Home > Germantown Savings Bank > Income and Expense
Germantown Savings Bank, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $112,168,000 | 363 |
| Total interest expense | $47,873,000 | 372 |
| Net interest income | $64,295,000 | 354 |
| Provision for loan and lease losses | $1,900,000 | 840 |
| Total noninterest income | $5,358,000 | 934 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $3,555,000 | 416 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,803,000 | 1,352 |
| Total noninterest expense | $37,972,000 | 501 |
| Salaries and employee benefits | $20,317,000 | 382 |
| Premises and equipment expense | $6,339,000 | 416 |
| Additional noninterest expense | $11,316,000 | 694 |
| Pre-tax net operating income | $29,781,000 | 296 |
| Securities gains (losses) | $1,179,000 | 472 |
| Applicable income taxes | $10,462,000 | 302 |
| Income before extraordinary items | $20,498,000 | 308 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $20,498,000 | 318 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,288,000 | 13,273 |
| Cash dividends | $1,655,000 | 1,189 |
| Sale, conversion, retirement of capital stock, net | $1,690,000 | 386 |
| Net operating income | $19,719,860 | 303 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $115,201,000 | 391 |
| Total interest expense | $58,158,000 | 382 |
| Net interest income | $57,043,000 | 397 |
| Provision for loan and lease losses | $4,000,000 | 681 |
| Total noninterest income | $6,991,000 | 763 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $3,459,000 | 424 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $3,532,000 | 853 |
| Total noninterest expense | $37,442,000 | 511 |
| Salaries and employee benefits | $18,973,000 | 400 |
| Premises and equipment expense | $6,094,000 | 436 |
| Additional noninterest expense | $12,375,000 | 657 |
| Pre-tax net operating income | $22,592,000 | 314 |
| Securities gains (losses) | $922,000 | 697 |
| Applicable income taxes | $8,331,000 | 323 |
| Income before extraordinary items | $15,183,000 | 344 |
| Extraordinary gains, net | $-2,419,000 | 13,895 |
| Net income | $12,764,000 | 402 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,624,000 | 1,133 |
| Cash dividends | $1,221,000 | 1,305 |
| Sale, conversion, retirement of capital stock, net | $801,000 | 453 |
| Net operating income | $14,583,700 | 322 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.