Georgia Federal Bank, FSB, Income and Expense

1992-12-31 (YTD Data)		Rank
Total interest income	$342,157,000	145
Total interest expense	$238,932,000	97
Net interest income	$103,225,000	249
Provision for loan and lease losses	$12,101,000	321
Total noninterest income	$85,734,000	136
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	504
Additional Noninterest Income	$85,734,000	87
Total noninterest expense	$84,470,000	277
Salaries and employee benefits	$37,062,000	232
Premises and equipment expense	$15,831,000	197
Additional noninterest expense	$31,577,000	328
Pre-tax net operating income	$92,388,000	95
Securities gains (losses)	$2,186,000	386
Applicable income taxes	$10,741,000	256
Income before extraordinary items	$83,833,000	84
Extraordinary gains, net	$0	1,422
Net income	$83,833,000	87
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,150,000	293
Cash dividends	$100,000,000	29
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$81,887,460	77

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.