Home > Globe Homestead Savings Bank > Income and Expense
Globe Homestead Savings Bank, Income and Expense
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,583,000 | 7,626 |
| Total interest expense | $901,000 | 6,955 |
| Net interest income | $682,000 | 7,919 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $0 | 8,110 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $0 | 7,939 |
| Total noninterest expense | $601,000 | 8,028 |
| Salaries and employee benefits | $291,000 | 8,085 |
| Premises and equipment expense | $240,000 | 6,331 |
| Additional noninterest expense | $70,000 | 8,253 |
| Pre-tax net operating income | $81,000 | 6,076 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $22,000 | 4,237 |
| Income before extraordinary items | $59,000 | 6,012 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $59,000 | 6,013 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $183,000 | 4,592 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 1,302 |
| Net operating income | $59,000 | 6,158 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,196,000 | 7,702 |
| Total interest expense | $701,000 | 7,009 |
| Net interest income | $495,000 | 8,038 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $0 | 8,226 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $0 | 8,105 |
| Total noninterest expense | $464,000 | 8,055 |
| Salaries and employee benefits | $215,000 | 8,151 |
| Premises and equipment expense | $191,000 | 6,222 |
| Additional noninterest expense | $58,000 | 8,323 |
| Pre-tax net operating income | $31,000 | 6,647 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $6,000 | 4,986 |
| Income before extraordinary items | $25,000 | 6,511 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $25,000 | 6,509 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $150,000 | 4,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $25,000 | 6,675 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $803,000 | 7,766 |
| Total interest expense | $475,000 | 7,097 |
| Net interest income | $328,000 | 8,082 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $0 | 8,311 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $0 | 8,191 |
| Total noninterest expense | $311,000 | 8,112 |
| Salaries and employee benefits | $145,000 | 8,211 |
| Premises and equipment expense | $127,000 | 6,258 |
| Additional noninterest expense | $39,000 | 8,388 |
| Pre-tax net operating income | $17,000 | 6,846 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $4,000 | 5,280 |
| Income before extraordinary items | $13,000 | 6,928 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $13,000 | 6,928 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $100,000 | 4,065 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $13,000 | 6,879 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $406,000 | 7,828 |
| Total interest expense | $240,000 | 7,204 |
| Net interest income | $166,000 | 8,125 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $0 | 8,338 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $0 | 8,220 |
| Total noninterest expense | $156,000 | 8,155 |
| Salaries and employee benefits | $72,000 | 8,252 |
| Premises and equipment expense | $64,000 | 6,286 |
| Additional noninterest expense | $20,000 | 8,411 |
| Pre-tax net operating income | $10,000 | 7,055 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $2,000 | 5,366 |
| Income before extraordinary items | $8,000 | 7,176 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $8,000 | 7,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $8,000 | 7,086 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,686,000 | 7,789 |
| Total interest expense | $972,000 | 7,213 |
| Net interest income | $714,000 | 8,077 |
| Provision for loan and lease losses | $-11,000 | 8,238 |
| Total noninterest income | $-3,000 | 8,483 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $-3,000 | 8,442 |
| Total noninterest expense | $641,000 | 8,168 |
| Salaries and employee benefits | $289,000 | 8,297 |
| Premises and equipment expense | $264,000 | 6,104 |
| Additional noninterest expense | $88,000 | 8,443 |
| Pre-tax net operating income | $81,000 | 7,202 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $6,000 | 5,740 |
| Income before extraordinary items | $75,000 | 7,242 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $75,000 | 7,241 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $150,000 | 5,106 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 1,208 |
| Net operating income | $75,000 | 7,214 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,265,000 | 7,831 |
| Total interest expense | $725,000 | 7,249 |
| Net interest income | $540,000 | 8,123 |
| Provision for loan and lease losses | $-11,000 | 8,305 |
| Total noninterest income | $-3,000 | 8,518 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-3,000 | 8,493 |
| Total noninterest expense | $468,000 | 8,172 |
| Salaries and employee benefits | $213,000 | 8,295 |
| Premises and equipment expense | $195,000 | 6,134 |
| Additional noninterest expense | $60,000 | 8,482 |
| Pre-tax net operating income | $80,000 | 7,388 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $16,000 | 5,578 |
| Income before extraordinary items | $64,000 | 7,421 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $64,000 | 7,418 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $150,000 | 4,354 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $64,000 | 7,407 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $853,000 | 7,856 |
| Total interest expense | $489,000 | 7,264 |
| Net interest income | $364,000 | 8,188 |
| Provision for loan and lease losses | $-11,000 | 8,356 |
| Total noninterest income | $-3,000 | 8,580 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $-3,000 | 8,550 |
| Total noninterest expense | $311,000 | 8,224 |
| Salaries and employee benefits | $146,000 | 8,340 |
| Premises and equipment expense | $129,000 | 6,193 |
| Additional noninterest expense | $36,000 | 8,550 |
| Pre-tax net operating income | $61,000 | 7,461 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $13,000 | 5,554 |
| Income before extraordinary items | $48,000 | 7,501 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $48,000 | 7,500 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $48,000 | 7,490 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $430,000 | 7,897 |
| Total interest expense | $244,000 | 7,296 |
| Net interest income | $186,000 | 8,218 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $-3,000 | 8,614 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $-3,000 | 8,589 |
| Total noninterest expense | $154,000 | 8,279 |
| Salaries and employee benefits | $73,000 | 8,387 |
| Premises and equipment expense | $64,000 | 6,249 |
| Additional noninterest expense | $17,000 | 8,588 |
| Pre-tax net operating income | $29,000 | 7,545 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $6,000 | 5,609 |
| Income before extraordinary items | $23,000 | 7,576 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $23,000 | 7,575 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $23,000 | 7,557 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,714,000 | 7,766 |
| Total interest expense | $840,000 | 7,247 |
| Net interest income | $874,000 | 8,001 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $5,000 | 8,537 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $5,000 | 8,389 |
| Total noninterest expense | $610,000 | 8,304 |
| Salaries and employee benefits | $273,000 | 8,430 |
| Premises and equipment expense | $255,000 | 6,160 |
| Additional noninterest expense | $82,000 | 8,596 |
| Pre-tax net operating income | $269,000 | 7,202 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $84,000 | 5,109 |
| Income before extraordinary items | $185,000 | 7,333 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $185,000 | 7,335 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 1,148 |
| Net operating income | $185,000 | 7,331 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,287,000 | 7,819 |
| Total interest expense | $602,000 | 7,314 |
| Net interest income | $685,000 | 8,038 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $4,000 | 8,611 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $4,000 | 8,464 |
| Total noninterest expense | $460,000 | 8,317 |
| Salaries and employee benefits | $203,000 | 8,468 |
| Premises and equipment expense | $197,000 | 6,119 |
| Additional noninterest expense | $60,000 | 8,656 |
| Pre-tax net operating income | $229,000 | 7,307 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $79,000 | 5,134 |
| Income before extraordinary items | $150,000 | 7,479 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $150,000 | 7,482 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $150,000 | 7,482 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $852,000 | 7,836 |
| Total interest expense | $381,000 | 7,357 |
| Net interest income | $471,000 | 8,047 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $3,000 | 8,652 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,000 | 8,487 |
| Total noninterest expense | $302,000 | 8,362 |
| Salaries and employee benefits | $133,000 | 8,529 |
| Premises and equipment expense | $132,000 | 6,106 |
| Additional noninterest expense | $37,000 | 8,704 |
| Pre-tax net operating income | $172,000 | 7,252 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $60,000 | 5,067 |
| Income before extraordinary items | $112,000 | 7,450 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $112,000 | 7,451 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $112,000 | 7,454 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $433,000 | 7,834 |
| Total interest expense | $189,000 | 7,326 |
| Net interest income | $244,000 | 8,011 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $1,000 | 8,667 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,000 | 8,494 |
| Total noninterest expense | $148,000 | 8,408 |
| Salaries and employee benefits | $66,000 | 8,545 |
| Premises and equipment expense | $64,000 | 6,199 |
| Additional noninterest expense | $18,000 | 8,721 |
| Pre-tax net operating income | $97,000 | 7,096 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $35,000 | 4,870 |
| Income before extraordinary items | $62,000 | 7,326 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $62,000 | 7,324 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $62,000 | 7,336 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,659,000 | 7,753 |
| Total interest expense | $729,000 | 6,961 |
| Net interest income | $930,000 | 8,038 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $8,000 | 8,682 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $8,000 | 8,464 |
| Total noninterest expense | $604,000 | 8,421 |
| Salaries and employee benefits | $288,000 | 8,512 |
| Premises and equipment expense | $241,000 | 6,307 |
| Additional noninterest expense | $75,000 | 8,760 |
| Pre-tax net operating income | $334,000 | 7,277 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $118,000 | 5,227 |
| Income before extraordinary items | $216,000 | 7,513 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $216,000 | 7,516 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 872 |
| Net operating income | $216,000 | 7,485 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,236,000 | 7,784 |
| Total interest expense | $534,000 | 6,946 |
| Net interest income | $702,000 | 8,085 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $8,000 | 8,714 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $8,000 | 8,442 |
| Total noninterest expense | $451,000 | 8,399 |
| Salaries and employee benefits | $217,000 | 8,504 |
| Premises and equipment expense | $174,000 | 6,372 |
| Additional noninterest expense | $60,000 | 8,758 |
| Pre-tax net operating income | $259,000 | 7,381 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $92,000 | 5,331 |
| Income before extraordinary items | $167,000 | 7,623 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $167,000 | 7,623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $167,000 | 7,588 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $816,000 | 7,790 |
| Total interest expense | $341,000 | 6,946 |
| Net interest income | $475,000 | 8,076 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $2,000 | 8,770 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $2,000 | 8,611 |
| Total noninterest expense | $296,000 | 8,425 |
| Salaries and employee benefits | $143,000 | 8,531 |
| Premises and equipment expense | $113,000 | 6,431 |
| Additional noninterest expense | $40,000 | 8,764 |
| Pre-tax net operating income | $181,000 | 7,329 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $65,000 | 5,284 |
| Income before extraordinary items | $116,000 | 7,625 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $116,000 | 7,625 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $116,000 | 7,579 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $403,000 | 7,861 |
| Total interest expense | $161,000 | 7,034 |
| Net interest income | $242,000 | 8,116 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $1,000 | 8,826 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,000 | 8,675 |
| Total noninterest expense | $150,000 | 8,476 |
| Salaries and employee benefits | $72,000 | 8,584 |
| Premises and equipment expense | $56,000 | 6,500 |
| Additional noninterest expense | $22,000 | 8,797 |
| Pre-tax net operating income | $93,000 | 7,321 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $34,000 | 5,190 |
| Income before extraordinary items | $59,000 | 7,606 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $59,000 | 7,605 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $59,000 | 7,579 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,587,000 | 7,796 |
| Total interest expense | $643,000 | 6,798 |
| Net interest income | $944,000 | 8,102 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $5,000 | 8,872 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $5,000 | 8,690 |
| Total noninterest expense | $611,000 | 8,497 |
| Salaries and employee benefits | $275,000 | 8,657 |
| Premises and equipment expense | $228,000 | 6,420 |
| Additional noninterest expense | $108,000 | 8,791 |
| Pre-tax net operating income | $338,000 | 7,317 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $113,000 | 5,394 |
| Income before extraordinary items | $225,000 | 7,521 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $225,000 | 7,521 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 817 |
| Net operating income | $225,000 | 7,482 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,191,000 | 7,827 |
| Total interest expense | $485,000 | 6,774 |
| Net interest income | $706,000 | 8,144 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $4,000 | 8,938 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $4,000 | 8,732 |
| Total noninterest expense | $459,000 | 8,491 |
| Salaries and employee benefits | $214,000 | 8,658 |
| Premises and equipment expense | $167,000 | 6,480 |
| Additional noninterest expense | $78,000 | 8,837 |
| Pre-tax net operating income | $251,000 | 7,457 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $84,000 | 5,535 |
| Income before extraordinary items | $167,000 | 7,678 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $167,000 | 7,678 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $167,000 | 7,628 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $796,000 | 7,880 |
| Total interest expense | $328,000 | 6,769 |
| Net interest income | $468,000 | 8,211 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $3,000 | 8,988 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $3,000 | 8,756 |
| Total noninterest expense | $318,000 | 8,502 |
| Salaries and employee benefits | $153,000 | 8,650 |
| Premises and equipment expense | $111,000 | 6,525 |
| Additional noninterest expense | $54,000 | 8,876 |
| Pre-tax net operating income | $153,000 | 7,522 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $50,000 | 5,634 |
| Income before extraordinary items | $103,000 | 7,749 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $103,000 | 7,751 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $103,000 | 7,678 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $403,000 | 7,890 |
| Total interest expense | $169,000 | 6,763 |
| Net interest income | $234,000 | 8,237 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $1,000 | 9,027 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $1,000 | 8,837 |
| Total noninterest expense | $172,000 | 8,449 |
| Salaries and employee benefits | $87,000 | 8,559 |
| Premises and equipment expense | $57,000 | 6,454 |
| Additional noninterest expense | $28,000 | 8,888 |
| Pre-tax net operating income | $63,000 | 7,712 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $19,000 | 5,825 |
| Income before extraordinary items | $44,000 | 7,894 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $44,000 | 7,894 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $44,000 | 7,832 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,726,000 | 7,840 |
| Total interest expense | $832,000 | 6,612 |
| Net interest income | $894,000 | 8,271 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $13,000 | 9,042 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $13,000 | 8,668 |
| Total noninterest expense | $641,000 | 8,564 |
| Salaries and employee benefits | $308,000 | 8,746 |
| Premises and equipment expense | $225,000 | 6,489 |
| Additional noninterest expense | $108,000 | 8,964 |
| Pre-tax net operating income | $266,000 | 7,569 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $86,000 | 5,872 |
| Income before extraordinary items | $180,000 | 7,861 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $180,000 | 7,862 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 814 |
| Net operating income | $180,000 | 7,731 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,313,000 | 7,915 |
| Total interest expense | $653,000 | 6,647 |
| Net interest income | $660,000 | 8,365 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $10,000 | 9,110 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $10,000 | 8,693 |
| Total noninterest expense | $474,000 | 8,598 |
| Salaries and employee benefits | $224,000 | 8,790 |
| Premises and equipment expense | $166,000 | 6,526 |
| Additional noninterest expense | $84,000 | 8,993 |
| Pre-tax net operating income | $196,000 | 7,748 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $63,000 | 6,021 |
| Income before extraordinary items | $133,000 | 8,024 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $133,000 | 8,027 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $133,000 | 7,884 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $906,000 | 7,899 |
| Total interest expense | $453,000 | 6,657 |
| Net interest income | $453,000 | 8,363 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $7,000 | 9,140 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $7,000 | 8,670 |
| Total noninterest expense | $312,000 | 8,635 |
| Salaries and employee benefits | $151,000 | 8,802 |
| Premises and equipment expense | $107,000 | 6,600 |
| Additional noninterest expense | $54,000 | 9,041 |
| Pre-tax net operating income | $148,000 | 7,614 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $49,000 | 5,928 |
| Income before extraordinary items | $99,000 | 7,967 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $99,000 | 7,968 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $99,000 | 7,801 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $465,000 | 7,896 |
| Total interest expense | $237,000 | 6,637 |
| Net interest income | $228,000 | 8,389 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $3,000 | 9,187 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $3,000 | 8,754 |
| Total noninterest expense | $153,000 | 8,706 |
| Salaries and employee benefits | $75,000 | 8,854 |
| Premises and equipment expense | $52,000 | 6,665 |
| Additional noninterest expense | $26,000 | 9,083 |
| Pre-tax net operating income | $78,000 | 7,559 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $26,000 | 5,851 |
| Income before extraordinary items | $52,000 | 7,848 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $52,000 | 7,848 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $52,000 | 7,696 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,947,000 | 7,909 |
| Total interest expense | $1,113,000 | 6,645 |
| Net interest income | $834,000 | 8,527 |
| Provision for loan and lease losses | $-1,000 | 9,159 |
| Total noninterest income | $25,000 | 9,145 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $11,000 | 136 |
| Additional Noninterest Income | $14,000 | 8,747 |
| Total noninterest expense | $575,000 | 8,825 |
| Salaries and employee benefits | $276,000 | 8,976 |
| Premises and equipment expense | $190,000 | 6,887 |
| Additional noninterest expense | $109,000 | 9,126 |
| Pre-tax net operating income | $285,000 | 7,598 |
| Securities gains (losses) | $14,000 | 3,404 |
| Applicable income taxes | $99,000 | 5,970 |
| Income before extraordinary items | $200,000 | 7,844 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $200,000 | 7,845 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 842 |
| Net operating income | $190,620 | 7,781 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,745,000 | 8,482 |
| Total interest expense | $1,206,000 | 7,604 |
| Net interest income | $539,000 | 9,131 |
| Provision for loan and lease losses | $9,000 | 7,982 |
| Total noninterest income | $18,000 | 9,434 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $18,000 | 8,807 |
| Total noninterest expense | $480,000 | 9,221 |
| Salaries and employee benefits | $253,000 | 9,242 |
| Premises and equipment expense | $125,000 | 7,923 |
| Additional noninterest expense | $102,000 | 9,370 |
| Pre-tax net operating income | $68,000 | 8,471 |
| Securities gains (losses) | $17,000 | 3,266 |
| Applicable income taxes | $20,000 | 7,319 |
| Income before extraordinary items | $65,000 | 8,536 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $65,000 | 8,534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $1,361,000 | 361 |
| Net operating income | $52,080 | 8,501 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,766,000 | 8,670 |
| Total interest expense | $1,231,000 | 7,743 |
| Net interest income | $535,000 | 9,401 |
| Provision for loan and lease losses | $6,000 | 8,107 |
| Total noninterest income | $25,000 | 9,637 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $25,000 | 8,756 |
| Total noninterest expense | $457,000 | 9,478 |
| Salaries and employee benefits | $228,000 | 9,546 |
| Premises and equipment expense | $128,000 | 7,958 |
| Additional noninterest expense | $101,000 | 9,620 |
| Pre-tax net operating income | $97,000 | 8,806 |
| Securities gains (losses) | $-4,000 | 7,844 |
| Applicable income taxes | $18,000 | 7,887 |
| Income before extraordinary items | $75,000 | 8,858 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $75,000 | 8,858 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,934 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $78,240 | 8,827 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,519,000 | 9,050 |
| Total interest expense | $960,000 | 8,277 |
| Net interest income | $559,000 | 9,586 |
| Provision for loan and lease losses | $8,000 | 8,218 |
| Total noninterest income | $14,000 | 10,015 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $14,000 | 9,524 |
| Total noninterest expense | $432,000 | 9,790 |
| Salaries and employee benefits | $222,000 | 9,831 |
| Premises and equipment expense | $100,000 | 8,634 |
| Additional noninterest expense | $110,000 | 9,850 |
| Pre-tax net operating income | $133,000 | 8,899 |
| Securities gains (losses) | $-2,000 | 8,771 |
| Applicable income taxes | $44,000 | 7,746 |
| Income before extraordinary items | $87,000 | 9,051 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $87,000 | 9,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,803 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $88,320 | 9,012 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,450,000 | 9,353 |
| Total interest expense | $962,000 | 8,521 |
| Net interest income | $488,000 | 9,947 |
| Provision for loan and lease losses | $-2,000 | 10,182 |
| Total noninterest income | $15,000 | 10,255 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $15,000 | 9,739 |
| Total noninterest expense | $431,000 | 9,972 |
| Salaries and employee benefits | $205,000 | 10,089 |
| Premises and equipment expense | $114,000 | 8,398 |
| Additional noninterest expense | $112,000 | 10,032 |
| Pre-tax net operating income | $74,000 | 9,527 |
| Securities gains (losses) | $4,000 | 3,561 |
| Applicable income taxes | $21,000 | 8,862 |
| Income before extraordinary items | $57,000 | 9,588 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $57,000 | 9,587 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $54,080 | 9,540 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,482,000 | 9,689 |
| Total interest expense | $928,000 | 8,882 |
| Net interest income | $554,000 | 10,279 |
| Provision for loan and lease losses | $-40,000 | 10,700 |
| Total noninterest income | $18,000 | 10,712 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $18,000 | 9,956 |
| Total noninterest expense | $411,000 | 10,440 |
| Salaries and employee benefits | $235,000 | 10,369 |
| Premises and equipment expense | $87,000 | 9,278 |
| Additional noninterest expense | $89,000 | 10,625 |
| Pre-tax net operating income | $201,000 | 9,574 |
| Securities gains (losses) | $-2,000 | 9,246 |
| Applicable income taxes | $47,000 | 9,297 |
| Income before extraordinary items | $152,000 | 9,560 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $152,000 | 9,563 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-48,000 | 10,525 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $153,520 | 9,514 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,349,000 | 10,318 |
| Total interest expense | $773,000 | 9,730 |
| Net interest income | $576,000 | 10,716 |
| Provision for loan and lease losses | $-5,000 | 11,061 |
| Total noninterest income | $9,000 | 11,320 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $9,000 | 11,015 |
| Total noninterest expense | $500,000 | 10,590 |
| Salaries and employee benefits | $229,000 | 10,844 |
| Premises and equipment expense | $93,000 | 9,472 |
| Additional noninterest expense | $178,000 | 10,199 |
| Pre-tax net operating income | $90,000 | 10,423 |
| Securities gains (losses) | $21,000 | 1,959 |
| Applicable income taxes | $27,000 | 10,082 |
| Income before extraordinary items | $84,000 | 10,360 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $84,000 | 10,359 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $68,040 | 10,426 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,232,000 | 10,941 |
| Total interest expense | $649,000 | 10,491 |
| Net interest income | $583,000 | 11,174 |
| Provision for loan and lease losses | $9,000 | 8,431 |
| Total noninterest income | $13,000 | 11,842 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $13,000 | 11,328 |
| Total noninterest expense | $456,000 | 11,207 |
| Salaries and employee benefits | $237,000 | 11,253 |
| Premises and equipment expense | $96,000 | 9,727 |
| Additional noninterest expense | $123,000 | 11,391 |
| Pre-tax net operating income | $131,000 | 10,902 |
| Securities gains (losses) | $38,000 | 1,486 |
| Applicable income taxes | $65,000 | 9,880 |
| Income before extraordinary items | $104,000 | 10,895 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $104,000 | 10,896 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,576 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $79,680 | 11,085 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,131,000 | 11,471 |
| Total interest expense | $485,000 | 11,165 |
| Net interest income | $646,000 | 11,568 |
| Provision for loan and lease losses | $16,000 | 8,030 |
| Total noninterest income | $9,000 | 12,480 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $9,000 | 12,149 |
| Total noninterest expense | $416,000 | 11,970 |
| Salaries and employee benefits | $228,000 | 11,854 |
| Premises and equipment expense | $91,000 | 10,316 |
| Additional noninterest expense | $97,000 | 12,316 |
| Pre-tax net operating income | $223,000 | 10,720 |
| Securities gains (losses) | $-54,000 | 11,090 |
| Applicable income taxes | $55,000 | 10,338 |
| Income before extraordinary items | $114,000 | 11,226 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $114,000 | 11,233 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 6,150 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $150,180 | 10,869 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,212,000 | 11,864 |
| Total interest expense | $524,000 | 11,569 |
| Net interest income | $688,000 | 11,924 |
| Provision for loan and lease losses | $28,000 | 8,567 |
| Total noninterest income | $3,000 | 13,207 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $3,000 | 13,123 |
| Total noninterest expense | $433,000 | 12,497 |
| Salaries and employee benefits | $201,000 | 12,630 |
| Premises and equipment expense | $101,000 | 10,412 |
| Additional noninterest expense | $131,000 | 12,644 |
| Pre-tax net operating income | $230,000 | 10,786 |
| Securities gains (losses) | $-5,000 | 12,580 |
| Applicable income taxes | $87,000 | 10,051 |
| Income before extraordinary items | $138,000 | 11,364 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $138,000 | 11,434 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $141,200 | 11,104 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,295,000 | 12,411 |
| Total interest expense | $635,000 | 12,134 |
| Net interest income | $660,000 | 12,476 |
| Provision for loan and lease losses | $3,000 | 11,629 |
| Total noninterest income | $5,000 | 13,838 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $5,000 | 13,675 |
| Total noninterest expense | $396,000 | 13,185 |
| Salaries and employee benefits | $192,000 | 13,237 |
| Premises and equipment expense | $60,000 | 12,283 |
| Additional noninterest expense | $144,000 | 13,046 |
| Pre-tax net operating income | $266,000 | 10,460 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $106,000 | 9,741 |
| Income before extraordinary items | $160,000 | 11,128 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $160,000 | 11,217 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $160,000 | 10,789 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.