Home > Gibson County Bank > Income and Expense
Gibson County Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,014,000 | 5,199 |
| Total interest expense | $2,991,000 | 4,773 |
| Net interest income | $3,023,000 | 5,462 |
| Provision for loan and lease losses | $120,000 | 4,090 |
| Total noninterest income | $374,000 | 6,230 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $245,000 | 5,015 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $129,000 | 6,436 |
| Total noninterest expense | $2,145,000 | 5,688 |
| Salaries and employee benefits | $1,072,000 | 5,718 |
| Premises and equipment expense | $230,000 | 6,662 |
| Additional noninterest expense | $843,000 | 5,031 |
| Pre-tax net operating income | $1,132,000 | 5,482 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $291,000 | 6,120 |
| Income before extraordinary items | $841,000 | 5,253 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $841,000 | 5,250 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,816 |
| Cash dividends | $950,000 | 2,150 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $841,000 | 5,238 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,488,000 | 5,252 |
| Total interest expense | $2,492,000 | 4,670 |
| Net interest income | $2,996,000 | 5,619 |
| Provision for loan and lease losses | $90,000 | 4,765 |
| Total noninterest income | $410,000 | 6,048 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $237,000 | 5,236 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $173,000 | 5,760 |
| Total noninterest expense | $2,438,000 | 5,267 |
| Salaries and employee benefits | $1,251,000 | 5,058 |
| Premises and equipment expense | $186,000 | 7,731 |
| Additional noninterest expense | $1,001,000 | 4,709 |
| Pre-tax net operating income | $878,000 | 6,500 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $231,000 | 6,821 |
| Income before extraordinary items | $647,000 | 6,245 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $647,000 | 6,257 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,524 |
| Cash dividends | $500,000 | 3,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $647,000 | 6,310 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,536,000 | 5,306 |
| Total interest expense | $2,458,000 | 4,902 |
| Net interest income | $3,078,000 | 5,547 |
| Provision for loan and lease losses | $53,000 | 7,335 |
| Total noninterest income | $426,000 | 6,211 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $261,000 | 4,939 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $165,000 | 6,257 |
| Total noninterest expense | $2,211,000 | 5,845 |
| Salaries and employee benefits | $1,066,000 | 5,807 |
| Premises and equipment expense | $243,000 | 6,833 |
| Additional noninterest expense | $902,000 | 5,354 |
| Pre-tax net operating income | $1,240,000 | 5,058 |
| Securities gains (losses) | $-10,000 | 12,776 |
| Applicable income taxes | $314,000 | 5,910 |
| Income before extraordinary items | $916,000 | 5,029 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $916,000 | 5,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $175,000 | 3,386 |
| Cash dividends | $420,000 | 3,523 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $923,400 | 4,763 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,021,000 | 5,470 |
| Total interest expense | $3,016,000 | 5,135 |
| Net interest income | $3,005,000 | 5,703 |
| Provision for loan and lease losses | $78,000 | 7,978 |
| Total noninterest income | $388,000 | 6,665 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $242,000 | 5,248 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $146,000 | 6,738 |
| Total noninterest expense | $2,205,000 | 5,909 |
| Salaries and employee benefits | $1,247,000 | 4,991 |
| Premises and equipment expense | $484,000 | 4,085 |
| Additional noninterest expense | $474,000 | 8,709 |
| Pre-tax net operating income | $1,110,000 | 5,224 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $242,000 | 6,787 |
| Income before extraordinary items | $868,000 | 5,052 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $868,000 | 5,104 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 10,059 |
| Cash dividends | $395,000 | 3,396 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $868,000 | 4,742 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.