Home > Gogebic Range Bank > Income and Expense
Gogebic Range Bank, Income and Expense
| 2024-12-31 (YTD Data) | Rank | |
| Total interest income | $6,046,000 | 3,567 |
| Total interest expense | $1,382,000 | 3,777 |
| Net interest income | $4,664,000 | 3,391 |
| Provision for loan and lease losses | $0 | 3,269 |
| Total noninterest income | $470,000 | 3,409 |
| Gross Fiduciary activities income | $0 | 1,000 |
| Service charges on deposit accounts | $101,000 | 3,328 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $369,000 | 3,202 |
| Total noninterest expense | $3,959,000 | 3,371 |
| Salaries and employee benefits | $1,957,000 | 3,482 |
| Premises and equipment expense | $477,000 | 3,021 |
| Additional noninterest expense | $369,000 | 3,202 |
| Pre-tax net operating income | $1,175,000 | 3,369 |
| Securities gains (losses) | $15,000 | 549 |
| Applicable income taxes | $200,000 | 2,386 |
| Income before extraordinary items | $990,000 | 3,378 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $990,000 | 3,412 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $990,000 | 3,378 |
| Net charge-offs | $20,000 | 2,473 |
| Cash dividends | $869,000 | 2,381 |
| Sale, conversion, retirement of capital stock, net | $0 | 564 |
| Net operating income | $977,550 | 3,401 |
| 2024-09-30 (YTD Data) | Rank | |
| Total interest income | $4,515,000 | 3,573 |
| Total interest expense | $1,102,000 | 3,730 |
| Net interest income | $3,413,000 | 3,425 |
| Provision for loan and lease losses | $0 | 3,100 |
| Total noninterest income | $333,000 | 3,441 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $74,000 | 3,359 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $259,000 | 3,219 |
| Total noninterest expense | $2,961,000 | 3,356 |
| Salaries and employee benefits | $1,459,000 | 3,475 |
| Premises and equipment expense | $356,000 | 3,022 |
| Additional noninterest expense | $259,000 | 3,219 |
| Pre-tax net operating income | $785,000 | 3,473 |
| Securities gains (losses) | $15,000 | 611 |
| Applicable income taxes | $133,000 | 2,443 |
| Income before extraordinary items | $667,000 | 3,479 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $667,000 | 3,519 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $667,000 | 3,482 |
| Net charge-offs | $16,000 | 2,201 |
| Cash dividends | $0 | 3,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 527 |
| Net operating income | $654,550 | 3,513 |
| 2024-06-30 (YTD Data) | Rank | |
| Total interest income | $3,002,000 | 3,567 |
| Total interest expense | $716,000 | 3,749 |
| Net interest income | $2,286,000 | 3,428 |
| Provision for loan and lease losses | $0 | 2,935 |
| Total noninterest income | $209,000 | 3,475 |
| Gross Fiduciary activities income | $0 | 962 |
| Service charges on deposit accounts | $49,000 | 3,348 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $160,000 | 3,262 |
| Total noninterest expense | $2,032,000 | 3,322 |
| Salaries and employee benefits | $1,018,000 | 3,426 |
| Premises and equipment expense | $225,000 | 3,087 |
| Additional noninterest expense | $160,000 | 3,262 |
| Pre-tax net operating income | $463,000 | 3,552 |
| Securities gains (losses) | $12,000 | 400 |
| Applicable income taxes | $79,000 | 2,487 |
| Income before extraordinary items | $396,000 | 3,548 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $396,000 | 3,588 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $396,000 | 3,551 |
| Net charge-offs | $14,000 | 1,909 |
| Cash dividends | $0 | 2,949 |
| Sale, conversion, retirement of capital stock, net | $0 | 496 |
| Net operating income | $386,040 | 3,579 |
| 2024-03-31 (YTD Data) | Rank | |
| Total interest income | $1,494,000 | 3,563 |
| Total interest expense | $359,000 | 3,726 |
| Net interest income | $1,135,000 | 3,439 |
| Provision for loan and lease losses | $0 | 2,578 |
| Total noninterest income | $98,000 | 3,524 |
| Gross Fiduciary activities income | $0 | 895 |
| Service charges on deposit accounts | $24,000 | 3,365 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $74,000 | 3,307 |
| Total noninterest expense | $988,000 | 3,370 |
| Salaries and employee benefits | $484,000 | 3,491 |
| Premises and equipment expense | $102,000 | 3,215 |
| Additional noninterest expense | $74,000 | 3,307 |
| Pre-tax net operating income | $245,000 | 3,456 |
| Securities gains (losses) | $22,000 | 277 |
| Applicable income taxes | $45,000 | 2,370 |
| Income before extraordinary items | $222,000 | 3,436 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $222,000 | 3,473 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $222,000 | 3,437 |
| Net charge-offs | $7,000 | 1,636 |
| Cash dividends | $0 | 2,345 |
| Sale, conversion, retirement of capital stock, net | $0 | 434 |
| Net operating income | $203,740 | 3,513 |
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $5,688,000 | 3,538 |
| Total interest expense | $729,000 | 3,920 |
| Net interest income | $4,959,000 | 3,369 |
| Provision for loan and lease losses | $0 | 3,275 |
| Total noninterest income | $471,000 | 3,452 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $93,000 | 3,417 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $378,000 | 3,223 |
| Total noninterest expense | $3,980,000 | 3,356 |
| Salaries and employee benefits | $1,923,000 | 3,494 |
| Premises and equipment expense | $505,000 | 2,948 |
| Additional noninterest expense | $378,000 | 3,223 |
| Pre-tax net operating income | $1,450,000 | 3,270 |
| Securities gains (losses) | $22,000 | 637 |
| Applicable income taxes | $209,000 | 2,427 |
| Income before extraordinary items | $1,263,000 | 3,252 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,263,000 | 3,288 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $1,263,000 | 3,254 |
| Net charge-offs | $-17,000 | 3,951 |
| Cash dividends | $1,100,000 | 2,065 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $1,244,080 | 3,299 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $4,211,000 | 3,545 |
| Total interest expense | $491,000 | 3,926 |
| Net interest income | $3,720,000 | 3,379 |
| Provision for loan and lease losses | $0 | 3,085 |
| Total noninterest income | $369,000 | 3,425 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $67,000 | 3,466 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $302,000 | 3,163 |
| Total noninterest expense | $2,976,000 | 3,345 |
| Salaries and employee benefits | $1,425,000 | 3,497 |
| Premises and equipment expense | $379,000 | 2,949 |
| Additional noninterest expense | $302,000 | 3,162 |
| Pre-tax net operating income | $1,113,000 | 3,347 |
| Securities gains (losses) | $21,000 | 442 |
| Applicable income taxes | $177,000 | 2,412 |
| Income before extraordinary items | $957,000 | 3,336 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $957,000 | 3,368 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $957,000 | 3,336 |
| Net charge-offs | $-11,000 | 3,856 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $939,360 | 3,375 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $2,756,000 | 3,547 |
| Total interest expense | $237,000 | 4,040 |
| Net interest income | $2,519,000 | 3,375 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $210,000 | 3,542 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $44,000 | 3,472 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $166,000 | 3,333 |
| Total noninterest expense | $2,025,000 | 3,310 |
| Salaries and employee benefits | $984,000 | 3,463 |
| Premises and equipment expense | $259,000 | 2,913 |
| Additional noninterest expense | $166,000 | 3,323 |
| Pre-tax net operating income | $704,000 | 3,425 |
| Securities gains (losses) | $20,000 | 460 |
| Applicable income taxes | $112,000 | 2,491 |
| Income before extraordinary items | $612,000 | 3,417 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $612,000 | 3,450 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $612,000 | 3,416 |
| Net charge-offs | $-10,000 | 3,918 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $595,000 | 3,452 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $1,366,000 | 3,564 |
| Total interest expense | $98,000 | 4,050 |
| Net interest income | $1,268,000 | 3,378 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $104,000 | 3,570 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $19,000 | 3,593 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $85,000 | 3,303 |
| Total noninterest expense | $973,000 | 3,400 |
| Salaries and employee benefits | $466,000 | 3,571 |
| Premises and equipment expense | $128,000 | 2,977 |
| Additional noninterest expense | $85,000 | 3,303 |
| Pre-tax net operating income | $399,000 | 3,339 |
| Securities gains (losses) | $11,000 | 560 |
| Applicable income taxes | $73,000 | 2,374 |
| Income before extraordinary items | $337,000 | 3,369 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $337,000 | 3,367 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $337,000 | 3,369 |
| Net charge-offs | $-4,000 | 3,763 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $327,980 | 3,425 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $5,011,000 | 3,465 |
| Total interest expense | $163,000 | 4,178 |
| Net interest income | $4,848,000 | 3,377 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $491,000 | 3,541 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $98,000 | 3,460 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $393,000 | 3,272 |
| Total noninterest expense | $3,764,000 | 3,422 |
| Salaries and employee benefits | $1,807,000 | 3,601 |
| Premises and equipment expense | $471,000 | 3,075 |
| Additional noninterest expense | $393,000 | 3,272 |
| Pre-tax net operating income | $1,575,000 | 3,374 |
| Securities gains (losses) | $50,000 | 235 |
| Applicable income taxes | $256,000 | 2,519 |
| Income before extraordinary items | $1,369,000 | 3,354 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,369,000 | 3,350 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $1,369,000 | 3,353 |
| Net charge-offs | $41,000 | 1,641 |
| Cash dividends | $2,282,000 | 1,371 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $1,327,000 | 3,410 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $3,626,000 | 3,479 |
| Total interest expense | $112,000 | 4,155 |
| Net interest income | $3,514,000 | 3,410 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $411,000 | 3,473 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $82,000 | 3,383 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $329,000 | 3,200 |
| Total noninterest expense | $2,783,000 | 3,436 |
| Salaries and employee benefits | $1,324,000 | 3,621 |
| Premises and equipment expense | $347,000 | 3,098 |
| Additional noninterest expense | $329,000 | 3,200 |
| Pre-tax net operating income | $1,142,000 | 3,413 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $180,000 | 2,544 |
| Income before extraordinary items | $962,000 | 3,423 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $962,000 | 3,421 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $962,000 | 3,422 |
| Net charge-offs | $21,000 | 1,579 |
| Cash dividends | $1,050,000 | 1,621 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $962,000 | 3,448 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $2,360,000 | 3,493 |
| Total interest expense | $77,000 | 4,148 |
| Net interest income | $2,283,000 | 3,424 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $275,000 | 3,463 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $53,000 | 3,442 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $222,000 | 3,219 |
| Total noninterest expense | $1,854,000 | 3,442 |
| Salaries and employee benefits | $896,000 | 3,614 |
| Premises and equipment expense | $232,000 | 3,113 |
| Additional noninterest expense | $726,000 | 3,136 |
| Pre-tax net operating income | $704,000 | 3,385 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $113,000 | 2,505 |
| Income before extraordinary items | $591,000 | 3,393 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $591,000 | 3,392 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $591,000 | 3,393 |
| Net charge-offs | $19,000 | 1,340 |
| Cash dividends | $1,050,000 | 1,295 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $591,000 | 3,424 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,141,000 | 3,498 |
| Total interest expense | $41,000 | 4,097 |
| Net interest income | $1,100,000 | 3,430 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $121,000 | 3,552 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $25,000 | 3,486 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $96,000 | 3,314 |
| Total noninterest expense | $883,000 | 3,523 |
| Salaries and employee benefits | $426,000 | 3,698 |
| Premises and equipment expense | $106,000 | 3,256 |
| Additional noninterest expense | $351,000 | 3,186 |
| Pre-tax net operating income | $338,000 | 3,296 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $55,000 | 2,451 |
| Income before extraordinary items | $283,000 | 3,336 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $283,000 | 3,334 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $283,000 | 3,336 |
| Net charge-offs | $19,000 | 973 |
| Cash dividends | $1,050,000 | 739 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $283,000 | 3,360 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $4,711,000 | 3,560 |
| Total interest expense | $258,000 | 3,899 |
| Net interest income | $4,453,000 | 3,493 |
| Provision for loan and lease losses | $180,000 | 1,802 |
| Total noninterest income | $569,000 | 3,526 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $91,000 | 3,553 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $478,000 | 3,297 |
| Total noninterest expense | $3,527,000 | 3,529 |
| Salaries and employee benefits | $1,727,000 | 3,700 |
| Premises and equipment expense | $407,000 | 3,322 |
| Additional noninterest expense | $1,393,000 | 3,208 |
| Pre-tax net operating income | $1,315,000 | 3,601 |
| Securities gains (losses) | $77,000 | 964 |
| Applicable income taxes | $216,000 | 2,667 |
| Income before extraordinary items | $1,176,000 | 3,602 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,176,000 | 3,602 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $1,176,000 | 3,602 |
| Net charge-offs | $-18,000 | 3,808 |
| Cash dividends | $1,250,000 | 1,984 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $1,111,320 | 3,631 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $3,586,000 | 3,614 |
| Total interest expense | $211,000 | 3,910 |
| Net interest income | $3,375,000 | 3,553 |
| Provision for loan and lease losses | $135,000 | 1,755 |
| Total noninterest income | $451,000 | 3,524 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $66,000 | 3,607 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $385,000 | 3,296 |
| Total noninterest expense | $2,621,000 | 3,573 |
| Salaries and employee benefits | $1,279,000 | 3,745 |
| Premises and equipment expense | $301,000 | 3,391 |
| Additional noninterest expense | $1,041,000 | 3,244 |
| Pre-tax net operating income | $1,070,000 | 3,656 |
| Securities gains (losses) | $77,000 | 900 |
| Applicable income taxes | $181,000 | 2,639 |
| Income before extraordinary items | $966,000 | 3,652 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $966,000 | 3,652 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $966,000 | 3,652 |
| Net charge-offs | $-11,000 | 3,687 |
| Cash dividends | $1,250,000 | 1,539 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $901,320 | 3,699 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $2,510,000 | 3,570 |
| Total interest expense | $154,000 | 3,885 |
| Net interest income | $2,356,000 | 3,498 |
| Provision for loan and lease losses | $90,000 | 1,757 |
| Total noninterest income | $302,000 | 3,517 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $44,000 | 3,588 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $258,000 | 3,270 |
| Total noninterest expense | $1,700,000 | 3,632 |
| Salaries and employee benefits | $793,000 | 3,853 |
| Premises and equipment expense | $204,000 | 3,366 |
| Additional noninterest expense | $703,000 | 3,207 |
| Pre-tax net operating income | $868,000 | 3,431 |
| Securities gains (losses) | $74,000 | 759 |
| Applicable income taxes | $152,000 | 2,493 |
| Income before extraordinary items | $790,000 | 3,408 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $790,000 | 3,407 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $790,000 | 3,408 |
| Net charge-offs | $-5,000 | 3,551 |
| Cash dividends | $1,250,000 | 1,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $727,840 | 3,488 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,243,000 | 3,580 |
| Total interest expense | $81,000 | 3,909 |
| Net interest income | $1,162,000 | 3,516 |
| Provision for loan and lease losses | $45,000 | 1,795 |
| Total noninterest income | $161,000 | 3,448 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $20,000 | 3,668 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $141,000 | 3,175 |
| Total noninterest expense | $815,000 | 3,690 |
| Salaries and employee benefits | $393,000 | 3,885 |
| Premises and equipment expense | $100,000 | 3,410 |
| Additional noninterest expense | $322,000 | 3,311 |
| Pre-tax net operating income | $463,000 | 3,318 |
| Securities gains (losses) | $74,000 | 552 |
| Applicable income taxes | $87,000 | 2,376 |
| Income before extraordinary items | $450,000 | 3,236 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $450,000 | 3,237 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $450,000 | 3,236 |
| Net charge-offs | $3,000 | 1,645 |
| Cash dividends | $1,250,000 | 633 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $387,840 | 3,383 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $5,578,000 | 3,428 |
| Total interest expense | $512,000 | 3,815 |
| Net interest income | $5,066,000 | 3,321 |
| Provision for loan and lease losses | $240,000 | 2,884 |
| Total noninterest income | $499,000 | 3,615 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $121,000 | 3,348 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $378,000 | 3,421 |
| Total noninterest expense | $3,534,000 | 3,570 |
| Salaries and employee benefits | $1,856,000 | 3,680 |
| Premises and equipment expense | $427,000 | 3,299 |
| Additional noninterest expense | $1,251,000 | 3,349 |
| Pre-tax net operating income | $1,791,000 | 3,068 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $263,000 | 2,393 |
| Income before extraordinary items | $1,528,000 | 3,172 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,528,000 | 3,171 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,528,000 | 3,172 |
| Net charge-offs | $-28,000 | 4,462 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $1,528,000 | 3,116 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $4,359,000 | 3,400 |
| Total interest expense | $410,000 | 3,827 |
| Net interest income | $3,949,000 | 3,268 |
| Provision for loan and lease losses | $180,000 | 2,853 |
| Total noninterest income | $365,000 | 3,636 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $93,000 | 3,340 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $272,000 | 3,443 |
| Total noninterest expense | $2,649,000 | 3,561 |
| Salaries and employee benefits | $1,378,000 | 3,678 |
| Premises and equipment expense | $327,000 | 3,274 |
| Additional noninterest expense | $944,000 | 3,301 |
| Pre-tax net operating income | $1,485,000 | 2,955 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $225,000 | 2,307 |
| Income before extraordinary items | $1,260,000 | 3,064 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,260,000 | 3,063 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,260,000 | 3,064 |
| Net charge-offs | $-30,000 | 4,539 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,260,000 | 3,000 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $2,626,000 | 3,586 |
| Total interest expense | $286,000 | 3,862 |
| Net interest income | $2,340,000 | 3,499 |
| Provision for loan and lease losses | $120,000 | 2,806 |
| Total noninterest income | $204,000 | 3,802 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $69,000 | 3,242 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $135,000 | 3,676 |
| Total noninterest expense | $1,727,000 | 3,607 |
| Salaries and employee benefits | $877,000 | 3,755 |
| Premises and equipment expense | $217,000 | 3,286 |
| Additional noninterest expense | $633,000 | 3,315 |
| Pre-tax net operating income | $697,000 | 3,388 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $97,000 | 2,548 |
| Income before extraordinary items | $600,000 | 3,462 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $600,000 | 3,462 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $600,000 | 3,462 |
| Net charge-offs | $-143,000 | 4,943 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $600,000 | 3,402 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,327,000 | 3,572 |
| Total interest expense | $150,000 | 3,929 |
| Net interest income | $1,177,000 | 3,454 |
| Provision for loan and lease losses | $60,000 | 2,352 |
| Total noninterest income | $95,000 | 3,848 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $43,000 | 3,227 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 3,819 |
| Total noninterest expense | $877,000 | 3,610 |
| Salaries and employee benefits | $481,000 | 3,655 |
| Premises and equipment expense | $104,000 | 3,358 |
| Additional noninterest expense | $292,000 | 3,493 |
| Pre-tax net operating income | $335,000 | 3,281 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $49,000 | 2,421 |
| Income before extraordinary items | $286,000 | 3,340 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $286,000 | 3,340 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $286,000 | 3,341 |
| Net charge-offs | $-10,000 | 4,460 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $286,000 | 3,319 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $5,588,000 | 3,548 |
| Total interest expense | $593,000 | 3,984 |
| Net interest income | $4,995,000 | 3,403 |
| Provision for loan and lease losses | $240,000 | 2,172 |
| Total noninterest income | $481,000 | 3,709 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $166,000 | 3,383 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $315,000 | 3,522 |
| Total noninterest expense | $3,527,000 | 3,637 |
| Salaries and employee benefits | $1,664,000 | 3,897 |
| Premises and equipment expense | $441,000 | 3,307 |
| Additional noninterest expense | $1,422,000 | 3,193 |
| Pre-tax net operating income | $1,709,000 | 3,235 |
| Securities gains (losses) | $84,000 | 1,021 |
| Applicable income taxes | $308,000 | 2,347 |
| Income before extraordinary items | $1,485,000 | 3,290 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,485,000 | 3,291 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,485,000 | 3,291 |
| Net charge-offs | $169,000 | 1,821 |
| Cash dividends | $1,305,000 | 2,022 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $1,415,280 | 3,319 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $4,214,000 | 3,594 |
| Total interest expense | $439,000 | 4,043 |
| Net interest income | $3,775,000 | 3,447 |
| Provision for loan and lease losses | $180,000 | 2,065 |
| Total noninterest income | $336,000 | 3,820 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $116,000 | 3,500 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $220,000 | 3,627 |
| Total noninterest expense | $2,726,000 | 3,607 |
| Salaries and employee benefits | $1,267,000 | 3,895 |
| Premises and equipment expense | $346,000 | 3,256 |
| Additional noninterest expense | $1,113,000 | 3,115 |
| Pre-tax net operating income | $1,205,000 | 3,384 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $199,000 | 2,509 |
| Income before extraordinary items | $1,006,000 | 3,486 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,006,000 | 3,486 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,006,000 | 3,486 |
| Net charge-offs | $136,000 | 1,566 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,006,000 | 3,459 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $2,811,000 | 3,605 |
| Total interest expense | $288,000 | 4,057 |
| Net interest income | $2,523,000 | 3,458 |
| Provision for loan and lease losses | $120,000 | 2,025 |
| Total noninterest income | $222,000 | 3,830 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $67,000 | 3,685 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $155,000 | 3,570 |
| Total noninterest expense | $1,829,000 | 3,624 |
| Salaries and employee benefits | $813,000 | 3,985 |
| Premises and equipment expense | $225,000 | 3,312 |
| Additional noninterest expense | $791,000 | 3,025 |
| Pre-tax net operating income | $796,000 | 3,402 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $126,000 | 2,521 |
| Income before extraordinary items | $670,000 | 3,489 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $670,000 | 3,488 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $670,000 | 3,488 |
| Net charge-offs | $-4,000 | 4,200 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $670,000 | 3,470 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,405,000 | 3,630 |
| Total interest expense | $140,000 | 4,080 |
| Net interest income | $1,265,000 | 3,487 |
| Provision for loan and lease losses | $60,000 | 1,874 |
| Total noninterest income | $99,000 | 3,945 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $33,000 | 3,711 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 3,718 |
| Total noninterest expense | $889,000 | 3,708 |
| Salaries and employee benefits | $445,000 | 3,901 |
| Premises and equipment expense | $103,000 | 3,493 |
| Additional noninterest expense | $341,000 | 3,320 |
| Pre-tax net operating income | $415,000 | 3,327 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $64,000 | 2,475 |
| Income before extraordinary items | $351,000 | 3,412 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $351,000 | 3,411 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $351,000 | 3,411 |
| Net charge-offs | $-5,000 | 4,404 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $351,000 | 3,402 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $5,733,000 | 3,516 |
| Total interest expense | $511,000 | 3,903 |
| Net interest income | $5,222,000 | 3,419 |
| Provision for loan and lease losses | $240,000 | 2,183 |
| Total noninterest income | $391,000 | 4,072 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $155,000 | 3,639 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $236,000 | 3,925 |
| Total noninterest expense | $3,217,000 | 3,894 |
| Salaries and employee benefits | $1,511,000 | 4,160 |
| Premises and equipment expense | $436,000 | 3,383 |
| Additional noninterest expense | $1,270,000 | 3,477 |
| Pre-tax net operating income | $2,156,000 | 3,015 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $361,000 | 2,245 |
| Income before extraordinary items | $1,795,000 | 3,096 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,795,000 | 3,095 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,795,000 | 3,095 |
| Net charge-offs | $350,000 | 1,215 |
| Cash dividends | $1,575,000 | 1,684 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,795,000 | 3,094 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $4,304,000 | 3,530 |
| Total interest expense | $375,000 | 3,888 |
| Net interest income | $3,929,000 | 3,435 |
| Provision for loan and lease losses | $180,000 | 2,069 |
| Total noninterest income | $287,000 | 4,122 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $119,000 | 3,632 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $168,000 | 4,010 |
| Total noninterest expense | $2,418,000 | 3,902 |
| Salaries and employee benefits | $1,168,000 | 4,125 |
| Premises and equipment expense | $344,000 | 3,347 |
| Additional noninterest expense | $906,000 | 3,586 |
| Pre-tax net operating income | $1,618,000 | 3,069 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $269,000 | 2,308 |
| Income before extraordinary items | $1,349,000 | 3,145 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,349,000 | 3,143 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,349,000 | 3,144 |
| Net charge-offs | $107,000 | 1,688 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,349,000 | 3,136 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $2,836,000 | 3,539 |
| Total interest expense | $237,000 | 3,910 |
| Net interest income | $2,599,000 | 3,460 |
| Provision for loan and lease losses | $120,000 | 2,009 |
| Total noninterest income | $170,000 | 4,269 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $79,000 | 3,648 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $91,000 | 4,227 |
| Total noninterest expense | $1,583,000 | 3,961 |
| Salaries and employee benefits | $762,000 | 4,202 |
| Premises and equipment expense | $224,000 | 3,408 |
| Additional noninterest expense | $597,000 | 3,629 |
| Pre-tax net operating income | $1,066,000 | 3,065 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $176,000 | 2,318 |
| Income before extraordinary items | $890,000 | 3,129 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $890,000 | 3,126 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $890,000 | 3,128 |
| Net charge-offs | $98,000 | 1,326 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $890,000 | 3,121 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,420,000 | 3,545 |
| Total interest expense | $86,000 | 4,294 |
| Net interest income | $1,334,000 | 3,399 |
| Provision for loan and lease losses | $60,000 | 1,880 |
| Total noninterest income | $85,000 | 4,282 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $39,000 | 3,676 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 4,223 |
| Total noninterest expense | $775,000 | 4,047 |
| Salaries and employee benefits | $407,000 | 4,134 |
| Premises and equipment expense | $111,000 | 3,453 |
| Additional noninterest expense | $257,000 | 3,927 |
| Pre-tax net operating income | $584,000 | 2,855 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $97,000 | 2,204 |
| Income before extraordinary items | $487,000 | 2,944 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $487,000 | 2,945 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $487,000 | 2,944 |
| Net charge-offs | $104,000 | 837 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $487,000 | 2,933 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $5,301,000 | 3,651 |
| Total interest expense | $524,000 | 3,600 |
| Net interest income | $4,777,000 | 3,618 |
| Provision for loan and lease losses | $116,000 | 2,941 |
| Total noninterest income | $351,000 | 4,318 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $132,000 | 4,010 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $219,000 | 4,117 |
| Total noninterest expense | $2,854,000 | 4,209 |
| Salaries and employee benefits | $1,314,000 | 4,514 |
| Premises and equipment expense | $383,000 | 3,742 |
| Additional noninterest expense | $1,157,000 | 3,749 |
| Pre-tax net operating income | $2,158,000 | 2,997 |
| Securities gains (losses) | $16,000 | 1,414 |
| Applicable income taxes | $522,000 | 2,388 |
| Income before extraordinary items | $1,652,000 | 2,983 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,652,000 | 2,982 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,652,000 | 2,983 |
| Net charge-offs | $95,000 | 2,485 |
| Cash dividends | $1,305,000 | 1,868 |
| Sale, conversion, retirement of capital stock, net | $-5,623,000 | 5,665 |
| Net operating income | $1,639,840 | 2,970 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $3,848,000 | 3,741 |
| Total interest expense | $378,000 | 3,667 |
| Net interest income | $3,470,000 | 3,706 |
| Provision for loan and lease losses | $77,000 | 2,929 |
| Total noninterest income | $231,000 | 4,521 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $90,000 | 4,175 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $141,000 | 4,323 |
| Total noninterest expense | $2,047,000 | 4,307 |
| Salaries and employee benefits | $940,000 | 4,592 |
| Premises and equipment expense | $264,000 | 3,927 |
| Additional noninterest expense | $843,000 | 3,813 |
| Pre-tax net operating income | $1,577,000 | 3,078 |
| Securities gains (losses) | $16,000 | 1,419 |
| Applicable income taxes | $450,000 | 2,170 |
| Income before extraordinary items | $1,143,000 | 3,295 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,143,000 | 3,294 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,143,000 | 3,295 |
| Net charge-offs | $35,000 | 2,680 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $-5,603,000 | 5,731 |
| Net operating income | $1,131,480 | 3,289 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,324,000 | 3,907 |
| Total interest expense | $214,000 | 3,910 |
| Net interest income | $2,110,000 | 3,883 |
| Provision for loan and lease losses | $36,000 | 3,048 |
| Total noninterest income | $140,000 | 4,634 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $69,000 | 3,969 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 4,599 |
| Total noninterest expense | $1,314,000 | 4,391 |
| Salaries and employee benefits | $574,000 | 4,737 |
| Premises and equipment expense | $167,000 | 4,042 |
| Additional noninterest expense | $573,000 | 3,793 |
| Pre-tax net operating income | $900,000 | 3,298 |
| Securities gains (losses) | $15,000 | 1,091 |
| Applicable income taxes | $216,000 | 2,409 |
| Income before extraordinary items | $699,000 | 3,410 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $699,000 | 3,409 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $699,000 | 3,410 |
| Net charge-offs | $60,000 | 1,863 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $-5,504,000 | 5,782 |
| Net operating income | $687,600 | 3,417 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $901,000 | 4,384 |
| Total interest expense | $69,000 | 4,549 |
| Net interest income | $832,000 | 4,328 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $57,000 | 4,858 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $31,000 | 4,167 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 4,873 |
| Total noninterest expense | $530,000 | 4,771 |
| Salaries and employee benefits | $258,000 | 4,909 |
| Premises and equipment expense | $76,000 | 4,226 |
| Additional noninterest expense | $196,000 | 4,509 |
| Pre-tax net operating income | $359,000 | 3,578 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $109,000 | 2,375 |
| Income before extraordinary items | $250,000 | 3,872 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $250,000 | 3,870 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $250,000 | 3,872 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $250,000 | 3,855 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $3,443,000 | 4,502 |
| Total interest expense | $264,000 | 4,621 |
| Net interest income | $3,179,000 | 4,409 |
| Provision for loan and lease losses | $125,000 | 2,879 |
| Total noninterest income | $260,000 | 4,816 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $91,000 | 4,608 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $169,000 | 4,527 |
| Total noninterest expense | $1,994,000 | 4,897 |
| Salaries and employee benefits | $926,000 | 5,103 |
| Premises and equipment expense | $297,000 | 4,321 |
| Additional noninterest expense | $771,000 | 4,623 |
| Pre-tax net operating income | $1,320,000 | 3,682 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $398,000 | 2,454 |
| Income before extraordinary items | $922,000 | 3,989 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $922,000 | 3,987 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $922,000 | 3,988 |
| Net charge-offs | $195,000 | 1,957 |
| Cash dividends | $585,000 | 2,815 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $922,000 | 3,927 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $2,561,000 | 4,545 |
| Total interest expense | $195,000 | 4,691 |
| Net interest income | $2,366,000 | 4,462 |
| Provision for loan and lease losses | $125,000 | 2,532 |
| Total noninterest income | $197,000 | 4,855 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $65,000 | 4,723 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $132,000 | 4,544 |
| Total noninterest expense | $1,498,000 | 4,921 |
| Salaries and employee benefits | $707,000 | 5,084 |
| Premises and equipment expense | $219,000 | 4,373 |
| Additional noninterest expense | $572,000 | 4,670 |
| Pre-tax net operating income | $940,000 | 3,808 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $282,000 | 2,550 |
| Income before extraordinary items | $658,000 | 4,129 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $658,000 | 4,128 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $658,000 | 4,129 |
| Net charge-offs | $107,000 | 2,012 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $658,000 | 4,066 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,702,000 | 4,591 |
| Total interest expense | $132,000 | 4,707 |
| Net interest income | $1,570,000 | 4,502 |
| Provision for loan and lease losses | $125,000 | 2,071 |
| Total noninterest income | $118,000 | 4,983 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $43,000 | 4,744 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $75,000 | 4,708 |
| Total noninterest expense | $991,000 | 4,986 |
| Salaries and employee benefits | $460,000 | 5,184 |
| Premises and equipment expense | $147,000 | 4,386 |
| Additional noninterest expense | $384,000 | 4,696 |
| Pre-tax net operating income | $572,000 | 3,964 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $170,000 | 2,618 |
| Income before extraordinary items | $402,000 | 4,263 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $402,000 | 4,259 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $402,000 | 4,261 |
| Net charge-offs | $28,000 | 2,551 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $402,000 | 4,194 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $842,000 | 4,638 |
| Total interest expense | $65,000 | 4,764 |
| Net interest income | $777,000 | 4,557 |
| Provision for loan and lease losses | $75,000 | 1,741 |
| Total noninterest income | $59,000 | 4,988 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $18,000 | 4,938 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $41,000 | 4,611 |
| Total noninterest expense | $480,000 | 5,081 |
| Salaries and employee benefits | $213,000 | 5,315 |
| Premises and equipment expense | $75,000 | 4,390 |
| Additional noninterest expense | $192,000 | 4,726 |
| Pre-tax net operating income | $281,000 | 3,962 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $84,000 | 2,596 |
| Income before extraordinary items | $197,000 | 4,260 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $197,000 | 4,257 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $197,000 | 4,259 |
| Net charge-offs | $-2,000 | 4,420 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $197,000 | 4,202 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $3,336,000 | 4,668 |
| Total interest expense | $300,000 | 4,613 |
| Net interest income | $3,036,000 | 4,607 |
| Provision for loan and lease losses | $360,000 | 1,703 |
| Total noninterest income | $279,000 | 4,890 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $87,000 | 4,879 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $192,000 | 4,507 |
| Total noninterest expense | $1,953,000 | 5,097 |
| Salaries and employee benefits | $886,000 | 5,347 |
| Premises and equipment expense | $298,000 | 4,488 |
| Additional noninterest expense | $769,000 | 4,777 |
| Pre-tax net operating income | $1,002,000 | 4,096 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $295,000 | 2,679 |
| Income before extraordinary items | $707,000 | 4,399 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $707,000 | 4,396 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $707,000 | 4,399 |
| Net charge-offs | $242,000 | 1,810 |
| Cash dividends | $950,000 | 2,202 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $707,000 | 4,355 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $2,505,000 | 4,707 |
| Total interest expense | $228,000 | 4,655 |
| Net interest income | $2,277,000 | 4,658 |
| Provision for loan and lease losses | $270,000 | 1,610 |
| Total noninterest income | $216,000 | 4,882 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $62,000 | 4,980 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $154,000 | 4,455 |
| Total noninterest expense | $1,462,000 | 5,131 |
| Salaries and employee benefits | $658,000 | 5,385 |
| Premises and equipment expense | $221,000 | 4,551 |
| Additional noninterest expense | $583,000 | 4,796 |
| Pre-tax net operating income | $761,000 | 4,162 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $224,000 | 2,734 |
| Income before extraordinary items | $537,000 | 4,466 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $537,000 | 4,468 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $537,000 | 4,469 |
| Net charge-offs | $43,000 | 2,885 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $537,000 | 4,417 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,658,000 | 4,755 |
| Total interest expense | $156,000 | 4,653 |
| Net interest income | $1,502,000 | 4,718 |
| Provision for loan and lease losses | $180,000 | 1,603 |
| Total noninterest income | $132,000 | 4,998 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $41,000 | 5,012 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $91,000 | 4,621 |
| Total noninterest expense | $986,000 | 5,155 |
| Salaries and employee benefits | $448,000 | 5,403 |
| Premises and equipment expense | $149,000 | 4,561 |
| Additional noninterest expense | $389,000 | 4,825 |
| Pre-tax net operating income | $468,000 | 4,271 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $138,000 | 2,783 |
| Income before extraordinary items | $330,000 | 4,576 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $330,000 | 4,577 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $330,000 | 4,578 |
| Net charge-offs | $43,000 | 2,441 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $330,000 | 4,510 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $832,000 | 4,787 |
| Total interest expense | $82,000 | 4,625 |
| Net interest income | $750,000 | 4,749 |
| Provision for loan and lease losses | $90,000 | 1,532 |
| Total noninterest income | $69,000 | 4,958 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $18,000 | 5,147 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $51,000 | 4,496 |
| Total noninterest expense | $487,000 | 5,221 |
| Salaries and employee benefits | $210,000 | 5,533 |
| Premises and equipment expense | $78,000 | 4,520 |
| Additional noninterest expense | $199,000 | 4,809 |
| Pre-tax net operating income | $242,000 | 4,191 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $74,000 | 2,702 |
| Income before extraordinary items | $168,000 | 4,544 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $168,000 | 4,546 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $168,000 | 4,548 |
| Net charge-offs | $43,000 | 1,671 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $168,000 | 4,463 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $3,360,000 | 4,844 |
| Total interest expense | $332,000 | 4,782 |
| Net interest income | $3,028,000 | 4,793 |
| Provision for loan and lease losses | $420,000 | 1,625 |
| Total noninterest income | $418,000 | 4,549 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $97,000 | 5,043 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $321,000 | 3,919 |
| Total noninterest expense | $1,985,000 | 5,276 |
| Salaries and employee benefits | $886,000 | 5,562 |
| Premises and equipment expense | $319,000 | 4,560 |
| Additional noninterest expense | $780,000 | 4,959 |
| Pre-tax net operating income | $1,041,000 | 4,068 |
| Securities gains (losses) | $-1,000 | 5,807 |
| Applicable income taxes | $312,000 | 2,609 |
| Income before extraordinary items | $728,000 | 4,433 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $728,000 | 4,433 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $728,000 | 4,434 |
| Net charge-offs | $447,000 | 1,586 |
| Cash dividends | $250,000 | 3,543 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $728,700 | 4,386 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,504,000 | 4,910 |
| Total interest expense | $246,000 | 4,882 |
| Net interest income | $2,258,000 | 4,854 |
| Provision for loan and lease losses | $315,000 | 1,583 |
| Total noninterest income | $325,000 | 4,544 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $76,000 | 5,039 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $249,000 | 3,911 |
| Total noninterest expense | $1,484,000 | 5,318 |
| Salaries and employee benefits | $654,000 | 5,603 |
| Premises and equipment expense | $240,000 | 4,598 |
| Additional noninterest expense | $590,000 | 4,985 |
| Pre-tax net operating income | $784,000 | 4,148 |
| Securities gains (losses) | $-1,000 | 5,909 |
| Applicable income taxes | $235,000 | 2,677 |
| Income before extraordinary items | $548,000 | 4,475 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $548,000 | 4,475 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $548,000 | 4,476 |
| Net charge-offs | $397,000 | 1,358 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $548,700 | 4,435 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,677,000 | 4,921 |
| Total interest expense | $160,000 | 4,972 |
| Net interest income | $1,517,000 | 4,842 |
| Provision for loan and lease losses | $210,000 | 1,585 |
| Total noninterest income | $207,000 | 4,611 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $50,000 | 5,066 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $157,000 | 3,986 |
| Total noninterest expense | $998,000 | 5,341 |
| Salaries and employee benefits | $445,000 | 5,616 |
| Premises and equipment expense | $157,000 | 4,672 |
| Additional noninterest expense | $396,000 | 4,990 |
| Pre-tax net operating income | $516,000 | 4,126 |
| Securities gains (losses) | $-1,000 | 6,043 |
| Applicable income taxes | $154,000 | 2,660 |
| Income before extraordinary items | $361,000 | 4,457 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $361,000 | 4,460 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $361,000 | 4,461 |
| Net charge-offs | $194,000 | 1,608 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $361,700 | 4,409 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $825,000 | 4,996 |
| Total interest expense | $78,000 | 5,075 |
| Net interest income | $747,000 | 4,912 |
| Provision for loan and lease losses | $105,000 | 1,539 |
| Total noninterest income | $106,000 | 4,546 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $21,000 | 5,305 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $85,000 | 3,806 |
| Total noninterest expense | $491,000 | 5,436 |
| Salaries and employee benefits | $213,000 | 5,745 |
| Premises and equipment expense | $77,000 | 4,762 |
| Additional noninterest expense | $201,000 | 4,991 |
| Pre-tax net operating income | $257,000 | 4,067 |
| Securities gains (losses) | $-1,000 | 6,239 |
| Applicable income taxes | $78,000 | 2,574 |
| Income before extraordinary items | $178,000 | 4,439 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $178,000 | 4,441 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $178,000 | 4,441 |
| Net charge-offs | $259,000 | 793 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $178,700 | 4,382 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,337,000 | 5,039 |
| Total interest expense | $369,000 | 5,058 |
| Net interest income | $2,968,000 | 4,956 |
| Provision for loan and lease losses | $420,000 | 2,047 |
| Total noninterest income | $414,000 | 4,701 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $99,000 | 5,274 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $315,000 | 4,027 |
| Total noninterest expense | $1,912,000 | 5,543 |
| Salaries and employee benefits | $862,000 | 5,794 |
| Premises and equipment expense | $292,000 | 4,917 |
| Additional noninterest expense | $758,000 | 5,178 |
| Pre-tax net operating income | $1,050,000 | 4,006 |
| Securities gains (losses) | $5,000 | 2,813 |
| Applicable income taxes | $320,000 | 2,566 |
| Income before extraordinary items | $735,000 | 4,372 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $735,000 | 4,376 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $735,000 | 4,377 |
| Net charge-offs | $204,000 | 2,992 |
| Cash dividends | $250,000 | 3,423 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $731,500 | 4,326 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,500,000 | 5,092 |
| Total interest expense | $283,000 | 5,117 |
| Net interest income | $2,217,000 | 5,010 |
| Provision for loan and lease losses | $315,000 | 2,017 |
| Total noninterest income | $320,000 | 4,715 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $72,000 | 5,353 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $248,000 | 4,027 |
| Total noninterest expense | $1,411,000 | 5,591 |
| Salaries and employee benefits | $633,000 | 5,848 |
| Premises and equipment expense | $214,000 | 4,999 |
| Additional noninterest expense | $564,000 | 5,206 |
| Pre-tax net operating income | $811,000 | 4,032 |
| Securities gains (losses) | $5,000 | 2,677 |
| Applicable income taxes | $249,000 | 2,593 |
| Income before extraordinary items | $567,000 | 4,402 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $567,000 | 4,405 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $567,000 | 4,406 |
| Net charge-offs | $139,000 | 2,950 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $563,550 | 4,335 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,665,000 | 5,114 |
| Total interest expense | $195,000 | 5,112 |
| Net interest income | $1,470,000 | 5,025 |
| Provision for loan and lease losses | $210,000 | 2,037 |
| Total noninterest income | $199,000 | 4,847 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $47,000 | 5,387 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $152,000 | 4,192 |
| Total noninterest expense | $951,000 | 5,601 |
| Salaries and employee benefits | $431,000 | 5,856 |
| Premises and equipment expense | $140,000 | 5,036 |
| Additional noninterest expense | $380,000 | 5,207 |
| Pre-tax net operating income | $508,000 | 4,117 |
| Securities gains (losses) | $5,000 | 2,459 |
| Applicable income taxes | $156,000 | 2,653 |
| Income before extraordinary items | $357,000 | 4,503 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $357,000 | 4,505 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $357,000 | 4,506 |
| Net charge-offs | $140,000 | 2,440 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $353,500 | 4,412 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $845,000 | 5,113 |
| Total interest expense | $99,000 | 5,164 |
| Net interest income | $746,000 | 5,011 |
| Provision for loan and lease losses | $105,000 | 1,985 |
| Total noninterest income | $92,000 | 4,971 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $19,000 | 5,651 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $73,000 | 4,232 |
| Total noninterest expense | $467,000 | 5,681 |
| Salaries and employee benefits | $203,000 | 5,996 |
| Premises and equipment expense | $69,000 | 5,091 |
| Additional noninterest expense | $195,000 | 5,203 |
| Pre-tax net operating income | $266,000 | 4,020 |
| Securities gains (losses) | $5,000 | 1,643 |
| Applicable income taxes | $83,000 | 2,571 |
| Income before extraordinary items | $188,000 | 4,372 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $188,000 | 4,375 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $188,000 | 4,374 |
| Net charge-offs | $84,000 | 2,029 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $184,550 | 4,315 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,598,000 | 5,118 |
| Total interest expense | $496,000 | 5,133 |
| Net interest income | $3,102,000 | 5,023 |
| Provision for loan and lease losses | $495,000 | 2,737 |
| Total noninterest income | $382,000 | 4,883 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $120,000 | 5,151 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $262,000 | 4,227 |
| Total noninterest expense | $1,914,000 | 5,727 |
| Salaries and employee benefits | $889,000 | 5,920 |
| Premises and equipment expense | $286,000 | 5,065 |
| Additional noninterest expense | $739,000 | 5,433 |
| Pre-tax net operating income | $1,075,000 | 3,905 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $342,000 | 2,542 |
| Income before extraordinary items | $733,000 | 4,402 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $733,000 | 4,399 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $733,000 | 4,401 |
| Net charge-offs | $468,000 | 2,739 |
| Cash dividends | $250,000 | 3,437 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $733,000 | 4,232 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,727,000 | 5,186 |
| Total interest expense | $386,000 | 5,186 |
| Net interest income | $2,341,000 | 5,094 |
| Provision for loan and lease losses | $360,000 | 2,719 |
| Total noninterest income | $257,000 | 5,093 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $94,000 | 5,146 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $163,000 | 4,521 |
| Total noninterest expense | $1,402,000 | 5,825 |
| Salaries and employee benefits | $657,000 | 5,982 |
| Premises and equipment expense | $207,000 | 5,198 |
| Additional noninterest expense | $538,000 | 5,546 |
| Pre-tax net operating income | $836,000 | 3,959 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $280,000 | 2,533 |
| Income before extraordinary items | $556,000 | 4,500 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $556,000 | 4,499 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $556,000 | 4,498 |
| Net charge-offs | $153,000 | 3,574 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $556,000 | 4,322 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,816,000 | 5,214 |
| Total interest expense | $267,000 | 5,218 |
| Net interest income | $1,549,000 | 5,132 |
| Provision for loan and lease losses | $240,000 | 2,731 |
| Total noninterest income | $152,000 | 5,282 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $64,000 | 5,123 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $88,000 | 4,822 |
| Total noninterest expense | $946,000 | 5,844 |
| Salaries and employee benefits | $452,000 | 5,962 |
| Premises and equipment expense | $138,000 | 5,212 |
| Additional noninterest expense | $356,000 | 5,596 |
| Pre-tax net operating income | $515,000 | 4,073 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $166,000 | 2,623 |
| Income before extraordinary items | $349,000 | 4,588 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $349,000 | 4,590 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $349,000 | 4,590 |
| Net charge-offs | $135,000 | 3,147 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $349,000 | 4,399 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $919,000 | 5,233 |
| Total interest expense | $144,000 | 5,178 |
| Net interest income | $775,000 | 5,162 |
| Provision for loan and lease losses | $120,000 | 2,650 |
| Total noninterest income | $66,000 | 5,520 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $31,000 | 5,167 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $35,000 | 5,179 |
| Total noninterest expense | $468,000 | 5,902 |
| Salaries and employee benefits | $215,000 | 6,095 |
| Premises and equipment expense | $69,000 | 5,260 |
| Additional noninterest expense | $184,000 | 5,547 |
| Pre-tax net operating income | $253,000 | 4,152 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $81,000 | 2,631 |
| Income before extraordinary items | $172,000 | 4,619 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $172,000 | 4,623 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $172,000 | 4,623 |
| Net charge-offs | $6,000 | 4,226 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $172,000 | 4,488 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,668,000 | 5,337 |
| Total interest expense | $642,000 | 5,374 |
| Net interest income | $3,026,000 | 5,242 |
| Provision for loan and lease losses | $600,000 | 3,157 |
| Total noninterest income | $423,000 | 4,681 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $114,000 | 5,338 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $309,000 | 3,816 |
| Total noninterest expense | $1,833,000 | 5,969 |
| Salaries and employee benefits | $860,000 | 6,141 |
| Premises and equipment expense | $281,000 | 5,376 |
| Additional noninterest expense | $692,000 | 5,715 |
| Pre-tax net operating income | $1,016,000 | 3,702 |
| Securities gains (losses) | $36,000 | 2,789 |
| Applicable income taxes | $338,000 | 2,418 |
| Income before extraordinary items | $714,000 | 4,129 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $714,000 | 4,133 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $714,000 | 4,132 |
| Net charge-offs | $565,000 | 3,033 |
| Cash dividends | $235,000 | 3,217 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $689,520 | 4,052 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,761,000 | 5,380 |
| Total interest expense | $488,000 | 5,460 |
| Net interest income | $2,273,000 | 5,282 |
| Provision for loan and lease losses | $600,000 | 2,633 |
| Total noninterest income | $311,000 | 4,762 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $83,000 | 5,407 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $228,000 | 3,897 |
| Total noninterest expense | $1,388,000 | 5,996 |
| Salaries and employee benefits | $634,000 | 6,184 |
| Premises and equipment expense | $218,000 | 5,350 |
| Additional noninterest expense | $536,000 | 5,681 |
| Pre-tax net operating income | $596,000 | 4,232 |
| Securities gains (losses) | $36,000 | 2,537 |
| Applicable income taxes | $195,000 | 2,680 |
| Income before extraordinary items | $437,000 | 4,533 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $437,000 | 4,534 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $437,000 | 4,534 |
| Net charge-offs | $426,000 | 2,845 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $412,160 | 4,490 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,867,000 | 5,404 |
| Total interest expense | $331,000 | 5,541 |
| Net interest income | $1,536,000 | 5,280 |
| Provision for loan and lease losses | $525,000 | 2,246 |
| Total noninterest income | $221,000 | 4,700 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $54,000 | 5,436 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $167,000 | 3,776 |
| Total noninterest expense | $923,000 | 6,055 |
| Salaries and employee benefits | $412,000 | 6,295 |
| Premises and equipment expense | $148,000 | 5,347 |
| Additional noninterest expense | $363,000 | 5,720 |
| Pre-tax net operating income | $309,000 | 4,574 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $138,000 | 2,588 |
| Income before extraordinary items | $171,000 | 5,214 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $171,000 | 5,214 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $171,000 | 5,215 |
| Net charge-offs | $415,000 | 2,326 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $171,000 | 5,130 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $931,000 | 5,440 |
| Total interest expense | $169,000 | 5,602 |
| Net interest income | $762,000 | 5,297 |
| Provision for loan and lease losses | $150,000 | 2,750 |
| Total noninterest income | $118,000 | 4,632 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $24,000 | 5,566 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $94,000 | 3,676 |
| Total noninterest expense | $480,000 | 6,026 |
| Salaries and employee benefits | $212,000 | 6,281 |
| Premises and equipment expense | $79,000 | 5,252 |
| Additional noninterest expense | $189,000 | 5,682 |
| Pre-tax net operating income | $250,000 | 3,828 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $79,000 | 2,441 |
| Income before extraordinary items | $171,000 | 4,234 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $171,000 | 4,233 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $171,000 | 4,234 |
| Net charge-offs | $-1,000 | 6,209 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $171,000 | 4,181 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,756,000 | 5,557 |
| Total interest expense | $880,000 | 5,518 |
| Net interest income | $2,876,000 | 5,464 |
| Provision for loan and lease losses | $468,000 | 4,238 |
| Total noninterest income | $351,000 | 5,158 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $106,000 | 5,404 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $245,000 | 4,280 |
| Total noninterest expense | $1,723,000 | 6,278 |
| Salaries and employee benefits | $814,000 | 6,423 |
| Premises and equipment expense | $226,000 | 5,982 |
| Additional noninterest expense | $683,000 | 5,940 |
| Pre-tax net operating income | $1,036,000 | 3,323 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $282,000 | 2,421 |
| Income before extraordinary items | $754,000 | 3,714 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $754,000 | 3,713 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $754,000 | 3,715 |
| Net charge-offs | $374,000 | 4,015 |
| Cash dividends | $200,000 | 3,268 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $754,000 | 3,581 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,804,000 | 5,665 |
| Total interest expense | $690,000 | 5,565 |
| Net interest income | $2,114,000 | 5,581 |
| Provision for loan and lease losses | $318,000 | 4,237 |
| Total noninterest income | $240,000 | 5,389 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $74,000 | 5,590 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $166,000 | 4,494 |
| Total noninterest expense | $1,277,000 | 6,353 |
| Salaries and employee benefits | $592,000 | 6,523 |
| Premises and equipment expense | $164,000 | 6,109 |
| Additional noninterest expense | $521,000 | 5,950 |
| Pre-tax net operating income | $759,000 | 3,555 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $236,000 | 2,392 |
| Income before extraordinary items | $523,000 | 4,024 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $523,000 | 4,027 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $523,000 | 4,027 |
| Net charge-offs | $-3,000 | 7,327 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $523,000 | 3,878 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,846,000 | 5,747 |
| Total interest expense | $475,000 | 5,591 |
| Net interest income | $1,371,000 | 5,669 |
| Provision for loan and lease losses | $168,000 | 4,477 |
| Total noninterest income | $153,000 | 5,451 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $47,000 | 5,677 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $106,000 | 4,550 |
| Total noninterest expense | $817,000 | 6,470 |
| Salaries and employee benefits | $374,000 | 6,663 |
| Premises and equipment expense | $101,000 | 6,293 |
| Additional noninterest expense | $342,000 | 6,014 |
| Pre-tax net operating income | $539,000 | 3,504 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $169,000 | 2,293 |
| Income before extraordinary items | $370,000 | 3,922 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $370,000 | 3,920 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $370,000 | 3,921 |
| Net charge-offs | $-3,000 | 7,284 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $370,000 | 3,810 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $908,000 | 5,847 |
| Total interest expense | $242,000 | 5,670 |
| Net interest income | $666,000 | 5,759 |
| Provision for loan and lease losses | $36,000 | 5,192 |
| Total noninterest income | $64,000 | 5,785 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $20,000 | 5,909 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $44,000 | 4,900 |
| Total noninterest expense | $398,000 | 6,607 |
| Salaries and employee benefits | $186,000 | 6,755 |
| Premises and equipment expense | $45,000 | 6,571 |
| Additional noninterest expense | $167,000 | 6,104 |
| Pre-tax net operating income | $296,000 | 3,370 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $97,000 | 2,156 |
| Income before extraordinary items | $199,000 | 3,897 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $199,000 | 3,895 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $199,000 | 3,896 |
| Net charge-offs | $-8,000 | 7,437 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $199,000 | 3,786 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,477,000 | 6,029 |
| Total interest expense | $962,000 | 6,105 |
| Net interest income | $2,515,000 | 5,823 |
| Provision for loan and lease losses | $226,000 | 5,634 |
| Total noninterest income | $296,000 | 5,635 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $97,000 | 5,799 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $199,000 | 4,645 |
| Total noninterest expense | $1,552,000 | 6,726 |
| Salaries and employee benefits | $732,000 | 6,886 |
| Premises and equipment expense | $151,000 | 6,934 |
| Additional noninterest expense | $669,000 | 6,242 |
| Pre-tax net operating income | $1,033,000 | 2,938 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $332,000 | 1,935 |
| Income before extraordinary items | $701,000 | 3,356 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $701,000 | 3,355 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $701,000 | 3,355 |
| Net charge-offs | $223,000 | 4,862 |
| Cash dividends | $190,000 | 3,698 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $701,000 | 3,297 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,552,000 | 6,146 |
| Total interest expense | $714,000 | 6,257 |
| Net interest income | $1,838,000 | 5,906 |
| Provision for loan and lease losses | $119,000 | 5,786 |
| Total noninterest income | $245,000 | 5,553 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $70,000 | 5,898 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $175,000 | 4,505 |
| Total noninterest expense | $1,139,000 | 6,789 |
| Salaries and employee benefits | $530,000 | 6,980 |
| Premises and equipment expense | $108,000 | 7,037 |
| Additional noninterest expense | $501,000 | 6,247 |
| Pre-tax net operating income | $825,000 | 3,068 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $271,000 | 2,033 |
| Income before extraordinary items | $554,000 | 3,513 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $554,000 | 3,511 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $554,000 | 3,513 |
| Net charge-offs | $68,000 | 5,432 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $554,000 | 3,421 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,657,000 | 6,272 |
| Total interest expense | $478,000 | 6,371 |
| Net interest income | $1,179,000 | 6,013 |
| Provision for loan and lease losses | $51,000 | 6,050 |
| Total noninterest income | $165,000 | 5,555 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $46,000 | 5,925 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $119,000 | 4,499 |
| Total noninterest expense | $758,000 | 6,861 |
| Salaries and employee benefits | $339,000 | 7,122 |
| Premises and equipment expense | $74,000 | 7,057 |
| Additional noninterest expense | $345,000 | 6,197 |
| Pre-tax net operating income | $535,000 | 3,199 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $178,000 | 2,089 |
| Income before extraordinary items | $357,000 | 3,672 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $357,000 | 3,671 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $357,000 | 3,671 |
| Net charge-offs | $69,000 | 4,617 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $357,000 | 3,564 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $818,000 | 6,348 |
| Total interest expense | $244,000 | 6,438 |
| Net interest income | $574,000 | 6,078 |
| Provision for loan and lease losses | $24,000 | 5,765 |
| Total noninterest income | $72,000 | 5,774 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $20,000 | 6,060 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $52,000 | 4,774 |
| Total noninterest expense | $381,000 | 6,837 |
| Salaries and employee benefits | $167,000 | 7,186 |
| Premises and equipment expense | $40,000 | 6,984 |
| Additional noninterest expense | $174,000 | 5,951 |
| Pre-tax net operating income | $241,000 | 3,701 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $82,000 | 2,381 |
| Income before extraordinary items | $159,000 | 4,243 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $159,000 | 4,246 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $159,000 | 4,246 |
| Net charge-offs | $66,000 | 3,281 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $159,000 | 4,087 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,243,000 | 6,464 |
| Total interest expense | $1,102,000 | 6,612 |
| Net interest income | $2,141,000 | 6,282 |
| Provision for loan and lease losses | $41,000 | 6,697 |
| Total noninterest income | $246,000 | 6,161 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $87,000 | 6,083 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $159,000 | 5,220 |
| Total noninterest expense | $1,404,000 | 6,993 |
| Salaries and employee benefits | $665,000 | 7,239 |
| Premises and equipment expense | $147,000 | 7,175 |
| Additional noninterest expense | $592,000 | 6,251 |
| Pre-tax net operating income | $942,000 | 3,872 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $320,000 | 2,318 |
| Income before extraordinary items | $622,000 | 4,117 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $622,000 | 4,117 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,362 |
| Cash dividends | $200,000 | 4,486 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $622,000 | 4,267 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,417,000 | 6,542 |
| Total interest expense | $829,000 | 6,721 |
| Net interest income | $1,588,000 | 6,343 |
| Provision for loan and lease losses | $30,000 | 6,263 |
| Total noninterest income | $192,000 | 6,195 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $67,000 | 6,085 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $125,000 | 5,250 |
| Total noninterest expense | $1,034,000 | 7,046 |
| Salaries and employee benefits | $493,000 | 7,276 |
| Premises and equipment expense | $110,000 | 7,241 |
| Additional noninterest expense | $431,000 | 6,289 |
| Pre-tax net operating income | $716,000 | 4,297 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $243,000 | 2,701 |
| Income before extraordinary items | $473,000 | 4,536 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $473,000 | 4,534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 5,525 |
| Cash dividends | $20,000 | 4,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $473,000 | 4,689 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,593,000 | 6,639 |
| Total interest expense | $560,000 | 6,817 |
| Net interest income | $1,033,000 | 6,404 |
| Provision for loan and lease losses | $15,000 | 6,116 |
| Total noninterest income | $127,000 | 6,274 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $43,000 | 6,136 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $84,000 | 5,338 |
| Total noninterest expense | $683,000 | 7,111 |
| Salaries and employee benefits | $318,000 | 7,399 |
| Premises and equipment expense | $77,000 | 7,206 |
| Additional noninterest expense | $288,000 | 6,284 |
| Pre-tax net operating income | $462,000 | 4,513 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $157,000 | 2,961 |
| Income before extraordinary items | $305,000 | 4,966 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $305,000 | 4,967 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,450 |
| Cash dividends | $20,000 | 4,633 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $305,000 | 4,909 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $798,000 | 6,710 |
| Total interest expense | $287,000 | 6,920 |
| Net interest income | $511,000 | 6,462 |
| Provision for loan and lease losses | $8,000 | 5,577 |
| Total noninterest income | $63,000 | 6,287 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $23,000 | 6,062 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $40,000 | 5,445 |
| Total noninterest expense | $349,000 | 7,107 |
| Salaries and employee benefits | $159,000 | 7,438 |
| Premises and equipment expense | $42,000 | 7,084 |
| Additional noninterest expense | $148,000 | 6,209 |
| Pre-tax net operating income | $217,000 | 4,801 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $73,000 | 3,154 |
| Income before extraordinary items | $144,000 | 5,273 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $144,000 | 5,275 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $144,000 | 5,168 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,115,000 | 6,770 |
| Total interest expense | $1,146,000 | 6,944 |
| Net interest income | $1,969,000 | 6,537 |
| Provision for loan and lease losses | $70,000 | 5,343 |
| Total noninterest income | $310,000 | 5,977 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $92,000 | 6,127 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $218,000 | 4,888 |
| Total noninterest expense | $1,292,000 | 7,221 |
| Salaries and employee benefits | $640,000 | 7,425 |
| Premises and equipment expense | $139,000 | 7,344 |
| Additional noninterest expense | $513,000 | 6,511 |
| Pre-tax net operating income | $917,000 | 4,910 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $332,000 | 3,252 |
| Income before extraordinary items | $585,000 | 5,397 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $585,000 | 5,398 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,761 |
| Cash dividends | $199,000 | 4,935 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $585,000 | 5,377 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,308,000 | 6,829 |
| Total interest expense | $849,000 | 6,997 |
| Net interest income | $1,459,000 | 6,602 |
| Provision for loan and lease losses | $56,000 | 4,930 |
| Total noninterest income | $229,000 | 6,054 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $69,000 | 6,161 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $160,000 | 4,947 |
| Total noninterest expense | $949,000 | 7,235 |
| Salaries and employee benefits | $471,000 | 7,434 |
| Premises and equipment expense | $96,000 | 7,442 |
| Additional noninterest expense | $382,000 | 6,507 |
| Pre-tax net operating income | $683,000 | 5,171 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $247,000 | 3,438 |
| Income before extraordinary items | $436,000 | 5,646 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $436,000 | 5,643 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,320 |
| Cash dividends | $24,000 | 5,073 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $436,000 | 5,634 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,516,000 | 6,901 |
| Total interest expense | $554,000 | 7,060 |
| Net interest income | $962,000 | 6,674 |
| Provision for loan and lease losses | $42,000 | 4,587 |
| Total noninterest income | $150,000 | 6,137 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $44,000 | 6,262 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $106,000 | 5,014 |
| Total noninterest expense | $601,000 | 7,391 |
| Salaries and employee benefits | $289,000 | 7,635 |
| Premises and equipment expense | $63,000 | 7,498 |
| Additional noninterest expense | $249,000 | 6,596 |
| Pre-tax net operating income | $469,000 | 5,174 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $169,000 | 3,492 |
| Income before extraordinary items | $300,000 | 5,658 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $300,000 | 5,657 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $300,000 | 5,637 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $744,000 | 6,952 |
| Total interest expense | $269,000 | 7,122 |
| Net interest income | $475,000 | 6,722 |
| Provision for loan and lease losses | $21,000 | 4,310 |
| Total noninterest income | $64,000 | 6,402 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $18,000 | 6,477 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $46,000 | 5,273 |
| Total noninterest expense | $301,000 | 7,417 |
| Salaries and employee benefits | $145,000 | 7,662 |
| Premises and equipment expense | $34,000 | 7,427 |
| Additional noninterest expense | $122,000 | 6,656 |
| Pre-tax net operating income | $217,000 | 5,342 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $78,000 | 3,616 |
| Income before extraordinary items | $139,000 | 5,799 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $139,000 | 5,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,566 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $139,000 | 5,778 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,724,000 | 6,983 |
| Total interest expense | $854,000 | 7,218 |
| Net interest income | $1,870,000 | 6,714 |
| Provision for loan and lease losses | $84,000 | 4,973 |
| Total noninterest income | $272,000 | 6,367 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $74,000 | 6,521 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $198,000 | 5,142 |
| Total noninterest expense | $1,227,000 | 7,340 |
| Salaries and employee benefits | $636,000 | 7,480 |
| Premises and equipment expense | $121,000 | 7,581 |
| Additional noninterest expense | $470,000 | 6,673 |
| Pre-tax net operating income | $831,000 | 5,570 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $301,000 | 3,798 |
| Income before extraordinary items | $530,000 | 6,048 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $530,000 | 6,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,730 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $530,000 | 6,048 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,983,000 | 7,081 |
| Total interest expense | $597,000 | 7,321 |
| Net interest income | $1,386,000 | 6,823 |
| Provision for loan and lease losses | $63,000 | 4,799 |
| Total noninterest income | $183,000 | 6,628 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $53,000 | 6,653 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $130,000 | 5,386 |
| Total noninterest expense | $904,000 | 7,372 |
| Salaries and employee benefits | $464,000 | 7,530 |
| Premises and equipment expense | $89,000 | 7,616 |
| Additional noninterest expense | $351,000 | 6,698 |
| Pre-tax net operating income | $602,000 | 5,850 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $218,000 | 4,024 |
| Income before extraordinary items | $384,000 | 6,321 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $384,000 | 6,323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,625 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $384,000 | 6,322 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,274,000 | 7,156 |
| Total interest expense | $370,000 | 7,396 |
| Net interest income | $904,000 | 6,907 |
| Provision for loan and lease losses | $42,000 | 4,660 |
| Total noninterest income | $122,000 | 6,642 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $33,000 | 6,762 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $89,000 | 5,375 |
| Total noninterest expense | $590,000 | 7,453 |
| Salaries and employee benefits | $295,000 | 7,656 |
| Premises and equipment expense | $62,000 | 7,587 |
| Additional noninterest expense | $233,000 | 6,746 |
| Pre-tax net operating income | $394,000 | 5,930 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $143,000 | 4,076 |
| Income before extraordinary items | $251,000 | 6,379 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $251,000 | 6,380 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,074 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $251,000 | 6,385 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $616,000 | 7,211 |
| Total interest expense | $179,000 | 7,417 |
| Net interest income | $437,000 | 7,008 |
| Provision for loan and lease losses | $21,000 | 4,472 |
| Total noninterest income | $67,000 | 6,418 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $16,000 | 6,758 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $51,000 | 5,080 |
| Total noninterest expense | $300,000 | 7,435 |
| Salaries and employee benefits | $149,000 | 7,651 |
| Premises and equipment expense | $32,000 | 7,546 |
| Additional noninterest expense | $119,000 | 6,649 |
| Pre-tax net operating income | $183,000 | 6,016 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $66,000 | 4,128 |
| Income before extraordinary items | $117,000 | 6,455 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $117,000 | 6,455 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,292 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $117,000 | 6,450 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,184,000 | 7,284 |
| Total interest expense | $548,000 | 7,482 |
| Net interest income | $1,636,000 | 7,114 |
| Provision for loan and lease losses | $98,000 | 4,868 |
| Total noninterest income | $264,000 | 6,568 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $65,000 | 6,834 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $199,000 | 5,178 |
| Total noninterest expense | $1,152,000 | 7,477 |
| Salaries and employee benefits | $591,000 | 7,654 |
| Premises and equipment expense | $115,000 | 7,689 |
| Additional noninterest expense | $446,000 | 6,853 |
| Pre-tax net operating income | $650,000 | 6,264 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $233,000 | 4,460 |
| Income before extraordinary items | $417,000 | 6,707 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $417,000 | 6,708 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,746 |
| Cash dividends | $50,000 | 5,775 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $417,000 | 6,675 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,579,000 | 7,363 |
| Total interest expense | $388,000 | 7,525 |
| Net interest income | $1,191,000 | 7,216 |
| Provision for loan and lease losses | $70,000 | 4,797 |
| Total noninterest income | $207,000 | 6,536 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $48,000 | 6,889 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $159,000 | 5,086 |
| Total noninterest expense | $851,000 | 7,501 |
| Salaries and employee benefits | $435,000 | 7,652 |
| Premises and equipment expense | $83,000 | 7,752 |
| Additional noninterest expense | $333,000 | 6,857 |
| Pre-tax net operating income | $477,000 | 6,478 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $174,000 | 4,624 |
| Income before extraordinary items | $303,000 | 6,908 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $303,000 | 6,908 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,295 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $303,000 | 6,860 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,002,000 | 7,448 |
| Total interest expense | $250,000 | 7,522 |
| Net interest income | $752,000 | 7,342 |
| Provision for loan and lease losses | $42,000 | 4,804 |
| Total noninterest income | $110,000 | 6,926 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $31,000 | 6,910 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $79,000 | 5,647 |
| Total noninterest expense | $553,000 | 7,561 |
| Salaries and employee benefits | $271,000 | 7,767 |
| Premises and equipment expense | $55,000 | 7,750 |
| Additional noninterest expense | $227,000 | 6,802 |
| Pre-tax net operating income | $267,000 | 6,791 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $97,000 | 4,848 |
| Income before extraordinary items | $170,000 | 7,169 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $170,000 | 7,170 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,238 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $170,000 | 7,138 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $464,000 | 7,639 |
| Total interest expense | $121,000 | 7,549 |
| Net interest income | $343,000 | 7,574 |
| Provision for loan and lease losses | $21,000 | 4,581 |
| Total noninterest income | $69,000 | 6,466 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $12,000 | 7,169 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $57,000 | 4,893 |
| Total noninterest expense | $261,000 | 7,724 |
| Salaries and employee benefits | $116,000 | 8,073 |
| Premises and equipment expense | $30,000 | 7,706 |
| Additional noninterest expense | $115,000 | 6,784 |
| Pre-tax net operating income | $130,000 | 6,816 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $50,000 | 4,748 |
| Income before extraordinary items | $80,000 | 7,232 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $80,000 | 7,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,685 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $80,000 | 7,200 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,636,000 | 7,752 |
| Total interest expense | $440,000 | 7,536 |
| Net interest income | $1,196,000 | 7,745 |
| Provision for loan and lease losses | $98,000 | 5,061 |
| Total noninterest income | $233,000 | 6,893 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $46,000 | 7,356 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $187,000 | 5,245 |
| Total noninterest expense | $1,002,000 | 7,815 |
| Salaries and employee benefits | $515,000 | 7,936 |
| Premises and equipment expense | $95,000 | 8,032 |
| Additional noninterest expense | $392,000 | 7,162 |
| Pre-tax net operating income | $329,000 | 7,343 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $123,000 | 5,307 |
| Income before extraordinary items | $206,000 | 7,622 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $206,000 | 7,623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 4,768 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $578,000 | 456 |
| Net operating income | $206,000 | 7,578 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,179,000 | 7,839 |
| Total interest expense | $325,000 | 7,576 |
| Net interest income | $854,000 | 7,857 |
| Provision for loan and lease losses | $67,000 | 4,990 |
| Total noninterest income | $151,000 | 7,178 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $33,000 | 7,429 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $118,000 | 5,608 |
| Total noninterest expense | $699,000 | 7,917 |
| Salaries and employee benefits | $344,000 | 8,087 |
| Premises and equipment expense | $68,000 | 8,081 |
| Additional noninterest expense | $287,000 | 7,200 |
| Pre-tax net operating income | $239,000 | 7,510 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $68,000 | 5,736 |
| Income before extraordinary items | $171,000 | 7,649 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $171,000 | 7,649 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 3,900 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $171,000 | 7,592 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $751,000 | 7,967 |
| Total interest expense | $213,000 | 7,672 |
| Net interest income | $538,000 | 7,998 |
| Provision for loan and lease losses | $46,000 | 4,828 |
| Total noninterest income | $88,000 | 7,448 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $19,000 | 7,545 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $69,000 | 5,871 |
| Total noninterest expense | $445,000 | 8,047 |
| Salaries and employee benefits | $222,000 | 8,198 |
| Premises and equipment expense | $46,000 | 8,103 |
| Additional noninterest expense | $177,000 | 7,409 |
| Pre-tax net operating income | $135,000 | 7,659 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $39,000 | 5,843 |
| Income before extraordinary items | $96,000 | 7,810 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $96,000 | 7,811 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 3,087 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $96,000 | 7,749 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $366,000 | 8,056 |
| Total interest expense | $105,000 | 7,759 |
| Net interest income | $261,000 | 8,070 |
| Provision for loan and lease losses | $19,000 | 4,886 |
| Total noninterest income | $34,000 | 7,816 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $7,000 | 7,665 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $27,000 | 6,301 |
| Total noninterest expense | $203,000 | 8,217 |
| Salaries and employee benefits | $89,000 | 8,531 |
| Premises and equipment expense | $25,000 | 8,017 |
| Additional noninterest expense | $89,000 | 7,409 |
| Pre-tax net operating income | $73,000 | 7,556 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $22,000 | 5,705 |
| Income before extraordinary items | $51,000 | 7,763 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $51,000 | 7,763 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $51,000 | 7,699 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,140,000 | 8,458 |
| Total interest expense | $337,000 | 8,339 |
| Net interest income | $803,000 | 8,410 |
| Provision for loan and lease losses | $132,000 | 4,791 |
| Total noninterest income | $211,000 | 7,253 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $23,000 | 7,801 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $188,000 | 5,408 |
| Total noninterest expense | $891,000 | 8,105 |
| Salaries and employee benefits | $465,000 | 8,201 |
| Premises and equipment expense | $102,000 | 8,040 |
| Additional noninterest expense | $324,000 | 7,612 |
| Pre-tax net operating income | $-9,000 | 8,550 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $3,000 | 7,286 |
| Income before extraordinary items | $-12,000 | 8,644 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-12,000 | 8,647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,493 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-12,000 | 8,559 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $784,000 | 8,631 |
| Total interest expense | $241,000 | 8,504 |
| Net interest income | $543,000 | 8,596 |
| Provision for loan and lease losses | $109,000 | 4,528 |
| Total noninterest income | $158,000 | 7,304 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $15,000 | 7,903 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $143,000 | 5,434 |
| Total noninterest expense | $652,000 | 8,142 |
| Salaries and employee benefits | $338,000 | 8,254 |
| Premises and equipment expense | $85,000 | 7,908 |
| Additional noninterest expense | $229,000 | 7,740 |
| Pre-tax net operating income | $-60,000 | 8,730 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $-22,000 | 8,964 |
| Income before extraordinary items | $-38,000 | 8,787 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-38,000 | 8,787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,905 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-38,000 | 8,700 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $465,000 | 8,777 |
| Total interest expense | $151,000 | 8,637 |
| Net interest income | $314,000 | 8,763 |
| Provision for loan and lease losses | $72,000 | 4,482 |
| Total noninterest income | $93,000 | 7,516 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $8,000 | 7,962 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $85,000 | 5,621 |
| Total noninterest expense | $432,000 | 8,182 |
| Salaries and employee benefits | $231,000 | 8,239 |
| Premises and equipment expense | $60,000 | 7,826 |
| Additional noninterest expense | $141,000 | 7,900 |
| Pre-tax net operating income | $-97,000 | 8,816 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $-29,000 | 9,052 |
| Income before extraordinary items | $-68,000 | 8,886 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-68,000 | 8,887 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-68,000 | 8,790 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $206,000 | 8,919 |
| Total interest expense | $68,000 | 8,805 |
| Net interest income | $138,000 | 8,914 |
| Provision for loan and lease losses | $38,000 | 4,186 |
| Total noninterest income | $49,000 | 7,390 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $3,000 | 8,021 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $46,000 | 5,422 |
| Total noninterest expense | $200,000 | 8,343 |
| Salaries and employee benefits | $105,000 | 8,433 |
| Premises and equipment expense | $36,000 | 7,540 |
| Additional noninterest expense | $60,000 | 8,208 |
| Pre-tax net operating income | $-51,000 | 8,891 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $-17,000 | 9,109 |
| Income before extraordinary items | $-34,000 | 8,918 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-34,000 | 8,915 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-34,000 | 8,826 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $265,000 | 9,256 |
| Total interest expense | $92,000 | 9,200 |
| Net interest income | $173,000 | 9,257 |
| Provision for loan and lease losses | $100,000 | 5,681 |
| Total noninterest income | $101,000 | 8,394 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $7,000 | 8,109 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $94,000 | 6,565 |
| Total noninterest expense | $468,000 | 9,038 |
| Salaries and employee benefits | $281,000 | 8,957 |
| Premises and equipment expense | $56,000 | 8,806 |
| Additional noninterest expense | $131,000 | 9,000 |
| Pre-tax net operating income | $-294,000 | 8,885 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $-100,000 | 9,063 |
| Income before extraordinary items | $-194,000 | 8,903 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-194,000 | 8,902 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $3,250,000 | 221 |
| Net operating income | $-194,000 | 8,849 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.