| 2004-06-30 | Rank |
| # of Employees: | 177 | 908 |
| Assets and Liabilities |
| Total Assets: | $910,419,000 | 642 |
| Cash and due from depository institutions | $26,401,000 | 908 |
| Interest-bearing balances | $307,000 | 4,048 |
| Securities | $208,685,000 | 644 |
| Federal funds sold & reverse repurchase agreements | $16,804,000 | 631 |
| Net loans & leases | $618,216,000 | 604 |
| Loan loss allowance | $6,118,000 | 760 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $11,877,000 | 766 |
| Other real estate owned | $0 | 908 |
| Goodwill and other intangibles | $57,000 | 2,941 |
| All other assets | $28,379,000 | 591 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $910,419,000 | 642 |
| Total liabilities | $847,989,000 | 623 |
| Total deposits | $659,414,000 | 655 |
| Interest-bearing deposits | $561,249,000 | 668 |
| Deposits held in domestic offices | $659,414,000 | 652 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $112,837,000 | 279 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $67,960,000 | 714 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $7,778,000 | 619 |
| Total equity capital | $62,430,000 | 873 |
| Total bank equity capital | $62,430,000 | 873 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $2,797,000 | 1,423 |
| Surplus | $39,930,000 | 612 |
| Undivided profits | $19,703,000 | 1,628 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $986,000 | 2,625 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $3,648,000 | 701 |
| Earning assets | $844,012,000 | 631 |
| Long-term assets (5+ years) | $168,755,000 | 638 |
| Average Assets, year-to-date | $876,243,330 | 646 |
| Average Assets, quarterly | $903,847,000 | 636 |
| Volatile liabilities | $214,412,000 | 604 |
| Insider loans | $8,436,000 | 658 |
| FHLB advances | $67,960,000 | 637 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $298,889,000 | 395 |
| Tier 1 (core) risk-based capital | $64,528,000 | 804 |
| Tier 2 risk-based capital | $6,118,000 | 762 |
| Total risk weighted assets | $689,357,000 | 595 |
| Total unused commitments | $298,889,000 | 395 |
| Derivatives | $60,000,000 | 223 |
| 2004-03-31 | Rank |
| # of Employees: | 172 | 936 |
| Assets and Liabilities |
| Total Assets: | $897,275,000 | 642 |
| Cash and due from depository institutions | $24,720,000 | 936 |
| Interest-bearing balances | $37,000 | 6,110 |
| Securities | $186,315,000 | 725 |
| Federal funds sold & reverse repurchase agreements | $54,714,000 | 272 |
| Net loans & leases | $594,985,000 | 618 |
| Loan loss allowance | $5,961,000 | 786 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $11,863,000 | 746 |
| Other real estate owned | $0 | 936 |
| Goodwill and other intangibles | $57,000 | 2,935 |
| All other assets | $24,621,000 | 624 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $897,275,000 | 642 |
| Total liabilities | $834,843,000 | 621 |
| Total deposits | $656,462,000 | 649 |
| Interest-bearing deposits | $568,411,000 | 652 |
| Deposits held in domestic offices | $656,462,000 | 645 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $103,282,000 | 275 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $71,026,000 | 657 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $4,073,000 | 1,141 |
| Total equity capital | $62,432,000 | 901 |
| Total bank equity capital | $62,432,000 | 901 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $2,797,000 | 1,417 |
| Surplus | $39,930,000 | 601 |
| Undivided profits | $19,705,000 | 1,701 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $751,000 | 3,262 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $3,362,000 | 759 |
| Earning assets | $836,051,000 | 633 |
| Long-term assets (5+ years) | $189,770,000 | 573 |
| Average Assets, year-to-date | $859,155,500 | 666 |
| Average Assets, quarterly | $859,155,500 | 666 |
| Volatile liabilities | $228,831,000 | 567 |
| Insider loans | $8,478,000 | 624 |
| FHLB advances | $71,026,000 | 588 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $174,878,000 | 580 |
| Tier 1 (core) risk-based capital | $62,336,000 | 826 |
| Tier 2 risk-based capital | $5,961,000 | 781 |
| Total risk weighted assets | $668,037,000 | 602 |
| Total unused commitments | $174,878,000 | 580 |
| Derivatives | $60,000,000 | 229 |
| 2003-12-31 | Rank |
| # of Employees: | 167 | 975 |
| Assets and Liabilities |
| Total Assets: | $821,036,000 | 699 |
| Cash and due from depository institutions | $16,968,000 | 975 |
| Interest-bearing balances | $37,000 | 6,059 |
| Securities | $200,563,000 | 687 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $567,473,000 | 640 |
| Loan loss allowance | $5,620,000 | 835 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $11,780,000 | 755 |
| Other real estate owned | $0 | 975 |
| Goodwill and other intangibles | $57,000 | 2,932 |
| All other assets | $24,195,000 | 650 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $821,036,000 | 699 |
| Total liabilities | $763,887,000 | 676 |
| Total deposits | $595,827,000 | 722 |
| Interest-bearing deposits | $496,403,000 | 758 |
| Deposits held in domestic offices | $595,827,000 | 719 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $93,162,000 | 310 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $69,753,000 | 670 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $5,145,000 | 902 |
| Total equity capital | $57,149,000 | 981 |
| Total bank equity capital | $57,149,000 | 981 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $2,797,000 | 1,422 |
| Surplus | $36,930,000 | 633 |
| Undivided profits | $17,422,000 | 1,853 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $1,139,000 | 2,435 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $3,248,000 | 806 |
| Earning assets | $768,073,000 | 686 |
| Long-term assets (5+ years) | $189,337,000 | 576 |
| Average Assets, year-to-date | $763,755,800 | 718 |
| Average Assets, quarterly | $807,735,000 | 702 |
| Volatile liabilities | $184,477,000 | 656 |
| Insider loans | $8,340,000 | 608 |
| FHLB advances | $69,753,000 | 590 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $243,051,000 | 450 |
| Tier 1 (core) risk-based capital | $57,735,000 | 881 |
| Tier 2 risk-based capital | $5,620,000 | 826 |
| Total risk weighted assets | $631,244,000 | 635 |
| Total unused commitments | $243,051,000 | 450 |
| Derivatives | $60,000,000 | 211 |
| 2003-09-30 | Rank |
| # of Employees: | 169 | 984 |
| Assets and Liabilities |
| Total Assets: | $794,434,000 | 728 |
| Cash and due from depository institutions | $26,035,000 | 984 |
| Interest-bearing balances | $4,037,000 | 1,584 |
| Securities | $198,348,000 | 693 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $534,265,000 | 679 |
| Loan loss allowance | $5,423,000 | 880 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $11,766,000 | 756 |
| Other real estate owned | $66,000 | 984 |
| Goodwill and other intangibles | $57,000 | 2,915 |
| All other assets | $23,897,000 | 656 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $794,434,000 | 728 |
| Total liabilities | $738,533,000 | 705 |
| Total deposits | $552,182,000 | 799 |
| Interest-bearing deposits | $476,437,000 | 802 |
| Deposits held in domestic offices | $552,182,000 | 796 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $111,651,000 | 285 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $70,000,000 | 649 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $4,700,000 | 1,006 |
| Total equity capital | $55,901,000 | 1,010 |
| Total bank equity capital | $55,901,000 | 1,010 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $2,797,000 | 1,416 |
| Surplus | $36,930,000 | 642 |
| Undivided profits | $16,174,000 | 1,998 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $647,000 | 3,759 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $3,198,000 | 841 |
| Earning assets | $736,650,000 | 719 |
| Long-term assets (5+ years) | $210,470,000 | 540 |
| Average Assets, year-to-date | $749,435,750 | 746 |
| Average Assets, quarterly | $793,383,000 | 719 |
| Volatile liabilities | $165,070,000 | 710 |
| Insider loans | $8,691,000 | 579 |
| FHLB advances | $70,000,000 | 570 |
| Loans and leases held for sale | $7,403,000 | 408 |
| Unused loan commitments | $181,625,000 | 558 |
| Tier 1 (core) risk-based capital | $56,180,000 | 907 |
| Tier 2 risk-based capital | $5,423,000 | 844 |
| Total risk weighted assets | $601,447,000 | 650 |
| Total unused commitments | $181,625,000 | 561 |
| Derivatives | $60,000,000 | 218 |
| 2003-06-30 | Rank |
| # of Employees: | 176 | 941 |
| Assets and Liabilities |
| Total Assets: | $792,332,000 | 717 |
| Cash and due from depository institutions | $23,120,000 | 941 |
| Interest-bearing balances | $37,000 | 6,164 |
| Securities | $181,159,000 | 740 |
| Federal funds sold & reverse repurchase agreements | $36,918,000 | 424 |
| Net loans & leases | $515,947,000 | 693 |
| Loan loss allowance | $5,187,000 | 893 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $12,641,000 | 682 |
| Other real estate owned | $66,000 | 941 |
| Goodwill and other intangibles | $57,000 | 2,873 |
| All other assets | $22,424,000 | 675 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $792,332,000 | 717 |
| Total liabilities | $736,105,000 | 702 |
| Total deposits | $562,023,000 | 771 |
| Interest-bearing deposits | $486,451,000 | 779 |
| Deposits held in domestic offices | $562,023,000 | 768 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $100,381,000 | 291 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $70,000,000 | 655 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $3,701,000 | 1,259 |
| Total equity capital | $56,227,000 | 987 |
| Total bank equity capital | $56,227,000 | 987 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $2,797,000 | 1,410 |
| Surplus | $36,930,000 | 628 |
| Undivided profits | $16,500,000 | 1,982 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $753,000 | 3,486 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $3,051,000 | 875 |
| Earning assets | $734,061,000 | 711 |
| Long-term assets (5+ years) | $242,465,000 | 452 |
| Average Assets, year-to-date | $734,436,330 | 751 |
| Average Assets, quarterly | $770,512,000 | 727 |
| Volatile liabilities | $203,437,000 | 600 |
| Insider loans | $8,656,000 | 567 |
| FHLB advances | $70,000,000 | 579 |
| Loans and leases held for sale | $9,253,000 | 493 |
| Unused loan commitments | $155,059,000 | 625 |
| Tier 1 (core) risk-based capital | $54,864,000 | 914 |
| Tier 2 risk-based capital | $5,187,000 | 834 |
| Total risk weighted assets | $582,415,000 | 659 |
| Total unused commitments | $155,059,000 | 626 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank |
| # of Employees: | 173 | 945 |
| Assets and Liabilities |
| Total Assets: | $748,692,000 | 746 |
| Cash and due from depository institutions | $23,564,000 | 945 |
| Interest-bearing balances | $25,000 | 6,283 |
| Securities | $196,008,000 | 682 |
| Federal funds sold & reverse repurchase agreements | $4,064,000 | 3,696 |
| Net loans & leases | $488,466,000 | 722 |
| Loan loss allowance | $5,122,000 | 890 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $12,459,000 | 686 |
| Other real estate owned | $0 | 945 |
| Goodwill and other intangibles | $57,000 | 2,853 |
| All other assets | $24,074,000 | 637 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $748,692,000 | 746 |
| Total liabilities | $694,569,000 | 723 |
| Total deposits | $520,483,000 | 828 |
| Interest-bearing deposits | $455,793,000 | 817 |
| Deposits held in domestic offices | $520,483,000 | 825 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $101,081,000 | 291 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $70,000,000 | 633 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,005,000 | 1,510 |
| Total equity capital | $54,123,000 | 1,001 |
| Total bank equity capital | $54,123,000 | 1,001 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,797,000 | 1,415 |
| Surplus | $36,930,000 | 628 |
| Undivided profits | $14,396,000 | 2,195 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $567,000 | 4,016 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $3,344,000 | 801 |
| Earning assets | $688,563,000 | 738 |
| Long-term assets (5+ years) | $278,150,000 | 390 |
| Average Assets, year-to-date | $705,488,500 | 775 |
| Average Assets, quarterly | $705,488,500 | 775 |
| Volatile liabilities | $186,660,000 | 638 |
| Insider loans | $7,917,000 | 629 |
| FHLB advances | $70,000,000 | 559 |
| Loans and leases held for sale | $9,251,000 | 430 |
| Unused loan commitments | $140,858,000 | 652 |
| Tier 1 (core) risk-based capital | $53,461,000 | 925 |
| Tier 2 risk-based capital | $5,122,000 | 843 |
| Total risk weighted assets | $547,737,000 | 698 |
| Total unused commitments | $140,858,000 | 654 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank |
| # of Employees: | 170 | 954 |
| Assets and Liabilities |
| Total Assets: | $662,285,000 | 816 |
| Cash and due from depository institutions | $36,789,000 | 954 |
| Interest-bearing balances | $11,211,000 | 705 |
| Securities | $134,423,000 | 927 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $449,676,000 | 768 |
| Loan loss allowance | $4,705,000 | 935 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $12,327,000 | 686 |
| Other real estate owned | $0 | 954 |
| Goodwill and other intangibles | $57,000 | 2,822 |
| All other assets | $29,013,000 | 548 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $662,285,000 | 816 |
| Total liabilities | $614,312,000 | 798 |
| Total deposits | $494,998,000 | 836 |
| Interest-bearing deposits | $427,546,000 | 844 |
| Deposits held in domestic offices | $494,998,000 | 833 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $43,430,000 | 462 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $70,000,000 | 631 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $5,884,000 | 889 |
| Total equity capital | $47,973,000 | 1,092 |
| Total bank equity capital | $47,973,000 | 1,092 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $2,797,000 | 1,408 |
| Surplus | $31,930,000 | 676 |
| Undivided profits | $13,246,000 | 2,333 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $854,000 | 3,054 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $2,701,000 | 1,055 |
| Earning assets | $595,310,000 | 837 |
| Long-term assets (5+ years) | $199,443,000 | 518 |
| Average Assets, year-to-date | $622,483,200 | 817 |
| Average Assets, quarterly | $657,024,000 | 812 |
| Volatile liabilities | $112,682,000 | 915 |
| Insider loans | $7,988,000 | 617 |
| FHLB advances | $70,000,000 | 553 |
| Loans and leases held for sale | $8,063,000 | 524 |
| Unused loan commitments | $107,591,000 | 763 |
| Tier 1 (core) risk-based capital | $47,528,000 | 1,017 |
| Tier 2 risk-based capital | $4,705,000 | 881 |
| Total risk weighted assets | $509,817,000 | 723 |
| Total unused commitments | $107,591,000 | 763 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank |
| # of Employees: | 144 | 1,141 |
| Assets and Liabilities |
| Total Assets: | $545,046,000 | 944 |
| Cash and due from depository institutions | $17,386,000 | 1,141 |
| Interest-bearing balances | $142,000 | 4,784 |
| Securities | $138,799,000 | 829 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $357,148,000 | 931 |
| Loan loss allowance | $3,873,000 | 1,087 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $10,820,000 | 774 |
| Other real estate owned | $239,000 | 1,141 |
| Goodwill and other intangibles | $412,000 | 1,986 |
| All other assets | $20,242,000 | 704 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $545,046,000 | 944 |
| Total liabilities | $506,491,000 | 915 |
| Total deposits | $395,658,000 | 1,008 |
| Interest-bearing deposits | $340,966,000 | 1,004 |
| Deposits held in domestic offices | $395,658,000 | 1,006 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $35,670,000 | 526 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $70,000,000 | 615 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $5,163,000 | 963 |
| Total equity capital | $38,555,000 | 1,282 |
| Total bank equity capital | $38,555,000 | 1,282 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $2,797,000 | 1,405 |
| Surplus | $27,930,000 | 741 |
| Undivided profits | $7,828,000 | 3,301 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $911,000 | 2,875 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $2,010,000 | 1,626 |
| Earning assets | $496,089,000 | 949 |
| Long-term assets (5+ years) | $163,401,000 | 614 |
| Average Assets, year-to-date | $535,107,000 | 915 |
| Average Assets, quarterly | $552,266,000 | 921 |
| Volatile liabilities | $81,878,000 | 1,178 |
| Insider loans | $7,226,000 | 635 |
| FHLB advances | $70,000,000 | 534 |
| Loans and leases held for sale | $70,330,000 | 133 |
| Unused loan commitments | $130,578,000 | 623 |
| Tier 1 (core) risk-based capital | $38,808,000 | 1,176 |
| Tier 2 risk-based capital | $3,873,000 | 1,013 |
| Total risk weighted assets | $385,637,000 | 899 |
| Total unused commitments | $130,578,000 | 623 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank |
| # of Employees: | 156 | 1,032 |
| Assets and Liabilities |
| Total Assets: | $491,882,000 | 997 |
| Cash and due from depository institutions | $23,041,000 | 1,032 |
| Interest-bearing balances | $5,628,000 | 787 |
| Securities | $70,554,000 | 1,547 |
| Federal funds sold & reverse repurchase agreements | $10,000,000 | 1,188 |
| Net loans & leases | $367,286,000 | 883 |
| Loan loss allowance | $4,727,000 | 882 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $11,168,000 | 703 |
| Other real estate owned | $0 | 1,032 |
| Goodwill and other intangibles | $187,000 | 2,358 |
| All other assets | $9,646,000 | 1,033 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $491,882,000 | 997 |
| Total liabilities | $456,753,000 | 968 |
| Total deposits | $411,667,000 | 930 |
| Interest-bearing deposits | $356,033,000 | 933 |
| Deposits held in domestic offices | $411,667,000 | 928 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $28,087,000 | 610 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $10,000,000 | 2,024 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $6,999,000 | 784 |
| Total equity capital | $35,129,000 | 1,310 |
| Total bank equity capital | $35,129,000 | 1,310 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $2,797,000 | 1,411 |
| Surplus | $27,930,000 | 710 |
| Undivided profits | $4,402,000 | 4,692 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $849,000 | 2,612 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $2,871,000 | 856 |
| Earning assets | $453,468,000 | 995 |
| Long-term assets (5+ years) | $142,392,000 | 660 |
| Average Assets, year-to-date | $469,699,000 | 990 |
| Average Assets, quarterly | $477,010,000 | 1,012 |
| Volatile liabilities | $77,989,000 | 1,197 |
| Insider loans | $10,623,000 | 393 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $13,353,000 | 198 |
| Unused loan commitments | $57,658,000 | 1,042 |
| Tier 1 (core) risk-based capital | $34,941,600 | 1,250 |
| Tier 2 risk-based capital | $4,269,840 | 914 |
| Total risk weighted assets | $340,075,340 | 967 |
| Total unused commitments | $57,658,000 | 1,042 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank |
| # of Employees: | 197 | 849 |
| Assets and Liabilities |
| Total Assets: | $457,371,000 | 1,048 |
| Cash and due from depository institutions | $15,770,000 | 849 |
| Interest-bearing balances | $85,000 | 5,068 |
| Securities | $57,926,000 | 1,996 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $361,651,000 | 876 |
| Loan loss allowance | $4,716,000 | 851 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $12,195,000 | 621 |
| Other real estate owned | $273,000 | 849 |
| Goodwill and other intangibles | $147,000 | 2,530 |
| All other assets | $9,409,000 | 1,052 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $457,371,000 | 1,048 |
| Total liabilities | $420,429,000 | 1,034 |
| Total deposits | $347,026,000 | 1,079 |
| Interest-bearing deposits | $286,291,000 | 1,127 |
| Deposits held in domestic offices | $347,026,000 | 1,074 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $29,696,000 | 667 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $40,100,000 | 855 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $3,607,000 | 1,194 |
| Total equity capital | $36,942,000 | 1,225 |
| Total bank equity capital | $36,942,000 | 1,225 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,797,000 | 1,417 |
| Surplus | $27,930,000 | 712 |
| Undivided profits | $6,215,000 | 3,565 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $1,058,000 | 2,074 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $2,722,000 | 776 |
| Earning assets | $419,662,000 | 1,045 |
| Long-term assets (5+ years) | $80,746,000 | 1,162 |
| Average Assets, year-to-date | $470,763,200 | 977 |
| Average Assets, quarterly | $463,277,000 | 1,032 |
| Volatile liabilities | $92,401,000 | 1,022 |
| Insider loans | $3,873,000 | 1,213 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $22,291,000 | 150 |
| Unused loan commitments | $77,995,000 | 856 |
| Tier 1 (core) risk-based capital | $39,199,200 | 1,120 |
| Tier 2 risk-based capital | $4,296,040 | 876 |
| Total risk weighted assets | $342,206,340 | 939 |
| Total unused commitments | $77,995,000 | 857 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank |
| # of Employees: | 218 | 772 |
| Assets and Liabilities |
| Total Assets: | $455,841,000 | 1,029 |
| Cash and due from depository institutions | $20,319,000 | 772 |
| Interest-bearing balances | $104,000 | 4,784 |
| Securities | $77,078,000 | 1,527 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $337,223,000 | 854 |
| Loan loss allowance | $2,323,000 | 1,546 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $12,862,000 | 560 |
| Other real estate owned | $1,003,000 | 772 |
| Goodwill and other intangibles | $789,000 | 1,573 |
| All other assets | $6,567,000 | 1,238 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $455,841,000 | 1,029 |
| Total liabilities | $418,306,000 | 1,012 |
| Total deposits | $349,390,000 | 1,058 |
| Interest-bearing deposits | $282,293,000 | 1,126 |
| Deposits held in domestic offices | $349,390,000 | 1,053 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $29,592,000 | 613 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $34,900,000 | 750 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $4,424,000 | 1,067 |
| Total equity capital | $37,535,000 | 1,192 |
| Total bank equity capital | $37,535,000 | 1,192 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,797,000 | 1,359 |
| Surplus | $26,830,000 | 695 |
| Undivided profits | $7,908,000 | 3,142 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $433,000 | 4,323 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $2,130,000 | 970 |
| Earning assets | $414,405,000 | 1,034 |
| Long-term assets (5+ years) | $108,658,000 | 831 |
| Average Assets, year-to-date | $402,177,800 | 1,094 |
| Average Assets, quarterly | $446,028,000 | 1,029 |
| Volatile liabilities | $77,208,000 | 1,001 |
| Insider loans | $9,722,000 | 409 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $85,425,000 | 103 |
| Unused loan commitments | $82,639,000 | 802 |
| Tier 1 (core) risk-based capital | $37,420,400 | 1,121 |
| Tier 2 risk-based capital | $2,323,000 | 1,416 |
| Total risk weighted assets | $323,579,200 | 910 |
| Total unused commitments | $82,639,000 | 808 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank |
| # of Employees: | 145 | 1,215 |
| Assets and Liabilities |
| Total Assets: | $288,462,000 | 1,584 |
| Cash and due from depository institutions | $10,067,000 | 1,215 |
| Interest-bearing balances | $1,857,000 | 1,857 |
| Securities | $49,986,000 | 2,281 |
| Federal funds sold & reverse repurchase agreements | $5,120,000 | 2,640 |
| Net loans & leases | $212,153,000 | 1,360 |
| Loan loss allowance | $1,381,000 | 2,509 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $6,794,000 | 1,143 |
| Other real estate owned | $314,000 | 1,215 |
| Goodwill and other intangibles | $225,000 | 2,215 |
| All other assets | $3,803,000 | 1,916 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $288,462,000 | 1,584 |
| Total liabilities | $269,503,000 | 1,527 |
| Total deposits | $244,933,000 | 1,515 |
| Interest-bearing deposits | $204,615,000 | 1,575 |
| Deposits held in domestic offices | $244,933,000 | 1,507 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,528,000 | 802 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $5,000,000 | 1,944 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $2,042,000 | 1,985 |
| Total equity capital | $18,959,000 | 2,363 |
| Total bank equity capital | $18,959,000 | 2,363 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,797,000 | 1,340 |
| Surplus | $11,128,000 | 1,406 |
| Undivided profits | $5,034,000 | 4,444 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $577,000 | 3,703 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,181,000 | 1,901 |
| Earning assets | $269,116,000 | 1,568 |
| Long-term assets (5+ years) | $44,963,000 | 1,512 |
| Average Assets, year-to-date | $251,657,800 | 1,727 |
| Average Assets, quarterly | $278,692,500 | 1,616 |
| Volatile liabilities | $55,097,000 | 1,308 |
| Insider loans | $6,165,000 | 648 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $39,588,000 | 111 |
| Unused loan commitments | $59,149,000 | 948 |
| Tier 1 (core) risk-based capital | $18,808,300 | 2,279 |
| Tier 2 risk-based capital | $1,381,000 | 2,172 |
| Total risk weighted assets | $202,377,100 | 1,402 |
| Total unused commitments | $59,149,000 | 953 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank |
| # of Employees: | 124 | 1,509 |
| Assets and Liabilities |
| Total Assets: | $211,101,000 | 2,203 |
| Cash and due from depository institutions | $15,045,000 | 1,509 |
| Interest-bearing balances | $7,528,000 | 506 |
| Securities | $26,111,000 | 4,375 |
| Federal funds sold & reverse repurchase agreements | $6,000,000 | 2,168 |
| Net loans & leases | $155,281,000 | 1,874 |
| Loan loss allowance | $1,000,000 | 3,512 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $6,196,000 | 1,258 |
| Other real estate owned | $0 | 1,509 |
| Goodwill and other intangibles | $226,000 | 2,076 |
| All other assets | $2,242,000 | 3,250 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $211,101,000 | 2,203 |
| Total liabilities | $196,368,000 | 2,137 |
| Total deposits | $180,593,000 | 2,138 |
| Interest-bearing deposits | $150,920,000 | 2,205 |
| Deposits held in domestic offices | $180,593,000 | 2,128 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,113,000 | 1,138 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $5,000,000 | 1,827 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $662,000 | 4,871 |
| Total equity capital | $14,733,000 | 3,015 |
| Total bank equity capital | $14,733,000 | 3,015 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,797,000 | 1,396 |
| Surplus | $8,763,000 | 1,816 |
| Undivided profits | $3,173,000 | 5,908 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $905,000 | 2,894 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $994,000 | 2,262 |
| Earning assets | $194,920,000 | 2,193 |
| Long-term assets (5+ years) | $22,249,000 | 2,468 |
| Average Assets, year-to-date | $184,308,600 | 2,436 |
| Average Assets, quarterly | $205,685,000 | 2,252 |
| Volatile liabilities | $33,083,000 | 1,923 |
| Insider loans | $6,940,000 | 612 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $20,345,000 | 148 |
| Unused loan commitments | $31,859,000 | 1,475 |
| Tier 1 (core) risk-based capital | $14,813,000 | 2,916 |
| Tier 2 risk-based capital | $1,000,000 | 2,967 |
| Total risk weighted assets | $148,300,600 | 1,903 |
| Total unused commitments | $31,859,000 | 1,486 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank |
| # of Employees: | 82 | 2,378 |
| Assets and Liabilities |
| Total Assets: | $154,870,000 | 2,972 |
| Cash and due from depository institutions | $5,768,000 | 2,378 |
| Interest-bearing balances | $81,000 | 5,527 |
| Securities | $24,073,000 | 4,845 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 7,267 |
| Net loans & leases | $118,491,000 | 2,341 |
| Loan loss allowance | $946,000 | 3,714 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $4,072,000 | 1,896 |
| Other real estate owned | $0 | 2,378 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,466,000 | 4,754 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $154,870,000 | 2,972 |
| Total liabilities | $145,250,000 | 2,862 |
| Total deposits | $129,861,000 | 2,970 |
| Interest-bearing deposits | $110,244,000 | 2,998 |
| Deposits held in domestic offices | $129,861,000 | 2,961 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,567,000 | 1,140 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $5,000,000 | 1,624 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $822,000 | 4,291 |
| Total equity capital | $9,620,000 | 4,483 |
| Total bank equity capital | $9,620,000 | 4,483 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,821,000 | 1,400 |
| Surplus | $4,452,000 | 3,155 |
| Undivided profits | $2,347,000 | 7,009 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $19,000 | 10,192 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $680,000 | 3,487 |
| Earning assets | $143,645,000 | 2,944 |
| Long-term assets (5+ years) | $11,775,000 | 3,637 |
| Average Assets, year-to-date | $142,922,600 | 3,064 |
| Average Assets, quarterly | $152,003,500 | 2,984 |
| Volatile liabilities | $30,683,000 | 1,822 |
| Insider loans | $6,214,000 | 713 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $25,655,000 | 1,678 |
| Tier 1 (core) risk-based capital | $9,573,000 | 4,375 |
| Tier 2 risk-based capital | $946,000 | 3,064 |
| Total risk weighted assets | $111,972,000 | 2,425 |
| Total unused commitments | $25,655,000 | 1,689 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank |
| # of Employees: | 65 | 3,120 |
| Assets and Liabilities |
| Total Assets: | $127,904,000 | 3,479 |
| Cash and due from depository institutions | $7,223,000 | 3,120 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $20,009,000 | 5,869 |
| Federal funds sold & reverse repurchase agreements | $500,000 | 6,727 |
| Net loans & leases | $95,833,000 | 2,752 |
| Loan loss allowance | $625,000 | 5,239 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $3,053,000 | 2,425 |
| Other real estate owned | $0 | 3,120 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,286,000 | 5,578 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $127,904,000 | 3,479 |
| Total liabilities | $121,024,000 | 3,357 |
| Total deposits | $115,342,000 | 3,300 |
| Interest-bearing deposits | $100,426,000 | 3,246 |
| Deposits held in domestic offices | $115,342,000 | 3,292 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,377,000 | 1,733 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $305,000 | 7,240 |
| Total equity capital | $6,880,000 | 5,615 |
| Total bank equity capital | $6,880,000 | 5,615 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,351,000 | 1,752 |
| Surplus | $3,542,000 | 3,685 |
| Undivided profits | $987,000 | 9,058 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $158,000 | 7,389 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $591,000 | 3,519 |
| Earning assets | $116,342,000 | 3,494 |
| Long-term assets (5+ years) | $11,308,000 | 3,810 |
| Average Assets, year-to-date | $101,036,200 | 4,225 |
| Average Assets, quarterly | $122,632,000 | 3,587 |
| Volatile liabilities | $18,862,000 | 2,649 |
| Insider loans | $3,963,000 | 1,052 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $30,892,000 | 1,402 |
| Tier 1 (core) risk-based capital | $7,366,000 | 5,373 |
| Tier 2 risk-based capital | $625,000 | 4,383 |
| Total risk weighted assets | $88,121,100 | 2,997 |
| Total unused commitments | $30,892,000 | 1,413 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank |
| # of Employees: | 43 | 4,750 |
| Assets and Liabilities |
| Total Assets: | $77,483,000 | 5,591 |
| Cash and due from depository institutions | $5,187,000 | 4,750 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $17,819,000 | 6,641 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $51,263,000 | 4,688 |
| Loan loss allowance | $505,000 | 6,326 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,604,000 | 2,810 |
| Other real estate owned | $0 | 4,750 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $610,000 | 8,469 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $77,483,000 | 5,591 |
| Total liabilities | $72,370,000 | 5,427 |
| Total deposits | $66,822,000 | 5,621 |
| Interest-bearing deposits | $58,591,000 | 5,565 |
| Deposits held in domestic offices | $66,822,000 | 5,612 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,264,000 | 1,463 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $22,000 | 4,830 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $262,000 | 8,148 |
| Total equity capital | $5,113,000 | 7,132 |
| Total bank equity capital | $5,113,000 | 7,132 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,767,000 | 2,409 |
| Surplus | $2,281,000 | 5,045 |
| Undivided profits | $1,065,000 | 9,364 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $27,000 | 11,157 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $267,000 | 6,651 |
| Earning assets | $69,082,000 | 5,711 |
| Long-term assets (5+ years) | $8,860,000 | 4,720 |
| Average Assets, year-to-date | $68,394,600 | 6,025 |
| Average Assets, quarterly | $74,924,500 | 5,691 |
| Volatile liabilities | $15,993,000 | 2,865 |
| Insider loans | $3,893,000 | 1,056 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $9,067,000 | 3,316 |
| Tier 1 (core) risk-based capital | $5,036,000 | 7,156 |
| Tier 2 risk-based capital | $505,000 | 5,223 |
| Total risk weighted assets | $53,762,300 | 4,605 |
| Total unused commitments | $9,067,000 | 3,335 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank |
| # of Employees: | 27 | 7,064 |
| Assets and Liabilities |
| Total Assets: | $54,997,000 | 7,379 |
| Cash and due from depository institutions | $3,209,000 | 7,064 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $11,871,000 | 8,451 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $38,051,000 | 5,972 |
| Loan loss allowance | $285,000 | 9,064 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,482,000 | 4,703 |
| Other real estate owned | $0 | 7,064 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $384,000 | 10,842 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $54,997,000 | 7,379 |
| Total liabilities | $50,937,000 | 7,285 |
| Total deposits | $48,128,000 | 7,413 |
| Interest-bearing deposits | $42,719,000 | 7,291 |
| Deposits held in domestic offices | $48,128,000 | 7,405 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,540,000 | 1,852 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $105,000 | 4,269 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $164,000 | 10,830 |
| Total equity capital | $4,060,000 | 8,197 |
| Total bank equity capital | $4,060,000 | 8,197 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,635,000 | 2,649 |
| Surplus | $2,000,000 | 5,384 |
| Undivided profits | $425,000 | 11,237 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $0 | 13,091 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $213,000 | 8,351 |
| Earning assets | $49,922,000 | 7,405 |
| Long-term assets (5+ years) | $5,038,000 | 6,469 |
| Average Assets, year-to-date | $44,354,400 | 8,318 |
| Average Assets, quarterly | $51,953,000 | 7,613 |
| Volatile liabilities | $12,049,000 | 3,581 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $3,677,000 | 5,496 |
| Tier 1 (core) risk-based capital | $4,060,000 | 8,135 |
| Tier 2 risk-based capital | $285,000 | 7,871 |
| Total risk weighted assets | $38,806,200 | 6,066 |
| Total unused commitments | $3,677,000 | 5,524 |
| Derivatives | $0 | 651 |
