Home > Gering State Bank and Trust Company > Income and Expense
Gering State Bank and Trust Company, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,749,000 | 5,401 |
| Total interest expense | $3,112,000 | 4,596 |
| Net interest income | $2,637,000 | 6,074 |
| Provision for loan and lease losses | $240,000 | 2,643 |
| Total noninterest income | $573,000 | 4,725 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $356,000 | 3,716 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $217,000 | 4,883 |
| Total noninterest expense | $1,777,000 | 6,526 |
| Salaries and employee benefits | $900,000 | 6,553 |
| Premises and equipment expense | $207,000 | 7,060 |
| Additional noninterest expense | $670,000 | 6,062 |
| Pre-tax net operating income | $1,193,000 | 5,263 |
| Securities gains (losses) | $3,000 | 3,092 |
| Applicable income taxes | $408,000 | 4,884 |
| Income before extraordinary items | $788,000 | 5,504 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $788,000 | 5,502 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,371 |
| Cash dividends | $297,000 | 4,616 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $786,020 | 5,497 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,480,000 | 6,164 |
| Total interest expense | $2,180,000 | 5,204 |
| Net interest income | $2,300,000 | 6,861 |
| Provision for loan and lease losses | $485,000 | 1,581 |
| Total noninterest income | $418,000 | 5,975 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $280,000 | 4,611 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $138,000 | 6,471 |
| Total noninterest expense | $1,526,000 | 7,522 |
| Salaries and employee benefits | $769,000 | 7,387 |
| Premises and equipment expense | $157,000 | 8,368 |
| Additional noninterest expense | $600,000 | 7,042 |
| Pre-tax net operating income | $707,000 | 7,353 |
| Securities gains (losses) | $1,000 | 3,293 |
| Applicable income taxes | $245,000 | 6,623 |
| Income before extraordinary items | $463,000 | 7,592 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $463,000 | 7,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $392,000 | 1,617 |
| Cash dividends | $157,000 | 5,986 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $462,350 | 7,651 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,037,000 | 6,838 |
| Total interest expense | $1,903,000 | 6,084 |
| Net interest income | $2,134,000 | 7,344 |
| Provision for loan and lease losses | $180,000 | 4,132 |
| Total noninterest income | $427,000 | 6,197 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $244,000 | 5,206 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $183,000 | 5,948 |
| Total noninterest expense | $1,417,000 | 8,115 |
| Salaries and employee benefits | $681,000 | 8,129 |
| Premises and equipment expense | $71,000 | 11,459 |
| Additional noninterest expense | $665,000 | 6,824 |
| Pre-tax net operating income | $964,000 | 6,054 |
| Securities gains (losses) | $23,000 | 4,484 |
| Applicable income taxes | $350,000 | 5,498 |
| Income before extraordinary items | $637,000 | 6,515 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $637,000 | 6,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 3,976 |
| Cash dividends | $130,000 | 6,378 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $622,050 | 6,371 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,668,000 | 7,954 |
| Total interest expense | $1,853,000 | 7,469 |
| Net interest income | $1,815,000 | 8,298 |
| Provision for loan and lease losses | $217,000 | 5,017 |
| Total noninterest income | $283,000 | 7,963 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $156,000 | 6,955 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $127,000 | 7,254 |
| Total noninterest expense | $1,134,000 | 9,347 |
| Salaries and employee benefits | $576,000 | 9,028 |
| Premises and equipment expense | $55,000 | 12,495 |
| Additional noninterest expense | $503,000 | 8,429 |
| Pre-tax net operating income | $747,000 | 6,850 |
| Securities gains (losses) | $36,000 | 4,684 |
| Applicable income taxes | $273,000 | 6,323 |
| Income before extraordinary items | $510,000 | 7,238 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $510,000 | 7,331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 5,361 |
| Cash dividends | $183,000 | 5,297 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 408 |
| Net operating income | $486,600 | 7,077 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.