Home > Gilmer Savings Bank FSB > Income and Expense

Gilmer Savings Bank FSB, Income and Expense

1999-12-31 (YTD Data)Rank
Total interest income$2,812,0007,593
Total interest expense$1,725,0006,499
Net interest income$1,087,0008,430
Provision for loan and lease losses$319,0002,531
Total noninterest income$268,0006,746
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0173
Additional Noninterest Income$268,0004,280
Total noninterest expense$1,162,0007,666
Salaries and employee benefits$647,0007,497
Premises and equipment expense$151,0007,646
Additional noninterest expense$364,0007,583
Pre-tax net operating income$-126,0009,557
Securities gains (losses)$-2,0008,771
Applicable income taxes$-51,0009,831
Income before extraordinary items$-77,0009,550
Extraordinary gains, net$035
Net income$-77,0009,547
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$90,0003,769
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$-75,7209,525
1998-12-31 (YTD Data)Rank
Total interest income$3,207,0007,276
Total interest expense$2,055,0006,096
Net interest income$1,152,0008,445
Provision for loan and lease losses$173,0003,879
Total noninterest income$299,0006,495
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0224
Additional Noninterest Income$299,0004,037
Total noninterest expense$1,051,0007,962
Salaries and employee benefits$622,0007,631
Premises and equipment expense$155,0007,539
Additional noninterest expense$274,0008,369
Pre-tax net operating income$227,0008,781
Securities gains (losses)$5,0003,437
Applicable income taxes$78,0007,853
Income before extraordinary items$154,0008,951
Extraordinary gains, net$032
Net income$154,0008,949
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$94,0003,752
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$150,7008,908
1997-12-31 (YTD Data)Rank
Total interest income$3,155,0007,569
Total interest expense$2,089,0006,100
Net interest income$1,066,0009,028
Provision for loan and lease losses$288,0002,718
Total noninterest income$245,0007,279
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0239
Additional Noninterest Income$245,0004,421
Total noninterest expense$888,0008,726
Salaries and employee benefits$530,0008,396
Premises and equipment expense$152,0007,751
Additional noninterest expense$206,0009,333
Pre-tax net operating income$135,0009,921
Securities gains (losses)$2,0003,292
Applicable income taxes$52,0009,232
Income before extraordinary items$85,00010,048
Extraordinary gains, net$044
Net income$85,00010,051
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$229,0002,338
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$83,72010,022
1996-12-31 (YTD Data)Rank
Total interest income$2,868,0008,185
Total interest expense$1,758,0006,942
Net interest income$1,110,0009,257
Provision for loan and lease losses$49,0006,675
Total noninterest income$252,0007,547
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0262
Additional Noninterest Income$252,0004,511
Total noninterest expense$1,059,0008,472
Salaries and employee benefits$513,0008,771
Premises and equipment expense$133,0008,447
Additional noninterest expense$413,0007,768
Pre-tax net operating income$254,0009,454
Securities gains (losses)$-4,0009,823
Applicable income taxes$89,0008,953
Income before extraordinary items$161,0009,681
Extraordinary gains, net$053
Net income$161,0009,680
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0005,548
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$163,5609,607
1995-12-31 (YTD Data)Rank
Total interest income$2,474,0009,016
Total interest expense$1,524,0007,629
Net interest income$950,00010,082
Provision for loan and lease losses$08,958
Total noninterest income$148,0009,351
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0522
Additional Noninterest Income$148,0006,025
Total noninterest expense$744,00010,014
Salaries and employee benefits$396,0009,976
Premises and equipment expense$96,0009,727
Additional noninterest expense$252,0009,795
Pre-tax net operating income$354,0009,361
Securities gains (losses)$21,0001,877
Applicable income taxes$127,0008,677
Income before extraordinary items$248,0009,428
Extraordinary gains, net$065
Net income$248,0009,432
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0006,953
Cash dividends$08,717
Sale, conversion, retirement of capital stock, netNANA
Net operating income$234,1409,540
1994-12-31 (YTD Data)Rank
Total interest income$2,111,0009,587
Total interest expense$1,231,0007,782
Net interest income$880,00010,787
Provision for loan and lease losses$09,146
Total noninterest income$95,00010,864
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$95,0007,669
Total noninterest expense$669,00010,830
Salaries and employee benefits$340,00010,852
Premises and equipment expense$87,00010,436
Additional noninterest expense$242,00010,626
Pre-tax net operating income$306,00010,101
Securities gains (losses)$03,600
Applicable income taxes$141,0008,493
Income before extraordinary items$165,00010,663
Extraordinary gains, net$0249
Net income$165,00010,669
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,921
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$165,00010,702
1993-12-31 (YTD Data)Rank
Total interest income$2,098,0009,990
Total interest expense$1,088,0008,735
Net interest income$1,010,00010,749
Provision for loan and lease losses$-94,00012,880
Total noninterest income$122,00010,799
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$122,0007,244
Total noninterest expense$774,00010,799
Salaries and employee benefits$294,00011,717
Premises and equipment expense$84,00011,010
Additional noninterest expense$396,0009,306
Pre-tax net operating income$452,0009,009
Securities gains (losses)$07,477
Applicable income taxes$168,0008,248
Income before extraordinary items$284,0009,645
Extraordinary gains, net$03,149
Net income$284,0009,788
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$83,0004,964
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$284,0009,387
1992-12-31 (YTD Data)Rank
Total interest income$2,260,00010,360
Total interest expense$1,351,0009,020
Net interest income$909,00011,472
Provision for loan and lease losses$22,00010,490
Total noninterest income$175,0009,918
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$175,0006,128
Total noninterest expense$717,00011,426
Salaries and employee benefits$235,00012,767
Premises and equipment expense$81,00011,458
Additional noninterest expense$401,0009,560
Pre-tax net operating income$345,0009,735
Securities gains (losses)$08,369
Applicable income taxes$217,0007,239
Income before extraordinary items$128,00011,574
Extraordinary gains, net$17,0001,262
Net income$145,00011,427
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$86,0006,285
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$128,00011,247

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.