Home > Gilmer National Bank, Gilmer, Texas > Income and Expense
Gilmer National Bank, Gilmer, Texas, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $17,748,000 | 2,047 |
| Total interest expense | $10,033,000 | 1,289 |
| Net interest income | $7,715,000 | 2,752 |
| Provision for loan and lease losses | $-140,000 | 4,356 |
| Total noninterest income | $975,000 | 2,755 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $581,000 | 1,492 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $394,000 | 3,182 |
| Total noninterest expense | $7,060,000 | 2,541 |
| Salaries and employee benefits | $4,147,000 | 2,463 |
| Premises and equipment expense | $588,000 | 2,742 |
| Additional noninterest expense | $394,000 | 3,182 |
| Pre-tax net operating income | $1,770,000 | 3,086 |
| Securities gains (losses) | $-18,000 | 3,464 |
| Applicable income taxes | $325,000 | 2,177 |
| Income before extraordinary items | $1,427,000 | 3,134 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,427,000 | 3,168 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $1,427,000 | 3,136 |
| Net charge-offs | $207,000 | 1,142 |
| Cash dividends | $1,543,000 | 1,759 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $1,441,580 | 3,164 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $13,310,000 | 2,017 |
| Total interest expense | $7,685,000 | 1,195 |
| Net interest income | $5,625,000 | 2,804 |
| Provision for loan and lease losses | $-80,000 | 4,363 |
| Total noninterest income | $790,000 | 2,684 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $425,000 | 1,513 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $365,000 | 2,986 |
| Total noninterest expense | $5,230,000 | 2,552 |
| Salaries and employee benefits | $3,096,000 | 2,462 |
| Premises and equipment expense | $435,000 | 2,767 |
| Additional noninterest expense | $365,000 | 2,985 |
| Pre-tax net operating income | $1,265,000 | 3,199 |
| Securities gains (losses) | $-18,000 | 3,612 |
| Applicable income taxes | $245,000 | 2,225 |
| Income before extraordinary items | $1,002,000 | 3,297 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,002,000 | 3,328 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,002,000 | 3,297 |
| Net charge-offs | $79,000 | 1,286 |
| Cash dividends | $580,000 | 2,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $1,016,400 | 3,301 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $8,914,000 | 1,984 |
| Total interest expense | $5,262,000 | 1,080 |
| Net interest income | $3,652,000 | 2,869 |
| Provision for loan and lease losses | $-40,000 | 4,401 |
| Total noninterest income | $538,000 | 2,618 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $280,000 | 1,519 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $258,000 | 2,906 |
| Total noninterest expense | $3,382,000 | 2,576 |
| Salaries and employee benefits | $2,102,000 | 2,439 |
| Premises and equipment expense | $270,000 | 2,851 |
| Additional noninterest expense | $258,000 | 2,900 |
| Pre-tax net operating income | $848,000 | 3,214 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $165,000 | 2,252 |
| Income before extraordinary items | $683,000 | 3,312 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $683,000 | 3,345 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $683,000 | 3,311 |
| Net charge-offs | $31,000 | 1,360 |
| Cash dividends | $580,000 | 1,835 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $683,000 | 3,318 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $4,008,000 | 2,095 |
| Total interest expense | $2,330,000 | 1,062 |
| Net interest income | $1,678,000 | 2,993 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $292,000 | 2,515 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $143,000 | 1,514 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $149,000 | 2,763 |
| Total noninterest expense | $1,626,000 | 2,666 |
| Salaries and employee benefits | $986,000 | 2,575 |
| Premises and equipment expense | $134,000 | 2,914 |
| Additional noninterest expense | $149,000 | 2,763 |
| Pre-tax net operating income | $344,000 | 3,501 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $65,000 | 2,428 |
| Income before extraordinary items | $279,000 | 3,557 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $279,000 | 3,556 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $279,000 | 3,557 |
| Net charge-offs | $-1,000 | 3,238 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $279,000 | 3,582 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $10,884,000 | 2,407 |
| Total interest expense | $2,452,000 | 1,381 |
| Net interest income | $8,432,000 | 2,604 |
| Provision for loan and lease losses | $120,000 | 2,097 |
| Total noninterest income | $1,006,000 | 2,799 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $605,000 | 1,498 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $401,000 | 3,258 |
| Total noninterest expense | $6,206,000 | 2,706 |
| Salaries and employee benefits | $3,896,000 | 2,544 |
| Premises and equipment expense | $522,000 | 2,929 |
| Additional noninterest expense | $401,000 | 3,258 |
| Pre-tax net operating income | $3,112,000 | 2,609 |
| Securities gains (losses) | $9,000 | 448 |
| Applicable income taxes | $605,000 | 1,901 |
| Income before extraordinary items | $2,516,000 | 2,677 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,516,000 | 2,674 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $2,516,000 | 2,676 |
| Net charge-offs | $194,000 | 937 |
| Cash dividends | $1,664,000 | 1,674 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $2,508,710 | 2,707 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $7,896,000 | 2,401 |
| Total interest expense | $1,166,000 | 1,592 |
| Net interest income | $6,730,000 | 2,493 |
| Provision for loan and lease losses | $120,000 | 1,768 |
| Total noninterest income | $757,000 | 2,831 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $454,000 | 1,502 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $303,000 | 3,279 |
| Total noninterest expense | $4,593,000 | 2,723 |
| Salaries and employee benefits | $2,731,000 | 2,641 |
| Premises and equipment expense | $527,000 | 2,488 |
| Additional noninterest expense | $303,000 | 3,279 |
| Pre-tax net operating income | $2,774,000 | 2,389 |
| Securities gains (losses) | $9,000 | 447 |
| Applicable income taxes | $574,000 | 1,738 |
| Income before extraordinary items | $2,209,000 | 2,464 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,209,000 | 2,463 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $2,209,000 | 2,463 |
| Net charge-offs | $138,000 | 816 |
| Cash dividends | $580,000 | 2,093 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $2,201,890 | 2,505 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $5,163,000 | 2,391 |
| Total interest expense | $642,000 | 1,631 |
| Net interest income | $4,521,000 | 2,464 |
| Provision for loan and lease losses | $120,000 | 1,426 |
| Total noninterest income | $505,000 | 2,821 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $301,000 | 1,498 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $204,000 | 3,285 |
| Total noninterest expense | $2,969,000 | 2,752 |
| Salaries and employee benefits | $1,841,000 | 2,631 |
| Premises and equipment expense | $299,000 | 2,731 |
| Additional noninterest expense | $829,000 | 2,923 |
| Pre-tax net operating income | $1,937,000 | 2,234 |
| Securities gains (losses) | $9,000 | 405 |
| Applicable income taxes | $414,000 | 1,620 |
| Income before extraordinary items | $1,532,000 | 2,314 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,532,000 | 2,314 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,532,000 | 2,314 |
| Net charge-offs | $55,000 | 924 |
| Cash dividends | $580,000 | 1,779 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,524,890 | 2,361 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $2,556,000 | 2,371 |
| Total interest expense | $293,000 | 1,710 |
| Net interest income | $2,263,000 | 2,418 |
| Provision for loan and lease losses | $120,000 | 887 |
| Total noninterest income | $242,000 | 2,829 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $151,000 | 1,488 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $91,000 | 3,363 |
| Total noninterest expense | $1,339,000 | 2,911 |
| Salaries and employee benefits | $838,000 | 2,764 |
| Premises and equipment expense | $111,000 | 3,181 |
| Additional noninterest expense | $390,000 | 3,014 |
| Pre-tax net operating income | $1,046,000 | 2,046 |
| Securities gains (losses) | $9,000 | 394 |
| Applicable income taxes | $220,000 | 1,541 |
| Income before extraordinary items | $835,000 | 2,141 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $835,000 | 2,141 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $835,000 | 2,141 |
| Net charge-offs | $18,000 | 995 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $827,890 | 2,168 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $10,197,000 | 2,439 |
| Total interest expense | $1,346,000 | 1,804 |
| Net interest income | $8,851,000 | 2,494 |
| Provision for loan and lease losses | $475,000 | 1,100 |
| Total noninterest income | $797,000 | 3,221 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $489,000 | 1,631 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $308,000 | 3,704 |
| Total noninterest expense | $5,959,000 | 2,747 |
| Salaries and employee benefits | $3,878,000 | 2,551 |
| Premises and equipment expense | $439,000 | 3,195 |
| Additional noninterest expense | $1,642,000 | 2,941 |
| Pre-tax net operating income | $3,214,000 | 2,601 |
| Securities gains (losses) | $70,000 | 1,001 |
| Applicable income taxes | $669,000 | 1,902 |
| Income before extraordinary items | $2,615,000 | 2,705 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,615,000 | 2,706 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $2,615,000 | 2,706 |
| Net charge-offs | $82,000 | 1,426 |
| Cash dividends | $2,608,000 | 1,297 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $2,559,000 | 2,718 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $7,750,000 | 2,471 |
| Total interest expense | $1,046,000 | 1,838 |
| Net interest income | $6,704,000 | 2,520 |
| Provision for loan and lease losses | $300,000 | 1,152 |
| Total noninterest income | $524,000 | 3,379 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $347,000 | 1,671 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $177,000 | 3,923 |
| Total noninterest expense | $4,419,000 | 2,774 |
| Salaries and employee benefits | $2,778,000 | 2,634 |
| Premises and equipment expense | $326,000 | 3,267 |
| Additional noninterest expense | $1,315,000 | 2,822 |
| Pre-tax net operating income | $2,509,000 | 2,663 |
| Securities gains (losses) | $70,000 | 933 |
| Applicable income taxes | $530,000 | 1,940 |
| Income before extraordinary items | $2,049,000 | 2,770 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,049,000 | 2,769 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,049,000 | 2,770 |
| Net charge-offs | $40,000 | 1,460 |
| Cash dividends | $1,525,000 | 1,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $1,993,700 | 2,777 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $5,124,000 | 2,478 |
| Total interest expense | $733,000 | 1,840 |
| Net interest income | $4,391,000 | 2,551 |
| Provision for loan and lease losses | $300,000 | 865 |
| Total noninterest income | $349,000 | 3,384 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $223,000 | 1,661 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $126,000 | 3,896 |
| Total noninterest expense | $2,978,000 | 2,740 |
| Salaries and employee benefits | $1,897,000 | 2,596 |
| Premises and equipment expense | $213,000 | 3,295 |
| Additional noninterest expense | $868,000 | 2,836 |
| Pre-tax net operating income | $1,462,000 | 2,804 |
| Securities gains (losses) | $18,000 | 1,217 |
| Applicable income taxes | $298,000 | 2,026 |
| Income before extraordinary items | $1,182,000 | 2,945 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,182,000 | 2,944 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,182,000 | 2,945 |
| Net charge-offs | $44,000 | 1,199 |
| Cash dividends | $560,000 | 1,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,167,600 | 2,930 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,607,000 | 2,444 |
| Total interest expense | $385,000 | 1,844 |
| Net interest income | $2,222,000 | 2,511 |
| Provision for loan and lease losses | $225,000 | 730 |
| Total noninterest income | $219,000 | 3,129 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $121,000 | 1,587 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $98,000 | 3,523 |
| Total noninterest expense | $1,465,000 | 2,763 |
| Salaries and employee benefits | $877,000 | 2,706 |
| Premises and equipment expense | $108,000 | 3,283 |
| Additional noninterest expense | $480,000 | 2,603 |
| Pre-tax net operating income | $751,000 | 2,745 |
| Securities gains (losses) | $32,000 | 775 |
| Applicable income taxes | $149,000 | 2,017 |
| Income before extraordinary items | $634,000 | 2,834 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $634,000 | 2,832 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $634,000 | 2,834 |
| Net charge-offs | $9,000 | 1,389 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $608,080 | 2,846 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $10,793,000 | 2,406 |
| Total interest expense | $2,210,000 | 1,851 |
| Net interest income | $8,583,000 | 2,502 |
| Provision for loan and lease losses | $1,130,000 | 1,488 |
| Total noninterest income | $774,000 | 3,156 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $416,000 | 1,847 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $358,000 | 3,467 |
| Total noninterest expense | $5,520,000 | 2,834 |
| Salaries and employee benefits | $3,746,000 | 2,587 |
| Premises and equipment expense | $369,000 | 3,529 |
| Additional noninterest expense | $1,405,000 | 3,160 |
| Pre-tax net operating income | $2,707,000 | 2,553 |
| Securities gains (losses) | $39,000 | 1,830 |
| Applicable income taxes | $561,000 | 1,859 |
| Income before extraordinary items | $2,185,000 | 2,717 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,185,000 | 2,715 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,185,000 | 2,717 |
| Net charge-offs | $750,000 | 767 |
| Cash dividends | $1,505,000 | 1,769 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $2,153,800 | 2,688 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $8,087,000 | 2,417 |
| Total interest expense | $1,745,000 | 1,864 |
| Net interest income | $6,342,000 | 2,531 |
| Provision for loan and lease losses | $630,000 | 1,766 |
| Total noninterest income | $580,000 | 3,145 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $304,000 | 1,872 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $276,000 | 3,431 |
| Total noninterest expense | $4,109,000 | 2,832 |
| Salaries and employee benefits | $2,681,000 | 2,646 |
| Premises and equipment expense | $452,000 | 2,750 |
| Additional noninterest expense | $976,000 | 3,261 |
| Pre-tax net operating income | $2,183,000 | 2,458 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $431,000 | 1,832 |
| Income before extraordinary items | $1,752,000 | 2,626 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,752,000 | 2,625 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,752,000 | 2,626 |
| Net charge-offs | $438,000 | 812 |
| Cash dividends | $535,000 | 2,257 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,752,000 | 2,581 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $5,427,000 | 2,427 |
| Total interest expense | $1,203,000 | 1,917 |
| Net interest income | $4,224,000 | 2,539 |
| Provision for loan and lease losses | $330,000 | 1,945 |
| Total noninterest income | $398,000 | 3,097 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $211,000 | 1,835 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $187,000 | 3,370 |
| Total noninterest expense | $2,767,000 | 2,819 |
| Salaries and employee benefits | $1,822,000 | 2,621 |
| Premises and equipment expense | $298,000 | 2,767 |
| Additional noninterest expense | $647,000 | 3,283 |
| Pre-tax net operating income | $1,525,000 | 2,365 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $309,000 | 1,725 |
| Income before extraordinary items | $1,216,000 | 2,529 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,216,000 | 2,528 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,216,000 | 2,529 |
| Net charge-offs | $192,000 | 1,030 |
| Cash dividends | $535,000 | 1,894 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,216,000 | 2,493 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,771,000 | 2,399 |
| Total interest expense | $630,000 | 1,981 |
| Net interest income | $2,141,000 | 2,477 |
| Provision for loan and lease losses | $120,000 | 1,810 |
| Total noninterest income | $214,000 | 2,930 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $122,000 | 1,896 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $92,000 | 3,262 |
| Total noninterest expense | $1,368,000 | 2,862 |
| Salaries and employee benefits | $855,000 | 2,730 |
| Premises and equipment expense | $154,000 | 2,722 |
| Additional noninterest expense | $359,000 | 3,133 |
| Pre-tax net operating income | $867,000 | 2,044 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $175,000 | 1,501 |
| Income before extraordinary items | $692,000 | 2,189 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $692,000 | 2,188 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $692,000 | 2,189 |
| Net charge-offs | $77,000 | 1,001 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $692,000 | 2,159 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $10,609,000 | 2,492 |
| Total interest expense | $2,431,000 | 2,079 |
| Net interest income | $8,178,000 | 2,583 |
| Provision for loan and lease losses | $682,000 | 1,226 |
| Total noninterest income | $1,021,000 | 2,791 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $489,000 | 1,957 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $532,000 | 2,951 |
| Total noninterest expense | $5,312,000 | 2,897 |
| Salaries and employee benefits | $3,462,000 | 2,687 |
| Premises and equipment expense | $543,000 | 2,976 |
| Additional noninterest expense | $1,307,000 | 3,333 |
| Pre-tax net operating income | $3,205,000 | 2,358 |
| Securities gains (losses) | $-4,000 | 4,673 |
| Applicable income taxes | $699,000 | 1,713 |
| Income before extraordinary items | $2,502,000 | 2,567 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,502,000 | 2,568 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,502,000 | 2,569 |
| Net charge-offs | $519,000 | 1,007 |
| Cash dividends | $1,600,000 | 1,801 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $2,505,160 | 2,529 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $7,888,000 | 2,534 |
| Total interest expense | $1,787,000 | 2,114 |
| Net interest income | $6,101,000 | 2,620 |
| Provision for loan and lease losses | $492,000 | 1,179 |
| Total noninterest income | $817,000 | 2,715 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $377,000 | 1,921 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $440,000 | 2,872 |
| Total noninterest expense | $3,926,000 | 2,942 |
| Salaries and employee benefits | $2,499,000 | 2,759 |
| Premises and equipment expense | $402,000 | 3,003 |
| Additional noninterest expense | $1,025,000 | 3,278 |
| Pre-tax net operating income | $2,500,000 | 2,363 |
| Securities gains (losses) | $-4,000 | 4,776 |
| Applicable income taxes | $529,000 | 1,746 |
| Income before extraordinary items | $1,967,000 | 2,553 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,967,000 | 2,554 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,967,000 | 2,554 |
| Net charge-offs | $339,000 | 961 |
| Cash dividends | $600,000 | 2,308 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,970,160 | 2,522 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $5,159,000 | 2,569 |
| Total interest expense | $1,145,000 | 2,146 |
| Net interest income | $4,014,000 | 2,652 |
| Provision for loan and lease losses | $362,000 | 1,065 |
| Total noninterest income | $469,000 | 2,893 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $258,000 | 1,862 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $211,000 | 3,213 |
| Total noninterest expense | $2,525,000 | 3,036 |
| Salaries and employee benefits | $1,604,000 | 2,840 |
| Premises and equipment expense | $257,000 | 3,089 |
| Additional noninterest expense | $664,000 | 3,374 |
| Pre-tax net operating income | $1,596,000 | 2,406 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $349,000 | 1,737 |
| Income before extraordinary items | $1,247,000 | 2,608 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,247,000 | 2,607 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,247,000 | 2,607 |
| Net charge-offs | $190,000 | 1,020 |
| Cash dividends | $600,000 | 1,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,247,000 | 2,574 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,511,000 | 2,619 |
| Total interest expense | $529,000 | 2,225 |
| Net interest income | $1,982,000 | 2,701 |
| Provision for loan and lease losses | $140,000 | 1,254 |
| Total noninterest income | $230,000 | 2,881 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $133,000 | 1,807 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $97,000 | 3,259 |
| Total noninterest expense | $1,252,000 | 3,064 |
| Salaries and employee benefits | $793,000 | 2,874 |
| Premises and equipment expense | $131,000 | 3,108 |
| Additional noninterest expense | $328,000 | 3,391 |
| Pre-tax net operating income | $820,000 | 2,336 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $170,000 | 1,726 |
| Income before extraordinary items | $650,000 | 2,473 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $650,000 | 2,472 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $650,000 | 2,472 |
| Net charge-offs | $55,000 | 1,165 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $650,000 | 2,461 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $9,861,000 | 2,547 |
| Total interest expense | $1,743,000 | 2,120 |
| Net interest income | $8,118,000 | 2,631 |
| Provision for loan and lease losses | $900,000 | 959 |
| Total noninterest income | $955,000 | 2,915 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $566,000 | 1,815 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $389,000 | 3,380 |
| Total noninterest expense | $5,284,000 | 2,948 |
| Salaries and employee benefits | $3,438,000 | 2,714 |
| Premises and equipment expense | $528,000 | 3,068 |
| Additional noninterest expense | $1,318,000 | 3,416 |
| Pre-tax net operating income | $2,889,000 | 2,557 |
| Securities gains (losses) | $-4,000 | 4,208 |
| Applicable income taxes | $585,000 | 1,848 |
| Income before extraordinary items | $2,300,000 | 2,725 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,300,000 | 2,723 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,300,000 | 2,724 |
| Net charge-offs | $750,000 | 744 |
| Cash dividends | $1,550,000 | 1,695 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $2,303,200 | 2,708 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $7,300,000 | 2,566 |
| Total interest expense | $1,263,000 | 2,088 |
| Net interest income | $6,037,000 | 2,647 |
| Provision for loan and lease losses | $545,000 | 1,061 |
| Total noninterest income | $759,000 | 2,871 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $416,000 | 1,852 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $343,000 | 3,219 |
| Total noninterest expense | $3,935,000 | 2,979 |
| Salaries and employee benefits | $2,518,000 | 2,758 |
| Premises and equipment expense | $398,000 | 3,081 |
| Additional noninterest expense | $1,019,000 | 3,367 |
| Pre-tax net operating income | $2,316,000 | 2,503 |
| Securities gains (losses) | $-4,000 | 4,587 |
| Applicable income taxes | $425,000 | 1,937 |
| Income before extraordinary items | $1,887,000 | 2,617 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,887,000 | 2,616 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,887,000 | 2,616 |
| Net charge-offs | $467,000 | 739 |
| Cash dividends | $600,000 | 2,189 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,890,280 | 2,602 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $4,813,000 | 2,570 |
| Total interest expense | $804,000 | 2,077 |
| Net interest income | $4,009,000 | 2,647 |
| Provision for loan and lease losses | $320,000 | 1,120 |
| Total noninterest income | $479,000 | 2,937 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $274,000 | 1,872 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $205,000 | 3,364 |
| Total noninterest expense | $2,592,000 | 3,019 |
| Salaries and employee benefits | $1,643,000 | 2,823 |
| Premises and equipment expense | $251,000 | 3,201 |
| Additional noninterest expense | $698,000 | 3,338 |
| Pre-tax net operating income | $1,576,000 | 2,446 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $285,000 | 1,906 |
| Income before extraordinary items | $1,291,000 | 2,558 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,291,000 | 2,557 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,291,000 | 2,557 |
| Net charge-offs | $258,000 | 810 |
| Cash dividends | $600,000 | 1,762 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,291,000 | 2,549 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,363,000 | 2,603 |
| Total interest expense | $395,000 | 2,041 |
| Net interest income | $1,968,000 | 2,686 |
| Provision for loan and lease losses | $195,000 | 965 |
| Total noninterest income | $251,000 | 2,844 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $142,000 | 1,823 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $109,000 | 3,218 |
| Total noninterest expense | $1,314,000 | 3,015 |
| Salaries and employee benefits | $854,000 | 2,773 |
| Premises and equipment expense | $125,000 | 3,238 |
| Additional noninterest expense | $335,000 | 3,432 |
| Pre-tax net operating income | $710,000 | 2,568 |
| Securities gains (losses) | $-10,000 | 5,219 |
| Applicable income taxes | $110,000 | 2,091 |
| Income before extraordinary items | $590,000 | 2,638 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $590,000 | 2,638 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $590,000 | 2,638 |
| Net charge-offs | $254,000 | 479 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $598,400 | 2,615 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $9,460,000 | 2,556 |
| Total interest expense | $1,582,000 | 1,842 |
| Net interest income | $7,878,000 | 2,667 |
| Provision for loan and lease losses | $580,000 | 1,325 |
| Total noninterest income | $990,000 | 2,956 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $617,000 | 1,732 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $373,000 | 3,542 |
| Total noninterest expense | $4,979,000 | 3,097 |
| Salaries and employee benefits | $3,250,000 | 2,842 |
| Premises and equipment expense | $456,000 | 3,423 |
| Additional noninterest expense | $1,273,000 | 3,547 |
| Pre-tax net operating income | $3,309,000 | 2,321 |
| Securities gains (losses) | $-10,000 | 5,064 |
| Applicable income taxes | $1,052,000 | 1,827 |
| Income before extraordinary items | $2,247,000 | 2,492 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,247,000 | 2,492 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,247,000 | 2,492 |
| Net charge-offs | $630,000 | 953 |
| Cash dividends | $1,425,000 | 1,769 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $2,253,800 | 2,471 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $7,093,000 | 2,570 |
| Total interest expense | $1,194,000 | 1,809 |
| Net interest income | $5,899,000 | 2,684 |
| Provision for loan and lease losses | $450,000 | 1,230 |
| Total noninterest income | $739,000 | 2,988 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $465,000 | 1,730 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $274,000 | 3,597 |
| Total noninterest expense | $3,754,000 | 3,106 |
| Salaries and employee benefits | $2,443,000 | 2,860 |
| Premises and equipment expense | $345,000 | 3,444 |
| Additional noninterest expense | $966,000 | 3,536 |
| Pre-tax net operating income | $2,434,000 | 2,407 |
| Securities gains (losses) | $-10,000 | 5,399 |
| Applicable income taxes | $650,000 | 1,847 |
| Income before extraordinary items | $1,774,000 | 2,590 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,774,000 | 2,590 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,774,000 | 2,590 |
| Net charge-offs | $448,000 | 872 |
| Cash dividends | $575,000 | 2,275 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,781,300 | 2,572 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $4,725,000 | 2,553 |
| Total interest expense | $806,000 | 1,762 |
| Net interest income | $3,919,000 | 2,689 |
| Provision for loan and lease losses | $300,000 | 1,177 |
| Total noninterest income | $499,000 | 2,971 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $312,000 | 1,704 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $187,000 | 3,570 |
| Total noninterest expense | $2,462,000 | 3,158 |
| Salaries and employee benefits | $1,584,000 | 2,922 |
| Premises and equipment expense | $228,000 | 3,485 |
| Additional noninterest expense | $650,000 | 3,537 |
| Pre-tax net operating income | $1,656,000 | 2,327 |
| Securities gains (losses) | $-9,000 | 5,476 |
| Applicable income taxes | $445,000 | 1,807 |
| Income before extraordinary items | $1,202,000 | 2,528 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,202,000 | 2,527 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,202,000 | 2,528 |
| Net charge-offs | $430,000 | 642 |
| Cash dividends | $575,000 | 1,852 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,208,570 | 2,496 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,365,000 | 2,540 |
| Total interest expense | $416,000 | 1,705 |
| Net interest income | $1,949,000 | 2,702 |
| Provision for loan and lease losses | $150,000 | 1,115 |
| Total noninterest income | $261,000 | 2,891 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $163,000 | 1,645 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $98,000 | 3,504 |
| Total noninterest expense | $1,295,000 | 3,105 |
| Salaries and employee benefits | $812,000 | 2,917 |
| Premises and equipment expense | $120,000 | 3,440 |
| Additional noninterest expense | $363,000 | 3,312 |
| Pre-tax net operating income | $765,000 | 2,372 |
| Securities gains (losses) | $1,000 | 1,030 |
| Applicable income taxes | $200,000 | 1,870 |
| Income before extraordinary items | $566,000 | 2,562 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $566,000 | 2,561 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $566,000 | 2,562 |
| Net charge-offs | $126,000 | 801 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $565,260 | 2,546 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $9,435,000 | 2,530 |
| Total interest expense | $1,784,000 | 1,552 |
| Net interest income | $7,651,000 | 2,711 |
| Provision for loan and lease losses | $446,000 | 1,598 |
| Total noninterest income | $901,000 | 3,204 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $590,000 | 1,818 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $311,000 | 3,894 |
| Total noninterest expense | $5,103,000 | 3,147 |
| Salaries and employee benefits | $3,256,000 | 2,882 |
| Premises and equipment expense | $477,000 | 3,467 |
| Additional noninterest expense | $1,370,000 | 3,533 |
| Pre-tax net operating income | $3,003,000 | 2,393 |
| Securities gains (losses) | $25,000 | 2,256 |
| Applicable income taxes | $784,000 | 1,864 |
| Income before extraordinary items | $2,244,000 | 2,596 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,244,000 | 2,594 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,244,000 | 2,595 |
| Net charge-offs | $430,000 | 1,189 |
| Cash dividends | $1,275,000 | 1,894 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,225,500 | 2,548 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $7,107,000 | 2,519 |
| Total interest expense | $1,345,000 | 1,550 |
| Net interest income | $5,762,000 | 2,709 |
| Provision for loan and lease losses | $330,000 | 1,527 |
| Total noninterest income | $639,000 | 3,290 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $432,000 | 1,856 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $207,000 | 4,065 |
| Total noninterest expense | $3,873,000 | 3,128 |
| Salaries and employee benefits | $2,408,000 | 2,911 |
| Premises and equipment expense | $381,000 | 3,367 |
| Additional noninterest expense | $1,084,000 | 3,440 |
| Pre-tax net operating income | $2,198,000 | 2,470 |
| Securities gains (losses) | $25,000 | 2,204 |
| Applicable income taxes | $583,000 | 1,912 |
| Income before extraordinary items | $1,640,000 | 2,666 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,640,000 | 2,666 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,640,000 | 2,666 |
| Net charge-offs | $255,000 | 1,275 |
| Cash dividends | $525,000 | 2,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,621,500 | 2,633 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $4,777,000 | 2,499 |
| Total interest expense | $898,000 | 1,543 |
| Net interest income | $3,879,000 | 2,694 |
| Provision for loan and lease losses | $250,000 | 1,404 |
| Total noninterest income | $406,000 | 3,382 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $291,000 | 1,835 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $115,000 | 4,289 |
| Total noninterest expense | $2,478,000 | 3,224 |
| Salaries and employee benefits | $1,563,000 | 2,971 |
| Premises and equipment expense | $263,000 | 3,311 |
| Additional noninterest expense | $652,000 | 3,684 |
| Pre-tax net operating income | $1,557,000 | 2,340 |
| Securities gains (losses) | $18,000 | 1,997 |
| Applicable income taxes | $426,000 | 1,825 |
| Income before extraordinary items | $1,149,000 | 2,553 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,149,000 | 2,552 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,149,000 | 2,552 |
| Net charge-offs | $104,000 | 1,579 |
| Cash dividends | $525,000 | 1,913 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,135,860 | 2,514 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,413,000 | 2,471 |
| Total interest expense | $455,000 | 1,526 |
| Net interest income | $1,958,000 | 2,677 |
| Provision for loan and lease losses | $130,000 | 1,308 |
| Total noninterest income | $225,000 | 3,182 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $153,000 | 1,773 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $72,000 | 3,985 |
| Total noninterest expense | $1,273,000 | 3,182 |
| Salaries and employee benefits | $815,000 | 2,913 |
| Premises and equipment expense | $139,000 | 3,230 |
| Additional noninterest expense | $319,000 | 3,731 |
| Pre-tax net operating income | $780,000 | 2,311 |
| Securities gains (losses) | $15,000 | 1,354 |
| Applicable income taxes | $210,000 | 1,791 |
| Income before extraordinary items | $585,000 | 2,482 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $585,000 | 2,482 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $585,000 | 2,482 |
| Net charge-offs | $71,000 | 1,213 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $573,900 | 2,465 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $9,505,000 | 2,470 |
| Total interest expense | $1,893,000 | 1,458 |
| Net interest income | $7,612,000 | 2,698 |
| Provision for loan and lease losses | $390,000 | 1,618 |
| Total noninterest income | $814,000 | 3,408 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $569,000 | 1,916 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $245,000 | 4,211 |
| Total noninterest expense | $4,816,000 | 3,311 |
| Salaries and employee benefits | $2,991,000 | 3,033 |
| Premises and equipment expense | $494,000 | 3,509 |
| Additional noninterest expense | $1,331,000 | 3,680 |
| Pre-tax net operating income | $3,220,000 | 2,210 |
| Securities gains (losses) | $20,000 | 2,240 |
| Applicable income taxes | $846,000 | 1,748 |
| Income before extraordinary items | $2,394,000 | 2,408 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,394,000 | 2,410 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,394,000 | 2,410 |
| Net charge-offs | $215,000 | 1,918 |
| Cash dividends | $1,225,000 | 1,881 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,379,200 | 2,379 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $7,154,000 | 2,482 |
| Total interest expense | $1,435,000 | 1,455 |
| Net interest income | $5,719,000 | 2,714 |
| Provision for loan and lease losses | $310,000 | 1,477 |
| Total noninterest income | $568,000 | 3,543 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $403,000 | 2,026 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $165,000 | 4,378 |
| Total noninterest expense | $3,696,000 | 3,265 |
| Salaries and employee benefits | $2,257,000 | 3,052 |
| Premises and equipment expense | $383,000 | 3,480 |
| Additional noninterest expense | $1,056,000 | 3,553 |
| Pre-tax net operating income | $2,281,000 | 2,336 |
| Securities gains (losses) | $20,000 | 2,017 |
| Applicable income taxes | $595,000 | 1,852 |
| Income before extraordinary items | $1,706,000 | 2,549 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,706,000 | 2,550 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,706,000 | 2,550 |
| Net charge-offs | $124,000 | 1,967 |
| Cash dividends | $475,000 | 2,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,691,200 | 2,514 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $4,763,000 | 2,490 |
| Total interest expense | $973,000 | 1,439 |
| Net interest income | $3,790,000 | 2,725 |
| Provision for loan and lease losses | $230,000 | 1,372 |
| Total noninterest income | $353,000 | 3,647 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $249,000 | 2,110 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $104,000 | 4,475 |
| Total noninterest expense | $2,456,000 | 3,303 |
| Salaries and employee benefits | $1,464,000 | 3,132 |
| Premises and equipment expense | $268,000 | 3,392 |
| Additional noninterest expense | $724,000 | 3,506 |
| Pre-tax net operating income | $1,457,000 | 2,386 |
| Securities gains (losses) | $20,000 | 1,718 |
| Applicable income taxes | $375,000 | 1,908 |
| Income before extraordinary items | $1,102,000 | 2,579 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,102,000 | 2,581 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,102,000 | 2,581 |
| Net charge-offs | $50,000 | 2,311 |
| Cash dividends | $475,000 | 1,994 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,087,000 | 2,548 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,380,000 | 2,490 |
| Total interest expense | $490,000 | 1,429 |
| Net interest income | $1,890,000 | 2,726 |
| Provision for loan and lease losses | $140,000 | 1,190 |
| Total noninterest income | $220,000 | 3,262 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $140,000 | 1,910 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $80,000 | 3,916 |
| Total noninterest expense | $1,224,000 | 3,326 |
| Salaries and employee benefits | $762,000 | 3,071 |
| Premises and equipment expense | $112,000 | 3,808 |
| Additional noninterest expense | $350,000 | 3,585 |
| Pre-tax net operating income | $746,000 | 2,313 |
| Securities gains (losses) | $20,000 | 1,240 |
| Applicable income taxes | $195,000 | 1,852 |
| Income before extraordinary items | $571,000 | 2,481 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $571,000 | 2,484 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $571,000 | 2,483 |
| Net charge-offs | $9,000 | 2,520 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $556,000 | 2,453 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $9,476,000 | 2,529 |
| Total interest expense | $1,920,000 | 1,540 |
| Net interest income | $7,556,000 | 2,752 |
| Provision for loan and lease losses | $710,000 | 1,121 |
| Total noninterest income | $874,000 | 3,334 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $615,000 | 1,921 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $259,000 | 4,208 |
| Total noninterest expense | $5,163,000 | 3,239 |
| Salaries and employee benefits | $3,326,000 | 2,867 |
| Premises and equipment expense | $507,000 | 3,598 |
| Additional noninterest expense | $1,330,000 | 3,825 |
| Pre-tax net operating income | $2,557,000 | 2,549 |
| Securities gains (losses) | $90,000 | 1,335 |
| Applicable income taxes | $600,000 | 2,036 |
| Income before extraordinary items | $2,047,000 | 2,660 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,047,000 | 2,658 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,047,000 | 2,660 |
| Net charge-offs | $558,000 | 1,367 |
| Cash dividends | $1,150,000 | 1,873 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,977,700 | 2,683 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $7,103,000 | 2,545 |
| Total interest expense | $1,425,000 | 1,571 |
| Net interest income | $5,678,000 | 2,764 |
| Provision for loan and lease losses | $540,000 | 1,074 |
| Total noninterest income | $653,000 | 3,380 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $457,000 | 1,947 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $196,000 | 4,233 |
| Total noninterest expense | $3,889,000 | 3,250 |
| Salaries and employee benefits | $2,522,000 | 2,853 |
| Premises and equipment expense | $362,000 | 3,763 |
| Additional noninterest expense | $1,005,000 | 3,822 |
| Pre-tax net operating income | $1,902,000 | 2,608 |
| Securities gains (losses) | $78,000 | 1,167 |
| Applicable income taxes | $450,000 | 2,066 |
| Income before extraordinary items | $1,530,000 | 2,696 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,530,000 | 2,696 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,530,000 | 2,696 |
| Net charge-offs | $375,000 | 1,394 |
| Cash dividends | $450,000 | 2,316 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,469,940 | 2,731 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,730,000 | 2,535 |
| Total interest expense | $936,000 | 1,595 |
| Net interest income | $3,794,000 | 2,752 |
| Provision for loan and lease losses | $400,000 | 998 |
| Total noninterest income | $417,000 | 3,429 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $297,000 | 1,966 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $120,000 | 4,326 |
| Total noninterest expense | $2,533,000 | 3,313 |
| Salaries and employee benefits | $1,631,000 | 2,940 |
| Premises and equipment expense | $225,000 | 3,938 |
| Additional noninterest expense | $677,000 | 3,818 |
| Pre-tax net operating income | $1,278,000 | 2,528 |
| Securities gains (losses) | $78,000 | 925 |
| Applicable income taxes | $305,000 | 2,020 |
| Income before extraordinary items | $1,051,000 | 2,556 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,051,000 | 2,559 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,051,000 | 2,560 |
| Net charge-offs | $319,000 | 1,212 |
| Cash dividends | $450,000 | 1,914 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $990,160 | 2,625 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,363,000 | 2,543 |
| Total interest expense | $460,000 | 1,649 |
| Net interest income | $1,903,000 | 2,740 |
| Provision for loan and lease losses | $190,000 | 1,040 |
| Total noninterest income | $171,000 | 3,740 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $148,000 | 1,957 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $23,000 | 5,416 |
| Total noninterest expense | $1,349,000 | 3,198 |
| Salaries and employee benefits | $833,000 | 2,907 |
| Premises and equipment expense | $119,000 | 3,847 |
| Additional noninterest expense | $397,000 | 3,424 |
| Pre-tax net operating income | $535,000 | 2,767 |
| Securities gains (losses) | $43,000 | 706 |
| Applicable income taxes | $91,000 | 2,433 |
| Income before extraordinary items | $487,000 | 2,619 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $487,000 | 2,623 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $487,000 | 2,623 |
| Net charge-offs | $100,000 | 1,368 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $450,880 | 2,736 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $9,309,000 | 2,595 |
| Total interest expense | $1,796,000 | 1,875 |
| Net interest income | $7,513,000 | 2,763 |
| Provision for loan and lease losses | $985,000 | 1,117 |
| Total noninterest income | $498,000 | 4,410 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $670,000 | 1,900 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-172,000 | 6,660 |
| Total noninterest expense | $4,995,000 | 3,402 |
| Salaries and employee benefits | $3,124,000 | 3,012 |
| Premises and equipment expense | $409,000 | 4,168 |
| Additional noninterest expense | $1,462,000 | 3,717 |
| Pre-tax net operating income | $2,031,000 | 2,825 |
| Securities gains (losses) | $19,000 | 2,369 |
| Applicable income taxes | $439,000 | 2,293 |
| Income before extraordinary items | $1,611,000 | 3,027 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,611,000 | 3,029 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,611,000 | 3,030 |
| Net charge-offs | $950,000 | 1,317 |
| Cash dividends | $1,100,000 | 1,810 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,595,990 | 2,977 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $6,943,000 | 2,628 |
| Total interest expense | $1,333,000 | 1,946 |
| Net interest income | $5,610,000 | 2,778 |
| Provision for loan and lease losses | $810,000 | 1,040 |
| Total noninterest income | $342,000 | 4,606 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $515,000 | 1,870 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-173,000 | 6,785 |
| Total noninterest expense | $3,742,000 | 3,419 |
| Salaries and employee benefits | $2,329,000 | 3,060 |
| Premises and equipment expense | $344,000 | 3,972 |
| Additional noninterest expense | $1,069,000 | 3,770 |
| Pre-tax net operating income | $1,400,000 | 3,044 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $300,000 | 2,433 |
| Income before extraordinary items | $1,100,000 | 3,244 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,100,000 | 3,247 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,100,000 | 3,248 |
| Net charge-offs | $779,000 | 1,202 |
| Cash dividends | $450,000 | 2,192 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,100,000 | 3,173 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,562,000 | 2,661 |
| Total interest expense | $876,000 | 1,988 |
| Net interest income | $3,686,000 | 2,801 |
| Provision for loan and lease losses | $525,000 | 1,115 |
| Total noninterest income | $209,000 | 4,777 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $348,000 | 1,823 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-139,000 | 6,826 |
| Total noninterest expense | $2,434,000 | 3,504 |
| Salaries and employee benefits | $1,522,000 | 3,119 |
| Premises and equipment expense | $223,000 | 4,062 |
| Additional noninterest expense | $689,000 | 3,864 |
| Pre-tax net operating income | $936,000 | 3,015 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $185,000 | 2,510 |
| Income before extraordinary items | $751,000 | 3,185 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $751,000 | 3,187 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $751,000 | 3,188 |
| Net charge-offs | $489,000 | 1,274 |
| Cash dividends | $450,000 | 1,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $751,000 | 3,088 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,237,000 | 2,720 |
| Total interest expense | $432,000 | 2,051 |
| Net interest income | $1,805,000 | 2,856 |
| Provision for loan and lease losses | $210,000 | 1,313 |
| Total noninterest income | $171,000 | 3,927 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $182,000 | 1,731 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-11,000 | 6,800 |
| Total noninterest expense | $1,229,000 | 3,500 |
| Salaries and employee benefits | $715,000 | 3,273 |
| Premises and equipment expense | $112,000 | 4,062 |
| Additional noninterest expense | $402,000 | 3,492 |
| Pre-tax net operating income | $537,000 | 2,747 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $115,000 | 2,261 |
| Income before extraordinary items | $422,000 | 2,934 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $422,000 | 2,934 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $422,000 | 2,936 |
| Net charge-offs | $153,000 | 1,567 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $422,000 | 2,846 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $9,074,000 | 2,809 |
| Total interest expense | $1,782,000 | 2,368 |
| Net interest income | $7,292,000 | 2,885 |
| Provision for loan and lease losses | $1,020,000 | 1,744 |
| Total noninterest income | $1,132,000 | 3,053 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $733,000 | 1,820 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $399,000 | 3,636 |
| Total noninterest expense | $4,452,000 | 3,747 |
| Salaries and employee benefits | $2,898,000 | 3,206 |
| Premises and equipment expense | $382,000 | 4,403 |
| Additional noninterest expense | $1,172,000 | 4,416 |
| Pre-tax net operating income | $2,952,000 | 2,117 |
| Securities gains (losses) | $70,000 | 2,523 |
| Applicable income taxes | $743,000 | 1,780 |
| Income before extraordinary items | $2,279,000 | 2,359 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,279,000 | 2,360 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,279,000 | 2,361 |
| Net charge-offs | $1,394,000 | 1,459 |
| Cash dividends | $2,069,000 | 1,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,226,500 | 2,272 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $6,821,000 | 2,861 |
| Total interest expense | $1,343,000 | 2,450 |
| Net interest income | $5,478,000 | 2,923 |
| Provision for loan and lease losses | $560,000 | 2,139 |
| Total noninterest income | $873,000 | 3,022 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $576,000 | 1,775 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $297,000 | 3,711 |
| Total noninterest expense | $3,304,000 | 3,819 |
| Salaries and employee benefits | $2,124,000 | 3,281 |
| Premises and equipment expense | $323,000 | 4,206 |
| Additional noninterest expense | $857,000 | 4,503 |
| Pre-tax net operating income | $2,487,000 | 1,984 |
| Securities gains (losses) | $12,000 | 3,069 |
| Applicable income taxes | $626,000 | 1,702 |
| Income before extraordinary items | $1,873,000 | 2,237 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,873,000 | 2,237 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,873,000 | 2,237 |
| Net charge-offs | $735,000 | 1,765 |
| Cash dividends | $450,000 | 2,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,864,000 | 2,119 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,501,000 | 2,904 |
| Total interest expense | $903,000 | 2,518 |
| Net interest income | $3,598,000 | 2,972 |
| Provision for loan and lease losses | $350,000 | 2,226 |
| Total noninterest income | $572,000 | 3,006 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $376,000 | 1,801 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $196,000 | 3,710 |
| Total noninterest expense | $2,218,000 | 3,821 |
| Salaries and employee benefits | $1,430,000 | 3,265 |
| Premises and equipment expense | $210,000 | 4,273 |
| Additional noninterest expense | $578,000 | 4,484 |
| Pre-tax net operating income | $1,602,000 | 2,031 |
| Securities gains (losses) | $12,000 | 2,678 |
| Applicable income taxes | $380,000 | 1,781 |
| Income before extraordinary items | $1,234,000 | 2,215 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,234,000 | 2,215 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,234,000 | 2,215 |
| Net charge-offs | $475,000 | 1,832 |
| Cash dividends | $450,000 | 1,703 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,224,880 | 2,110 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,210,000 | 2,975 |
| Total interest expense | $462,000 | 2,553 |
| Net interest income | $1,748,000 | 3,062 |
| Provision for loan and lease losses | $140,000 | 2,491 |
| Total noninterest income | $281,000 | 3,045 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $185,000 | 1,817 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $96,000 | 3,766 |
| Total noninterest expense | $1,066,000 | 3,928 |
| Salaries and employee benefits | $667,000 | 3,471 |
| Premises and equipment expense | $109,000 | 4,223 |
| Additional noninterest expense | $290,000 | 4,468 |
| Pre-tax net operating income | $823,000 | 1,983 |
| Securities gains (losses) | $11,000 | 1,753 |
| Applicable income taxes | $197,000 | 1,746 |
| Income before extraordinary items | $637,000 | 2,151 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $637,000 | 2,152 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $637,000 | 2,153 |
| Net charge-offs | $150,000 | 2,085 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $628,640 | 2,067 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $9,049,000 | 3,027 |
| Total interest expense | $1,934,000 | 2,845 |
| Net interest income | $7,115,000 | 3,038 |
| Provision for loan and lease losses | $1,000,000 | 2,401 |
| Total noninterest income | $833,000 | 3,443 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $712,000 | 1,953 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $121,000 | 5,110 |
| Total noninterest expense | $4,654,000 | 3,718 |
| Salaries and employee benefits | $3,049,000 | 3,078 |
| Premises and equipment expense | $424,000 | 4,435 |
| Additional noninterest expense | $1,181,000 | 4,499 |
| Pre-tax net operating income | $2,294,000 | 2,256 |
| Securities gains (losses) | $347,000 | 1,031 |
| Applicable income taxes | $577,000 | 1,894 |
| Income before extraordinary items | $2,064,000 | 2,203 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,064,000 | 2,204 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,064,000 | 2,204 |
| Net charge-offs | $848,000 | 2,556 |
| Cash dividends | $925,000 | 1,718 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,793,340 | 2,381 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,769,000 | 3,060 |
| Total interest expense | $1,466,000 | 2,917 |
| Net interest income | $5,303,000 | 3,064 |
| Provision for loan and lease losses | $690,000 | 2,459 |
| Total noninterest income | $617,000 | 3,462 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $530,000 | 1,978 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $87,000 | 5,243 |
| Total noninterest expense | $3,592,000 | 3,657 |
| Salaries and employee benefits | $2,309,000 | 3,063 |
| Premises and equipment expense | $349,000 | 4,258 |
| Additional noninterest expense | $934,000 | 4,351 |
| Pre-tax net operating income | $1,638,000 | 2,409 |
| Securities gains (losses) | $330,000 | 872 |
| Applicable income taxes | $413,000 | 1,912 |
| Income before extraordinary items | $1,555,000 | 2,243 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,555,000 | 2,243 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,555,000 | 2,244 |
| Net charge-offs | $711,000 | 2,271 |
| Cash dividends | $375,000 | 2,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,294,300 | 2,500 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,470,000 | 3,103 |
| Total interest expense | $976,000 | 3,001 |
| Net interest income | $3,494,000 | 3,086 |
| Provision for loan and lease losses | $510,000 | 2,283 |
| Total noninterest income | $433,000 | 3,400 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $343,000 | 2,009 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $90,000 | 4,703 |
| Total noninterest expense | $2,510,000 | 3,570 |
| Salaries and employee benefits | $1,588,000 | 2,993 |
| Premises and equipment expense | $235,000 | 4,275 |
| Additional noninterest expense | $687,000 | 4,166 |
| Pre-tax net operating income | $907,000 | 2,701 |
| Securities gains (losses) | $319,000 | 529 |
| Applicable income taxes | $258,000 | 1,964 |
| Income before extraordinary items | $968,000 | 2,343 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $968,000 | 2,343 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $968,000 | 2,343 |
| Net charge-offs | $583,000 | 1,984 |
| Cash dividends | $375,000 | 1,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $715,990 | 2,802 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,174,000 | 3,189 |
| Total interest expense | $488,000 | 3,107 |
| Net interest income | $1,686,000 | 3,185 |
| Provision for loan and lease losses | $180,000 | 2,550 |
| Total noninterest income | $232,000 | 3,295 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $175,000 | 1,941 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $57,000 | 4,453 |
| Total noninterest expense | $1,291,000 | 3,492 |
| Salaries and employee benefits | $795,000 | 3,022 |
| Premises and equipment expense | $117,000 | 4,338 |
| Additional noninterest expense | $379,000 | 3,867 |
| Pre-tax net operating income | $447,000 | 2,763 |
| Securities gains (losses) | $65,000 | 662 |
| Applicable income taxes | $85,000 | 2,355 |
| Income before extraordinary items | $427,000 | 2,533 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $427,000 | 2,532 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $427,000 | 2,533 |
| Net charge-offs | $340,000 | 1,642 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $373,050 | 2,754 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $8,982,000 | 3,227 |
| Total interest expense | $2,250,000 | 3,246 |
| Net interest income | $6,732,000 | 3,177 |
| Provision for loan and lease losses | $875,000 | 3,262 |
| Total noninterest income | $202,000 | 5,940 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $742,000 | 1,955 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-540,000 | 7,409 |
| Total noninterest expense | $4,480,000 | 3,908 |
| Salaries and employee benefits | $2,780,000 | 3,313 |
| Premises and equipment expense | $463,000 | 4,386 |
| Additional noninterest expense | $1,237,000 | 4,529 |
| Pre-tax net operating income | $1,579,000 | 2,647 |
| Securities gains (losses) | $457,000 | 957 |
| Applicable income taxes | $375,000 | 2,153 |
| Income before extraordinary items | $1,661,000 | 2,347 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,661,000 | 2,345 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,661,000 | 2,348 |
| Net charge-offs | $730,000 | 3,121 |
| Cash dividends | $729,000 | 1,882 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,286,260 | 2,670 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,750,000 | 3,285 |
| Total interest expense | $1,739,000 | 3,299 |
| Net interest income | $5,011,000 | 3,241 |
| Provision for loan and lease losses | $725,000 | 2,991 |
| Total noninterest income | $165,000 | 5,947 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $559,000 | 1,996 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-394,000 | 7,541 |
| Total noninterest expense | $3,352,000 | 3,924 |
| Salaries and employee benefits | $2,008,000 | 3,427 |
| Premises and equipment expense | $357,000 | 4,381 |
| Additional noninterest expense | $987,000 | 4,330 |
| Pre-tax net operating income | $1,099,000 | 2,930 |
| Securities gains (losses) | $457,000 | 795 |
| Applicable income taxes | $292,000 | 2,177 |
| Income before extraordinary items | $1,264,000 | 2,457 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,264,000 | 2,454 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,264,000 | 2,458 |
| Net charge-offs | $659,000 | 2,706 |
| Cash dividends | $268,000 | 2,447 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $893,830 | 2,964 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,526,000 | 3,308 |
| Total interest expense | $1,182,000 | 3,347 |
| Net interest income | $3,344,000 | 3,220 |
| Provision for loan and lease losses | $500,000 | 2,840 |
| Total noninterest income | $209,000 | 4,948 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $378,000 | 1,979 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-169,000 | 7,585 |
| Total noninterest expense | $2,286,000 | 3,858 |
| Salaries and employee benefits | $1,388,000 | 3,369 |
| Premises and equipment expense | $228,000 | 4,525 |
| Additional noninterest expense | $670,000 | 4,288 |
| Pre-tax net operating income | $767,000 | 2,866 |
| Securities gains (losses) | $447,000 | 524 |
| Applicable income taxes | $250,000 | 1,908 |
| Income before extraordinary items | $964,000 | 2,183 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $964,000 | 2,181 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $964,000 | 2,185 |
| Net charge-offs | $167,000 | 3,716 |
| Cash dividends | $268,000 | 2,026 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $610,870 | 2,920 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,271,000 | 3,357 |
| Total interest expense | $608,000 | 3,402 |
| Net interest income | $1,663,000 | 3,260 |
| Provision for loan and lease losses | $250,000 | 2,660 |
| Total noninterest income | $177,000 | 3,929 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $185,000 | 2,008 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-8,000 | 7,556 |
| Total noninterest expense | $1,124,000 | 3,946 |
| Salaries and employee benefits | $654,000 | 3,571 |
| Premises and equipment expense | $117,000 | 4,526 |
| Additional noninterest expense | $353,000 | 4,134 |
| Pre-tax net operating income | $466,000 | 2,543 |
| Securities gains (losses) | $97,000 | 800 |
| Applicable income taxes | $110,000 | 2,030 |
| Income before extraordinary items | $453,000 | 2,316 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $453,000 | 2,315 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $453,000 | 2,316 |
| Net charge-offs | $96,000 | 3,145 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $375,400 | 2,564 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $9,916,000 | 3,254 |
| Total interest expense | $3,389,000 | 3,121 |
| Net interest income | $6,527,000 | 3,226 |
| Provision for loan and lease losses | $1,413,000 | 2,976 |
| Total noninterest income | $604,000 | 4,353 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $601,000 | 2,535 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $3,000 | 7,342 |
| Total noninterest expense | $4,619,000 | 3,916 |
| Salaries and employee benefits | $2,895,000 | 3,284 |
| Premises and equipment expense | $445,000 | 4,715 |
| Additional noninterest expense | $1,279,000 | 4,553 |
| Pre-tax net operating income | $1,099,000 | 2,845 |
| Securities gains (losses) | $115,000 | 2,023 |
| Applicable income taxes | $130,000 | 2,700 |
| Income before extraordinary items | $1,084,000 | 2,645 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,084,000 | 2,643 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,084,000 | 2,644 |
| Net charge-offs | $1,276,000 | 2,563 |
| Cash dividends | $686,000 | 2,152 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $981,650 | 2,746 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,524,000 | 3,282 |
| Total interest expense | $2,700,000 | 3,106 |
| Net interest income | $4,824,000 | 3,270 |
| Provision for loan and lease losses | $1,078,000 | 2,675 |
| Total noninterest income | $379,000 | 4,778 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $436,000 | 2,602 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-57,000 | 7,768 |
| Total noninterest expense | $3,399,000 | 3,985 |
| Salaries and employee benefits | $2,081,000 | 3,431 |
| Premises and equipment expense | $348,000 | 4,625 |
| Additional noninterest expense | $970,000 | 4,488 |
| Pre-tax net operating income | $726,000 | 3,264 |
| Securities gains (losses) | $115,000 | 1,717 |
| Applicable income taxes | $76,000 | 3,074 |
| Income before extraordinary items | $765,000 | 2,948 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $765,000 | 2,946 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $765,000 | 2,949 |
| Net charge-offs | $843,000 | 2,400 |
| Cash dividends | $269,000 | 2,755 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $660,350 | 3,136 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,132,000 | 3,245 |
| Total interest expense | $1,888,000 | 3,103 |
| Net interest income | $3,244,000 | 3,244 |
| Provision for loan and lease losses | $828,000 | 2,290 |
| Total noninterest income | $255,000 | 4,769 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $271,000 | 2,705 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-16,000 | 7,849 |
| Total noninterest expense | $2,250,000 | 4,028 |
| Salaries and employee benefits | $1,414,000 | 3,410 |
| Premises and equipment expense | $225,000 | 4,742 |
| Additional noninterest expense | $611,000 | 4,672 |
| Pre-tax net operating income | $421,000 | 3,599 |
| Securities gains (losses) | $8,000 | 2,641 |
| Applicable income taxes | $27,000 | 3,544 |
| Income before extraordinary items | $402,000 | 3,465 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $402,000 | 3,462 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $402,000 | 3,463 |
| Net charge-offs | $640,000 | 2,072 |
| Cash dividends | $269,000 | 2,342 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $394,480 | 3,388 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,533,000 | 3,312 |
| Total interest expense | $980,000 | 3,106 |
| Net interest income | $1,553,000 | 3,354 |
| Provision for loan and lease losses | $100,000 | 3,845 |
| Total noninterest income | $37,000 | 6,760 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $116,000 | 2,969 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $-79,000 | 8,109 |
| Total noninterest expense | $1,069,000 | 4,111 |
| Salaries and employee benefits | $695,000 | 3,490 |
| Premises and equipment expense | $106,000 | 4,952 |
| Additional noninterest expense | $268,000 | 4,761 |
| Pre-tax net operating income | $421,000 | 2,701 |
| Securities gains (losses) | $8,000 | 1,969 |
| Applicable income taxes | $77,000 | 2,438 |
| Income before extraordinary items | $352,000 | 2,803 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $352,000 | 2,802 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $352,000 | 2,804 |
| Net charge-offs | $49,000 | 3,571 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $345,440 | 2,713 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $10,903,000 | 3,312 |
| Total interest expense | $4,640,000 | 3,172 |
| Net interest income | $6,263,000 | 3,356 |
| Provision for loan and lease losses | $1,240,000 | 2,420 |
| Total noninterest income | $861,000 | 3,712 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $663,000 | 2,453 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $198,000 | 4,853 |
| Total noninterest expense | $4,335,000 | 3,996 |
| Salaries and employee benefits | $2,848,000 | 3,399 |
| Premises and equipment expense | $435,000 | 4,858 |
| Additional noninterest expense | $1,052,000 | 4,673 |
| Pre-tax net operating income | $1,549,000 | 2,958 |
| Securities gains (losses) | $2,000 | 2,962 |
| Applicable income taxes | $275,000 | 2,499 |
| Income before extraordinary items | $1,276,000 | 2,798 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,276,000 | 2,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $817,000 | 2,179 |
| Cash dividends | $688,000 | 2,891 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,274,360 | 2,943 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,241,000 | 3,342 |
| Total interest expense | $3,600,000 | 3,176 |
| Net interest income | $4,641,000 | 3,410 |
| Provision for loan and lease losses | $855,000 | 2,005 |
| Total noninterest income | $653,000 | 3,781 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $501,000 | 2,454 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $152,000 | 4,925 |
| Total noninterest expense | $3,203,000 | 4,020 |
| Salaries and employee benefits | $2,029,000 | 3,575 |
| Premises and equipment expense | $340,000 | 4,739 |
| Additional noninterest expense | $834,000 | 4,442 |
| Pre-tax net operating income | $1,236,000 | 3,259 |
| Securities gains (losses) | $2,000 | 2,845 |
| Applicable income taxes | $239,000 | 2,721 |
| Income before extraordinary items | $999,000 | 3,105 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $999,000 | 3,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $504,000 | 1,951 |
| Cash dividends | $271,000 | 3,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $997,380 | 3,252 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,555,000 | 3,363 |
| Total interest expense | $2,508,000 | 3,176 |
| Net interest income | $3,047,000 | 3,452 |
| Provision for loan and lease losses | $630,000 | 1,645 |
| Total noninterest income | $417,000 | 3,932 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $332,000 | 2,448 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $85,000 | 5,318 |
| Total noninterest expense | $2,102,000 | 4,095 |
| Salaries and employee benefits | $1,335,000 | 3,652 |
| Premises and equipment expense | $221,000 | 4,859 |
| Additional noninterest expense | $546,000 | 4,465 |
| Pre-tax net operating income | $732,000 | 3,617 |
| Securities gains (losses) | $2,000 | 2,957 |
| Applicable income taxes | $126,000 | 3,211 |
| Income before extraordinary items | $608,000 | 3,619 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $608,000 | 3,620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $193,000 | 2,270 |
| Cash dividends | $271,000 | 3,102 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $606,340 | 3,568 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,801,000 | 3,425 |
| Total interest expense | $1,312,000 | 3,225 |
| Net interest income | $1,489,000 | 3,505 |
| Provision for loan and lease losses | $410,000 | 1,125 |
| Total noninterest income | $202,000 | 3,982 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $167,000 | 2,408 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $35,000 | 5,679 |
| Total noninterest expense | $1,039,000 | 4,127 |
| Salaries and employee benefits | $646,000 | 3,763 |
| Premises and equipment expense | $117,000 | 4,703 |
| Additional noninterest expense | $276,000 | 4,378 |
| Pre-tax net operating income | $242,000 | 4,590 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $34,000 | 3,939 |
| Income before extraordinary items | $208,000 | 4,577 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $208,000 | 4,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 2,828 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $208,000 | 4,480 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $11,572,000 | 3,375 |
| Total interest expense | $5,679,000 | 3,145 |
| Net interest income | $5,893,000 | 3,547 |
| Provision for loan and lease losses | $1,041,000 | 1,379 |
| Total noninterest income | $845,000 | 3,900 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $738,000 | 2,270 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $107,000 | 6,112 |
| Total noninterest expense | $4,090,000 | 4,044 |
| Salaries and employee benefits | $2,578,000 | 3,634 |
| Premises and equipment expense | $400,000 | 5,028 |
| Additional noninterest expense | $1,112,000 | 4,300 |
| Pre-tax net operating income | $1,607,000 | 3,781 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $312,000 | 3,344 |
| Income before extraordinary items | $1,295,000 | 3,771 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,295,000 | 3,770 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,071,000 | 970 |
| Cash dividends | $690,000 | 3,228 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,295,000 | 3,762 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,733,000 | 3,374 |
| Total interest expense | $4,287,000 | 3,125 |
| Net interest income | $4,446,000 | 3,542 |
| Provision for loan and lease losses | $1,000,000 | 898 |
| Total noninterest income | $605,000 | 4,011 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $632,000 | 2,020 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-27,000 | 8,517 |
| Total noninterest expense | $3,064,000 | 4,038 |
| Salaries and employee benefits | $1,862,000 | 3,738 |
| Premises and equipment expense | $326,000 | 4,762 |
| Additional noninterest expense | $876,000 | 4,102 |
| Pre-tax net operating income | $987,000 | 4,390 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $154,000 | 4,022 |
| Income before extraordinary items | $833,000 | 4,267 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $833,000 | 4,267 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,020,000 | 645 |
| Cash dividends | $271,000 | 3,772 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $833,000 | 4,254 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,810,000 | 3,393 |
| Total interest expense | $2,842,000 | 3,138 |
| Net interest income | $2,968,000 | 3,567 |
| Provision for loan and lease losses | $643,000 | 830 |
| Total noninterest income | $365,000 | 4,234 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $415,000 | 2,049 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $-50,000 | 8,593 |
| Total noninterest expense | $2,015,000 | 4,109 |
| Salaries and employee benefits | $1,206,000 | 3,857 |
| Premises and equipment expense | $215,000 | 4,801 |
| Additional noninterest expense | $594,000 | 4,044 |
| Pre-tax net operating income | $675,000 | 4,402 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $107,000 | 4,063 |
| Income before extraordinary items | $568,000 | 4,276 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $568,000 | 4,276 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $762,000 | 539 |
| Cash dividends | $271,000 | 3,273 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $568,000 | 4,266 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,875,000 | 3,393 |
| Total interest expense | $1,408,000 | 3,156 |
| Net interest income | $1,467,000 | 3,601 |
| Provision for loan and lease losses | $225,000 | 1,053 |
| Total noninterest income | $152,000 | 4,613 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $187,000 | 2,167 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $-35,000 | 8,625 |
| Total noninterest expense | $1,034,000 | 4,037 |
| Salaries and employee benefits | $626,000 | 3,769 |
| Premises and equipment expense | $105,000 | 4,900 |
| Additional noninterest expense | $303,000 | 3,941 |
| Pre-tax net operating income | $360,000 | 4,247 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $61,000 | 3,885 |
| Income before extraordinary items | $299,000 | 4,177 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $299,000 | 4,178 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $414,000 | 467 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $299,000 | 4,160 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $11,008,000 | 3,317 |
| Total interest expense | $5,055,000 | 3,004 |
| Net interest income | $5,953,000 | 3,546 |
| Provision for loan and lease losses | $1,620,000 | 675 |
| Total noninterest income | $614,000 | 4,678 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $717,000 | 2,319 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $-103,000 | 8,668 |
| Total noninterest expense | $3,777,000 | 4,147 |
| Salaries and employee benefits | $2,348,000 | 3,785 |
| Premises and equipment expense | $417,000 | 4,790 |
| Additional noninterest expense | $1,012,000 | 4,474 |
| Pre-tax net operating income | $1,170,000 | 4,844 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $154,000 | 4,571 |
| Income before extraordinary items | $1,016,000 | 4,676 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,016,000 | 4,678 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,392,000 | 518 |
| Cash dividends | $690,000 | 3,233 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,016,000 | 4,671 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,152,000 | 3,327 |
| Total interest expense | $3,664,000 | 3,005 |
| Net interest income | $4,488,000 | 3,549 |
| Provision for loan and lease losses | $1,070,000 | 713 |
| Total noninterest income | $457,000 | 4,722 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $531,000 | 2,358 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $-74,000 | 8,732 |
| Total noninterest expense | $2,806,000 | 4,167 |
| Salaries and employee benefits | $1,721,000 | 3,851 |
| Premises and equipment expense | $328,000 | 4,650 |
| Additional noninterest expense | $757,000 | 4,458 |
| Pre-tax net operating income | $1,069,000 | 4,583 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $178,000 | 4,288 |
| Income before extraordinary items | $891,000 | 4,451 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $891,000 | 4,455 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $977,000 | 476 |
| Cash dividends | $271,000 | 3,811 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $891,000 | 4,441 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,373,000 | 3,314 |
| Total interest expense | $2,352,000 | 2,975 |
| Net interest income | $3,021,000 | 3,526 |
| Provision for loan and lease losses | $740,000 | 686 |
| Total noninterest income | $334,000 | 4,464 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $347,000 | 2,365 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $-13,000 | 8,760 |
| Total noninterest expense | $1,842,000 | 4,229 |
| Salaries and employee benefits | $1,112,000 | 3,963 |
| Premises and equipment expense | $213,000 | 4,739 |
| Additional noninterest expense | $517,000 | 4,368 |
| Pre-tax net operating income | $773,000 | 4,399 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $140,000 | 4,109 |
| Income before extraordinary items | $633,000 | 4,315 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $633,000 | 4,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $756,000 | 418 |
| Cash dividends | $271,000 | 3,266 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $633,000 | 4,306 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,613,000 | 3,322 |
| Total interest expense | $1,137,000 | 2,926 |
| Net interest income | $1,476,000 | 3,583 |
| Provision for loan and lease losses | $265,000 | 880 |
| Total noninterest income | $154,000 | 4,607 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $174,000 | 2,295 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $-20,000 | 8,775 |
| Total noninterest expense | $937,000 | 4,190 |
| Salaries and employee benefits | $573,000 | 3,889 |
| Premises and equipment expense | $105,000 | 4,798 |
| Additional noninterest expense | $259,000 | 4,358 |
| Pre-tax net operating income | $428,000 | 4,123 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $83,000 | 3,847 |
| Income before extraordinary items | $345,000 | 4,051 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $345,000 | 4,051 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $265,000 | 508 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $345,000 | 4,035 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $10,179,000 | 3,110 |
| Total interest expense | $3,869,000 | 2,721 |
| Net interest income | $6,310,000 | 3,293 |
| Provision for loan and lease losses | $1,329,000 | 797 |
| Total noninterest income | $524,000 | 5,133 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $636,000 | 2,541 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $-112,000 | 8,828 |
| Total noninterest expense | $3,631,000 | 4,171 |
| Salaries and employee benefits | $2,211,000 | 3,825 |
| Premises and equipment expense | $400,000 | 4,857 |
| Additional noninterest expense | $1,020,000 | 4,359 |
| Pre-tax net operating income | $1,874,000 | 3,839 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $395,000 | 3,719 |
| Income before extraordinary items | $1,479,000 | 3,816 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,479,000 | 3,817 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,437,000 | 515 |
| Cash dividends | $690,000 | 3,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,479,000 | 3,783 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,546,000 | 3,090 |
| Total interest expense | $2,780,000 | 2,696 |
| Net interest income | $4,766,000 | 3,267 |
| Provision for loan and lease losses | $1,069,000 | 717 |
| Total noninterest income | $358,000 | 5,379 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $463,000 | 2,597 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $-105,000 | 8,856 |
| Total noninterest expense | $2,720,000 | 4,132 |
| Salaries and employee benefits | $1,621,000 | 3,872 |
| Premises and equipment expense | $330,000 | 4,539 |
| Additional noninterest expense | $769,000 | 4,303 |
| Pre-tax net operating income | $1,335,000 | 4,051 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $275,000 | 3,937 |
| Income before extraordinary items | $1,060,000 | 4,006 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,060,000 | 4,006 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,191,000 | 438 |
| Cash dividends | $271,000 | 3,679 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,060,000 | 3,959 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,958,000 | 3,062 |
| Total interest expense | $1,760,000 | 2,674 |
| Net interest income | $3,198,000 | 3,225 |
| Provision for loan and lease losses | $984,000 | 523 |
| Total noninterest income | $272,000 | 5,020 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $304,000 | 2,594 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $-32,000 | 8,862 |
| Total noninterest expense | $1,795,000 | 4,161 |
| Salaries and employee benefits | $1,072,000 | 3,875 |
| Premises and equipment expense | $211,000 | 4,630 |
| Additional noninterest expense | $512,000 | 4,293 |
| Pre-tax net operating income | $691,000 | 4,660 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $115,000 | 4,636 |
| Income before extraordinary items | $576,000 | 4,523 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $576,000 | 4,524 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,079,000 | 343 |
| Cash dividends | $271,000 | 3,115 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $576,000 | 4,465 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,427,000 | 3,064 |
| Total interest expense | $834,000 | 2,687 |
| Net interest income | $1,593,000 | 3,237 |
| Provision for loan and lease losses | $424,000 | 563 |
| Total noninterest income | $131,000 | 5,062 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $140,000 | 2,694 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $-9,000 | 8,911 |
| Total noninterest expense | $925,000 | 4,074 |
| Salaries and employee benefits | $562,000 | 3,758 |
| Premises and equipment expense | $110,000 | 4,551 |
| Additional noninterest expense | $253,000 | 4,329 |
| Pre-tax net operating income | $375,000 | 4,440 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $65,000 | 4,405 |
| Income before extraordinary items | $310,000 | 4,275 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $310,000 | 4,277 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $497,000 | 354 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $310,000 | 4,230 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $9,734,000 | 2,905 |
| Total interest expense | $3,196,000 | 2,481 |
| Net interest income | $6,538,000 | 3,070 |
| Provision for loan and lease losses | $831,000 | 1,247 |
| Total noninterest income | $496,000 | 5,284 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $585,000 | 2,762 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $-89,000 | 8,962 |
| Total noninterest expense | $3,399,000 | 4,271 |
| Salaries and employee benefits | $2,125,000 | 3,796 |
| Premises and equipment expense | $410,000 | 4,679 |
| Additional noninterest expense | $864,000 | 4,837 |
| Pre-tax net operating income | $2,804,000 | 2,728 |
| Securities gains (losses) | $50,000 | 1,738 |
| Applicable income taxes | $730,000 | 2,687 |
| Income before extraordinary items | $2,124,000 | 2,773 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,124,000 | 2,776 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $843,000 | 884 |
| Cash dividends | $690,000 | 2,999 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,087,000 | 2,749 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,255,000 | 2,888 |
| Total interest expense | $2,393,000 | 2,448 |
| Net interest income | $4,862,000 | 3,076 |
| Provision for loan and lease losses | $564,000 | 1,300 |
| Total noninterest income | $350,000 | 5,467 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $443,000 | 2,757 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $-93,000 | 9,023 |
| Total noninterest expense | $2,550,000 | 4,239 |
| Salaries and employee benefits | $1,572,000 | 3,818 |
| Premises and equipment expense | $342,000 | 4,352 |
| Additional noninterest expense | $636,000 | 4,862 |
| Pre-tax net operating income | $2,098,000 | 2,767 |
| Securities gains (losses) | $50,000 | 1,653 |
| Applicable income taxes | $550,000 | 2,736 |
| Income before extraordinary items | $1,598,000 | 2,804 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,598,000 | 2,805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $672,000 | 759 |
| Cash dividends | $271,000 | 3,593 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,561,000 | 2,784 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,809,000 | 2,890 |
| Total interest expense | $1,613,000 | 2,407 |
| Net interest income | $3,196,000 | 3,101 |
| Provision for loan and lease losses | $399,000 | 1,241 |
| Total noninterest income | $226,000 | 5,545 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $289,000 | 2,796 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $-63,000 | 9,076 |
| Total noninterest expense | $1,668,000 | 4,330 |
| Salaries and employee benefits | $1,026,000 | 3,902 |
| Premises and equipment expense | $218,000 | 4,496 |
| Additional noninterest expense | $424,000 | 4,865 |
| Pre-tax net operating income | $1,355,000 | 2,805 |
| Securities gains (losses) | $50,000 | 1,460 |
| Applicable income taxes | $370,000 | 2,701 |
| Income before extraordinary items | $1,035,000 | 2,845 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,035,000 | 2,846 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $451,000 | 769 |
| Cash dividends | $271,000 | 3,045 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $998,000 | 2,863 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,394,000 | 2,910 |
| Total interest expense | $826,000 | 2,373 |
| Net interest income | $1,568,000 | 3,155 |
| Provision for loan and lease losses | $155,000 | 1,385 |
| Total noninterest income | $95,000 | 5,901 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $137,000 | 2,859 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $-42,000 | 9,105 |
| Total noninterest expense | $863,000 | 4,227 |
| Salaries and employee benefits | $537,000 | 3,790 |
| Premises and equipment expense | $111,000 | 4,485 |
| Additional noninterest expense | $215,000 | 4,818 |
| Pre-tax net operating income | $645,000 | 2,893 |
| Securities gains (losses) | $50,000 | 1,193 |
| Applicable income taxes | $180,000 | 2,752 |
| Income before extraordinary items | $515,000 | 2,871 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $515,000 | 2,871 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $184,000 | 869 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $478,000 | 2,941 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $9,684,000 | 2,926 |
| Total interest expense | $4,147,000 | 2,146 |
| Net interest income | $5,537,000 | 3,410 |
| Provision for loan and lease losses | $1,025,000 | 1,155 |
| Total noninterest income | $534,000 | 5,258 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $594,000 | 2,712 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $-60,000 | 9,157 |
| Total noninterest expense | $3,293,000 | 4,325 |
| Salaries and employee benefits | $2,016,000 | 3,894 |
| Premises and equipment expense | $431,000 | 4,496 |
| Additional noninterest expense | $846,000 | 4,869 |
| Pre-tax net operating income | $1,753,000 | 3,704 |
| Securities gains (losses) | $285,000 | 1,078 |
| Applicable income taxes | $480,000 | 3,444 |
| Income before extraordinary items | $1,558,000 | 3,471 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,558,000 | 3,470 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $746,000 | 1,161 |
| Cash dividends | $641,000 | 3,093 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,341,400 | 3,679 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,262,000 | 2,960 |
| Total interest expense | $3,226,000 | 2,157 |
| Net interest income | $4,036,000 | 3,500 |
| Provision for loan and lease losses | $655,000 | 1,308 |
| Total noninterest income | $397,000 | 5,333 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $438,000 | 2,756 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-41,000 | 9,216 |
| Total noninterest expense | $2,434,000 | 4,357 |
| Salaries and employee benefits | $1,461,000 | 4,010 |
| Premises and equipment expense | $338,000 | 4,366 |
| Additional noninterest expense | $635,000 | 4,812 |
| Pre-tax net operating income | $1,344,000 | 3,768 |
| Securities gains (losses) | $285,000 | 1,001 |
| Applicable income taxes | $390,000 | 3,461 |
| Income before extraordinary items | $1,239,000 | 3,407 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,239,000 | 3,406 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $567,000 | 1,062 |
| Cash dividends | $271,000 | 3,633 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,022,400 | 3,773 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,907,000 | 2,952 |
| Total interest expense | $2,196,000 | 2,176 |
| Net interest income | $2,711,000 | 3,479 |
| Provision for loan and lease losses | $455,000 | 1,245 |
| Total noninterest income | $305,000 | 4,945 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $301,000 | 2,644 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $4,000 | 8,891 |
| Total noninterest expense | $1,591,000 | 4,401 |
| Salaries and employee benefits | $955,000 | 4,058 |
| Premises and equipment expense | $220,000 | 4,439 |
| Additional noninterest expense | $416,000 | 4,863 |
| Pre-tax net operating income | $970,000 | 3,601 |
| Securities gains (losses) | $198,000 | 1,046 |
| Applicable income taxes | $290,000 | 3,301 |
| Income before extraordinary items | $878,000 | 3,273 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $878,000 | 3,273 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $367,000 | 1,070 |
| Cash dividends | $271,000 | 3,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $729,500 | 3,553 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,454,000 | 2,963 |
| Total interest expense | $1,098,000 | 2,225 |
| Net interest income | $1,356,000 | 3,451 |
| Provision for loan and lease losses | $120,000 | 2,030 |
| Total noninterest income | $148,000 | 4,922 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $151,000 | 2,574 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $-3,000 | 9,265 |
| Total noninterest expense | $833,000 | 4,243 |
| Salaries and employee benefits | $500,000 | 3,904 |
| Premises and equipment expense | $110,000 | 4,431 |
| Additional noninterest expense | $223,000 | 4,588 |
| Pre-tax net operating income | $551,000 | 3,281 |
| Securities gains (losses) | $74,000 | 1,165 |
| Applicable income taxes | $155,000 | 3,169 |
| Income before extraordinary items | $470,000 | 3,088 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $470,000 | 3,086 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 1,241 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $414,500 | 3,209 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $10,285,000 | 2,943 |
| Total interest expense | $4,688,000 | 2,371 |
| Net interest income | $5,597,000 | 3,328 |
| Provision for loan and lease losses | $862,000 | 1,535 |
| Total noninterest income | $684,000 | 4,396 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $687,000 | 2,278 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-3,000 | 9,275 |
| Total noninterest expense | $3,191,000 | 4,266 |
| Salaries and employee benefits | $1,889,000 | 3,938 |
| Premises and equipment expense | $440,000 | 4,333 |
| Additional noninterest expense | $862,000 | 4,677 |
| Pre-tax net operating income | $2,228,000 | 3,163 |
| Securities gains (losses) | $246,000 | 1,032 |
| Applicable income taxes | $663,000 | 2,947 |
| Income before extraordinary items | $1,811,000 | 3,014 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,811,000 | 3,013 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $631,000 | 1,380 |
| Cash dividends | $641,000 | 3,039 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,631,420 | 3,185 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $11,116,000 | 3,036 |
| Total interest expense | $6,405,000 | 2,502 |
| Net interest income | $4,711,000 | 3,611 |
| Provision for loan and lease losses | $523,000 | 2,130 |
| Total noninterest income | $784,000 | 3,908 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $651,000 | 2,285 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $133,000 | 5,774 |
| Total noninterest expense | $3,011,000 | 4,324 |
| Salaries and employee benefits | $1,749,000 | 3,999 |
| Premises and equipment expense | $420,000 | 4,441 |
| Additional noninterest expense | $842,000 | 4,623 |
| Pre-tax net operating income | $1,961,000 | 3,214 |
| Securities gains (losses) | $257,000 | 999 |
| Applicable income taxes | $595,000 | 2,986 |
| Income before extraordinary items | $1,623,000 | 3,039 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,623,000 | 3,043 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $386,000 | 1,876 |
| Cash dividends | $621,000 | 3,075 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,435,390 | 3,236 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $10,420,000 | 3,289 |
| Total interest expense | $6,011,000 | 2,781 |
| Net interest income | $4,409,000 | 3,877 |
| Provision for loan and lease losses | $416,000 | 2,208 |
| Total noninterest income | $692,000 | 4,029 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $538,000 | 2,517 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $154,000 | 5,407 |
| Total noninterest expense | $2,877,000 | 4,372 |
| Salaries and employee benefits | $1,645,000 | 4,060 |
| Premises and equipment expense | $441,000 | 4,188 |
| Additional noninterest expense | $791,000 | 4,780 |
| Pre-tax net operating income | $1,808,000 | 3,560 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $469,000 | 3,625 |
| Income before extraordinary items | $1,339,000 | 3,554 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,339,000 | 3,554 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $261,000 | 2,002 |
| Cash dividends | $596,000 | 3,252 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,339,000 | 3,541 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,544,000 | 3,362 |
| Total interest expense | $5,087,000 | 2,869 |
| Net interest income | $4,457,000 | 3,816 |
| Provision for loan and lease losses | $270,000 | 2,899 |
| Total noninterest income | $710,000 | 3,957 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $517,000 | 2,553 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $193,000 | 5,023 |
| Total noninterest expense | $2,838,000 | 4,414 |
| Salaries and employee benefits | $1,600,000 | 4,126 |
| Premises and equipment expense | $428,000 | 4,299 |
| Additional noninterest expense | $810,000 | 4,738 |
| Pre-tax net operating income | $2,059,000 | 3,267 |
| Securities gains (losses) | $-1,000 | 8,592 |
| Applicable income taxes | $546,000 | 3,442 |
| Income before extraordinary items | $1,512,000 | 3,218 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,512,000 | 3,218 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $271,000 | 1,962 |
| Cash dividends | $2,500,000 | 1,126 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,512,730 | 3,187 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $9,386,000 | 3,421 |
| Total interest expense | $5,089,000 | 2,954 |
| Net interest income | $4,297,000 | 3,882 |
| Provision for loan and lease losses | $177,000 | 3,833 |
| Total noninterest income | $567,000 | 4,560 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $449,000 | 2,821 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $118,000 | 6,242 |
| Total noninterest expense | $2,753,000 | 4,434 |
| Salaries and employee benefits | $1,489,000 | 4,267 |
| Premises and equipment expense | $427,000 | 4,204 |
| Additional noninterest expense | $837,000 | 4,535 |
| Pre-tax net operating income | $1,934,000 | 3,425 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $491,000 | 3,883 |
| Income before extraordinary items | $1,443,000 | 3,357 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,443,000 | 3,357 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 3,356 |
| Cash dividends | $575,000 | 3,229 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,443,000 | 3,265 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,067,000 | 3,560 |
| Total interest expense | $4,857,000 | 3,062 |
| Net interest income | $4,210,000 | 4,054 |
| Provision for loan and lease losses | $803,000 | 1,179 |
| Total noninterest income | $587,000 | 4,477 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $468,000 | 2,799 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $119,000 | 6,301 |
| Total noninterest expense | $2,668,000 | 4,525 |
| Salaries and employee benefits | $1,485,000 | 4,291 |
| Premises and equipment expense | $411,000 | 4,353 |
| Additional noninterest expense | $772,000 | 4,854 |
| Pre-tax net operating income | $1,326,000 | 4,900 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $254,000 | 6,227 |
| Income before extraordinary items | $1,072,000 | 4,443 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,072,000 | 4,444 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $612,000 | 1,144 |
| Cash dividends | $550,000 | 3,253 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,072,000 | 4,381 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,699,000 | 3,719 |
| Total interest expense | $4,690,000 | 3,181 |
| Net interest income | $4,009,000 | 4,312 |
| Provision for loan and lease losses | $219,000 | 3,225 |
| Total noninterest income | $506,000 | 5,112 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $402,000 | 3,324 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $104,000 | 6,999 |
| Total noninterest expense | $2,472,000 | 5,057 |
| Salaries and employee benefits | $1,482,000 | 4,358 |
| Premises and equipment expense | $317,000 | 5,368 |
| Additional noninterest expense | $673,000 | 5,901 |
| Pre-tax net operating income | $1,824,000 | 3,669 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $391,000 | 4,956 |
| Income before extraordinary items | $1,433,000 | 3,334 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,433,000 | 3,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $218,000 | 2,539 |
| Cash dividends | $500,000 | 3,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,433,000 | 3,295 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,189,000 | 3,929 |
| Total interest expense | $4,552,000 | 3,280 |
| Net interest income | $3,637,000 | 4,692 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $557,000 | 4,824 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $414,000 | 3,258 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $143,000 | 6,129 |
| Total noninterest expense | $2,393,000 | 5,186 |
| Salaries and employee benefits | $1,334,000 | 4,769 |
| Premises and equipment expense | $248,000 | 6,385 |
| Additional noninterest expense | $811,000 | 5,198 |
| Pre-tax net operating income | $1,801,000 | 3,843 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $461,000 | 4,450 |
| Income before extraordinary items | $1,340,000 | 3,573 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,340,000 | 3,570 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,856 |
| Cash dividends | $450,000 | 3,566 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,340,000 | 3,555 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,938,000 | 4,256 |
| Total interest expense | $3,163,000 | 3,770 |
| Net interest income | $3,775,000 | 4,611 |
| Provision for loan and lease losses | $-19,000 | 11,836 |
| Total noninterest income | $422,000 | 5,933 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $363,000 | 3,709 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $59,000 | 9,142 |
| Total noninterest expense | $2,306,000 | 5,533 |
| Salaries and employee benefits | $1,223,000 | 5,165 |
| Premises and equipment expense | $271,000 | 6,158 |
| Additional noninterest expense | $812,000 | 5,625 |
| Pre-tax net operating income | $1,910,000 | 3,566 |
| Securities gains (losses) | $30,000 | 1,467 |
| Applicable income taxes | $476,000 | 4,208 |
| Income before extraordinary items | $1,464,000 | 3,241 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,464,000 | 3,255 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $172,000 | 2,751 |
| Cash dividends | $425,000 | 3,570 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,441,500 | 3,307 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,219,000 | 4,195 |
| Total interest expense | $3,122,000 | 3,985 |
| Net interest income | $4,097,000 | 4,309 |
| Provision for loan and lease losses | $132,000 | 4,966 |
| Total noninterest income | $442,000 | 6,062 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $352,000 | 3,857 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $90,000 | 8,232 |
| Total noninterest expense | $2,582,000 | 5,128 |
| Salaries and employee benefits | $1,167,000 | 5,358 |
| Premises and equipment expense | $286,000 | 6,090 |
| Additional noninterest expense | $1,129,000 | 4,433 |
| Pre-tax net operating income | $1,825,000 | 3,625 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $460,000 | 4,509 |
| Income before extraordinary items | $1,365,000 | 3,544 |
| Extraordinary gains, net | $82,000 | 1,762 |
| Net income | $1,447,000 | 3,459 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 4,894 |
| Cash dividends | $425,000 | 3,496 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,365,000 | 3,344 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,046,000 | 4,270 |
| Total interest expense | $3,962,000 | 4,112 |
| Net interest income | $4,084,000 | 4,360 |
| Provision for loan and lease losses | $302,000 | 4,094 |
| Total noninterest income | $439,000 | 6,174 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $365,000 | 3,767 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $74,000 | 9,109 |
| Total noninterest expense | $2,367,000 | 5,554 |
| Salaries and employee benefits | $1,047,000 | 5,793 |
| Premises and equipment expense | $275,000 | 6,364 |
| Additional noninterest expense | $1,045,000 | 4,876 |
| Pre-tax net operating income | $1,854,000 | 3,336 |
| Securities gains (losses) | $4,000 | 7,235 |
| Applicable income taxes | $476,000 | 4,162 |
| Income before extraordinary items | $1,382,000 | 3,322 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,382,000 | 3,364 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $236,000 | 3,841 |
| Cash dividends | $350,000 | 3,631 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,379,040 | 3,088 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.