Home > Gilmore Bank > Income and Expense
Gilmore Bank, Income and Expense
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,020,000 | 2,958 |
| Total interest expense | $146,000 | 5,616 |
| Net interest income | $3,874,000 | 2,676 |
| Provision for loan and lease losses | $206,000 | 2,075 |
| Total noninterest income | $674,000 | 2,832 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $276,000 | 2,185 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $398,000 | 2,810 |
| Total noninterest expense | $4,097,000 | 2,307 |
| Salaries and employee benefits | $1,374,000 | 3,344 |
| Premises and equipment expense | $769,000 | 1,555 |
| Additional noninterest expense | $1,954,000 | 1,639 |
| Pre-tax net operating income | $245,000 | 5,086 |
| Securities gains (losses) | $72,000 | 1,307 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $317,000 | 4,656 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $317,000 | 4,658 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $317,000 | 4,659 |
| Net charge-offs | $-127,000 | 6,727 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $245,000 | 4,903 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,978,000 | 3,011 |
| Total interest expense | $74,000 | 5,670 |
| Net interest income | $1,904,000 | 2,731 |
| Provision for loan and lease losses | $206,000 | 1,331 |
| Total noninterest income | $249,000 | 3,286 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $145,000 | 2,082 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $104,000 | 3,700 |
| Total noninterest expense | $2,173,000 | 2,186 |
| Salaries and employee benefits | $701,000 | 3,320 |
| Premises and equipment expense | $370,000 | 1,627 |
| Additional noninterest expense | $1,102,000 | 1,472 |
| Pre-tax net operating income | $-226,000 | 6,748 |
| Securities gains (losses) | $10,000 | 1,481 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-216,000 | 6,759 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-216,000 | 6,759 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-216,000 | 6,759 |
| Net charge-offs | $-69,000 | 6,777 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-226,000 | 6,754 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $8,262,000 | 3,022 |
| Total interest expense | $397,000 | 5,557 |
| Net interest income | $7,865,000 | 2,704 |
| Provision for loan and lease losses | $30,000 | 5,437 |
| Total noninterest income | $1,028,000 | 3,214 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $431,000 | 2,774 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $597,000 | 3,106 |
| Total noninterest expense | $8,477,000 | 2,231 |
| Salaries and employee benefits | $2,698,000 | 3,368 |
| Premises and equipment expense | $1,494,000 | 1,586 |
| Additional noninterest expense | $4,285,000 | 1,575 |
| Pre-tax net operating income | $386,000 | 5,194 |
| Securities gains (losses) | $543,000 | 875 |
| Applicable income taxes | $11,000 | 4,368 |
| Income before extraordinary items | $918,000 | 4,050 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $918,000 | 4,050 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $918,000 | 4,052 |
| Net charge-offs | $179,000 | 3,871 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $380,430 | 5,054 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $6,353,000 | 3,021 |
| Total interest expense | $312,000 | 5,607 |
| Net interest income | $6,041,000 | 2,704 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $795,000 | 3,170 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $301,000 | 2,960 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $494,000 | 2,979 |
| Total noninterest expense | $6,314,000 | 2,265 |
| Salaries and employee benefits | $2,026,000 | 3,389 |
| Premises and equipment expense | $1,114,000 | 1,605 |
| Additional noninterest expense | $3,174,000 | 1,576 |
| Pre-tax net operating income | $522,000 | 4,666 |
| Securities gains (losses) | $206,000 | 1,408 |
| Applicable income taxes | $11,000 | 4,359 |
| Income before extraordinary items | $717,000 | 4,059 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $717,000 | 4,058 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $717,000 | 4,060 |
| Net charge-offs | $-18,000 | 6,725 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $515,120 | 4,427 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,525,000 | 2,892 |
| Total interest expense | $217,000 | 5,611 |
| Net interest income | $4,308,000 | 2,523 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $527,000 | 3,142 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $192,000 | 3,035 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $335,000 | 2,919 |
| Total noninterest expense | $4,099,000 | 2,319 |
| Salaries and employee benefits | $1,303,000 | 3,496 |
| Premises and equipment expense | $745,000 | 1,600 |
| Additional noninterest expense | $2,051,000 | 1,632 |
| Pre-tax net operating income | $736,000 | 3,443 |
| Securities gains (losses) | $30,000 | 2,327 |
| Applicable income taxes | $29,000 | 3,852 |
| Income before extraordinary items | $737,000 | 3,218 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $737,000 | 3,216 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $737,000 | 3,218 |
| Net charge-offs | $-75,000 | 7,051 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $708,200 | 3,129 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,947,000 | 3,290 |
| Total interest expense | $116,000 | 5,593 |
| Net interest income | $1,831,000 | 2,932 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $199,000 | 3,659 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $96,000 | 3,017 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $103,000 | 3,663 |
| Total noninterest expense | $1,987,000 | 2,377 |
| Salaries and employee benefits | $606,000 | 3,709 |
| Premises and equipment expense | $379,000 | 1,569 |
| Additional noninterest expense | $1,002,000 | 1,650 |
| Pre-tax net operating income | $43,000 | 6,009 |
| Securities gains (losses) | $16,000 | 1,662 |
| Applicable income taxes | $5,000 | 4,246 |
| Income before extraordinary items | $54,000 | 5,933 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $54,000 | 5,932 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $54,000 | 5,932 |
| Net charge-offs | $-243,000 | 7,244 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $39,280 | 5,971 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $8,283,000 | 3,230 |
| Total interest expense | $642,000 | 5,374 |
| Net interest income | $7,641,000 | 2,851 |
| Provision for loan and lease losses | $260,000 | 4,310 |
| Total noninterest income | $2,891,000 | 1,532 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $398,000 | 3,036 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $2,493,000 | 1,177 |
| Total noninterest expense | $8,967,000 | 2,124 |
| Salaries and employee benefits | $2,860,000 | 3,231 |
| Premises and equipment expense | $1,243,000 | 1,989 |
| Additional noninterest expense | $4,864,000 | 1,414 |
| Pre-tax net operating income | $1,305,000 | 3,257 |
| Securities gains (losses) | $61,000 | 2,432 |
| Applicable income taxes | $57,000 | 3,695 |
| Income before extraordinary items | $1,309,000 | 3,034 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,309,000 | 3,037 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,309,000 | 3,036 |
| Net charge-offs | $5,000 | 6,229 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,250,440 | 3,025 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,255,000 | 3,249 |
| Total interest expense | $509,000 | 5,388 |
| Net interest income | $5,746,000 | 2,851 |
| Provision for loan and lease losses | $260,000 | 3,812 |
| Total noninterest income | $2,586,000 | 1,359 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $291,000 | 3,101 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $2,295,000 | 1,015 |
| Total noninterest expense | $6,489,000 | 2,211 |
| Salaries and employee benefits | $2,178,000 | 3,199 |
| Premises and equipment expense | $892,000 | 2,092 |
| Additional noninterest expense | $3,419,000 | 1,511 |
| Pre-tax net operating income | $1,583,000 | 2,481 |
| Securities gains (losses) | $23,000 | 2,749 |
| Applicable income taxes | $64,000 | 3,494 |
| Income before extraordinary items | $1,542,000 | 2,260 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,542,000 | 2,260 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,542,000 | 2,261 |
| Net charge-offs | $-157,000 | 7,358 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,519,920 | 2,196 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,221,000 | 3,243 |
| Total interest expense | $367,000 | 5,323 |
| Net interest income | $3,854,000 | 2,832 |
| Provision for loan and lease losses | $260,000 | 3,196 |
| Total noninterest income | $2,107,000 | 1,184 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $203,000 | 2,978 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,904,000 | 869 |
| Total noninterest expense | $4,071,000 | 2,362 |
| Salaries and employee benefits | $1,384,000 | 3,339 |
| Premises and equipment expense | $597,000 | 2,118 |
| Additional noninterest expense | $2,090,000 | 1,648 |
| Pre-tax net operating income | $1,630,000 | 1,747 |
| Securities gains (losses) | $23,000 | 2,027 |
| Applicable income taxes | $61,000 | 3,229 |
| Income before extraordinary items | $1,592,000 | 1,544 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,592,000 | 1,544 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,592,000 | 1,544 |
| Net charge-offs | $-128,000 | 7,400 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,569,920 | 1,493 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,109,000 | 3,270 |
| Total interest expense | $201,000 | 5,235 |
| Net interest income | $1,908,000 | 2,834 |
| Provision for loan and lease losses | $160,000 | 2,684 |
| Total noninterest income | $1,067,000 | 1,152 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $101,000 | 2,954 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $966,000 | 852 |
| Total noninterest expense | $1,974,000 | 2,445 |
| Salaries and employee benefits | $694,000 | 3,351 |
| Premises and equipment expense | $307,000 | 2,084 |
| Additional noninterest expense | $973,000 | 1,746 |
| Pre-tax net operating income | $841,000 | 1,701 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $35,000 | 3,081 |
| Income before extraordinary items | $806,000 | 1,476 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $806,000 | 1,476 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $806,000 | 1,476 |
| Net charge-offs | $-112,000 | 7,456 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $806,000 | 1,430 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $8,539,000 | 3,375 |
| Total interest expense | $1,434,000 | 4,367 |
| Net interest income | $7,105,000 | 3,032 |
| Provision for loan and lease losses | $491,000 | 4,161 |
| Total noninterest income | $1,077,000 | 3,108 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $405,000 | 3,055 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $672,000 | 2,751 |
| Total noninterest expense | $7,654,000 | 2,536 |
| Salaries and employee benefits | $2,756,000 | 3,333 |
| Premises and equipment expense | $1,339,000 | 1,913 |
| Additional noninterest expense | $3,559,000 | 1,981 |
| Pre-tax net operating income | $37,000 | 5,667 |
| Securities gains (losses) | $73,000 | 2,412 |
| Applicable income taxes | $-280,000 | 7,037 |
| Income before extraordinary items | $390,000 | 4,656 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $390,000 | 4,657 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $390,000 | 4,657 |
| Net charge-offs | $641,000 | 3,300 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $3,000,000 | 213 |
| Net operating income | $317,000 | 4,739 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,344,000 | 3,471 |
| Total interest expense | $1,197,000 | 4,254 |
| Net interest income | $5,147,000 | 3,163 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $798,000 | 3,159 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $317,000 | 3,041 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $481,000 | 2,817 |
| Total noninterest expense | $5,601,000 | 2,589 |
| Salaries and employee benefits | $2,082,000 | 3,345 |
| Premises and equipment expense | $1,031,000 | 1,891 |
| Additional noninterest expense | $2,488,000 | 2,072 |
| Pre-tax net operating income | $344,000 | 4,695 |
| Securities gains (losses) | $73,000 | 2,191 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $417,000 | 4,411 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $417,000 | 4,412 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $417,000 | 4,412 |
| Net charge-offs | $-315,000 | 7,744 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $3,000,000 | 164 |
| Net operating income | $344,000 | 4,490 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,208,000 | 3,521 |
| Total interest expense | $916,000 | 4,027 |
| Net interest income | $3,292,000 | 3,274 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $539,000 | 3,072 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $223,000 | 2,945 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $316,000 | 2,766 |
| Total noninterest expense | $3,899,000 | 2,479 |
| Salaries and employee benefits | $1,416,000 | 3,307 |
| Premises and equipment expense | $715,000 | 1,829 |
| Additional noninterest expense | $1,768,000 | 1,952 |
| Pre-tax net operating income | $-68,000 | 6,211 |
| Securities gains (losses) | $-24,000 | 7,380 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-92,000 | 6,399 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-92,000 | 6,401 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-92,000 | 6,399 |
| Net charge-offs | $-348,000 | 7,807 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $3,000,000 | 117 |
| Net operating income | $-68,000 | 6,266 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,054,000 | 3,640 |
| Total interest expense | $519,000 | 3,830 |
| Net interest income | $1,535,000 | 3,485 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $199,000 | 3,650 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $105,000 | 3,057 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $94,000 | 3,633 |
| Total noninterest expense | $1,983,000 | 2,465 |
| Salaries and employee benefits | $752,000 | 3,180 |
| Premises and equipment expense | $364,000 | 1,853 |
| Additional noninterest expense | $867,000 | 1,962 |
| Pre-tax net operating income | $-249,000 | 6,912 |
| Securities gains (losses) | $-24,000 | 7,573 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-273,000 | 7,045 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-273,000 | 7,046 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-273,000 | 7,045 |
| Net charge-offs | $-1,000 | 6,806 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $3,000,000 | 68 |
| Net operating income | $-249,000 | 6,976 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $8,359,000 | 3,703 |
| Total interest expense | $2,505,000 | 3,883 |
| Net interest income | $5,854,000 | 3,540 |
| Provision for loan and lease losses | $3,173,000 | 1,904 |
| Total noninterest income | $1,317,000 | 2,793 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $319,000 | 3,775 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $998,000 | 2,142 |
| Total noninterest expense | $8,487,000 | 2,329 |
| Salaries and employee benefits | $3,404,000 | 2,856 |
| Premises and equipment expense | $1,411,000 | 1,903 |
| Additional noninterest expense | $3,672,000 | 1,993 |
| Pre-tax net operating income | $-4,489,000 | 7,126 |
| Securities gains (losses) | $-777,000 | 7,663 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-5,266,000 | 7,286 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-5,266,000 | 7,286 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-5,266,000 | 7,286 |
| Net charge-offs | $6,431,000 | 952 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $3,000,000 | 265 |
| Net operating income | $-4,489,000 | 7,221 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,354,000 | 3,719 |
| Total interest expense | $1,907,000 | 3,975 |
| Net interest income | $4,447,000 | 3,501 |
| Provision for loan and lease losses | $3,326,000 | 1,389 |
| Total noninterest income | $1,004,000 | 2,807 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $242,000 | 3,761 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $762,000 | 2,180 |
| Total noninterest expense | $6,019,000 | 2,456 |
| Salaries and employee benefits | $2,511,000 | 2,934 |
| Premises and equipment expense | $1,055,000 | 1,932 |
| Additional noninterest expense | $2,453,000 | 2,147 |
| Pre-tax net operating income | $-3,894,000 | 7,403 |
| Securities gains (losses) | $102,000 | 1,825 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-3,792,000 | 7,463 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-3,792,000 | 7,463 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-3,792,000 | 7,463 |
| Net charge-offs | $5,189,000 | 791 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $3,000,000 | 214 |
| Net operating income | $-3,894,000 | 7,484 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,313,000 | 3,704 |
| Total interest expense | $1,294,000 | 4,050 |
| Net interest income | $3,019,000 | 3,438 |
| Provision for loan and lease losses | $1,782,000 | 1,513 |
| Total noninterest income | $517,000 | 3,344 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $154,000 | 3,829 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $363,000 | 2,695 |
| Total noninterest expense | $4,127,000 | 2,423 |
| Salaries and employee benefits | $1,692,000 | 2,937 |
| Premises and equipment expense | $713,000 | 1,933 |
| Additional noninterest expense | $1,722,000 | 2,055 |
| Pre-tax net operating income | $-2,373,000 | 7,472 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-2,373,000 | 7,547 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,373,000 | 7,547 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-2,373,000 | 7,546 |
| Net charge-offs | $1,301,000 | 1,441 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $3,000,000 | 160 |
| Net operating income | $-2,373,000 | 7,560 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,179,000 | 3,707 |
| Total interest expense | $674,000 | 4,055 |
| Net interest income | $1,505,000 | 3,444 |
| Provision for loan and lease losses | $108,000 | 3,766 |
| Total noninterest income | $203,000 | 3,779 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $78,000 | 3,754 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $125,000 | 3,277 |
| Total noninterest expense | $1,872,000 | 2,569 |
| Salaries and employee benefits | $788,000 | 3,138 |
| Premises and equipment expense | $362,000 | 1,936 |
| Additional noninterest expense | $722,000 | 2,167 |
| Pre-tax net operating income | $-272,000 | 7,017 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-272,000 | 7,153 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-272,000 | 7,153 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-272,000 | 7,154 |
| Net charge-offs | $-1,000 | 7,151 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-272,000 | 7,095 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $10,034,000 | 3,514 |
| Total interest expense | $3,964,000 | 3,529 |
| Net interest income | $6,070,000 | 3,447 |
| Provision for loan and lease losses | $5,463,000 | 954 |
| Total noninterest income | $866,000 | 3,701 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $279,000 | 4,146 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $587,000 | 2,923 |
| Total noninterest expense | $7,364,000 | 2,568 |
| Salaries and employee benefits | $3,115,000 | 3,143 |
| Premises and equipment expense | $1,267,000 | 2,133 |
| Additional noninterest expense | $2,982,000 | 2,021 |
| Pre-tax net operating income | $-5,891,000 | 7,852 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $1,000 | 4,863 |
| Income before extraordinary items | $-5,892,000 | 7,866 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-5,892,000 | 7,866 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,123,000 | 1,832 |
| Cash dividends | $500,000 | 3,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-5,892,000 | 7,910 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,688,000 | 3,518 |
| Total interest expense | $3,168,000 | 3,487 |
| Net interest income | $4,520,000 | 3,486 |
| Provision for loan and lease losses | $2,569,000 | 1,002 |
| Total noninterest income | $659,000 | 3,767 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $196,000 | 4,299 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $463,000 | 2,936 |
| Total noninterest expense | $5,502,000 | 2,569 |
| Salaries and employee benefits | $2,336,000 | 3,177 |
| Premises and equipment expense | $929,000 | 2,187 |
| Additional noninterest expense | $2,237,000 | 1,951 |
| Pre-tax net operating income | $-2,892,000 | 8,007 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-2,892,000 | 7,999 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-2,892,000 | 7,998 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $963,000 | 1,340 |
| Cash dividends | $500,000 | 2,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-2,892,000 | 8,061 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,181,000 | 3,551 |
| Total interest expense | $2,134,000 | 3,580 |
| Net interest income | $3,047,000 | 3,452 |
| Provision for loan and lease losses | $190,000 | 3,238 |
| Total noninterest income | $439,000 | 3,807 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $128,000 | 4,353 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $311,000 | 2,965 |
| Total noninterest expense | $3,272,000 | 2,819 |
| Salaries and employee benefits | $1,575,000 | 3,190 |
| Premises and equipment expense | $595,000 | 2,268 |
| Additional noninterest expense | $1,102,000 | 2,520 |
| Pre-tax net operating income | $24,000 | 6,821 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $24,000 | 6,860 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $24,000 | 6,859 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,297 |
| Cash dividends | $500,000 | 2,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $24,000 | 6,818 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,714,000 | 3,509 |
| Total interest expense | $1,074,000 | 3,734 |
| Net interest income | $1,640,000 | 3,251 |
| Provision for loan and lease losses | $30,000 | 4,346 |
| Total noninterest income | $187,000 | 4,129 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $59,000 | 4,476 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $128,000 | 3,321 |
| Total noninterest expense | $1,569,000 | 2,931 |
| Salaries and employee benefits | $751,000 | 3,350 |
| Premises and equipment expense | $284,000 | 2,376 |
| Additional noninterest expense | $534,000 | 2,566 |
| Pre-tax net operating income | $228,000 | 4,719 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $8,000 | 4,911 |
| Income before extraordinary items | $220,000 | 4,472 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $220,000 | 4,474 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,920 |
| Cash dividends | $500,000 | 1,332 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $220,000 | 4,366 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $11,295,000 | 3,451 |
| Total interest expense | $4,284,000 | 3,834 |
| Net interest income | $7,011,000 | 3,100 |
| Provision for loan and lease losses | $215,000 | 3,755 |
| Total noninterest income | $840,000 | 3,917 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $229,000 | 4,627 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $611,000 | 2,971 |
| Total noninterest expense | $5,434,000 | 3,219 |
| Salaries and employee benefits | $2,589,000 | 3,624 |
| Premises and equipment expense | $1,162,000 | 2,226 |
| Additional noninterest expense | $1,683,000 | 3,109 |
| Pre-tax net operating income | $2,202,000 | 3,120 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $77,000 | 4,655 |
| Income before extraordinary items | $2,125,000 | 2,698 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,125,000 | 2,697 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,483 |
| Cash dividends | $1,000,000 | 2,600 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,125,000 | 2,682 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,496,000 | 3,450 |
| Total interest expense | $3,270,000 | 3,798 |
| Net interest income | $5,226,000 | 3,121 |
| Provision for loan and lease losses | $131,000 | 3,734 |
| Total noninterest income | $545,000 | 4,217 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $170,000 | 4,679 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $375,000 | 3,323 |
| Total noninterest expense | $3,982,000 | 3,254 |
| Salaries and employee benefits | $1,914,000 | 3,653 |
| Premises and equipment expense | $863,000 | 2,242 |
| Additional noninterest expense | $1,205,000 | 3,183 |
| Pre-tax net operating income | $1,658,000 | 3,248 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $58,000 | 4,850 |
| Income before extraordinary items | $1,600,000 | 2,833 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,600,000 | 2,832 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,809 |
| Cash dividends | $1,000,000 | 1,979 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,600,000 | 2,817 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,662,000 | 3,462 |
| Total interest expense | $2,205,000 | 3,760 |
| Net interest income | $3,457,000 | 3,162 |
| Provision for loan and lease losses | $131,000 | 2,845 |
| Total noninterest income | $369,000 | 4,209 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $112,000 | 4,712 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $257,000 | 3,292 |
| Total noninterest expense | $2,594,000 | 3,354 |
| Salaries and employee benefits | $1,284,000 | 3,672 |
| Premises and equipment expense | $576,000 | 2,242 |
| Additional noninterest expense | $734,000 | 3,421 |
| Pre-tax net operating income | $1,101,000 | 3,314 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $41,000 | 4,901 |
| Income before extraordinary items | $1,060,000 | 2,907 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,060,000 | 2,906 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,997 |
| Cash dividends | $1,000,000 | 1,504 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,060,000 | 2,890 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,755,000 | 3,520 |
| Total interest expense | $1,118,000 | 3,721 |
| Net interest income | $1,637,000 | 3,299 |
| Provision for loan and lease losses | $50,000 | 3,068 |
| Total noninterest income | $180,000 | 4,251 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $60,000 | 4,528 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $120,000 | 3,430 |
| Total noninterest expense | $1,281,000 | 3,391 |
| Salaries and employee benefits | $614,000 | 3,829 |
| Premises and equipment expense | $291,000 | 2,250 |
| Additional noninterest expense | $376,000 | 3,338 |
| Pre-tax net operating income | $486,000 | 3,589 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $17,000 | 5,024 |
| Income before extraordinary items | $469,000 | 3,163 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $469,000 | 3,163 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,566 |
| Cash dividends | $1,000,000 | 781 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $469,000 | 3,139 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,303,000 | 3,776 |
| Total interest expense | $2,929,000 | 4,373 |
| Net interest income | $6,374,000 | 3,364 |
| Provision for loan and lease losses | $237,000 | 3,229 |
| Total noninterest income | $781,000 | 4,117 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $240,000 | 4,594 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $541,000 | 3,205 |
| Total noninterest expense | $4,886,000 | 3,414 |
| Salaries and employee benefits | $2,114,000 | 4,104 |
| Premises and equipment expense | $1,124,000 | 2,212 |
| Additional noninterest expense | $1,648,000 | 3,050 |
| Pre-tax net operating income | $2,032,000 | 3,604 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $97,000 | 4,992 |
| Income before extraordinary items | $1,935,000 | 3,171 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,935,000 | 3,170 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,669 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,935,000 | 3,156 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,558,000 | 3,923 |
| Total interest expense | $1,948,000 | 4,622 |
| Net interest income | $4,610,000 | 3,483 |
| Provision for loan and lease losses | $154,000 | 3,359 |
| Total noninterest income | $599,000 | 4,058 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $183,000 | 4,588 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $416,000 | 3,153 |
| Total noninterest expense | $3,602,000 | 3,450 |
| Salaries and employee benefits | $1,553,000 | 4,146 |
| Premises and equipment expense | $828,000 | 2,245 |
| Additional noninterest expense | $1,221,000 | 3,080 |
| Pre-tax net operating income | $1,453,000 | 3,854 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $67,000 | 5,244 |
| Income before extraordinary items | $1,386,000 | 3,373 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,386,000 | 3,375 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,298 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,386,000 | 3,362 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,226,000 | 3,969 |
| Total interest expense | $1,189,000 | 4,745 |
| Net interest income | $3,037,000 | 3,516 |
| Provision for loan and lease losses | $108,000 | 3,218 |
| Total noninterest income | $402,000 | 4,035 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $124,000 | 4,534 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $278,000 | 3,155 |
| Total noninterest expense | $2,356,000 | 3,508 |
| Salaries and employee benefits | $1,040,000 | 4,162 |
| Premises and equipment expense | $540,000 | 2,298 |
| Additional noninterest expense | $776,000 | 3,220 |
| Pre-tax net operating income | $975,000 | 3,855 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $45,000 | 5,301 |
| Income before extraordinary items | $930,000 | 3,382 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $930,000 | 3,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,860 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $930,000 | 3,372 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,012,000 | 4,067 |
| Total interest expense | $519,000 | 5,004 |
| Net interest income | $1,493,000 | 3,548 |
| Provision for loan and lease losses | $34,000 | 3,733 |
| Total noninterest income | $161,000 | 4,484 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $57,000 | 4,646 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $104,000 | 3,645 |
| Total noninterest expense | $1,182,000 | 3,517 |
| Salaries and employee benefits | $542,000 | 4,052 |
| Premises and equipment expense | $264,000 | 2,361 |
| Additional noninterest expense | $376,000 | 3,284 |
| Pre-tax net operating income | $438,000 | 4,059 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $17,000 | 5,467 |
| Income before extraordinary items | $421,000 | 3,559 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $421,000 | 3,558 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $421,000 | 3,537 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,564,000 | 4,344 |
| Total interest expense | $1,152,000 | 5,932 |
| Net interest income | $5,412,000 | 3,730 |
| Provision for loan and lease losses | $50,000 | 5,734 |
| Total noninterest income | $608,000 | 4,748 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $198,000 | 5,064 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $410,000 | 3,741 |
| Total noninterest expense | $4,300,000 | 3,655 |
| Salaries and employee benefits | $1,767,000 | 4,534 |
| Premises and equipment expense | $1,009,000 | 2,344 |
| Additional noninterest expense | $1,524,000 | 3,192 |
| Pre-tax net operating income | $1,670,000 | 4,125 |
| Securities gains (losses) | $-72,000 | 8,317 |
| Applicable income taxes | $66,000 | 5,674 |
| Income before extraordinary items | $1,532,000 | 3,735 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,532,000 | 3,736 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,815 |
| Cash dividends | $1,000,000 | 2,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,601,120 | 3,607 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,659,000 | 4,477 |
| Total interest expense | $741,000 | 6,210 |
| Net interest income | $3,918,000 | 3,829 |
| Provision for loan and lease losses | $50,000 | 5,172 |
| Total noninterest income | $440,000 | 4,871 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $137,000 | 5,260 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $303,000 | 3,775 |
| Total noninterest expense | $3,134,000 | 3,711 |
| Salaries and employee benefits | $1,266,000 | 4,661 |
| Premises and equipment expense | $757,000 | 2,331 |
| Additional noninterest expense | $1,111,000 | 3,227 |
| Pre-tax net operating income | $1,174,000 | 4,356 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $46,000 | 5,855 |
| Income before extraordinary items | $1,128,000 | 3,840 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,128,000 | 3,841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,463 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,128,000 | 3,791 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,956,000 | 4,552 |
| Total interest expense | $436,000 | 6,398 |
| Net interest income | $2,520,000 | 3,897 |
| Provision for loan and lease losses | $20,000 | 5,646 |
| Total noninterest income | $273,000 | 5,014 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $92,000 | 5,209 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $181,000 | 3,933 |
| Total noninterest expense | $2,078,000 | 3,697 |
| Salaries and employee benefits | $840,000 | 4,655 |
| Premises and equipment expense | $608,000 | 1,957 |
| Additional noninterest expense | $630,000 | 3,652 |
| Pre-tax net operating income | $695,000 | 4,646 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $24,000 | 5,993 |
| Income before extraordinary items | $671,000 | 4,107 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $671,000 | 4,108 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,029 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $671,000 | 4,053 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,451,000 | 4,585 |
| Total interest expense | $210,000 | 6,413 |
| Net interest income | $1,241,000 | 3,954 |
| Provision for loan and lease losses | $60,000 | 2,830 |
| Total noninterest income | $138,000 | 4,920 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $48,000 | 5,081 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $90,000 | 3,957 |
| Total noninterest expense | $986,000 | 3,882 |
| Salaries and employee benefits | $417,000 | 4,684 |
| Premises and equipment expense | $260,000 | 2,274 |
| Additional noninterest expense | $309,000 | 3,724 |
| Pre-tax net operating income | $333,000 | 4,728 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $12,000 | 5,990 |
| Income before extraordinary items | $321,000 | 4,188 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $321,000 | 4,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,685 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $321,000 | 4,139 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,077,000 | 4,804 |
| Total interest expense | $642,000 | 6,804 |
| Net interest income | $4,435,000 | 4,162 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $494,000 | 5,300 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $157,000 | 5,693 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $337,000 | 4,053 |
| Total noninterest expense | $3,467,000 | 4,209 |
| Salaries and employee benefits | $1,551,000 | 4,828 |
| Premises and equipment expense | $954,000 | 2,389 |
| Additional noninterest expense | $962,000 | 4,489 |
| Pre-tax net operating income | $1,462,000 | 4,308 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $51,000 | 6,027 |
| Income before extraordinary items | $1,411,000 | 3,782 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,411,000 | 3,783 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,038 |
| Cash dividends | $1,440,000 | 1,788 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,411,000 | 3,721 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,744,000 | 4,836 |
| Total interest expense | $478,000 | 6,807 |
| Net interest income | $3,266,000 | 4,205 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $347,000 | 5,497 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $108,000 | 5,910 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $239,000 | 4,147 |
| Total noninterest expense | $2,472,000 | 4,327 |
| Salaries and employee benefits | $1,104,000 | 4,963 |
| Premises and equipment expense | $695,000 | 2,434 |
| Additional noninterest expense | $673,000 | 4,671 |
| Pre-tax net operating income | $1,141,000 | 4,285 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $40,000 | 6,113 |
| Income before extraordinary items | $1,101,000 | 3,766 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,101,000 | 3,766 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,697 |
| Cash dividends | $1,440,000 | 1,319 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,101,000 | 3,692 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,439,000 | 4,922 |
| Total interest expense | $317,000 | 6,862 |
| Net interest income | $2,122,000 | 4,297 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $217,000 | 5,645 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $72,000 | 5,920 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $145,000 | 4,372 |
| Total noninterest expense | $1,559,000 | 4,542 |
| Salaries and employee benefits | $685,000 | 5,255 |
| Premises and equipment expense | $449,000 | 2,509 |
| Additional noninterest expense | $425,000 | 4,857 |
| Pre-tax net operating income | $780,000 | 4,184 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $28,000 | 6,089 |
| Income before extraordinary items | $752,000 | 3,688 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $752,000 | 3,688 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,524 |
| Cash dividends | $1,440,000 | 937 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $752,000 | 3,601 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,241,000 | 4,890 |
| Total interest expense | $164,000 | 6,840 |
| Net interest income | $1,077,000 | 4,258 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $107,000 | 5,629 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $34,000 | 5,974 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $73,000 | 4,352 |
| Total noninterest expense | $694,000 | 4,956 |
| Salaries and employee benefits | $311,000 | 5,630 |
| Premises and equipment expense | $187,000 | 2,989 |
| Additional noninterest expense | $196,000 | 5,151 |
| Pre-tax net operating income | $490,000 | 3,578 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $18,000 | 5,857 |
| Income before extraordinary items | $472,000 | 3,074 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $472,000 | 3,074 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $1,440,000 | 489 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $472,000 | 2,962 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,956,000 | 4,924 |
| Total interest expense | $830,000 | 6,619 |
| Net interest income | $4,126,000 | 4,266 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $380,000 | 6,072 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $109,000 | 6,421 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $271,000 | 4,697 |
| Total noninterest expense | $2,794,000 | 4,841 |
| Salaries and employee benefits | $1,162,000 | 5,751 |
| Premises and equipment expense | $806,000 | 2,739 |
| Additional noninterest expense | $826,000 | 4,941 |
| Pre-tax net operating income | $1,712,000 | 3,772 |
| Securities gains (losses) | $-79,000 | 9,003 |
| Applicable income taxes | $57,000 | 6,188 |
| Income before extraordinary items | $1,576,000 | 3,442 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,576,000 | 3,440 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,310 |
| Cash dividends | $1,500,000 | 1,716 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,652,630 | 3,164 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,712,000 | 4,993 |
| Total interest expense | $652,000 | 6,651 |
| Net interest income | $3,060,000 | 4,332 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $283,000 | 6,140 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $80,000 | 6,507 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $203,000 | 4,761 |
| Total noninterest expense | $2,071,000 | 4,867 |
| Salaries and employee benefits | $872,000 | 5,712 |
| Premises and equipment expense | $607,000 | 2,744 |
| Additional noninterest expense | $592,000 | 5,059 |
| Pre-tax net operating income | $1,272,000 | 3,916 |
| Securities gains (losses) | $4,000 | 3,690 |
| Applicable income taxes | $44,000 | 6,324 |
| Income before extraordinary items | $1,232,000 | 3,423 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,232,000 | 3,422 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,822 |
| Cash dividends | $1,500,000 | 1,256 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,228,120 | 3,269 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,461,000 | 5,040 |
| Total interest expense | $455,000 | 6,651 |
| Net interest income | $2,006,000 | 4,389 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $180,000 | 6,230 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $54,000 | 6,457 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $126,000 | 4,908 |
| Total noninterest expense | $1,395,000 | 4,822 |
| Salaries and employee benefits | $599,000 | 5,622 |
| Premises and equipment expense | $411,000 | 2,701 |
| Additional noninterest expense | $385,000 | 5,142 |
| Pre-tax net operating income | $791,000 | 4,096 |
| Securities gains (losses) | $4,000 | 3,287 |
| Applicable income taxes | $27,000 | 6,403 |
| Income before extraordinary items | $768,000 | 3,618 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $768,000 | 3,618 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,160 |
| Cash dividends | $1,500,000 | 928 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $764,120 | 3,434 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,215,000 | 5,103 |
| Total interest expense | $226,000 | 6,751 |
| Net interest income | $989,000 | 4,435 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $86,000 | 6,248 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $27,000 | 6,433 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $59,000 | 4,952 |
| Total noninterest expense | $735,000 | 4,644 |
| Salaries and employee benefits | $322,000 | 5,395 |
| Premises and equipment expense | $221,000 | 2,528 |
| Additional noninterest expense | $192,000 | 5,116 |
| Pre-tax net operating income | $340,000 | 4,454 |
| Securities gains (losses) | $1,000 | 2,714 |
| Applicable income taxes | $12,000 | 6,453 |
| Income before extraordinary items | $329,000 | 3,980 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $329,000 | 3,978 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $1,500,000 | 477 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $328,040 | 3,803 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,221,000 | 5,027 |
| Total interest expense | $1,049,000 | 6,802 |
| Net interest income | $4,172,000 | 4,213 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $347,000 | 6,121 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $91,000 | 6,741 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $256,000 | 4,576 |
| Total noninterest expense | $2,117,000 | 5,673 |
| Salaries and employee benefits | $1,088,000 | 5,846 |
| Premises and equipment expense | $376,000 | 4,852 |
| Additional noninterest expense | $653,000 | 5,642 |
| Pre-tax net operating income | $2,402,000 | 2,972 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $83,000 | 6,135 |
| Income before extraordinary items | $2,319,000 | 2,494 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,319,000 | 2,493 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 6,007 |
| Cash dividends | $1,250,000 | 1,884 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,319,000 | 2,408 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,558,000 | 5,247 |
| Total interest expense | $1,887,000 | 6,283 |
| Net interest income | $3,671,000 | 4,414 |
| Provision for loan and lease losses | $75,000 | 6,076 |
| Total noninterest income | $219,000 | 7,132 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $71,000 | 7,149 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $148,000 | 5,569 |
| Total noninterest expense | $2,152,000 | 5,468 |
| Salaries and employee benefits | $1,086,000 | 5,697 |
| Premises and equipment expense | $423,000 | 4,417 |
| Additional noninterest expense | $643,000 | 5,588 |
| Pre-tax net operating income | $1,663,000 | 3,610 |
| Securities gains (losses) | $-69,000 | 9,472 |
| Applicable income taxes | $70,000 | 6,406 |
| Income before extraordinary items | $1,524,000 | 3,189 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,524,000 | 3,193 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,963 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,590,240 | 2,992 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,504,000 | 5,378 |
| Total interest expense | $1,929,000 | 6,370 |
| Net interest income | $3,575,000 | 4,538 |
| Provision for loan and lease losses | $270,000 | 3,077 |
| Total noninterest income | $171,000 | 7,605 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $61,000 | 7,374 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $110,000 | 6,206 |
| Total noninterest expense | $3,335,000 | 3,867 |
| Salaries and employee benefits | $1,116,000 | 5,507 |
| Premises and equipment expense | $1,581,000 | 1,293 |
| Additional noninterest expense | $638,000 | 5,537 |
| Pre-tax net operating income | $141,000 | 8,638 |
| Securities gains (losses) | $-1,000 | 7,406 |
| Applicable income taxes | $118,000 | 6,305 |
| Income before extraordinary items | $22,000 | 9,067 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $22,000 | 9,065 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $4,400,000 | 696 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $22,640 | 9,050 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,175,000 | 5,449 |
| Total interest expense | $1,755,000 | 6,452 |
| Net interest income | $3,420,000 | 4,717 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $192,000 | 7,590 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $63,000 | 7,530 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $129,000 | 5,980 |
| Total noninterest expense | $2,065,000 | 5,570 |
| Salaries and employee benefits | $981,000 | 5,965 |
| Premises and equipment expense | $482,000 | 3,888 |
| Additional noninterest expense | $602,000 | 5,815 |
| Pre-tax net operating income | $1,547,000 | 4,005 |
| Securities gains (losses) | $21,000 | 1,369 |
| Applicable income taxes | $78,000 | 7,215 |
| Income before extraordinary items | $1,490,000 | 3,262 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,490,000 | 3,262 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $1,350,000 | 1,816 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,470,050 | 3,257 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,183,000 | 5,540 |
| Total interest expense | $1,947,000 | 6,274 |
| Net interest income | $3,236,000 | 4,883 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $180,000 | 7,819 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $72,000 | 7,483 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $108,000 | 6,447 |
| Total noninterest expense | $2,217,000 | 5,183 |
| Salaries and employee benefits | $1,056,000 | 5,567 |
| Premises and equipment expense | $512,000 | 3,623 |
| Additional noninterest expense | $649,000 | 5,452 |
| Pre-tax net operating income | $1,199,000 | 4,885 |
| Securities gains (losses) | $7,000 | 3,223 |
| Applicable income taxes | $177,000 | 6,468 |
| Income before extraordinary items | $1,029,000 | 4,408 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,029,000 | 4,407 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,023,050 | 4,338 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,901,000 | 5,881 |
| Total interest expense | $1,821,000 | 6,632 |
| Net interest income | $3,080,000 | 5,195 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $155,000 | 8,496 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $63,000 | 8,074 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $92,000 | 7,011 |
| Total noninterest expense | $2,183,000 | 5,321 |
| Salaries and employee benefits | $1,095,000 | 5,497 |
| Premises and equipment expense | $475,000 | 3,879 |
| Additional noninterest expense | $613,000 | 5,727 |
| Pre-tax net operating income | $1,052,000 | 5,674 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $331,000 | 5,464 |
| Income before extraordinary items | $721,000 | 5,810 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $721,000 | 5,813 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,879 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $721,000 | 5,767 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,667,000 | 6,230 |
| Total interest expense | $1,731,000 | 7,008 |
| Net interest income | $2,936,000 | 5,523 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $119,000 | 9,546 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $62,000 | 8,488 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 8,577 |
| Total noninterest expense | $2,129,000 | 5,679 |
| Salaries and employee benefits | $1,117,000 | 5,530 |
| Premises and equipment expense | $445,000 | 4,155 |
| Additional noninterest expense | $567,000 | 6,568 |
| Pre-tax net operating income | $926,000 | 6,001 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $277,000 | 6,092 |
| Income before extraordinary items | $649,000 | 5,993 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $649,000 | 5,994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $1,000,000 | 2,117 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $649,000 | 5,937 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,694,000 | 6,245 |
| Total interest expense | $1,736,000 | 7,052 |
| Net interest income | $2,958,000 | 5,560 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $129,000 | 9,681 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $66,000 | 8,717 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 8,620 |
| Total noninterest expense | $2,124,000 | 5,730 |
| Salaries and employee benefits | $1,013,000 | 5,998 |
| Premises and equipment expense | $513,000 | 3,679 |
| Additional noninterest expense | $598,000 | 6,552 |
| Pre-tax net operating income | $963,000 | 6,143 |
| Securities gains (losses) | $23,000 | 1,804 |
| Applicable income taxes | $316,000 | 5,826 |
| Income before extraordinary items | $670,000 | 6,175 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $670,000 | 6,173 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $654,360 | 6,266 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,798,000 | 5,853 |
| Total interest expense | $1,690,000 | 6,350 |
| Net interest income | $3,108,000 | 5,464 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $119,000 | 10,318 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $69,000 | 9,035 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 9,618 |
| Total noninterest expense | $2,022,000 | 6,143 |
| Salaries and employee benefits | $981,000 | 6,180 |
| Premises and equipment expense | $459,000 | 4,088 |
| Additional noninterest expense | $582,000 | 7,164 |
| Pre-tax net operating income | $1,205,000 | 5,222 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $325,000 | 5,574 |
| Income before extraordinary items | $880,000 | 4,999 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $880,000 | 5,004 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 10,519 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $880,000 | 5,050 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,040,000 | 5,745 |
| Total interest expense | $1,483,000 | 7,261 |
| Net interest income | $3,557,000 | 4,888 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $236,000 | 8,608 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $84,000 | 8,884 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $152,000 | 6,523 |
| Total noninterest expense | $1,971,000 | 6,416 |
| Salaries and employee benefits | $957,000 | 6,376 |
| Premises and equipment expense | $462,000 | 4,150 |
| Additional noninterest expense | $552,000 | 7,750 |
| Pre-tax net operating income | $1,822,000 | 3,632 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $604,000 | 3,585 |
| Income before extraordinary items | $1,218,000 | 3,960 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,218,000 | 4,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 8,297 |
| Cash dividends | $2,000,000 | 1,012 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,218,000 | 3,753 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,862,000 | 5,594 |
| Total interest expense | $2,009,000 | 7,089 |
| Net interest income | $3,853,000 | 4,608 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $128,000 | 10,980 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $95,000 | 8,668 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 11,562 |
| Total noninterest expense | $1,831,000 | 6,851 |
| Salaries and employee benefits | $987,000 | 6,110 |
| Premises and equipment expense | $365,000 | 5,178 |
| Additional noninterest expense | $479,000 | 8,652 |
| Pre-tax net operating income | $2,150,000 | 2,894 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $392,000 | 4,873 |
| Income before extraordinary items | $1,758,000 | 2,616 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,758,000 | 2,655 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,758,000 | 2,425 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.