| 2004-03-31 | Rank |
| # of Employees: | 194 | 827 |
| Assets and Liabilities |
| Total Assets: | $1,107,960,000 | 523 |
| Cash and due from depository institutions | $14,506,000 | 827 |
| Interest-bearing balances | $95,000 | 5,500 |
| Securities | $359,899,000 | 398 |
| Federal funds sold & reverse repurchase agreements | $94,728,000 | 172 |
| Net loans & leases | $576,784,000 | 639 |
| Loan loss allowance | $8,067,000 | 597 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $11,269,000 | 797 |
| Other real estate owned | $424,000 | 827 |
| Goodwill and other intangibles | $9,508,000 | 501 |
| All other assets | $40,842,000 | 452 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $1,107,960,000 | 523 |
| Total liabilities | $1,016,753,000 | 510 |
| Total deposits | $783,912,000 | 552 |
| Interest-bearing deposits | $753,888,000 | 485 |
| Deposits held in domestic offices | $783,912,000 | 549 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $112,822,000 | 265 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $116,522,000 | 456 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $3,497,000 | 1,276 |
| Total equity capital | $91,207,000 | 620 |
| Total bank equity capital | $91,207,000 | 620 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $650,000 | 3,724 |
| Surplus | $53,051,000 | 478 |
| Undivided profits | $37,506,000 | 888 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $7,929,000 | 415 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,696,000 | 126 |
| Income earned, not collected on loans | $6,857,000 | 383 |
| Earning assets | $1,031,506,000 | 516 |
| Long-term assets (5+ years) | $186,463,000 | 580 |
| Average Assets, year-to-date | $1,105,471,500 | 521 |
| Average Assets, quarterly | $1,105,471,500 | 521 |
| Volatile liabilities | $259,536,000 | 516 |
| Insider loans | $3,267,000 | 1,743 |
| FHLB advances | $115,898,000 | 396 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $130,574,000 | 713 |
| Tier 1 (core) risk-based capital | $81,309,000 | 629 |
| Tier 2 risk-based capital | $8,067,000 | 603 |
| Total risk weighted assets | $715,847,000 | 564 |
| Total unused commitments | $130,574,000 | 713 |
| Derivatives | $60,000,000 | 229 |
| 2003-12-31 | Rank |
| # of Employees: | 205 | 783 |
| Assets and Liabilities |
| Total Assets: | $1,102,983,000 | 528 |
| Cash and due from depository institutions | $22,693,000 | 783 |
| Interest-bearing balances | $95,000 | 5,441 |
| Securities | $341,501,000 | 433 |
| Federal funds sold & reverse repurchase agreements | $7,086,000 | 1,686 |
| Net loans & leases | $668,151,000 | 557 |
| Loan loss allowance | $8,434,000 | 573 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $11,571,000 | 771 |
| Other real estate owned | $544,000 | 783 |
| Goodwill and other intangibles | $9,508,000 | 499 |
| All other assets | $41,929,000 | 454 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,102,983,000 | 528 |
| Total liabilities | $1,013,835,000 | 515 |
| Total deposits | $774,325,000 | 553 |
| Interest-bearing deposits | $742,822,000 | 489 |
| Deposits held in domestic offices | $774,325,000 | 551 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $116,599,000 | 268 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $116,582,000 | 477 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $6,329,000 | 788 |
| Total equity capital | $89,148,000 | 623 |
| Total bank equity capital | $89,148,000 | 623 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $650,000 | 3,752 |
| Surplus | $53,051,000 | 480 |
| Undivided profits | $35,447,000 | 915 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $7,718,000 | 434 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,419,000 | 136 |
| Income earned, not collected on loans | $7,164,000 | 373 |
| Earning assets | $1,016,833,000 | 522 |
| Long-term assets (5+ years) | $202,119,000 | 551 |
| Average Assets, year-to-date | $1,087,201,200 | 516 |
| Average Assets, quarterly | $1,108,359,500 | 526 |
| Volatile liabilities | $252,605,000 | 526 |
| Insider loans | $3,264,000 | 1,718 |
| FHLB advances | $115,898,000 | 409 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $120,670,000 | 733 |
| Tier 1 (core) risk-based capital | $80,857,000 | 627 |
| Tier 2 risk-based capital | $8,434,000 | 580 |
| Total risk weighted assets | $784,097,000 | 523 |
| Total unused commitments | $120,670,000 | 733 |
| Derivatives | $60,000,000 | 211 |
| 2003-09-30 | Rank |
| # of Employees: | 214 | 767 |
| Assets and Liabilities |
| Total Assets: | $1,113,736,000 | 537 |
| Cash and due from depository institutions | $21,206,000 | 767 |
| Interest-bearing balances | $95,000 | 5,525 |
| Securities | $361,670,000 | 413 |
| Federal funds sold & reverse repurchase agreements | $13,000 | 6,578 |
| Net loans & leases | $667,948,000 | 554 |
| Loan loss allowance | $9,255,000 | 547 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $12,424,000 | 702 |
| Other real estate owned | $327,000 | 767 |
| Goodwill and other intangibles | $9,508,000 | 499 |
| All other assets | $40,640,000 | 466 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,113,736,000 | 537 |
| Total liabilities | $1,025,586,000 | 516 |
| Total deposits | $758,506,000 | 571 |
| Interest-bearing deposits | $734,915,000 | 502 |
| Deposits held in domestic offices | $758,506,000 | 570 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $146,581,000 | 243 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $116,642,000 | 463 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $3,857,000 | 1,190 |
| Total equity capital | $88,150,000 | 645 |
| Total bank equity capital | $88,150,000 | 645 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $650,000 | 3,778 |
| Surplus | $53,051,000 | 489 |
| Undivided profits | $34,449,000 | 946 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $8,605,000 | 414 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,988,000 | 118 |
| Income earned, not collected on loans | $7,095,000 | 389 |
| Earning assets | $1,029,726,000 | 527 |
| Long-term assets (5+ years) | $238,159,000 | 482 |
| Average Assets, year-to-date | $1,083,255,750 | 531 |
| Average Assets, quarterly | $1,114,950,500 | 531 |
| Volatile liabilities | $293,782,000 | 475 |
| Insider loans | $2,670,000 | 2,036 |
| FHLB advances | $115,998,000 | 394 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $132,553,000 | 704 |
| Tier 1 (core) risk-based capital | $79,053,000 | 642 |
| Tier 2 risk-based capital | $9,255,000 | 544 |
| Total risk weighted assets | $780,179,000 | 517 |
| Total unused commitments | $132,553,000 | 705 |
| Derivatives | $60,000,000 | 218 |
| 2003-06-30 | Rank |
| # of Employees: | 220 | 742 |
| Assets and Liabilities |
| Total Assets: | $1,116,165,000 | 524 |
| Cash and due from depository institutions | $27,730,000 | 742 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $300,947,000 | 486 |
| Federal funds sold & reverse repurchase agreements | $45,722,000 | 345 |
| Net loans & leases | $678,016,000 | 538 |
| Loan loss allowance | $9,423,000 | 535 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $12,310,000 | 705 |
| Other real estate owned | $619,000 | 742 |
| Goodwill and other intangibles | $9,508,000 | 471 |
| All other assets | $41,313,000 | 459 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,116,165,000 | 524 |
| Total liabilities | $1,028,452,000 | 508 |
| Total deposits | $744,984,000 | 573 |
| Interest-bearing deposits | $714,005,000 | 511 |
| Deposits held in domestic offices | $744,984,000 | 572 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $161,775,000 | 226 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $117,082,000 | 468 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $4,611,000 | 1,066 |
| Total equity capital | $87,713,000 | 646 |
| Total bank equity capital | $87,713,000 | 646 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $650,000 | 3,778 |
| Surplus | $53,051,000 | 472 |
| Undivided profits | $34,012,000 | 961 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $10,407,000 | 371 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,708,000 | 84 |
| Income earned, not collected on loans | $7,835,000 | 357 |
| Earning assets | $1,024,685,000 | 518 |
| Long-term assets (5+ years) | $274,807,000 | 397 |
| Average Assets, year-to-date | $1,073,095,670 | 529 |
| Average Assets, quarterly | $1,101,738,500 | 522 |
| Volatile liabilities | $300,129,000 | 460 |
| Insider loans | $2,886,000 | 1,893 |
| FHLB advances | $115,998,000 | 402 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $140,851,000 | 668 |
| Tier 1 (core) risk-based capital | $76,425,000 | 654 |
| Tier 2 risk-based capital | $9,423,000 | 513 |
| Total risk weighted assets | $783,269,000 | 502 |
| Total unused commitments | $140,851,000 | 671 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank |
| # of Employees: | 238 | 673 |
| Assets and Liabilities |
| Total Assets: | $1,087,312,000 | 526 |
| Cash and due from depository institutions | $22,266,000 | 673 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $250,541,000 | 553 |
| Federal funds sold & reverse repurchase agreements | $54,450,000 | 297 |
| Net loans & leases | $692,719,000 | 518 |
| Loan loss allowance | $9,167,000 | 548 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $14,490,000 | 570 |
| Other real estate owned | $654,000 | 673 |
| Goodwill and other intangibles | $9,508,000 | 460 |
| All other assets | $42,684,000 | 432 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,087,312,000 | 526 |
| Total liabilities | $1,002,167,000 | 509 |
| Total deposits | $774,882,000 | 551 |
| Interest-bearing deposits | $752,164,000 | 491 |
| Deposits held in domestic offices | $774,882,000 | 549 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $80,612,000 | 332 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $141,561,000 | 395 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $5,112,000 | 1,007 |
| Total equity capital | $85,145,000 | 652 |
| Total bank equity capital | $85,145,000 | 652 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $650,000 | 3,792 |
| Surplus | $53,051,000 | 470 |
| Undivided profits | $31,444,000 | 997 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $13,263,000 | 324 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,759,000 | 90 |
| Income earned, not collected on loans | $8,203,000 | 356 |
| Earning assets | $997,710,000 | 519 |
| Long-term assets (5+ years) | $265,310,000 | 406 |
| Average Assets, year-to-date | $1,051,561,000 | 536 |
| Average Assets, quarterly | $1,051,561,000 | 536 |
| Volatile liabilities | $237,935,000 | 542 |
| Insider loans | $3,963,000 | 1,367 |
| FHLB advances | $141,029,000 | 334 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $137,825,000 | 662 |
| Tier 1 (core) risk-based capital | $75,066,000 | 666 |
| Tier 2 risk-based capital | $9,167,000 | 519 |
| Total risk weighted assets | $790,783,000 | 494 |
| Total unused commitments | $137,825,000 | 663 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank |
| # of Employees: | 237 | 677 |
| Assets and Liabilities |
| Total Assets: | $1,015,810,000 | 552 |
| Cash and due from depository institutions | $24,724,000 | 677 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $195,163,000 | 665 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $712,092,000 | 502 |
| Loan loss allowance | $9,445,000 | 519 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $14,863,000 | 539 |
| Other real estate owned | $700,000 | 677 |
| Goodwill and other intangibles | $9,508,000 | 446 |
| All other assets | $58,760,000 | 343 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,015,810,000 | 552 |
| Total liabilities | $932,656,000 | 542 |
| Total deposits | $732,838,000 | 564 |
| Interest-bearing deposits | $703,019,000 | 507 |
| Deposits held in domestic offices | $732,838,000 | 562 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $42,868,000 | 467 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $152,186,000 | 382 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,764,000 | 1,025 |
| Total equity capital | $83,154,000 | 652 |
| Total bank equity capital | $83,154,000 | 652 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $650,000 | 3,792 |
| Surplus | $53,051,000 | 466 |
| Undivided profits | $29,453,000 | 1,041 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $11,009,000 | 359 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $3,057,000 | 76 |
| Income earned, not collected on loans | $7,702,000 | 379 |
| Earning assets | $907,255,000 | 557 |
| Long-term assets (5+ years) | $206,630,000 | 499 |
| Average Assets, year-to-date | $962,800,400 | 555 |
| Average Assets, quarterly | $1,005,963,500 | 550 |
| Volatile liabilities | $221,707,000 | 564 |
| Insider loans | $3,925,000 | 1,353 |
| FHLB advances | $151,029,000 | 315 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $120,720,000 | 700 |
| Tier 1 (core) risk-based capital | $72,422,000 | 678 |
| Tier 2 risk-based capital | $9,445,000 | 495 |
| Total risk weighted assets | $775,609,000 | 496 |
| Total unused commitments | $120,720,000 | 700 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank |
| # of Employees: | 247 | 652 |
| Assets and Liabilities |
| Total Assets: | $906,898,000 | 589 |
| Cash and due from depository institutions | $22,549,000 | 652 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $164,871,000 | 702 |
| Federal funds sold & reverse repurchase agreements | $11,000,000 | 1,319 |
| Net loans & leases | $640,326,000 | 548 |
| Loan loss allowance | $8,445,000 | 542 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $16,008,000 | 480 |
| Other real estate owned | $2,552,000 | 652 |
| Goodwill and other intangibles | $9,508,000 | 420 |
| All other assets | $40,084,000 | 431 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $906,898,000 | 589 |
| Total liabilities | $835,135,000 | 585 |
| Total deposits | $686,874,000 | 574 |
| Interest-bearing deposits | $663,248,000 | 519 |
| Deposits held in domestic offices | $686,874,000 | 570 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $142,470,000 | 388 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $5,791,000 | 888 |
| Total equity capital | $71,763,000 | 704 |
| Total bank equity capital | $71,763,000 | 704 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $650,000 | 3,859 |
| Surplus | $51,051,000 | 467 |
| Undivided profits | $20,062,000 | 1,441 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $13,208,000 | 305 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,582,000 | 89 |
| Income earned, not collected on loans | $9,205,000 | 344 |
| Earning assets | $816,197,000 | 591 |
| Long-term assets (5+ years) | $197,106,000 | 534 |
| Average Assets, year-to-date | $878,637,600 | 585 |
| Average Assets, quarterly | $896,299,500 | 592 |
| Volatile liabilities | $170,228,000 | 654 |
| Insider loans | $4,286,000 | 1,149 |
| FHLB advances | $141,200,000 | 312 |
| Loans and leases held for sale | $251,000 | 1,570 |
| Unused loan commitments | $111,951,000 | 694 |
| Tier 1 (core) risk-based capital | $61,724,000 | 750 |
| Tier 2 risk-based capital | $8,445,000 | 511 |
| Total risk weighted assets | $692,374,000 | 527 |
| Total unused commitments | $111,951,000 | 694 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank |
| # of Employees: | 284 | 559 |
| Assets and Liabilities |
| Total Assets: | $870,145,000 | 600 |
| Cash and due from depository institutions | $34,634,000 | 559 |
| Interest-bearing balances | $397,000 | 3,254 |
| Securities | $161,456,000 | 694 |
| Federal funds sold & reverse repurchase agreements | $18,378,000 | 665 |
| Net loans & leases | $612,545,000 | 565 |
| Loan loss allowance | $9,868,000 | 471 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $17,633,000 | 430 |
| Other real estate owned | $2,759,000 | 559 |
| Goodwill and other intangibles | $9,594,000 | 410 |
| All other assets | $13,146,000 | 797 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $870,145,000 | 600 |
| Total liabilities | $797,360,000 | 596 |
| Total deposits | $744,638,000 | 531 |
| Interest-bearing deposits | $648,762,000 | 531 |
| Deposits held in domestic offices | $744,638,000 | 529 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $50,000 | 3,697 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $47,511,000 | 756 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $5,161,000 | 978 |
| Total equity capital | $72,785,000 | 670 |
| Total bank equity capital | $72,785,000 | 670 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $650,000 | 3,976 |
| Surplus | $51,051,000 | 446 |
| Undivided profits | $21,084,000 | 1,302 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $17,411,000 | 238 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $412,000 | 334 |
| Income earned, not collected on loans | $9,654,000 | 305 |
| Earning assets | $792,776,000 | 599 |
| Long-term assets (5+ years) | $102,390,000 | 895 |
| Average Assets, year-to-date | $849,554,800 | 586 |
| Average Assets, quarterly | $853,618,500 | 600 |
| Volatile liabilities | $132,890,000 | 791 |
| Insider loans | $1,101,000 | 3,625 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $112,093,000 | 657 |
| Tier 1 (core) risk-based capital | $62,791,000 | 713 |
| Tier 2 risk-based capital | $8,122,120 | 537 |
| Total risk weighted assets | $648,023,320 | 558 |
| Total unused commitments | $112,093,000 | 657 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank |
| # of Employees: | 201 | 829 |
| Assets and Liabilities |
| Total Assets: | $439,689,000 | 1,097 |
| Cash and due from depository institutions | $17,608,000 | 829 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $87,182,000 | 1,319 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $306,422,000 | 1,008 |
| Loan loss allowance | $5,853,000 | 728 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $13,150,000 | 579 |
| Other real estate owned | $464,000 | 829 |
| Goodwill and other intangibles | $8,145,000 | 452 |
| All other assets | $6,718,000 | 1,411 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $439,689,000 | 1,097 |
| Total liabilities | $401,570,000 | 1,087 |
| Total deposits | $379,997,000 | 983 |
| Interest-bearing deposits | $327,236,000 | 985 |
| Deposits held in domestic offices | $379,997,000 | 978 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,971,000 | 1,434 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $11,773,000 | 1,817 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $2,829,000 | 1,431 |
| Total equity capital | $38,119,000 | 1,185 |
| Total bank equity capital | $38,119,000 | 1,185 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $650,000 | 4,091 |
| Surplus | $37,987,000 | 556 |
| Undivided profits | $-518,000 | 9,630 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $2,217,000 | 1,050 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $180,000 | 628 |
| Income earned, not collected on loans | $5,340,000 | 426 |
| Earning assets | $393,604,000 | 1,113 |
| Long-term assets (5+ years) | $67,486,000 | 1,351 |
| Average Assets, year-to-date | $425,858,800 | 1,069 |
| Average Assets, quarterly | $429,311,000 | 1,102 |
| Volatile liabilities | $56,901,000 | 1,497 |
| Insider loans | $9,000 | 8,993 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $64,171,000 | 1,003 |
| Tier 1 (core) risk-based capital | $31,098,000 | 1,391 |
| Tier 2 risk-based capital | $4,047,690 | 916 |
| Total risk weighted assets | $322,010,090 | 987 |
| Total unused commitments | $64,171,000 | 1,004 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank |
| # of Employees: | 167 | 1,001 |
| Assets and Liabilities |
| Total Assets: | $406,994,000 | 1,148 |
| Cash and due from depository institutions | $15,745,000 | 1,001 |
| Interest-bearing balances | $99,000 | 5,042 |
| Securities | $93,364,000 | 1,248 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $271,263,000 | 1,061 |
| Loan loss allowance | $4,902,000 | 812 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $13,423,000 | 540 |
| Other real estate owned | $138,000 | 1,001 |
| Goodwill and other intangibles | $6,932,000 | 469 |
| All other assets | $6,129,000 | 1,306 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $406,994,000 | 1,148 |
| Total liabilities | $366,154,000 | 1,143 |
| Total deposits | $350,759,000 | 1,050 |
| Interest-bearing deposits | $303,074,000 | 1,054 |
| Deposits held in domestic offices | $350,759,000 | 1,045 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,150,000 | 2,311 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $10,103,000 | 1,531 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $4,142,000 | 1,119 |
| Total equity capital | $40,840,000 | 1,100 |
| Total bank equity capital | $40,840,000 | 1,100 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $650,000 | 4,119 |
| Surplus | $37,987,000 | 538 |
| Undivided profits | $2,203,000 | 6,684 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $2,333,000 | 1,117 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $606,000 | 242 |
| Income earned, not collected on loans | $4,760,000 | 462 |
| Earning assets | $364,726,000 | 1,170 |
| Long-term assets (5+ years) | $41,779,000 | 1,840 |
| Average Assets, year-to-date | $418,708,600 | 1,050 |
| Average Assets, quarterly | $405,802,000 | 1,124 |
| Volatile liabilities | $37,289,000 | 1,805 |
| Insider loans | $15,000 | 9,064 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $53,721,000 | 1,077 |
| Tier 1 (core) risk-based capital | $33,669,000 | 1,262 |
| Tier 2 risk-based capital | $3,611,690 | 968 |
| Total risk weighted assets | $287,645,190 | 1,029 |
| Total unused commitments | $53,721,000 | 1,080 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank |
| # of Employees: | 149 | 1,179 |
| Assets and Liabilities |
| Total Assets: | $333,240,000 | 1,385 |
| Cash and due from depository institutions | $19,488,000 | 1,179 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $71,166,000 | 1,613 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $222,235,000 | 1,305 |
| Loan loss allowance | $4,513,000 | 901 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $10,248,000 | 714 |
| Other real estate owned | $684,000 | 1,179 |
| Goodwill and other intangibles | $4,421,000 | 604 |
| All other assets | $4,998,000 | 1,535 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $333,240,000 | 1,385 |
| Total liabilities | $303,817,000 | 1,370 |
| Total deposits | $276,914,000 | 1,336 |
| Interest-bearing deposits | $237,694,000 | 1,354 |
| Deposits held in domestic offices | $276,914,000 | 1,329 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,490,000 | 711 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $1,099,000 | 3,394 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $4,314,000 | 1,139 |
| Total equity capital | $29,423,000 | 1,540 |
| Total bank equity capital | $29,423,000 | 1,540 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $650,000 | 4,260 |
| Surplus | $28,242,000 | 675 |
| Undivided profits | $531,000 | 9,408 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $3,021,000 | 938 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $635,000 | 216 |
| Income earned, not collected on loans | $3,851,000 | 578 |
| Earning assets | $293,401,000 | 1,443 |
| Long-term assets (5+ years) | $24,344,000 | 2,431 |
| Average Assets, year-to-date | $321,593,400 | 1,364 |
| Average Assets, quarterly | $323,839,500 | 1,402 |
| Volatile liabilities | $48,620,000 | 1,440 |
| Insider loans | $0 | 9,792 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $49,726,000 | 1,089 |
| Tier 1 (core) risk-based capital | $24,872,000 | 1,707 |
| Tier 2 risk-based capital | $3,007,200 | 1,063 |
| Total risk weighted assets | $239,070,000 | 1,193 |
| Total unused commitments | $49,726,000 | 1,095 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank |
| # of Employees: | 83 | 2,260 |
| Assets and Liabilities |
| Total Assets: | $169,340,000 | 2,732 |
| Cash and due from depository institutions | $7,169,000 | 2,260 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $18,080,000 | 5,698 |
| Federal funds sold & reverse repurchase agreements | $7,400,000 | 1,763 |
| Net loans & leases | $123,601,000 | 2,286 |
| Loan loss allowance | $3,434,000 | 1,189 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $6,472,000 | 1,193 |
| Other real estate owned | $414,000 | 2,260 |
| Goodwill and other intangibles | $2,435,000 | 838 |
| All other assets | $3,769,000 | 2,007 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $169,340,000 | 2,732 |
| Total liabilities | $154,627,000 | 2,684 |
| Total deposits | $153,161,000 | 2,522 |
| Interest-bearing deposits | $133,816,000 | 2,493 |
| Deposits held in domestic offices | $153,161,000 | 2,513 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $182,000 | 4,608 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,284,000 | 2,903 |
| Total equity capital | $14,713,000 | 3,019 |
| Total bank equity capital | $14,713,000 | 3,019 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $650,000 | 4,546 |
| Surplus | $14,020,000 | 1,210 |
| Undivided profits | $43,000 | 10,700 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $2,459,000 | 1,288 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $488,000 | 300 |
| Income earned, not collected on loans | $2,416,000 | 910 |
| Earning assets | $149,081,000 | 2,828 |
| Long-term assets (5+ years) | $1,167,000 | 8,577 |
| Average Assets, year-to-date | $168,385,000 | 2,630 |
| Average Assets, quarterly | $168,080,000 | 2,711 |
| Volatile liabilities | $16,082,000 | 3,440 |
| Insider loans | $30,000 | 9,782 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $30,989,000 | 1,514 |
| Tier 1 (core) risk-based capital | $12,221,000 | 3,517 |
| Tier 2 risk-based capital | $1,628,520 | 1,904 |
| Total risk weighted assets | $128,476,120 | 2,187 |
| Total unused commitments | $30,989,000 | 1,527 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank |
| # of Employees: | 85 | 2,298 |
| Assets and Liabilities |
| Total Assets: | $167,138,000 | 2,753 |
| Cash and due from depository institutions | $8,364,000 | 2,298 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $16,799,000 | 6,248 |
| Federal funds sold & reverse repurchase agreements | $2,625,000 | 4,743 |
| Net loans & leases | $130,348,000 | 2,141 |
| Loan loss allowance | $2,737,000 | 1,480 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,710,000 | 2,089 |
| Other real estate owned | $0 | 2,298 |
| Goodwill and other intangibles | $1,359,000 | 1,029 |
| All other assets | $3,933,000 | 1,992 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $167,138,000 | 2,753 |
| Total liabilities | $154,147,000 | 2,707 |
| Total deposits | $152,948,000 | 2,542 |
| Interest-bearing deposits | $133,925,000 | 2,518 |
| Deposits held in domestic offices | $152,948,000 | 2,533 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $119,000 | 4,295 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,080,000 | 3,413 |
| Total equity capital | $12,991,000 | 3,377 |
| Total bank equity capital | $12,991,000 | 3,377 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $650,000 | 4,787 |
| Surplus | $7,297,000 | 2,121 |
| Undivided profits | $5,044,000 | 4,486 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $1,258,000 | 2,178 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $2,806,000 | 821 |
| Earning assets | $149,772,000 | 2,822 |
| Long-term assets (5+ years) | $917,000 | 9,100 |
| Average Assets, year-to-date | $166,435,600 | 2,672 |
| Average Assets, quarterly | $167,943,000 | 2,721 |
| Volatile liabilities | $13,959,000 | 3,547 |
| Insider loans | $1,395,000 | 2,931 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $32,186,000 | 1,415 |
| Tier 1 (core) risk-based capital | $11,552,000 | 3,677 |
| Tier 2 risk-based capital | $1,689,860 | 1,835 |
| Total risk weighted assets | $134,141,660 | 2,068 |
| Total unused commitments | $32,186,000 | 1,425 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank |
| # of Employees: | 94 | 2,145 |
| Assets and Liabilities |
| Total Assets: | $164,919,000 | 2,756 |
| Cash and due from depository institutions | $6,782,000 | 2,145 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $24,156,000 | 5,119 |
| Federal funds sold & reverse repurchase agreements | $3,600,000 | 2,419 |
| Net loans & leases | $120,654,000 | 2,265 |
| Loan loss allowance | $2,453,000 | 1,673 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $3,885,000 | 1,933 |
| Other real estate owned | $137,000 | 2,145 |
| Goodwill and other intangibles | $1,358,000 | 938 |
| All other assets | $4,347,000 | 1,899 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $164,919,000 | 2,756 |
| Total liabilities | $153,710,000 | 2,705 |
| Total deposits | $152,408,000 | 2,532 |
| Interest-bearing deposits | $132,512,000 | 2,495 |
| Deposits held in domestic offices | $152,408,000 | 2,521 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $382,000 | 3,981 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $920,000 | 3,253 |
| Total equity capital | $11,209,000 | 3,637 |
| Total bank equity capital | $11,209,000 | 3,637 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $650,000 | 5,023 |
| Surplus | $7,141,000 | 2,073 |
| Undivided profits | $3,418,000 | 5,435 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $1,904,000 | 1,609 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $2,486,000 | 804 |
| Earning assets | $148,410,000 | 2,802 |
| Long-term assets (5+ years) | $4,251,000 | 6,456 |
| Average Assets, year-to-date | $120,237,800 | 3,597 |
| Average Assets, quarterly | $139,919,000 | 3,178 |
| Volatile liabilities | $10,784,000 | 4,114 |
| Insider loans | $1,229,000 | 3,179 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $26,324,000 | 1,567 |
| Tier 1 (core) risk-based capital | $9,972,000 | 4,135 |
| Tier 2 risk-based capital | $1,665,750 | 1,856 |
| Total risk weighted assets | $132,472,350 | 2,054 |
| Total unused commitments | $26,324,000 | 1,578 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank |
| # of Employees: | 50 | 4,145 |
| Assets and Liabilities |
| Total Assets: | $84,991,000 | 5,131 |
| Cash and due from depository institutions | $2,223,000 | 4,145 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $10,771,000 | 8,806 |
| Federal funds sold & reverse repurchase agreements | $4,800,000 | 2,925 |
| Net loans & leases | $62,845,000 | 3,966 |
| Loan loss allowance | $1,202,000 | 3,142 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,806,000 | 3,976 |
| Other real estate owned | $149,000 | 4,145 |
| Goodwill and other intangibles | $604,000 | 1,249 |
| All other assets | $1,793,000 | 3,792 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $84,991,000 | 5,131 |
| Total liabilities | $76,694,000 | 5,152 |
| Total deposits | $76,031,000 | 4,987 |
| Interest-bearing deposits | $67,086,000 | 4,921 |
| Deposits held in domestic offices | $76,031,000 | 4,980 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $345,000 | 3,671 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $318,000 | 7,282 |
| Total equity capital | $8,297,000 | 4,852 |
| Total bank equity capital | $8,297,000 | 4,852 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $650,000 | 5,243 |
| Surplus | $4,825,000 | 2,789 |
| Undivided profits | $2,822,000 | 6,351 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $1,016,000 | 3,113 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,255,000 | 1,366 |
| Earning assets | $78,416,000 | 5,109 |
| Long-term assets (5+ years) | $2,469,000 | 8,285 |
| Average Assets, year-to-date | $83,311,200 | 5,092 |
| Average Assets, quarterly | $84,869,000 | 5,096 |
| Volatile liabilities | $4,061,000 | 7,265 |
| Insider loans | $181,000 | 8,545 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $14,814,000 | 2,340 |
| Tier 1 (core) risk-based capital | $7,693,000 | 5,082 |
| Tier 2 risk-based capital | $867,720 | 3,285 |
| Total risk weighted assets | $69,083,620 | 3,673 |
| Total unused commitments | $14,814,000 | 2,359 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank |
| # of Employees: | 45 | 4,684 |
| Assets and Liabilities |
| Total Assets: | $80,414,000 | 5,470 |
| Cash and due from depository institutions | $2,322,000 | 4,684 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $12,886,000 | 8,057 |
| Federal funds sold & reverse repurchase agreements | $3,900,000 | 4,092 |
| Net loans & leases | $56,793,000 | 4,369 |
| Loan loss allowance | $1,023,000 | 3,636 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,999,000 | 3,613 |
| Other real estate owned | $194,000 | 4,684 |
| Goodwill and other intangibles | $677,000 | 1,192 |
| All other assets | $1,643,000 | 4,258 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $80,414,000 | 5,470 |
| Total liabilities | $73,253,000 | 5,453 |
| Total deposits | $72,688,000 | 5,311 |
| Interest-bearing deposits | $63,543,000 | 5,315 |
| Deposits held in domestic offices | $72,688,000 | 5,301 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $300,000 | 3,565 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $265,000 | 8,772 |
| Total equity capital | $7,161,000 | 5,280 |
| Total bank equity capital | $7,161,000 | 5,280 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $650,000 | 5,510 |
| Surplus | $4,825,000 | 2,684 |
| Undivided profits | $1,686,000 | 8,006 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $1,422,000 | 2,867 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,176,000 | 1,650 |
| Earning assets | $73,579,000 | 5,451 |
| Long-term assets (5+ years) | $1,552,000 | 9,496 |
| Average Assets, year-to-date | $53,205,200 | 7,398 |
| Average Assets, quarterly | $79,655,500 | 5,453 |
| Volatile liabilities | $5,900,000 | 5,948 |
| Insider loans | $22,000 | 8,261 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $12,939,000 | 2,464 |
| Tier 1 (core) risk-based capital | $6,484,000 | 5,675 |
| Tier 2 risk-based capital | $787,180 | 3,586 |
| Total risk weighted assets | $62,738,580 | 4,071 |
| Total unused commitments | $12,939,000 | 2,483 |
| Derivatives | $0 | 651 |
