Home > Golden Bank > Income and Expense

Golden Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$109,097,000503
Total interest expense$41,286,000455
Net interest income$67,811,000527
Provision for loan and lease losses$3,916,000379
Total noninterest income$3,632,0001,446
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,434,000761
Trading account gains and fees$0123
Additional Noninterest Income$2,198,0001,539
Total noninterest expense$31,219,000866
Salaries and employee benefits$20,598,000736
Premises and equipment expense$2,976,000875
Additional noninterest expense$2,198,0001,539
Pre-tax net operating income$36,308,000446
Securities gains (losses)$69,000330
Applicable income taxes$7,465,000425
Income before extraordinary items$28,912,000439
Extraordinary gains, net$054
Net income$28,912,000443
Minority interest net income$088
Net income of bank and minority interests.$28,912,000440
Net charge-offs$469,000781
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$28,857,490450
2023-09-30 (YTD Data)Rank
Total interest income$78,486,000513
Total interest expense$28,037,000463
Net interest income$50,449,000534
Provision for loan and lease losses$3,016,000359
Total noninterest income$2,506,0001,524
Gross Fiduciary activities income$0950
Service charges on deposit accounts$1,176,000703
Trading account gains and fees$0125
Additional Noninterest Income$1,330,0001,726
Total noninterest expense$23,353,000870
Salaries and employee benefits$15,792,000727
Premises and equipment expense$2,224,000887
Additional noninterest expense$1,330,0001,726
Pre-tax net operating income$26,586,000462
Securities gains (losses)$-187,0004,163
Applicable income taxes$5,413,000447
Income before extraordinary items$20,986,000466
Extraordinary gains, net$052
Net income$20,986,000468
Minority interest net income$081
Net income of bank and minority interests.$20,986,000465
Net charge-offs$391,000653
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$21,133,730474
2023-06-30 (YTD Data)Rank
Total interest income$50,332,000510
Total interest expense$17,102,000449
Net interest income$33,230,000539
Provision for loan and lease losses$2,291,000333
Total noninterest income$1,895,0001,349
Gross Fiduciary activities income$0931
Service charges on deposit accounts$907,000597
Trading account gains and fees$0112
Additional Noninterest Income$988,0001,552
Total noninterest expense$15,358,000859
Salaries and employee benefits$10,427,000726
Premises and equipment expense$1,491,000860
Additional noninterest expense$988,0001,550
Pre-tax net operating income$17,476,000466
Securities gains (losses)$3,000798
Applicable income taxes$3,585,000446
Income before extraordinary items$13,894,000468
Extraordinary gains, net$051
Net income$13,894,000474
Minority interest net income$081
Net income of bank and minority interests.$13,894,000467
Net charge-offs$268,000587
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$13,891,630473
2023-03-31 (YTD Data)Rank
Total interest income$24,002,000529
Total interest expense$7,739,000436
Net interest income$16,263,000550
Provision for loan and lease losses$1,680,000263
Total noninterest income$1,053,0001,260
Gross Fiduciary activities income$0913
Service charges on deposit accounts$558,000500
Trading account gains and fees$097
Additional Noninterest Income$495,0001,537
Total noninterest expense$7,379,000901
Salaries and employee benefits$5,104,000761
Premises and equipment expense$699,000946
Additional noninterest expense$495,0001,537
Pre-tax net operating income$8,257,000494
Securities gains (losses)$83,000188
Applicable income taxes$1,708,000472
Income before extraordinary items$6,632,000505
Extraordinary gains, net$04
Net income$6,632,000506
Minority interest net income$048
Net income of bank and minority interests.$6,632,000506
Net charge-offs$02,062
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$6,565,600514
2022-12-31 (YTD Data)Rank
Total interest income$66,906,000583
Total interest expense$9,413,000472
Net interest income$57,493,000605
Provision for loan and lease losses$2,350,000464
Total noninterest income$4,300,0001,310
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,213,000879
Trading account gains and fees$0116
Additional Noninterest Income$3,087,0001,233
Total noninterest expense$27,796,000918
Salaries and employee benefits$18,880,000791
Premises and equipment expense$2,441,0001,024
Additional noninterest expense$3,087,0001,233
Pre-tax net operating income$31,647,000546
Securities gains (losses)$-709,0004,395
Applicable income taxes$6,289,000529
Income before extraordinary items$24,649,000558
Extraordinary gains, net$05
Net income$24,649,000559
Minority interest net income$063
Net income of bank and minority interests.$24,649,000559
Net charge-offs$-48,0004,078
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$25,216,200556
2022-09-30 (YTD Data)Rank
Total interest income$45,462,000606
Total interest expense$4,470,000508
Net interest income$40,992,000618
Provision for loan and lease losses$1,400,000500
Total noninterest income$3,351,0001,300
Gross Fiduciary activities income$0968
Service charges on deposit accounts$603,0001,209
Trading account gains and fees$0111
Additional Noninterest Income$2,748,0001,131
Total noninterest expense$20,015,000947
Salaries and employee benefits$13,739,000809
Premises and equipment expense$1,670,0001,091
Additional noninterest expense$2,748,0001,131
Pre-tax net operating income$22,928,000549
Securities gains (losses)$-728,0004,536
Applicable income taxes$4,503,000543
Income before extraordinary items$17,697,000571
Extraordinary gains, net$04
Net income$17,697,000570
Minority interest net income$057
Net income of bank and minority interests.$17,697,000571
Net charge-offs$-48,0004,077
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$18,279,400560
2022-06-30 (YTD Data)Rank
Total interest income$27,969,000620
Total interest expense$2,246,000532
Net interest income$25,723,000627
Provision for loan and lease losses$500,000683
Total noninterest income$2,494,0001,211
Gross Fiduciary activities income$0925
Service charges on deposit accounts$386,0001,229
Trading account gains and fees$0108
Additional Noninterest Income$2,108,0001,060
Total noninterest expense$13,136,000944
Salaries and employee benefits$9,026,000805
Premises and equipment expense$1,077,0001,114
Additional noninterest expense$3,033,0001,143
Pre-tax net operating income$14,581,000544
Securities gains (losses)$-474,0004,571
Applicable income taxes$2,859,000524
Income before extraordinary items$11,248,000556
Extraordinary gains, net$04
Net income$11,248,000555
Minority interest net income$060
Net income of bank and minority interests.$11,248,000556
Net charge-offs$-44,0004,147
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$11,627,200553
2022-03-31 (YTD Data)Rank
Total interest income$13,405,000621
Total interest expense$1,061,000526
Net interest income$12,344,000628
Provision for loan and lease losses$200,000654
Total noninterest income$1,975,000893
Gross Fiduciary activities income$0892
Service charges on deposit accounts$187,0001,237
Trading account gains and fees$0103
Additional Noninterest Income$1,788,000747
Total noninterest expense$6,743,000923
Salaries and employee benefits$4,699,000783
Premises and equipment expense$522,0001,155
Additional noninterest expense$1,522,0001,130
Pre-tax net operating income$7,376,000518
Securities gains (losses)$-268,0004,629
Applicable income taxes$1,441,000512
Income before extraordinary items$5,667,000540
Extraordinary gains, net$04
Net income$5,667,000540
Minority interest net income$050
Net income of bank and minority interests.$5,667,000540
Net charge-offs$-6,0003,738
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$5,881,400529
2021-12-31 (YTD Data)Rank
Total interest income$52,529,000646
Total interest expense$5,313,000512
Net interest income$47,216,000661
Provision for loan and lease losses$1,550,000381
Total noninterest income$11,135,000777
Gross Fiduciary activities income$0994
Service charges on deposit accounts$829,0001,113
Trading account gains and fees$0132
Additional Noninterest Income$10,306,000658
Total noninterest expense$25,234,000977
Salaries and employee benefits$16,963,000844
Premises and equipment expense$2,413,0001,013
Additional noninterest expense$5,858,0001,156
Pre-tax net operating income$31,567,000525
Securities gains (losses)$-169,0004,704
Applicable income taxes$6,362,000531
Income before extraordinary items$25,036,000548
Extraordinary gains, net$010
Net income$25,036,000548
Minority interest net income$074
Net income of bank and minority interests.$25,036,000549
Net charge-offs$-350,0004,671
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$25,171,200535
2021-09-30 (YTD Data)Rank
Total interest income$39,091,000666
Total interest expense$4,256,000503
Net interest income$34,835,000681
Provision for loan and lease losses$1,300,000332
Total noninterest income$7,332,000865
Gross Fiduciary activities income$0957
Service charges on deposit accounts$608,0001,121
Trading account gains and fees$0132
Additional Noninterest Income$6,724,000749
Total noninterest expense$17,286,0001,049
Salaries and employee benefits$11,636,000919
Premises and equipment expense$1,878,0001,000
Additional noninterest expense$3,772,0001,322
Pre-tax net operating income$23,581,000549
Securities gains (losses)$-116,0004,807
Applicable income taxes$4,755,000551
Income before extraordinary items$18,710,000559
Extraordinary gains, net$08
Net income$18,710,000558
Minority interest net income$069
Net income of bank and minority interests.$18,710,000559
Net charge-offs$-350,0004,773
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$18,802,800553
2021-06-30 (YTD Data)Rank
Total interest income$26,397,000655
Total interest expense$3,116,000484
Net interest income$23,281,000677
Provision for loan and lease losses$800,000383
Total noninterest income$3,694,0001,051
Gross Fiduciary activities income$0951
Service charges on deposit accounts$393,0001,118
Trading account gains and fees$0133
Additional Noninterest Income$3,301,000903
Total noninterest expense$11,066,0001,084
Salaries and employee benefits$7,631,000922
Premises and equipment expense$1,063,0001,152
Additional noninterest expense$2,372,0001,379
Pre-tax net operating income$15,109,000556
Securities gains (losses)$-87,0004,848
Applicable income taxes$3,034,000564
Income before extraordinary items$11,988,000579
Extraordinary gains, net$06
Net income$11,988,000578
Minority interest net income$067
Net income of bank and minority interests.$11,988,000579
Net charge-offs$-350,0004,836
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$12,057,600562
2021-03-31 (YTD Data)Rank
Total interest income$13,615,000637
Total interest expense$1,666,000486
Net interest income$11,949,000649
Provision for loan and lease losses$400,000436
Total noninterest income$1,690,0001,109
Gross Fiduciary activities income$0922
Service charges on deposit accounts$187,0001,157
Trading account gains and fees$0127
Additional Noninterest Income$1,503,000976
Total noninterest expense$5,366,0001,098
Salaries and employee benefits$3,767,000931
Premises and equipment expense$511,0001,202
Additional noninterest expense$1,088,0001,441
Pre-tax net operating income$7,873,000540
Securities gains (losses)$-93,0004,877
Applicable income taxes$1,576,000550
Income before extraordinary items$6,204,000559
Extraordinary gains, net$03
Net income$6,204,000559
Minority interest net income$055
Net income of bank and minority interests.$6,204,000559
Net charge-offs$01,930
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$6,278,400544
2020-12-31 (YTD Data)Rank
Total interest income$48,587,000700
Total interest expense$10,822,000469
Net interest income$37,765,000765
Provision for loan and lease losses$2,208,000977
Total noninterest income$3,300,0001,636
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$459,0001,703
Trading account gains and fees$0133
Additional Noninterest Income$2,841,0001,481
Total noninterest expense$19,998,0001,120
Salaries and employee benefits$13,736,000974
Premises and equipment expense$1,773,0001,323
Additional noninterest expense$4,489,0001,395
Pre-tax net operating income$18,859,000623
Securities gains (losses)$296,000833
Applicable income taxes$3,807,000597
Income before extraordinary items$15,348,000653
Extraordinary gains, net$04
Net income$15,348,000653
Minority interest net income$072
Net income of bank and minority interests.$15,348,000653
Net charge-offs$124,0001,857
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$15,111,200635
2020-09-30 (YTD Data)Rank
Total interest income$36,569,000701
Total interest expense$8,868,000468
Net interest income$27,701,000773
Provision for loan and lease losses$1,708,000978
Total noninterest income$2,018,0001,787
Gross Fiduciary activities income$0981
Service charges on deposit accounts$338,0001,733
Trading account gains and fees$0125
Additional Noninterest Income$1,680,0001,643
Total noninterest expense$14,813,0001,115
Salaries and employee benefits$10,325,000960
Premises and equipment expense$1,303,0001,343
Additional noninterest expense$3,185,0001,442
Pre-tax net operating income$13,198,000634
Securities gains (losses)$313,000690
Applicable income taxes$2,685,000601
Income before extraordinary items$10,826,000654
Extraordinary gains, net$04
Net income$10,826,000653
Minority interest net income$065
Net income of bank and minority interests.$10,826,000654
Net charge-offs$124,0001,531
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$10,575,600641
2020-06-30 (YTD Data)Rank
Total interest income$24,857,000693
Total interest expense$6,565,000458
Net interest income$18,292,000779
Provision for loan and lease losses$1,208,000966
Total noninterest income$716,0002,403
Gross Fiduciary activities income$0970
Service charges on deposit accounts$240,0001,677
Trading account gains and fees$0123
Additional Noninterest Income$476,0002,416
Total noninterest expense$9,632,0001,125
Salaries and employee benefits$6,771,000968
Premises and equipment expense$852,0001,363
Additional noninterest expense$2,009,0001,495
Pre-tax net operating income$8,168,000617
Securities gains (losses)$243,000629
Applicable income taxes$1,671,000561
Income before extraordinary items$6,740,000645
Extraordinary gains, net$04
Net income$6,740,000645
Minority interest net income$065
Net income of bank and minority interests.$6,740,000645
Net charge-offs$124,0001,246
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$6,545,600634
2020-03-31 (YTD Data)Rank
Total interest income$11,676,000727
Total interest expense$3,536,000476
Net interest income$8,140,000848
Provision for loan and lease losses$595,000809
Total noninterest income$300,0002,519
Gross Fiduciary activities income$0941
Service charges on deposit accounts$144,0001,680
Trading account gains and fees$0106
Additional Noninterest Income$156,0002,732
Total noninterest expense$4,742,0001,147
Salaries and employee benefits$3,418,000957
Premises and equipment expense$414,0001,401
Additional noninterest expense$910,0001,638
Pre-tax net operating income$3,103,000711
Securities gains (losses)$122,000538
Applicable income taxes$633,000626
Income before extraordinary items$2,592,000745
Extraordinary gains, net$04
Net income$2,592,000745
Minority interest net income$056
Net income of bank and minority interests.$2,592,000745
Net charge-offs$124,000783
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,494,400756
2019-12-31 (YTD Data)Rank
Total interest income$49,008,000707
Total interest expense$12,805,000549
Net interest income$36,203,000761
Provision for loan and lease losses$560,0001,392
Total noninterest income$1,951,0001,994
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$560,0001,765
Trading account gains and fees$0135
Additional Noninterest Income$1,391,0001,880
Total noninterest expense$18,705,0001,144
Salaries and employee benefits$12,825,000983
Premises and equipment expense$1,664,0001,374
Additional noninterest expense$4,216,0001,445
Pre-tax net operating income$18,889,000638
Securities gains (losses)$174,000684
Applicable income taxes$3,843,000602
Income before extraordinary items$15,220,000662
Extraordinary gains, net$011
Net income$15,220,000664
Minority interest net income$076
Net income of bank and minority interests.$15,220,000663
Net charge-offs$-7,0004,388
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$15,080,800652
2019-09-30 (YTD Data)Rank
Total interest income$36,010,000722
Total interest expense$9,239,000581
Net interest income$26,771,000772
Provision for loan and lease losses$560,0001,059
Total noninterest income$1,330,0002,100
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$422,0001,763
Trading account gains and fees$0129
Additional Noninterest Income$908,0002,032
Total noninterest expense$13,591,0001,169
Salaries and employee benefits$9,503,000993
Premises and equipment expense$1,243,0001,386
Additional noninterest expense$2,845,0001,575
Pre-tax net operating income$13,950,000650
Securities gains (losses)$195,000537
Applicable income taxes$2,852,000615
Income before extraordinary items$11,293,000670
Extraordinary gains, net$011
Net income$11,293,000672
Minority interest net income$072
Net income of bank and minority interests.$11,293,000671
Net charge-offs$-7,0004,332
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$11,137,000669
2019-06-30 (YTD Data)Rank
Total interest income$23,650,000727
Total interest expense$5,781,000605
Net interest income$17,869,000772
Provision for loan and lease losses$560,000786
Total noninterest income$1,032,0001,930
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$270,0001,796
Trading account gains and fees$0131
Additional Noninterest Income$762,0001,757
Total noninterest expense$8,969,0001,175
Salaries and employee benefits$6,186,0001,004
Premises and equipment expense$825,0001,394
Additional noninterest expense$1,958,0001,536
Pre-tax net operating income$9,372,000634
Securities gains (losses)$127,000477
Applicable income taxes$1,915,000587
Income before extraordinary items$7,584,000647
Extraordinary gains, net$011
Net income$7,584,000647
Minority interest net income$069
Net income of bank and minority interests.$7,584,000647
Net charge-offs$-7,0004,387
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$7,482,400645
2019-03-31 (YTD Data)Rank
Total interest income$11,627,000734
Total interest expense$2,643,000636
Net interest income$8,984,000772
Provision for loan and lease losses$300,000677
Total noninterest income$278,0002,612
Gross Fiduciary activities income$0972
Service charges on deposit accounts$128,0001,868
Trading account gains and fees$0126
Additional Noninterest Income$150,0002,751
Total noninterest expense$4,403,0001,194
Salaries and employee benefits$3,067,0001,012
Premises and equipment expense$393,0001,480
Additional noninterest expense$943,0001,586
Pre-tax net operating income$4,559,000631
Securities gains (losses)$44,000411
Applicable income taxes$932,000589
Income before extraordinary items$3,671,000655
Extraordinary gains, net$05
Net income$3,671,000655
Minority interest net income$052
Net income of bank and minority interests.$3,671,000654
Net charge-offs$-7,0004,527
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$3,635,800652
2018-12-31 (YTD Data)Rank
Total interest income$41,579,000762
Total interest expense$8,185,000624
Net interest income$33,394,000799
Provision for loan and lease losses$874,000994
Total noninterest income$1,946,0002,017
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$522,0001,920
Trading account gains and fees$0126
Additional Noninterest Income$1,424,0001,858
Total noninterest expense$16,537,0001,238
Salaries and employee benefits$11,103,0001,081
Premises and equipment expense$1,544,0001,461
Additional noninterest expense$3,890,0001,541
Pre-tax net operating income$17,929,000645
Securities gains (losses)$-113,0005,044
Applicable income taxes$3,557,000591
Income before extraordinary items$14,259,000674
Extraordinary gains, net$06
Net income$14,259,000672
Minority interest net income$072
Net income of bank and minority interests.$14,259,000673
Net charge-offs$03,782
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$14,349,400670
2018-09-30 (YTD Data)Rank
Total interest income$30,236,000766
Total interest expense$5,682,000631
Net interest income$24,554,000807
Provision for loan and lease losses$423,0001,279
Total noninterest income$1,058,0002,425
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$396,0001,916
Trading account gains and fees$0138
Additional Noninterest Income$662,0002,406
Total noninterest expense$11,870,0001,272
Salaries and employee benefits$8,206,0001,097
Premises and equipment expense$1,142,0001,489
Additional noninterest expense$2,522,0001,735
Pre-tax net operating income$13,319,000651
Securities gains (losses)$-154,0005,303
Applicable income taxes$2,634,000601
Income before extraordinary items$10,531,000682
Extraordinary gains, net$05
Net income$10,531,000681
Minority interest net income$066
Net income of bank and minority interests.$10,531,000681
Net charge-offs$03,489
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$10,654,200671
2018-06-30 (YTD Data)Rank
Total interest income$19,469,000777
Total interest expense$3,406,000653
Net interest income$16,063,000814
Provision for loan and lease losses$423,000939
Total noninterest income$557,0002,736
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$269,0001,885
Trading account gains and fees$0130
Additional Noninterest Income$288,0002,944
Total noninterest expense$7,702,0001,317
Salaries and employee benefits$5,367,0001,123
Premises and equipment expense$735,0001,553
Additional noninterest expense$1,600,0001,818
Pre-tax net operating income$8,495,000675
Securities gains (losses)$-116,0005,366
Applicable income taxes$1,673,000617
Income before extraordinary items$6,706,000710
Extraordinary gains, net$06
Net income$6,706,000709
Minority interest net income$065
Net income of bank and minority interests.$6,706,000709
Net charge-offs$03,209
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$6,798,800701
2018-03-31 (YTD Data)Rank
Total interest income$9,243,000817
Total interest expense$1,496,000682
Net interest income$7,747,000843
Provision for loan and lease losses$423,000533
Total noninterest income$282,0002,706
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$140,0001,842
Trading account gains and fees$0123
Additional Noninterest Income$142,0002,905
Total noninterest expense$3,720,0001,373
Salaries and employee benefits$2,636,0001,143
Premises and equipment expense$339,0001,686
Additional noninterest expense$745,0001,929
Pre-tax net operating income$3,886,000697
Securities gains (losses)$-81,0005,452
Applicable income taxes$757,000644
Income before extraordinary items$3,048,000743
Extraordinary gains, net$07
Net income$3,048,000743
Minority interest net income$052
Net income of bank and minority interests.$3,048,000743
Net charge-offs$02,722
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$3,112,800734
2017-12-31 (YTD Data)Rank
Total interest income$33,570,000852
Total interest expense$5,139,000660
Net interest income$28,431,000889
Provision for loan and lease losses$270,0002,083
Total noninterest income$1,292,0002,589
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$492,0002,055
Trading account gains and fees$0151
Additional Noninterest Income$800,0002,560
Total noninterest expense$14,479,0001,384
Salaries and employee benefits$9,900,0001,172
Premises and equipment expense$1,308,0001,722
Additional noninterest expense$3,271,0001,814
Pre-tax net operating income$14,974,000696
Securities gains (losses)$02,243
Applicable income taxes$6,191,000580
Income before extraordinary items$8,783,000832
Extraordinary gains, net$09
Net income$8,783,000833
Minority interest net income$076
Net income of bank and minority interests.$8,783,000832
Net charge-offs$04,128
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$8,783,000818
2017-09-30 (YTD Data)Rank
Total interest income$24,598,000869
Total interest expense$3,724,000662
Net interest income$20,874,000905
Provision for loan and lease losses$270,0001,724
Total noninterest income$789,0002,894
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$374,0002,041
Trading account gains and fees$0145
Additional Noninterest Income$415,0003,047
Total noninterest expense$10,593,0001,413
Salaries and employee benefits$7,543,0001,165
Premises and equipment expense$995,0001,707
Additional noninterest expense$2,055,0002,068
Pre-tax net operating income$10,800,000714
Securities gains (losses)$02,274
Applicable income taxes$3,440,000616
Income before extraordinary items$7,360,000820
Extraordinary gains, net$09
Net income$7,360,000820
Minority interest net income$071
Net income of bank and minority interests.$7,360,000820
Net charge-offs$03,796
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$7,360,000804
2017-06-30 (YTD Data)Rank
Total interest income$15,958,000886
Total interest expense$2,349,000679
Net interest income$13,609,000920
Provision for loan and lease losses$03,871
Total noninterest income$510,0002,937
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$246,0002,053
Trading account gains and fees$0139
Additional Noninterest Income$264,0003,113
Total noninterest expense$6,995,0001,434
Salaries and employee benefits$4,979,0001,177
Premises and equipment expense$640,0001,762
Additional noninterest expense$1,376,0002,066
Pre-tax net operating income$7,124,000712
Securities gains (losses)$01,906
Applicable income taxes$2,269,000614
Income before extraordinary items$4,855,000819
Extraordinary gains, net$011
Net income$4,855,000818
Minority interest net income$071
Net income of bank and minority interests.$4,855,000819
Net charge-offs$03,512
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$4,855,000807
2017-03-31 (YTD Data)Rank
Total interest income$7,845,000892
Total interest expense$1,126,000691
Net interest income$6,719,000929
Provision for loan and lease losses$03,537
Total noninterest income$255,0002,939
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$124,0002,050
Trading account gains and fees$0142
Additional Noninterest Income$131,0003,109
Total noninterest expense$3,410,0001,471
Salaries and employee benefits$2,457,0001,191
Premises and equipment expense$291,0001,931
Additional noninterest expense$662,0002,133
Pre-tax net operating income$3,564,000700
Securities gains (losses)$01,153
Applicable income taxes$1,143,000595
Income before extraordinary items$2,421,000799
Extraordinary gains, net$08
Net income$2,421,000799
Minority interest net income$055
Net income of bank and minority interests.$2,421,000799
Net charge-offs$02,943
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,421,000787
2016-12-31 (YTD Data)Rank
Total interest income$28,759,000950
Total interest expense$3,677,000800
Net interest income$25,082,000965
Provision for loan and lease losses$1,561,000630
Total noninterest income$1,044,0002,974
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$517,0002,032
Trading account gains and fees$0170
Additional Noninterest Income$527,0003,193
Total noninterest expense$13,466,0001,460
Salaries and employee benefits$9,362,0001,211
Premises and equipment expense$1,138,0001,954
Additional noninterest expense$2,966,0002,001
Pre-tax net operating income$11,099,000852
Securities gains (losses)$9,0002,705
Applicable income taxes$3,451,000706
Income before extraordinary items$7,657,000977
Extraordinary gains, net$05
Net income$7,657,000976
Minority interest net income$082
Net income of bank and minority interests.$7,657,000976
Net charge-offs$17,0003,697
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$7,650,790952
2016-09-30 (YTD Data)Rank
Total interest income$21,281,000957
Total interest expense$2,673,000816
Net interest income$18,608,000976
Provision for loan and lease losses$886,000763
Total noninterest income$751,0003,038
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$374,0002,101
Trading account gains and fees$0169
Additional Noninterest Income$377,0003,267
Total noninterest expense$10,145,0001,455
Salaries and employee benefits$7,224,0001,189
Premises and equipment expense$873,0001,916
Additional noninterest expense$2,048,0002,136
Pre-tax net operating income$8,328,000851
Securities gains (losses)$9,0002,624
Applicable income taxes$2,592,000721
Income before extraordinary items$5,745,000977
Extraordinary gains, net$05
Net income$5,745,000977
Minority interest net income$071
Net income of bank and minority interests.$5,745,000977
Net charge-offs$17,0003,244
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$5,738,790947
2016-06-30 (YTD Data)Rank
Total interest income$13,841,000980
Total interest expense$1,721,000847
Net interest income$12,120,0001,001
Provision for loan and lease losses$276,0001,341
Total noninterest income$470,0003,145
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$235,0002,173
Trading account gains and fees$0157
Additional Noninterest Income$235,0003,368
Total noninterest expense$6,776,0001,455
Salaries and employee benefits$4,827,0001,186
Premises and equipment expense$576,0001,927
Additional noninterest expense$1,373,0002,149
Pre-tax net operating income$5,538,000849
Securities gains (losses)$02,835
Applicable income taxes$1,730,000719
Income before extraordinary items$3,808,000966
Extraordinary gains, net$016
Net income$3,808,000965
Minority interest net income$071
Net income of bank and minority interests.$3,808,000965
Net charge-offs$18,0002,837
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$3,808,000936
2016-03-31 (YTD Data)Rank
Total interest income$6,534,0001,034
Total interest expense$823,000881
Net interest income$5,711,0001,046
Provision for loan and lease losses$276,000744
Total noninterest income$234,0003,120
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$121,0002,104
Trading account gains and fees$0142
Additional Noninterest Income$113,0003,385
Total noninterest expense$3,332,0001,468
Salaries and employee benefits$2,357,0001,220
Premises and equipment expense$289,0001,936
Additional noninterest expense$686,0002,125
Pre-tax net operating income$2,337,000953
Securities gains (losses)$02,077
Applicable income taxes$718,000805
Income before extraordinary items$1,619,0001,103
Extraordinary gains, net$012
Net income$1,619,0001,104
Minority interest net income$062
Net income of bank and minority interests.$1,619,0001,104
Net charge-offs$03,094
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,619,0001,082
2015-12-31 (YTD Data)Rank
Total interest income$24,380,0001,066
Total interest expense$2,711,0001,040
Net interest income$21,669,0001,053
Provision for loan and lease losses$-400,0005,903
Total noninterest income$1,132,0002,870
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$529,0002,041
Trading account gains and fees$0159
Additional Noninterest Income$603,0003,029
Total noninterest expense$12,775,0001,514
Salaries and employee benefits$8,692,0001,261
Premises and equipment expense$1,105,0002,023
Additional noninterest expense$2,978,0002,022
Pre-tax net operating income$10,426,000863
Securities gains (losses)$22,0002,184
Applicable income taxes$3,187,000720
Income before extraordinary items$7,261,000975
Extraordinary gains, net$023
Net income$7,261,000975
Minority interest net income$081
Net income of bank and minority interests.$7,261,000975
Net charge-offs$-280,0005,921
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$7,245,820958
2015-09-30 (YTD Data)Rank
Total interest income$18,026,0001,082
Total interest expense$1,928,0001,105
Net interest income$16,098,0001,071
Provision for loan and lease losses$-400,0006,053
Total noninterest income$850,0002,883
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$409,0002,006
Trading account gains and fees$0153
Additional Noninterest Income$441,0003,076
Total noninterest expense$9,367,0001,554
Salaries and employee benefits$6,642,0001,254
Premises and equipment expense$796,0002,115
Additional noninterest expense$1,929,0002,274
Pre-tax net operating income$7,981,000841
Securities gains (losses)$16,0002,128
Applicable income taxes$2,452,000729
Income before extraordinary items$5,545,000960
Extraordinary gains, net$021
Net income$5,545,000960
Minority interest net income$078
Net income of bank and minority interests.$5,545,000960
Net charge-offs$-146,0005,893
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$5,533,960935
2015-06-30 (YTD Data)Rank
Total interest income$11,828,0001,096
Total interest expense$1,210,0001,164
Net interest income$10,618,0001,084
Provision for loan and lease losses$-400,0006,175
Total noninterest income$567,0002,892
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$277,0001,941
Trading account gains and fees$0157
Additional Noninterest Income$290,0003,104
Total noninterest expense$6,120,0001,590
Salaries and employee benefits$4,391,0001,271
Premises and equipment expense$528,0002,131
Additional noninterest expense$1,201,0002,420
Pre-tax net operating income$5,465,000825
Securities gains (losses)$16,0001,815
Applicable income taxes$1,692,000721
Income before extraordinary items$3,789,000942
Extraordinary gains, net$022
Net income$3,789,000942
Minority interest net income$075
Net income of bank and minority interests.$3,789,000942
Net charge-offs$-146,0006,005
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$3,777,960913
2015-03-31 (YTD Data)Rank
Total interest income$5,920,0001,094
Total interest expense$582,0001,212
Net interest income$5,338,0001,067
Provision for loan and lease losses$03,703
Total noninterest income$262,0002,965
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$140,0001,910
Trading account gains and fees$0152
Additional Noninterest Income$122,0003,311
Total noninterest expense$2,987,0001,632
Salaries and employee benefits$2,176,0001,282
Premises and equipment expense$265,0002,144
Additional noninterest expense$546,0002,617
Pre-tax net operating income$2,613,000828
Securities gains (losses)$16,0001,315
Applicable income taxes$811,000729
Income before extraordinary items$1,818,000940
Extraordinary gains, net$013
Net income$1,818,000941
Minority interest net income$064
Net income of bank and minority interests.$1,818,000941
Net charge-offs$-70,0006,040
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,806,960915
2014-12-31 (YTD Data)Rank
Total interest income$22,718,0001,130
Total interest expense$2,462,0001,184
Net interest income$20,256,0001,110
Provision for loan and lease losses$-1,335,0006,384
Total noninterest income$1,945,0002,145
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$536,0002,172
Trading account gains and fees$0180
Additional Noninterest Income$1,409,0001,846
Total noninterest expense$12,685,0001,500
Salaries and employee benefits$8,809,0001,230
Premises and equipment expense$1,064,0002,137
Additional noninterest expense$2,812,0002,158
Pre-tax net operating income$10,851,000771
Securities gains (losses)$26,0002,177
Applicable income taxes$3,314,000667
Income before extraordinary items$7,563,000876
Extraordinary gains, net$017
Net income$7,563,000875
Minority interest net income$084
Net income of bank and minority interests.$7,563,000875
Net charge-offs$-1,668,0006,479
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$7,544,800854
2014-09-30 (YTD Data)Rank
Total interest income$16,844,0001,148
Total interest expense$1,866,0001,186
Net interest income$14,978,0001,132
Provision for loan and lease losses$-1,335,0006,492
Total noninterest income$1,654,0001,975
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$378,0002,286
Trading account gains and fees$0174
Additional Noninterest Income$1,276,0001,640
Total noninterest expense$9,423,0001,526
Salaries and employee benefits$6,658,0001,213
Premises and equipment expense$800,0002,152
Additional noninterest expense$1,965,0002,287
Pre-tax net operating income$8,544,000745
Securities gains (losses)$26,0001,868
Applicable income taxes$2,621,000651
Income before extraordinary items$5,949,000834
Extraordinary gains, net$015
Net income$5,949,000833
Minority interest net income$081
Net income of bank and minority interests.$5,949,000833
Net charge-offs$-1,518,0006,560
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$5,931,060818
2014-06-30 (YTD Data)Rank
Total interest income$11,417,0001,127
Total interest expense$1,254,0001,185
Net interest income$10,163,0001,098
Provision for loan and lease losses$-1,335,0006,579
Total noninterest income$1,370,0001,652
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$245,0002,306
Trading account gains and fees$0172
Additional Noninterest Income$1,125,0001,344
Total noninterest expense$6,293,0001,525
Salaries and employee benefits$4,448,0001,215
Premises and equipment expense$538,0002,135
Additional noninterest expense$1,307,0002,286
Pre-tax net operating income$6,575,000633
Securities gains (losses)$26,0001,520
Applicable income taxes$2,048,000571
Income before extraordinary items$4,553,000723
Extraordinary gains, net$020
Net income$4,553,000722
Minority interest net income$080
Net income of bank and minority interests.$4,553,000723
Net charge-offs$-1,486,0006,633
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$4,535,060707
2014-03-31 (YTD Data)Rank
Total interest income$6,073,0001,055
Total interest expense$643,0001,169
Net interest income$5,430,0001,036
Provision for loan and lease losses$-1,335,0006,682
Total noninterest income$1,087,0001,165
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$119,0002,323
Trading account gains and fees$0147
Additional Noninterest Income$968,000866
Total noninterest expense$3,168,0001,516
Salaries and employee benefits$2,234,0001,235
Premises and equipment expense$264,0002,203
Additional noninterest expense$670,0002,232
Pre-tax net operating income$4,684,000466
Securities gains (losses)$26,000872
Applicable income taxes$1,526,000421
Income before extraordinary items$3,184,000502
Extraordinary gains, net$016
Net income$3,184,000502
Minority interest net income$066
Net income of bank and minority interests.$3,184,000503
Net charge-offs$-1,336,0006,713
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$3,166,320500
2013-12-31 (YTD Data)Rank
Total interest income$19,901,0001,275
Total interest expense$3,040,0001,104
Net interest income$16,861,0001,300
Provision for loan and lease losses$-650,0006,617
Total noninterest income$662,0003,965
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$393,0002,848
Trading account gains and fees$0184
Additional Noninterest Income$269,0004,230
Total noninterest expense$10,939,0001,754
Salaries and employee benefits$6,843,0001,515
Premises and equipment expense$1,053,0002,146
Additional noninterest expense$3,043,0002,059
Pre-tax net operating income$7,234,0001,050
Securities gains (losses)$187,000935
Applicable income taxes$2,088,000872
Income before extraordinary items$5,333,0001,158
Extraordinary gains, net$029
Net income$5,333,0001,160
Minority interest net income$090
Net income of bank and minority interests.$5,333,0001,161
Net charge-offs$-401,0006,720
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$5,198,3601,154
2013-09-30 (YTD Data)Rank
Total interest income$14,841,0001,291
Total interest expense$2,313,0001,132
Net interest income$12,528,0001,303
Provision for loan and lease losses$-650,0006,749
Total noninterest income$440,0004,228
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$275,0003,022
Trading account gains and fees$0180
Additional Noninterest Income$165,0004,576
Total noninterest expense$8,201,0001,758
Salaries and employee benefits$5,139,0001,518
Premises and equipment expense$785,0002,186
Additional noninterest expense$2,277,0002,061
Pre-tax net operating income$5,417,0001,065
Securities gains (losses)$187,000850
Applicable income taxes$1,572,000895
Income before extraordinary items$4,032,0001,156
Extraordinary gains, net$025
Net income$4,032,0001,157
Minority interest net income$084
Net income of bank and minority interests.$4,032,0001,158
Net charge-offs$-154,0006,679
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,897,3601,157
2013-06-30 (YTD Data)Rank
Total interest income$9,972,0001,269
Total interest expense$1,540,0001,167
Net interest income$8,432,0001,278
Provision for loan and lease losses$04,788
Total noninterest income$323,0004,091
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$174,0003,089
Trading account gains and fees$0157
Additional Noninterest Income$149,0004,220
Total noninterest expense$5,106,0001,868
Salaries and employee benefits$3,187,0001,632
Premises and equipment expense$514,0002,226
Additional noninterest expense$1,405,0002,207
Pre-tax net operating income$3,649,0001,034
Securities gains (losses)$187,000776
Applicable income taxes$1,084,000881
Income before extraordinary items$2,752,0001,118
Extraordinary gains, net$022
Net income$2,752,0001,119
Minority interest net income$082
Net income of bank and minority interests.$2,752,0001,120
Net charge-offs$-153,0006,761
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,617,3601,118
2013-03-31 (YTD Data)Rank
Total interest income$5,005,0001,276
Total interest expense$767,0001,202
Net interest income$4,238,0001,279
Provision for loan and lease losses$04,409
Total noninterest income$92,0004,971
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$86,0003,095
Trading account gains and fees$0148
Additional Noninterest Income$6,0006,364
Total noninterest expense$2,556,0001,881
Salaries and employee benefits$1,571,0001,671
Premises and equipment expense$267,0002,189
Additional noninterest expense$718,0002,168
Pre-tax net operating income$1,774,0001,033
Securities gains (losses)$01,966
Applicable income taxes$493,000935
Income before extraordinary items$1,281,0001,166
Extraordinary gains, net$010
Net income$1,281,0001,168
Minority interest net income$076
Net income of bank and minority interests.$1,281,0001,168
Net charge-offs$-2,0005,471
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,281,0001,116
2012-12-31 (YTD Data)Rank
Total interest income$20,316,0001,315
Total interest expense$3,541,0001,265
Net interest income$16,775,0001,303
Provision for loan and lease losses$05,905
Total noninterest income$-288,0006,955
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$389,0002,981
Trading account gains and fees$0166
Additional Noninterest Income$-677,0006,963
Total noninterest expense$10,828,0001,770
Salaries and employee benefits$6,738,0001,508
Premises and equipment expense$1,018,0002,252
Additional noninterest expense$3,072,0002,110
Pre-tax net operating income$5,659,0001,228
Securities gains (losses)$603,000813
Applicable income taxes$1,792,000952
Income before extraordinary items$4,470,0001,319
Extraordinary gains, net$029
Net income$4,470,0001,320
Minority interest net income$093
Net income of bank and minority interests.$4,470,0001,320
Net charge-offs$1,116,0001,715
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$4,041,8701,358
2012-09-30 (YTD Data)Rank
Total interest income$15,139,0001,350
Total interest expense$2,707,0001,306
Net interest income$12,432,0001,332
Provision for loan and lease losses$05,790
Total noninterest income$-299,0007,078
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$303,0002,949
Trading account gains and fees$0157
Additional Noninterest Income$-602,0007,094
Total noninterest expense$8,081,0001,781
Salaries and employee benefits$5,049,0001,503
Premises and equipment expense$779,0002,240
Additional noninterest expense$2,253,0002,158
Pre-tax net operating income$4,052,0001,311
Securities gains (losses)$591,000665
Applicable income taxes$1,340,000989
Income before extraordinary items$3,303,0001,373
Extraordinary gains, net$020
Net income$3,303,0001,374
Minority interest net income$086
Net income of bank and minority interests.$3,303,0001,374
Net charge-offs$1,025,0001,438
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,883,3901,444
2012-06-30 (YTD Data)Rank
Total interest income$9,994,0001,366
Total interest expense$1,847,0001,316
Net interest income$8,147,0001,361
Provision for loan and lease losses$400,0002,061
Total noninterest income$-680,0007,203
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$203,0002,922
Trading account gains and fees$0153
Additional Noninterest Income$-883,0007,200
Total noninterest expense$5,347,0001,803
Salaries and employee benefits$3,214,0001,568
Premises and equipment expense$510,0002,254
Additional noninterest expense$1,623,0002,008
Pre-tax net operating income$1,720,0001,898
Securities gains (losses)$591,000459
Applicable income taxes$628,0001,279
Income before extraordinary items$1,683,0001,718
Extraordinary gains, net$019
Net income$1,683,0001,716
Minority interest net income$084
Net income of bank and minority interests.$1,683,0001,718
Net charge-offs$1,038,0001,109
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,251,5702,077
2012-03-31 (YTD Data)Rank
Total interest income$5,025,0001,372
Total interest expense$918,0001,374
Net interest income$4,107,0001,346
Provision for loan and lease losses$05,254
Total noninterest income$-916,0007,294
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$106,0002,801
Trading account gains and fees$0148
Additional Noninterest Income$-1,022,0007,301
Total noninterest expense$2,610,0001,834
Salaries and employee benefits$1,596,0001,582
Premises and equipment expense$244,0002,336
Additional noninterest expense$770,0002,097
Pre-tax net operating income$581,0002,584
Securities gains (losses)$521,000267
Applicable income taxes$299,0001,302
Income before extraordinary items$803,0001,792
Extraordinary gains, net$019
Net income$803,0001,793
Minority interest net income$078
Net income of bank and minority interests.$803,0001,793
Net charge-offs$2,0004,518
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$422,6702,793
2011-12-31 (YTD Data)Rank
Total interest income$21,066,0001,362
Total interest expense$4,692,0001,300
Net interest income$16,374,0001,348
Provision for loan and lease losses$-57,0007,243
Total noninterest income$-1,108,0007,252
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$406,0002,995
Trading account gains and fees$0146
Additional Noninterest Income$-1,514,0007,238
Total noninterest expense$11,959,0001,644
Salaries and employee benefits$6,469,0001,526
Premises and equipment expense$974,0002,458
Additional noninterest expense$4,516,0001,517
Pre-tax net operating income$3,364,0001,655
Securities gains (losses)$220,0001,375
Applicable income taxes$921,0001,422
Income before extraordinary items$2,663,0001,780
Extraordinary gains, net$029
Net income$2,663,0001,782
Minority interest net income$096
Net income of bank and minority interests.$2,663,0001,782
Net charge-offs$782,0002,671
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$2,500,2001,790
2011-09-30 (YTD Data)Rank
Total interest income$15,946,0001,363
Total interest expense$3,721,0001,279
Net interest income$12,225,0001,365
Provision for loan and lease losses$-57,0007,330
Total noninterest income$-917,0007,353
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$395,0002,472
Trading account gains and fees$0145
Additional Noninterest Income$-1,312,0007,349
Total noninterest expense$9,061,0001,611
Salaries and employee benefits$4,828,0001,536
Premises and equipment expense$743,0002,450
Additional noninterest expense$3,490,0001,480
Pre-tax net operating income$2,304,0001,869
Securities gains (losses)$220,0001,140
Applicable income taxes$655,0001,488
Income before extraordinary items$1,869,0001,938
Extraordinary gains, net$021
Net income$1,869,0001,938
Minority interest net income$087
Net income of bank and minority interests.$1,869,0001,938
Net charge-offs$06,185
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,706,2001,989
2011-06-30 (YTD Data)Rank
Total interest income$10,787,0001,344
Total interest expense$2,617,0001,246
Net interest income$8,170,0001,360
Provision for loan and lease losses$-10,0007,371
Total noninterest income$-681,0007,428
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$251,0002,557
Trading account gains and fees$0153
Additional Noninterest Income$-932,0007,429
Total noninterest expense$6,368,0001,544
Salaries and employee benefits$3,211,0001,561
Premises and equipment expense$491,0002,490
Additional noninterest expense$2,666,0001,320
Pre-tax net operating income$1,131,0002,333
Securities gains (losses)$35,0001,800
Applicable income taxes$246,0002,004
Income before extraordinary items$920,0002,426
Extraordinary gains, net$015
Net income$920,0002,426
Minority interest net income$089
Net income of bank and minority interests.$920,0002,426
Net charge-offs$05,875
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$892,3502,392
2011-03-31 (YTD Data)Rank
Total interest income$5,392,0001,365
Total interest expense$1,354,0001,248
Net interest income$4,038,0001,376
Provision for loan and lease losses$05,840
Total noninterest income$268,0003,028
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$127,0002,507
Trading account gains and fees$0158
Additional Noninterest Income$141,0003,013
Total noninterest expense$3,175,0001,548
Salaries and employee benefits$1,630,0001,547
Premises and equipment expense$246,0002,523
Additional noninterest expense$1,299,0001,355
Pre-tax net operating income$1,131,0001,284
Securities gains (losses)$01,772
Applicable income taxes$310,0001,101
Income before extraordinary items$821,0001,451
Extraordinary gains, net$09
Net income$821,0001,451
Minority interest net income$086
Net income of bank and minority interests.$821,0001,451
Net charge-offs$05,107
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$821,0001,409
2010-12-31 (YTD Data)Rank
Total interest income$23,967,0001,286
Total interest expense$6,798,0001,210
Net interest income$17,169,0001,309
Provision for loan and lease losses$4,445,0001,248
Total noninterest income$-1,908,0007,593
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$583,0002,338
Trading account gains and fees$0175
Additional Noninterest Income$-2,491,0007,579
Total noninterest expense$12,508,0001,587
Salaries and employee benefits$6,429,0001,530
Premises and equipment expense$1,071,0002,330
Additional noninterest expense$5,008,0001,448
Pre-tax net operating income$-1,692,0006,694
Securities gains (losses)$62,0002,518
Applicable income taxes$-888,0007,294
Income before extraordinary items$-742,0006,480
Extraordinary gains, net$029
Net income$-742,0006,481
Minority interest net income$0111
Net income of bank and minority interests.$-742,0006,481
Net charge-offs$3,292,0001,390
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-781,6806,455
2010-09-30 (YTD Data)Rank
Total interest income$18,340,0001,282
Total interest expense$5,290,0001,213
Net interest income$13,050,0001,303
Provision for loan and lease losses$2,293,0001,516
Total noninterest income$-489,0007,640
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$452,0002,342
Trading account gains and fees$0165
Additional Noninterest Income$-941,0007,651
Total noninterest expense$9,548,0001,550
Salaries and employee benefits$4,905,0001,509
Premises and equipment expense$809,0002,368
Additional noninterest expense$3,834,0001,387
Pre-tax net operating income$720,0003,657
Securities gains (losses)$62,0002,297
Applicable income taxes$6,0004,358
Income before extraordinary items$776,0003,331
Extraordinary gains, net$023
Net income$776,0003,329
Minority interest net income$0110
Net income of bank and minority interests.$776,0003,331
Net charge-offs$1,183,0002,006
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$714,6203,345
2010-06-30 (YTD Data)Rank
Total interest income$12,740,0001,249
Total interest expense$3,528,0001,261
Net interest income$9,212,0001,235
Provision for loan and lease losses$1,944,0001,302
Total noninterest income$-1,602,0007,797
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$314,0002,266
Trading account gains and fees$0152
Additional Noninterest Income$-1,916,0007,797
Total noninterest expense$6,025,0001,640
Salaries and employee benefits$3,321,0001,493
Premises and equipment expense$556,0002,321
Additional noninterest expense$2,148,0001,635
Pre-tax net operating income$-359,0006,631
Securities gains (losses)$26,0002,244
Applicable income taxes$-295,0007,394
Income before extraordinary items$-38,0006,286
Extraordinary gains, net$019
Net income$-38,0006,288
Minority interest net income$0105
Net income of bank and minority interests.$-38,0006,286
Net charge-offs$1,193,0001,563
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-54,6406,233
2010-03-31 (YTD Data)Rank
Total interest income$6,599,0001,239
Total interest expense$1,797,0001,300
Net interest income$4,802,0001,185
Provision for loan and lease losses$314,0002,330
Total noninterest income$-2,167,0007,920
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$165,0002,178
Trading account gains and fees$0175
Additional Noninterest Income$-2,332,0007,925
Total noninterest expense$3,141,0001,597
Salaries and employee benefits$1,670,0001,507
Premises and equipment expense$289,0002,277
Additional noninterest expense$1,182,0001,496
Pre-tax net operating income$-820,0007,351
Securities gains (losses)$10,0001,722
Applicable income taxes$-365,0007,665
Income before extraordinary items$-445,0007,217
Extraordinary gains, net$016
Net income$-445,0007,219
Minority interest net income$091
Net income of bank and minority interests.$-445,0007,218
Net charge-offs$104,0003,063
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-451,4007,204
2009-12-31 (YTD Data)Rank
Total interest income$27,831,0001,241
Total interest expense$9,883,0001,206
Net interest income$17,948,0001,249
Provision for loan and lease losses$3,393,0001,822
Total noninterest income$2,461,0001,854
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$632,0002,444
Trading account gains and fees$0211
Additional Noninterest Income$1,829,0001,461
Total noninterest expense$13,754,0001,501
Salaries and employee benefits$7,153,0001,409
Premises and equipment expense$1,172,0002,262
Additional noninterest expense$5,429,0001,373
Pre-tax net operating income$3,262,0001,238
Securities gains (losses)$53,0002,587
Applicable income taxes$776,0001,160
Income before extraordinary items$2,539,0001,317
Extraordinary gains, net$034
Net income$2,539,0001,315
Minority interest net income$0115
Net income of bank and minority interests.$2,539,0001,316
Net charge-offs$1,878,0002,107
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,498,1901,319
2009-09-30 (YTD Data)Rank
Total interest income$20,923,0001,257
Total interest expense$7,791,0001,199
Net interest income$13,132,0001,275
Provision for loan and lease losses$3,225,0001,416
Total noninterest income$2,086,0001,726
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$474,0002,467
Trading account gains and fees$0212
Additional Noninterest Income$1,612,0001,327
Total noninterest expense$10,260,0001,500
Salaries and employee benefits$5,264,0001,457
Premises and equipment expense$889,0002,263
Additional noninterest expense$4,107,0001,327
Pre-tax net operating income$1,733,0001,827
Securities gains (losses)$58,0002,206
Applicable income taxes$344,0001,784
Income before extraordinary items$1,447,0001,838
Extraordinary gains, net$027
Net income$1,447,0001,837
Minority interest net income$0118
Net income of bank and minority interests.$1,447,0001,838
Net charge-offs$1,780,0001,611
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,400,0201,851
2009-06-30 (YTD Data)Rank
Total interest income$13,969,0001,284
Total interest expense$5,378,0001,223
Net interest income$8,591,0001,297
Provision for loan and lease losses$2,947,0001,098
Total noninterest income$1,594,0001,570
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$319,0002,421
Trading account gains and fees$0193
Additional Noninterest Income$1,275,0001,212
Total noninterest expense$6,910,0001,502
Salaries and employee benefits$3,531,0001,471
Premises and equipment expense$580,0002,327
Additional noninterest expense$2,799,0001,324
Pre-tax net operating income$328,0004,018
Securities gains (losses)$43,0002,002
Applicable income taxes$-85,0007,104
Income before extraordinary items$456,0003,270
Extraordinary gains, net$021
Net income$456,0003,265
Minority interest net income$0112
Net income of bank and minority interests.$456,0003,268
Net charge-offs$1,610,0001,284
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$413,0003,307
2009-03-31 (YTD Data)Rank
Total interest income$6,820,0001,333
Total interest expense$2,675,0001,282
Net interest income$4,145,0001,332
Provision for loan and lease losses$781,0001,363
Total noninterest income$1,063,0001,219
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$154,0002,407
Trading account gains and fees$0171
Additional Noninterest Income$909,000912
Total noninterest expense$3,243,0001,550
Salaries and employee benefits$1,796,0001,457
Premises and equipment expense$283,0002,421
Additional noninterest expense$1,164,0001,399
Pre-tax net operating income$1,184,0001,078
Securities gains (losses)$40,0001,393
Applicable income taxes$328,000984
Income before extraordinary items$896,0001,220
Extraordinary gains, net$015
Net income$896,0001,222
Minority interest net income$0102
Net income of bank and minority interests.$896,0001,222
Net charge-offs$161,0002,349
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$866,8001,189
2008-12-31 (YTD Data)Rank
Total interest income$28,810,0001,346
Total interest expense$12,216,0001,334
Net interest income$16,594,0001,342
Provision for loan and lease losses$1,415,0002,227
Total noninterest income$852,0003,729
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$562,0002,771
Trading account gains and fees$0154
Additional Noninterest Income$290,0004,164
Total noninterest expense$10,988,0001,767
Salaries and employee benefits$7,281,0001,404
Premises and equipment expense$1,023,0002,571
Additional noninterest expense$2,684,0002,219
Pre-tax net operating income$5,043,0001,098
Securities gains (losses)$399,000457
Applicable income taxes$1,444,000894
Income before extraordinary items$3,998,0001,050
Extraordinary gains, net$039
Net income$3,998,0001,049
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$138,0004,586
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$3,706,7301,186
2008-09-30 (YTD Data)Rank
Total interest income$21,442,0001,384
Total interest expense$9,336,0001,364
Net interest income$12,106,0001,399
Provision for loan and lease losses$1,105,0001,719
Total noninterest income$636,0003,843
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$405,0002,863
Trading account gains and fees$0148
Additional Noninterest Income$231,0004,164
Total noninterest expense$7,701,0001,864
Salaries and employee benefits$4,988,0001,577
Premises and equipment expense$772,0002,575
Additional noninterest expense$1,941,0002,219
Pre-tax net operating income$3,936,0001,265
Securities gains (losses)$399,000372
Applicable income taxes$1,151,0001,038
Income before extraordinary items$3,184,0001,157
Extraordinary gains, net$031
Net income$3,184,0001,156
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$138,0003,540
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,892,7301,358
2008-06-30 (YTD Data)Rank
Total interest income$14,269,0001,413
Total interest expense$6,396,0001,381
Net interest income$7,873,0001,423
Provision for loan and lease losses$769,0001,449
Total noninterest income$421,0003,911
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$257,0002,939
Trading account gains and fees$0149
Additional Noninterest Income$164,0004,156
Total noninterest expense$5,017,0001,915
Salaries and employee benefits$3,163,0001,658
Premises and equipment expense$497,0002,653
Additional noninterest expense$1,357,0002,095
Pre-tax net operating income$2,508,0001,376
Securities gains (losses)$394,000372
Applicable income taxes$764,0001,160
Income before extraordinary items$2,138,0001,288
Extraordinary gains, net$021
Net income$2,138,0001,289
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$106,0002,958
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,846,4401,458
2008-03-31 (YTD Data)Rank
Total interest income$7,099,0001,451
Total interest expense$3,362,0001,402
Net interest income$3,737,0001,486
Provision for loan and lease losses$296,0001,425
Total noninterest income$209,0003,917
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$120,0003,055
Trading account gains and fees$0158
Additional Noninterest Income$89,0003,992
Total noninterest expense$2,616,0001,840
Salaries and employee benefits$1,567,0001,676
Premises and equipment expense$246,0002,694
Additional noninterest expense$803,0001,769
Pre-tax net operating income$1,034,0001,732
Securities gains (losses)$324,000313
Applicable income taxes$348,0001,325
Income before extraordinary items$1,010,0001,483
Extraordinary gains, net$015
Net income$1,010,0001,486
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$64,0002,218
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$770,2401,812
2007-12-31 (YTD Data)Rank
Total interest income$27,272,0001,581
Total interest expense$12,578,0001,598
Net interest income$14,694,0001,545
Provision for loan and lease losses$251,0003,494
Total noninterest income$923,0003,695
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$564,0002,807
Trading account gains and fees$0178
Additional Noninterest Income$359,0003,944
Total noninterest expense$9,918,0001,866
Salaries and employee benefits$6,857,0001,473
Premises and equipment expense$972,0002,639
Additional noninterest expense$2,089,0002,560
Pre-tax net operating income$5,448,0001,529
Securities gains (losses)$-7,0007,477
Applicable income taxes$1,397,0001,483
Income before extraordinary items$4,044,0001,576
Extraordinary gains, net$039
Net income$4,044,0001,576
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-20,0008,114
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$4,049,1801,558
2007-09-30 (YTD Data)Rank
Total interest income$19,878,0001,627
Total interest expense$9,077,0001,649
Net interest income$10,801,0001,584
Provision for loan and lease losses$48,0005,090
Total noninterest income$711,0003,649
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$421,0002,794
Trading account gains and fees$0184
Additional Noninterest Income$290,0003,804
Total noninterest expense$7,032,0001,953
Salaries and employee benefits$4,770,0001,592
Premises and equipment expense$725,0002,636
Additional noninterest expense$1,537,0002,556
Pre-tax net operating income$4,432,0001,527
Securities gains (losses)$-11,0007,805
Applicable income taxes$1,161,0001,478
Income before extraordinary items$3,260,0001,551
Extraordinary gains, net$033
Net income$3,260,0001,550
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-28,0008,123
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,268,1401,539
2007-06-30 (YTD Data)Rank
Total interest income$12,884,0001,686
Total interest expense$5,857,0001,716
Net interest income$7,027,0001,637
Provision for loan and lease losses$5,0005,998
Total noninterest income$502,0003,553
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$276,0002,830
Trading account gains and fees$0168
Additional Noninterest Income$226,0003,553
Total noninterest expense$4,705,0001,963
Salaries and employee benefits$3,170,0001,624
Premises and equipment expense$472,0002,706
Additional noninterest expense$1,063,0002,494
Pre-tax net operating income$2,819,0001,638
Securities gains (losses)$01,444
Applicable income taxes$731,0001,601
Income before extraordinary items$2,088,0001,658
Extraordinary gains, net$029
Net income$2,088,0001,658
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-13,0007,873
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,088,0001,640
2007-03-31 (YTD Data)Rank
Total interest income$6,294,0001,721
Total interest expense$2,834,0001,757
Net interest income$3,460,0001,662
Provision for loan and lease losses$3,0005,535
Total noninterest income$301,0003,101
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$133,0002,858
Trading account gains and fees$0195
Additional Noninterest Income$168,0002,824
Total noninterest expense$2,388,0001,936
Salaries and employee benefits$1,585,0001,640
Premises and equipment expense$238,0002,705
Additional noninterest expense$565,0002,325
Pre-tax net operating income$1,370,0001,670
Securities gains (losses)$01,187
Applicable income taxes$349,0001,675
Income before extraordinary items$1,021,0001,683
Extraordinary gains, net$022
Net income$1,021,0001,683
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,345
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,021,0001,673
2006-12-31 (YTD Data)Rank
Total interest income$23,245,0001,740
Total interest expense$8,295,0001,991
Net interest income$14,950,0001,530
Provision for loan and lease losses$-120,0008,487
Total noninterest income$861,0003,880
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$556,0002,845
Trading account gains and fees$0130
Additional Noninterest Income$305,0004,262
Total noninterest expense$9,561,0001,870
Salaries and employee benefits$6,269,0001,571
Premises and equipment expense$852,0002,843
Additional noninterest expense$2,440,0002,149
Pre-tax net operating income$6,370,0001,524
Securities gains (losses)$01,687
Applicable income taxes$1,722,0001,491
Income before extraordinary items$4,648,0001,557
Extraordinary gains, net$051
Net income$4,648,0001,558
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-427,0008,640
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$31,0001,064
Net operating income$4,648,0001,541
2006-09-30 (YTD Data)Rank
Total interest income$17,012,0001,769
Total interest expense$5,789,0002,056
Net interest income$11,223,0001,541
Provision for loan and lease losses$76,0004,554
Total noninterest income$638,0003,910
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$419,0002,851
Trading account gains and fees$0126
Additional Noninterest Income$219,0004,347
Total noninterest expense$6,441,0002,049
Salaries and employee benefits$4,044,0001,819
Premises and equipment expense$646,0002,829
Additional noninterest expense$1,751,0002,227
Pre-tax net operating income$5,344,0001,428
Securities gains (losses)$01,388
Applicable income taxes$1,491,0001,398
Income before extraordinary items$3,853,0001,457
Extraordinary gains, net$045
Net income$3,853,0001,458
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,511
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,853,0001,440
2006-06-30 (YTD Data)Rank
Total interest income$11,093,0001,775
Total interest expense$3,664,0002,051
Net interest income$7,429,0001,548
Provision for loan and lease losses$-75,0008,609
Total noninterest income$433,0003,858
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$278,0002,829
Trading account gains and fees$0126
Additional Noninterest Income$155,0004,244
Total noninterest expense$4,103,0002,156
Salaries and employee benefits$2,641,0001,855
Premises and equipment expense$334,0003,458
Additional noninterest expense$1,128,0002,305
Pre-tax net operating income$3,834,0001,318
Securities gains (losses)$01,185
Applicable income taxes$1,093,0001,304
Income before extraordinary items$2,741,0001,370
Extraordinary gains, net$039
Net income$2,741,0001,371
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-15,0007,977
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,741,0001,362
2006-03-31 (YTD Data)Rank
Total interest income$5,357,0001,800
Total interest expense$1,767,0002,020
Net interest income$3,590,0001,600
Provision for loan and lease losses$-97,0008,666
Total noninterest income$224,0003,721
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$142,0002,709
Trading account gains and fees$0115
Additional Noninterest Income$82,0004,095
Total noninterest expense$1,980,0002,241
Salaries and employee benefits$1,260,0001,947
Premises and equipment expense$204,0002,974
Additional noninterest expense$516,0002,477
Pre-tax net operating income$1,931,0001,286
Securities gains (losses)$0955
Applicable income taxes$554,0001,275
Income before extraordinary items$1,377,0001,329
Extraordinary gains, net$021
Net income$1,377,0001,328
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,481
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,377,0001,310
2005-12-31 (YTD Data)Rank
Total interest income$20,535,0001,644
Total interest expense$5,745,0001,958
Net interest income$14,790,0001,482
Provision for loan and lease losses$413,0002,229
Total noninterest income$1,195,0003,156
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$626,0002,570
Trading account gains and fees$0138
Additional Noninterest Income$569,0003,156
Total noninterest expense$10,294,0001,657
Salaries and employee benefits$5,668,0001,654
Premises and equipment expense$885,0002,637
Additional noninterest expense$3,741,0001,364
Pre-tax net operating income$5,278,0001,774
Securities gains (losses)$02,296
Applicable income taxes$1,408,0001,785
Income before extraordinary items$3,870,0001,786
Extraordinary gains, net$046
Net income$3,870,0001,784
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$603,000993
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,870,0001,760
2005-09-30 (YTD Data)Rank
Total interest income$15,083,0001,641
Total interest expense$4,047,0001,971
Net interest income$11,036,0001,470
Provision for loan and lease losses$686,0001,088
Total noninterest income$711,0003,700
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$487,0002,488
Trading account gains and fees$0126
Additional Noninterest Income$224,0004,362
Total noninterest expense$8,076,0001,577
Salaries and employee benefits$4,439,0001,565
Premises and equipment expense$672,0002,591
Additional noninterest expense$2,965,0001,286
Pre-tax net operating income$2,985,0002,245
Securities gains (losses)$02,317
Applicable income taxes$729,0002,337
Income before extraordinary items$2,256,0002,255
Extraordinary gains, net$035
Net income$2,256,0002,255
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$608,000716
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,256,0002,218
2005-06-30 (YTD Data)Rank
Total interest income$9,869,0001,623
Total interest expense$2,561,0001,947
Net interest income$7,308,0001,456
Provision for loan and lease losses$67,0003,991
Total noninterest income$456,0003,743
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$321,0002,485
Trading account gains and fees$0116
Additional Noninterest Income$135,0004,544
Total noninterest expense$4,872,0001,714
Salaries and employee benefits$2,933,0001,580
Premises and equipment expense$436,0002,632
Additional noninterest expense$1,503,0001,645
Pre-tax net operating income$2,825,0001,650
Securities gains (losses)$02,146
Applicable income taxes$775,0001,659
Income before extraordinary items$2,050,0001,670
Extraordinary gains, net$030
Net income$2,050,0001,670
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0002,796
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,050,0001,638
2005-03-31 (YTD Data)Rank
Total interest income$4,848,0001,620
Total interest expense$1,209,0001,960
Net interest income$3,639,0001,447
Provision for loan and lease losses$100,0002,031
Total noninterest income$225,0003,709
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$167,0002,345
Trading account gains and fees$0115
Additional Noninterest Income$58,0004,849
Total noninterest expense$2,336,0001,789
Salaries and employee benefits$1,444,0001,597
Premises and equipment expense$205,0002,817
Additional noninterest expense$687,0001,798
Pre-tax net operating income$1,428,0001,588
Securities gains (losses)$01,685
Applicable income taxes$392,0001,629
Income before extraordinary items$1,036,0001,612
Extraordinary gains, net$024
Net income$1,036,0001,614
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0002,258
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,036,0001,596
2004-12-31 (YTD Data)Rank
Total interest income$16,105,0001,781
Total interest expense$3,797,0002,142
Net interest income$12,308,0001,654
Provision for loan and lease losses$07,314
Total noninterest income$1,120,0003,286
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$789,0002,173
Trading account gains and fees$0138
Additional Noninterest Income$331,0004,080
Total noninterest expense$10,026,0001,615
Salaries and employee benefits$6,073,0001,461
Premises and equipment expense$879,0002,574
Additional noninterest expense$3,074,0001,588
Pre-tax net operating income$3,402,0002,324
Securities gains (losses)$50,0001,738
Applicable income taxes$246,0004,476
Income before extraordinary items$3,206,0001,955
Extraordinary gains, net$034
Net income$3,206,0001,955
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-416,0008,933
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$3,159,5001,938
2004-09-30 (YTD Data)Rank
Total interest income$11,686,0001,816
Total interest expense$2,666,0002,226
Net interest income$9,020,0001,673
Provision for loan and lease losses$07,100
Total noninterest income$850,0003,279
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$609,0002,140
Trading account gains and fees$0134
Additional Noninterest Income$241,0004,126
Total noninterest expense$7,678,0001,581
Salaries and employee benefits$4,697,0001,411
Premises and equipment expense$673,0002,518
Additional noninterest expense$2,308,0001,574
Pre-tax net operating income$2,192,0002,668
Securities gains (losses)$50,0001,653
Applicable income taxes$480,0002,969
Income before extraordinary items$1,762,0002,600
Extraordinary gains, net$026
Net income$1,762,0002,602
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-671,0008,999
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,722,5002,576
2004-06-30 (YTD Data)Rank
Total interest income$7,418,0001,885
Total interest expense$1,720,0002,269
Net interest income$5,698,0001,751
Provision for loan and lease losses$06,885
Total noninterest income$575,0003,274
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$416,0002,075
Trading account gains and fees$0130
Additional Noninterest Income$159,0004,193
Total noninterest expense$5,258,0001,538
Salaries and employee benefits$3,222,0001,361
Premises and equipment expense$447,0002,521
Additional noninterest expense$1,589,0001,523
Pre-tax net operating income$1,015,0003,495
Securities gains (losses)$49,0001,478
Applicable income taxes$174,0004,006
Income before extraordinary items$890,0003,254
Extraordinary gains, net$021
Net income$890,0003,254
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-269,0009,015
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$848,8403,268
2004-03-31 (YTD Data)Rank
Total interest income$3,713,0001,894
Total interest expense$854,0002,303
Net interest income$2,859,0001,742
Provision for loan and lease losses$06,501
Total noninterest income$294,0003,156
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$217,0001,928
Trading account gains and fees$0121
Additional Noninterest Income$77,0004,245
Total noninterest expense$2,767,0001,471
Salaries and employee benefits$1,707,0001,296
Premises and equipment expense$214,0002,641
Additional noninterest expense$846,0001,426
Pre-tax net operating income$386,0004,170
Securities gains (losses)$33,0001,437
Applicable income taxes$48,0004,889
Income before extraordinary items$371,0003,715
Extraordinary gains, net$016
Net income$371,0003,714
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,873
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$341,6303,791
2003-12-31 (YTD Data)Rank
Total interest income$15,621,0001,820
Total interest expense$4,102,0002,168
Net interest income$11,519,0001,685
Provision for loan and lease losses$50,0006,256
Total noninterest income$1,216,0003,272
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$889,0001,942
Trading account gains and fees$0160
Additional Noninterest Income$327,0004,331
Total noninterest expense$10,366,0001,537
Salaries and employee benefits$6,231,0001,374
Premises and equipment expense$1,045,0002,182
Additional noninterest expense$3,090,0001,595
Pre-tax net operating income$2,319,0003,057
Securities gains (losses)$27,0003,018
Applicable income taxes$226,0004,734
Income before extraordinary items$2,120,0002,739
Extraordinary gains, net$054
Net income$2,120,0002,740
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$548,0001,493
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,095,7002,634
2003-09-30 (YTD Data)Rank
Total interest income$11,786,0001,847
Total interest expense$3,217,0002,159
Net interest income$8,569,0001,712
Provision for loan and lease losses$50,0005,747
Total noninterest income$914,0003,330
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$671,0001,930
Trading account gains and fees$0153
Additional Noninterest Income$243,0004,432
Total noninterest expense$7,938,0001,520
Salaries and employee benefits$4,789,0001,366
Premises and equipment expense$829,0002,079
Additional noninterest expense$2,320,0001,582
Pre-tax net operating income$1,495,0003,521
Securities gains (losses)$14,0003,164
Applicable income taxes$234,0004,398
Income before extraordinary items$1,275,0003,342
Extraordinary gains, net$040
Net income$1,275,0003,341
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,0008,464
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,263,2403,199
2003-06-30 (YTD Data)Rank
Total interest income$7,975,0001,840
Total interest expense$2,242,0002,137
Net interest income$5,733,0001,700
Provision for loan and lease losses$50,0005,111
Total noninterest income$608,0003,312
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$372,0002,228
Trading account gains and fees$0150
Additional Noninterest Income$236,0003,725
Total noninterest expense$5,295,0001,514
Salaries and employee benefits$3,215,0001,357
Premises and equipment expense$543,0002,099
Additional noninterest expense$1,537,0001,580
Pre-tax net operating income$996,0003,542
Securities gains (losses)$15,0002,750
Applicable income taxes$158,0004,416
Income before extraordinary items$853,0003,340
Extraordinary gains, net$030
Net income$853,0003,340
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-54,0009,006
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$840,4003,199
2003-03-31 (YTD Data)Rank
Total interest income$4,087,0001,790
Total interest expense$1,172,0002,095
Net interest income$2,915,0001,672
Provision for loan and lease losses$50,0003,651
Total noninterest income$308,0003,185
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$189,0002,117
Trading account gains and fees$0134
Additional Noninterest Income$119,0003,615
Total noninterest expense$2,681,0001,484
Salaries and employee benefits$1,612,0001,345
Premises and equipment expense$262,0002,159
Additional noninterest expense$807,0001,474
Pre-tax net operating income$492,0003,540
Securities gains (losses)$10,0002,181
Applicable income taxes$77,0004,426
Income before extraordinary items$425,0003,324
Extraordinary gains, net$021
Net income$425,0003,321
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-99,0009,207
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$416,5003,203
2002-12-31 (YTD Data)Rank
Total interest income$18,761,0001,635
Total interest expense$6,398,0001,783
Net interest income$12,363,0001,570
Provision for loan and lease losses$600,0002,054
Total noninterest income$1,115,0003,233
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$610,0002,538
Trading account gains and fees$0153
Additional Noninterest Income$505,0003,277
Total noninterest expense$10,232,0001,506
Salaries and employee benefits$5,980,0001,363
Premises and equipment expense$977,0002,229
Additional noninterest expense$3,275,0001,449
Pre-tax net operating income$2,646,0002,771
Securities gains (losses)$12,0003,495
Applicable income taxes$546,0003,284
Income before extraordinary items$2,112,0002,687
Extraordinary gains, net$070
Net income$2,112,0002,686
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$55,0005,115
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,102,5202,602
2001-12-31 (YTD Data)Rank
Total interest income$24,879,0001,365
Total interest expense$13,844,0001,168
Net interest income$11,035,0001,617
Provision for loan and lease losses$2,257,000636
Total noninterest income$1,173,0002,972
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$731,0002,065
Trading account gains and fees$0177
Additional Noninterest Income$442,0003,346
Total noninterest expense$9,153,0001,600
Salaries and employee benefits$5,433,0001,383
Premises and equipment expense$1,051,0002,027
Additional noninterest expense$2,669,0001,719
Pre-tax net operating income$798,0005,486
Securities gains (losses)$10,0003,593
Applicable income taxes$455,0003,483
Income before extraordinary items$353,0006,819
Extraordinary gains, net$0105
Net income$353,0006,820
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,534,000699
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$346,6006,738
2000-12-31 (YTD Data)Rank
Total interest income$29,099,0001,210
Total interest expense$15,581,0001,120
Net interest income$13,518,0001,298
Provision for loan and lease losses$124,0004,781
Total noninterest income$1,734,0002,083
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$807,0001,717
Trading account gains and fees$0180
Additional Noninterest Income$927,0001,950
Total noninterest expense$9,649,0001,442
Salaries and employee benefits$4,901,0001,444
Premises and equipment expense$1,075,0001,938
Additional noninterest expense$3,673,0001,240
Pre-tax net operating income$5,479,0001,355
Securities gains (losses)$-41,0009,106
Applicable income taxes$1,515,0001,499
Income before extraordinary items$3,923,0001,344
Extraordinary gains, net$038
Net income$3,923,0001,346
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,048,000721
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,952,5201,326
1999-12-31 (YTD Data)Rank
Total interest income$27,387,0001,190
Total interest expense$14,148,0001,072
Net interest income$13,239,0001,317
Provision for loan and lease losses$1,733,000634
Total noninterest income$1,469,0002,336
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$700,0001,896
Trading account gains and fees$0173
Additional Noninterest Income$769,0002,213
Total noninterest expense$8,489,0001,617
Salaries and employee benefits$4,695,0001,467
Premises and equipment expense$1,087,0001,883
Additional noninterest expense$2,707,0001,651
Pre-tax net operating income$4,486,0001,678
Securities gains (losses)$-21,0009,563
Applicable income taxes$1,009,0002,203
Income before extraordinary items$3,456,0001,549
Extraordinary gains, net$035
Net income$3,456,0001,550
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$965,000725
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$3,346,000343
Net operating income$3,472,1701,508
1998-12-31 (YTD Data)Rank
Total interest income$26,945,0001,204
Total interest expense$13,845,0001,120
Net interest income$13,100,0001,297
Provision for loan and lease losses$1,710,000647
Total noninterest income$1,376,0002,429
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$648,0001,979
Trading account gains and fees$0224
Additional Noninterest Income$728,0002,322
Total noninterest expense$8,206,0001,613
Salaries and employee benefits$4,570,0001,433
Premises and equipment expense$1,043,0001,901
Additional noninterest expense$2,593,0001,655
Pre-tax net operating income$4,560,0001,622
Securities gains (losses)$115,0001,193
Applicable income taxes$1,385,0001,750
Income before extraordinary items$3,290,0001,595
Extraordinary gains, net$032
Net income$3,290,0001,596
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,160,000678
Cash dividends$1,107,0002,067
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$3,209,5001,575
1997-12-31 (YTD Data)Rank
Total interest income$24,891,0001,335
Total interest expense$11,683,0001,352
Net interest income$13,208,0001,312
Provision for loan and lease losses$1,046,000959
Total noninterest income$1,393,0002,338
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$706,0001,842
Trading account gains and fees$0239
Additional Noninterest Income$687,0002,244
Total noninterest expense$7,502,0001,729
Salaries and employee benefits$4,444,0001,467
Premises and equipment expense$947,0002,081
Additional noninterest expense$2,111,0002,002
Pre-tax net operating income$6,053,0001,292
Securities gains (losses)$-58,00010,673
Applicable income taxes$2,050,0001,293
Income before extraordinary items$3,945,0001,390
Extraordinary gains, net$044
Net income$3,945,0001,391
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$354,0001,754
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$74,000804
Net operating income$3,983,2801,333
1996-12-31 (YTD Data)Rank
Total interest income$18,127,0001,868
Total interest expense$8,817,0001,781
Net interest income$9,310,0001,921
Provision for loan and lease losses$655,0001,398
Total noninterest income$1,168,0002,742
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$577,0002,354
Trading account gains and fees$0262
Additional Noninterest Income$591,0002,595
Total noninterest expense$5,948,0002,310
Salaries and employee benefits$3,448,0001,910
Premises and equipment expense$628,0003,067
Additional noninterest expense$1,872,0002,607
Pre-tax net operating income$3,875,0001,866
Securities gains (losses)$16,0002,154
Applicable income taxes$1,387,0001,724
Income before extraordinary items$2,504,0001,975
Extraordinary gains, net$053
Net income$2,504,0001,976
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$115,0003,667
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$6,240,000107
Net operating income$2,493,7601,945
1995-12-31 (YTD Data)Rank
Total interest income$11,749,0002,837
Total interest expense$5,708,0002,695
Net interest income$6,041,0002,949
Provision for loan and lease losses$257,0002,506
Total noninterest income$1,029,0003,037
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$481,0002,821
Trading account gains and feesNANA
Additional Noninterest Income$548,0002,704
Total noninterest expense$4,645,0002,901
Salaries and employee benefits$2,385,0002,805
Premises and equipment expense$638,0003,058
Additional noninterest expense$1,622,0002,874
Pre-tax net operating income$2,168,0003,252
Securities gains (losses)$03,831
Applicable income taxes$746,0003,057
Income before extraordinary items$1,422,0003,407
Extraordinary gains, net$065
Net income$1,422,0003,406
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0005,914
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,422,0003,387
1994-12-31 (YTD Data)Rank
Total interest income$7,224,0004,106
Total interest expense$2,549,0004,568
Net interest income$4,675,0003,791
Provision for loan and lease losses$23,0007,639
Total noninterest income$828,0003,609
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$411,0003,304
Trading account gains and feesNANA
Additional Noninterest Income$417,0003,320
Total noninterest expense$3,321,0004,036
Salaries and employee benefits$1,873,0003,482
Premises and equipment expense$301,0005,701
Additional noninterest expense$1,147,0004,219
Pre-tax net operating income$2,159,0003,218
Securities gains (losses)$03,600
Applicable income taxes$748,0002,936
Income before extraordinary items$1,411,0003,348
Extraordinary gains, net$0249
Net income$1,411,0003,361
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0007,184
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$1,947,000308
Net operating income$1,411,0003,372
1993-12-31 (YTD Data)Rank
Total interest income$5,410,0005,411
Total interest expense$1,718,0006,571
Net interest income$3,692,0004,734
Provision for loan and lease losses$-331,00013,118
Total noninterest income$784,0004,050
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$350,0003,870
Trading account gains and feesNANA
Additional Noninterest Income$434,0003,568
Total noninterest expense$3,115,0004,371
Salaries and employee benefits$1,599,0004,032
Premises and equipment expense$392,0004,794
Additional noninterest expense$1,124,0004,449
Pre-tax net operating income$1,692,0003,895
Securities gains (losses)$07,477
Applicable income taxes$573,0003,737
Income before extraordinary items$1,119,0004,262
Extraordinary gains, net$-43,00012,678
Net income$1,076,0004,531
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-301,00013,173
Cash dividends$206,0005,324
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,119,0004,048
1992-12-31 (YTD Data)Rank
Total interest income$5,239,0006,152
Total interest expense$2,011,0007,086
Net interest income$3,228,0005,366
Provision for loan and lease losses$468,0003,150
Total noninterest income$796,0003,992
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$330,0004,128
Trading account gains and feesNANA
Additional Noninterest Income$466,0003,342
Total noninterest expense$3,082,0004,410
Salaries and employee benefits$1,481,0004,285
Premises and equipment expense$344,0005,436
Additional noninterest expense$1,257,0004,163
Pre-tax net operating income$474,0008,600
Securities gains (losses)$08,369
Applicable income taxes$161,0008,355
Income before extraordinary items$313,0009,125
Extraordinary gains, net$01,422
Net income$313,0009,269
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$473,0002,549
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$313,0008,757

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.