Home > Georgia Trust Bank > Assets and Liabilities
Georgia Trust Bank, Assets and Liabilities
| 2012-06-30 | Rank | |
| # of Employees: | 20 | 5,287 |
| Assets and Liabilities | ||
| Total Assets: | $116,890,000 | 4,497 |
| Cash and due from depository institutions | $21,400,000 | 5,287 |
| Interest-bearing balances | $17,656,000 | 2,088 |
| Securities | $10,013,000 | 5,687 |
| Federal funds sold & reverse repurchase agreements | $4,415,000 | 1,191 |
| Net loans & leases | $67,539,000 | 4,489 |
| Loan loss allowance | $1,971,000 | 3,174 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $6,368,000 | 1,833 |
| Other real estate owned | $6,668,000 | 5,287 |
| Goodwill and other intangibles | $0 | 2,925 |
| All other assets | $487,000 | 6,772 |
| Life insurance assets | $0 | 3,763 |
| Total liabilities and capital | $116,890,000 | 4,497 |
| Total liabilities | $114,994,000 | 4,223 |
| Total deposits | $114,748,000 | 4,085 |
| Interest-bearing deposits | $105,862,000 | 3,767 |
| Deposits held in domestic offices | $114,748,000 | 4,085 |
| % insured | 96.07% | 1,295 |
| Federal funds purchased & repurchase agreements | $0 | 2,234 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $0 | 4,239 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $246,000 | 5,684 |
| Total equity capital | $1,896,000 | 7,108 |
| Total bank equity capital | $1,896,000 | 7,107 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $6,250,000 | 725 |
| Surplus | $10,743,000 | 2,454 |
| Undivided profits | $-15,097,000 | 7,019 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $16,404,000 | 756 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,080 |
| Income earned, not collected on loans | $251,000 | 6,168 |
| Earning assets | $99,623,000 | 4,690 |
| Long-term assets (5+ years) | $10,013,000 | 6,005 |
| Average Assets, year-to-date | $119,659,000 | 4,429 |
| Average Assets, quarterly | $118,347,000 | 4,467 |
| Volatile liabilities | $2,987,000 | 5,263 |
| Insider loans | $1,101,000 | 3,606 |
| FHLB advances | $0 | 3,987 |
| Loans and leases held for sale | $0 | 2,185 |
| Unused loan commitments | $1,314,000 | 6,415 |
| Tier 1 (core) risk-based capital | $1,774,000 | 7,115 |
| Tier 2 risk-based capital | $1,022,000 | 3,985 |
| Total risk weighted assets | $80,811,000 | 4,266 |
| Total unused commitments | $1,314,000 | 6,415 |
| Derivatives | $0 | 1,332 |
| 2012-03-31 | Rank | |
| # of Employees: | 20 | 5,295 |
| Assets and Liabilities | ||
| Total Assets: | $119,804,000 | 4,479 |
| Cash and due from depository institutions | $16,811,000 | 5,295 |
| Interest-bearing balances | $13,244,000 | 2,840 |
| Securities | $16,684,000 | 4,932 |
| Federal funds sold & reverse repurchase agreements | $3,130,000 | 1,858 |
| Net loans & leases | $69,028,000 | 4,423 |
| Loan loss allowance | $2,287,000 | 2,905 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $6,414,000 | 1,817 |
| Other real estate owned | $7,373,000 | 5,295 |
| Goodwill and other intangibles | $0 | 2,935 |
| All other assets | $364,000 | 7,009 |
| Life insurance assets | $0 | 3,760 |
| Total liabilities and capital | $119,804,000 | 4,479 |
| Total liabilities | $117,605,000 | 4,219 |
| Total deposits | $117,365,000 | 4,061 |
| Interest-bearing deposits | $108,400,000 | 3,771 |
| Deposits held in domestic offices | $117,365,000 | 4,059 |
| % insured | 96.45% | 1,143 |
| Federal funds purchased & repurchase agreements | $0 | 2,131 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $0 | 4,273 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $240,000 | 5,635 |
| Total equity capital | $2,199,000 | 7,115 |
| Total bank equity capital | $2,199,000 | 7,115 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $6,250,000 | 733 |
| Surplus | $10,743,000 | 2,469 |
| Undivided profits | $-14,794,000 | 7,068 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $17,014,000 | 773 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $265,000 | 6,088 |
| Earning assets | $102,086,000 | 4,679 |
| Long-term assets (5+ years) | $16,684,000 | 5,341 |
| Average Assets, year-to-date | $121,043,500 | 4,431 |
| Average Assets, quarterly | $121,043,500 | 4,431 |
| Volatile liabilities | $2,979,000 | 5,293 |
| Insider loans | $1,866,000 | 2,741 |
| FHLB advances | $0 | 4,028 |
| Loans and leases held for sale | $0 | 2,171 |
| Unused loan commitments | $2,808,000 | 5,873 |
| Tier 1 (core) risk-based capital | $2,193,000 | 7,103 |
| Tier 2 risk-based capital | $1,050,000 | 3,937 |
| Total risk weighted assets | $82,734,000 | 4,229 |
| Total unused commitments | $2,808,000 | 5,873 |
| Derivatives | $0 | 1,297 |
| 2011-12-31 | Rank | |
| # of Employees: | 19 | 5,452 |
| Assets and Liabilities | ||
| Total Assets: | $122,283,000 | 4,401 |
| Cash and due from depository institutions | $13,722,000 | 5,452 |
| Interest-bearing balances | $9,598,000 | 3,030 |
| Securities | $19,023,000 | 4,643 |
| Federal funds sold & reverse repurchase agreements | $2,910,000 | 1,685 |
| Net loans & leases | $72,366,000 | 4,356 |
| Loan loss allowance | $2,288,000 | 2,890 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $6,459,000 | 1,797 |
| Other real estate owned | $7,343,000 | 5,452 |
| Goodwill and other intangibles | $0 | 2,970 |
| All other assets | $460,000 | 6,947 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $122,283,000 | 4,401 |
| Total liabilities | $119,242,000 | 4,154 |
| Total deposits | $118,960,000 | 3,984 |
| Interest-bearing deposits | $111,151,000 | 3,665 |
| Deposits held in domestic offices | $118,960,000 | 3,982 |
| % insured | 97.66% | 730 |
| Federal funds purchased & repurchase agreements | $0 | 2,367 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $0 | 4,481 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $282,000 | 5,457 |
| Total equity capital | $3,041,000 | 6,986 |
| Total bank equity capital | $3,041,000 | 6,986 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $6,250,000 | 736 |
| Surplus | $10,742,000 | 2,478 |
| Undivided profits | $-13,951,000 | 7,099 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $16,730,000 | 801 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $346,000 | 5,697 |
| Earning assets | $103,897,000 | 4,597 |
| Long-term assets (5+ years) | $19,023,000 | 4,509 |
| Average Assets, year-to-date | $134,093,800 | 4,090 |
| Average Assets, quarterly | $126,494,500 | 4,286 |
| Volatile liabilities | $2,481,000 | 5,674 |
| Insider loans | $1,314,000 | 3,378 |
| FHLB advances | $0 | 4,174 |
| Loans and leases held for sale | $0 | 1,918 |
| Unused loan commitments | $2,636,000 | 5,890 |
| Tier 1 (core) risk-based capital | $3,022,000 | 6,960 |
| Tier 2 risk-based capital | $1,083,000 | 3,862 |
| Total risk weighted assets | $85,433,000 | 4,167 |
| Total unused commitments | $2,636,000 | 5,890 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 20 | 5,372 |
| Assets and Liabilities | ||
| Total Assets: | $130,706,000 | 4,221 |
| Cash and due from depository institutions | $17,688,000 | 5,372 |
| Interest-bearing balances | $14,293,000 | 2,439 |
| Securities | $17,127,000 | 4,812 |
| Federal funds sold & reverse repurchase agreements | $4,890,000 | 1,286 |
| Net loans & leases | $76,145,000 | 4,262 |
| Loan loss allowance | $2,354,000 | 2,853 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $6,507,000 | 1,797 |
| Other real estate owned | $7,889,000 | 5,372 |
| Goodwill and other intangibles | $0 | 2,996 |
| All other assets | $460,000 | 7,048 |
| Life insurance assets | $0 | 3,747 |
| Total liabilities and capital | $130,706,000 | 4,221 |
| Total liabilities | $127,385,000 | 3,969 |
| Total deposits | $127,067,000 | 3,810 |
| Interest-bearing deposits | $116,863,000 | 3,544 |
| Deposits held in domestic offices | $127,067,000 | 3,810 |
| % insured | 98.10% | 650 |
| Federal funds purchased & repurchase agreements | $0 | 2,338 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $0 | 4,648 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $318,000 | 5,568 |
| Total equity capital | $3,321,000 | 7,006 |
| Total bank equity capital | $3,321,000 | 7,006 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $6,250,000 | 747 |
| Surplus | $10,743,000 | 2,501 |
| Undivided profits | $-13,672,000 | 7,170 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $17,574,000 | 826 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $300,000 | 6,095 |
| Earning assets | $112,455,000 | 4,388 |
| Long-term assets (5+ years) | $17,463,000 | 4,593 |
| Average Assets, year-to-date | $137,046,500 | 4,057 |
| Average Assets, quarterly | $132,083,500 | 4,170 |
| Volatile liabilities | $3,041,000 | 5,445 |
| Insider loans | $1,326,000 | 3,413 |
| FHLB advances | $0 | 4,265 |
| Loans and leases held for sale | $0 | 1,904 |
| Unused loan commitments | $2,860,000 | 5,817 |
| Tier 1 (core) risk-based capital | $3,224,000 | 6,975 |
| Tier 2 risk-based capital | $1,135,000 | 3,767 |
| Total risk weighted assets | $89,608,000 | 4,057 |
| Total unused commitments | $2,860,000 | 5,819 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 20 | 5,424 |
| Assets and Liabilities | ||
| Total Assets: | $133,461,000 | 4,172 |
| Cash and due from depository institutions | $12,986,000 | 5,424 |
| Interest-bearing balances | $9,966,000 | 2,904 |
| Securities | $19,575,000 | 4,607 |
| Federal funds sold & reverse repurchase agreements | $3,170,000 | 1,688 |
| Net loans & leases | $82,187,000 | 4,097 |
| Loan loss allowance | $2,401,000 | 2,842 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $6,553,000 | 1,791 |
| Other real estate owned | $8,396,000 | 5,424 |
| Goodwill and other intangibles | $0 | 3,017 |
| All other assets | $594,000 | 6,900 |
| Life insurance assets | $0 | 3,737 |
| Total liabilities and capital | $133,461,000 | 4,172 |
| Total liabilities | $130,123,000 | 3,928 |
| Total deposits | $129,814,000 | 3,771 |
| Interest-bearing deposits | $121,566,000 | 3,457 |
| Deposits held in domestic offices | $129,814,000 | 3,770 |
| % insured | 97.64% | 836 |
| Federal funds purchased & repurchase agreements | $0 | 2,430 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $0 | 4,735 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $309,000 | 5,493 |
| Total equity capital | $3,338,000 | 7,041 |
| Total bank equity capital | $3,338,000 | 7,041 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $6,250,000 | 758 |
| Surplus | $10,743,000 | 2,514 |
| Undivided profits | $-13,655,000 | 7,232 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $16,777,000 | 890 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $402,000 | 5,451 |
| Earning assets | $114,898,000 | 4,330 |
| Long-term assets (5+ years) | $19,920,000 | 4,365 |
| Average Assets, year-to-date | $139,160,000 | 4,039 |
| Average Assets, quarterly | $136,541,000 | 4,106 |
| Volatile liabilities | $4,080,000 | 5,056 |
| Insider loans | $1,335,000 | 3,440 |
| FHLB advances | $0 | 4,341 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $2,731,000 | 5,968 |
| Tier 1 (core) risk-based capital | $3,409,000 | 6,965 |
| Tier 2 risk-based capital | $1,221,000 | 3,632 |
| Total risk weighted assets | $96,527,000 | 3,890 |
| Total unused commitments | $2,731,000 | 5,972 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 20 | 5,455 |
| Assets and Liabilities | ||
| Total Assets: | $139,621,000 | 4,082 |
| Cash and due from depository institutions | $16,541,000 | 5,455 |
| Interest-bearing balances | $13,586,000 | 2,474 |
| Securities | $21,175,000 | 4,405 |
| Federal funds sold & reverse repurchase agreements | $1,705,000 | 2,753 |
| Net loans & leases | $84,902,000 | 4,058 |
| Loan loss allowance | $2,916,000 | 2,454 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $6,601,000 | 1,786 |
| Other real estate owned | $8,179,000 | 5,455 |
| Goodwill and other intangibles | $0 | 3,025 |
| All other assets | $518,000 | 7,087 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $139,621,000 | 4,082 |
| Total liabilities | $136,317,000 | 3,843 |
| Total deposits | $136,024,000 | 3,669 |
| Interest-bearing deposits | $127,588,000 | 3,394 |
| Deposits held in domestic offices | $136,024,000 | 3,667 |
| % insured | 97.99% | 767 |
| Federal funds purchased & repurchase agreements | $0 | 2,341 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 4,815 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $293,000 | 5,486 |
| Total equity capital | $3,304,000 | 7,074 |
| Total bank equity capital | $3,304,000 | 7,074 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $6,250,000 | 768 |
| Surplus | $10,743,000 | 2,527 |
| Undivided profits | $-13,689,000 | 7,289 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $17,638,000 | 900 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,380,000 | 238 |
| Income earned, not collected on loans | $384,000 | 5,581 |
| Earning assets | $121,368,000 | 4,194 |
| Long-term assets (5+ years) | $21,533,000 | 4,171 |
| Average Assets, year-to-date | $142,009,500 | 4,027 |
| Average Assets, quarterly | $142,009,500 | 4,027 |
| Volatile liabilities | $4,571,000 | 4,896 |
| Insider loans | $5,585,000 | 1,196 |
| FHLB advances | $0 | 4,390 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $4,046,000 | 5,535 |
| Tier 1 (core) risk-based capital | $3,648,000 | 6,935 |
| Tier 2 risk-based capital | $1,249,000 | 3,607 |
| Total risk weighted assets | $98,247,000 | 3,879 |
| Total unused commitments | $4,046,000 | 5,537 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 20 | 5,498 |
| Assets and Liabilities | ||
| Total Assets: | $144,398,000 | 4,011 |
| Cash and due from depository institutions | $15,542,000 | 5,498 |
| Interest-bearing balances | $12,539,000 | 2,400 |
| Securities | $21,779,000 | 4,211 |
| Federal funds sold & reverse repurchase agreements | $2,775,000 | 2,152 |
| Net loans & leases | $88,617,000 | 4,033 |
| Loan loss allowance | $3,074,000 | 2,330 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $6,639,000 | 1,804 |
| Other real estate owned | $8,429,000 | 5,498 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $617,000 | 7,039 |
| Life insurance assets | $0 | 3,769 |
| Total liabilities and capital | $144,398,000 | 4,011 |
| Total liabilities | $140,613,000 | 3,790 |
| Total deposits | $140,424,000 | 3,608 |
| Interest-bearing deposits | $134,022,000 | 3,276 |
| Deposits held in domestic offices | $140,424,000 | 3,606 |
| % insured | 98.56% | 519 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 4,983 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $189,000 | 6,242 |
| Total equity capital | $3,785,000 | 6,993 |
| Total bank equity capital | $3,785,000 | 6,993 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $6,250,000 | 769 |
| Surplus | $10,743,000 | 2,527 |
| Undivided profits | $-13,208,000 | 7,362 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $14,930,000 | 1,063 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,707,000 | 281 |
| Income earned, not collected on loans | $480,000 | 5,110 |
| Earning assets | $125,710,000 | 4,132 |
| Long-term assets (5+ years) | $20,868,000 | 4,153 |
| Average Assets, year-to-date | $155,503,200 | 3,782 |
| Average Assets, quarterly | $146,645,000 | 3,970 |
| Volatile liabilities | $41,089,000 | 2,971 |
| Insider loans | $5,634,000 | 1,233 |
| FHLB advances | $0 | 4,551 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $3,504,000 | 5,718 |
| Tier 1 (core) risk-based capital | $4,234,000 | 6,819 |
| Tier 2 risk-based capital | $1,314,000 | 3,523 |
| Total risk weighted assets | $103,350,000 | 3,821 |
| Total unused commitments | $3,504,000 | 5,719 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 21 | 5,450 |
| Assets and Liabilities | ||
| Total Assets: | $148,892,000 | 3,986 |
| Cash and due from depository institutions | $13,353,000 | 5,450 |
| Interest-bearing balances | $10,446,000 | 2,736 |
| Securities | $25,616,000 | 3,809 |
| Federal funds sold & reverse repurchase agreements | $1,710,000 | 2,775 |
| Net loans & leases | $92,277,000 | 4,019 |
| Loan loss allowance | $3,927,000 | 1,949 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $6,687,000 | 1,827 |
| Other real estate owned | $8,631,000 | 5,450 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $618,000 | 7,170 |
| Life insurance assets | $0 | 3,793 |
| Total liabilities and capital | $148,892,000 | 3,986 |
| Total liabilities | $143,759,000 | 3,775 |
| Total deposits | $143,486,000 | 3,557 |
| Interest-bearing deposits | $137,249,000 | 3,253 |
| Deposits held in domestic offices | $143,486,000 | 3,555 |
| % insured | 97.06% | 791 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,105 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $273,000 | 6,124 |
| Total equity capital | $5,133,000 | 6,707 |
| Total bank equity capital | $5,133,000 | 6,707 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $6,250,000 | 773 |
| Surplus | $10,742,000 | 2,519 |
| Undivided profits | $-11,859,000 | 7,457 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $14,095,000 | 1,121 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $369,000 | 608 |
| Income earned, not collected on loans | $435,000 | 5,610 |
| Earning assets | $130,049,000 | 4,100 |
| Long-term assets (5+ years) | $25,797,000 | 3,728 |
| Average Assets, year-to-date | $158,279,500 | 3,793 |
| Average Assets, quarterly | $155,781,000 | 3,842 |
| Volatile liabilities | $51,827,000 | 2,519 |
| Insider loans | $5,622,000 | 1,276 |
| FHLB advances | $0 | 4,672 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $2,976,000 | 6,061 |
| Tier 1 (core) risk-based capital | $4,841,000 | 6,716 |
| Tier 2 risk-based capital | $1,383,000 | 3,443 |
| Total risk weighted assets | $108,103,000 | 3,765 |
| Total unused commitments | $2,976,000 | 6,063 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 21 | 5,488 |
| Assets and Liabilities | ||
| Total Assets: | $162,670,000 | 3,744 |
| Cash and due from depository institutions | $22,741,000 | 5,488 |
| Interest-bearing balances | $19,905,000 | 1,626 |
| Securities | $21,983,000 | 4,174 |
| Federal funds sold & reverse repurchase agreements | $5,195,000 | 1,480 |
| Net loans & leases | $95,186,000 | 3,981 |
| Loan loss allowance | $2,022,000 | 3,194 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $6,737,000 | 1,844 |
| Other real estate owned | $10,077,000 | 5,488 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $751,000 | 7,024 |
| Life insurance assets | $0 | 3,801 |
| Total liabilities and capital | $162,670,000 | 3,744 |
| Total liabilities | $154,706,000 | 3,571 |
| Total deposits | $154,424,000 | 3,374 |
| Interest-bearing deposits | $148,380,000 | 3,078 |
| Deposits held in domestic offices | $154,424,000 | 3,373 |
| % insured | 90.71% | 3,356 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,212 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $282,000 | 5,997 |
| Total equity capital | $7,964,000 | 5,846 |
| Total bank equity capital | $7,964,000 | 5,845 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $6,250,000 | 783 |
| Surplus | $10,743,000 | 2,522 |
| Undivided profits | $-9,029,000 | 7,458 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $10,534,000 | 1,425 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $376,000 | 603 |
| Income earned, not collected on loans | $518,000 | 5,090 |
| Earning assets | $142,269,000 | 3,865 |
| Long-term assets (5+ years) | $23,195,000 | 3,889 |
| Average Assets, year-to-date | $161,408,670 | 3,756 |
| Average Assets, quarterly | $162,249,000 | 3,751 |
| Volatile liabilities | $55,370,000 | 2,420 |
| Insider loans | $6,369,000 | 1,149 |
| FHLB advances | $0 | 4,785 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $3,376,000 | 5,964 |
| Tier 1 (core) risk-based capital | $7,829,000 | 5,744 |
| Tier 2 risk-based capital | $1,448,000 | 3,336 |
| Total risk weighted assets | $115,245,000 | 3,607 |
| Total unused commitments | $3,376,000 | 5,966 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 22 | 5,439 |
| Assets and Liabilities | ||
| Total Assets: | $161,828,000 | 3,823 |
| Cash and due from depository institutions | $7,234,000 | 5,439 |
| Interest-bearing balances | $4,725,000 | 3,792 |
| Securities | $20,752,000 | 4,364 |
| Federal funds sold & reverse repurchase agreements | $14,205,000 | 645 |
| Net loans & leases | $102,353,000 | 3,817 |
| Loan loss allowance | $2,449,000 | 2,818 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $6,790,000 | 1,866 |
| Other real estate owned | $9,653,000 | 5,439 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $841,000 | 6,991 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $161,828,000 | 3,823 |
| Total liabilities | $151,666,000 | 3,680 |
| Total deposits | $151,419,000 | 3,464 |
| Interest-bearing deposits | $146,126,000 | 3,178 |
| Deposits held in domestic offices | $151,419,000 | 3,462 |
| % insured | 89.89% | 3,752 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 5,317 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $247,000 | 6,180 |
| Total equity capital | $10,162,000 | 5,207 |
| Total bank equity capital | $10,162,000 | 5,206 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $6,250,000 | 798 |
| Surplus | $10,743,000 | 2,554 |
| Undivided profits | $-6,831,000 | 7,452 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $9,284,000 | 1,578 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $141,000 | 851 |
| Income earned, not collected on loans | $633,000 | 4,612 |
| Earning assets | $142,035,000 | 3,920 |
| Long-term assets (5+ years) | $21,254,000 | 4,070 |
| Average Assets, year-to-date | $160,778,000 | 3,828 |
| Average Assets, quarterly | $160,778,000 | 3,828 |
| Volatile liabilities | $57,535,000 | 2,424 |
| Insider loans | $6,499,000 | 1,163 |
| FHLB advances | $0 | 4,906 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $3,804,000 | 5,936 |
| Tier 1 (core) risk-based capital | $10,206,000 | 5,071 |
| Tier 2 risk-based capital | $1,566,000 | 3,180 |
| Total risk weighted assets | $124,435,000 | 3,470 |
| Total unused commitments | $3,804,000 | 5,940 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 23 | 5,352 |
| Assets and Liabilities | ||
| Total Assets: | $159,728,000 | 3,857 |
| Cash and due from depository institutions | $2,853,000 | 5,352 |
| Interest-bearing balances | $0 | 7,263 |
| Securities | $18,884,000 | 4,509 |
| Federal funds sold & reverse repurchase agreements | $14,865,000 | 550 |
| Net loans & leases | $107,055,000 | 3,742 |
| Loan loss allowance | $2,195,000 | 3,024 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $6,844,000 | 1,889 |
| Other real estate owned | $8,410,000 | 5,352 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $817,000 | 7,123 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $159,728,000 | 3,857 |
| Total liabilities | $149,340,000 | 3,735 |
| Total deposits | $149,161,000 | 3,504 |
| Interest-bearing deposits | $142,682,000 | 3,207 |
| Deposits held in domestic offices | $149,161,000 | 3,503 |
| % insured | 87.20% | 4,669 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,407 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $179,000 | 6,720 |
| Total equity capital | $10,388,000 | 5,142 |
| Total bank equity capital | $10,388,000 | 5,140 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $6,250,000 | 802 |
| Surplus | $10,742,000 | 2,558 |
| Undivided profits | $-6,604,000 | 7,498 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $2,558,000 | 3,355 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $141,000 | 841 |
| Income earned, not collected on loans | $597,000 | 4,897 |
| Earning assets | $140,804,000 | 3,960 |
| Long-term assets (5+ years) | $19,410,000 | 4,219 |
| Average Assets, year-to-date | $154,259,200 | 3,892 |
| Average Assets, quarterly | $158,563,500 | 3,869 |
| Volatile liabilities | $55,142,000 | 2,516 |
| Insider loans | $6,234,000 | 1,244 |
| FHLB advances | $0 | 5,026 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $3,948,000 | 5,849 |
| Tier 1 (core) risk-based capital | $10,818,000 | 4,899 |
| Tier 2 risk-based capital | $1,592,000 | 3,159 |
| Total risk weighted assets | $126,773,000 | 3,474 |
| Total unused commitments | $3,948,000 | 5,850 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 22 | 5,528 |
| Assets and Liabilities | ||
| Total Assets: | $157,399,000 | 3,899 |
| Cash and due from depository institutions | $2,888,000 | 5,528 |
| Interest-bearing balances | $33,000 | 6,812 |
| Securities | $17,311,000 | 4,753 |
| Federal funds sold & reverse repurchase agreements | $12,560,000 | 738 |
| Net loans & leases | $109,167,000 | 3,741 |
| Loan loss allowance | $2,659,000 | 2,536 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $6,891,000 | 1,897 |
| Other real estate owned | $7,795,000 | 5,528 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $787,000 | 6,917 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $157,399,000 | 3,899 |
| Total liabilities | $146,476,000 | 3,784 |
| Total deposits | $145,956,000 | 3,543 |
| Interest-bearing deposits | $140,823,000 | 3,242 |
| Deposits held in domestic offices | $145,956,000 | 3,542 |
| % insured | 86.77% | 4,992 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,525 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $520,000 | 5,282 |
| Total equity capital | $10,923,000 | 5,108 |
| Total bank equity capital | $10,923,000 | 5,107 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $6,250,000 | 809 |
| Surplus | $10,722,000 | 2,549 |
| Undivided profits | $-6,049,000 | 7,659 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $3,306,000 | 2,974 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $445,000 | 506 |
| Income earned, not collected on loans | $587,000 | 5,161 |
| Earning assets | $139,071,000 | 4,008 |
| Long-term assets (5+ years) | $17,511,000 | 4,399 |
| Average Assets, year-to-date | $152,892,000 | 3,933 |
| Average Assets, quarterly | $156,381,000 | 3,907 |
| Volatile liabilities | $54,775,000 | 2,553 |
| Insider loans | $6,034,000 | 1,289 |
| FHLB advances | $0 | 5,137 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $4,616,000 | 5,720 |
| Tier 1 (core) risk-based capital | $10,964,000 | 4,933 |
| Tier 2 risk-based capital | $1,604,000 | 3,134 |
| Total risk weighted assets | $127,276,000 | 3,487 |
| Total unused commitments | $4,616,000 | 5,720 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 23 | 5,448 |
| Assets and Liabilities | ||
| Total Assets: | $155,363,000 | 3,947 |
| Cash and due from depository institutions | $4,349,000 | 5,448 |
| Interest-bearing balances | $0 | 7,302 |
| Securities | $16,125,000 | 4,898 |
| Federal funds sold & reverse repurchase agreements | $7,870,000 | 1,288 |
| Net loans & leases | $113,709,000 | 3,663 |
| Loan loss allowance | $2,087,000 | 2,971 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $6,782,000 | 1,945 |
| Other real estate owned | $5,795,000 | 5,448 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $733,000 | 7,033 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $155,363,000 | 3,947 |
| Total liabilities | $142,925,000 | 3,878 |
| Total deposits | $142,475,000 | 3,622 |
| Interest-bearing deposits | $136,399,000 | 3,332 |
| Deposits held in domestic offices | $142,475,000 | 3,620 |
| % insured | 69.50% | 6,136 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $0 | 5,613 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $450,000 | 5,578 |
| Total equity capital | $12,438,000 | 4,696 |
| Total bank equity capital | $12,438,000 | 4,696 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $6,250,000 | 817 |
| Surplus | $10,701,000 | 2,543 |
| Undivided profits | $-4,513,000 | 7,644 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $5,880,000 | 2,045 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $453,000 | 488 |
| Income earned, not collected on loans | $532,000 | 5,351 |
| Earning assets | $137,704,000 | 4,026 |
| Long-term assets (5+ years) | $16,345,000 | 4,501 |
| Average Assets, year-to-date | $151,389,670 | 3,974 |
| Average Assets, quarterly | $153,608,500 | 3,971 |
| Volatile liabilities | $58,803,000 | 2,410 |
| Insider loans | $4,857,000 | 1,600 |
| FHLB advances | $0 | 5,202 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $6,482,000 | 5,252 |
| Tier 1 (core) risk-based capital | $12,707,000 | 4,506 |
| Tier 2 risk-based capital | $1,610,000 | 3,112 |
| Total risk weighted assets | $128,332,000 | 3,503 |
| Total unused commitments | $6,482,000 | 5,256 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 29 | 4,825 |
| Assets and Liabilities | ||
| Total Assets: | $151,854,000 | 4,001 |
| Cash and due from depository institutions | $2,170,000 | 4,825 |
| Interest-bearing balances | $0 | 7,240 |
| Securities | $14,740,000 | 5,131 |
| Federal funds sold & reverse repurchase agreements | $7,870,000 | 1,560 |
| Net loans & leases | $113,053,000 | 3,681 |
| Loan loss allowance | $2,082,000 | 2,889 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $6,837,000 | 1,929 |
| Other real estate owned | $6,453,000 | 4,825 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $731,000 | 7,073 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $151,854,000 | 4,001 |
| Total liabilities | $138,894,000 | 3,948 |
| Total deposits | $138,498,000 | 3,682 |
| Interest-bearing deposits | $132,972,000 | 3,388 |
| Deposits held in domestic offices | $138,498,000 | 3,680 |
| % insured | 69.12% | 6,212 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $0 | 5,670 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $396,000 | 5,759 |
| Total equity capital | $12,960,000 | 4,600 |
| Total bank equity capital | $12,960,000 | 4,599 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $6,250,000 | 817 |
| Surplus | $10,680,000 | 2,544 |
| Undivided profits | $-3,970,000 | 7,710 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $5,221,000 | 2,053 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $460,000 | 438 |
| Income earned, not collected on loans | $572,000 | 5,158 |
| Earning assets | $135,663,000 | 4,082 |
| Long-term assets (5+ years) | $14,962,000 | 4,642 |
| Average Assets, year-to-date | $149,403,000 | 4,023 |
| Average Assets, quarterly | $149,403,000 | 4,023 |
| Volatile liabilities | $59,780,000 | 2,378 |
| Insider loans | $5,185,000 | 1,507 |
| FHLB advances | $0 | 5,264 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $7,600,000 | 5,032 |
| Tier 1 (core) risk-based capital | $12,999,000 | 4,447 |
| Tier 2 risk-based capital | $1,604,000 | 3,131 |
| Total risk weighted assets | $127,808,000 | 3,516 |
| Total unused commitments | $7,600,000 | 5,035 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 29 | 4,863 |
| Assets and Liabilities | ||
| Total Assets: | $146,952,000 | 4,062 |
| Cash and due from depository institutions | $1,590,000 | 4,863 |
| Interest-bearing balances | $0 | 7,069 |
| Securities | $9,210,000 | 6,072 |
| Federal funds sold & reverse repurchase agreements | $11,280,000 | 848 |
| Net loans & leases | $110,880,000 | 3,763 |
| Loan loss allowance | $2,033,000 | 2,869 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $6,889,000 | 1,926 |
| Other real estate owned | $6,442,000 | 4,863 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $661,000 | 7,292 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $146,952,000 | 4,062 |
| Total liabilities | $133,341,000 | 4,023 |
| Total deposits | $132,994,000 | 3,730 |
| Interest-bearing deposits | $127,006,000 | 3,440 |
| Deposits held in domestic offices | $132,994,000 | 3,728 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $0 | 5,839 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $347,000 | 6,072 |
| Total equity capital | $13,611,000 | 4,422 |
| Total bank equity capital | $13,611,000 | 4,422 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $6,250,000 | 819 |
| Surplus | $10,659,000 | 2,525 |
| Undivided profits | $-3,298,000 | 7,721 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,613,000 | 2,811 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $239,000 | 583 |
| Income earned, not collected on loans | $520,000 | 5,660 |
| Earning assets | $131,370,000 | 4,119 |
| Long-term assets (5+ years) | $8,733,000 | 5,572 |
| Average Assets, year-to-date | $135,665,800 | 4,169 |
| Average Assets, quarterly | $144,758,500 | 4,066 |
| Volatile liabilities | $55,968,000 | 2,488 |
| Insider loans | $5,003,000 | 1,598 |
| FHLB advances | $0 | 5,445 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $9,574,000 | 4,569 |
| Tier 1 (core) risk-based capital | $13,378,000 | 4,346 |
| Tier 2 risk-based capital | $1,580,000 | 3,148 |
| Total risk weighted assets | $125,955,000 | 3,567 |
| Total unused commitments | $9,574,000 | 4,573 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 29 | 4,909 |
| Assets and Liabilities | ||
| Total Assets: | $142,565,000 | 4,119 |
| Cash and due from depository institutions | $2,283,000 | 4,909 |
| Interest-bearing balances | $0 | 6,794 |
| Securities | $8,846,000 | 6,108 |
| Federal funds sold & reverse repurchase agreements | $7,879,000 | 1,551 |
| Net loans & leases | $109,395,000 | 3,778 |
| Loan loss allowance | $1,401,000 | 3,574 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $6,922,000 | 1,904 |
| Other real estate owned | $6,512,000 | 4,909 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $728,000 | 7,247 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $142,565,000 | 4,119 |
| Total liabilities | $128,620,000 | 4,082 |
| Total deposits | $128,214,000 | 3,781 |
| Interest-bearing deposits | $122,700,000 | 3,484 |
| Deposits held in domestic offices | $128,214,000 | 3,778 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $0 | 5,843 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $406,000 | 5,916 |
| Total equity capital | $13,945,000 | 4,374 |
| Total bank equity capital | $13,945,000 | 4,374 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $6,250,000 | 821 |
| Surplus | $10,140,000 | 2,595 |
| Undivided profits | $-2,445,000 | 7,819 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $239,000 | 6,092 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $239,000 | 568 |
| Income earned, not collected on loans | $600,000 | 5,402 |
| Earning assets | $126,120,000 | 4,213 |
| Long-term assets (5+ years) | $7,403,000 | 5,787 |
| Average Assets, year-to-date | $132,844,250 | 4,241 |
| Average Assets, quarterly | $140,630,500 | 4,134 |
| Volatile liabilities | $51,023,000 | 2,626 |
| Insider loans | $4,812,000 | 1,650 |
| FHLB advances | $0 | 5,438 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $12,109,000 | 4,242 |
| Tier 1 (core) risk-based capital | $14,071,000 | 4,272 |
| Tier 2 risk-based capital | $1,401,000 | 3,343 |
| Total risk weighted assets | $124,466,000 | 3,594 |
| Total unused commitments | $12,109,000 | 4,243 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 30 | 4,858 |
| Assets and Liabilities | ||
| Total Assets: | $138,696,000 | 4,200 |
| Cash and due from depository institutions | $2,248,000 | 4,858 |
| Interest-bearing balances | $0 | 6,776 |
| Securities | $8,893,000 | 6,135 |
| Federal funds sold & reverse repurchase agreements | $7,083,000 | 1,677 |
| Net loans & leases | $106,725,000 | 3,833 |
| Loan loss allowance | $1,343,000 | 3,606 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $6,985,000 | 1,868 |
| Other real estate owned | $6,142,000 | 4,858 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $620,000 | 7,461 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $138,696,000 | 4,200 |
| Total liabilities | $124,529,000 | 4,187 |
| Total deposits | $124,140,000 | 3,893 |
| Interest-bearing deposits | $119,289,000 | 3,549 |
| Deposits held in domestic offices | $124,140,000 | 3,890 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $0 | 5,770 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $389,000 | 6,001 |
| Total equity capital | $14,167,000 | 4,352 |
| Total bank equity capital | $14,167,000 | 4,352 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $6,250,000 | 815 |
| Surplus | $10,121,000 | 2,597 |
| Undivided profits | $-2,204,000 | 7,930 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $606,000 | 4,682 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $239,000 | 554 |
| Income earned, not collected on loans | $507,000 | 5,847 |
| Earning assets | $122,701,000 | 4,299 |
| Long-term assets (5+ years) | $5,868,000 | 6,093 |
| Average Assets, year-to-date | $129,604,000 | 4,322 |
| Average Assets, quarterly | $134,730,500 | 4,264 |
| Volatile liabilities | $43,882,000 | 2,929 |
| Insider loans | $4,881,000 | 1,615 |
| FHLB advances | $0 | 5,355 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $10,212,000 | 4,696 |
| Tier 1 (core) risk-based capital | $14,241,000 | 4,261 |
| Tier 2 risk-based capital | $1,343,000 | 3,405 |
| Total risk weighted assets | $121,167,000 | 3,653 |
| Total unused commitments | $10,212,000 | 4,696 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 32 | 4,686 |
| Assets and Liabilities | ||
| Total Assets: | $130,765,000 | 4,339 |
| Cash and due from depository institutions | $2,073,000 | 4,686 |
| Interest-bearing balances | $0 | 6,734 |
| Securities | $8,105,000 | 6,326 |
| Federal funds sold & reverse repurchase agreements | $6,153,000 | 2,728 |
| Net loans & leases | $102,315,000 | 3,902 |
| Loan loss allowance | $1,450,000 | 3,351 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $7,045,000 | 1,844 |
| Other real estate owned | $4,381,000 | 4,686 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $693,000 | 7,252 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $130,765,000 | 4,339 |
| Total liabilities | $115,652,000 | 4,342 |
| Total deposits | $115,301,000 | 4,090 |
| Interest-bearing deposits | $110,669,000 | 3,793 |
| Deposits held in domestic offices | $115,301,000 | 4,087 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $0 | 5,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $351,000 | 6,444 |
| Total equity capital | $15,113,000 | 4,242 |
| Total bank equity capital | $15,113,000 | 4,242 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $6,250,000 | 807 |
| Surplus | $10,101,000 | 2,578 |
| Undivided profits | $-1,238,000 | 7,880 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,717,000 | 2,078 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $560,000 | 5,537 |
| Earning assets | $116,573,000 | 4,429 |
| Long-term assets (5+ years) | $4,529,000 | 6,310 |
| Average Assets, year-to-date | $125,058,000 | 4,436 |
| Average Assets, quarterly | $125,058,000 | 4,436 |
| Volatile liabilities | $41,959,000 | 3,003 |
| Insider loans | $4,992,000 | 1,565 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $11,357,000 | 4,541 |
| Tier 1 (core) risk-based capital | $14,997,000 | 4,097 |
| Tier 2 risk-based capital | $1,450,000 | 3,171 |
| Total risk weighted assets | $117,154,000 | 3,691 |
| Total unused commitments | $11,357,000 | 4,544 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 31 | 4,776 |
| Assets and Liabilities | ||
| Total Assets: | $119,351,000 | 4,585 |
| Cash and due from depository institutions | $956,000 | 4,776 |
| Interest-bearing balances | $0 | 6,620 |
| Securities | $6,065,000 | 6,834 |
| Federal funds sold & reverse repurchase agreements | $7,594,000 | 1,798 |
| Net loans & leases | $92,702,000 | 4,146 |
| Loan loss allowance | $1,294,000 | 3,582 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $7,109,000 | 1,813 |
| Other real estate owned | $4,226,000 | 4,776 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $699,000 | 7,321 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $119,351,000 | 4,585 |
| Total liabilities | $106,094,000 | 4,569 |
| Total deposits | $105,769,000 | 4,326 |
| Interest-bearing deposits | $99,196,000 | 4,047 |
| Deposits held in domestic offices | $105,769,000 | 4,324 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $325,000 | 6,559 |
| Total equity capital | $13,257,000 | 4,588 |
| Total bank equity capital | $13,257,000 | 4,588 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $6,250,000 | 791 |
| Surplus | $8,076,000 | 3,005 |
| Undivided profits | $-1,069,000 | 7,927 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,687,000 | 2,484 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $596,000 | 5,604 |
| Earning assets | $106,361,000 | 4,652 |
| Long-term assets (5+ years) | $2,027,000 | 6,823 |
| Average Assets, year-to-date | $109,888,400 | 4,673 |
| Average Assets, quarterly | $117,909,000 | 4,581 |
| Volatile liabilities | $39,873,000 | 3,097 |
| Insider loans | $5,092,000 | 1,500 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $9,436,000 | 4,884 |
| Tier 1 (core) risk-based capital | $13,183,000 | 4,465 |
| Tier 2 risk-based capital | $1,295,000 | 3,406 |
| Total risk weighted assets | $107,144,000 | 3,914 |
| Total unused commitments | $9,436,000 | 4,884 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 27 | 5,223 |
| Assets and Liabilities | ||
| Total Assets: | $116,467,000 | 4,602 |
| Cash and due from depository institutions | $1,939,000 | 5,223 |
| Interest-bearing balances | $0 | 6,576 |
| Securities | $6,026,000 | 6,903 |
| Federal funds sold & reverse repurchase agreements | $10,077,000 | 1,458 |
| Net loans & leases | $88,847,000 | 4,219 |
| Loan loss allowance | $1,397,000 | 3,341 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $7,164,000 | 1,749 |
| Other real estate owned | $1,636,000 | 5,223 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $778,000 | 7,280 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $116,467,000 | 4,602 |
| Total liabilities | $103,333,000 | 4,597 |
| Total deposits | $102,933,000 | 4,355 |
| Interest-bearing deposits | $96,172,000 | 4,101 |
| Deposits held in domestic offices | $102,933,000 | 4,352 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $400,000 | 6,299 |
| Total equity capital | $13,134,000 | 4,577 |
| Total bank equity capital | $13,134,000 | 4,577 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $6,250,000 | 760 |
| Surplus | $8,049,000 | 2,961 |
| Undivided profits | $-1,165,000 | 8,038 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,104,000 | 914 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $663,000 | 5,536 |
| Earning assets | $104,950,000 | 4,654 |
| Long-term assets (5+ years) | $2,015,000 | 6,800 |
| Average Assets, year-to-date | $107,522,750 | 4,731 |
| Average Assets, quarterly | $116,856,500 | 4,555 |
| Volatile liabilities | $38,215,000 | 3,163 |
| Insider loans | $7,057,000 | 1,054 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $14,170,000 | 4,096 |
| Tier 1 (core) risk-based capital | $13,100,000 | 4,486 |
| Tier 2 risk-based capital | $1,275,000 | 3,417 |
| Total risk weighted assets | $101,905,000 | 4,002 |
| Total unused commitments | $14,170,000 | 4,097 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 28 | 5,156 |
| Assets and Liabilities | ||
| Total Assets: | $117,246,000 | 4,582 |
| Cash and due from depository institutions | $2,893,000 | 5,156 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $5,926,000 | 6,974 |
| Federal funds sold & reverse repurchase agreements | $14,640,000 | 1,079 |
| Net loans & leases | $85,322,000 | 4,293 |
| Loan loss allowance | $1,144,000 | 3,822 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $7,334,000 | 1,709 |
| Other real estate owned | $372,000 | 5,156 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $759,000 | 7,271 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $117,246,000 | 4,582 |
| Total liabilities | $104,326,000 | 4,573 |
| Total deposits | $103,934,000 | 4,334 |
| Interest-bearing deposits | $97,202,000 | 4,075 |
| Deposits held in domestic offices | $103,934,000 | 4,332 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $392,000 | 6,175 |
| Total equity capital | $12,920,000 | 4,565 |
| Total bank equity capital | $12,920,000 | 4,565 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $6,250,000 | 753 |
| Surplus | $8,025,000 | 2,955 |
| Undivided profits | $-1,355,000 | 8,150 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,467,000 | 2,276 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $617,000 | 5,530 |
| Earning assets | $105,888,000 | 4,626 |
| Long-term assets (5+ years) | $1,485,000 | 7,006 |
| Average Assets, year-to-date | $104,541,330 | 4,861 |
| Average Assets, quarterly | $110,274,000 | 4,730 |
| Volatile liabilities | $36,256,000 | 3,264 |
| Insider loans | $7,119,000 | 1,034 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $18,563,000 | 3,558 |
| Tier 1 (core) risk-based capital | $12,981,000 | 4,507 |
| Tier 2 risk-based capital | $1,144,000 | 3,667 |
| Total risk weighted assets | $98,403,000 | 4,082 |
| Total unused commitments | $18,563,000 | 3,558 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 27 | 5,262 |
| Assets and Liabilities | ||
| Total Assets: | $103,302,000 | 4,970 |
| Cash and due from depository institutions | $1,968,000 | 5,262 |
| Interest-bearing balances | $0 | 6,642 |
| Securities | $3,486,000 | 7,586 |
| Federal funds sold & reverse repurchase agreements | $13,385,000 | 1,513 |
| Net loans & leases | $76,377,000 | 4,538 |
| Loan loss allowance | $1,096,000 | 3,919 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $7,360,000 | 1,667 |
| Other real estate owned | $0 | 5,262 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $726,000 | 7,273 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $103,302,000 | 4,970 |
| Total liabilities | $91,873,000 | 4,962 |
| Total deposits | $91,583,000 | 4,732 |
| Interest-bearing deposits | $83,840,000 | 4,491 |
| Deposits held in domestic offices | $91,583,000 | 4,730 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $290,000 | 6,736 |
| Total equity capital | $11,429,000 | 4,958 |
| Total bank equity capital | $11,429,000 | 4,958 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $6,250,000 | 735 |
| Surplus | $6,511,000 | 3,369 |
| Undivided profits | $-1,332,000 | 8,237 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,131,000 | 2,561 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $575,000 | 5,629 |
| Earning assets | $93,248,000 | 5,018 |
| Long-term assets (5+ years) | $1,264,000 | 7,082 |
| Average Assets, year-to-date | $98,189,000 | 5,085 |
| Average Assets, quarterly | $98,189,000 | 5,085 |
| Volatile liabilities | $33,484,000 | 3,385 |
| Insider loans | $5,239,000 | 1,377 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $15,478,000 | 3,943 |
| Tier 1 (core) risk-based capital | $11,433,000 | 4,885 |
| Tier 2 risk-based capital | $1,096,000 | 3,756 |
| Total risk weighted assets | $88,095,000 | 4,343 |
| Total unused commitments | $15,478,000 | 3,943 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 26 | 5,382 |
| Assets and Liabilities | ||
| Total Assets: | $93,076,000 | 5,278 |
| Cash and due from depository institutions | $592,000 | 5,382 |
| Interest-bearing balances | $0 | 6,658 |
| Securities | $3,480,000 | 7,606 |
| Federal funds sold & reverse repurchase agreements | $14,582,000 | 1,103 |
| Net loans & leases | $66,411,000 | 4,926 |
| Loan loss allowance | $899,000 | 4,472 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $7,416,000 | 1,633 |
| Other real estate owned | $0 | 5,382 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $595,000 | 7,645 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $93,076,000 | 5,278 |
| Total liabilities | $81,555,000 | 5,310 |
| Total deposits | $81,234,000 | 5,075 |
| Interest-bearing deposits | $73,646,000 | 4,836 |
| Deposits held in domestic offices | $81,234,000 | 5,073 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $321,000 | 6,508 |
| Total equity capital | $11,521,000 | 4,904 |
| Total bank equity capital | $11,521,000 | 4,904 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $6,250,000 | 725 |
| Surplus | $6,495,000 | 3,343 |
| Undivided profits | $-1,224,000 | 8,255 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,138,000 | 2,389 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $471,000 | 6,273 |
| Earning assets | $84,473,000 | 5,294 |
| Long-term assets (5+ years) | $4,447,000 | 5,986 |
| Average Assets, year-to-date | $62,261,200 | 6,245 |
| Average Assets, quarterly | $85,781,500 | 5,481 |
| Volatile liabilities | $28,963,000 | 3,805 |
| Insider loans | $4,026,000 | 1,757 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $14,867,000 | 3,928 |
| Tier 1 (core) risk-based capital | $11,529,000 | 4,833 |
| Tier 2 risk-based capital | $899,000 | 4,276 |
| Total risk weighted assets | $77,749,000 | 4,654 |
| Total unused commitments | $14,867,000 | 3,928 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 24 | 5,657 |
| Assets and Liabilities | ||
| Total Assets: | $78,487,000 | 5,777 |
| Cash and due from depository institutions | $1,089,000 | 5,657 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $1,471,000 | 8,168 |
| Federal funds sold & reverse repurchase agreements | $13,387,000 | 1,042 |
| Net loans & leases | $57,606,000 | 5,309 |
| Loan loss allowance | $641,000 | 5,417 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,465,000 | 2,615 |
| Other real estate owned | $0 | 5,657 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $469,000 | 8,011 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $78,487,000 | 5,777 |
| Total liabilities | $66,896,000 | 5,872 |
| Total deposits | $66,598,000 | 5,633 |
| Interest-bearing deposits | $61,642,000 | 5,325 |
| Deposits held in domestic offices | $66,598,000 | 5,631 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $298,000 | 6,737 |
| Total equity capital | $11,591,000 | 4,854 |
| Total bank equity capital | $11,591,000 | 4,854 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $6,250,000 | 708 |
| Surplus | $6,480,000 | 3,304 |
| Undivided profits | $-1,139,000 | 8,310 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,509 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $334,000 | 7,166 |
| Earning assets | $72,464,000 | 5,758 |
| Long-term assets (5+ years) | $2,743,000 | 6,533 |
| Average Assets, year-to-date | $54,557,500 | 6,619 |
| Average Assets, quarterly | $67,797,500 | 6,126 |
| Volatile liabilities | $22,227,000 | 4,461 |
| Insider loans | $5,204,000 | 1,372 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $12,729,000 | 4,258 |
| Tier 1 (core) risk-based capital | $11,583,000 | 4,796 |
| Tier 2 risk-based capital | $641,000 | 5,212 |
| Total risk weighted assets | $64,943,000 | 5,152 |
| Total unused commitments | $12,729,000 | 4,258 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 24 | 5,686 |
| Assets and Liabilities | ||
| Total Assets: | $57,108,000 | 6,586 |
| Cash and due from depository institutions | $1,360,000 | 5,686 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $0 | 8,539 |
| Federal funds sold & reverse repurchase agreements | $10,032,000 | 1,255 |
| Net loans & leases | $41,108,000 | 6,152 |
| Loan loss allowance | $457,000 | 6,291 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $4,183,000 | 2,730 |
| Other real estate owned | $0 | 5,686 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $425,000 | 8,089 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $57,108,000 | 6,586 |
| Total liabilities | $45,441,000 | 6,810 |
| Total deposits | $45,230,000 | 6,649 |
| Interest-bearing deposits | $40,149,000 | 6,479 |
| Deposits held in domestic offices | $45,230,000 | 6,647 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $211,000 | 7,147 |
| Total equity capital | $11,667,000 | 4,699 |
| Total bank equity capital | $11,667,000 | 4,699 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $6,250,000 | 689 |
| Surplus | $6,464,000 | 3,250 |
| Undivided profits | $-1,047,000 | 8,319 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $236,000 | 7,632 |
| Earning assets | $51,140,000 | 6,629 |
| Long-term assets (5+ years) | $3,045,000 | 6,421 |
| Average Assets, year-to-date | $46,581,000 | 7,019 |
| Average Assets, quarterly | $49,415,000 | 6,904 |
| Volatile liabilities | $16,299,000 | 5,165 |
| Insider loans | $4,968,000 | 1,407 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $10,335,000 | 4,704 |
| Tier 1 (core) risk-based capital | $11,667,000 | 4,693 |
| Tier 2 risk-based capital | $457,000 | 6,048 |
| Total risk weighted assets | $47,880,000 | 5,957 |
| Total unused commitments | $10,335,000 | 4,704 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 21 | 6,049 |
| Assets and Liabilities | ||
| Total Assets: | $41,722,000 | 7,298 |
| Cash and due from depository institutions | $545,000 | 6,049 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $0 | 8,575 |
| Federal funds sold & reverse repurchase agreements | $9,661,000 | 1,553 |
| Net loans & leases | $28,097,000 | 6,906 |
| Loan loss allowance | $313,000 | 7,091 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,193,000 | 3,296 |
| Other real estate owned | $0 | 6,049 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $226,000 | 8,514 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $41,722,000 | 7,298 |
| Total liabilities | $29,877,000 | 7,658 |
| Total deposits | $29,767,000 | 7,562 |
| Interest-bearing deposits | $25,338,000 | 7,496 |
| Deposits held in domestic offices | $29,767,000 | 7,560 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $110,000 | 7,933 |
| Total equity capital | $11,845,000 | 4,621 |
| Total bank equity capital | $11,845,000 | 4,621 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $6,250,000 | 672 |
| Surplus | $6,262,000 | 3,257 |
| Undivided profits | $-667,000 | 8,230 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $141,000 | 8,196 |
| Earning assets | $37,758,000 | 7,313 |
| Long-term assets (5+ years) | $707,000 | 7,402 |
| Average Assets, year-to-date | $41,317,500 | 7,291 |
| Average Assets, quarterly | $41,317,500 | 7,291 |
| Volatile liabilities | $7,580,000 | 6,626 |
| Insider loans | $5,550,000 | 1,234 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $5,135,000 | 6,068 |
| Tier 1 (core) risk-based capital | $11,845,000 | 4,588 |
| Tier 2 risk-based capital | $313,000 | 6,871 |
| Total risk weighted assets | $33,251,000 | 6,753 |
| Total unused commitments | $5,135,000 | 6,069 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 20 | 6,190 |
| Assets and Liabilities | ||
| Total Assets: | $40,913,000 | 7,362 |
| Cash and due from depository institutions | $528,000 | 6,190 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $0 | 8,634 |
| Federal funds sold & reverse repurchase agreements | $17,966,000 | 739 |
| Net loans & leases | $22,021,000 | 7,423 |
| Loan loss allowance | $245,000 | 7,542 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $206,000 | 7,969 |
| Other real estate owned | $0 | 6,190 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $192,000 | 8,620 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $40,913,000 | 7,362 |
| Total liabilities | $28,894,000 | 7,742 |
| Total deposits | $28,844,000 | 7,630 |
| Interest-bearing deposits | $26,611,000 | 7,403 |
| Deposits held in domestic offices | $28,844,000 | 7,629 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $50,000 | 8,542 |
| Total equity capital | $12,019,000 | 4,543 |
| Total bank equity capital | $12,019,000 | 4,543 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $6,250,000 | 662 |
| Surplus | $6,250,000 | 3,223 |
| Undivided profits | $-481,000 | 8,235 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $113,000 | 8,394 |
| Earning assets | $39,987,000 | 7,219 |
| Long-term assets (5+ years) | $739,000 | 7,429 |
| Average Assets, year-to-date | $29,165,000 | 7,896 |
| Average Assets, quarterly | $32,486,000 | 7,776 |
| Volatile liabilities | $7,590,000 | 6,578 |
| Insider loans | $5,350,000 | 1,265 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $3,860,000 | 6,456 |
| Tier 1 (core) risk-based capital | $12,019,000 | 4,500 |
| Tier 2 risk-based capital | $245,000 | 7,360 |
| Total risk weighted assets | $26,312,000 | 7,277 |
| Total unused commitments | $3,860,000 | 6,459 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 19 | 6,367 |
| Assets and Liabilities | ||
| Total Assets: | $24,059,000 | 8,245 |
| Cash and due from depository institutions | $1,352,000 | 6,367 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $0 | 8,672 |
| Federal funds sold & reverse repurchase agreements | $4,615,000 | 2,421 |
| Net loans & leases | $17,838,000 | 7,745 |
| Loan loss allowance | $198,000 | 7,872 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $118,000 | 8,331 |
| Other real estate owned | $0 | 6,367 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $136,000 | 8,744 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $24,059,000 | 8,245 |
| Total liabilities | $11,901,000 | 8,615 |
| Total deposits | $11,893,000 | 8,575 |
| Interest-bearing deposits | $8,415,000 | 8,588 |
| Deposits held in domestic offices | $11,893,000 | 8,572 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $8,000 | 8,849 |
| Total equity capital | $12,158,000 | 4,471 |
| Total bank equity capital | $12,158,000 | 4,471 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $6,250,000 | 631 |
| Surplus | $6,250,000 | 3,172 |
| Undivided profits | $-342,000 | 8,254 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $55,000 | 8,667 |
| Earning assets | $22,453,000 | 8,203 |
| Long-term assets (5+ years) | $745,000 | 7,490 |
| Average Assets, year-to-date | $23,291,000 | 8,252 |
| Average Assets, quarterly | $23,291,000 | 8,278 |
| Volatile liabilities | $3,768,000 | 7,728 |
| Insider loans | $4,150,000 | 1,578 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $545,000 | 8,265 |
| Tier 1 (core) risk-based capital | $12,158,000 | 4,395 |
| Tier 2 risk-based capital | $198,000 | 7,734 |
| Total risk weighted assets | $15,220,000 | 8,128 |
| Total unused commitments | $545,000 | 8,265 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 13 | 7,370 |
| Assets and Liabilities | ||
| Total Assets: | $22,523,000 | 8,322 |
| Cash and due from depository institutions | $319,000 | 7,370 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $0 | 8,693 |
| Federal funds sold & reverse repurchase agreements | $14,315,000 | 844 |
| Net loans & leases | $7,642,000 | 8,503 |
| Loan loss allowance | $85,000 | 8,500 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $126,000 | 8,288 |
| Other real estate owned | $0 | 7,370 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $121,000 | 8,761 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $22,523,000 | 8,322 |
| Total liabilities | $10,171,000 | 8,674 |
| Total deposits | $10,155,000 | 8,636 |
| Interest-bearing deposits | $6,464,000 | 8,667 |
| Deposits held in domestic offices | $10,155,000 | 8,634 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $16,000 | 8,809 |
| Total equity capital | $12,352,000 | 4,347 |
| Total bank equity capital | $12,352,000 | 4,347 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $6,250,000 | 615 |
| Surplus | $6,250,000 | 3,118 |
| Undivided profits | $-148,000 | 8,217 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $32,000 | 8,740 |
| Earning assets | $21,957,000 | 8,233 |
| Long-term assets (5+ years) | $0 | 7,884 |
| Average Assets, year-to-date | $22,523,000 | 8,303 |
| Average Assets, quarterly | $22,523,000 | 8,304 |
| Volatile liabilities | $2,187,000 | 8,162 |
| Insider loans | $0 | 7,951 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $0 | 8,653 |
| Tier 1 (core) risk-based capital | $12,352,000 | 4,257 |
| Tier 2 risk-based capital | $85,000 | 8,466 |
| Total risk weighted assets | $10,538,000 | 8,444 |
| Total unused commitments | $0 | 8,654 |
| Derivatives | $0 | 866 |