Home > Germantown Savings Bank > Loan Charge- Offs and Recoveries
Germantown Savings Bank, Loan Charge- Offs and Recoveries
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,192,000 | 1,264 |
| Loans secured by real estate, total | $513,000 | 1,017 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $513,000 | 1,016 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $313,000 | 671 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $200,000 | 921 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $89,000 | 3,325 |
| Loans to individuals | $590,000 | 727 |
| Credit card loan charge offs | $56,000 | 966 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $534,000 | 564 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 371 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $3,480,000 | 267 |
| Loans secured by real estate, total | $2,890,000 | 90 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $2,890,000 | 90 |
| Construction and land development | $2,772,000 | 20 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $118,000 | 361 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $0 | 2,606 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $241,000 | 717 |
| Loans to individuals | $349,000 | 515 |
| Credit card loan recoveries | $54,000 | 462 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $295,000 | 468 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $0 | 355 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $-2,288,000 | 13,273 |
| Loans secured by real estate, total | $-2,377,000 | 13,277 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $-2,377,000 | 13,318 |
| Construction and land development | $-2,772,000 | 13,282 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $195,000 | 819 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $200,000 | 813 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $-152,000 | 13,027 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $241,000 | 984 |
| Credit card loan net charge offs | $2,000 | 3,091 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $239,000 | 714 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $0 | 299 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $4,799,000 | 616 |
| Loans secured by real estate, total | $3,642,000 | 355 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $3,642,000 | 354 |
| Construction and land development | $2,750,000 | 138 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $392,000 | 646 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $500,000 | 728 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $6,000 | 8,789 |
| Loans to individuals | $1,151,000 | 596 |
| Credit card loan charge offs | $154,000 | 711 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $997,000 | 475 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $0 | 387 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $3,175,000 | 263 |
| Loans secured by real estate, total | $1,765,000 | 102 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $1,765,000 | 101 |
| Construction and land development | $1,441,000 | 24 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $148,000 | 285 |
| Secured by multifamily residential properties | $176,000 | 67 |
| Secured by nonfarm nonresidential properties | $0 | 2,509 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $302,000 | 590 |
| Loans to individuals | $1,108,000 | 267 |
| Credit card loan recoveries | $35,000 | 554 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $1,073,000 | 194 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $0 | 349 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,624,000 | 1,133 |
| Loans secured by real estate, total | $1,877,000 | 522 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $1,877,000 | 522 |
| Construction and land development | $1,309,000 | 214 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $244,000 | 794 |
| Secured by multifamily residential properties | $-176,000 | 13,921 |
| Secured by nonfarm nonresidential properties | $500,000 | 672 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $-296,000 | 13,861 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $43,000 | 3,991 |
| Credit card loan net charge offs | $119,000 | 725 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $-76,000 | 13,895 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $0 | 326 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.