Home > Golden Security Bank > Income and Expense
Golden Security Bank, Income and Expense
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,065,000 | 3,348 |
| Total interest expense | $1,603,000 | 1,981 |
| Net interest income | $2,462,000 | 3,974 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $62,000 | 6,392 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $1,000 | 7,043 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $61,000 | 5,244 |
| Total noninterest expense | $1,929,000 | 4,260 |
| Salaries and employee benefits | $789,000 | 4,864 |
| Premises and equipment expense | $77,000 | 6,468 |
| Additional noninterest expense | $1,063,000 | 3,049 |
| Pre-tax net operating income | $595,000 | 3,487 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $21,000 | 3,807 |
| Income before extraordinary items | $574,000 | 3,284 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $574,000 | 3,285 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $574,000 | 3,285 |
| Net charge-offs | $558,000 | 2,034 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $574,000 | 3,198 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,102,000 | 3,280 |
| Total interest expense | $823,000 | 2,006 |
| Net interest income | $1,279,000 | 3,881 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $219,000 | 3,406 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $1,000 | 7,020 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $218,000 | 2,351 |
| Total noninterest expense | $923,000 | 4,416 |
| Salaries and employee benefits | $423,000 | 4,700 |
| Premises and equipment expense | $36,000 | 6,602 |
| Additional noninterest expense | $464,000 | 3,373 |
| Pre-tax net operating income | $575,000 | 2,304 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $20,000 | 3,446 |
| Income before extraordinary items | $555,000 | 2,057 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $555,000 | 2,056 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $555,000 | 2,057 |
| Net charge-offs | $389,000 | 1,545 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $555,000 | 2,019 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $9,577,000 | 3,061 |
| Total interest expense | $4,120,000 | 1,943 |
| Net interest income | $5,457,000 | 3,726 |
| Provision for loan and lease losses | $2,769,000 | 1,700 |
| Total noninterest income | $139,000 | 6,375 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,000 | 6,787 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $138,000 | 5,068 |
| Total noninterest expense | $5,998,000 | 3,105 |
| Salaries and employee benefits | $1,660,000 | 4,766 |
| Premises and equipment expense | $218,000 | 6,062 |
| Additional noninterest expense | $4,120,000 | 1,745 |
| Pre-tax net operating income | $-3,171,000 | 6,939 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $-1,000 | 6,484 |
| Income before extraordinary items | $-3,170,000 | 7,022 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-3,170,000 | 7,022 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-3,170,000 | 7,023 |
| Net charge-offs | $2,114,000 | 1,797 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-3,170,000 | 6,999 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,255,000 | 3,090 |
| Total interest expense | $3,212,000 | 1,944 |
| Net interest income | $4,043,000 | 3,809 |
| Provision for loan and lease losses | $1,900,000 | 1,717 |
| Total noninterest income | $108,000 | 6,456 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,000 | 6,877 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $107,000 | 5,127 |
| Total noninterest expense | $4,521,000 | 3,100 |
| Salaries and employee benefits | $1,252,000 | 4,784 |
| Premises and equipment expense | $178,000 | 5,953 |
| Additional noninterest expense | $3,091,000 | 1,718 |
| Pre-tax net operating income | $-2,270,000 | 7,111 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $-1,000 | 6,769 |
| Income before extraordinary items | $-2,269,000 | 7,176 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-2,269,000 | 7,175 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-2,269,000 | 7,176 |
| Net charge-offs | $1,612,000 | 1,717 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-2,269,000 | 7,156 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,933,000 | 3,077 |
| Total interest expense | $2,235,000 | 1,938 |
| Net interest income | $2,698,000 | 3,812 |
| Provision for loan and lease losses | $1,600,000 | 1,453 |
| Total noninterest income | $79,000 | 6,382 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $0 | 6,943 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $79,000 | 5,000 |
| Total noninterest expense | $3,370,000 | 2,818 |
| Salaries and employee benefits | $834,000 | 4,807 |
| Premises and equipment expense | $117,000 | 6,006 |
| Additional noninterest expense | $2,419,000 | 1,465 |
| Pre-tax net operating income | $-2,193,000 | 7,303 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-1,000 | 6,843 |
| Income before extraordinary items | $-2,192,000 | 7,360 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-2,192,000 | 7,360 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-2,192,000 | 7,360 |
| Net charge-offs | $1,534,000 | 1,349 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-2,192,000 | 7,355 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,551,000 | 3,056 |
| Total interest expense | $1,140,000 | 2,012 |
| Net interest income | $1,411,000 | 3,716 |
| Provision for loan and lease losses | $300,000 | 2,372 |
| Total noninterest income | $32,000 | 6,672 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $0 | 7,028 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $32,000 | 5,362 |
| Total noninterest expense | $1,901,000 | 2,572 |
| Salaries and employee benefits | $421,000 | 4,850 |
| Premises and equipment expense | $58,000 | 6,124 |
| Additional noninterest expense | $1,422,000 | 1,241 |
| Pre-tax net operating income | $-758,000 | 7,320 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-758,000 | 7,386 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-758,000 | 7,386 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-758,000 | 7,387 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-758,000 | 7,370 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $11,026,000 | 2,963 |
| Total interest expense | $6,094,000 | 1,901 |
| Net interest income | $4,932,000 | 3,983 |
| Provision for loan and lease losses | $3,379,000 | 1,828 |
| Total noninterest income | $-248,000 | 7,837 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $0 | 7,114 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-248,000 | 7,714 |
| Total noninterest expense | $4,152,000 | 4,234 |
| Salaries and employee benefits | $1,714,000 | 4,803 |
| Premises and equipment expense | $236,000 | 6,186 |
| Additional noninterest expense | $2,202,000 | 3,076 |
| Pre-tax net operating income | $-2,847,000 | 6,857 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $1,000 | 4,275 |
| Income before extraordinary items | $-2,848,000 | 6,957 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-2,848,000 | 6,956 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-2,848,000 | 6,956 |
| Net charge-offs | $1,861,000 | 2,118 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-2,848,000 | 6,969 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,569,000 | 2,920 |
| Total interest expense | $4,794,000 | 1,893 |
| Net interest income | $3,775,000 | 3,932 |
| Provision for loan and lease losses | $849,000 | 3,028 |
| Total noninterest income | $-116,000 | 7,928 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $0 | 7,173 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-116,000 | 7,822 |
| Total noninterest expense | $3,011,000 | 4,347 |
| Salaries and employee benefits | $1,297,000 | 4,804 |
| Premises and equipment expense | $177,000 | 6,227 |
| Additional noninterest expense | $1,537,000 | 3,224 |
| Pre-tax net operating income | $-201,000 | 6,020 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $24,000 | 3,714 |
| Income before extraordinary items | $-225,000 | 6,149 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-225,000 | 6,150 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-225,000 | 6,149 |
| Net charge-offs | $1,296,000 | 1,923 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-225,000 | 6,127 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,839,000 | 2,896 |
| Total interest expense | $3,342,000 | 1,906 |
| Net interest income | $2,497,000 | 3,945 |
| Provision for loan and lease losses | $749,000 | 2,414 |
| Total noninterest income | $-2,000 | 7,973 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $1,000 | 7,215 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-3,000 | 7,804 |
| Total noninterest expense | $1,933,000 | 4,477 |
| Salaries and employee benefits | $878,000 | 4,815 |
| Premises and equipment expense | $116,000 | 6,299 |
| Additional noninterest expense | $939,000 | 3,435 |
| Pre-tax net operating income | $-187,000 | 6,253 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-187,000 | 6,357 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-187,000 | 6,356 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-187,000 | 6,356 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-187,000 | 6,342 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,047,000 | 2,819 |
| Total interest expense | $1,704,000 | 1,942 |
| Net interest income | $1,343,000 | 3,748 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $41,000 | 6,633 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $0 | 7,262 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $41,000 | 5,170 |
| Total noninterest expense | $940,000 | 4,490 |
| Salaries and employee benefits | $451,000 | 4,783 |
| Premises and equipment expense | $58,000 | 6,362 |
| Additional noninterest expense | $431,000 | 3,373 |
| Pre-tax net operating income | $444,000 | 2,595 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $14,000 | 3,806 |
| Income before extraordinary items | $430,000 | 2,414 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $430,000 | 2,414 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $430,000 | 2,416 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $430,000 | 2,278 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $12,613,000 | 2,897 |
| Total interest expense | $6,813,000 | 2,247 |
| Net interest income | $5,800,000 | 3,559 |
| Provision for loan and lease losses | $1,544,000 | 2,123 |
| Total noninterest income | $-494,000 | 8,235 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,000 | 7,298 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $-495,000 | 8,220 |
| Total noninterest expense | $3,195,000 | 4,912 |
| Salaries and employee benefits | $1,607,000 | 5,113 |
| Premises and equipment expense | $255,000 | 6,201 |
| Additional noninterest expense | $1,333,000 | 3,952 |
| Pre-tax net operating income | $567,000 | 4,689 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $18,000 | 4,322 |
| Income before extraordinary items | $549,000 | 4,300 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $549,000 | 4,300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $1,656,000 | 1,590 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $549,000 | 4,458 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $9,508,000 | 2,949 |
| Total interest expense | $5,052,000 | 2,361 |
| Net interest income | $4,456,000 | 3,529 |
| Provision for loan and lease losses | $397,000 | 3,095 |
| Total noninterest income | $-170,000 | 8,311 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,000 | 7,351 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-171,000 | 8,289 |
| Total noninterest expense | $2,375,000 | 4,925 |
| Salaries and employee benefits | $1,239,000 | 5,071 |
| Premises and equipment expense | $195,000 | 6,167 |
| Additional noninterest expense | $941,000 | 4,065 |
| Pre-tax net operating income | $1,514,000 | 2,827 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-70,000 | 7,488 |
| Income before extraordinary items | $1,584,000 | 2,217 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,584,000 | 2,215 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $1,656,000 | 1,203 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,584,000 | 2,330 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,144,000 | 3,084 |
| Total interest expense | $3,311,000 | 2,482 |
| Net interest income | $2,833,000 | 3,645 |
| Provision for loan and lease losses | $198,000 | 3,186 |
| Total noninterest income | $-175,000 | 8,401 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $1,000 | 7,382 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $-176,000 | 8,393 |
| Total noninterest expense | $1,637,000 | 4,847 |
| Salaries and employee benefits | $884,000 | 4,893 |
| Premises and equipment expense | $124,000 | 6,316 |
| Additional noninterest expense | $629,000 | 4,034 |
| Pre-tax net operating income | $823,000 | 3,371 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-94,000 | 7,847 |
| Income before extraordinary items | $917,000 | 2,766 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $917,000 | 2,765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $1,169,000 | 1,249 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $917,000 | 2,714 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,929,000 | 3,295 |
| Total interest expense | $1,666,000 | 2,623 |
| Net interest income | $1,263,000 | 3,949 |
| Provision for loan and lease losses | $44,000 | 4,035 |
| Total noninterest income | $4,000 | 8,219 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $1,000 | 7,357 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $3,000 | 7,909 |
| Total noninterest expense | $809,000 | 4,900 |
| Salaries and employee benefits | $445,000 | 4,919 |
| Premises and equipment expense | $62,000 | 6,354 |
| Additional noninterest expense | $302,000 | 4,093 |
| Pre-tax net operating income | $414,000 | 3,474 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-109,000 | 8,160 |
| Income before extraordinary items | $523,000 | 2,588 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $523,000 | 2,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $682,000 | 1,053 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $523,000 | 2,515 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $12,009,000 | 3,282 |
| Total interest expense | $6,487,000 | 2,816 |
| Net interest income | $5,522,000 | 3,725 |
| Provision for loan and lease losses | $132,000 | 4,503 |
| Total noninterest income | $2,188,000 | 2,086 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,000 | 7,464 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $2,187,000 | 1,292 |
| Total noninterest expense | $3,168,000 | 4,834 |
| Salaries and employee benefits | $1,754,000 | 4,828 |
| Premises and equipment expense | $323,000 | 5,604 |
| Additional noninterest expense | $1,091,000 | 4,355 |
| Pre-tax net operating income | $4,410,000 | 1,827 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $151,000 | 4,125 |
| Income before extraordinary items | $4,259,000 | 1,497 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,259,000 | 1,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $2,660,000 | 1,308 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $4,259,000 | 1,482 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,837,000 | 3,338 |
| Total interest expense | $4,799,000 | 2,843 |
| Net interest income | $4,038,000 | 3,803 |
| Provision for loan and lease losses | $95,000 | 4,180 |
| Total noninterest income | $2,181,000 | 1,682 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $0 | 7,525 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,181,000 | 1,036 |
| Total noninterest expense | $2,400,000 | 4,779 |
| Salaries and employee benefits | $1,323,000 | 4,787 |
| Premises and equipment expense | $254,000 | 5,491 |
| Additional noninterest expense | $823,000 | 4,293 |
| Pre-tax net operating income | $3,724,000 | 1,777 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $110,000 | 4,352 |
| Income before extraordinary items | $3,614,000 | 1,411 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,614,000 | 1,409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $1,711,000 | 1,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $3,614,000 | 1,397 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,924,000 | 3,329 |
| Total interest expense | $3,134,000 | 2,895 |
| Net interest income | $2,790,000 | 3,730 |
| Provision for loan and lease losses | $55,000 | 4,254 |
| Total noninterest income | $13,000 | 8,323 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $0 | 7,560 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $13,000 | 7,713 |
| Total noninterest expense | $1,623,000 | 4,767 |
| Salaries and employee benefits | $901,000 | 4,746 |
| Premises and equipment expense | $170,000 | 5,511 |
| Additional noninterest expense | $552,000 | 4,270 |
| Pre-tax net operating income | $1,125,000 | 3,256 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $32,000 | 5,076 |
| Income before extraordinary items | $1,093,000 | 2,842 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,093,000 | 2,841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $505,000 | 2,403 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,093,000 | 2,823 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,982,000 | 3,300 |
| Total interest expense | $1,546,000 | 2,907 |
| Net interest income | $1,436,000 | 3,663 |
| Provision for loan and lease losses | $40,000 | 3,421 |
| Total noninterest income | $4,000 | 8,418 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $0 | 7,573 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $4,000 | 8,000 |
| Total noninterest expense | $783,000 | 4,862 |
| Salaries and employee benefits | $409,000 | 5,085 |
| Premises and equipment expense | $93,000 | 5,263 |
| Additional noninterest expense | $281,000 | 4,155 |
| Pre-tax net operating income | $617,000 | 3,058 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $19,000 | 4,959 |
| Income before extraordinary items | $598,000 | 2,634 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $598,000 | 2,636 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $598,000 | 2,618 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $10,773,000 | 3,386 |
| Total interest expense | $5,175,000 | 2,952 |
| Net interest income | $5,598,000 | 3,710 |
| Provision for loan and lease losses | $10,000 | 6,573 |
| Total noninterest income | $23,000 | 8,392 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,000 | 7,596 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $22,000 | 7,915 |
| Total noninterest expense | $3,339,000 | 4,538 |
| Salaries and employee benefits | $1,752,000 | 4,707 |
| Premises and equipment expense | $359,000 | 5,258 |
| Additional noninterest expense | $1,228,000 | 3,860 |
| Pre-tax net operating income | $2,272,000 | 3,360 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $65,000 | 5,274 |
| Income before extraordinary items | $2,207,000 | 2,887 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,207,000 | 2,888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $2,017,000 | 1,517 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,207,000 | 2,871 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,955,000 | 3,395 |
| Total interest expense | $3,685,000 | 2,992 |
| Net interest income | $4,270,000 | 3,683 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $18,000 | 8,479 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $0 | 7,682 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $18,000 | 7,902 |
| Total noninterest expense | $2,515,000 | 4,516 |
| Salaries and employee benefits | $1,340,000 | 4,615 |
| Premises and equipment expense | $273,000 | 5,226 |
| Additional noninterest expense | $902,000 | 3,919 |
| Pre-tax net operating income | $1,773,000 | 3,381 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $50,000 | 5,440 |
| Income before extraordinary items | $1,723,000 | 2,894 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,723,000 | 2,895 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $1,007,000 | 1,907 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,723,000 | 2,885 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,192,000 | 3,405 |
| Total interest expense | $2,315,000 | 3,023 |
| Net interest income | $2,877,000 | 3,660 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $12,000 | 8,524 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $0 | 7,707 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $12,000 | 7,965 |
| Total noninterest expense | $1,690,000 | 4,507 |
| Salaries and employee benefits | $881,000 | 4,680 |
| Premises and equipment expense | $176,000 | 5,313 |
| Additional noninterest expense | $633,000 | 3,756 |
| Pre-tax net operating income | $1,199,000 | 3,360 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $33,000 | 5,515 |
| Income before extraordinary items | $1,166,000 | 2,860 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,166,000 | 2,860 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $502,000 | 2,345 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,166,000 | 2,848 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,637,000 | 3,299 |
| Total interest expense | $1,147,000 | 2,905 |
| Net interest income | $1,490,000 | 3,557 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $8,000 | 8,480 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $0 | 7,698 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $8,000 | 7,731 |
| Total noninterest expense | $838,000 | 4,545 |
| Salaries and employee benefits | $407,000 | 4,953 |
| Premises and equipment expense | $94,000 | 5,139 |
| Additional noninterest expense | $337,000 | 3,548 |
| Pre-tax net operating income | $660,000 | 3,103 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $18,000 | 5,421 |
| Income before extraordinary items | $642,000 | 2,610 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $642,000 | 2,610 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $642,000 | 2,590 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $10,153,000 | 3,121 |
| Total interest expense | $3,924,000 | 2,694 |
| Net interest income | $6,229,000 | 3,321 |
| Provision for loan and lease losses | $10,000 | 6,810 |
| Total noninterest income | $42,000 | 8,472 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,000 | 7,726 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $41,000 | 7,593 |
| Total noninterest expense | $3,163,000 | 4,600 |
| Salaries and employee benefits | $1,679,000 | 4,702 |
| Premises and equipment expense | $247,000 | 6,249 |
| Additional noninterest expense | $1,237,000 | 3,777 |
| Pre-tax net operating income | $3,098,000 | 2,684 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $98,000 | 5,393 |
| Income before extraordinary items | $3,000,000 | 2,249 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,000,000 | 2,250 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-95,000 | 8,617 |
| Cash dividends | $1,706,000 | 1,657 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,000,000 | 2,213 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,543,000 | 3,091 |
| Total interest expense | $2,819,000 | 2,669 |
| Net interest income | $4,724,000 | 3,288 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $28,000 | 8,558 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $0 | 7,794 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $28,000 | 7,724 |
| Total noninterest expense | $2,370,000 | 4,586 |
| Salaries and employee benefits | $1,256,000 | 4,678 |
| Premises and equipment expense | $167,000 | 6,464 |
| Additional noninterest expense | $947,000 | 3,660 |
| Pre-tax net operating income | $2,382,000 | 2,669 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $77,000 | 5,467 |
| Income before extraordinary items | $2,305,000 | 2,218 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,305,000 | 2,217 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-95,000 | 8,621 |
| Cash dividends | $1,505,000 | 1,329 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,305,000 | 2,181 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,033,000 | 3,011 |
| Total interest expense | $1,785,000 | 2,644 |
| Net interest income | $3,248,000 | 3,192 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $16,000 | 8,591 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $0 | 7,790 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $16,000 | 7,844 |
| Total noninterest expense | $1,566,000 | 4,597 |
| Salaries and employee benefits | $854,000 | 4,597 |
| Premises and equipment expense | $109,000 | 6,513 |
| Additional noninterest expense | $603,000 | 3,790 |
| Pre-tax net operating income | $1,698,000 | 2,482 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $56,000 | 5,420 |
| Income before extraordinary items | $1,642,000 | 2,060 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,642,000 | 2,059 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-95,000 | 8,651 |
| Cash dividends | $1,004,000 | 1,277 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,642,000 | 2,023 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,531,000 | 2,966 |
| Total interest expense | $856,000 | 2,640 |
| Net interest income | $1,675,000 | 3,093 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $4,000 | 8,750 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $0 | 7,845 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $4,000 | 8,331 |
| Total noninterest expense | $798,000 | 4,565 |
| Salaries and employee benefits | $437,000 | 4,529 |
| Premises and equipment expense | $58,000 | 6,415 |
| Additional noninterest expense | $303,000 | 3,773 |
| Pre-tax net operating income | $881,000 | 2,387 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $27,000 | 5,406 |
| Income before extraordinary items | $854,000 | 1,970 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $854,000 | 1,971 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-95,000 | 8,775 |
| Cash dividends | $502,000 | 1,204 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $854,000 | 1,937 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $9,586,000 | 2,942 |
| Total interest expense | $3,042,000 | 2,604 |
| Net interest income | $6,544,000 | 3,068 |
| Provision for loan and lease losses | $110,000 | 4,839 |
| Total noninterest income | $160,000 | 7,515 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,000 | 7,877 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $159,000 | 5,573 |
| Total noninterest expense | $2,679,000 | 5,055 |
| Salaries and employee benefits | $1,346,000 | 5,321 |
| Premises and equipment expense | $208,000 | 6,665 |
| Additional noninterest expense | $1,125,000 | 3,949 |
| Pre-tax net operating income | $3,915,000 | 2,099 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $125,000 | 5,291 |
| Income before extraordinary items | $3,790,000 | 1,697 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,790,000 | 1,698 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $2,610,000 | 1,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,790,000 | 1,643 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,048,000 | 2,959 |
| Total interest expense | $2,217,000 | 2,615 |
| Net interest income | $4,831,000 | 3,088 |
| Provision for loan and lease losses | $90,000 | 4,429 |
| Total noninterest income | $147,000 | 7,232 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $0 | 7,933 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $147,000 | 5,169 |
| Total noninterest expense | $1,893,000 | 5,229 |
| Salaries and employee benefits | $901,000 | 5,660 |
| Premises and equipment expense | $144,000 | 6,819 |
| Additional noninterest expense | $848,000 | 3,903 |
| Pre-tax net operating income | $2,995,000 | 2,079 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $98,000 | 5,372 |
| Income before extraordinary items | $2,897,000 | 1,674 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,897,000 | 1,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $2,108,000 | 929 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,897,000 | 1,626 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,695,000 | 2,951 |
| Total interest expense | $1,446,000 | 2,649 |
| Net interest income | $3,249,000 | 3,064 |
| Provision for loan and lease losses | $60,000 | 4,267 |
| Total noninterest income | $59,000 | 7,986 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $0 | 7,979 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $59,000 | 6,161 |
| Total noninterest expense | $1,242,000 | 5,316 |
| Salaries and employee benefits | $598,000 | 5,697 |
| Premises and equipment expense | $95,000 | 6,896 |
| Additional noninterest expense | $549,000 | 4,019 |
| Pre-tax net operating income | $2,006,000 | 2,038 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $68,000 | 5,316 |
| Income before extraordinary items | $1,938,000 | 1,658 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,938,000 | 1,659 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $1,405,000 | 948 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,938,000 | 1,590 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,221,000 | 3,102 |
| Total interest expense | $698,000 | 2,755 |
| Net interest income | $1,523,000 | 3,215 |
| Provision for loan and lease losses | $30,000 | 4,060 |
| Total noninterest income | $17,000 | 8,538 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $0 | 7,976 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $17,000 | 7,062 |
| Total noninterest expense | $607,000 | 5,412 |
| Salaries and employee benefits | $298,000 | 5,754 |
| Premises and equipment expense | $44,000 | 7,051 |
| Additional noninterest expense | $265,000 | 4,125 |
| Pre-tax net operating income | $903,000 | 2,188 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $31,000 | 5,362 |
| Income before extraordinary items | $872,000 | 1,802 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $872,000 | 1,802 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $703,000 | 907 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $872,000 | 1,715 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,638,000 | 3,205 |
| Total interest expense | $2,862,000 | 2,986 |
| Net interest income | $5,776,000 | 3,277 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $37,000 | 8,880 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $0 | 8,063 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $37,000 | 7,907 |
| Total noninterest expense | $2,403,000 | 5,362 |
| Salaries and employee benefits | $1,138,000 | 5,815 |
| Premises and equipment expense | $172,000 | 7,116 |
| Additional noninterest expense | $1,093,000 | 3,993 |
| Pre-tax net operating income | $3,410,000 | 2,256 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $102,000 | 5,702 |
| Income before extraordinary items | $3,308,000 | 1,870 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,308,000 | 1,872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $3,011,000 | 987 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,308,000 | 1,790 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,526,000 | 3,242 |
| Total interest expense | $2,203,000 | 3,020 |
| Net interest income | $4,323,000 | 3,310 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $26,000 | 8,978 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $0 | 8,111 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $26,000 | 8,003 |
| Total noninterest expense | $1,839,000 | 5,264 |
| Salaries and employee benefits | $925,000 | 5,511 |
| Premises and equipment expense | $127,000 | 7,158 |
| Additional noninterest expense | $787,000 | 4,105 |
| Pre-tax net operating income | $2,510,000 | 2,375 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $77,000 | 5,843 |
| Income before extraordinary items | $2,433,000 | 1,979 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,433,000 | 1,978 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $2,108,000 | 966 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,433,000 | 1,875 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,402,000 | 3,231 |
| Total interest expense | $1,529,000 | 2,993 |
| Net interest income | $2,873,000 | 3,320 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $21,000 | 8,957 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $0 | 8,133 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $21,000 | 7,777 |
| Total noninterest expense | $1,249,000 | 5,202 |
| Salaries and employee benefits | $646,000 | 5,382 |
| Premises and equipment expense | $80,000 | 7,290 |
| Additional noninterest expense | $523,000 | 4,105 |
| Pre-tax net operating income | $1,645,000 | 2,406 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $49,000 | 5,928 |
| Income before extraordinary items | $1,596,000 | 1,993 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,596,000 | 1,992 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $1,405,000 | 988 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,596,000 | 1,884 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,228,000 | 3,211 |
| Total interest expense | $779,000 | 3,007 |
| Net interest income | $1,449,000 | 3,276 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $5,000 | 9,143 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $0 | 8,142 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $5,000 | 8,460 |
| Total noninterest expense | $668,000 | 4,960 |
| Salaries and employee benefits | $357,000 | 5,005 |
| Premises and equipment expense | $40,000 | 7,320 |
| Additional noninterest expense | $271,000 | 3,964 |
| Pre-tax net operating income | $786,000 | 2,513 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $24,000 | 5,925 |
| Income before extraordinary items | $762,000 | 2,057 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $762,000 | 2,055 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $702,000 | 910 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $762,000 | 1,939 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,394,000 | 3,188 |
| Total interest expense | $3,667,000 | 2,966 |
| Net interest income | $5,727,000 | 3,265 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $552,000 | 4,950 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $0 | 8,205 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $552,000 | 3,110 |
| Total noninterest expense | $2,110,000 | 5,686 |
| Salaries and employee benefits | $1,052,000 | 5,948 |
| Premises and equipment expense | $151,000 | 7,432 |
| Additional noninterest expense | $907,000 | 4,517 |
| Pre-tax net operating income | $4,169,000 | 1,921 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $125,000 | 5,738 |
| Income before extraordinary items | $4,044,000 | 1,515 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $4,044,000 | 1,513 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 8,821 |
| Cash dividends | $3,809,000 | 773 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,044,000 | 1,467 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,795,000 | 3,375 |
| Total interest expense | $5,266,000 | 3,020 |
| Net interest income | $4,529,000 | 3,740 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $185,000 | 7,456 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $0 | 8,399 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $185,000 | 5,092 |
| Total noninterest expense | $1,906,000 | 5,920 |
| Salaries and employee benefits | $871,000 | 6,489 |
| Premises and equipment expense | $156,000 | 7,420 |
| Additional noninterest expense | $879,000 | 4,475 |
| Pre-tax net operating income | $2,808,000 | 2,419 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $98,000 | 6,027 |
| Income before extraordinary items | $2,710,000 | 1,935 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,710,000 | 1,940 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 8,788 |
| Cash dividends | $1,998,000 | 1,344 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,710,000 | 1,862 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,886,000 | 3,434 |
| Total interest expense | $5,214,000 | 3,189 |
| Net interest income | $4,672,000 | 3,675 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $197,000 | 7,311 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 8,617 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $197,000 | 4,838 |
| Total noninterest expense | $2,022,000 | 5,644 |
| Salaries and employee benefits | $862,000 | 6,453 |
| Premises and equipment expense | $301,000 | 5,407 |
| Additional noninterest expense | $859,000 | 4,503 |
| Pre-tax net operating income | $2,847,000 | 2,496 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $100,000 | 6,505 |
| Income before extraordinary items | $2,747,000 | 1,894 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,747,000 | 1,894 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 4,329 |
| Cash dividends | $1,499,000 | 1,677 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,747,000 | 1,897 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,299,000 | 3,774 |
| Total interest expense | $4,203,000 | 3,436 |
| Net interest income | $4,096,000 | 4,094 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $314,000 | 6,321 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,000 | 8,846 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $313,000 | 3,935 |
| Total noninterest expense | $1,916,000 | 5,841 |
| Salaries and employee benefits | $855,000 | 6,519 |
| Premises and equipment expense | $294,000 | 5,524 |
| Additional noninterest expense | $767,000 | 4,939 |
| Pre-tax net operating income | $2,494,000 | 2,803 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $87,000 | 7,116 |
| Income before extraordinary items | $2,407,000 | 2,179 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,407,000 | 2,180 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,465 |
| Cash dividends | $1,599,000 | 1,610 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,407,000 | 2,146 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,894,000 | 4,447 |
| Total interest expense | $3,459,000 | 4,180 |
| Net interest income | $3,435,000 | 4,663 |
| Provision for loan and lease losses | $150,000 | 4,136 |
| Total noninterest income | $209,000 | 7,476 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,000 | 9,040 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $208,000 | 4,862 |
| Total noninterest expense | $1,778,000 | 6,046 |
| Salaries and employee benefits | $762,000 | 6,854 |
| Premises and equipment expense | $276,000 | 5,627 |
| Additional noninterest expense | $740,000 | 4,938 |
| Pre-tax net operating income | $1,716,000 | 3,781 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-115,000 | 10,241 |
| Income before extraordinary items | $1,831,000 | 2,756 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,831,000 | 2,757 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 3,530 |
| Cash dividends | $1,765,000 | 1,471 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,831,000 | 2,684 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,856,000 | 5,161 |
| Total interest expense | $2,920,000 | 4,833 |
| Net interest income | $2,936,000 | 5,397 |
| Provision for loan and lease losses | $300,000 | 2,568 |
| Total noninterest income | $238,000 | 7,358 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,000 | 9,453 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $237,000 | 4,513 |
| Total noninterest expense | $1,749,000 | 6,179 |
| Salaries and employee benefits | $682,000 | 7,428 |
| Premises and equipment expense | $220,000 | 6,498 |
| Additional noninterest expense | $847,000 | 4,530 |
| Pre-tax net operating income | $1,125,000 | 5,451 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $441,000 | 4,590 |
| Income before extraordinary items | $684,000 | 5,969 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $684,000 | 5,971 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $437,000 | 1,490 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $684,000 | 5,929 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,895,000 | 6,039 |
| Total interest expense | $2,454,000 | 5,589 |
| Net interest income | $2,441,000 | 6,298 |
| Provision for loan and lease losses | $300,000 | 2,555 |
| Total noninterest income | $372,000 | 6,184 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,915 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $372,000 | 3,539 |
| Total noninterest expense | $1,563,000 | 6,937 |
| Salaries and employee benefits | $692,000 | 7,585 |
| Premises and equipment expense | $196,000 | 7,094 |
| Additional noninterest expense | $675,000 | 5,885 |
| Pre-tax net operating income | $950,000 | 5,916 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $380,000 | 5,054 |
| Income before extraordinary items | $570,000 | 6,459 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $570,000 | 6,462 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $324,000 | 1,962 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $570,000 | 6,380 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,653,000 | 6,287 |
| Total interest expense | $2,302,000 | 5,886 |
| Net interest income | $2,351,000 | 6,573 |
| Provision for loan and lease losses | $400,000 | 1,857 |
| Total noninterest income | $417,000 | 5,829 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 10,339 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $417,000 | 3,221 |
| Total noninterest expense | $1,527,000 | 7,180 |
| Salaries and employee benefits | $655,000 | 8,024 |
| Premises and equipment expense | $172,000 | 7,765 |
| Additional noninterest expense | $700,000 | 5,844 |
| Pre-tax net operating income | $841,000 | 6,679 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $330,000 | 5,663 |
| Income before extraordinary items | $511,000 | 7,160 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $511,000 | 7,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $609,000 | 1,218 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $511,000 | 7,140 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,275,000 | 6,383 |
| Total interest expense | $1,650,000 | 6,469 |
| Net interest income | $2,626,000 | 6,220 |
| Provision for loan and lease losses | $800,000 | 1,087 |
| Total noninterest income | $395,000 | 6,187 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,000 | 10,846 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $394,000 | 3,436 |
| Total noninterest expense | $1,718,000 | 6,934 |
| Salaries and employee benefits | $679,000 | 8,036 |
| Premises and equipment expense | $230,000 | 6,858 |
| Additional noninterest expense | $808,000 | 5,657 |
| Pre-tax net operating income | $503,000 | 8,631 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $197,000 | 7,390 |
| Income before extraordinary items | $306,000 | 9,082 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $306,000 | 9,087 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $637,000 | 1,161 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $306,000 | 9,151 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,289,000 | 6,532 |
| Total interest expense | $1,581,000 | 6,935 |
| Net interest income | $2,708,000 | 6,152 |
| Provision for loan and lease losses | $1,184,000 | 1,167 |
| Total noninterest income | $261,000 | 8,200 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,000 | 11,331 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $260,000 | 4,898 |
| Total noninterest expense | $1,603,000 | 7,495 |
| Salaries and employee benefits | $572,000 | 9,036 |
| Premises and equipment expense | $219,000 | 7,307 |
| Additional noninterest expense | $812,000 | 5,859 |
| Pre-tax net operating income | $182,000 | 11,194 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $75,000 | 10,332 |
| Income before extraordinary items | $107,000 | 11,735 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $107,000 | 11,790 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $791,000 | 1,332 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $107,000 | 11,533 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,562,000 | 6,814 |
| Total interest expense | $1,847,000 | 7,491 |
| Net interest income | $2,715,000 | 6,187 |
| Provision for loan and lease losses | $476,000 | 3,111 |
| Total noninterest income | $183,000 | 9,757 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 11,764 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $183,000 | 5,968 |
| Total noninterest expense | $1,708,000 | 7,241 |
| Salaries and employee benefits | $521,000 | 9,571 |
| Premises and equipment expense | $197,000 | 7,902 |
| Additional noninterest expense | $990,000 | 5,089 |
| Pre-tax net operating income | $714,000 | 7,022 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $309,000 | 5,805 |
| Income before extraordinary items | $405,000 | 8,165 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $405,000 | 8,291 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $296,000 | 3,359 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $405,000 | 7,808 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.