Home > German-American State Bank > Income and Expense
German-American State Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $15,590,000 | 2,218 |
| Total interest expense | $5,271,000 | 1,954 |
| Net interest income | $10,319,000 | 2,348 |
| Provision for loan and lease losses | $410,000 | 1,420 |
| Total noninterest income | $1,757,000 | 2,151 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $223,000 | 2,552 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $1,534,000 | 1,860 |
| Total noninterest expense | $8,568,000 | 2,230 |
| Salaries and employee benefits | $4,087,000 | 2,488 |
| Premises and equipment expense | $490,000 | 2,985 |
| Additional noninterest expense | $1,534,000 | 1,860 |
| Pre-tax net operating income | $3,098,000 | 2,474 |
| Securities gains (losses) | $17,000 | 680 |
| Applicable income taxes | $690,000 | 1,691 |
| Income before extraordinary items | $2,425,000 | 2,574 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,425,000 | 2,600 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $2,425,000 | 2,576 |
| Net charge-offs | $490,000 | 764 |
| Cash dividends | $900,000 | 2,276 |
| Sale, conversion, retirement of capital stock, net | $46,000 | 451 |
| Net operating income | $2,411,570 | 2,604 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $11,419,000 | 2,220 |
| Total interest expense | $3,638,000 | 1,937 |
| Net interest income | $7,781,000 | 2,352 |
| Provision for loan and lease losses | $1,656,000 | 498 |
| Total noninterest income | $1,191,000 | 2,238 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $161,000 | 2,611 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $1,030,000 | 1,954 |
| Total noninterest expense | $6,376,000 | 2,235 |
| Salaries and employee benefits | $3,152,000 | 2,446 |
| Premises and equipment expense | $370,000 | 2,978 |
| Additional noninterest expense | $1,030,000 | 1,954 |
| Pre-tax net operating income | $940,000 | 3,480 |
| Securities gains (losses) | $17,000 | 492 |
| Applicable income taxes | $134,000 | 2,541 |
| Income before extraordinary items | $823,000 | 3,465 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $823,000 | 3,497 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $823,000 | 3,465 |
| Net charge-offs | $503,000 | 575 |
| Cash dividends | $900,000 | 1,768 |
| Sale, conversion, retirement of capital stock, net | $46,000 | 426 |
| Net operating income | $808,380 | 3,501 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $7,510,000 | 2,215 |
| Total interest expense | $2,141,000 | 1,932 |
| Net interest income | $5,369,000 | 2,314 |
| Provision for loan and lease losses | $120,000 | 1,688 |
| Total noninterest income | $865,000 | 2,113 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $100,000 | 2,686 |
| Trading account gains and fees | $0 | 112 |
| Additional Noninterest Income | $765,000 | 1,789 |
| Total noninterest expense | $4,310,000 | 2,207 |
| Salaries and employee benefits | $2,165,000 | 2,403 |
| Premises and equipment expense | $248,000 | 2,973 |
| Additional noninterest expense | $765,000 | 1,787 |
| Pre-tax net operating income | $1,804,000 | 2,368 |
| Securities gains (losses) | $17,000 | 483 |
| Applicable income taxes | $417,000 | 1,610 |
| Income before extraordinary items | $1,404,000 | 2,475 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,404,000 | 2,504 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,404,000 | 2,475 |
| Net charge-offs | $462,000 | 467 |
| Cash dividends | $600,000 | 1,788 |
| Sale, conversion, retirement of capital stock, net | $46,000 | 388 |
| Net operating income | $1,390,570 | 2,495 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $3,607,000 | 2,249 |
| Total interest expense | $976,000 | 1,858 |
| Net interest income | $2,631,000 | 2,361 |
| Provision for loan and lease losses | $60,000 | 1,563 |
| Total noninterest income | $313,000 | 2,443 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $50,000 | 2,710 |
| Trading account gains and fees | $0 | 97 |
| Additional Noninterest Income | $263,000 | 2,136 |
| Total noninterest expense | $2,186,000 | 2,225 |
| Salaries and employee benefits | $1,113,000 | 2,390 |
| Premises and equipment expense | $130,000 | 2,952 |
| Additional noninterest expense | $263,000 | 2,136 |
| Pre-tax net operating income | $698,000 | 2,713 |
| Securities gains (losses) | $20,000 | 439 |
| Applicable income taxes | $156,000 | 1,843 |
| Income before extraordinary items | $562,000 | 2,765 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $562,000 | 2,765 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $562,000 | 2,765 |
| Net charge-offs | $432,000 | 298 |
| Cash dividends | $300,000 | 1,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $546,200 | 2,833 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $12,637,000 | 2,190 |
| Total interest expense | $2,185,000 | 1,504 |
| Net interest income | $10,452,000 | 2,310 |
| Provision for loan and lease losses | $210,000 | 1,759 |
| Total noninterest income | $1,616,000 | 2,258 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $207,000 | 2,712 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,409,000 | 1,969 |
| Total noninterest expense | $8,010,000 | 2,296 |
| Salaries and employee benefits | $4,155,000 | 2,439 |
| Premises and equipment expense | $396,000 | 3,314 |
| Additional noninterest expense | $1,409,000 | 1,969 |
| Pre-tax net operating income | $3,848,000 | 2,349 |
| Securities gains (losses) | $28,000 | 304 |
| Applicable income taxes | $937,000 | 1,605 |
| Income before extraordinary items | $2,939,000 | 2,486 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,939,000 | 2,484 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $2,939,000 | 2,485 |
| Net charge-offs | $-103,000 | 4,284 |
| Cash dividends | $1,000,000 | 2,143 |
| Sale, conversion, retirement of capital stock, net | $59,000 | 495 |
| Net operating income | $2,916,880 | 2,531 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $9,063,000 | 2,202 |
| Total interest expense | $1,348,000 | 1,421 |
| Net interest income | $7,715,000 | 2,308 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $1,141,000 | 2,348 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $153,000 | 2,749 |
| Trading account gains and fees | $0 | 111 |
| Additional Noninterest Income | $988,000 | 2,067 |
| Total noninterest expense | $5,874,000 | 2,319 |
| Salaries and employee benefits | $3,028,000 | 2,483 |
| Premises and equipment expense | $316,000 | 3,226 |
| Additional noninterest expense | $988,000 | 2,067 |
| Pre-tax net operating income | $2,982,000 | 2,292 |
| Securities gains (losses) | $28,000 | 303 |
| Applicable income taxes | $716,000 | 1,585 |
| Income before extraordinary items | $2,294,000 | 2,407 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,294,000 | 2,406 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $2,294,000 | 2,406 |
| Net charge-offs | $-144,000 | 4,389 |
| Cash dividends | $1,000,000 | 1,660 |
| Sale, conversion, retirement of capital stock, net | $59,000 | 440 |
| Net operating income | $2,271,880 | 2,465 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $5,741,000 | 2,237 |
| Total interest expense | $726,000 | 1,468 |
| Net interest income | $5,015,000 | 2,302 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $845,000 | 2,248 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $100,000 | 2,777 |
| Trading account gains and fees | $0 | 108 |
| Additional Noninterest Income | $745,000 | 1,990 |
| Total noninterest expense | $3,854,000 | 2,336 |
| Salaries and employee benefits | $2,002,000 | 2,501 |
| Premises and equipment expense | $212,000 | 3,242 |
| Additional noninterest expense | $1,640,000 | 1,866 |
| Pre-tax net operating income | $2,006,000 | 2,192 |
| Securities gains (losses) | $28,000 | 276 |
| Applicable income taxes | $479,000 | 1,513 |
| Income before extraordinary items | $1,555,000 | 2,297 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,555,000 | 2,297 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,555,000 | 2,297 |
| Net charge-offs | $-155,000 | 4,493 |
| Cash dividends | $1,000,000 | 1,328 |
| Sale, conversion, retirement of capital stock, net | $59,000 | 405 |
| Net operating income | $1,532,880 | 2,349 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $2,690,000 | 2,288 |
| Total interest expense | $323,000 | 1,561 |
| Net interest income | $2,367,000 | 2,343 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $524,000 | 2,018 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $47,000 | 2,821 |
| Trading account gains and fees | $0 | 103 |
| Additional Noninterest Income | $477,000 | 1,715 |
| Total noninterest expense | $1,886,000 | 2,380 |
| Salaries and employee benefits | $979,000 | 2,533 |
| Premises and equipment expense | $106,000 | 3,256 |
| Additional noninterest expense | $801,000 | 1,875 |
| Pre-tax net operating income | $1,005,000 | 2,087 |
| Securities gains (losses) | $24,000 | 279 |
| Applicable income taxes | $239,000 | 1,478 |
| Income before extraordinary items | $790,000 | 2,215 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $790,000 | 2,215 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $790,000 | 2,215 |
| Net charge-offs | $-149,000 | 4,637 |
| Cash dividends | $750,000 | 918 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $771,040 | 2,268 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $11,375,000 | 2,276 |
| Total interest expense | $1,501,000 | 1,663 |
| Net interest income | $9,874,000 | 2,347 |
| Provision for loan and lease losses | $600,000 | 874 |
| Total noninterest income | $1,348,000 | 2,665 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $174,000 | 2,855 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $1,174,000 | 2,466 |
| Total noninterest expense | $6,841,000 | 2,521 |
| Salaries and employee benefits | $3,675,000 | 2,637 |
| Premises and equipment expense | $376,000 | 3,442 |
| Additional noninterest expense | $2,790,000 | 2,081 |
| Pre-tax net operating income | $3,781,000 | 2,403 |
| Securities gains (losses) | $-5,000 | 4,325 |
| Applicable income taxes | $906,000 | 1,671 |
| Income before extraordinary items | $2,870,000 | 2,596 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,870,000 | 2,597 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $2,870,000 | 2,597 |
| Net charge-offs | $200,000 | 1,022 |
| Cash dividends | $855,000 | 2,366 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 522 |
| Net operating income | $2,873,950 | 2,581 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $8,489,000 | 2,330 |
| Total interest expense | $1,156,000 | 1,713 |
| Net interest income | $7,333,000 | 2,409 |
| Provision for loan and lease losses | $600,000 | 696 |
| Total noninterest income | $968,000 | 2,746 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $128,000 | 2,890 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $840,000 | 2,562 |
| Total noninterest expense | $5,036,000 | 2,568 |
| Salaries and employee benefits | $2,683,000 | 2,678 |
| Premises and equipment expense | $280,000 | 3,490 |
| Additional noninterest expense | $2,073,000 | 2,111 |
| Pre-tax net operating income | $2,665,000 | 2,589 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $633,000 | 1,807 |
| Income before extraordinary items | $2,032,000 | 2,785 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,032,000 | 2,784 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,032,000 | 2,785 |
| Net charge-offs | $207,000 | 783 |
| Cash dividends | $570,000 | 2,210 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 478 |
| Net operating income | $2,032,000 | 2,756 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $5,331,000 | 2,421 |
| Total interest expense | $789,000 | 1,749 |
| Net interest income | $4,542,000 | 2,497 |
| Provision for loan and lease losses | $600,000 | 497 |
| Total noninterest income | $647,000 | 2,707 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $83,000 | 2,882 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $564,000 | 2,513 |
| Total noninterest expense | $3,328,000 | 2,570 |
| Salaries and employee benefits | $1,705,000 | 2,753 |
| Premises and equipment expense | $190,000 | 3,481 |
| Additional noninterest expense | $1,433,000 | 2,039 |
| Pre-tax net operating income | $1,261,000 | 2,986 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $278,000 | 2,076 |
| Income before extraordinary items | $983,000 | 3,143 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $983,000 | 3,141 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $983,000 | 3,143 |
| Net charge-offs | $-3,000 | 3,379 |
| Cash dividends | $285,000 | 2,425 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 441 |
| Net operating income | $983,000 | 3,122 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,630,000 | 2,428 |
| Total interest expense | $407,000 | 1,773 |
| Net interest income | $2,223,000 | 2,510 |
| Provision for loan and lease losses | $105,000 | 1,210 |
| Total noninterest income | $310,000 | 2,771 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $41,000 | 2,882 |
| Trading account gains and fees | $0 | 127 |
| Additional Noninterest Income | $269,000 | 2,556 |
| Total noninterest expense | $1,615,000 | 2,604 |
| Salaries and employee benefits | $838,000 | 2,774 |
| Premises and equipment expense | $96,000 | 3,472 |
| Additional noninterest expense | $681,000 | 2,068 |
| Pre-tax net operating income | $813,000 | 2,646 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $196,000 | 1,824 |
| Income before extraordinary items | $617,000 | 2,874 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $617,000 | 2,873 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $617,000 | 2,874 |
| Net charge-offs | $9,000 | 1,389 |
| Cash dividends | $285,000 | 1,615 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $617,000 | 2,831 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $10,315,000 | 2,470 |
| Total interest expense | $2,057,000 | 1,952 |
| Net interest income | $8,258,000 | 2,570 |
| Provision for loan and lease losses | $320,000 | 2,622 |
| Total noninterest income | $1,253,000 | 2,636 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $180,000 | 2,901 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $1,073,000 | 2,413 |
| Total noninterest expense | $6,302,000 | 2,622 |
| Salaries and employee benefits | $3,413,000 | 2,727 |
| Premises and equipment expense | $395,000 | 3,428 |
| Additional noninterest expense | $2,494,000 | 2,198 |
| Pre-tax net operating income | $2,889,000 | 2,471 |
| Securities gains (losses) | $21,000 | 2,096 |
| Applicable income taxes | $654,000 | 1,746 |
| Income before extraordinary items | $2,256,000 | 2,673 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,256,000 | 2,673 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,256,000 | 2,673 |
| Net charge-offs | $103,000 | 1,985 |
| Cash dividends | $1,140,000 | 2,068 |
| Sale, conversion, retirement of capital stock, net | $39,000 | 503 |
| Net operating income | $2,239,410 | 2,638 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $7,709,000 | 2,493 |
| Total interest expense | $1,620,000 | 1,964 |
| Net interest income | $6,089,000 | 2,598 |
| Provision for loan and lease losses | $125,000 | 3,137 |
| Total noninterest income | $870,000 | 2,675 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $137,000 | 2,887 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $733,000 | 2,446 |
| Total noninterest expense | $4,616,000 | 2,644 |
| Salaries and employee benefits | $2,533,000 | 2,739 |
| Premises and equipment expense | $293,000 | 3,446 |
| Additional noninterest expense | $1,790,000 | 2,236 |
| Pre-tax net operating income | $2,218,000 | 2,439 |
| Securities gains (losses) | $21,000 | 1,900 |
| Applicable income taxes | $522,000 | 1,702 |
| Income before extraordinary items | $1,717,000 | 2,652 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,717,000 | 2,651 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,717,000 | 2,652 |
| Net charge-offs | $105,000 | 1,643 |
| Cash dividends | $855,000 | 1,852 |
| Sale, conversion, retirement of capital stock, net | $39,000 | 459 |
| Net operating income | $1,700,410 | 2,614 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $5,191,000 | 2,504 |
| Total interest expense | $1,147,000 | 1,987 |
| Net interest income | $4,044,000 | 2,616 |
| Provision for loan and lease losses | $75,000 | 3,188 |
| Total noninterest income | $594,000 | 2,621 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $94,000 | 2,901 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $500,000 | 2,371 |
| Total noninterest expense | $3,014,000 | 2,687 |
| Salaries and employee benefits | $1,656,000 | 2,775 |
| Premises and equipment expense | $199,000 | 3,411 |
| Additional noninterest expense | $1,159,000 | 2,274 |
| Pre-tax net operating income | $1,549,000 | 2,347 |
| Securities gains (losses) | $21,000 | 1,665 |
| Applicable income taxes | $371,000 | 1,586 |
| Income before extraordinary items | $1,199,000 | 2,557 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,199,000 | 2,556 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,199,000 | 2,557 |
| Net charge-offs | $-77,000 | 4,844 |
| Cash dividends | $570,000 | 1,840 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 419 |
| Net operating income | $1,182,410 | 2,534 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,641,000 | 2,473 |
| Total interest expense | $626,000 | 1,991 |
| Net interest income | $2,015,000 | 2,587 |
| Provision for loan and lease losses | $38,000 | 2,738 |
| Total noninterest income | $287,000 | 2,574 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $59,000 | 2,858 |
| Trading account gains and fees | $0 | 106 |
| Additional Noninterest Income | $228,000 | 2,292 |
| Total noninterest expense | $1,445,000 | 2,776 |
| Salaries and employee benefits | $785,000 | 2,890 |
| Premises and equipment expense | $87,000 | 3,639 |
| Additional noninterest expense | $573,000 | 2,319 |
| Pre-tax net operating income | $819,000 | 2,134 |
| Securities gains (losses) | $18,000 | 1,156 |
| Applicable income taxes | $203,000 | 1,393 |
| Income before extraordinary items | $634,000 | 2,320 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $634,000 | 2,319 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $634,000 | 2,320 |
| Net charge-offs | $-8,000 | 4,381 |
| Cash dividends | $285,000 | 1,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $619,780 | 2,318 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $10,983,000 | 2,423 |
| Total interest expense | $2,676,000 | 1,946 |
| Net interest income | $8,307,000 | 2,552 |
| Provision for loan and lease losses | $150,000 | 2,594 |
| Total noninterest income | $1,320,000 | 2,451 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $255,000 | 2,842 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $1,065,000 | 2,171 |
| Total noninterest expense | $5,828,000 | 2,741 |
| Salaries and employee benefits | $3,028,000 | 2,925 |
| Premises and equipment expense | $352,000 | 3,679 |
| Additional noninterest expense | $2,448,000 | 2,246 |
| Pre-tax net operating income | $3,649,000 | 2,173 |
| Securities gains (losses) | $37,000 | 1,364 |
| Applicable income taxes | $892,000 | 1,520 |
| Income before extraordinary items | $2,794,000 | 2,398 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,794,000 | 2,399 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,794,000 | 2,400 |
| Net charge-offs | $71,000 | 2,424 |
| Cash dividends | $2,140,000 | 1,512 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 566 |
| Net operating income | $2,764,770 | 2,375 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $8,226,000 | 2,456 |
| Total interest expense | $2,016,000 | 1,959 |
| Net interest income | $6,210,000 | 2,596 |
| Provision for loan and lease losses | $113,000 | 2,498 |
| Total noninterest income | $967,000 | 2,503 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $189,000 | 2,899 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $778,000 | 2,207 |
| Total noninterest expense | $4,289,000 | 2,790 |
| Salaries and employee benefits | $2,231,000 | 2,961 |
| Premises and equipment expense | $252,000 | 3,784 |
| Additional noninterest expense | $1,806,000 | 2,263 |
| Pre-tax net operating income | $2,775,000 | 2,213 |
| Securities gains (losses) | $37,000 | 1,189 |
| Applicable income taxes | $679,000 | 1,555 |
| Income before extraordinary items | $2,133,000 | 2,426 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,133,000 | 2,427 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,133,000 | 2,427 |
| Net charge-offs | $29,000 | 2,529 |
| Cash dividends | $855,000 | 1,976 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 517 |
| Net operating income | $2,103,770 | 2,421 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $5,438,000 | 2,471 |
| Total interest expense | $1,346,000 | 1,937 |
| Net interest income | $4,092,000 | 2,618 |
| Provision for loan and lease losses | $75,000 | 2,429 |
| Total noninterest income | $642,000 | 2,469 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $123,000 | 2,926 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $519,000 | 2,170 |
| Total noninterest expense | $2,839,000 | 2,821 |
| Salaries and employee benefits | $1,442,000 | 3,038 |
| Premises and equipment expense | $171,000 | 3,771 |
| Additional noninterest expense | $1,226,000 | 2,254 |
| Pre-tax net operating income | $1,820,000 | 2,217 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $435,000 | 1,559 |
| Income before extraordinary items | $1,385,000 | 2,436 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,385,000 | 2,436 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,385,000 | 2,436 |
| Net charge-offs | $19,000 | 2,375 |
| Cash dividends | $570,000 | 1,986 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 487 |
| Net operating income | $1,385,000 | 2,414 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,675,000 | 2,488 |
| Total interest expense | $655,000 | 1,937 |
| Net interest income | $2,020,000 | 2,658 |
| Provision for loan and lease losses | $38,000 | 2,301 |
| Total noninterest income | $308,000 | 2,494 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $60,000 | 2,958 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $248,000 | 2,158 |
| Total noninterest expense | $1,357,000 | 2,903 |
| Salaries and employee benefits | $691,000 | 3,132 |
| Premises and equipment expense | $85,000 | 3,806 |
| Additional noninterest expense | $581,000 | 2,330 |
| Pre-tax net operating income | $933,000 | 2,148 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $222,000 | 1,499 |
| Income before extraordinary items | $711,000 | 2,346 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $711,000 | 2,344 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $711,000 | 2,345 |
| Net charge-offs | $18,000 | 1,744 |
| Cash dividends | $285,000 | 1,780 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $711,000 | 2,333 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $10,418,000 | 2,455 |
| Total interest expense | $2,295,000 | 1,757 |
| Net interest income | $8,123,000 | 2,627 |
| Provision for loan and lease losses | $120,000 | 2,842 |
| Total noninterest income | $1,439,000 | 2,388 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $301,000 | 2,738 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,138,000 | 2,093 |
| Total noninterest expense | $5,386,000 | 2,923 |
| Salaries and employee benefits | $2,859,000 | 3,048 |
| Premises and equipment expense | $328,000 | 3,872 |
| Additional noninterest expense | $2,199,000 | 2,439 |
| Pre-tax net operating income | $4,056,000 | 2,090 |
| Securities gains (losses) | $5,000 | 828 |
| Applicable income taxes | $953,000 | 1,432 |
| Income before extraordinary items | $3,108,000 | 2,270 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,108,000 | 2,268 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,108,000 | 2,269 |
| Net charge-offs | $149,000 | 1,864 |
| Cash dividends | $1,140,000 | 2,077 |
| Sale, conversion, retirement of capital stock, net | $29,000 | 589 |
| Net operating income | $3,104,050 | 2,270 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $7,673,000 | 2,480 |
| Total interest expense | $1,628,000 | 1,755 |
| Net interest income | $6,045,000 | 2,644 |
| Provision for loan and lease losses | $90,000 | 2,683 |
| Total noninterest income | $1,011,000 | 2,490 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $223,000 | 2,770 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $788,000 | 2,203 |
| Total noninterest expense | $3,907,000 | 2,986 |
| Salaries and employee benefits | $2,055,000 | 3,115 |
| Premises and equipment expense | $244,000 | 3,925 |
| Additional noninterest expense | $1,608,000 | 2,476 |
| Pre-tax net operating income | $3,059,000 | 2,095 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $717,000 | 1,476 |
| Income before extraordinary items | $2,342,000 | 2,278 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,342,000 | 2,277 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,342,000 | 2,277 |
| Net charge-offs | $120,000 | 1,595 |
| Cash dividends | $570,000 | 2,255 |
| Sale, conversion, retirement of capital stock, net | $29,000 | 534 |
| Net operating income | $2,342,000 | 2,275 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $5,008,000 | 2,500 |
| Total interest expense | $1,009,000 | 1,764 |
| Net interest income | $3,999,000 | 2,653 |
| Provision for loan and lease losses | $60,000 | 2,584 |
| Total noninterest income | $668,000 | 2,504 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $143,000 | 2,837 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $525,000 | 2,222 |
| Total noninterest expense | $2,606,000 | 3,011 |
| Salaries and employee benefits | $1,369,000 | 3,130 |
| Premises and equipment expense | $161,000 | 3,970 |
| Additional noninterest expense | $1,076,000 | 2,474 |
| Pre-tax net operating income | $2,001,000 | 2,102 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $466,000 | 1,472 |
| Income before extraordinary items | $1,535,000 | 2,269 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,535,000 | 2,267 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,535,000 | 2,268 |
| Net charge-offs | $118,000 | 1,221 |
| Cash dividends | $570,000 | 1,851 |
| Sale, conversion, retirement of capital stock, net | $29,000 | 494 |
| Net operating income | $1,535,000 | 2,269 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,456,000 | 2,532 |
| Total interest expense | $470,000 | 1,789 |
| Net interest income | $1,986,000 | 2,673 |
| Provision for loan and lease losses | $30,000 | 2,415 |
| Total noninterest income | $324,000 | 2,515 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $72,000 | 2,839 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $252,000 | 2,215 |
| Total noninterest expense | $1,261,000 | 3,086 |
| Salaries and employee benefits | $673,000 | 3,192 |
| Premises and equipment expense | $77,000 | 4,102 |
| Additional noninterest expense | $511,000 | 2,591 |
| Pre-tax net operating income | $1,019,000 | 2,018 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $237,000 | 1,416 |
| Income before extraordinary items | $782,000 | 2,199 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $782,000 | 2,198 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $782,000 | 2,199 |
| Net charge-offs | $17,000 | 1,740 |
| Cash dividends | $285,000 | 1,651 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $782,000 | 2,191 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $9,318,000 | 2,583 |
| Total interest expense | $1,602,000 | 1,816 |
| Net interest income | $7,716,000 | 2,715 |
| Provision for loan and lease losses | $90,000 | 3,158 |
| Total noninterest income | $1,248,000 | 2,647 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $256,000 | 3,093 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $992,000 | 2,304 |
| Total noninterest expense | $4,971,000 | 3,100 |
| Salaries and employee benefits | $2,643,000 | 3,224 |
| Premises and equipment expense | $302,000 | 4,168 |
| Additional noninterest expense | $2,026,000 | 2,625 |
| Pre-tax net operating income | $3,903,000 | 2,079 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $1,490,000 | 1,549 |
| Income before extraordinary items | $2,413,000 | 2,374 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,413,000 | 2,374 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,413,000 | 2,374 |
| Net charge-offs | $80,000 | 2,629 |
| Cash dividends | $1,140,000 | 2,047 |
| Sale, conversion, retirement of capital stock, net | $29,000 | 617 |
| Net operating income | $2,413,000 | 2,351 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $6,884,000 | 2,619 |
| Total interest expense | $1,155,000 | 1,858 |
| Net interest income | $5,729,000 | 2,743 |
| Provision for loan and lease losses | $90,000 | 2,745 |
| Total noninterest income | $827,000 | 2,827 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $180,000 | 3,215 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $647,000 | 2,493 |
| Total noninterest expense | $3,552,000 | 3,217 |
| Salaries and employee benefits | $1,881,000 | 3,342 |
| Premises and equipment expense | $229,000 | 4,177 |
| Additional noninterest expense | $1,442,000 | 2,738 |
| Pre-tax net operating income | $2,914,000 | 2,113 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $929,000 | 1,524 |
| Income before extraordinary items | $1,985,000 | 2,421 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,985,000 | 2,420 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,985,000 | 2,421 |
| Net charge-offs | $-11,000 | 4,773 |
| Cash dividends | $855,000 | 1,868 |
| Sale, conversion, retirement of capital stock, net | $29,000 | 561 |
| Net operating income | $1,985,000 | 2,400 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $4,506,000 | 2,646 |
| Total interest expense | $741,000 | 1,887 |
| Net interest income | $3,765,000 | 2,753 |
| Provision for loan and lease losses | $60,000 | 2,608 |
| Total noninterest income | $542,000 | 2,857 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $112,000 | 3,325 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $430,000 | 2,504 |
| Total noninterest expense | $2,356,000 | 3,248 |
| Salaries and employee benefits | $1,241,000 | 3,369 |
| Premises and equipment expense | $154,000 | 4,176 |
| Additional noninterest expense | $961,000 | 2,745 |
| Pre-tax net operating income | $1,891,000 | 2,112 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $600,000 | 1,531 |
| Income before extraordinary items | $1,291,000 | 2,406 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,291,000 | 2,406 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,291,000 | 2,406 |
| Net charge-offs | $-11,000 | 4,827 |
| Cash dividends | $570,000 | 1,862 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 493 |
| Net operating income | $1,291,000 | 2,383 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,213,000 | 2,669 |
| Total interest expense | $361,000 | 1,903 |
| Net interest income | $1,852,000 | 2,786 |
| Provision for loan and lease losses | $30,000 | 2,408 |
| Total noninterest income | $252,000 | 2,950 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $56,000 | 3,345 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $196,000 | 2,602 |
| Total noninterest expense | $1,191,000 | 3,252 |
| Salaries and employee benefits | $639,000 | 3,352 |
| Premises and equipment expense | $74,000 | 4,275 |
| Additional noninterest expense | $478,000 | 2,764 |
| Pre-tax net operating income | $883,000 | 2,128 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $276,000 | 1,558 |
| Income before extraordinary items | $607,000 | 2,426 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $607,000 | 2,425 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $607,000 | 2,426 |
| Net charge-offs | $-3,000 | 4,448 |
| Cash dividends | $285,000 | 1,696 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $607,000 | 2,404 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $8,703,000 | 2,683 |
| Total interest expense | $1,451,000 | 1,844 |
| Net interest income | $7,252,000 | 2,803 |
| Provision for loan and lease losses | $90,000 | 3,218 |
| Total noninterest income | $1,142,000 | 2,826 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $277,000 | 3,075 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $865,000 | 2,576 |
| Total noninterest expense | $4,773,000 | 3,276 |
| Salaries and employee benefits | $2,537,000 | 3,372 |
| Premises and equipment expense | $314,000 | 4,227 |
| Additional noninterest expense | $1,922,000 | 2,831 |
| Pre-tax net operating income | $3,531,000 | 2,115 |
| Securities gains (losses) | $-47,000 | 5,740 |
| Applicable income taxes | $1,091,000 | 1,560 |
| Income before extraordinary items | $2,393,000 | 2,483 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,393,000 | 2,482 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,393,000 | 2,483 |
| Net charge-offs | $644,000 | 917 |
| Cash dividends | $1,140,000 | 2,050 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 620 |
| Net operating income | $2,425,430 | 2,406 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $6,482,000 | 2,700 |
| Total interest expense | $1,075,000 | 1,867 |
| Net interest income | $5,407,000 | 2,827 |
| Provision for loan and lease losses | $60,000 | 3,183 |
| Total noninterest income | $838,000 | 2,874 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $213,000 | 3,045 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $625,000 | 2,612 |
| Total noninterest expense | $3,474,000 | 3,354 |
| Salaries and employee benefits | $1,840,000 | 3,433 |
| Premises and equipment expense | $225,000 | 4,334 |
| Additional noninterest expense | $1,409,000 | 2,874 |
| Pre-tax net operating income | $2,711,000 | 2,110 |
| Securities gains (losses) | $48,000 | 1,795 |
| Applicable income taxes | $874,000 | 1,543 |
| Income before extraordinary items | $1,885,000 | 2,440 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,885,000 | 2,440 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,885,000 | 2,440 |
| Net charge-offs | $106,000 | 2,021 |
| Cash dividends | $855,000 | 1,819 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 552 |
| Net operating income | $1,852,360 | 2,410 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $4,293,000 | 2,728 |
| Total interest expense | $706,000 | 1,893 |
| Net interest income | $3,587,000 | 2,851 |
| Provision for loan and lease losses | $30,000 | 3,242 |
| Total noninterest income | $545,000 | 2,889 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $141,000 | 3,049 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $404,000 | 2,649 |
| Total noninterest expense | $2,283,000 | 3,403 |
| Salaries and employee benefits | $1,220,000 | 3,463 |
| Premises and equipment expense | $146,000 | 4,398 |
| Additional noninterest expense | $917,000 | 2,929 |
| Pre-tax net operating income | $1,819,000 | 2,094 |
| Securities gains (losses) | $39,000 | 1,599 |
| Applicable income taxes | $591,000 | 1,514 |
| Income before extraordinary items | $1,267,000 | 2,409 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,267,000 | 2,408 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,267,000 | 2,408 |
| Net charge-offs | $34,000 | 2,434 |
| Cash dividends | $570,000 | 1,840 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 489 |
| Net operating income | $1,240,480 | 2,380 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,134,000 | 2,742 |
| Total interest expense | $354,000 | 1,897 |
| Net interest income | $1,780,000 | 2,865 |
| Provision for loan and lease losses | $15,000 | 2,996 |
| Total noninterest income | $259,000 | 2,957 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $67,000 | 3,130 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $192,000 | 2,660 |
| Total noninterest expense | $1,123,000 | 3,452 |
| Salaries and employee benefits | $607,000 | 3,500 |
| Premises and equipment expense | $68,000 | 4,552 |
| Additional noninterest expense | $448,000 | 2,985 |
| Pre-tax net operating income | $901,000 | 2,077 |
| Securities gains (losses) | $16,000 | 1,332 |
| Applicable income taxes | $291,000 | 1,512 |
| Income before extraordinary items | $626,000 | 2,384 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $626,000 | 2,384 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $626,000 | 2,384 |
| Net charge-offs | $-1,000 | 4,102 |
| Cash dividends | $285,000 | 1,673 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $615,120 | 2,355 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $8,508,000 | 2,727 |
| Total interest expense | $1,506,000 | 1,772 |
| Net interest income | $7,002,000 | 2,861 |
| Provision for loan and lease losses | $110,000 | 2,968 |
| Total noninterest income | $1,031,000 | 3,021 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $280,000 | 3,162 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $751,000 | 2,732 |
| Total noninterest expense | $4,666,000 | 3,382 |
| Salaries and employee benefits | $2,435,000 | 3,474 |
| Premises and equipment expense | $397,000 | 3,914 |
| Additional noninterest expense | $1,834,000 | 2,976 |
| Pre-tax net operating income | $3,257,000 | 2,189 |
| Securities gains (losses) | $63,000 | 1,480 |
| Applicable income taxes | $1,036,000 | 1,566 |
| Income before extraordinary items | $2,284,000 | 2,492 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,284,000 | 2,494 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,284,000 | 2,494 |
| Net charge-offs | $523,000 | 1,129 |
| Cash dividends | $2,628,000 | 1,096 |
| Sale, conversion, retirement of capital stock, net | $27,000 | 664 |
| Net operating income | $2,240,530 | 2,473 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $6,384,000 | 2,738 |
| Total interest expense | $1,134,000 | 1,779 |
| Net interest income | $5,250,000 | 2,879 |
| Provision for loan and lease losses | $95,000 | 2,711 |
| Total noninterest income | $708,000 | 3,183 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $207,000 | 3,205 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $501,000 | 2,919 |
| Total noninterest expense | $3,404,000 | 3,462 |
| Salaries and employee benefits | $1,775,000 | 3,548 |
| Premises and equipment expense | $302,000 | 3,938 |
| Additional noninterest expense | $1,327,000 | 3,061 |
| Pre-tax net operating income | $2,459,000 | 2,213 |
| Securities gains (losses) | $64,000 | 1,303 |
| Applicable income taxes | $794,000 | 1,591 |
| Income before extraordinary items | $1,729,000 | 2,526 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,729,000 | 2,527 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,729,000 | 2,527 |
| Net charge-offs | $303,000 | 1,190 |
| Cash dividends | $2,346,000 | 862 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 646 |
| Net operating income | $1,684,840 | 2,518 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $4,252,000 | 2,738 |
| Total interest expense | $749,000 | 1,796 |
| Net interest income | $3,503,000 | 2,879 |
| Provision for loan and lease losses | $80,000 | 2,468 |
| Total noninterest income | $453,000 | 3,260 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $132,000 | 3,262 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $321,000 | 2,980 |
| Total noninterest expense | $2,253,000 | 3,505 |
| Salaries and employee benefits | $1,171,000 | 3,595 |
| Premises and equipment expense | $208,000 | 3,916 |
| Additional noninterest expense | $874,000 | 3,118 |
| Pre-tax net operating income | $1,623,000 | 2,204 |
| Securities gains (losses) | $1,000 | 2,511 |
| Applicable income taxes | $509,000 | 1,608 |
| Income before extraordinary items | $1,115,000 | 2,558 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,115,000 | 2,560 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,115,000 | 2,560 |
| Net charge-offs | $217,000 | 1,140 |
| Cash dividends | $564,000 | 1,797 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 593 |
| Net operating income | $1,114,310 | 2,502 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,142,000 | 2,720 |
| Total interest expense | $376,000 | 1,798 |
| Net interest income | $1,766,000 | 2,865 |
| Provision for loan and lease losses | $45,000 | 2,176 |
| Total noninterest income | $220,000 | 3,262 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $66,000 | 3,229 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $154,000 | 2,985 |
| Total noninterest expense | $1,078,000 | 3,622 |
| Salaries and employee benefits | $569,000 | 3,711 |
| Premises and equipment expense | $103,000 | 3,965 |
| Additional noninterest expense | $406,000 | 3,264 |
| Pre-tax net operating income | $863,000 | 2,091 |
| Securities gains (losses) | $1,000 | 1,909 |
| Applicable income taxes | $275,000 | 1,532 |
| Income before extraordinary items | $589,000 | 2,423 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $589,000 | 2,426 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $589,000 | 2,425 |
| Net charge-offs | $88,000 | 1,195 |
| Cash dividends | $282,000 | 1,595 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $588,320 | 2,360 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $8,616,000 | 2,735 |
| Total interest expense | $1,500,000 | 1,882 |
| Net interest income | $7,116,000 | 2,853 |
| Provision for loan and lease losses | $385,000 | 1,713 |
| Total noninterest income | $1,149,000 | 2,895 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $323,000 | 3,076 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $826,000 | 2,595 |
| Total noninterest expense | $4,536,000 | 3,532 |
| Salaries and employee benefits | $2,390,000 | 3,590 |
| Premises and equipment expense | $404,000 | 4,070 |
| Additional noninterest expense | $1,742,000 | 3,194 |
| Pre-tax net operating income | $3,344,000 | 2,098 |
| Securities gains (losses) | $68,000 | 1,523 |
| Applicable income taxes | $1,135,000 | 1,428 |
| Income before extraordinary items | $2,277,000 | 2,460 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,277,000 | 2,460 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,277,000 | 2,460 |
| Net charge-offs | $254,000 | 2,206 |
| Cash dividends | $1,092,000 | 1,938 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 750 |
| Net operating income | $2,231,440 | 2,463 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $6,453,000 | 2,752 |
| Total interest expense | $1,112,000 | 1,933 |
| Net interest income | $5,341,000 | 2,875 |
| Provision for loan and lease losses | $240,000 | 1,860 |
| Total noninterest income | $794,000 | 3,050 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $242,000 | 3,103 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $552,000 | 2,764 |
| Total noninterest expense | $3,272,000 | 3,640 |
| Salaries and employee benefits | $1,748,000 | 3,664 |
| Premises and equipment expense | $281,000 | 4,278 |
| Additional noninterest expense | $1,243,000 | 3,312 |
| Pre-tax net operating income | $2,623,000 | 2,069 |
| Securities gains (losses) | $68,000 | 1,250 |
| Applicable income taxes | $904,000 | 1,398 |
| Income before extraordinary items | $1,787,000 | 2,407 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,787,000 | 2,408 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,787,000 | 2,407 |
| Net charge-offs | $230,000 | 1,855 |
| Cash dividends | $819,000 | 1,714 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,742,120 | 2,413 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,272,000 | 2,774 |
| Total interest expense | $724,000 | 1,991 |
| Net interest income | $3,548,000 | 2,894 |
| Provision for loan and lease losses | $195,000 | 1,685 |
| Total noninterest income | $551,000 | 2,945 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $161,000 | 3,087 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $390,000 | 2,668 |
| Total noninterest expense | $2,108,000 | 3,736 |
| Salaries and employee benefits | $1,123,000 | 3,783 |
| Premises and equipment expense | $193,000 | 4,252 |
| Additional noninterest expense | $792,000 | 3,434 |
| Pre-tax net operating income | $1,796,000 | 1,982 |
| Securities gains (losses) | $68,000 | 1,001 |
| Applicable income taxes | $631,000 | 1,336 |
| Income before extraordinary items | $1,233,000 | 2,293 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,233,000 | 2,297 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,233,000 | 2,297 |
| Net charge-offs | $209,000 | 1,546 |
| Cash dividends | $546,000 | 1,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,188,120 | 2,316 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,107,000 | 2,808 |
| Total interest expense | $358,000 | 2,033 |
| Net interest income | $1,749,000 | 2,931 |
| Provision for loan and lease losses | $45,000 | 2,313 |
| Total noninterest income | $276,000 | 2,925 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $78,000 | 3,119 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $198,000 | 2,571 |
| Total noninterest expense | $1,055,000 | 3,767 |
| Salaries and employee benefits | $554,000 | 3,848 |
| Premises and equipment expense | $94,000 | 4,361 |
| Additional noninterest expense | $407,000 | 3,374 |
| Pre-tax net operating income | $925,000 | 1,878 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $313,000 | 1,306 |
| Income before extraordinary items | $612,000 | 2,237 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $612,000 | 2,239 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $612,000 | 2,239 |
| Net charge-offs | $97,000 | 1,393 |
| Cash dividends | $273,000 | 1,523 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $612,000 | 2,201 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $8,517,000 | 2,801 |
| Total interest expense | $1,552,000 | 2,101 |
| Net interest income | $6,965,000 | 2,918 |
| Provision for loan and lease losses | $510,000 | 1,805 |
| Total noninterest income | $1,081,000 | 3,063 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $343,000 | 3,129 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $738,000 | 2,795 |
| Total noninterest expense | $4,283,000 | 3,758 |
| Salaries and employee benefits | $2,181,000 | 3,892 |
| Premises and equipment expense | $423,000 | 4,081 |
| Additional noninterest expense | $1,679,000 | 3,375 |
| Pre-tax net operating income | $3,253,000 | 2,039 |
| Securities gains (losses) | $18,000 | 2,386 |
| Applicable income taxes | $1,082,000 | 1,398 |
| Income before extraordinary items | $2,189,000 | 2,439 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,189,000 | 2,443 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,189,000 | 2,442 |
| Net charge-offs | $647,000 | 1,723 |
| Cash dividends | $764,000 | 2,249 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 789 |
| Net operating income | $2,176,940 | 2,392 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $6,381,000 | 2,821 |
| Total interest expense | $1,171,000 | 2,148 |
| Net interest income | $5,210,000 | 2,934 |
| Provision for loan and lease losses | $510,000 | 1,480 |
| Total noninterest income | $783,000 | 3,171 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $256,000 | 3,156 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $527,000 | 2,937 |
| Total noninterest expense | $3,129,000 | 3,843 |
| Salaries and employee benefits | $1,589,000 | 3,962 |
| Premises and equipment expense | $324,000 | 4,094 |
| Additional noninterest expense | $1,216,000 | 3,457 |
| Pre-tax net operating income | $2,354,000 | 2,161 |
| Securities gains (losses) | $18,000 | 2,258 |
| Applicable income taxes | $779,000 | 1,474 |
| Income before extraordinary items | $1,593,000 | 2,543 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,593,000 | 2,547 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,593,000 | 2,547 |
| Net charge-offs | $138,000 | 2,955 |
| Cash dividends | $573,000 | 1,971 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,580,940 | 2,476 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,268,000 | 2,814 |
| Total interest expense | $791,000 | 2,159 |
| Net interest income | $3,477,000 | 2,929 |
| Provision for loan and lease losses | $360,000 | 1,466 |
| Total noninterest income | $527,000 | 3,201 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $169,000 | 3,162 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $358,000 | 2,951 |
| Total noninterest expense | $2,069,000 | 3,886 |
| Salaries and employee benefits | $1,043,000 | 4,016 |
| Premises and equipment expense | $219,000 | 4,092 |
| Additional noninterest expense | $807,000 | 3,479 |
| Pre-tax net operating income | $1,575,000 | 2,116 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $519,000 | 1,476 |
| Income before extraordinary items | $1,056,000 | 2,524 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,056,000 | 2,529 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,056,000 | 2,529 |
| Net charge-offs | $104,000 | 2,725 |
| Cash dividends | $382,000 | 1,974 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,056,000 | 2,422 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,130,000 | 2,839 |
| Total interest expense | $399,000 | 2,201 |
| Net interest income | $1,731,000 | 2,943 |
| Provision for loan and lease losses | $180,000 | 1,441 |
| Total noninterest income | $284,000 | 3,078 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $88,000 | 3,040 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $196,000 | 2,806 |
| Total noninterest expense | $1,022,000 | 3,943 |
| Salaries and employee benefits | $522,000 | 4,057 |
| Premises and equipment expense | $109,000 | 4,125 |
| Additional noninterest expense | $391,000 | 3,568 |
| Pre-tax net operating income | $813,000 | 2,010 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $270,000 | 1,437 |
| Income before extraordinary items | $543,000 | 2,435 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $543,000 | 2,437 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $543,000 | 2,437 |
| Net charge-offs | $87,000 | 2,003 |
| Cash dividends | $191,000 | 1,671 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $543,000 | 2,343 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $9,196,000 | 2,774 |
| Total interest expense | $1,900,000 | 2,220 |
| Net interest income | $7,296,000 | 2,883 |
| Provision for loan and lease losses | $940,000 | 1,842 |
| Total noninterest income | $1,052,000 | 3,176 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $384,000 | 3,014 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $668,000 | 2,957 |
| Total noninterest expense | $4,174,000 | 3,916 |
| Salaries and employee benefits | $2,163,000 | 3,941 |
| Premises and equipment expense | $414,000 | 4,241 |
| Additional noninterest expense | $1,597,000 | 3,629 |
| Pre-tax net operating income | $3,234,000 | 1,959 |
| Securities gains (losses) | $18,000 | 3,210 |
| Applicable income taxes | $1,069,000 | 1,411 |
| Income before extraordinary items | $2,183,000 | 2,428 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,183,000 | 2,429 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,183,000 | 2,429 |
| Net charge-offs | $801,000 | 2,053 |
| Cash dividends | $1,794,000 | 1,317 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 839 |
| Net operating income | $2,170,940 | 2,310 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $6,903,000 | 2,838 |
| Total interest expense | $1,472,000 | 2,243 |
| Net interest income | $5,431,000 | 2,945 |
| Provision for loan and lease losses | $790,000 | 1,726 |
| Total noninterest income | $778,000 | 3,208 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $283,000 | 3,084 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $495,000 | 2,976 |
| Total noninterest expense | $3,074,000 | 3,991 |
| Salaries and employee benefits | $1,580,000 | 4,024 |
| Premises and equipment expense | $320,000 | 4,227 |
| Additional noninterest expense | $1,174,000 | 3,715 |
| Pre-tax net operating income | $2,345,000 | 2,086 |
| Securities gains (losses) | $18,000 | 2,910 |
| Applicable income taxes | $770,000 | 1,479 |
| Income before extraordinary items | $1,593,000 | 2,530 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,593,000 | 2,531 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,593,000 | 2,531 |
| Net charge-offs | $531,000 | 2,106 |
| Cash dividends | $573,000 | 1,893 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,580,940 | 2,417 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,596,000 | 2,863 |
| Total interest expense | $1,001,000 | 2,277 |
| Net interest income | $3,595,000 | 2,978 |
| Provision for loan and lease losses | $640,000 | 1,502 |
| Total noninterest income | $538,000 | 3,101 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $180,000 | 3,174 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $358,000 | 2,816 |
| Total noninterest expense | $2,051,000 | 4,016 |
| Salaries and employee benefits | $1,050,000 | 4,052 |
| Premises and equipment expense | $215,000 | 4,215 |
| Additional noninterest expense | $786,000 | 3,704 |
| Pre-tax net operating income | $1,442,000 | 2,204 |
| Securities gains (losses) | $18,000 | 2,529 |
| Applicable income taxes | $465,000 | 1,553 |
| Income before extraordinary items | $995,000 | 2,632 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $995,000 | 2,632 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $995,000 | 2,632 |
| Net charge-offs | $339,000 | 2,191 |
| Cash dividends | $382,000 | 1,902 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $982,760 | 2,509 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,290,000 | 2,901 |
| Total interest expense | $503,000 | 2,365 |
| Net interest income | $1,787,000 | 3,009 |
| Provision for loan and lease losses | $300,000 | 1,500 |
| Total noninterest income | $228,000 | 3,399 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $90,000 | 3,159 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $138,000 | 3,187 |
| Total noninterest expense | $1,014,000 | 4,064 |
| Salaries and employee benefits | $519,000 | 4,105 |
| Premises and equipment expense | $106,000 | 4,276 |
| Additional noninterest expense | $389,000 | 3,708 |
| Pre-tax net operating income | $701,000 | 2,272 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $221,000 | 1,616 |
| Income before extraordinary items | $480,000 | 2,694 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $480,000 | 2,696 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $480,000 | 2,697 |
| Net charge-offs | $242,000 | 1,684 |
| Cash dividends | $191,000 | 1,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $480,000 | 2,564 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $9,415,000 | 2,917 |
| Total interest expense | $2,342,000 | 2,444 |
| Net interest income | $7,073,000 | 3,053 |
| Provision for loan and lease losses | $1,100,000 | 2,274 |
| Total noninterest income | $1,015,000 | 3,090 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $375,000 | 3,156 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $640,000 | 2,760 |
| Total noninterest expense | $4,030,000 | 4,102 |
| Salaries and employee benefits | $2,079,000 | 4,077 |
| Premises and equipment expense | $410,000 | 4,505 |
| Additional noninterest expense | $1,541,000 | 3,789 |
| Pre-tax net operating income | $2,958,000 | 1,858 |
| Securities gains (losses) | $2,000 | 3,652 |
| Applicable income taxes | $957,000 | 1,382 |
| Income before extraordinary items | $2,003,000 | 2,266 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,003,000 | 2,267 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,003,000 | 2,267 |
| Net charge-offs | $342,000 | 3,647 |
| Cash dividends | $764,000 | 1,934 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 951 |
| Net operating income | $2,001,640 | 2,194 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $7,050,000 | 2,952 |
| Total interest expense | $1,804,000 | 2,480 |
| Net interest income | $5,246,000 | 3,087 |
| Provision for loan and lease losses | $700,000 | 2,437 |
| Total noninterest income | $739,000 | 3,144 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $284,000 | 3,141 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $455,000 | 2,835 |
| Total noninterest expense | $2,993,000 | 4,123 |
| Salaries and employee benefits | $1,543,000 | 4,110 |
| Premises and equipment expense | $326,000 | 4,429 |
| Additional noninterest expense | $1,124,000 | 3,861 |
| Pre-tax net operating income | $2,292,000 | 1,879 |
| Securities gains (losses) | $2,000 | 3,369 |
| Applicable income taxes | $747,000 | 1,355 |
| Income before extraordinary items | $1,547,000 | 2,251 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,547,000 | 2,251 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,547,000 | 2,252 |
| Net charge-offs | $121,000 | 4,243 |
| Cash dividends | $573,000 | 1,665 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,545,660 | 2,167 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,681,000 | 2,978 |
| Total interest expense | $1,221,000 | 2,522 |
| Net interest income | $3,460,000 | 3,121 |
| Provision for loan and lease losses | $450,000 | 2,433 |
| Total noninterest income | $484,000 | 3,181 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $178,000 | 3,242 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $306,000 | 2,847 |
| Total noninterest expense | $1,988,000 | 4,175 |
| Salaries and employee benefits | $1,028,000 | 4,130 |
| Premises and equipment expense | $216,000 | 4,481 |
| Additional noninterest expense | $744,000 | 3,923 |
| Pre-tax net operating income | $1,506,000 | 1,877 |
| Securities gains (losses) | $2,000 | 2,702 |
| Applicable income taxes | $488,000 | 1,343 |
| Income before extraordinary items | $1,020,000 | 2,233 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,020,000 | 2,233 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,020,000 | 2,233 |
| Net charge-offs | $151,000 | 3,394 |
| Cash dividends | $382,000 | 1,686 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,018,640 | 2,162 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,302,000 | 3,037 |
| Total interest expense | $616,000 | 2,575 |
| Net interest income | $1,686,000 | 3,185 |
| Provision for loan and lease losses | $225,000 | 2,264 |
| Total noninterest income | $249,000 | 3,163 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $89,000 | 3,215 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $160,000 | 2,792 |
| Total noninterest expense | $972,000 | 4,251 |
| Salaries and employee benefits | $503,000 | 4,213 |
| Premises and equipment expense | $109,000 | 4,500 |
| Additional noninterest expense | $360,000 | 4,012 |
| Pre-tax net operating income | $738,000 | 1,897 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $237,000 | 1,331 |
| Income before extraordinary items | $501,000 | 2,251 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $501,000 | 2,250 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $501,000 | 2,251 |
| Net charge-offs | $3,000 | 4,807 |
| Cash dividends | $191,000 | 1,467 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $501,000 | 2,207 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $9,095,000 | 3,189 |
| Total interest expense | $2,917,000 | 2,666 |
| Net interest income | $6,178,000 | 3,396 |
| Provision for loan and lease losses | $900,000 | 3,213 |
| Total noninterest income | $1,734,000 | 2,301 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $421,000 | 2,983 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,313,000 | 1,846 |
| Total noninterest expense | $3,829,000 | 4,333 |
| Salaries and employee benefits | $1,870,000 | 4,425 |
| Premises and equipment expense | $397,000 | 4,774 |
| Additional noninterest expense | $1,562,000 | 3,890 |
| Pre-tax net operating income | $3,183,000 | 1,544 |
| Securities gains (losses) | $57,000 | 2,569 |
| Applicable income taxes | $674,000 | 1,613 |
| Income before extraordinary items | $2,566,000 | 1,604 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,566,000 | 1,604 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,566,000 | 1,606 |
| Net charge-offs | $838,000 | 2,929 |
| Cash dividends | $416,000 | 2,572 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 1,165 |
| Net operating income | $2,520,970 | 1,576 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,756,000 | 3,283 |
| Total interest expense | $2,245,000 | 2,709 |
| Net interest income | $4,511,000 | 3,506 |
| Provision for loan and lease losses | $675,000 | 3,084 |
| Total noninterest income | $1,472,000 | 2,113 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $317,000 | 3,041 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,155,000 | 1,635 |
| Total noninterest expense | $2,684,000 | 4,540 |
| Salaries and employee benefits | $1,336,000 | 4,589 |
| Premises and equipment expense | $299,000 | 4,847 |
| Additional noninterest expense | $1,049,000 | 4,180 |
| Pre-tax net operating income | $2,624,000 | 1,501 |
| Securities gains (losses) | $44,000 | 2,501 |
| Applicable income taxes | $516,000 | 1,641 |
| Income before extraordinary items | $2,152,000 | 1,548 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,152,000 | 1,551 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,152,000 | 1,551 |
| Net charge-offs | $947,000 | 2,253 |
| Cash dividends | $312,000 | 2,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $2,116,360 | 1,497 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,460,000 | 3,345 |
| Total interest expense | $1,515,000 | 2,765 |
| Net interest income | $2,945,000 | 3,563 |
| Provision for loan and lease losses | $450,000 | 2,998 |
| Total noninterest income | $1,267,000 | 1,706 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $205,000 | 3,113 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,062,000 | 1,238 |
| Total noninterest expense | $1,758,000 | 4,605 |
| Salaries and employee benefits | $871,000 | 4,684 |
| Premises and equipment expense | $206,000 | 4,784 |
| Additional noninterest expense | $681,000 | 4,243 |
| Pre-tax net operating income | $2,004,000 | 1,303 |
| Securities gains (losses) | $5,000 | 2,788 |
| Applicable income taxes | $325,000 | 1,657 |
| Income before extraordinary items | $1,684,000 | 1,313 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,684,000 | 1,314 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,684,000 | 1,314 |
| Net charge-offs | $782,000 | 1,961 |
| Cash dividends | $208,000 | 2,274 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,679,800 | 1,271 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,220,000 | 3,425 |
| Total interest expense | $766,000 | 2,858 |
| Net interest income | $1,454,000 | 3,642 |
| Provision for loan and lease losses | $225,000 | 2,809 |
| Total noninterest income | $1,048,000 | 1,182 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $107,000 | 3,021 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $941,000 | 833 |
| Total noninterest expense | $864,000 | 4,702 |
| Salaries and employee benefits | $437,000 | 4,737 |
| Premises and equipment expense | $104,000 | 4,851 |
| Additional noninterest expense | $323,000 | 4,389 |
| Pre-tax net operating income | $1,413,000 | 955 |
| Securities gains (losses) | $4,000 | 1,944 |
| Applicable income taxes | $162,000 | 1,650 |
| Income before extraordinary items | $1,255,000 | 871 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,255,000 | 875 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,255,000 | 875 |
| Net charge-offs | $33,000 | 4,071 |
| Cash dividends | $104,000 | 1,861 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $1,251,440 | 844 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $9,052,000 | 3,492 |
| Total interest expense | $3,570,000 | 3,003 |
| Net interest income | $5,482,000 | 3,708 |
| Provision for loan and lease losses | $1,590,000 | 2,803 |
| Total noninterest income | $832,000 | 3,693 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $425,000 | 3,213 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $407,000 | 3,520 |
| Total noninterest expense | $3,491,000 | 4,732 |
| Salaries and employee benefits | $1,716,000 | 4,800 |
| Premises and equipment expense | $404,000 | 4,974 |
| Additional noninterest expense | $1,371,000 | 4,333 |
| Pre-tax net operating income | $1,233,000 | 2,667 |
| Securities gains (losses) | $163,000 | 1,725 |
| Applicable income taxes | $312,000 | 1,995 |
| Income before extraordinary items | $1,084,000 | 2,645 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,084,000 | 2,643 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,084,000 | 2,644 |
| Net charge-offs | $1,170,000 | 2,681 |
| Cash dividends | $375,000 | 2,944 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 1,312 |
| Net operating income | $956,860 | 2,785 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,773,000 | 3,545 |
| Total interest expense | $2,754,000 | 3,054 |
| Net interest income | $4,019,000 | 3,781 |
| Provision for loan and lease losses | $840,000 | 3,042 |
| Total noninterest income | $628,000 | 3,752 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $321,000 | 3,213 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $307,000 | 3,584 |
| Total noninterest expense | $2,682,000 | 4,660 |
| Salaries and employee benefits | $1,328,000 | 4,739 |
| Premises and equipment expense | $305,000 | 4,991 |
| Additional noninterest expense | $1,049,000 | 4,255 |
| Pre-tax net operating income | $1,125,000 | 2,534 |
| Securities gains (losses) | $70,000 | 2,076 |
| Applicable income taxes | $298,000 | 1,926 |
| Income before extraordinary items | $897,000 | 2,658 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $897,000 | 2,654 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $897,000 | 2,658 |
| Net charge-offs | $876,000 | 2,350 |
| Cash dividends | $375,000 | 2,356 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $844,500 | 2,721 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,496,000 | 3,588 |
| Total interest expense | $1,892,000 | 3,100 |
| Net interest income | $2,604,000 | 3,827 |
| Provision for loan and lease losses | $450,000 | 3,101 |
| Total noninterest income | $411,000 | 3,793 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $207,000 | 3,255 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $204,000 | 3,623 |
| Total noninterest expense | $1,839,000 | 4,619 |
| Salaries and employee benefits | $895,000 | 4,759 |
| Premises and equipment expense | $204,000 | 5,020 |
| Additional noninterest expense | $740,000 | 4,107 |
| Pre-tax net operating income | $726,000 | 2,695 |
| Securities gains (losses) | $67,000 | 1,726 |
| Applicable income taxes | $201,000 | 1,944 |
| Income before extraordinary items | $592,000 | 2,787 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $592,000 | 2,785 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $592,000 | 2,787 |
| Net charge-offs | $669,000 | 2,024 |
| Cash dividends | $188,000 | 2,757 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $541,750 | 2,845 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,247,000 | 3,634 |
| Total interest expense | $983,000 | 3,097 |
| Net interest income | $1,264,000 | 3,900 |
| Provision for loan and lease losses | $150,000 | 3,210 |
| Total noninterest income | $162,000 | 4,236 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $103,000 | 3,209 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $59,000 | 4,537 |
| Total noninterest expense | $893,000 | 4,634 |
| Salaries and employee benefits | $454,000 | 4,769 |
| Premises and equipment expense | $103,000 | 5,042 |
| Additional noninterest expense | $336,000 | 4,071 |
| Pre-tax net operating income | $383,000 | 2,880 |
| Securities gains (losses) | $38,000 | 1,416 |
| Applicable income taxes | $111,000 | 2,071 |
| Income before extraordinary items | $310,000 | 3,073 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $310,000 | 3,074 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $310,000 | 3,074 |
| Net charge-offs | $62,000 | 3,352 |
| Cash dividends | $188,000 | 1,787 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $281,880 | 3,092 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $9,447,000 | 3,683 |
| Total interest expense | $4,453,000 | 3,250 |
| Net interest income | $4,994,000 | 3,946 |
| Provision for loan and lease losses | $882,000 | 2,903 |
| Total noninterest income | $1,151,000 | 3,127 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $414,000 | 3,399 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $737,000 | 2,569 |
| Total noninterest expense | $3,572,000 | 4,568 |
| Salaries and employee benefits | $1,672,000 | 5,009 |
| Premises and equipment expense | $409,000 | 5,021 |
| Additional noninterest expense | $1,491,000 | 3,630 |
| Pre-tax net operating income | $1,691,000 | 2,813 |
| Securities gains (losses) | $82,000 | 1,277 |
| Applicable income taxes | $477,000 | 1,899 |
| Income before extraordinary items | $1,296,000 | 2,779 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,296,000 | 2,779 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $539,000 | 2,697 |
| Cash dividends | $750,000 | 2,739 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 1,353 |
| Net operating income | $1,236,140 | 2,999 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,098,000 | 3,732 |
| Total interest expense | $3,394,000 | 3,306 |
| Net interest income | $3,704,000 | 3,998 |
| Provision for loan and lease losses | $635,000 | 2,391 |
| Total noninterest income | $874,000 | 3,165 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $312,000 | 3,405 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $562,000 | 2,623 |
| Total noninterest expense | $2,657,000 | 4,587 |
| Salaries and employee benefits | $1,302,000 | 4,918 |
| Premises and equipment expense | $310,000 | 5,012 |
| Additional noninterest expense | $1,045,000 | 3,740 |
| Pre-tax net operating income | $1,286,000 | 3,180 |
| Securities gains (losses) | $60,000 | 1,302 |
| Applicable income taxes | $362,000 | 2,272 |
| Income before extraordinary items | $984,000 | 3,137 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $984,000 | 3,133 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $509,000 | 1,943 |
| Cash dividends | $563,000 | 2,591 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $940,200 | 3,373 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,716,000 | 3,795 |
| Total interest expense | $2,285,000 | 3,411 |
| Net interest income | $2,431,000 | 4,056 |
| Provision for loan and lease losses | $300,000 | 2,524 |
| Total noninterest income | $638,000 | 3,019 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $199,000 | 3,498 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $439,000 | 2,439 |
| Total noninterest expense | $1,769,000 | 4,620 |
| Salaries and employee benefits | $852,000 | 5,020 |
| Premises and equipment expense | $208,000 | 5,032 |
| Additional noninterest expense | $709,000 | 3,690 |
| Pre-tax net operating income | $1,000,000 | 2,947 |
| Securities gains (losses) | $60,000 | 1,307 |
| Applicable income taxes | $307,000 | 2,191 |
| Income before extraordinary items | $753,000 | 3,178 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $753,000 | 3,179 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $340,000 | 1,669 |
| Cash dividends | $375,000 | 2,666 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $710,400 | 3,237 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,356,000 | 3,868 |
| Total interest expense | $1,170,000 | 3,516 |
| Net interest income | $1,186,000 | 4,134 |
| Provision for loan and lease losses | $210,000 | 1,766 |
| Total noninterest income | $313,000 | 3,043 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $100,000 | 3,452 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $213,000 | 2,486 |
| Total noninterest expense | $828,000 | 4,827 |
| Salaries and employee benefits | $419,000 | 5,103 |
| Premises and equipment expense | $107,000 | 4,968 |
| Additional noninterest expense | $302,000 | 4,093 |
| Pre-tax net operating income | $461,000 | 3,225 |
| Securities gains (losses) | $49,000 | 1,096 |
| Applicable income taxes | $143,000 | 2,382 |
| Income before extraordinary items | $367,000 | 3,380 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $367,000 | 3,383 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $277,000 | 1,032 |
| Cash dividends | $188,000 | 2,406 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $331,720 | 3,497 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $9,621,000 | 3,861 |
| Total interest expense | $5,096,000 | 3,418 |
| Net interest income | $4,525,000 | 4,278 |
| Provision for loan and lease losses | $5,000 | 6,721 |
| Total noninterest income | $763,000 | 4,103 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $429,000 | 3,388 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $334,000 | 4,056 |
| Total noninterest expense | $3,214,000 | 4,793 |
| Salaries and employee benefits | $1,738,000 | 4,865 |
| Premises and equipment expense | $418,000 | 4,887 |
| Additional noninterest expense | $1,058,000 | 4,463 |
| Pre-tax net operating income | $2,069,000 | 3,251 |
| Securities gains (losses) | $1,000 | 1,983 |
| Applicable income taxes | $601,000 | 2,502 |
| Income before extraordinary items | $1,469,000 | 3,491 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,469,000 | 3,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 3,824 |
| Cash dividends | $500,000 | 3,679 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,468,290 | 3,479 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,160,000 | 3,903 |
| Total interest expense | $3,772,000 | 3,453 |
| Net interest income | $3,388,000 | 4,307 |
| Provision for loan and lease losses | $5,000 | 6,358 |
| Total noninterest income | $553,000 | 4,184 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $324,000 | 3,375 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $229,000 | 4,232 |
| Total noninterest expense | $2,410,000 | 4,774 |
| Salaries and employee benefits | $1,300,000 | 4,843 |
| Premises and equipment expense | $317,000 | 4,842 |
| Additional noninterest expense | $793,000 | 4,385 |
| Pre-tax net operating income | $1,526,000 | 3,431 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $440,000 | 2,698 |
| Income before extraordinary items | $1,086,000 | 3,694 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,086,000 | 3,693 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-63,000 | 8,291 |
| Cash dividends | $250,000 | 3,844 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,086,000 | 3,677 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,724,000 | 3,937 |
| Total interest expense | $2,464,000 | 3,494 |
| Net interest income | $2,260,000 | 4,335 |
| Provision for loan and lease losses | $5,000 | 5,998 |
| Total noninterest income | $338,000 | 4,405 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $202,000 | 3,499 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $136,000 | 4,507 |
| Total noninterest expense | $1,589,000 | 4,837 |
| Salaries and employee benefits | $865,000 | 4,879 |
| Premises and equipment expense | $204,000 | 4,975 |
| Additional noninterest expense | $520,000 | 4,456 |
| Pre-tax net operating income | $1,004,000 | 3,526 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $289,000 | 2,784 |
| Income before extraordinary items | $715,000 | 3,771 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $715,000 | 3,771 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-59,000 | 8,328 |
| Cash dividends | $250,000 | 3,343 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $715,000 | 3,756 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,318,000 | 3,988 |
| Total interest expense | $1,205,000 | 3,521 |
| Net interest income | $1,113,000 | 4,380 |
| Provision for loan and lease losses | $5,000 | 5,396 |
| Total noninterest income | $159,000 | 4,494 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $97,000 | 3,514 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $62,000 | 4,685 |
| Total noninterest expense | $786,000 | 4,848 |
| Salaries and employee benefits | $427,000 | 4,957 |
| Premises and equipment expense | $103,000 | 4,951 |
| Additional noninterest expense | $256,000 | 4,457 |
| Pre-tax net operating income | $481,000 | 3,619 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $139,000 | 2,840 |
| Income before extraordinary items | $342,000 | 3,884 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $342,000 | 3,885 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-100,000 | 8,507 |
| Cash dividends | $125,000 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $342,000 | 3,858 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $8,455,000 | 4,051 |
| Total interest expense | $4,047,000 | 3,566 |
| Net interest income | $4,408,000 | 4,396 |
| Provision for loan and lease losses | $25,000 | 6,138 |
| Total noninterest income | $645,000 | 4,552 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $366,000 | 3,724 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $279,000 | 4,444 |
| Total noninterest expense | $3,099,000 | 4,776 |
| Salaries and employee benefits | $1,710,000 | 4,783 |
| Premises and equipment expense | $415,000 | 4,807 |
| Additional noninterest expense | $974,000 | 4,596 |
| Pre-tax net operating income | $1,929,000 | 3,727 |
| Securities gains (losses) | $-4,000 | 7,017 |
| Applicable income taxes | $566,000 | 2,967 |
| Income before extraordinary items | $1,359,000 | 3,996 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,359,000 | 3,996 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 8,000 |
| Cash dividends | $600,000 | 3,434 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,361,840 | 3,971 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,167,000 | 4,104 |
| Total interest expense | $2,868,000 | 3,618 |
| Net interest income | $3,299,000 | 4,441 |
| Provision for loan and lease losses | $25,000 | 5,821 |
| Total noninterest income | $442,000 | 4,803 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $272,000 | 3,771 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $170,000 | 4,884 |
| Total noninterest expense | $2,326,000 | 4,760 |
| Salaries and employee benefits | $1,269,000 | 4,791 |
| Premises and equipment expense | $324,000 | 4,691 |
| Additional noninterest expense | $733,000 | 4,558 |
| Pre-tax net operating income | $1,390,000 | 3,961 |
| Securities gains (losses) | $-4,000 | 7,334 |
| Applicable income taxes | $401,000 | 3,172 |
| Income before extraordinary items | $985,000 | 4,206 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $985,000 | 4,209 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 8,096 |
| Cash dividends | $450,000 | 3,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $987,840 | 4,188 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,998,000 | 4,133 |
| Total interest expense | $1,800,000 | 3,655 |
| Net interest income | $2,198,000 | 4,450 |
| Provision for loan and lease losses | $25,000 | 5,320 |
| Total noninterest income | $279,000 | 4,907 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $172,000 | 3,851 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $107,000 | 4,988 |
| Total noninterest expense | $1,537,000 | 4,798 |
| Salaries and employee benefits | $835,000 | 4,855 |
| Premises and equipment expense | $213,000 | 4,739 |
| Additional noninterest expense | $489,000 | 4,560 |
| Pre-tax net operating income | $915,000 | 4,007 |
| Securities gains (losses) | $-4,000 | 7,633 |
| Applicable income taxes | $262,000 | 3,229 |
| Income before extraordinary items | $649,000 | 4,249 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $649,000 | 4,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-57,000 | 8,451 |
| Cash dividends | $300,000 | 3,088 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $651,840 | 4,230 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,930,000 | 4,180 |
| Total interest expense | $846,000 | 3,682 |
| Net interest income | $1,084,000 | 4,474 |
| Provision for loan and lease losses | $15,000 | 4,758 |
| Total noninterest income | $124,000 | 5,127 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $83,000 | 3,860 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $41,000 | 5,486 |
| Total noninterest expense | $762,000 | 4,840 |
| Salaries and employee benefits | $413,000 | 4,907 |
| Premises and equipment expense | $98,000 | 5,028 |
| Additional noninterest expense | $251,000 | 4,460 |
| Pre-tax net operating income | $431,000 | 4,108 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $123,000 | 3,311 |
| Income before extraordinary items | $308,000 | 4,348 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $308,000 | 4,348 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-99,000 | 8,643 |
| Cash dividends | $150,000 | 2,701 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $308,000 | 4,339 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,099,000 | 4,105 |
| Total interest expense | $2,739,000 | 3,576 |
| Net interest income | $4,360,000 | 4,356 |
| Provision for loan and lease losses | $240,000 | 3,239 |
| Total noninterest income | $532,000 | 5,090 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $369,000 | 3,741 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $163,000 | 5,582 |
| Total noninterest expense | $2,689,000 | 5,135 |
| Salaries and employee benefits | $1,553,000 | 4,937 |
| Premises and equipment expense | $277,000 | 5,944 |
| Additional noninterest expense | $859,000 | 4,927 |
| Pre-tax net operating income | $1,963,000 | 3,730 |
| Securities gains (losses) | $17,000 | 1,304 |
| Applicable income taxes | $594,000 | 3,087 |
| Income before extraordinary items | $1,386,000 | 3,985 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,386,000 | 3,986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-84,000 | 8,596 |
| Cash dividends | $600,000 | 3,308 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,374,100 | 3,976 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,203,000 | 4,117 |
| Total interest expense | $1,930,000 | 3,606 |
| Net interest income | $3,273,000 | 4,363 |
| Provision for loan and lease losses | $180,000 | 3,127 |
| Total noninterest income | $379,000 | 5,234 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $276,000 | 3,747 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $103,000 | 5,896 |
| Total noninterest expense | $2,021,000 | 5,107 |
| Salaries and employee benefits | $1,173,000 | 4,895 |
| Premises and equipment expense | $210,000 | 5,925 |
| Additional noninterest expense | $638,000 | 4,912 |
| Pre-tax net operating income | $1,451,000 | 3,848 |
| Securities gains (losses) | $17,000 | 1,289 |
| Applicable income taxes | $439,000 | 3,160 |
| Income before extraordinary items | $1,029,000 | 4,077 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,029,000 | 4,077 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-88,000 | 8,607 |
| Cash dividends | $450,000 | 2,957 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,017,100 | 4,068 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,380,000 | 4,134 |
| Total interest expense | $1,207,000 | 3,606 |
| Net interest income | $2,173,000 | 4,351 |
| Provision for loan and lease losses | $120,000 | 3,004 |
| Total noninterest income | $244,000 | 5,272 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $175,000 | 3,804 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $69,000 | 5,906 |
| Total noninterest expense | $1,340,000 | 5,115 |
| Salaries and employee benefits | $772,000 | 4,930 |
| Premises and equipment expense | $143,000 | 5,844 |
| Additional noninterest expense | $425,000 | 4,895 |
| Pre-tax net operating income | $957,000 | 3,823 |
| Securities gains (losses) | $17,000 | 1,160 |
| Applicable income taxes | $290,000 | 3,167 |
| Income before extraordinary items | $684,000 | 4,062 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $684,000 | 4,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-71,000 | 8,577 |
| Cash dividends | $300,000 | 2,918 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $672,100 | 4,046 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,637,000 | 4,207 |
| Total interest expense | $570,000 | 3,654 |
| Net interest income | $1,067,000 | 4,419 |
| Provision for loan and lease losses | $60,000 | 2,830 |
| Total noninterest income | $117,000 | 5,341 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $84,000 | 3,817 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $33,000 | 6,001 |
| Total noninterest expense | $676,000 | 5,122 |
| Salaries and employee benefits | $393,000 | 4,903 |
| Premises and equipment expense | $71,000 | 5,908 |
| Additional noninterest expense | $212,000 | 4,893 |
| Pre-tax net operating income | $448,000 | 3,973 |
| Securities gains (losses) | $6,000 | 1,143 |
| Applicable income taxes | $131,000 | 3,336 |
| Income before extraordinary items | $323,000 | 4,169 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $323,000 | 4,171 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-46,000 | 8,618 |
| Cash dividends | $150,000 | 2,522 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $318,740 | 4,157 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,308,000 | 4,109 |
| Total interest expense | $2,102,000 | 3,501 |
| Net interest income | $4,206,000 | 4,322 |
| Provision for loan and lease losses | $180,000 | 3,881 |
| Total noninterest income | $458,000 | 5,487 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $294,000 | 4,362 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $164,000 | 5,508 |
| Total noninterest expense | $2,634,000 | 5,115 |
| Salaries and employee benefits | $1,551,000 | 4,828 |
| Premises and equipment expense | $271,000 | 5,984 |
| Additional noninterest expense | $812,000 | 5,046 |
| Pre-tax net operating income | $1,850,000 | 3,720 |
| Securities gains (losses) | $14,000 | 2,631 |
| Applicable income taxes | $541,000 | 3,209 |
| Income before extraordinary items | $1,323,000 | 3,942 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,323,000 | 3,944 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $338,000 | 1,820 |
| Cash dividends | $500,000 | 3,518 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,313,060 | 3,897 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,686,000 | 4,124 |
| Total interest expense | $1,553,000 | 3,510 |
| Net interest income | $3,133,000 | 4,343 |
| Provision for loan and lease losses | $135,000 | 3,719 |
| Total noninterest income | $331,000 | 5,596 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $211,000 | 4,496 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $120,000 | 5,572 |
| Total noninterest expense | $1,972,000 | 5,086 |
| Salaries and employee benefits | $1,162,000 | 4,785 |
| Premises and equipment expense | $213,000 | 5,794 |
| Additional noninterest expense | $597,000 | 5,068 |
| Pre-tax net operating income | $1,357,000 | 3,844 |
| Securities gains (losses) | $14,000 | 2,518 |
| Applicable income taxes | $393,000 | 3,335 |
| Income before extraordinary items | $978,000 | 4,063 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $978,000 | 4,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 2,368 |
| Cash dividends | $375,000 | 3,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $968,060 | 4,023 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,081,000 | 4,158 |
| Total interest expense | $1,027,000 | 3,530 |
| Net interest income | $2,054,000 | 4,389 |
| Provision for loan and lease losses | $90,000 | 3,641 |
| Total noninterest income | $202,000 | 5,793 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $125,000 | 4,771 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $77,000 | 5,665 |
| Total noninterest expense | $1,315,000 | 5,091 |
| Salaries and employee benefits | $784,000 | 4,785 |
| Premises and equipment expense | $141,000 | 5,849 |
| Additional noninterest expense | $390,000 | 5,144 |
| Pre-tax net operating income | $851,000 | 3,946 |
| Securities gains (losses) | $7,000 | 2,608 |
| Applicable income taxes | $242,000 | 3,451 |
| Income before extraordinary items | $616,000 | 4,183 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $616,000 | 4,184 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 4,267 |
| Cash dividends | $250,000 | 3,124 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $610,960 | 4,113 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,515,000 | 4,228 |
| Total interest expense | $512,000 | 3,570 |
| Net interest income | $1,003,000 | 4,468 |
| Provision for loan and lease losses | $45,000 | 3,437 |
| Total noninterest income | $92,000 | 5,974 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $52,000 | 5,121 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $40,000 | 5,560 |
| Total noninterest expense | $648,000 | 5,179 |
| Salaries and employee benefits | $385,000 | 4,873 |
| Premises and equipment expense | $68,000 | 5,967 |
| Additional noninterest expense | $195,000 | 5,165 |
| Pre-tax net operating income | $402,000 | 4,070 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $112,000 | 3,591 |
| Income before extraordinary items | $290,000 | 4,356 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $290,000 | 4,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,177 |
| Cash dividends | $125,000 | 2,644 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $290,000 | 4,229 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,260,000 | 4,190 |
| Total interest expense | $2,269,000 | 3,611 |
| Net interest income | $3,991,000 | 4,375 |
| Provision for loan and lease losses | $360,000 | 2,773 |
| Total noninterest income | $463,000 | 5,621 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $267,000 | 4,589 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $196,000 | 5,328 |
| Total noninterest expense | $2,516,000 | 5,191 |
| Salaries and employee benefits | $1,475,000 | 4,895 |
| Premises and equipment expense | $269,000 | 5,977 |
| Additional noninterest expense | $772,000 | 5,178 |
| Pre-tax net operating income | $1,578,000 | 3,996 |
| Securities gains (losses) | $21,000 | 3,192 |
| Applicable income taxes | $437,000 | 3,607 |
| Income before extraordinary items | $1,162,000 | 4,221 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,162,000 | 4,223 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $351,000 | 2,031 |
| Cash dividends | $500,000 | 3,502 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,146,670 | 4,096 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,678,000 | 4,244 |
| Total interest expense | $1,736,000 | 3,669 |
| Net interest income | $2,942,000 | 4,444 |
| Provision for loan and lease losses | $270,000 | 2,692 |
| Total noninterest income | $342,000 | 5,723 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $193,000 | 4,706 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $149,000 | 5,342 |
| Total noninterest expense | $1,857,000 | 5,227 |
| Salaries and employee benefits | $1,080,000 | 4,972 |
| Premises and equipment expense | $213,000 | 5,819 |
| Additional noninterest expense | $564,000 | 5,226 |
| Pre-tax net operating income | $1,157,000 | 4,179 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $311,000 | 3,848 |
| Income before extraordinary items | $846,000 | 4,456 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $846,000 | 4,456 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 2,696 |
| Cash dividends | $375,000 | 3,136 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $846,000 | 4,289 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,135,000 | 4,266 |
| Total interest expense | $1,207,000 | 3,649 |
| Net interest income | $1,928,000 | 4,503 |
| Provision for loan and lease losses | $180,000 | 2,675 |
| Total noninterest income | $206,000 | 5,926 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $117,000 | 4,913 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $89,000 | 5,537 |
| Total noninterest expense | $1,220,000 | 5,273 |
| Salaries and employee benefits | $706,000 | 5,047 |
| Premises and equipment expense | $141,000 | 5,847 |
| Additional noninterest expense | $373,000 | 5,252 |
| Pre-tax net operating income | $734,000 | 4,301 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $192,000 | 4,053 |
| Income before extraordinary items | $542,000 | 4,584 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $542,000 | 4,584 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 2,004 |
| Cash dividends | $250,000 | 3,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $542,000 | 4,367 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,599,000 | 4,237 |
| Total interest expense | $638,000 | 3,570 |
| Net interest income | $961,000 | 4,517 |
| Provision for loan and lease losses | $90,000 | 2,494 |
| Total noninterest income | $85,000 | 6,273 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $51,000 | 5,142 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $34,000 | 5,990 |
| Total noninterest expense | $611,000 | 5,274 |
| Salaries and employee benefits | $349,000 | 5,108 |
| Premises and equipment expense | $68,000 | 5,942 |
| Additional noninterest expense | $194,000 | 5,069 |
| Pre-tax net operating income | $345,000 | 4,427 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $90,000 | 4,143 |
| Income before extraordinary items | $255,000 | 4,665 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $255,000 | 4,665 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 1,164 |
| Cash dividends | $125,000 | 2,703 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $255,000 | 4,460 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,729,000 | 4,185 |
| Total interest expense | $3,029,000 | 3,513 |
| Net interest income | $3,700,000 | 4,584 |
| Provision for loan and lease losses | $543,000 | 2,251 |
| Total noninterest income | $394,000 | 5,817 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $244,000 | 4,758 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $150,000 | 5,605 |
| Total noninterest expense | $2,374,000 | 5,262 |
| Salaries and employee benefits | $1,314,000 | 5,170 |
| Premises and equipment expense | $240,000 | 6,266 |
| Additional noninterest expense | $820,000 | 4,845 |
| Pre-tax net operating income | $1,177,000 | 4,769 |
| Securities gains (losses) | $46,000 | 2,486 |
| Applicable income taxes | $306,000 | 4,414 |
| Income before extraordinary items | $917,000 | 4,830 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $917,000 | 4,830 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $634,000 | 1,377 |
| Cash dividends | $400,000 | 3,806 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $882,500 | 4,803 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,213,000 | 4,331 |
| Total interest expense | $3,953,000 | 3,839 |
| Net interest income | $3,260,000 | 4,782 |
| Provision for loan and lease losses | $834,000 | 1,456 |
| Total noninterest income | $387,000 | 5,766 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $237,000 | 4,777 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $150,000 | 5,549 |
| Total noninterest expense | $2,172,000 | 5,431 |
| Salaries and employee benefits | $1,226,000 | 5,232 |
| Premises and equipment expense | $258,000 | 5,988 |
| Additional noninterest expense | $688,000 | 5,354 |
| Pre-tax net operating income | $641,000 | 6,020 |
| Securities gains (losses) | $50,000 | 2,347 |
| Applicable income taxes | $101,000 | 5,997 |
| Income before extraordinary items | $590,000 | 5,668 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $590,000 | 5,671 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $599,000 | 1,368 |
| Cash dividends | $300,000 | 4,357 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $547,500 | 5,741 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,142,000 | 4,506 |
| Total interest expense | $4,065,000 | 3,919 |
| Net interest income | $3,077,000 | 5,063 |
| Provision for loan and lease losses | $744,000 | 1,348 |
| Total noninterest income | $394,000 | 5,570 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $204,000 | 5,049 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $190,000 | 4,912 |
| Total noninterest expense | $1,915,000 | 5,835 |
| Salaries and employee benefits | $1,133,000 | 5,443 |
| Premises and equipment expense | $238,000 | 6,221 |
| Additional noninterest expense | $544,000 | 6,109 |
| Pre-tax net operating income | $812,000 | 5,829 |
| Securities gains (losses) | $-14,000 | 8,543 |
| Applicable income taxes | $128,000 | 6,197 |
| Income before extraordinary items | $670,000 | 5,533 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $670,000 | 5,532 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $411,000 | 1,443 |
| Cash dividends | $200,000 | 5,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $681,760 | 5,489 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,229,000 | 4,825 |
| Total interest expense | $3,231,000 | 4,326 |
| Net interest income | $2,998,000 | 5,163 |
| Provision for loan and lease losses | $130,000 | 4,573 |
| Total noninterest income | $357,000 | 5,946 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $187,000 | 5,297 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $170,000 | 5,301 |
| Total noninterest expense | $1,857,000 | 5,969 |
| Salaries and employee benefits | $1,165,000 | 5,273 |
| Premises and equipment expense | $212,000 | 6,619 |
| Additional noninterest expense | $480,000 | 6,667 |
| Pre-tax net operating income | $1,368,000 | 4,367 |
| Securities gains (losses) | $-26,000 | 9,622 |
| Applicable income taxes | $330,000 | 4,604 |
| Income before extraordinary items | $1,012,000 | 4,398 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,012,000 | 4,399 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 3,383 |
| Cash dividends | $160,000 | 5,532 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,031,500 | 4,300 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,456,000 | 5,334 |
| Total interest expense | $2,901,000 | 4,846 |
| Net interest income | $2,555,000 | 5,761 |
| Provision for loan and lease losses | $133,000 | 4,421 |
| Total noninterest income | $309,000 | 6,380 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $161,000 | 5,733 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $148,000 | 5,717 |
| Total noninterest expense | $1,506,000 | 6,674 |
| Salaries and employee benefits | $913,000 | 6,145 |
| Premises and equipment expense | $170,000 | 7,238 |
| Additional noninterest expense | $423,000 | 7,036 |
| Pre-tax net operating income | $1,225,000 | 4,817 |
| Securities gains (losses) | $4,000 | 3,561 |
| Applicable income taxes | $298,000 | 5,184 |
| Income before extraordinary items | $931,000 | 4,723 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $931,000 | 4,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,589 |
| Cash dividends | $200,000 | 5,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $927,960 | 4,644 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,762,000 | 5,988 |
| Total interest expense | $2,562,000 | 5,323 |
| Net interest income | $2,200,000 | 6,532 |
| Provision for loan and lease losses | $96,000 | 5,266 |
| Total noninterest income | $243,000 | 7,298 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $139,000 | 6,373 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $104,000 | 6,683 |
| Total noninterest expense | $1,310,000 | 7,303 |
| Salaries and employee benefits | $809,000 | 6,738 |
| Premises and equipment expense | $148,000 | 7,841 |
| Additional noninterest expense | $353,000 | 7,780 |
| Pre-tax net operating income | $1,037,000 | 5,725 |
| Securities gains (losses) | $4,000 | 2,936 |
| Applicable income taxes | $230,000 | 6,496 |
| Income before extraordinary items | $811,000 | 5,403 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $811,000 | 5,407 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 4,755 |
| Cash dividends | $360,000 | 4,163 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $807,880 | 5,372 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,288,000 | 6,597 |
| Total interest expense | $2,254,000 | 5,933 |
| Net interest income | $2,034,000 | 7,072 |
| Provision for loan and lease losses | $96,000 | 5,205 |
| Total noninterest income | $200,000 | 8,221 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $96,000 | 7,584 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $104,000 | 6,999 |
| Total noninterest expense | $1,107,000 | 8,309 |
| Salaries and employee benefits | $700,000 | 7,532 |
| Premises and equipment expense | $134,000 | 8,428 |
| Additional noninterest expense | $273,000 | 9,162 |
| Pre-tax net operating income | $1,031,000 | 5,631 |
| Securities gains (losses) | $-9,000 | 10,223 |
| Applicable income taxes | $213,000 | 6,931 |
| Income before extraordinary items | $809,000 | 5,267 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $809,000 | 5,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 6,149 |
| Cash dividends | $395,000 | 3,965 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $816,110 | 5,166 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,826,000 | 7,184 |
| Total interest expense | $1,907,000 | 6,674 |
| Net interest income | $1,919,000 | 7,487 |
| Provision for loan and lease losses | $90,000 | 4,814 |
| Total noninterest income | $172,000 | 8,929 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $82,000 | 8,261 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $90,000 | 7,568 |
| Total noninterest expense | $1,037,000 | 8,807 |
| Salaries and employee benefits | $615,000 | 8,262 |
| Premises and equipment expense | $105,000 | 9,481 |
| Additional noninterest expense | $317,000 | 9,073 |
| Pre-tax net operating income | $964,000 | 6,134 |
| Securities gains (losses) | $-5,000 | 9,676 |
| Applicable income taxes | $186,000 | 7,672 |
| Income before extraordinary items | $773,000 | 5,582 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $773,000 | 5,581 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $164,000 | 2,838 |
| Cash dividends | $395,000 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $777,050 | 5,542 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,316,000 | 7,598 |
| Total interest expense | $1,429,000 | 7,105 |
| Net interest income | $1,887,000 | 7,839 |
| Provision for loan and lease losses | $146,000 | 3,670 |
| Total noninterest income | $167,000 | 9,366 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $84,000 | 8,561 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $83,000 | 8,126 |
| Total noninterest expense | $1,010,000 | 9,304 |
| Salaries and employee benefits | $579,000 | 8,767 |
| Premises and equipment expense | $112,000 | 9,637 |
| Additional noninterest expense | $319,000 | 9,729 |
| Pre-tax net operating income | $898,000 | 6,413 |
| Securities gains (losses) | $16,000 | 1,924 |
| Applicable income taxes | $89,000 | 9,599 |
| Income before extraordinary items | $825,000 | 5,244 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $825,000 | 5,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 6,205 |
| Cash dividends | $390,000 | 3,826 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $810,600 | 5,369 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,119,000 | 8,148 |
| Total interest expense | $1,356,000 | 7,686 |
| Net interest income | $1,763,000 | 8,338 |
| Provision for loan and lease losses | $65,000 | 6,791 |
| Total noninterest income | $160,000 | 10,014 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $83,000 | 8,912 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $77,000 | 8,764 |
| Total noninterest expense | $1,056,000 | 9,500 |
| Salaries and employee benefits | $554,000 | 9,181 |
| Premises and equipment expense | $124,000 | 9,663 |
| Additional noninterest expense | $378,000 | 9,504 |
| Pre-tax net operating income | $802,000 | 6,798 |
| Securities gains (losses) | $22,000 | 4,534 |
| Applicable income taxes | $147,000 | 8,722 |
| Income before extraordinary items | $677,000 | 6,253 |
| Extraordinary gains, net | $6,000 | 3,038 |
| Net income | $683,000 | 6,387 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 11,843 |
| Cash dividends | $293,000 | 4,516 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $658,960 | 6,129 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,965,000 | 9,055 |
| Total interest expense | $1,476,000 | 8,582 |
| Net interest income | $1,489,000 | 9,311 |
| Provision for loan and lease losses | $61,000 | 8,508 |
| Total noninterest income | $114,000 | 11,349 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $77,000 | 9,282 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 11,257 |
| Total noninterest expense | $980,000 | 10,071 |
| Salaries and employee benefits | $514,000 | 9,638 |
| Premises and equipment expense | $125,000 | 9,856 |
| Additional noninterest expense | $341,000 | 10,308 |
| Pre-tax net operating income | $562,000 | 7,978 |
| Securities gains (losses) | $43,000 | 4,369 |
| Applicable income taxes | $113,000 | 9,575 |
| Income before extraordinary items | $492,000 | 7,407 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $492,000 | 7,497 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 8,726 |
| Cash dividends | $394,000 | 3,403 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $457,170 | 7,320 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.