Home > GoldenBank > Income and Expense
GoldenBank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $18,575,000 | 1,666 |
| Total interest expense | $4,992,000 | 2,467 |
| Net interest income | $13,583,000 | 1,330 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $2,197,000 | 1,717 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,400,000 | 943 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $797,000 | 2,144 |
| Total noninterest expense | $9,062,000 | 1,623 |
| Salaries and employee benefits | $5,033,000 | 1,342 |
| Premises and equipment expense | $783,000 | 2,576 |
| Additional noninterest expense | $3,246,000 | 1,693 |
| Pre-tax net operating income | $6,718,000 | 1,128 |
| Securities gains (losses) | $14,000 | 2,006 |
| Applicable income taxes | $1,950,000 | 1,234 |
| Income before extraordinary items | $4,782,000 | 1,059 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $4,782,000 | 1,056 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-135,000 | 12,314 |
| Cash dividends | $1,800,000 | 1,218 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $4,772,060 | 1,074 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $16,577,000 | 1,888 |
| Total interest expense | $5,221,000 | 2,474 |
| Net interest income | $11,356,000 | 1,587 |
| Provision for loan and lease losses | $-420,000 | 13,155 |
| Total noninterest income | $2,206,000 | 1,833 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $1,467,000 | 901 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $739,000 | 2,506 |
| Total noninterest expense | $8,319,000 | 1,802 |
| Salaries and employee benefits | $4,628,000 | 1,461 |
| Premises and equipment expense | $913,000 | 2,241 |
| Additional noninterest expense | $2,778,000 | 2,033 |
| Pre-tax net operating income | $5,663,000 | 1,227 |
| Securities gains (losses) | $76,000 | 2,857 |
| Applicable income taxes | $1,559,000 | 1,517 |
| Income before extraordinary items | $4,180,000 | 1,226 |
| Extraordinary gains, net | $721,000 | 316 |
| Net income | $4,901,000 | 1,084 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-303,000 | 13,174 |
| Cash dividends | $3,450,000 | 644 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $4,124,520 | 1,151 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $17,072,000 | 2,073 |
| Total interest expense | $6,378,000 | 2,640 |
| Net interest income | $10,694,000 | 1,718 |
| Provision for loan and lease losses | $690,000 | 2,399 |
| Total noninterest income | $2,051,000 | 1,902 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $1,356,000 | 960 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $695,000 | 2,557 |
| Total noninterest expense | $7,543,000 | 1,961 |
| Salaries and employee benefits | $4,242,000 | 1,569 |
| Premises and equipment expense | $438,000 | 4,450 |
| Additional noninterest expense | $2,863,000 | 2,069 |
| Pre-tax net operating income | $4,512,000 | 1,411 |
| Securities gains (losses) | $22,000 | 5,460 |
| Applicable income taxes | $910,000 | 2,296 |
| Income before extraordinary items | $3,624,000 | 1,288 |
| Extraordinary gains, net | $359,000 | 265 |
| Net income | $3,983,000 | 1,178 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $318,000 | 3,223 |
| Cash dividends | $1,760,000 | 958 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $3,606,400 | 1,193 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.