Home > Goldman Sachs Bank USA > Income and Expense
Goldman Sachs Bank USA, Income and Expense
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $613,300,000 | 79 |
| Total interest expense | $406,778,000 | 66 |
| Net interest income | $206,522,000 | 119 |
| Provision for loan and lease losses | $777,000 | 2,131 |
| Total noninterest income | $-720,760,000 | 8,383 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $0 | 7,386 |
| Trading account gains and fees | $-916,481,000 | 8,382 |
| Additional Noninterest Income | $195,721,000 | 59 |
| Total noninterest expense | $167,362,000 | 128 |
| Salaries and employee benefits | $75,222,000 | 118 |
| Premises and equipment expense | $14,325,000 | 159 |
| Additional noninterest expense | $77,815,000 | 122 |
| Pre-tax net operating income | $-682,377,000 | 8,384 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-267,390,000 | 8,377 |
| Income before extraordinary items | $-414,987,000 | 8,369 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-414,987,000 | 8,369 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-414,987,000 | 8,372 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $410,933,000 | 85 |
| Total interest expense | $336,123,000 | 63 |
| Net interest income | $74,810,000 | 188 |
| Provision for loan and lease losses | $589,000 | 1,733 |
| Total noninterest income | $-453,265,000 | 8,451 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $0 | 7,428 |
| Trading account gains and fees | $-547,646,000 | 8,449 |
| Additional Noninterest Income | $94,381,000 | 75 |
| Total noninterest expense | $105,079,000 | 133 |
| Salaries and employee benefits | $48,908,000 | 122 |
| Premises and equipment expense | $9,322,000 | 166 |
| Additional noninterest expense | $46,849,000 | 130 |
| Pre-tax net operating income | $-484,123,000 | 8,450 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-198,555,000 | 8,441 |
| Income before extraordinary items | $-285,568,000 | 8,439 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-285,568,000 | 8,439 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-285,568,000 | 8,439 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $224,379,000 | 83 |
| Total interest expense | $193,047,000 | 59 |
| Net interest income | $31,332,000 | 216 |
| Provision for loan and lease losses | $400,000 | 1,144 |
| Total noninterest income | $-572,761,000 | 8,494 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $0 | 7,431 |
| Trading account gains and fees | $-559,617,000 | 8,492 |
| Additional Noninterest Income | $-13,144,000 | 8,497 |
| Total noninterest expense | $50,940,000 | 132 |
| Salaries and employee benefits | $24,177,000 | 124 |
| Premises and equipment expense | $4,917,000 | 163 |
| Additional noninterest expense | $21,846,000 | 129 |
| Pre-tax net operating income | $-592,769,000 | 8,501 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-226,400,000 | 8,491 |
| Income before extraordinary items | $-366,369,000 | 8,491 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-366,369,000 | 8,491 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-366,369,000 | 8,491 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $791,360,000 | 92 |
| Total interest expense | $693,310,000 | 68 |
| Net interest income | $98,050,000 | 263 |
| Provision for loan and lease losses | $1,128,000 | 1,303 |
| Total noninterest income | $-252,858,000 | 8,533 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $0 | 7,508 |
| Trading account gains and fees | $-164,003,000 | 8,527 |
| Additional Noninterest Income | $-88,855,000 | 8,543 |
| Total noninterest expense | $40,871,000 | 471 |
| Salaries and employee benefits | $10,383,000 | 963 |
| Premises and equipment expense | $1,337,000 | 1,950 |
| Additional noninterest expense | $29,151,000 | 264 |
| Pre-tax net operating income | $-196,807,000 | 8,535 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-75,072,000 | 8,529 |
| Income before extraordinary items | $-121,735,000 | 8,524 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-121,735,000 | 8,522 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-121,735,000 | 8,524 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $581,150,000 | 94 |
| Total interest expense | $504,582,000 | 71 |
| Net interest income | $76,568,000 | 245 |
| Provision for loan and lease losses | $916,000 | 963 |
| Total noninterest income | $-119,636,000 | 8,559 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $0 | 7,525 |
| Trading account gains and fees | $-69,558,000 | 8,555 |
| Additional Noninterest Income | $-50,078,000 | 8,567 |
| Total noninterest expense | $19,491,000 | 711 |
| Salaries and employee benefits | $1,739,000 | 3,921 |
| Premises and equipment expense | $106,000 | 7,322 |
| Additional noninterest expense | $17,646,000 | 290 |
| Pre-tax net operating income | $-63,475,000 | 8,563 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-24,130,000 | 8,555 |
| Income before extraordinary items | $-39,345,000 | 8,554 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-39,345,000 | 8,552 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-39,345,000 | 8,553 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $375,887,000 | 97 |
| Total interest expense | $325,857,000 | 74 |
| Net interest income | $50,030,000 | 261 |
| Provision for loan and lease losses | $535,000 | 978 |
| Total noninterest income | $2,124,000 | 1,267 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $0 | 7,560 |
| Trading account gains and fees | $-23,232,000 | 8,612 |
| Additional Noninterest Income | $25,356,000 | 160 |
| Total noninterest expense | $12,538,000 | 755 |
| Salaries and employee benefits | $931,000 | 4,642 |
| Premises and equipment expense | $81,000 | 7,134 |
| Additional noninterest expense | $11,526,000 | 306 |
| Pre-tax net operating income | $39,081,000 | 192 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $15,090,000 | 175 |
| Income before extraordinary items | $23,991,000 | 207 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $23,991,000 | 207 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $23,991,000 | 205 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $184,445,000 | 97 |
| Total interest expense | $159,023,000 | 72 |
| Net interest income | $25,422,000 | 259 |
| Provision for loan and lease losses | $170,000 | 1,311 |
| Total noninterest income | $5,107,000 | 383 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $0 | 7,573 |
| Trading account gains and fees | $5,872,000 | 33 |
| Additional Noninterest Income | $-765,000 | 8,652 |
| Total noninterest expense | $7,960,000 | 590 |
| Salaries and employee benefits | $409,000 | 5,085 |
| Premises and equipment expense | $38,000 | 7,268 |
| Additional noninterest expense | $7,513,000 | 249 |
| Pre-tax net operating income | $22,399,000 | 166 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $8,759,000 | 159 |
| Income before extraordinary items | $13,640,000 | 179 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $13,640,000 | 178 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $13,640,000 | 179 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $246,972,000 | 198 |
| Total interest expense | $198,256,000 | 135 |
| Net interest income | $48,716,000 | 471 |
| Provision for loan and lease losses | $63,000 | 5,280 |
| Total noninterest income | $6,896,000 | 849 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $0 | 7,634 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $6,896,000 | 541 |
| Total noninterest expense | $6,638,000 | 2,644 |
| Salaries and employee benefits | $1,475,000 | 5,254 |
| Premises and equipment expense | $54,000 | 8,321 |
| Additional noninterest expense | $5,109,000 | 1,041 |
| Pre-tax net operating income | $48,911,000 | 281 |
| Securities gains (losses) | $1,740,000 | 122 |
| Applicable income taxes | $19,376,000 | 240 |
| Income before extraordinary items | $31,275,000 | 299 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $31,275,000 | 297 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $30,161,400 | 306 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $90,781,000 | 366 |
| Total interest expense | $66,683,000 | 242 |
| Net interest income | $24,098,000 | 698 |
| Provision for loan and lease losses | $1,000 | 6,666 |
| Total noninterest income | $46,000 | 8,202 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $0 | 7,682 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $46,000 | 7,042 |
| Total noninterest expense | $2,828,000 | 4,150 |
| Salaries and employee benefits | $928,000 | 5,786 |
| Premises and equipment expense | $41,000 | 8,359 |
| Additional noninterest expense | $1,859,000 | 2,103 |
| Pre-tax net operating income | $21,315,000 | 447 |
| Securities gains (losses) | $-881,000 | 8,670 |
| Applicable income taxes | $7,818,000 | 404 |
| Income before extraordinary items | $12,616,000 | 502 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $12,616,000 | 501 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $13,179,840 | 476 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,242,000 | 5,829 |
| Total interest expense | $154,000 | 8,335 |
| Net interest income | $2,088,000 | 4,589 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $34,000 | 8,195 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $0 | 7,707 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $34,000 | 6,958 |
| Total noninterest expense | $1,007,000 | 6,150 |
| Salaries and employee benefits | $617,000 | 5,814 |
| Premises and equipment expense | $27,000 | 8,391 |
| Additional noninterest expense | $363,000 | 5,504 |
| Pre-tax net operating income | $1,115,000 | 3,527 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $390,000 | 2,656 |
| Income before extraordinary items | $725,000 | 3,987 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $725,000 | 3,991 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $725,000 | 3,975 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $198,000 | 8,539 |
| Total interest expense | $3,000 | 8,758 |
| Net interest income | $195,000 | 8,272 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $8,000 | 8,480 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $0 | 7,698 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $8,000 | 7,731 |
| Total noninterest expense | $489,000 | 6,242 |
| Salaries and employee benefits | $312,000 | 5,807 |
| Premises and equipment expense | $13,000 | 8,407 |
| Additional noninterest expense | $164,000 | 5,789 |
| Pre-tax net operating income | $-286,000 | 8,609 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $-109,000 | 8,701 |
| Income before extraordinary items | $-177,000 | 8,547 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-177,000 | 8,546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-177,000 | 8,537 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $625,000 | 8,569 |
| Total interest expense | $10,000 | 8,789 |
| Net interest income | $615,000 | 8,431 |
| Provision for loan and lease losses | $1,000 | 7,102 |
| Total noninterest income | $7,000 | 8,687 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $0 | 7,759 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $7,000 | 8,497 |
| Total noninterest expense | $1,954,000 | 6,192 |
| Salaries and employee benefits | $1,157,000 | 5,898 |
| Premises and equipment expense | $58,000 | 8,374 |
| Additional noninterest expense | $739,000 | 5,437 |
| Pre-tax net operating income | $-1,333,000 | 8,697 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $-508,000 | 8,770 |
| Income before extraordinary items | $-825,000 | 8,632 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-825,000 | 8,632 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $-825,000 | 8,613 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $449,000 | 8,634 |
| Total interest expense | $8,000 | 8,810 |
| Net interest income | $441,000 | 8,502 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $0 | 8,802 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $0 | 7,794 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $0 | 8,723 |
| Total noninterest expense | $1,407,000 | 6,282 |
| Salaries and employee benefits | $801,000 | 6,129 |
| Premises and equipment expense | $44,000 | 8,369 |
| Additional noninterest expense | $562,000 | 5,331 |
| Pre-tax net operating income | $-966,000 | 8,719 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $-368,000 | 8,807 |
| Income before extraordinary items | $-598,000 | 8,673 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-598,000 | 8,673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $-598,000 | 8,649 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $288,000 | 8,654 |
| Total interest expense | $5,000 | 8,827 |
| Net interest income | $283,000 | 8,538 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $0 | 8,806 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $0 | 7,790 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $0 | 8,721 |
| Total noninterest expense | $913,000 | 6,354 |
| Salaries and employee benefits | $518,000 | 6,231 |
| Premises and equipment expense | $27,000 | 8,425 |
| Additional noninterest expense | $368,000 | 5,368 |
| Pre-tax net operating income | $-630,000 | 8,714 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-240,000 | 8,802 |
| Income before extraordinary items | $-390,000 | 8,682 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-390,000 | 8,682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-390,000 | 8,654 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $141,000 | 8,737 |
| Total interest expense | $3,000 | 8,881 |
| Net interest income | $138,000 | 8,632 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $0 | 8,858 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $0 | 7,845 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $0 | 8,766 |
| Total noninterest expense | $411,000 | 6,701 |
| Salaries and employee benefits | $241,000 | 6,482 |
| Premises and equipment expense | $12,000 | 8,542 |
| Additional noninterest expense | $158,000 | 5,832 |
| Pre-tax net operating income | $-273,000 | 8,768 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $-104,000 | 8,844 |
| Income before extraordinary items | $-169,000 | 8,725 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-169,000 | 8,725 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-169,000 | 8,704 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $266,000 | 8,866 |
| Total interest expense | $3,000 | 8,941 |
| Net interest income | $263,000 | 8,837 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $0 | 8,923 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $0 | 7,912 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $0 | 8,822 |
| Total noninterest expense | $858,000 | 8,052 |
| Salaries and employee benefits | $584,000 | 7,720 |
| Premises and equipment expense | $20,000 | 8,870 |
| Additional noninterest expense | $254,000 | 7,971 |
| Pre-tax net operating income | $-595,000 | 8,699 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $-227,000 | 8,825 |
| Income before extraordinary items | $-368,000 | 8,655 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-368,000 | 8,656 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $22,510,000 | 27 |
| Net operating income | $-368,000 | 8,628 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $128,000 | 8,953 |
| Total interest expense | $0 | 9,003 |
| Net interest income | $128,000 | 8,932 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $0 | 8,980 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $0 | 7,933 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $0 | 8,890 |
| Total noninterest expense | $389,000 | 8,657 |
| Salaries and employee benefits | $262,000 | 8,465 |
| Premises and equipment expense | $8,000 | 8,960 |
| Additional noninterest expense | $119,000 | 8,553 |
| Pre-tax net operating income | $-261,000 | 8,677 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $-100,000 | 8,857 |
| Income before extraordinary items | $-161,000 | 8,659 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-161,000 | 8,661 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $22,510,000 | 23 |
| Net operating income | $-161,000 | 8,629 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.