Gold Bank, Income and Expense
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $64,789,000 | 202 |
| Total interest expense | $32,317,000 | 182 |
| Net interest income | $32,472,000 | 224 |
| Provision for loan and lease losses | $10,852,000 | 59 |
| Total noninterest income | $3,816,000 | 469 |
| Gross Fiduciary activities income | $41,000 | 854 |
| Service charges on deposit accounts | $1,162,000 | 356 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,613,000 | 419 |
| Total noninterest expense | $27,235,000 | 219 |
| Salaries and employee benefits | $10,244,000 | 254 |
| Premises and equipment expense | $2,172,000 | 313 |
| Additional noninterest expense | $14,819,000 | 168 |
| Pre-tax net operating income | $-1,799,000 | 8,774 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $-968,000 | 8,773 |
| Income before extraordinary items | $-831,000 | 8,751 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-831,000 | 8,750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,788,000 | 59 |
| Cash dividends | $4,000,000 | 250 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-831,000 | 8,742 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $237,350,000 | 192 |
| Total interest expense | $108,168,000 | 169 |
| Net interest income | $129,182,000 | 215 |
| Provision for loan and lease losses | $9,713,000 | 145 |
| Total noninterest income | $50,648,000 | 218 |
| Gross Fiduciary activities income | $193,000 | 811 |
| Service charges on deposit accounts | $5,905,000 | 285 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $44,550,000 | 178 |
| Total noninterest expense | $73,369,000 | 277 |
| Salaries and employee benefits | $30,528,000 | 313 |
| Premises and equipment expense | $10,352,000 | 257 |
| Additional noninterest expense | $32,489,000 | 248 |
| Pre-tax net operating income | $96,748,000 | 182 |
| Securities gains (losses) | $-1,964,000 | 8,776 |
| Applicable income taxes | $35,986,000 | 170 |
| Income before extraordinary items | $58,798,000 | 195 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $58,798,000 | 195 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,184,000 | 237 |
| Cash dividends | $44,000,000 | 141 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $60,054,960 | 189 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $174,495,000 | 193 |
| Total interest expense | $78,108,000 | 166 |
| Net interest income | $96,387,000 | 218 |
| Provision for loan and lease losses | $7,373,000 | 136 |
| Total noninterest income | $46,603,000 | 199 |
| Gross Fiduciary activities income | $150,000 | 789 |
| Service charges on deposit accounts | $4,604,000 | 274 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $41,849,000 | 163 |
| Total noninterest expense | $57,959,000 | 268 |
| Salaries and employee benefits | $23,484,000 | 303 |
| Premises and equipment expense | $8,158,000 | 247 |
| Additional noninterest expense | $26,317,000 | 243 |
| Pre-tax net operating income | $77,658,000 | 171 |
| Securities gains (losses) | $-1,978,000 | 8,826 |
| Applicable income taxes | $29,658,000 | 164 |
| Income before extraordinary items | $46,022,000 | 197 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $46,022,000 | 197 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,956,000 | 242 |
| Cash dividends | $35,000,000 | 135 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $47,287,920 | 183 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $116,257,000 | 189 |
| Total interest expense | $51,248,000 | 155 |
| Net interest income | $65,009,000 | 212 |
| Provision for loan and lease losses | $5,286,000 | 118 |
| Total noninterest income | $42,370,000 | 165 |
| Gross Fiduciary activities income | $104,000 | 792 |
| Service charges on deposit accounts | $3,209,000 | 257 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $39,057,000 | 137 |
| Total noninterest expense | $41,006,000 | 251 |
| Salaries and employee benefits | $17,005,000 | 277 |
| Premises and equipment expense | $5,113,000 | 253 |
| Additional noninterest expense | $18,888,000 | 226 |
| Pre-tax net operating income | $61,087,000 | 158 |
| Securities gains (losses) | $-1,980,000 | 8,845 |
| Applicable income taxes | $20,537,000 | 155 |
| Income before extraordinary items | $38,570,000 | 169 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $38,570,000 | 169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,539,000 | 270 |
| Cash dividends | $11,000,000 | 188 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $39,857,000 | 160 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $56,773,000 | 192 |
| Total interest expense | $24,854,000 | 151 |
| Net interest income | $31,919,000 | 214 |
| Provision for loan and lease losses | $1,253,000 | 213 |
| Total noninterest income | $3,608,000 | 467 |
| Gross Fiduciary activities income | $62,000 | 755 |
| Service charges on deposit accounts | $1,602,000 | 246 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,944,000 | 479 |
| Total noninterest expense | $20,140,000 | 257 |
| Salaries and employee benefits | $8,763,000 | 273 |
| Premises and equipment expense | $2,509,000 | 258 |
| Additional noninterest expense | $8,868,000 | 233 |
| Pre-tax net operating income | $14,134,000 | 246 |
| Securities gains (losses) | $22,000 | 766 |
| Applicable income taxes | $4,029,000 | 279 |
| Income before extraordinary items | $10,127,000 | 248 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $10,127,000 | 248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,061,000 | 218 |
| Cash dividends | $4,000,000 | 204 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $10,111,160 | 245 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $212,272,000 | 190 |
| Total interest expense | $82,481,000 | 146 |
| Net interest income | $129,791,000 | 210 |
| Provision for loan and lease losses | $5,895,000 | 219 |
| Total noninterest income | $41,834,000 | 245 |
| Gross Fiduciary activities income | $189,000 | 804 |
| Service charges on deposit accounts | $7,908,000 | 221 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $33,737,000 | 217 |
| Total noninterest expense | $105,272,000 | 212 |
| Salaries and employee benefits | $40,826,000 | 236 |
| Premises and equipment expense | $9,617,000 | 272 |
| Additional noninterest expense | $54,829,000 | 184 |
| Pre-tax net operating income | $60,458,000 | 232 |
| Securities gains (losses) | $-11,414,000 | 8,963 |
| Applicable income taxes | $16,682,000 | 260 |
| Income before extraordinary items | $32,362,000 | 270 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $32,362,000 | 270 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,885,000 | 216 |
| Cash dividends | $6,000,000 | 519 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $39,895,240 | 235 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $155,956,000 | 193 |
| Total interest expense | $60,262,000 | 144 |
| Net interest income | $95,694,000 | 213 |
| Provision for loan and lease losses | $4,770,000 | 220 |
| Total noninterest income | $37,807,000 | 225 |
| Gross Fiduciary activities income | $131,000 | 817 |
| Service charges on deposit accounts | $6,125,000 | 223 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $31,551,000 | 200 |
| Total noninterest expense | $82,823,000 | 207 |
| Salaries and employee benefits | $30,857,000 | 235 |
| Premises and equipment expense | $7,019,000 | 276 |
| Additional noninterest expense | $44,947,000 | 176 |
| Pre-tax net operating income | $45,908,000 | 233 |
| Securities gains (losses) | $-10,833,000 | 9,014 |
| Applicable income taxes | $12,360,000 | 268 |
| Income before extraordinary items | $22,715,000 | 286 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $22,715,000 | 287 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,117,000 | 254 |
| Cash dividends | $3,000,000 | 690 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $29,756,450 | 236 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $82,601,000 | 222 |
| Total interest expense | $32,491,000 | 168 |
| Net interest income | $50,110,000 | 246 |
| Provision for loan and lease losses | $3,419,000 | 203 |
| Total noninterest income | $29,540,000 | 206 |
| Gross Fiduciary activities income | $33,000 | 1,028 |
| Service charges on deposit accounts | $3,115,000 | 274 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $26,392,000 | 173 |
| Total noninterest expense | $48,409,000 | 224 |
| Salaries and employee benefits | $16,493,000 | 283 |
| Premises and equipment expense | $3,415,000 | 343 |
| Additional noninterest expense | $28,501,000 | 181 |
| Pre-tax net operating income | $27,822,000 | 247 |
| Securities gains (losses) | $143,000 | 813 |
| Applicable income taxes | $9,997,000 | 233 |
| Income before extraordinary items | $17,968,000 | 255 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $17,968,000 | 256 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,941,000 | 268 |
| Cash dividends | $3,000,000 | 492 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $17,876,480 | 245 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $29,363,000 | 287 |
| Total interest expense | $11,606,000 | 218 |
| Net interest income | $17,757,000 | 320 |
| Provision for loan and lease losses | $2,294,000 | 168 |
| Total noninterest income | $18,727,000 | 177 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $862,000 | 508 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $17,865,000 | 141 |
| Total noninterest expense | $13,287,000 | 347 |
| Salaries and employee benefits | $6,033,000 | 386 |
| Premises and equipment expense | $1,626,000 | 375 |
| Additional noninterest expense | $5,628,000 | 296 |
| Pre-tax net operating income | $20,903,000 | 180 |
| Securities gains (losses) | $34,000 | 1,420 |
| Applicable income taxes | $7,451,000 | 177 |
| Income before extraordinary items | $13,486,000 | 198 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $13,486,000 | 199 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $159,000 | 951 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $13,464,240 | 185 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $120,046,000 | 281 |
| Total interest expense | $47,466,000 | 227 |
| Net interest income | $72,580,000 | 313 |
| Provision for loan and lease losses | $7,590,000 | 241 |
| Total noninterest income | $12,877,000 | 543 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $4,022,000 | 421 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $8,855,000 | 494 |
| Total noninterest expense | $47,599,000 | 393 |
| Salaries and employee benefits | $23,567,000 | 385 |
| Premises and equipment expense | $7,354,000 | 338 |
| Additional noninterest expense | $16,678,000 | 377 |
| Pre-tax net operating income | $30,268,000 | 346 |
| Securities gains (losses) | $1,734,000 | 330 |
| Applicable income taxes | $9,959,000 | 368 |
| Income before extraordinary items | $22,043,000 | 355 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $22,043,000 | 356 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,917,000 | 225 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $20,846,540 | 346 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $89,664,000 | 289 |
| Total interest expense | $36,090,000 | 237 |
| Net interest income | $53,574,000 | 323 |
| Provision for loan and lease losses | $5,240,000 | 271 |
| Total noninterest income | $10,624,000 | 540 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $2,980,000 | 432 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $7,644,000 | 461 |
| Total noninterest expense | $35,670,000 | 395 |
| Salaries and employee benefits | $18,044,000 | 387 |
| Premises and equipment expense | $5,556,000 | 343 |
| Additional noninterest expense | $12,070,000 | 400 |
| Pre-tax net operating income | $23,288,000 | 353 |
| Securities gains (losses) | $915,000 | 471 |
| Applicable income taxes | $7,237,000 | 393 |
| Income before extraordinary items | $16,966,000 | 363 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $16,966,000 | 364 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,769,000 | 240 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $16,325,500 | 342 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $59,390,000 | 299 |
| Total interest expense | $24,749,000 | 240 |
| Net interest income | $34,641,000 | 331 |
| Provision for loan and lease losses | $3,300,000 | 273 |
| Total noninterest income | $5,609,000 | 621 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $1,883,000 | 454 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $3,726,000 | 579 |
| Total noninterest expense | $24,823,000 | 383 |
| Salaries and employee benefits | $11,922,000 | 391 |
| Premises and equipment expense | $3,625,000 | 348 |
| Additional noninterest expense | $9,276,000 | 365 |
| Pre-tax net operating income | $12,127,000 | 424 |
| Securities gains (losses) | $884,000 | 396 |
| Applicable income taxes | $3,848,000 | 462 |
| Income before extraordinary items | $9,163,000 | 423 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $9,163,000 | 424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,818,000 | 223 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $8,544,200 | 415 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $29,633,000 | 306 |
| Total interest expense | $12,389,000 | 249 |
| Net interest income | $17,244,000 | 335 |
| Provision for loan and lease losses | $1,950,000 | 248 |
| Total noninterest income | $2,742,000 | 629 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $910,000 | 463 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,832,000 | 574 |
| Total noninterest expense | $11,657,000 | 407 |
| Salaries and employee benefits | $5,946,000 | 389 |
| Premises and equipment expense | $1,722,000 | 366 |
| Additional noninterest expense | $3,989,000 | 402 |
| Pre-tax net operating income | $6,379,000 | 408 |
| Securities gains (losses) | $63,000 | 1,259 |
| Applicable income taxes | $1,898,000 | 470 |
| Income before extraordinary items | $4,544,000 | 421 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,544,000 | 421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,822,000 | 175 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $4,499,270 | 390 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $107,378,000 | 342 |
| Total interest expense | $48,508,000 | 284 |
| Net interest income | $58,870,000 | 379 |
| Provision for loan and lease losses | $11,275,000 | 229 |
| Total noninterest income | $13,842,000 | 514 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $3,531,000 | 467 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $10,311,000 | 434 |
| Total noninterest expense | $39,838,000 | 447 |
| Salaries and employee benefits | $20,249,000 | 429 |
| Premises and equipment expense | $6,835,000 | 367 |
| Additional noninterest expense | $12,754,000 | 468 |
| Pre-tax net operating income | $21,599,000 | 445 |
| Securities gains (losses) | $5,898,000 | 141 |
| Applicable income taxes | $8,447,000 | 406 |
| Income before extraordinary items | $19,050,000 | 385 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $19,050,000 | 385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,764,000 | 294 |
| Cash dividends | $4,000,000 | 738 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $14,980,380 | 437 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $103,660,000 | 381 |
| Total interest expense | $53,215,000 | 364 |
| Net interest income | $50,445,000 | 400 |
| Provision for loan and lease losses | $4,490,000 | 380 |
| Total noninterest income | $8,673,000 | 662 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $3,668,000 | 413 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $5,005,000 | 663 |
| Total noninterest expense | $34,545,000 | 491 |
| Salaries and employee benefits | $15,796,000 | 506 |
| Premises and equipment expense | $5,121,000 | 456 |
| Additional noninterest expense | $13,628,000 | 463 |
| Pre-tax net operating income | $20,083,000 | 423 |
| Securities gains (losses) | $1,255,000 | 360 |
| Applicable income taxes | $4,169,000 | 625 |
| Income before extraordinary items | $17,169,000 | 369 |
| Extraordinary gains, net | $4,080,000 | 10 |
| Net income | $21,249,000 | 309 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,299,000 | 515 |
| Cash dividends | $12,660,000 | 313 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $16,165,000 | 367 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $95,611,000 | 421 |
| Total interest expense | $49,892,000 | 425 |
| Net interest income | $45,719,000 | 433 |
| Provision for loan and lease losses | $750,000 | 1,331 |
| Total noninterest income | $9,344,000 | 615 |
| Gross Fiduciary activities income | $156,000 | 851 |
| Service charges on deposit accounts | $3,259,000 | 418 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $5,929,000 | 568 |
| Total noninterest expense | $35,518,000 | 460 |
| Salaries and employee benefits | $16,911,000 | 451 |
| Premises and equipment expense | $6,052,000 | 374 |
| Additional noninterest expense | $12,555,000 | 493 |
| Pre-tax net operating income | $18,795,000 | 471 |
| Securities gains (losses) | $-1,424,000 | 9,785 |
| Applicable income taxes | $6,294,000 | 466 |
| Income before extraordinary items | $11,077,000 | 529 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $11,077,000 | 530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $377,000 | 1,545 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $11,988,360 | 489 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $326,000 | 10,060 |
| Total interest expense | $166,000 | 9,978 |
| Net interest income | $160,000 | 10,103 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $50,000 | 9,594 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $27,000 | 8,351 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 9,132 |
| Total noninterest expense | $85,000 | 10,200 |
| Salaries and employee benefits | $17,000 | 10,199 |
| Premises and equipment expense | $21,000 | 10,076 |
| Additional noninterest expense | $47,000 | 10,159 |
| Pre-tax net operating income | $125,000 | 8,953 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $33,000 | 7,937 |
| Income before extraordinary items | $92,000 | 9,022 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $92,000 | 9,020 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,495 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $92,000 | 8,988 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,675,000 | 6,775 |
| Total interest expense | $1,807,000 | 6,539 |
| Net interest income | $1,868,000 | 6,905 |
| Provision for loan and lease losses | $105,000 | 5,006 |
| Total noninterest income | $406,000 | 5,562 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $243,000 | 4,581 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $163,000 | 5,471 |
| Total noninterest expense | $1,437,000 | 6,861 |
| Salaries and employee benefits | $719,000 | 7,084 |
| Premises and equipment expense | $249,000 | 5,974 |
| Additional noninterest expense | $469,000 | 6,656 |
| Pre-tax net operating income | $732,000 | 6,370 |
| Securities gains (losses) | $29,000 | 2,139 |
| Applicable income taxes | $233,000 | 5,798 |
| Income before extraordinary items | $528,000 | 6,439 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $528,000 | 6,438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $222,000 | 2,290 |
| Cash dividends | $50,000 | 6,861 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $507,990 | 6,449 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,423,000 | 7,251 |
| Total interest expense | $1,628,000 | 7,051 |
| Net interest income | $1,795,000 | 7,333 |
| Provision for loan and lease losses | $59,000 | 6,382 |
| Total noninterest income | $456,000 | 5,286 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $305,000 | 4,013 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $151,000 | 5,664 |
| Total noninterest expense | $1,352,000 | 7,178 |
| Salaries and employee benefits | $721,000 | 7,202 |
| Premises and equipment expense | $215,000 | 6,570 |
| Additional noninterest expense | $416,000 | 7,217 |
| Pre-tax net operating income | $840,000 | 6,361 |
| Securities gains (losses) | $9,000 | 2,430 |
| Applicable income taxes | $334,000 | 5,439 |
| Income before extraordinary items | $515,000 | 6,879 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $515,000 | 6,882 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 10,129 |
| Cash dividends | $50,000 | 7,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $509,240 | 6,850 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,876,000 | 8,167 |
| Total interest expense | $1,404,000 | 7,825 |
| Net interest income | $1,472,000 | 8,334 |
| Provision for loan and lease losses | $14,000 | 8,292 |
| Total noninterest income | $404,000 | 5,910 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $249,000 | 4,840 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $155,000 | 5,886 |
| Total noninterest expense | $1,307,000 | 7,642 |
| Salaries and employee benefits | $694,000 | 7,573 |
| Premises and equipment expense | $193,000 | 7,149 |
| Additional noninterest expense | $420,000 | 7,711 |
| Pre-tax net operating income | $555,000 | 7,658 |
| Securities gains (losses) | $-11,000 | 10,330 |
| Applicable income taxes | $166,000 | 7,640 |
| Income before extraordinary items | $378,000 | 7,806 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $378,000 | 7,803 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-40,000 | 10,962 |
| Cash dividends | $200,000 | 5,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $385,590 | 7,691 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,515,000 | 8,946 |
| Total interest expense | $1,271,000 | 8,367 |
| Net interest income | $1,244,000 | 9,214 |
| Provision for loan and lease losses | $10,000 | 8,319 |
| Total noninterest income | $292,000 | 7,163 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $174,000 | 6,184 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $118,000 | 6,698 |
| Total noninterest expense | $1,143,000 | 8,415 |
| Salaries and employee benefits | $606,000 | 8,321 |
| Premises and equipment expense | $186,000 | 7,481 |
| Additional noninterest expense | $351,000 | 8,679 |
| Pre-tax net operating income | $383,000 | 9,173 |
| Securities gains (losses) | $77,000 | 1,071 |
| Applicable income taxes | $112,000 | 8,934 |
| Income before extraordinary items | $348,000 | 8,497 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $348,000 | 8,501 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,371 |
| Cash dividends | $100,000 | 6,741 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $289,480 | 9,011 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,094,000 | 9,624 |
| Total interest expense | $923,000 | 9,025 |
| Net interest income | $1,171,000 | 9,837 |
| Provision for loan and lease losses | $68,000 | 5,388 |
| Total noninterest income | $207,000 | 8,614 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $125,000 | 7,476 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 8,157 |
| Total noninterest expense | $890,000 | 9,817 |
| Salaries and employee benefits | $440,000 | 9,917 |
| Premises and equipment expense | $152,000 | 8,497 |
| Additional noninterest expense | $298,000 | 9,987 |
| Pre-tax net operating income | $420,000 | 9,201 |
| Securities gains (losses) | $-1,000 | 8,790 |
| Applicable income taxes | $59,000 | 10,250 |
| Income before extraordinary items | $360,000 | 8,554 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $360,000 | 8,560 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,934 |
| Cash dividends | $200,000 | 5,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $360,860 | 8,595 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,923,000 | 10,334 |
| Total interest expense | $726,000 | 10,432 |
| Net interest income | $1,197,000 | 10,076 |
| Provision for loan and lease losses | $40,000 | 7,927 |
| Total noninterest income | $159,000 | 10,034 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $121,000 | 7,803 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 10,795 |
| Total noninterest expense | $808,000 | 10,628 |
| Salaries and employee benefits | $391,000 | 10,728 |
| Premises and equipment expense | $149,000 | 8,943 |
| Additional noninterest expense | $268,000 | 10,852 |
| Pre-tax net operating income | $508,000 | 8,617 |
| Securities gains (losses) | $72,000 | 2,926 |
| Applicable income taxes | $139,000 | 8,881 |
| Income before extraordinary items | $441,000 | 8,051 |
| Extraordinary gains, net | $-5,000 | 12,234 |
| Net income | $436,000 | 8,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 6,716 |
| Cash dividends | $325,000 | 4,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $386,280 | 8,311 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,987,000 | 10,911 |
| Total interest expense | $842,000 | 11,139 |
| Net interest income | $1,145,000 | 10,532 |
| Provision for loan and lease losses | $62,000 | 8,472 |
| Total noninterest income | $165,000 | 10,157 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $122,000 | 7,902 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 10,841 |
| Total noninterest expense | $757,000 | 11,221 |
| Salaries and employee benefits | $381,000 | 11,076 |
| Premises and equipment expense | $126,000 | 9,817 |
| Additional noninterest expense | $250,000 | 11,528 |
| Pre-tax net operating income | $491,000 | 8,468 |
| Securities gains (losses) | $-3,000 | 12,949 |
| Applicable income taxes | $112,000 | 9,602 |
| Income before extraordinary items | $376,000 | 8,453 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $376,000 | 8,579 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 5,971 |
| Cash dividends | $350,000 | 3,631 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $378,310 | 8,071 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.