Home > Gold Coast Bank > Income and Expense

Gold Coast Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$30,969,0001,363
Total interest expense$13,725,0001,043
Net interest income$17,244,0001,626
Provision for loan and lease losses$03,275
Total noninterest income$2,041,0001,988
Gross Fiduciary activities income$0981
Service charges on deposit accounts$21,0004,180
Trading account gains and feesNANA
Additional Noninterest Income$2,020,0001,614
Total noninterest expense$9,859,0002,057
Salaries and employee benefits$7,323,0001,717
Premises and equipment expense$458,0003,073
Additional noninterest expense$2,020,0001,614
Pre-tax net operating income$9,426,0001,215
Securities gains (losses)$0988
Applicable income taxes$2,730,000790
Income before extraordinary items$6,696,0001,390
Extraordinary gains, net$054
Net income$6,696,0001,406
Minority interest net income$088
Net income of bank and minority interests.$6,696,0001,393
Net charge-offs$40,0001,909
Cash dividends$5,000,000804
Sale, conversion, retirement of capital stock, net$23,000481
Net operating income$6,696,0001,412
2023-09-30 (YTD Data)Rank
Total interest income$23,121,0001,335
Total interest expense$9,890,0001,001
Net interest income$13,231,0001,608
Provision for loan and lease losses$03,085
Total noninterest income$1,638,0001,920
Gross Fiduciary activities income$0950
Service charges on deposit accounts$16,0004,190
Trading account gains and feesNANA
Additional Noninterest Income$1,622,0001,535
Total noninterest expense$7,537,0002,034
Salaries and employee benefits$5,629,0001,683
Premises and equipment expense$338,0003,109
Additional noninterest expense$1,622,0001,535
Pre-tax net operating income$7,332,0001,227
Securities gains (losses)$0849
Applicable income taxes$2,119,000809
Income before extraordinary items$5,213,0001,401
Extraordinary gains, net$052
Net income$5,213,0001,412
Minority interest net income$081
Net income of bank and minority interests.$5,213,0001,401
Net charge-offs$40,0001,570
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$17,000461
Net operating income$5,213,0001,418
2023-06-30 (YTD Data)Rank
Total interest income$15,236,0001,317
Total interest expense$6,254,000951
Net interest income$8,982,0001,595
Provision for loan and lease losses$02,940
Total noninterest income$1,040,0001,910
Gross Fiduciary activities income$0931
Service charges on deposit accounts$10,0004,224
Trading account gains and feesNANA
Additional Noninterest Income$1,030,0001,511
Total noninterest expense$4,989,0002,034
Salaries and employee benefits$3,767,0001,671
Premises and equipment expense$232,0003,077
Additional noninterest expense$1,030,0001,509
Pre-tax net operating income$5,033,0001,195
Securities gains (losses)$0938
Applicable income taxes$1,454,000804
Income before extraordinary items$3,579,0001,360
Extraordinary gains, net$051
Net income$3,579,0001,375
Minority interest net income$081
Net income of bank and minority interests.$3,579,0001,360
Net charge-offs$40,0001,261
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$10,000446
Net operating income$3,579,0001,372
2023-03-31 (YTD Data)Rank
Total interest income$7,230,0001,351
Total interest expense$2,758,000945
Net interest income$4,472,0001,614
Provision for loan and lease losses$02,612
Total noninterest income$515,0001,914
Gross Fiduciary activities income$0913
Service charges on deposit accounts$4,0004,299
Trading account gains and feesNANA
Additional Noninterest Income$511,0001,508
Total noninterest expense$2,536,0002,043
Salaries and employee benefits$1,939,0001,667
Premises and equipment expense$117,0003,100
Additional noninterest expense$511,0001,508
Pre-tax net operating income$2,451,0001,248
Securities gains (losses)$0950
Applicable income taxes$709,000837
Income before extraordinary items$1,742,0001,431
Extraordinary gains, net$04
Net income$1,742,0001,431
Minority interest net income$048
Net income of bank and minority interests.$1,742,0001,431
Net charge-offs$40,000881
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$5,000407
Net operating income$1,742,0001,442
2022-12-31 (YTD Data)Rank
Total interest income$21,427,0001,489
Total interest expense$4,776,000814
Net interest income$16,651,0001,659
Provision for loan and lease losses$800,000938
Total noninterest income$4,140,0001,344
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$19,0004,325
Trading account gains and feesNANA
Additional Noninterest Income$4,121,0001,030
Total noninterest expense$10,973,0001,881
Salaries and employee benefits$8,322,0001,511
Premises and equipment expense$411,0003,260
Additional noninterest expense$4,121,0001,030
Pre-tax net operating income$9,018,0001,373
Securities gains (losses)$0691
Applicable income taxes$2,502,000933
Income before extraordinary items$6,516,0001,540
Extraordinary gains, net$05
Net income$6,516,0001,538
Minority interest net income$063
Net income of bank and minority interests.$6,516,0001,539
Net charge-offs$418,000658
Cash dividends$4,000,000929
Sale, conversion, retirement of capital stock, net$26,000525
Net operating income$6,516,0001,557
2022-09-30 (YTD Data)Rank
Total interest income$15,029,0001,516
Total interest expense$2,904,000754
Net interest income$12,125,0001,675
Provision for loan and lease losses$600,000860
Total noninterest income$3,719,0001,222
Gross Fiduciary activities income$0968
Service charges on deposit accounts$15,0004,350
Trading account gains and feesNANA
Additional Noninterest Income$3,704,000930
Total noninterest expense$8,556,0001,846
Salaries and employee benefits$6,594,0001,456
Premises and equipment expense$308,0003,267
Additional noninterest expense$3,704,000930
Pre-tax net operating income$6,688,0001,364
Securities gains (losses)$0740
Applicable income taxes$1,929,000911
Income before extraordinary items$4,759,0001,549
Extraordinary gains, net$04
Net income$4,759,0001,548
Minority interest net income$057
Net income of bank and minority interests.$4,759,0001,549
Net charge-offs$418,000487
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$20,000479
Net operating income$4,759,0001,580
2022-06-30 (YTD Data)Rank
Total interest income$9,536,0001,533
Total interest expense$1,680,000695
Net interest income$7,856,0001,685
Provision for loan and lease losses$300,000908
Total noninterest income$2,746,0001,136
Gross Fiduciary activities income$0925
Service charges on deposit accounts$9,0004,433
Trading account gains and feesNANA
Additional Noninterest Income$2,737,000888
Total noninterest expense$5,926,0001,771
Salaries and employee benefits$4,583,0001,401
Premises and equipment expense$199,0003,334
Additional noninterest expense$1,144,0002,383
Pre-tax net operating income$4,376,0001,319
Securities gains (losses)$0687
Applicable income taxes$1,262,000874
Income before extraordinary items$3,114,0001,489
Extraordinary gains, net$04
Net income$3,114,0001,488
Minority interest net income$060
Net income of bank and minority interests.$3,114,0001,489
Net charge-offs$437,000359
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$14,000464
Net operating income$3,114,0001,526
2022-03-31 (YTD Data)Rank
Total interest income$4,621,0001,528
Total interest expense$839,000656
Net interest income$3,782,0001,691
Provision for loan and lease losses$150,000763
Total noninterest income$1,460,0001,079
Gross Fiduciary activities income$0892
Service charges on deposit accounts$5,0004,417
Trading account gains and feesNANA
Additional Noninterest Income$1,455,000854
Total noninterest expense$2,943,0001,776
Salaries and employee benefits$2,324,0001,386
Premises and equipment expense$109,0003,205
Additional noninterest expense$510,0002,558
Pre-tax net operating income$2,149,0001,287
Securities gains (losses)$0623
Applicable income taxes$620,000864
Income before extraordinary items$1,529,0001,432
Extraordinary gains, net$04
Net income$1,529,0001,432
Minority interest net income$050
Net income of bank and minority interests.$1,529,0001,432
Net charge-offs$01,838
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$7,000422
Net operating income$1,529,0001,447
2021-12-31 (YTD Data)Rank
Total interest income$18,018,0001,610
Total interest expense$3,982,000677
Net interest income$14,036,0001,819
Provision for loan and lease losses$1,200,000489
Total noninterest income$9,396,000872
Gross Fiduciary activities income$0994
Service charges on deposit accounts$21,0004,437
Trading account gains and feesNANA
Additional Noninterest Income$9,375,000698
Total noninterest expense$15,878,0001,383
Salaries and employee benefits$13,086,0001,055
Premises and equipment expense$425,0003,249
Additional noninterest expense$2,367,0002,322
Pre-tax net operating income$6,354,0001,755
Securities gains (losses)$02,062
Applicable income taxes$1,838,0001,154
Income before extraordinary items$4,516,0002,013
Extraordinary gains, net$010
Net income$4,516,0002,013
Minority interest net income$074
Net income of bank and minority interests.$4,516,0002,014
Net charge-offs$-19,0003,821
Cash dividends$3,000,0001,157
Sale, conversion, retirement of capital stock, net$28,000533
Net operating income$4,516,0001,989
2021-09-30 (YTD Data)Rank
Total interest income$13,534,0001,642
Total interest expense$3,030,000704
Net interest income$10,504,0001,852
Provision for loan and lease losses$900,000492
Total noninterest income$7,554,000849
Gross Fiduciary activities income$0957
Service charges on deposit accounts$17,0004,473
Trading account gains and feesNANA
Additional Noninterest Income$7,537,000690
Total noninterest expense$12,430,0001,353
Salaries and employee benefits$10,278,0001,029
Premises and equipment expense$311,0003,332
Additional noninterest expense$1,841,0002,281
Pre-tax net operating income$4,728,0001,845
Securities gains (losses)$02,015
Applicable income taxes$1,364,0001,226
Income before extraordinary items$3,364,0002,100
Extraordinary gains, net$08
Net income$3,364,0002,101
Minority interest net income$069
Net income of bank and minority interests.$3,364,0002,101
Net charge-offs$-9,0003,624
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$21,000500
Net operating income$3,364,0002,075
2021-06-30 (YTD Data)Rank
Total interest income$8,799,0001,669
Total interest expense$2,048,000730
Net interest income$6,751,0001,881
Provision for loan and lease losses$600,000497
Total noninterest income$5,507,000804
Gross Fiduciary activities income$0951
Service charges on deposit accounts$10,0004,525
Trading account gains and feesNANA
Additional Noninterest Income$5,497,000662
Total noninterest expense$8,782,0001,284
Salaries and employee benefits$7,368,000948
Premises and equipment expense$208,0003,336
Additional noninterest expense$1,206,0002,292
Pre-tax net operating income$2,876,0001,941
Securities gains (losses)$01,818
Applicable income taxes$828,0001,290
Income before extraordinary items$2,048,0002,192
Extraordinary gains, net$06
Net income$2,048,0002,191
Minority interest net income$067
Net income of bank and minority interests.$2,048,0002,192
Net charge-offs$02,245
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$14,000479
Net operating income$2,048,0002,158
2021-03-31 (YTD Data)Rank
Total interest income$4,292,0001,701
Total interest expense$1,055,000758
Net interest income$3,237,0001,917
Provision for loan and lease losses$300,000548
Total noninterest income$2,586,000832
Gross Fiduciary activities income$0922
Service charges on deposit accounts$5,0004,525
Trading account gains and feesNANA
Additional Noninterest Income$2,581,000684
Total noninterest expense$4,143,0001,330
Salaries and employee benefits$3,506,000989
Premises and equipment expense$90,0003,559
Additional noninterest expense$547,0002,399
Pre-tax net operating income$1,380,0001,968
Securities gains (losses)$01,392
Applicable income taxes$396,0001,314
Income before extraordinary items$984,0002,240
Extraordinary gains, net$03
Net income$984,0002,241
Minority interest net income$055
Net income of bank and minority interests.$984,0002,240
Net charge-offs$01,930
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$6,000453
Net operating income$984,0002,194
2020-12-31 (YTD Data)Rank
Total interest income$16,824,0001,726
Total interest expense$5,764,000835
Net interest income$11,060,0002,087
Provision for loan and lease losses$1,800,0001,119
Total noninterest income$7,733,000963
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$23,0004,563
Trading account gains and feesNANA
Additional Noninterest Income$7,710,000763
Total noninterest expense$14,619,0001,438
Salaries and employee benefits$12,045,0001,073
Premises and equipment expense$449,0003,218
Additional noninterest expense$2,125,0002,434
Pre-tax net operating income$2,374,0002,743
Securities gains (losses)$02,675
Applicable income taxes$686,0001,719
Income before extraordinary items$1,688,0003,044
Extraordinary gains, net$04
Net income$1,688,0003,043
Minority interest net income$072
Net income of bank and minority interests.$1,688,0003,044
Net charge-offs$-233,0004,881
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$28,000516
Net operating income$1,688,0002,988
2020-09-30 (YTD Data)Rank
Total interest income$12,482,0001,749
Total interest expense$4,568,000841
Net interest income$7,914,0002,161
Provision for loan and lease losses$1,200,0001,222
Total noninterest income$4,938,0001,028
Gross Fiduciary activities income$0981
Service charges on deposit accounts$18,0004,574
Trading account gains and feesNANA
Additional Noninterest Income$4,920,000820
Total noninterest expense$10,250,0001,497
Salaries and employee benefits$8,430,0001,117
Premises and equipment expense$332,0003,248
Additional noninterest expense$1,488,0002,519
Pre-tax net operating income$1,402,0003,038
Securities gains (losses)$02,494
Applicable income taxes$513,0001,717
Income before extraordinary items$889,0003,494
Extraordinary gains, net$04
Net income$889,0003,493
Minority interest net income$065
Net income of bank and minority interests.$889,0003,494
Net charge-offs$140,0001,457
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$21,000487
Net operating income$889,0003,447
2020-06-30 (YTD Data)Rank
Total interest income$8,433,0001,746
Total interest expense$3,188,000870
Net interest income$5,245,0002,184
Provision for loan and lease losses$600,0001,444
Total noninterest income$2,764,0001,096
Gross Fiduciary activities income$0970
Service charges on deposit accounts$12,0004,605
Trading account gains and feesNANA
Additional Noninterest Income$2,752,000869
Total noninterest expense$6,499,0001,555
Salaries and employee benefits$5,262,0001,183
Premises and equipment expense$221,0003,256
Additional noninterest expense$1,016,0002,487
Pre-tax net operating income$910,0003,060
Securities gains (losses)$02,249
Applicable income taxes$382,0001,565
Income before extraordinary items$528,0003,597
Extraordinary gains, net$04
Net income$528,0003,597
Minority interest net income$065
Net income of bank and minority interests.$528,0003,597
Net charge-offs$203,0001,002
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$14,000467
Net operating income$528,0003,549
2020-03-31 (YTD Data)Rank
Total interest income$4,434,0001,671
Total interest expense$1,651,000928
Net interest income$2,783,0002,042
Provision for loan and lease losses$03,711
Total noninterest income$1,306,0001,086
Gross Fiduciary activities income$0941
Service charges on deposit accounts$6,0004,699
Trading account gains and feesNANA
Additional Noninterest Income$1,300,000812
Total noninterest expense$2,958,0001,714
Salaries and employee benefits$2,313,0001,333
Premises and equipment expense$113,0003,235
Additional noninterest expense$532,0002,435
Pre-tax net operating income$1,131,0001,663
Securities gains (losses)$01,705
Applicable income taxes$333,000999
Income before extraordinary items$798,0001,987
Extraordinary gains, net$04
Net income$798,0001,987
Minority interest net income$056
Net income of bank and minority interests.$798,0001,987
Net charge-offs$203,000626
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$7,000445
Net operating income$798,0001,949
2019-12-31 (YTD Data)Rank
Total interest income$21,103,0001,455
Total interest expense$7,210,000906
Net interest income$13,893,0001,718
Provision for loan and lease losses$600,0001,331
Total noninterest income$4,687,0001,173
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$25,0004,793
Trading account gains and feesNANA
Additional Noninterest Income$4,662,000872
Total noninterest expense$11,182,0001,746
Salaries and employee benefits$8,480,0001,388
Premises and equipment expense$463,0003,229
Additional noninterest expense$2,239,0002,380
Pre-tax net operating income$6,798,0001,393
Securities gains (losses)$02,379
Applicable income taxes$1,982,000907
Income before extraordinary items$4,816,0001,645
Extraordinary gains, net$011
Net income$4,816,0001,647
Minority interest net income$076
Net income of bank and minority interests.$4,816,0001,647
Net charge-offs$773,000788
Cash dividends$4,000,000959
Sale, conversion, retirement of capital stock, net$27,000569
Net operating income$4,816,0001,609
2019-09-30 (YTD Data)Rank
Total interest income$16,180,0001,436
Total interest expense$5,414,000912
Net interest income$10,766,0001,681
Provision for loan and lease losses$450,0001,249
Total noninterest income$3,091,0001,276
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$18,0004,873
Trading account gains and feesNANA
Additional Noninterest Income$3,073,000939
Total noninterest expense$8,078,0001,802
Salaries and employee benefits$5,977,0001,463
Premises and equipment expense$358,0003,198
Additional noninterest expense$1,743,0002,314
Pre-tax net operating income$5,329,0001,376
Securities gains (losses)$02,167
Applicable income taxes$1,535,000928
Income before extraordinary items$3,794,0001,602
Extraordinary gains, net$011
Net income$3,794,0001,603
Minority interest net income$072
Net income of bank and minority interests.$3,794,0001,603
Net charge-offs$616,000669
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$20,000537
Net operating income$3,794,0001,572
2019-06-30 (YTD Data)Rank
Total interest income$11,088,0001,396
Total interest expense$3,572,000903
Net interest income$7,516,0001,607
Provision for loan and lease losses$300,0001,195
Total noninterest income$1,549,0001,506
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$12,0004,903
Trading account gains and feesNANA
Additional Noninterest Income$1,537,0001,140
Total noninterest expense$5,085,0001,914
Salaries and employee benefits$3,715,0001,559
Premises and equipment expense$236,0003,230
Additional noninterest expense$1,134,0002,380
Pre-tax net operating income$3,680,0001,319
Securities gains (losses)$01,702
Applicable income taxes$1,070,000873
Income before extraordinary items$2,610,0001,545
Extraordinary gains, net$011
Net income$2,610,0001,546
Minority interest net income$069
Net income of bank and minority interests.$2,610,0001,545
Net charge-offs$617,000496
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$13,000528
Net operating income$2,610,0001,515
2019-03-31 (YTD Data)Rank
Total interest income$5,564,0001,382
Total interest expense$1,716,000908
Net interest income$3,848,0001,587
Provision for loan and lease losses$150,0001,133
Total noninterest income$459,0002,019
Gross Fiduciary activities income$0972
Service charges on deposit accounts$6,0004,956
Trading account gains and feesNANA
Additional Noninterest Income$453,0001,540
Total noninterest expense$2,235,0002,103
Salaries and employee benefits$1,599,0001,774
Premises and equipment expense$101,0003,522
Additional noninterest expense$535,0002,473
Pre-tax net operating income$1,922,0001,248
Securities gains (losses)$01,087
Applicable income taxes$557,000837
Income before extraordinary items$1,365,0001,462
Extraordinary gains, net$05
Net income$1,365,0001,461
Minority interest net income$052
Net income of bank and minority interests.$1,365,0001,461
Net charge-offs$02,740
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$6,000491
Net operating income$1,365,0001,439
2018-12-31 (YTD Data)Rank
Total interest income$20,916,0001,384
Total interest expense$5,395,000866
Net interest income$15,521,0001,553
Provision for loan and lease losses$1,200,000768
Total noninterest income$3,231,0001,458
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$26,0005,004
Trading account gains and feesNANA
Additional Noninterest Income$3,205,0001,090
Total noninterest expense$9,963,0001,908
Salaries and employee benefits$7,333,0001,533
Premises and equipment expense$405,0003,498
Additional noninterest expense$2,225,0002,417
Pre-tax net operating income$7,589,0001,274
Securities gains (losses)$01,125
Applicable income taxes$2,191,000833
Income before extraordinary items$5,398,0001,481
Extraordinary gains, net$06
Net income$5,398,0001,480
Minority interest net income$072
Net income of bank and minority interests.$5,398,0001,480
Net charge-offs$-485,0005,303
Cash dividends$3,000,0001,074
Sale, conversion, retirement of capital stock, net$27,000592
Net operating income$5,398,0001,477
2018-09-30 (YTD Data)Rank
Total interest income$15,479,0001,384
Total interest expense$3,831,000859
Net interest income$11,648,0001,547
Provision for loan and lease losses$900,000705
Total noninterest income$2,499,0001,449
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$18,0005,093
Trading account gains and feesNANA
Additional Noninterest Income$2,481,0001,071
Total noninterest expense$7,628,0001,871
Salaries and employee benefits$5,597,0001,498
Premises and equipment expense$305,0003,543
Additional noninterest expense$1,726,0002,355
Pre-tax net operating income$5,619,0001,294
Securities gains (losses)$01,118
Applicable income taxes$1,626,000841
Income before extraordinary items$3,993,0001,518
Extraordinary gains, net$05
Net income$3,993,0001,517
Minority interest net income$066
Net income of bank and minority interests.$3,993,0001,517
Net charge-offs$-167,0005,216
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$21,000558
Net operating income$3,993,0001,503
2018-06-30 (YTD Data)Rank
Total interest income$10,198,0001,386
Total interest expense$2,379,000856
Net interest income$7,819,0001,527
Provision for loan and lease losses$600,000688
Total noninterest income$1,553,0001,525
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$12,0005,147
Trading account gains and feesNANA
Additional Noninterest Income$1,541,0001,137
Total noninterest expense$4,987,0001,913
Salaries and employee benefits$3,627,0001,554
Premises and equipment expense$204,0003,560
Additional noninterest expense$1,156,0002,362
Pre-tax net operating income$3,785,0001,267
Securities gains (losses)$0961
Applicable income taxes$1,096,000828
Income before extraordinary items$2,689,0001,476
Extraordinary gains, net$06
Net income$2,689,0001,475
Minority interest net income$065
Net income of bank and minority interests.$2,689,0001,475
Net charge-offs$-3,0004,144
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$14,000554
Net operating income$2,689,0001,459
2018-03-31 (YTD Data)Rank
Total interest income$4,874,0001,429
Total interest expense$1,076,000886
Net interest income$3,798,0001,569
Provision for loan and lease losses$300,000673
Total noninterest income$683,0001,654
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$6,0005,187
Trading account gains and feesNANA
Additional Noninterest Income$677,0001,229
Total noninterest expense$2,436,0001,966
Salaries and employee benefits$1,736,0001,644
Premises and equipment expense$101,0003,637
Additional noninterest expense$599,0002,279
Pre-tax net operating income$1,745,0001,330
Securities gains (losses)$0735
Applicable income taxes$507,000859
Income before extraordinary items$1,238,0001,552
Extraordinary gains, net$07
Net income$1,238,0001,552
Minority interest net income$052
Net income of bank and minority interests.$1,238,0001,552
Net charge-offs$-1,0003,770
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$7,000519
Net operating income$1,238,0001,543
2017-12-31 (YTD Data)Rank
Total interest income$18,819,0001,421
Total interest expense$3,955,000843
Net interest income$14,864,0001,570
Provision for loan and lease losses$1,200,000775
Total noninterest income$3,574,0001,392
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$24,0005,289
Trading account gains and feesNANA
Additional Noninterest Income$3,550,0001,033
Total noninterest expense$9,763,0001,948
Salaries and employee benefits$7,240,0001,532
Premises and equipment expense$385,0003,726
Additional noninterest expense$2,138,0002,534
Pre-tax net operating income$7,475,0001,246
Securities gains (losses)$02,243
Applicable income taxes$3,903,000793
Income before extraordinary items$3,572,0001,769
Extraordinary gains, net$09
Net income$3,572,0001,770
Minority interest net income$076
Net income of bank and minority interests.$3,572,0001,770
Net charge-offs$472,0001,133
Cash dividends$2,500,0001,179
Sale, conversion, retirement of capital stock, net$13,000661
Net operating income$3,572,0001,753
2017-09-30 (YTD Data)Rank
Total interest income$14,034,0001,433
Total interest expense$2,923,000846
Net interest income$11,111,0001,574
Provision for loan and lease losses$900,000758
Total noninterest income$2,577,0001,437
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$19,0005,333
Trading account gains and feesNANA
Additional Noninterest Income$2,558,0001,082
Total noninterest expense$7,166,0001,981
Salaries and employee benefits$5,264,0001,585
Premises and equipment expense$289,0003,751
Additional noninterest expense$1,613,0002,534
Pre-tax net operating income$5,622,0001,263
Securities gains (losses)$02,274
Applicable income taxes$2,234,000859
Income before extraordinary items$3,388,0001,558
Extraordinary gains, net$09
Net income$3,388,0001,558
Minority interest net income$071
Net income of bank and minority interests.$3,388,0001,558
Net charge-offs$473,000838
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$7,000642
Net operating income$3,388,0001,538
2017-06-30 (YTD Data)Rank
Total interest income$9,118,0001,454
Total interest expense$1,917,000823
Net interest income$7,201,0001,609
Provision for loan and lease losses$600,000735
Total noninterest income$1,596,0001,523
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$13,0005,370
Trading account gains and feesNANA
Additional Noninterest Income$1,583,0001,143
Total noninterest expense$4,639,0002,040
Salaries and employee benefits$3,341,0001,669
Premises and equipment expense$191,0003,782
Additional noninterest expense$1,107,0002,488
Pre-tax net operating income$3,558,0001,302
Securities gains (losses)$01,906
Applicable income taxes$1,398,000881
Income before extraordinary items$2,160,0001,595
Extraordinary gains, net$011
Net income$2,160,0001,595
Minority interest net income$071
Net income of bank and minority interests.$2,160,0001,595
Net charge-offs$519,000546
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,160,0001,575
2017-03-31 (YTD Data)Rank
Total interest income$4,466,0001,471
Total interest expense$947,000813
Net interest income$3,519,0001,639
Provision for loan and lease losses$300,000670
Total noninterest income$749,0001,596
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$6,0005,438
Trading account gains and feesNANA
Additional Noninterest Income$743,0001,181
Total noninterest expense$2,301,0002,072
Salaries and employee benefits$1,641,0001,712
Premises and equipment expense$101,0003,717
Additional noninterest expense$559,0002,452
Pre-tax net operating income$1,667,0001,342
Securities gains (losses)$01,153
Applicable income taxes$655,000894
Income before extraordinary items$1,012,0001,662
Extraordinary gains, net$08
Net income$1,012,0001,662
Minority interest net income$055
Net income of bank and minority interests.$1,012,0001,662
Net charge-offs$8,0002,285
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,012,0001,645
2016-12-31 (YTD Data)Rank
Total interest income$17,784,0001,431
Total interest expense$3,726,000789
Net interest income$14,058,0001,593
Provision for loan and lease losses$2,400,000457
Total noninterest income$2,002,0002,116
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$46,0005,227
Trading account gains and fees$0170
Additional Noninterest Income$1,956,0001,616
Total noninterest expense$7,331,0002,462
Salaries and employee benefits$4,850,0002,139
Premises and equipment expense$400,0003,776
Additional noninterest expense$2,081,0002,681
Pre-tax net operating income$6,329,0001,339
Securities gains (losses)$03,212
Applicable income taxes$2,486,000900
Income before extraordinary items$3,843,0001,696
Extraordinary gains, net$05
Net income$3,843,0001,695
Minority interest net income$082
Net income of bank and minority interests.$3,843,0001,695
Net charge-offs$910,000705
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$3,843,0001,664
2016-09-30 (YTD Data)Rank
Total interest income$13,215,0001,446
Total interest expense$2,744,000799
Net interest income$10,471,0001,605
Provision for loan and lease losses$1,800,000445
Total noninterest income$1,563,0002,076
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$33,0005,309
Trading account gains and fees$0169
Additional Noninterest Income$1,530,0001,575
Total noninterest expense$5,175,0002,572
Salaries and employee benefits$3,491,0002,203
Premises and equipment expense$308,0003,746
Additional noninterest expense$1,376,0002,919
Pre-tax net operating income$5,059,0001,311
Securities gains (losses)$03,160
Applicable income taxes$1,987,000865
Income before extraordinary items$3,072,0001,652
Extraordinary gains, net$05
Net income$3,072,0001,651
Minority interest net income$071
Net income of bank and minority interests.$3,072,0001,652
Net charge-offs$-403,0005,836
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,072,0001,602
2016-06-30 (YTD Data)Rank
Total interest income$8,434,0001,513
Total interest expense$1,788,000816
Net interest income$6,646,0001,696
Provision for loan and lease losses$1,200,000436
Total noninterest income$543,0002,897
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$22,0005,357
Trading account gains and fees$0157
Additional Noninterest Income$521,0002,325
Total noninterest expense$3,163,0002,747
Salaries and employee benefits$2,072,0002,443
Premises and equipment expense$206,0003,766
Additional noninterest expense$885,0003,009
Pre-tax net operating income$2,826,0001,475
Securities gains (losses)$02,835
Applicable income taxes$1,112,0001,002
Income before extraordinary items$1,714,0001,884
Extraordinary gains, net$016
Net income$1,714,0001,883
Minority interest net income$071
Net income of bank and minority interests.$1,714,0001,883
Net charge-offs$-400,0005,953
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,714,0001,833
2016-03-31 (YTD Data)Rank
Total interest income$4,052,0001,562
Total interest expense$846,000858
Net interest income$3,206,0001,752
Provision for loan and lease losses$600,000400
Total noninterest income$378,0002,428
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$11,0005,366
Trading account gains and fees$0142
Additional Noninterest Income$367,0001,855
Total noninterest expense$1,694,0002,631
Salaries and employee benefits$1,150,0002,251
Premises and equipment expense$110,0003,683
Additional noninterest expense$434,0003,046
Pre-tax net operating income$1,290,0001,567
Securities gains (losses)$02,077
Applicable income taxes$508,0001,043
Income before extraordinary items$782,0002,028
Extraordinary gains, net$012
Net income$782,0002,028
Minority interest net income$062
Net income of bank and minority interests.$782,0002,028
Net charge-offs$-36,0005,632
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$782,0001,979
2015-12-31 (YTD Data)Rank
Total interest income$16,620,0001,484
Total interest expense$3,153,000888
Net interest income$13,467,0001,629
Provision for loan and lease losses$04,380
Total noninterest income$1,611,0002,394
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$44,0005,500
Trading account gains and fees$0159
Additional Noninterest Income$1,567,0001,802
Total noninterest expense$6,450,0002,718
Salaries and employee benefits$4,378,0002,302
Premises and equipment expense$357,0004,135
Additional noninterest expense$1,715,0003,111
Pre-tax net operating income$8,628,0001,012
Securities gains (losses)$03,216
Applicable income taxes$3,376,000702
Income before extraordinary items$5,252,0001,303
Extraordinary gains, net$023
Net income$5,252,0001,302
Minority interest net income$081
Net income of bank and minority interests.$5,252,0001,303
Net charge-offs$364,0001,441
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$-29,0006,090
Net operating income$5,252,0001,274
2015-09-30 (YTD Data)Rank
Total interest income$12,211,0001,528
Total interest expense$2,326,000914
Net interest income$9,885,0001,677
Provision for loan and lease losses$04,232
Total noninterest income$1,211,0002,409
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$33,0005,577
Trading account gains and fees$0153
Additional Noninterest Income$1,178,0001,822
Total noninterest expense$4,785,0002,749
Salaries and employee benefits$3,207,0002,344
Premises and equipment expense$281,0004,079
Additional noninterest expense$1,297,0003,107
Pre-tax net operating income$6,311,0001,044
Securities gains (losses)$03,031
Applicable income taxes$2,468,000727
Income before extraordinary items$3,843,0001,337
Extraordinary gains, net$021
Net income$3,843,0001,337
Minority interest net income$078
Net income of bank and minority interests.$3,843,0001,337
Net charge-offs$-4,0004,929
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$-30,0006,199
Net operating income$3,843,0001,305
2015-06-30 (YTD Data)Rank
Total interest income$8,149,0001,530
Total interest expense$1,532,000927
Net interest income$6,617,0001,677
Provision for loan and lease losses$04,069
Total noninterest income$659,0002,698
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$22,0005,604
Trading account gains and fees$0157
Additional Noninterest Income$637,0002,087
Total noninterest expense$3,057,0002,849
Salaries and employee benefits$2,002,0002,516
Premises and equipment expense$182,0004,176
Additional noninterest expense$873,0003,122
Pre-tax net operating income$4,219,0001,042
Securities gains (losses)$02,636
Applicable income taxes$1,646,000735
Income before extraordinary items$2,573,0001,316
Extraordinary gains, net$022
Net income$2,573,0001,318
Minority interest net income$075
Net income of bank and minority interests.$2,573,0001,317
Net charge-offs$-3,0004,856
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$-30,0006,289
Net operating income$2,573,0001,289
2015-03-31 (YTD Data)Rank
Total interest income$4,063,0001,527
Total interest expense$755,000951
Net interest income$3,308,0001,672
Provision for loan and lease losses$03,703
Total noninterest income$225,0003,212
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$12,0005,557
Trading account gains and fees$0152
Additional Noninterest Income$213,0002,549
Total noninterest expense$1,433,0002,992
Salaries and employee benefits$925,0002,674
Premises and equipment expense$71,0004,689
Additional noninterest expense$437,0003,095
Pre-tax net operating income$2,100,0001,022
Securities gains (losses)$02,027
Applicable income taxes$814,000725
Income before extraordinary items$1,286,0001,291
Extraordinary gains, net$013
Net income$1,286,0001,292
Minority interest net income$064
Net income of bank and minority interests.$1,286,0001,293
Net charge-offs$-3,0004,874
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$-30,0006,381
Net operating income$1,286,0001,253
2014-12-31 (YTD Data)Rank
Total interest income$16,787,0001,486
Total interest expense$2,757,0001,078
Net interest income$14,030,0001,574
Provision for loan and lease losses$04,603
Total noninterest income$1,101,0002,963
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$52,0005,681
Trading account gains and fees$0180
Additional Noninterest Income$1,049,0002,263
Total noninterest expense$5,970,0002,931
Salaries and employee benefits$3,876,0002,569
Premises and equipment expense$285,0004,767
Additional noninterest expense$1,809,0003,106
Pre-tax net operating income$9,161,000908
Securities gains (losses)$03,259
Applicable income taxes$3,821,000605
Income before extraordinary items$5,340,0001,227
Extraordinary gains, net$017
Net income$5,340,0001,224
Minority interest net income$084
Net income of bank and minority interests.$5,340,0001,226
Net charge-offs$158,0002,728
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$-39,0006,420
Net operating income$5,340,0001,197
2014-09-30 (YTD Data)Rank
Total interest income$12,501,0001,509
Total interest expense$2,028,0001,110
Net interest income$10,473,0001,587
Provision for loan and lease losses$04,401
Total noninterest income$959,0002,758
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$40,0005,730
Trading account gains and fees$0174
Additional Noninterest Income$919,0002,050
Total noninterest expense$4,378,0002,988
Salaries and employee benefits$2,751,0002,680
Premises and equipment expense$217,0004,789
Additional noninterest expense$1,410,0003,028
Pre-tax net operating income$7,054,000897
Securities gains (losses)$02,980
Applicable income taxes$2,842,000615
Income before extraordinary items$4,212,0001,179
Extraordinary gains, net$015
Net income$4,212,0001,177
Minority interest net income$081
Net income of bank and minority interests.$4,212,0001,178
Net charge-offs$-9,0005,598
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$-26,0006,514
Net operating income$4,212,0001,152
2014-06-30 (YTD Data)Rank
Total interest income$8,227,0001,519
Total interest expense$1,321,0001,137
Net interest income$6,906,0001,594
Provision for loan and lease losses$04,196
Total noninterest income$510,0003,074
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$28,0005,701
Trading account gains and fees$0172
Additional Noninterest Income$482,0002,351
Total noninterest expense$2,843,0003,057
Salaries and employee benefits$1,685,0002,863
Premises and equipment expense$154,0004,702
Additional noninterest expense$1,004,0002,877
Pre-tax net operating income$4,573,000893
Securities gains (losses)$02,580
Applicable income taxes$1,852,000612
Income before extraordinary items$2,721,0001,173
Extraordinary gains, net$020
Net income$2,721,0001,173
Minority interest net income$080
Net income of bank and minority interests.$2,721,0001,174
Net charge-offs$-6,0005,507
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$6,000712
Net operating income$2,721,0001,151
2014-03-31 (YTD Data)Rank
Total interest income$4,034,0001,536
Total interest expense$642,0001,171
Net interest income$3,392,0001,617
Provision for loan and lease losses$03,817
Total noninterest income$230,0003,209
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$15,0005,639
Trading account gains and fees$0147
Additional Noninterest Income$215,0002,448
Total noninterest expense$1,330,0003,229
Salaries and employee benefits$777,0003,053
Premises and equipment expense$91,0004,427
Additional noninterest expense$462,0003,073
Pre-tax net operating income$2,292,000866
Securities gains (losses)$01,715
Applicable income taxes$929,000596
Income before extraordinary items$1,363,0001,135
Extraordinary gains, net$016
Net income$1,363,0001,136
Minority interest net income$066
Net income of bank and minority interests.$1,363,0001,136
Net charge-offs$-3,0005,214
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$5,000642
Net operating income$1,363,0001,119
2013-12-31 (YTD Data)Rank
Total interest income$15,107,0001,651
Total interest expense$2,449,0001,388
Net interest income$12,658,0001,699
Provision for loan and lease losses$600,0001,620
Total noninterest income$1,728,0002,361
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$56,0005,882
Trading account gains and fees$0184
Additional Noninterest Income$1,672,0001,724
Total noninterest expense$5,671,0003,106
Salaries and employee benefits$3,385,0002,870
Premises and equipment expense$233,0005,328
Additional noninterest expense$2,053,0002,911
Pre-tax net operating income$8,115,000945
Securities gains (losses)$03,182
Applicable income taxes$3,287,000624
Income before extraordinary items$4,828,0001,263
Extraordinary gains, net$029
Net income$4,828,0001,265
Minority interest net income$090
Net income of bank and minority interests.$4,828,0001,266
Net charge-offs$236,0002,829
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$16,000800
Net operating income$4,828,0001,240
2013-09-30 (YTD Data)Rank
Total interest income$11,038,0001,702
Total interest expense$1,797,0001,465
Net interest income$9,241,0001,746
Provision for loan and lease losses$600,0001,326
Total noninterest income$1,522,0002,192
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$43,0005,934
Trading account gains and fees$0180
Additional Noninterest Income$1,479,0001,568
Total noninterest expense$4,380,0003,051
Salaries and employee benefits$2,537,0002,881
Premises and equipment expense$178,0005,320
Additional noninterest expense$1,665,0002,742
Pre-tax net operating income$5,783,0001,003
Securities gains (losses)$03,040
Applicable income taxes$2,345,000648
Income before extraordinary items$3,438,0001,323
Extraordinary gains, net$025
Net income$3,438,0001,325
Minority interest net income$084
Net income of bank and minority interests.$3,438,0001,325
Net charge-offs$61,0003,704
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$12,000757
Net operating income$3,438,0001,299
2013-06-30 (YTD Data)Rank
Total interest income$7,291,0001,718
Total interest expense$1,185,0001,512
Net interest income$6,106,0001,756
Provision for loan and lease losses$600,000990
Total noninterest income$981,0002,247
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$28,0005,967
Trading account gains and fees$0157
Additional Noninterest Income$953,0001,635
Total noninterest expense$2,933,0003,051
Salaries and employee benefits$1,687,0002,904
Premises and equipment expense$120,0005,304
Additional noninterest expense$1,126,0002,682
Pre-tax net operating income$3,554,0001,062
Securities gains (losses)$02,791
Applicable income taxes$1,442,000698
Income before extraordinary items$2,112,0001,430
Extraordinary gains, net$022
Net income$2,112,0001,433
Minority interest net income$082
Net income of bank and minority interests.$2,112,0001,433
Net charge-offs$70,0003,069
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$7,000740
Net operating income$2,112,0001,379
2013-03-31 (YTD Data)Rank
Total interest income$3,617,0001,743
Total interest expense$591,0001,562
Net interest income$3,026,0001,780
Provision for loan and lease losses$300,000980
Total noninterest income$444,0002,404
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$12,0006,102
Trading account gains and fees$0148
Additional Noninterest Income$432,0001,756
Total noninterest expense$1,609,0002,862
Salaries and employee benefits$824,0002,981
Premises and equipment expense$53,0005,559
Additional noninterest expense$732,0002,123
Pre-tax net operating income$1,561,0001,169
Securities gains (losses)$01,966
Applicable income taxes$634,000749
Income before extraordinary items$927,0001,586
Extraordinary gains, net$010
Net income$927,0001,589
Minority interest net income$076
Net income of bank and minority interests.$927,0001,588
Net charge-offs$75,0002,120
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$5,000663
Net operating income$927,0001,528
2012-12-31 (YTD Data)Rank
Total interest income$13,126,0002,006
Total interest expense$2,365,0001,843
Net interest income$10,761,0002,017
Provision for loan and lease losses$1,600,0001,262
Total noninterest income$1,697,0002,432
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$53,0006,168
Trading account gains and fees$0166
Additional Noninterest Income$1,644,0001,755
Total noninterest expense$5,953,0003,068
Salaries and employee benefits$3,299,0002,928
Premises and equipment expense$237,0005,452
Additional noninterest expense$2,417,0002,637
Pre-tax net operating income$4,905,0001,397
Securities gains (losses)$03,810
Applicable income taxes$1,995,000882
Income before extraordinary items$2,910,0001,912
Extraordinary gains, net$029
Net income$2,910,0001,911
Minority interest net income$093
Net income of bank and minority interests.$2,910,0001,913
Net charge-offs$1,691,0001,308
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$-35,0007,003
Net operating income$2,910,0001,806
2012-09-30 (YTD Data)Rank
Total interest income$9,449,0002,114
Total interest expense$1,760,0001,939
Net interest income$7,689,0002,133
Provision for loan and lease losses$1,300,0001,209
Total noninterest income$1,337,0002,360
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$42,0006,199
Trading account gains and fees$0157
Additional Noninterest Income$1,295,0001,689
Total noninterest expense$4,506,0003,046
Salaries and employee benefits$2,661,0002,766
Premises and equipment expense$173,0005,557
Additional noninterest expense$1,672,0002,852
Pre-tax net operating income$3,220,0001,604
Securities gains (losses)$03,575
Applicable income taxes$1,320,000996
Income before extraordinary items$1,900,0002,208
Extraordinary gains, net$020
Net income$1,900,0002,209
Minority interest net income$086
Net income of bank and minority interests.$1,900,0002,209
Net charge-offs$1,641,0001,053
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$-37,0007,110
Net operating income$1,900,0002,081
2012-06-30 (YTD Data)Rank
Total interest income$6,112,0002,184
Total interest expense$1,168,0002,014
Net interest income$4,944,0002,214
Provision for loan and lease losses$1,000,0001,094
Total noninterest income$720,0002,652
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$23,0006,408
Trading account gains and fees$0153
Additional Noninterest Income$697,0001,920
Total noninterest expense$2,939,0003,111
Salaries and employee benefits$1,650,0002,952
Premises and equipment expense$115,0005,572
Additional noninterest expense$1,174,0002,738
Pre-tax net operating income$1,725,0001,892
Securities gains (losses)$03,178
Applicable income taxes$711,0001,163
Income before extraordinary items$1,014,0002,600
Extraordinary gains, net$019
Net income$1,014,0002,600
Minority interest net income$084
Net income of bank and minority interests.$1,014,0002,600
Net charge-offs$963,0001,165
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$72,000421
Net operating income$1,014,0002,459
2012-03-31 (YTD Data)Rank
Total interest income$2,978,0002,270
Total interest expense$595,0002,051
Net interest income$2,383,0002,300
Provision for loan and lease losses$600,000917
Total noninterest income$764,0001,583
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$13,0006,301
Trading account gains and fees$0148
Additional Noninterest Income$751,0001,129
Total noninterest expense$1,655,0002,811
Salaries and employee benefits$1,203,0002,080
Premises and equipment expense$58,0005,568
Additional noninterest expense$394,0003,672
Pre-tax net operating income$892,0001,852
Securities gains (losses)$02,210
Applicable income taxes$369,0001,137
Income before extraordinary items$523,0002,508
Extraordinary gains, net$019
Net income$523,0002,510
Minority interest net income$078
Net income of bank and minority interests.$523,0002,511
Net charge-offs$131,0002,216
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$43,000345
Net operating income$523,0002,387
2011-12-31 (YTD Data)Rank
Total interest income$11,074,0002,519
Total interest expense$2,569,0002,250
Net interest income$8,505,0002,571
Provision for loan and lease losses$2,450,0001,357
Total noninterest income$2,500,0001,714
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$40,0006,490
Trading account gains and fees$0146
Additional Noninterest Income$2,460,0001,186
Total noninterest expense$5,995,0003,060
Salaries and employee benefits$3,825,0002,510
Premises and equipment expense$260,0005,531
Additional noninterest expense$1,910,0003,264
Pre-tax net operating income$2,560,0002,091
Securities gains (losses)$03,838
Applicable income taxes$726,0001,648
Income before extraordinary items$1,834,0002,419
Extraordinary gains, net$029
Net income$1,834,0002,419
Minority interest net income$096
Net income of bank and minority interests.$1,834,0002,420
Net charge-offs$772,0002,682
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$171,000555
Net operating income$1,834,0002,333
2011-09-30 (YTD Data)Rank
Total interest income$8,267,0002,551
Total interest expense$1,908,0002,371
Net interest income$6,359,0002,598
Provision for loan and lease losses$2,150,0001,181
Total noninterest income$1,627,0001,893
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$31,0006,501
Trading account gains and fees$0145
Additional Noninterest Income$1,596,0001,293
Total noninterest expense$4,105,0003,303
Salaries and employee benefits$2,616,0002,751
Premises and equipment expense$197,0005,550
Additional noninterest expense$1,292,0003,510
Pre-tax net operating income$1,731,0002,331
Securities gains (losses)$03,555
Applicable income taxes$726,0001,384
Income before extraordinary items$1,005,0003,055
Extraordinary gains, net$021
Net income$1,005,0003,057
Minority interest net income$087
Net income of bank and minority interests.$1,005,0003,057
Net charge-offs$289,0003,291
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$128,000519
Net operating income$1,005,0002,956
2011-06-30 (YTD Data)Rank
Total interest income$5,312,0002,668
Total interest expense$1,285,0002,430
Net interest income$4,027,0002,722
Provision for loan and lease losses$1,650,0001,039
Total noninterest income$850,0002,236
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$19,0006,582
Trading account gains and fees$0153
Additional Noninterest Income$831,0001,525
Total noninterest expense$2,529,0003,551
Salaries and employee benefits$1,492,0003,155
Premises and equipment expense$133,0005,562
Additional noninterest expense$904,0003,448
Pre-tax net operating income$698,0003,187
Securities gains (losses)$02,914
Applicable income taxes$301,0001,791
Income before extraordinary items$397,0003,993
Extraordinary gains, net$015
Net income$397,0003,994
Minority interest net income$089
Net income of bank and minority interests.$397,0003,995
Net charge-offs$291,0002,717
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$86,000430
Net operating income$397,0003,893
2011-03-31 (YTD Data)Rank
Total interest income$2,588,0002,744
Total interest expense$661,0002,446
Net interest income$1,927,0002,816
Provision for loan and lease losses$850,000974
Total noninterest income$475,0002,075
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$9,0006,596
Trading account gains and fees$0158
Additional Noninterest Income$466,0001,413
Total noninterest expense$1,169,0003,771
Salaries and employee benefits$780,0003,061
Premises and equipment expense$68,0005,570
Additional noninterest expense$321,0004,342
Pre-tax net operating income$383,0003,057
Securities gains (losses)$01,772
Applicable income taxes$164,0001,708
Income before extraordinary items$219,0003,822
Extraordinary gains, net$09
Net income$219,0003,820
Minority interest net income$086
Net income of bank and minority interests.$219,0003,822
Net charge-offs$49,0003,367
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$43,000380
Net operating income$219,0003,771
2010-12-31 (YTD Data)Rank
Total interest income$10,874,0002,745
Total interest expense$2,980,0002,623
Net interest income$7,894,0002,758
Provision for loan and lease losses$3,400,0001,486
Total noninterest income$1,285,0002,786
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$35,0006,460
Trading account gains and fees$0175
Additional Noninterest Income$1,250,0001,906
Total noninterest expense$3,874,0004,292
Salaries and employee benefits$2,415,0003,677
Premises and equipment expense$114,0006,932
Additional noninterest expense$1,345,0004,308
Pre-tax net operating income$1,905,0002,325
Securities gains (losses)$03,793
Applicable income taxes$563,0001,768
Income before extraordinary items$1,342,0002,689
Extraordinary gains, net$029
Net income$1,342,0002,685
Minority interest net income$0111
Net income of bank and minority interests.$1,342,0002,690
Net charge-offs$903,0002,832
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$160,000676
Net operating income$1,342,0002,594
2010-09-30 (YTD Data)Rank
Total interest income$8,043,0002,831
Total interest expense$2,261,0002,687
Net interest income$5,782,0002,851
Provision for loan and lease losses$2,650,0001,375
Total noninterest income$307,0005,010
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$27,0006,531
Trading account gains and fees$0165
Additional Noninterest Income$280,0003,648
Total noninterest expense$2,266,0005,026
Salaries and employee benefits$1,337,0004,586
Premises and equipment expense$65,0007,256
Additional noninterest expense$864,0004,712
Pre-tax net operating income$1,173,0002,826
Securities gains (losses)$03,651
Applicable income taxes$480,0001,713
Income before extraordinary items$693,0003,527
Extraordinary gains, net$023
Net income$693,0003,525
Minority interest net income$0110
Net income of bank and minority interests.$693,0003,527
Net charge-offs$42,0005,637
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$120,000608
Net operating income$693,0003,393
2010-06-30 (YTD Data)Rank
Total interest income$5,270,0002,913
Total interest expense$1,518,0002,760
Net interest income$3,752,0002,931
Provision for loan and lease losses$1,900,0001,320
Total noninterest income$22,0007,294
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$16,0006,614
Trading account gains and fees$0152
Additional Noninterest Income$6,0007,011
Total noninterest expense$1,319,0005,412
Salaries and employee benefits$795,0004,950
Premises and equipment expense$31,0007,514
Additional noninterest expense$493,0005,130
Pre-tax net operating income$555,0003,457
Securities gains (losses)$03,184
Applicable income taxes$232,0001,985
Income before extraordinary items$323,0004,172
Extraordinary gains, net$019
Net income$323,0004,171
Minority interest net income$0105
Net income of bank and minority interests.$323,0004,171
Net charge-offs$06,372
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$80,000531
Net operating income$323,0004,031
2010-03-31 (YTD Data)Rank
Total interest income$2,600,0002,995
Total interest expense$752,0002,909
Net interest income$1,848,0002,995
Provision for loan and lease losses$900,0001,245
Total noninterest income$6,0007,533
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$5,0006,829
Trading account gains and fees$0175
Additional Noninterest Income$1,0007,328
Total noninterest expense$632,0005,610
Salaries and employee benefits$400,0005,006
Premises and equipment expense$17,0007,545
Additional noninterest expense$215,0005,514
Pre-tax net operating income$322,0003,247
Securities gains (losses)$02,284
Applicable income taxes$133,0001,850
Income before extraordinary items$189,0003,991
Extraordinary gains, net$016
Net income$189,0003,990
Minority interest net income$091
Net income of bank and minority interests.$189,0003,990
Net charge-offs$05,610
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$40,000470
Net operating income$189,0003,882
2009-12-31 (YTD Data)Rank
Total interest income$8,157,0003,763
Total interest expense$2,785,0003,617
Net interest income$5,372,0003,768
Provision for loan and lease losses$2,355,0002,265
Total noninterest income$52,0007,382
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$49,0006,484
Trading account gains and fees$0211
Additional Noninterest Income$3,0007,342
Total noninterest expense$2,191,0006,015
Salaries and employee benefits$1,301,0005,605
Premises and equipment expense$65,0007,683
Additional noninterest expense$825,0005,751
Pre-tax net operating income$878,0003,197
Securities gains (losses)$03,754
Applicable income taxes$370,0001,837
Income before extraordinary items$508,0003,841
Extraordinary gains, net$034
Net income$508,0003,840
Minority interest net income$0115
Net income of bank and minority interests.$508,0003,841
Net charge-offs$07,246
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$146,000792
Net operating income$508,0003,784
2009-09-30 (YTD Data)Rank
Total interest income$5,776,0003,983
Total interest expense$2,086,0003,755
Net interest income$3,690,0003,988
Provision for loan and lease losses$1,605,0002,141
Total noninterest income$36,0007,535
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$32,0006,633
Trading account gains and fees$0212
Additional Noninterest Income$4,0007,458
Total noninterest expense$1,586,0006,110
Salaries and employee benefits$958,0005,694
Premises and equipment expense$49,0007,752
Additional noninterest expense$579,0005,908
Pre-tax net operating income$535,0003,797
Securities gains (losses)$03,497
Applicable income taxes$229,0002,183
Income before extraordinary items$306,0004,405
Extraordinary gains, net$027
Net income$306,0004,402
Minority interest net income$0118
Net income of bank and minority interests.$306,0004,405
Net charge-offs$06,987
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$108,000721
Net operating income$306,0004,341
2009-06-30 (YTD Data)Rank
Total interest income$3,594,0004,193
Total interest expense$1,386,0003,869
Net interest income$2,208,0004,282
Provision for loan and lease losses$855,0002,253
Total noninterest income$21,0007,665
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$20,0006,708
Trading account gains and fees$0193
Additional Noninterest Income$1,0007,675
Total noninterest expense$1,024,0006,244
Salaries and employee benefits$624,0005,826
Premises and equipment expense$32,0007,838
Additional noninterest expense$368,0006,032
Pre-tax net operating income$350,0003,917
Securities gains (losses)$03,136
Applicable income taxes$150,0002,269
Income before extraordinary items$200,0004,538
Extraordinary gains, net$021
Net income$200,0004,536
Minority interest net income$0112
Net income of bank and minority interests.$200,0004,536
Net charge-offs$06,628
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$70,000707
Net operating income$200,0004,440
2009-03-31 (YTD Data)Rank
Total interest income$1,662,0004,458
Total interest expense$696,0003,959
Net interest income$966,0004,673
Provision for loan and lease losses$405,0001,977
Total noninterest income$9,0007,788
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$9,0006,767
Trading account gains and fees$0171
Additional Noninterest Income$07,833
Total noninterest expense$505,0006,251
Salaries and employee benefits$321,0005,804
Premises and equipment expense$16,0007,871
Additional noninterest expense$168,0006,037
Pre-tax net operating income$65,0005,430
Securities gains (losses)$02,434
Applicable income taxes$31,0003,260
Income before extraordinary items$34,0005,935
Extraordinary gains, net$015
Net income$34,0005,937
Minority interest net income$0102
Net income of bank and minority interests.$34,0005,937
Net charge-offs$05,728
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$32,000624
Net operating income$34,0005,769
2008-12-31 (YTD Data)Rank
Total interest income$5,110,0005,395
Total interest expense$2,116,0005,170
Net interest income$2,994,0005,426
Provision for loan and lease losses$1,306,0002,322
Total noninterest income$48,0007,752
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$21,0007,028
Trading account gains and fees$0154
Additional Noninterest Income$27,0007,241
Total noninterest expense$1,449,0006,935
Salaries and employee benefits$920,0006,608
Premises and equipment expense$64,0007,936
Additional noninterest expense$465,0006,774
Pre-tax net operating income$287,0005,486
Securities gains (losses)$03,220
Applicable income taxes$04,979
Income before extraordinary items$287,0005,168
Extraordinary gains, net$039
Net income$287,0005,166
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,039
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$120,000920
Net operating income$287,0005,330
2008-09-30 (YTD Data)Rank
Total interest income$3,522,0005,704
Total interest expense$1,409,0005,600
Net interest income$2,113,0005,631
Provision for loan and lease losses$916,0001,932
Total noninterest income$36,0007,884
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$10,0007,175
Trading account gains and fees$0148
Additional Noninterest Income$26,0007,229
Total noninterest expense$1,004,0007,108
Salaries and employee benefits$611,0006,874
Premises and equipment expense$35,0008,137
Additional noninterest expense$358,0006,711
Pre-tax net operating income$229,0005,933
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$229,0005,556
Extraordinary gains, net$031
Net income$229,0005,553
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,534
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$89,000817
Net operating income$229,0005,733
2008-06-30 (YTD Data)Rank
Total interest income$2,201,0005,930
Total interest expense$836,0006,009
Net interest income$1,365,0005,748
Provision for loan and lease losses$546,0001,820
Total noninterest income$4,0008,229
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$4,0007,287
Trading account gains and fees$0149
Additional Noninterest Income$08,191
Total noninterest expense$672,0007,146
Salaries and employee benefits$414,0006,900
Premises and equipment expense$32,0008,048
Additional noninterest expense$226,0006,836
Pre-tax net operating income$151,0006,112
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$151,0005,965
Extraordinary gains, net$021
Net income$151,0005,963
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$64,000699
Net operating income$151,0005,908
2008-03-31 (YTD Data)Rank
Total interest income$1,034,0006,143
Total interest expense$370,0006,399
Net interest income$664,0005,827
Provision for loan and lease losses$246,0001,610
Total noninterest income$1,0008,296
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$1,0007,357
Trading account gains and fees$0158
Additional Noninterest Income$08,220
Total noninterest expense$342,0007,141
Salaries and employee benefits$205,0006,952
Premises and equipment expense$16,0008,087
Additional noninterest expense$121,0006,703
Pre-tax net operating income$77,0006,284
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$77,0006,171
Extraordinary gains, net$015
Net income$77,0006,173
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$32,000576
Net operating income$77,0006,078
2007-12-31 (YTD Data)Rank
Total interest income$1,263,0008,050
Total interest expense$266,0008,242
Net interest income$997,0007,747
Provision for loan and lease losses$284,0003,302
Total noninterest income$1,0008,400
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,0007,464
Trading account gains and fees$0178
Additional Noninterest Income$08,329
Total noninterest expense$1,320,0007,178
Salaries and employee benefits$919,0006,636
Premises and equipment expense$36,0008,354
Additional noninterest expense$365,0007,226
Pre-tax net operating income$-606,0007,876
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$-606,0007,953
Extraordinary gains, net$039
Net income$-606,0007,951
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$8,073,000212
Net operating income$-606,0007,945
2007-09-30 (YTD Data)Rank
Total interest income$556,0008,351
Total interest expense$70,0008,436
Net interest income$486,0008,198
Provision for loan and lease losses$181,0003,142
Total noninterest income$08,457
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$07,525
Trading account gains and fees$0184
Additional Noninterest Income$08,377
Total noninterest expense$959,0007,224
Salaries and employee benefits$692,0006,627
Premises and equipment expense$21,0008,416
Additional noninterest expense$246,0007,391
Pre-tax net operating income$-654,0008,162
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$-654,0008,207
Extraordinary gains, net$033
Net income$-654,0008,203
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$8,041,000156
Net operating income$-654,0008,197
2007-06-30 (YTD Data)Rank
Total interest income$148,0008,557
Total interest expense$3,0008,585
Net interest income$145,0008,530
Provision for loan and lease losses$33,0004,815
Total noninterest income$08,515
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$07,560
Trading account gains and fees$0168
Additional Noninterest Income$08,426
Total noninterest expense$632,0007,287
Salaries and employee benefits$465,0006,650
Premises and equipment expense$9,0008,515
Additional noninterest expense$158,0007,486
Pre-tax net operating income$-520,0008,313
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$-520,0008,343
Extraordinary gains, net$029
Net income$-520,0008,342
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$8,010,000117
Net operating income$-520,0008,336

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.