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Georgia Primary Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$16,724,0002,132
Total interest expense$6,450,0001,741
Net interest income$10,274,0002,355
Provision for loan and lease losses$199,0002,011
Total noninterest income$1,450,0002,336
Gross Fiduciary activities income$0981
Service charges on deposit accounts$711,0001,311
Trading account gains and feesNANA
Additional Noninterest Income$739,0002,606
Total noninterest expense$8,864,0002,185
Salaries and employee benefits$5,827,0001,999
Premises and equipment expense$577,0002,771
Additional noninterest expense$739,0002,606
Pre-tax net operating income$2,661,0002,641
Securities gains (losses)$0988
Applicable income taxes$602,0001,780
Income before extraordinary items$2,059,0002,751
Extraordinary gains, net$054
Net income$2,059,0002,779
Minority interest net income$088
Net income of bank and minority interests.$2,059,0002,753
Net charge-offs$-15,0003,924
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$299,000321
Net operating income$2,059,0002,783
2023-09-30 (YTD Data)Rank
Total interest income$11,981,0002,154
Total interest expense$4,086,0001,808
Net interest income$7,895,0002,326
Provision for loan and lease losses$99,0002,148
Total noninterest income$1,051,0002,367
Gross Fiduciary activities income$0950
Service charges on deposit accounts$489,0001,397
Trading account gains and feesNANA
Additional Noninterest Income$562,0002,581
Total noninterest expense$6,690,0002,172
Salaries and employee benefits$4,425,0001,976
Premises and equipment expense$428,0002,791
Additional noninterest expense$562,0002,580
Pre-tax net operating income$2,157,0002,617
Securities gains (losses)$0849
Applicable income taxes$484,0001,781
Income before extraordinary items$1,673,0002,721
Extraordinary gains, net$052
Net income$1,673,0002,751
Minority interest net income$081
Net income of bank and minority interests.$1,673,0002,722
Net charge-offs$6,0002,278
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$202,000325
Net operating income$1,673,0002,751
2023-06-30 (YTD Data)Rank
Total interest income$7,758,0002,166
Total interest expense$2,252,0001,874
Net interest income$5,506,0002,276
Provision for loan and lease losses$30,0002,429
Total noninterest income$681,0002,351
Gross Fiduciary activities income$0931
Service charges on deposit accounts$294,0001,476
Trading account gains and feesNANA
Additional Noninterest Income$387,0002,498
Total noninterest expense$4,439,0002,167
Salaries and employee benefits$2,915,0001,998
Premises and equipment expense$280,0002,803
Additional noninterest expense$387,0002,493
Pre-tax net operating income$1,718,0002,436
Securities gains (losses)$0938
Applicable income taxes$381,0001,681
Income before extraordinary items$1,337,0002,535
Extraordinary gains, net$051
Net income$1,337,0002,564
Minority interest net income$081
Net income of bank and minority interests.$1,337,0002,535
Net charge-offs$8,0001,884
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$107,000341
Net operating income$1,337,0002,546
2023-03-31 (YTD Data)Rank
Total interest income$4,025,0002,089
Total interest expense$973,0001,862
Net interest income$3,052,0002,131
Provision for loan and lease losses$25,0002,051
Total noninterest income$254,0002,671
Gross Fiduciary activities income$0913
Service charges on deposit accounts$136,0001,558
Trading account gains and feesNANA
Additional Noninterest Income$118,0002,984
Total noninterest expense$2,266,0002,178
Salaries and employee benefits$1,493,0002,005
Premises and equipment expense$140,0002,847
Additional noninterest expense$118,0002,984
Pre-tax net operating income$1,015,0002,284
Securities gains (losses)$0950
Applicable income taxes$227,0001,593
Income before extraordinary items$788,0002,401
Extraordinary gains, net$04
Net income$788,0002,401
Minority interest net income$048
Net income of bank and minority interests.$788,0002,401
Net charge-offs$-26,0004,288
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$53,000313
Net operating income$788,0002,419
2022-12-31 (YTD Data)Rank
Total interest income$12,411,0002,224
Total interest expense$1,671,0001,793
Net interest income$10,740,0002,277
Provision for loan and lease losses$03,012
Total noninterest income$1,311,0002,487
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$459,0001,778
Trading account gains and feesNANA
Additional Noninterest Income$852,0002,515
Total noninterest expense$8,559,0002,206
Salaries and employee benefits$5,757,0001,998
Premises and equipment expense$600,0002,709
Additional noninterest expense$852,0002,515
Pre-tax net operating income$3,492,0002,473
Securities gains (losses)$-5,0003,305
Applicable income taxes$782,0001,735
Income before extraordinary items$2,705,0002,580
Extraordinary gains, net$05
Net income$2,705,0002,577
Minority interest net income$063
Net income of bank and minority interests.$2,705,0002,579
Net charge-offs$18,0001,960
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$197,000403
Net operating income$2,708,9502,608
2022-09-30 (YTD Data)Rank
Total interest income$8,897,0002,228
Total interest expense$987,0001,784
Net interest income$7,910,0002,269
Provision for loan and lease losses$02,835
Total noninterest income$989,0002,509
Gross Fiduciary activities income$0968
Service charges on deposit accounts$326,0001,864
Trading account gains and feesNANA
Additional Noninterest Income$663,0002,491
Total noninterest expense$6,277,0002,234
Salaries and employee benefits$4,270,0002,011
Premises and equipment expense$452,0002,706
Additional noninterest expense$663,0002,491
Pre-tax net operating income$2,622,0002,460
Securities gains (losses)$-5,0003,659
Applicable income taxes$562,0001,756
Income before extraordinary items$2,055,0002,544
Extraordinary gains, net$04
Net income$2,055,0002,541
Minority interest net income$057
Net income of bank and minority interests.$2,055,0002,543
Net charge-offs$-6,0003,455
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$126,000391
Net operating income$2,058,9502,580
2022-06-30 (YTD Data)Rank
Total interest income$5,674,0002,252
Total interest expense$545,0001,848
Net interest income$5,129,0002,275
Provision for loan and lease losses$02,599
Total noninterest income$618,0002,580
Gross Fiduciary activities income$0925
Service charges on deposit accounts$205,0001,934
Trading account gains and feesNANA
Additional Noninterest Income$413,0002,599
Total noninterest expense$4,027,0002,273
Salaries and employee benefits$2,719,0002,066
Premises and equipment expense$301,0002,720
Additional noninterest expense$1,007,0002,610
Pre-tax net operating income$1,720,0002,391
Securities gains (losses)$0687
Applicable income taxes$371,0001,702
Income before extraordinary items$1,349,0002,477
Extraordinary gains, net$04
Net income$1,349,0002,477
Minority interest net income$060
Net income of bank and minority interests.$1,349,0002,477
Net charge-offs$-4,0003,378
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$68,000395
Net operating income$1,349,0002,513
2022-03-31 (YTD Data)Rank
Total interest income$2,676,0002,300
Total interest expense$287,0001,739
Net interest income$2,389,0002,330
Provision for loan and lease losses$02,285
Total noninterest income$346,0002,432
Gross Fiduciary activities income$0892
Service charges on deposit accounts$101,0001,929
Trading account gains and feesNANA
Additional Noninterest Income$245,0002,384
Total noninterest expense$1,986,0002,296
Salaries and employee benefits$1,352,0002,070
Premises and equipment expense$152,0002,717
Additional noninterest expense$482,0002,660
Pre-tax net operating income$749,0002,479
Securities gains (losses)$0623
Applicable income taxes$162,0001,752
Income before extraordinary items$587,0002,563
Extraordinary gains, net$04
Net income$587,0002,561
Minority interest net income$050
Net income of bank and minority interests.$587,0002,563
Net charge-offs$-2,0003,266
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$34,000356
Net operating income$587,0002,585
2021-12-31 (YTD Data)Rank
Total interest income$10,966,0002,330
Total interest expense$1,485,0001,678
Net interest income$9,481,0002,406
Provision for loan and lease losses$154,0001,904
Total noninterest income$1,807,0002,343
Gross Fiduciary activities income$0994
Service charges on deposit accounts$324,0002,100
Trading account gains and feesNANA
Additional Noninterest Income$1,483,0002,224
Total noninterest expense$7,770,0002,325
Salaries and employee benefits$5,234,0002,110
Premises and equipment expense$537,0002,918
Additional noninterest expense$1,999,0002,602
Pre-tax net operating income$3,364,0002,545
Securities gains (losses)$44,0001,189
Applicable income taxes$722,0001,849
Income before extraordinary items$2,686,0002,669
Extraordinary gains, net$010
Net income$2,686,0002,670
Minority interest net income$074
Net income of bank and minority interests.$2,686,0002,670
Net charge-offs$-8,0003,604
Cash dividends$226,0003,233
Sale, conversion, retirement of capital stock, net$43,000512
Net operating income$2,651,2402,667
2021-09-30 (YTD Data)Rank
Total interest income$8,161,0002,399
Total interest expense$1,149,0001,722
Net interest income$7,012,0002,462
Provision for loan and lease losses$154,0001,653
Total noninterest income$1,440,0002,316
Gross Fiduciary activities income$0957
Service charges on deposit accounts$230,0002,164
Trading account gains and feesNANA
Additional Noninterest Income$1,210,0002,174
Total noninterest expense$5,759,0002,360
Salaries and employee benefits$3,859,0002,146
Premises and equipment expense$397,0002,962
Additional noninterest expense$1,503,0002,585
Pre-tax net operating income$2,539,0002,649
Securities gains (losses)$44,0001,101
Applicable income taxes$532,0001,937
Income before extraordinary items$2,051,0002,767
Extraordinary gains, net$08
Net income$2,051,0002,766
Minority interest net income$069
Net income of bank and minority interests.$2,051,0002,767
Net charge-offs$-6,0003,495
Cash dividends$226,0002,804
Sale, conversion, retirement of capital stock, net$9,000521
Net operating income$2,016,2402,766
2021-06-30 (YTD Data)Rank
Total interest income$5,363,0002,412
Total interest expense$803,0001,726
Net interest income$4,560,0002,489
Provision for loan and lease losses$118,0001,605
Total noninterest income$1,035,0002,203
Gross Fiduciary activities income$0951
Service charges on deposit accounts$144,0002,196
Trading account gains and feesNANA
Additional Noninterest Income$891,0002,041
Total noninterest expense$3,683,0002,407
Salaries and employee benefits$2,503,0002,174
Premises and equipment expense$253,0003,032
Additional noninterest expense$927,0002,716
Pre-tax net operating income$1,794,0002,547
Securities gains (losses)$44,000931
Applicable income taxes$462,0001,717
Income before extraordinary items$1,376,0002,751
Extraordinary gains, net$06
Net income$1,376,0002,750
Minority interest net income$067
Net income of bank and minority interests.$1,376,0002,751
Net charge-offs$-3,0003,379
Cash dividends$226,0002,552
Sale, conversion, retirement of capital stock, net$-25,0004,888
Net operating income$1,341,2402,766
2021-03-31 (YTD Data)Rank
Total interest income$2,623,0002,433
Total interest expense$419,0001,737
Net interest income$2,204,0002,521
Provision for loan and lease losses$26,0002,147
Total noninterest income$195,0003,253
Gross Fiduciary activities income$0922
Service charges on deposit accounts$72,0002,179
Trading account gains and feesNANA
Additional Noninterest Income$123,0003,318
Total noninterest expense$1,725,0002,495
Salaries and employee benefits$1,185,0002,235
Premises and equipment expense$114,0003,204
Additional noninterest expense$426,0002,821
Pre-tax net operating income$648,0002,942
Securities gains (losses)$44,000693
Applicable income taxes$172,0001,915
Income before extraordinary items$520,0003,063
Extraordinary gains, net$03
Net income$520,0003,063
Minority interest net income$055
Net income of bank and minority interests.$520,0003,064
Net charge-offs$-2,0003,357
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$17,000423
Net operating income$485,2403,129
2020-12-31 (YTD Data)Rank
Total interest income$11,795,0002,267
Total interest expense$2,424,0001,738
Net interest income$9,371,0002,368
Provision for loan and lease losses$455,0002,337
Total noninterest income$1,360,0002,539
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$291,0002,275
Trading account gains and feesNANA
Additional Noninterest Income$1,069,0002,417
Total noninterest expense$7,484,0002,369
Salaries and employee benefits$5,127,0002,124
Premises and equipment expense$484,0003,116
Additional noninterest expense$1,873,0002,630
Pre-tax net operating income$2,792,0002,511
Securities gains (losses)$294,000839
Applicable income taxes$779,0001,639
Income before extraordinary items$2,307,0002,645
Extraordinary gains, net$04
Net income$2,307,0002,644
Minority interest net income$072
Net income of bank and minority interests.$2,307,0002,645
Net charge-offs$-54,0004,622
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$-3,545,0004,990
Net operating income$2,074,7402,741
2020-09-30 (YTD Data)Rank
Total interest income$9,231,0002,204
Total interest expense$1,939,0001,737
Net interest income$7,292,0002,305
Provision for loan and lease losses$190,0002,811
Total noninterest income$788,0002,791
Gross Fiduciary activities income$0981
Service charges on deposit accounts$216,0002,298
Trading account gains and feesNANA
Additional Noninterest Income$572,0002,701
Total noninterest expense$5,465,0002,394
Salaries and employee benefits$3,805,0002,104
Premises and equipment expense$332,0003,248
Additional noninterest expense$1,328,0002,724
Pre-tax net operating income$2,425,0002,334
Securities gains (losses)$28,0001,787
Applicable income taxes$644,0001,529
Income before extraordinary items$1,809,0002,589
Extraordinary gains, net$04
Net income$1,809,0002,589
Minority interest net income$065
Net income of bank and minority interests.$1,809,0002,589
Net charge-offs$-48,0004,640
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$-3,562,0005,024
Net operating income$1,786,8802,558
2020-06-30 (YTD Data)Rank
Total interest income$5,931,0002,311
Total interest expense$1,398,0001,739
Net interest income$4,533,0002,426
Provision for loan and lease losses$50,0003,430
Total noninterest income$397,0003,098
Gross Fiduciary activities income$0970
Service charges on deposit accounts$146,0002,312
Trading account gains and feesNANA
Additional Noninterest Income$251,0003,078
Total noninterest expense$3,551,0002,432
Salaries and employee benefits$2,479,0002,148
Premises and equipment expense$217,0003,286
Additional noninterest expense$855,0002,790
Pre-tax net operating income$1,329,0002,563
Securities gains (losses)$02,249
Applicable income taxes$354,0001,624
Income before extraordinary items$975,0002,838
Extraordinary gains, net$04
Net income$975,0002,837
Minority interest net income$065
Net income of bank and minority interests.$975,0002,838
Net charge-offs$-96,0004,885
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$-3,580,0005,057
Net operating income$975,0002,791
2020-03-31 (YTD Data)Rank
Total interest income$2,512,0002,547
Total interest expense$758,0001,754
Net interest income$1,754,0002,806
Provision for loan and lease losses$03,711
Total noninterest income$196,0003,042
Gross Fiduciary activities income$0941
Service charges on deposit accounts$85,0002,358
Trading account gains and feesNANA
Additional Noninterest Income$111,0003,070
Total noninterest expense$1,645,0002,567
Salaries and employee benefits$1,162,0002,247
Premises and equipment expense$107,0003,321
Additional noninterest expense$376,0003,044
Pre-tax net operating income$305,0003,387
Securities gains (losses)$01,705
Applicable income taxes$86,0002,064
Income before extraordinary items$219,0003,613
Extraordinary gains, net$04
Net income$219,0003,614
Minority interest net income$056
Net income of bank and minority interests.$219,0003,614
Net charge-offs$-94,0004,964
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$-3,601,0005,110
Net operating income$219,0003,594
2019-12-31 (YTD Data)Rank
Total interest income$10,514,0002,501
Total interest expense$3,012,0001,803
Net interest income$7,502,0002,736
Provision for loan and lease losses$03,973
Total noninterest income$964,0002,875
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$320,0002,513
Trading account gains and feesNANA
Additional Noninterest Income$644,0002,758
Total noninterest expense$6,107,0002,673
Salaries and employee benefits$4,198,0002,355
Premises and equipment expense$357,0003,653
Additional noninterest expense$1,552,0003,020
Pre-tax net operating income$2,359,0002,818
Securities gains (losses)$15,0001,739
Applicable income taxes$659,0001,759
Income before extraordinary items$1,715,0003,103
Extraordinary gains, net$011
Net income$1,715,0003,101
Minority interest net income$076
Net income of bank and minority interests.$1,715,0003,104
Net charge-offs$-16,0004,554
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$-310,0005,138
Net operating income$1,703,1503,086
2019-09-30 (YTD Data)Rank
Total interest income$7,902,0002,531
Total interest expense$2,232,0001,830
Net interest income$5,670,0002,764
Provision for loan and lease losses$03,836
Total noninterest income$757,0002,825
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$218,0002,704
Trading account gains and feesNANA
Additional Noninterest Income$539,0002,641
Total noninterest expense$4,459,0002,729
Salaries and employee benefits$3,057,0002,413
Premises and equipment expense$284,0003,595
Additional noninterest expense$1,118,0003,112
Pre-tax net operating income$1,968,0002,750
Securities gains (losses)$15,0001,535
Applicable income taxes$547,0001,716
Income before extraordinary items$1,436,0003,012
Extraordinary gains, net$011
Net income$1,436,0003,013
Minority interest net income$072
Net income of bank and minority interests.$1,436,0003,013
Net charge-offs$7,0003,061
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$-29,0005,193
Net operating income$1,424,1502,995
2019-06-30 (YTD Data)Rank
Total interest income$5,246,0002,543
Total interest expense$1,445,0001,845
Net interest income$3,801,0002,760
Provision for loan and lease losses$03,685
Total noninterest income$280,0003,542
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$133,0002,820
Trading account gains and feesNANA
Additional Noninterest Income$147,0003,615
Total noninterest expense$3,003,0002,730
Salaries and employee benefits$2,005,0002,455
Premises and equipment expense$184,0003,652
Additional noninterest expense$814,0002,971
Pre-tax net operating income$1,078,0002,999
Securities gains (losses)$12,0001,180
Applicable income taxes$302,0001,851
Income before extraordinary items$788,0003,273
Extraordinary gains, net$011
Net income$788,0003,270
Minority interest net income$069
Net income of bank and minority interests.$788,0003,271
Net charge-offs$-14,0004,574
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$71,000393
Net operating income$778,5203,268
2019-03-31 (YTD Data)Rank
Total interest income$2,597,0002,557
Total interest expense$691,0001,864
Net interest income$1,906,0002,778
Provision for loan and lease losses$03,406
Total noninterest income$153,0003,399
Gross Fiduciary activities income$0972
Service charges on deposit accounts$63,0002,887
Trading account gains and feesNANA
Additional Noninterest Income$90,0003,358
Total noninterest expense$1,442,0002,811
Salaries and employee benefits$982,0002,516
Premises and equipment expense$96,0003,615
Additional noninterest expense$364,0003,201
Pre-tax net operating income$617,0002,775
Securities gains (losses)$-24,0005,197
Applicable income taxes$163,0001,764
Income before extraordinary items$430,0003,116
Extraordinary gains, net$05
Net income$430,0003,113
Minority interest net income$052
Net income of bank and minority interests.$430,0003,115
Net charge-offs$-2,0004,062
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$36,000360
Net operating income$448,9603,037
2018-12-31 (YTD Data)Rank
Total interest income$9,067,0002,706
Total interest expense$1,841,0002,045
Net interest income$7,226,0002,835
Provision for loan and lease losses$04,082
Total noninterest income$538,0003,684
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$180,0003,446
Trading account gains and feesNANA
Additional Noninterest Income$358,0003,482
Total noninterest expense$5,700,0002,801
Salaries and employee benefits$3,611,0002,623
Premises and equipment expense$365,0003,703
Additional noninterest expense$1,724,0002,882
Pre-tax net operating income$2,064,0003,090
Securities gains (losses)$-43,0004,814
Applicable income taxes$571,0001,867
Income before extraordinary items$1,450,0003,409
Extraordinary gains, net$06
Net income$1,450,0003,407
Minority interest net income$072
Net income of bank and minority interests.$1,450,0003,408
Net charge-offs$-114,0005,067
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$140,000448
Net operating income$1,483,9703,384
2018-09-30 (YTD Data)Rank
Total interest income$6,254,0002,857
Total interest expense$1,227,0002,128
Net interest income$5,027,0002,986
Provision for loan and lease losses$03,948
Total noninterest income$362,0003,860
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$116,0003,671
Trading account gains and feesNANA
Additional Noninterest Income$246,0003,597
Total noninterest expense$4,286,0002,814
Salaries and employee benefits$2,689,0002,638
Premises and equipment expense$275,0003,726
Additional noninterest expense$1,322,0002,829
Pre-tax net operating income$1,103,0003,617
Securities gains (losses)$01,118
Applicable income taxes$321,0002,175
Income before extraordinary items$782,0003,917
Extraordinary gains, net$05
Net income$782,0003,915
Minority interest net income$066
Net income of bank and minority interests.$782,0003,916
Net charge-offs$-70,0005,025
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$106,000426
Net operating income$782,0003,919
2018-06-30 (YTD Data)Rank
Total interest income$3,973,0002,945
Total interest expense$678,0002,341
Net interest income$3,295,0003,024
Provision for loan and lease losses$03,782
Total noninterest income$308,0003,571
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$65,0003,891
Trading account gains and feesNANA
Additional Noninterest Income$243,0003,138
Total noninterest expense$2,888,0002,821
Salaries and employee benefits$1,811,0002,637
Premises and equipment expense$184,0003,744
Additional noninterest expense$893,0002,818
Pre-tax net operating income$715,0003,649
Securities gains (losses)$0961
Applicable income taxes$210,0002,184
Income before extraordinary items$505,0003,941
Extraordinary gains, net$06
Net income$505,0003,939
Minority interest net income$065
Net income of bank and minority interests.$505,0003,940
Net charge-offs$-46,0004,995
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$70,000409
Net operating income$505,0003,941
2018-03-31 (YTD Data)Rank
Total interest income$1,906,0003,022
Total interest expense$310,0002,410
Net interest income$1,596,0003,093
Provision for loan and lease losses$03,508
Total noninterest income$223,0003,017
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$31,0003,973
Trading account gains and feesNANA
Additional Noninterest Income$192,0002,538
Total noninterest expense$1,480,0002,804
Salaries and employee benefits$919,0002,639
Premises and equipment expense$91,0003,805
Additional noninterest expense$470,0002,745
Pre-tax net operating income$339,0003,681
Securities gains (losses)$0735
Applicable income taxes$103,0002,155
Income before extraordinary items$236,0003,996
Extraordinary gains, net$07
Net income$236,0003,996
Minority interest net income$052
Net income of bank and minority interests.$236,0003,996
Net charge-offs$-23,0005,025
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$35,000373
Net operating income$236,0003,998
2017-12-31 (YTD Data)Rank
Total interest income$7,408,0003,016
Total interest expense$1,172,0002,280
Net interest income$6,236,0003,109
Provision for loan and lease losses$-200,0005,431
Total noninterest income$587,0003,723
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$74,0004,653
Trading account gains and feesNANA
Additional Noninterest Income$513,0003,123
Total noninterest expense$5,656,0002,883
Salaries and employee benefits$3,511,0002,701
Premises and equipment expense$355,0003,870
Additional noninterest expense$1,790,0002,863
Pre-tax net operating income$1,367,0003,665
Securities gains (losses)$02,243
Applicable income taxes$-1,200,0005,629
Income before extraordinary items$2,567,0002,291
Extraordinary gains, net$09
Net income$2,567,0002,291
Minority interest net income$076
Net income of bank and minority interests.$2,567,0002,291
Net charge-offs$-110,0005,317
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$134,000458
Net operating income$2,567,0002,263
2017-09-30 (YTD Data)Rank
Total interest income$5,607,0003,019
Total interest expense$879,0002,257
Net interest income$4,728,0003,108
Provision for loan and lease losses$04,088
Total noninterest income$514,0003,524
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$41,0004,953
Trading account gains and feesNANA
Additional Noninterest Income$473,0002,880
Total noninterest expense$4,139,0002,955
Salaries and employee benefits$2,566,0002,775
Premises and equipment expense$263,0003,937
Additional noninterest expense$1,310,0002,915
Pre-tax net operating income$1,103,0003,607
Securities gains (losses)$02,274
Applicable income taxes$04,172
Income before extraordinary items$1,103,0003,364
Extraordinary gains, net$09
Net income$1,103,0003,362
Minority interest net income$071
Net income of bank and minority interests.$1,103,0003,364
Net charge-offs$-71,0005,254
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$98,000428
Net operating income$1,103,0003,337
2017-06-30 (YTD Data)Rank
Total interest income$3,734,0003,014
Total interest expense$574,0002,253
Net interest income$3,160,0003,102
Provision for loan and lease losses$03,871
Total noninterest income$320,0003,631
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$21,0005,154
Trading account gains and feesNANA
Additional Noninterest Income$299,0002,941
Total noninterest expense$2,782,0002,946
Salaries and employee benefits$1,733,0002,763
Premises and equipment expense$176,0003,939
Additional noninterest expense$873,0002,932
Pre-tax net operating income$698,0003,651
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$698,0003,413
Extraordinary gains, net$011
Net income$698,0003,412
Minority interest net income$071
Net income of bank and minority interests.$698,0003,413
Net charge-offs$-50,0005,288
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$61,000407
Net operating income$698,0003,386
2017-03-31 (YTD Data)Rank
Total interest income$1,867,0003,016
Total interest expense$279,0002,283
Net interest income$1,588,0003,095
Provision for loan and lease losses$03,537
Total noninterest income$15,0005,621
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$10,0005,206
Trading account gains and feesNANA
Additional Noninterest Income$5,0005,546
Total noninterest expense$1,373,0002,987
Salaries and employee benefits$859,0002,808
Premises and equipment expense$87,0004,004
Additional noninterest expense$427,0002,988
Pre-tax net operating income$230,0004,205
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$230,0003,963
Extraordinary gains, net$08
Net income$230,0003,961
Minority interest net income$055
Net income of bank and minority interests.$230,0003,963
Net charge-offs$-25,0005,330
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$30,000382
Net operating income$230,0003,944
2016-12-31 (YTD Data)Rank
Total interest income$6,603,0003,234
Total interest expense$940,0002,526
Net interest income$5,663,0003,303
Provision for loan and lease losses$-750,0005,792
Total noninterest income$-374,0005,898
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$22,0005,541
Trading account gains and fees$0170
Additional Noninterest Income$-396,0005,898
Total noninterest expense$5,107,0003,145
Salaries and employee benefits$3,079,0002,980
Premises and equipment expense$350,0004,036
Additional noninterest expense$1,678,0003,106
Pre-tax net operating income$932,0004,158
Securities gains (losses)$173,000958
Applicable income taxes$-635,0005,837
Income before extraordinary items$1,740,0003,023
Extraordinary gains, net$05
Net income$1,740,0003,022
Minority interest net income$082
Net income of bank and minority interests.$1,740,0003,022
Net charge-offs$-165,0005,633
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$10,000708
Net operating income$1,567,0003,153
2016-09-30 (YTD Data)Rank
Total interest income$4,880,0003,271
Total interest expense$683,0002,581
Net interest income$4,197,0003,340
Provision for loan and lease losses$04,186
Total noninterest income$145,0005,130
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$12,0005,673
Trading account gains and fees$0169
Additional Noninterest Income$133,0004,534
Total noninterest expense$3,823,0003,159
Salaries and employee benefits$2,284,0002,996
Premises and equipment expense$262,0004,049
Additional noninterest expense$1,277,0003,069
Pre-tax net operating income$519,0004,603
Securities gains (losses)$131,0001,076
Applicable income taxes$04,325
Income before extraordinary items$650,0004,139
Extraordinary gains, net$05
Net income$650,0004,138
Minority interest net income$071
Net income of bank and minority interests.$650,0004,139
Net charge-offs$-127,0005,633
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$519,0004,375
2016-06-30 (YTD Data)Rank
Total interest income$3,206,0003,327
Total interest expense$439,0002,654
Net interest income$2,767,0003,391
Provision for loan and lease losses$04,017
Total noninterest income$64,0005,452
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$6,0005,777
Trading account gains and fees$0157
Additional Noninterest Income$58,0004,954
Total noninterest expense$2,541,0003,173
Salaries and employee benefits$1,538,0002,994
Premises and equipment expense$172,0004,099
Additional noninterest expense$831,0003,144
Pre-tax net operating income$290,0004,790
Securities gains (losses)$86,0001,061
Applicable income taxes$04,338
Income before extraordinary items$376,0004,350
Extraordinary gains, net$016
Net income$376,0004,347
Minority interest net income$071
Net income of bank and minority interests.$376,0004,348
Net charge-offs$-110,0005,722
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$290,0004,604
2016-03-31 (YTD Data)Rank
Total interest income$1,565,0003,389
Total interest expense$206,0002,790
Net interest income$1,359,0003,428
Provision for loan and lease losses$03,656
Total noninterest income$40,0005,322
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$4,0005,779
Trading account gains and fees$0142
Additional Noninterest Income$36,0004,741
Total noninterest expense$1,294,0003,155
Salaries and employee benefits$771,0003,017
Premises and equipment expense$87,0004,126
Additional noninterest expense$436,0003,038
Pre-tax net operating income$105,0005,037
Securities gains (losses)$86,000594
Applicable income taxes$04,259
Income before extraordinary items$191,0004,300
Extraordinary gains, net$012
Net income$191,0004,297
Minority interest net income$062
Net income of bank and minority interests.$191,0004,299
Net charge-offs$-4,0004,749
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$105,0004,903
2015-12-31 (YTD Data)Rank
Total interest income$6,409,0003,312
Total interest expense$809,0002,806
Net interest income$5,600,0003,336
Provision for loan and lease losses$04,380
Total noninterest income$532,0004,081
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$46,0005,463
Trading account gains and fees$0159
Additional Noninterest Income$486,0003,328
Total noninterest expense$5,469,0003,037
Salaries and employee benefits$3,029,0003,012
Premises and equipment expense$343,0004,212
Additional noninterest expense$2,097,0002,701
Pre-tax net operating income$663,0004,626
Securities gains (losses)$50,0001,646
Applicable income taxes$04,402
Income before extraordinary items$713,0004,390
Extraordinary gains, net$023
Net income$713,0004,386
Minority interest net income$081
Net income of bank and minority interests.$713,0004,389
Net charge-offs$-239,0005,891
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$663,0004,427
2015-09-30 (YTD Data)Rank
Total interest income$4,847,0003,316
Total interest expense$608,0002,833
Net interest income$4,239,0003,349
Provision for loan and lease losses$04,232
Total noninterest income$516,0003,689
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$34,0005,543
Trading account gains and fees$0153
Additional Noninterest Income$482,0002,962
Total noninterest expense$4,171,0003,040
Salaries and employee benefits$2,287,0003,026
Premises and equipment expense$261,0004,243
Additional noninterest expense$1,623,0002,625
Pre-tax net operating income$584,0004,541
Securities gains (losses)$50,0001,458
Applicable income taxes$04,489
Income before extraordinary items$634,0004,244
Extraordinary gains, net$021
Net income$634,0004,245
Minority interest net income$078
Net income of bank and minority interests.$634,0004,247
Net charge-offs$-182,0005,941
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$584,0004,323
2015-06-30 (YTD Data)Rank
Total interest income$3,313,0003,276
Total interest expense$410,0002,828
Net interest income$2,903,0003,295
Provision for loan and lease losses$04,069
Total noninterest income$498,0003,083
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$20,0005,676
Trading account gains and fees$0157
Additional Noninterest Income$478,0002,457
Total noninterest expense$2,890,0002,969
Salaries and employee benefits$1,518,0003,061
Premises and equipment expense$176,0004,254
Additional noninterest expense$1,196,0002,436
Pre-tax net operating income$511,0004,142
Securities gains (losses)$50,0001,228
Applicable income taxes$04,497
Income before extraordinary items$561,0003,782
Extraordinary gains, net$022
Net income$561,0003,783
Minority interest net income$075
Net income of bank and minority interests.$561,0003,785
Net charge-offs$-155,0006,018
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$511,0003,869
2015-03-31 (YTD Data)Rank
Total interest income$1,700,0003,226
Total interest expense$205,0002,846
Net interest income$1,495,0003,228
Provision for loan and lease losses$03,703
Total noninterest income$155,0003,855
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$3,0006,103
Trading account gains and fees$0152
Additional Noninterest Income$152,0003,001
Total noninterest expense$1,476,0002,934
Salaries and employee benefits$770,0003,051
Premises and equipment expense$91,0004,214
Additional noninterest expense$615,0002,366
Pre-tax net operating income$174,0004,633
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$174,0004,498
Extraordinary gains, net$013
Net income$174,0004,500
Minority interest net income$064
Net income of bank and minority interests.$174,0004,502
Net charge-offs$-22,0005,709
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$174,0004,411
2014-12-31 (YTD Data)Rank
Total interest income$6,862,0003,231
Total interest expense$932,0002,707
Net interest income$5,930,0003,272
Provision for loan and lease losses$04,603
Total noninterest income$-685,0006,487
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$21,0006,120
Trading account gains and fees$0180
Additional Noninterest Income$-706,0006,475
Total noninterest expense$6,057,0002,898
Salaries and employee benefits$2,954,0003,110
Premises and equipment expense$330,0004,498
Additional noninterest expense$2,773,0002,186
Pre-tax net operating income$-812,0006,332
Securities gains (losses)$03,259
Applicable income taxes$04,531
Income before extraordinary items$-812,0006,345
Extraordinary gains, net$017
Net income$-812,0006,345
Minority interest net income$084
Net income of bank and minority interests.$-812,0006,345
Net charge-offs$3,763,000293
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$-812,0006,342
2014-09-30 (YTD Data)Rank
Total interest income$5,269,0003,201
Total interest expense$717,0002,689
Net interest income$4,552,0003,243
Provision for loan and lease losses$04,401
Total noninterest income$-706,0006,569
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$16,0006,192
Trading account gains and fees$0174
Additional Noninterest Income$-722,0006,561
Total noninterest expense$4,599,0002,885
Salaries and employee benefits$2,132,0003,217
Premises and equipment expense$246,0004,551
Additional noninterest expense$2,221,0002,054
Pre-tax net operating income$-753,0006,438
Securities gains (losses)$02,980
Applicable income taxes$04,583
Income before extraordinary items$-753,0006,445
Extraordinary gains, net$015
Net income$-753,0006,444
Minority interest net income$081
Net income of bank and minority interests.$-753,0006,444
Net charge-offs$3,105,000262
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$-753,0006,442
2014-06-30 (YTD Data)Rank
Total interest income$3,592,0003,147
Total interest expense$490,0002,666
Net interest income$3,102,0003,195
Provision for loan and lease losses$04,196
Total noninterest income$-64,0006,605
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$11,0006,231
Trading account gains and fees$0172
Additional Noninterest Income$-75,0006,570
Total noninterest expense$3,289,0002,761
Salaries and employee benefits$1,325,0003,381
Premises and equipment expense$165,0004,589
Additional noninterest expense$1,799,0001,713
Pre-tax net operating income$-251,0006,418
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$-251,0006,435
Extraordinary gains, net$020
Net income$-251,0006,436
Minority interest net income$080
Net income of bank and minority interests.$-251,0006,436
Net charge-offs$461,000933
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$-251,0006,427
2014-03-31 (YTD Data)Rank
Total interest income$1,833,0003,112
Total interest expense$252,0002,663
Net interest income$1,581,0003,150
Provision for loan and lease losses$03,817
Total noninterest income$-85,0006,679
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$5,0006,292
Trading account gains and fees$0147
Additional Noninterest Income$-90,0006,656
Total noninterest expense$1,534,0002,928
Salaries and employee benefits$647,0003,466
Premises and equipment expense$83,0004,629
Additional noninterest expense$804,0001,882
Pre-tax net operating income$-38,0006,338
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$-38,0006,357
Extraordinary gains, net$016
Net income$-38,0006,357
Minority interest net income$066
Net income of bank and minority interests.$-38,0006,358
Net charge-offs$-16,0005,951
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$-38,0006,349
2013-12-31 (YTD Data)Rank
Total interest income$8,725,0002,746
Total interest expense$1,376,0002,319
Net interest income$7,349,0002,811
Provision for loan and lease losses$05,091
Total noninterest income$-267,0006,743
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$59,0005,841
Trading account gains and fees$0184
Additional Noninterest Income$-326,0006,710
Total noninterest expense$6,503,0002,804
Salaries and employee benefits$2,551,0003,491
Premises and equipment expense$332,0004,618
Additional noninterest expense$3,620,0001,753
Pre-tax net operating income$579,0004,838
Securities gains (losses)$03,182
Applicable income taxes$04,631
Income before extraordinary items$579,0004,710
Extraordinary gains, net$029
Net income$579,0004,714
Minority interest net income$090
Net income of bank and minority interests.$579,0004,714
Net charge-offs$1,687,000859
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$579,0004,637
2013-09-30 (YTD Data)Rank
Total interest income$6,654,0002,721
Total interest expense$1,100,0002,259
Net interest income$5,554,0002,796
Provision for loan and lease losses$1,270,000738
Total noninterest income$835,0003,063
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$53,0005,716
Trading account gains and fees$0180
Additional Noninterest Income$782,0002,368
Total noninterest expense$5,542,0002,508
Salaries and employee benefits$1,901,0003,525
Premises and equipment expense$245,0004,690
Additional noninterest expense$3,396,0001,457
Pre-tax net operating income$-423,0006,592
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$-423,0006,614
Extraordinary gains, net$025
Net income$-423,0006,615
Minority interest net income$084
Net income of bank and minority interests.$-423,0006,615
Net charge-offs$1,911,000614
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$-423,0006,606
2013-06-30 (YTD Data)Rank
Total interest income$4,494,0002,688
Total interest expense$773,0002,209
Net interest income$3,721,0002,773
Provision for loan and lease losses$1,270,000547
Total noninterest income$828,0002,501
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$48,0005,370
Trading account gains and fees$0157
Additional Noninterest Income$780,0001,881
Total noninterest expense$3,874,0002,406
Salaries and employee benefits$1,282,0003,505
Premises and equipment expense$165,0004,684
Additional noninterest expense$2,427,0001,364
Pre-tax net operating income$-595,0006,719
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$-595,0006,748
Extraordinary gains, net$022
Net income$-595,0006,750
Minority interest net income$082
Net income of bank and minority interests.$-595,0006,749
Net charge-offs$1,464,000579
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$-595,0006,729
2013-03-31 (YTD Data)Rank
Total interest income$2,252,0002,707
Total interest expense$400,0002,196
Net interest income$1,852,0002,794
Provision for loan and lease losses$770,000499
Total noninterest income$209,0003,581
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$32,0004,852
Trading account gains and fees$0148
Additional Noninterest Income$177,0002,947
Total noninterest expense$1,667,0002,775
Salaries and employee benefits$642,0003,548
Premises and equipment expense$84,0004,681
Additional noninterest expense$941,0001,695
Pre-tax net operating income$-376,0006,826
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$-376,0006,846
Extraordinary gains, net$010
Net income$-376,0006,847
Minority interest net income$076
Net income of bank and minority interests.$-376,0006,847
Net charge-offs$1,415,000350
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$-376,0006,830
2012-12-31 (YTD Data)Rank
Total interest income$10,856,0002,382
Total interest expense$2,168,0002,004
Net interest income$8,688,0002,468
Provision for loan and lease losses$9,135,000300
Total noninterest income$557,0004,308
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$112,0005,271
Trading account gains and fees$0166
Additional Noninterest Income$445,0003,496
Total noninterest expense$7,664,0002,465
Salaries and employee benefits$2,490,0003,585
Premises and equipment expense$356,0004,570
Additional noninterest expense$4,818,0001,411
Pre-tax net operating income$-7,554,0007,000
Securities gains (losses)$03,810
Applicable income taxes$04,751
Income before extraordinary items$-7,554,0007,006
Extraordinary gains, net$029
Net income$-7,554,0007,006
Minority interest net income$093
Net income of bank and minority interests.$-7,554,0007,006
Net charge-offs$8,896,000355
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$8,000922
Net operating income$-7,554,0006,997
2012-09-30 (YTD Data)Rank
Total interest income$8,636,0002,309
Total interest expense$1,734,0001,971
Net interest income$6,902,0002,375
Provision for loan and lease losses$6,225,000342
Total noninterest income$96,0006,201
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$92,0005,189
Trading account gains and fees$0157
Additional Noninterest Income$4,0006,597
Total noninterest expense$5,100,0002,736
Salaries and employee benefits$1,911,0003,538
Premises and equipment expense$270,0004,598
Additional noninterest expense$2,919,0001,714
Pre-tax net operating income$-4,327,0007,077
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$-4,327,0007,087
Extraordinary gains, net$020
Net income$-4,327,0007,087
Minority interest net income$086
Net income of bank and minority interests.$-4,327,0007,087
Net charge-offs$5,407,000434
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$8,000866
Net operating income$-4,327,0007,079
2012-06-30 (YTD Data)Rank
Total interest income$6,086,0002,192
Total interest expense$1,255,0001,868
Net interest income$4,831,0002,249
Provision for loan and lease losses$2,825,000481
Total noninterest income$67,0006,188
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$63,0005,153
Trading account gains and fees$0153
Additional Noninterest Income$4,0006,626
Total noninterest expense$3,035,0003,030
Salaries and employee benefits$1,252,0003,591
Premises and equipment expense$177,0004,663
Additional noninterest expense$1,606,0002,031
Pre-tax net operating income$-962,0006,962
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$-962,0006,990
Extraordinary gains, net$019
Net income$-962,0006,989
Minority interest net income$084
Net income of bank and minority interests.$-962,0006,990
Net charge-offs$2,075,000669
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$8,000803
Net operating income$-962,0006,974
2012-03-31 (YTD Data)Rank
Total interest income$3,134,0002,151
Total interest expense$682,0001,796
Net interest income$2,452,0002,230
Provision for loan and lease losses$725,000803
Total noninterest income$31,0006,338
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$31,0005,167
Trading account gains and fees$0148
Additional Noninterest Income$06,842
Total noninterest expense$1,479,0003,094
Salaries and employee benefits$616,0003,662
Premises and equipment expense$89,0004,667
Additional noninterest expense$774,0002,088
Pre-tax net operating income$279,0003,966
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$279,0003,772
Extraordinary gains, net$019
Net income$279,0003,775
Minority interest net income$078
Net income of bank and minority interests.$279,0003,775
Net charge-offs$1,678,000457
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$8,000651
Net operating income$279,0003,609
2011-12-31 (YTD Data)Rank
Total interest income$14,705,0001,916
Total interest expense$3,256,0001,816
Net interest income$11,449,0001,919
Provision for loan and lease losses$13,190,000331
Total noninterest income$447,0004,575
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$114,0005,338
Trading account gains and fees$0146
Additional Noninterest Income$333,0003,708
Total noninterest expense$5,377,0003,344
Salaries and employee benefits$2,648,0003,408
Premises and equipment expense$336,0004,975
Additional noninterest expense$2,393,0002,677
Pre-tax net operating income$-6,671,0007,130
Securities gains (losses)$03,838
Applicable income taxes$-1,400,0007,208
Income before extraordinary items$-5,271,0007,074
Extraordinary gains, net$029
Net income$-5,271,0007,072
Minority interest net income$096
Net income of bank and minority interests.$-5,271,0007,073
Net charge-offs$11,544,000391
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$59,000777
Net operating income$-5,271,0007,069
2011-09-30 (YTD Data)Rank
Total interest income$11,158,0001,915
Total interest expense$2,471,0001,869
Net interest income$8,687,0001,901
Provision for loan and lease losses$6,465,000496
Total noninterest income$420,0004,223
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$88,0005,318
Trading account gains and fees$0145
Additional Noninterest Income$332,0003,327
Total noninterest expense$4,009,0003,368
Salaries and employee benefits$1,946,0003,462
Premises and equipment expense$253,0005,021
Additional noninterest expense$1,810,0002,670
Pre-tax net operating income$-1,367,0006,895
Securities gains (losses)$03,555
Applicable income taxes$-492,0007,209
Income before extraordinary items$-875,0006,820
Extraordinary gains, net$021
Net income$-875,0006,821
Minority interest net income$087
Net income of bank and minority interests.$-875,0006,820
Net charge-offs$6,711,000490
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$51,000707
Net operating income$-875,0006,794
2011-06-30 (YTD Data)Rank
Total interest income$7,515,0001,907
Total interest expense$1,647,0001,940
Net interest income$5,868,0001,887
Provision for loan and lease losses$4,965,000444
Total noninterest income$342,0003,867
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$63,0005,201
Trading account gains and fees$0153
Additional Noninterest Income$279,0002,985
Total noninterest expense$2,599,0003,475
Salaries and employee benefits$1,264,0003,560
Premises and equipment expense$168,0005,076
Additional noninterest expense$1,167,0002,798
Pre-tax net operating income$-1,354,0007,064
Securities gains (losses)$02,914
Applicable income taxes$-485,0007,331
Income before extraordinary items$-869,0006,987
Extraordinary gains, net$015
Net income$-869,0006,986
Minority interest net income$089
Net income of bank and minority interests.$-869,0006,987
Net charge-offs$6,564,000370
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$44,000575
Net operating income$-869,0006,971
2011-03-31 (YTD Data)Rank
Total interest income$3,764,0001,911
Total interest expense$823,0002,006
Net interest income$2,941,0001,880
Provision for loan and lease losses$840,000981
Total noninterest income$38,0006,263
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$32,0005,113
Trading account gains and fees$0158
Additional Noninterest Income$6,0006,638
Total noninterest expense$1,293,0003,488
Salaries and employee benefits$615,0003,654
Premises and equipment expense$86,0005,068
Additional noninterest expense$592,0002,743
Pre-tax net operating income$846,0001,695
Securities gains (losses)$01,772
Applicable income taxes$344,000997
Income before extraordinary items$502,0002,249
Extraordinary gains, net$09
Net income$502,0002,248
Minority interest net income$086
Net income of bank and minority interests.$502,0002,249
Net charge-offs$1,321,000704
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$51,000357
Net operating income$502,0002,204
2010-12-31 (YTD Data)Rank
Total interest income$15,603,0001,944
Total interest expense$4,758,0001,713
Net interest income$10,845,0002,010
Provision for loan and lease losses$5,461,0001,069
Total noninterest income$734,0003,839
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$224,0004,205
Trading account gains and fees$0175
Additional Noninterest Income$510,0003,167
Total noninterest expense$4,348,0003,982
Salaries and employee benefits$2,486,0003,595
Premises and equipment expense$331,0005,212
Additional noninterest expense$1,531,0003,952
Pre-tax net operating income$1,770,0002,460
Securities gains (losses)$03,793
Applicable income taxes$730,0001,515
Income before extraordinary items$1,040,0003,146
Extraordinary gains, net$029
Net income$1,040,0003,143
Minority interest net income$0111
Net income of bank and minority interests.$1,040,0003,146
Net charge-offs$2,300,0001,716
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$202,000621
Net operating income$1,040,0003,021
2010-09-30 (YTD Data)Rank
Total interest income$11,355,0002,038
Total interest expense$3,860,0001,679
Net interest income$7,495,0002,221
Provision for loan and lease losses$2,976,0001,275
Total noninterest income$504,0004,057
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$187,0004,084
Trading account gains and fees$0165
Additional Noninterest Income$317,0003,473
Total noninterest expense$3,182,0004,056
Salaries and employee benefits$1,831,0003,689
Premises and equipment expense$245,0005,282
Additional noninterest expense$1,106,0004,024
Pre-tax net operating income$1,841,0002,027
Securities gains (losses)$03,651
Applicable income taxes$761,0001,252
Income before extraordinary items$1,080,0002,750
Extraordinary gains, net$023
Net income$1,080,0002,746
Minority interest net income$0110
Net income of bank and minority interests.$1,080,0002,751
Net charge-offs$919,0002,294
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$152,000554
Net operating income$1,080,0002,615
2010-06-30 (YTD Data)Rank
Total interest income$7,764,0002,019
Total interest expense$2,650,0001,697
Net interest income$5,114,0002,164
Provision for loan and lease losses$1,106,0001,837
Total noninterest income$242,0004,696
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$127,0004,034
Trading account gains and fees$0152
Additional Noninterest Income$115,0004,402
Total noninterest expense$1,954,0004,306
Salaries and employee benefits$1,205,0003,752
Premises and equipment expense$164,0005,318
Additional noninterest expense$585,0004,649
Pre-tax net operating income$2,296,0001,152
Securities gains (losses)$03,184
Applicable income taxes$951,000750
Income before extraordinary items$1,345,0001,633
Extraordinary gains, net$019
Net income$1,345,0001,632
Minority interest net income$0105
Net income of bank and minority interests.$1,345,0001,633
Net charge-offs$62,0004,692
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$101,000482
Net operating income$1,345,0001,559
2010-03-31 (YTD Data)Rank
Total interest income$3,677,0002,165
Total interest expense$1,302,0001,791
Net interest income$2,375,0002,371
Provision for loan and lease losses$591,0001,664
Total noninterest income$137,0004,479
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$76,0003,674
Trading account gains and fees$0175
Additional Noninterest Income$61,0004,353
Total noninterest expense$926,0004,496
Salaries and employee benefits$580,0003,926
Premises and equipment expense$81,0005,414
Additional noninterest expense$265,0004,951
Pre-tax net operating income$995,0001,317
Securities gains (losses)$02,284
Applicable income taxes$376,000882
Income before extraordinary items$619,0001,784
Extraordinary gains, net$016
Net income$619,0001,783
Minority interest net income$091
Net income of bank and minority interests.$619,0001,785
Net charge-offs$10,0004,830
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$51,000410
Net operating income$619,0001,699
2009-12-31 (YTD Data)Rank
Total interest income$13,313,0002,503
Total interest expense$5,850,0001,960
Net interest income$7,463,0002,899
Provision for loan and lease losses$1,004,0003,498
Total noninterest income$950,0003,443
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$131,0005,359
Trading account gains and fees$0211
Additional Noninterest Income$819,0002,421
Total noninterest expense$3,567,0004,658
Salaries and employee benefits$2,158,0004,125
Premises and equipment expense$317,0005,524
Additional noninterest expense$1,092,0004,992
Pre-tax net operating income$3,842,0001,073
Securities gains (losses)$03,754
Applicable income taxes$831,0001,103
Income before extraordinary items$3,011,0001,123
Extraordinary gains, net$034
Net income$3,011,0001,121
Minority interest net income$0115
Net income of bank and minority interests.$3,011,0001,122
Net charge-offs$07,246
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$4,644,000197
Net operating income$3,011,0001,111
2009-09-30 (YTD Data)Rank
Total interest income$9,646,0002,622
Total interest expense$4,489,0002,009
Net interest income$5,157,0003,105
Provision for loan and lease losses$771,0003,155
Total noninterest income$504,0004,213
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$76,0005,778
Trading account gains and fees$0212
Additional Noninterest Income$428,0003,061
Total noninterest expense$2,656,0004,690
Salaries and employee benefits$1,475,0004,442
Premises and equipment expense$230,0005,654
Additional noninterest expense$951,0004,551
Pre-tax net operating income$2,234,0001,453
Securities gains (losses)$03,497
Applicable income taxes$200,0002,317
Income before extraordinary items$2,034,0001,317
Extraordinary gains, net$027
Net income$2,034,0001,317
Minority interest net income$0118
Net income of bank and minority interests.$2,034,0001,318
Net charge-offs$06,987
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$4,592,000162
Net operating income$2,034,0001,288
2009-06-30 (YTD Data)Rank
Total interest income$6,179,0002,741
Total interest expense$3,077,0002,049
Net interest income$3,102,0003,360
Provision for loan and lease losses$729,0002,444
Total noninterest income$359,0004,069
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$39,0006,109
Trading account gains and fees$0193
Additional Noninterest Income$320,0002,893
Total noninterest expense$1,801,0004,687
Salaries and employee benefits$982,0004,486
Premises and equipment expense$152,0005,719
Additional noninterest expense$667,0004,401
Pre-tax net operating income$931,0002,242
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$931,0001,964
Extraordinary gains, net$021
Net income$931,0001,962
Minority interest net income$0112
Net income of bank and minority interests.$931,0001,963
Net charge-offs$06,628
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$4,500,000120
Net operating income$931,0001,900
2009-03-31 (YTD Data)Rank
Total interest income$2,966,0002,889
Total interest expense$1,603,0002,052
Net interest income$1,363,0003,718
Provision for loan and lease losses$326,0002,201
Total noninterest income$22,0007,336
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$14,0006,456
Trading account gains and fees$0171
Additional Noninterest Income$8,0007,040
Total noninterest expense$812,0004,905
Salaries and employee benefits$491,0004,530
Premises and equipment expense$76,0005,763
Additional noninterest expense$245,0005,000
Pre-tax net operating income$247,0003,659
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$247,0003,473
Extraordinary gains, net$015
Net income$247,0003,474
Minority interest net income$0102
Net income of bank and minority interests.$247,0003,474
Net charge-offs$05,728
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$247,0003,319
2008-12-31 (YTD Data)Rank
Total interest income$7,411,0004,337
Total interest expense$3,916,0003,561
Net interest income$3,495,0004,978
Provision for loan and lease losses$1,380,0002,254
Total noninterest income$66,0007,611
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$17,0007,079
Trading account gains and fees$0154
Additional Noninterest Income$49,0006,777
Total noninterest expense$2,723,0005,408
Salaries and employee benefits$1,875,0004,669
Premises and equipment expense$270,0006,063
Additional noninterest expense$578,0006,310
Pre-tax net operating income$-542,0006,799
Securities gains (losses)$03,220
Applicable income taxes$04,979
Income before extraordinary items$-542,0006,734
Extraordinary gains, net$039
Net income$-542,0006,733
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,039
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$1,629,000351
Net operating income$-542,0006,872
2008-09-30 (YTD Data)Rank
Total interest income$4,922,0004,745
Total interest expense$2,500,0004,077
Net interest income$2,422,0005,242
Provision for loan and lease losses$1,190,0001,664
Total noninterest income$60,0007,629
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$12,0007,142
Trading account gains and fees$0148
Additional Noninterest Income$48,0006,646
Total noninterest expense$1,956,0005,520
Salaries and employee benefits$1,365,0004,769
Premises and equipment expense$182,0006,329
Additional noninterest expense$409,0006,414
Pre-tax net operating income$-664,0007,361
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$-664,0007,317
Extraordinary gains, net$031
Net income$-664,0007,315
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,534
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$1,586,000250
Net operating income$-664,0007,444
2008-06-30 (YTD Data)Rank
Total interest income$2,694,0005,383
Total interest expense$1,275,0004,946
Net interest income$1,419,0005,620
Provision for loan and lease losses$747,0001,476
Total noninterest income$6,0008,201
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$6,0007,240
Trading account gains and fees$0149
Additional Noninterest Income$08,191
Total noninterest expense$1,262,0005,654
Salaries and employee benefits$837,0005,075
Premises and equipment expense$108,0006,602
Additional noninterest expense$317,0006,042
Pre-tax net operating income$-584,0007,665
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$-584,0007,751
Extraordinary gains, net$021
Net income$-584,0007,750
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$1,543,000176
Net operating income$-584,0007,731
2008-03-31 (YTD Data)Rank
Total interest income$997,0006,229
Total interest expense$470,0005,914
Net interest income$527,0006,379
Provision for loan and lease losses$278,0001,481
Total noninterest income$5,0008,194
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$2,0007,305
Trading account gains and fees$0158
Additional Noninterest Income$3,0007,909
Total noninterest expense$568,0005,961
Salaries and employee benefits$393,0005,300
Premises and equipment expense$45,0006,958
Additional noninterest expense$130,0006,526
Pre-tax net operating income$-314,0007,926
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$-314,0007,997
Extraordinary gains, net$015
Net income$-314,0007,996
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$1,501,00087
Net operating income$-314,0007,971
2007-12-31 (YTD Data)Rank
Total interest income$472,0008,408
Total interest expense$206,0008,290
Net interest income$266,0008,431
Provision for loan and lease losses$346,0002,933
Total noninterest income$3,0008,378
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$3,0007,419
Trading account gains and fees$0178
Additional Noninterest Income$08,329
Total noninterest expense$3,036,0004,971
Salaries and employee benefits$747,0007,134
Premises and equipment expense$80,0007,963
Additional noninterest expense$2,209,0002,437
Pre-tax net operating income$-3,113,0008,375
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$-3,113,0008,403
Extraordinary gains, net$039
Net income$-3,113,0008,400
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$22,803,00068
Net operating income$-3,113,0008,395

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.