Home > Gold Coast Bank > Income and Expense
Gold Coast Bank, Income and Expense
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $23,147,000 | 1,343 |
| Total interest expense | $8,330,000 | 797 |
| Net interest income | $14,817,000 | 1,612 |
| Provision for loan and lease losses | $225,000 | 2,245 |
| Total noninterest income | $621,000 | 3,418 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $132,000 | 3,644 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $489,000 | 3,054 |
| Total noninterest expense | $10,572,000 | 1,836 |
| Salaries and employee benefits | $6,264,000 | 1,783 |
| Premises and equipment expense | $1,611,000 | 1,421 |
| Additional noninterest expense | $2,697,000 | 2,091 |
| Pre-tax net operating income | $4,641,000 | 1,855 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $1,092,000 | 1,351 |
| Income before extraordinary items | $3,549,000 | 2,068 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,549,000 | 2,070 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,549,000 | 2,070 |
| Net charge-offs | $-70,000 | 4,833 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $3,549,000 | 2,028 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $17,491,000 | 1,343 |
| Total interest expense | $6,192,000 | 807 |
| Net interest income | $11,299,000 | 1,613 |
| Provision for loan and lease losses | $225,000 | 1,834 |
| Total noninterest income | $305,000 | 3,923 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $101,000 | 3,670 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $204,000 | 3,696 |
| Total noninterest expense | $7,800,000 | 1,871 |
| Salaries and employee benefits | $4,524,000 | 1,841 |
| Premises and equipment expense | $1,197,000 | 1,442 |
| Additional noninterest expense | $2,079,000 | 2,058 |
| Pre-tax net operating income | $3,579,000 | 1,860 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $843,000 | 1,377 |
| Income before extraordinary items | $2,736,000 | 2,065 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,736,000 | 2,064 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,736,000 | 2,066 |
| Net charge-offs | $-57,000 | 4,851 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $2,736,000 | 2,036 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $11,617,000 | 1,341 |
| Total interest expense | $3,994,000 | 815 |
| Net interest income | $7,623,000 | 1,586 |
| Provision for loan and lease losses | $225,000 | 1,465 |
| Total noninterest income | $188,000 | 4,004 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $68,000 | 3,663 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $120,000 | 3,828 |
| Total noninterest expense | $5,303,000 | 1,833 |
| Salaries and employee benefits | $3,076,000 | 1,818 |
| Premises and equipment expense | $790,000 | 1,454 |
| Additional noninterest expense | $1,437,000 | 2,023 |
| Pre-tax net operating income | $2,283,000 | 1,917 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $538,000 | 1,391 |
| Income before extraordinary items | $1,745,000 | 2,123 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,745,000 | 2,121 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,745,000 | 2,123 |
| Net charge-offs | $-54,000 | 4,927 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,745,000 | 2,093 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $5,742,000 | 1,347 |
| Total interest expense | $1,926,000 | 817 |
| Net interest income | $3,816,000 | 1,597 |
| Provision for loan and lease losses | $138,000 | 1,263 |
| Total noninterest income | $83,000 | 4,127 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $35,000 | 3,627 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 4,013 |
| Total noninterest expense | $2,679,000 | 1,821 |
| Salaries and employee benefits | $1,550,000 | 1,820 |
| Premises and equipment expense | $397,000 | 1,463 |
| Additional noninterest expense | $732,000 | 1,961 |
| Pre-tax net operating income | $1,082,000 | 1,952 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $254,000 | 1,398 |
| Income before extraordinary items | $828,000 | 2,150 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $828,000 | 2,149 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $828,000 | 2,149 |
| Net charge-offs | $-24,000 | 4,908 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $828,000 | 2,134 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $20,484,000 | 1,417 |
| Total interest expense | $5,256,000 | 882 |
| Net interest income | $15,228,000 | 1,579 |
| Provision for loan and lease losses | $444,000 | 1,573 |
| Total noninterest income | $344,000 | 4,194 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $121,000 | 3,937 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $223,000 | 3,983 |
| Total noninterest expense | $11,282,000 | 1,718 |
| Salaries and employee benefits | $6,699,000 | 1,662 |
| Premises and equipment expense | $1,538,000 | 1,465 |
| Additional noninterest expense | $3,045,000 | 1,894 |
| Pre-tax net operating income | $3,846,000 | 2,162 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $916,000 | 1,465 |
| Income before extraordinary items | $2,930,000 | 2,353 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,930,000 | 2,352 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,930,000 | 2,352 |
| Net charge-offs | $70,000 | 2,401 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 648 |
| Net operating income | $2,930,000 | 2,348 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $14,881,000 | 1,450 |
| Total interest expense | $3,594,000 | 896 |
| Net interest income | $11,287,000 | 1,591 |
| Provision for loan and lease losses | $356,000 | 1,433 |
| Total noninterest income | $240,000 | 4,289 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $88,000 | 4,019 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $152,000 | 4,091 |
| Total noninterest expense | $8,525,000 | 1,700 |
| Salaries and employee benefits | $5,090,000 | 1,647 |
| Premises and equipment expense | $1,155,000 | 1,470 |
| Additional noninterest expense | $2,280,000 | 1,898 |
| Pre-tax net operating income | $2,646,000 | 2,307 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $504,000 | 1,773 |
| Income before extraordinary items | $2,142,000 | 2,403 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,142,000 | 2,402 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,142,000 | 2,402 |
| Net charge-offs | $74,000 | 1,947 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 606 |
| Net operating income | $2,142,000 | 2,394 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $9,671,000 | 1,461 |
| Total interest expense | $2,126,000 | 940 |
| Net interest income | $7,545,000 | 1,583 |
| Provision for loan and lease losses | $80,000 | 2,377 |
| Total noninterest income | $174,000 | 4,246 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $57,000 | 4,070 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $117,000 | 3,995 |
| Total noninterest expense | $5,754,000 | 1,689 |
| Salaries and employee benefits | $3,467,000 | 1,634 |
| Premises and equipment expense | $774,000 | 1,478 |
| Additional noninterest expense | $1,513,000 | 1,905 |
| Pre-tax net operating income | $1,885,000 | 2,176 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $382,000 | 1,647 |
| Income before extraordinary items | $1,503,000 | 2,306 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,503,000 | 2,304 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,503,000 | 2,305 |
| Net charge-offs | $43,000 | 1,849 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 589 |
| Net operating income | $1,503,000 | 2,308 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $4,806,000 | 1,453 |
| Total interest expense | $983,000 | 968 |
| Net interest income | $3,823,000 | 1,563 |
| Provision for loan and lease losses | $80,000 | 1,644 |
| Total noninterest income | $97,000 | 4,142 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $30,000 | 4,023 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $67,000 | 3,865 |
| Total noninterest expense | $2,901,000 | 1,686 |
| Salaries and employee benefits | $1,772,000 | 1,613 |
| Premises and equipment expense | $397,000 | 1,457 |
| Additional noninterest expense | $732,000 | 1,958 |
| Pre-tax net operating income | $939,000 | 2,124 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $224,000 | 1,471 |
| Income before extraordinary items | $715,000 | 2,343 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $715,000 | 2,342 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $715,000 | 2,343 |
| Net charge-offs | $43,000 | 1,272 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 525 |
| Net operating income | $715,000 | 2,331 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $16,889,000 | 1,583 |
| Total interest expense | $2,585,000 | 1,243 |
| Net interest income | $14,304,000 | 1,637 |
| Provision for loan and lease losses | $233,000 | 2,237 |
| Total noninterest income | $458,000 | 4,046 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $126,000 | 4,076 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $332,000 | 3,672 |
| Total noninterest expense | $10,750,000 | 1,796 |
| Salaries and employee benefits | $5,991,000 | 1,828 |
| Premises and equipment expense | $1,603,000 | 1,425 |
| Additional noninterest expense | $3,156,000 | 1,855 |
| Pre-tax net operating income | $3,779,000 | 2,125 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $1,913,000 | 1,308 |
| Income before extraordinary items | $1,866,000 | 2,803 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,866,000 | 2,802 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,866,000 | 2,803 |
| Net charge-offs | $-128,000 | 5,358 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $92,000 | 503 |
| Net operating income | $1,866,000 | 2,784 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $12,392,000 | 1,612 |
| Total interest expense | $1,868,000 | 1,267 |
| Net interest income | $10,524,000 | 1,667 |
| Provision for loan and lease losses | $114,000 | 2,550 |
| Total noninterest income | $361,000 | 4,018 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $97,000 | 4,071 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $264,000 | 3,641 |
| Total noninterest expense | $7,845,000 | 1,841 |
| Salaries and employee benefits | $4,350,000 | 1,870 |
| Premises and equipment expense | $1,199,000 | 1,433 |
| Additional noninterest expense | $2,296,000 | 1,904 |
| Pre-tax net operating income | $2,926,000 | 2,104 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $944,000 | 1,514 |
| Income before extraordinary items | $1,982,000 | 2,426 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,982,000 | 2,425 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,982,000 | 2,426 |
| Net charge-offs | $-111,000 | 5,367 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $12,012,000 | 43 |
| Net operating income | $1,982,000 | 2,404 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $8,027,000 | 1,641 |
| Total interest expense | $1,197,000 | 1,280 |
| Net interest income | $6,830,000 | 1,695 |
| Provision for loan and lease losses | $114,000 | 2,156 |
| Total noninterest income | $217,000 | 4,166 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $67,000 | 4,018 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $150,000 | 3,844 |
| Total noninterest expense | $5,228,000 | 1,838 |
| Salaries and employee benefits | $2,892,000 | 1,887 |
| Premises and equipment expense | $799,000 | 1,439 |
| Additional noninterest expense | $1,537,000 | 1,905 |
| Pre-tax net operating income | $1,705,000 | 2,265 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $545,000 | 1,614 |
| Income before extraordinary items | $1,160,000 | 2,585 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,160,000 | 2,584 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,160,000 | 2,585 |
| Net charge-offs | $125,000 | 1,357 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 595 |
| Net operating income | $1,160,000 | 2,566 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,913,000 | 1,665 |
| Total interest expense | $570,000 | 1,309 |
| Net interest income | $3,343,000 | 1,723 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $91,000 | 4,396 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $36,000 | 3,940 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $55,000 | 4,199 |
| Total noninterest expense | $2,615,000 | 1,853 |
| Salaries and employee benefits | $1,471,000 | 1,883 |
| Premises and equipment expense | $380,000 | 1,534 |
| Additional noninterest expense | $764,000 | 1,910 |
| Pre-tax net operating income | $819,000 | 2,247 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $303,000 | 1,488 |
| Income before extraordinary items | $516,000 | 2,702 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $516,000 | 2,702 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $516,000 | 2,702 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 558 |
| Net operating income | $516,000 | 2,687 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $14,124,000 | 1,791 |
| Total interest expense | $1,784,000 | 1,552 |
| Net interest income | $12,340,000 | 1,811 |
| Provision for loan and lease losses | $677,000 | 1,210 |
| Total noninterest income | $283,000 | 4,734 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $123,000 | 4,272 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $160,000 | 4,587 |
| Total noninterest expense | $9,068,000 | 2,080 |
| Salaries and employee benefits | $5,174,000 | 2,045 |
| Premises and equipment expense | $1,430,000 | 1,590 |
| Additional noninterest expense | $2,464,000 | 2,340 |
| Pre-tax net operating income | $2,878,000 | 2,457 |
| Securities gains (losses) | $55,000 | 1,768 |
| Applicable income taxes | $1,033,000 | 1,614 |
| Income before extraordinary items | $1,900,000 | 2,880 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,900,000 | 2,879 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,900,000 | 2,879 |
| Net charge-offs | $0 | 4,281 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $9,289,000 | 56 |
| Net operating income | $1,864,250 | 2,854 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $10,472,000 | 1,814 |
| Total interest expense | $1,292,000 | 1,604 |
| Net interest income | $9,180,000 | 1,833 |
| Provision for loan and lease losses | $332,000 | 1,521 |
| Total noninterest income | $204,000 | 4,813 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $91,000 | 4,316 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $113,000 | 4,688 |
| Total noninterest expense | $6,666,000 | 2,101 |
| Salaries and employee benefits | $3,871,000 | 2,036 |
| Premises and equipment expense | $1,045,000 | 1,626 |
| Additional noninterest expense | $1,750,000 | 2,447 |
| Pre-tax net operating income | $2,386,000 | 2,331 |
| Securities gains (losses) | $55,000 | 1,689 |
| Applicable income taxes | $857,000 | 1,566 |
| Income before extraordinary items | $1,584,000 | 2,735 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,584,000 | 2,735 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,584,000 | 2,735 |
| Net charge-offs | $0 | 3,952 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $9,271,000 | 40 |
| Net operating income | $1,548,250 | 2,715 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $6,966,000 | 1,826 |
| Total interest expense | $831,000 | 1,639 |
| Net interest income | $6,135,000 | 1,836 |
| Provision for loan and lease losses | $319,000 | 1,193 |
| Total noninterest income | $132,000 | 4,874 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $58,000 | 4,374 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $74,000 | 4,718 |
| Total noninterest expense | $4,421,000 | 2,114 |
| Salaries and employee benefits | $2,593,000 | 2,038 |
| Premises and equipment expense | $688,000 | 1,640 |
| Additional noninterest expense | $1,140,000 | 2,499 |
| Pre-tax net operating income | $1,527,000 | 2,371 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $537,000 | 1,592 |
| Income before extraordinary items | $990,000 | 2,819 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $990,000 | 2,817 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $990,000 | 2,818 |
| Net charge-offs | $0 | 3,689 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $9,249,000 | 26 |
| Net operating income | $990,000 | 2,751 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,368,000 | 1,879 |
| Total interest expense | $393,000 | 1,718 |
| Net interest income | $2,975,000 | 1,887 |
| Provision for loan and lease losses | $144,000 | 1,253 |
| Total noninterest income | $63,000 | 4,918 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $30,000 | 4,339 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $33,000 | 4,827 |
| Total noninterest expense | $2,248,000 | 2,101 |
| Salaries and employee benefits | $1,342,000 | 1,984 |
| Premises and equipment expense | $343,000 | 1,670 |
| Additional noninterest expense | $563,000 | 2,519 |
| Pre-tax net operating income | $646,000 | 2,615 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $228,000 | 1,729 |
| Income before extraordinary items | $418,000 | 3,046 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $418,000 | 3,044 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $418,000 | 3,045 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $2,210,000 | 45 |
| Net operating income | $418,000 | 2,985 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $11,615,000 | 2,077 |
| Total interest expense | $1,299,000 | 1,983 |
| Net interest income | $10,316,000 | 2,070 |
| Provision for loan and lease losses | $902,000 | 885 |
| Total noninterest income | $279,000 | 4,890 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $129,000 | 4,363 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $150,000 | 4,744 |
| Total noninterest expense | $7,789,000 | 2,353 |
| Salaries and employee benefits | $4,314,000 | 2,327 |
| Premises and equipment expense | $1,294,000 | 1,768 |
| Additional noninterest expense | $2,181,000 | 2,608 |
| Pre-tax net operating income | $1,904,000 | 3,102 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $666,000 | 1,969 |
| Income before extraordinary items | $1,238,000 | 3,579 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,238,000 | 3,577 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,238,000 | 3,579 |
| Net charge-offs | $464,000 | 1,233 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $37,000 | 634 |
| Net operating income | $1,238,000 | 3,530 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $8,336,000 | 2,179 |
| Total interest expense | $959,000 | 2,032 |
| Net interest income | $7,377,000 | 2,184 |
| Provision for loan and lease losses | $759,000 | 736 |
| Total noninterest income | $195,000 | 5,007 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $103,000 | 4,305 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $92,000 | 4,967 |
| Total noninterest expense | $5,615,000 | 2,442 |
| Salaries and employee benefits | $3,079,000 | 2,439 |
| Premises and equipment expense | $959,000 | 1,801 |
| Additional noninterest expense | $1,577,000 | 2,686 |
| Pre-tax net operating income | $1,198,000 | 3,464 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $416,000 | 2,163 |
| Income before extraordinary items | $782,000 | 3,929 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $782,000 | 3,926 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $782,000 | 3,929 |
| Net charge-offs | $0 | 4,182 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 605 |
| Net operating income | $782,000 | 3,866 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $5,400,000 | 2,235 |
| Total interest expense | $673,000 | 1,955 |
| Net interest income | $4,727,000 | 2,274 |
| Provision for loan and lease losses | $481,000 | 797 |
| Total noninterest income | $133,000 | 4,991 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $76,000 | 4,165 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $57,000 | 5,069 |
| Total noninterest expense | $3,664,000 | 2,490 |
| Salaries and employee benefits | $2,015,000 | 2,500 |
| Premises and equipment expense | $623,000 | 1,851 |
| Additional noninterest expense | $1,026,000 | 2,752 |
| Pre-tax net operating income | $715,000 | 3,616 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $252,000 | 2,257 |
| Income before extraordinary items | $463,000 | 4,100 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $463,000 | 4,100 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $463,000 | 4,102 |
| Net charge-offs | $0 | 3,893 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 589 |
| Net operating income | $463,000 | 4,036 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,615,000 | 2,293 |
| Total interest expense | $342,000 | 1,954 |
| Net interest income | $2,273,000 | 2,346 |
| Provision for loan and lease losses | $161,000 | 1,022 |
| Total noninterest income | $63,000 | 5,062 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $37,000 | 4,194 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $26,000 | 5,186 |
| Total noninterest expense | $1,784,000 | 2,565 |
| Salaries and employee benefits | $996,000 | 2,536 |
| Premises and equipment expense | $313,000 | 1,858 |
| Additional noninterest expense | $475,000 | 2,899 |
| Pre-tax net operating income | $391,000 | 3,406 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $133,000 | 2,215 |
| Income before extraordinary items | $258,000 | 3,905 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $258,000 | 3,908 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $258,000 | 3,909 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 566 |
| Net operating income | $258,000 | 3,821 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $9,398,000 | 2,547 |
| Total interest expense | $1,108,000 | 2,411 |
| Net interest income | $8,290,000 | 2,539 |
| Provision for loan and lease losses | $618,000 | 1,251 |
| Total noninterest income | $254,000 | 5,172 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $153,000 | 4,362 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $101,000 | 5,234 |
| Total noninterest expense | $7,070,000 | 2,596 |
| Salaries and employee benefits | $3,926,000 | 2,541 |
| Premises and equipment expense | $1,229,000 | 1,880 |
| Additional noninterest expense | $1,915,000 | 2,986 |
| Pre-tax net operating income | $856,000 | 4,382 |
| Securities gains (losses) | $39,000 | 1,908 |
| Applicable income taxes | $568,000 | 2,080 |
| Income before extraordinary items | $327,000 | 5,333 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $327,000 | 5,332 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $327,000 | 5,333 |
| Net charge-offs | $0 | 4,970 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $549,000 | 295 |
| Net operating income | $302,040 | 5,350 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $6,881,000 | 2,608 |
| Total interest expense | $792,000 | 2,534 |
| Net interest income | $6,089,000 | 2,602 |
| Provision for loan and lease losses | $303,000 | 1,619 |
| Total noninterest income | $187,000 | 5,266 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $105,000 | 4,547 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $82,000 | 5,220 |
| Total noninterest expense | $5,300,000 | 2,588 |
| Salaries and employee benefits | $3,030,000 | 2,473 |
| Premises and equipment expense | $922,000 | 1,889 |
| Additional noninterest expense | $1,348,000 | 3,128 |
| Pre-tax net operating income | $673,000 | 4,428 |
| Securities gains (losses) | $39,000 | 1,599 |
| Applicable income taxes | $299,000 | 2,477 |
| Income before extraordinary items | $413,000 | 4,893 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $413,000 | 4,893 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $413,000 | 4,894 |
| Net charge-offs | $0 | 4,696 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $544,000 | 220 |
| Net operating income | $388,040 | 4,917 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,393,000 | 2,715 |
| Total interest expense | $499,000 | 2,634 |
| Net interest income | $3,894,000 | 2,684 |
| Provision for loan and lease losses | $169,000 | 1,809 |
| Total noninterest income | $111,000 | 5,387 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $59,000 | 4,810 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $52,000 | 5,296 |
| Total noninterest expense | $3,623,000 | 2,551 |
| Salaries and employee benefits | $2,129,000 | 2,364 |
| Premises and equipment expense | $612,000 | 1,914 |
| Additional noninterest expense | $882,000 | 3,174 |
| Pre-tax net operating income | $213,000 | 5,268 |
| Securities gains (losses) | $39,000 | 1,311 |
| Applicable income taxes | $105,000 | 2,971 |
| Income before extraordinary items | $147,000 | 5,488 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $147,000 | 5,490 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $147,000 | 5,491 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $518,000 | 163 |
| Net operating income | $122,040 | 5,589 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,131,000 | 2,778 |
| Total interest expense | $245,000 | 2,715 |
| Net interest income | $1,886,000 | 2,773 |
| Provision for loan and lease losses | $35,000 | 2,513 |
| Total noninterest income | $58,000 | 5,344 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $28,000 | 4,890 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $30,000 | 5,162 |
| Total noninterest expense | $1,665,000 | 2,737 |
| Salaries and employee benefits | $932,000 | 2,684 |
| Premises and equipment expense | $307,000 | 1,939 |
| Additional noninterest expense | $426,000 | 3,267 |
| Pre-tax net operating income | $244,000 | 4,141 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $102,000 | 2,345 |
| Income before extraordinary items | $142,000 | 4,762 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $142,000 | 4,764 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $142,000 | 4,763 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $509,000 | 100 |
| Net operating income | $142,000 | 4,705 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $8,000,000 | 2,948 |
| Total interest expense | $801,000 | 3,447 |
| Net interest income | $7,199,000 | 2,848 |
| Provision for loan and lease losses | $344,000 | 2,303 |
| Total noninterest income | $325,000 | 5,047 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $121,000 | 4,940 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $204,000 | 4,591 |
| Total noninterest expense | $6,323,000 | 2,864 |
| Salaries and employee benefits | $3,317,000 | 2,907 |
| Premises and equipment expense | $1,164,000 | 1,972 |
| Additional noninterest expense | $1,842,000 | 3,162 |
| Pre-tax net operating income | $857,000 | 4,307 |
| Securities gains (losses) | $46,000 | 1,855 |
| Applicable income taxes | $361,000 | 2,455 |
| Income before extraordinary items | $542,000 | 4,805 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $542,000 | 4,809 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $542,000 | 4,809 |
| Net charge-offs | $-1,000 | 5,856 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $7,655,000 | 59 |
| Net operating income | $512,560 | 4,816 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,922,000 | 2,992 |
| Total interest expense | $596,000 | 3,550 |
| Net interest income | $5,326,000 | 2,894 |
| Provision for loan and lease losses | $154,000 | 2,906 |
| Total noninterest income | $243,000 | 5,113 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $91,000 | 4,977 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $152,000 | 4,696 |
| Total noninterest expense | $4,707,000 | 2,895 |
| Salaries and employee benefits | $2,457,000 | 2,950 |
| Premises and equipment expense | $873,000 | 1,978 |
| Additional noninterest expense | $1,377,000 | 3,166 |
| Pre-tax net operating income | $708,000 | 4,259 |
| Securities gains (losses) | $46,000 | 1,724 |
| Applicable income taxes | $302,000 | 2,423 |
| Income before extraordinary items | $452,000 | 4,747 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $452,000 | 4,749 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $452,000 | 4,750 |
| Net charge-offs | $-1,000 | 5,686 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $6,620,000 | 49 |
| Net operating income | $422,560 | 4,748 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,851,000 | 3,053 |
| Total interest expense | $411,000 | 3,536 |
| Net interest income | $3,440,000 | 2,961 |
| Provision for loan and lease losses | $58,000 | 3,520 |
| Total noninterest income | $165,000 | 5,118 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $58,000 | 5,050 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $107,000 | 4,649 |
| Total noninterest expense | $3,165,000 | 2,872 |
| Salaries and employee benefits | $1,661,000 | 2,935 |
| Premises and equipment expense | $582,000 | 1,977 |
| Additional noninterest expense | $922,000 | 3,150 |
| Pre-tax net operating income | $382,000 | 4,555 |
| Securities gains (losses) | $46,000 | 1,573 |
| Applicable income taxes | $171,000 | 2,568 |
| Income before extraordinary items | $257,000 | 4,973 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $257,000 | 4,975 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $257,000 | 4,976 |
| Net charge-offs | $-1,000 | 5,537 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $4,088,000 | 50 |
| Net operating income | $227,560 | 5,003 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,872,000 | 3,146 |
| Total interest expense | $193,000 | 3,752 |
| Net interest income | $1,679,000 | 3,025 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $76,000 | 5,233 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $28,000 | 5,093 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $48,000 | 4,755 |
| Total noninterest expense | $1,585,000 | 2,892 |
| Salaries and employee benefits | $850,000 | 2,899 |
| Premises and equipment expense | $292,000 | 2,016 |
| Additional noninterest expense | $443,000 | 3,262 |
| Pre-tax net operating income | $170,000 | 4,704 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $68,000 | 2,771 |
| Income before extraordinary items | $102,000 | 5,219 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $102,000 | 5,221 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $102,000 | 5,221 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 626 |
| Net operating income | $102,000 | 5,121 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,665,000 | 3,566 |
| Total interest expense | $513,000 | 5,067 |
| Net interest income | $6,152,000 | 3,307 |
| Provision for loan and lease losses | $206,000 | 3,898 |
| Total noninterest income | $203,000 | 5,682 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $99,000 | 5,455 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $104,000 | 5,305 |
| Total noninterest expense | $5,509,000 | 3,235 |
| Salaries and employee benefits | $2,980,000 | 3,141 |
| Premises and equipment expense | $928,000 | 2,407 |
| Additional noninterest expense | $1,601,000 | 3,621 |
| Pre-tax net operating income | $640,000 | 4,623 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $-1,156,000 | 6,977 |
| Income before extraordinary items | $1,796,000 | 2,787 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,796,000 | 2,790 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,796,000 | 2,789 |
| Net charge-offs | $-7,000 | 6,565 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 820 |
| Net operating income | $1,796,000 | 2,669 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,873,000 | 3,699 |
| Total interest expense | $358,000 | 5,323 |
| Net interest income | $4,515,000 | 3,417 |
| Provision for loan and lease losses | $190,000 | 3,578 |
| Total noninterest income | $157,000 | 5,717 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $76,000 | 5,492 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $81,000 | 5,349 |
| Total noninterest expense | $3,917,000 | 3,383 |
| Salaries and employee benefits | $2,167,000 | 3,236 |
| Premises and equipment expense | $646,000 | 2,605 |
| Additional noninterest expense | $1,104,000 | 3,848 |
| Pre-tax net operating income | $565,000 | 4,550 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $-311,000 | 7,008 |
| Income before extraordinary items | $876,000 | 3,693 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $876,000 | 3,693 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $876,000 | 3,695 |
| Net charge-offs | $-6,000 | 6,501 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 786 |
| Net operating income | $876,000 | 3,537 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,116,000 | 3,827 |
| Total interest expense | $215,000 | 5,645 |
| Net interest income | $2,901,000 | 3,525 |
| Provision for loan and lease losses | $129,000 | 3,533 |
| Total noninterest income | $113,000 | 5,652 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $50,000 | 5,517 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $63,000 | 5,220 |
| Total noninterest expense | $2,519,000 | 3,483 |
| Salaries and employee benefits | $1,412,000 | 3,297 |
| Premises and equipment expense | $391,000 | 2,824 |
| Additional noninterest expense | $716,000 | 3,923 |
| Pre-tax net operating income | $366,000 | 4,578 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $-184,000 | 7,063 |
| Income before extraordinary items | $550,000 | 3,803 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $550,000 | 3,805 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $550,000 | 3,806 |
| Net charge-offs | $-6,000 | 6,510 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 759 |
| Net operating income | $550,000 | 3,620 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,480,000 | 4,002 |
| Total interest expense | $103,000 | 5,825 |
| Net interest income | $1,377,000 | 3,665 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $55,000 | 5,734 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $23,000 | 5,630 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $32,000 | 5,276 |
| Total noninterest expense | $1,212,000 | 3,605 |
| Salaries and employee benefits | $699,000 | 3,348 |
| Premises and equipment expense | $179,000 | 3,046 |
| Additional noninterest expense | $334,000 | 4,111 |
| Pre-tax net operating income | $220,000 | 4,370 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $-86,000 | 7,149 |
| Income before extraordinary items | $306,000 | 3,615 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $306,000 | 3,618 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $306,000 | 3,618 |
| Net charge-offs | $-3,000 | 6,199 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 688 |
| Net operating income | $306,000 | 3,445 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,318,000 | 4,389 |
| Total interest expense | $392,000 | 6,232 |
| Net interest income | $4,926,000 | 3,948 |
| Provision for loan and lease losses | $109,000 | 5,282 |
| Total noninterest income | $212,000 | 5,666 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $106,000 | 5,428 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $106,000 | 5,255 |
| Total noninterest expense | $5,018,000 | 3,526 |
| Salaries and employee benefits | $2,716,000 | 3,353 |
| Premises and equipment expense | $803,000 | 2,914 |
| Additional noninterest expense | $1,499,000 | 3,875 |
| Pre-tax net operating income | $11,000 | 5,975 |
| Securities gains (losses) | $819,000 | 529 |
| Applicable income taxes | $-338,000 | 6,995 |
| Income before extraordinary items | $1,168,000 | 3,251 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,168,000 | 3,254 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,168,000 | 3,254 |
| Net charge-offs | $-72,000 | 7,227 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 883 |
| Net operating income | $349,000 | 4,985 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,937,000 | 4,482 |
| Total interest expense | $285,000 | 6,385 |
| Net interest income | $3,652,000 | 3,996 |
| Provision for loan and lease losses | $109,000 | 4,864 |
| Total noninterest income | $122,000 | 6,080 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $86,000 | 5,354 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $36,000 | 6,056 |
| Total noninterest expense | $3,750,000 | 3,546 |
| Salaries and employee benefits | $2,059,000 | 3,318 |
| Premises and equipment expense | $415,000 | 3,825 |
| Additional noninterest expense | $1,276,000 | 3,536 |
| Pre-tax net operating income | $-85,000 | 6,276 |
| Securities gains (losses) | $818,000 | 418 |
| Applicable income taxes | $1,000 | 4,642 |
| Income before extraordinary items | $732,000 | 3,664 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $732,000 | 3,666 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $732,000 | 3,666 |
| Net charge-offs | $137,000 | 4,108 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 828 |
| Net operating income | $-86,000 | 6,305 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,631,000 | 4,521 |
| Total interest expense | $190,000 | 6,486 |
| Net interest income | $2,441,000 | 3,996 |
| Provision for loan and lease losses | $109,000 | 4,314 |
| Total noninterest income | $80,000 | 6,123 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $50,000 | 5,535 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $30,000 | 5,950 |
| Total noninterest expense | $2,489,000 | 3,584 |
| Salaries and employee benefits | $1,449,000 | 3,228 |
| Premises and equipment expense | $391,000 | 3,010 |
| Additional noninterest expense | $649,000 | 4,304 |
| Pre-tax net operating income | $-77,000 | 6,382 |
| Securities gains (losses) | $574,000 | 320 |
| Applicable income taxes | $1,000 | 4,573 |
| Income before extraordinary items | $496,000 | 3,601 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $496,000 | 3,603 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $496,000 | 3,602 |
| Net charge-offs | $148,000 | 3,431 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 752 |
| Net operating income | $-78,000 | 6,431 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,296,000 | 4,575 |
| Total interest expense | $93,000 | 6,600 |
| Net interest income | $1,203,000 | 4,042 |
| Provision for loan and lease losses | $21,000 | 4,973 |
| Total noninterest income | $45,000 | 6,063 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $27,000 | 5,395 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $18,000 | 5,906 |
| Total noninterest expense | $1,176,000 | 3,755 |
| Salaries and employee benefits | $681,000 | 3,383 |
| Premises and equipment expense | $191,000 | 3,106 |
| Additional noninterest expense | $304,000 | 4,493 |
| Pre-tax net operating income | $51,000 | 5,748 |
| Securities gains (losses) | $283,000 | 262 |
| Applicable income taxes | $1,000 | 4,403 |
| Income before extraordinary items | $333,000 | 3,021 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $333,000 | 3,020 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $333,000 | 3,021 |
| Net charge-offs | $-30,000 | 7,272 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 709 |
| Net operating income | $50,000 | 5,668 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,825,000 | 4,925 |
| Total interest expense | $558,000 | 6,362 |
| Net interest income | $4,267,000 | 4,387 |
| Provision for loan and lease losses | $608,000 | 3,820 |
| Total noninterest income | $107,000 | 6,624 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $53,000 | 6,186 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $54,000 | 6,043 |
| Total noninterest expense | $4,391,000 | 3,957 |
| Salaries and employee benefits | $2,376,000 | 3,727 |
| Premises and equipment expense | $703,000 | 3,287 |
| Additional noninterest expense | $1,312,000 | 4,367 |
| Pre-tax net operating income | $-625,000 | 6,313 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $5,000 | 4,343 |
| Income before extraordinary items | $-630,000 | 6,434 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-630,000 | 6,435 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-630,000 | 6,435 |
| Net charge-offs | $133,000 | 5,168 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 1,093 |
| Net operating income | $-630,000 | 6,396 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,389,000 | 5,193 |
| Total interest expense | $436,000 | 6,443 |
| Net interest income | $2,953,000 | 4,693 |
| Provision for loan and lease losses | $535,000 | 3,435 |
| Total noninterest income | $82,000 | 6,742 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $34,000 | 6,369 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $48,000 | 6,033 |
| Total noninterest expense | $3,170,000 | 4,065 |
| Salaries and employee benefits | $1,734,000 | 3,846 |
| Premises and equipment expense | $483,000 | 3,574 |
| Additional noninterest expense | $953,000 | 4,447 |
| Pre-tax net operating income | $-670,000 | 6,637 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $5,000 | 4,390 |
| Income before extraordinary items | $-675,000 | 6,762 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-675,000 | 6,763 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-675,000 | 6,763 |
| Net charge-offs | $0 | 6,672 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 1,045 |
| Net operating income | $-675,000 | 6,711 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,116,000 | 5,397 |
| Total interest expense | $313,000 | 6,407 |
| Net interest income | $1,803,000 | 4,944 |
| Provision for loan and lease losses | $511,000 | 2,816 |
| Total noninterest income | $50,000 | 6,850 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $15,000 | 6,644 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $35,000 | 5,988 |
| Total noninterest expense | $2,015,000 | 4,205 |
| Salaries and employee benefits | $1,084,000 | 4,057 |
| Premises and equipment expense | $311,000 | 3,710 |
| Additional noninterest expense | $620,000 | 4,504 |
| Pre-tax net operating income | $-673,000 | 6,856 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $5,000 | 4,306 |
| Income before extraordinary items | $-678,000 | 6,952 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-678,000 | 6,952 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-678,000 | 6,952 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-678,000 | 6,919 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $963,000 | 5,699 |
| Total interest expense | $153,000 | 6,574 |
| Net interest income | $810,000 | 5,261 |
| Provision for loan and lease losses | $112,000 | 3,823 |
| Total noninterest income | $35,000 | 6,568 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $6,000 | 6,781 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $29,000 | 5,481 |
| Total noninterest expense | $978,000 | 4,343 |
| Salaries and employee benefits | $533,000 | 4,166 |
| Premises and equipment expense | $154,000 | 3,821 |
| Additional noninterest expense | $291,000 | 4,671 |
| Pre-tax net operating income | $-245,000 | 6,907 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $5,000 | 4,091 |
| Income before extraordinary items | $-250,000 | 7,016 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-250,000 | 7,017 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-250,000 | 7,016 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-250,000 | 6,978 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,727,000 | 6,522 |
| Total interest expense | $521,000 | 7,089 |
| Net interest income | $2,206,000 | 6,146 |
| Provision for loan and lease losses | $428,000 | 4,782 |
| Total noninterest income | $168,000 | 6,457 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $28,000 | 6,793 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $140,000 | 5,197 |
| Total noninterest expense | $3,737,000 | 4,528 |
| Salaries and employee benefits | $2,231,000 | 4,030 |
| Premises and equipment expense | $557,000 | 4,099 |
| Additional noninterest expense | $949,000 | 5,374 |
| Pre-tax net operating income | $-1,791,000 | 6,562 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $36,000 | 3,428 |
| Income before extraordinary items | $-1,827,000 | 6,693 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,827,000 | 6,693 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,827,000 | 6,692 |
| Net charge-offs | $0 | 7,246 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-1,827,000 | 6,686 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,854,000 | 6,779 |
| Total interest expense | $380,000 | 7,230 |
| Net interest income | $1,474,000 | 6,413 |
| Provision for loan and lease losses | $175,000 | 5,339 |
| Total noninterest income | $32,000 | 7,583 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $21,000 | 6,845 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $11,000 | 7,238 |
| Total noninterest expense | $2,764,000 | 4,582 |
| Salaries and employee benefits | $1,681,000 | 4,044 |
| Premises and equipment expense | $410,000 | 4,185 |
| Additional noninterest expense | $673,000 | 5,520 |
| Pre-tax net operating income | $-1,433,000 | 6,836 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $28,000 | 3,645 |
| Income before extraordinary items | $-1,461,000 | 6,987 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,461,000 | 6,987 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,461,000 | 6,988 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,461,000 | 6,969 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,077,000 | 7,101 |
| Total interest expense | $235,000 | 7,403 |
| Net interest income | $842,000 | 6,751 |
| Provision for loan and lease losses | $91,000 | 5,417 |
| Total noninterest income | $21,000 | 7,665 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $15,000 | 6,873 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $6,000 | 7,431 |
| Total noninterest expense | $1,921,000 | 4,489 |
| Salaries and employee benefits | $1,234,000 | 3,806 |
| Premises and equipment expense | $271,000 | 4,234 |
| Additional noninterest expense | $416,000 | 5,730 |
| Pre-tax net operating income | $-1,149,000 | 7,090 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $15,000 | 3,839 |
| Income before extraordinary items | $-1,164,000 | 7,211 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,164,000 | 7,209 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,164,000 | 7,210 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-1,164,000 | 7,214 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $482,000 | 7,311 |
| Total interest expense | $111,000 | 7,555 |
| Net interest income | $371,000 | 7,012 |
| Provision for loan and lease losses | $62,000 | 4,596 |
| Total noninterest income | $6,000 | 7,878 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $5,000 | 7,012 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $1,000 | 7,715 |
| Total noninterest expense | $694,000 | 5,416 |
| Salaries and employee benefits | $400,000 | 5,147 |
| Premises and equipment expense | $138,000 | 4,229 |
| Additional noninterest expense | $156,000 | 6,206 |
| Pre-tax net operating income | $-379,000 | 7,172 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-379,000 | 7,307 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-379,000 | 7,308 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-379,000 | 7,308 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-379,000 | 7,268 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,053,000 | 7,953 |
| Total interest expense | $278,000 | 8,026 |
| Net interest income | $775,000 | 7,829 |
| Provision for loan and lease losses | $183,000 | 5,320 |
| Total noninterest income | $12,000 | 8,007 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $8,000 | 7,190 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $4,000 | 7,828 |
| Total noninterest expense | $2,513,000 | 5,631 |
| Salaries and employee benefits | $1,401,000 | 5,538 |
| Premises and equipment expense | $429,000 | 4,899 |
| Additional noninterest expense | $683,000 | 5,882 |
| Pre-tax net operating income | $-1,909,000 | 7,332 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $1,000 | 4,863 |
| Income before extraordinary items | $-1,910,000 | 7,357 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,910,000 | 7,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $20,538,000 | 75 |
| Net operating income | $-1,910,000 | 7,455 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $660,000 | 8,143 |
| Total interest expense | $160,000 | 8,181 |
| Net interest income | $500,000 | 8,027 |
| Provision for loan and lease losses | $73,000 | 5,533 |
| Total noninterest income | $6,000 | 8,155 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $4,000 | 7,286 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,000 | 8,026 |
| Total noninterest expense | $1,893,000 | 5,628 |
| Salaries and employee benefits | $1,123,000 | 5,357 |
| Premises and equipment expense | $280,000 | 5,284 |
| Additional noninterest expense | $490,000 | 5,958 |
| Pre-tax net operating income | $-1,460,000 | 7,720 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $1,000 | 5,240 |
| Income before extraordinary items | $-1,461,000 | 7,691 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,461,000 | 7,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $20,538,000 | 47 |
| Net operating income | $-1,461,000 | 7,790 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $344,000 | 8,287 |
| Total interest expense | $80,000 | 8,293 |
| Net interest income | $264,000 | 8,214 |
| Provision for loan and lease losses | $16,000 | 6,096 |
| Total noninterest income | $1,000 | 8,287 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $1,000 | 7,382 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $0 | 8,191 |
| Total noninterest expense | $1,246,000 | 5,689 |
| Salaries and employee benefits | $765,000 | 5,353 |
| Premises and equipment expense | $171,000 | 5,559 |
| Additional noninterest expense | $310,000 | 6,107 |
| Pre-tax net operating income | $-997,000 | 7,911 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $1,000 | 5,487 |
| Income before extraordinary items | $-998,000 | 7,993 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-998,000 | 7,993 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $20,540,000 | 32 |
| Net operating income | $-998,000 | 7,977 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $156,000 | 8,368 |
| Total interest expense | $29,000 | 8,371 |
| Net interest income | $127,000 | 8,284 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $0 | 8,338 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $0 | 7,431 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $0 | 8,220 |
| Total noninterest expense | $493,000 | 6,327 |
| Salaries and employee benefits | $395,000 | 5,278 |
| Premises and equipment expense | $40,000 | 7,158 |
| Additional noninterest expense | $58,000 | 7,846 |
| Pre-tax net operating income | $-366,000 | 7,971 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $1,000 | 5,476 |
| Income before extraordinary items | $-367,000 | 8,049 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-367,000 | 8,048 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $20,584,000 | 17 |
| Net operating income | $-367,000 | 8,027 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.