Home > Gloversville Federal Savings and Loan Association > Loan Charge- Offs and Recoveries

Gloversville Federal Savings and Loan Association, Loan Charge- Offs and Recoveries

1998-12-31 (YTD Data)Rank
Total charge-offs$632,0001,326
Loans secured by real estate, total$349,000554
To non-U.S. addresseesNANA
Real estate loans in domestic offices$349,000551
Construction and land development$0630
Secured by farmlandNANA
Total charge-offs secured by 1-4 family residential properties$349,000326
Secured by multifamily residential properties$0335
Secured by nonfarm nonresidential properties$01,530
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$252,0001,179
Loans to individuals$31,0004,647
Credit card loan charge offs$03,663
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$31,0004,219
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivablesNANA
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$117,0001,891
Loans secured by real estate, total$105,000618
To non-U.S. addresseesNANA
Real estate loans in domestic offices$105,000618
Construction and land development$0460
Secured by farmlandNANA
Secured by 1-4 family residential properties - total recoveries$105,000307
Secured by multifamily residential properties$0272
Secured by nonfarm nonresidential properties$01,438
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$06,193
Loans to individuals$12,0003,948
Credit card loan recoveries$02,637
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$12,0003,642
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivablesNANA
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$515,0001,226
Loans secured by real estate, total$244,000529
To non-U.S. addresseesNANA
Real estate loans in domestic offices$244,000526
Construction and land development$0552
Secured by farmlandNANA
Secured by 1-4 family residential properties- net charge-offs$244,000346
Secured by multifamily residential properties$0283
Secured by nonfarm nonresidential properties$01,241
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$252,000935
To non-U.S. addresseesNANA
Loans to individuals$19,0004,660
Credit card loan net charge offs$03,434
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$19,0004,202
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivablesNANA
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1997-12-31 (YTD Data)Rank
Total charge-offs$394,0002,068
Loans secured by real estate, total$355,000635
To non-U.S. addresseesNANA
Real estate loans in domestic offices$355,000635
Construction and land development$0676
Secured by farmlandNANA
Total charge-offs secured by 1-4 family residential properties$355,000360
Secured by multifamily residential properties$0405
Secured by nonfarm nonresidential properties$01,725
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$06,990
Loans to individuals$39,0004,361
Credit card loan charge offs$03,914
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$39,0003,923
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivablesNANA
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$31,0004,657
Loans secured by real estate, total$8,0002,583
To non-U.S. addresseesNANA
Real estate loans in domestic offices$8,0002,584
Construction and land development$0513
Secured by farmlandNANA
Secured by 1-4 family residential properties - total recoveries$8,0001,724
Secured by multifamily residential properties$0333
Secured by nonfarm nonresidential properties$01,668
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$06,592
Loans to individuals$23,0002,845
Credit card loan recoveries$02,736
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$23,0002,623
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivablesNANA
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$363,0001,720
Loans secured by real estate, total$347,000477
To non-U.S. addresseesNANA
Real estate loans in domestic offices$347,000474
Construction and land development$0590
Secured by farmlandNANA
Secured by 1-4 family residential properties- net charge-offs$347,000308
Secured by multifamily residential properties$0354
Secured by nonfarm nonresidential properties$01,405
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$05,606
To non-U.S. addresseesNANA
Loans to individuals$16,0005,213
Credit card loan net charge offs$03,690
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$16,0004,731
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivablesNANA
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1996-12-31 (YTD Data)Rank
Total charge-offs$162,0003,867
Loans secured by real estate, total$131,0001,346
To non-U.S. addresseesNANA
Real estate loans in domestic offices$131,0001,346
Construction and land development$87,000242
Secured by farmlandNANA
Total charge-offs secured by 1-4 family residential properties$44,0001,597
Secured by multifamily residential properties$0460
Secured by nonfarm nonresidential properties$01,929
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$5,0006,386
Loans to individuals$26,0005,197
Credit card loan charge offs$2,0003,457
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$24,0004,825
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivablesNANA
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$22,0005,710
Loans secured by real estate, total$14,0002,329
To non-U.S. addresseesNANA
Real estate loans in domestic offices$14,0002,329
Construction and land development$14,000326
Secured by farmlandNANA
Secured by 1-4 family residential properties - total recoveries$03,594
Secured by multifamily residential properties$0399
Secured by nonfarm nonresidential properties$01,954
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$07,068
Loans to individuals$8,0005,002
Credit card loan recoveries$1,0002,132
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$7,0004,925
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivablesNANA
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$140,0003,303
Loans secured by real estate, total$117,0001,145
To non-U.S. addresseesNANA
Real estate loans in domestic offices$117,0001,144
Construction and land development$73,000229
Secured by farmlandNANA
Secured by 1-4 family residential properties- net charge-offs$44,0001,345
Secured by multifamily residential properties$0413
Secured by nonfarm nonresidential properties$01,551
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$5,0005,048
To non-U.S. addresseesNANA
Loans to individuals$18,0004,981
Credit card loan net charge offs$1,0003,519
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$17,0004,528
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivablesNANA
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1995-12-31 (YTD Data)Rank
Total charge-offs$176,0003,586
Loans secured by real estate, total$124,0001,578
To non-U.S. addresseesNANA
Real estate loans in domestic offices$124,0001,576
Construction and land development$21,000599
Secured by farmlandNANA
Total charge-offs secured by 1-4 family residential properties$103,0001,081
Secured by multifamily residential properties$0559
Secured by nonfarm nonresidential properties$02,210
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$07,579
Loans to individuals$52,0003,494
Credit card loan charge offs$7,0002,363
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$45,0003,373
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivablesNANA
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$46,0004,263
Loans secured by real estate, total$2,0004,243
To non-U.S. addresseesNANA
Real estate loans in domestic offices$2,0004,242
Construction and land development$0688
Secured by farmlandNANA
Secured by 1-4 family residential properties - total recoveries$2,0003,043
Secured by multifamily residential properties$0496
Secured by nonfarm nonresidential properties$02,179
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$07,599
Loans to individuals$44,0001,936
Credit card loan recoveries$37,000500
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$7,0005,145
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivablesNANA
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$130,0003,217
Loans secured by real estate, total$122,0001,263
To non-U.S. addresseesNANA
Real estate loans in domestic offices$122,0001,261
Construction and land development$21,000512
Secured by farmlandNANA
Secured by 1-4 family residential properties- net charge-offs$101,000894
Secured by multifamily residential properties$0498
Secured by nonfarm nonresidential properties$01,798
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$05,683
To non-U.S. addresseesNANA
Loans to individuals$8,0006,062
Credit card loan net charge offs$-30,00011,952
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$38,0002,767
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivablesNANA
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1994-12-31 (YTD Data)Rank
Total charge-offs$228,0003,145
Loans secured by real estate, total$154,0001,537
To non-U.S. addresseesNANA
Real estate loans in domestic offices$154,0001,537
Construction and land development$26,000644
Secured by farmlandNANA
Total charge-offs secured by 1-4 family residential properties$128,000992
Secured by multifamily residential properties$0659
Secured by nonfarm nonresidential properties$02,579
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$07,969
Loans to individuals$74,0002,738
Credit card loan charge offs$16,0001,616
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$58,0002,845
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivablesNANA
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$16,0007,423
Loans secured by real estate, total$3,0004,399
To non-U.S. addresseesNANA
Real estate loans in domestic offices$3,0004,400
Construction and land development$3,000647
Secured by farmlandNANA
Secured by 1-4 family residential properties - total recoveries$04,282
Secured by multifamily residential properties$0504
Secured by nonfarm nonresidential properties$02,421
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$08,252
Loans to individuals$13,0004,355
Credit card loan recoveries$1,0002,143
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$12,0004,277
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivablesNANA
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$212,0002,394
Loans secured by real estate, total$151,0001,274
To non-U.S. addresseesNANA
Real estate loans in domestic offices$151,0001,275
Construction and land development$23,000576
Secured by farmlandNANA
Secured by 1-4 family residential properties- net charge-offs$128,000842
Secured by multifamily residential properties$0608
Secured by nonfarm nonresidential properties$02,119
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$05,704
To non-U.S. addresseesNANA
Loans to individuals$61,0002,223
Credit card loan net charge offs$15,0001,472
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$46,0002,279
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivablesNANA
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1993-12-31 (YTD Data)Rank
Total charge-offs$527,0002,185
Loans secured by real estate, total$465,0001,074
To non-U.S. addresseesNANA
Real estate loans in domestic offices$465,0001,073
Construction and land development$01,259
Secured by farmlandNANA
Total charge-offs secured by 1-4 family residential properties$465,000497
Secured by multifamily residential properties$0764
Secured by nonfarm nonresidential properties$03,211
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$08,929
Loans to individuals$62,0003,408
Credit card loan charge offs$44,0001,086
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$18,0005,874
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivablesNANA
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$29,0006,396
Loans secured by real estate, total$23,0002,423
To non-U.S. addresseesNANA
Real estate loans in domestic offices$23,0002,424
Construction and land development$0926
Secured by farmlandNANA
Secured by 1-4 family residential properties - total recoveries$15,0001,729
Secured by multifamily residential properties$0535
Secured by nonfarm nonresidential properties$8,0001,656
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$08,809
Loans to individuals$6,0006,499
Credit card loan recoveries$02,866
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$6,0006,221
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivablesNANA
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$498,0001,766
Loans secured by real estate, total$442,000949
To non-U.S. addresseesNANA
Real estate loans in domestic offices$442,000947
Construction and land development$01,117
Secured by farmlandNANA
Secured by 1-4 family residential properties- net charge-offs$450,000434
Secured by multifamily residential properties$0715
Secured by nonfarm nonresidential properties$-8,00012,575
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$06,774
To non-U.S. addresseesNANA
Loans to individuals$56,0002,654
Credit card loan net charge offs$44,000974
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$12,0005,124
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivablesNANA
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1992-12-31 (YTD Data)Rank
Total charge-offs$369,0003,569
Loans secured by real estate, total$51,0004,099
To non-U.S. addresseesNANA
Real estate loans in domestic offices$51,0004,099
Construction and land development$51,0001,019
Secured by farmlandNANA
Total charge-offs secured by 1-4 family residential properties$06,523
Secured by multifamily residential properties$0893
Secured by nonfarm nonresidential properties$03,945
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$09,917
Loans to individuals$318,0001,341
Credit card loan charge offs$04,333
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$318,0001,077
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivablesNANA
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$41,0005,742
Loans secured by real estate, total$06,234
To non-U.S. addresseesNANA
Real estate loans in domestic offices$06,207
Construction and land development$01,048
Secured by farmlandNANA
Secured by 1-4 family residential properties - total recoveries$04,685
Secured by multifamily residential properties$0476
Secured by nonfarm nonresidential properties$02,509
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$09,301
Loans to individuals$41,0002,427
Credit card loan recoveries$40,000532
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$1,0009,325
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivablesNANA
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$328,0003,167
Loans secured by real estate, total$51,0003,631
To non-U.S. addresseesNANA
Real estate loans in domestic offices$51,0003,631
Construction and land development$51,000956
Secured by farmlandNANA
Secured by 1-4 family residential properties- net charge-offs$05,775
Secured by multifamily residential properties$0849
Secured by nonfarm nonresidential properties$03,618
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$08,199
To non-U.S. addresseesNANA
Loans to individuals$277,0001,151
Credit card loan net charge offs$-40,00013,924
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$317,000783
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivablesNANA
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.