Home > Golden State Bank > Income and Expense
Golden State Bank, Income and Expense
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $660,000 | 8,154 |
| Total interest expense | $267,000 | 7,857 |
| Net interest income | $393,000 | 8,239 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $37,000 | 8,133 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $19,000 | 7,200 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $18,000 | 7,655 |
| Total noninterest expense | $251,000 | 8,513 |
| Salaries and employee benefits | $118,000 | 8,583 |
| Premises and equipment expense | $25,000 | 8,440 |
| Additional noninterest expense | $108,000 | 8,070 |
| Pre-tax net operating income | $179,000 | 7,213 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $60,000 | 5,067 |
| Income before extraordinary items | $119,000 | 7,389 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $119,000 | 7,389 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,181 |
| Cash dividends | $416,000 | 2,630 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $119,000 | 7,392 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $329,000 | 8,170 |
| Total interest expense | $130,000 | 7,845 |
| Net interest income | $199,000 | 8,259 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $19,000 | 8,105 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $10,000 | 7,160 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $9,000 | 7,631 |
| Total noninterest expense | $126,000 | 8,532 |
| Salaries and employee benefits | $60,000 | 8,591 |
| Premises and equipment expense | $14,000 | 8,354 |
| Additional noninterest expense | $52,000 | 8,118 |
| Pre-tax net operating income | $92,000 | 7,146 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $30,000 | 5,017 |
| Income before extraordinary items | $62,000 | 7,326 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $62,000 | 7,324 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $8,000 | 3,908 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $62,000 | 7,336 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,317,000 | 8,070 |
| Total interest expense | $466,000 | 7,726 |
| Net interest income | $851,000 | 8,154 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $69,000 | 8,259 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $36,000 | 7,288 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $33,000 | 7,787 |
| Total noninterest expense | $502,000 | 8,559 |
| Salaries and employee benefits | $232,000 | 8,636 |
| Premises and equipment expense | $52,000 | 8,444 |
| Additional noninterest expense | $218,000 | 8,119 |
| Pre-tax net operating income | $418,000 | 7,010 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $144,000 | 5,041 |
| Income before extraordinary items | $274,000 | 7,289 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $274,000 | 7,294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,631 |
| Cash dividends | $485,000 | 3,722 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $274,000 | 7,271 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $988,000 | 8,093 |
| Total interest expense | $342,000 | 7,716 |
| Net interest income | $646,000 | 8,183 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $48,000 | 8,350 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $28,000 | 7,312 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $20,000 | 7,975 |
| Total noninterest expense | $383,000 | 8,542 |
| Salaries and employee benefits | $174,000 | 8,635 |
| Premises and equipment expense | $41,000 | 8,420 |
| Additional noninterest expense | $168,000 | 8,081 |
| Pre-tax net operating income | $311,000 | 7,159 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $108,000 | 5,164 |
| Income before extraordinary items | $203,000 | 7,425 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $203,000 | 7,426 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,295 |
| Cash dividends | $277,000 | 3,651 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $203,000 | 7,394 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $654,000 | 8,110 |
| Total interest expense | $219,000 | 7,715 |
| Net interest income | $435,000 | 8,189 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $32,000 | 8,350 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $18,000 | 7,341 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $14,000 | 7,946 |
| Total noninterest expense | $246,000 | 8,571 |
| Salaries and employee benefits | $116,000 | 8,653 |
| Premises and equipment expense | $22,000 | 8,532 |
| Additional noninterest expense | $108,000 | 8,120 |
| Pre-tax net operating income | $221,000 | 7,087 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $77,000 | 5,119 |
| Income before extraordinary items | $144,000 | 7,400 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $144,000 | 7,401 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,447 |
| Cash dividends | $268,000 | 3,136 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $144,000 | 7,355 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $324,000 | 8,174 |
| Total interest expense | $103,000 | 7,792 |
| Net interest income | $221,000 | 8,248 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $17,000 | 8,358 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $8,000 | 7,454 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $9,000 | 7,829 |
| Total noninterest expense | $125,000 | 8,625 |
| Salaries and employee benefits | $60,000 | 8,696 |
| Premises and equipment expense | $11,000 | 8,593 |
| Additional noninterest expense | $54,000 | 8,182 |
| Pre-tax net operating income | $113,000 | 7,043 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $39,000 | 5,067 |
| Income before extraordinary items | $74,000 | 7,345 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $74,000 | 7,344 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,435 |
| Cash dividends | $259,000 | 1,918 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $74,000 | 7,311 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,193,000 | 8,224 |
| Total interest expense | $402,000 | 7,684 |
| Net interest income | $791,000 | 8,313 |
| Provision for loan and lease losses | $5,000 | 7,179 |
| Total noninterest income | $76,000 | 8,344 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $37,000 | 7,473 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $39,000 | 7,709 |
| Total noninterest expense | $502,000 | 8,668 |
| Salaries and employee benefits | $223,000 | 8,776 |
| Premises and equipment expense | $51,000 | 8,589 |
| Additional noninterest expense | $228,000 | 8,134 |
| Pre-tax net operating income | $360,000 | 7,238 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $116,000 | 5,364 |
| Income before extraordinary items | $244,000 | 7,449 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $244,000 | 7,449 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,887 |
| Cash dividends | $124,000 | 5,335 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $244,000 | 7,393 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $888,000 | 8,271 |
| Total interest expense | $303,000 | 7,684 |
| Net interest income | $585,000 | 8,373 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $58,000 | 8,371 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $28,000 | 7,518 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $30,000 | 7,707 |
| Total noninterest expense | $376,000 | 8,679 |
| Salaries and employee benefits | $162,000 | 8,819 |
| Premises and equipment expense | $38,000 | 8,614 |
| Additional noninterest expense | $176,000 | 8,083 |
| Pre-tax net operating income | $267,000 | 7,390 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $87,000 | 5,499 |
| Income before extraordinary items | $180,000 | 7,596 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $180,000 | 7,596 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,579 |
| Cash dividends | $118,000 | 4,521 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $180,000 | 7,540 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $577,000 | 8,352 |
| Total interest expense | $199,000 | 7,774 |
| Net interest income | $378,000 | 8,452 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $39,000 | 8,417 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $19,000 | 7,545 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $20,000 | 7,733 |
| Total noninterest expense | $242,000 | 8,766 |
| Salaries and employee benefits | $109,000 | 8,872 |
| Premises and equipment expense | $20,000 | 8,782 |
| Additional noninterest expense | $113,000 | 8,181 |
| Pre-tax net operating income | $175,000 | 7,379 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $56,000 | 5,519 |
| Income before extraordinary items | $119,000 | 7,599 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $119,000 | 7,599 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $113,000 | 4,093 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $119,000 | 7,531 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $287,000 | 8,410 |
| Total interest expense | $99,000 | 7,858 |
| Net interest income | $188,000 | 8,499 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $19,000 | 8,452 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $9,000 | 7,564 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $10,000 | 7,740 |
| Total noninterest expense | $121,000 | 8,807 |
| Salaries and employee benefits | $55,000 | 8,906 |
| Premises and equipment expense | $10,000 | 8,791 |
| Additional noninterest expense | $56,000 | 8,253 |
| Pre-tax net operating income | $86,000 | 7,376 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $28,000 | 5,476 |
| Income before extraordinary items | $58,000 | 7,618 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $58,000 | 7,620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $107,000 | 2,800 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $58,000 | 7,548 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,232,000 | 8,363 |
| Total interest expense | $439,000 | 7,979 |
| Net interest income | $793,000 | 8,426 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $76,000 | 8,549 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $36,000 | 7,642 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $40,000 | 7,815 |
| Total noninterest expense | $540,000 | 8,778 |
| Salaries and employee benefits | $250,000 | 8,902 |
| Premises and equipment expense | $49,000 | 8,783 |
| Additional noninterest expense | $241,000 | 8,144 |
| Pre-tax net operating income | $329,000 | 7,318 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $104,000 | 5,683 |
| Income before extraordinary items | $225,000 | 7,646 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $225,000 | 7,650 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 8,340 |
| Cash dividends | $22,000 | 6,142 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $225,000 | 7,509 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $937,000 | 8,436 |
| Total interest expense | $335,000 | 8,094 |
| Net interest income | $602,000 | 8,488 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $58,000 | 8,603 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $26,000 | 7,720 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $32,000 | 7,787 |
| Total noninterest expense | $418,000 | 8,762 |
| Salaries and employee benefits | $195,000 | 8,908 |
| Premises and equipment expense | $39,000 | 8,772 |
| Additional noninterest expense | $184,000 | 8,143 |
| Pre-tax net operating income | $242,000 | 7,484 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $76,000 | 5,850 |
| Income before extraordinary items | $166,000 | 7,809 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $166,000 | 7,810 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,999 |
| Cash dividends | $18,000 | 5,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $166,000 | 7,660 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $633,000 | 8,472 |
| Total interest expense | $228,000 | 8,157 |
| Net interest income | $405,000 | 8,501 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $40,000 | 8,577 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $18,000 | 7,723 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $22,000 | 7,723 |
| Total noninterest expense | $275,000 | 8,794 |
| Salaries and employee benefits | $133,000 | 8,920 |
| Premises and equipment expense | $22,000 | 8,899 |
| Additional noninterest expense | $120,000 | 8,170 |
| Pre-tax net operating income | $170,000 | 7,457 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $53,000 | 5,859 |
| Income before extraordinary items | $117,000 | 7,784 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $117,000 | 7,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,782 |
| Cash dividends | $12,000 | 5,112 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $117,000 | 7,608 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $319,000 | 8,533 |
| Total interest expense | $115,000 | 8,239 |
| Net interest income | $204,000 | 8,536 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $21,000 | 8,569 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $9,000 | 7,710 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $12,000 | 7,671 |
| Total noninterest expense | $137,000 | 8,846 |
| Salaries and employee benefits | $64,000 | 8,982 |
| Premises and equipment expense | $11,000 | 8,922 |
| Additional noninterest expense | $62,000 | 8,151 |
| Pre-tax net operating income | $88,000 | 7,397 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $27,000 | 5,815 |
| Income before extraordinary items | $61,000 | 7,669 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $61,000 | 7,669 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $6,000 | 3,876 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $61,000 | 7,520 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,332,000 | 8,554 |
| Total interest expense | $592,000 | 8,119 |
| Net interest income | $740,000 | 8,679 |
| Provision for loan and lease losses | $18,000 | 7,572 |
| Total noninterest income | $81,000 | 8,632 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $39,000 | 7,698 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $42,000 | 7,814 |
| Total noninterest expense | $528,000 | 8,932 |
| Salaries and employee benefits | $275,000 | 8,979 |
| Premises and equipment expense | $52,000 | 8,861 |
| Additional noninterest expense | $201,000 | 8,550 |
| Pre-tax net operating income | $275,000 | 7,651 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $74,000 | 6,227 |
| Income before extraordinary items | $201,000 | 7,839 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $201,000 | 7,840 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,332 |
| Cash dividends | $651,000 | 3,008 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $201,000 | 7,736 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,526,000 | 8,709 |
| Total interest expense | $804,000 | 8,424 |
| Net interest income | $722,000 | 8,817 |
| Provision for loan and lease losses | $10,000 | 7,930 |
| Total noninterest income | $56,000 | 9,091 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $29,000 | 7,999 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $27,000 | 8,456 |
| Total noninterest expense | $547,000 | 9,082 |
| Salaries and employee benefits | $269,000 | 9,185 |
| Premises and equipment expense | $73,000 | 8,743 |
| Additional noninterest expense | $205,000 | 8,609 |
| Pre-tax net operating income | $221,000 | 7,783 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $45,000 | 6,794 |
| Income before extraordinary items | $176,000 | 7,887 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $176,000 | 7,890 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,793 |
| Cash dividends | $272,000 | 4,551 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $176,000 | 7,772 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,684,000 | 8,749 |
| Total interest expense | $861,000 | 8,509 |
| Net interest income | $823,000 | 8,844 |
| Provision for loan and lease losses | $30,000 | 7,204 |
| Total noninterest income | $40,000 | 9,456 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $27,000 | 8,143 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 9,267 |
| Total noninterest expense | $620,000 | 9,037 |
| Salaries and employee benefits | $352,000 | 8,985 |
| Premises and equipment expense | $88,000 | 8,649 |
| Additional noninterest expense | $180,000 | 8,975 |
| Pre-tax net operating income | $213,000 | 8,316 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $60,000 | 7,071 |
| Income before extraordinary items | $153,000 | 8,403 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $153,000 | 8,402 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 4,622 |
| Cash dividends | $460,000 | 3,698 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $153,000 | 8,403 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,603,000 | 8,934 |
| Total interest expense | $816,000 | 8,646 |
| Net interest income | $787,000 | 9,090 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $40,000 | 9,729 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $24,000 | 8,416 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 9,434 |
| Total noninterest expense | $621,000 | 9,262 |
| Salaries and employee benefits | $335,000 | 9,287 |
| Premises and equipment expense | $78,000 | 9,059 |
| Additional noninterest expense | $208,000 | 8,946 |
| Pre-tax net operating income | $206,000 | 8,551 |
| Securities gains (losses) | $6,000 | 2,044 |
| Applicable income taxes | $64,000 | 7,438 |
| Income before extraordinary items | $148,000 | 8,652 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $148,000 | 8,651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 9,087 |
| Cash dividends | $214,000 | 5,120 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $143,800 | 8,640 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,640,000 | 9,113 |
| Total interest expense | $845,000 | 8,821 |
| Net interest income | $795,000 | 9,265 |
| Provision for loan and lease losses | $2,000 | 8,582 |
| Total noninterest income | $41,000 | 9,961 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $24,000 | 8,631 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 9,614 |
| Total noninterest expense | $581,000 | 9,505 |
| Salaries and employee benefits | $322,000 | 9,488 |
| Premises and equipment expense | $69,000 | 9,377 |
| Additional noninterest expense | $190,000 | 9,239 |
| Pre-tax net operating income | $253,000 | 8,649 |
| Securities gains (losses) | $9,000 | 3,034 |
| Applicable income taxes | $17,000 | 8,941 |
| Income before extraordinary items | $245,000 | 8,282 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $245,000 | 8,281 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,842 |
| Cash dividends | $100,000 | 6,234 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $236,540 | 8,262 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,745,000 | 9,363 |
| Total interest expense | $902,000 | 8,962 |
| Net interest income | $843,000 | 9,565 |
| Provision for loan and lease losses | $24,000 | 7,686 |
| Total noninterest income | $100,000 | 9,419 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $19,000 | 9,149 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $81,000 | 7,347 |
| Total noninterest expense | $477,000 | 10,207 |
| Salaries and employee benefits | $250,000 | 10,274 |
| Premises and equipment expense | $61,000 | 9,927 |
| Additional noninterest expense | $166,000 | 9,818 |
| Pre-tax net operating income | $442,000 | 8,229 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $157,000 | 7,502 |
| Income before extraordinary items | $285,000 | 8,495 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $285,000 | 8,496 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,092 |
| Cash dividends | $145,000 | 5,989 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $285,000 | 8,457 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,742,000 | 9,748 |
| Total interest expense | $937,000 | 9,215 |
| Net interest income | $805,000 | 10,096 |
| Provision for loan and lease losses | $24,000 | 7,740 |
| Total noninterest income | $42,000 | 10,977 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $24,000 | 9,499 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 10,521 |
| Total noninterest expense | $504,000 | 10,568 |
| Salaries and employee benefits | $270,000 | 10,578 |
| Premises and equipment expense | $60,000 | 10,351 |
| Additional noninterest expense | $174,000 | 10,241 |
| Pre-tax net operating income | $319,000 | 8,996 |
| Securities gains (losses) | $-6,000 | 10,029 |
| Applicable income taxes | $76,000 | 9,229 |
| Income before extraordinary items | $237,000 | 8,943 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $237,000 | 8,944 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 5,120 |
| Cash dividends | $185,000 | 5,630 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $241,560 | 8,851 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,677,000 | 10,217 |
| Total interest expense | $904,000 | 9,604 |
| Net interest income | $773,000 | 10,618 |
| Provision for loan and lease losses | $12,000 | 8,132 |
| Total noninterest income | $45,000 | 11,437 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $27,000 | 9,864 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 11,008 |
| Total noninterest expense | $530,000 | 10,886 |
| Salaries and employee benefits | $239,000 | 11,236 |
| Premises and equipment expense | $78,000 | 10,256 |
| Additional noninterest expense | $213,000 | 10,266 |
| Pre-tax net operating income | $276,000 | 9,933 |
| Securities gains (losses) | $-6,000 | 9,789 |
| Applicable income taxes | $44,000 | 10,292 |
| Income before extraordinary items | $226,000 | 9,648 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $226,000 | 9,654 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,482 |
| Cash dividends | $495,000 | 3,409 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $231,040 | 9,575 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,546,000 | 10,652 |
| Total interest expense | $750,000 | 9,834 |
| Net interest income | $796,000 | 11,072 |
| Provision for loan and lease losses | $24,000 | 7,499 |
| Total noninterest income | $52,000 | 11,897 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $30,000 | 10,321 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 11,301 |
| Total noninterest expense | $542,000 | 11,392 |
| Salaries and employee benefits | $241,000 | 11,746 |
| Premises and equipment expense | $65,000 | 11,133 |
| Additional noninterest expense | $236,000 | 10,698 |
| Pre-tax net operating income | $282,000 | 10,266 |
| Securities gains (losses) | $-19,000 | 10,292 |
| Applicable income taxes | $46,000 | 10,566 |
| Income before extraordinary items | $217,000 | 10,070 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $217,000 | 10,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 11,157 |
| Cash dividends | $60,000 | 7,692 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $232,770 | 9,966 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,541,000 | 11,147 |
| Total interest expense | $717,000 | 10,483 |
| Net interest income | $824,000 | 11,428 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $58,000 | 12,338 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $28,000 | 10,806 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 11,310 |
| Total noninterest expense | $547,000 | 11,924 |
| Salaries and employee benefits | $226,000 | 12,403 |
| Premises and equipment expense | $55,000 | 12,039 |
| Additional noninterest expense | $266,000 | 10,877 |
| Pre-tax net operating income | $335,000 | 9,941 |
| Securities gains (losses) | $-3,000 | 12,455 |
| Applicable income taxes | $86,000 | 10,077 |
| Income before extraordinary items | $246,000 | 10,090 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $246,000 | 10,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 11,292 |
| Cash dividends | $75,000 | 7,397 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $248,220 | 9,817 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,473,000 | 12,030 |
| Total interest expense | $757,000 | 11,538 |
| Net interest income | $716,000 | 12,254 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $38,000 | 13,389 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $22,000 | 11,322 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 12,899 |
| Total noninterest expense | $447,000 | 12,914 |
| Salaries and employee benefits | $195,000 | 13,208 |
| Premises and equipment expense | $41,000 | 13,024 |
| Additional noninterest expense | $211,000 | 12,085 |
| Pre-tax net operating income | $307,000 | 10,072 |
| Securities gains (losses) | $8,000 | 6,653 |
| Applicable income taxes | $79,000 | 10,473 |
| Income before extraordinary items | $236,000 | 10,083 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $236,000 | 10,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 10,474 |
| Cash dividends | $73,000 | 7,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $230,000 | 9,825 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.