Home > Gloversville Federal Savings and Loan Association > Net Loans and Leases
Gloversville Federal Savings and Loan Association, Net Loans and Leases
| 1998-12-31 | Rank | |
| Net loans and leases | $50,035,000 | 4,941 |
| Loan loss allowance | $1,118,000 | 3,032 |
| Total loans and leases | $51,153,000 | 4,918 |
| Unearned income | NA | NA |
| Loans and leases, gross | $51,153,000 | 4,922 |
| All real estate loans | $48,150,000 | 3,627 |
| Real estate loans in domestic offices | $48,150,000 | 3,626 |
| Construction and development loans | $1,584,000 | 4,404 |
| Commercial RE | $6,325,000 | 4,860 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $2,011,000 | 2,104 |
| 1-4 family residential loans | $38,230,000 | 2,671 |
| Farmland loans | NA | NA |
| Loans held in foreign offices | NA | NA |
| Farm loans | NA | NA |
| Commercial and industrial loans | $1,956,000 | 7,459 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,047,000 | 8,870 |
| Credit card loans | $5,000 | 5,857 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,042,000 | 8,725 |
| All other loans & leases | $0 | 8,514 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | NA | NA |
| Other loans | $0 | 7,741 |
| Lease financing receivables | $0 | 1,835 |
| Loans to depository institutions and acceptances of other banks | NA | NA |
| Memoranda: | ||
| Loans not secured by real estate | NA | NA |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $1,007,000 | 341 |
| Non 1-4 family restructured loans & leases | $1,007,000 | 341 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $487,000 | 538 |
| Total loans and leases | NA | NA |
| 1997-12-31 | Rank | |
| Net loans and leases | $48,845,000 | 5,070 |
| Loan loss allowance | $1,525,000 | 2,303 |
| Total loans and leases | $50,370,000 | 5,006 |
| Unearned income | NA | NA |
| Loans and leases, gross | $50,370,000 | 5,014 |
| All real estate loans | $47,639,000 | 3,687 |
| Real estate loans in domestic offices | $47,639,000 | 3,687 |
| Construction and development loans | $1,356,000 | 4,723 |
| Commercial RE | $4,700,000 | 5,599 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $2,175,000 | 2,173 |
| 1-4 family residential loans | $39,408,000 | 2,708 |
| Farmland loans | NA | NA |
| Loans held in foreign offices | NA | NA |
| Farm loans | NA | NA |
| Commercial and industrial loans | $1,609,000 | 8,029 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,122,000 | 9,194 |
| Credit card loans | $6,000 | 6,084 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,116,000 | 9,043 |
| All other loans & leases | $0 | 8,942 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | NA | NA |
| Other loans | $0 | 8,154 |
| Lease financing receivables | $0 | 1,949 |
| Loans to depository institutions and acceptances of other banks | NA | NA |
| Memoranda: | ||
| Loans not secured by real estate | NA | NA |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $1,789,000 | 271 |
| Non 1-4 family restructured loans & leases | $1,789,000 | 271 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $439,000 | 600 |
| Total loans and leases | NA | NA |
| 1996-12-31 | Rank | |
| Net loans and leases | $50,458,000 | 5,004 |
| Loan loss allowance | $1,087,000 | 3,270 |
| Total loans and leases | $51,545,000 | 4,973 |
| Unearned income | $186,000 | 3,474 |
| Loans and leases, gross | $51,731,000 | 4,972 |
| All real estate loans | $49,423,000 | 3,614 |
| Real estate loans in domestic offices | $49,423,000 | 3,614 |
| Construction and development loans | $1,528,000 | 4,603 |
| Commercial RE | $3,176,000 | 6,639 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $2,582,000 | 2,012 |
| 1-4 family residential loans | $42,137,000 | 2,631 |
| Farmland loans | NA | NA |
| Loans held in foreign offices | NA | NA |
| Farm loans | NA | NA |
| Commercial and industrial loans | $1,170,000 | 8,830 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,138,000 | 9,545 |
| Credit card loans | $6,000 | 6,413 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,132,000 | 9,380 |
| All other loans & leases | $0 | 9,363 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | NA | NA |
| Other loans | $0 | 8,558 |
| Lease financing receivables | $0 | 2,012 |
| Loans to depository institutions and acceptances of other banks | NA | NA |
| Memoranda: | ||
| Loans not secured by real estate | NA | NA |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $292,000 | 1,284 |
| Non 1-4 family restructured loans & leases | $292,000 | 1,284 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $476,000 | 616 |
| Total loans and leases | NA | NA |
| 1995-12-31 | Rank | |
| Net loans and leases | $48,037,000 | 5,126 |
| Loan loss allowance | $555,000 | 5,614 |
| Total loans and leases | $48,592,000 | 5,136 |
| Unearned income | $236,000 | 3,411 |
| Loans and leases, gross | $48,828,000 | 5,127 |
| All real estate loans | $47,582,000 | 3,653 |
| Real estate loans in domestic offices | $47,582,000 | 3,653 |
| Construction and development loans | $896,000 | 5,556 |
| Commercial RE | $2,296,000 | 7,466 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 7,869 |
| 1-4 family residential loans | $44,390,000 | 2,495 |
| Farmland loans | NA | NA |
| Loans held in foreign offices | NA | NA |
| Farm loans | NA | NA |
| Commercial and industrial loans | $431,000 | 10,245 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $815,000 | 10,453 |
| Credit card loans | $0 | 6,778 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $815,000 | 10,306 |
| All other loans & leases | $0 | 9,776 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | NA | NA |
| Other loans | $0 | 9,003 |
| Lease financing receivables | $0 | 2,051 |
| Loans to depository institutions and acceptances of other banks | NA | NA |
| Memoranda: | ||
| Loans not secured by real estate | NA | NA |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $152,000 | 1,929 |
| Non 1-4 family restructured loans & leases | $152,000 | 1,929 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $385,000 | 720 |
| Total loans and leases | NA | NA |
| 1994-12-31 | Rank | |
| Net loans and leases | $47,614,000 | 5,101 |
| Loan loss allowance | $574,000 | 5,595 |
| Total loans and leases | $48,188,000 | 5,104 |
| Unearned income | $403,000 | 2,800 |
| Loans and leases, gross | $48,591,000 | 5,082 |
| All real estate loans | $47,496,000 | 3,650 |
| Real estate loans in domestic offices | $47,496,000 | 3,649 |
| Construction and development loans | $935,000 | 5,496 |
| Commercial RE | $0 | 12,162 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $864,000 | 3,861 |
| 1-4 family residential loans | $45,697,000 | 2,450 |
| Farmland loans | NA | NA |
| Loans held in foreign offices | NA | NA |
| Farm loans | NA | NA |
| Commercial and industrial loans | $0 | 11,645 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,095,000 | 10,234 |
| Credit card loans | $0 | 6,913 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,095,000 | 10,062 |
| All other loans & leases | $0 | 10,273 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | NA | NA |
| Other loans | $0 | 9,457 |
| Lease financing receivables | $0 | 2,082 |
| Loans to depository institutions and acceptances of other banks | NA | NA |
| Memoranda: | ||
| Loans not secured by real estate | NA | NA |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $180,000 | 2,159 |
| Non 1-4 family restructured loans & leases | $180,000 | 2,159 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $368,000 | 777 |
| Total loans and leases | NA | NA |
| 1993-12-31 | Rank | |
| Net loans and leases | $40,547,000 | 5,664 |
| Loan loss allowance | $550,000 | 5,954 |
| Total loans and leases | $41,097,000 | 5,678 |
| Unearned income | $457,000 | 2,790 |
| Loans and leases, gross | $41,554,000 | 5,641 |
| All real estate loans | $40,454,000 | 4,077 |
| Real estate loans in domestic offices | $40,454,000 | 4,077 |
| Construction and development loans | $258,000 | 7,865 |
| Commercial RE | $0 | 12,802 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $745,000 | 4,134 |
| 1-4 family residential loans | $39,451,000 | 2,741 |
| Farmland loans | NA | NA |
| Loans held in foreign offices | NA | NA |
| Farm loans | NA | NA |
| Commercial and industrial loans | $6,000 | 12,205 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,094,000 | 10,659 |
| Credit card loans | $0 | 7,066 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,094,000 | 10,471 |
| All other loans & leases | $0 | 10,736 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | NA | NA |
| Other loans | $0 | 9,884 |
| Lease financing receivables | $0 | 2,068 |
| Loans to depository institutions and acceptances of other banks | NA | NA |
| Memoranda: | ||
| Loans not secured by real estate | NA | NA |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 4,599 |
| Non 1-4 family restructured loans & leases | $0 | 4,599 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $334,000 | 907 |
| Total loans and leases | NA | NA |
| 1992-12-31 | Rank | |
| Net loans and leases | $43,716,000 | 5,360 |
| Loan loss allowance | $350,000 | 8,081 |
| Total loans and leases | $44,066,000 | 5,403 |
| Unearned income | $0 | 9,230 |
| Loans and leases, gross | $44,066,000 | 5,420 |
| All real estate loans | $42,471,000 | 3,956 |
| Real estate loans in domestic offices | $42,471,000 | 3,956 |
| Construction and development loans | $0 | 10,798 |
| Commercial RE | $0 | 13,379 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $735,000 | 4,124 |
| 1-4 family residential loans | $41,736,000 | 2,710 |
| Farmland loans | NA | NA |
| Loans held in foreign offices | NA | NA |
| Farm loans | NA | NA |
| Commercial and industrial loans | $18,000 | 12,700 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,577,000 | 10,042 |
| Credit card loans | $0 | 7,169 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,577,000 | 9,812 |
| All other loans & leases | $0 | 11,131 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | NA | NA |
| Other loans | $0 | 10,230 |
| Lease financing receivables | $0 | 2,104 |
| Loans to depository institutions and acceptances of other banks | NA | NA |
| Memoranda: | ||
| Loans not secured by real estate | NA | NA |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 5,113 |
| Non 1-4 family restructured loans & leases | $0 | 5,113 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $299,000 | 1,048 |
| Total loans and leases | NA | NA |