Home > Golden State Bank > Income and Expense
Golden State Bank, Income and Expense
| 2025-03-31 (YTD Data) | Rank | |
| Total interest income | $14,558,000 | 925 |
| Total interest expense | $6,316,000 | 818 |
| Net interest income | $8,242,000 | 1,041 |
| Provision for loan and lease losses | $590,000 | 542 |
| Total noninterest income | $69,000 | 3,703 |
| Gross Fiduciary activities income | $0 | 918 |
| Service charges on deposit accounts | $52,000 | 2,587 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 3,970 |
| Total noninterest expense | $4,802,000 | 1,323 |
| Salaries and employee benefits | $3,008,000 | 1,229 |
| Premises and equipment expense | $240,000 | 2,133 |
| Additional noninterest expense | $17,000 | 3,970 |
| Pre-tax net operating income | $2,919,000 | 1,097 |
| Securities gains (losses) | $0 | 665 |
| Applicable income taxes | $921,000 | 678 |
| Income before extraordinary items | $1,998,000 | 1,290 |
| Extraordinary gains, net | $0 | 47 |
| Net income | $1,998,000 | 1,307 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,998,000 | 1,290 |
| Net charge-offs | $-11,000 | 4,083 |
| Cash dividends | $0 | 2,364 |
| Sale, conversion, retirement of capital stock, net | $180,000 | 247 |
| Net operating income | $1,998,000 | 1,301 |
| 2024-12-31 (YTD Data) | Rank | |
| Total interest income | $55,231,000 | 954 |
| Total interest expense | $25,217,000 | 863 |
| Net interest income | $30,014,000 | 1,066 |
| Provision for loan and lease losses | $2,838,000 | 496 |
| Total noninterest income | $640,000 | 3,171 |
| Gross Fiduciary activities income | $0 | 1,000 |
| Service charges on deposit accounts | $219,000 | 2,593 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $421,000 | 3,080 |
| Total noninterest expense | $16,560,000 | 1,452 |
| Salaries and employee benefits | $9,924,000 | 1,393 |
| Premises and equipment expense | $1,106,000 | 1,948 |
| Additional noninterest expense | $421,000 | 3,080 |
| Pre-tax net operating income | $11,256,000 | 1,057 |
| Securities gains (losses) | $0 | 940 |
| Applicable income taxes | $2,438,000 | 834 |
| Income before extraordinary items | $8,818,000 | 1,117 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $8,818,000 | 1,127 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $8,818,000 | 1,117 |
| Net charge-offs | $993,000 | 695 |
| Cash dividends | $0 | 3,434 |
| Sale, conversion, retirement of capital stock, net | $284,000 | 364 |
| Net operating income | $8,818,000 | 1,132 |
| 2024-09-30 (YTD Data) | Rank | |
| Total interest income | $40,826,000 | 961 |
| Total interest expense | $18,793,000 | 870 |
| Net interest income | $22,033,000 | 1,070 |
| Provision for loan and lease losses | $1,072,000 | 712 |
| Total noninterest income | $263,000 | 3,604 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $164,000 | 2,582 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $99,000 | 3,797 |
| Total noninterest expense | $12,018,000 | 1,469 |
| Salaries and employee benefits | $7,236,000 | 1,408 |
| Premises and equipment expense | $833,000 | 1,927 |
| Additional noninterest expense | $99,000 | 3,797 |
| Pre-tax net operating income | $9,206,000 | 981 |
| Securities gains (losses) | $0 | 930 |
| Applicable income taxes | $2,709,000 | 654 |
| Income before extraordinary items | $6,497,000 | 1,120 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $6,497,000 | 1,135 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $6,497,000 | 1,122 |
| Net charge-offs | $-399,000 | 4,485 |
| Cash dividends | $0 | 3,076 |
| Sale, conversion, retirement of capital stock, net | $226,000 | 343 |
| Net operating income | $6,497,000 | 1,130 |
| 2024-06-30 (YTD Data) | Rank | |
| Total interest income | $26,481,000 | 974 |
| Total interest expense | $12,152,000 | 883 |
| Net interest income | $14,329,000 | 1,089 |
| Provision for loan and lease losses | $759,000 | 641 |
| Total noninterest income | $184,000 | 3,572 |
| Gross Fiduciary activities income | $0 | 962 |
| Service charges on deposit accounts | $108,000 | 2,577 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $76,000 | 3,737 |
| Total noninterest expense | $7,944,000 | 1,482 |
| Salaries and employee benefits | $4,771,000 | 1,429 |
| Premises and equipment expense | $551,000 | 1,942 |
| Additional noninterest expense | $76,000 | 3,737 |
| Pre-tax net operating income | $5,810,000 | 1,014 |
| Securities gains (losses) | $0 | 628 |
| Applicable income taxes | $1,708,000 | 678 |
| Income before extraordinary items | $4,102,000 | 1,155 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $4,102,000 | 1,171 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,102,000 | 1,157 |
| Net charge-offs | $-394,000 | 4,516 |
| Cash dividends | $0 | 2,949 |
| Sale, conversion, retirement of capital stock, net | $151,000 | 335 |
| Net operating income | $4,102,000 | 1,166 |
| 2024-03-31 (YTD Data) | Rank | |
| Total interest income | $13,061,000 | 985 |
| Total interest expense | $5,976,000 | 876 |
| Net interest income | $7,085,000 | 1,102 |
| Provision for loan and lease losses | $269,000 | 721 |
| Total noninterest income | $100,000 | 3,509 |
| Gross Fiduciary activities income | $0 | 895 |
| Service charges on deposit accounts | $52,000 | 2,608 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 3,586 |
| Total noninterest expense | $3,952,000 | 1,492 |
| Salaries and employee benefits | $2,418,000 | 1,416 |
| Premises and equipment expense | $274,000 | 1,945 |
| Additional noninterest expense | $48,000 | 3,586 |
| Pre-tax net operating income | $2,964,000 | 984 |
| Securities gains (losses) | $0 | 689 |
| Applicable income taxes | $870,000 | 666 |
| Income before extraordinary items | $2,094,000 | 1,132 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,094,000 | 1,144 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,094,000 | 1,132 |
| Net charge-offs | $-386,000 | 4,557 |
| Cash dividends | $0 | 2,345 |
| Sale, conversion, retirement of capital stock, net | $75,000 | 269 |
| Net operating income | $2,094,000 | 1,129 |
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $43,497,000 | 1,052 |
| Total interest expense | $15,955,000 | 930 |
| Net interest income | $27,542,000 | 1,119 |
| Provision for loan and lease losses | $1,015,000 | 834 |
| Total noninterest income | $219,000 | 3,982 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $215,000 | 2,591 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 4,475 |
| Total noninterest expense | $15,016,000 | 1,528 |
| Salaries and employee benefits | $8,654,000 | 1,499 |
| Premises and equipment expense | $989,000 | 2,039 |
| Additional noninterest expense | $4,000 | 4,484 |
| Pre-tax net operating income | $11,730,000 | 1,036 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $3,455,000 | 685 |
| Income before extraordinary items | $8,275,000 | 1,181 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $8,275,000 | 1,197 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $8,275,000 | 1,184 |
| Net charge-offs | $349,000 | 904 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $323,000 | 313 |
| Net operating income | $8,275,000 | 1,200 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $31,492,000 | 1,060 |
| Total interest expense | $10,665,000 | 952 |
| Net interest income | $20,827,000 | 1,123 |
| Provision for loan and lease losses | $493,000 | 1,017 |
| Total noninterest income | $122,000 | 4,129 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $161,000 | 2,611 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-39,000 | 4,619 |
| Total noninterest expense | $11,452,000 | 1,489 |
| Salaries and employee benefits | $6,637,000 | 1,473 |
| Premises and equipment expense | $642,000 | 2,216 |
| Additional noninterest expense | $-39,000 | 4,619 |
| Pre-tax net operating income | $9,004,000 | 1,051 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $2,650,000 | 698 |
| Income before extraordinary items | $6,354,000 | 1,193 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $6,354,000 | 1,202 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $6,354,000 | 1,193 |
| Net charge-offs | $-25,000 | 4,048 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $235,000 | 308 |
| Net operating income | $6,354,000 | 1,218 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $20,355,000 | 1,057 |
| Total interest expense | $6,217,000 | 954 |
| Net interest income | $14,138,000 | 1,112 |
| Provision for loan and lease losses | $397,000 | 890 |
| Total noninterest income | $46,000 | 4,330 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $108,000 | 2,601 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-62,000 | 4,651 |
| Total noninterest expense | $7,538,000 | 1,495 |
| Salaries and employee benefits | $4,398,000 | 1,466 |
| Premises and equipment expense | $411,000 | 2,273 |
| Additional noninterest expense | $-62,000 | 4,651 |
| Pre-tax net operating income | $6,249,000 | 1,019 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $1,840,000 | 698 |
| Income before extraordinary items | $4,409,000 | 1,163 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,409,000 | 1,173 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,409,000 | 1,163 |
| Net charge-offs | $-18,000 | 4,071 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $156,000 | 300 |
| Net operating income | $4,409,000 | 1,173 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $9,886,000 | 1,069 |
| Total interest expense | $2,580,000 | 992 |
| Net interest income | $7,306,000 | 1,081 |
| Provision for loan and lease losses | $486,000 | 524 |
| Total noninterest income | $-23,000 | 4,659 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $53,000 | 2,633 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-76,000 | 4,674 |
| Total noninterest expense | $3,601,000 | 1,569 |
| Salaries and employee benefits | $2,235,000 | 1,481 |
| Premises and equipment expense | $191,000 | 2,416 |
| Additional noninterest expense | $-76,000 | 4,674 |
| Pre-tax net operating income | $3,196,000 | 1,031 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $939,000 | 701 |
| Income before extraordinary items | $2,257,000 | 1,166 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,257,000 | 1,165 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $2,257,000 | 1,165 |
| Net charge-offs | $-10,000 | 4,040 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $78,000 | 274 |
| Net operating income | $2,257,000 | 1,184 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $30,692,000 | 1,127 |
| Total interest expense | $4,999,000 | 787 |
| Net interest income | $25,693,000 | 1,174 |
| Provision for loan and lease losses | $2,039,000 | 510 |
| Total noninterest income | $263,000 | 4,012 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $210,000 | 2,690 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 4,357 |
| Total noninterest expense | $12,228,000 | 1,754 |
| Salaries and employee benefits | $7,248,000 | 1,696 |
| Premises and equipment expense | $792,000 | 2,328 |
| Additional noninterest expense | $53,000 | 4,357 |
| Pre-tax net operating income | $11,689,000 | 1,136 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $3,501,000 | 749 |
| Income before extraordinary items | $8,188,000 | 1,285 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $8,188,000 | 1,284 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $8,188,000 | 1,285 |
| Net charge-offs | $283,000 | 797 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $310,000 | 364 |
| Net operating income | $8,188,000 | 1,302 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $21,567,000 | 1,142 |
| Total interest expense | $3,018,000 | 734 |
| Net interest income | $18,549,000 | 1,179 |
| Provision for loan and lease losses | $1,328,000 | 524 |
| Total noninterest income | $192,000 | 4,060 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $157,000 | 2,714 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 4,422 |
| Total noninterest expense | $9,026,000 | 1,768 |
| Salaries and employee benefits | $5,208,000 | 1,747 |
| Premises and equipment expense | $614,000 | 2,292 |
| Additional noninterest expense | $35,000 | 4,422 |
| Pre-tax net operating income | $8,387,000 | 1,169 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $2,483,000 | 785 |
| Income before extraordinary items | $5,904,000 | 1,306 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,904,000 | 1,305 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $5,904,000 | 1,306 |
| Net charge-offs | $288,000 | 583 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $200,000 | 349 |
| Net operating income | $5,904,000 | 1,333 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $13,519,000 | 1,155 |
| Total interest expense | $1,883,000 | 626 |
| Net interest income | $11,636,000 | 1,213 |
| Provision for loan and lease losses | $857,000 | 477 |
| Total noninterest income | $118,000 | 4,086 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $99,000 | 2,789 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 4,491 |
| Total noninterest expense | $5,926,000 | 1,771 |
| Salaries and employee benefits | $3,427,000 | 1,770 |
| Premises and equipment expense | $408,000 | 2,304 |
| Additional noninterest expense | $2,091,000 | 1,550 |
| Pre-tax net operating income | $4,971,000 | 1,214 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $1,485,000 | 797 |
| Income before extraordinary items | $3,486,000 | 1,359 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,486,000 | 1,359 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $3,486,000 | 1,359 |
| Net charge-offs | $40,000 | 1,060 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $133,000 | 335 |
| Net operating income | $3,486,000 | 1,392 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $6,189,000 | 1,205 |
| Total interest expense | $942,000 | 596 |
| Net interest income | $5,247,000 | 1,289 |
| Provision for loan and lease losses | $298,000 | 515 |
| Total noninterest income | $62,000 | 4,046 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $44,000 | 2,898 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 4,305 |
| Total noninterest expense | $2,878,000 | 1,807 |
| Salaries and employee benefits | $1,693,000 | 1,767 |
| Premises and equipment expense | $197,000 | 2,355 |
| Additional noninterest expense | $988,000 | 1,587 |
| Pre-tax net operating income | $2,133,000 | 1,295 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $638,000 | 852 |
| Income before extraordinary items | $1,495,000 | 1,465 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,495,000 | 1,464 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,495,000 | 1,465 |
| Net charge-offs | $47,000 | 697 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $67,000 | 304 |
| Net operating income | $1,495,000 | 1,480 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $22,392,000 | 1,351 |
| Total interest expense | $4,154,000 | 649 |
| Net interest income | $18,238,000 | 1,476 |
| Provision for loan and lease losses | $1,595,000 | 371 |
| Total noninterest income | $241,000 | 4,183 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $135,000 | 3,127 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $106,000 | 4,330 |
| Total noninterest expense | $11,007,000 | 1,855 |
| Salaries and employee benefits | $6,237,000 | 1,884 |
| Premises and equipment expense | $756,000 | 2,409 |
| Additional noninterest expense | $4,014,000 | 1,585 |
| Pre-tax net operating income | $5,877,000 | 1,851 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $1,746,000 | 1,188 |
| Income before extraordinary items | $4,131,000 | 2,111 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $4,131,000 | 2,112 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $4,131,000 | 2,112 |
| Net charge-offs | $150,000 | 1,153 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $69,000 | 494 |
| Net operating income | $4,131,000 | 2,085 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $16,218,000 | 1,411 |
| Total interest expense | $3,145,000 | 679 |
| Net interest income | $13,073,000 | 1,554 |
| Provision for loan and lease losses | $1,225,000 | 355 |
| Total noninterest income | $173,000 | 4,257 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $95,000 | 3,211 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 4,376 |
| Total noninterest expense | $8,379,000 | 1,834 |
| Salaries and employee benefits | $4,750,000 | 1,857 |
| Premises and equipment expense | $556,000 | 2,453 |
| Additional noninterest expense | $3,073,000 | 1,564 |
| Pre-tax net operating income | $3,642,000 | 2,174 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $1,101,000 | 1,392 |
| Income before extraordinary items | $2,541,000 | 2,488 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,541,000 | 2,488 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,541,000 | 2,488 |
| Net charge-offs | $178,000 | 841 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $106,000 | 409 |
| Net operating income | $2,541,000 | 2,460 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $10,501,000 | 1,449 |
| Total interest expense | $2,118,000 | 702 |
| Net interest income | $8,383,000 | 1,592 |
| Provision for loan and lease losses | $650,000 | 466 |
| Total noninterest income | $106,000 | 4,317 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $64,000 | 3,159 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 4,476 |
| Total noninterest expense | $5,707,000 | 1,789 |
| Salaries and employee benefits | $3,282,000 | 1,806 |
| Premises and equipment expense | $360,000 | 2,479 |
| Additional noninterest expense | $2,065,000 | 1,537 |
| Pre-tax net operating income | $2,132,000 | 2,303 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $641,000 | 1,484 |
| Income before extraordinary items | $1,491,000 | 2,641 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,491,000 | 2,640 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,491,000 | 2,641 |
| Net charge-offs | $0 | 2,245 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $82,000 | 370 |
| Net operating income | $1,491,000 | 2,613 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $5,101,000 | 1,483 |
| Total interest expense | $1,086,000 | 734 |
| Net interest income | $4,015,000 | 1,636 |
| Provision for loan and lease losses | $270,000 | 653 |
| Total noninterest income | $67,000 | 4,169 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $23,000 | 3,526 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $44,000 | 4,087 |
| Total noninterest expense | $2,852,000 | 1,791 |
| Salaries and employee benefits | $1,629,000 | 1,797 |
| Premises and equipment expense | $161,000 | 2,666 |
| Additional noninterest expense | $1,062,000 | 1,470 |
| Pre-tax net operating income | $960,000 | 2,421 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $290,000 | 1,526 |
| Income before extraordinary items | $670,000 | 2,754 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $670,000 | 2,752 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $670,000 | 2,754 |
| Net charge-offs | $0 | 1,930 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $45,000 | 337 |
| Net operating income | $670,000 | 2,714 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $17,334,000 | 1,687 |
| Total interest expense | $5,340,000 | 889 |
| Net interest income | $11,994,000 | 1,947 |
| Provision for loan and lease losses | $914,000 | 1,700 |
| Total noninterest income | $50,000 | 4,821 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $142,000 | 3,173 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-92,000 | 4,977 |
| Total noninterest expense | $11,457,000 | 1,760 |
| Salaries and employee benefits | $6,117,000 | 1,884 |
| Premises and equipment expense | $704,000 | 2,519 |
| Additional noninterest expense | $4,636,000 | 1,365 |
| Pre-tax net operating income | $-327,000 | 4,846 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $-50,000 | 4,864 |
| Income before extraordinary items | $-277,000 | 4,853 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-277,000 | 4,854 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $-277,000 | 4,853 |
| Net charge-offs | $0 | 3,443 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $133,000 | 416 |
| Net operating income | $-277,000 | 4,835 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $12,674,000 | 1,731 |
| Total interest expense | $4,097,000 | 933 |
| Net interest income | $8,577,000 | 2,030 |
| Provision for loan and lease losses | $522,000 | 1,930 |
| Total noninterest income | $12,000 | 4,950 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $119,000 | 3,056 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-107,000 | 5,010 |
| Total noninterest expense | $8,405,000 | 1,772 |
| Salaries and employee benefits | $4,533,000 | 1,865 |
| Premises and equipment expense | $557,000 | 2,434 |
| Additional noninterest expense | $3,315,000 | 1,392 |
| Pre-tax net operating income | $-338,000 | 4,882 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $-73,000 | 4,911 |
| Income before extraordinary items | $-265,000 | 4,878 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-265,000 | 4,878 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $-265,000 | 4,878 |
| Net charge-offs | $0 | 3,243 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $88,000 | 401 |
| Net operating income | $-265,000 | 4,867 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $8,384,000 | 1,755 |
| Total interest expense | $2,746,000 | 1,003 |
| Net interest income | $5,638,000 | 2,064 |
| Provision for loan and lease losses | $255,000 | 2,192 |
| Total noninterest income | $63,000 | 4,592 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $79,000 | 3,092 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-16,000 | 5,024 |
| Total noninterest expense | $5,457,000 | 1,805 |
| Salaries and employee benefits | $2,950,000 | 1,900 |
| Premises and equipment expense | $366,000 | 2,446 |
| Additional noninterest expense | $2,141,000 | 1,420 |
| Pre-tax net operating income | $-11,000 | 4,798 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $16,000 | 3,283 |
| Income before extraordinary items | $-27,000 | 4,821 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-27,000 | 4,821 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $-27,000 | 4,821 |
| Net charge-offs | $0 | 3,033 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $42,000 | 407 |
| Net operating income | $-27,000 | 4,813 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $4,364,000 | 1,692 |
| Total interest expense | $1,363,000 | 1,108 |
| Net interest income | $3,001,000 | 1,916 |
| Provision for loan and lease losses | $126,000 | 1,774 |
| Total noninterest income | $33,000 | 4,596 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $29,000 | 3,672 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 4,879 |
| Total noninterest expense | $2,576,000 | 1,910 |
| Salaries and employee benefits | $1,385,000 | 2,000 |
| Premises and equipment expense | $174,000 | 2,534 |
| Additional noninterest expense | $1,017,000 | 1,500 |
| Pre-tax net operating income | $332,000 | 3,299 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $105,000 | 1,899 |
| Income before extraordinary items | $227,000 | 3,574 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $227,000 | 3,575 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $227,000 | 3,575 |
| Net charge-offs | $0 | 2,581 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 423 |
| Net operating income | $227,000 | 3,554 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $18,408,000 | 1,625 |
| Total interest expense | $5,486,000 | 1,153 |
| Net interest income | $12,922,000 | 1,826 |
| Provision for loan and lease losses | $453,000 | 1,580 |
| Total noninterest income | $-630,000 | 5,166 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $211,000 | 3,102 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-841,000 | 5,172 |
| Total noninterest expense | $9,389,000 | 2,017 |
| Salaries and employee benefits | $4,752,000 | 2,178 |
| Premises and equipment expense | $582,000 | 2,846 |
| Additional noninterest expense | $4,055,000 | 1,489 |
| Pre-tax net operating income | $2,450,000 | 2,765 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $735,000 | 1,667 |
| Income before extraordinary items | $1,715,000 | 3,103 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,715,000 | 3,101 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,715,000 | 3,104 |
| Net charge-offs | $-62,000 | 4,815 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 610 |
| Net operating income | $1,715,000 | 3,076 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $13,446,000 | 1,681 |
| Total interest expense | $4,032,000 | 1,176 |
| Net interest income | $9,414,000 | 1,879 |
| Provision for loan and lease losses | $453,000 | 1,242 |
| Total noninterest income | $266,000 | 4,046 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $161,000 | 3,112 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $105,000 | 4,264 |
| Total noninterest expense | $6,631,000 | 2,103 |
| Salaries and employee benefits | $3,460,000 | 2,228 |
| Premises and equipment expense | $421,000 | 2,929 |
| Additional noninterest expense | $2,750,000 | 1,612 |
| Pre-tax net operating income | $2,596,000 | 2,315 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $783,000 | 1,439 |
| Income before extraordinary items | $1,813,000 | 2,679 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,813,000 | 2,680 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,813,000 | 2,680 |
| Net charge-offs | $-62,000 | 4,868 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 576 |
| Net operating income | $1,813,000 | 2,643 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $8,797,000 | 1,709 |
| Total interest expense | $2,552,000 | 1,208 |
| Net interest income | $6,245,000 | 1,896 |
| Provision for loan and lease losses | $275,000 | 1,307 |
| Total noninterest income | $211,000 | 3,888 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $110,000 | 3,089 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $101,000 | 3,974 |
| Total noninterest expense | $4,327,000 | 2,144 |
| Salaries and employee benefits | $2,274,000 | 2,259 |
| Premises and equipment expense | $301,000 | 2,809 |
| Additional noninterest expense | $1,752,000 | 1,686 |
| Pre-tax net operating income | $1,854,000 | 2,190 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $559,000 | 1,348 |
| Income before extraordinary items | $1,295,000 | 2,539 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,295,000 | 2,538 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,295,000 | 2,538 |
| Net charge-offs | $-62,000 | 4,966 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 565 |
| Net operating income | $1,295,000 | 2,512 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $4,276,000 | 1,755 |
| Total interest expense | $1,200,000 | 1,232 |
| Net interest income | $3,076,000 | 1,924 |
| Provision for loan and lease losses | $192,000 | 980 |
| Total noninterest income | $122,000 | 3,697 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $54,000 | 3,117 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 3,685 |
| Total noninterest expense | $2,107,000 | 2,187 |
| Salaries and employee benefits | $1,123,000 | 2,298 |
| Premises and equipment expense | $150,000 | 2,846 |
| Additional noninterest expense | $834,000 | 1,754 |
| Pre-tax net operating income | $899,000 | 2,198 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $269,000 | 1,340 |
| Income before extraordinary items | $630,000 | 2,533 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $630,000 | 2,532 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $630,000 | 2,532 |
| Net charge-offs | $-62,000 | 5,122 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 520 |
| Net operating income | $630,000 | 2,520 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $14,254,000 | 1,925 |
| Total interest expense | $2,890,000 | 1,472 |
| Net interest income | $11,364,000 | 2,030 |
| Provision for loan and lease losses | $771,000 | 1,086 |
| Total noninterest income | $337,000 | 4,214 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $191,000 | 3,372 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $146,000 | 4,332 |
| Total noninterest expense | $7,041,000 | 2,465 |
| Salaries and employee benefits | $3,756,000 | 2,552 |
| Premises and equipment expense | $540,000 | 3,030 |
| Additional noninterest expense | $2,745,000 | 2,064 |
| Pre-tax net operating income | $3,889,000 | 2,149 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $-5,405,000 | 5,401 |
| Income before extraordinary items | $9,294,000 | 968 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $9,294,000 | 967 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $9,294,000 | 967 |
| Net charge-offs | $0 | 3,782 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $41,000 | 560 |
| Net operating income | $9,294,000 | 967 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $10,161,000 | 1,999 |
| Total interest expense | $1,941,000 | 1,522 |
| Net interest income | $8,220,000 | 2,086 |
| Provision for loan and lease losses | $564,000 | 1,030 |
| Total noninterest income | $240,000 | 4,289 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $143,000 | 3,386 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $97,000 | 4,468 |
| Total noninterest expense | $4,972,000 | 2,559 |
| Salaries and employee benefits | $2,642,000 | 2,670 |
| Premises and equipment expense | $395,000 | 3,090 |
| Additional noninterest expense | $1,935,000 | 2,164 |
| Pre-tax net operating income | $2,924,000 | 2,158 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $2,924,000 | 1,946 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,924,000 | 1,943 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,924,000 | 1,945 |
| Net charge-offs | $0 | 3,489 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 527 |
| Net operating income | $2,924,000 | 1,933 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $6,402,000 | 2,072 |
| Total interest expense | $1,141,000 | 1,610 |
| Net interest income | $5,261,000 | 2,151 |
| Provision for loan and lease losses | $366,000 | 1,038 |
| Total noninterest income | $154,000 | 4,369 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $95,000 | 3,400 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 4,566 |
| Total noninterest expense | $3,126,000 | 2,679 |
| Salaries and employee benefits | $1,690,000 | 2,775 |
| Premises and equipment expense | $253,000 | 3,184 |
| Additional noninterest expense | $1,183,000 | 2,321 |
| Pre-tax net operating income | $1,923,000 | 2,154 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $1,923,000 | 1,945 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,923,000 | 1,943 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,923,000 | 1,944 |
| Net charge-offs | $0 | 3,209 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 515 |
| Net operating income | $1,923,000 | 1,937 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $3,035,000 | 2,152 |
| Total interest expense | $525,000 | 1,642 |
| Net interest income | $2,510,000 | 2,240 |
| Provision for loan and lease losses | $116,000 | 1,358 |
| Total noninterest income | $83,000 | 4,312 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $45,000 | 3,489 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 4,383 |
| Total noninterest expense | $1,548,000 | 2,729 |
| Salaries and employee benefits | $844,000 | 2,794 |
| Premises and equipment expense | $120,000 | 3,318 |
| Additional noninterest expense | $584,000 | 2,336 |
| Pre-tax net operating income | $929,000 | 2,140 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $929,000 | 1,943 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $929,000 | 1,942 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $929,000 | 1,943 |
| Net charge-offs | $0 | 2,722 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 483 |
| Net operating income | $929,000 | 1,930 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $9,215,000 | 2,600 |
| Total interest expense | $1,423,000 | 2,009 |
| Net interest income | $7,792,000 | 2,690 |
| Provision for loan and lease losses | $245,000 | 2,167 |
| Total noninterest income | $426,000 | 4,121 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $213,000 | 3,374 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $213,000 | 4,146 |
| Total noninterest expense | $5,584,000 | 2,906 |
| Salaries and employee benefits | $2,898,000 | 3,069 |
| Premises and equipment expense | $486,000 | 3,315 |
| Additional noninterest expense | $2,200,000 | 2,488 |
| Pre-tax net operating income | $2,389,000 | 2,823 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $1,000 | 4,081 |
| Income before extraordinary items | $2,388,000 | 2,393 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,388,000 | 2,393 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,388,000 | 2,393 |
| Net charge-offs | $-35,000 | 5,054 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $45,000 | 576 |
| Net operating income | $2,388,000 | 2,380 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $6,404,000 | 2,765 |
| Total interest expense | $987,000 | 2,099 |
| Net interest income | $5,417,000 | 2,842 |
| Provision for loan and lease losses | $160,000 | 2,233 |
| Total noninterest income | $352,000 | 4,054 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $159,000 | 3,396 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $193,000 | 4,001 |
| Total noninterest expense | $3,980,000 | 3,011 |
| Salaries and employee benefits | $2,040,000 | 3,189 |
| Premises and equipment expense | $366,000 | 3,344 |
| Additional noninterest expense | $1,574,000 | 2,579 |
| Pre-tax net operating income | $1,629,000 | 3,028 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $1,000 | 4,110 |
| Income before extraordinary items | $1,628,000 | 2,714 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,628,000 | 2,713 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,628,000 | 2,714 |
| Net charge-offs | $-35,000 | 5,075 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $34,000 | 548 |
| Net operating income | $1,628,000 | 2,702 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,959,000 | 2,891 |
| Total interest expense | $620,000 | 2,157 |
| Net interest income | $3,339,000 | 2,992 |
| Provision for loan and lease losses | $60,000 | 2,608 |
| Total noninterest income | $274,000 | 3,859 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $107,000 | 3,393 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $167,000 | 3,716 |
| Total noninterest expense | $2,548,000 | 3,094 |
| Salaries and employee benefits | $1,275,000 | 3,323 |
| Premises and equipment expense | $241,000 | 3,375 |
| Additional noninterest expense | $1,032,000 | 2,606 |
| Pre-tax net operating income | $1,005,000 | 3,111 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $1,000 | 4,119 |
| Income before extraordinary items | $1,004,000 | 2,810 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,004,000 | 2,810 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,004,000 | 2,810 |
| Net charge-offs | $-35,000 | 5,183 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 531 |
| Net operating income | $1,004,000 | 2,797 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,867,000 | 3,016 |
| Total interest expense | $288,000 | 2,244 |
| Net interest income | $1,579,000 | 3,105 |
| Provision for loan and lease losses | $30,000 | 2,408 |
| Total noninterest income | $185,000 | 3,399 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $55,000 | 3,369 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $130,000 | 3,118 |
| Total noninterest expense | $1,252,000 | 3,162 |
| Salaries and employee benefits | $621,000 | 3,420 |
| Premises and equipment expense | $124,000 | 3,358 |
| Additional noninterest expense | $507,000 | 2,648 |
| Pre-tax net operating income | $482,000 | 3,141 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $1,000 | 3,997 |
| Income before extraordinary items | $481,000 | 2,817 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $481,000 | 2,817 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $481,000 | 2,817 |
| Net charge-offs | $-35,000 | 5,406 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 500 |
| Net operating income | $481,000 | 2,803 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $5,858,000 | 3,481 |
| Total interest expense | $829,000 | 2,760 |
| Net interest income | $5,029,000 | 3,565 |
| Provision for loan and lease losses | $-270,000 | 5,670 |
| Total noninterest income | $557,000 | 3,939 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $204,000 | 3,550 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $353,000 | 3,749 |
| Total noninterest expense | $5,538,000 | 2,986 |
| Salaries and employee benefits | $2,446,000 | 3,443 |
| Premises and equipment expense | $823,000 | 2,444 |
| Additional noninterest expense | $2,269,000 | 2,509 |
| Pre-tax net operating income | $318,000 | 5,132 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $1,000 | 4,208 |
| Income before extraordinary items | $317,000 | 5,080 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $317,000 | 5,079 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $317,000 | 5,079 |
| Net charge-offs | $-141,000 | 5,596 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $44,000 | 598 |
| Net operating income | $317,000 | 5,045 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $4,243,000 | 3,565 |
| Total interest expense | $536,000 | 3,001 |
| Net interest income | $3,707,000 | 3,619 |
| Provision for loan and lease losses | $-270,000 | 5,799 |
| Total noninterest income | $420,000 | 3,949 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $160,000 | 3,516 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $260,000 | 3,774 |
| Total noninterest expense | $4,210,000 | 2,965 |
| Salaries and employee benefits | $1,825,000 | 3,453 |
| Premises and equipment expense | $682,000 | 2,296 |
| Additional noninterest expense | $1,703,000 | 2,512 |
| Pre-tax net operating income | $187,000 | 5,325 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $1,000 | 4,258 |
| Income before extraordinary items | $186,000 | 5,300 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $186,000 | 5,300 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $186,000 | 5,300 |
| Net charge-offs | $-316,000 | 5,803 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $33,000 | 565 |
| Net operating income | $186,000 | 5,247 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,700,000 | 3,683 |
| Total interest expense | $328,000 | 3,165 |
| Net interest income | $2,372,000 | 3,716 |
| Provision for loan and lease losses | $-270,000 | 5,919 |
| Total noninterest income | $294,000 | 3,878 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $109,000 | 3,490 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $185,000 | 3,711 |
| Total noninterest expense | $2,790,000 | 2,997 |
| Salaries and employee benefits | $1,211,000 | 3,487 |
| Premises and equipment expense | $398,000 | 2,520 |
| Additional noninterest expense | $1,181,000 | 2,435 |
| Pre-tax net operating income | $146,000 | 5,290 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $1,000 | 4,252 |
| Income before extraordinary items | $145,000 | 5,253 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $145,000 | 5,253 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $145,000 | 5,253 |
| Net charge-offs | $-316,000 | 5,923 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 553 |
| Net operating income | $145,000 | 5,193 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,349,000 | 3,694 |
| Total interest expense | $157,000 | 3,266 |
| Net interest income | $1,192,000 | 3,710 |
| Provision for loan and lease losses | $-130,000 | 5,992 |
| Total noninterest income | $149,000 | 3,832 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $58,000 | 3,385 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $91,000 | 3,686 |
| Total noninterest expense | $1,396,000 | 3,012 |
| Salaries and employee benefits | $600,000 | 3,524 |
| Premises and equipment expense | $191,000 | 2,621 |
| Additional noninterest expense | $605,000 | 2,367 |
| Pre-tax net operating income | $75,000 | 5,261 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $75,000 | 5,220 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $75,000 | 5,221 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $75,000 | 5,221 |
| Net charge-offs | $-141,000 | 5,938 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 517 |
| Net operating income | $75,000 | 5,162 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $4,441,000 | 4,110 |
| Total interest expense | $479,000 | 3,810 |
| Net interest income | $3,962,000 | 4,093 |
| Provision for loan and lease losses | $-92,000 | 5,723 |
| Total noninterest income | $641,000 | 3,792 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $251,000 | 3,348 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $390,000 | 3,616 |
| Total noninterest expense | $5,328,000 | 3,085 |
| Salaries and employee benefits | $2,509,000 | 3,416 |
| Premises and equipment expense | $722,000 | 2,757 |
| Additional noninterest expense | $2,097,000 | 2,701 |
| Pre-tax net operating income | $-633,000 | 6,058 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $1,000 | 4,340 |
| Income before extraordinary items | $-634,000 | 6,067 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-634,000 | 6,067 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-634,000 | 6,067 |
| Net charge-offs | $62,000 | 3,092 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $1,796,000 | 160 |
| Net operating income | $-634,000 | 6,061 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,222,000 | 4,213 |
| Total interest expense | $328,000 | 4,040 |
| Net interest income | $2,894,000 | 4,192 |
| Provision for loan and lease losses | $-92,000 | 5,909 |
| Total noninterest income | $481,000 | 3,814 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $192,000 | 3,337 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $289,000 | 3,664 |
| Total noninterest expense | $3,884,000 | 3,161 |
| Salaries and employee benefits | $1,853,000 | 3,444 |
| Premises and equipment expense | $536,000 | 2,830 |
| Additional noninterest expense | $1,495,000 | 2,793 |
| Pre-tax net operating income | $-417,000 | 6,144 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $1,000 | 4,417 |
| Income before extraordinary items | $-418,000 | 6,151 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-418,000 | 6,151 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-418,000 | 6,151 |
| Net charge-offs | $-175,000 | 5,930 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $1,779,000 | 126 |
| Net operating income | $-418,000 | 6,142 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,028,000 | 4,353 |
| Total interest expense | $202,000 | 4,214 |
| Net interest income | $1,826,000 | 4,319 |
| Provision for loan and lease losses | $-35,000 | 5,985 |
| Total noninterest income | $335,000 | 3,740 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $130,000 | 3,295 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $205,000 | 3,603 |
| Total noninterest expense | $2,656,000 | 3,141 |
| Salaries and employee benefits | $1,268,000 | 3,417 |
| Premises and equipment expense | $357,000 | 2,836 |
| Additional noninterest expense | $1,031,000 | 2,742 |
| Pre-tax net operating income | $-460,000 | 6,240 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $1,000 | 4,408 |
| Income before extraordinary items | $-461,000 | 6,251 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-461,000 | 6,251 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $-461,000 | 6,251 |
| Net charge-offs | $-34,000 | 5,635 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $1,765,000 | 107 |
| Net operating income | $-461,000 | 6,244 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $979,000 | 4,451 |
| Total interest expense | $91,000 | 4,456 |
| Net interest income | $888,000 | 4,405 |
| Provision for loan and lease losses | $-35,000 | 6,139 |
| Total noninterest income | $86,000 | 4,719 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $66,000 | 3,229 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $20,000 | 5,398 |
| Total noninterest expense | $1,252,000 | 3,281 |
| Salaries and employee benefits | $636,000 | 3,441 |
| Premises and equipment expense | $177,000 | 2,877 |
| Additional noninterest expense | $439,000 | 3,084 |
| Pre-tax net operating income | $-243,000 | 6,317 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $-243,000 | 6,329 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $-243,000 | 6,330 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $-243,000 | 6,330 |
| Net charge-offs | $-32,000 | 5,834 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $1,750,000 | 60 |
| Net operating income | $-243,000 | 6,322 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $3,698,000 | 4,639 |
| Total interest expense | $254,000 | 5,199 |
| Net interest income | $3,444,000 | 4,518 |
| Provision for loan and lease losses | $-49,000 | 5,960 |
| Total noninterest income | $358,000 | 4,786 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $278,000 | 3,354 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $80,000 | 5,421 |
| Total noninterest expense | $4,989,000 | 3,316 |
| Salaries and employee benefits | $2,564,000 | 3,417 |
| Premises and equipment expense | $426,000 | 3,950 |
| Additional noninterest expense | $1,999,000 | 2,882 |
| Pre-tax net operating income | $-1,138,000 | 6,370 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $2,000 | 4,394 |
| Income before extraordinary items | $-1,140,000 | 6,381 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-1,140,000 | 6,381 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-1,140,000 | 6,381 |
| Net charge-offs | $174,000 | 2,631 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $9,518,000 | 51 |
| Net operating income | $-1,140,000 | 6,379 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,610,000 | 4,818 |
| Total interest expense | $183,000 | 5,332 |
| Net interest income | $2,427,000 | 4,702 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $290,000 | 4,728 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $230,000 | 3,196 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $60,000 | 5,495 |
| Total noninterest expense | $3,614,000 | 3,420 |
| Salaries and employee benefits | $1,817,000 | 3,553 |
| Premises and equipment expense | $322,000 | 3,989 |
| Additional noninterest expense | $1,475,000 | 2,922 |
| Pre-tax net operating income | $-897,000 | 6,461 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $2,000 | 4,434 |
| Income before extraordinary items | $-899,000 | 6,470 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-899,000 | 6,469 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-899,000 | 6,469 |
| Net charge-offs | $224,000 | 1,880 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $9,505,000 | 41 |
| Net operating income | $-899,000 | 6,468 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,771,000 | 4,804 |
| Total interest expense | $118,000 | 5,432 |
| Net interest income | $1,653,000 | 4,660 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $198,000 | 4,687 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $161,000 | 3,087 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $37,000 | 5,585 |
| Total noninterest expense | $2,393,000 | 3,451 |
| Salaries and employee benefits | $1,210,000 | 3,586 |
| Premises and equipment expense | $211,000 | 4,066 |
| Additional noninterest expense | $972,000 | 2,955 |
| Pre-tax net operating income | $-542,000 | 6,523 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $2,000 | 4,388 |
| Income before extraordinary items | $-544,000 | 6,533 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-544,000 | 6,533 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-544,000 | 6,533 |
| Net charge-offs | $31,000 | 3,148 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $9,505,000 | 23 |
| Net operating income | $-544,000 | 6,531 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $788,000 | 5,087 |
| Total interest expense | $57,000 | 5,542 |
| Net interest income | $731,000 | 4,968 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $107,000 | 4,527 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $85,000 | 2,982 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $22,000 | 5,452 |
| Total noninterest expense | $1,251,000 | 3,376 |
| Salaries and employee benefits | $617,000 | 3,574 |
| Premises and equipment expense | $108,000 | 4,038 |
| Additional noninterest expense | $526,000 | 2,772 |
| Pre-tax net operating income | $-413,000 | 6,611 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $1,000 | 4,330 |
| Income before extraordinary items | $-414,000 | 6,615 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-414,000 | 6,615 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-414,000 | 6,615 |
| Net charge-offs | $6,000 | 3,056 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $9,505,000 | 13 |
| Net operating income | $-414,000 | 6,614 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,731,000 | 4,790 |
| Total interest expense | $246,000 | 5,679 |
| Net interest income | $3,485,000 | 4,608 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $402,000 | 4,737 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $330,000 | 3,180 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $72,000 | 5,636 |
| Total noninterest expense | $4,714,000 | 3,553 |
| Salaries and employee benefits | $2,421,000 | 3,621 |
| Premises and equipment expense | $481,000 | 3,811 |
| Additional noninterest expense | $1,812,000 | 3,206 |
| Pre-tax net operating income | $-827,000 | 6,548 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $1,000 | 4,552 |
| Income before extraordinary items | $-828,000 | 6,561 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-828,000 | 6,562 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-828,000 | 6,562 |
| Net charge-offs | $299,000 | 2,585 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-828,000 | 6,554 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,778,000 | 4,856 |
| Total interest expense | $187,000 | 5,749 |
| Net interest income | $2,591,000 | 4,667 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $302,000 | 4,805 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $246,000 | 3,216 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $56,000 | 5,696 |
| Total noninterest expense | $3,507,000 | 3,579 |
| Salaries and employee benefits | $1,831,000 | 3,626 |
| Premises and equipment expense | $365,000 | 3,831 |
| Additional noninterest expense | $1,311,000 | 3,280 |
| Pre-tax net operating income | $-614,000 | 6,649 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $1,000 | 4,622 |
| Income before extraordinary items | $-615,000 | 6,663 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-615,000 | 6,664 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-615,000 | 6,664 |
| Net charge-offs | $303,000 | 2,106 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-615,000 | 6,650 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,817,000 | 4,915 |
| Total interest expense | $127,000 | 5,794 |
| Net interest income | $1,690,000 | 4,726 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $212,000 | 4,769 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $172,000 | 3,119 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $40,000 | 5,670 |
| Total noninterest expense | $2,344,000 | 3,595 |
| Salaries and employee benefits | $1,221,000 | 3,635 |
| Premises and equipment expense | $242,000 | 3,858 |
| Additional noninterest expense | $881,000 | 3,261 |
| Pre-tax net operating income | $-442,000 | 6,664 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $1,000 | 4,582 |
| Income before extraordinary items | $-443,000 | 6,704 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-443,000 | 6,705 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-443,000 | 6,705 |
| Net charge-offs | $58,000 | 3,233 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-443,000 | 6,682 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $907,000 | 4,950 |
| Total interest expense | $67,000 | 5,808 |
| Net interest income | $840,000 | 4,758 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $95,000 | 4,929 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $79,000 | 3,256 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $16,000 | 5,844 |
| Total noninterest expense | $1,166,000 | 3,633 |
| Salaries and employee benefits | $622,000 | 3,625 |
| Premises and equipment expense | $120,000 | 3,899 |
| Additional noninterest expense | $424,000 | 3,366 |
| Pre-tax net operating income | $-231,000 | 6,751 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-231,000 | 6,776 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-231,000 | 6,776 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-231,000 | 6,776 |
| Net charge-offs | $60,000 | 2,289 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-231,000 | 6,758 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,564,000 | 4,533 |
| Total interest expense | $394,000 | 5,570 |
| Net interest income | $4,170,000 | 4,297 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $451,000 | 4,658 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $403,000 | 2,917 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $48,000 | 5,881 |
| Total noninterest expense | $6,228,000 | 2,954 |
| Salaries and employee benefits | $2,572,000 | 3,493 |
| Premises and equipment expense | $483,000 | 3,894 |
| Additional noninterest expense | $3,173,000 | 2,045 |
| Pre-tax net operating income | $-1,607,000 | 6,763 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $1,000 | 4,670 |
| Income before extraordinary items | $-1,608,000 | 6,797 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,608,000 | 6,794 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-1,608,000 | 6,795 |
| Net charge-offs | $766,000 | 2,108 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-1,608,000 | 6,776 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,448,000 | 4,597 |
| Total interest expense | $318,000 | 5,562 |
| Net interest income | $3,130,000 | 4,362 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $351,000 | 4,643 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $322,000 | 2,825 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $29,000 | 6,112 |
| Total noninterest expense | $4,984,000 | 2,798 |
| Salaries and employee benefits | $1,979,000 | 3,450 |
| Premises and equipment expense | $360,000 | 3,965 |
| Additional noninterest expense | $2,645,000 | 1,878 |
| Pre-tax net operating income | $-1,503,000 | 6,918 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $1,000 | 4,707 |
| Income before extraordinary items | $-1,504,000 | 6,951 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-1,504,000 | 6,948 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-1,504,000 | 6,950 |
| Net charge-offs | $783,000 | 1,696 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-1,504,000 | 6,925 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,416,000 | 4,502 |
| Total interest expense | $227,000 | 5,535 |
| Net interest income | $2,189,000 | 4,241 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $-51,000 | 7,078 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $231,000 | 2,662 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-282,000 | 7,113 |
| Total noninterest expense | $3,193,000 | 2,904 |
| Salaries and employee benefits | $1,334,000 | 3,436 |
| Premises and equipment expense | $237,000 | 4,010 |
| Additional noninterest expense | $1,622,000 | 2,009 |
| Pre-tax net operating income | $-1,055,000 | 6,981 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $1,000 | 4,644 |
| Income before extraordinary items | $-1,056,000 | 7,007 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,056,000 | 7,006 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-1,056,000 | 7,007 |
| Net charge-offs | $384,000 | 2,044 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-1,056,000 | 6,992 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,136,000 | 4,706 |
| Total interest expense | $124,000 | 5,461 |
| Net interest income | $1,012,000 | 4,485 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $116,000 | 4,688 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $107,000 | 2,775 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $9,000 | 6,296 |
| Total noninterest expense | $1,590,000 | 2,915 |
| Salaries and employee benefits | $708,000 | 3,313 |
| Premises and equipment expense | $116,000 | 4,068 |
| Additional noninterest expense | $766,000 | 2,107 |
| Pre-tax net operating income | $-462,000 | 7,021 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-462,000 | 7,056 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-462,000 | 7,055 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-462,000 | 7,056 |
| Net charge-offs | $462,000 | 1,149 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-462,000 | 7,032 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,192,000 | 4,470 |
| Total interest expense | $841,000 | 4,812 |
| Net interest income | $4,351,000 | 4,304 |
| Provision for loan and lease losses | $1,830,000 | 1,660 |
| Total noninterest income | $724,000 | 3,720 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $599,000 | 2,245 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $125,000 | 5,079 |
| Total noninterest expense | $7,516,000 | 2,511 |
| Salaries and employee benefits | $2,259,000 | 3,838 |
| Premises and equipment expense | $499,000 | 4,055 |
| Additional noninterest expense | $4,758,000 | 1,442 |
| Pre-tax net operating income | $-4,271,000 | 7,014 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $1,000 | 4,639 |
| Income before extraordinary items | $-4,272,000 | 7,035 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-4,272,000 | 7,036 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-4,272,000 | 7,036 |
| Net charge-offs | $2,936,000 | 1,216 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $4,546,000 | 150 |
| Net operating income | $-4,272,000 | 7,023 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,954,000 | 4,469 |
| Total interest expense | $687,000 | 4,716 |
| Net interest income | $3,267,000 | 4,326 |
| Provision for loan and lease losses | $1,830,000 | 1,316 |
| Total noninterest income | $596,000 | 3,540 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $486,000 | 2,126 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $110,000 | 4,970 |
| Total noninterest expense | $5,404,000 | 2,599 |
| Salaries and employee benefits | $1,665,000 | 3,892 |
| Premises and equipment expense | $376,000 | 4,071 |
| Additional noninterest expense | $3,363,000 | 1,530 |
| Pre-tax net operating income | $-3,371,000 | 7,135 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $1,000 | 4,642 |
| Income before extraordinary items | $-3,372,000 | 7,179 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-3,372,000 | 7,177 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-3,372,000 | 7,179 |
| Net charge-offs | $1,961,000 | 1,241 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $4,546,000 | 128 |
| Net operating income | $-3,372,000 | 7,167 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,727,000 | 4,417 |
| Total interest expense | $495,000 | 4,657 |
| Net interest income | $2,232,000 | 4,261 |
| Provision for loan and lease losses | $1,830,000 | 982 |
| Total noninterest income | $364,000 | 3,750 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $339,000 | 2,029 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $25,000 | 6,088 |
| Total noninterest expense | $3,575,000 | 2,645 |
| Salaries and employee benefits | $1,116,000 | 3,915 |
| Premises and equipment expense | $245,000 | 4,168 |
| Additional noninterest expense | $2,214,000 | 1,564 |
| Pre-tax net operating income | $-2,809,000 | 7,248 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $1,000 | 4,573 |
| Income before extraordinary items | $-2,810,000 | 7,275 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-2,810,000 | 7,275 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-2,810,000 | 7,276 |
| Net charge-offs | $1,945,000 | 941 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $4,546,000 | 64 |
| Net operating income | $-2,810,000 | 7,269 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,465,000 | 4,232 |
| Total interest expense | $279,000 | 4,488 |
| Net interest income | $1,186,000 | 4,071 |
| Provision for loan and lease losses | $1,238,000 | 737 |
| Total noninterest income | $186,000 | 3,736 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $176,000 | 1,930 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $10,000 | 6,371 |
| Total noninterest expense | $1,480,000 | 3,135 |
| Salaries and employee benefits | $563,000 | 3,903 |
| Premises and equipment expense | $129,000 | 4,078 |
| Additional noninterest expense | $788,000 | 2,135 |
| Pre-tax net operating income | $-1,346,000 | 7,332 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-1,346,000 | 7,345 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-1,346,000 | 7,345 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-1,346,000 | 7,346 |
| Net charge-offs | $314,000 | 1,706 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $4,546,000 | 33 |
| Net operating income | $-1,346,000 | 7,343 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,354,000 | 3,782 |
| Total interest expense | $1,764,000 | 3,875 |
| Net interest income | $5,590,000 | 3,667 |
| Provision for loan and lease losses | $2,658,000 | 1,750 |
| Total noninterest income | $862,000 | 3,495 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $676,000 | 2,099 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $186,000 | 4,691 |
| Total noninterest expense | $8,036,000 | 2,409 |
| Salaries and employee benefits | $2,442,000 | 3,646 |
| Premises and equipment expense | $654,000 | 3,483 |
| Additional noninterest expense | $4,940,000 | 1,466 |
| Pre-tax net operating income | $-4,242,000 | 7,052 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $2,000 | 4,467 |
| Income before extraordinary items | $-4,244,000 | 7,124 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-4,244,000 | 7,124 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-4,244,000 | 7,124 |
| Net charge-offs | $2,285,000 | 1,724 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-4,244,000 | 7,104 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,699,000 | 3,757 |
| Total interest expense | $1,437,000 | 3,811 |
| Net interest income | $4,262,000 | 3,666 |
| Provision for loan and lease losses | $1,123,000 | 2,358 |
| Total noninterest income | $681,000 | 3,438 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $508,000 | 2,141 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $173,000 | 4,425 |
| Total noninterest expense | $4,687,000 | 3,004 |
| Salaries and employee benefits | $1,894,000 | 3,594 |
| Premises and equipment expense | $507,000 | 3,450 |
| Additional noninterest expense | $2,286,000 | 2,237 |
| Pre-tax net operating income | $-867,000 | 6,734 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $1,000 | 4,603 |
| Income before extraordinary items | $-868,000 | 6,849 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-868,000 | 6,849 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-868,000 | 6,849 |
| Net charge-offs | $2,086,000 | 1,471 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-868,000 | 6,798 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,849,000 | 3,769 |
| Total interest expense | $1,042,000 | 3,700 |
| Net interest income | $2,807,000 | 3,699 |
| Provision for loan and lease losses | $874,000 | 2,093 |
| Total noninterest income | $447,000 | 3,440 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $304,000 | 2,334 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $143,000 | 4,047 |
| Total noninterest expense | $3,350,000 | 2,833 |
| Salaries and employee benefits | $1,391,000 | 3,359 |
| Premises and equipment expense | $357,000 | 3,313 |
| Additional noninterest expense | $1,602,000 | 2,132 |
| Pre-tax net operating income | $-970,000 | 6,999 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $1,000 | 4,552 |
| Income before extraordinary items | $-971,000 | 7,083 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-971,000 | 7,082 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-971,000 | 7,083 |
| Net charge-offs | $1,969,000 | 1,135 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 744 |
| Net operating income | $-971,000 | 7,052 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,955,000 | 3,769 |
| Total interest expense | $550,000 | 3,675 |
| Net interest income | $1,405,000 | 3,731 |
| Provision for loan and lease losses | $874,000 | 1,290 |
| Total noninterest income | $152,000 | 4,247 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $145,000 | 2,408 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $7,000 | 6,844 |
| Total noninterest expense | $1,782,000 | 2,728 |
| Salaries and employee benefits | $678,000 | 3,474 |
| Premises and equipment expense | $189,000 | 3,270 |
| Additional noninterest expense | $915,000 | 1,875 |
| Pre-tax net operating income | $-1,099,000 | 7,444 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-1,099,000 | 7,491 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-1,099,000 | 7,492 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-1,099,000 | 7,492 |
| Net charge-offs | $1,745,000 | 714 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 685 |
| Net operating income | $-1,099,000 | 7,484 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $8,290,000 | 3,725 |
| Total interest expense | $2,825,000 | 3,574 |
| Net interest income | $5,465,000 | 3,719 |
| Provision for loan and lease losses | $5,962,000 | 1,247 |
| Total noninterest income | $492,000 | 4,754 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $475,000 | 3,008 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $17,000 | 7,025 |
| Total noninterest expense | $6,116,000 | 3,132 |
| Salaries and employee benefits | $2,314,000 | 3,923 |
| Premises and equipment expense | $786,000 | 3,167 |
| Additional noninterest expense | $3,016,000 | 2,331 |
| Pre-tax net operating income | $-6,121,000 | 7,282 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-6,121,000 | 7,361 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-6,121,000 | 7,360 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-6,121,000 | 7,360 |
| Net charge-offs | $5,267,000 | 1,104 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $-19,000 | 7,913 |
| Net operating income | $-6,121,000 | 7,374 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,278,000 | 3,741 |
| Total interest expense | $2,240,000 | 3,553 |
| Net interest income | $4,038,000 | 3,767 |
| Provision for loan and lease losses | $3,705,000 | 1,298 |
| Total noninterest income | $299,000 | 5,205 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $316,000 | 3,245 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-17,000 | 7,693 |
| Total noninterest expense | $4,441,000 | 3,226 |
| Salaries and employee benefits | $1,785,000 | 3,877 |
| Premises and equipment expense | $612,000 | 3,108 |
| Additional noninterest expense | $2,044,000 | 2,526 |
| Pre-tax net operating income | $-3,809,000 | 7,396 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-3,809,000 | 7,465 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-3,809,000 | 7,465 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-3,809,000 | 7,465 |
| Net charge-offs | $4,318,000 | 918 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 1,072 |
| Net operating income | $-3,809,000 | 7,473 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,143,000 | 3,807 |
| Total interest expense | $1,614,000 | 3,482 |
| Net interest income | $2,529,000 | 3,909 |
| Provision for loan and lease losses | $3,694,000 | 942 |
| Total noninterest income | $147,000 | 5,749 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $207,000 | 3,255 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-60,000 | 7,921 |
| Total noninterest expense | $2,911,000 | 3,295 |
| Salaries and employee benefits | $1,187,000 | 3,934 |
| Premises and equipment expense | $408,000 | 3,126 |
| Additional noninterest expense | $1,316,000 | 2,623 |
| Pre-tax net operating income | $-3,929,000 | 7,656 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-3,929,000 | 7,719 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-3,929,000 | 7,718 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-3,929,000 | 7,718 |
| Net charge-offs | $1,563,000 | 1,311 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 1,157 |
| Net operating income | $-3,929,000 | 7,725 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,051,000 | 3,874 |
| Total interest expense | $848,000 | 3,471 |
| Net interest income | $1,203,000 | 4,047 |
| Provision for loan and lease losses | $2,016,000 | 750 |
| Total noninterest income | $25,000 | 7,225 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $92,000 | 3,418 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $-67,000 | 8,099 |
| Total noninterest expense | $1,351,000 | 3,423 |
| Salaries and employee benefits | $605,000 | 3,896 |
| Premises and equipment expense | $192,000 | 3,337 |
| Additional noninterest expense | $554,000 | 2,750 |
| Pre-tax net operating income | $-2,139,000 | 7,847 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-2,139,000 | 7,916 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-2,139,000 | 7,916 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-2,139,000 | 7,917 |
| Net charge-offs | $1,545,000 | 720 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $-14,000 | 8,189 |
| Net operating income | $-2,139,000 | 7,915 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $9,505,000 | 3,665 |
| Total interest expense | $3,796,000 | 3,650 |
| Net interest income | $5,709,000 | 3,601 |
| Provision for loan and lease losses | $3,779,000 | 1,204 |
| Total noninterest income | $-824,000 | 8,245 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $227,000 | 4,556 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $-1,051,000 | 8,250 |
| Total noninterest expense | $6,743,000 | 2,769 |
| Salaries and employee benefits | $2,687,000 | 3,558 |
| Premises and equipment expense | $869,000 | 2,965 |
| Additional noninterest expense | $3,187,000 | 1,912 |
| Pre-tax net operating income | $-5,637,000 | 7,838 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-304,000 | 7,331 |
| Income before extraordinary items | $-5,333,000 | 7,832 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-5,333,000 | 7,832 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,224,000 | 958 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $-226,000 | 8,250 |
| Net operating income | $-5,333,000 | 7,881 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,337,000 | 3,648 |
| Total interest expense | $2,808,000 | 3,787 |
| Net interest income | $4,529,000 | 3,478 |
| Provision for loan and lease losses | $3,288,000 | 848 |
| Total noninterest income | $174,000 | 6,368 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $150,000 | 4,825 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $24,000 | 7,304 |
| Total noninterest expense | $5,013,000 | 2,775 |
| Salaries and employee benefits | $2,154,000 | 3,416 |
| Premises and equipment expense | $655,000 | 2,970 |
| Additional noninterest expense | $2,204,000 | 1,972 |
| Pre-tax net operating income | $-3,598,000 | 8,061 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-1,572,000 | 8,144 |
| Income before extraordinary items | $-2,026,000 | 7,873 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-2,026,000 | 7,873 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,138,000 | 627 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $-226,000 | 8,343 |
| Net operating income | $-2,026,000 | 7,948 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,001,000 | 3,649 |
| Total interest expense | $1,914,000 | 3,852 |
| Net interest income | $3,087,000 | 3,409 |
| Provision for loan and lease losses | $650,000 | 1,606 |
| Total noninterest income | $110,000 | 6,520 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $92,000 | 4,990 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $18,000 | 7,278 |
| Total noninterest expense | $2,917,000 | 3,143 |
| Salaries and employee benefits | $1,469,000 | 3,386 |
| Premises and equipment expense | $432,000 | 2,995 |
| Additional noninterest expense | $1,016,000 | 2,704 |
| Pre-tax net operating income | $-370,000 | 7,502 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-58,000 | 7,775 |
| Income before extraordinary items | $-312,000 | 7,526 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-312,000 | 7,526 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $162,000 | 2,459 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $-243,000 | 8,422 |
| Net operating income | $-312,000 | 7,512 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,678,000 | 3,548 |
| Total interest expense | $1,010,000 | 3,891 |
| Net interest income | $1,668,000 | 3,199 |
| Provision for loan and lease losses | $108,000 | 2,615 |
| Total noninterest income | $46,000 | 6,779 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $39,000 | 5,270 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $7,000 | 7,488 |
| Total noninterest expense | $1,442,000 | 3,182 |
| Salaries and employee benefits | $714,000 | 3,493 |
| Premises and equipment expense | $210,000 | 3,095 |
| Additional noninterest expense | $518,000 | 2,638 |
| Pre-tax net operating income | $164,000 | 5,313 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $83,000 | 3,009 |
| Income before extraordinary items | $81,000 | 6,109 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $81,000 | 6,111 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 2,415 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $-268,000 | 8,469 |
| Net operating income | $81,000 | 6,013 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $12,629,000 | 3,145 |
| Total interest expense | $4,550,000 | 3,691 |
| Net interest income | $8,079,000 | 2,698 |
| Provision for loan and lease losses | $1,347,000 | 1,150 |
| Total noninterest income | $82,000 | 7,735 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $64,000 | 6,532 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $18,000 | 7,853 |
| Total noninterest expense | $5,710,000 | 3,103 |
| Salaries and employee benefits | $3,135,000 | 3,110 |
| Premises and equipment expense | $785,000 | 3,125 |
| Additional noninterest expense | $1,790,000 | 2,942 |
| Pre-tax net operating income | $1,104,000 | 4,533 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $495,000 | 2,748 |
| Income before extraordinary items | $609,000 | 5,310 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $609,000 | 5,312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $227,000 | 2,664 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $318,000 | 632 |
| Net operating income | $609,000 | 5,301 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,557,000 | 3,125 |
| Total interest expense | $3,345,000 | 3,744 |
| Net interest income | $6,212,000 | 2,651 |
| Provision for loan and lease losses | $507,000 | 1,552 |
| Total noninterest income | $46,000 | 7,980 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $34,000 | 6,852 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $12,000 | 7,954 |
| Total noninterest expense | $4,354,000 | 3,034 |
| Salaries and employee benefits | $2,511,000 | 2,908 |
| Premises and equipment expense | $571,000 | 3,199 |
| Additional noninterest expense | $1,272,000 | 3,031 |
| Pre-tax net operating income | $1,397,000 | 3,626 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $595,000 | 2,300 |
| Income before extraordinary items | $802,000 | 4,337 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $802,000 | 4,337 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 4,396 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $301,000 | 503 |
| Net operating income | $802,000 | 4,327 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,315,000 | 3,150 |
| Total interest expense | $2,089,000 | 3,915 |
| Net interest income | $4,226,000 | 2,636 |
| Provision for loan and lease losses | $431,000 | 1,172 |
| Total noninterest income | $28,000 | 8,078 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $15,000 | 7,097 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $13,000 | 7,713 |
| Total noninterest expense | $2,869,000 | 3,078 |
| Salaries and employee benefits | $1,650,000 | 2,991 |
| Premises and equipment expense | $377,000 | 3,235 |
| Additional noninterest expense | $842,000 | 3,059 |
| Pre-tax net operating income | $954,000 | 3,638 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $402,000 | 2,374 |
| Income before extraordinary items | $552,000 | 4,334 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $552,000 | 4,334 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $267,000 | 399 |
| Net operating income | $552,000 | 4,329 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,947,000 | 3,333 |
| Total interest expense | $874,000 | 4,351 |
| Net interest income | $2,073,000 | 2,678 |
| Provision for loan and lease losses | $367,000 | 671 |
| Total noninterest income | $10,000 | 8,257 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $7,000 | 7,153 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $3,000 | 8,103 |
| Total noninterest expense | $1,398,000 | 3,157 |
| Salaries and employee benefits | $824,000 | 3,004 |
| Premises and equipment expense | $180,000 | 3,387 |
| Additional noninterest expense | $394,000 | 3,210 |
| Pre-tax net operating income | $318,000 | 4,521 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $130,000 | 2,937 |
| Income before extraordinary items | $188,000 | 5,210 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $188,000 | 5,209 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $33,000 | 568 |
| Net operating income | $188,000 | 5,193 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $8,688,000 | 3,976 |
| Total interest expense | $2,855,000 | 4,445 |
| Net interest income | $5,833,000 | 3,599 |
| Provision for loan and lease losses | $367,000 | 2,424 |
| Total noninterest income | $409,000 | 5,557 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $35,000 | 7,103 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $374,000 | 3,854 |
| Total noninterest expense | $4,577,000 | 3,592 |
| Salaries and employee benefits | $2,568,000 | 3,547 |
| Premises and equipment expense | $663,000 | 3,482 |
| Additional noninterest expense | $1,346,000 | 3,594 |
| Pre-tax net operating income | $1,298,000 | 4,618 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $297,000 | 3,822 |
| Income before extraordinary items | $1,001,000 | 4,716 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,001,000 | 4,718 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $248,000 | 718 |
| Net operating income | $1,001,000 | 4,708 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,142,000 | 4,118 |
| Total interest expense | $2,128,000 | 4,377 |
| Net interest income | $4,014,000 | 3,835 |
| Provision for loan and lease losses | $225,000 | 2,598 |
| Total noninterest income | $302,000 | 5,621 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $29,000 | 7,139 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $273,000 | 3,916 |
| Total noninterest expense | $3,311,000 | 3,681 |
| Salaries and employee benefits | $1,872,000 | 3,618 |
| Premises and equipment expense | $485,000 | 3,552 |
| Additional noninterest expense | $954,000 | 3,754 |
| Pre-tax net operating income | $780,000 | 5,275 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $100,000 | 4,927 |
| Income before extraordinary items | $680,000 | 5,066 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $680,000 | 5,070 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $208,000 | 589 |
| Net operating income | $680,000 | 5,061 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,941,000 | 4,178 |
| Total interest expense | $1,433,000 | 4,238 |
| Net interest income | $2,508,000 | 4,036 |
| Provision for loan and lease losses | $150,000 | 2,563 |
| Total noninterest income | $199,000 | 5,656 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $23,000 | 7,073 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $176,000 | 3,987 |
| Total noninterest expense | $2,125,000 | 3,805 |
| Salaries and employee benefits | $1,245,000 | 3,628 |
| Premises and equipment expense | $308,000 | 3,693 |
| Additional noninterest expense | $572,000 | 4,060 |
| Pre-tax net operating income | $432,000 | 5,729 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,000 | 6,575 |
| Income before extraordinary items | $431,000 | 5,218 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $431,000 | 5,222 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $155,000 | 466 |
| Net operating income | $431,000 | 5,223 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,942,000 | 4,164 |
| Total interest expense | $731,000 | 4,064 |
| Net interest income | $1,211,000 | 4,130 |
| Provision for loan and lease losses | $75,000 | 2,394 |
| Total noninterest income | $71,000 | 6,306 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $16,000 | 6,758 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $55,000 | 4,927 |
| Total noninterest expense | $1,041,000 | 3,897 |
| Salaries and employee benefits | $619,000 | 3,665 |
| Premises and equipment expense | $142,000 | 3,946 |
| Additional noninterest expense | $280,000 | 4,112 |
| Pre-tax net operating income | $166,000 | 6,213 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $5,000 | 6,088 |
| Income before extraordinary items | $161,000 | 5,796 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $161,000 | 5,797 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $127,000 | 289 |
| Net operating income | $161,000 | 5,792 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,162,000 | 5,051 |
| Total interest expense | $1,616,000 | 5,048 |
| Net interest income | $3,546,000 | 4,975 |
| Provision for loan and lease losses | $362,000 | 2,440 |
| Total noninterest income | $37,000 | 8,501 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $24,000 | 7,422 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $13,000 | 8,328 |
| Total noninterest expense | $2,694,000 | 5,129 |
| Salaries and employee benefits | $1,430,000 | 5,208 |
| Premises and equipment expense | $387,000 | 4,956 |
| Additional noninterest expense | $877,000 | 4,861 |
| Pre-tax net operating income | $527,000 | 6,665 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,000 | 6,850 |
| Income before extraordinary items | $526,000 | 6,271 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $526,000 | 6,277 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $9,589,000 | 206 |
| Net operating income | $526,000 | 6,238 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,414,000 | 5,414 |
| Total interest expense | $1,056,000 | 5,293 |
| Net interest income | $2,358,000 | 5,368 |
| Provision for loan and lease losses | $268,000 | 2,433 |
| Total noninterest income | $26,000 | 8,576 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $21,000 | 7,426 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $5,000 | 8,551 |
| Total noninterest expense | $1,826,000 | 5,434 |
| Salaries and employee benefits | $959,000 | 5,559 |
| Premises and equipment expense | $255,000 | 5,370 |
| Additional noninterest expense | $612,000 | 5,052 |
| Pre-tax net operating income | $290,000 | 7,242 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,000 | 6,867 |
| Income before extraordinary items | $289,000 | 6,977 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $289,000 | 6,976 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $9,490,000 | 145 |
| Net operating income | $289,000 | 6,936 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,973,000 | 5,782 |
| Total interest expense | $593,000 | 5,592 |
| Net interest income | $1,380,000 | 5,761 |
| Provision for loan and lease losses | $167,000 | 2,467 |
| Total noninterest income | $13,000 | 8,623 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $7,000 | 7,607 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $6,000 | 8,403 |
| Total noninterest expense | $1,104,000 | 5,731 |
| Salaries and employee benefits | $579,000 | 5,866 |
| Premises and equipment expense | $135,000 | 6,009 |
| Additional noninterest expense | $390,000 | 5,177 |
| Pre-tax net operating income | $122,000 | 7,726 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $122,000 | 7,566 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $122,000 | 7,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $122,000 | 7,525 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $875,000 | 6,122 |
| Total interest expense | $263,000 | 5,834 |
| Net interest income | $612,000 | 6,170 |
| Provision for loan and lease losses | $73,000 | 2,631 |
| Total noninterest income | $5,000 | 8,734 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $5,000 | 7,590 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $0 | 8,766 |
| Total noninterest expense | $523,000 | 5,949 |
| Salaries and employee benefits | $273,000 | 6,106 |
| Premises and equipment expense | $60,000 | 6,332 |
| Additional noninterest expense | $190,000 | 5,263 |
| Pre-tax net operating income | $21,000 | 8,248 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $21,000 | 8,229 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $21,000 | 8,229 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $21,000 | 8,206 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,939,000 | 7,446 |
| Total interest expense | $464,000 | 7,439 |
| Net interest income | $1,475,000 | 7,334 |
| Provision for loan and lease losses | $337,000 | 2,691 |
| Total noninterest income | $7,000 | 8,858 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $0 | 7,912 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $7,000 | 8,637 |
| Total noninterest expense | $1,803,000 | 6,358 |
| Salaries and employee benefits | $999,000 | 6,276 |
| Premises and equipment expense | $219,000 | 6,539 |
| Additional noninterest expense | $585,000 | 6,074 |
| Pre-tax net operating income | $-658,000 | 8,715 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $-658,000 | 8,767 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-658,000 | 8,768 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $120,000 | 636 |
| Net operating income | $-658,000 | 8,743 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,163,000 | 7,858 |
| Total interest expense | $261,000 | 7,917 |
| Net interest income | $902,000 | 7,776 |
| Provision for loan and lease losses | $284,000 | 2,365 |
| Total noninterest income | $5,000 | 8,927 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $0 | 7,933 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $5,000 | 8,693 |
| Total noninterest expense | $1,289,000 | 6,473 |
| Salaries and employee benefits | $750,000 | 6,242 |
| Premises and equipment expense | $160,000 | 6,586 |
| Additional noninterest expense | $379,000 | 6,472 |
| Pre-tax net operating income | $-666,000 | 8,821 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $-666,000 | 8,863 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-666,000 | 8,863 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-666,000 | 8,841 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $562,000 | 8,378 |
| Total interest expense | $127,000 | 8,360 |
| Net interest income | $435,000 | 8,306 |
| Provision for loan and lease losses | $185,000 | 2,331 |
| Total noninterest income | $2,000 | 9,001 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $0 | 7,979 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,000 | 8,825 |
| Total noninterest expense | $844,000 | 6,571 |
| Salaries and employee benefits | $521,000 | 6,145 |
| Premises and equipment expense | $103,000 | 6,721 |
| Additional noninterest expense | $220,000 | 6,908 |
| Pre-tax net operating income | $-592,000 | 8,933 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $-592,000 | 8,957 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-592,000 | 8,958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-592,000 | 8,939 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $167,000 | 8,814 |
| Total interest expense | $29,000 | 8,866 |
| Net interest income | $138,000 | 8,745 |
| Provision for loan and lease losses | $95,000 | 2,197 |
| Total noninterest income | $1,000 | 9,027 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $0 | 7,976 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $1,000 | 8,837 |
| Total noninterest expense | $443,000 | 6,458 |
| Salaries and employee benefits | $284,000 | 5,901 |
| Premises and equipment expense | $49,000 | 6,832 |
| Additional noninterest expense | $110,000 | 6,907 |
| Pre-tax net operating income | $-399,000 | 9,012 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $-399,000 | 9,031 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-399,000 | 9,030 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-399,000 | 9,010 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $29,000 | 9,160 |
| Total interest expense | $4,000 | 9,149 |
| Net interest income | $25,000 | 9,150 |
| Provision for loan and lease losses | $5,000 | 7,519 |
| Total noninterest income | $0 | 9,134 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $0 | 8,063 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $0 | 9,041 |
| Total noninterest expense | $450,000 | 8,902 |
| Salaries and employee benefits | $162,000 | 9,054 |
| Premises and equipment expense | $21,000 | 9,064 |
| Additional noninterest expense | $267,000 | 7,990 |
| Pre-tax net operating income | $-430,000 | 8,792 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $-430,000 | 8,879 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-430,000 | 8,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $11,000,000 | 75 |
| Net operating income | $-430,000 | 8,816 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.