Home > Gilmer Savings Bank FSB > Assets and Liabilities
Gilmer Savings Bank FSB, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 11 | 8,570 |
| Assets and Liabilities | ||
| Total Assets: | $38,250,000 | 7,805 |
| Cash and due from depository institutions | $1,706,000 | 8,570 |
| Interest-bearing balances | $1,582,000 | 1,952 |
| Securities | $10,786,000 | 6,839 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $24,134,000 | 7,438 |
| Loan loss allowance | $580,000 | 5,155 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $264,000 | 8,740 |
| Other real estate owned | $105,000 | 8,570 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,255,000 | 5,465 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $38,250,000 | 7,805 |
| Total liabilities | $34,555,000 | 7,745 |
| Total deposits | $24,662,000 | 8,544 |
| Interest-bearing deposits | $23,736,000 | 8,210 |
| Deposits held in domestic offices | $24,662,000 | 8,542 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $9,672,000 | 2,078 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $221,000 | 7,814 |
| Total equity capital | $3,695,000 | 8,071 |
| Total bank equity capital | $3,695,000 | 8,071 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000 | 9,132 |
| Surplus | $1,319,000 | 6,556 |
| Undivided profits | $2,375,000 | 6,081 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $685,000 | 2,967 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $208,000 | 7,688 |
| Earning assets | $36,502,000 | 7,657 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $39,337,800 | 7,584 |
| Average Assets, quarterly | $38,305,000 | 7,763 |
| Volatile liabilities | $12,399,000 | 4,830 |
| Insider loans | $0 | 9,133 |
| FHLB advances | $9,594,000 | 487 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $577,000 | 9,084 |
| Tier 1 (core) risk-based capital | $3,904,000 | 7,899 |
| Tier 2 risk-based capital | $280,000 | 7,233 |
| Total risk weighted assets | $22,229,000 | 7,921 |
| Total unused commitments | $577,000 | 9,089 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 14 | 8,043 |
| Assets and Liabilities | ||
| Total Assets: | $41,810,000 | 7,632 |
| Cash and due from depository institutions | $3,231,000 | 8,043 |
| Interest-bearing balances | $3,009,000 | 1,752 |
| Securities | $12,494,000 | 6,416 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $24,543,000 | 7,351 |
| Loan loss allowance | $351,000 | 6,866 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $279,000 | 8,783 |
| Other real estate owned | $119,000 | 8,043 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,144,000 | 5,457 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $41,810,000 | 7,632 |
| Total liabilities | $37,866,000 | 7,551 |
| Total deposits | $28,548,000 | 8,301 |
| Interest-bearing deposits | $28,548,000 | 7,778 |
| Deposits held in domestic offices | $28,548,000 | 8,300 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $9,040,000 | 1,662 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $278,000 | 7,707 |
| Total equity capital | $3,944,000 | 7,969 |
| Total bank equity capital | $3,944,000 | 7,969 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,000 | 9,342 |
| Surplus | $1,319,000 | 6,537 |
| Undivided profits | $2,624,000 | 6,256 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $424,000 | 4,378 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $230,000 | 7,506 |
| Earning assets | $40,046,000 | 7,458 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $42,411,000 | 7,369 |
| Average Assets, quarterly | $42,126,000 | 7,521 |
| Volatile liabilities | $11,738,000 | 4,522 |
| Insider loans | $0 | 9,309 |
| FHLB advances | $8,946,000 | 445 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $979,000 | 8,679 |
| Tier 1 (core) risk-based capital | $3,946,000 | 7,860 |
| Tier 2 risk-based capital | $0 | 10,335 |
| Total risk weighted assets | $23,164,000 | 7,777 |
| Total unused commitments | $979,000 | 8,687 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 12 | 8,855 |
| Assets and Liabilities | ||
| Total Assets: | $42,336,000 | 7,674 |
| Cash and due from depository institutions | $1,446,000 | 8,855 |
| Interest-bearing balances | $1,232,000 | 2,260 |
| Securities | $15,551,000 | 5,865 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $23,894,000 | 7,667 |
| Loan loss allowance | $269,000 | 7,920 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $226,000 | 9,365 |
| Other real estate owned | $136,000 | 8,855 |
| Goodwill and other intangibles | $5,000 | 3,461 |
| All other assets | $1,078,000 | 5,726 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $42,331,000 | 7,674 |
| Total liabilities | $38,578,000 | 7,595 |
| Total deposits | $29,464,000 | 8,397 |
| Interest-bearing deposits | $28,656,000 | 7,950 |
| Deposits held in domestic offices | $29,464,000 | 8,395 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $8,691,000 | 1,505 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $423,000 | 6,548 |
| Total equity capital | $3,753,000 | 8,258 |
| Total bank equity capital | $3,753,000 | 8,258 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,000 | 9,742 |
| Surplus | $1,318,000 | 6,653 |
| Undivided profits | $2,434,000 | 6,621 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $244,000 | 5,855 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $240,000 | 7,637 |
| Earning assets | $40,677,000 | 7,514 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $41,827,000 | 7,571 |
| Average Assets, quarterly | $42,156,000 | 7,647 |
| Volatile liabilities | $12,025,000 | 4,405 |
| Insider loans | $0 | 9,792 |
| FHLB advances | $8,581,000 | 455 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $796,000 | 9,118 |
| Tier 1 (core) risk-based capital | $3,774,000 | 8,131 |
| Tier 2 risk-based capital | $265,000 | 7,499 |
| Total risk weighted assets | $21,233,000 | 8,240 |
| Total unused commitments | $796,000 | 9,130 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 12 | 9,268 |
| Assets and Liabilities | ||
| Total Assets: | $40,869,000 | 8,077 |
| Cash and due from depository institutions | $1,358,000 | 9,268 |
| Interest-bearing balances | $1,292,000 | 2,094 |
| Securities | $15,838,000 | 6,218 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $22,299,000 | 8,051 |
| Loan loss allowance | $212,000 | 8,982 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $232,000 | 9,665 |
| Other real estate owned | $0 | 9,268 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,142,000 | 5,691 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $40,869,000 | 8,077 |
| Total liabilities | $37,288,000 | 7,985 |
| Total deposits | $27,563,000 | 8,960 |
| Interest-bearing deposits | $27,563,000 | 8,379 |
| Deposits held in domestic offices | $27,563,000 | 8,957 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $9,235,000 | 1,398 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $490,000 | 6,026 |
| Total equity capital | $3,581,000 | 8,599 |
| Total bank equity capital | $3,581,000 | 8,599 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,000 | 10,221 |
| Surplus | $1,319,000 | 6,845 |
| Undivided profits | $2,261,000 | 6,912 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $661,000 | 3,630 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $231,000 | 7,952 |
| Earning assets | $39,429,000 | 7,848 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $38,606,600 | 8,150 |
| Average Assets, quarterly | $40,163,500 | 8,099 |
| Volatile liabilities | $10,991,000 | 4,560 |
| Insider loans | $0 | 10,271 |
| FHLB advances | $9,110,000 | 463 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $46,000 | 10,824 |
| Tier 1 (core) risk-based capital | $3,658,000 | 8,435 |
| Tier 2 risk-based capital | $196,000 | 8,701 |
| Total risk weighted assets | $19,520,000 | 8,724 |
| Total unused commitments | $46,000 | 10,825 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 7 | 11,136 |
| Assets and Liabilities | ||
| Total Assets: | $34,389,000 | 9,021 |
| Cash and due from depository institutions | $1,281,000 | 11,136 |
| Interest-bearing balances | $1,240,000 | 2,297 |
| Securities | $12,828,000 | 7,325 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $19,374,000 | 8,729 |
| Loan loss allowance | $208,000 | 9,348 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $214,000 | 10,147 |
| Other real estate owned | $0 | 11,136 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $692,000 | 7,935 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $34,389,000 | 9,021 |
| Total liabilities | $30,903,000 | 8,973 |
| Total deposits | $26,098,000 | 9,462 |
| Interest-bearing deposits | $26,098,000 | 8,864 |
| Deposits held in domestic offices | $26,098,000 | 9,458 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $4,515,000 | 1,730 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $290,000 | 8,414 |
| Total equity capital | $3,486,000 | 8,909 |
| Total bank equity capital | $3,486,000 | 8,909 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,000 | 10,688 |
| Surplus | $1,320,000 | 6,946 |
| Undivided profits | $2,165,000 | 7,224 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $341,000 | 5,272 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $185,000 | 9,051 |
| Earning assets | $33,442,000 | 8,744 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $33,733,200 | 8,904 |
| Average Assets, quarterly | $33,907,500 | 9,010 |
| Volatile liabilities | $6,326,000 | 6,135 |
| Insider loans | $0 | 10,773 |
| FHLB advances | $4,374,000 | 551 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $109,000 | 11,006 |
| Tier 1 (core) risk-based capital | $3,493,000 | 8,800 |
| Tier 2 risk-based capital | $180,000 | 9,201 |
| Total risk weighted assets | $15,699,000 | 9,665 |
| Total unused commitments | $109,000 | 11,011 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 7 | 11,707 |
| Assets and Liabilities | ||
| Total Assets: | $34,093,000 | 9,257 |
| Cash and due from depository institutions | $1,638,000 | 11,707 |
| Interest-bearing balances | $1,568,000 | 1,876 |
| Securities | $14,275,000 | 7,323 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $16,938,000 | 9,392 |
| Loan loss allowance | $216,000 | 9,582 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $188,000 | 10,806 |
| Other real estate owned | $0 | 11,707 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,054,000 | 6,494 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $34,093,000 | 9,257 |
| Total liabilities | $32,046,000 | 9,075 |
| Total deposits | $26,935,000 | 9,625 |
| Interest-bearing deposits | $26,716,000 | 8,976 |
| Deposits held in domestic offices | $26,935,000 | 9,620 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $4,795,000 | 1,796 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $316,000 | 7,101 |
| Total equity capital | $2,047,000 | 10,876 |
| Total bank equity capital | $2,047,000 | 10,876 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $0 | 11,459 |
| Surplus | $0 | 11,565 |
| Undivided profits | $2,047,000 | 7,083 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $225,000 | 6,453 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $132,000 | 10,074 |
| Earning assets | $32,781,000 | 9,026 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $32,870,000 | 9,316 |
| Average Assets, quarterly | $33,984,500 | 9,249 |
| Volatile liabilities | $5,874,000 | 6,154 |
| Insider loans | $330,000 | 6,902 |
| FHLB advances | $4,795,000 | 630 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $650,000 | 9,933 |
| Tier 1 (core) risk-based capital | $2,047,000 | 10,942 |
| Tier 2 risk-based capital | $176,000 | 9,601 |
| Total risk weighted assets | $14,080,000 | 10,284 |
| Total unused commitments | $650,000 | 9,939 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 7 | 12,281 |
| Assets and Liabilities | ||
| Total Assets: | $31,351,000 | 9,981 |
| Cash and due from depository institutions | $929,000 | 12,281 |
| Interest-bearing balances | $911,000 | 3,542 |
| Securities | $12,898,000 | 8,048 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $16,486,000 | 9,629 |
| Loan loss allowance | $215,000 | 9,960 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $203,000 | 11,158 |
| Other real estate owned | $115,000 | 12,281 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $720,000 | 7,656 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $31,351,000 | 9,981 |
| Total liabilities | $29,448,000 | 9,784 |
| Total deposits | $25,533,000 | 10,280 |
| Interest-bearing deposits | $25,333,000 | 9,589 |
| Deposits held in domestic offices | $25,533,000 | 10,274 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $3,603,000 | 1,725 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $312,000 | 7,376 |
| Total equity capital | $1,903,000 | 11,491 |
| Total bank equity capital | $1,903,000 | 11,491 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $0 | 12,104 |
| Undivided profits | $1,903,000 | 7,682 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $318,000 | 6,213 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $128,000 | 10,148 |
| Earning assets | $30,295,000 | 9,714 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $30,057,600 | 10,015 |
| Average Assets, quarterly | $31,175,500 | 9,938 |
| Volatile liabilities | $4,374,000 | 7,001 |
| Insider loans | $0 | 11,728 |
| FHLB advances | $3,603,000 | 571 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $197,000 | 11,489 |
| Tier 1 (core) risk-based capital | $1,903,000 | 11,467 |
| Tier 2 risk-based capital | $190,000 | 9,581 |
| Total risk weighted assets | $14,674,000 | 10,468 |
| Total unused commitments | $197,000 | 11,496 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 6 | 13,177 |
| Assets and Liabilities | ||
| Total Assets: | $28,548,000 | 10,642 |
| Cash and due from depository institutions | $1,586,000 | 13,177 |
| Interest-bearing balances | $1,562,000 | 3,106 |
| Securities | $9,549,000 | 9,349 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $16,312,000 | 9,833 |
| Loan loss allowance | $208,000 | 10,348 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $173,000 | 11,858 |
| Other real estate owned | $368,000 | 13,177 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $560,000 | 9,169 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $28,548,000 | 10,642 |
| Total liabilities | $26,929,000 | 10,455 |
| Total deposits | $26,712,000 | 10,352 |
| Interest-bearing deposits | $26,372,000 | 9,670 |
| Deposits held in domestic offices | $26,712,000 | 10,348 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $81,000 | 4,419 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $136,000 | 11,482 |
| Total equity capital | $1,619,000 | 12,186 |
| Total bank equity capital | $1,619,000 | 12,186 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $0 | 12,588 |
| Undivided profits | $1,619,000 | 8,146 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $164,000 | 8,923 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $120,000 | 10,916 |
| Earning assets | $27,423,000 | 10,384 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $29,039,600 | 10,419 |
| Average Assets, quarterly | $28,733,000 | 10,549 |
| Volatile liabilities | $1,374,000 | 11,051 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $81,000 | 824 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $571,000 | 10,329 |
| Tier 1 (core) risk-based capital | $1,619,000 | 12,150 |
| Tier 2 risk-based capital | $148,000 | 10,702 |
| Total risk weighted assets | $12,116,000 | 11,452 |
| Total unused commitments | $571,000 | 10,352 |
| Derivatives | $0 | 651 |