Home > Georgia State Bank > Assets and Liabilities
Georgia State Bank, Assets and Liabilities
| 2008-03-31 | Rank | |
| # of Employees: | 100 | 1,700 |
| Assets and Liabilities | ||
| Total Assets: | $424,837,000 | 1,633 |
| Cash and due from depository institutions | $13,700,000 | 1,700 |
| Interest-bearing balances | $1,018,000 | 3,006 |
| Securities | $115,207,000 | 1,062 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $247,922,000 | 1,909 |
| Loan loss allowance | $935,000 | 4,454 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $7,764,000 | 1,652 |
| Other real estate owned | $765,000 | 1,700 |
| Goodwill and other intangibles | $15,819,000 | 520 |
| All other assets | $23,660,000 | 839 |
| Life insurance assets | $5,389,000 | 1,171 |
| Total liabilities and capital | $424,837,000 | 1,633 |
| Total liabilities | $390,048,000 | 1,603 |
| Total deposits | $289,448,000 | 1,846 |
| Interest-bearing deposits | $244,016,000 | 1,903 |
| Deposits held in domestic offices | $289,448,000 | 1,839 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $95,317,000 | 335 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $0 | 5,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $5,283,000 | 1,163 |
| Total equity capital | $34,789,000 | 2,030 |
| Total bank equity capital | $34,789,000 | 2,030 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,135,000 | 2,724 |
| Surplus | $9,349,000 | 2,752 |
| Undivided profits | $24,305,000 | 1,539 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,677,000 | 830 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,958,000 | 1,995 |
| Earning assets | $364,147,000 | 1,725 |
| Long-term assets (5+ years) | $94,493,000 | 1,279 |
| Average Assets, year-to-date | $417,602,500 | 1,639 |
| Average Assets, quarterly | $417,602,500 | 1,639 |
| Volatile liabilities | $190,379,000 | 775 |
| Insider loans | $7,809,000 | 979 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $18,035,000 | 172 |
| Unused loan commitments | $13,382,000 | 4,211 |
| Tier 1 (core) risk-based capital | $18,468,000 | 3,422 |
| Tier 2 risk-based capital | $935,000 | 4,246 |
| Total risk weighted assets | $287,855,000 | 1,746 |
| Total unused commitments | $13,382,000 | 4,213 |
| Derivatives | $1,382,000 | 867 |
| 2007-12-31 | Rank | |
| # of Employees: | 105 | 1,633 |
| Assets and Liabilities | ||
| Total Assets: | $410,368,000 | 1,666 |
| Cash and due from depository institutions | $14,940,000 | 1,633 |
| Interest-bearing balances | $901,000 | 2,658 |
| Securities | $92,037,000 | 1,305 |
| Federal funds sold & reverse repurchase agreements | $7,100,000 | 1,890 |
| Net loans & leases | $273,846,000 | 1,735 |
| Loan loss allowance | $5,138,000 | 1,057 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $7,985,000 | 1,601 |
| Other real estate owned | $2,082,000 | 1,633 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $12,378,000 | 1,496 |
| Life insurance assets | $5,336,000 | 1,166 |
| Total liabilities and capital | $410,368,000 | 1,666 |
| Total liabilities | $376,226,000 | 1,639 |
| Total deposits | $304,752,000 | 1,756 |
| Interest-bearing deposits | $257,236,000 | 1,808 |
| Deposits held in domestic offices | $304,752,000 | 1,750 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $36,303,000 | 594 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $30,000,000 | 1,444 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $5,171,000 | 1,157 |
| Total equity capital | $34,142,000 | 2,037 |
| Total bank equity capital | $34,142,000 | 2,037 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,135,000 | 2,726 |
| Surplus | $9,349,000 | 2,721 |
| Undivided profits | $23,658,000 | 1,569 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,908,000 | 1,149 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $2,226,000 | 1,893 |
| Earning assets | $373,884,000 | 1,668 |
| Long-term assets (5+ years) | $54,495,000 | 1,883 |
| Average Assets, year-to-date | $423,122,600 | 1,557 |
| Average Assets, quarterly | $422,024,000 | 1,608 |
| Volatile liabilities | $134,244,000 | 1,088 |
| Insider loans | $8,081,000 | 922 |
| FHLB advances | $30,000,000 | 1,364 |
| Loans and leases held for sale | $744,000 | 1,036 |
| Unused loan commitments | $28,728,000 | 2,660 |
| Tier 1 (core) risk-based capital | $34,201,000 | 1,911 |
| Tier 2 risk-based capital | $3,816,000 | 1,406 |
| Total risk weighted assets | $303,961,000 | 1,653 |
| Total unused commitments | $28,728,000 | 2,661 |
| Derivatives | $4,096,000 | 615 |
| 2007-09-30 | Rank | |
| # of Employees: | 110 | 1,562 |
| Assets and Liabilities | ||
| Total Assets: | $433,680,000 | 1,557 |
| Cash and due from depository institutions | $16,965,000 | 1,562 |
| Interest-bearing balances | $545,000 | 2,926 |
| Securities | $98,070,000 | 1,228 |
| Federal funds sold & reverse repurchase agreements | $11,326,000 | 1,297 |
| Net loans & leases | $286,391,000 | 1,640 |
| Loan loss allowance | $4,863,000 | 1,086 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $8,127,000 | 1,551 |
| Other real estate owned | $562,000 | 1,562 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $12,239,000 | 1,498 |
| Life insurance assets | $5,272,000 | 1,139 |
| Total liabilities and capital | $433,680,000 | 1,557 |
| Total liabilities | $399,715,000 | 1,509 |
| Total deposits | $334,518,000 | 1,586 |
| Interest-bearing deposits | $266,404,000 | 1,740 |
| Deposits held in domestic offices | $334,518,000 | 1,582 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $30,091,000 | 648 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $30,000,000 | 1,337 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $5,106,000 | 1,158 |
| Total equity capital | $33,965,000 | 2,021 |
| Total bank equity capital | $33,965,000 | 2,021 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,135,000 | 2,703 |
| Surplus | $9,349,000 | 2,664 |
| Undivided profits | $23,481,000 | 1,589 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,133,000 | 1,395 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $2,522,000 | 1,766 |
| Earning assets | $396,332,000 | 1,560 |
| Long-term assets (5+ years) | $57,454,000 | 1,742 |
| Average Assets, year-to-date | $426,311,250 | 1,545 |
| Average Assets, quarterly | $428,298,500 | 1,562 |
| Volatile liabilities | $134,454,000 | 1,057 |
| Insider loans | $8,131,000 | 905 |
| FHLB advances | $30,000,000 | 1,257 |
| Loans and leases held for sale | $797,000 | 964 |
| Unused loan commitments | $66,347,000 | 1,445 |
| Tier 1 (core) risk-based capital | $34,259,000 | 1,894 |
| Tier 2 risk-based capital | $3,962,000 | 1,325 |
| Total risk weighted assets | $316,030,000 | 1,579 |
| Total unused commitments | $66,347,000 | 1,445 |
| Derivatives | $6,910,000 | 531 |
| 2007-06-30 | Rank | |
| # of Employees: | 112 | 1,565 |
| Assets and Liabilities | ||
| Total Assets: | $422,917,000 | 1,609 |
| Cash and due from depository institutions | $19,010,000 | 1,565 |
| Interest-bearing balances | $583,000 | 2,965 |
| Securities | $85,475,000 | 1,389 |
| Federal funds sold & reverse repurchase agreements | $845,000 | 5,237 |
| Net loans & leases | $296,230,000 | 1,598 |
| Loan loss allowance | $4,656,000 | 1,118 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $8,255,000 | 1,520 |
| Other real estate owned | $735,000 | 1,565 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $12,367,000 | 1,483 |
| Life insurance assets | $5,217,000 | 1,140 |
| Total liabilities and capital | $422,917,000 | 1,609 |
| Total liabilities | $389,794,000 | 1,557 |
| Total deposits | $308,131,000 | 1,746 |
| Interest-bearing deposits | $248,253,000 | 1,868 |
| Deposits held in domestic offices | $308,131,000 | 1,740 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $45,773,000 | 495 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $30,000,000 | 1,274 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $5,890,000 | 995 |
| Total equity capital | $33,123,000 | 2,049 |
| Total bank equity capital | $33,123,000 | 2,049 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,135,000 | 2,704 |
| Surplus | $9,349,000 | 2,650 |
| Undivided profits | $22,639,000 | 1,611 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $834,000 | 3,231 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $2,241,000 | 1,861 |
| Earning assets | $383,133,000 | 1,625 |
| Long-term assets (5+ years) | $48,391,000 | 1,947 |
| Average Assets, year-to-date | $423,855,000 | 1,578 |
| Average Assets, quarterly | $431,322,500 | 1,556 |
| Volatile liabilities | $153,063,000 | 938 |
| Insider loans | $8,286,000 | 862 |
| FHLB advances | $30,000,000 | 1,193 |
| Loans and leases held for sale | $1,092,000 | 943 |
| Unused loan commitments | $40,406,000 | 2,116 |
| Tier 1 (core) risk-based capital | $33,672,000 | 1,930 |
| Tier 2 risk-based capital | $4,012,000 | 1,318 |
| Total risk weighted assets | $320,322,000 | 1,571 |
| Total unused commitments | $40,406,000 | 2,117 |
| Derivatives | $10,654,000 | 498 |
| 2007-03-31 | Rank | |
| # of Employees: | 109 | 1,587 |
| Assets and Liabilities | ||
| Total Assets: | $439,728,000 | 1,530 |
| Cash and due from depository institutions | $18,200,000 | 1,587 |
| Interest-bearing balances | $824,000 | 2,726 |
| Securities | $83,269,000 | 1,427 |
| Federal funds sold & reverse repurchase agreements | $21,804,000 | 875 |
| Net loans & leases | $295,152,000 | 1,586 |
| Loan loss allowance | $3,793,000 | 1,393 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $8,345,000 | 1,484 |
| Other real estate owned | $1,094,000 | 1,587 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $11,864,000 | 1,484 |
| Life insurance assets | $5,162,000 | 1,126 |
| Total liabilities and capital | $439,728,000 | 1,530 |
| Total liabilities | $406,557,000 | 1,470 |
| Total deposits | $329,445,000 | 1,631 |
| Interest-bearing deposits | $264,234,000 | 1,779 |
| Deposits held in domestic offices | $329,445,000 | 1,627 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $36,523,000 | 567 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $35,000,000 | 1,113 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $5,589,000 | 1,060 |
| Total equity capital | $33,171,000 | 2,063 |
| Total bank equity capital | $33,171,000 | 2,063 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,135,000 | 2,697 |
| Surplus | $9,349,000 | 2,609 |
| Undivided profits | $22,687,000 | 1,627 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $787,000 | 3,200 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $2,355,000 | 1,693 |
| Earning assets | $401,049,000 | 1,537 |
| Long-term assets (5+ years) | $49,692,000 | 1,867 |
| Average Assets, year-to-date | $424,324,000 | 1,576 |
| Average Assets, quarterly | $424,324,000 | 1,576 |
| Volatile liabilities | $147,048,000 | 946 |
| Insider loans | $7,435,000 | 960 |
| FHLB advances | $35,000,000 | 1,039 |
| Loans and leases held for sale | $548,000 | 1,212 |
| Unused loan commitments | $37,109,000 | 2,258 |
| Tier 1 (core) risk-based capital | $33,535,000 | 1,921 |
| Tier 2 risk-based capital | $3,793,000 | 1,387 |
| Total risk weighted assets | $325,150,000 | 1,525 |
| Total unused commitments | $37,109,000 | 2,258 |
| Derivatives | $7,492,000 | 556 |
| 2006-12-31 | Rank | |
| # of Employees: | 110 | 1,568 |
| Assets and Liabilities | ||
| Total Assets: | $408,920,000 | 1,636 |
| Cash and due from depository institutions | $11,727,000 | 1,568 |
| Interest-bearing balances | $303,000 | 3,598 |
| Securities | $84,795,000 | 1,436 |
| Federal funds sold & reverse repurchase agreements | $219,000 | 6,065 |
| Net loans & leases | $291,436,000 | 1,581 |
| Loan loss allowance | $3,622,000 | 1,442 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $8,305,000 | 1,455 |
| Other real estate owned | $538,000 | 1,568 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $11,900,000 | 1,486 |
| Life insurance assets | $5,087,000 | 1,123 |
| Total liabilities and capital | $408,920,000 | 1,636 |
| Total liabilities | $376,262,000 | 1,591 |
| Total deposits | $292,924,000 | 1,806 |
| Interest-bearing deposits | $244,603,000 | 1,863 |
| Deposits held in domestic offices | $292,924,000 | 1,800 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $43,424,000 | 516 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $35,000,000 | 1,170 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $4,914,000 | 1,153 |
| Total equity capital | $32,658,000 | 2,049 |
| Total bank equity capital | $32,658,000 | 2,049 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,135,000 | 2,696 |
| Surplus | $9,349,000 | 2,564 |
| Undivided profits | $22,174,000 | 1,632 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,686,000 | 1,770 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $2,133,000 | 1,970 |
| Earning assets | $376,753,000 | 1,627 |
| Long-term assets (5+ years) | $54,097,000 | 1,761 |
| Average Assets, year-to-date | $398,980,200 | 1,605 |
| Average Assets, quarterly | $413,372,000 | 1,590 |
| Volatile liabilities | $146,821,000 | 1,058 |
| Insider loans | $7,480,000 | 945 |
| FHLB advances | $35,000,000 | 1,089 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $38,977,000 | 2,164 |
| Tier 1 (core) risk-based capital | $33,130,000 | 1,924 |
| Tier 2 risk-based capital | $3,622,000 | 1,438 |
| Total risk weighted assets | $316,284,000 | 1,528 |
| Total unused commitments | $38,977,000 | 2,164 |
| Derivatives | $6,368,000 | 552 |
| 2006-09-30 | Rank | |
| # of Employees: | 112 | 1,562 |
| Assets and Liabilities | ||
| Total Assets: | $417,824,000 | 1,578 |
| Cash and due from depository institutions | $17,858,000 | 1,562 |
| Interest-bearing balances | $45,000 | 5,557 |
| Securities | $83,954,000 | 1,453 |
| Federal funds sold & reverse repurchase agreements | $23,000 | 5,971 |
| Net loans & leases | $296,151,000 | 1,541 |
| Loan loss allowance | $3,539,000 | 1,488 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $8,287,000 | 1,433 |
| Other real estate owned | $0 | 1,562 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $11,551,000 | 1,531 |
| Life insurance assets | $5,032,000 | 1,105 |
| Total liabilities and capital | $417,824,000 | 1,578 |
| Total liabilities | $385,918,000 | 1,532 |
| Total deposits | $303,852,000 | 1,722 |
| Interest-bearing deposits | $243,841,000 | 1,839 |
| Deposits held in domestic offices | $303,852,000 | 1,719 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $47,940,000 | 499 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $30,000,000 | 1,358 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $4,126,000 | 1,322 |
| Total equity capital | $31,906,000 | 2,085 |
| Total bank equity capital | $31,906,000 | 2,085 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,135,000 | 2,711 |
| Surplus | $9,349,000 | 2,536 |
| Undivided profits | $21,422,000 | 1,668 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,361,000 | 2,032 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $2,346,000 | 1,740 |
| Earning assets | $380,173,000 | 1,593 |
| Long-term assets (5+ years) | $57,477,000 | 1,674 |
| Average Assets, year-to-date | $396,495,250 | 1,625 |
| Average Assets, quarterly | $408,720,500 | 1,604 |
| Volatile liabilities | $143,215,000 | 1,088 |
| Insider loans | $7,191,000 | 972 |
| FHLB advances | $30,000,000 | 1,271 |
| Loans and leases held for sale | $222,000 | 1,472 |
| Unused loan commitments | $39,137,000 | 2,185 |
| Tier 1 (core) risk-based capital | $32,477,000 | 1,958 |
| Tier 2 risk-based capital | $3,539,000 | 1,466 |
| Total risk weighted assets | $320,687,000 | 1,514 |
| Total unused commitments | $39,137,000 | 2,186 |
| Derivatives | $13,402,000 | 468 |
| 2006-06-30 | Rank | |
| # of Employees: | 106 | 1,655 |
| Assets and Liabilities | ||
| Total Assets: | $399,617,000 | 1,646 |
| Cash and due from depository institutions | $14,629,000 | 1,655 |
| Interest-bearing balances | $436,000 | 3,243 |
| Securities | $82,968,000 | 1,469 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $282,733,000 | 1,595 |
| Loan loss allowance | $3,422,000 | 1,503 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $7,739,000 | 1,509 |
| Other real estate owned | $0 | 1,655 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $11,548,000 | 1,536 |
| Life insurance assets | $4,980,000 | 1,090 |
| Total liabilities and capital | $399,617,000 | 1,646 |
| Total liabilities | $368,923,000 | 1,599 |
| Total deposits | $307,451,000 | 1,683 |
| Interest-bearing deposits | $251,948,000 | 1,761 |
| Deposits held in domestic offices | $307,451,000 | 1,679 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $26,034,000 | 701 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $30,000,000 | 1,354 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $5,438,000 | 973 |
| Total equity capital | $30,694,000 | 2,092 |
| Total bank equity capital | $30,694,000 | 2,092 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,135,000 | 2,702 |
| Surplus | $9,349,000 | 2,481 |
| Undivided profits | $20,210,000 | 1,683 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $143,000 | 5,677 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,932,000 | 1,921 |
| Earning assets | $366,137,000 | 1,641 |
| Long-term assets (5+ years) | $55,477,000 | 1,698 |
| Average Assets, year-to-date | $389,385,670 | 1,657 |
| Average Assets, quarterly | $394,576,000 | 1,648 |
| Volatile liabilities | $119,917,000 | 1,251 |
| Insider loans | $7,844,000 | 874 |
| FHLB advances | $30,000,000 | 1,260 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $43,045,000 | 2,067 |
| Tier 1 (core) risk-based capital | $31,535,000 | 1,974 |
| Tier 2 risk-based capital | $3,422,000 | 1,489 |
| Total risk weighted assets | $303,080,000 | 1,580 |
| Total unused commitments | $43,045,000 | 2,068 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 105 | 1,653 |
| Assets and Liabilities | ||
| Total Assets: | $389,535,000 | 1,651 |
| Cash and due from depository institutions | $18,944,000 | 1,653 |
| Interest-bearing balances | $962,000 | 2,612 |
| Securities | $84,330,000 | 1,463 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $268,302,000 | 1,641 |
| Loan loss allowance | $3,264,000 | 1,555 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $7,427,000 | 1,534 |
| Other real estate owned | $0 | 1,653 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $10,532,000 | 1,608 |
| Life insurance assets | $4,930,000 | 1,074 |
| Total liabilities and capital | $389,535,000 | 1,651 |
| Total liabilities | $359,672,000 | 1,605 |
| Total deposits | $302,390,000 | 1,691 |
| Interest-bearing deposits | $250,206,000 | 1,755 |
| Deposits held in domestic offices | $302,390,000 | 1,687 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $37,178,000 | 548 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $15,000,000 | 2,020 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $5,104,000 | 1,025 |
| Total equity capital | $29,863,000 | 2,126 |
| Total bank equity capital | $29,863,000 | 2,126 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,135,000 | 2,690 |
| Surplus | $9,349,000 | 2,424 |
| Undivided profits | $19,379,000 | 1,746 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $2,024,000 | 1,713 |
| Earning assets | $353,594,000 | 1,674 |
| Long-term assets (5+ years) | $55,855,000 | 1,655 |
| Average Assets, year-to-date | $384,270,000 | 1,669 |
| Average Assets, quarterly | $384,270,000 | 1,669 |
| Volatile liabilities | $140,645,000 | 1,041 |
| Insider loans | $9,492,000 | 679 |
| FHLB advances | $15,000,000 | 1,922 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $67,192,000 | 1,443 |
| Tier 1 (core) risk-based capital | $30,498,000 | 2,012 |
| Tier 2 risk-based capital | $3,264,000 | 1,522 |
| Total risk weighted assets | $290,661,000 | 1,606 |
| Total unused commitments | $67,192,000 | 1,443 |
| Derivatives | $4,274,000 | 616 |
| 2005-12-31 | Rank | |
| # of Employees: | 104 | 1,656 |
| Assets and Liabilities | ||
| Total Assets: | $379,005,000 | 1,687 |
| Cash and due from depository institutions | $16,759,000 | 1,656 |
| Interest-bearing balances | $1,520,000 | 2,190 |
| Securities | $87,053,000 | 1,412 |
| Federal funds sold & reverse repurchase agreements | $2,221,000 | 3,821 |
| Net loans & leases | $255,689,000 | 1,695 |
| Loan loss allowance | $3,239,000 | 1,539 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $7,220,000 | 1,560 |
| Other real estate owned | $0 | 1,656 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $10,063,000 | 1,665 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $379,005,000 | 1,687 |
| Total liabilities | $350,154,000 | 1,640 |
| Total deposits | $296,634,000 | 1,691 |
| Interest-bearing deposits | $247,911,000 | 1,729 |
| Deposits held in domestic offices | $296,634,000 | 1,687 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $33,254,000 | 586 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $15,000,000 | 2,098 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $5,266,000 | 975 |
| Total equity capital | $28,851,000 | 2,170 |
| Total bank equity capital | $28,851,000 | 2,170 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,135,000 | 2,686 |
| Surplus | $9,349,000 | 2,386 |
| Undivided profits | $18,367,000 | 1,828 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $200,000 | 5,304 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,701,000 | 2,091 |
| Earning assets | $346,483,000 | 1,681 |
| Long-term assets (5+ years) | $60,388,000 | 1,542 |
| Average Assets, year-to-date | $362,617,600 | 1,667 |
| Average Assets, quarterly | $377,650,000 | 1,666 |
| Volatile liabilities | $135,000,000 | 1,052 |
| Insider loans | $7,875,000 | 820 |
| FHLB advances | $15,000,000 | 1,974 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $42,981,000 | 1,990 |
| Tier 1 (core) risk-based capital | $29,455,000 | 2,050 |
| Tier 2 risk-based capital | $3,239,000 | 1,509 |
| Total risk weighted assets | $279,172,000 | 1,646 |
| Total unused commitments | $42,981,000 | 1,991 |
| Derivatives | $6,854,000 | 496 |
| 2005-09-30 | Rank | |
| # of Employees: | 102 | 1,681 |
| Assets and Liabilities | ||
| Total Assets: | $376,295,000 | 1,655 |
| Cash and due from depository institutions | $16,773,000 | 1,681 |
| Interest-bearing balances | $411,000 | 3,633 |
| Securities | $90,145,000 | 1,366 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $252,695,000 | 1,671 |
| Loan loss allowance | $3,223,000 | 1,519 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $7,275,000 | 1,501 |
| Other real estate owned | $0 | 1,681 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $9,407,000 | 1,712 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $376,295,000 | 1,655 |
| Total liabilities | $348,087,000 | 1,603 |
| Total deposits | $300,877,000 | 1,642 |
| Interest-bearing deposits | $249,384,000 | 1,676 |
| Deposits held in domestic offices | $300,877,000 | 1,637 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $28,136,000 | 634 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $15,000,000 | 2,108 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $4,074,000 | 1,180 |
| Total equity capital | $28,208,000 | 2,182 |
| Total bank equity capital | $28,208,000 | 2,182 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,135,000 | 2,667 |
| Surplus | $9,349,000 | 2,325 |
| Undivided profits | $17,724,000 | 1,902 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,702,000 | 2,005 |
| Earning assets | $343,251,000 | 1,669 |
| Long-term assets (5+ years) | $64,483,000 | 1,443 |
| Average Assets, year-to-date | $358,520,750 | 1,684 |
| Average Assets, quarterly | $368,214,500 | 1,676 |
| Volatile liabilities | $140,857,000 | 978 |
| Insider loans | $7,516,000 | 834 |
| FHLB advances | $15,000,000 | 1,984 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $43,390,000 | 1,935 |
| Tier 1 (core) risk-based capital | $28,530,000 | 2,082 |
| Tier 2 risk-based capital | $3,223,000 | 1,479 |
| Total risk weighted assets | $276,544,000 | 1,611 |
| Total unused commitments | $43,390,000 | 1,937 |
| Derivatives | $9,260,000 | 471 |
| 2005-06-30 | Rank | |
| # of Employees: | 101 | 1,706 |
| Assets and Liabilities | ||
| Total Assets: | $360,134,000 | 1,698 |
| Cash and due from depository institutions | $13,785,000 | 1,706 |
| Interest-bearing balances | $1,304,000 | 2,427 |
| Securities | $93,841,000 | 1,308 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $235,605,000 | 1,736 |
| Loan loss allowance | $3,047,000 | 1,588 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $7,309,000 | 1,461 |
| Other real estate owned | $0 | 1,706 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $9,594,000 | 1,631 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $360,134,000 | 1,698 |
| Total liabilities | $332,703,000 | 1,659 |
| Total deposits | $273,633,000 | 1,764 |
| Interest-bearing deposits | $222,763,000 | 1,822 |
| Deposits held in domestic offices | $273,633,000 | 1,759 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $30,032,000 | 609 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $25,000,000 | 1,526 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $4,038,000 | 1,103 |
| Total equity capital | $27,431,000 | 2,197 |
| Total bank equity capital | $27,431,000 | 2,197 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,135,000 | 2,645 |
| Surplus | $9,349,000 | 2,278 |
| Undivided profits | $16,947,000 | 1,948 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $21,000 | 7,243 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,439,000 | 2,197 |
| Earning assets | $330,750,000 | 1,686 |
| Long-term assets (5+ years) | $67,879,000 | 1,391 |
| Average Assets, year-to-date | $352,596,000 | 1,692 |
| Average Assets, quarterly | $360,304,000 | 1,672 |
| Volatile liabilities | $139,656,000 | 958 |
| Insider loans | $7,401,000 | 830 |
| FHLB advances | $25,000,000 | 1,432 |
| Loans and leases held for sale | $150,000 | 1,609 |
| Unused loan commitments | $45,475,000 | 1,828 |
| Tier 1 (core) risk-based capital | $27,685,000 | 2,081 |
| Tier 2 risk-based capital | $3,047,000 | 1,550 |
| Total risk weighted assets | $258,556,000 | 1,670 |
| Total unused commitments | $45,475,000 | 1,828 |
| Derivatives | $5,956,000 | 498 |
| 2005-03-31 | Rank | |
| # of Employees: | 101 | 1,693 |
| Assets and Liabilities | ||
| Total Assets: | $360,474,000 | 1,676 |
| Cash and due from depository institutions | $11,372,000 | 1,693 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $95,673,000 | 1,314 |
| Federal funds sold & reverse repurchase agreements | $6,719,000 | 1,819 |
| Net loans & leases | $229,235,000 | 1,742 |
| Loan loss allowance | $2,826,000 | 1,679 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $7,375,000 | 1,426 |
| Other real estate owned | $0 | 1,693 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $10,100,000 | 1,563 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $360,474,000 | 1,676 |
| Total liabilities | $334,357,000 | 1,625 |
| Total deposits | $275,491,000 | 1,730 |
| Interest-bearing deposits | $225,449,000 | 1,791 |
| Deposits held in domestic offices | $275,491,000 | 1,725 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $24,072,000 | 669 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $31,000,000 | 1,260 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,794,000 | 1,160 |
| Total equity capital | $26,117,000 | 2,235 |
| Total bank equity capital | $26,117,000 | 2,235 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,135,000 | 2,658 |
| Surplus | $9,349,000 | 2,236 |
| Undivided profits | $15,633,000 | 2,030 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $22,000 | 7,272 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,643,000 | 1,814 |
| Earning assets | $331,627,000 | 1,664 |
| Long-term assets (5+ years) | $74,122,000 | 1,328 |
| Average Assets, year-to-date | $348,827,000 | 1,711 |
| Average Assets, quarterly | $348,827,000 | 1,711 |
| Volatile liabilities | $144,420,000 | 891 |
| Insider loans | $6,044,000 | 1,011 |
| FHLB advances | $31,000,000 | 1,174 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $40,522,000 | 1,955 |
| Tier 1 (core) risk-based capital | $26,663,000 | 2,121 |
| Tier 2 risk-based capital | $2,826,000 | 1,623 |
| Total risk weighted assets | $253,898,000 | 1,662 |
| Total unused commitments | $40,522,000 | 1,957 |
| Derivatives | $5,958,000 | 455 |
| 2004-12-31 | Rank | |
| # of Employees: | 102 | 1,667 |
| Assets and Liabilities | ||
| Total Assets: | $337,180,000 | 1,762 |
| Cash and due from depository institutions | $14,000,000 | 1,667 |
| Interest-bearing balances | $706,000 | 3,136 |
| Securities | $102,429,000 | 1,256 |
| Federal funds sold & reverse repurchase agreements | $993,000 | 4,905 |
| Net loans & leases | $203,411,000 | 1,915 |
| Loan loss allowance | $2,655,000 | 1,767 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $7,395,000 | 1,399 |
| Other real estate owned | $0 | 1,667 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $8,952,000 | 1,693 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $337,180,000 | 1,762 |
| Total liabilities | $311,403,000 | 1,727 |
| Total deposits | $255,697,000 | 1,838 |
| Interest-bearing deposits | $209,506,000 | 1,891 |
| Deposits held in domestic offices | $255,697,000 | 1,832 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $28,989,000 | 615 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $23,000,000 | 1,560 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $3,717,000 | 1,159 |
| Total equity capital | $25,777,000 | 2,269 |
| Total bank equity capital | $25,777,000 | 2,269 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,135,000 | 2,648 |
| Surplus | $9,349,000 | 2,191 |
| Undivided profits | $15,293,000 | 2,118 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $19,000 | 7,412 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,246,000 | 2,432 |
| Earning assets | $307,539,000 | 1,760 |
| Long-term assets (5+ years) | $70,116,000 | 1,428 |
| Average Assets, year-to-date | $322,521,600 | 1,744 |
| Average Assets, quarterly | $336,596,000 | 1,737 |
| Volatile liabilities | $138,443,000 | 907 |
| Insider loans | $5,605,000 | 1,084 |
| FHLB advances | $23,000,000 | 1,460 |
| Loans and leases held for sale | $119,000 | 1,605 |
| Unused loan commitments | $39,037,000 | 1,934 |
| Tier 1 (core) risk-based capital | $25,832,000 | 2,159 |
| Tier 2 risk-based capital | $2,655,000 | 1,711 |
| Total risk weighted assets | $223,506,000 | 1,837 |
| Total unused commitments | $39,037,000 | 1,935 |
| Derivatives | $2,706,000 | 536 |
| 2004-09-30 | Rank | |
| # of Employees: | 100 | 1,702 |
| Assets and Liabilities | ||
| Total Assets: | $336,012,000 | 1,743 |
| Cash and due from depository institutions | $12,571,000 | 1,702 |
| Interest-bearing balances | $333,000 | 3,906 |
| Securities | $100,115,000 | 1,272 |
| Federal funds sold & reverse repurchase agreements | $4,793,000 | 2,185 |
| Net loans & leases | $202,547,000 | 1,888 |
| Loan loss allowance | $2,601,000 | 1,791 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $6,986,000 | 1,432 |
| Other real estate owned | $0 | 1,702 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $9,000,000 | 1,646 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $336,012,000 | 1,743 |
| Total liabilities | $310,781,000 | 1,707 |
| Total deposits | $256,338,000 | 1,808 |
| Interest-bearing deposits | $209,534,000 | 1,860 |
| Deposits held in domestic offices | $256,338,000 | 1,802 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $27,892,000 | 624 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $23,000,000 | 1,566 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,551,000 | 1,220 |
| Total equity capital | $25,231,000 | 2,283 |
| Total bank equity capital | $25,231,000 | 2,283 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,135,000 | 2,647 |
| Surplus | $9,349,000 | 2,151 |
| Undivided profits | $14,747,000 | 2,193 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,462,000 | 2,116 |
| Earning assets | $307,788,000 | 1,747 |
| Long-term assets (5+ years) | $70,041,000 | 1,444 |
| Average Assets, year-to-date | $318,857,000 | 1,763 |
| Average Assets, quarterly | $332,129,500 | 1,734 |
| Volatile liabilities | $132,840,000 | 899 |
| Insider loans | $4,009,000 | 1,461 |
| FHLB advances | $23,000,000 | 1,456 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $31,633,000 | 2,208 |
| Tier 1 (core) risk-based capital | $25,173,000 | 2,184 |
| Tier 2 risk-based capital | $2,601,000 | 1,716 |
| Total risk weighted assets | $219,748,000 | 1,823 |
| Total unused commitments | $31,633,000 | 2,214 |
| Derivatives | $4,926,000 | 496 |
| 2004-06-30 | Rank | |
| # of Employees: | 92 | 1,871 |
| Assets and Liabilities | ||
| Total Assets: | $328,247,000 | 1,753 |
| Cash and due from depository institutions | $15,617,000 | 1,871 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $101,350,000 | 1,288 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $195,460,000 | 1,904 |
| Loan loss allowance | $2,285,000 | 2,034 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $7,003,000 | 1,411 |
| Other real estate owned | $58,000 | 1,871 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $8,759,000 | 1,681 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $328,247,000 | 1,753 |
| Total liabilities | $307,398,000 | 1,697 |
| Total deposits | $245,738,000 | 1,866 |
| Interest-bearing deposits | $197,795,000 | 1,957 |
| Deposits held in domestic offices | $245,738,000 | 1,859 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $35,357,000 | 534 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $23,000,000 | 1,540 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $3,303,000 | 1,191 |
| Total equity capital | $20,849,000 | 2,629 |
| Total bank equity capital | $20,849,000 | 2,629 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,135,000 | 2,654 |
| Surplus | $6,599,000 | 2,845 |
| Undivided profits | $13,115,000 | 2,317 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $129,000 | 6,238 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,203,000 | 2,442 |
| Earning assets | $296,810,000 | 1,772 |
| Long-term assets (5+ years) | $91,330,000 | 1,177 |
| Average Assets, year-to-date | $313,138,670 | 1,795 |
| Average Assets, quarterly | $323,642,500 | 1,756 |
| Volatile liabilities | $134,247,000 | 871 |
| Insider loans | $3,426,000 | 1,696 |
| FHLB advances | $23,000,000 | 1,436 |
| Loans and leases held for sale | $649,000 | 1,087 |
| Unused loan commitments | $32,753,000 | 2,146 |
| Tier 1 (core) risk-based capital | $21,524,000 | 2,463 |
| Tier 2 risk-based capital | $2,285,000 | 1,900 |
| Total risk weighted assets | $213,007,000 | 1,833 |
| Total unused commitments | $32,753,000 | 2,151 |
| Derivatives | $2,136,000 | 558 |
| 2004-03-31 | Rank | |
| # of Employees: | 90 | 1,898 |
| Assets and Liabilities | ||
| Total Assets: | $319,038,000 | 1,786 |
| Cash and due from depository institutions | $11,917,000 | 1,898 |
| Interest-bearing balances | $780,000 | 3,327 |
| Securities | $100,246,000 | 1,315 |
| Federal funds sold & reverse repurchase agreements | $8,022,000 | 1,849 |
| Net loans & leases | $183,788,000 | 1,959 |
| Loan loss allowance | $2,271,000 | 2,022 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $6,839,000 | 1,421 |
| Other real estate owned | $0 | 1,898 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $8,226,000 | 1,673 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $319,038,000 | 1,786 |
| Total liabilities | $297,783,000 | 1,728 |
| Total deposits | $241,822,000 | 1,882 |
| Interest-bearing deposits | $194,967,000 | 1,979 |
| Deposits held in domestic offices | $241,822,000 | 1,877 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $29,532,000 | 569 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $23,000,000 | 1,458 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $3,429,000 | 1,302 |
| Total equity capital | $21,255,000 | 2,630 |
| Total bank equity capital | $21,255,000 | 2,630 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,135,000 | 2,649 |
| Surplus | $6,599,000 | 2,805 |
| Undivided profits | $13,521,000 | 2,379 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $129,000 | 6,390 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,384,000 | 2,053 |
| Earning assets | $292,836,000 | 1,779 |
| Long-term assets (5+ years) | $56,116,000 | 1,741 |
| Average Assets, year-to-date | $305,584,500 | 1,839 |
| Average Assets, quarterly | $305,584,500 | 1,839 |
| Volatile liabilities | $129,045,000 | 867 |
| Insider loans | $3,351,000 | 1,702 |
| FHLB advances | $23,000,000 | 1,355 |
| Loans and leases held for sale | $1,246,000 | 905 |
| Unused loan commitments | $34,834,000 | 1,993 |
| Tier 1 (core) risk-based capital | $20,650,000 | 2,526 |
| Tier 2 risk-based capital | $2,271,000 | 1,893 |
| Total risk weighted assets | $209,507,000 | 1,829 |
| Total unused commitments | $34,834,000 | 2,000 |
| Derivatives | $3,538,000 | 514 |
| 2003-12-31 | Rank | |
| # of Employees: | 89 | 1,945 |
| Assets and Liabilities | ||
| Total Assets: | $292,131,000 | 1,926 |
| Cash and due from depository institutions | $10,844,000 | 1,945 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $92,547,000 | 1,456 |
| Federal funds sold & reverse repurchase agreements | $3,020,000 | 3,270 |
| Net loans & leases | $170,863,000 | 2,098 |
| Loan loss allowance | $2,158,000 | 2,111 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $6,779,000 | 1,433 |
| Other real estate owned | $0 | 1,945 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $8,078,000 | 1,709 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $292,131,000 | 1,926 |
| Total liabilities | $271,802,000 | 1,867 |
| Total deposits | $222,363,000 | 2,045 |
| Interest-bearing deposits | $178,111,000 | 2,172 |
| Deposits held in domestic offices | $222,363,000 | 2,042 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,724,000 | 668 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $23,000,000 | 1,482 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,715,000 | 1,480 |
| Total equity capital | $20,329,000 | 2,681 |
| Total bank equity capital | $20,329,000 | 2,681 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,135,000 | 2,669 |
| Surplus | $6,599,000 | 2,775 |
| Undivided profits | $12,595,000 | 2,471 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $185,000 | 5,969 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,239,000 | 2,428 |
| Earning assets | $266,430,000 | 1,922 |
| Long-term assets (5+ years) | $55,190,000 | 1,776 |
| Average Assets, year-to-date | $266,710,600 | 2,018 |
| Average Assets, quarterly | $289,809,000 | 1,918 |
| Volatile liabilities | $109,551,000 | 1,009 |
| Insider loans | $3,430,000 | 1,628 |
| FHLB advances | $23,000,000 | 1,375 |
| Loans and leases held for sale | $112,000 | 1,641 |
| Unused loan commitments | $27,004,000 | 2,304 |
| Tier 1 (core) risk-based capital | $20,048,000 | 2,569 |
| Tier 2 risk-based capital | $2,158,000 | 1,968 |
| Total risk weighted assets | $189,227,000 | 1,987 |
| Total unused commitments | $27,004,000 | 2,308 |
| Derivatives | $4,020,000 | 462 |
| 2003-09-30 | Rank | |
| # of Employees: | 84 | 2,075 |
| Assets and Liabilities | ||
| Total Assets: | $287,487,000 | 1,960 |
| Cash and due from depository institutions | $13,932,000 | 2,075 |
| Interest-bearing balances | $1,100,000 | 2,971 |
| Securities | $86,266,000 | 1,524 |
| Federal funds sold & reverse repurchase agreements | $11,793,000 | 1,228 |
| Net loans & leases | $160,570,000 | 2,206 |
| Loan loss allowance | $2,207,000 | 2,072 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $6,828,000 | 1,392 |
| Other real estate owned | $0 | 2,075 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $8,098,000 | 1,724 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $287,487,000 | 1,960 |
| Total liabilities | $267,631,000 | 1,909 |
| Total deposits | $215,293,000 | 2,106 |
| Interest-bearing deposits | $161,048,000 | 2,383 |
| Deposits held in domestic offices | $215,293,000 | 2,102 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $26,847,000 | 614 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $23,000,000 | 1,442 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,491,000 | 1,638 |
| Total equity capital | $19,856,000 | 2,731 |
| Total bank equity capital | $19,856,000 | 2,731 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,135,000 | 2,687 |
| Surplus | $6,599,000 | 2,723 |
| Undivided profits | $12,122,000 | 2,565 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $130,000 | 6,624 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,221,000 | 2,568 |
| Earning assets | $259,729,000 | 1,976 |
| Long-term assets (5+ years) | $75,327,000 | 1,391 |
| Average Assets, year-to-date | $260,355,500 | 2,086 |
| Average Assets, quarterly | $278,620,000 | 1,998 |
| Volatile liabilities | $97,676,000 | 1,089 |
| Insider loans | $4,368,000 | 1,238 |
| FHLB advances | $23,000,000 | 1,328 |
| Loans and leases held for sale | $2,083,000 | 839 |
| Unused loan commitments | $22,598,000 | 2,628 |
| Tier 1 (core) risk-based capital | $19,622,000 | 2,627 |
| Tier 2 risk-based capital | $2,207,000 | 1,921 |
| Total risk weighted assets | $179,149,000 | 2,062 |
| Total unused commitments | $22,598,000 | 2,631 |
| Derivatives | $4,498,000 | 462 |
| 2003-06-30 | Rank | |
| # of Employees: | 89 | 1,967 |
| Assets and Liabilities | ||
| Total Assets: | $269,753,000 | 2,056 |
| Cash and due from depository institutions | $20,716,000 | 1,967 |
| Interest-bearing balances | $10,140,000 | 824 |
| Securities | $86,554,000 | 1,473 |
| Federal funds sold & reverse repurchase agreements | $1,194,000 | 5,596 |
| Net loans & leases | $147,284,000 | 2,359 |
| Loan loss allowance | $2,098,000 | 2,138 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $6,890,000 | 1,351 |
| Other real estate owned | $0 | 1,967 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $7,115,000 | 1,810 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $269,753,000 | 2,056 |
| Total liabilities | $249,796,000 | 2,001 |
| Total deposits | $194,935,000 | 2,309 |
| Interest-bearing deposits | $150,232,000 | 2,538 |
| Deposits held in domestic offices | $194,935,000 | 2,303 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $37,215,000 | 503 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $15,000,000 | 1,850 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $2,646,000 | 1,635 |
| Total equity capital | $19,957,000 | 2,706 |
| Total bank equity capital | $19,957,000 | 2,706 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,135,000 | 2,689 |
| Surplus | $6,599,000 | 2,685 |
| Undivided profits | $12,223,000 | 2,588 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $135,000 | 6,595 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,036,000 | 2,935 |
| Earning assets | $245,172,000 | 2,064 |
| Long-term assets (5+ years) | $41,275,000 | 2,071 |
| Average Assets, year-to-date | $251,311,670 | 2,152 |
| Average Assets, quarterly | $262,696,000 | 2,083 |
| Volatile liabilities | $99,877,000 | 1,059 |
| Insider loans | $4,687,000 | 1,129 |
| FHLB advances | $15,000,000 | 1,718 |
| Loans and leases held for sale | $2,577,000 | 1,027 |
| Unused loan commitments | $20,481,000 | 2,750 |
| Tier 1 (core) risk-based capital | $18,994,000 | 2,658 |
| Tier 2 risk-based capital | $2,094,000 | 1,962 |
| Total risk weighted assets | $167,453,000 | 2,172 |
| Total unused commitments | $20,481,000 | 2,759 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 85 | 2,037 |
| Assets and Liabilities | ||
| Total Assets: | $255,639,000 | 2,128 |
| Cash and due from depository institutions | $10,471,000 | 2,037 |
| Interest-bearing balances | $398,000 | 4,054 |
| Securities | $87,832,000 | 1,434 |
| Federal funds sold & reverse repurchase agreements | $566,000 | 6,725 |
| Net loans & leases | $142,748,000 | 2,368 |
| Loan loss allowance | $2,002,000 | 2,188 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $6,951,000 | 1,322 |
| Other real estate owned | $0 | 2,037 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $7,071,000 | 1,782 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $255,639,000 | 2,128 |
| Total liabilities | $236,543,000 | 2,076 |
| Total deposits | $193,003,000 | 2,308 |
| Interest-bearing deposits | $153,542,000 | 2,494 |
| Deposits held in domestic offices | $193,003,000 | 2,302 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $25,878,000 | 599 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $15,000,000 | 1,787 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,662,000 | 1,653 |
| Total equity capital | $19,096,000 | 2,767 |
| Total bank equity capital | $19,096,000 | 2,767 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,135,000 | 2,699 |
| Surplus | $6,599,000 | 2,636 |
| Undivided profits | $11,362,000 | 2,681 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $138,000 | 6,531 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,144,000 | 2,671 |
| Earning assets | $231,544,000 | 2,160 |
| Long-term assets (5+ years) | $65,838,000 | 1,441 |
| Average Assets, year-to-date | $242,091,000 | 2,220 |
| Average Assets, quarterly | $242,091,000 | 2,220 |
| Volatile liabilities | $94,908,000 | 1,080 |
| Insider loans | $3,979,000 | 1,362 |
| FHLB advances | $15,000,000 | 1,670 |
| Loans and leases held for sale | $4,586,000 | 657 |
| Unused loan commitments | $20,891,000 | 2,625 |
| Tier 1 (core) risk-based capital | $18,399,000 | 2,692 |
| Tier 2 risk-based capital | $2,002,000 | 2,002 |
| Total risk weighted assets | $161,662,000 | 2,205 |
| Total unused commitments | $20,891,000 | 2,637 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 84 | 2,052 |
| Assets and Liabilities | ||
| Total Assets: | $228,543,000 | 2,354 |
| Cash and due from depository institutions | $17,061,000 | 2,052 |
| Interest-bearing balances | $4,913,000 | 1,446 |
| Securities | $51,610,000 | 2,281 |
| Federal funds sold & reverse repurchase agreements | $2,172,000 | 4,660 |
| Net loans & leases | $143,346,000 | 2,352 |
| Loan loss allowance | $2,013,000 | 2,118 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $6,617,000 | 1,392 |
| Other real estate owned | $26,000 | 2,052 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $7,711,000 | 1,633 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $228,543,000 | 2,354 |
| Total liabilities | $210,130,000 | 2,304 |
| Total deposits | $176,295,000 | 2,457 |
| Interest-bearing deposits | $144,114,000 | 2,587 |
| Deposits held in domestic offices | $176,295,000 | 2,453 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,493,000 | 790 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $15,000,000 | 1,821 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,342,000 | 1,806 |
| Total equity capital | $18,413,000 | 2,833 |
| Total bank equity capital | $18,413,000 | 2,833 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,135,000 | 2,701 |
| Surplus | $6,599,000 | 2,591 |
| Undivided profits | $10,679,000 | 2,786 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $145,000 | 6,365 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $999,000 | 3,218 |
| Earning assets | $202,041,000 | 2,437 |
| Long-term assets (5+ years) | $54,255,000 | 1,616 |
| Average Assets, year-to-date | $228,677,000 | 2,220 |
| Average Assets, quarterly | $236,802,000 | 2,236 |
| Volatile liabilities | $77,463,000 | 1,279 |
| Insider loans | $3,898,000 | 1,359 |
| FHLB advances | $15,000,000 | 1,680 |
| Loans and leases held for sale | $2,955,000 | 899 |
| Unused loan commitments | $16,563,000 | 2,988 |
| Tier 1 (core) risk-based capital | $17,937,000 | 2,715 |
| Tier 2 risk-based capital | $1,934,000 | 2,041 |
| Total risk weighted assets | $154,690,000 | 2,267 |
| Total unused commitments | $16,563,000 | 2,993 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 75 | 2,281 |
| Assets and Liabilities | ||
| Total Assets: | $219,461,000 | 2,309 |
| Cash and due from depository institutions | $3,418,000 | 2,281 |
| Interest-bearing balances | $1,843,000 | 2,376 |
| Securities | $65,806,000 | 1,702 |
| Federal funds sold & reverse repurchase agreements | $19,343,000 | 717 |
| Net loans & leases | $118,922,000 | 2,699 |
| Loan loss allowance | $1,613,000 | 2,422 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $5,360,000 | 1,667 |
| Other real estate owned | $0 | 2,281 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $6,612,000 | 1,748 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $219,461,000 | 2,309 |
| Total liabilities | $204,062,000 | 2,242 |
| Total deposits | $168,724,000 | 2,434 |
| Interest-bearing deposits | $133,179,000 | 2,654 |
| Deposits held in domestic offices | $168,724,000 | 2,428 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,989,000 | 791 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $15,000,000 | 1,676 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,349,000 | 1,774 |
| Total equity capital | $15,399,000 | 3,125 |
| Total bank equity capital | $15,399,000 | 3,125 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,135,000 | 2,746 |
| Surplus | $6,599,000 | 2,479 |
| Undivided profits | $7,665,000 | 3,351 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $175,000 | 6,199 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,160,000 | 2,992 |
| Earning assets | $205,914,000 | 2,264 |
| Long-term assets (5+ years) | $65,901,000 | 1,396 |
| Average Assets, year-to-date | $203,073,200 | 2,388 |
| Average Assets, quarterly | $217,757,000 | 2,317 |
| Volatile liabilities | $65,684,000 | 1,410 |
| Insider loans | $2,974,000 | 1,670 |
| FHLB advances | $15,000,000 | 1,543 |
| Loans and leases held for sale | $1,548,000 | 1,006 |
| Unused loan commitments | $19,985,000 | 2,496 |
| Tier 1 (core) risk-based capital | $15,430,000 | 2,977 |
| Tier 2 risk-based capital | $1,613,000 | 2,242 |
| Total risk weighted assets | $138,359,000 | 2,411 |
| Total unused commitments | $19,985,000 | 2,504 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 72 | 2,365 |
| Assets and Liabilities | ||
| Total Assets: | $179,860,000 | 2,684 |
| Cash and due from depository institutions | $7,753,000 | 2,365 |
| Interest-bearing balances | $408,000 | 3,206 |
| Securities | $51,455,000 | 2,121 |
| Federal funds sold & reverse repurchase agreements | $420,000 | 6,297 |
| Net loans & leases | $109,311,000 | 2,812 |
| Loan loss allowance | $1,313,000 | 2,742 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $5,495,000 | 1,569 |
| Other real estate owned | $10,000 | 2,365 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $5,416,000 | 1,677 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $179,860,000 | 2,684 |
| Total liabilities | $166,840,000 | 2,609 |
| Total deposits | $137,315,000 | 2,851 |
| Interest-bearing deposits | $110,079,000 | 3,045 |
| Deposits held in domestic offices | $137,315,000 | 2,847 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,896,000 | 992 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $15,000,000 | 1,588 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $2,629,000 | 1,645 |
| Total equity capital | $13,020,000 | 3,516 |
| Total bank equity capital | $13,020,000 | 3,516 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,135,000 | 2,818 |
| Surplus | $6,599,000 | 2,400 |
| Undivided profits | $5,286,000 | 4,234 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,447,000 | 1,809 |
| Earning assets | $161,594,000 | 2,734 |
| Long-term assets (5+ years) | $30,614,000 | 2,375 |
| Average Assets, year-to-date | $167,874,400 | 2,716 |
| Average Assets, quarterly | $173,990,000 | 2,724 |
| Volatile liabilities | $50,720,000 | 1,723 |
| Insider loans | $3,194,000 | 1,533 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $18,115,000 | 2,500 |
| Tier 1 (core) risk-based capital | $13,048,000 | 3,392 |
| Tier 2 risk-based capital | $1,313,000 | 2,570 |
| Total risk weighted assets | $132,520,800 | 2,389 |
| Total unused commitments | $18,115,000 | 2,504 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 68 | 2,597 |
| Assets and Liabilities | ||
| Total Assets: | $160,135,000 | 2,905 |
| Cash and due from depository institutions | $8,038,000 | 2,597 |
| Interest-bearing balances | $295,000 | 3,654 |
| Securities | $40,468,000 | 2,767 |
| Federal funds sold & reverse repurchase agreements | $13,328,000 | 738 |
| Net loans & leases | $88,826,000 | 3,257 |
| Loan loss allowance | $1,213,000 | 2,907 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,379,000 | 1,578 |
| Other real estate owned | $69,000 | 2,597 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $4,027,000 | 2,195 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $160,135,000 | 2,905 |
| Total liabilities | $149,442,000 | 2,834 |
| Total deposits | $136,702,000 | 2,782 |
| Interest-bearing deposits | $113,299,000 | 2,894 |
| Deposits held in domestic offices | $136,702,000 | 2,777 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,464,000 | 1,619 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $5,000,000 | 2,806 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $2,276,000 | 1,706 |
| Total equity capital | $10,693,000 | 4,021 |
| Total bank equity capital | $10,693,000 | 4,021 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,135,000 | 2,882 |
| Surplus | $6,599,000 | 2,361 |
| Undivided profits | $2,959,000 | 5,558 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $611,000 | 3,829 |
| Earning assets | $142,917,000 | 2,989 |
| Long-term assets (5+ years) | $26,605,000 | 2,771 |
| Average Assets, year-to-date | $143,018,000 | 3,111 |
| Average Assets, quarterly | $151,113,000 | 3,039 |
| Volatile liabilities | $44,222,000 | 1,841 |
| Insider loans | $1,617,000 | 2,667 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $88,000 | 1,357 |
| Unused loan commitments | $20,311,000 | 2,340 |
| Tier 1 (core) risk-based capital | $11,726,000 | 3,708 |
| Tier 2 risk-based capital | $1,213,000 | 2,660 |
| Total risk weighted assets | $111,309,800 | 2,706 |
| Total unused commitments | $20,311,000 | 2,344 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 55 | 3,196 |
| Assets and Liabilities | ||
| Total Assets: | $131,294,000 | 3,420 |
| Cash and due from depository institutions | $5,190,000 | 3,196 |
| Interest-bearing balances | $126,000 | 4,641 |
| Securities | $46,075,000 | 2,508 |
| Federal funds sold & reverse repurchase agreements | $2,195,000 | 5,619 |
| Net loans & leases | $70,859,000 | 3,735 |
| Loan loss allowance | $1,245,000 | 2,745 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $3,940,000 | 2,071 |
| Other real estate owned | $0 | 3,196 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $3,035,000 | 2,445 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $131,294,000 | 3,420 |
| Total liabilities | $121,232,000 | 3,339 |
| Total deposits | $114,468,000 | 3,302 |
| Interest-bearing deposits | $94,964,000 | 3,399 |
| Deposits held in domestic offices | $114,468,000 | 3,298 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $4,550,000 | 2,413 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $2,214,000 | 1,822 |
| Total equity capital | $10,062,000 | 4,317 |
| Total bank equity capital | $10,062,000 | 4,317 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,135,000 | 2,883 |
| Surplus | $6,599,000 | 2,252 |
| Undivided profits | $2,328,000 | 6,546 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,000 | 9,165 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $486,000 | 4,700 |
| Earning assets | $119,255,000 | 3,478 |
| Long-term assets (5+ years) | $27,635,000 | 2,520 |
| Average Assets, year-to-date | $123,832,800 | 3,436 |
| Average Assets, quarterly | $135,112,000 | 3,282 |
| Volatile liabilities | $26,730,000 | 2,366 |
| Insider loans | $1,813,000 | 2,285 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $14,863,000 | 2,806 |
| Tier 1 (core) risk-based capital | $10,104,000 | 4,116 |
| Tier 2 risk-based capital | $1,068,270 | 2,864 |
| Total risk weighted assets | $85,223,870 | 3,264 |
| Total unused commitments | $14,863,000 | 2,813 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 54 | 3,357 |
| Assets and Liabilities | ||
| Total Assets: | $100,975,000 | 4,286 |
| Cash and due from depository institutions | $5,012,000 | 3,357 |
| Interest-bearing balances | $19,000 | 5,895 |
| Securities | $26,385,000 | 4,036 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $64,108,000 | 4,108 |
| Loan loss allowance | $1,233,000 | 2,788 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,188,000 | 2,486 |
| Other real estate owned | $0 | 3,357 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $2,282,000 | 3,105 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $100,975,000 | 4,286 |
| Total liabilities | $92,227,000 | 4,217 |
| Total deposits | $87,265,000 | 4,183 |
| Interest-bearing deposits | $70,181,000 | 4,434 |
| Deposits held in domestic offices | $87,265,000 | 4,174 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $240,000 | 3,409 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $3,329,000 | 2,365 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,393,000 | 2,705 |
| Total equity capital | $8,748,000 | 4,858 |
| Total bank equity capital | $8,748,000 | 4,858 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,135,000 | 2,948 |
| Surplus | $6,599,000 | 2,221 |
| Undivided profits | $1,014,000 | 8,600 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $495,000 | 4,767 |
| Earning assets | $90,512,000 | 4,391 |
| Long-term assets (5+ years) | $14,976,000 | 3,370 |
| Average Assets, year-to-date | $91,342,400 | 4,509 |
| Average Assets, quarterly | $98,401,500 | 4,332 |
| Volatile liabilities | $12,823,000 | 4,212 |
| Insider loans | $1,927,000 | 2,142 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $10,296,000 | 3,391 |
| Tier 1 (core) risk-based capital | $8,651,000 | 4,741 |
| Tier 2 risk-based capital | $883,700 | 3,281 |
| Total risk weighted assets | $70,284,900 | 3,817 |
| Total unused commitments | $10,296,000 | 3,392 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 46 | 4,042 |
| Assets and Liabilities | ||
| Total Assets: | $83,168,000 | 5,150 |
| Cash and due from depository institutions | $3,469,000 | 4,042 |
| Interest-bearing balances | $100,000 | 4,564 |
| Securities | $22,354,000 | 4,925 |
| Federal funds sold & reverse repurchase agreements | $3,120,000 | 3,746 |
| Net loans & leases | $49,874,000 | 5,048 |
| Loan loss allowance | $1,139,000 | 3,137 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,710,000 | 2,863 |
| Other real estate owned | $0 | 4,042 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,641,000 | 4,277 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $83,168,000 | 5,150 |
| Total liabilities | $76,048,000 | 5,074 |
| Total deposits | $74,180,000 | 4,943 |
| Interest-bearing deposits | $62,384,000 | 5,031 |
| Deposits held in domestic offices | $74,180,000 | 4,932 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $652,000 | 3,722 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,216,000 | 3,028 |
| Total equity capital | $7,120,000 | 5,732 |
| Total bank equity capital | $7,120,000 | 5,732 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,135,000 | 3,150 |
| Surplus | $6,599,000 | 2,292 |
| Undivided profits | $-614,000 | 11,157 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $171,000 | 7,038 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $378,000 | 5,911 |
| Earning assets | $75,448,000 | 5,210 |
| Long-term assets (5+ years) | $8,473,000 | 4,585 |
| Average Assets, year-to-date | $77,334,800 | 5,291 |
| Average Assets, quarterly | $83,859,000 | 5,061 |
| Volatile liabilities | $6,958,000 | 6,073 |
| Insider loans | $1,174,000 | 3,229 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $8,745,000 | 3,680 |
| Tier 1 (core) risk-based capital | $7,096,000 | 5,636 |
| Tier 2 risk-based capital | $710,690 | 4,014 |
| Total risk weighted assets | $56,360,190 | 4,632 |
| Total unused commitments | $8,745,000 | 3,695 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 42 | 4,498 |
| Assets and Liabilities | ||
| Total Assets: | $70,715,000 | 5,908 |
| Cash and due from depository institutions | $3,536,000 | 4,498 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $20,020,000 | 5,541 |
| Federal funds sold & reverse repurchase agreements | $2,300,000 | 5,133 |
| Net loans & leases | $41,810,000 | 5,653 |
| Loan loss allowance | $847,000 | 4,058 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,855,000 | 3,962 |
| Other real estate owned | $70,000 | 4,498 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,124,000 | 5,860 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $70,715,000 | 5,908 |
| Total liabilities | $64,711,000 | 5,816 |
| Total deposits | $63,649,000 | 5,674 |
| Interest-bearing deposits | $53,007,000 | 5,828 |
| Deposits held in domestic offices | $63,649,000 | 5,664 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,062,000 | 3,464 |
| Total equity capital | $6,004,000 | 6,543 |
| Total bank equity capital | $6,004,000 | 6,543 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,135,000 | 3,280 |
| Surplus | $6,599,000 | 2,297 |
| Undivided profits | $-1,730,000 | 11,789 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $309,000 | 5,537 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $328,000 | 6,722 |
| Earning assets | $64,130,000 | 5,954 |
| Long-term assets (5+ years) | $10,415,000 | 3,946 |
| Average Assets, year-to-date | $68,528,600 | 5,839 |
| Average Assets, quarterly | $71,972,500 | 5,770 |
| Volatile liabilities | $4,054,000 | 7,620 |
| Insider loans | $987,000 | 3,757 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $4,224,000 | 5,422 |
| Tier 1 (core) risk-based capital | $5,849,000 | 6,538 |
| Tier 2 risk-based capital | $583,180 | 4,668 |
| Total risk weighted assets | $46,344,280 | 5,327 |
| Total unused commitments | $4,224,000 | 5,432 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 35 | 5,491 |
| Assets and Liabilities | ||
| Total Assets: | $65,046,000 | 6,249 |
| Cash and due from depository institutions | $4,020,000 | 5,491 |
| Interest-bearing balances | $396,000 | 3,631 |
| Securities | $16,847,000 | 6,591 |
| Federal funds sold & reverse repurchase agreements | $2,340,000 | 3,411 |
| Net loans & leases | $39,507,000 | 5,836 |
| Loan loss allowance | $781,000 | 4,424 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,235,000 | 5,322 |
| Other real estate owned | $290,000 | 5,491 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $807,000 | 7,667 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $65,046,000 | 6,249 |
| Total liabilities | $60,378,000 | 6,136 |
| Total deposits | $59,909,000 | 5,928 |
| Interest-bearing deposits | $47,429,000 | 6,339 |
| Deposits held in domestic offices | $59,909,000 | 5,921 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $469,000 | 5,445 |
| Total equity capital | $4,668,000 | 7,465 |
| Total bank equity capital | $4,668,000 | 7,465 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,135,000 | 3,400 |
| Surplus | $6,599,000 | 2,216 |
| Undivided profits | $-3,066,000 | 12,436 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $291,000 | 6,744 |
| Earning assets | $59,090,000 | 6,272 |
| Long-term assets (5+ years) | $8,941,000 | 4,409 |
| Average Assets, year-to-date | $61,281,600 | 6,422 |
| Average Assets, quarterly | $63,671,000 | 6,337 |
| Volatile liabilities | $2,559,000 | 8,974 |
| Insider loans | $1,277,000 | 3,086 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $4,799,000 | 5,026 |
| Tier 1 (core) risk-based capital | $4,754,000 | 7,479 |
| Tier 2 risk-based capital | $524,210 | 5,084 |
| Total risk weighted assets | $41,599,910 | 5,731 |
| Total unused commitments | $4,799,000 | 5,032 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 33 | 5,994 |
| Assets and Liabilities | ||
| Total Assets: | $58,777,000 | 6,936 |
| Cash and due from depository institutions | $3,792,000 | 5,994 |
| Interest-bearing balances | $1,382,000 | 2,947 |
| Securities | $13,310,000 | 7,924 |
| Federal funds sold & reverse repurchase agreements | $2,963,000 | 4,460 |
| Net loans & leases | $35,579,000 | 6,222 |
| Loan loss allowance | $768,000 | 4,628 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,227,000 | 5,394 |
| Other real estate owned | $1,258,000 | 5,994 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $648,000 | 8,162 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $58,777,000 | 6,936 |
| Total liabilities | $54,755,000 | 6,809 |
| Total deposits | $54,255,000 | 6,650 |
| Interest-bearing deposits | $46,724,000 | 6,661 |
| Deposits held in domestic offices | $54,255,000 | 6,643 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $500,000 | 5,332 |
| Total equity capital | $4,022,000 | 8,364 |
| Total bank equity capital | $4,022,000 | 8,364 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,135,000 | 3,501 |
| Surplus | $6,599,000 | 2,115 |
| Undivided profits | $-3,712,000 | 13,107 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 12,424 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $308,000 | 5,946 |
| Earning assets | $53,234,000 | 6,992 |
| Long-term assets (5+ years) | $14,059,000 | 3,456 |
| Average Assets, year-to-date | $57,899,000 | 6,858 |
| Average Assets, quarterly | $58,505,000 | 6,905 |
| Volatile liabilities | $1,443,000 | 10,573 |
| Insider loans | $1,399,000 | 2,831 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,368,000 | 6,035 |
| Tier 1 (core) risk-based capital | $4,022,000 | 8,275 |
| Tier 2 risk-based capital | $478,640 | 5,473 |
| Total risk weighted assets | $37,970,740 | 6,137 |
| Total unused commitments | $3,368,000 | 6,054 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 42 | 4,959 |
| Assets and Liabilities | ||
| Total Assets: | $57,856,000 | 7,113 |
| Cash and due from depository institutions | $2,934,000 | 4,959 |
| Interest-bearing balances | $992,000 | 3,861 |
| Securities | $13,746,000 | 7,740 |
| Federal funds sold & reverse repurchase agreements | $2,796,000 | 5,295 |
| Net loans & leases | $34,680,000 | 6,351 |
| Loan loss allowance | $709,000 | 4,953 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,289,000 | 5,242 |
| Other real estate owned | $1,753,000 | 4,959 |
| Goodwill and other intangibles | $9,000 | 2,915 |
| All other assets | $649,000 | 8,456 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $57,856,000 | 7,113 |
| Total liabilities | $55,131,000 | 6,884 |
| Total deposits | $54,498,000 | 6,764 |
| Interest-bearing deposits | $47,725,000 | 6,732 |
| Deposits held in domestic offices | $54,498,000 | 6,755 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $633,000 | 4,819 |
| Total equity capital | $2,725,000 | 10,195 |
| Total bank equity capital | $2,725,000 | 10,195 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,135,000 | 3,657 |
| Surplus | $5,604,000 | 2,336 |
| Undivided profits | $-4,014,000 | 13,722 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $137,000 | 9,412 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $316,000 | 6,257 |
| Earning assets | $52,214,000 | 7,184 |
| Long-term assets (5+ years) | $12,736,000 | 3,668 |
| Average Assets, year-to-date | $62,799,400 | 6,540 |
| Average Assets, quarterly | $59,951,000 | 6,864 |
| Volatile liabilities | $2,058,000 | 9,927 |
| Insider loans | $184,000 | 4,151 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,710,000 | 7,749 |
| Tier 1 (core) risk-based capital | $2,716,000 | 10,151 |
| Tier 2 risk-based capital | $471,510 | 5,493 |
| Total risk weighted assets | $37,451,510 | 6,239 |
| Total unused commitments | $1,710,000 | 7,785 |
| Derivatives | $0 | 651 |