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Gloversville Federal Savings and Loan Association, Changes in Bank Equity Capital
| 1998-12-31 | Rank | |
| Amended balance at previous year-end | $3,322,000 | 8,144 |
| Restatements from amended reports of income, net | NA | NA |
| Net income | $283,000 | 8,012 |
| Sale, conversion, retirement of capital stock, net | $6,084,000 | 189 |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | NA | NA |
| Cash dividends declared on preferred stock | $0 | 140 |
| Cash dividends declared on common stock | $24,000 | 7,182 |
| Other comprehensive income | NA | NA |
| Other transactions with parent holding company | NA | NA |
| Bank equity capital | $7,179,000 | 5,669 |
| 1997-12-31 | Rank | |
| Amended balance at previous year-end | $3,948,000 | 7,634 |
| Restatements from amended reports of income, net | NA | NA |
| Net income | $-653,000 | 10,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | NA | NA |
| Cash dividends declared on preferred stock | $0 | 167 |
| Cash dividends declared on common stock | $0 | 7,816 |
| Other comprehensive income | NA | NA |
| Other transactions with parent holding company | NA | NA |
| Bank equity capital | $3,322,000 | 8,714 |
| 1996-12-31 | Rank | |
| Amended balance at previous year-end | $4,883,000 | 6,981 |
| Restatements from amended reports of income, net | NA | NA |
| Net income | $-905,000 | 11,353 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | NA | NA |
| Cash dividends declared on preferred stock | $0 | 191 |
| Cash dividends declared on common stock | $0 | 8,271 |
| Other comprehensive income | NA | NA |
| Other transactions with parent holding company | NA | NA |
| Bank equity capital | $3,948,000 | 8,237 |
| 1995-12-31 | Rank | |
| Amended balance at previous year-end | $4,708,000 | 6,970 |
| Restatements from amended reports of income, net | NA | NA |
| Net income | $175,000 | 10,215 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | NA | NA |
| Cash dividends declared on preferred stock | $0 | 191 |
| Cash dividends declared on common stock | $0 | 8,644 |
| Other comprehensive income | NA | NA |
| Other transactions with parent holding company | NA | NA |
| Bank equity capital | $4,876,000 | 7,477 |
| 1994-12-31 | Rank | |
| Amended balance at previous year-end | $4,207,000 | 7,687 |
| Restatements from amended reports of income, net | NA | NA |
| Net income | $501,000 | 7,311 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | NA | NA |
| Cash dividends declared on preferred stock | $0 | 211 |
| Cash dividends declared on common stock | $0 | 8,856 |
| Other comprehensive income | NA | NA |
| Other transactions with parent holding company | NA | NA |
| Bank equity capital | $4,573,000 | 7,570 |
| 1993-12-31 | Rank | |
| Amended balance at previous year-end | $4,606,000 | 7,147 |
| Restatements from amended reports of income, net | NA | NA |
| Net income | $-399,000 | 12,870 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | NA | NA |
| Cash dividends declared on preferred stock | $0 | 217 |
| Cash dividends declared on common stock | $0 | 9,002 |
| Other comprehensive income | NA | NA |
| Other transactions with parent holding company | NA | NA |
| Bank equity capital | $4,207,000 | 8,133 |
| 1992-12-31 | Rank | |
| Amended balance at previous year-end | $4,754,000 | 6,887 |
| Restatements from amended reports of income, net | NA | NA |
| Net income | $-147,000 | 13,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | NA | NA |
| Cash dividends declared on preferred stock | $0 | 200 |
| Cash dividends declared on common stock | $0 | 8,837 |
| Other comprehensive income | NA | NA |
| Other transactions with parent holding company | NA | NA |
| Bank equity capital | $4,606,000 | 7,511 |