Home > Georgia Community Bank > Income and Expense

Georgia Community Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$185,0004,550
Total interest expense$10,0004,487
Net interest income$10,764,0002,276
Provision for loan and lease lossesNANA
Total noninterest income$4,5754,517
Gross Fiduciary activities income$0981
Service charges on deposit accounts$8884,392
Trading account gains and fees$0123
Additional Noninterest Income$6,3094,451
Total noninterest expenseNANA
Salaries and employee benefitsNANA
Premises and equipment expense$04,529
Additional noninterest expense$6,5894,465
Pre-tax net operating income$04,317
Securities gains (losses)$0988
Applicable income taxes$03,369
Income before extraordinary items$2,0004,344
Extraordinary gains, net$35,320,0009
Net income$5,682,0001,600
Minority interest net income$088
Net income of bank and minority interests.$04,314
Net charge-offs$02,884
Cash dividends$5,002,000803
Sale, conversion, retirement of capital stock, net$2,383506
Net operating income$04,337
2023-09-30 (YTD Data)Rank
Total interest income$14,172,0001,931
Total interest expense$3,015,0002,165
Net interest income$11,157,0001,837
Provision for loan and lease losses$180,0001,734
Total noninterest income$1,224,0002,208
Gross Fiduciary activities income$0950
Service charges on deposit accounts$504,0001,366
Trading account gains and feesNANA
Additional Noninterest Income$720,0002,303
Total noninterest expense$8,050,0001,953
Salaries and employee benefits$4,953,0001,840
Premises and equipment expense$1,160,0001,498
Additional noninterest expense$720,0002,302
Pre-tax net operating income$4,151,0001,865
Securities gains (losses)$0849
Applicable income taxes$03,407
Income before extraordinary items$4,151,0001,667
Extraordinary gains, net$052
Net income$4,151,0001,680
Minority interest net income$081
Net income of bank and minority interests.$4,151,0001,667
Net charge-offs$251,000788
Cash dividends$3,410,000809
Sale, conversion, retirement of capital stock, net$0507
Net operating income$4,151,0001,694
2023-06-30 (YTD Data)Rank
Total interest income$9,182,0001,944
Total interest expense$1,915,0002,073
Net interest income$7,267,0001,879
Provision for loan and lease losses$90,0001,868
Total noninterest income$810,0002,183
Gross Fiduciary activities income$0931
Service charges on deposit accounts$320,0001,396
Trading account gains and feesNANA
Additional Noninterest Income$490,0002,215
Total noninterest expense$5,441,0001,921
Salaries and employee benefits$3,309,0001,838
Premises and equipment expense$787,0001,477
Additional noninterest expense$490,0002,212
Pre-tax net operating income$2,546,0001,939
Securities gains (losses)$0938
Applicable income taxes$03,436
Income before extraordinary items$2,546,0001,763
Extraordinary gains, net$051
Net income$2,546,0001,784
Minority interest net income$081
Net income of bank and minority interests.$2,546,0001,763
Net charge-offs$107,000891
Cash dividends$2,600,000707
Sale, conversion, retirement of capital stock, net$0486
Net operating income$2,546,0001,770
2023-03-31 (YTD Data)Rank
Total interest income$4,479,0001,963
Total interest expense$947,0001,887
Net interest income$3,532,0001,941
Provision for loan and lease losses$90,0001,318
Total noninterest income$424,0002,134
Gross Fiduciary activities income$0913
Service charges on deposit accounts$162,0001,393
Trading account gains and feesNANA
Additional Noninterest Income$262,0002,144
Total noninterest expense$2,732,0001,933
Salaries and employee benefits$1,647,0001,870
Premises and equipment expense$387,0001,520
Additional noninterest expense$262,0002,144
Pre-tax net operating income$1,134,0002,151
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$1,134,0001,939
Extraordinary gains, net$04
Net income$1,134,0001,939
Minority interest net income$048
Net income of bank and minority interests.$1,134,0001,939
Net charge-offs$2,0001,796
Cash dividends$810,000945
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,134,0001,960
2022-12-31 (YTD Data)Rank
Total interest income$15,013,0001,962
Total interest expense$1,687,0001,781
Net interest income$13,326,0001,956
Provision for loan and lease losses$160,0001,923
Total noninterest income$1,955,0002,059
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$645,0001,423
Trading account gains and feesNANA
Additional Noninterest Income$1,310,0002,042
Total noninterest expense$9,966,0002,024
Salaries and employee benefits$6,154,0001,921
Premises and equipment expense$1,479,0001,549
Additional noninterest expense$1,310,0002,042
Pre-tax net operating income$5,155,0002,011
Securities gains (losses)$0691
Applicable income taxes$03,596
Income before extraordinary items$5,155,0001,775
Extraordinary gains, net$05
Net income$5,155,0001,773
Minority interest net income$063
Net income of bank and minority interests.$5,155,0001,774
Net charge-offs$-277,0004,506
Cash dividends$2,100,0001,440
Sale, conversion, retirement of capital stock, net$0568
Net operating income$5,155,0001,813
2022-09-30 (YTD Data)Rank
Total interest income$10,842,0001,954
Total interest expense$920,0001,875
Net interest income$9,922,0001,937
Provision for loan and lease losses$160,0001,607
Total noninterest income$1,580,0002,011
Gross Fiduciary activities income$0968
Service charges on deposit accounts$481,0001,446
Trading account gains and feesNANA
Additional Noninterest Income$1,099,0001,957
Total noninterest expense$7,510,0002,009
Salaries and employee benefits$4,633,0001,904
Premises and equipment expense$1,118,0001,545
Additional noninterest expense$1,099,0001,957
Pre-tax net operating income$3,832,0001,982
Securities gains (losses)$0740
Applicable income taxes$03,603
Income before extraordinary items$3,832,0001,781
Extraordinary gains, net$04
Net income$3,832,0001,781
Minority interest net income$057
Net income of bank and minority interests.$3,832,0001,780
Net charge-offs$-373,0004,592
Cash dividends$2,100,0001,089
Sale, conversion, retirement of capital stock, net$0519
Net operating income$3,832,0001,816
2022-06-30 (YTD Data)Rank
Total interest income$6,839,0001,990
Total interest expense$592,0001,755
Net interest income$6,247,0001,986
Provision for loan and lease losses$120,0001,426
Total noninterest income$837,0002,259
Gross Fiduciary activities income$0925
Service charges on deposit accounts$314,0001,458
Trading account gains and feesNANA
Additional Noninterest Income$523,0002,348
Total noninterest expense$4,953,0002,003
Salaries and employee benefits$3,055,0001,915
Premises and equipment expense$750,0001,546
Additional noninterest expense$1,148,0002,375
Pre-tax net operating income$2,011,0002,189
Securities gains (losses)$0687
Applicable income taxes$03,564
Income before extraordinary items$2,011,0001,988
Extraordinary gains, net$04
Net income$2,011,0001,988
Minority interest net income$060
Net income of bank and minority interests.$2,011,0001,988
Net charge-offs$23,0001,274
Cash dividends$1,575,0001,002
Sale, conversion, retirement of capital stock, net$0494
Net operating income$2,011,0002,029
2022-03-31 (YTD Data)Rank
Total interest income$3,337,0001,965
Total interest expense$307,0001,640
Net interest income$3,030,0001,980
Provision for loan and lease losses$60,0001,235
Total noninterest income$337,0002,461
Gross Fiduciary activities income$0892
Service charges on deposit accounts$159,0001,429
Trading account gains and feesNANA
Additional Noninterest Income$178,0002,698
Total noninterest expense$2,474,0001,996
Salaries and employee benefits$1,530,0001,913
Premises and equipment expense$376,0001,556
Additional noninterest expense$568,0002,369
Pre-tax net operating income$833,0002,339
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$833,0002,145
Extraordinary gains, net$04
Net income$833,0002,145
Minority interest net income$050
Net income of bank and minority interests.$833,0002,145
Net charge-offs$2,0001,559
Cash dividends$525,0001,130
Sale, conversion, retirement of capital stock, net$0453
Net operating income$833,0002,162
2021-12-31 (YTD Data)Rank
Total interest income$13,959,0001,973
Total interest expense$2,030,0001,317
Net interest income$11,929,0002,033
Provision for loan and lease losses$550,000965
Total noninterest income$932,0003,057
Gross Fiduciary activities income$0994
Service charges on deposit accounts$649,0001,329
Trading account gains and feesNANA
Additional Noninterest Income$283,0003,763
Total noninterest expense$9,212,0002,081
Salaries and employee benefits$5,617,0002,019
Premises and equipment expense$1,455,0001,556
Additional noninterest expense$2,140,0002,467
Pre-tax net operating income$3,099,0002,653
Securities gains (losses)$90,000910
Applicable income taxes$03,710
Income before extraordinary items$3,189,0002,464
Extraordinary gains, net$010
Net income$3,189,0002,464
Minority interest net income$074
Net income of bank and minority interests.$3,189,0002,465
Net charge-offs$656,000540
Cash dividends$2,605,0001,298
Sale, conversion, retirement of capital stock, net$0582
Net operating income$3,099,0002,475
2021-09-30 (YTD Data)Rank
Total interest income$10,706,0001,980
Total interest expense$1,672,0001,281
Net interest income$9,034,0002,043
Provision for loan and lease losses$100,0001,926
Total noninterest income$740,0003,021
Gross Fiduciary activities income$0957
Service charges on deposit accounts$476,0001,343
Trading account gains and feesNANA
Additional Noninterest Income$264,0003,639
Total noninterest expense$6,896,0002,098
Salaries and employee benefits$4,243,0002,007
Premises and equipment expense$1,114,0001,561
Additional noninterest expense$1,539,0002,545
Pre-tax net operating income$2,778,0002,530
Securities gains (losses)$82,000876
Applicable income taxes$03,719
Income before extraordinary items$2,860,0002,321
Extraordinary gains, net$08
Net income$2,860,0002,320
Minority interest net income$069
Net income of bank and minority interests.$2,860,0002,321
Net charge-offs$310,000636
Cash dividends$2,605,000955
Sale, conversion, retirement of capital stock, net$0543
Net operating income$2,778,0002,344
2021-06-30 (YTD Data)Rank
Total interest income$7,205,0001,955
Total interest expense$1,215,0001,228
Net interest income$5,990,0002,044
Provision for loan and lease losses$100,0001,668
Total noninterest income$499,0003,000
Gross Fiduciary activities income$0951
Service charges on deposit accounts$309,0001,328
Trading account gains and feesNANA
Additional Noninterest Income$190,0003,578
Total noninterest expense$4,641,0002,079
Salaries and employee benefits$2,788,0002,017
Premises and equipment expense$742,0001,561
Additional noninterest expense$1,111,0002,401
Pre-tax net operating income$1,748,0002,590
Securities gains (losses)$82,000730
Applicable income taxes$03,702
Income before extraordinary items$1,830,0002,345
Extraordinary gains, net$06
Net income$1,830,0002,344
Minority interest net income$067
Net income of bank and minority interests.$1,830,0002,345
Net charge-offs$162,000723
Cash dividends$1,875,000910
Sale, conversion, retirement of capital stock, net$0517
Net operating income$1,748,0002,371
2021-03-31 (YTD Data)Rank
Total interest income$3,517,0001,969
Total interest expense$650,0001,220
Net interest income$2,867,0002,091
Provision for loan and lease losses$02,741
Total noninterest income$283,0002,860
Gross Fiduciary activities income$0922
Service charges on deposit accounts$155,0001,318
Trading account gains and feesNANA
Additional Noninterest Income$128,0003,275
Total noninterest expense$2,230,0002,114
Salaries and employee benefits$1,350,0002,059
Premises and equipment expense$352,0001,642
Additional noninterest expense$528,0002,440
Pre-tax net operating income$920,0002,487
Securities gains (losses)$65,000584
Applicable income taxes$03,613
Income before extraordinary items$985,0002,239
Extraordinary gains, net$03
Net income$985,0002,240
Minority interest net income$055
Net income of bank and minority interests.$985,0002,239
Net charge-offs$34,000965
Cash dividends$575,0001,105
Sale, conversion, retirement of capital stock, net$0482
Net operating income$920,0002,282
2020-12-31 (YTD Data)Rank
Total interest income$14,691,0001,925
Total interest expense$3,018,0001,477
Net interest income$11,673,0002,002
Provision for loan and lease losses$400,0002,439
Total noninterest income$895,0003,001
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$646,0001,322
Trading account gains and feesNANA
Additional Noninterest Income$249,0003,785
Total noninterest expense$8,646,0002,153
Salaries and employee benefits$5,684,0001,971
Premises and equipment expense$1,090,0001,911
Additional noninterest expense$1,872,0002,632
Pre-tax net operating income$3,522,0002,219
Securities gains (losses)$544,000573
Applicable income taxes$03,697
Income before extraordinary items$4,066,0001,901
Extraordinary gains, net$04
Net income$4,066,0001,900
Minority interest net income$072
Net income of bank and minority interests.$4,066,0001,901
Net charge-offs$310,0001,267
Cash dividends$2,300,0001,365
Sale, conversion, retirement of capital stock, net$0566
Net operating income$3,522,0002,025
2020-09-30 (YTD Data)Rank
Total interest income$11,137,0001,917
Total interest expense$2,267,0001,556
Net interest income$8,870,0001,973
Provision for loan and lease losses$200,0002,745
Total noninterest income$802,0002,770
Gross Fiduciary activities income$0981
Service charges on deposit accounts$493,0001,294
Trading account gains and feesNANA
Additional Noninterest Income$309,0003,318
Total noninterest expense$6,392,0002,159
Salaries and employee benefits$4,239,0001,956
Premises and equipment expense$832,0001,890
Additional noninterest expense$1,321,0002,735
Pre-tax net operating income$3,080,0002,016
Securities gains (losses)$499,000493
Applicable income taxes$03,696
Income before extraordinary items$3,579,0001,675
Extraordinary gains, net$04
Net income$3,579,0001,676
Minority interest net income$065
Net income of bank and minority interests.$3,579,0001,676
Net charge-offs$272,0001,073
Cash dividends$2,300,000989
Sale, conversion, retirement of capital stock, net$0532
Net operating income$3,080,0001,825
2020-06-30 (YTD Data)Rank
Total interest income$7,255,0001,970
Total interest expense$1,525,0001,630
Net interest income$5,730,0002,039
Provision for loan and lease losses$200,0002,381
Total noninterest income$562,0002,684
Gross Fiduciary activities income$0970
Service charges on deposit accounts$343,0001,262
Trading account gains and feesNANA
Additional Noninterest Income$219,0003,219
Total noninterest expense$4,169,0002,191
Salaries and employee benefits$2,815,0001,966
Premises and equipment expense$514,0001,992
Additional noninterest expense$840,0002,822
Pre-tax net operating income$1,923,0002,058
Securities gains (losses)$283,000572
Applicable income taxes$03,655
Income before extraordinary items$2,206,0001,701
Extraordinary gains, net$04
Net income$2,206,0001,702
Minority interest net income$065
Net income of bank and minority interests.$2,206,0001,702
Net charge-offs$130,0001,228
Cash dividends$1,725,000902
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,923,0001,857
2020-03-31 (YTD Data)Rank
Total interest income$3,615,0001,967
Total interest expense$785,0001,706
Net interest income$2,830,0002,012
Provision for loan and lease losses$03,711
Total noninterest income$308,0002,487
Gross Fiduciary activities income$0941
Service charges on deposit accounts$206,0001,271
Trading account gains and feesNANA
Additional Noninterest Income$102,0003,152
Total noninterest expense$2,163,0002,157
Salaries and employee benefits$1,422,0001,964
Premises and equipment expense$291,0001,848
Additional noninterest expense$450,0002,709
Pre-tax net operating income$975,0001,860
Securities gains (losses)$71,000723
Applicable income taxes$03,513
Income before extraordinary items$1,046,0001,599
Extraordinary gains, net$04
Net income$1,046,0001,598
Minority interest net income$056
Net income of bank and minority interests.$1,046,0001,599
Net charge-offs$44,0001,261
Cash dividends$575,0001,183
Sale, conversion, retirement of capital stock, net$0482
Net operating income$975,0001,665
2019-12-31 (YTD Data)Rank
Total interest income$15,635,0001,864
Total interest expense$3,122,0001,759
Net interest income$12,513,0001,858
Provision for loan and lease losses$490,0001,504
Total noninterest income$1,343,0002,431
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$774,0001,372
Trading account gains and fees$0135
Additional Noninterest Income$569,0002,885
Total noninterest expense$9,408,0002,013
Salaries and employee benefits$5,229,0002,042
Premises and equipment expense$1,253,0001,742
Additional noninterest expense$2,926,0001,965
Pre-tax net operating income$3,958,0002,066
Securities gains (losses)$02,379
Applicable income taxes$03,859
Income before extraordinary items$3,958,0001,903
Extraordinary gains, net$011
Net income$3,958,0001,904
Minority interest net income$076
Net income of bank and minority interests.$3,958,0001,905
Net charge-offs$498,0001,033
Cash dividends$1,903,0001,630
Sale, conversion, retirement of capital stock, net$0626
Net operating income$3,958,0001,867
2019-09-30 (YTD Data)Rank
Total interest income$6,693,0002,809
Total interest expense$1,542,0002,307
Net interest income$5,151,0002,914
Provision for loan and lease losses$180,0002,065
Total noninterest income$448,0003,477
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$288,0002,284
Trading account gains and fees$0129
Additional Noninterest Income$160,0003,918
Total noninterest expense$3,503,0003,156
Salaries and employee benefits$2,054,0003,100
Premises and equipment expense$430,0002,886
Additional noninterest expense$1,019,0003,287
Pre-tax net operating income$1,916,0002,789
Securities gains (losses)$02,167
Applicable income taxes$03,902
Income before extraordinary items$1,916,0002,602
Extraordinary gains, net$011
Net income$1,916,0002,603
Minority interest net income$072
Net income of bank and minority interests.$1,916,0002,603
Net charge-offs$-4,0004,209
Cash dividends$1,015,0001,788
Sale, conversion, retirement of capital stock, net$0590
Net operating income$1,916,0002,565
2019-06-30 (YTD Data)Rank
Total interest income$4,396,0002,844
Total interest expense$994,0002,347
Net interest income$3,402,0002,939
Provision for loan and lease losses$120,0002,025
Total noninterest income$295,0003,465
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$189,0002,284
Trading account gains and fees$0131
Additional Noninterest Income$106,0003,935
Total noninterest expense$2,417,0003,116
Salaries and employee benefits$1,243,0003,276
Premises and equipment expense$279,0002,954
Additional noninterest expense$895,0002,788
Pre-tax net operating income$1,160,0002,895
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$1,160,0002,724
Extraordinary gains, net$011
Net income$1,160,0002,724
Minority interest net income$069
Net income of bank and minority interests.$1,160,0002,723
Net charge-offs$129,0001,252
Cash dividends$840,0001,602
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,160,0002,700
2019-03-31 (YTD Data)Rank
Total interest income$2,119,0002,925
Total interest expense$476,0002,376
Net interest income$1,643,0003,018
Provision for loan and lease losses$60,0001,874
Total noninterest income$174,0003,216
Gross Fiduciary activities income$0972
Service charges on deposit accounts$100,0002,212
Trading account gains and fees$0126
Additional Noninterest Income$74,0003,595
Total noninterest expense$1,173,0003,198
Salaries and employee benefits$612,0003,344
Premises and equipment expense$139,0002,994
Additional noninterest expense$422,0002,891
Pre-tax net operating income$584,0002,849
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$584,0002,661
Extraordinary gains, net$05
Net income$584,0002,660
Minority interest net income$052
Net income of bank and minority interests.$584,0002,660
Net charge-offs$112,000840
Cash dividends$425,0001,461
Sale, conversion, retirement of capital stock, net$0529
Net operating income$584,0002,635
2018-12-31 (YTD Data)Rank
Total interest income$8,187,0002,895
Total interest expense$1,378,0002,467
Net interest income$6,809,0002,948
Provision for loan and lease losses$240,0002,183
Total noninterest income$686,0003,363
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$456,0002,126
Trading account gains and fees$0126
Additional Noninterest Income$230,0003,949
Total noninterest expense$4,733,0003,161
Salaries and employee benefits$2,426,0003,336
Premises and equipment expense$493,0003,174
Additional noninterest expense$1,814,0002,766
Pre-tax net operating income$2,522,0002,768
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$2,522,0002,580
Extraordinary gains, net$06
Net income$2,522,0002,579
Minority interest net income$072
Net income of bank and minority interests.$2,522,0002,579
Net charge-offs$210,0001,613
Cash dividends$1,702,0001,605
Sale, conversion, retirement of capital stock, net$0671
Net operating income$2,522,0002,570
2018-09-30 (YTD Data)Rank
Total interest income$6,067,0002,924
Total interest expense$951,0002,516
Net interest income$5,116,0002,960
Provision for loan and lease losses$180,0002,069
Total noninterest income$491,0003,454
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$331,0002,182
Trading account gains and fees$0138
Additional Noninterest Income$160,0004,044
Total noninterest expense$3,401,0003,252
Salaries and employee benefits$1,815,0003,330
Premises and equipment expense$363,0003,259
Additional noninterest expense$1,223,0002,999
Pre-tax net operating income$2,026,0002,711
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$2,026,0002,498
Extraordinary gains, net$05
Net income$2,026,0002,497
Minority interest net income$066
Net income of bank and minority interests.$2,026,0002,497
Net charge-offs$201,0001,244
Cash dividends$1,702,0001,197
Sale, conversion, retirement of capital stock, net$0633
Net operating income$2,026,0002,492
2018-06-30 (YTD Data)Rank
Total interest income$3,985,0002,942
Total interest expense$596,0002,528
Net interest income$3,389,0002,973
Provision for loan and lease losses$120,0002,009
Total noninterest income$312,0003,544
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$216,0002,202
Trading account gains and fees$0130
Additional Noninterest Income$96,0004,169
Total noninterest expense$2,246,0003,290
Salaries and employee benefits$1,210,0003,362
Premises and equipment expense$240,0003,291
Additional noninterest expense$796,0003,066
Pre-tax net operating income$1,335,0002,704
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$1,335,0002,499
Extraordinary gains, net$06
Net income$1,335,0002,498
Minority interest net income$065
Net income of bank and minority interests.$1,335,0002,498
Net charge-offs$54,0001,716
Cash dividends$1,296,0001,092
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,335,0002,493
2018-03-31 (YTD Data)Rank
Total interest income$1,968,0002,970
Total interest expense$289,0002,526
Net interest income$1,679,0003,004
Provision for loan and lease losses$60,0001,880
Total noninterest income$195,0003,215
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$114,0002,124
Trading account gains and fees$0123
Additional Noninterest Income$81,0003,623
Total noninterest expense$1,151,0003,276
Salaries and employee benefits$633,0003,314
Premises and equipment expense$120,0003,318
Additional noninterest expense$398,0003,068
Pre-tax net operating income$663,0002,668
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$663,0002,451
Extraordinary gains, net$07
Net income$663,0002,450
Minority interest net income$052
Net income of bank and minority interests.$663,0002,451
Net charge-offs$02,722
Cash dividends$420,0001,332
Sale, conversion, retirement of capital stock, net$0580
Net operating income$663,0002,444
2017-12-31 (YTD Data)Rank
Total interest income$7,754,0002,933
Total interest expense$1,163,0002,291
Net interest income$6,591,0003,007
Provision for loan and lease losses$400,0001,645
Total noninterest income$542,0003,833
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$460,0002,169
Trading account gains and fees$0151
Additional Noninterest Income$82,0004,903
Total noninterest expense$4,302,0003,418
Salaries and employee benefits$2,255,0003,519
Premises and equipment expense$517,0003,198
Additional noninterest expense$1,530,0003,188
Pre-tax net operating income$2,431,0002,792
Securities gains (losses)$02,243
Applicable income taxes$04,135
Income before extraordinary items$2,431,0002,366
Extraordinary gains, net$09
Net income$2,431,0002,366
Minority interest net income$076
Net income of bank and minority interests.$2,431,0002,366
Net charge-offs$275,0001,554
Cash dividends$1,235,0001,945
Sale, conversion, retirement of capital stock, net$0711
Net operating income$2,431,0002,338
2017-09-30 (YTD Data)Rank
Total interest income$5,724,0002,978
Total interest expense$877,0002,261
Net interest income$4,847,0003,061
Provision for loan and lease losses$360,0001,438
Total noninterest income$528,0003,479
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$339,0002,206
Trading account gains and fees$0145
Additional Noninterest Income$189,0004,030
Total noninterest expense$3,243,0003,411
Salaries and employee benefits$1,700,0003,524
Premises and equipment expense$382,0003,270
Additional noninterest expense$1,161,0003,170
Pre-tax net operating income$1,772,0002,896
Securities gains (losses)$02,274
Applicable income taxes$04,172
Income before extraordinary items$1,772,0002,595
Extraordinary gains, net$09
Net income$1,772,0002,595
Minority interest net income$071
Net income of bank and minority interests.$1,772,0002,595
Net charge-offs$134,0001,699
Cash dividends$1,235,0001,495
Sale, conversion, retirement of capital stock, net$0677
Net operating income$1,772,0002,579
2017-06-30 (YTD Data)Rank
Total interest income$3,763,0003,001
Total interest expense$594,0002,211
Net interest income$3,169,0003,096
Provision for loan and lease losses$240,0001,411
Total noninterest income$349,0003,505
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$214,0002,275
Trading account gains and fees$0139
Additional Noninterest Income$135,0003,979
Total noninterest expense$2,160,0003,432
Salaries and employee benefits$1,126,0003,555
Premises and equipment expense$249,0003,307
Additional noninterest expense$785,0003,151
Pre-tax net operating income$1,118,0002,948
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$1,118,0002,642
Extraordinary gains, net$011
Net income$1,118,0002,641
Minority interest net income$071
Net income of bank and minority interests.$1,118,0002,642
Net charge-offs$76,0001,712
Cash dividends$935,0001,396
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,118,0002,627
2017-03-31 (YTD Data)Rank
Total interest income$1,860,0003,026
Total interest expense$299,0002,190
Net interest income$1,561,0003,119
Provision for loan and lease losses$120,0001,315
Total noninterest income$173,0003,503
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$100,0002,381
Trading account gains and fees$0142
Additional Noninterest Income$73,0003,899
Total noninterest expense$1,031,0003,556
Salaries and employee benefits$554,0003,629
Premises and equipment expense$114,0003,525
Additional noninterest expense$363,0003,312
Pre-tax net operating income$583,0002,840
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$583,0002,502
Extraordinary gains, net$08
Net income$583,0002,501
Minority interest net income$055
Net income of bank and minority interests.$583,0002,502
Net charge-offs$30,0001,649
Cash dividends$275,0001,723
Sale, conversion, retirement of capital stock, net$0632
Net operating income$583,0002,481
2016-12-31 (YTD Data)Rank
Total interest income$7,463,0002,995
Total interest expense$1,189,0002,147
Net interest income$6,274,0003,096
Provision for loan and lease losses$640,0001,254
Total noninterest income$499,0004,088
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$441,0002,294
Trading account gains and fees$0170
Additional Noninterest Income$58,0005,254
Total noninterest expense$4,332,0003,486
Salaries and employee benefits$2,313,0003,554
Premises and equipment expense$489,0003,422
Additional noninterest expense$1,530,0003,298
Pre-tax net operating income$1,801,0003,232
Securities gains (losses)$03,212
Applicable income taxes$04,278
Income before extraordinary items$1,801,0002,973
Extraordinary gains, net$05
Net income$1,801,0002,972
Minority interest net income$082
Net income of bank and minority interests.$1,801,0002,972
Net charge-offs$620,000939
Cash dividends$860,0002,384
Sale, conversion, retirement of capital stock, net$0759
Net operating income$1,801,0002,925
2016-09-30 (YTD Data)Rank
Total interest income$5,605,0003,000
Total interest expense$895,0002,141
Net interest income$4,710,0003,103
Provision for loan and lease losses$400,0001,350
Total noninterest income$469,0003,773
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$331,0002,291
Trading account gains and fees$0169
Additional Noninterest Income$138,0004,496
Total noninterest expense$3,251,0003,488
Salaries and employee benefits$1,739,0003,550
Premises and equipment expense$352,0003,505
Additional noninterest expense$1,160,0003,291
Pre-tax net operating income$1,528,0003,078
Securities gains (losses)$03,160
Applicable income taxes$04,325
Income before extraordinary items$1,528,0002,795
Extraordinary gains, net$05
Net income$1,528,0002,795
Minority interest net income$071
Net income of bank and minority interests.$1,528,0002,795
Net charge-offs$564,000723
Cash dividends$860,0001,812
Sale, conversion, retirement of capital stock, net$0719
Net operating income$1,528,0002,733
2016-06-30 (YTD Data)Rank
Total interest income$3,617,0003,073
Total interest expense$592,0002,158
Net interest income$3,025,0003,198
Provision for loan and lease losses$240,0001,451
Total noninterest income$351,0003,599
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$222,0002,260
Trading account gains and fees$0157
Additional Noninterest Income$129,0004,159
Total noninterest expense$2,155,0003,527
Salaries and employee benefits$1,163,0003,567
Premises and equipment expense$231,0003,570
Additional noninterest expense$761,0003,358
Pre-tax net operating income$981,0003,105
Securities gains (losses)$02,835
Applicable income taxes$04,338
Income before extraordinary items$981,0002,836
Extraordinary gains, net$016
Net income$981,0002,834
Minority interest net income$071
Net income of bank and minority interests.$981,0002,835
Net charge-offs$70,0001,908
Cash dividends$670,0001,673
Sale, conversion, retirement of capital stock, net$0705
Net operating income$981,0002,769
2016-03-31 (YTD Data)Rank
Total interest income$1,752,0003,145
Total interest expense$300,0002,137
Net interest income$1,452,0003,290
Provision for loan and lease losses$120,0001,367
Total noninterest income$203,0003,353
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$113,0002,232
Trading account gains and fees$0142
Additional Noninterest Income$90,0003,704
Total noninterest expense$1,101,0003,487
Salaries and employee benefits$585,0003,580
Premises and equipment expense$117,0003,560
Additional noninterest expense$399,0003,241
Pre-tax net operating income$434,0003,269
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$434,0002,981
Extraordinary gains, net$012
Net income$434,0002,980
Minority interest net income$062
Net income of bank and minority interests.$434,0002,981
Net charge-offs$33,0001,702
Cash dividends$260,0001,725
Sale, conversion, retirement of capital stock, net$0659
Net operating income$434,0002,922
2015-12-31 (YTD Data)Rank
Total interest income$7,300,0003,014
Total interest expense$1,153,0002,185
Net interest income$6,147,0003,141
Provision for loan and lease losses$580,0001,216
Total noninterest income$760,0003,508
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$489,0002,170
Trading account gains and fees$0159
Additional Noninterest Income$271,0004,103
Total noninterest expense$4,940,0003,249
Salaries and employee benefits$2,274,0003,640
Premises and equipment expense$506,0003,457
Additional noninterest expense$2,160,0002,631
Pre-tax net operating income$1,387,0003,620
Securities gains (losses)$03,216
Applicable income taxes$04,402
Income before extraordinary items$1,387,0003,370
Extraordinary gains, net$023
Net income$1,387,0003,368
Minority interest net income$081
Net income of bank and minority interests.$1,387,0003,370
Net charge-offs$1,202,000588
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$1,387,0003,319
2015-09-30 (YTD Data)Rank
Total interest income$5,455,0003,053
Total interest expense$859,0002,217
Net interest income$4,596,0003,170
Provision for loan and lease losses$410,0001,212
Total noninterest income$661,0003,306
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$358,0002,219
Trading account gains and fees$0153
Additional Noninterest Income$303,0003,582
Total noninterest expense$3,768,0003,223
Salaries and employee benefits$1,737,0003,606
Premises and equipment expense$367,0003,565
Additional noninterest expense$1,664,0002,577
Pre-tax net operating income$1,079,0003,626
Securities gains (losses)$03,031
Applicable income taxes$04,489
Income before extraordinary items$1,079,0003,373
Extraordinary gains, net$021
Net income$1,079,0003,371
Minority interest net income$078
Net income of bank and minority interests.$1,079,0003,372
Net charge-offs$302,0001,191
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,079,0003,324
2015-06-30 (YTD Data)Rank
Total interest income$3,602,0003,076
Total interest expense$569,0002,241
Net interest income$3,033,0003,197
Provision for loan and lease losses$290,0001,186
Total noninterest income$326,0003,790
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$231,0002,243
Trading account gains and fees$0157
Additional Noninterest Income$95,0004,572
Total noninterest expense$2,390,0003,366
Salaries and employee benefits$1,165,0003,609
Premises and equipment expense$251,0003,539
Additional noninterest expense$974,0002,865
Pre-tax net operating income$679,0003,700
Securities gains (losses)$02,636
Applicable income taxes$04,497
Income before extraordinary items$679,0003,466
Extraordinary gains, net$022
Net income$679,0003,466
Minority interest net income$075
Net income of bank and minority interests.$679,0003,467
Net charge-offs$111,0001,640
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$679,0003,404
2015-03-31 (YTD Data)Rank
Total interest income$1,673,0003,258
Total interest expense$284,0002,257
Net interest income$1,389,0003,397
Provision for loan and lease losses$170,0001,007
Total noninterest income$177,0003,618
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$114,0002,259
Trading account gains and fees$0152
Additional Noninterest Income$63,0004,252
Total noninterest expense$1,110,0003,566
Salaries and employee benefits$575,0003,684
Premises and equipment expense$113,0003,790
Additional noninterest expense$422,0003,183
Pre-tax net operating income$286,0003,950
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$286,0003,733
Extraordinary gains, net$013
Net income$286,0003,736
Minority interest net income$064
Net income of bank and minority interests.$286,0003,737
Net charge-offs$39,0001,740
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$286,0003,646
2014-12-31 (YTD Data)Rank
Total interest income$6,977,0003,187
Total interest expense$1,186,0002,286
Net interest income$5,791,0003,332
Provision for loan and lease losses$2,152,000448
Total noninterest income$468,0004,387
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$517,0002,232
Trading account gains and fees$0180
Additional Noninterest Income$-49,0006,368
Total noninterest expense$4,228,0003,704
Salaries and employee benefits$2,227,0003,767
Premises and equipment expense$504,0003,612
Additional noninterest expense$1,497,0003,557
Pre-tax net operating income$-121,0006,182
Securities gains (losses)$18,0002,377
Applicable income taxes$04,531
Income before extraordinary items$-103,0006,186
Extraordinary gains, net$017
Net income$-103,0006,187
Minority interest net income$084
Net income of bank and minority interests.$-103,0006,187
Net charge-offs$1,863,000544
Cash dividends$1,260,0001,747
Sale, conversion, retirement of capital stock, net$0862
Net operating income$-121,0006,191
2014-09-30 (YTD Data)Rank
Total interest income$5,296,0003,185
Total interest expense$892,0002,313
Net interest income$4,404,0003,323
Provision for loan and lease losses$262,0001,771
Total noninterest income$449,0004,036
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$384,0002,255
Trading account gains and fees$0174
Additional Noninterest Income$65,0005,434
Total noninterest expense$3,031,0003,828
Salaries and employee benefits$1,723,0003,705
Premises and equipment expense$375,0003,684
Additional noninterest expense$933,0003,994
Pre-tax net operating income$1,560,0002,967
Securities gains (losses)$10,0002,341
Applicable income taxes$04,583
Income before extraordinary items$1,570,0002,653
Extraordinary gains, net$015
Net income$1,570,0002,653
Minority interest net income$081
Net income of bank and minority interests.$1,570,0002,653
Net charge-offs$290,0001,632
Cash dividends$1,260,0001,311
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,560,0002,619
2014-06-30 (YTD Data)Rank
Total interest income$3,458,0003,243
Total interest expense$597,0002,335
Net interest income$2,861,0003,380
Provision for loan and lease losses$172,0001,794
Total noninterest income$337,0003,813
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$267,0002,155
Trading account gains and fees$0172
Additional Noninterest Income$70,0004,993
Total noninterest expense$2,063,0003,804
Salaries and employee benefits$1,145,0003,729
Premises and equipment expense$247,0003,742
Additional noninterest expense$671,0003,845
Pre-tax net operating income$963,0003,031
Securities gains (losses)$11,0001,900
Applicable income taxes$04,568
Income before extraordinary items$974,0002,694
Extraordinary gains, net$020
Net income$974,0002,698
Minority interest net income$080
Net income of bank and minority interests.$974,0002,698
Net charge-offs$339,0001,170
Cash dividends$900,0001,252
Sale, conversion, retirement of capital stock, net$0794
Net operating income$963,0002,672
2014-03-31 (YTD Data)Rank
Total interest income$1,716,0003,263
Total interest expense$303,0002,334
Net interest income$1,413,0003,415
Provision for loan and lease losses$60,0002,013
Total noninterest income$157,0003,917
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$143,0002,023
Trading account gains and fees$0147
Additional Noninterest Income$14,0005,780
Total noninterest expense$1,014,0003,869
Salaries and employee benefits$564,0003,808
Premises and equipment expense$127,0003,720
Additional noninterest expense$323,0003,945
Pre-tax net operating income$496,0002,912
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$496,0002,583
Extraordinary gains, net$016
Net income$496,0002,586
Minority interest net income$066
Net income of bank and minority interests.$496,0002,586
Net charge-offs$278,000758
Cash dividends$300,0001,415
Sale, conversion, retirement of capital stock, net$0747
Net operating income$496,0002,538
2013-12-31 (YTD Data)Rank
Total interest income$7,031,0003,239
Total interest expense$1,370,0002,335
Net interest income$5,661,0003,400
Provision for loan and lease losses$660,0001,531
Total noninterest income$744,0003,744
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$505,0002,364
Trading account gains and fees$0184
Additional Noninterest Income$239,0004,371
Total noninterest expense$3,849,0004,017
Salaries and employee benefits$2,309,0003,742
Premises and equipment expense$492,0003,768
Additional noninterest expense$1,048,0004,483
Pre-tax net operating income$1,896,0002,962
Securities gains (losses)$37,0001,999
Applicable income taxes$04,631
Income before extraordinary items$1,933,0002,672
Extraordinary gains, net$029
Net income$1,933,0002,675
Minority interest net income$090
Net income of bank and minority interests.$1,933,0002,675
Net charge-offs$584,0001,847
Cash dividends$680,0002,395
Sale, conversion, retirement of capital stock, net$0924
Net operating income$1,896,0002,650
2013-09-30 (YTD Data)Rank
Total interest income$5,226,0003,290
Total interest expense$1,035,0002,381
Net interest income$4,191,0003,454
Provision for loan and lease losses$540,0001,440
Total noninterest income$373,0004,475
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$368,0002,428
Trading account gains and fees$0180
Additional Noninterest Income$5,0006,490
Total noninterest expense$2,752,0004,146
Salaries and employee benefits$1,633,0003,889
Premises and equipment expense$349,0003,935
Additional noninterest expense$770,0004,563
Pre-tax net operating income$1,272,0003,242
Securities gains (losses)$37,0001,865
Applicable income taxes$04,713
Income before extraordinary items$1,309,0002,907
Extraordinary gains, net$025
Net income$1,309,0002,911
Minority interest net income$084
Net income of bank and minority interests.$1,309,0002,911
Net charge-offs$587,0001,437
Cash dividends$680,0001,803
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,272,0002,889
2013-06-30 (YTD Data)Rank
Total interest income$3,421,0003,346
Total interest expense$701,0002,391
Net interest income$2,720,0003,516
Provision for loan and lease losses$420,0001,329
Total noninterest income$231,0004,632
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$231,0002,517
Trading account gains and fees$0157
Additional Noninterest Income$06,604
Total noninterest expense$1,821,0004,191
Salaries and employee benefits$1,093,0003,903
Premises and equipment expense$224,0004,049
Additional noninterest expense$504,0004,623
Pre-tax net operating income$710,0003,557
Securities gains (losses)$37,0001,701
Applicable income taxes$04,679
Income before extraordinary items$747,0003,199
Extraordinary gains, net$022
Net income$747,0003,201
Minority interest net income$082
Net income of bank and minority interests.$747,0003,202
Net charge-offs$595,0001,108
Cash dividends$540,0001,626
Sale, conversion, retirement of capital stock, net$0838
Net operating income$710,0003,186
2013-03-31 (YTD Data)Rank
Total interest income$1,646,0003,472
Total interest expense$367,0002,370
Net interest income$1,279,0003,680
Provision for loan and lease losses$280,0001,071
Total noninterest income$137,0004,339
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$115,0002,529
Trading account gains and fees$0148
Additional Noninterest Income$22,0005,600
Total noninterest expense$985,0004,026
Salaries and employee benefits$540,0003,980
Premises and equipment expense$136,0003,606
Additional noninterest expense$309,0004,142
Pre-tax net operating income$151,0004,845
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$151,0004,714
Extraordinary gains, net$010
Net income$151,0004,715
Minority interest net income$076
Net income of bank and minority interests.$151,0004,716
Net charge-offs$623,000664
Cash dividends$200,0001,609
Sale, conversion, retirement of capital stock, net$0789
Net operating income$151,0004,618
2012-12-31 (YTD Data)Rank
Total interest income$7,102,0003,415
Total interest expense$1,879,0002,246
Net interest income$5,223,0003,707
Provision for loan and lease losses$926,0001,859
Total noninterest income$313,0005,149
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$454,0002,679
Trading account gains and fees$0166
Additional Noninterest Income$-141,0006,771
Total noninterest expense$3,833,0004,154
Salaries and employee benefits$1,992,0004,143
Premises and equipment expense$513,0003,759
Additional noninterest expense$1,328,0004,089
Pre-tax net operating income$777,0004,371
Securities gains (losses)$364,0001,194
Applicable income taxes$04,751
Income before extraordinary items$1,141,0003,660
Extraordinary gains, net$029
Net income$1,141,0003,662
Minority interest net income$093
Net income of bank and minority interests.$1,141,0003,663
Net charge-offs$1,034,0001,783
Cash dividends$1,055,0001,876
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$777,0004,148
2012-09-30 (YTD Data)Rank
Total interest income$5,372,0003,455
Total interest expense$1,492,0002,219
Net interest income$3,880,0003,785
Provision for loan and lease losses$766,0001,754
Total noninterest income$291,0004,912
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$330,0002,779
Trading account gains and fees$0157
Additional Noninterest Income$-39,0006,816
Total noninterest expense$2,850,0004,196
Salaries and employee benefits$1,514,0004,123
Premises and equipment expense$375,0003,860
Additional noninterest expense$961,0004,207
Pre-tax net operating income$555,0004,577
Securities gains (losses)$188,0001,484
Applicable income taxes$04,802
Income before extraordinary items$743,0003,987
Extraordinary gains, net$020
Net income$743,0003,987
Minority interest net income$086
Net income of bank and minority interests.$743,0003,989
Net charge-offs$752,0001,739
Cash dividends$1,040,0001,291
Sale, conversion, retirement of capital stock, net$0952
Net operating income$555,0004,327
2012-06-30 (YTD Data)Rank
Total interest income$3,581,0003,477
Total interest expense$1,085,0002,132
Net interest income$2,496,0003,893
Provision for loan and lease losses$546,0001,716
Total noninterest income$192,0004,930
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$211,0002,837
Trading account gains and fees$0153
Additional Noninterest Income$-19,0006,876
Total noninterest expense$1,894,0004,208
Salaries and employee benefits$989,0004,204
Premises and equipment expense$237,0004,010
Additional noninterest expense$668,0004,118
Pre-tax net operating income$248,0005,066
Securities gains (losses)$188,0001,149
Applicable income taxes$04,770
Income before extraordinary items$436,0004,219
Extraordinary gains, net$019
Net income$436,0004,222
Minority interest net income$084
Net income of bank and minority interests.$436,0004,221
Net charge-offs$583,0001,627
Cash dividends$840,0001,127
Sale, conversion, retirement of capital stock, net$0928
Net operating income$248,0004,876
2012-03-31 (YTD Data)Rank
Total interest income$1,775,0003,532
Total interest expense$594,0002,054
Net interest income$1,181,0004,051
Provision for loan and lease losses$198,0002,044
Total noninterest income$71,0005,415
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$101,0002,916
Trading account gains and fees$0148
Additional Noninterest Income$-30,0007,047
Total noninterest expense$910,0004,342
Salaries and employee benefits$484,0004,290
Premises and equipment expense$111,0004,168
Additional noninterest expense$315,0004,253
Pre-tax net operating income$144,0004,996
Securities gains (losses)$78,0001,020
Applicable income taxes$04,704
Income before extraordinary items$222,0004,202
Extraordinary gains, net$019
Net income$222,0004,206
Minority interest net income$078
Net income of bank and minority interests.$222,0004,206
Net charge-offs$386,0001,272
Cash dividends$528,000826
Sale, conversion, retirement of capital stock, net$0861
Net operating income$144,0004,763
2011-12-31 (YTD Data)Rank
Total interest income$7,391,0003,539
Total interest expense$2,619,0002,199
Net interest income$4,772,0004,027
Provision for loan and lease losses$386,0003,802
Total noninterest income$592,0004,099
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$429,0002,896
Trading account gains and fees$0146
Additional Noninterest Income$163,0004,735
Total noninterest expense$3,723,0004,321
Salaries and employee benefits$2,170,0003,936
Premises and equipment expense$515,0003,951
Additional noninterest expense$1,038,0004,819
Pre-tax net operating income$1,255,0003,322
Securities gains (losses)$54,0002,538
Applicable income taxes$04,719
Income before extraordinary items$1,309,0003,034
Extraordinary gains, net$029
Net income$1,309,0003,037
Minority interest net income$096
Net income of bank and minority interests.$1,309,0003,036
Net charge-offs$530,0003,103
Cash dividends$690,0002,062
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$1,255,0003,017
2011-09-30 (YTD Data)Rank
Total interest income$5,569,0003,567
Total interest expense$2,061,0002,190
Net interest income$3,508,0004,105
Provision for loan and lease losses$246,0003,888
Total noninterest income$457,0004,068
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$312,0002,958
Trading account gains and fees$0145
Additional Noninterest Income$145,0004,575
Total noninterest expense$2,876,0004,237
Salaries and employee benefits$1,678,0003,878
Premises and equipment expense$393,0003,957
Additional noninterest expense$805,0004,766
Pre-tax net operating income$843,0003,616
Securities gains (losses)$54,0002,286
Applicable income taxes$04,740
Income before extraordinary items$897,0003,284
Extraordinary gains, net$021
Net income$897,0003,286
Minority interest net income$087
Net income of bank and minority interests.$897,0003,285
Net charge-offs$541,0002,581
Cash dividends$690,0001,497
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$843,0003,302
2011-06-30 (YTD Data)Rank
Total interest income$3,621,0003,661
Total interest expense$1,337,0002,341
Net interest income$2,284,0004,202
Provision for loan and lease losses$159,0003,828
Total noninterest income$388,0003,616
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$202,0002,991
Trading account gains and fees$0153
Additional Noninterest Income$186,0003,615
Total noninterest expense$1,922,0004,270
Salaries and employee benefits$1,122,0003,893
Premises and equipment expense$267,0003,944
Additional noninterest expense$533,0004,840
Pre-tax net operating income$591,0003,500
Securities gains (losses)$54,0001,548
Applicable income taxes$04,697
Income before extraordinary items$645,0003,056
Extraordinary gains, net$015
Net income$645,0003,059
Minority interest net income$089
Net income of bank and minority interests.$645,0003,059
Net charge-offs$377,0002,423
Cash dividends$360,0001,733
Sale, conversion, retirement of capital stock, net$0986
Net operating income$591,0003,128
2011-03-31 (YTD Data)Rank
Total interest income$1,803,0003,686
Total interest expense$663,0002,436
Net interest income$1,140,0004,199
Provision for loan and lease losses$132,0003,020
Total noninterest income$275,0002,974
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$101,0002,954
Trading account gains and fees$0158
Additional Noninterest Income$174,0002,667
Total noninterest expense$941,0004,363
Salaries and employee benefits$552,0003,956
Premises and equipment expense$126,0004,142
Additional noninterest expense$263,0004,867
Pre-tax net operating income$342,0003,285
Securities gains (losses)$54,000732
Applicable income taxes$04,545
Income before extraordinary items$396,0002,691
Extraordinary gains, net$09
Net income$396,0002,690
Minority interest net income$086
Net income of bank and minority interests.$396,0002,691
Net charge-offs$409,0001,509
Cash dividends$150,0001,610
Sale, conversion, retirement of capital stock, net$0925
Net operating income$342,0002,920
2010-12-31 (YTD Data)Rank
Total interest income$7,648,0003,665
Total interest expense$2,411,0003,081
Net interest income$5,237,0003,834
Provision for loan and lease losses$715,0003,567
Total noninterest income$556,0004,379
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$463,0002,781
Trading account gains and fees$0175
Additional Noninterest Income$93,0005,520
Total noninterest expense$3,511,0004,587
Salaries and employee benefits$2,126,0004,063
Premises and equipment expense$501,0004,178
Additional noninterest expense$884,0005,393
Pre-tax net operating income$1,567,0002,659
Securities gains (losses)$-1,0006,878
Applicable income taxes$04,655
Income before extraordinary items$1,566,0002,441
Extraordinary gains, net$029
Net income$1,566,0002,438
Minority interest net income$0111
Net income of bank and minority interests.$1,566,0002,443
Net charge-offs$506,0003,636
Cash dividends$870,0001,668
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$1,567,0002,340
2010-09-30 (YTD Data)Rank
Total interest income$5,723,0003,747
Total interest expense$1,794,0003,217
Net interest income$3,929,0003,884
Provision for loan and lease losses$494,0003,560
Total noninterest income$493,0004,103
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$352,0002,815
Trading account gains and fees$0165
Additional Noninterest Income$141,0004,742
Total noninterest expense$2,659,0004,570
Salaries and employee benefits$1,617,0004,061
Premises and equipment expense$375,0004,244
Additional noninterest expense$667,0005,388
Pre-tax net operating income$1,269,0002,671
Securities gains (losses)$03,651
Applicable income taxes$04,726
Income before extraordinary items$1,269,0002,450
Extraordinary gains, net$023
Net income$1,269,0002,447
Minority interest net income$0110
Net income of bank and minority interests.$1,269,0002,451
Net charge-offs$387,0003,410
Cash dividends$620,0001,517
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,269,0002,320
2010-06-30 (YTD Data)Rank
Total interest income$3,767,0003,826
Total interest expense$1,198,0003,304
Net interest income$2,569,0003,943
Provision for loan and lease losses$264,0003,819
Total noninterest income$389,0003,693
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$223,0002,945
Trading account gains and fees$0152
Additional Noninterest Income$166,0003,821
Total noninterest expense$1,744,0004,632
Salaries and employee benefits$1,067,0004,110
Premises and equipment expense$242,0004,351
Additional noninterest expense$435,0005,464
Pre-tax net operating income$950,0002,474
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$950,0002,204
Extraordinary gains, net$019
Net income$950,0002,203
Minority interest net income$0105
Net income of bank and minority interests.$950,0002,206
Net charge-offs$179,0003,655
Cash dividends$510,0001,293
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$950,0002,128
2010-03-31 (YTD Data)Rank
Total interest income$1,864,0003,910
Total interest expense$605,0003,413
Net interest income$1,259,0004,025
Provision for loan and lease losses$145,0003,503
Total noninterest income$89,0005,244
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$108,0003,000
Trading account gains and fees$0175
Additional Noninterest Income$-19,0007,605
Total noninterest expense$858,0004,717
Salaries and employee benefits$519,0004,255
Premises and equipment expense$134,0004,186
Additional noninterest expense$205,0005,632
Pre-tax net operating income$345,0003,104
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$345,0002,851
Extraordinary gains, net$016
Net income$345,0002,848
Minority interest net income$091
Net income of bank and minority interests.$345,0002,851
Net charge-offs$90,0003,194
Cash dividends$170,0001,511
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$345,0002,733
2009-12-31 (YTD Data)Rank
Total interest income$7,600,0003,957
Total interest expense$2,978,0003,426
Net interest income$4,622,0004,147
Provision for loan and lease losses$1,194,0003,222
Total noninterest income$832,0003,693
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$456,0003,073
Trading account gains and fees$0211
Additional Noninterest Income$376,0003,643
Total noninterest expense$3,853,0004,445
Salaries and employee benefits$2,240,0004,020
Premises and equipment expense$706,0003,435
Additional noninterest expense$907,0005,510
Pre-tax net operating income$407,0004,223
Securities gains (losses)$03,754
Applicable income taxes$04,388
Income before extraordinary items$407,0004,150
Extraordinary gains, net$034
Net income$407,0004,148
Minority interest net income$0115
Net income of bank and minority interests.$407,0004,148
Net charge-offs$761,0003,245
Cash dividends$270,0003,344
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$407,0004,084
2009-09-30 (YTD Data)Rank
Total interest income$5,681,0004,026
Total interest expense$2,312,0003,472
Net interest income$3,369,0004,251
Provision for loan and lease losses$527,0003,721
Total noninterest income$570,0003,939
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$342,0003,088
Trading account gains and fees$0212
Additional Noninterest Income$228,0004,064
Total noninterest expense$2,955,0004,394
Salaries and employee benefits$1,715,0003,988
Premises and equipment expense$546,0003,403
Additional noninterest expense$694,0005,433
Pre-tax net operating income$457,0004,018
Securities gains (losses)$03,497
Applicable income taxes$04,592
Income before extraordinary items$457,0003,838
Extraordinary gains, net$027
Net income$457,0003,834
Minority interest net income$0118
Net income of bank and minority interests.$457,0003,836
Net charge-offs$214,0004,175
Cash dividends$270,0002,747
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$457,0003,748
2009-06-30 (YTD Data)Rank
Total interest income$3,774,0004,069
Total interest expense$1,603,0003,506
Net interest income$2,171,0004,344
Provision for loan and lease losses$314,0003,628
Total noninterest income$478,0003,508
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$220,0003,131
Trading account gains and fees$0193
Additional Noninterest Income$258,0003,250
Total noninterest expense$1,953,0004,445
Salaries and employee benefits$1,152,0003,987
Premises and equipment expense$361,0003,453
Additional noninterest expense$440,0005,582
Pre-tax net operating income$382,0003,766
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$382,0003,558
Extraordinary gains, net$021
Net income$382,0003,556
Minority interest net income$0112
Net income of bank and minority interests.$382,0003,557
Net charge-offs$175,0003,595
Cash dividends$270,0002,331
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$382,0003,442
2009-03-31 (YTD Data)Rank
Total interest income$1,894,0004,097
Total interest expense$843,0003,485
Net interest income$1,051,0004,432
Provision for loan and lease losses$90,0004,033
Total noninterest income$166,0004,188
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$101,0003,239
Trading account gains and fees$0171
Additional Noninterest Income$65,0004,382
Total noninterest expense$914,0004,564
Salaries and employee benefits$563,0004,090
Premises and equipment expense$176,0003,557
Additional noninterest expense$175,0005,929
Pre-tax net operating income$213,0003,932
Securities gains (losses)$107,000966
Applicable income taxes$04,835
Income before extraordinary items$320,0002,996
Extraordinary gains, net$015
Net income$320,0002,997
Minority interest net income$0102
Net income of bank and minority interests.$320,0002,997
Net charge-offs$21,0004,278
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$213,0003,608
2008-12-31 (YTD Data)Rank
Total interest income$8,528,0003,946
Total interest expense$3,776,0003,660
Net interest income$4,752,0004,084
Provision for loan and lease losses$357,0004,333
Total noninterest income$501,0004,833
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$474,0003,127
Trading account gains and fees$0154
Additional Noninterest Income$27,0007,241
Total noninterest expense$3,508,0004,636
Salaries and employee benefits$2,286,0004,030
Premises and equipment expense$591,0003,985
Additional noninterest expense$631,0006,104
Pre-tax net operating income$1,388,0003,151
Securities gains (losses)$03,220
Applicable income taxes$04,979
Income before extraordinary items$1,388,0002,655
Extraordinary gains, net$039
Net income$1,388,0002,654
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$746,0002,284
Cash dividends$1,170,0002,095
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,388,0002,804
2008-09-30 (YTD Data)Rank
Total interest income$6,497,0003,974
Total interest expense$2,936,0003,676
Net interest income$3,561,0004,117
Provision for loan and lease losses$150,0004,617
Total noninterest income$448,0004,579
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$356,0003,141
Trading account gains and fees$0148
Additional Noninterest Income$92,0005,760
Total noninterest expense$2,675,0004,564
Salaries and employee benefits$1,766,0003,982
Premises and equipment expense$428,0004,089
Additional noninterest expense$481,0006,012
Pre-tax net operating income$1,184,0003,344
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$1,184,0002,782
Extraordinary gains, net$031
Net income$1,184,0002,778
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$265,0002,712
Cash dividends$970,0001,872
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,184,0002,925
2008-06-30 (YTD Data)Rank
Total interest income$4,285,0004,056
Total interest expense$1,982,0003,770
Net interest income$2,303,0004,204
Provision for loan and lease losses$90,0004,395
Total noninterest income$314,0004,526
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$225,0003,245
Trading account gains and fees$0149
Additional Noninterest Income$89,0005,243
Total noninterest expense$1,723,0004,703
Salaries and employee benefits$1,155,0004,069
Premises and equipment expense$276,0004,225
Additional noninterest expense$292,0006,255
Pre-tax net operating income$804,0003,419
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$804,0003,035
Extraordinary gains, net$021
Net income$804,0003,037
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$226,0002,097
Cash dividends$730,0001,806
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$804,0002,986
2008-03-31 (YTD Data)Rank
Total interest income$2,208,0004,057
Total interest expense$998,0003,924
Net interest income$1,210,0004,084
Provision for loan and lease losses$30,0004,346
Total noninterest income$181,0004,195
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$105,0003,347
Trading account gains and fees$0158
Additional Noninterest Income$76,0004,301
Total noninterest expense$851,0004,748
Salaries and employee benefits$549,0004,228
Premises and equipment expense$149,0004,002
Additional noninterest expense$153,0006,137
Pre-tax net operating income$510,0003,040
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$510,0002,640
Extraordinary gains, net$015
Net income$510,0002,642
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$94,0001,860
Cash dividends$240,0002,136
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$510,0002,571
2007-12-31 (YTD Data)Rank
Total interest income$8,900,0004,069
Total interest expense$4,093,0003,955
Net interest income$4,807,0004,110
Provision for loan and lease losses$310,0003,126
Total noninterest income$368,0005,667
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$449,0003,296
Trading account gains and fees$0178
Additional Noninterest Income$-81,0008,494
Total noninterest expense$3,283,0004,729
Salaries and employee benefits$2,106,0004,227
Premises and equipment expense$576,0003,945
Additional noninterest expense$601,0006,118
Pre-tax net operating income$1,582,0003,812
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$1,582,0003,332
Extraordinary gains, net$039
Net income$1,582,0003,331
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$498,0001,696
Cash dividends$700,0003,186
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,582,0003,313
2007-09-30 (YTD Data)Rank
Total interest income$6,575,0004,125
Total interest expense$3,090,0003,939
Net interest income$3,485,0004,229
Provision for loan and lease losses$120,0003,851
Total noninterest income$390,0004,975
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$330,0003,330
Trading account gains and fees$0184
Additional Noninterest Income$60,0006,545
Total noninterest expense$2,442,0004,732
Salaries and employee benefits$1,591,0004,194
Premises and equipment expense$443,0003,872
Additional noninterest expense$408,0006,343
Pre-tax net operating income$1,313,0003,758
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$1,313,0003,250
Extraordinary gains, net$033
Net income$1,313,0003,249
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$384,0001,298
Cash dividends$700,0002,462
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,313,0003,238
2007-06-30 (YTD Data)Rank
Total interest income$4,362,0004,159
Total interest expense$2,077,0003,923
Net interest income$2,285,0004,302
Provision for loan and lease losses$60,0003,990
Total noninterest income$258,0005,012
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$214,0003,380
Trading account gains and fees$0168
Additional Noninterest Income$44,0006,471
Total noninterest expense$1,648,0004,710
Salaries and employee benefits$1,061,0004,231
Premises and equipment expense$293,0003,904
Additional noninterest expense$294,0006,172
Pre-tax net operating income$835,0003,917
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$835,0003,427
Extraordinary gains, net$029
Net income$835,0003,427
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$157,0001,568
Cash dividends$500,0002,415
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$835,0003,404
2007-03-31 (YTD Data)Rank
Total interest income$2,152,0004,180
Total interest expense$1,064,0003,843
Net interest income$1,088,0004,451
Provision for loan and lease losses$30,0003,737
Total noninterest income$111,0005,313
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$103,0003,387
Trading account gains and fees$0195
Additional Noninterest Income$8,0007,599
Total noninterest expense$828,0004,701
Salaries and employee benefits$535,0004,220
Premises and equipment expense$146,0003,924
Additional noninterest expense$147,0006,164
Pre-tax net operating income$341,0004,372
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$341,0003,895
Extraordinary gains, net$022
Net income$341,0003,896
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$141,000929
Cash dividends$150,0002,695
Sale, conversion, retirement of capital stock, net$0885
Net operating income$341,0003,869
2006-12-31 (YTD Data)Rank
Total interest income$8,056,0004,173
Total interest expense$3,658,0003,803
Net interest income$4,398,0004,401
Provision for loan and lease losses$320,0002,647
Total noninterest income$520,0005,050
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$415,0003,462
Trading account gains and fees$0130
Additional Noninterest Income$105,0006,245
Total noninterest expense$3,190,0004,689
Salaries and employee benefits$2,008,0004,252
Premises and equipment expense$497,0004,288
Additional noninterest expense$685,0005,704
Pre-tax net operating income$1,408,0004,439
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$1,408,0003,925
Extraordinary gains, net$051
Net income$1,408,0003,924
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$473,0001,221
Cash dividends$300,0004,447
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,408,0003,905
2006-09-30 (YTD Data)Rank
Total interest income$5,946,0004,199
Total interest expense$2,621,0003,840
Net interest income$3,325,0004,417
Provision for loan and lease losses$220,0002,716
Total noninterest income$392,0005,058
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$304,0003,538
Trading account gains and fees$0126
Additional Noninterest Income$88,0006,064
Total noninterest expense$2,328,0004,755
Salaries and employee benefits$1,439,0004,381
Premises and equipment expense$368,0004,329
Additional noninterest expense$521,0005,647
Pre-tax net operating income$1,169,0004,361
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$1,169,0003,805
Extraordinary gains, net$045
Net income$1,169,0003,808
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$453,000874
Cash dividends$300,0003,627
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,169,0003,784
2006-06-30 (YTD Data)Rank
Total interest income$3,839,0004,245
Total interest expense$1,608,0003,938
Net interest income$2,231,0004,399
Provision for loan and lease losses$154,0002,538
Total noninterest income$304,0004,702
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$196,0003,589
Trading account gains and fees$0126
Additional Noninterest Income$108,0004,971
Total noninterest expense$1,533,0004,809
Salaries and employee benefits$940,0004,466
Premises and equipment expense$240,0004,385
Additional noninterest expense$353,0005,583
Pre-tax net operating income$848,0004,194
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$848,0003,598
Extraordinary gains, net$039
Net income$848,0003,601
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$427,000643
Cash dividends$175,0003,859
Sale, conversion, retirement of capital stock, net$0887
Net operating income$848,0003,584
2006-03-31 (YTD Data)Rank
Total interest income$1,885,0004,248
Total interest expense$777,0003,894
Net interest income$1,108,0004,405
Provision for loan and lease losses$60,0002,788
Total noninterest income$135,0004,924
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$97,0003,541
Trading account gains and fees$0115
Additional Noninterest Income$38,0005,631
Total noninterest expense$704,0005,114
Salaries and employee benefits$410,0004,928
Premises and equipment expense$118,0004,464
Additional noninterest expense$176,0005,577
Pre-tax net operating income$479,0003,844
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$479,0003,282
Extraordinary gains, net$021
Net income$479,0003,281
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$175,000668
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$479,0003,255
2005-12-31 (YTD Data)Rank
Total interest income$6,990,0004,149
Total interest expense$2,562,0003,747
Net interest income$4,428,0004,309
Provision for loan and lease losses$1,129,000937
Total noninterest income$491,0005,278
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$401,0003,544
Trading account gains and fees$0138
Additional Noninterest Income$90,0006,565
Total noninterest expense$2,981,0004,789
Salaries and employee benefits$1,771,0004,527
Premises and equipment expense$501,0004,166
Additional noninterest expense$709,0005,555
Pre-tax net operating income$809,0005,852
Securities gains (losses)$-41,0008,106
Applicable income taxes$06,964
Income before extraordinary items$768,0005,437
Extraordinary gains, net$046
Net income$768,0005,441
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$441,0001,287
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$809,0005,293
2005-09-30 (YTD Data)Rank
Total interest income$5,154,0004,147
Total interest expense$1,882,0003,672
Net interest income$3,272,0004,364
Provision for loan and lease losses$906,000819
Total noninterest income$385,0005,200
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$306,0003,515
Trading account gains and fees$0126
Additional Noninterest Income$79,0006,334
Total noninterest expense$2,201,0004,812
Salaries and employee benefits$1,307,0004,558
Premises and equipment expense$388,0004,054
Additional noninterest expense$506,0005,659
Pre-tax net operating income$550,0006,203
Securities gains (losses)$-45,0008,443
Applicable income taxes$06,976
Income before extraordinary items$505,0005,874
Extraordinary gains, net$035
Net income$505,0005,879
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$143,0002,078
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$550,0005,624
2005-06-30 (YTD Data)Rank
Total interest income$3,328,0004,180
Total interest expense$1,179,0003,660
Net interest income$2,149,0004,385
Provision for loan and lease losses$546,000906
Total noninterest income$263,0005,103
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$194,0003,565
Trading account gains and fees$0116
Additional Noninterest Income$69,0005,906
Total noninterest expense$1,423,0004,909
Salaries and employee benefits$857,0004,581
Premises and equipment expense$239,0004,272
Additional noninterest expense$327,0005,737
Pre-tax net operating income$443,0005,731
Securities gains (losses)$-45,0008,567
Applicable income taxes$06,961
Income before extraordinary items$398,0005,456
Extraordinary gains, net$030
Net income$398,0005,458
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$52,0002,666
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$443,0005,139
2005-03-31 (YTD Data)Rank
Total interest income$1,601,0004,278
Total interest expense$562,0003,694
Net interest income$1,039,0004,500
Provision for loan and lease losses$198,0001,144
Total noninterest income$140,0004,884
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$89,0003,718
Trading account gains and fees$0115
Additional Noninterest Income$51,0005,145
Total noninterest expense$679,0005,108
Salaries and employee benefits$405,0004,795
Premises and equipment expense$109,0004,578
Additional noninterest expense$165,0005,705
Pre-tax net operating income$302,0004,974
Securities gains (losses)$-47,0008,778
Applicable income taxes$06,892
Income before extraordinary items$255,0004,816
Extraordinary gains, net$024
Net income$255,0004,817
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0004,435
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$302,0004,320
2004-12-31 (YTD Data)Rank
Total interest income$6,122,0004,196
Total interest expense$2,142,0003,448
Net interest income$3,980,0004,499
Provision for loan and lease losses$953,0001,089
Total noninterest income$238,0006,858
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$359,0003,878
Trading account gains and fees$0138
Additional Noninterest Income$-121,0008,968
Total noninterest expense$2,725,0004,998
Salaries and employee benefits$1,651,0004,626
Premises and equipment expense$424,0004,580
Additional noninterest expense$650,0005,761
Pre-tax net operating income$540,0006,580
Securities gains (losses)$20,0002,398
Applicable income taxes$07,185
Income before extraordinary items$560,0006,113
Extraordinary gains, net$034
Net income$560,0006,118
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,200,000424
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$540,0006,120
2004-09-30 (YTD Data)Rank
Total interest income$4,546,0004,205
Total interest expense$1,589,0003,440
Net interest income$2,957,0004,522
Provision for loan and lease losses$248,0002,591
Total noninterest income$255,0006,178
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$259,0004,008
Trading account gains and fees$0134
Additional Noninterest Income$-4,0008,978
Total noninterest expense$2,053,0004,940
Salaries and employee benefits$1,243,0004,573
Premises and equipment expense$332,0004,448
Additional noninterest expense$478,0005,766
Pre-tax net operating income$911,0004,850
Securities gains (losses)$18,0002,374
Applicable income taxes$07,220
Income before extraordinary items$929,0004,179
Extraordinary gains, net$026
Net income$929,0004,180
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,258,000488
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$911,0004,163
2004-06-30 (YTD Data)Rank
Total interest income$2,967,0004,287
Total interest expense$1,056,0003,442
Net interest income$1,911,0004,621
Provision for loan and lease losses$40,0005,015
Total noninterest income$128,0006,783
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$178,0003,941
Trading account gains and fees$0130
Additional Noninterest Income$-50,0009,072
Total noninterest expense$1,399,0004,881
Salaries and employee benefits$837,0004,558
Premises and equipment expense$231,0004,319
Additional noninterest expense$331,0005,668
Pre-tax net operating income$600,0004,833
Securities gains (losses)$4,0002,826
Applicable income taxes$07,214
Income before extraordinary items$604,0004,237
Extraordinary gains, net$021
Net income$604,0004,238
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$989,000430
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$600,0004,159
2004-03-31 (YTD Data)Rank
Total interest income$1,495,0004,278
Total interest expense$526,0003,481
Net interest income$969,0004,577
Provision for loan and lease losses$06,501
Total noninterest income$137,0005,004
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$80,0004,116
Trading account gains and fees$0121
Additional Noninterest Income$57,0004,851
Total noninterest expense$715,0004,849
Salaries and employee benefits$417,0004,594
Premises and equipment expense$128,0004,030
Additional noninterest expense$170,0005,605
Pre-tax net operating income$391,0004,140
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$391,0003,569
Extraordinary gains, net$016
Net income$391,0003,568
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0002,425
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$391,0003,454
2003-12-31 (YTD Data)Rank
Total interest income$5,925,0004,347
Total interest expense$2,692,0003,156
Net interest income$3,233,0005,065
Provision for loan and lease losses$1,513,000820
Total noninterest income$500,0005,437
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$352,0003,931
Trading account gains and fees$0160
Additional Noninterest Income$148,0005,844
Total noninterest expense$2,580,0005,107
Salaries and employee benefits$1,522,0004,800
Premises and equipment expense$440,0004,431
Additional noninterest expense$618,0005,891
Pre-tax net operating income$-360,0008,763
Securities gains (losses)$-48,0008,951
Applicable income taxes$07,459
Income before extraordinary items$-408,0008,867
Extraordinary gains, net$054
Net income$-408,0008,867
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,420,000366
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$-360,0008,783
2003-09-30 (YTD Data)Rank
Total interest income$4,376,0004,439
Total interest expense$2,115,0003,131
Net interest income$2,261,0005,307
Provision for loan and lease losses$90,0004,812
Total noninterest income$367,0005,531
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$263,0003,956
Trading account gains and fees$0153
Additional Noninterest Income$104,0006,001
Total noninterest expense$1,913,0005,130
Salaries and employee benefits$1,140,0004,794
Premises and equipment expense$309,0004,620
Additional noninterest expense$464,0005,868
Pre-tax net operating income$625,0005,776
Securities gains (losses)$-33,0009,051
Applicable income taxes$07,524
Income before extraordinary items$592,0005,440
Extraordinary gains, net$040
Net income$592,0005,440
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,215,000306
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$625,0005,112
2003-06-30 (YTD Data)Rank
Total interest income$2,848,0004,546
Total interest expense$1,493,0003,056
Net interest income$1,355,0005,654
Provision for loan and lease losses$07,324
Total noninterest income$242,0005,559
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$167,0004,050
Trading account gains and fees$0150
Additional Noninterest Income$75,0005,841
Total noninterest expense$1,321,0004,998
Salaries and employee benefits$751,0004,838
Premises and equipment expense$219,0004,445
Additional noninterest expense$351,0005,464
Pre-tax net operating income$276,0006,653
Securities gains (losses)$-20,0009,105
Applicable income taxes$07,529
Income before extraordinary items$256,0006,464
Extraordinary gains, net$030
Net income$256,0006,464
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,068,000250
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$276,0006,087
2003-03-31 (YTD Data)Rank
Total interest income$1,362,0004,710
Total interest expense$777,0003,012
Net interest income$585,0006,133
Provision for loan and lease losses$06,934
Total noninterest income$121,0005,446
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$75,0004,221
Trading account gains and fees$0134
Additional Noninterest Income$46,0005,422
Total noninterest expense$698,0004,803
Salaries and employee benefits$389,0004,701
Premises and equipment expense$127,0003,981
Additional noninterest expense$182,0005,306
Pre-tax net operating income$8,0008,597
Securities gains (losses)$-10,0009,157
Applicable income taxes$07,403
Income before extraordinary items$-2,0008,777
Extraordinary gains, net$021
Net income$-2,0008,774
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,553,000185
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$8,0008,552
2002-12-31 (YTD Data)Rank
Total interest income$6,538,0004,278
Total interest expense$3,474,0003,125
Net interest income$3,064,0005,218
Provision for loan and lease losses$4,062,000446
Total noninterest income$540,0005,006
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$377,0003,676
Trading account gains and fees$0153
Additional Noninterest Income$163,0005,433
Total noninterest expense$2,675,0004,852
Salaries and employee benefits$1,375,0005,004
Premises and equipment expense$373,0004,879
Additional noninterest expense$927,0004,439
Pre-tax net operating income$-3,133,0009,283
Securities gains (losses)$19,0003,191
Applicable income taxes$07,681
Income before extraordinary items$-3,114,0009,312
Extraordinary gains, net$070
Net income$-3,114,0009,310
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$630,0001,381
Cash dividends$50,0005,952
Sale, conversion, retirement of capital stock, net$0862
Net operating income$-3,133,0009,289
2001-12-31 (YTD Data)Rank
Total interest income$7,610,0004,180
Total interest expense$4,355,0003,556
Net interest income$3,255,0004,786
Provision for loan and lease losses$1,015,0001,227
Total noninterest income$380,0005,823
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$320,0004,004
Trading account gains and fees$0177
Additional Noninterest Income$60,0007,402
Total noninterest expense$2,109,0005,544
Salaries and employee benefits$1,368,0004,837
Premises and equipment expense$320,0005,321
Additional noninterest expense$421,0006,981
Pre-tax net operating income$511,0006,500
Securities gains (losses)$39,0002,590
Applicable income taxes$07,903
Income before extraordinary items$550,0005,848
Extraordinary gains, net$0105
Net income$550,0005,851
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$946,000979
Cash dividends$655,0002,977
Sale, conversion, retirement of capital stock, net$0922
Net operating income$511,0005,905
2000-12-31 (YTD Data)Rank
Total interest income$7,533,0004,315
Total interest expense$4,092,0003,900
Net interest income$3,441,0004,668
Provision for loan and lease losses$500,0001,862
Total noninterest income$410,0005,471
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$287,0004,181
Trading account gains and feesNANA
Additional Noninterest Income$123,0005,927
Total noninterest expense$2,081,0005,534
Salaries and employee benefits$1,283,0004,947
Premises and equipment expense$382,0004,649
Additional noninterest expense$416,0007,024
Pre-tax net operating income$1,270,0004,570
Securities gains (losses)$6,0001,308
Applicable income taxes$08,362
Income before extraordinary items$1,276,0003,690
Extraordinary gains, net$038
Net income$1,276,0003,690
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$342,0001,669
Cash dividends$617,0003,141
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,270,0003,687
1999-12-31 (YTD Data)Rank
Total interest income$6,728,0004,551
Total interest expense$3,515,0004,030
Net interest income$3,213,0004,923
Provision for loan and lease losses$352,0002,341
Total noninterest income$419,0005,473
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$325,0003,761
Trading account gains and feesNANA
Additional Noninterest Income$94,0006,776
Total noninterest expense$1,954,0005,783
Salaries and employee benefits$1,257,0004,995
Premises and equipment expense$267,0005,840
Additional noninterest expense$430,0007,049
Pre-tax net operating income$1,326,0004,455
Securities gains (losses)$2,0002,566
Applicable income taxes$196,0005,753
Income before extraordinary items$1,132,0004,051
Extraordinary gains, net$035
Net income$1,132,0004,053
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$307,0001,784
Cash dividends$1,018,0002,214
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,130,3004,015

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.