Home > Germantown Federal Savings Bank > Assets and Liabilities
Germantown Federal Savings Bank, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 15 | 8,124 |
| Assets and Liabilities | ||
| Total Assets: | $49,538,000 | 7,085 |
| Cash and due from depository institutions | $5,029,000 | 8,124 |
| Interest-bearing balances | $4,169,000 | 1,058 |
| Securities | $7,964,000 | 8,108 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $35,021,000 | 6,303 |
| Loan loss allowance | $271,000 | 7,888 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $788,000 | 6,662 |
| Other real estate owned | $46,000 | 8,124 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $690,000 | 7,450 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $49,538,000 | 7,085 |
| Total liabilities | $44,120,000 | 7,081 |
| Total deposits | $41,418,000 | 7,127 |
| Interest-bearing deposits | $40,680,000 | 6,604 |
| Deposits held in domestic offices | $41,418,000 | 7,123 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $2,000,000 | 2,858 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $702,000 | 4,678 |
| Total equity capital | $5,418,000 | 6,818 |
| Total bank equity capital | $5,418,000 | 6,818 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,000 | 9,742 |
| Surplus | $2,030,000 | 5,335 |
| Undivided profits | $3,387,000 | 5,676 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $121,000 | 7,358 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $168,000 | 8,739 |
| Earning assets | $47,154,000 | 6,947 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $48,741,200 | 6,965 |
| Average Assets, quarterly | $49,485,000 | 7,040 |
| Volatile liabilities | $4,994,000 | 7,137 |
| Insider loans | $0 | 9,792 |
| FHLB advances | $2,000,000 | 637 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $1,835,000 | 7,617 |
| Tier 1 (core) risk-based capital | $5,335,000 | 6,741 |
| Tier 2 risk-based capital | $271,000 | 7,403 |
| Total risk weighted assets | $23,274,000 | 7,920 |
| Total unused commitments | $1,835,000 | 7,625 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 20 | 7,449 |
| Assets and Liabilities | ||
| Total Assets: | $48,038,000 | 7,419 |
| Cash and due from depository institutions | $3,112,000 | 7,449 |
| Interest-bearing balances | $2,607,000 | 1,360 |
| Securities | $11,409,000 | 7,469 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $31,895,000 | 6,718 |
| Loan loss allowance | $126,000 | 10,190 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $877,000 | 6,444 |
| Other real estate owned | $0 | 7,449 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $745,000 | 7,418 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $48,038,000 | 7,419 |
| Total liabilities | $42,756,000 | 7,421 |
| Total deposits | $41,424,000 | 7,366 |
| Interest-bearing deposits | $40,987,000 | 6,779 |
| Deposits held in domestic offices | $41,424,000 | 7,360 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $1,000,000 | 3,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $332,000 | 7,516 |
| Total equity capital | $5,282,000 | 6,998 |
| Total bank equity capital | $5,282,000 | 6,998 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,000 | 10,221 |
| Surplus | $2,023,000 | 5,421 |
| Undivided profits | $3,258,000 | 5,820 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $183,000 | 6,866 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $138,000 | 9,561 |
| Earning assets | $45,911,000 | 7,246 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $48,580,800 | 7,199 |
| Average Assets, quarterly | $48,498,500 | 7,323 |
| Volatile liabilities | $3,672,000 | 8,001 |
| Insider loans | $0 | 10,271 |
| FHLB advances | $1,000,000 | 778 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $1,579,000 | 7,983 |
| Tier 1 (core) risk-based capital | $5,257,000 | 6,922 |
| Tier 2 risk-based capital | $126,000 | 9,868 |
| Total risk weighted assets | $20,931,000 | 8,485 |
| Total unused commitments | $1,579,000 | 7,993 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 18 | 8,186 |
| Assets and Liabilities | ||
| Total Assets: | $48,454,000 | 7,543 |
| Cash and due from depository institutions | $2,186,000 | 8,186 |
| Interest-bearing balances | $1,769,000 | 1,939 |
| Securities | $16,472,000 | 6,332 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $28,254,000 | 7,242 |
| Loan loss allowance | $96,000 | 11,047 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $846,000 | 6,621 |
| Other real estate owned | $0 | 8,186 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $696,000 | 7,912 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $48,454,000 | 7,543 |
| Total liabilities | $43,297,000 | 7,546 |
| Total deposits | $41,785,000 | 7,529 |
| Interest-bearing deposits | $41,493,000 | 6,869 |
| Deposits held in domestic offices | $41,785,000 | 7,525 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $1,000,000 | 2,875 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $512,000 | 6,120 |
| Total equity capital | $5,157,000 | 7,230 |
| Total bank equity capital | $5,157,000 | 7,230 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,000 | 10,688 |
| Surplus | $1,955,000 | 5,713 |
| Undivided profits | $3,201,000 | 5,989 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $124,000 | 7,838 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $117,000 | 10,352 |
| Earning assets | $46,495,000 | 7,348 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $47,459,200 | 7,435 |
| Average Assets, quarterly | $48,065,000 | 7,517 |
| Volatile liabilities | $3,475,000 | 8,113 |
| Insider loans | $211,000 | 7,881 |
| FHLB advances | $1,000,000 | 739 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $579,000 | 9,843 |
| Tier 1 (core) risk-based capital | $5,040,000 | 7,206 |
| Tier 2 risk-based capital | $96,000 | 10,778 |
| Total risk weighted assets | $18,676,000 | 9,092 |
| Total unused commitments | $579,000 | 9,852 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 20 | 8,087 |
| Assets and Liabilities | ||
| Total Assets: | $47,416,000 | 7,735 |
| Cash and due from depository institutions | $4,849,000 | 8,087 |
| Interest-bearing balances | $4,619,000 | 775 |
| Securities | $19,774,000 | 5,911 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $21,263,000 | 8,472 |
| Loan loss allowance | $96,000 | 11,615 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $862,000 | 6,640 |
| Other real estate owned | $0 | 8,087 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $668,000 | 8,458 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $47,416,000 | 7,735 |
| Total liabilities | $42,024,000 | 7,825 |
| Total deposits | $41,705,000 | 7,637 |
| Interest-bearing deposits | $41,547,000 | 6,921 |
| Deposits held in domestic offices | $41,705,000 | 7,628 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $319,000 | 7,055 |
| Total equity capital | $5,392,000 | 6,774 |
| Total bank equity capital | $5,392,000 | 6,774 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,000 | 11,259 |
| Surplus | $1,930,000 | 5,756 |
| Undivided profits | $3,461,000 | 5,389 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $176,000 | 7,105 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $87,000 | 11,183 |
| Earning assets | $45,656,000 | 7,494 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $48,588,400 | 7,521 |
| Average Assets, quarterly | $47,596,500 | 7,694 |
| Volatile liabilities | $2,059,000 | 9,600 |
| Insider loans | $252,000 | 7,607 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $216,000 | 11,129 |
| Tier 1 (core) risk-based capital | $5,392,000 | 6,869 |
| Tier 2 risk-based capital | $96,000 | 11,287 |
| Total risk weighted assets | $15,915,000 | 9,886 |
| Total unused commitments | $216,000 | 11,132 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 18 | 8,903 |
| Assets and Liabilities | ||
| Total Assets: | $49,045,000 | 7,830 |
| Cash and due from depository institutions | $6,378,000 | 8,903 |
| Interest-bearing balances | $6,105,000 | 1,007 |
| Securities | $19,183,000 | 6,332 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $21,912,000 | 8,442 |
| Loan loss allowance | $98,000 | 12,149 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $865,000 | 6,696 |
| Other real estate owned | $0 | 8,903 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $707,000 | 7,736 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $49,045,000 | 7,830 |
| Total liabilities | $43,905,000 | 7,887 |
| Total deposits | $43,586,000 | 7,728 |
| Interest-bearing deposits | $43,420,000 | 6,981 |
| Deposits held in domestic offices | $43,586,000 | 7,720 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $319,000 | 7,264 |
| Total equity capital | $5,140,000 | 7,105 |
| Total bank equity capital | $5,140,000 | 7,105 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,000 | 11,788 |
| Surplus | $1,905,000 | 5,777 |
| Undivided profits | $3,234,000 | 5,864 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $240,000 | 7,037 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $96,000 | 11,137 |
| Earning assets | $47,200,000 | 7,599 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $47,939,600 | 7,803 |
| Average Assets, quarterly | $49,030,000 | 7,778 |
| Volatile liabilities | $2,304,000 | 9,276 |
| Insider loans | $243,000 | 7,842 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $0 | 12,206 |
| Tier 1 (core) risk-based capital | $5,140,000 | 7,032 |
| Tier 2 risk-based capital | $95,000 | 11,727 |
| Total risk weighted assets | $16,357,000 | 10,038 |
| Total unused commitments | $0 | 12,208 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 18 | 9,137 |
| Assets and Liabilities | ||
| Total Assets: | $47,296,000 | 8,163 |
| Cash and due from depository institutions | $8,543,000 | 9,137 |
| Interest-bearing balances | $8,261,000 | 900 |
| Securities | $14,498,000 | 7,509 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $22,692,000 | 8,343 |
| Loan loss allowance | $98,000 | 12,602 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $849,000 | 6,864 |
| Other real estate owned | $58,000 | 9,137 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $656,000 | 8,399 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $47,296,000 | 8,163 |
| Total liabilities | $44,216,000 | 8,024 |
| Total deposits | $43,903,000 | 7,876 |
| Interest-bearing deposits | $43,737,000 | 7,164 |
| Deposits held in domestic offices | $43,903,000 | 7,870 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $313,000 | 8,015 |
| Total equity capital | $3,080,000 | 9,597 |
| Total bank equity capital | $3,080,000 | 9,597 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $0 | 12,588 |
| Undivided profits | $3,080,000 | 5,852 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $160,000 | 8,997 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $103,000 | 11,475 |
| Earning assets | $45,451,000 | 7,867 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $47,767,600 | 7,932 |
| Average Assets, quarterly | $46,976,500 | 8,149 |
| Volatile liabilities | $1,674,000 | 10,504 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $318,000 | 11,197 |
| Tier 1 (core) risk-based capital | $3,080,000 | 9,534 |
| Tier 2 risk-based capital | $95,000 | 12,083 |
| Total risk weighted assets | $17,523,000 | 9,973 |
| Total unused commitments | $318,000 | 11,218 |
| Derivatives | $0 | 651 |