Home > Glenwood Independent Bank > Income and Expense
Glenwood Independent Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,241,000 | 8,729 |
| Total interest expense | $845,000 | 9,124 |
| Net interest income | $1,396,000 | 8,251 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $450,000 | 5,328 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $284,000 | 4,250 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $166,000 | 5,423 |
| Total noninterest expense | $1,123,000 | 7,929 |
| Salaries and employee benefits | $538,000 | 8,346 |
| Premises and equipment expense | $165,000 | 7,471 |
| Additional noninterest expense | $420,000 | 7,190 |
| Pre-tax net operating income | $723,000 | 6,882 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $186,000 | 7,090 |
| Income before extraordinary items | $537,000 | 6,756 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $537,000 | 6,758 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 5,428 |
| Cash dividends | $150,000 | 5,875 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $537,000 | 6,699 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,898,000 | 9,507 |
| Total interest expense | $696,000 | 9,975 |
| Net interest income | $1,202,000 | 9,022 |
| Provision for loan and lease losses | $40,000 | 6,972 |
| Total noninterest income | $349,000 | 6,448 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $240,000 | 4,968 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $109,000 | 6,886 |
| Total noninterest expense | $862,000 | 9,194 |
| Salaries and employee benefits | $462,000 | 9,164 |
| Premises and equipment expense | $100,000 | 9,292 |
| Additional noninterest expense | $300,000 | 8,884 |
| Pre-tax net operating income | $649,000 | 7,181 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $246,000 | 6,504 |
| Income before extraordinary items | $403,000 | 7,602 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $403,000 | 7,602 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,797 |
| Cash dividends | $128,000 | 6,301 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $403,000 | 7,535 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,804,000 | 10,029 |
| Total interest expense | $593,000 | 10,690 |
| Net interest income | $1,211,000 | 9,298 |
| Provision for loan and lease losses | $55,000 | 6,005 |
| Total noninterest income | $313,000 | 6,936 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $224,000 | 5,277 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $89,000 | 7,598 |
| Total noninterest expense | $780,000 | 9,860 |
| Salaries and employee benefits | $447,000 | 9,558 |
| Premises and equipment expense | $80,000 | 10,197 |
| Additional noninterest expense | $253,000 | 9,788 |
| Pre-tax net operating income | $689,000 | 7,382 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $226,000 | 7,005 |
| Income before extraordinary items | $463,000 | 7,527 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $463,000 | 7,526 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,680 |
| Cash dividends | $133,000 | 6,304 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $463,000 | 7,501 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,499,000 | 10,734 |
| Total interest expense | $463,000 | 11,261 |
| Net interest income | $1,036,000 | 10,279 |
| Provision for loan and lease losses | $40,000 | 6,585 |
| Total noninterest income | $230,000 | 8,246 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $165,000 | 6,552 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $65,000 | 8,873 |
| Total noninterest expense | $779,000 | 10,334 |
| Salaries and employee benefits | $480,000 | 9,570 |
| Premises and equipment expense | $53,000 | 11,525 |
| Additional noninterest expense | $246,000 | 10,570 |
| Pre-tax net operating income | $447,000 | 9,009 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $134,000 | 8,630 |
| Income before extraordinary items | $314,000 | 8,991 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $314,000 | 8,994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 10,519 |
| Cash dividends | $15,000 | 8,673 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $314,000 | 9,056 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,324,000 | 11,633 |
| Total interest expense | $476,000 | 11,800 |
| Net interest income | $848,000 | 11,351 |
| Provision for loan and lease losses | $42,000 | 7,871 |
| Total noninterest income | $183,000 | 9,543 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $141,000 | 7,319 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 10,560 |
| Total noninterest expense | $750,000 | 10,921 |
| Salaries and employee benefits | $444,000 | 10,215 |
| Premises and equipment expense | $87,000 | 10,896 |
| Additional noninterest expense | $219,000 | 11,480 |
| Pre-tax net operating income | $239,000 | 10,708 |
| Securities gains (losses) | $40,000 | 3,728 |
| Applicable income taxes | $74,000 | 10,356 |
| Income before extraordinary items | $205,000 | 10,584 |
| Extraordinary gains, net | $-19,000 | 12,447 |
| Net income | $186,000 | 10,909 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 7,969 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $161,000 | 816 |
| Net operating income | $175,800 | 10,717 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,288,000 | 12,428 |
| Total interest expense | $560,000 | 12,484 |
| Net interest income | $728,000 | 12,194 |
| Provision for loan and lease losses | $97,000 | 7,370 |
| Total noninterest income | $222,000 | 8,990 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $133,000 | 7,585 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $89,000 | 8,478 |
| Total noninterest expense | $746,000 | 11,275 |
| Salaries and employee benefits | $399,000 | 10,875 |
| Premises and equipment expense | $54,000 | 12,540 |
| Additional noninterest expense | $293,000 | 10,932 |
| Pre-tax net operating income | $107,000 | 11,944 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $42,000 | 11,481 |
| Income before extraordinary items | $65,000 | 12,407 |
| Extraordinary gains, net | $17,000 | 1,262 |
| Net income | $82,000 | 12,230 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 5,871 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $65,000 | 12,121 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.