interest net income$066
Net income of bank and minority interests.$-682,0006,660
Net charge-offs$249,000811
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$-733,0006,663
2013-12-31 (YTD Data)Rank
Total interest income$4,347,0004,428
Total interest expense$1,097,0002,751
Net interest income$3,250,0004,756
Provision for loan and lease losses$-400,0006,555
Total noninterest income$9,234,000724
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$29,0006,300
Trading account gains and fees$0184
Additional Noninterest Income$9,205,000505
Total noninterest expense$13,778,0001,426
Salaries and employee benefits$8,653,0001,242
Premises and equipment expense$1,225,0001,883
Additional noninterest expense$3,900,0001,651
Pre-tax net operating income$-894,0006,558
Securities gains (losses)$43,0001,909
Applicable income taxes$04,631
Income before extraordinary items$-851,0006,564
Extraordinary gains, net$029
Net income$-851,0006,565
Minority interest net income$090
Net income of bank and minority interests.$-851,0006,565
Net charge-offs$777,0001,520
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$10,000847
Net operating income$-894,0006,561
2013-09-30 (YTD Data)Rank
Total interest income$3,463,0004,338
Total interest expense$860,0002,742
Net interest income$2,603,0004,661
Provision for loan and lease losses$-400,0006,707
Total noninterest income$8,104,000644
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$24,0006,321
Trading account gains and fees$0180
Additional Noninterest Income$8,080,000469
Total noninterest expense$11,437,0001,309
Salaries and employee benefits$7,208,0001,137
Premises and equipment expense$925,0001,878
Additional noninterest expense$3,304,0001,502
Pre-tax net operating income$-330,0006,558
Securities gains (losses)$43,0001,775
Applicable income taxes$04,713
Income before extraordinary items$-287,0006,569
Extraordinary gains, net$025
Net income$-287,0006,569
Minority interest net income$084
Net income of bank and minority interests.$-287,0006,569
Net charge-offs$717,0001,272
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$10,000772
Net operating income$-330,0006,569
2013-06-30 (YTD Data)Rank
Total interest income$2,506,0004,113
Total interest expense$601,0002,703
Net interest income$1,905,0004,430
Provision for loan and lease losses$-400,0006,794
Total noninterest income$6,329,000588
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$14,0006,410
Trading account gains and fees$0157
Additional Noninterest Income$6,315,000436
Total noninterest expense$8,214,0001,233
Salaries and employee benefits$5,375,0001,010
Premises and equipment expense$630,0001,849
Additional noninterest expense$2,209,0001,477
Pre-tax net operating income$420,0004,415
Securities gains (losses)$43,0001,619
Applicable income taxes$04,679
Income before extraordinary items$463,0004,068
Extraordinary gains, net$022
Net income$463,0004,071
Minority interest net income$082
Net income of bank and minority interests.$463,0004,071
Net charge-offs$624,0001,073
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$10,000708
Net operating income$420,0004,123
2013-03-31 (YTD Data)Rank
Total interest income$1,291,0004,068
Total interest expense$314,0002,691
Net interest income$977,0004,400
Provision for loan and lease losses$-400,0006,941
Total noninterest income$3,252,000574
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$7,0006,447
Trading account gains and fees$0148
Additional Noninterest Income$3,245,000421
Total noninterest expense$4,227,0001,211
Salaries and employee benefits$2,843,000959
Premises and equipment expense$327,0001,822
Additional noninterest expense$1,057,0001,538
Pre-tax net operating income$402,0003,291
Securities gains (losses)$43,000987
Applicable income taxes$04,602
Income before extraordinary items$445,0002,816
Extraordinary gains, net$010
Net income$445,0002,818
Minority interest net income$076
Net income of bank and minority interests.$445,0002,818
Net charge-offs$-18,0006,405
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$402,0002,935
2012-12-31 (YTD Data)Rank
Total interest income$5,910,0003,873
Total interest expense$1,734,0002,419
Net interest income$4,176,0004,290
Provision for loan and lease losses$05,905
Total noninterest income$14,164,000526
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$26,0006,583
Trading account gains and fees$0166
Additional Noninterest Income$14,138,000391
Total noninterest expense$17,996,0001,109
Salaries and employee benefits$11,278,000921
Premises and equipment expense$1,406,0001,673
Additional noninterest expense$5,312,0001,282
Pre-tax net operating income$344,0005,300
Securities gains (losses)$03,810
Applicable income taxes$04,751
Income before extraordinary items$344,0005,351
Extraordinary gains, net$029
Net income$344,0005,348
Minority interest net income$093
Net income of bank and minority interests.$344,0005,349
Net charge-offs$-189,0006,995
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$344,0005,151
2012-09-30 (YTD Data)Rank
Total interest income$4,416,0003,947
Total interest expense$1,349,0002,437
Net interest income$3,067,0004,421
Provision for loan and lease losses$05,790
Total noninterest income$10,165,000541
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$18,0006,699
Trading account gains and fees$0157
Additional Noninterest Income$10,147,000390
Total noninterest expense$13,427,0001,109
Salaries and employee benefits$8,314,000940
Premises and equipment expense$1,075,0001,650
Additional noninterest expense$4,038,0001,266
Pre-tax net operating income$-195,0006,513
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$-195,0006,613
Extraordinary gains, net$020
Net income$-195,0006,611
Minority interest net income$086
Net income of bank and minority interests.$-195,0006,611
Net charge-offs$-250,0007,106
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$-195,0006,532
2012-06-30 (YTD Data)Rank
Total interest income$3,012,0003,920
Total interest expense$947,0002,404
Net interest income$2,065,0004,401
Provision for loan and lease losses$05,619
Total noninterest income$6,114,000576
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$13,0006,711
Trading account gains and fees$0153
Additional Noninterest Income$6,101,000411
Total noninterest expense$8,705,0001,152
Salaries and employee benefits$5,447,000959
Premises and equipment expense$717,0001,664
Additional noninterest expense$2,541,0001,334
Pre-tax net operating income$-526,0006,828
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$-526,0006,875
Extraordinary gains, net$019
Net income$-526,0006,875
Minority interest net income$084
Net income of bank and minority interests.$-526,0006,876
Net charge-offs$-409,0007,212
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$-526,0006,840
2012-03-31 (YTD Data)Rank
Total interest income$1,514,0003,954
Total interest expense$509,0002,329
Net interest income$1,005,0004,511
Provision for loan and lease losses$05,254
Total noninterest income$2,662,000650
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$7,0006,711
Trading account gains and fees$0148
Additional Noninterest Income$2,655,000455
Total noninterest expense$4,248,0001,179
Salaries and employee benefits$2,640,000983
Premises and equipment expense$361,0001,653
Additional noninterest expense$1,247,0001,350
Pre-tax net operating income$-581,0007,078
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$-581,0007,095
Extraordinary gains, net$019
Net income$-581,0007,094
Minority interest net income$078
Net income of bank and minority interests.$-581,0007,095
Net charge-offs$-435,0007,277
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$-581,0007,082
2011-12-31 (YTD Data)Rank
Total interest income$7,102,0003,640
Total interest expense$2,484,0002,323
Net interest income$4,618,0004,138
Provision for loan and lease losses$2,332,0001,408
Total noninterest income$13,043,000507
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$29,0006,628
Trading account gains and fees$0146
Additional Noninterest Income$13,014,000356
Total noninterest expense$19,760,000995
Salaries and employee benefits$11,523,000855
Premises and equipment expense$1,380,0001,799
Additional noninterest expense$6,857,0001,023
Pre-tax net operating income$-4,431,0007,021
Securities gains (losses)$518,000779
Applicable income taxes$04,719
Income before extraordinary items$-3,913,0007,013
Extraordinary gains, net$029
Net income$-3,913,0007,014
Minority interest net income$096
Net income of bank and minority interests.$-3,913,0007,014
Net charge-offs$3,723,0001,034
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-4,431,0007,028
2011-09-30 (YTD Data)Rank
Total interest income$5,393,0003,653
Total interest expense$1,940,0002,331
Net interest income$3,453,0004,160
Provision for loan and lease losses$2,332,0001,112
Total noninterest income$8,750,000554
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$22,0006,669
Trading account gains and fees$0145
Additional Noninterest Income$8,728,000383
Total noninterest expense$13,702,0001,073
Salaries and employee benefits$7,965,000926
Premises and equipment expense$1,078,0001,750
Additional noninterest expense$4,659,0001,128
Pre-tax net operating income$-3,831,0007,169
Securities gains (losses)$518,000631
Applicable income taxes$04,740
Income before extraordinary items$-3,313,0007,176
Extraordinary gains, net$021
Net income$-3,313,0007,175
Minority interest net income$087
Net income of bank and minority interests.$-3,313,0007,177
Net charge-offs$3,691,000800
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-3,831,0007,193
2011-06-30 (YTD Data)Rank
Total interest income$3,772,0003,565
Total interest expense$1,381,0002,269
Net interest income$2,391,0004,056
Provision for loan and lease losses$2,332,000826
Total noninterest income$5,097,000613
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$18,0006,606
Trading account gains and fees$0153
Additional Noninterest Income$5,079,000425
Total noninterest expense$8,333,0001,195
Salaries and employee benefits$4,795,0001,034
Premises and equipment expense$725,0001,747
Additional noninterest expense$2,813,0001,255
Pre-tax net operating income$-3,177,0007,289
Securities gains (losses)$78,0001,308
Applicable income taxes$04,697
Income before extraordinary items$-3,099,0007,302
Extraordinary gains, net$015
Net income$-3,099,0007,301
Minority interest net income$089
Net income of bank and minority interests.$-3,099,0007,302
Net charge-offs$2,956,000699
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-3,177,0007,304
2011-03-31 (YTD Data)Rank
Total interest income$1,881,0003,582
Total interest expense$718,0002,263
Net interest income$1,163,0004,131
Provision for loan and lease losses$2,331,000449
Total noninterest income$1,984,000738
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$9,0006,596
Trading account gains and fees$0158
Additional Noninterest Income$1,975,000516
Total noninterest expense$3,984,0001,253
Salaries and employee benefits$2,389,0001,048
Premises and equipment expense$357,0001,815
Additional noninterest expense$1,238,0001,416
Pre-tax net operating income$-3,168,0007,463
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$-3,168,0007,463
Extraordinary gains, net$09
Net income$-3,168,0007,463
Minority interest net income$086
Net income of bank and minority interests.$-3,168,0007,463
Net charge-offs$2,918,000413
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-3,168,0007,463
2010-12-31 (YTD Data)Rank
Total interest income$10,316,0002,885
Total interest expense$2,989,0002,614
Net interest income$7,327,0002,961
Provision for loan and lease losses$1,887,0002,153
Total noninterest income$17,916,000424
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$37,0006,429
Trading account gains and fees$0175
Additional Noninterest Income$17,879,000300
Total noninterest expense$25,613,000782
Salaries and employee benefits$15,622,000611
Premises and equipment expense$1,482,0001,725
Additional noninterest expense$8,509,000869
Pre-tax net operating income$-2,257,0006,817
Securities gains (losses)$673,000687
Applicable income taxes$04,655
Income before extraordinary items$-1,584,0006,764
Extraordinary gains, net$029
Net income$-1,584,0006,764
Minority interest net income$0111
Net income of bank and minority interests.$-1,584,0006,765
Net charge-offs$3,443,0001,349
Cash dividends$35,0004,024
Sale, conversion, retirement of capital stock, net$17,0001,113
Net operating income$-2,257,0006,870
2010-09-30 (YTD Data)Rank
Total interest income$8,300,0002,769
Total interest expense$2,240,0002,715
Net interest income$6,060,0002,731
Provision for loan and lease losses$1,684,0001,842
Total noninterest income$12,143,000444
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$30,0006,470
Trading account gains and fees$0165
Additional Noninterest Income$12,113,000314
Total noninterest expense$18,626,000792
Salaries and employee benefits$10,974,000650
Premises and equipment expense$1,125,0001,736
Additional noninterest expense$6,527,000828
Pre-tax net operating income$-2,107,0007,084
Securities gains (losses)$673,000583
Applicable income taxes$04,726
Income before extraordinary items$-1,434,0007,032
Extraordinary gains, net$023
Net income$-1,434,0007,031
Minority interest net income$0110
Net income of bank and minority interests.$-1,434,0007,032
Net charge-offs$2,641,0001,258
Cash dividends$35,0003,538
Sale, conversion, retirement of capital stock, net$18,0001,010
Net operating income$-2,107,0007,132
2010-06-30 (YTD Data)Rank
Total interest income$5,639,0002,739
Total interest expense$1,493,0002,802
Net interest income$4,146,0002,670
Provision for loan and lease losses$570,0002,672
Total noninterest income$6,591,000505
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$24,0006,378
Trading account gains and fees$0152
Additional Noninterest Income$6,567,000351
Total noninterest expense$10,967,000905
Salaries and employee benefits$6,458,000740
Premises and equipment expense$727,0001,802
Additional noninterest expense$3,782,000942
Pre-tax net operating income$-800,0006,912
Securities gains (losses)$-3,0007,233
Applicable income taxes$04,691
Income before extraordinary items$-803,0007,010
Extraordinary gains, net$019
Net income$-803,0007,010
Minority interest net income$0105
Net income of bank and minority interests.$-803,0007,010
Net charge-offs$951,0001,777
Cash dividends$35,0003,277
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-800,0006,976
2010-03-31 (YTD Data)Rank
Total interest income$2,692,0002,909
Total interest expense$730,0002,968
Net interest income$1,962,0002,829
Provision for loan and lease losses$06,552
Total noninterest income$2,887,000544
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$15,0006,220
Trading account gains and fees$0175
Additional Noninterest Income$2,872,000382
Total noninterest expense$4,919,0001,012
Salaries and employee benefits$2,861,000864
Premises and equipment expense$291,0002,264
Additional noninterest expense$1,767,000992
Pre-tax net operating income$-70,0006,569
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$-70,0006,676
Extraordinary gains, net$016
Net income$-70,0006,677
Minority interest net income$091
Net income of bank and minority interests.$-70,0006,676
Net charge-offs$274,0002,117
Cash dividends$35,0002,391
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-70,0006,606
2009-12-31 (YTD Data)Rank
Total interest income$11,462,0002,873
Total interest expense$3,366,0003,140
Net interest income$8,096,0002,702
Provision for loan and lease losses$6,714,0001,153
Total noninterest income$5,789,000977
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$998,0001,694
Trading account gains and fees$0211
Additional Noninterest Income$4,791,000742
Total noninterest expense$15,031,0001,360
Salaries and employee benefits$3,833,0002,546
Premises and equipment expense$1,046,0002,484
Additional noninterest expense$10,152,000776
Pre-tax net operating income$-7,860,0007,399
Securities gains (losses)$03,754
Applicable income taxes$04,388
Income before extraordinary items$-7,860,0007,480
Extraordinary gains, net$034
Net income$-7,860,0007,478
Minority interest net income$0115
Net income of bank and minority interests.$-7,860,0007,479
Net charge-offs$2,767,0001,688
Cash dividends$72,0004,311
Sale, conversion, retirement of capital stock, net$2,568,000298
Net operating income$-7,860,0007,487
2009-09-30 (YTD Data)Rank
Total interest income$8,042,0003,094
Total interest expense$2,569,0003,229
Net interest income$5,473,0002,946
Provision for loan and lease losses$1,202,0002,514
Total noninterest income$3,822,0001,088
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$987,0001,300
Trading account gains and fees$0212
Additional Noninterest Income$2,835,000893
Total noninterest expense$7,943,0001,905
Salaries and employee benefits$2,420,0003,015
Premises and equipment expense$658,0002,912
Additional noninterest expense$4,865,0001,157
Pre-tax net operating income$150,0005,116
Securities gains (losses)$03,497
Applicable income taxes$04,592
Income before extraordinary items$150,0005,084
Extraordinary gains, net$027
Net income$150,0005,085
Minority interest net income$0118
Net income of bank and minority interests.$150,0005,085
Net charge-offs$695,0002,638
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$2,606,000240
Net operating income$150,0005,035
2009-06-30 (YTD Data)Rank
Total interest income$3,697,0004,123
Total interest expense$1,685,0003,375
Net interest income$2,012,0004,566
Provision for loan and lease losses$1,202,0001,855
Total noninterest income$1,120,0002,011
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$982,000860
Trading account gains and fees$0193
Additional Noninterest Income$138,0004,266
Total noninterest expense$2,373,0003,888
Salaries and employee benefits$926,0004,666
Premises and equipment expense$321,0003,737
Additional noninterest expense$1,126,0002,994
Pre-tax net operating income$-443,0006,580
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$-443,0006,697
Extraordinary gains, net$021
Net income$-443,0006,698
Minority interest net income$0112
Net income of bank and minority interests.$-443,0006,698
Net charge-offs$575,0002,186
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$2,568,000186
Net operating income$-443,0006,675
2009-03-31 (YTD Data)Rank
Total interest income$1,684,0004,415
Total interest expense$844,0003,479
Net interest income$840,0005,070
Provision for loan and lease losses$858,0001,294
Total noninterest income$398,0002,510
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$404,0001,021
Trading account gains and fees$0171
Additional Noninterest Income$-6,0007,973
Total noninterest expense$1,149,0003,899
Salaries and employee benefits$517,0004,358
Premises and equipment expense$161,0003,778
Additional noninterest expense$471,0003,164
Pre-tax net operating income$-769,0007,522
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$-769,0007,613
Extraordinary gains, net$015
Net income$-769,0007,614
Minority interest net income$0102
Net income of bank and minority interests.$-769,0007,614
Net charge-offs$275,0001,856
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$2,568,000105
Net operating income$-769,0007,606
2008-12-31 (YTD Data)Rank
Total interest income$4,350,0005,819
Total interest expense$1,721,0005,671
Net interest income$2,629,0005,785
Provision for loan and lease losses$1,245,0002,413
Total noninterest income$-44,0008,169
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$68,0006,372
Trading account gains and fees$0154
Additional Noninterest Income$-112,0008,138
Total noninterest expense$3,533,0004,611
Salaries and employee benefits$1,955,0004,528
Premises and equipment expense$611,0003,886
Additional noninterest expense$967,0004,929
Pre-tax net operating income$-2,193,0007,411
Securities gains (losses)$03,220
Applicable income taxes$04,979
Income before extraordinary items$-2,193,0007,433
Extraordinary gains, net$039
Net income$-2,193,0007,431
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$402,0003,117
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$39,0001,175
Net operating income$-2,193,0007,522
2008-09-30 (YTD Data)Rank
Total interest income$2,858,0006,192
Total interest expense$1,003,0006,326
Net interest income$1,855,0005,983
Provision for loan and lease losses$1,200,0001,651
Total noninterest income$54,0007,703
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$53,0006,369
Trading account gains and fees$0148
Additional Noninterest Income$1,0008,065
Total noninterest expense$2,729,0004,503
Salaries and employee benefits$1,533,0004,401
Premises and equipment expense$532,0003,500
Additional noninterest expense$664,0005,121
Pre-tax net operating income$-2,020,0007,870
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$-2,020,0007,871
Extraordinary gains, net$031
Net income$-2,020,0007,871
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$332,0002,435
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$39,000994
Net operating income$-2,020,0007,947
2008-06-30 (YTD Data)Rank
Total interest income$1,618,0006,611
Total interest expense$480,0007,078
Net interest income$1,138,0006,183
Provision for loan and lease losses$553,0001,795
Total noninterest income$43,0007,632
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$40,0006,240
Trading account gains and fees$0149
Additional Noninterest Income$3,0008,035
Total noninterest expense$1,826,0004,530
Salaries and employee benefits$1,031,0004,421
Premises and equipment expense$355,0003,516
Additional noninterest expense$440,0005,130
Pre-tax net operating income$-1,198,0007,999
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$-1,198,0008,066
Extraordinary gains, net$021
Net income$-1,198,0008,066
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$255,0001,964
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$39,000829
Net operating income$-1,198,0008,056
2008-03-31 (YTD Data)Rank
Total interest income$780,0006,766
Total interest expense$214,0007,387
Net interest income$566,0006,235
Provision for loan and lease losses$383,0001,183
Total noninterest income$20,0007,703
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$19,0006,289
Trading account gains and fees$0158
Additional Noninterest Income$1,0008,110
Total noninterest expense$940,0004,425
Salaries and employee benefits$523,0004,395
Premises and equipment expense$175,0003,568
Additional noninterest expense$242,0004,793
Pre-tax net operating income$-737,0008,215
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$-737,0008,255
Extraordinary gains, net$015
Net income$-737,0008,255
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$245,0001,118
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$20,000699
Net operating income$-737,0008,244
2007-12-31 (YTD Data)Rank
Total interest income$1,730,0007,749
Total interest expense$504,0007,945
Net interest income$1,226,0007,459
Provision for loan and lease losses$307,0003,147
Total noninterest income$4,0008,364
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$4,0007,400
Trading account gains and fees$0178
Additional Noninterest Income$08,329
Total noninterest expense$4,422,0003,811
Salaries and employee benefits$1,631,0005,038
Premises and equipment expense$412,0004,932
Additional noninterest expense$2,379,0002,269
Pre-tax net operating income$-3,499,0008,396
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$-3,499,0008,416
Extraordinary gains, net$039
Net income$-3,499,0008,413
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$21,994,00074
Net operating income$-3,499,0008,408
2007-09-30 (YTD Data)Rank
Total interest income$945,0008,114
Total interest expense$246,0008,236
Net interest income$699,0007,874
Provision for loan and lease losses$195,0003,051
Total noninterest income$08,457
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$07,525
Trading account gains and fees$0184
Additional Noninterest Income$08,377
Total noninterest expense$3,122,0003,973
Salaries and employee benefits$674,0006,681
Premises and equipment expense$261,0005,421
Additional noninterest expense$2,187,0001,847
Pre-tax net operating income$-2,618,0008,474
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$-2,618,0008,490
Extraordinary gains, net$033
Net income$-2,618,0008,486
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$21,441,00052
Net operating income$-2,618,0008,482
2007-06-30 (YTD Data)Rank
Total interest income$333,0008,455
Total interest expense$45,0008,491
Net interest income$288,0008,339
Provision for loan and lease losses$90,0003,429
Total noninterest income$08,515
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$07,560
Trading account gains and fees$0168
Additional Noninterest Income$08,426
Total noninterest expense$2,367,0003,607
Salaries and employee benefits$289,0007,635
Premises and equipment expense$131,0006,155
Additional noninterest expense$1,947,0001,387
Pre-tax net operating income$-2,169,0008,559
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$-2,169,0008,570
Extraordinary gains, net$029
Net income$-2,169,0008,567
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$21,441,00040
Net operating income$-2,169,0008,561

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.