Glens Falls National Bank and Trust Company, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$126,085,000437
Total interest expense$42,263,000448
Net interest income$83,822,000431
Provision for loan and lease losses$1,869,000575
Total noninterest income$29,521,000347
Gross Fiduciary activities income$8,211,000202
Service charges on deposit accounts$1,851,000601
Trading account gains and fees$0123
Additional Noninterest Income$19,459,000331
Total noninterest expense$77,671,000379
Salaries and employee benefits$42,904,000368
Premises and equipment expense$9,238,000318
Additional noninterest expense$19,459,000331
Pre-tax net operating income$33,803,000473
Securities gains (losses)$2,578,00037
Applicable income taxes$7,511,000422
Income before extraordinary items$28,870,000440
Extraordinary gains, net$054
Net income$28,870,000444
Minority interest net income$088
Net income of bank and minority interests.$28,870,000441
Net charge-offs$1,875,000395
Cash dividends$24,000,000267
Sale, conversion, retirement of capital stock, net$499,000265
Net operating income$26,833,380476
2023-09-30 (YTD Data)Rank
Total interest income$91,884,000442
Total interest expense$28,701,000451
Net interest income$63,183,000436
Provision for loan and lease losses$1,791,000480
Total noninterest income$22,105,000346
Gross Fiduciary activities income$6,147,000202
Service charges on deposit accounts$1,390,000596
Trading account gains and fees$0125
Additional Noninterest Income$14,568,000338
Total noninterest expense$57,810,000380
Salaries and employee benefits$32,384,000370
Premises and equipment expense$6,802,000326
Additional noninterest expense$14,568,000338
Pre-tax net operating income$25,687,000473
Securities gains (losses)$0849
Applicable income taxes$5,399,000448
Income before extraordinary items$20,288,000482
Extraordinary gains, net$052
Net income$20,288,000484
Minority interest net income$081
Net income of bank and minority interests.$20,288,000481
Net charge-offs$1,504,000340
Cash dividends$15,548,000277
Sale, conversion, retirement of capital stock, net$437,000239
Net operating income$20,288,000488
2023-06-30 (YTD Data)Rank
Total interest income$59,709,000433
Total interest expense$16,568,000458
Net interest income$43,141,000429
Provision for loan and lease losses$1,698,000394
Total noninterest income$14,054,000350
Gross Fiduciary activities income$4,077,000199
Service charges on deposit accounts$942,000573
Trading account gains and fees$0112
Additional Noninterest Income$9,035,000348
Total noninterest expense$38,124,000374
Salaries and employee benefits$21,660,000359
Premises and equipment expense$4,666,000310
Additional noninterest expense$9,035,000348
Pre-tax net operating income$17,373,000468
Securities gains (losses)$0938
Applicable income taxes$3,789,000432
Income before extraordinary items$13,584,000475
Extraordinary gains, net$051
Net income$13,584,000482
Minority interest net income$081
Net income of bank and minority interests.$13,584,000474
Net charge-offs$1,179,000287
Cash dividends$9,248,000293
Sale, conversion, retirement of capital stock, net$195,000276
Net operating income$13,584,000478
2023-03-31 (YTD Data)Rank
Total interest income$28,512,000451
Total interest expense$6,009,000524
Net interest income$22,503,000423
Provision for loan and lease losses$1,122,000326
Total noninterest income$6,910,000360
Gross Fiduciary activities income$1,968,000208
Service charges on deposit accounts$463,000590
Trading account gains and fees$097
Additional Noninterest Income$4,479,000352
Total noninterest expense$18,551,000401
Salaries and employee benefits$10,820,000374
Premises and equipment expense$2,324,000322
Additional noninterest expense$4,479,000352
Pre-tax net operating income$9,740,000445
Securities gains (losses)$0950
Applicable income taxes$2,138,000411
Income before extraordinary items$7,602,000453
Extraordinary gains, net$04
Net income$7,602,000453
Minority interest net income$048
Net income of bank and minority interests.$7,602,000454
Net charge-offs$647,000240
Cash dividends$5,048,000260
Sale, conversion, retirement of capital stock, net$96,000257
Net operating income$7,602,000460
2022-12-31 (YTD Data)Rank
Total interest income$99,755,000414
Total interest expense$8,190,000534
Net interest income$91,565,000402
Provision for loan and lease losses$3,748,000341
Total noninterest income$30,305,000349
Gross Fiduciary activities income$8,235,000203
Service charges on deposit accounts$2,149,000534
Trading account gains and fees$0116
Additional Noninterest Income$19,921,000351
Total noninterest expense$71,008,000401
Salaries and employee benefits$42,622,000366
Premises and equipment expense$9,758,000301
Additional noninterest expense$19,921,000351
Pre-tax net operating income$47,114,000397
Securities gains (losses)$0691
Applicable income taxes$10,428,000371
Income before extraordinary items$36,686,000400
Extraordinary gains, net$05
Net income$36,686,000401
Minority interest net income$063
Net income of bank and minority interests.$36,686,000401
Net charge-offs$1,292,000353
Cash dividends$19,264,000300
Sale, conversion, retirement of capital stock, net$356,000352
Net operating income$36,686,000404
2022-09-30 (YTD Data)Rank
Total interest income$71,920,000403
Total interest expense$4,154,000545
Net interest income$67,766,000394
Provision for loan and lease losses$2,782,000325
Total noninterest income$23,105,000356
Gross Fiduciary activities income$6,283,000203
Service charges on deposit accounts$1,665,000524
Trading account gains and fees$0111
Additional Noninterest Income$15,157,000366
Total noninterest expense$52,842,000401
Salaries and employee benefits$31,998,000365
Premises and equipment expense$7,625,000293
Additional noninterest expense$15,157,000366
Pre-tax net operating income$35,247,000400
Securities gains (losses)$0740
Applicable income taxes$7,823,000367
Income before extraordinary items$27,424,000395
Extraordinary gains, net$04
Net income$27,424,000395
Minority interest net income$057
Net income of bank and minority interests.$27,424,000395
Net charge-offs$760,000352
Cash dividends$15,064,000263
Sale, conversion, retirement of capital stock, net$266,000326
Net operating income$27,424,000404
2022-06-30 (YTD Data)Rank
Total interest income$46,014,000399
Total interest expense$1,757,000674
Net interest income$44,257,000389
Provision for loan and lease losses$1,421,000327
Total noninterest income$15,356,000348
Gross Fiduciary activities income$4,267,000167
Service charges on deposit accounts$1,123,000515
Trading account gains and fees$0108
Additional Noninterest Income$9,966,000369
Total noninterest expense$34,137,000403
Salaries and employee benefits$20,847,000364
Premises and equipment expense$5,150,000283
Additional noninterest expense$8,140,000513
Pre-tax net operating income$24,055,000374
Securities gains (losses)$0687
Applicable income taxes$5,415,000348
Income before extraordinary items$18,640,000378
Extraordinary gains, net$04
Net income$18,640,000378
Minority interest net income$060
Net income of bank and minority interests.$18,640,000378
Net charge-offs$472,000349
Cash dividends$10,785,000250
Sale, conversion, retirement of capital stock, net$176,000315
Net operating income$18,640,000387
2022-03-31 (YTD Data)Rank
Total interest income$22,272,000399
Total interest expense$713,000767
Net interest income$21,559,000386
Provision for loan and lease losses$447,000378
Total noninterest income$7,751,000359
Gross Fiduciary activities income$2,139,000174
Service charges on deposit accounts$555,000517
Trading account gains and fees$0103
Additional Noninterest Income$5,057,000378
Total noninterest expense$16,508,000417
Salaries and employee benefits$10,259,000379
Premises and equipment expense$2,502,000295
Additional noninterest expense$3,747,000542
Pre-tax net operating income$12,355,000356
Securities gains (losses)$0623
Applicable income taxes$2,788,000329
Income before extraordinary items$9,567,000369
Extraordinary gains, net$04
Net income$9,567,000369
Minority interest net income$050
Net income of bank and minority interests.$9,567,000369
Net charge-offs$212,000358
Cash dividends$6,130,000227
Sale, conversion, retirement of capital stock, net$86,000289
Net operating income$9,567,000376
2021-12-31 (YTD Data)Rank
Total interest income$88,384,000405
Total interest expense$3,327,000825
Net interest income$85,057,000391
Provision for loan and lease losses$-219,0004,324
Total noninterest income$31,334,000378
Gross Fiduciary activities income$8,177,000176
Service charges on deposit accounts$2,040,000530
Trading account gains and fees$0132
Additional Noninterest Income$21,117,000403
Total noninterest expense$68,414,000402
Salaries and employee benefits$40,644,000379
Premises and equipment expense$9,824,000301
Additional noninterest expense$17,946,000465
Pre-tax net operating income$48,196,000398
Securities gains (losses)$02,062
Applicable income taxes$10,749,000371
Income before extraordinary items$37,447,000412
Extraordinary gains, net$010
Net income$37,447,000411
Minority interest net income$074
Net income of bank and minority interests.$37,447,000412
Net charge-offs$750,000508
Cash dividends$15,994,000344
Sale, conversion, retirement of capital stock, net$325,000362
Net operating income$37,447,000403
2021-09-30 (YTD Data)Rank
Total interest income$66,741,000407
Total interest expense$2,593,000844
Net interest income$64,148,000395
Provision for loan and lease losses$-712,0004,591
Total noninterest income$23,534,000381
Gross Fiduciary activities income$6,073,000178
Service charges on deposit accounts$1,481,000544
Trading account gains and fees$0132
Additional Noninterest Income$15,980,000415
Total noninterest expense$50,004,000408
Salaries and employee benefits$30,209,000386
Premises and equipment expense$7,462,000297
Additional noninterest expense$12,333,000513
Pre-tax net operating income$38,390,000392
Securities gains (losses)$02,015
Applicable income taxes$8,497,000369
Income before extraordinary items$29,893,000403
Extraordinary gains, net$08
Net income$29,893,000401
Minority interest net income$069
Net income of bank and minority interests.$29,893,000403
Net charge-offs$624,000442
Cash dividends$11,300,000346
Sale, conversion, retirement of capital stock, net$244,000323
Net operating income$29,893,000395
2021-06-30 (YTD Data)Rank
Total interest income$43,929,000411
Total interest expense$1,855,000827
Net interest income$42,074,000393
Provision for loan and lease losses$-767,0004,654
Total noninterest income$15,841,000384
Gross Fiduciary activities income$4,009,000180
Service charges on deposit accounts$944,000549
Trading account gains and fees$0133
Additional Noninterest Income$10,888,000410
Total noninterest expense$32,809,000408
Salaries and employee benefits$19,899,000385
Premises and equipment expense$5,033,000298
Additional noninterest expense$7,877,000510
Pre-tax net operating income$25,873,000385
Securities gains (losses)$01,818
Applicable income taxes$5,697,000369
Income before extraordinary items$20,176,000403
Extraordinary gains, net$06
Net income$20,176,000401
Minority interest net income$067
Net income of bank and minority interests.$20,176,000403
Net charge-offs$499,000404
Cash dividends$7,500,000335
Sale, conversion, retirement of capital stock, net$164,000300
Net operating income$20,176,000394
2021-03-31 (YTD Data)Rank
Total interest income$21,235,000419
Total interest expense$1,000,000810
Net interest income$20,235,000397
Provision for loan and lease losses$-682,0004,772
Total noninterest income$7,848,000397
Gross Fiduciary activities income$1,906,000184
Service charges on deposit accounts$470,000544
Trading account gains and fees$0127
Additional Noninterest Income$5,472,000424
Total noninterest expense$16,197,000409
Salaries and employee benefits$10,006,000384
Premises and equipment expense$2,478,000305
Additional noninterest expense$3,713,000515
Pre-tax net operating income$12,568,000392
Securities gains (losses)$01,392
Applicable income taxes$2,493,000405
Income before extraordinary items$10,075,000401
Extraordinary gains, net$03
Net income$10,075,000398
Minority interest net income$055
Net income of bank and minority interests.$10,075,000401
Net charge-offs$369,000306
Cash dividends$3,700,000301
Sale, conversion, retirement of capital stock, net$82,000276
Net operating income$10,075,000391
2020-12-31 (YTD Data)Rank
Total interest income$86,610,000409
Total interest expense$8,766,000557
Net interest income$77,844,000393
Provision for loan and lease losses$6,557,000474
Total noninterest income$30,877,000369
Gross Fiduciary activities income$7,159,000178
Service charges on deposit accounts$2,034,000516
Trading account gains and fees$0133
Additional Noninterest Income$21,684,000384
Total noninterest expense$61,766,000421
Salaries and employee benefits$38,089,000386
Premises and equipment expense$9,303,000312
Additional noninterest expense$14,374,000530
Pre-tax net operating income$40,398,000349
Securities gains (losses)$-35,0004,903
Applicable income taxes$8,513,000333
Income before extraordinary items$31,850,000366
Extraordinary gains, net$04
Net income$31,850,000365
Minority interest net income$072
Net income of bank and minority interests.$31,850,000366
Net charge-offs$1,067,000621
Cash dividends$17,199,000309
Sale, conversion, retirement of capital stock, net$330,000316
Net operating income$31,877,650355
2020-09-30 (YTD Data)Rank
Total interest income$64,969,000405
Total interest expense$7,512,000527
Net interest income$57,457,000392
Provision for loan and lease losses$5,557,000466
Total noninterest income$22,641,000361
Gross Fiduciary activities income$5,344,000177
Service charges on deposit accounts$1,494,000519
Trading account gains and fees$0125
Additional Noninterest Income$15,803,000372
Total noninterest expense$45,870,000414
Salaries and employee benefits$28,086,000381
Premises and equipment expense$7,186,000304
Additional noninterest expense$10,598,000521
Pre-tax net operating income$28,671,000338
Securities gains (losses)$02,494
Applicable income taxes$5,850,000340
Income before extraordinary items$22,821,000347
Extraordinary gains, net$04
Net income$22,821,000346
Minority interest net income$065
Net income of bank and minority interests.$22,821,000347
Net charge-offs$671,000632
Cash dividends$11,700,000317
Sale, conversion, retirement of capital stock, net$246,000295
Net operating income$22,821,000338
2020-06-30 (YTD Data)Rank
Total interest income$44,042,000403
Total interest expense$5,955,000499
Net interest income$38,087,000391
Provision for loan and lease losses$3,989,000471
Total noninterest income$14,553,000345
Gross Fiduciary activities income$3,531,000176
Service charges on deposit accounts$1,031,000505
Trading account gains and fees$0123
Additional Noninterest Income$9,991,000357
Total noninterest expense$30,606,000412
Salaries and employee benefits$18,657,000380
Premises and equipment expense$4,929,000300
Additional noninterest expense$7,020,000518
Pre-tax net operating income$18,045,000309
Securities gains (losses)$02,249
Applicable income taxes$3,769,000303
Income before extraordinary items$14,276,000328
Extraordinary gains, net$04
Net income$14,276,000326
Minority interest net income$065
Net income of bank and minority interests.$14,276,000328
Net charge-offs$577,000543
Cash dividends$8,100,000310
Sale, conversion, retirement of capital stock, net$163,000270
Net operating income$14,276,000317
2020-03-31 (YTD Data)Rank
Total interest income$22,316,000401
Total interest expense$3,807,000449
Net interest income$18,509,000392
Provision for loan and lease losses$1,910,000421
Total noninterest income$7,544,000313
Gross Fiduciary activities income$1,801,000177
Service charges on deposit accounts$662,000466
Trading account gains and fees$0106
Additional Noninterest Income$5,081,000305
Total noninterest expense$15,518,000404
Salaries and employee benefits$9,401,000379
Premises and equipment expense$2,507,000297
Additional noninterest expense$3,610,000513
Pre-tax net operating income$8,625,000299
Securities gains (losses)$01,705
Applicable income taxes$1,748,000296
Income before extraordinary items$6,877,000300
Extraordinary gains, net$04
Net income$6,877,000299
Minority interest net income$056
Net income of bank and minority interests.$6,877,000300
Net charge-offs$271,000526
Cash dividends$3,600,000364
Sale, conversion, retirement of capital stock, net$81,000267
Net operating income$6,877,000300
2019-12-31 (YTD Data)Rank
Total interest income$87,488,000405
Total interest expense$16,489,000451
Net interest income$70,999,000400
Provision for loan and lease losses$1,378,000712
Total noninterest income$26,931,000344
Gross Fiduciary activities income$7,195,000174
Service charges on deposit accounts$2,747,000460
Trading account gains and fees$0135
Additional Noninterest Income$16,989,000364
Total noninterest expense$59,265,000400
Salaries and employee benefits$34,759,000390
Premises and equipment expense$9,479,000309
Additional noninterest expense$15,027,000482
Pre-tax net operating income$37,287,000385
Securities gains (losses)$02,379
Applicable income taxes$7,641,000381
Income before extraordinary items$29,646,000387
Extraordinary gains, net$011
Net income$29,646,000387
Minority interest net income$076
Net income of bank and minority interests.$29,646,000387
Net charge-offs$880,000706
Cash dividends$14,100,000376
Sale, conversion, retirement of capital stock, net$366,000326
Net operating income$29,646,000381
2019-09-30 (YTD Data)Rank
Total interest income$64,987,000413
Total interest expense$12,430,000457
Net interest income$52,557,000411
Provision for loan and lease losses$958,000701
Total noninterest income$20,266,000338
Gross Fiduciary activities income$5,375,000173
Service charges on deposit accounts$2,026,000464
Trading account gains and fees$0129
Additional Noninterest Income$12,865,000360
Total noninterest expense$44,223,000400
Salaries and employee benefits$26,288,000387
Premises and equipment expense$7,035,000311
Additional noninterest expense$10,900,000496
Pre-tax net operating income$27,642,000392
Securities gains (losses)$02,167
Applicable income taxes$5,665,000385
Income before extraordinary items$21,977,000393
Extraordinary gains, net$011
Net income$21,977,000394
Minority interest net income$072
Net income of bank and minority interests.$21,977,000394
Net charge-offs$563,000705
Cash dividends$10,500,000358
Sale, conversion, retirement of capital stock, net$220,000326
Net operating income$21,977,000388
2019-06-30 (YTD Data)Rank
Total interest income$42,724,000421
Total interest expense$8,113,000457
Net interest income$34,611,000421
Provision for loan and lease losses$650,000676
Total noninterest income$13,019,000341
Gross Fiduciary activities income$3,574,000172
Service charges on deposit accounts$1,331,000464
Trading account gains and fees$0131
Additional Noninterest Income$8,114,000363
Total noninterest expense$29,479,000404
Salaries and employee benefits$17,272,000391
Premises and equipment expense$4,667,000316
Additional noninterest expense$7,540,000483
Pre-tax net operating income$17,501,000398
Securities gains (losses)$01,702
Applicable income taxes$3,552,000390
Income before extraordinary items$13,949,000405
Extraordinary gains, net$011
Net income$13,949,000406
Minority interest net income$069
Net income of bank and minority interests.$13,949,000406
Net charge-offs$321,000757
Cash dividends$7,000,000341
Sale, conversion, retirement of capital stock, net$145,000306
Net operating income$13,949,000401
2019-03-31 (YTD Data)Rank
Total interest income$20,984,000422
Total interest expense$3,904,000460
Net interest income$17,080,000422
Provision for loan and lease losses$303,000673
Total noninterest income$6,363,000340
Gross Fiduciary activities income$1,724,000176
Service charges on deposit accounts$665,000455
Trading account gains and fees$0126
Additional Noninterest Income$3,974,000344
Total noninterest expense$14,632,000408
Salaries and employee benefits$8,454,000395
Premises and equipment expense$2,441,000305
Additional noninterest expense$3,737,000475
Pre-tax net operating income$8,508,000398
Securities gains (losses)$01,087
Applicable income taxes$1,638,000409
Income before extraordinary items$6,870,000400
Extraordinary gains, net$05
Net income$6,870,000400
Minority interest net income$052
Net income of bank and minority interests.$6,870,000400
Net charge-offs$231,000556
Cash dividends$3,500,000340
Sale, conversion, retirement of capital stock, net$71,000272
Net operating income$6,870,000394
2018-12-31 (YTD Data)Rank
Total interest income$77,447,000426
Total interest expense$8,955,000575
Net interest income$68,492,000405
Provision for loan and lease losses$2,200,000465
Total noninterest income$27,916,000334
Gross Fiduciary activities income$7,653,000166
Service charges on deposit accounts$2,880,000450
Trading account gains and fees$0126
Additional Noninterest Income$17,383,000341
Total noninterest expense$57,312,000409
Salaries and employee benefits$35,199,000376
Premises and equipment expense$8,499,000332
Additional noninterest expense$13,614,000515
Pre-tax net operating income$36,896,000384
Securities gains (losses)$01,125
Applicable income taxes$7,512,000360
Income before extraordinary items$29,384,000385
Extraordinary gains, net$06
Net income$29,384,000385
Minority interest net income$072
Net income of bank and minority interests.$29,384,000385
Net charge-offs$881,000661
Cash dividends$13,300,000334
Sale, conversion, retirement of capital stock, net$326,000350
Net operating income$29,384,000385
2018-09-30 (YTD Data)Rank
Total interest income$56,608,000429
Total interest expense$5,690,000629
Net interest income$50,918,000404
Provision for loan and lease losses$1,431,000496
Total noninterest income$21,175,000334
Gross Fiduciary activities income$5,898,000165
Service charges on deposit accounts$2,149,000448
Trading account gains and fees$0138
Additional Noninterest Income$13,128,000345
Total noninterest expense$42,639,000413
Salaries and employee benefits$26,288,000384
Premises and equipment expense$6,277,000338
Additional noninterest expense$10,074,000513
Pre-tax net operating income$28,023,000382
Securities gains (losses)$01,118
Applicable income taxes$5,767,000375
Income before extraordinary items$22,256,000384
Extraordinary gains, net$05
Net income$22,256,000384
Minority interest net income$066
Net income of bank and minority interests.$22,256,000384
Net charge-offs$457,000748
Cash dividends$9,800,000325
Sale, conversion, retirement of capital stock, net$195,000349
Net operating income$22,256,000383
2018-06-30 (YTD Data)Rank
Total interest income$36,969,000432
Total interest expense$3,146,000689
Net interest income$33,823,000406
Provision for loan and lease losses$962,000484
Total noninterest income$14,120,000333
Gross Fiduciary activities income$4,055,000159
Service charges on deposit accounts$1,436,000443
Trading account gains and fees$0130
Additional Noninterest Income$8,629,000346
Total noninterest expense$28,407,000417
Salaries and employee benefits$17,377,000390
Premises and equipment expense$4,324,000328
Additional noninterest expense$6,706,000506
Pre-tax net operating income$18,574,000370
Securities gains (losses)$0961
Applicable income taxes$3,680,000377
Income before extraordinary items$14,894,000376
Extraordinary gains, net$06
Net income$14,894,000376
Minority interest net income$065
Net income of bank and minority interests.$14,894,000376
Net charge-offs$246,000833
Cash dividends$6,400,000318
Sale, conversion, retirement of capital stock, net$130,000331
Net operating income$14,894,000374
2018-03-31 (YTD Data)Rank
Total interest income$18,056,000437
Total interest expense$1,352,000743
Net interest income$16,704,000410
Provision for loan and lease losses$532,000434
Total noninterest income$6,613,000343
Gross Fiduciary activities income$1,808,000174
Service charges on deposit accounts$719,000445
Trading account gains and fees$0123
Additional Noninterest Income$4,086,000359
Total noninterest expense$14,079,000414
Salaries and employee benefits$8,398,000398
Premises and equipment expense$2,224,000326
Additional noninterest expense$3,457,000495
Pre-tax net operating income$8,706,000388
Securities gains (losses)$0735
Applicable income taxes$1,672,000386
Income before extraordinary items$7,034,000389
Extraordinary gains, net$07
Net income$7,034,000389
Minority interest net income$052
Net income of bank and minority interests.$7,034,000389
Net charge-offs$199,000579
Cash dividends$3,200,000290
Sale, conversion, retirement of capital stock, net$65,000303
Net operating income$7,034,000389
2017-12-31 (YTD Data)Rank
Total interest income$68,901,000425
Total interest expense$4,812,000704
Net interest income$64,089,000408
Provision for loan and lease losses$2,209,000477
Total noninterest income$27,526,000337
Gross Fiduciary activities income$6,914,000172
Service charges on deposit accounts$2,824,000462
Trading account gains and fees$0151
Additional Noninterest Income$17,788,000336
Total noninterest expense$55,687,000409
Salaries and employee benefits$33,798,000384
Premises and equipment expense$8,399,000333
Additional noninterest expense$13,490,000506
Pre-tax net operating income$33,719,000371
Securities gains (losses)$-414,0005,572
Applicable income taxes$8,280,000476
Income before extraordinary items$25,025,000345
Extraordinary gains, net$09
Net income$25,025,000346
Minority interest net income$076
Net income of bank and minority interests.$25,025,000346
Net charge-offs$1,028,000686
Cash dividends$12,800,000308
Sale, conversion, retirement of capital stock, net$390,000325
Net operating income$25,335,500340
2017-09-30 (YTD Data)Rank
Total interest income$50,869,000431
Total interest expense$3,564,000696
Net interest income$47,305,000414
Provision for loan and lease losses$1,426,000527
Total noninterest income$20,490,000345
Gross Fiduciary activities income$5,163,000173
Service charges on deposit accounts$2,099,000470
Trading account gains and fees$0145
Additional Noninterest Income$13,228,000343
Total noninterest expense$41,398,000417
Salaries and employee benefits$24,839,000395
Premises and equipment expense$6,532,000324
Additional noninterest expense$10,027,000511
Pre-tax net operating income$24,971,000385
Securities gains (losses)$10,0001,621
Applicable income taxes$7,253,000377
Income before extraordinary items$17,728,000395
Extraordinary gains, net$09
Net income$17,728,000394
Minority interest net income$071
Net income of bank and minority interests.$17,728,000395
Net charge-offs$790,000584
Cash dividends$9,600,000299
Sale, conversion, retirement of capital stock, net$189,000351
Net operating income$17,720,900392
2017-06-30 (YTD Data)Rank
Total interest income$33,217,000437
Total interest expense$2,183,000731
Net interest income$31,034,000419
Provision for loan and lease losses$657,000700
Total noninterest income$13,530,000344
Gross Fiduciary activities income$3,422,000171
Service charges on deposit accounts$1,404,000461
Trading account gains and fees$0139
Additional Noninterest Income$8,704,000350
Total noninterest expense$27,610,000425
Salaries and employee benefits$16,440,000398
Premises and equipment expense$4,450,000317
Additional noninterest expense$6,720,000513
Pre-tax net operating income$16,297,000388
Securities gains (losses)$01,906
Applicable income taxes$4,781,000382
Income before extraordinary items$11,516,000404
Extraordinary gains, net$011
Net income$11,516,000403
Minority interest net income$071
Net income of bank and minority interests.$11,516,000404
Net charge-offs$289,000858
Cash dividends$6,400,000292
Sale, conversion, retirement of capital stock, net$124,000331
Net operating income$11,516,000402
2017-03-31 (YTD Data)Rank
Total interest income$16,234,000444
Total interest expense$1,024,000758
Net interest income$15,210,000421
Provision for loan and lease losses$163,0001,068
Total noninterest income$6,541,000353
Gross Fiduciary activities income$1,643,000177
Service charges on deposit accounts$687,000473
Trading account gains and fees$0142
Additional Noninterest Income$4,211,000349
Total noninterest expense$13,719,000431
Salaries and employee benefits$8,180,000408
Premises and equipment expense$2,242,000317
Additional noninterest expense$3,297,000522
Pre-tax net operating income$7,869,000391
Securities gains (losses)$01,153
Applicable income taxes$2,281,000389
Income before extraordinary items$5,588,000409
Extraordinary gains, net$08
Net income$5,588,000408
Minority interest net income$055
Net income of bank and minority interests.$5,588,000409
Net charge-offs$125,000806
Cash dividends$3,200,000274
Sale, conversion, retirement of capital stock, net$59,000303
Net operating income$5,588,000403
2016-12-31 (YTD Data)Rank
Total interest income$63,163,000432
Total interest expense$3,457,000850
Net interest income$59,706,000413
Provision for loan and lease losses$1,682,000592
Total noninterest income$27,137,000341
Gross Fiduciary activities income$6,280,000174
Service charges on deposit accounts$2,954,000455
Trading account gains and fees$0170
Additional Noninterest Income$17,903,000343
Total noninterest expense$52,988,000432
Salaries and employee benefits$31,418,000409
Premises and equipment expense$8,290,000333
Additional noninterest expense$13,280,000525
Pre-tax net operating income$32,173,000355
Securities gains (losses)$4,0002,928
Applicable income taxes$9,591,000347
Income before extraordinary items$22,586,000374
Extraordinary gains, net$05
Net income$22,586,000373
Minority interest net income$082
Net income of bank and minority interests.$22,586,000373
Net charge-offs$810,000775
Cash dividends$11,650,000334
Sale, conversion, retirement of capital stock, net$591,000257
Net operating income$22,583,200371
2016-09-30 (YTD Data)Rank
Total interest income$47,085,000434
Total interest expense$2,559,000856
Net interest income$44,526,000415
Provision for loan and lease losses$1,248,000592
Total noninterest income$20,413,000340
Gross Fiduciary activities income$4,724,000172
Service charges on deposit accounts$2,215,000453
Trading account gains and fees$0169
Additional Noninterest Income$13,474,000340
Total noninterest expense$39,475,000434
Salaries and employee benefits$23,052,000414
Premises and equipment expense$6,364,000318
Additional noninterest expense$10,059,000525
Pre-tax net operating income$24,216,000356
Securities gains (losses)$144,0001,016
Applicable income taxes$7,332,000348
Income before extraordinary items$17,028,000371
Extraordinary gains, net$05
Net income$17,028,000371
Minority interest net income$071
Net income of bank and minority interests.$17,028,000371
Net charge-offs$429,000887
Cash dividends$8,450,000338
Sale, conversion, retirement of capital stock, net$296,000284
Net operating income$16,927,200364
2016-06-30 (YTD Data)Rank
Total interest income$31,220,000439
Total interest expense$1,636,000889
Net interest income$29,584,000420
Provision for loan and lease losses$1,070,000484
Total noninterest income$13,512,000338
Gross Fiduciary activities income$3,188,000169
Service charges on deposit accounts$1,477,000449
Trading account gains and fees$0157
Additional Noninterest Income$8,847,000344
Total noninterest expense$26,004,000439
Salaries and employee benefits$15,116,000419
Premises and equipment expense$4,220,000326
Additional noninterest expense$6,668,000521
Pre-tax net operating income$16,022,000351
Securities gains (losses)$144,000759
Applicable income taxes$4,899,000346
Income before extraordinary items$11,267,000360
Extraordinary gains, net$016
Net income$11,267,000359
Minority interest net income$071
Net income of bank and minority interests.$11,267,000359
Net charge-offs$199,0001,125
Cash dividends$6,450,000297
Sale, conversion, retirement of capital stock, net$208,000272
Net operating income$11,166,200361
2016-03-31 (YTD Data)Rank
Total interest income$15,331,000441
Total interest expense$811,000897
Net interest income$14,520,000422
Provision for loan and lease losses$306,000663
Total noninterest income$6,686,000325
Gross Fiduciary activities income$1,574,000174
Service charges on deposit accounts$749,000441
Trading account gains and fees$0142
Additional Noninterest Income$4,363,000328
Total noninterest expense$12,776,000436
Salaries and employee benefits$7,399,000421
Premises and equipment expense$2,169,000324
Additional noninterest expense$3,208,000539
Pre-tax net operating income$8,124,000331
Securities gains (losses)$02,077
Applicable income taxes$2,471,000341
Income before extraordinary items$5,653,000351
Extraordinary gains, net$012
Net income$5,653,000351
Minority interest net income$062
Net income of bank and minority interests.$5,653,000351
Net charge-offs$136,000836
Cash dividends$3,450,000284
Sale, conversion, retirement of capital stock, net$117,000238
Net operating income$5,653,000343
2015-12-31 (YTD Data)Rank
Total interest income$58,606,000436
Total interest expense$2,987,000940
Net interest income$55,619,000416
Provision for loan and lease losses$557,0001,246
Total noninterest income$27,180,000327
Gross Fiduciary activities income$6,369,000171
Service charges on deposit accounts$3,194,000426
Trading account gains and fees$0159
Additional Noninterest Income$17,617,000326
Total noninterest expense$51,191,000434
Salaries and employee benefits$30,363,000400
Premises and equipment expense$8,185,000329
Additional noninterest expense$12,643,000535
Pre-tax net operating income$31,051,000343
Securities gains (losses)$134,000981
Applicable income taxes$9,397,000330
Income before extraordinary items$21,788,000365
Extraordinary gains, net$023
Net income$21,788,000365
Minority interest net income$081
Net income of bank and minority interests.$21,788,000365
Net charge-offs$484,0001,194
Cash dividends$13,000,000310
Sale, conversion, retirement of capital stock, net$375,000347
Net operating income$21,694,200361
2015-09-30 (YTD Data)Rank
Total interest income$43,284,000445
Total interest expense$2,193,000965
Net interest income$41,091,000424
Provision for loan and lease losses$242,0001,741
Total noninterest income$20,695,000329
Gross Fiduciary activities income$4,874,000171
Service charges on deposit accounts$2,421,000425
Trading account gains and fees$0153
Additional Noninterest Income$13,400,000336
Total noninterest expense$38,573,000437
Salaries and employee benefits$22,575,000405
Premises and equipment expense$6,298,000331
Additional noninterest expense$9,700,000530
Pre-tax net operating income$22,971,000357
Securities gains (losses)$105,0001,008
Applicable income taxes$6,990,000343
Income before extraordinary items$16,086,000375
Extraordinary gains, net$021
Net income$16,086,000375
Minority interest net income$078
Net income of bank and minority interests.$16,086,000375
Net charge-offs$344,0001,109
Cash dividends$9,600,000294
Sale, conversion, retirement of capital stock, net$312,000304
Net operating income$16,012,500371
2015-06-30 (YTD Data)Rank
Total interest income$28,548,000446
Total interest expense$1,427,0001,003
Net interest income$27,121,000425
Provision for loan and lease losses$75,0002,511
Total noninterest income$13,731,000336
Gross Fiduciary activities income$3,292,000169
Service charges on deposit accounts$1,630,000415
Trading account gains and fees$0157
Additional Noninterest Income$8,809,000338
Total noninterest expense$25,261,000443
Salaries and employee benefits$14,582,000422
Premises and equipment expense$4,281,000329
Additional noninterest expense$6,398,000539
Pre-tax net operating income$15,516,000353
Securities gains (losses)$105,000825
Applicable income taxes$4,835,000334
Income before extraordinary items$10,786,000372
Extraordinary gains, net$022
Net income$10,786,000371
Minority interest net income$075
Net income of bank and minority interests.$10,786,000371
Net charge-offs$280,000952
Cash dividends$6,200,000294
Sale, conversion, retirement of capital stock, net$214,000280
Net operating income$10,713,550370
2015-03-31 (YTD Data)Rank
Total interest income$14,159,000445
Total interest expense$667,0001,080
Net interest income$13,492,000423
Provision for loan and lease losses$115,0001,328
Total noninterest income$6,598,000337
Gross Fiduciary activities income$1,585,000174
Service charges on deposit accounts$793,000422
Trading account gains and fees$0152
Additional Noninterest Income$4,220,000335
Total noninterest expense$12,438,000448
Salaries and employee benefits$7,049,000429
Premises and equipment expense$2,209,000313
Additional noninterest expense$3,180,000535
Pre-tax net operating income$7,537,000354
Securities gains (losses)$90,000624
Applicable income taxes$2,290,000343
Income before extraordinary items$5,337,000364
Extraordinary gains, net$013
Net income$5,337,000364
Minority interest net income$064
Net income of bank and minority interests.$5,337,000364
Net charge-offs$174,000807
Cash dividends$3,000,000264
Sale, conversion, retirement of capital stock, net$122,000240
Net operating income$5,274,000360
2014-12-31 (YTD Data)Rank
Total interest income$55,982,000443
Total interest expense$4,043,000718
Net interest income$51,939,000431
Provision for loan and lease losses$1,672,000555
Total noninterest income$27,684,000298
Gross Fiduciary activities income$6,090,000171
Service charges on deposit accounts$3,621,000399
Trading account gains and fees$0180
Additional Noninterest Income$17,973,000293
Total noninterest expense$48,665,000446
Salaries and employee benefits$28,600,000407
Premises and equipment expense$8,033,000335
Additional noninterest expense$12,032,000565
Pre-tax net operating income$29,286,000344
Securities gains (losses)$115,0001,151
Applicable income taxes$8,917,000323
Income before extraordinary items$20,484,000362
Extraordinary gains, net$017
Net income$20,484,000362
Minority interest net income$084
Net income of bank and minority interests.$20,484,000362
Net charge-offs$594,0001,307
Cash dividends$11,700,000301
Sale, conversion, retirement of capital stock, net$371,000343
Net operating income$20,403,500357
2014-09-30 (YTD Data)Rank
Total interest income$41,735,000443
Total interest expense$3,254,000668
Net interest income$38,481,000435
Provision for loan and lease losses$1,197,000568
Total noninterest income$20,736,000299
Gross Fiduciary activities income$4,610,000168
Service charges on deposit accounts$2,735,000401
Trading account gains and fees$0174
Additional Noninterest Income$13,391,000290
Total noninterest expense$36,850,000441
Salaries and employee benefits$21,464,000406
Premises and equipment expense$6,198,000322
Additional noninterest expense$9,188,000546
Pre-tax net operating income$21,170,000352
Securities gains (losses)$115,000899
Applicable income taxes$6,365,000341
Income before extraordinary items$14,920,000377
Extraordinary gains, net$015
Net income$14,920,000376
Minority interest net income$081
Net income of bank and minority interests.$14,920,000377
Net charge-offs$464,0001,215
Cash dividends$8,700,000282
Sale, conversion, retirement of capital stock, net$298,000299
Net operating income$14,839,500368
2014-06-30 (YTD Data)Rank
Total interest income$27,730,000447
Total interest expense$2,287,000638
Net interest income$25,443,000438
Provision for loan and lease losses$890,000502
Total noninterest income$13,628,000295
Gross Fiduciary activities income$3,093,000164
Service charges on deposit accounts$1,834,000392
Trading account gains and fees$0172
Additional Noninterest Income$8,701,000290
Total noninterest expense$24,614,000438
Salaries and employee benefits$14,299,000399
Premises and equipment expense$4,166,000321
Additional noninterest expense$6,149,000549
Pre-tax net operating income$13,567,000356
Securities gains (losses)$-21,0006,384
Applicable income taxes$4,001,000350
Income before extraordinary items$9,545,000387
Extraordinary gains, net$020
Net income$9,545,000385
Minority interest net income$080
Net income of bank and minority interests.$9,545,000387
Net charge-offs$302,0001,250
Cash dividends$5,800,000275
Sale, conversion, retirement of capital stock, net$211,000282
Net operating income$9,559,700376
2014-03-31 (YTD Data)Rank
Total interest income$13,714,000449
Total interest expense$1,163,000637
Net interest income$12,551,000440
Provision for loan and lease losses$310,000672
Total noninterest income$6,831,000292
Gross Fiduciary activities income$1,538,000165
Service charges on deposit accounts$895,000395
Trading account gains and fees$0147
Additional Noninterest Income$4,398,000287
Total noninterest expense$12,165,000451
Salaries and employee benefits$7,092,000408
Premises and equipment expense$2,105,000325
Additional noninterest expense$2,968,000567
Pre-tax net operating income$6,907,000335
Securities gains (losses)$01,715
Applicable income taxes$2,057,000322
Income before extraordinary items$4,850,000356
Extraordinary gains, net$016
Net income$4,850,000355
Minority interest net income$066
Net income of bank and minority interests.$4,850,000356
Net charge-offs$208,000926
Cash dividends$2,900,000252
Sale, conversion, retirement of capital stock, net$119,000234
Net operating income$4,850,000349
2013-12-31 (YTD Data)Rank
Total interest income$54,093,000453
Total interest expense$6,068,000521
Net interest income$48,025,000449
Provision for loan and lease losses$200,0002,943
Total noninterest income$26,989,000320
Gross Fiduciary activities income$5,442,000169
Service charges on deposit accounts$3,683,000400
Trading account gains and fees$0184
Additional Noninterest Income$17,864,000314
Total noninterest expense$48,268,000451
Salaries and employee benefits$29,022,000392
Premises and equipment expense$7,437,000352
Additional noninterest expense$11,809,000586
Pre-tax net operating income$26,546,000346
Securities gains (losses)$540,000423
Applicable income taxes$8,023,000317
Income before extraordinary items$19,063,000376
Extraordinary gains, net$029
Net income$19,063,000375
Minority interest net income$090
Net income of bank and minority interests.$19,063,000376
Net charge-offs$1,014,0001,258
Cash dividends$11,250,000298
Sale, conversion, retirement of capital stock, net$500,000286
Net operating income$18,685,000374
2013-09-30 (YTD Data)Rank
Total interest income$40,144,000460
Total interest expense$4,799,000505
Net interest income$35,345,000459
Provision for loan and lease losses$200,0002,567
Total noninterest income$20,267,000325
Gross Fiduciary activities income$4,060,000166
Service charges on deposit accounts$2,755,000403
Trading account gains and fees$0180
Additional Noninterest Income$13,452,000326
Total noninterest expense$36,014,000453
Salaries and employee benefits$21,487,000395
Premises and equipment expense$5,646,000344
Additional noninterest expense$8,881,000585
Pre-tax net operating income$19,398,000362
Securities gains (losses)$540,000382
Applicable income taxes$5,805,000342
Income before extraordinary items$14,133,000378
Extraordinary gains, net$025
Net income$14,133,000379
Minority interest net income$084
Net income of bank and minority interests.$14,133,000379
Net charge-offs$901,0001,082
Cash dividends$8,350,000285
Sale, conversion, retirement of capital stock, net$420,000245
Net operating income$13,749,600383
2013-06-30 (YTD Data)Rank
Total interest income$26,740,000462
Total interest expense$3,502,000474
Net interest income$23,238,000464
Provision for loan and lease losses$200,0002,092
Total noninterest income$13,479,000341
Gross Fiduciary activities income$2,705,000164
Service charges on deposit accounts$1,823,000398
Trading account gains and fees$0157
Additional Noninterest Income$8,951,000331
Total noninterest expense$24,147,000451
Salaries and employee benefits$14,191,000400
Premises and equipment expense$3,958,000324
Additional noninterest expense$5,998,000581
Pre-tax net operating income$12,370,000373
Securities gains (losses)$540,000340
Applicable income taxes$3,780,000349
Income before extraordinary items$9,130,000382
Extraordinary gains, net$022
Net income$9,130,000384
Minority interest net income$082
Net income of bank and minority interests.$9,130,000384
Net charge-offs$797,000908
Cash dividends$5,550,000274
Sale, conversion, retirement of capital stock, net$342,000205
Net operating income$8,746,600383
2013-03-31 (YTD Data)Rank
Total interest income$13,406,000464
Total interest expense$1,753,000489
Net interest income$11,653,000464
Provision for loan and lease losses$100,0002,044
Total noninterest income$6,538,000354
Gross Fiduciary activities income$1,275,000172
Service charges on deposit accounts$869,000405
Trading account gains and fees$0148
Additional Noninterest Income$4,394,000336
Total noninterest expense$12,172,000456
Salaries and employee benefits$7,075,000409
Premises and equipment expense$2,070,000313
Additional noninterest expense$3,027,000580
Pre-tax net operating income$5,919,000379
Securities gains (losses)$527,000201
Applicable income taxes$1,912,000357
Income before extraordinary items$4,534,000376
Extraordinary gains, net$010
Net income$4,534,000377
Minority interest net income$076
Net income of bank and minority interests.$4,534,000377
Net charge-offs$790,000564
Cash dividends$2,750,000231
Sale, conversion, retirement of capital stock, net$113,000226
Net operating income$4,165,100392
2012-12-31 (YTD Data)Rank
Total interest income$58,229,000446
Total interest expense$9,611,000425
Net interest income$48,618,000462
Provision for loan and lease losses$845,0001,992
Total noninterest income$25,817,000354
Gross Fiduciary activities income$5,053,000169
Service charges on deposit accounts$3,402,000435
Trading account gains and fees$0166
Additional Noninterest Income$17,362,000327
Total noninterest expense$47,299,000465
Salaries and employee benefits$29,420,000378
Premises and equipment expense$6,767,000372
Additional noninterest expense$11,112,000639
Pre-tax net operating income$26,291,000344
Securities gains (losses)$802,000650
Applicable income taxes$8,168,000324
Income before extraordinary items$18,925,000369
Extraordinary gains, net$029
Net income$18,925,000369
Minority interest net income$093
Net income of bank and minority interests.$18,925,000369
Net charge-offs$424,0002,867
Cash dividends$11,000,000296
Sale, conversion, retirement of capital stock, net$433,000332
Net operating income$18,363,600369
2012-09-30 (YTD Data)Rank
Total interest income$44,246,000451
Total interest expense$7,628,000415
Net interest income$36,618,000463
Provision for loan and lease losses$745,0001,797
Total noninterest income$19,231,000348
Gross Fiduciary activities income$3,876,000165
Service charges on deposit accounts$2,511,000447
Trading account gains and fees$0157
Additional Noninterest Income$12,844,000327
Total noninterest expense$35,365,000464
Salaries and employee benefits$22,018,000375
Premises and equipment expense$5,205,000359
Additional noninterest expense$8,142,000650
Pre-tax net operating income$19,739,000346
Securities gains (losses)$645,000617
Applicable income taxes$6,194,000322
Income before extraordinary items$14,190,000374
Extraordinary gains, net$020
Net income$14,190,000374
Minority interest net income$086
Net income of bank and minority interests.$14,190,000374
Net charge-offs$346,0002,657
Cash dividends$8,250,000240
Sale, conversion, retirement of capital stock, net$344,000282
Net operating income$13,738,500371
2012-06-30 (YTD Data)Rank
Total interest income$29,839,000453
Total interest expense$5,543,000395
Net interest income$24,296,000468
Provision for loan and lease losses$595,0001,640
Total noninterest income$12,546,000353
Gross Fiduciary activities income$2,629,000164
Service charges on deposit accounts$1,665,000438
Trading account gains and fees$0153
Additional Noninterest Income$8,252,000327
Total noninterest expense$23,536,000460
Salaries and employee benefits$14,620,000374
Premises and equipment expense$3,599,000347
Additional noninterest expense$5,317,000660
Pre-tax net operating income$12,711,000344
Securities gains (losses)$645,000432
Applicable income taxes$4,017,000329
Income before extraordinary items$9,339,000362
Extraordinary gains, net$019
Net income$9,339,000361
Minority interest net income$084
Net income of bank and minority interests.$9,339,000361
Net charge-offs$268,0002,424
Cash dividends$5,500,000233
Sale, conversion, retirement of capital stock, net$251,000241
Net operating income$8,887,500356
2012-03-31 (YTD Data)Rank
Total interest income$15,122,000453
Total interest expense$2,859,000394
Net interest income$12,263,000465
Provision for loan and lease losses$265,0001,705
Total noninterest income$6,065,000349
Gross Fiduciary activities income$1,325,000164
Service charges on deposit accounts$822,000438
Trading account gains and fees$0148
Additional Noninterest Income$3,918,000336
Total noninterest expense$12,010,000440
Salaries and employee benefits$7,361,000366
Premises and equipment expense$1,823,000345
Additional noninterest expense$2,826,000624
Pre-tax net operating income$6,053,000362
Securities gains (losses)$502,000279
Applicable income taxes$1,928,000329
Income before extraordinary items$4,627,000365
Extraordinary gains, net$019
Net income$4,627,000366
Minority interest net income$078
Net income of bank and minority interests.$4,627,000366
Net charge-offs$215,0001,773
Cash dividends$2,750,000202
Sale, conversion, retirement of capital stock, net$112,000208
Net operating income$4,270,580371
2011-12-31 (YTD Data)Rank
Total interest income$65,093,000424
Total interest expense$15,541,000357
Net interest income$49,552,000440
Provision for loan and lease losses$720,0002,899
Total noninterest income$22,755,000339
Gross Fiduciary activities income$4,978,000144
Service charges on deposit accounts$3,497,000438
Trading account gains and fees$0146
Additional Noninterest Income$14,280,000337
Total noninterest expense$47,167,000444
Salaries and employee benefits$28,129,000363
Premises and equipment expense$6,655,000390
Additional noninterest expense$12,383,000588
Pre-tax net operating income$24,420,000314
Securities gains (losses)$2,779,000174
Applicable income taxes$8,196,000292
Income before extraordinary items$19,003,000314
Extraordinary gains, net$029
Net income$19,003,000313
Minority interest net income$096
Net income of bank and minority interests.$19,003,000313
Net charge-offs$478,0003,232
Cash dividends$12,250,000201
Sale, conversion, retirement of capital stock, net$4,857,000143
Net operating income$17,057,700326
2011-09-30 (YTD Data)Rank
Total interest income$49,602,000426
Total interest expense$12,223,000356
Net interest income$37,379,000440
Provision for loan and lease losses$465,0002,970
Total noninterest income$16,639,000344
Gross Fiduciary activities income$3,752,000144
Service charges on deposit accounts$2,637,000440
Trading account gains and fees$0145
Additional Noninterest Income$10,250,000341
Total noninterest expense$35,629,000438
Salaries and employee benefits$20,724,000371
Premises and equipment expense$5,102,000385
Additional noninterest expense$9,803,000553
Pre-tax net operating income$17,924,000322
Securities gains (losses)$2,779,000145
Applicable income taxes$6,288,000293
Income before extraordinary items$14,415,000313
Extraordinary gains, net$021
Net income$14,415,000314
Minority interest net income$087
Net income of bank and minority interests.$14,415,000314
Net charge-offs$290,0003,284
Cash dividends$9,500,000162
Sale, conversion, retirement of capital stock, net$5,577,000101
Net operating income$12,469,700341
2011-06-30 (YTD Data)Rank
Total interest income$33,519,000427
Total interest expense$8,615,000355
Net interest income$24,904,000444
Provision for loan and lease losses$320,0002,866
Total noninterest income$10,686,000360
Gross Fiduciary activities income$2,482,000146
Service charges on deposit accounts$1,739,000442
Trading account gains and fees$0153
Additional Noninterest Income$6,465,000356
Total noninterest expense$22,210,000469
Salaries and employee benefits$13,349,000383
Premises and equipment expense$3,436,000387
Additional noninterest expense$5,425,000669
Pre-tax net operating income$13,060,000290
Securities gains (losses)$1,008,000198
Applicable income taxes$4,284,000277
Income before extraordinary items$9,784,000302
Extraordinary gains, net$015
Net income$9,784,000303
Minority interest net income$089
Net income of bank and minority interests.$9,784,000303
Net charge-offs$220,0003,009
Cash dividends$5,250,000180
Sale, conversion, retirement of capital stock, net$3,333,00078
Net operating income$9,078,400310
2011-03-31 (YTD Data)Rank
Total interest income$16,909,000426
Total interest expense$4,441,000358
Net interest income$12,468,000446
Provision for loan and lease losses$190,0002,505
Total noninterest income$5,040,000373
Gross Fiduciary activities income$1,246,000144
Service charges on deposit accounts$841,000447
Trading account gains and fees$0158
Additional Noninterest Income$2,953,000379
Total noninterest expense$11,124,000468
Salaries and employee benefits$6,627,000384
Premises and equipment expense$1,723,000393
Additional noninterest expense$2,774,000648
Pre-tax net operating income$6,194,000300
Securities gains (losses)$542,000145
Applicable income taxes$2,049,000270
Income before extraordinary items$4,687,000310
Extraordinary gains, net$09
Net income$4,687,000310
Minority interest net income$086
Net income of bank and minority interests.$4,687,000310
Net charge-offs$146,0002,387
Cash dividends$2,400,000180
Sale, conversion, retirement of capital stock, net$3,177,00045
Net operating income$4,307,600325
2010-12-31 (YTD Data)Rank
Total interest income$71,874,000420
Total interest expense$19,766,000396
Net interest income$52,108,000427
Provision for loan and lease losses$1,112,0002,891
Total noninterest income$17,165,000439
Gross Fiduciary activities income$3,960,000163
Service charges on deposit accounts$3,702,000415
Trading account gains and fees$0175
Additional Noninterest Income$9,503,000472
Total noninterest expense$42,925,000488
Salaries and employee benefits$25,459,000382
Premises and equipment expense$6,116,000433
Additional noninterest expense$11,350,000676
Pre-tax net operating income$25,236,000256
Securities gains (losses)$1,479,000347
Applicable income taxes$8,050,000254
Income before extraordinary items$18,665,000265
Extraordinary gains, net$029
Net income$18,665,000265
Minority interest net income$0111
Net income of bank and minority interests.$18,665,000266
Net charge-offs$520,0003,600
Cash dividends$11,050,000160
Sale, conversion, retirement of capital stock, net$1,043,000359
Net operating income$17,629,700265
2010-09-30 (YTD Data)Rank
Total interest income$54,359,000417
Total interest expense$14,812,000416
Net interest income$39,547,000414
Provision for loan and lease losses$945,0002,588
Total noninterest income$12,639,000430
Gross Fiduciary activities income$2,924,000163
Service charges on deposit accounts$2,768,000412
Trading account gains and fees$0165
Additional Noninterest Income$6,947,000459
Total noninterest expense$32,229,000471
Salaries and employee benefits$19,180,000377
Premises and equipment expense$4,769,000406
Additional noninterest expense$8,280,000669
Pre-tax net operating income$19,012,000253
Securities gains (losses)$1,479,000296
Applicable income taxes$6,148,000243
Income before extraordinary items$14,343,000258
Extraordinary gains, net$023
Net income$14,343,000259
Minority interest net income$0110
Net income of bank and minority interests.$14,343,000260
Net charge-offs$415,0003,310
Cash dividends$8,400,000131
Sale, conversion, retirement of capital stock, net$974,000298
Net operating income$13,307,700265
2010-06-30 (YTD Data)Rank
Total interest income$36,623,000418
Total interest expense$9,953,000424
Net interest income$26,670,000409
Provision for loan and lease losses$615,0002,534
Total noninterest income$8,121,000439
Gross Fiduciary activities income$1,953,000164
Service charges on deposit accounts$1,831,000417
Trading account gains and fees$0152
Additional Noninterest Income$4,337,000466
Total noninterest expense$21,266,000482
Salaries and employee benefits$12,615,000376
Premises and equipment expense$3,176,000411
Additional noninterest expense$5,475,000664
Pre-tax net operating income$12,910,000239
Securities gains (losses)$861,000298
Applicable income taxes$4,166,000227
Income before extraordinary items$9,605,000243
Extraordinary gains, net$019
Net income$9,605,000243
Minority interest net income$0105
Net income of bank and minority interests.$9,605,000243
Net charge-offs$278,0003,141
Cash dividends$5,600,000126
Sale, conversion, retirement of capital stock, net$918,000216
Net operating income$9,002,300252
2010-03-31 (YTD Data)Rank
Total interest income$18,290,000433
Total interest expense$4,911,000460
Net interest income$13,379,000417
Provision for loan and lease losses$300,0002,372
Total noninterest income$3,953,000440
Gross Fiduciary activities income$990,000163
Service charges on deposit accounts$883,000428
Trading account gains and fees$0175
Additional Noninterest Income$2,080,000470
Total noninterest expense$10,364,000494
Salaries and employee benefits$6,072,000394
Premises and equipment expense$1,587,000430
Additional noninterest expense$2,705,000680
Pre-tax net operating income$6,668,000230
Securities gains (losses)$02,284
Applicable income taxes$1,992,000219
Income before extraordinary items$4,676,000241
Extraordinary gains, net$016
Net income$4,676,000242
Minority interest net income$091
Net income of bank and minority interests.$4,676,000243
Net charge-offs$164,0002,636
Cash dividends$2,800,000127
Sale, conversion, retirement of capital stock, net$157,000250
Net operating income$4,676,000233
2009-12-31 (YTD Data)Rank
Total interest income$73,270,000454
Total interest expense$21,615,000520
Net interest income$51,655,000419
Provision for loan and lease losses$1,421,0002,966
Total noninterest income$18,922,000407
Gross Fiduciary activities income$3,471,000182
Service charges on deposit accounts$3,829,000432
Trading account gains and fees$0211
Additional Noninterest Income$11,622,000407
Total noninterest expense$42,037,000516
Salaries and employee benefits$24,895,000387
Premises and equipment expense$5,849,000456
Additional noninterest expense$11,293,000716
Pre-tax net operating income$27,119,000180
Securities gains (losses)$341,0001,128
Applicable income taxes$8,345,000183
Income before extraordinary items$19,115,000190
Extraordinary gains, net$034
Net income$19,115,000191
Minority interest net income$0115
Net income of bank and minority interests.$19,115,000191
Net charge-offs$847,0003,088
Cash dividends$10,300,000179
Sale, conversion, retirement of capital stock, net$301,000632
Net operating income$18,876,300191
2009-09-30 (YTD Data)Rank
Total interest income$54,548,000470
Total interest expense$16,211,000557
Net interest income$38,337,000431
Provision for loan and lease losses$1,041,0002,725
Total noninterest income$14,825,000397
Gross Fiduciary activities income$2,776,000170
Service charges on deposit accounts$2,827,000439
Trading account gains and fees$0212
Additional Noninterest Income$9,222,000393
Total noninterest expense$31,305,000523
Salaries and employee benefits$18,304,000409
Premises and equipment expense$4,542,000456
Additional noninterest expense$8,459,000681
Pre-tax net operating income$20,816,000182
Securities gains (losses)$314,000967
Applicable income taxes$6,486,000184
Income before extraordinary items$14,644,000194
Extraordinary gains, net$027
Net income$14,644,000194
Minority interest net income$0118
Net income of bank and minority interests.$14,644,000194
Net charge-offs$619,0002,769
Cash dividends$7,500,000173
Sale, conversion, retirement of capital stock, net$255,000533
Net operating income$14,427,340195
2009-06-30 (YTD Data)Rank
Total interest income$36,324,000491
Total interest expense$10,928,000585
Net interest income$25,396,000437
Provision for loan and lease losses$716,0002,462
Total noninterest income$10,918,000374
Gross Fiduciary activities income$1,910,000168
Service charges on deposit accounts$1,864,000443
Trading account gains and fees$0193
Additional Noninterest Income$7,144,000355
Total noninterest expense$21,064,000526
Salaries and employee benefits$12,141,000415
Premises and equipment expense$3,109,000456
Additional noninterest expense$5,814,000666
Pre-tax net operating income$14,534,000175
Securities gains (losses)$277,000810
Applicable income taxes$4,555,000181
Income before extraordinary items$10,256,000186
Extraordinary gains, net$021
Net income$10,256,000186
Minority interest net income$0112
Net income of bank and minority interests.$10,256,000186
Net charge-offs$448,0002,465
Cash dividends$4,800,000183
Sale, conversion, retirement of capital stock, net$193,000475
Net operating income$10,064,870185
2009-03-31 (YTD Data)Rank
Total interest income$18,191,000496
Total interest expense$5,453,000609
Net interest income$12,738,000431
Provision for loan and lease losses$407,0001,976
Total noninterest income$6,615,000303
Gross Fiduciary activities income$949,000167
Service charges on deposit accounts$903,000452
Trading account gains and fees$0171
Additional Noninterest Income$4,763,000268
Total noninterest expense$10,227,000513
Salaries and employee benefits$6,060,000415
Premises and equipment expense$1,612,000444
Additional noninterest expense$2,555,000667
Pre-tax net operating income$8,719,000168
Securities gains (losses)$277,000533
Applicable income taxes$2,853,000160
Income before extraordinary items$6,143,000186
Extraordinary gains, net$015
Net income$6,143,000185
Minority interest net income$0102
Net income of bank and minority interests.$6,143,000187
Net charge-offs$248,0001,963
Cash dividends$2,400,000194
Sale, conversion, retirement of capital stock, net$130,000325
Net operating income$5,954,640179
2008-12-31 (YTD Data)Rank
Total interest income$76,167,000501
Total interest expense$25,972,000607
Net interest income$50,195,000446
Provision for loan and lease losses$1,384,0002,248
Total noninterest income$16,364,000413
Gross Fiduciary activities income$4,096,000176
Service charges on deposit accounts$3,702,000459
Trading account gains and fees$0154
Additional Noninterest Income$8,566,000421
Total noninterest expense$38,200,000528
Salaries and employee benefits$22,478,000429
Premises and equipment expense$5,916,000462
Additional noninterest expense$9,806,000691
Pre-tax net operating income$26,975,000218
Securities gains (losses)$-488,0007,546
Applicable income taxes$8,004,000212
Income before extraordinary items$18,483,000214
Extraordinary gains, net$039
Net income$18,483,000214
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$777,0002,238
Cash dividends$12,700,000239
Sale, conversion, retirement of capital stock, net$339,000643
Net operating income$18,824,600226
2008-09-30 (YTD Data)Rank
Total interest income$56,890,000517
Total interest expense$19,937,000629
Net interest income$36,953,000464
Provision for loan and lease losses$624,0002,422
Total noninterest income$12,289,000433
Gross Fiduciary activities income$3,115,000178
Service charges on deposit accounts$2,744,000478
Trading account gains and fees$0148
Additional Noninterest Income$6,430,000458
Total noninterest expense$27,957,000533
Salaries and employee benefits$16,405,000457
Premises and equipment expense$4,427,000472
Additional noninterest expense$7,125,000673
Pre-tax net operating income$20,661,000271
Securities gains (losses)$-500,0007,781
Applicable income taxes$6,118,000269
Income before extraordinary items$14,043,000269
Extraordinary gains, net$031
Net income$14,043,000268
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$474,0002,007
Cash dividends$10,000,000230
Sale, conversion, retirement of capital stock, net$306,000479
Net operating income$14,393,000281
2008-06-30 (YTD Data)Rank
Total interest income$37,704,000525
Total interest expense$13,741,000629
Net interest income$23,963,000476
Provision for loan and lease losses$425,0002,083
Total noninterest income$8,115,000456
Gross Fiduciary activities income$2,125,000180
Service charges on deposit accounts$1,813,000466
Trading account gains and fees$0149
Additional Noninterest Income$4,177,000492
Total noninterest expense$18,428,000543
Salaries and employee benefits$11,000,000462
Premises and equipment expense$2,953,000471
Additional noninterest expense$4,475,000684
Pre-tax net operating income$13,225,000296
Securities gains (losses)$710,000239
Applicable income taxes$4,266,000293
Income before extraordinary items$9,669,000299
Extraordinary gains, net$021
Net income$9,669,000298
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$331,0001,695
Cash dividends$6,800,000259
Sale, conversion, retirement of capital stock, net$260,000369
Net operating income$9,179,100304
2008-03-31 (YTD Data)Rank
Total interest income$18,869,000538
Total interest expense$7,521,000619
Net interest income$11,348,000491
Provision for loan and lease losses$199,0001,839
Total noninterest income$4,011,000465
Gross Fiduciary activities income$1,091,000174
Service charges on deposit accounts$899,000465
Trading account gains and fees$0158
Additional Noninterest Income$2,021,000506
Total noninterest expense$9,124,000540
Salaries and employee benefits$5,496,000467
Premises and equipment expense$1,495,000467
Additional noninterest expense$2,133,000689
Pre-tax net operating income$6,036,000343
Securities gains (losses)$749,000178
Applicable income taxes$2,066,000330
Income before extraordinary items$4,719,000331
Extraordinary gains, net$015
Net income$4,719,000332
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$178,0001,352
Cash dividends$3,700,000238
Sale, conversion, retirement of capital stock, net$222,000199
Net operating income$4,194,700351
2007-12-31 (YTD Data)Rank
Total interest income$73,890,000571
Total interest expense$32,869,000616
Net interest income$41,021,000554
Provision for loan and lease losses$368,0002,824
Total noninterest income$16,081,000443
Gross Fiduciary activities income$4,144,000176
Service charges on deposit accounts$3,700,000462
Trading account gains and fees$0178
Additional Noninterest Income$8,237,000469
Total noninterest expense$34,291,000543
Salaries and employee benefits$19,651,000496
Premises and equipment expense$5,501,000486
Additional noninterest expense$9,139,000635
Pre-tax net operating income$22,443,000422
Securities gains (losses)$02,146
Applicable income taxes$6,258,000459
Income before extraordinary items$16,185,000417
Extraordinary gains, net$039
Net income$16,185,000414
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$318,0002,223
Cash dividends$15,000,000300
Sale, conversion, retirement of capital stock, net$252,000683
Net operating income$16,185,000410
2007-09-30 (YTD Data)Rank
Total interest income$54,727,000574
Total interest expense$24,340,000616
Net interest income$30,387,000562
Provision for loan and lease losses$239,0002,694
Total noninterest income$12,112,000447
Gross Fiduciary activities income$3,159,000174
Service charges on deposit accounts$2,763,000465
Trading account gains and fees$0184
Additional Noninterest Income$6,190,000473
Total noninterest expense$25,317,000548
Salaries and employee benefits$14,862,000495
Premises and equipment expense$4,098,000486
Additional noninterest expense$6,357,000655
Pre-tax net operating income$16,943,000454
Securities gains (losses)$01,655
Applicable income taxes$4,835,000483
Income before extraordinary items$12,108,000458
Extraordinary gains, net$033
Net income$12,108,000456
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$212,0001,891
Cash dividends$12,000,000292
Sale, conversion, retirement of capital stock, net$234,000560
Net operating income$12,108,000447
2007-06-30 (YTD Data)Rank
Total interest income$36,063,000589
Total interest expense$15,971,000632
Net interest income$20,092,000582
Provision for loan and lease losses$140,0002,749
Total noninterest income$8,061,000452
Gross Fiduciary activities income$2,818,000152
Service charges on deposit accounts$1,861,000467
Trading account gains and fees$0168
Additional Noninterest Income$3,382,000569
Total noninterest expense$16,927,000564
Salaries and employee benefits$9,848,000520
Premises and equipment expense$2,788,000488
Additional noninterest expense$4,291,000658
Pre-tax net operating income$11,086,000489
Securities gains (losses)$01,444
Applicable income taxes$3,150,000521
Income before extraordinary items$7,936,000497
Extraordinary gains, net$029
Net income$7,936,000496
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$124,0001,832
Cash dividends$8,600,000287
Sale, conversion, retirement of capital stock, net$231,000423
Net operating income$7,936,000486
2007-03-31 (YTD Data)Rank
Total interest income$17,781,000593
Total interest expense$7,849,000635
Net interest income$9,932,000588
Provision for loan and lease losses$75,0002,404
Total noninterest income$3,986,000456
Gross Fiduciary activities income$1,425,000149
Service charges on deposit accounts$922,000453
Trading account gains and fees$0195
Additional Noninterest Income$1,639,000576
Total noninterest expense$8,368,000569
Salaries and employee benefits$4,879,000527
Premises and equipment expense$1,376,000493
Additional noninterest expense$2,113,000658
Pre-tax net operating income$5,475,000496
Securities gains (losses)$01,187
Applicable income taxes$1,533,000532
Income before extraordinary items$3,942,000494
Extraordinary gains, net$022
Net income$3,942,000493
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$63,0001,544
Cash dividends$4,000,000272
Sale, conversion, retirement of capital stock, net$225,000229
Net operating income$3,942,000484
2006-12-31 (YTD Data)Rank
Total interest income$69,210,000580
Total interest expense$28,576,000600
Net interest income$40,634,000570
Provision for loan and lease losses$606,0001,596
Total noninterest income$15,705,000456
Gross Fiduciary activities income$5,000,000154
Service charges on deposit accounts$3,890,000442
Trading account gains and fees$0130
Additional Noninterest Income$6,815,000545
Total noninterest expense$33,553,000544
Salaries and employee benefits$20,144,000470
Premises and equipment expense$5,366,000478
Additional noninterest expense$8,043,000678
Pre-tax net operating income$22,180,000501
Securities gains (losses)$-114,0008,250
Applicable income taxes$6,556,000524
Income before extraordinary items$15,510,000514
Extraordinary gains, net$051
Net income$15,510,000512
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$587,0001,038
Cash dividends$13,250,000317
Sale, conversion, retirement of capital stock, net$5,0001,199
Net operating income$15,589,800504
2006-09-30 (YTD Data)Rank
Total interest income$51,360,000596
Total interest expense$20,795,000611
Net interest income$30,565,000577
Provision for loan and lease losses$385,0001,751
Total noninterest income$11,822,000470
Gross Fiduciary activities income$3,742,000160
Service charges on deposit accounts$2,917,000449
Trading account gains and fees$0126
Additional Noninterest Income$5,163,000552
Total noninterest expense$25,143,000555
Salaries and employee benefits$15,035,000492
Premises and equipment expense$4,175,000476
Additional noninterest expense$5,933,000703
Pre-tax net operating income$16,859,000512
Securities gains (losses)$-130,0008,466
Applicable income taxes$4,981,000544
Income before extraordinary items$11,748,000528
Extraordinary gains, net$045
Net income$11,748,000528
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$379,000983
Cash dividends$10,200,000287
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$11,839,000513
2006-06-30 (YTD Data)Rank
Total interest income$33,849,000595
Total interest expense$13,521,000596
Net interest income$20,328,000579
Provision for loan and lease losses$273,0001,639
Total noninterest income$7,765,000471
Gross Fiduciary activities income$2,570,000164
Service charges on deposit accounts$1,910,000453
Trading account gains and fees$0126
Additional Noninterest Income$3,285,000562
Total noninterest expense$16,755,000564
Salaries and employee benefits$9,972,000501
Premises and equipment expense$2,841,000469
Additional noninterest expense$3,942,000704
Pre-tax net operating income$11,065,000522
Securities gains (losses)$-130,0008,576
Applicable income taxes$3,197,000565
Income before extraordinary items$7,738,000529
Extraordinary gains, net$039
Net income$7,738,000528
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$268,000905
Cash dividends$7,700,000272
Sale, conversion, retirement of capital stock, net$0887
Net operating income$7,830,300512
2006-03-31 (YTD Data)Rank
Total interest income$16,629,000584
Total interest expense$6,473,000590
Net interest income$10,156,000573
Provision for loan and lease losses$189,0001,200
Total noninterest income$3,779,000474
Gross Fiduciary activities income$1,287,000161
Service charges on deposit accounts$905,000458
Trading account gains and fees$0115
Additional Noninterest Income$1,587,000576
Total noninterest expense$8,314,000557
Salaries and employee benefits$4,988,000496
Premises and equipment expense$1,393,000479
Additional noninterest expense$1,933,000714
Pre-tax net operating income$5,432,000522
Securities gains (losses)$0955
Applicable income taxes$1,588,000563
Income before extraordinary items$3,844,000532
Extraordinary gains, net$021
Net income$3,844,000531
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$186,000647
Cash dividends$3,700,000274
Sale, conversion, retirement of capital stock, net$0648
Net operating income$3,844,000521
2005-12-31 (YTD Data)Rank
Total interest income$62,787,000548
Total interest expense$20,234,000576
Net interest income$42,553,000518
Provision for loan and lease losses$808,0001,249
Total noninterest income$14,764,000482
Gross Fiduciary activities income$4,623,000168
Service charges on deposit accounts$3,675,000462
Trading account gains and fees$0138
Additional Noninterest Income$6,466,000573
Total noninterest expense$32,305,000561
Salaries and employee benefits$19,021,000500
Premises and equipment expense$5,277,000467
Additional noninterest expense$8,007,000670
Pre-tax net operating income$24,204,000464
Securities gains (losses)$280,000424
Applicable income taxes$7,438,000477
Income before extraordinary items$17,046,000468
Extraordinary gains, net$046
Net income$17,046,000468
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$641,000953
Cash dividends$5,800,000581
Sale, conversion, retirement of capital stock, net$0934
Net operating income$16,850,000461
2005-09-30 (YTD Data)Rank
Total interest income$46,196,000540
Total interest expense$14,210,000577
Net interest income$31,986,000513
Provision for loan and lease losses$471,0001,484
Total noninterest income$11,054,000482
Gross Fiduciary activities income$3,397,000169
Service charges on deposit accounts$2,790,000456
Trading account gains and fees$0126
Additional Noninterest Income$4,867,000571
Total noninterest expense$24,485,000552
Salaries and employee benefits$14,278,000487
Premises and equipment expense$4,105,000450
Additional noninterest expense$6,102,000665
Pre-tax net operating income$18,084,000467
Securities gains (losses)$280,000400
Applicable income taxes$5,620,000481
Income before extraordinary items$12,744,000470
Extraordinary gains, net$035
Net income$12,744,000470
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$353,0001,119
Cash dividends$3,300,000671
Sale, conversion, retirement of capital stock, net$0769
Net operating income$12,550,800462
2005-06-30 (YTD Data)Rank
Total interest income$30,264,000537
Total interest expense$9,024,000570
Net interest income$21,240,000512
Provision for loan and lease losses$299,0001,578
Total noninterest income$7,105,000489
Gross Fiduciary activities income$2,265,000166
Service charges on deposit accounts$1,847,000448
Trading account gains and fees$0116
Additional Noninterest Income$2,993,000597
Total noninterest expense$16,266,000553
Salaries and employee benefits$9,516,000486
Premises and equipment expense$2,728,000451
Additional noninterest expense$4,022,000664
Pre-tax net operating income$11,780,000469
Securities gains (losses)$169,000439
Applicable income taxes$3,631,000487
Income before extraordinary items$8,318,000476
Extraordinary gains, net$030
Net income$8,318,000476
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$216,0001,148
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$8,199,700464
2005-03-31 (YTD Data)Rank
Total interest income$14,770,000538
Total interest expense$4,281,000571
Net interest income$10,489,000510
Provision for loan and lease losses$154,0001,359
Total noninterest income$3,298,000501
Gross Fiduciary activities income$1,096,000173
Service charges on deposit accounts$856,000462
Trading account gains and fees$0115
Additional Noninterest Income$1,346,000638
Total noninterest expense$7,897,000549
Salaries and employee benefits$4,684,000486
Premises and equipment expense$1,355,000453
Additional noninterest expense$1,858,000694
Pre-tax net operating income$5,736,000477
Securities gains (losses)$48,000553
Applicable income taxes$1,763,000502
Income before extraordinary items$4,021,000482
Extraordinary gains, net$024
Net income$4,021,000482
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$142,000877
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$3,987,400470
2004-12-31 (YTD Data)Rank
Total interest income$59,529,000493
Total interest expense$15,772,000525
Net interest income$43,757,000477
Provision for loan and lease losses$778,0001,315
Total noninterest income$12,731,000520
Gross Fiduciary activities income$4,186,000171
Service charges on deposit accounts$3,747,000478
Trading account gains and fees$0138
Additional Noninterest Income$4,798,000689
Total noninterest expense$30,543,000557
Salaries and employee benefits$18,350,000490
Premises and equipment expense$4,933,000475
Additional noninterest expense$7,260,000717
Pre-tax net operating income$25,167,000422
Securities gains (losses)$351,000570
Applicable income taxes$7,871,000430
Income before extraordinary items$17,647,000421
Extraordinary gains, net$034
Net income$17,647,000422
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$621,0001,124
Cash dividends$6,600,000486
Sale, conversion, retirement of capital stock, net$0872
Net operating income$17,404,810415
2004-09-30 (YTD Data)Rank
Total interest income$44,659,000483
Total interest expense$11,850,000512
Net interest income$32,809,000469
Provision for loan and lease losses$582,0001,268
Total noninterest income$9,421,000529
Gross Fiduciary activities income$3,198,000167
Service charges on deposit accounts$2,820,000483
Trading account gains and fees$0134
Additional Noninterest Income$3,403,000733
Total noninterest expense$22,870,000563
Salaries and employee benefits$13,580,000497
Premises and equipment expense$3,803,000465
Additional noninterest expense$5,487,000704
Pre-tax net operating income$18,778,000415
Securities gains (losses)$188,000789
Applicable income taxes$5,838,000432
Income before extraordinary items$13,128,000427
Extraordinary gains, net$026
Net income$13,128,000428
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$430,0001,101
Cash dividends$6,600,000372
Sale, conversion, retirement of capital stock, net$0738
Net operating income$12,998,280416
2004-06-30 (YTD Data)Rank
Total interest income$29,831,000477
Total interest expense$8,144,000489
Net interest income$21,687,000464
Provision for loan and lease losses$414,0001,195
Total noninterest income$6,125,000541
Gross Fiduciary activities income$2,096,000172
Service charges on deposit accounts$1,886,000476
Trading account gains and fees$0130
Additional Noninterest Income$2,143,000750
Total noninterest expense$15,131,000562
Salaries and employee benefits$8,890,000501
Premises and equipment expense$2,581,000456
Additional noninterest expense$3,660,000700
Pre-tax net operating income$12,267,000422
Securities gains (losses)$197,000655
Applicable income taxes$3,823,000446
Income before extraordinary items$8,641,000430
Extraordinary gains, net$021
Net income$8,641,000430
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$324,000985
Cash dividends$4,400,000368
Sale, conversion, retirement of capital stock, net$0638
Net operating income$8,505,070416
2004-03-31 (YTD Data)Rank
Total interest income$15,019,000484
Total interest expense$4,087,000498
Net interest income$10,932,000473
Provision for loan and lease losses$239,0001,008
Total noninterest income$2,961,000549
Gross Fiduciary activities income$1,047,000170
Service charges on deposit accounts$908,000481
Trading account gains and fees$0121
Additional Noninterest Income$1,006,000787
Total noninterest expense$7,517,000566
Salaries and employee benefits$4,409,000508
Premises and equipment expense$1,287,000467
Additional noninterest expense$1,821,000693
Pre-tax net operating income$6,137,000412
Securities gains (losses)$197,000506
Applicable income taxes$1,957,000441
Income before extraordinary items$4,377,000425
Extraordinary gains, net$016
Net income$4,377,000424
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$179,000882
Cash dividends$2,200,000343
Sale, conversion, retirement of capital stock, net$0464
Net operating income$4,241,070410
2003-12-31 (YTD Data)Rank
Total interest income$61,202,000471
Total interest expense$17,929,000510
Net interest income$43,273,000465
Provision for loan and lease losses$1,100,0001,081
Total noninterest income$11,368,000594
Gross Fiduciary activities income$3,618,000183
Service charges on deposit accounts$3,659,000468
Trading account gains and fees$0160
Additional Noninterest Income$4,091,000880
Total noninterest expense$30,028,000566
Salaries and employee benefits$17,632,000500
Premises and equipment expense$4,892,000485
Additional noninterest expense$7,504,000708
Pre-tax net operating income$23,513,000421
Securities gains (losses)$743,000581
Applicable income taxes$7,391,000460
Income before extraordinary items$16,865,000431
Extraordinary gains, net$054
Net income$16,865,000432
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$661,0001,282
Cash dividends$9,310,000397
Sale, conversion, retirement of capital stock, net$0868
Net operating income$16,344,900419
2003-09-30 (YTD Data)Rank
Total interest income$45,798,000480
Total interest expense$13,649,000525
Net interest income$32,149,000479
Provision for loan and lease losses$900,000969
Total noninterest income$8,565,000618
Gross Fiduciary activities income$2,667,000192
Service charges on deposit accounts$2,727,000473
Trading account gains and fees$0153
Additional Noninterest Income$3,171,000891
Total noninterest expense$22,293,000588
Salaries and employee benefits$13,092,000520
Premises and equipment expense$3,712,000483
Additional noninterest expense$5,489,000717
Pre-tax net operating income$17,521,000432
Securities gains (losses)$743,000538
Applicable income taxes$5,608,000464
Income before extraordinary items$12,656,000449
Extraordinary gains, net$040
Net income$12,656,000450
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$507,0001,152
Cash dividends$7,110,000381
Sale, conversion, retirement of capital stock, net$0722
Net operating income$12,143,330430
2003-06-30 (YTD Data)Rank
Total interest income$31,040,000489
Total interest expense$9,374,000532
Net interest income$21,666,000474
Provision for loan and lease losses$600,000971
Total noninterest income$5,650,000616
Gross Fiduciary activities income$1,780,000195
Service charges on deposit accounts$1,843,000463
Trading account gains and fees$0150
Additional Noninterest Income$2,027,000912
Total noninterest expense$14,727,000587
Salaries and employee benefits$8,647,000517
Premises and equipment expense$2,482,000480
Additional noninterest expense$3,598,000727
Pre-tax net operating income$11,989,000427
Securities gains (losses)$499,000570
Applicable income taxes$3,903,000457
Income before extraordinary items$8,585,000446
Extraordinary gains, net$030
Net income$8,585,000446
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$390,0001,012
Cash dividends$4,910,000367
Sale, conversion, retirement of capital stock, net$0589
Net operating income$8,240,690424
2003-03-31 (YTD Data)Rank
Total interest income$15,705,000492
Total interest expense$4,736,000540
Net interest income$10,969,000474
Provision for loan and lease losses$300,000910
Total noninterest income$2,679,000638
Gross Fiduciary activities income$860,000204
Service charges on deposit accounts$915,000460
Trading account gains and fees$0134
Additional Noninterest Income$904,000961
Total noninterest expense$7,407,000583
Salaries and employee benefits$4,362,000514
Premises and equipment expense$1,205,000505
Additional noninterest expense$1,840,000702
Pre-tax net operating income$5,941,000431
Securities gains (losses)$364,000448
Applicable income taxes$1,975,000461
Income before extraordinary items$4,330,000432
Extraordinary gains, net$021
Net income$4,330,000431
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$177,0001,016
Cash dividends$2,810,000301
Sale, conversion, retirement of capital stock, net$0419
Net operating income$4,078,840431
2002-12-31 (YTD Data)Rank
Total interest income$65,475,000498
Total interest expense$21,313,000549
Net interest income$44,162,000478
Provision for loan and lease losses$1,830,000800
Total noninterest income$11,093,000586
Gross Fiduciary activities income$3,833,000196
Service charges on deposit accounts$3,353,000488
Trading account gains and fees$0153
Additional Noninterest Income$3,907,000826
Total noninterest expense$28,942,000573
Salaries and employee benefits$17,140,000498
Premises and equipment expense$4,425,000523
Additional noninterest expense$7,377,000707
Pre-tax net operating income$24,483,000402
Securities gains (losses)$141,0001,435
Applicable income taxes$7,664,000433
Income before extraordinary items$16,960,000421
Extraordinary gains, net$070
Net income$16,960,000422
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$649,0001,354
Cash dividends$12,166,000316
Sale, conversion, retirement of capital stock, net$0862
Net operating income$16,862,710402
2001-12-31 (YTD Data)Rank
Total interest income$68,881,000522
Total interest expense$28,490,000588
Net interest income$40,391,000470
Provision for loan and lease losses$1,970,000721
Total noninterest income$10,338,000590
Gross Fiduciary activities income$4,024,000191
Service charges on deposit accounts$2,900,000521
Trading account gains and fees$0177
Additional Noninterest Income$3,414,000861
Total noninterest expense$28,415,000583
Salaries and employee benefits$15,844,000503
Premises and equipment expense$4,417,000507
Additional noninterest expense$8,154,000662
Pre-tax net operating income$20,344,000420
Securities gains (losses)$123,0001,581
Applicable income taxes$6,249,000470
Income before extraordinary items$14,218,000427
Extraordinary gains, net$0105
Net income$14,218,000426
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,170,000842
Cash dividends$7,050,000472
Sale, conversion, retirement of capital stock, net$0922
Net operating income$14,133,130410
2000-12-31 (YTD Data)Rank
Total interest income$67,177,000573
Total interest expense$32,459,000591
Net interest income$34,718,000542
Provision for loan and lease losses$1,223,000895
Total noninterest income$10,824,000550
Gross Fiduciary activities income$3,649,000203
Service charges on deposit accounts$2,831,000482
Trading account gains and fees$0180
Additional Noninterest Income$4,344,000689
Total noninterest expense$26,053,000608
Salaries and employee benefits$14,660,000500
Premises and equipment expense$4,181,000534
Additional noninterest expense$7,212,000727
Pre-tax net operating income$18,266,000480
Securities gains (losses)$-600,0009,723
Applicable income taxes$5,179,000539
Income before extraordinary items$12,487,000476
Extraordinary gains, net$038
Net income$12,487,000478
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$472,0001,290
Cash dividends$5,425,000587
Sale, conversion, retirement of capital stock, net$0969
Net operating income$12,913,000464
1999-12-31 (YTD Data)Rank
Total interest income$60,300,000596
Total interest expense$26,162,000633
Net interest income$34,138,000568
Provision for loan and lease losses$1,200,000831
Total noninterest income$9,452,000640
Gross Fiduciary activities income$3,245,000252
Service charges on deposit accounts$2,679,000506
Trading account gains and fees$0173
Additional Noninterest Income$3,528,000801
Total noninterest expense$25,578,000629
Salaries and employee benefits$14,208,000523
Premises and equipment expense$4,006,000556
Additional noninterest expense$7,364,000749
Pre-tax net operating income$16,812,000552
Securities gains (losses)$-4,0009,004
Applicable income taxes$5,060,000596
Income before extraordinary items$11,748,000550
Extraordinary gains, net$035
Net income$11,748,000550
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$376,0001,525
Cash dividends$10,600,000377
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$11,750,800544
1998-12-31 (YTD Data)Rank
Total interest income$56,663,000621
Total interest expense$25,054,000662
Net interest income$31,609,000578
Provision for loan and lease losses$1,200,000825
Total noninterest income$8,247,000675
Gross Fiduciary activities income$3,008,000255
Service charges on deposit accounts$2,476,000519
Trading account gains and fees$0224
Additional Noninterest Income$2,763,000944
Total noninterest expense$22,465,000675
Salaries and employee benefits$12,911,000557
Premises and equipment expense$3,609,000596
Additional noninterest expense$5,945,000851
Pre-tax net operating income$16,191,000519
Securities gains (losses)$394,000633
Applicable income taxes$5,470,000540
Income before extraordinary items$11,115,000532
Extraordinary gains, net$032
Net income$11,115,000531
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$793,000897
Cash dividends$6,200,000543
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$10,851,020520
1997-12-31 (YTD Data)Rank
Total interest income$48,367,000713
Total interest expense$21,066,000786
Net interest income$27,301,000662
Provision for loan and lease losses$1,208,000845
Total noninterest income$7,884,000671
Gross Fiduciary activities income$2,661,000282
Service charges on deposit accounts$2,219,000588
Trading account gains and fees$0239
Additional Noninterest Income$3,004,000841
Total noninterest expense$19,219,000762
Salaries and employee benefits$11,425,000609
Premises and equipment expense$3,054,000680
Additional noninterest expense$4,740,0001,011
Pre-tax net operating income$14,758,000579
Securities gains (losses)$74,0001,122
Applicable income taxes$4,859,000612
Income before extraordinary items$9,973,000601
Extraordinary gains, net$044
Net income$9,973,000601
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,244,000684
Cash dividends$2,300,0001,150
Sale, conversion, retirement of capital stock, net$13,500,00062
Net operating income$9,923,420582
1996-12-31 (YTD Data)Rank
Total interest income$40,547,000865
Total interest expense$16,779,000992
Net interest income$23,768,000787
Provision for loan and lease losses$800,0001,203
Total noninterest income$6,767,000763
Gross Fiduciary activities income$2,414,000321
Service charges on deposit accounts$1,977,000680
Trading account gains and fees$0262
Additional Noninterest Income$2,376,0001,032
Total noninterest expense$16,284,000938
Salaries and employee benefits$6,271,0001,069
Premises and equipment expense$1,745,0001,199
Additional noninterest expense$8,268,000780
Pre-tax net operating income$13,451,000617
Securities gains (losses)$-132,00011,253
Applicable income taxes$4,990,000586
Income before extraordinary items$8,329,000675
Extraordinary gains, net$053
Net income$8,329,000675
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$549,0001,334
Cash dividends$3,790,000802
Sale, conversion, retirement of capital stock, net$0953
Net operating income$8,413,480653
1995-12-31 (YTD Data)Rank
Total interest income$38,378,000933
Total interest expense$15,968,0001,062
Net interest income$22,410,000850
Provision for loan and lease losses$1,050,000902
Total noninterest income$6,477,000802
Gross Fiduciary activities income$2,183,000363
Service charges on deposit accounts$1,859,000721
Trading account gains and fees$16,000405
Additional Noninterest Income$2,419,0001,007
Total noninterest expense$15,978,000954
Salaries and employee benefits$5,771,0001,162
Premises and equipment expense$1,622,0001,279
Additional noninterest expense$8,585,000758
Pre-tax net operating income$11,859,000721
Securities gains (losses)$03,831
Applicable income taxes$4,388,000674
Income before extraordinary items$7,471,000772
Extraordinary gains, net$065
Net income$7,471,000772
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$938,000914
Cash dividends$3,155,000885
Sale, conversion, retirement of capital stock, net$0809
Net operating income$7,471,000761
1994-12-31 (YTD Data)Rank
Total interest income$33,030,000967
Total interest expense$11,529,0001,143
Net interest income$21,501,000868
Provision for loan and lease losses$400,0001,822
Total noninterest income$6,044,000812
Gross Fiduciary activities income$2,062,000361
Service charges on deposit accounts$1,786,000749
Trading account gains and fees$17,000352
Additional Noninterest Income$2,179,0001,065
Total noninterest expense$15,842,000969
Salaries and employee benefits$5,649,0001,196
Premises and equipment expense$1,708,0001,228
Additional noninterest expense$8,485,000790
Pre-tax net operating income$11,303,000725
Securities gains (losses)$-537,00012,267
Applicable income taxes$4,098,000667
Income before extraordinary items$6,668,000798
Extraordinary gains, net$0249
Net income$6,668,000799
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$207,0002,446
Cash dividends$2,075,0001,070
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$7,011,680768
1993-12-31 (YTD Data)Rank
Total interest income$32,197,0001,001
Total interest expense$11,868,0001,145
Net interest income$20,329,000912
Provision for loan and lease losses$570,0001,929
Total noninterest income$5,748,000891
Gross Fiduciary activities income$1,984,000379
Service charges on deposit accounts$1,672,000787
Trading account gains and fees$13,000406
Additional Noninterest Income$2,079,0001,229
Total noninterest expense$14,969,0001,060
Salaries and employee benefits$5,267,0001,275
Premises and equipment expense$1,746,0001,225
Additional noninterest expense$7,956,000902
Pre-tax net operating income$10,538,000690
Securities gains (losses)$26,0004,293
Applicable income taxes$4,027,000646
Income before extraordinary items$6,537,000801
Extraordinary gains, net$03,149
Net income$6,537,000831
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$215,0002,996
Cash dividends$1,000,0001,731
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$6,520,360751
1992-12-31 (YTD Data)Rank
Total interest income$34,616,0001,059
Total interest expense$15,938,0001,125
Net interest income$18,678,000994
Provision for loan and lease losses$1,000,0001,834
Total noninterest income$5,424,000923
Gross Fiduciary activities income$1,745,000417
Service charges on deposit accounts$1,587,000826
Trading account gains and fees$15,000389
Additional Noninterest Income$2,077,0001,208
Total noninterest expense$14,200,0001,110
Salaries and employee benefits$4,685,0001,414
Premises and equipment expense$2,092,0001,075
Additional noninterest expense$7,423,000975
Pre-tax net operating income$8,902,000728
Securities gains (losses)$13,0006,142
Applicable income taxes$3,177,000733
Income before extraordinary items$5,738,000834
Extraordinary gains, net$01,422
Net income$5,738,000838
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$604,0002,168
Cash dividends$5,000,000382
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$5,729,680756

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.