Home > Golden City Commercial Bank > Assets and Liabilities
Golden City Commercial Bank, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 51 | 3,419 |
| Assets and Liabilities | ||
| Total Assets: | $82,974,000 | 5,072 |
| Cash and due from depository institutions | $2,055,000 | 3,419 |
| Interest-bearing balances | $4,000 | 6,535 |
| Securities | $20,186,000 | 4,810 |
| Federal funds sold & reverse repurchase agreements | $24,770,000 | 644 |
| Net loans & leases | $32,893,000 | 6,399 |
| Loan loss allowance | $1,182,000 | 2,871 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,351,000 | 3,406 |
| Other real estate owned | $0 | 3,419 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $719,000 | 7,093 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $82,974,000 | 5,072 |
| Total liabilities | $76,796,000 | 4,945 |
| Total deposits | $75,670,000 | 4,743 |
| Interest-bearing deposits | $67,393,000 | 4,606 |
| Deposits held in domestic offices | $75,670,000 | 4,738 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,126,000 | 3,192 |
| Total equity capital | $6,178,000 | 6,248 |
| Total bank equity capital | $6,178,000 | 6,248 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $3,590,000 | 1,040 |
| Surplus | $4,210,000 | 3,272 |
| Undivided profits | $-1,622,000 | 10,349 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $677,000 | 3,250 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $290,000 | 6,694 |
| Earning assets | $77,853,000 | 4,985 |
| Long-term assets (5+ years) | $4,915,000 | 6,251 |
| Average Assets, year-to-date | $77,750,200 | 5,097 |
| Average Assets, quarterly | $82,031,000 | 5,038 |
| Volatile liabilities | $2,776,000 | 8,440 |
| Insider loans | $83,000 | 8,264 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $6,462,000 | 4,697 |
| Tier 1 (core) risk-based capital | $6,178,000 | 6,083 |
| Tier 2 risk-based capital | $505,860 | 5,175 |
| Total risk weighted assets | $39,792,860 | 5,909 |
| Total unused commitments | $6,462,000 | 4,703 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 47 | 3,792 |
| Assets and Liabilities | ||
| Total Assets: | $70,918,000 | 5,674 |
| Cash and due from depository institutions | $2,065,000 | 3,792 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $20,039,000 | 4,895 |
| Federal funds sold & reverse repurchase agreements | $10,440,000 | 1,296 |
| Net loans & leases | $35,594,000 | 6,245 |
| Loan loss allowance | $1,425,000 | 2,448 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,991,000 | 3,848 |
| Other real estate owned | $0 | 3,792 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $789,000 | 6,943 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $70,918,000 | 5,674 |
| Total liabilities | $64,607,000 | 5,614 |
| Total deposits | $63,520,000 | 5,432 |
| Interest-bearing deposits | $56,809,000 | 5,266 |
| Deposits held in domestic offices | $63,520,000 | 5,426 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,087,000 | 3,329 |
| Total equity capital | $6,311,000 | 6,208 |
| Total bank equity capital | $6,311,000 | 6,208 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $3,590,000 | 1,022 |
| Surplus | $4,210,000 | 3,207 |
| Undivided profits | $-1,489,000 | 10,785 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,475,000 | 1,790 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $296,000 | 6,888 |
| Earning assets | $66,073,000 | 5,618 |
| Long-term assets (5+ years) | $5,253,000 | 5,872 |
| Average Assets, year-to-date | $67,778,400 | 5,674 |
| Average Assets, quarterly | $69,706,500 | 5,693 |
| Volatile liabilities | $2,758,000 | 8,677 |
| Insider loans | $781,000 | 4,201 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $6,343,000 | 4,602 |
| Tier 1 (core) risk-based capital | $6,311,000 | 6,062 |
| Tier 2 risk-based capital | $499,850 | 5,187 |
| Total risk weighted assets | $39,062,750 | 6,025 |
| Total unused commitments | $6,343,000 | 4,605 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 32 | 5,523 |
| Assets and Liabilities | ||
| Total Assets: | $66,732,000 | 6,077 |
| Cash and due from depository institutions | $1,238,000 | 5,523 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $16,827,000 | 5,981 |
| Federal funds sold & reverse repurchase agreements | $8,290,000 | 1,563 |
| Net loans & leases | $38,062,000 | 6,051 |
| Loan loss allowance | $1,352,000 | 2,689 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,777,000 | 4,135 |
| Other real estate owned | $0 | 5,523 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $538,000 | 8,592 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $66,732,000 | 6,077 |
| Total liabilities | $60,551,000 | 6,029 |
| Total deposits | $59,340,000 | 5,890 |
| Interest-bearing deposits | $54,348,000 | 5,612 |
| Deposits held in domestic offices | $59,340,000 | 5,883 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,211,000 | 3,042 |
| Total equity capital | $6,181,000 | 6,330 |
| Total bank equity capital | $6,181,000 | 6,330 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $3,590,000 | 1,072 |
| Surplus | $4,210,000 | 3,285 |
| Undivided profits | $-1,619,000 | 11,293 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $612,000 | 3,807 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $242,000 | 7,781 |
| Earning assets | $63,179,000 | 5,951 |
| Long-term assets (5+ years) | $3,538,000 | 6,686 |
| Average Assets, year-to-date | $66,712,400 | 5,903 |
| Average Assets, quarterly | $67,015,000 | 6,010 |
| Volatile liabilities | $2,392,000 | 9,100 |
| Insider loans | $975,000 | 3,727 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $5,458,000 | 4,885 |
| Tier 1 (core) risk-based capital | $6,181,000 | 6,242 |
| Tier 2 risk-based capital | $496,410 | 5,301 |
| Total risk weighted assets | $38,857,310 | 6,098 |
| Total unused commitments | $5,458,000 | 4,897 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 33 | 5,554 |
| Assets and Liabilities | ||
| Total Assets: | $65,023,000 | 6,271 |
| Cash and due from depository institutions | $1,366,000 | 5,554 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $17,690,000 | 6,057 |
| Federal funds sold & reverse repurchase agreements | $4,510,000 | 3,163 |
| Net loans & leases | $38,752,000 | 5,972 |
| Loan loss allowance | $1,289,000 | 2,811 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,983,000 | 3,733 |
| Other real estate owned | $0 | 5,554 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $722,000 | 7,755 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $65,023,000 | 6,271 |
| Total liabilities | $59,388,000 | 6,191 |
| Total deposits | $58,314,000 | 6,066 |
| Interest-bearing deposits | $53,843,000 | 5,762 |
| Deposits held in domestic offices | $58,314,000 | 6,059 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,074,000 | 3,432 |
| Total equity capital | $5,635,000 | 6,838 |
| Total bank equity capital | $5,635,000 | 6,838 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $3,590,000 | 1,092 |
| Surplus | $4,210,000 | 3,289 |
| Undivided profits | $-2,165,000 | 11,822 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $607,000 | 3,760 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $251,000 | 7,897 |
| Earning assets | $60,952,000 | 6,163 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $61,085,600 | 6,334 |
| Average Assets, quarterly | $64,282,000 | 6,264 |
| Volatile liabilities | $1,948,000 | 9,675 |
| Insider loans | $1,068,000 | 3,576 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $6,203,000 | 4,413 |
| Tier 1 (core) risk-based capital | $5,635,000 | 6,702 |
| Tier 2 risk-based capital | $511,820 | 5,173 |
| Total risk weighted assets | $40,168,020 | 5,920 |
| Total unused commitments | $6,203,000 | 4,424 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 37 | 5,222 |
| Assets and Liabilities | ||
| Total Assets: | $59,804,000 | 6,656 |
| Cash and due from depository institutions | $1,238,000 | 5,222 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $12,855,000 | 7,765 |
| Federal funds sold & reverse repurchase agreements | $7,930,000 | 1,165 |
| Net loans & leases | $34,688,000 | 6,397 |
| Loan loss allowance | $1,348,000 | 2,785 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,232,000 | 3,292 |
| Other real estate owned | $58,000 | 5,222 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $803,000 | 7,688 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $59,804,000 | 6,656 |
| Total liabilities | $54,598,000 | 6,607 |
| Total deposits | $53,991,000 | 6,437 |
| Interest-bearing deposits | $47,286,000 | 6,363 |
| Deposits held in domestic offices | $53,991,000 | 6,431 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $607,000 | 4,531 |
| Total equity capital | $5,206,000 | 6,928 |
| Total bank equity capital | $5,206,000 | 6,928 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $3,590,000 | 1,086 |
| Surplus | $4,210,000 | 3,181 |
| Undivided profits | $-2,594,000 | 12,414 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,338,000 | 2,118 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $210,000 | 8,262 |
| Earning assets | $55,473,000 | 6,602 |
| Long-term assets (5+ years) | $1,971,000 | 8,303 |
| Average Assets, year-to-date | $59,643,000 | 6,574 |
| Average Assets, quarterly | $59,083,000 | 6,685 |
| Volatile liabilities | $2,306,000 | 9,292 |
| Insider loans | $1,101,000 | 3,446 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $6,956,000 | 4,012 |
| Tier 1 (core) risk-based capital | $5,313,000 | 6,936 |
| Tier 2 risk-based capital | $509,160 | 5,215 |
| Total risk weighted assets | $39,893,760 | 5,915 |
| Total unused commitments | $6,956,000 | 4,019 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 37 | 5,435 |
| Assets and Liabilities | ||
| Total Assets: | $61,949,000 | 6,665 |
| Cash and due from depository institutions | $1,093,000 | 5,435 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $15,181,000 | 7,338 |
| Federal funds sold & reverse repurchase agreements | $10,115,000 | 1,329 |
| Net loans & leases | $32,401,000 | 6,648 |
| Loan loss allowance | $1,078,000 | 3,457 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,230,000 | 3,271 |
| Other real estate owned | $140,000 | 5,435 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $789,000 | 7,227 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $61,949,000 | 6,665 |
| Total liabilities | $56,310,000 | 6,664 |
| Total deposits | $55,676,000 | 6,518 |
| Interest-bearing deposits | $49,174,000 | 6,415 |
| Deposits held in domestic offices | $55,676,000 | 6,511 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $634,000 | 4,465 |
| Total equity capital | $5,639,000 | 6,688 |
| Total bank equity capital | $5,639,000 | 6,688 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $3,590,000 | 1,083 |
| Surplus | $4,210,000 | 3,129 |
| Undivided profits | $-2,161,000 | 12,996 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $943,000 | 3,304 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $181,000 | 8,626 |
| Earning assets | $57,697,000 | 6,612 |
| Long-term assets (5+ years) | $474,000 | 10,704 |
| Average Assets, year-to-date | $63,792,200 | 6,383 |
| Average Assets, quarterly | $61,433,000 | 6,651 |
| Volatile liabilities | $2,265,000 | 9,327 |
| Insider loans | $1,096,000 | 3,484 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $6,151,000 | 4,311 |
| Tier 1 (core) risk-based capital | $5,639,000 | 6,597 |
| Tier 2 risk-based capital | $498,460 | 5,305 |
| Total risk weighted assets | $39,297,260 | 5,978 |
| Total unused commitments | $6,151,000 | 4,338 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 41 | 5,070 |
| Assets and Liabilities | ||
| Total Assets: | $68,137,000 | 6,269 |
| Cash and due from depository institutions | $1,719,000 | 5,070 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $20,208,000 | 6,071 |
| Federal funds sold & reverse repurchase agreements | $8,125,000 | 2,024 |
| Net loans & leases | $34,380,000 | 6,392 |
| Loan loss allowance | $1,601,000 | 2,554 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,300,000 | 3,157 |
| Other real estate owned | $557,000 | 5,070 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $848,000 | 7,091 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $68,137,000 | 6,269 |
| Total liabilities | $62,605,000 | 6,200 |
| Total deposits | $61,764,000 | 6,094 |
| Interest-bearing deposits | $58,042,000 | 5,729 |
| Deposits held in domestic offices | $61,764,000 | 6,084 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $841,000 | 3,773 |
| Total equity capital | $5,532,000 | 6,600 |
| Total bank equity capital | $5,532,000 | 6,600 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $3,680,000 | 1,075 |
| Surplus | $4,257,000 | 2,979 |
| Undivided profits | $-2,405,000 | 13,603 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,316,000 | 3,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $190,000 | 8,908 |
| Earning assets | $62,713,000 | 6,224 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $76,270,800 | 5,585 |
| Average Assets, quarterly | $68,980,000 | 6,153 |
| Volatile liabilities | $2,857,000 | 8,747 |
| Insider loans | $600,000 | 1,501 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $6,747,000 | 3,817 |
| Tier 1 (core) risk-based capital | $5,532,000 | 6,528 |
| Tier 2 risk-based capital | $541,320 | 4,898 |
| Total risk weighted assets | $42,246,120 | 5,698 |
| Total unused commitments | $6,747,000 | 3,838 |
| Derivatives | $0 | 651 |