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Gold Bank, Net charge- offs to loans

2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2221%212
Percentage Net Loans Charged-off: Total real estate loans1.1986%54
Percentage Net Loans Charged-off:Construction & development2.4853%21
Percentage Net Loans Charged-off: Commercial real estate0.0995%317
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.5595%219
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.6669%186
Percentage Net Loans Charged-off: Commercial and industrial1.3604%491
Percentage Net Loans Charged-off: Loans to individuals0.5196%2,114
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0640%7,078
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1354%3,076
Percentage Net Loans Charged-off: Total real estate loans0.0625%1,733
Percentage Net Loans Charged-off:Construction & development0.0295%561
Percentage Net Loans Charged-off: Commercial real estate0.0206%1,167
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.3526%455
Percentage Net Loans Charged-off: Home equity loans0.1717%311
All other 1-4 family - Percent of loans charged-off, net0.3858%430
Percentage Net Loans Charged-off: Commercial and industrial0.3908%2,163
Percentage Net Loans Charged-off: Loans to individuals0.5928%3,149
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0129%6,952
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1282%2,726
Percentage Net Loans Charged-off: Total real estate loans0.0340%2,031
Percentage Net Loans Charged-off:Construction & development0.0278%437
Percentage Net Loans Charged-off: Commercial real estate0.0237%909
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.1140%1,138
Percentage Net Loans Charged-off: Home equity loans0.2274%219
All other 1-4 family - Percent of loans charged-off, net0.0935%1,250
Percentage Net Loans Charged-off: Commercial and industrial0.4288%1,694
Percentage Net Loans Charged-off: Loans to individuals1.4265%1,009
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0564%7,194
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0998%2,885
Percentage Net Loans Charged-off: Total real estate loans0.0341%1,725
Percentage Net Loans Charged-off:Construction & development0.0265%357
Percentage Net Loans Charged-off: Commercial real estate0.0385%662
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.0631%1,376
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net0.0741%1,230
Percentage Net Loans Charged-off: Commercial and industrial0.3237%1,696
Percentage Net Loans Charged-off: Loans to individuals1.1090%1,383
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.2791%7,453
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%20
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1346%2,071
Percentage Net Loans Charged-off: Total real estate loans0.0419%1,222
Percentage Net Loans Charged-off:Construction & development0.0310%203
Percentage Net Loans Charged-off: Commercial real estate0.0372%417
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.1218%817
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.1433%724
Percentage Net Loans Charged-off: Commercial and industrial0.4740%1,052
Percentage Net Loans Charged-off: Loans to individuals1.1641%1,283
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.4381%7,524
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%13
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1991%2,764
Percentage Net Loans Charged-off: Total real estate loans0.1197%1,411
Percentage Net Loans Charged-off:Construction & development0.1717%401
Percentage Net Loans Charged-off: Commercial real estate0.0742%1,090
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.2082%933
Percentage Net Loans Charged-off: Home equity loans0.1544%336
All other 1-4 family - Percent of loans charged-off, net0.2152%909
Percentage Net Loans Charged-off: Commercial and industrial0.4004%2,396
Percentage Net Loans Charged-off: Loans to individuals1.4628%1,258
Percentage Net Loans Charged-off: Credit card loans9.9427%109
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1887%1,144
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%27
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1424%3,003
Percentage Net Loans Charged-off: Total real estate loans0.0834%1,510
Percentage Net Loans Charged-off:Construction & development0.0694%448
Percentage Net Loans Charged-off: Commercial real estate0.0903%793
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.1062%1,315
Percentage Net Loans Charged-off: Home equity loans0.0273%469
All other 1-4 family - Percent of loans charged-off, net0.1155%1,225
Percentage Net Loans Charged-off: Commercial and industrial0.2822%2,316
Percentage Net Loans Charged-off: Loans to individuals1.6146%988
Percentage Net Loans Charged-off: Credit card loans8.9960%131
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0893%7,361
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1675%2,534
Percentage Net Loans Charged-off: Total real estate loans0.0858%1,351
Percentage Net Loans Charged-off:Construction & development0.0061%448
Percentage Net Loans Charged-off: Commercial real estate0.1204%598
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.1803%849
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.1950%775
Percentage Net Loans Charged-off: Commercial and industrial0.3628%1,843
Percentage Net Loans Charged-off: Loans to individuals1.0882%1,697
Percentage Net Loans Charged-off: Credit card loans2.5838%737
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0693%1,061
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0369%3,997
Percentage Net Loans Charged-off: Total real estate loans0.0049%1,882
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0317%1,321
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.0340%1,227
Percentage Net Loans Charged-off: Commercial and industrial0.0602%1,962
Percentage Net Loans Charged-off: Loans to individuals1.2519%1,477
Percentage Net Loans Charged-off: Credit card loans1.1484%933
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0348%843
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4171%1,787
Percentage Net Loans Charged-off: Total real estate loans0.1718%1,253
Percentage Net Loans Charged-off:Construction & development0.3136%399
Percentage Net Loans Charged-off: Commercial real estate0.0536%1,278
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.2500%930
Percentage Net Loans Charged-off: Home equity loans-0.0309%6,014
All other 1-4 family - Percent of loans charged-off, net0.2632%905
Percentage Net Loans Charged-off: Commercial and industrial0.9620%1,724
Percentage Net Loans Charged-off: Loans to individuals0.6866%3,409
Percentage Net Loans Charged-off: Credit card loans4.6630%464
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0298%1,738
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3899%1,669
Percentage Net Loans Charged-off: Total real estate loans0.2301%814
Percentage Net Loans Charged-off:Construction & development0.4406%275
Percentage Net Loans Charged-off: Commercial real estate0.0742%951
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.3003%670
Percentage Net Loans Charged-off: Home equity loans-0.0452%5,979
All other 1-4 family - Percent of loans charged-off, net0.3151%666
Percentage Net Loans Charged-off: Commercial and industrial0.7361%1,769
Percentage Net Loans Charged-off: Loans to individuals0.6870%3,072
Percentage Net Loans Charged-off: Credit card loans5.7184%331
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0150%7,294
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4733%1,309
Percentage Net Loans Charged-off: Total real estate loans0.3486%519
Percentage Net Loans Charged-off:Construction & development0.6897%199
Percentage Net Loans Charged-off: Commercial real estate0.1303%654
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.3981%495
Percentage Net Loans Charged-off: Home equity loans-0.0764%5,967
All other 1-4 family - Percent of loans charged-off, net0.4156%479
Percentage Net Loans Charged-off: Commercial and industrial0.7433%1,583
Percentage Net Loans Charged-off: Loans to individuals0.8487%2,430
Percentage Net Loans Charged-off: Credit card loans6.6565%278
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7139%744
Percentage Net Loans Charged-off: Total real estate loans0.6169%249
Percentage Net Loans Charged-off:Construction & development1.4447%95
Percentage Net Loans Charged-off: Commercial real estate0.2699%336
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.3347%486
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.3461%486
Percentage Net Loans Charged-off: Commercial and industrial0.9378%1,061
Percentage Net Loans Charged-off: Loans to individuals1.2385%1,593
Percentage Net Loans Charged-off: Credit card loans11.3798%147
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4317%1,927
Percentage Net Loans Charged-off: Total real estate loans0.3312%681
Percentage Net Loans Charged-off:Construction & development0.0910%661
Percentage Net Loans Charged-off: Commercial real estate0.5828%452
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.3237%676
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.3327%674
Percentage Net Loans Charged-off: Commercial and industrial0.5861%2,645
Percentage Net Loans Charged-off: Loans to individuals1.0031%2,369
Percentage Net Loans Charged-off: Credit card loans0.1784%1,931
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1982%1,430
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2226%3,359
Percentage Net Loans Charged-off: Total real estate loans0.0588%2,233
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0588%1,095
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.1443%1,203
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.1482%1,155
Percentage Net Loans Charged-off: Commercial and industrial0.5566%2,548
Percentage Net Loans Charged-off: Loans to individuals0.1518%6,298
Percentage Net Loans Charged-off: Credit card loans-0.1488%5,406
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1085%8,028
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0447%5,932
Percentage Net Loans Charged-off: Total real estate loans-0.0017%1,270
Percentage Net Loans Charged-off:Construction & development0.0000%266
Percentage Net Loans Charged-off: Commercial real estate0.0059%397
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0239%610
Percentage Net Loans Charged-off: Home equity loans0.0000%364
All other 1-4 family - Percent of loans charged-off, net0.0243%567
Percentage Net Loans Charged-off: Commercial and industrial0.0981%851
Percentage Net Loans Charged-off: Loans to individuals0.2463%1,070
Percentage Net Loans Charged-off: Credit card loans1.2035%714
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0083%376
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0115%7,436
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8606%740
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0638%10,205
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.2193%11,107
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3210%2,681
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1301%5,125
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3359%3,858
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1559%1,733
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA