Home > Gibraltar Private Bank & Trust Co. > Net charge- offs to loans
Gibraltar Private Bank & Trust Co., Net charge- offs to loans
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0405% | 5,131 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0283% | 4,960 |
| Percentage Net Loans Charged-off:Construction & development | -0.0215% | 4,539 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0174% | 4,905 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0007% | 2,395 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0007% | 2,280 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4482% | 5,225 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1630% | 2,888 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1630% | 2,756 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.4698% | 1,224 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0429% | 5,115 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0243% | 4,879 |
| Percentage Net Loans Charged-off:Construction & development | -0.0285% | 4,617 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0185% | 4,939 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0181% | 1,800 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0201% | 1,698 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4834% | 5,271 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1553% | 5,157 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1553% | 5,105 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.4988% | 1,206 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0297% | 4,950 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0087% | 4,528 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0183% | 5,027 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0274% | 1,483 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0306% | 1,378 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5521% | 5,353 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1382% | 5,086 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1382% | 5,026 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.7252% | 1,192 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0060% | 2,764 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0092% | 1,395 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0123% | 5,074 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0552% | 948 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0618% | 851 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0534% | 4,589 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0577% | 4,820 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0577% | 4,758 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0701% | 1,136 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0940% | 5,573 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0802% | 5,447 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0556% | 5,303 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.8526% | 4,756 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0012% | 2,727 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0021% | 3,875 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0015% | 2,613 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3372% | 5,378 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4276% | 5,591 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4276% | 5,552 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.4160% | 1,217 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1190% | 5,634 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1013% | 5,550 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0684% | 5,422 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.4388% | 4,779 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0018% | 2,388 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0015% | 3,890 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0021% | 2,289 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4424% | 5,475 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5242% | 5,641 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5242% | 5,604 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.5414% | 1,200 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0825% | 5,553 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0632% | 5,455 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0919% | 5,570 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0026% | 2,087 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0023% | 3,925 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0031% | 1,985 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4366% | 5,532 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4944% | 5,637 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4944% | 5,598 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.5254% | 1,193 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0319% | 5,094 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0258% | 5,168 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0124% | 5,231 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0004% | 4,675 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0046% | 3,982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,477 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1670% | 5,299 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1333% | 5,144 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1333% | 5,077 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1982% | 1,165 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2030% | 5,954 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1904% | 5,885 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0688% | 5,552 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2110% | 5,918 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1157% | 4,387 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2200% | 5,914 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4028% | 5,603 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5258% | 5,849 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5258% | 5,809 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.5577% | 1,281 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2156% | 6,010 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2021% | 5,961 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0826% | 5,678 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2298% | 5,994 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1532% | 4,456 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2370% | 5,998 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4788% | 5,713 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5006% | 5,869 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5006% | 5,823 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.6712% | 1,263 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3051% | 6,123 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2833% | 6,084 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1150% | 5,838 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3461% | 6,099 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2251% | 4,527 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3575% | 6,107 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8522% | 5,897 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5843% | 5,930 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5843% | 5,889 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.9132% | 1,247 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1131% | 5,899 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1039% | 5,918 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0169% | 5,572 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1328% | 5,997 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0046% | 4,189 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1447% | 6,032 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2792% | 5,656 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3103% | 5,668 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3103% | 5,620 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.3052% | 1,214 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2216% | 6,278 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1857% | 6,235 |
| Percentage Net Loans Charged-off:Construction & development | -0.0233% | 5,048 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0626% | 5,895 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.2434% | 5,168 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1486% | 6,181 |
| Percentage Net Loans Charged-off: Home equity loans | -1.1098% | 4,780 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0683% | 6,028 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.0746% | 6,087 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5773% | 6,160 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5773% | 6,114 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.1649% | 1,333 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2927% | 6,384 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2500% | 6,340 |
| Percentage Net Loans Charged-off:Construction & development | -0.0319% | 5,142 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0780% | 6,004 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.2877% | 5,211 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2269% | 6,293 |
| Percentage Net Loans Charged-off: Home equity loans | -1.5098% | 4,831 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1223% | 6,188 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.2517% | 6,187 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7250% | 6,241 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7250% | 6,205 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.3664% | 1,320 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2385% | 6,384 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1714% | 6,316 |
| Percentage Net Loans Charged-off:Construction & development | -0.0217% | 5,173 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0408% | 5,902 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.7733% | 5,204 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1866% | 6,338 |
| Percentage Net Loans Charged-off: Home equity loans | -2.3444% | 4,866 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0187% | 5,806 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.7731% | 6,280 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9510% | 6,314 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.9510% | 6,280 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.9767% | 1,295 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0319% | 5,590 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0098% | 5,453 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0618% | 6,142 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1175% | 140 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0036% | 5,435 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0039% | 5,480 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5672% | 6,090 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2441% | 5,800 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2441% | 5,740 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.6280% | 1,258 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1099% | 6,494 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0925% | 6,423 |
| Percentage Net Loans Charged-off:Construction & development | -0.0458% | 5,457 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1661% | 1,823 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3187% | 5,327 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1482% | 6,491 |
| Percentage Net Loans Charged-off: Home equity loans | -1.1703% | 4,981 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0603% | 6,341 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5508% | 6,223 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3437% | 6,295 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3437% | 6,250 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.6106% | 1,398 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1404% | 6,578 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1160% | 6,513 |
| Percentage Net Loans Charged-off:Construction & development | -0.0591% | 5,553 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2188% | 1,465 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5979% | 5,399 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1802% | 6,562 |
| Percentage Net Loans Charged-off: Home equity loans | -1.2401% | 5,023 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0850% | 6,423 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8603% | 6,390 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3523% | 6,295 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3523% | 6,237 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.9202% | 1,376 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0666% | 6,371 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0485% | 6,346 |
| Percentage Net Loans Charged-off:Construction & development | -0.0858% | 5,662 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3362% | 1,102 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0048% | 5,208 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1449% | 6,554 |
| Percentage Net Loans Charged-off: Home equity loans | -0.8351% | 5,018 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0786% | 6,412 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4603% | 6,239 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4025% | 6,295 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4025% | 6,240 |
| Percentage Net Loans Charged-off: All other loans and lease | -3.7037% | 6,179 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.4950% | 1,340 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1488% | 2,508 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1662% | 1,925 |
| Percentage Net Loans Charged-off:Construction & development | -0.2342% | 5,891 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9622% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.7776% | 127 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0820% | 6,454 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3715% | 546 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1271% | 6,562 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5819% | 6,376 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1666% | 2,391 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1666% | 2,251 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.5968% | 1,306 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6434% | 1,827 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6284% | 1,633 |
| Percentage Net Loans Charged-off:Construction & development | 2.4455% | 977 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1274% | 2,572 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4986% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5318% | 1,692 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1048% | 295 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3357% | 2,224 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3876% | 712 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8006% | 6,766 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8006% | 6,725 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 3.2391% | 58 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7386% | 1,498 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7294% | 1,366 |
| Percentage Net Loans Charged-off:Construction & development | 2.0712% | 1,000 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1088% | 2,341 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.3540% | 268 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6626% | 1,355 |
| Percentage Net Loans Charged-off: Home equity loans | 2.6788% | 224 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4000% | 1,916 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1324% | 502 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.8564% | 6,962 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.8564% | 6,918 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 4.7372% | 51 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0133% | 1,093 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9366% | 1,052 |
| Percentage Net Loans Charged-off:Construction & development | 2.9218% | 768 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1692% | 1,859 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.4555% | 190 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7665% | 1,174 |
| Percentage Net Loans Charged-off: Home equity loans | 3.9279% | 149 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3421% | 1,991 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8416% | 427 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3830% | 932 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3830% | 842 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 7.4563% | 37 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1319% | 912 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1412% | 817 |
| Percentage Net Loans Charged-off:Construction & development | 5.0769% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2927% | 1,177 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7541% | 262 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8891% | 951 |
| Percentage Net Loans Charged-off: Home equity loans | 4.5873% | 122 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3566% | 1,639 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7179% | 1,109 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1888% | 983 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1888% | 883 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 9.4915% | 22 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9827% | 1,763 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9772% | 1,648 |
| Percentage Net Loans Charged-off:Construction & development | 2.1251% | 1,650 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2569% | 2,554 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.6944% | 499 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9394% | 1,331 |
| Percentage Net Loans Charged-off: Home equity loans | 2.3462% | 390 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6691% | 1,750 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5297% | 2,701 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7867% | 901 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7843% | 772 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1281% | 1,405 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1692% | 1,249 |
| Percentage Net Loans Charged-off:Construction & development | 1.8339% | 1,575 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3267% | 1,997 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.0320% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0440% | 1,137 |
| Percentage Net Loans Charged-off: Home equity loans | 2.9878% | 275 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6515% | 1,628 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1921% | 6,620 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8297% | 1,803 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8283% | 1,543 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1136% | 1,414 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8727% | 1,574 |
| Percentage Net Loans Charged-off:Construction & development | 0.9046% | 1,716 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8910% | 1,084 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1987% | 397 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8389% | 1,350 |
| Percentage Net Loans Charged-off: Home equity loans | 2.3670% | 367 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5185% | 1,794 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7755% | 763 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.7253% | 115 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 9.7033% | 87 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7001% | 1,817 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5322% | 1,821 |
| Percentage Net Loans Charged-off:Construction & development | -0.4032% | 6,632 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1297% | 1,603 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.9163% | 5,774 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9643% | 991 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0737% | 534 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9407% | 954 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.1493% | 261 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7455% | 1,674 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7429% | 1,368 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6098% | 1,347 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5194% | 1,277 |
| Percentage Net Loans Charged-off:Construction & development | 3.1870% | 1,693 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4239% | 2,207 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.4067% | 232 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0830% | 1,305 |
| Percentage Net Loans Charged-off: Home equity loans | 2.3417% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7645% | 1,692 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3699% | 999 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7536% | 488 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2925% | 1,580 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1806% | 1,533 |
| Percentage Net Loans Charged-off:Construction & development | 1.9454% | 1,867 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3527% | 2,035 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.3505% | 282 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0163% | 1,235 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8834% | 485 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7889% | 1,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9863% | 1,020 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3901% | 365 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9333% | 1,969 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8672% | 1,784 |
| Percentage Net Loans Charged-off:Construction & development | 1.9739% | 1,637 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6447% | 1,313 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.2869% | 285 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4436% | 2,029 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2118% | 1,212 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5064% | 1,817 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2822% | 3,033 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.1754% | 426 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8239% | 1,883 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6665% | 1,781 |
| Percentage Net Loans Charged-off:Construction & development | 1.1539% | 1,436 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0417% | 7,473 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.5554% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5150% | 1,536 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5244% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5124% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1712% | 6,981 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.0932% | 190 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5224% | 1,643 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3393% | 1,515 |
| Percentage Net Loans Charged-off:Construction & development | 1.4692% | 2,326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3815% | 1,981 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7129% | 622 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6969% | 781 |
| Percentage Net Loans Charged-off: Home equity loans | 2.7362% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3791% | 951 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0985% | 1,302 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.5234% | 219 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5077% | 1,357 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5083% | 1,115 |
| Percentage Net Loans Charged-off:Construction & development | 1.5891% | 1,888 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8604% | 943 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.6835% | 352 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7020% | 660 |
| Percentage Net Loans Charged-off: Home equity loans | 2.3924% | 356 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4890% | 745 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4291% | 1,934 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6086% | 1,601 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5669% | 1,207 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5632% | 971 |
| Percentage Net Loans Charged-off:Construction & development | 2.1332% | 1,393 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6568% | 911 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7990% | 338 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7501% | 571 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2573% | 517 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9030% | 532 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6238% | 2,464 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4189% | 972 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5152% | 2,174 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5324% | 1,582 |
| Percentage Net Loans Charged-off:Construction & development | 0.0078% | 1,860 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0534% | 1,227 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1059% | 285 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9224% | 808 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0024% | 826 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2026% | 619 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0520% | 7,077 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2936% | 3,440 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5125% | 2,306 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4925% | 1,708 |
| Percentage Net Loans Charged-off:Construction & development | 1.5849% | 1,245 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1844% | 1,454 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2374% | 1,993 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5008% | 704 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1632% | 2,248 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9691% | 1,070 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3074% | 4,507 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4713% | 1,781 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4283% | 1,321 |
| Percentage Net Loans Charged-off:Construction & development | 1.8654% | 759 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0792% | 2,526 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3655% | 649 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9613% | 499 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3781% | 3,675 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0651% | 4,385 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0200% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0534% | 1,568 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0162% | 2,668 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0752% | 804 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7931% | 685 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5113% | 2,840 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0225% | 4,309 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0177% | 2,460 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0324% | 1,733 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1529% | 466 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3092% | 1,430 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,977 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0433% | 5,149 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0393% | 3,043 |
| Percentage Net Loans Charged-off:Construction & development | 0.1871% | 1,020 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,946 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1991% | 4,585 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0080% | 5,621 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2707% | 3,721 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,517 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,675 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 4,509 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,795 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0313% | 8,069 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1897% | 7,740 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6419% | 8,311 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0384% | 8,000 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0543% | 7,210 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8522% | 8,364 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0085% | 4,846 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0651% | 7,179 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2285% | 3,498 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0012% | 6,436 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0493% | 7,048 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,843 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0136% | 7,966 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0151% | 7,117 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2825% | 8,282 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1836% | 2,107 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2973% | 2,000 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6376% | 220 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3176% | 1,211 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0518% | 7,198 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.2678% | 93 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4210% | 829 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0581% | 7,234 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.0232% | 73 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0048% | 6,738 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0279% | 7,363 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1230% | 5,894 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,629 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0121% | 7,859 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0411% | 7,283 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2254% | 8,335 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0110% | 7,628 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0418% | 7,218 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2099% | 8,179 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0243% | 7,598 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0413% | 7,203 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5083% | 8,370 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1583% | 8,942 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1785% | 8,907 |
| Percentage Net Loans Charged-off:Construction & development | -0.4588% | 8,110 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4037% | 8,787 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1266% | 8,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2249% | 5,728 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4389% | 1,744 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1975% | 8,978 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2277% | 8,973 |
| Percentage Net Loans Charged-off:Construction & development | -0.5510% | 8,101 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5540% | 8,854 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0654% | 7,780 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3058% | 4,808 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6016% | 1,598 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0887% | 8,717 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1191% | 8,894 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.8744% | 8,900 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4602% | 3,735 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9690% | 1,351 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1195% | 8,695 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1308% | 8,949 |
| Percentage Net Loans Charged-off:Construction & development | 0.3684% | 176 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.8693% | 8,957 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,985 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0944% | 1,248 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1531% | 4,261 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1620% | 1,290 |
| Percentage Net Loans Charged-off:Construction & development | 0.5298% | 323 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0004% | 8,239 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0014% | 5,919 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0469% | 7,972 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1815% | 6,112 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0475% | 1,946 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0160% | 8,919 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1728% | 8,571 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1971% | 9,165 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0877% | 2,101 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2979% | 2,268 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1399% | 180 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7051% | 38 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0522% | 417 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2664% | 119 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3250% | 580 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2783% | 101 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2808% | 935 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0561% | 5,884 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4140% | 1,808 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0157% | 7,891 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0640% | 6,614 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,856 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0738% | 6,335 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6872% | 2,004 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4882% | 4,344 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |