Home > Golden Prague Federal Savings and Loan Association > Income and Expense
Golden Prague Federal Savings and Loan Association, Income and Expense
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $407,000 | 7,967 |
| Total interest expense | $276,000 | 7,073 |
| Net interest income | $131,000 | 8,441 |
| Provision for loan and lease losses | $12,000 | 4,908 |
| Total noninterest income | $-76,000 | 8,632 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $-76,000 | 8,637 |
| Total noninterest expense | $354,000 | 7,114 |
| Salaries and employee benefits | $75,000 | 8,372 |
| Premises and equipment expense | $66,000 | 6,178 |
| Additional noninterest expense | $213,000 | 5,055 |
| Pre-tax net operating income | $-311,000 | 8,422 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-311,000 | 8,449 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-311,000 | 8,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-311,000 | 8,438 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,759,000 | 7,728 |
| Total interest expense | $1,065,000 | 6,811 |
| Net interest income | $694,000 | 8,213 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $50,000 | 8,214 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $50,000 | 7,251 |
| Total noninterest expense | $1,141,000 | 7,491 |
| Salaries and employee benefits | $570,000 | 7,681 |
| Premises and equipment expense | $283,000 | 5,883 |
| Additional noninterest expense | $288,000 | 7,640 |
| Pre-tax net operating income | $-397,000 | 8,216 |
| Securities gains (losses) | $-18,000 | 7,507 |
| Applicable income taxes | $-362,000 | 8,539 |
| Income before extraordinary items | $-53,000 | 8,034 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-53,000 | 8,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,128 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-41,480 | 8,018 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,358,000 | 7,743 |
| Total interest expense | $791,000 | 6,809 |
| Net interest income | $567,000 | 8,215 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $15,000 | 8,505 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $15,000 | 8,025 |
| Total noninterest expense | $871,000 | 7,457 |
| Salaries and employee benefits | $434,000 | 7,642 |
| Premises and equipment expense | $213,000 | 5,896 |
| Additional noninterest expense | $224,000 | 7,606 |
| Pre-tax net operating income | $-289,000 | 8,343 |
| Securities gains (losses) | $-18,000 | 7,797 |
| Applicable income taxes | $-362,000 | 8,672 |
| Income before extraordinary items | $55,000 | 7,937 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $55,000 | 7,938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,141 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $66,520 | 7,883 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $929,000 | 7,727 |
| Total interest expense | $518,000 | 6,775 |
| Net interest income | $411,000 | 8,203 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $16,000 | 8,473 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $16,000 | 7,752 |
| Total noninterest expense | $608,000 | 7,396 |
| Salaries and employee benefits | $322,000 | 7,491 |
| Premises and equipment expense | $146,000 | 5,844 |
| Additional noninterest expense | $140,000 | 7,722 |
| Pre-tax net operating income | $-181,000 | 8,395 |
| Securities gains (losses) | $-18,000 | 8,036 |
| Applicable income taxes | $-362,000 | 8,726 |
| Income before extraordinary items | $163,000 | 7,054 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $163,000 | 7,056 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,860 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $174,520 | 6,970 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $482,000 | 7,669 |
| Total interest expense | $253,000 | 6,766 |
| Net interest income | $229,000 | 8,108 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $-9,000 | 8,774 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $-9,000 | 8,763 |
| Total noninterest expense | $343,000 | 7,152 |
| Salaries and employee benefits | $210,000 | 6,870 |
| Premises and equipment expense | $84,000 | 5,502 |
| Additional noninterest expense | $49,000 | 8,186 |
| Pre-tax net operating income | $-123,000 | 8,468 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $-37,000 | 8,624 |
| Income before extraordinary items | $-86,000 | 8,437 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-86,000 | 8,436 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-86,000 | 8,423 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,913,000 | 7,532 |
| Total interest expense | $1,005,000 | 6,273 |
| Net interest income | $908,000 | 8,073 |
| Provision for loan and lease losses | $10,000 | 6,810 |
| Total noninterest income | $55,000 | 8,388 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $55,000 | 7,265 |
| Total noninterest expense | $853,000 | 7,990 |
| Salaries and employee benefits | $446,000 | 8,066 |
| Premises and equipment expense | $234,000 | 6,375 |
| Additional noninterest expense | $173,000 | 8,381 |
| Pre-tax net operating income | $100,000 | 7,998 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $100,000 | 7,982 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $100,000 | 7,981 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,882 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $100,000 | 7,948 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,457,000 | 7,526 |
| Total interest expense | $745,000 | 6,192 |
| Net interest income | $712,000 | 8,060 |
| Provision for loan and lease losses | $10,000 | 6,490 |
| Total noninterest income | $27,000 | 8,565 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $27,000 | 7,758 |
| Total noninterest expense | $644,000 | 7,970 |
| Salaries and employee benefits | $334,000 | 8,046 |
| Premises and equipment expense | $180,000 | 6,291 |
| Additional noninterest expense | $130,000 | 8,364 |
| Pre-tax net operating income | $85,000 | 8,073 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $85,000 | 8,037 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $85,000 | 8,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,295 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $85,000 | 8,006 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $974,000 | 7,499 |
| Total interest expense | $491,000 | 6,087 |
| Net interest income | $483,000 | 8,049 |
| Provision for loan and lease losses | $10,000 | 6,110 |
| Total noninterest income | $7,000 | 8,700 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $7,000 | 8,349 |
| Total noninterest expense | $423,000 | 7,999 |
| Salaries and employee benefits | $233,000 | 7,996 |
| Premises and equipment expense | $124,000 | 6,206 |
| Additional noninterest expense | $66,000 | 8,577 |
| Pre-tax net operating income | $57,000 | 8,096 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $57,000 | 8,058 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $57,000 | 8,058 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,290 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $57,000 | 8,024 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $494,000 | 7,517 |
| Total interest expense | $253,000 | 5,933 |
| Net interest income | $241,000 | 8,129 |
| Provision for loan and lease losses | $15,000 | 4,875 |
| Total noninterest income | $20,000 | 8,219 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $20,000 | 6,849 |
| Total noninterest expense | $215,000 | 8,049 |
| Salaries and employee benefits | $119,000 | 8,026 |
| Premises and equipment expense | $63,000 | 6,224 |
| Additional noninterest expense | $33,000 | 8,638 |
| Pre-tax net operating income | $31,000 | 8,132 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $31,000 | 8,075 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $31,000 | 8,075 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,435 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $31,000 | 8,047 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,893,000 | 7,493 |
| Total interest expense | $917,000 | 5,900 |
| Net interest income | $976,000 | 8,054 |
| Provision for loan and lease losses | $23,000 | 6,666 |
| Total noninterest income | $67,000 | 8,428 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $67,000 | 7,035 |
| Total noninterest expense | $865,000 | 8,038 |
| Salaries and employee benefits | $407,000 | 8,282 |
| Premises and equipment expense | $240,000 | 6,303 |
| Additional noninterest expense | $218,000 | 8,204 |
| Pre-tax net operating income | $155,000 | 7,930 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $-65,000 | 8,693 |
| Income before extraordinary items | $220,000 | 7,549 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $220,000 | 7,550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,214 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $220,000 | 7,510 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,411,000 | 7,535 |
| Total interest expense | $676,000 | 5,922 |
| Net interest income | $735,000 | 8,080 |
| Provision for loan and lease losses | $15,000 | 6,527 |
| Total noninterest income | $30,000 | 8,702 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $30,000 | 7,707 |
| Total noninterest expense | $651,000 | 8,041 |
| Salaries and employee benefits | $295,000 | 8,305 |
| Premises and equipment expense | $178,000 | 6,308 |
| Additional noninterest expense | $178,000 | 8,065 |
| Pre-tax net operating income | $99,000 | 8,126 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $-65,000 | 8,829 |
| Income before extraordinary items | $164,000 | 7,699 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $164,000 | 7,699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,103 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $164,000 | 7,646 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $924,000 | 7,605 |
| Total interest expense | $448,000 | 5,967 |
| Net interest income | $476,000 | 8,187 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $19,000 | 8,770 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $19,000 | 7,792 |
| Total noninterest expense | $449,000 | 8,024 |
| Salaries and employee benefits | $197,000 | 8,359 |
| Premises and equipment expense | $117,000 | 6,389 |
| Additional noninterest expense | $135,000 | 7,914 |
| Pre-tax net operating income | $46,000 | 8,264 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $-65,000 | 8,912 |
| Income before extraordinary items | $111,000 | 7,671 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $111,000 | 7,673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $111,000 | 7,599 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $464,000 | 7,652 |
| Total interest expense | $234,000 | 5,889 |
| Net interest income | $230,000 | 8,273 |
| Provision for loan and lease losses | $10,000 | 5,595 |
| Total noninterest income | $11,000 | 8,767 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $11,000 | 7,645 |
| Total noninterest expense | $258,000 | 7,811 |
| Salaries and employee benefits | $101,000 | 8,369 |
| Premises and equipment expense | $58,000 | 6,408 |
| Additional noninterest expense | $99,000 | 7,181 |
| Pre-tax net operating income | $-27,000 | 8,675 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $-65,000 | 8,994 |
| Income before extraordinary items | $38,000 | 8,000 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $38,000 | 8,001 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $38,000 | 7,938 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,977,000 | 7,563 |
| Total interest expense | $1,104,000 | 5,833 |
| Net interest income | $873,000 | 8,301 |
| Provision for loan and lease losses | $-25,000 | 8,939 |
| Total noninterest income | $190,000 | 7,435 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $190,000 | 5,388 |
| Total noninterest expense | $878,000 | 8,127 |
| Salaries and employee benefits | $376,000 | 8,506 |
| Premises and equipment expense | $214,000 | 6,622 |
| Additional noninterest expense | $288,000 | 7,844 |
| Pre-tax net operating income | $210,000 | 7,790 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $210,000 | 7,712 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $210,000 | 7,715 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,674 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $210,000 | 7,582 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,514,000 | 7,606 |
| Total interest expense | $856,000 | 5,879 |
| Net interest income | $658,000 | 8,368 |
| Provision for loan and lease losses | $-25,000 | 9,057 |
| Total noninterest income | $160,000 | 7,274 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $160,000 | 5,212 |
| Total noninterest expense | $677,000 | 8,069 |
| Salaries and employee benefits | $270,000 | 8,561 |
| Premises and equipment expense | $156,000 | 6,687 |
| Additional noninterest expense | $251,000 | 7,548 |
| Pre-tax net operating income | $166,000 | 7,898 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $166,000 | 7,809 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $166,000 | 7,810 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,047 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $166,000 | 7,660 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,022,000 | 7,632 |
| Total interest expense | $599,000 | 5,846 |
| Net interest income | $423,000 | 8,447 |
| Provision for loan and lease losses | $-25,000 | 9,127 |
| Total noninterest income | $15,000 | 9,049 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $15,000 | 8,141 |
| Total noninterest expense | $378,000 | 8,382 |
| Salaries and employee benefits | $183,000 | 8,570 |
| Premises and equipment expense | $104,000 | 6,670 |
| Additional noninterest expense | $91,000 | 8,578 |
| Pre-tax net operating income | $85,000 | 8,121 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $85,000 | 8,096 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $85,000 | 8,099 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $85,000 | 7,936 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $517,000 | 7,658 |
| Total interest expense | $321,000 | 5,729 |
| Net interest income | $196,000 | 8,587 |
| Provision for loan and lease losses | $-25,000 | 9,210 |
| Total noninterest income | $-6,000 | 9,287 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $-6,000 | 9,273 |
| Total noninterest expense | $188,000 | 8,428 |
| Salaries and employee benefits | $94,000 | 8,569 |
| Premises and equipment expense | $51,000 | 6,736 |
| Additional noninterest expense | $43,000 | 8,690 |
| Pre-tax net operating income | $27,000 | 8,356 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $27,000 | 8,344 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $27,000 | 8,342 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,853 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $27,000 | 8,215 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,305,000 | 7,533 |
| Total interest expense | $1,488,000 | 5,742 |
| Net interest income | $817,000 | 8,557 |
| Provision for loan and lease losses | $-2,000 | 9,163 |
| Total noninterest income | $53,000 | 8,933 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $53,000 | 7,532 |
| Total noninterest expense | $749,000 | 8,447 |
| Salaries and employee benefits | $346,000 | 8,712 |
| Premises and equipment expense | $206,000 | 6,710 |
| Additional noninterest expense | $197,000 | 8,575 |
| Pre-tax net operating income | $123,000 | 8,231 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $2,000 | 7,560 |
| Income before extraordinary items | $121,000 | 8,230 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $121,000 | 8,231 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-34,000 | 9,072 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $121,000 | 8,129 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,385,000 | 7,864 |
| Total interest expense | $1,880,000 | 6,295 |
| Net interest income | $505,000 | 9,179 |
| Provision for loan and lease losses | $-43,000 | 9,493 |
| Total noninterest income | $-176,000 | 9,606 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $-176,000 | 9,616 |
| Total noninterest expense | $584,000 | 8,976 |
| Salaries and employee benefits | $171,000 | 9,458 |
| Premises and equipment expense | $201,000 | 6,776 |
| Additional noninterest expense | $212,000 | 8,561 |
| Pre-tax net operating income | $-212,000 | 8,972 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $4,000 | 7,767 |
| Income before extraordinary items | $-216,000 | 9,061 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-216,000 | 9,064 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,531 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-216,000 | 9,006 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,291,000 | 8,132 |
| Total interest expense | $1,746,000 | 6,707 |
| Net interest income | $545,000 | 9,380 |
| Provision for loan and lease losses | $-4,000 | 9,692 |
| Total noninterest income | $-20,000 | 9,900 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-20,000 | 9,912 |
| Total noninterest expense | $605,000 | 9,076 |
| Salaries and employee benefits | $304,000 | 9,233 |
| Premises and equipment expense | $203,000 | 6,721 |
| Additional noninterest expense | $98,000 | 9,642 |
| Pre-tax net operating income | $-76,000 | 9,226 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $4,000 | 8,229 |
| Income before extraordinary items | $-80,000 | 9,243 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-80,000 | 9,242 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 4,757 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-80,000 | 9,239 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,326,000 | 8,107 |
| Total interest expense | $1,738,000 | 6,482 |
| Net interest income | $588,000 | 9,534 |
| Provision for loan and lease losses | $-3,000 | 9,965 |
| Total noninterest income | $21,000 | 9,954 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $21,000 | 9,216 |
| Total noninterest expense | $618,000 | 9,268 |
| Salaries and employee benefits | $372,000 | 9,047 |
| Premises and equipment expense | $175,000 | 7,220 |
| Additional noninterest expense | $71,000 | 10,090 |
| Pre-tax net operating income | $-6,000 | 9,427 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $4,000 | 8,624 |
| Income before extraordinary items | $-10,000 | 9,457 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-10,000 | 9,454 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 4,288 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-10,000 | 9,434 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,504,000 | 8,095 |
| Total interest expense | $1,871,000 | 6,417 |
| Net interest income | $633,000 | 9,651 |
| Provision for loan and lease losses | $76,000 | 5,693 |
| Total noninterest income | $14,000 | 10,263 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $14,000 | 9,789 |
| Total noninterest expense | $552,000 | 9,607 |
| Salaries and employee benefits | $277,000 | 9,744 |
| Premises and equipment expense | $144,000 | 7,784 |
| Additional noninterest expense | $131,000 | 9,848 |
| Pre-tax net operating income | $19,000 | 9,727 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $345,000 | 4,795 |
| Income before extraordinary items | $-326,000 | 10,138 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-326,000 | 10,132 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,100 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-326,000 | 10,109 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,513,000 | 8,357 |
| Total interest expense | $1,819,000 | 6,640 |
| Net interest income | $694,000 | 9,959 |
| Provision for loan and lease losses | $-123,000 | 10,794 |
| Total noninterest income | $-207,000 | 10,919 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $-207,000 | 10,942 |
| Total noninterest expense | $691,000 | 9,419 |
| Salaries and employee benefits | $409,000 | 9,201 |
| Premises and equipment expense | $166,000 | 7,452 |
| Additional noninterest expense | $116,000 | 10,389 |
| Pre-tax net operating income | $-81,000 | 10,472 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $-205,000 | 10,797 |
| Income before extraordinary items | $124,000 | 9,802 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $124,000 | 9,802 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-41,000 | 10,471 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $124,000 | 9,762 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,387,000 | 8,840 |
| Total interest expense | $1,710,000 | 7,057 |
| Net interest income | $677,000 | 10,451 |
| Provision for loan and lease losses | $-248,000 | 11,358 |
| Total noninterest income | $-128,000 | 11,447 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $-128,000 | 11,473 |
| Total noninterest expense | $1,211,000 | 7,955 |
| Salaries and employee benefits | $419,000 | 9,480 |
| Premises and equipment expense | $183,000 | 7,367 |
| Additional noninterest expense | $609,000 | 6,305 |
| Pre-tax net operating income | $-414,000 | 11,210 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $-7,000 | 10,932 |
| Income before extraordinary items | $-407,000 | 11,234 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-407,000 | 11,233 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-407,000 | 11,206 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,578,000 | 8,847 |
| Total interest expense | $1,650,000 | 7,272 |
| Net interest income | $928,000 | 10,162 |
| Provision for loan and lease losses | $368,000 | 1,982 |
| Total noninterest income | $56,000 | 11,248 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $56,000 | 8,932 |
| Total noninterest expense | $1,084,000 | 8,639 |
| Salaries and employee benefits | $400,000 | 9,950 |
| Premises and equipment expense | $198,000 | 7,235 |
| Additional noninterest expense | $486,000 | 7,375 |
| Pre-tax net operating income | $-468,000 | 11,781 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $-402,000 | 11,857 |
| Income before extraordinary items | $-66,000 | 11,580 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-66,000 | 11,579 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,745 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $-66,000 | 11,557 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,415,000 | 9,066 |
| Total interest expense | $1,321,000 | 7,483 |
| Net interest income | $1,094,000 | 10,087 |
| Provision for loan and lease losses | $112,000 | 4,309 |
| Total noninterest income | $34,000 | 12,213 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $34,000 | 10,550 |
| Total noninterest expense | $975,000 | 9,459 |
| Salaries and employee benefits | $378,000 | 10,483 |
| Premises and equipment expense | $198,000 | 7,470 |
| Additional noninterest expense | $399,000 | 8,840 |
| Pre-tax net operating income | $41,000 | 11,946 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $-100,000 | 12,298 |
| Income before extraordinary items | $141,000 | 10,921 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $141,000 | 10,926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-150,000 | 12,340 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $141,000 | 10,985 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,803,000 | 8,651 |
| Total interest expense | $1,466,000 | 7,319 |
| Net interest income | $1,337,000 | 9,622 |
| Provision for loan and lease losses | $36,000 | 8,112 |
| Total noninterest income | $45,000 | 12,670 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $45,000 | 10,391 |
| Total noninterest expense | $811,000 | 10,613 |
| Salaries and employee benefits | $376,000 | 10,885 |
| Premises and equipment expense | $197,000 | 7,746 |
| Additional noninterest expense | $238,000 | 11,227 |
| Pre-tax net operating income | $535,000 | 8,406 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $257,000 | 6,681 |
| Income before extraordinary items | $278,000 | 9,714 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $278,000 | 9,862 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $278,000 | 9,453 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,104,000 | 8,794 |
| Total interest expense | $2,117,000 | 6,820 |
| Net interest income | $987,000 | 11,147 |
| Provision for loan and lease losses | $61,000 | 8,508 |
| Total noninterest income | $37,000 | 13,409 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $37,000 | 11,257 |
| Total noninterest expense | $802,000 | 10,985 |
| Salaries and employee benefits | $328,000 | 11,694 |
| Premises and equipment expense | $187,000 | 8,147 |
| Additional noninterest expense | $287,000 | 11,020 |
| Pre-tax net operating income | $161,000 | 11,414 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $47,000 | 11,335 |
| Income before extraordinary items | $114,000 | 11,747 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $114,000 | 11,821 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 6,676 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $114,000 | 11,439 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.