Home > Gladewater National Bank > Income and Expense
Gladewater National Bank, Income and Expense
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $1,000,000 | 5,204 |
| Total interest expense | $103,000 | 5,087 |
| Net interest income | $897,000 | 5,194 |
| Provision for loan and lease losses | $90,000 | 2,683 |
| Total noninterest income | $107,000 | 4,906 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $59,000 | 4,399 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 4,876 |
| Total noninterest expense | $1,035,000 | 4,965 |
| Salaries and employee benefits | $315,000 | 5,303 |
| Premises and equipment expense | $104,000 | 4,895 |
| Additional noninterest expense | $616,000 | 4,207 |
| Pre-tax net operating income | $-121,000 | 5,363 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $-28,000 | 5,375 |
| Income before extraordinary items | $-93,000 | 5,352 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-93,000 | 5,351 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-93,000 | 5,351 |
| Net charge-offs | $15,000 | 2,827 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $-93,000 | 5,352 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $672,000 | 5,257 |
| Total interest expense | $70,000 | 5,102 |
| Net interest income | $602,000 | 5,245 |
| Provision for loan and lease losses | $60,000 | 2,584 |
| Total noninterest income | $83,000 | 4,872 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $38,000 | 4,488 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 4,743 |
| Total noninterest expense | $721,000 | 4,981 |
| Salaries and employee benefits | $208,000 | 5,363 |
| Premises and equipment expense | $67,000 | 4,966 |
| Additional noninterest expense | $446,000 | 4,131 |
| Pre-tax net operating income | $-96,000 | 5,418 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $-19,000 | 5,419 |
| Income before extraordinary items | $-77,000 | 5,399 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $-77,000 | 5,397 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $-77,000 | 5,398 |
| Net charge-offs | $15,000 | 2,411 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $-77,000 | 5,404 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $340,000 | 5,312 |
| Total interest expense | $36,000 | 5,113 |
| Net interest income | $304,000 | 5,306 |
| Provision for loan and lease losses | $30,000 | 2,415 |
| Total noninterest income | $56,000 | 4,680 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $19,000 | 4,518 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 4,406 |
| Total noninterest expense | $372,000 | 5,000 |
| Salaries and employee benefits | $98,000 | 5,447 |
| Premises and equipment expense | $33,000 | 5,017 |
| Additional noninterest expense | $241,000 | 4,044 |
| Pre-tax net operating income | $-42,000 | 5,460 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $-10,000 | 5,459 |
| Income before extraordinary items | $-32,000 | 5,438 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $-32,000 | 5,439 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $-32,000 | 5,438 |
| Net charge-offs | $0 | 2,722 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $-32,000 | 5,444 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $1,602,000 | 5,249 |
| Total interest expense | $166,000 | 5,011 |
| Net interest income | $1,436,000 | 5,253 |
| Provision for loan and lease losses | $120,000 | 2,846 |
| Total noninterest income | $149,000 | 5,046 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $103,000 | 4,299 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 5,152 |
| Total noninterest expense | $1,696,000 | 4,907 |
| Salaries and employee benefits | $490,000 | 5,425 |
| Premises and equipment expense | $153,000 | 4,990 |
| Additional noninterest expense | $1,053,000 | 3,934 |
| Pre-tax net operating income | $-231,000 | 5,528 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $-35,000 | 5,504 |
| Income before extraordinary items | $-196,000 | 5,455 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-196,000 | 5,455 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-196,000 | 5,455 |
| Net charge-offs | $51,000 | 2,950 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $-196,000 | 5,454 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $1,218,000 | 5,300 |
| Total interest expense | $128,000 | 5,026 |
| Net interest income | $1,090,000 | 5,305 |
| Provision for loan and lease losses | $90,000 | 2,745 |
| Total noninterest income | $117,000 | 5,083 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $80,000 | 4,300 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 5,203 |
| Total noninterest expense | $1,151,000 | 5,061 |
| Salaries and employee benefits | $371,000 | 5,469 |
| Premises and equipment expense | $115,000 | 5,027 |
| Additional noninterest expense | $665,000 | 4,229 |
| Pre-tax net operating income | $-34,000 | 5,540 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $-16,000 | 5,603 |
| Income before extraordinary items | $-18,000 | 5,534 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-18,000 | 5,534 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-18,000 | 5,534 |
| Net charge-offs | $45,000 | 2,538 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $-18,000 | 5,527 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $828,000 | 5,325 |
| Total interest expense | $88,000 | 5,024 |
| Net interest income | $740,000 | 5,334 |
| Provision for loan and lease losses | $60,000 | 2,608 |
| Total noninterest income | $72,000 | 5,166 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $54,000 | 4,307 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 5,321 |
| Total noninterest expense | $780,000 | 5,078 |
| Salaries and employee benefits | $246,000 | 5,522 |
| Premises and equipment expense | $79,000 | 5,020 |
| Additional noninterest expense | $455,000 | 4,207 |
| Pre-tax net operating income | $-28,000 | 5,591 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $-12,000 | 5,648 |
| Income before extraordinary items | $-16,000 | 5,572 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-16,000 | 5,572 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-16,000 | 5,572 |
| Net charge-offs | $7,000 | 3,031 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $-16,000 | 5,572 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $427,000 | 5,347 |
| Total interest expense | $44,000 | 5,046 |
| Net interest income | $383,000 | 5,336 |
| Provision for loan and lease losses | $30,000 | 2,408 |
| Total noninterest income | $35,000 | 5,223 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $25,000 | 4,396 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 5,357 |
| Total noninterest expense | $353,000 | 5,251 |
| Salaries and employee benefits | $120,000 | 5,596 |
| Premises and equipment expense | $37,000 | 5,136 |
| Additional noninterest expense | $196,000 | 4,509 |
| Pre-tax net operating income | $35,000 | 5,389 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $7,000 | 3,709 |
| Income before extraordinary items | $28,000 | 5,422 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $28,000 | 5,422 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $28,000 | 5,422 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $28,000 | 5,420 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $1,738,000 | 5,376 |
| Total interest expense | $166,000 | 5,148 |
| Net interest income | $1,572,000 | 5,363 |
| Provision for loan and lease losses | $120,000 | 2,919 |
| Total noninterest income | $143,000 | 5,296 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $110,000 | 4,402 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $33,000 | 5,475 |
| Total noninterest expense | $1,670,000 | 5,115 |
| Salaries and employee benefits | $570,000 | 5,558 |
| Premises and equipment expense | $161,000 | 5,137 |
| Additional noninterest expense | $939,000 | 4,271 |
| Pre-tax net operating income | $-75,000 | 5,688 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $-46,000 | 5,727 |
| Income before extraordinary items | $-29,000 | 5,682 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-29,000 | 5,681 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-29,000 | 5,681 |
| Net charge-offs | $36,000 | 3,356 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $-29,000 | 5,666 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $1,305,000 | 5,434 |
| Total interest expense | $124,000 | 5,206 |
| Net interest income | $1,181,000 | 5,417 |
| Provision for loan and lease losses | $90,000 | 2,817 |
| Total noninterest income | $105,000 | 5,358 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $82,000 | 4,438 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $23,000 | 5,548 |
| Total noninterest expense | $1,161,000 | 5,240 |
| Salaries and employee benefits | $433,000 | 5,582 |
| Premises and equipment expense | $117,000 | 5,202 |
| Additional noninterest expense | $611,000 | 4,558 |
| Pre-tax net operating income | $35,000 | 5,660 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $4,000 | 4,144 |
| Income before extraordinary items | $31,000 | 5,694 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $31,000 | 5,694 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $31,000 | 5,694 |
| Net charge-offs | $35,000 | 2,810 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $31,000 | 5,662 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $984,000 | 5,354 |
| Total interest expense | $81,000 | 5,272 |
| Net interest income | $903,000 | 5,317 |
| Provision for loan and lease losses | $60,000 | 2,701 |
| Total noninterest income | $68,000 | 5,419 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $54,000 | 4,468 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $14,000 | 5,643 |
| Total noninterest expense | $797,000 | 5,258 |
| Salaries and employee benefits | $297,000 | 5,623 |
| Premises and equipment expense | $77,000 | 5,257 |
| Additional noninterest expense | $423,000 | 4,537 |
| Pre-tax net operating income | $114,000 | 5,428 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $28,000 | 3,647 |
| Income before extraordinary items | $86,000 | 5,516 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $86,000 | 5,514 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $86,000 | 5,515 |
| Net charge-offs | $35,000 | 2,409 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $86,000 | 5,461 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $508,000 | 5,365 |
| Total interest expense | $41,000 | 5,306 |
| Net interest income | $467,000 | 5,333 |
| Provision for loan and lease losses | $30,000 | 2,510 |
| Total noninterest income | $35,000 | 5,411 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $28,000 | 4,424 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $7,000 | 5,681 |
| Total noninterest expense | $403,000 | 5,295 |
| Salaries and employee benefits | $149,000 | 5,684 |
| Premises and equipment expense | $40,000 | 5,260 |
| Additional noninterest expense | $214,000 | 4,545 |
| Pre-tax net operating income | $69,000 | 5,316 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $17,000 | 3,549 |
| Income before extraordinary items | $52,000 | 5,442 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $52,000 | 5,441 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $52,000 | 5,441 |
| Net charge-offs | $26,000 | 1,827 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $52,000 | 5,383 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $2,197,000 | 5,286 |
| Total interest expense | $206,000 | 5,132 |
| Net interest income | $1,991,000 | 5,264 |
| Provision for loan and lease losses | $140,000 | 2,701 |
| Total noninterest income | $3,115,000 | 1,566 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $119,000 | 4,473 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $2,996,000 | 1,158 |
| Total noninterest expense | $4,860,000 | 3,291 |
| Salaries and employee benefits | $3,061,000 | 2,994 |
| Premises and equipment expense | $297,000 | 4,493 |
| Additional noninterest expense | $1,502,000 | 3,393 |
| Pre-tax net operating income | $106,000 | 5,666 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $19,000 | 3,945 |
| Income before extraordinary items | $87,000 | 5,728 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $87,000 | 5,731 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $87,000 | 5,731 |
| Net charge-offs | $-21,000 | 5,346 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $87,000 | 5,693 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $1,708,000 | 5,300 |
| Total interest expense | $162,000 | 5,154 |
| Net interest income | $1,546,000 | 5,284 |
| Provision for loan and lease losses | $140,000 | 2,325 |
| Total noninterest income | $3,048,000 | 1,315 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $88,000 | 4,539 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,960,000 | 975 |
| Total noninterest expense | $4,398,000 | 2,925 |
| Salaries and employee benefits | $2,913,000 | 2,560 |
| Premises and equipment expense | $242,000 | 4,374 |
| Additional noninterest expense | $1,243,000 | 3,201 |
| Pre-tax net operating income | $56,000 | 5,823 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $30,000 | 3,836 |
| Income before extraordinary items | $26,000 | 5,925 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $26,000 | 5,928 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $26,000 | 5,928 |
| Net charge-offs | $-17,000 | 5,308 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $26,000 | 5,887 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,153,000 | 5,324 |
| Total interest expense | $118,000 | 5,082 |
| Net interest income | $1,035,000 | 5,303 |
| Provision for loan and lease losses | $60,000 | 2,661 |
| Total noninterest income | $2,990,000 | 1,004 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $59,000 | 4,529 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,931,000 | 725 |
| Total noninterest expense | $3,841,000 | 2,384 |
| Salaries and employee benefits | $2,722,000 | 1,926 |
| Premises and equipment expense | $186,000 | 4,134 |
| Additional noninterest expense | $933,000 | 2,961 |
| Pre-tax net operating income | $124,000 | 5,517 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $36,000 | 3,619 |
| Income before extraordinary items | $88,000 | 5,667 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $88,000 | 5,668 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $88,000 | 5,669 |
| Net charge-offs | $0 | 3,893 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $88,000 | 5,622 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $589,000 | 5,321 |
| Total interest expense | $61,000 | 5,083 |
| Net interest income | $528,000 | 5,305 |
| Provision for loan and lease losses | $30,000 | 2,461 |
| Total noninterest income | $1,592,000 | 925 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $31,000 | 4,446 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,561,000 | 665 |
| Total noninterest expense | $2,059,000 | 2,255 |
| Salaries and employee benefits | $1,492,000 | 1,778 |
| Premises and equipment expense | $99,000 | 4,047 |
| Additional noninterest expense | $468,000 | 2,932 |
| Pre-tax net operating income | $31,000 | 5,778 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $6,000 | 3,987 |
| Income before extraordinary items | $25,000 | 5,854 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $25,000 | 5,855 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $25,000 | 5,855 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $25,000 | 5,807 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $2,308,000 | 5,446 |
| Total interest expense | $264,000 | 5,159 |
| Net interest income | $2,044,000 | 5,439 |
| Provision for loan and lease losses | $72,000 | 3,493 |
| Total noninterest income | $6,403,000 | 921 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $119,000 | 4,739 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $6,284,000 | 641 |
| Total noninterest expense | $7,180,000 | 2,571 |
| Salaries and employee benefits | $4,914,000 | 2,082 |
| Premises and equipment expense | $317,000 | 4,572 |
| Additional noninterest expense | $1,949,000 | 2,938 |
| Pre-tax net operating income | $1,195,000 | 3,855 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $382,000 | 2,444 |
| Income before extraordinary items | $813,000 | 4,283 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $813,000 | 4,283 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $813,000 | 4,284 |
| Net charge-offs | $13,000 | 4,479 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $813,000 | 4,230 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,705,000 | 5,536 |
| Total interest expense | $201,000 | 5,210 |
| Net interest income | $1,504,000 | 5,537 |
| Provision for loan and lease losses | $63,000 | 3,232 |
| Total noninterest income | $4,691,000 | 924 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $87,000 | 4,846 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $4,604,000 | 653 |
| Total noninterest expense | $5,299,000 | 2,589 |
| Salaries and employee benefits | $3,617,000 | 2,123 |
| Premises and equipment expense | $230,000 | 4,677 |
| Additional noninterest expense | $1,452,000 | 2,973 |
| Pre-tax net operating income | $833,000 | 4,065 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $273,000 | 2,539 |
| Income before extraordinary items | $560,000 | 4,444 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $560,000 | 4,445 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $560,000 | 4,446 |
| Net charge-offs | $7,000 | 4,273 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $560,000 | 4,398 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,125,000 | 5,583 |
| Total interest expense | $136,000 | 5,232 |
| Net interest income | $989,000 | 5,578 |
| Provision for loan and lease losses | $14,000 | 3,812 |
| Total noninterest income | $2,902,000 | 968 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $56,000 | 4,893 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $2,846,000 | 678 |
| Total noninterest expense | $3,514,000 | 2,606 |
| Salaries and employee benefits | $2,324,000 | 2,195 |
| Premises and equipment expense | $149,000 | 4,771 |
| Additional noninterest expense | $1,041,000 | 2,791 |
| Pre-tax net operating income | $363,000 | 4,656 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $108,000 | 2,958 |
| Income before extraordinary items | $255,000 | 4,950 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $255,000 | 4,951 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $255,000 | 4,953 |
| Net charge-offs | $-1,000 | 5,059 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $255,000 | 4,895 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $565,000 | 5,630 |
| Total interest expense | $68,000 | 5,300 |
| Net interest income | $497,000 | 5,618 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $1,370,000 | 984 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $28,000 | 4,890 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $1,342,000 | 680 |
| Total noninterest expense | $1,720,000 | 2,661 |
| Salaries and employee benefits | $1,161,000 | 2,218 |
| Premises and equipment expense | $72,000 | 4,889 |
| Additional noninterest expense | $487,000 | 2,945 |
| Pre-tax net operating income | $147,000 | 4,878 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $44,000 | 3,055 |
| Income before extraordinary items | $103,000 | 5,131 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $103,000 | 5,132 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $103,000 | 5,132 |
| Net charge-offs | $-2,000 | 5,011 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $103,000 | 5,083 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,089,000 | 5,824 |
| Total interest expense | $265,000 | 5,586 |
| Net interest income | $1,824,000 | 5,815 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $3,689,000 | 1,397 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $130,000 | 4,817 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $3,559,000 | 1,034 |
| Total noninterest expense | $5,112,000 | 3,356 |
| Salaries and employee benefits | $3,384,000 | 2,871 |
| Premises and equipment expense | $259,000 | 5,123 |
| Additional noninterest expense | $1,469,000 | 3,706 |
| Pre-tax net operating income | $401,000 | 5,216 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $119,000 | 3,310 |
| Income before extraordinary items | $282,000 | 5,470 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $282,000 | 5,474 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $282,000 | 5,474 |
| Net charge-offs | $-7,000 | 6,106 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $282,000 | 5,424 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,471,000 | 5,967 |
| Total interest expense | $196,000 | 5,696 |
| Net interest income | $1,275,000 | 5,950 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $2,286,000 | 1,629 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $98,000 | 4,856 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,188,000 | 1,198 |
| Total noninterest expense | $3,435,000 | 3,624 |
| Salaries and employee benefits | $2,216,000 | 3,164 |
| Premises and equipment expense | $177,000 | 5,331 |
| Additional noninterest expense | $1,042,000 | 3,849 |
| Pre-tax net operating income | $126,000 | 5,903 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $31,000 | 3,929 |
| Income before extraordinary items | $95,000 | 6,043 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $95,000 | 6,045 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $95,000 | 6,045 |
| Net charge-offs | $-5,000 | 5,968 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $95,000 | 5,974 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $936,000 | 6,055 |
| Total interest expense | $128,000 | 5,783 |
| Net interest income | $808,000 | 6,044 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $1,371,000 | 1,767 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $64,000 | 4,876 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,307,000 | 1,309 |
| Total noninterest expense | $2,142,000 | 3,796 |
| Salaries and employee benefits | $1,365,000 | 3,360 |
| Premises and equipment expense | $105,000 | 5,529 |
| Additional noninterest expense | $672,000 | 3,932 |
| Pre-tax net operating income | $37,000 | 6,140 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $8,000 | 4,256 |
| Income before extraordinary items | $29,000 | 6,252 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $29,000 | 6,254 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $29,000 | 6,254 |
| Net charge-offs | $-3,000 | 5,794 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $29,000 | 6,174 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $438,000 | 6,192 |
| Total interest expense | $66,000 | 5,823 |
| Net interest income | $372,000 | 6,198 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $542,000 | 2,107 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $33,000 | 4,808 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $509,000 | 1,556 |
| Total noninterest expense | $923,000 | 4,197 |
| Salaries and employee benefits | $554,000 | 3,913 |
| Premises and equipment expense | $47,000 | 5,752 |
| Additional noninterest expense | $322,000 | 4,058 |
| Pre-tax net operating income | $-9,000 | 6,398 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $-3,000 | 6,697 |
| Income before extraordinary items | $-6,000 | 6,445 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-6,000 | 6,446 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-6,000 | 6,446 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-6,000 | 6,381 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,649,000 | 6,375 |
| Total interest expense | $215,000 | 6,341 |
| Net interest income | $1,434,000 | 6,339 |
| Provision for loan and lease losses | $-70,000 | 6,869 |
| Total noninterest income | $397,000 | 4,838 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $143,000 | 4,858 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $254,000 | 4,289 |
| Total noninterest expense | $1,677,000 | 5,917 |
| Salaries and employee benefits | $785,000 | 6,124 |
| Premises and equipment expense | $140,000 | 6,209 |
| Additional noninterest expense | $752,000 | 5,392 |
| Pre-tax net operating income | $224,000 | 5,618 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $58,000 | 3,825 |
| Income before extraordinary items | $166,000 | 5,877 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $166,000 | 5,875 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $166,000 | 5,877 |
| Net charge-offs | $98,000 | 4,445 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $2,513,000 | 145 |
| Net operating income | $166,000 | 5,720 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,187,000 | 6,534 |
| Total interest expense | $153,000 | 6,506 |
| Net interest income | $1,034,000 | 6,473 |
| Provision for loan and lease losses | $-40,000 | 6,977 |
| Total noninterest income | $201,000 | 5,413 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $110,000 | 4,898 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $91,000 | 5,228 |
| Total noninterest expense | $1,120,000 | 6,160 |
| Salaries and employee benefits | $522,000 | 6,337 |
| Premises and equipment expense | $102,000 | 6,316 |
| Additional noninterest expense | $496,000 | 5,689 |
| Pre-tax net operating income | $155,000 | 5,845 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $39,000 | 3,900 |
| Income before extraordinary items | $116,000 | 6,053 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $116,000 | 6,051 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $116,000 | 6,052 |
| Net charge-offs | $30,000 | 4,854 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $2,513,000 | 102 |
| Net operating income | $116,000 | 5,914 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $777,000 | 6,602 |
| Total interest expense | $98,000 | 6,634 |
| Net interest income | $679,000 | 6,545 |
| Provision for loan and lease losses | $-10,000 | 7,030 |
| Total noninterest income | $125,000 | 5,538 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $74,000 | 4,879 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $51,000 | 5,425 |
| Total noninterest expense | $683,000 | 6,347 |
| Salaries and employee benefits | $295,000 | 6,596 |
| Premises and equipment expense | $62,000 | 6,454 |
| Additional noninterest expense | $326,000 | 5,762 |
| Pre-tax net operating income | $131,000 | 5,699 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $32,000 | 3,794 |
| Income before extraordinary items | $99,000 | 5,953 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $99,000 | 5,953 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $99,000 | 5,953 |
| Net charge-offs | $25,000 | 4,496 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $2,513,000 | 70 |
| Net operating income | $99,000 | 5,799 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $385,000 | 6,672 |
| Total interest expense | $50,000 | 6,695 |
| Net interest income | $335,000 | 6,610 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $50,000 | 5,838 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $39,000 | 4,766 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $11,000 | 6,162 |
| Total noninterest expense | $315,000 | 6,514 |
| Salaries and employee benefits | $134,000 | 6,749 |
| Premises and equipment expense | $30,000 | 6,501 |
| Additional noninterest expense | $151,000 | 5,918 |
| Pre-tax net operating income | $70,000 | 5,725 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $19,000 | 3,700 |
| Income before extraordinary items | $51,000 | 5,965 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $51,000 | 5,965 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $51,000 | 5,965 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $2,513,000 | 39 |
| Net operating income | $51,000 | 5,828 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,450,000 | 6,802 |
| Total interest expense | $205,000 | 6,888 |
| Net interest income | $1,245,000 | 6,741 |
| Provision for loan and lease losses | $30,000 | 6,060 |
| Total noninterest income | $232,000 | 5,553 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $172,000 | 4,655 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $60,000 | 5,784 |
| Total noninterest expense | $1,226,000 | 6,602 |
| Salaries and employee benefits | $478,000 | 6,937 |
| Premises and equipment expense | $137,000 | 6,526 |
| Additional noninterest expense | $611,000 | 5,955 |
| Pre-tax net operating income | $221,000 | 5,443 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $67,000 | 3,607 |
| Income before extraordinary items | $154,000 | 5,695 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $154,000 | 5,697 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $154,000 | 5,697 |
| Net charge-offs | $-34,000 | 7,135 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $154,000 | 5,569 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,099,000 | 6,862 |
| Total interest expense | $158,000 | 6,967 |
| Net interest income | $941,000 | 6,790 |
| Provision for loan and lease losses | $30,000 | 5,806 |
| Total noninterest income | $177,000 | 5,629 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $129,000 | 4,664 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $48,000 | 5,835 |
| Total noninterest expense | $931,000 | 6,614 |
| Salaries and employee benefits | $353,000 | 6,988 |
| Premises and equipment expense | $110,000 | 6,490 |
| Additional noninterest expense | $468,000 | 5,962 |
| Pre-tax net operating income | $157,000 | 5,620 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $50,000 | 3,626 |
| Income before extraordinary items | $107,000 | 5,864 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $107,000 | 5,865 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $107,000 | 5,865 |
| Net charge-offs | $-34,000 | 7,196 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $107,000 | 5,737 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $712,000 | 6,952 |
| Total interest expense | $107,000 | 7,038 |
| Net interest income | $605,000 | 6,881 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $123,000 | 5,605 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $88,000 | 4,617 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $35,000 | 5,811 |
| Total noninterest expense | $616,000 | 6,700 |
| Salaries and employee benefits | $228,000 | 7,080 |
| Premises and equipment expense | $72,000 | 6,558 |
| Additional noninterest expense | $316,000 | 6,018 |
| Pre-tax net operating income | $112,000 | 5,631 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $38,000 | 3,523 |
| Income before extraordinary items | $74,000 | 5,862 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $74,000 | 5,861 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $74,000 | 5,862 |
| Net charge-offs | $-1,000 | 6,559 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $74,000 | 5,787 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $353,000 | 7,011 |
| Total interest expense | $54,000 | 7,112 |
| Net interest income | $299,000 | 6,923 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $55,000 | 5,823 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $43,000 | 4,615 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $12,000 | 6,262 |
| Total noninterest expense | $305,000 | 6,762 |
| Salaries and employee benefits | $101,000 | 7,207 |
| Premises and equipment expense | $35,000 | 6,632 |
| Additional noninterest expense | $169,000 | 5,907 |
| Pre-tax net operating income | $49,000 | 5,776 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $17,000 | 3,537 |
| Income before extraordinary items | $32,000 | 5,968 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $32,000 | 5,967 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $32,000 | 5,968 |
| Net charge-offs | $-1,000 | 6,209 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $32,000 | 5,938 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,317,000 | 7,172 |
| Total interest expense | $223,000 | 7,265 |
| Net interest income | $1,094,000 | 7,081 |
| Provision for loan and lease losses | $28,000 | 6,724 |
| Total noninterest income | $221,000 | 5,820 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $180,000 | 4,607 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $41,000 | 6,252 |
| Total noninterest expense | $1,159,000 | 6,918 |
| Salaries and employee benefits | $392,000 | 7,329 |
| Premises and equipment expense | $159,000 | 6,549 |
| Additional noninterest expense | $608,000 | 6,187 |
| Pre-tax net operating income | $128,000 | 5,400 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $44,000 | 3,695 |
| Income before extraordinary items | $84,000 | 5,672 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $84,000 | 5,673 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $84,000 | 5,673 |
| Net charge-offs | $25,000 | 6,281 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $84,000 | 5,535 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $960,000 | 7,307 |
| Total interest expense | $165,000 | 7,403 |
| Net interest income | $795,000 | 7,211 |
| Provision for loan and lease losses | $28,000 | 6,546 |
| Total noninterest income | $165,000 | 5,947 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $134,000 | 4,695 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $31,000 | 6,404 |
| Total noninterest expense | $889,000 | 6,951 |
| Salaries and employee benefits | $294,000 | 7,411 |
| Premises and equipment expense | $127,000 | 6,552 |
| Additional noninterest expense | $468,000 | 6,185 |
| Pre-tax net operating income | $43,000 | 5,826 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $15,000 | 4,104 |
| Income before extraordinary items | $28,000 | 6,016 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $28,000 | 6,016 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $28,000 | 6,016 |
| Net charge-offs | $-13,000 | 7,500 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $28,000 | 5,896 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $630,000 | 7,389 |
| Total interest expense | $108,000 | 7,488 |
| Net interest income | $522,000 | 7,287 |
| Provision for loan and lease losses | $25,000 | 6,299 |
| Total noninterest income | $94,000 | 6,166 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $87,000 | 4,723 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $7,000 | 6,971 |
| Total noninterest expense | $605,000 | 6,962 |
| Salaries and employee benefits | $197,000 | 7,467 |
| Premises and equipment expense | $88,000 | 6,528 |
| Additional noninterest expense | $320,000 | 6,155 |
| Pre-tax net operating income | $-14,000 | 6,103 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-5,000 | 6,888 |
| Income before extraordinary items | $-9,000 | 6,207 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-9,000 | 6,209 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-9,000 | 6,208 |
| Net charge-offs | $-9,000 | 7,464 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-9,000 | 6,104 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $311,000 | 7,494 |
| Total interest expense | $57,000 | 7,573 |
| Net interest income | $254,000 | 7,395 |
| Provision for loan and lease losses | $17,000 | 5,830 |
| Total noninterest income | $44,000 | 6,301 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $43,000 | 4,750 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,000 | 7,328 |
| Total noninterest expense | $314,000 | 7,003 |
| Salaries and employee benefits | $99,000 | 7,559 |
| Premises and equipment expense | $49,000 | 6,432 |
| Additional noninterest expense | $166,000 | 6,123 |
| Pre-tax net operating income | $-33,000 | 6,434 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-11,000 | 7,118 |
| Income before extraordinary items | $-22,000 | 6,503 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-22,000 | 6,505 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-22,000 | 6,504 |
| Net charge-offs | $-6,000 | 7,353 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-22,000 | 6,422 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,312,000 | 7,539 |
| Total interest expense | $312,000 | 7,561 |
| Net interest income | $1,000,000 | 7,444 |
| Provision for loan and lease losses | $217,000 | 5,693 |
| Total noninterest income | $272,000 | 5,764 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $244,000 | 4,276 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $28,000 | 6,775 |
| Total noninterest expense | $1,183,000 | 7,169 |
| Salaries and employee benefits | $395,000 | 7,641 |
| Premises and equipment expense | $197,000 | 6,506 |
| Additional noninterest expense | $591,000 | 6,477 |
| Pre-tax net operating income | $-128,000 | 5,625 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-32,000 | 6,375 |
| Income before extraordinary items | $-96,000 | 5,696 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-96,000 | 5,695 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-96,000 | 5,695 |
| Net charge-offs | $342,000 | 4,318 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-96,000 | 5,672 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $989,000 | 7,624 |
| Total interest expense | $246,000 | 7,622 |
| Net interest income | $743,000 | 7,519 |
| Provision for loan and lease losses | $217,000 | 5,059 |
| Total noninterest income | $221,000 | 5,703 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $186,000 | 4,254 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $35,000 | 6,592 |
| Total noninterest expense | $876,000 | 7,235 |
| Salaries and employee benefits | $297,000 | 7,703 |
| Premises and equipment expense | $158,000 | 6,448 |
| Additional noninterest expense | $421,000 | 6,600 |
| Pre-tax net operating income | $-129,000 | 5,924 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-79,000 | 6,894 |
| Income before extraordinary items | $-50,000 | 5,886 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-50,000 | 5,886 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-50,000 | 5,886 |
| Net charge-offs | $143,000 | 4,672 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-50,000 | 5,834 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $663,000 | 7,694 |
| Total interest expense | $173,000 | 7,690 |
| Net interest income | $490,000 | 7,582 |
| Provision for loan and lease losses | $217,000 | 4,222 |
| Total noninterest income | $152,000 | 5,693 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $119,000 | 4,317 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $33,000 | 6,307 |
| Total noninterest expense | $600,000 | 7,246 |
| Salaries and employee benefits | $194,000 | 7,805 |
| Premises and equipment expense | $110,000 | 6,418 |
| Additional noninterest expense | $296,000 | 6,517 |
| Pre-tax net operating income | $-175,000 | 6,235 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-79,000 | 7,087 |
| Income before extraordinary items | $-96,000 | 6,182 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-96,000 | 6,181 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-96,000 | 6,181 |
| Net charge-offs | $91,000 | 4,347 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-96,000 | 6,143 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $340,000 | 7,724 |
| Total interest expense | $90,000 | 7,736 |
| Net interest income | $250,000 | 7,588 |
| Provision for loan and lease losses | $217,000 | 2,747 |
| Total noninterest income | $82,000 | 5,536 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $62,000 | 4,193 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $20,000 | 6,167 |
| Total noninterest expense | $323,000 | 7,135 |
| Salaries and employee benefits | $95,000 | 7,871 |
| Premises and equipment expense | $64,000 | 6,148 |
| Additional noninterest expense | $164,000 | 6,092 |
| Pre-tax net operating income | $-208,000 | 6,906 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-79,000 | 7,508 |
| Income before extraordinary items | $-129,000 | 6,874 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-129,000 | 6,875 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-129,000 | 6,875 |
| Net charge-offs | $88,000 | 3,010 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-129,000 | 6,798 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,355,000 | 7,783 |
| Total interest expense | $441,000 | 7,767 |
| Net interest income | $914,000 | 7,692 |
| Provision for loan and lease losses | $569,000 | 3,611 |
| Total noninterest income | $323,000 | 5,710 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $251,000 | 4,351 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $72,000 | 6,346 |
| Total noninterest expense | $1,182,000 | 7,288 |
| Salaries and employee benefits | $428,000 | 7,833 |
| Premises and equipment expense | $204,000 | 6,652 |
| Additional noninterest expense | $550,000 | 6,418 |
| Pre-tax net operating income | $-514,000 | 6,779 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-103,000 | 7,082 |
| Income before extraordinary items | $-411,000 | 6,655 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-411,000 | 6,654 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $180,000 | 4,233 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-411,000 | 6,791 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,026,000 | 7,864 |
| Total interest expense | $347,000 | 7,839 |
| Net interest income | $679,000 | 7,774 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $226,000 | 5,886 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $182,000 | 4,451 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $44,000 | 6,749 |
| Total noninterest expense | $878,000 | 7,328 |
| Salaries and employee benefits | $332,000 | 7,825 |
| Premises and equipment expense | $152,000 | 6,689 |
| Additional noninterest expense | $394,000 | 6,497 |
| Pre-tax net operating income | $27,000 | 6,659 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $11,000 | 4,828 |
| Income before extraordinary items | $16,000 | 6,546 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $16,000 | 6,544 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,620 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $16,000 | 6,716 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $696,000 | 7,904 |
| Total interest expense | $247,000 | 7,884 |
| Net interest income | $449,000 | 7,819 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $142,000 | 6,069 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $109,000 | 4,678 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $33,000 | 6,662 |
| Total noninterest expense | $590,000 | 7,367 |
| Salaries and employee benefits | $229,000 | 7,859 |
| Premises and equipment expense | $100,000 | 6,746 |
| Additional noninterest expense | $261,000 | 6,546 |
| Pre-tax net operating income | $1,000 | 6,927 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $2,000 | 5,394 |
| Income before extraordinary items | $-1,000 | 7,015 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,000 | 7,015 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,779 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-1,000 | 6,968 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $377,000 | 7,901 |
| Total interest expense | $130,000 | 7,931 |
| Net interest income | $247,000 | 7,757 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $67,000 | 6,189 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $54,000 | 4,649 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $13,000 | 6,970 |
| Total noninterest expense | $309,000 | 7,322 |
| Salaries and employee benefits | $141,000 | 7,633 |
| Premises and equipment expense | $50,000 | 6,769 |
| Additional noninterest expense | $118,000 | 6,754 |
| Pre-tax net operating income | $5,000 | 7,116 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $2,000 | 5,366 |
| Income before extraordinary items | $3,000 | 7,242 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,000 | 7,243 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,732 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $3,000 | 7,149 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,649,000 | 7,816 |
| Total interest expense | $476,000 | 7,984 |
| Net interest income | $1,173,000 | 7,537 |
| Provision for loan and lease losses | $10,000 | 6,581 |
| Total noninterest income | $274,000 | 6,207 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $240,000 | 4,540 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $34,000 | 7,445 |
| Total noninterest expense | $1,213,000 | 7,344 |
| Salaries and employee benefits | $477,000 | 7,867 |
| Premises and equipment expense | $199,000 | 6,738 |
| Additional noninterest expense | $537,000 | 6,413 |
| Pre-tax net operating income | $224,000 | 6,811 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $79,000 | 4,642 |
| Income before extraordinary items | $145,000 | 6,973 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $145,000 | 6,971 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,777 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $145,000 | 6,954 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,243,000 | 7,849 |
| Total interest expense | $352,000 | 8,047 |
| Net interest income | $891,000 | 7,573 |
| Provision for loan and lease losses | $10,000 | 6,151 |
| Total noninterest income | $207,000 | 6,232 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $181,000 | 4,547 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $26,000 | 7,468 |
| Total noninterest expense | $894,000 | 7,358 |
| Salaries and employee benefits | $348,000 | 7,874 |
| Premises and equipment expense | $160,000 | 6,611 |
| Additional noninterest expense | $386,000 | 6,487 |
| Pre-tax net operating income | $194,000 | 6,990 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $68,000 | 4,744 |
| Income before extraordinary items | $126,000 | 7,143 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $126,000 | 7,141 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,905 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $126,000 | 7,130 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $827,000 | 7,905 |
| Total interest expense | $231,000 | 8,104 |
| Net interest income | $596,000 | 7,611 |
| Provision for loan and lease losses | $10,000 | 5,732 |
| Total noninterest income | $139,000 | 6,259 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $122,000 | 4,550 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $17,000 | 7,522 |
| Total noninterest expense | $591,000 | 7,412 |
| Salaries and employee benefits | $233,000 | 7,925 |
| Premises and equipment expense | $106,000 | 6,656 |
| Additional noninterest expense | $252,000 | 6,573 |
| Pre-tax net operating income | $134,000 | 7,061 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $47,000 | 4,816 |
| Income before extraordinary items | $87,000 | 7,204 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $87,000 | 7,205 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,692 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $87,000 | 7,198 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $414,000 | 7,946 |
| Total interest expense | $114,000 | 8,158 |
| Net interest income | $300,000 | 7,642 |
| Provision for loan and lease losses | $10,000 | 5,012 |
| Total noninterest income | $73,000 | 6,151 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $64,000 | 4,392 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $9,000 | 7,488 |
| Total noninterest expense | $296,000 | 7,454 |
| Salaries and employee benefits | $113,000 | 7,999 |
| Premises and equipment expense | $55,000 | 6,603 |
| Additional noninterest expense | $128,000 | 6,534 |
| Pre-tax net operating income | $67,000 | 7,081 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $23,000 | 4,835 |
| Income before extraordinary items | $44,000 | 7,243 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $44,000 | 7,243 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,195 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $44,000 | 7,236 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,597,000 | 7,858 |
| Total interest expense | $331,000 | 8,245 |
| Net interest income | $1,266,000 | 7,495 |
| Provision for loan and lease losses | $20,000 | 6,291 |
| Total noninterest income | $308,000 | 6,129 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $235,000 | 4,642 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $73,000 | 6,807 |
| Total noninterest expense | $1,234,000 | 7,329 |
| Salaries and employee benefits | $489,000 | 7,900 |
| Premises and equipment expense | $223,000 | 6,484 |
| Additional noninterest expense | $522,000 | 6,439 |
| Pre-tax net operating income | $320,000 | 7,056 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $109,000 | 4,904 |
| Income before extraordinary items | $211,000 | 7,229 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $211,000 | 7,230 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 4,131 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $211,000 | 7,219 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,168,000 | 7,947 |
| Total interest expense | $225,000 | 8,337 |
| Net interest income | $943,000 | 7,571 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $248,000 | 6,030 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $175,000 | 4,704 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $73,000 | 6,355 |
| Total noninterest expense | $935,000 | 7,308 |
| Salaries and employee benefits | $372,000 | 7,875 |
| Premises and equipment expense | $168,000 | 6,497 |
| Additional noninterest expense | $395,000 | 6,423 |
| Pre-tax net operating income | $256,000 | 7,209 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $87,000 | 5,045 |
| Income before extraordinary items | $169,000 | 7,378 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $169,000 | 7,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 3,158 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $169,000 | 7,374 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $762,000 | 7,998 |
| Total interest expense | $138,000 | 8,391 |
| Net interest income | $624,000 | 7,620 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $129,000 | 6,527 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $115,000 | 4,705 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $14,000 | 7,856 |
| Total noninterest expense | $608,000 | 7,396 |
| Salaries and employee benefits | $245,000 | 7,929 |
| Premises and equipment expense | $109,000 | 6,577 |
| Additional noninterest expense | $254,000 | 6,531 |
| Pre-tax net operating income | $145,000 | 7,412 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $44,000 | 5,326 |
| Income before extraordinary items | $101,000 | 7,526 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $101,000 | 7,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 3,501 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $101,000 | 7,533 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $368,000 | 8,039 |
| Total interest expense | $65,000 | 8,432 |
| Net interest income | $303,000 | 7,689 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $62,000 | 6,574 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $54,000 | 4,773 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $8,000 | 7,731 |
| Total noninterest expense | $306,000 | 7,394 |
| Salaries and employee benefits | $121,000 | 7,971 |
| Premises and equipment expense | $56,000 | 6,526 |
| Additional noninterest expense | $129,000 | 6,472 |
| Pre-tax net operating income | $59,000 | 7,581 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $16,000 | 5,499 |
| Income before extraordinary items | $43,000 | 7,646 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $43,000 | 7,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 2,390 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $43,000 | 7,648 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,361,000 | 8,031 |
| Total interest expense | $220,000 | 8,406 |
| Net interest income | $1,141,000 | 7,753 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $348,000 | 6,030 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $253,000 | 4,548 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $95,000 | 6,482 |
| Total noninterest expense | $1,315,000 | 7,193 |
| Salaries and employee benefits | $511,000 | 7,860 |
| Premises and equipment expense | $226,000 | 6,463 |
| Additional noninterest expense | $578,000 | 6,170 |
| Pre-tax net operating income | $174,000 | 7,770 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $34,000 | 6,086 |
| Income before extraordinary items | $140,000 | 7,832 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $140,000 | 7,832 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,631 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $140,000 | 7,793 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $965,000 | 8,124 |
| Total interest expense | $157,000 | 8,436 |
| Net interest income | $808,000 | 7,886 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $265,000 | 6,032 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $191,000 | 4,565 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $74,000 | 6,434 |
| Total noninterest expense | $992,000 | 7,178 |
| Salaries and employee benefits | $387,000 | 7,834 |
| Premises and equipment expense | $166,000 | 6,480 |
| Additional noninterest expense | $439,000 | 6,091 |
| Pre-tax net operating income | $81,000 | 8,087 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $11,000 | 6,502 |
| Income before extraordinary items | $70,000 | 8,102 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $70,000 | 8,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $70,000 | 8,069 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $641,000 | 8,140 |
| Total interest expense | $100,000 | 8,442 |
| Net interest income | $541,000 | 7,891 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $151,000 | 6,327 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $121,000 | 4,629 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $30,000 | 7,186 |
| Total noninterest expense | $698,000 | 7,066 |
| Salaries and employee benefits | $270,000 | 7,775 |
| Premises and equipment expense | $111,000 | 6,473 |
| Additional noninterest expense | $317,000 | 5,827 |
| Pre-tax net operating income | $-6,000 | 8,368 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $-6,000 | 8,389 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-6,000 | 8,389 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,029 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-6,000 | 8,358 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $318,000 | 8,192 |
| Total interest expense | $49,000 | 8,509 |
| Net interest income | $269,000 | 7,972 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $68,000 | 6,493 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $58,000 | 4,666 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $10,000 | 7,741 |
| Total noninterest expense | $382,000 | 6,887 |
| Salaries and employee benefits | $128,000 | 7,913 |
| Premises and equipment expense | $53,000 | 6,627 |
| Additional noninterest expense | $201,000 | 5,048 |
| Pre-tax net operating income | $-45,000 | 8,569 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $-45,000 | 8,590 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-45,000 | 8,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,933 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-45,000 | 8,566 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,328,000 | 8,076 |
| Total interest expense | $204,000 | 8,458 |
| Net interest income | $1,124,000 | 7,856 |
| Provision for loan and lease losses | $42,000 | 6,127 |
| Total noninterest income | $369,000 | 5,970 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $257,000 | 4,690 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $112,000 | 6,221 |
| Total noninterest expense | $1,448,000 | 6,978 |
| Salaries and employee benefits | $583,000 | 7,723 |
| Premises and equipment expense | $218,000 | 6,550 |
| Additional noninterest expense | $647,000 | 5,769 |
| Pre-tax net operating income | $3,000 | 8,374 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $3,000 | 8,425 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,000 | 8,427 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 4,036 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,000 | 8,393 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,002,000 | 8,100 |
| Total interest expense | $155,000 | 8,486 |
| Net interest income | $847,000 | 7,874 |
| Provision for loan and lease losses | $42,000 | 5,667 |
| Total noninterest income | $291,000 | 5,887 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $188,000 | 4,785 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $103,000 | 5,858 |
| Total noninterest expense | $1,074,000 | 6,979 |
| Salaries and employee benefits | $432,000 | 7,702 |
| Premises and equipment expense | $162,000 | 6,555 |
| Additional noninterest expense | $480,000 | 5,750 |
| Pre-tax net operating income | $22,000 | 8,402 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $20,000 | 6,511 |
| Income before extraordinary items | $2,000 | 8,491 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,000 | 8,494 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 3,170 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,000 | 8,453 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $686,000 | 8,131 |
| Total interest expense | $107,000 | 8,523 |
| Net interest income | $579,000 | 7,882 |
| Provision for loan and lease losses | $27,000 | 5,578 |
| Total noninterest income | $181,000 | 6,046 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $119,000 | 4,892 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $62,000 | 6,075 |
| Total noninterest expense | $716,000 | 7,022 |
| Salaries and employee benefits | $283,000 | 7,797 |
| Premises and equipment expense | $109,000 | 6,576 |
| Additional noninterest expense | $324,000 | 5,732 |
| Pre-tax net operating income | $17,000 | 8,431 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $9,000 | 6,693 |
| Income before extraordinary items | $8,000 | 8,521 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $8,000 | 8,522 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 4,091 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $8,000 | 8,467 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $352,000 | 8,122 |
| Total interest expense | $56,000 | 8,538 |
| Net interest income | $296,000 | 7,876 |
| Provision for loan and lease losses | $27,000 | 4,453 |
| Total noninterest income | $68,000 | 6,629 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $59,000 | 4,847 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $9,000 | 7,855 |
| Total noninterest expense | $390,000 | 6,827 |
| Salaries and employee benefits | $154,000 | 7,632 |
| Premises and equipment expense | $56,000 | 6,504 |
| Additional noninterest expense | $180,000 | 5,435 |
| Pre-tax net operating income | $-53,000 | 8,728 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $-53,000 | 8,761 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-53,000 | 8,762 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 2,590 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-53,000 | 8,725 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,548,000 | 8,033 |
| Total interest expense | $317,000 | 8,408 |
| Net interest income | $1,231,000 | 7,761 |
| Provision for loan and lease losses | $196,000 | 4,069 |
| Total noninterest income | $350,000 | 6,260 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $285,000 | 4,422 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $65,000 | 7,218 |
| Total noninterest expense | $1,448,000 | 6,986 |
| Salaries and employee benefits | $579,000 | 7,786 |
| Premises and equipment expense | $232,000 | 6,415 |
| Additional noninterest expense | $637,000 | 5,791 |
| Pre-tax net operating income | $-63,000 | 8,613 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $-63,000 | 8,698 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-63,000 | 8,701 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $218,000 | 2,746 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-63,000 | 8,621 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,169,000 | 8,112 |
| Total interest expense | $255,000 | 8,452 |
| Net interest income | $914,000 | 7,856 |
| Provision for loan and lease losses | $173,000 | 3,667 |
| Total noninterest income | $216,000 | 6,712 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $217,000 | 4,403 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-1,000 | 9,186 |
| Total noninterest expense | $1,102,000 | 6,939 |
| Salaries and employee benefits | $435,000 | 7,742 |
| Premises and equipment expense | $176,000 | 6,369 |
| Additional noninterest expense | $491,000 | 5,704 |
| Pre-tax net operating income | $-145,000 | 8,787 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $-145,000 | 8,863 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-145,000 | 8,864 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $177,000 | 2,358 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-145,000 | 8,796 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $761,000 | 8,208 |
| Total interest expense | $183,000 | 8,446 |
| Net interest income | $578,000 | 7,969 |
| Provision for loan and lease losses | $142,000 | 3,214 |
| Total noninterest income | $171,000 | 6,338 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $145,000 | 4,376 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $26,000 | 7,515 |
| Total noninterest expense | $705,000 | 7,065 |
| Salaries and employee benefits | $293,000 | 7,747 |
| Premises and equipment expense | $118,000 | 6,318 |
| Additional noninterest expense | $294,000 | 6,040 |
| Pre-tax net operating income | $-98,000 | 8,819 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $-98,000 | 8,914 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-98,000 | 8,915 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 1,942 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-98,000 | 8,829 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $392,000 | 8,205 |
| Total interest expense | $99,000 | 8,443 |
| Net interest income | $293,000 | 7,972 |
| Provision for loan and lease losses | $122,000 | 2,018 |
| Total noninterest income | $79,000 | 6,467 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $69,000 | 4,419 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $10,000 | 7,893 |
| Total noninterest expense | $367,000 | 6,989 |
| Salaries and employee benefits | $154,000 | 7,648 |
| Premises and equipment expense | $60,000 | 6,275 |
| Additional noninterest expense | $153,000 | 5,860 |
| Pre-tax net operating income | $-117,000 | 8,991 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $-117,000 | 9,054 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-117,000 | 9,051 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 1,354 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-117,000 | 8,987 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,920,000 | 7,934 |
| Total interest expense | $504,000 | 8,370 |
| Net interest income | $1,416,000 | 7,567 |
| Provision for loan and lease losses | $163,000 | 4,771 |
| Total noninterest income | $363,000 | 6,020 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $341,000 | 3,939 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $22,000 | 8,461 |
| Total noninterest expense | $1,389,000 | 7,077 |
| Salaries and employee benefits | $599,000 | 7,714 |
| Premises and equipment expense | $216,000 | 6,579 |
| Additional noninterest expense | $574,000 | 6,085 |
| Pre-tax net operating income | $227,000 | 7,833 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $83,000 | 6,135 |
| Income before extraordinary items | $144,000 | 8,117 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $144,000 | 8,118 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $153,000 | 3,476 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $144,000 | 8,007 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,435,000 | 7,818 |
| Total interest expense | $936,000 | 8,143 |
| Net interest income | $1,499,000 | 7,330 |
| Provision for loan and lease losses | $176,000 | 4,446 |
| Total noninterest income | $439,000 | 5,442 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $369,000 | 3,616 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $70,000 | 7,115 |
| Total noninterest expense | $1,475,000 | 6,849 |
| Salaries and employee benefits | $712,000 | 7,153 |
| Premises and equipment expense | $202,000 | 6,761 |
| Additional noninterest expense | $561,000 | 6,093 |
| Pre-tax net operating income | $287,000 | 7,477 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $102,000 | 5,984 |
| Income before extraordinary items | $185,000 | 7,834 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $185,000 | 7,836 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 4,483 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $185,000 | 7,721 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,615,000 | 7,793 |
| Total interest expense | $1,178,000 | 7,849 |
| Net interest income | $1,437,000 | 7,576 |
| Provision for loan and lease losses | $50,000 | 6,512 |
| Total noninterest income | $698,000 | 4,004 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $348,000 | 3,614 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $350,000 | 3,621 |
| Total noninterest expense | $1,610,000 | 6,460 |
| Salaries and employee benefits | $745,000 | 6,996 |
| Premises and equipment expense | $233,000 | 6,275 |
| Additional noninterest expense | $632,000 | 5,574 |
| Pre-tax net operating income | $475,000 | 7,120 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $116,000 | 6,326 |
| Income before extraordinary items | $359,000 | 7,108 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $359,000 | 7,106 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,242 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $359,000 | 7,101 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,484,000 | 7,926 |
| Total interest expense | $1,097,000 | 7,918 |
| Net interest income | $1,387,000 | 7,800 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $344,000 | 6,062 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $313,000 | 3,863 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 8,795 |
| Total noninterest expense | $1,347,000 | 7,173 |
| Salaries and employee benefits | $628,000 | 7,601 |
| Premises and equipment expense | $189,000 | 6,987 |
| Additional noninterest expense | $530,000 | 6,281 |
| Pre-tax net operating income | $384,000 | 7,671 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $129,000 | 6,528 |
| Income before extraordinary items | $255,000 | 7,896 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $255,000 | 7,896 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,586 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $255,000 | 7,871 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,459,000 | 8,137 |
| Total interest expense | $1,114,000 | 8,125 |
| Net interest income | $1,345,000 | 8,007 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $325,000 | 6,253 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $279,000 | 4,157 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 8,300 |
| Total noninterest expense | $1,293,000 | 7,267 |
| Salaries and employee benefits | $614,000 | 7,676 |
| Premises and equipment expense | $179,000 | 7,070 |
| Additional noninterest expense | $500,000 | 6,438 |
| Pre-tax net operating income | $377,000 | 7,997 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $50,000 | 8,328 |
| Income before extraordinary items | $327,000 | 7,665 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $327,000 | 7,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,737 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $327,000 | 7,581 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,433,000 | 8,470 |
| Total interest expense | $1,130,000 | 8,319 |
| Net interest income | $1,303,000 | 8,466 |
| Provision for loan and lease losses | $218,000 | 3,266 |
| Total noninterest income | $406,000 | 5,678 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $360,000 | 3,521 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 8,605 |
| Total noninterest expense | $1,542,000 | 6,685 |
| Salaries and employee benefits | $573,000 | 8,100 |
| Premises and equipment expense | $215,000 | 6,570 |
| Additional noninterest expense | $754,000 | 4,954 |
| Pre-tax net operating income | $-51,000 | 10,444 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $-25,000 | 10,570 |
| Income before extraordinary items | $-26,000 | 10,434 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-26,000 | 10,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $436,000 | 1,496 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $-26,000 | 10,400 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,790,000 | 8,291 |
| Total interest expense | $1,304,000 | 8,096 |
| Net interest income | $1,486,000 | 8,300 |
| Provision for loan and lease losses | $337,000 | 2,379 |
| Total noninterest income | $423,000 | 5,771 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $384,000 | 3,455 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 9,409 |
| Total noninterest expense | $1,387,000 | 7,424 |
| Salaries and employee benefits | $585,000 | 8,225 |
| Premises and equipment expense | $220,000 | 6,686 |
| Additional noninterest expense | $582,000 | 6,469 |
| Pre-tax net operating income | $185,000 | 9,881 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $110,000 | 8,579 |
| Income before extraordinary items | $75,000 | 10,420 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $75,000 | 10,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $201,000 | 2,662 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $75,000 | 10,374 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,878,000 | 8,406 |
| Total interest expense | $1,237,000 | 8,467 |
| Net interest income | $1,641,000 | 8,163 |
| Provision for loan and lease losses | $304,000 | 2,255 |
| Total noninterest income | $553,000 | 4,847 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $464,000 | 2,932 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $89,000 | 7,598 |
| Total noninterest expense | $1,655,000 | 6,834 |
| Salaries and employee benefits | $673,000 | 7,905 |
| Premises and equipment expense | $228,000 | 6,692 |
| Additional noninterest expense | $754,000 | 5,505 |
| Pre-tax net operating income | $235,000 | 10,229 |
| Securities gains (losses) | $38,000 | 1,486 |
| Applicable income taxes | $102,000 | 9,142 |
| Income before extraordinary items | $171,000 | 10,254 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $171,000 | 10,256 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $277,000 | 2,047 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $146,680 | 10,466 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,064,000 | 9,678 |
| Total interest expense | $656,000 | 10,327 |
| Net interest income | $1,408,000 | 9,130 |
| Provision for loan and lease losses | $18,000 | 7,907 |
| Total noninterest income | $578,000 | 4,784 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $483,000 | 2,862 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $95,000 | 7,669 |
| Total noninterest expense | $1,445,000 | 7,775 |
| Salaries and employee benefits | $630,000 | 8,403 |
| Premises and equipment expense | $194,000 | 7,568 |
| Additional noninterest expense | $621,000 | 6,882 |
| Pre-tax net operating income | $523,000 | 8,497 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $7,000 | 11,444 |
| Income before extraordinary items | $516,000 | 7,182 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $516,000 | 7,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 5,399 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $516,000 | 7,215 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,779,000 | 10,634 |
| Total interest expense | $601,000 | 11,142 |
| Net interest income | $1,178,000 | 10,135 |
| Provision for loan and lease losses | $58,000 | 7,185 |
| Total noninterest income | $517,000 | 5,474 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $413,000 | 3,349 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $104,000 | 7,749 |
| Total noninterest expense | $1,312,000 | 8,473 |
| Salaries and employee benefits | $497,000 | 9,698 |
| Premises and equipment expense | $191,000 | 7,864 |
| Additional noninterest expense | $624,000 | 7,134 |
| Pre-tax net operating income | $325,000 | 10,017 |
| Securities gains (losses) | $55,000 | 3,253 |
| Applicable income taxes | $143,000 | 8,793 |
| Income before extraordinary items | $237,000 | 10,185 |
| Extraordinary gains, net | $269,000 | 781 |
| Net income | $506,000 | 7,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 5,762 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $201,800 | 10,410 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,961,000 | 10,965 |
| Total interest expense | $982,000 | 10,476 |
| Net interest income | $979,000 | 11,177 |
| Provision for loan and lease losses | $20,000 | 10,574 |
| Total noninterest income | $494,000 | 5,687 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $399,000 | 3,496 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $95,000 | 8,250 |
| Total noninterest expense | $1,346,000 | 8,495 |
| Salaries and employee benefits | $431,000 | 10,506 |
| Premises and equipment expense | $140,000 | 9,399 |
| Additional noninterest expense | $775,000 | 6,247 |
| Pre-tax net operating income | $107,000 | 11,944 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $25,000 | 11,957 |
| Income before extraordinary items | $82,000 | 12,188 |
| Extraordinary gains, net | $25,000 | 1,177 |
| Net income | $107,000 | 11,923 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $137,000 | 5,121 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $600,000 | 516 |
| Net operating income | $82,000 | 11,889 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.