Home > Glacier Bank of Whitefish > Assets and Liabilities
Glacier Bank of Whitefish, Assets and Liabilities
| 2008-03-31 | Rank | |
| # of Employees: | 60 | 2,850 |
| Assets and Liabilities | ||
| Total Assets: | $203,613,000 | 3,140 |
| Cash and due from depository institutions | $11,680,000 | 2,850 |
| Interest-bearing balances | $5,134,000 | 1,371 |
| Securities | $19,211,000 | 4,528 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $160,889,000 | 2,747 |
| Loan loss allowance | $2,184,000 | 2,428 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $6,484,000 | 1,984 |
| Other real estate owned | $0 | 2,850 |
| Goodwill and other intangibles | $260,000 | 2,463 |
| All other assets | $5,089,000 | 2,998 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $203,613,000 | 3,140 |
| Total liabilities | $184,016,000 | 3,105 |
| Total deposits | $112,215,000 | 4,164 |
| Interest-bearing deposits | $77,752,000 | 4,800 |
| Deposits held in domestic offices | $112,215,000 | 4,161 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,466,000 | 944 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $52,869,000 | 1,050 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,466,000 | 3,132 |
| Total equity capital | $19,597,000 | 3,420 |
| Total bank equity capital | $19,597,000 | 3,420 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,000,000 | 2,858 |
| Surplus | $13,375,000 | 2,101 |
| Undivided profits | $5,222,000 | 4,587 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,338,000 | 2,292 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $795,000 | 4,472 |
| Earning assets | $185,234,000 | 3,174 |
| Long-term assets (5+ years) | $34,774,000 | 2,825 |
| Average Assets, year-to-date | $200,608,000 | 3,146 |
| Average Assets, quarterly | $200,608,000 | 3,146 |
| Volatile liabilities | $28,486,000 | 3,881 |
| Insider loans | $14,869,000 | 470 |
| FHLB advances | $52,800,000 | 980 |
| Loans and leases held for sale | $300,000 | 1,399 |
| Unused loan commitments | $50,215,000 | 1,756 |
| Tier 1 (core) risk-based capital | $19,093,000 | 3,318 |
| Tier 2 risk-based capital | $2,184,000 | 2,268 |
| Total risk weighted assets | $179,322,000 | 2,626 |
| Total unused commitments | $50,215,000 | 1,757 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 53 | 3,206 |
| Assets and Liabilities | ||
| Total Assets: | $197,603,000 | 3,178 |
| Cash and due from depository institutions | $11,701,000 | 3,206 |
| Interest-bearing balances | $2,303,000 | 1,774 |
| Securities | $19,720,000 | 4,496 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $155,046,000 | 2,820 |
| Loan loss allowance | $1,980,000 | 2,572 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $5,698,000 | 2,227 |
| Other real estate owned | $0 | 3,206 |
| Goodwill and other intangibles | $260,000 | 2,462 |
| All other assets | $5,178,000 | 2,991 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $197,603,000 | 3,178 |
| Total liabilities | $178,609,000 | 3,140 |
| Total deposits | $105,596,000 | 4,332 |
| Interest-bearing deposits | $65,708,000 | 5,238 |
| Deposits held in domestic offices | $105,596,000 | 4,330 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,217,000 | 1,088 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $57,727,000 | 897 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,069,000 | 3,844 |
| Total equity capital | $18,994,000 | 3,453 |
| Total bank equity capital | $18,994,000 | 3,453 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,000,000 | 2,860 |
| Surplus | $13,320,000 | 2,091 |
| Undivided profits | $4,674,000 | 4,826 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $255,000 | 5,500 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $906,000 | 4,327 |
| Earning assets | $177,069,000 | 3,242 |
| Long-term assets (5+ years) | $34,254,000 | 2,640 |
| Average Assets, year-to-date | $192,260,800 | 3,137 |
| Average Assets, quarterly | $196,856,500 | 3,153 |
| Volatile liabilities | $23,751,000 | 4,343 |
| Insider loans | $14,868,000 | 458 |
| FHLB advances | $57,595,000 | 835 |
| Loans and leases held for sale | $1,480,000 | 758 |
| Unused loan commitments | $63,703,000 | 1,472 |
| Tier 1 (core) risk-based capital | $18,671,000 | 3,373 |
| Tier 2 risk-based capital | $1,980,000 | 2,422 |
| Total risk weighted assets | $170,357,000 | 2,720 |
| Total unused commitments | $63,703,000 | 1,473 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 47 | 3,507 |
| Assets and Liabilities | ||
| Total Assets: | $196,110,000 | 3,145 |
| Cash and due from depository institutions | $12,615,000 | 3,507 |
| Interest-bearing balances | $222,000 | 3,744 |
| Securities | $20,598,000 | 4,414 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $153,051,000 | 2,813 |
| Loan loss allowance | $1,939,000 | 2,574 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $4,447,000 | 2,741 |
| Other real estate owned | $0 | 3,507 |
| Goodwill and other intangibles | $260,000 | 2,465 |
| All other assets | $5,139,000 | 3,022 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $196,110,000 | 3,145 |
| Total liabilities | $177,712,000 | 3,102 |
| Total deposits | $115,513,000 | 4,032 |
| Interest-bearing deposits | $74,902,000 | 4,828 |
| Deposits held in domestic offices | $115,513,000 | 4,030 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $53,272,000 | 452 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $7,322,000 | 3,013 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,605,000 | 2,953 |
| Total equity capital | $18,398,000 | 3,523 |
| Total bank equity capital | $18,398,000 | 3,523 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,000,000 | 2,840 |
| Surplus | $13,331,000 | 2,057 |
| Undivided profits | $4,067,000 | 5,127 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $630,000 | 3,930 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $862,000 | 4,721 |
| Earning assets | $173,871,000 | 3,260 |
| Long-term assets (5+ years) | $34,329,000 | 2,532 |
| Average Assets, year-to-date | $190,925,250 | 3,150 |
| Average Assets, quarterly | $194,878,000 | 3,138 |
| Volatile liabilities | $67,633,000 | 1,989 |
| Insider loans | $11,747,000 | 604 |
| FHLB advances | $6,600,000 | 2,995 |
| Loans and leases held for sale | $296,000 | 1,366 |
| Unused loan commitments | $77,197,000 | 1,295 |
| Tier 1 (core) risk-based capital | $18,115,000 | 3,446 |
| Tier 2 risk-based capital | $1,939,000 | 2,445 |
| Total risk weighted assets | $174,245,000 | 2,620 |
| Total unused commitments | $77,197,000 | 1,296 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 46 | 3,609 |
| Assets and Liabilities | ||
| Total Assets: | $193,646,000 | 3,174 |
| Cash and due from depository institutions | $8,758,000 | 3,609 |
| Interest-bearing balances | $815,000 | 2,646 |
| Securities | $21,644,000 | 4,265 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $153,896,000 | 2,768 |
| Loan loss allowance | $1,932,000 | 2,572 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $3,931,000 | 3,007 |
| Other real estate owned | $0 | 3,609 |
| Goodwill and other intangibles | $260,000 | 2,492 |
| All other assets | $5,157,000 | 2,984 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $193,646,000 | 3,174 |
| Total liabilities | $175,822,000 | 3,132 |
| Total deposits | $108,070,000 | 4,238 |
| Interest-bearing deposits | $73,094,000 | 4,873 |
| Deposits held in domestic offices | $108,070,000 | 4,236 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $46,085,000 | 490 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $20,439,000 | 1,661 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,228,000 | 3,383 |
| Total equity capital | $17,824,000 | 3,567 |
| Total bank equity capital | $17,824,000 | 3,567 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,000,000 | 2,842 |
| Surplus | $13,297,000 | 2,060 |
| Undivided profits | $3,527,000 | 5,356 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $655,000 | 3,676 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $882,000 | 4,374 |
| Earning assets | $176,355,000 | 3,202 |
| Long-term assets (5+ years) | $37,275,000 | 2,353 |
| Average Assets, year-to-date | $189,197,000 | 3,203 |
| Average Assets, quarterly | $189,962,000 | 3,211 |
| Volatile liabilities | $73,404,000 | 1,852 |
| Insider loans | $15,818,000 | 413 |
| FHLB advances | $20,000,000 | 1,577 |
| Loans and leases held for sale | $966,000 | 1,001 |
| Unused loan commitments | $52,515,000 | 1,756 |
| Tier 1 (core) risk-based capital | $17,645,000 | 3,514 |
| Tier 2 risk-based capital | $1,932,000 | 2,449 |
| Total risk weighted assets | $167,028,000 | 2,700 |
| Total unused commitments | $52,515,000 | 1,757 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 45 | 3,648 |
| Assets and Liabilities | ||
| Total Assets: | $186,278,000 | 3,282 |
| Cash and due from depository institutions | $10,315,000 | 3,648 |
| Interest-bearing balances | $166,000 | 4,209 |
| Securities | $23,008,000 | 4,108 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $143,770,000 | 2,928 |
| Loan loss allowance | $1,890,000 | 2,628 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $3,862,000 | 3,025 |
| Other real estate owned | $0 | 3,648 |
| Goodwill and other intangibles | $260,000 | 2,488 |
| All other assets | $5,063,000 | 2,945 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $186,278,000 | 3,282 |
| Total liabilities | $168,780,000 | 3,246 |
| Total deposits | $120,844,000 | 3,917 |
| Interest-bearing deposits | $75,335,000 | 4,812 |
| Deposits held in domestic offices | $120,844,000 | 3,915 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,730,000 | 2,173 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $44,793,000 | 925 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,413,000 | 3,112 |
| Total equity capital | $17,498,000 | 3,622 |
| Total bank equity capital | $17,498,000 | 3,622 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,000,000 | 2,835 |
| Surplus | $13,238,000 | 2,030 |
| Undivided profits | $3,260,000 | 5,576 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $277,000 | 4,975 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $766,000 | 4,723 |
| Earning assets | $166,944,000 | 3,363 |
| Long-term assets (5+ years) | $34,949,000 | 2,435 |
| Average Assets, year-to-date | $186,972,500 | 3,248 |
| Average Assets, quarterly | $186,972,500 | 3,248 |
| Volatile liabilities | $52,511,000 | 2,395 |
| Insider loans | $13,728,000 | 480 |
| FHLB advances | $44,500,000 | 855 |
| Loans and leases held for sale | $750,000 | 1,093 |
| Unused loan commitments | $77,730,000 | 1,311 |
| Tier 1 (core) risk-based capital | $17,207,000 | 3,572 |
| Tier 2 risk-based capital | $1,890,000 | 2,493 |
| Total risk weighted assets | $152,543,000 | 2,913 |
| Total unused commitments | $77,730,000 | 1,311 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 43 | 3,782 |
| Assets and Liabilities | ||
| Total Assets: | $187,667,000 | 3,228 |
| Cash and due from depository institutions | $11,704,000 | 3,782 |
| Interest-bearing balances | $2,000 | 6,568 |
| Securities | $24,183,000 | 4,013 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $142,481,000 | 2,912 |
| Loan loss allowance | $1,843,000 | 2,657 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $3,848,000 | 2,982 |
| Other real estate owned | $0 | 3,782 |
| Goodwill and other intangibles | $260,000 | 2,489 |
| All other assets | $5,191,000 | 2,922 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $187,667,000 | 3,228 |
| Total liabilities | $170,604,000 | 3,183 |
| Total deposits | $121,100,000 | 3,880 |
| Interest-bearing deposits | $76,809,000 | 4,710 |
| Deposits held in domestic offices | $121,100,000 | 3,878 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $43,397,000 | 517 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $5,125,000 | 3,385 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $982,000 | 3,896 |
| Total equity capital | $17,063,000 | 3,626 |
| Total bank equity capital | $17,063,000 | 3,626 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,000,000 | 2,834 |
| Surplus | $13,188,000 | 1,983 |
| Undivided profits | $2,875,000 | 5,831 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $327,000 | 4,575 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $876,000 | 4,401 |
| Earning assets | $166,666,000 | 3,312 |
| Long-term assets (5+ years) | $36,031,000 | 2,331 |
| Average Assets, year-to-date | $182,787,000 | 3,173 |
| Average Assets, quarterly | $190,469,000 | 3,153 |
| Volatile liabilities | $68,093,000 | 2,076 |
| Insider loans | $10,542,000 | 654 |
| FHLB advances | $4,910,000 | 3,418 |
| Loans and leases held for sale | $275,000 | 1,400 |
| Unused loan commitments | $55,163,000 | 1,700 |
| Tier 1 (core) risk-based capital | $16,803,000 | 3,580 |
| Tier 2 risk-based capital | $1,827,000 | 2,557 |
| Total risk weighted assets | $146,167,000 | 2,984 |
| Total unused commitments | $55,163,000 | 1,702 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 43 | 3,794 |
| Assets and Liabilities | ||
| Total Assets: | $193,271,000 | 3,119 |
| Cash and due from depository institutions | $11,344,000 | 3,794 |
| Interest-bearing balances | $2,257,000 | 1,669 |
| Securities | $25,810,000 | 3,874 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $146,996,000 | 2,833 |
| Loan loss allowance | $1,801,000 | 2,702 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,863,000 | 2,949 |
| Other real estate owned | $0 | 3,794 |
| Goodwill and other intangibles | $260,000 | 2,498 |
| All other assets | $4,998,000 | 3,018 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $193,271,000 | 3,119 |
| Total liabilities | $176,929,000 | 3,067 |
| Total deposits | $128,504,000 | 3,678 |
| Interest-bearing deposits | $84,542,000 | 4,356 |
| Deposits held in domestic offices | $128,504,000 | 3,674 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,821,000 | 929 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $31,416,000 | 1,307 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,188,000 | 3,431 |
| Total equity capital | $16,342,000 | 3,730 |
| Total bank equity capital | $16,342,000 | 3,730 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000,000 | 2,848 |
| Surplus | $13,142,000 | 1,957 |
| Undivided profits | $2,200,000 | 6,256 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $789,000 | 2,993 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $764,000 | 4,883 |
| Earning assets | $175,063,000 | 3,153 |
| Long-term assets (5+ years) | $42,597,000 | 2,052 |
| Average Assets, year-to-date | $181,567,000 | 3,207 |
| Average Assets, quarterly | $188,006,500 | 3,169 |
| Volatile liabilities | $66,605,000 | 2,119 |
| Insider loans | $7,879,000 | 890 |
| FHLB advances | $30,800,000 | 1,240 |
| Loans and leases held for sale | $662,000 | 1,086 |
| Unused loan commitments | $47,578,000 | 1,924 |
| Tier 1 (core) risk-based capital | $16,089,000 | 3,706 |
| Tier 2 risk-based capital | $1,801,000 | 2,586 |
| Total risk weighted assets | $159,765,000 | 2,743 |
| Total unused commitments | $47,578,000 | 1,924 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 43 | 3,810 |
| Assets and Liabilities | ||
| Total Assets: | $182,742,000 | 3,243 |
| Cash and due from depository institutions | $8,018,000 | 3,810 |
| Interest-bearing balances | $22,000 | 6,040 |
| Securities | $27,247,000 | 3,731 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $138,486,000 | 2,936 |
| Loan loss allowance | $1,759,000 | 2,734 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $3,765,000 | 2,990 |
| Other real estate owned | $0 | 3,810 |
| Goodwill and other intangibles | $260,000 | 2,505 |
| All other assets | $4,966,000 | 2,997 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $182,742,000 | 3,243 |
| Total liabilities | $167,207,000 | 3,183 |
| Total deposits | $126,892,000 | 3,687 |
| Interest-bearing deposits | $87,151,000 | 4,243 |
| Deposits held in domestic offices | $126,892,000 | 3,684 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,883,000 | 1,289 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $30,017,000 | 1,353 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,415,000 | 2,799 |
| Total equity capital | $15,535,000 | 3,777 |
| Total bank equity capital | $15,535,000 | 3,777 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,000,000 | 2,841 |
| Surplus | $13,000,000 | 1,928 |
| Undivided profits | $1,535,000 | 6,631 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,093,000 | 2,265 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $762,000 | 4,485 |
| Earning assets | $165,755,000 | 3,259 |
| Long-term assets (5+ years) | $42,279,000 | 2,051 |
| Average Assets, year-to-date | $177,665,670 | 3,271 |
| Average Assets, quarterly | $179,327,000 | 3,269 |
| Volatile liabilities | $70,986,000 | 1,964 |
| Insider loans | $6,950,000 | 985 |
| FHLB advances | $30,000,000 | 1,260 |
| Loans and leases held for sale | $334,000 | 1,350 |
| Unused loan commitments | $45,695,000 | 1,978 |
| Tier 1 (core) risk-based capital | $15,427,000 | 3,786 |
| Tier 2 risk-based capital | $1,759,000 | 2,602 |
| Total risk weighted assets | $152,175,000 | 2,843 |
| Total unused commitments | $45,695,000 | 1,978 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 42 | 3,868 |
| Assets and Liabilities | ||
| Total Assets: | $175,912,000 | 3,320 |
| Cash and due from depository institutions | $6,716,000 | 3,868 |
| Interest-bearing balances | $54,000 | 5,522 |
| Securities | $29,047,000 | 3,633 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $131,216,000 | 3,025 |
| Loan loss allowance | $1,713,000 | 2,751 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,781,000 | 2,911 |
| Other real estate owned | $0 | 3,868 |
| Goodwill and other intangibles | $260,000 | 2,480 |
| All other assets | $4,892,000 | 2,955 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $175,911,000 | 3,320 |
| Total liabilities | $160,724,000 | 3,274 |
| Total deposits | $139,860,000 | 3,390 |
| Interest-bearing deposits | $104,771,000 | 3,729 |
| Deposits held in domestic offices | $139,860,000 | 3,387 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,799,000 | 2,287 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $17,447,000 | 1,862 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,618,000 | 2,533 |
| Total equity capital | $15,187,000 | 3,818 |
| Total bank equity capital | $15,187,000 | 3,818 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000,000 | 2,827 |
| Surplus | $13,000,000 | 1,872 |
| Undivided profits | $1,187,000 | 6,944 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $607,000 | 3,312 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $676,000 | 4,710 |
| Earning assets | $160,317,000 | 3,347 |
| Long-term assets (5+ years) | $49,592,000 | 1,797 |
| Average Assets, year-to-date | $175,127,500 | 3,301 |
| Average Assets, quarterly | $175,127,500 | 3,301 |
| Volatile liabilities | $68,240,000 | 1,957 |
| Insider loans | $4,590,000 | 1,476 |
| FHLB advances | $17,425,000 | 1,768 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $55,433,000 | 1,691 |
| Tier 1 (core) risk-based capital | $14,952,000 | 3,829 |
| Tier 2 risk-based capital | $1,713,000 | 2,620 |
| Total risk weighted assets | $149,533,000 | 2,840 |
| Total unused commitments | $55,433,000 | 1,693 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 40 | 4,024 |
| Assets and Liabilities | ||
| Total Assets: | $174,343,000 | 3,313 |
| Cash and due from depository institutions | $8,652,000 | 4,024 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $30,527,000 | 3,523 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $125,511,000 | 3,092 |
| Loan loss allowance | $1,675,000 | 2,764 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $4,376,000 | 2,539 |
| Other real estate owned | $0 | 4,024 |
| Goodwill and other intangibles | $260,000 | 2,478 |
| All other assets | $5,017,000 | 2,873 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $174,343,000 | 3,313 |
| Total liabilities | $159,496,000 | 3,266 |
| Total deposits | $112,790,000 | 4,000 |
| Interest-bearing deposits | $78,415,000 | 4,525 |
| Deposits held in domestic offices | $112,790,000 | 3,997 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $36,101,000 | 560 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $9,412,000 | 2,791 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,193,000 | 3,100 |
| Total equity capital | $14,847,000 | 3,849 |
| Total bank equity capital | $14,847,000 | 3,849 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,000,000 | 2,825 |
| Surplus | $12,000,000 | 1,967 |
| Undivided profits | $1,847,000 | 6,504 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $674,000 | 3,131 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $839,000 | 4,004 |
| Earning assets | $156,038,000 | 3,378 |
| Long-term assets (5+ years) | $52,475,000 | 1,715 |
| Average Assets, year-to-date | $168,207,200 | 3,280 |
| Average Assets, quarterly | $173,453,000 | 3,296 |
| Volatile liabilities | $74,712,000 | 1,770 |
| Insider loans | $2,912,000 | 2,167 |
| FHLB advances | $8,825,000 | 2,747 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $54,244,000 | 1,660 |
| Tier 1 (core) risk-based capital | $14,562,000 | 3,861 |
| Tier 2 risk-based capital | $1,675,000 | 2,627 |
| Total risk weighted assets | $144,799,000 | 2,887 |
| Total unused commitments | $54,244,000 | 1,660 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 39 | 4,098 |
| Assets and Liabilities | ||
| Total Assets: | $172,563,000 | 3,306 |
| Cash and due from depository institutions | $8,409,000 | 4,098 |
| Interest-bearing balances | $252,000 | 4,131 |
| Securities | $33,194,000 | 3,270 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $121,819,000 | 3,144 |
| Loan loss allowance | $1,593,000 | 2,866 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $4,107,000 | 2,619 |
| Other real estate owned | $11,000 | 4,098 |
| Goodwill and other intangibles | $260,000 | 2,458 |
| All other assets | $4,763,000 | 2,948 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $172,563,000 | 3,306 |
| Total liabilities | $157,816,000 | 3,250 |
| Total deposits | $97,075,000 | 4,375 |
| Interest-bearing deposits | $58,628,000 | 5,407 |
| Deposits held in domestic offices | $97,075,000 | 4,370 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,785,000 | 2,100 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $56,638,000 | 825 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,318,000 | 2,847 |
| Total equity capital | $14,747,000 | 3,846 |
| Total bank equity capital | $14,747,000 | 3,846 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000,000 | 2,806 |
| Surplus | $12,000,000 | 1,904 |
| Undivided profits | $1,747,000 | 6,684 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $56,000 | 6,765 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $696,000 | 4,615 |
| Earning assets | $155,265,000 | 3,348 |
| Long-term assets (5+ years) | $55,036,000 | 1,639 |
| Average Assets, year-to-date | $166,673,250 | 3,298 |
| Average Assets, quarterly | $167,278,500 | 3,347 |
| Volatile liabilities | $64,822,000 | 1,927 |
| Insider loans | $5,047,000 | 1,269 |
| FHLB advances | $56,000,000 | 760 |
| Loans and leases held for sale | $662,000 | 1,125 |
| Unused loan commitments | $42,088,000 | 1,981 |
| Tier 1 (core) risk-based capital | $14,301,000 | 3,853 |
| Tier 2 risk-based capital | $1,593,000 | 2,700 |
| Total risk weighted assets | $137,679,000 | 2,966 |
| Total unused commitments | $42,088,000 | 1,983 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 40 | 4,006 |
| Assets and Liabilities | ||
| Total Assets: | $161,994,000 | 3,410 |
| Cash and due from depository institutions | $6,942,000 | 4,006 |
| Interest-bearing balances | $67,000 | 5,502 |
| Securities | $36,090,000 | 3,105 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $111,654,000 | 3,301 |
| Loan loss allowance | $1,533,000 | 2,929 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,182,000 | 4,123 |
| Other real estate owned | $12,000 | 4,006 |
| Goodwill and other intangibles | $260,000 | 2,457 |
| All other assets | $4,854,000 | 2,803 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $161,994,000 | 3,410 |
| Total liabilities | $147,455,000 | 3,366 |
| Total deposits | $76,465,000 | 5,071 |
| Interest-bearing deposits | $45,012,000 | 6,182 |
| Deposits held in domestic offices | $76,465,000 | 5,068 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,707,000 | 2,490 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $67,800,000 | 726 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,483,000 | 2,448 |
| Total equity capital | $14,539,000 | 3,821 |
| Total bank equity capital | $14,539,000 | 3,821 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000,000 | 2,786 |
| Surplus | $12,000,000 | 1,863 |
| Undivided profits | $1,539,000 | 6,803 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $291,000 | 4,671 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $766,000 | 3,960 |
| Earning assets | $147,811,000 | 3,416 |
| Long-term assets (5+ years) | $56,766,000 | 1,618 |
| Average Assets, year-to-date | $164,710,000 | 3,316 |
| Average Assets, quarterly | $162,360,000 | 3,373 |
| Volatile liabilities | $16,258,000 | 4,782 |
| Insider loans | $5,552,000 | 1,136 |
| FHLB advances | $67,475,000 | 662 |
| Loans and leases held for sale | $180,000 | 1,564 |
| Unused loan commitments | $35,344,000 | 2,190 |
| Tier 1 (core) risk-based capital | $13,990,000 | 3,844 |
| Tier 2 risk-based capital | $1,451,000 | 2,886 |
| Total risk weighted assets | $116,031,000 | 3,329 |
| Total unused commitments | $35,344,000 | 2,190 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 37 | 4,247 |
| Assets and Liabilities | ||
| Total Assets: | $162,726,000 | 3,380 |
| Cash and due from depository institutions | $5,663,000 | 4,247 |
| Interest-bearing balances | $173,000 | 4,523 |
| Securities | $42,215,000 | 2,765 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $107,787,000 | 3,353 |
| Loan loss allowance | $1,451,000 | 3,052 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,988,000 | 4,334 |
| Other real estate owned | $0 | 4,247 |
| Goodwill and other intangibles | $260,000 | 2,459 |
| All other assets | $4,813,000 | 2,798 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $162,726,000 | 3,380 |
| Total liabilities | $148,746,000 | 3,346 |
| Total deposits | $75,957,000 | 5,142 |
| Interest-bearing deposits | $45,860,000 | 6,169 |
| Deposits held in domestic offices | $75,957,000 | 5,138 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,161,000 | 1,413 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $64,893,000 | 728 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,735,000 | 2,171 |
| Total equity capital | $13,980,000 | 3,868 |
| Total bank equity capital | $13,980,000 | 3,868 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000,000 | 2,793 |
| Surplus | $12,000,000 | 1,805 |
| Undivided profits | $980,000 | 7,220 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,631,000 | 1,556 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $725,000 | 4,032 |
| Earning assets | $150,175,000 | 3,365 |
| Long-term assets (5+ years) | $59,558,000 | 1,596 |
| Average Assets, year-to-date | $166,068,000 | 3,309 |
| Average Assets, quarterly | $166,068,000 | 3,309 |
| Volatile liabilities | $60,423,000 | 1,861 |
| Insider loans | $3,324,000 | 1,831 |
| FHLB advances | $64,805,000 | 662 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $33,875,000 | 2,199 |
| Tier 1 (core) risk-based capital | $13,599,000 | 3,885 |
| Tier 2 risk-based capital | $1,400,000 | 2,938 |
| Total risk weighted assets | $111,938,000 | 3,388 |
| Total unused commitments | $33,875,000 | 2,204 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 40 | 4,006 |
| Assets and Liabilities | ||
| Total Assets: | $169,410,000 | 3,261 |
| Cash and due from depository institutions | $7,928,000 | 4,006 |
| Interest-bearing balances | $43,000 | 5,835 |
| Securities | $51,541,000 | 2,356 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $102,746,000 | 3,451 |
| Loan loss allowance | $1,380,000 | 3,150 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,936,000 | 4,381 |
| Other real estate owned | $0 | 4,006 |
| Goodwill and other intangibles | $260,000 | 2,461 |
| All other assets | $4,999,000 | 2,661 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $169,410,000 | 3,261 |
| Total liabilities | $155,571,000 | 3,207 |
| Total deposits | $98,605,000 | 4,279 |
| Interest-bearing deposits | $65,498,000 | 5,023 |
| Deposits held in domestic offices | $98,605,000 | 4,275 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $805,000 | 2,828 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $54,507,000 | 849 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,654,000 | 2,223 |
| Total equity capital | $13,839,000 | 3,896 |
| Total bank equity capital | $13,839,000 | 3,896 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000,000 | 2,784 |
| Surplus | $9,000,000 | 2,261 |
| Undivided profits | $3,839,000 | 5,236 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,199,000 | 2,077 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $114,000 | 717 |
| Income earned, not collected on loans | $894,000 | 3,375 |
| Earning assets | $154,330,000 | 3,292 |
| Long-term assets (5+ years) | $64,079,000 | 1,549 |
| Average Assets, year-to-date | $160,147,800 | 3,293 |
| Average Assets, quarterly | $167,130,500 | 3,267 |
| Volatile liabilities | $44,789,000 | 2,320 |
| Insider loans | $5,216,000 | 1,169 |
| FHLB advances | $54,275,000 | 771 |
| Loans and leases held for sale | $302,000 | 1,332 |
| Unused loan commitments | $33,834,000 | 2,147 |
| Tier 1 (core) risk-based capital | $12,945,000 | 3,998 |
| Tier 2 risk-based capital | $1,380,000 | 2,966 |
| Total risk weighted assets | $110,965,000 | 3,390 |
| Total unused commitments | $33,834,000 | 2,147 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 39 | 4,087 |
| Assets and Liabilities | ||
| Total Assets: | $164,851,000 | 3,298 |
| Cash and due from depository institutions | $5,415,000 | 4,087 |
| Interest-bearing balances | $13,000 | 6,468 |
| Securities | $58,335,000 | 2,105 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $94,070,000 | 3,644 |
| Loan loss allowance | $1,315,000 | 3,271 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,911,000 | 4,363 |
| Other real estate owned | $0 | 4,087 |
| Goodwill and other intangibles | $260,000 | 2,421 |
| All other assets | $4,860,000 | 2,677 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $164,851,000 | 3,298 |
| Total liabilities | $151,424,000 | 3,227 |
| Total deposits | $76,434,000 | 5,059 |
| Interest-bearing deposits | $47,895,000 | 5,991 |
| Deposits held in domestic offices | $76,434,000 | 5,056 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,460,000 | 1,009 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $60,761,000 | 775 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,769,000 | 2,115 |
| Total equity capital | $13,427,000 | 3,979 |
| Total bank equity capital | $13,427,000 | 3,979 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,000,000 | 2,785 |
| Surplus | $9,000,000 | 2,218 |
| Undivided profits | $3,427,000 | 5,554 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,074,000 | 1,355 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $117,000 | 753 |
| Income earned, not collected on loans | $776,000 | 3,969 |
| Earning assets | $152,418,000 | 3,272 |
| Long-term assets (5+ years) | $63,664,000 | 1,563 |
| Average Assets, year-to-date | $157,832,250 | 3,331 |
| Average Assets, quarterly | $163,313,000 | 3,289 |
| Volatile liabilities | $58,822,000 | 1,824 |
| Insider loans | $5,624,000 | 1,030 |
| FHLB advances | $60,375,000 | 699 |
| Loans and leases held for sale | $415,000 | 1,259 |
| Unused loan commitments | $24,127,000 | 2,647 |
| Tier 1 (core) risk-based capital | $12,400,000 | 4,114 |
| Tier 2 risk-based capital | $1,295,000 | 3,103 |
| Total risk weighted assets | $103,591,000 | 3,540 |
| Total unused commitments | $24,127,000 | 2,651 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 36 | 4,371 |
| Assets and Liabilities | ||
| Total Assets: | $161,775,000 | 3,329 |
| Cash and due from depository institutions | $6,829,000 | 4,371 |
| Interest-bearing balances | $1,000 | 6,903 |
| Securities | $59,605,000 | 2,093 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $88,385,000 | 3,796 |
| Loan loss allowance | $1,286,000 | 3,321 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,905,000 | 4,348 |
| Other real estate owned | $0 | 4,371 |
| Goodwill and other intangibles | $260,000 | 2,433 |
| All other assets | $4,791,000 | 2,696 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $161,775,000 | 3,329 |
| Total liabilities | $149,183,000 | 3,260 |
| Total deposits | $73,747,000 | 5,178 |
| Interest-bearing deposits | $49,125,000 | 5,954 |
| Deposits held in domestic offices | $73,747,000 | 5,176 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,003,000 | 1,002 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $61,108,000 | 777 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,325,000 | 2,395 |
| Total equity capital | $12,592,000 | 4,076 |
| Total bank equity capital | $12,592,000 | 4,076 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,000,000 | 2,796 |
| Surplus | $9,000,000 | 2,193 |
| Undivided profits | $2,592,000 | 5,969 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,908,000 | 1,475 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $772,000 | 3,737 |
| Earning assets | $147,991,000 | 3,330 |
| Long-term assets (5+ years) | $66,295,000 | 1,558 |
| Average Assets, year-to-date | $155,492,670 | 3,379 |
| Average Assets, quarterly | $158,474,000 | 3,357 |
| Volatile liabilities | $52,251,000 | 1,981 |
| Insider loans | $2,275,000 | 2,434 |
| FHLB advances | $60,475,000 | 707 |
| Loans and leases held for sale | $98,000 | 1,697 |
| Unused loan commitments | $19,793,000 | 3,016 |
| Tier 1 (core) risk-based capital | $11,920,000 | 4,193 |
| Tier 2 risk-based capital | $1,286,000 | 3,072 |
| Total risk weighted assets | $103,473,000 | 3,505 |
| Total unused commitments | $19,793,000 | 3,020 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 30 | 5,006 |
| Assets and Liabilities | ||
| Total Assets: | $155,173,000 | 3,411 |
| Cash and due from depository institutions | $5,722,000 | 5,006 |
| Interest-bearing balances | $297,000 | 4,290 |
| Securities | $63,491,000 | 1,970 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $79,152,000 | 4,037 |
| Loan loss allowance | $1,222,000 | 3,404 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,865,000 | 4,370 |
| Other real estate owned | $0 | 5,006 |
| Goodwill and other intangibles | $260,000 | 2,416 |
| All other assets | $4,683,000 | 2,621 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $155,173,000 | 3,411 |
| Total liabilities | $142,401,000 | 3,352 |
| Total deposits | $73,293,000 | 5,224 |
| Interest-bearing deposits | $47,518,000 | 6,096 |
| Deposits held in domestic offices | $73,293,000 | 5,222 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,557,000 | 991 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $55,630,000 | 768 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,921,000 | 2,022 |
| Total equity capital | $12,772,000 | 4,124 |
| Total bank equity capital | $12,772,000 | 4,124 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,000,000 | 2,795 |
| Surplus | $9,000,000 | 2,160 |
| Undivided profits | $2,772,000 | 6,031 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,981,000 | 1,507 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $694,000 | 4,003 |
| Earning assets | $142,940,000 | 3,414 |
| Long-term assets (5+ years) | $64,303,000 | 1,571 |
| Average Assets, year-to-date | $152,351,500 | 3,446 |
| Average Assets, quarterly | $152,351,500 | 3,446 |
| Volatile liabilities | $43,343,000 | 2,221 |
| Insider loans | $1,172,000 | 3,699 |
| FHLB advances | $55,125,000 | 693 |
| Loans and leases held for sale | $405,000 | 1,369 |
| Unused loan commitments | $22,790,000 | 2,700 |
| Tier 1 (core) risk-based capital | $11,529,000 | 4,272 |
| Tier 2 risk-based capital | $1,163,000 | 3,285 |
| Total risk weighted assets | $93,021,000 | 3,731 |
| Total unused commitments | $22,790,000 | 2,708 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 33 | 4,678 |
| Assets and Liabilities | ||
| Total Assets: | $149,530,000 | 3,517 |
| Cash and due from depository institutions | $7,417,000 | 4,678 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $62,484,000 | 2,053 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $72,800,000 | 4,235 |
| Loan loss allowance | $1,184,000 | 3,490 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,836,000 | 4,418 |
| Other real estate owned | $0 | 4,678 |
| Goodwill and other intangibles | $260,000 | 2,402 |
| All other assets | $4,733,000 | 2,606 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $149,530,000 | 3,517 |
| Total liabilities | $137,404,000 | 3,435 |
| Total deposits | $68,124,000 | 5,438 |
| Interest-bearing deposits | $42,715,000 | 6,440 |
| Deposits held in domestic offices | $68,124,000 | 5,435 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,388,000 | 1,172 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $58,409,000 | 764 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,483,000 | 2,347 |
| Total equity capital | $12,126,000 | 4,221 |
| Total bank equity capital | $12,126,000 | 4,221 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,000,000 | 2,819 |
| Surplus | $6,188,000 | 2,901 |
| Undivided profits | $4,938,000 | 4,648 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,105,000 | 1,454 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $845,000 | 3,499 |
| Earning assets | $135,284,000 | 3,556 |
| Long-term assets (5+ years) | $62,264,000 | 1,614 |
| Average Assets, year-to-date | $140,794,200 | 3,591 |
| Average Assets, quarterly | $148,914,500 | 3,496 |
| Volatile liabilities | $45,929,000 | 2,111 |
| Insider loans | $1,618,000 | 3,046 |
| FHLB advances | $58,100,000 | 686 |
| Loans and leases held for sale | $161,000 | 1,561 |
| Unused loan commitments | $21,070,000 | 2,750 |
| Tier 1 (core) risk-based capital | $11,119,000 | 4,343 |
| Tier 2 risk-based capital | $1,122,000 | 3,369 |
| Total risk weighted assets | $89,665,000 | 3,835 |
| Total unused commitments | $21,070,000 | 2,754 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 32 | 4,811 |
| Assets and Liabilities | ||
| Total Assets: | $148,299,000 | 3,512 |
| Cash and due from depository institutions | $13,648,000 | 4,811 |
| Interest-bearing balances | $6,791,000 | 1,054 |
| Securities | $54,566,000 | 2,277 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $73,508,000 | 4,205 |
| Loan loss allowance | $1,185,000 | 3,478 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,814,000 | 4,438 |
| Other real estate owned | $0 | 4,811 |
| Goodwill and other intangibles | $260,000 | 2,386 |
| All other assets | $4,503,000 | 2,713 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $148,299,000 | 3,512 |
| Total liabilities | $136,666,000 | 3,427 |
| Total deposits | $81,882,000 | 4,803 |
| Interest-bearing deposits | $46,904,000 | 6,128 |
| Deposits held in domestic offices | $81,882,000 | 4,799 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,540,000 | 1,190 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $44,812,000 | 917 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,432,000 | 2,485 |
| Total equity capital | $11,633,000 | 4,345 |
| Total bank equity capital | $11,633,000 | 4,345 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,000,000 | 2,835 |
| Surplus | $6,188,000 | 2,845 |
| Undivided profits | $4,445,000 | 4,927 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $962,000 | 2,942 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $665,000 | 4,525 |
| Earning assets | $134,865,000 | 3,524 |
| Long-term assets (5+ years) | $54,589,000 | 1,781 |
| Average Assets, year-to-date | $138,610,250 | 3,656 |
| Average Assets, quarterly | $145,107,000 | 3,560 |
| Volatile liabilities | $25,318,000 | 3,265 |
| Insider loans | $2,822,000 | 1,941 |
| FHLB advances | $44,600,000 | 828 |
| Loans and leases held for sale | $362,000 | 1,535 |
| Unused loan commitments | $20,221,000 | 2,813 |
| Tier 1 (core) risk-based capital | $10,766,000 | 4,445 |
| Tier 2 risk-based capital | $1,114,000 | 3,372 |
| Total risk weighted assets | $89,059,000 | 3,828 |
| Total unused commitments | $20,221,000 | 2,815 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 32 | 4,829 |
| Assets and Liabilities | ||
| Total Assets: | $141,915,000 | 3,639 |
| Cash and due from depository institutions | $7,625,000 | 4,829 |
| Interest-bearing balances | $1,040,000 | 3,185 |
| Securities | $55,529,000 | 2,194 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $72,209,000 | 4,255 |
| Loan loss allowance | $1,146,000 | 3,513 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,769,000 | 4,494 |
| Other real estate owned | $0 | 4,829 |
| Goodwill and other intangibles | $260,000 | 2,341 |
| All other assets | $4,523,000 | 2,590 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $141,915,000 | 3,639 |
| Total liabilities | $130,366,000 | 3,565 |
| Total deposits | $70,249,000 | 5,329 |
| Interest-bearing deposits | $44,954,000 | 6,276 |
| Deposits held in domestic offices | $70,249,000 | 5,326 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,309,000 | 1,168 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $50,363,000 | 827 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,445,000 | 2,564 |
| Total equity capital | $11,549,000 | 4,362 |
| Total bank equity capital | $11,549,000 | 4,362 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,000,000 | 2,835 |
| Surplus | $6,188,000 | 2,809 |
| Undivided profits | $4,361,000 | 5,025 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $910,000 | 3,059 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $723,000 | 4,039 |
| Earning assets | $128,778,000 | 3,670 |
| Long-term assets (5+ years) | $27,654,000 | 2,795 |
| Average Assets, year-to-date | $135,380,670 | 3,730 |
| Average Assets, quarterly | $138,443,500 | 3,694 |
| Volatile liabilities | $30,738,000 | 2,791 |
| Insider loans | $3,172,000 | 1,747 |
| FHLB advances | $49,875,000 | 755 |
| Loans and leases held for sale | $506,000 | 1,685 |
| Unused loan commitments | $18,632,000 | 2,954 |
| Tier 1 (core) risk-based capital | $10,435,000 | 4,487 |
| Tier 2 risk-based capital | $1,112,000 | 3,332 |
| Total risk weighted assets | $88,958,000 | 3,792 |
| Total unused commitments | $18,632,000 | 2,964 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 32 | 4,788 |
| Assets and Liabilities | ||
| Total Assets: | $134,972,000 | 3,771 |
| Cash and due from depository institutions | $7,393,000 | 4,788 |
| Interest-bearing balances | $459,000 | 3,929 |
| Securities | $53,147,000 | 2,258 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $68,008,000 | 4,390 |
| Loan loss allowance | $1,104,000 | 3,560 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,767,000 | 4,463 |
| Other real estate owned | $0 | 4,788 |
| Goodwill and other intangibles | $260,000 | 2,328 |
| All other assets | $4,397,000 | 2,607 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $134,972,000 | 3,771 |
| Total liabilities | $123,746,000 | 3,691 |
| Total deposits | $66,577,000 | 5,481 |
| Interest-bearing deposits | $45,540,000 | 6,203 |
| Deposits held in domestic offices | $66,577,000 | 5,479 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,878,000 | 1,065 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $46,676,000 | 851 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,615,000 | 2,403 |
| Total equity capital | $11,226,000 | 4,383 |
| Total bank equity capital | $11,226,000 | 4,383 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,000,000 | 2,845 |
| Surplus | $6,188,000 | 2,760 |
| Undivided profits | $4,038,000 | 5,141 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $891,000 | 3,066 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $642,000 | 4,467 |
| Earning assets | $121,614,000 | 3,802 |
| Long-term assets (5+ years) | $28,044,000 | 2,698 |
| Average Assets, year-to-date | $132,113,500 | 3,791 |
| Average Assets, quarterly | $132,113,500 | 3,791 |
| Volatile liabilities | $26,711,000 | 3,074 |
| Insider loans | $1,715,000 | 2,828 |
| FHLB advances | $46,600,000 | 769 |
| Loans and leases held for sale | $1,534,000 | 1,144 |
| Unused loan commitments | $23,179,000 | 2,447 |
| Tier 1 (core) risk-based capital | $10,222,000 | 4,491 |
| Tier 2 risk-based capital | $1,080,000 | 3,339 |
| Total risk weighted assets | $86,347,000 | 3,829 |
| Total unused commitments | $23,179,000 | 2,456 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 30 | 5,011 |
| Assets and Liabilities | ||
| Total Assets: | $129,255,000 | 3,851 |
| Cash and due from depository institutions | $8,167,000 | 5,011 |
| Interest-bearing balances | $708,000 | 3,426 |
| Securities | $46,467,000 | 2,481 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $68,065,000 | 4,378 |
| Loan loss allowance | $1,064,000 | 3,624 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,755,000 | 4,469 |
| Other real estate owned | $0 | 5,011 |
| Goodwill and other intangibles | $260,000 | 2,295 |
| All other assets | $4,541,000 | 2,514 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $129,255,000 | 3,851 |
| Total liabilities | $118,177,000 | 3,801 |
| Total deposits | $67,810,000 | 5,370 |
| Interest-bearing deposits | $48,180,000 | 5,986 |
| Deposits held in domestic offices | $67,810,000 | 5,366 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $867,000 | 2,538 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $47,973,000 | 834 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,527,000 | 2,500 |
| Total equity capital | $11,078,000 | 4,382 |
| Total bank equity capital | $11,078,000 | 4,382 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,000,000 | 2,848 |
| Surplus | $6,188,000 | 2,718 |
| Undivided profits | $3,890,000 | 5,237 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $812,000 | 3,153 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $743,000 | 4,164 |
| Earning assets | $115,240,000 | 3,922 |
| Long-term assets (5+ years) | $31,631,000 | 2,443 |
| Average Assets, year-to-date | $123,285,000 | 3,858 |
| Average Assets, quarterly | $126,403,000 | 3,889 |
| Volatile liabilities | $19,588,000 | 3,802 |
| Insider loans | $1,682,000 | 2,854 |
| FHLB advances | $47,245,000 | 746 |
| Loans and leases held for sale | $2,465,000 | 969 |
| Unused loan commitments | $24,851,000 | 2,267 |
| Tier 1 (core) risk-based capital | $9,957,000 | 4,525 |
| Tier 2 risk-based capital | $1,064,000 | 3,350 |
| Total risk weighted assets | $85,568,000 | 3,828 |
| Total unused commitments | $24,851,000 | 2,272 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 28 | 5,260 |
| Assets and Liabilities | ||
| Total Assets: | $121,409,000 | 3,924 |
| Cash and due from depository institutions | $8,237,000 | 5,260 |
| Interest-bearing balances | $4,000 | 6,830 |
| Securities | $48,423,000 | 2,261 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $59,720,000 | 4,684 |
| Loan loss allowance | $938,000 | 3,764 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,270,000 | 5,296 |
| Other real estate owned | $13,000 | 5,260 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $3,746,000 | 2,834 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $121,409,000 | 3,924 |
| Total liabilities | $112,634,000 | 3,820 |
| Total deposits | $64,885,000 | 5,411 |
| Interest-bearing deposits | $45,751,000 | 6,076 |
| Deposits held in domestic offices | $64,885,000 | 5,407 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,257,000 | 1,453 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $41,692,000 | 856 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $800,000 | 4,053 |
| Total equity capital | $8,775,000 | 4,993 |
| Total bank equity capital | $8,775,000 | 4,993 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,000,000 | 2,902 |
| Surplus | $5,654,000 | 2,820 |
| Undivided profits | $2,121,000 | 6,431 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,000 | 8,371 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $787,000 | 4,275 |
| Earning assets | $108,147,000 | 4,021 |
| Long-term assets (5+ years) | $47,770,000 | 1,776 |
| Average Assets, year-to-date | $103,831,200 | 4,268 |
| Average Assets, quarterly | $122,200,000 | 3,850 |
| Volatile liabilities | $36,128,000 | 2,315 |
| Insider loans | $1,770,000 | 2,648 |
| FHLB advances | $41,685,000 | 763 |
| Loans and leases held for sale | $709,000 | 1,303 |
| Unused loan commitments | $14,892,000 | 3,054 |
| Tier 1 (core) risk-based capital | $8,440,000 | 4,985 |
| Tier 2 risk-based capital | $906,000 | 3,642 |
| Total risk weighted assets | $72,451,000 | 4,223 |
| Total unused commitments | $14,892,000 | 3,063 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 16 | 7,222 |
| Assets and Liabilities | ||
| Total Assets: | $56,599,000 | 6,438 |
| Cash and due from depository institutions | $1,374,000 | 7,222 |
| Interest-bearing balances | $44,000 | 5,460 |
| Securities | $13,847,000 | 5,802 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $40,146,000 | 5,906 |
| Loan loss allowance | $503,000 | 5,693 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $786,000 | 6,540 |
| Other real estate owned | $0 | 7,222 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $446,000 | 8,402 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $56,599,000 | 6,438 |
| Total liabilities | $51,539,000 | 6,349 |
| Total deposits | $41,475,000 | 6,839 |
| Interest-bearing deposits | $30,887,000 | 7,300 |
| Deposits held in domestic offices | $41,475,000 | 6,837 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,981,000 | 2,283 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $7,699,000 | 2,362 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $384,000 | 6,607 |
| Total equity capital | $5,060,000 | 7,033 |
| Total bank equity capital | $5,060,000 | 7,033 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,000,000 | 2,981 |
| Surplus | $3,250,000 | 4,138 |
| Undivided profits | $810,000 | 7,935 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $116,000 | 6,577 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $233,000 | 7,624 |
| Earning assets | $54,037,000 | 6,300 |
| Long-term assets (5+ years) | $16,455,000 | 3,552 |
| Average Assets, year-to-date | $55,035,800 | 6,346 |
| Average Assets, quarterly | $55,939,500 | 6,427 |
| Volatile liabilities | $15,990,000 | 4,278 |
| Insider loans | $907,000 | 4,095 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $10,721,000 | 3,584 |
| Tier 1 (core) risk-based capital | $4,974,000 | 6,989 |
| Tier 2 risk-based capital | $503,000 | 5,385 |
| Total risk weighted assets | $43,320,700 | 5,809 |
| Total unused commitments | $10,721,000 | 3,584 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 15 | 7,685 |
| Assets and Liabilities | ||
| Total Assets: | $52,330,000 | 6,737 |
| Cash and due from depository institutions | $1,959,000 | 7,685 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $13,573,000 | 6,142 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $35,485,000 | 6,239 |
| Loan loss allowance | $379,000 | 6,626 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $818,000 | 6,574 |
| Other real estate owned | $0 | 7,685 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $495,000 | 8,256 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $52,330,000 | 6,737 |
| Total liabilities | $47,725,000 | 6,662 |
| Total deposits | $34,261,000 | 7,604 |
| Interest-bearing deposits | $25,442,000 | 7,998 |
| Deposits held in domestic offices | $34,261,000 | 7,602 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,485,000 | 2,308 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $10,731,000 | 1,931 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $248,000 | 7,520 |
| Total equity capital | $4,605,000 | 7,297 |
| Total bank equity capital | $4,605,000 | 7,297 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000,000 | 3,047 |
| Surplus | $2,250,000 | 5,156 |
| Undivided profits | $1,355,000 | 7,239 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $273,000 | 4,987 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $57,000 | 1,055 |
| Income earned, not collected on loans | $194,000 | 7,878 |
| Earning assets | $49,058,000 | 6,634 |
| Long-term assets (5+ years) | $19,341,000 | 3,377 |
| Average Assets, year-to-date | $46,305,800 | 7,036 |
| Average Assets, quarterly | $50,496,000 | 6,825 |
| Volatile liabilities | $14,676,000 | 4,303 |
| Insider loans | $371,000 | 6,049 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $6,051,000 | 4,973 |
| Tier 1 (core) risk-based capital | $4,934,000 | 7,049 |
| Tier 2 risk-based capital | $379,000 | 6,256 |
| Total risk weighted assets | $38,059,100 | 6,189 |
| Total unused commitments | $6,051,000 | 4,976 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 14 | 8,043 |
| Assets and Liabilities | ||
| Total Assets: | $42,644,000 | 7,552 |
| Cash and due from depository institutions | $1,830,000 | 8,043 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $11,275,000 | 6,722 |
| Federal funds sold & reverse repurchase agreements | $6,299,000 | 2,761 |
| Net loans & leases | $22,023,000 | 7,690 |
| Loan loss allowance | $332,000 | 7,064 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $872,000 | 6,357 |
| Other real estate owned | $40,000 | 8,043 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $305,000 | 9,348 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $42,644,000 | 7,552 |
| Total liabilities | $38,001,000 | 7,535 |
| Total deposits | $34,179,000 | 7,720 |
| Interest-bearing deposits | $25,568,000 | 8,123 |
| Deposits held in domestic offices | $34,179,000 | 7,719 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $3,459,000 | 2,726 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $363,000 | 6,834 |
| Total equity capital | $4,643,000 | 7,384 |
| Total bank equity capital | $4,643,000 | 7,384 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,000,000 | 3,049 |
| Surplus | $2,250,000 | 5,037 |
| Undivided profits | $1,393,000 | 7,690 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $145,000 | 6,746 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $136,000 | 8,858 |
| Earning assets | $39,597,000 | 7,497 |
| Long-term assets (5+ years) | $12,330,000 | 4,233 |
| Average Assets, year-to-date | $41,389,600 | 7,451 |
| Average Assets, quarterly | $41,697,000 | 7,559 |
| Volatile liabilities | $1,508,000 | 9,411 |
| Insider loans | $55,000 | 8,578 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $7,987,000 | 4,174 |
| Tier 1 (core) risk-based capital | $4,530,000 | 7,307 |
| Tier 2 risk-based capital | $320,990 | 6,771 |
| Total risk weighted assets | $25,668,290 | 7,430 |
| Total unused commitments | $7,987,000 | 4,179 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 14 | 8,372 |
| Assets and Liabilities | ||
| Total Assets: | $41,276,000 | 7,775 |
| Cash and due from depository institutions | $3,827,000 | 8,372 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $13,391,000 | 6,422 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $22,746,000 | 7,836 |
| Loan loss allowance | $346,000 | 7,082 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $943,000 | 6,149 |
| Other real estate owned | $0 | 8,372 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $369,000 | 9,324 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $41,276,000 | 7,775 |
| Total liabilities | $37,029,000 | 7,761 |
| Total deposits | $30,917,000 | 8,229 |
| Interest-bearing deposits | $23,685,000 | 8,558 |
| Deposits held in domestic offices | $30,917,000 | 8,227 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $5,790,000 | 1,837 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $322,000 | 7,543 |
| Total equity capital | $4,247,000 | 7,838 |
| Total bank equity capital | $4,247,000 | 7,838 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,000,000 | 3,120 |
| Surplus | $1,000,000 | 7,315 |
| Undivided profits | $2,247,000 | 6,835 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $290,000 | 5,445 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $191,000 | 8,395 |
| Earning assets | $36,137,000 | 7,960 |
| Long-term assets (5+ years) | $15,588,000 | 3,283 |
| Average Assets, year-to-date | $40,534,800 | 7,688 |
| Average Assets, quarterly | $41,870,000 | 7,669 |
| Volatile liabilities | $4,074,000 | 7,714 |
| Insider loans | $70,000 | 8,774 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $4,236,000 | 5,611 |
| Tier 1 (core) risk-based capital | $4,132,000 | 7,812 |
| Tier 2 risk-based capital | $326,270 | 6,759 |
| Total risk weighted assets | $26,081,770 | 7,509 |
| Total unused commitments | $4,236,000 | 5,618 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 11 | 9,546 |
| Assets and Liabilities | ||
| Total Assets: | $34,787,000 | 8,704 |
| Cash and due from depository institutions | $2,753,000 | 9,546 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $14,165,000 | 6,655 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $16,602,000 | 9,013 |
| Loan loss allowance | $372,000 | 7,080 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $920,000 | 6,271 |
| Other real estate owned | $0 | 9,546 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $347,000 | 9,938 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $34,787,000 | 8,704 |
| Total liabilities | $31,110,000 | 8,685 |
| Total deposits | $24,021,000 | 9,379 |
| Interest-bearing deposits | $16,177,000 | 9,993 |
| Deposits held in domestic offices | $24,021,000 | 9,377 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $5,298,000 | 1,784 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,791,000 | 2,235 |
| Total equity capital | $3,677,000 | 8,503 |
| Total bank equity capital | $3,677,000 | 8,503 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,000,000 | 3,340 |
| Surplus | $1,000,000 | 7,558 |
| Undivided profits | $1,677,000 | 7,727 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $321,000 | 5,432 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $140,000 | 9,527 |
| Earning assets | $30,767,000 | 8,789 |
| Long-term assets (5+ years) | $15,729,000 | 3,159 |
| Average Assets, year-to-date | $32,859,600 | 8,743 |
| Average Assets, quarterly | $33,594,500 | 8,769 |
| Volatile liabilities | $6,839,000 | 6,134 |
| Insider loans | $80,000 | 9,061 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $3,331,000 | 6,122 |
| Tier 1 (core) risk-based capital | $3,708,000 | 8,380 |
| Tier 2 risk-based capital | $252,040 | 7,881 |
| Total risk weighted assets | $20,043,240 | 8,631 |
| Total unused commitments | $3,331,000 | 6,138 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 9 | 10,546 |
| Assets and Liabilities | ||
| Total Assets: | $32,268,000 | 9,254 |
| Cash and due from depository institutions | $3,271,000 | 10,546 |
| Interest-bearing balances | $665,000 | 2,989 |
| Securities | $11,283,000 | 7,834 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $16,386,000 | 9,282 |
| Loan loss allowance | $375,000 | 7,240 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $989,000 | 6,082 |
| Other real estate owned | $0 | 10,546 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $339,000 | 10,370 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $32,268,000 | 9,254 |
| Total liabilities | $28,881,000 | 9,231 |
| Total deposits | $22,945,000 | 9,863 |
| Interest-bearing deposits | $17,677,000 | 10,163 |
| Deposits held in domestic offices | $22,945,000 | 9,861 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,000,000 | 2,687 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $3,600,000 | 1,899 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,336,000 | 2,888 |
| Total equity capital | $3,387,000 | 9,018 |
| Total bank equity capital | $3,387,000 | 9,018 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,000,000 | 3,492 |
| Surplus | $1,000,000 | 7,725 |
| Undivided profits | $1,387,000 | 8,521 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $34,000 | 9,725 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $153,000 | 9,660 |
| Earning assets | $28,334,000 | 9,361 |
| Long-term assets (5+ years) | $10,858,000 | 3,835 |
| Average Assets, year-to-date | $31,160,000 | 9,220 |
| Average Assets, quarterly | $32,107,500 | 9,221 |
| Volatile liabilities | $4,224,000 | 7,489 |
| Insider loans | $74,000 | 9,534 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $3,208,000 | 6,177 |
| Tier 1 (core) risk-based capital | $3,301,000 | 9,007 |
| Tier 2 risk-based capital | $245,260 | 8,132 |
| Total risk weighted assets | $19,491,060 | 8,917 |
| Total unused commitments | $3,208,000 | 6,193 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 12 | 10,160 |
| Assets and Liabilities | ||
| Total Assets: | $30,447,000 | 9,732 |
| Cash and due from depository institutions | $2,975,000 | 10,160 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $8,068,000 | 9,506 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $18,094,000 | 9,140 |
| Loan loss allowance | $377,000 | 7,407 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,018,000 | 6,025 |
| Other real estate owned | $0 | 10,160 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $292,000 | 11,222 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $30,447,000 | 9,732 |
| Total liabilities | $26,600,000 | 9,843 |
| Total deposits | $23,714,000 | 10,095 |
| Interest-bearing deposits | $17,977,000 | 10,461 |
| Deposits held in domestic offices | $23,714,000 | 10,090 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $2,750,000 | 2,277 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $136,000 | 10,304 |
| Total equity capital | $3,847,000 | 8,354 |
| Total bank equity capital | $3,847,000 | 8,354 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,000,000 | 3,640 |
| Surplus | $1,000,000 | 7,908 |
| Undivided profits | $1,847,000 | 7,402 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,000 | 11,529 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $156,000 | 9,528 |
| Earning assets | $26,162,000 | 9,925 |
| Long-term assets (5+ years) | $5,138,000 | 5,928 |
| Average Assets, year-to-date | $30,851,800 | 9,594 |
| Average Assets, quarterly | $30,220,000 | 9,727 |
| Volatile liabilities | $3,083,000 | 8,383 |
| Insider loans | $101,000 | 9,434 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $2,911,000 | 6,435 |
| Tier 1 (core) risk-based capital | $3,999,000 | 8,285 |
| Tier 2 risk-based capital | $263,140 | 8,036 |
| Total risk weighted assets | $20,937,640 | 8,780 |
| Total unused commitments | $2,911,000 | 6,445 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 17 | 9,167 |
| Assets and Liabilities | ||
| Total Assets: | $31,878,000 | 9,908 |
| Cash and due from depository institutions | $2,221,000 | 9,167 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $7,263,000 | 10,191 |
| Federal funds sold & reverse repurchase agreements | $3,165,000 | 4,211 |
| Net loans & leases | $17,915,000 | 9,287 |
| Loan loss allowance | $357,000 | 7,909 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,060,000 | 5,921 |
| Other real estate owned | $0 | 9,167 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $254,000 | 11,736 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $31,878,000 | 9,908 |
| Total liabilities | $28,287,000 | 9,968 |
| Total deposits | $27,583,000 | 9,926 |
| Interest-bearing deposits | $21,437,000 | 10,313 |
| Deposits held in domestic offices | $27,583,000 | 9,920 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $500,000 | 3,340 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $204,000 | 9,183 |
| Total equity capital | $3,591,000 | 8,923 |
| Total bank equity capital | $3,591,000 | 8,923 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,000,000 | 3,765 |
| Surplus | $1,000,000 | 8,047 |
| Undivided profits | $1,591,000 | 8,233 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $246,000 | 6,949 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $149,000 | 9,511 |
| Earning assets | $28,343,000 | 9,998 |
| Long-term assets (5+ years) | $3,923,000 | 7,108 |
| Average Assets, year-to-date | $31,579,000 | 9,807 |
| Average Assets, quarterly | $31,935,000 | 9,842 |
| Volatile liabilities | $1,892,000 | 9,876 |
| Insider loans | $110,000 | 9,585 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,467,000 | 8,337 |
| Tier 1 (core) risk-based capital | $3,591,000 | 8,844 |
| Tier 2 risk-based capital | $276,130 | 7,940 |
| Total risk weighted assets | $22,009,730 | 8,729 |
| Total unused commitments | $1,467,000 | 8,362 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 19 | 8,886 |
| Assets and Liabilities | ||
| Total Assets: | $32,004,000 | 10,124 |
| Cash and due from depository institutions | $1,994,000 | 8,886 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $8,735,000 | 9,695 |
| Federal funds sold & reverse repurchase agreements | $1,460,000 | 7,627 |
| Net loans & leases | $18,309,000 | 9,320 |
| Loan loss allowance | $367,000 | 7,863 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,125,000 | 5,731 |
| Other real estate owned | $0 | 8,886 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $381,000 | 10,874 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $32,004,000 | 10,124 |
| Total liabilities | $28,826,000 | 10,155 |
| Total deposits | $28,600,000 | 10,037 |
| Interest-bearing deposits | $22,680,000 | 10,408 |
| Deposits held in domestic offices | $28,600,000 | 10,032 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $226,000 | 9,471 |
| Total equity capital | $3,178,000 | 9,451 |
| Total bank equity capital | $3,178,000 | 9,451 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,000,000 | 3,936 |
| Surplus | $1,000,000 | 8,050 |
| Undivided profits | $1,178,000 | 9,129 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $49,000 | 11,276 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $244,000 | 7,651 |
| Earning assets | $28,504,000 | 10,194 |
| Long-term assets (5+ years) | $2,388,000 | 8,536 |
| Average Assets, year-to-date | $31,779,800 | 10,013 |
| Average Assets, quarterly | $32,168,500 | 10,044 |
| Volatile liabilities | $615,000 | 12,591 |
| Insider loans | $78,000 | 6,314 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,216,000 | 8,680 |
| Tier 1 (core) risk-based capital | $3,178,000 | 9,381 |
| Tier 2 risk-based capital | $294,470 | 7,696 |
| Total risk weighted assets | $23,484,970 | 8,557 |
| Total unused commitments | $1,216,000 | 8,706 |
| Derivatives | $0 | 651 |