Home > Georgia Commerce Bank > Income and Expense
Georgia Commerce Bank, Income and Expense
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $11,872,000 | 532 |
| Total interest expense | $837,000 | 850 |
| Net interest income | $11,035,000 | 511 |
| Provision for loan and lease losses | $435,000 | 470 |
| Total noninterest income | $991,000 | 1,305 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $184,000 | 1,548 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $807,000 | 1,082 |
| Total noninterest expense | $6,375,000 | 823 |
| Salaries and employee benefits | $4,088,000 | 719 |
| Premises and equipment expense | $730,000 | 863 |
| Additional noninterest expense | $1,557,000 | 1,041 |
| Pre-tax net operating income | $5,216,000 | 466 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $1,839,000 | 413 |
| Income before extraordinary items | $3,377,000 | 545 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $3,377,000 | 543 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $3,377,000 | 545 |
| Net charge-offs | $133,000 | 934 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $37,000 | 382 |
| Net operating income | $3,377,000 | 529 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $45,790,000 | 540 |
| Total interest expense | $3,647,000 | 808 |
| Net interest income | $42,143,000 | 524 |
| Provision for loan and lease losses | $1,584,000 | 576 |
| Total noninterest income | $1,149,000 | 2,895 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $719,000 | 1,719 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $430,000 | 3,492 |
| Total noninterest expense | $26,908,000 | 761 |
| Salaries and employee benefits | $16,314,000 | 675 |
| Premises and equipment expense | $2,858,000 | 860 |
| Additional noninterest expense | $7,736,000 | 842 |
| Pre-tax net operating income | $14,800,000 | 585 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $5,548,000 | 459 |
| Income before extraordinary items | $9,252,000 | 736 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $9,252,000 | 736 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $9,252,000 | 736 |
| Net charge-offs | $267,000 | 2,142 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $172,000 | 455 |
| Net operating income | $9,252,000 | 723 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $34,126,000 | 542 |
| Total interest expense | $2,773,000 | 806 |
| Net interest income | $31,353,000 | 529 |
| Provision for loan and lease losses | $1,157,000 | 583 |
| Total noninterest income | $871,000 | 2,908 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $514,000 | 1,787 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $357,000 | 3,368 |
| Total noninterest expense | $19,940,000 | 758 |
| Salaries and employee benefits | $12,130,000 | 685 |
| Premises and equipment expense | $2,109,000 | 882 |
| Additional noninterest expense | $5,701,000 | 857 |
| Pre-tax net operating income | $11,127,000 | 585 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $4,098,000 | 463 |
| Income before extraordinary items | $7,029,000 | 726 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $7,029,000 | 725 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $7,029,000 | 725 |
| Net charge-offs | $96,000 | 2,730 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $131,000 | 414 |
| Net operating income | $7,029,000 | 710 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $22,611,000 | 544 |
| Total interest expense | $1,841,000 | 815 |
| Net interest income | $20,770,000 | 525 |
| Provision for loan and lease losses | $676,000 | 661 |
| Total noninterest income | $-40,000 | 6,597 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $334,000 | 1,805 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $-374,000 | 6,634 |
| Total noninterest expense | $13,220,000 | 768 |
| Salaries and employee benefits | $8,006,000 | 691 |
| Premises and equipment expense | $1,386,000 | 892 |
| Additional noninterest expense | $3,828,000 | 846 |
| Pre-tax net operating income | $6,834,000 | 616 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $2,542,000 | 486 |
| Income before extraordinary items | $4,292,000 | 763 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $4,292,000 | 762 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $4,292,000 | 763 |
| Net charge-offs | $21,000 | 3,384 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $52,000 | 477 |
| Net operating income | $4,292,000 | 741 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $11,107,000 | 558 |
| Total interest expense | $923,000 | 821 |
| Net interest income | $10,184,000 | 538 |
| Provision for loan and lease losses | $204,000 | 976 |
| Total noninterest income | $-212,000 | 6,709 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $172,000 | 1,752 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $-384,000 | 6,712 |
| Total noninterest expense | $6,565,000 | 776 |
| Salaries and employee benefits | $4,008,000 | 700 |
| Premises and equipment expense | $699,000 | 899 |
| Additional noninterest expense | $1,858,000 | 855 |
| Pre-tax net operating income | $3,203,000 | 632 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $1,191,000 | 487 |
| Income before extraordinary items | $2,012,000 | 777 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,012,000 | 777 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,012,000 | 778 |
| Net charge-offs | $-11,000 | 5,794 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 412 |
| Net operating income | $2,012,000 | 756 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $33,793,000 | 737 |
| Total interest expense | $3,908,000 | 871 |
| Net interest income | $29,885,000 | 715 |
| Provision for loan and lease losses | $1,612,000 | 737 |
| Total noninterest income | $991,000 | 3,214 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $201,000 | 4,094 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $790,000 | 2,690 |
| Total noninterest expense | $24,503,000 | 832 |
| Salaries and employee benefits | $12,311,000 | 877 |
| Premises and equipment expense | $2,020,000 | 1,183 |
| Additional noninterest expense | $10,172,000 | 684 |
| Pre-tax net operating income | $4,761,000 | 1,483 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $1,771,000 | 992 |
| Income before extraordinary items | $2,990,000 | 1,907 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,990,000 | 1,909 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,990,000 | 1,909 |
| Net charge-offs | $3,816,000 | 437 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $46,000 | 679 |
| Net operating income | $2,990,000 | 1,874 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $24,958,000 | 746 |
| Total interest expense | $3,008,000 | 877 |
| Net interest income | $21,950,000 | 728 |
| Provision for loan and lease losses | $1,596,000 | 611 |
| Total noninterest income | $2,959,000 | 1,359 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $145,000 | 4,188 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,814,000 | 1,014 |
| Total noninterest expense | $17,259,000 | 886 |
| Salaries and employee benefits | $9,431,000 | 862 |
| Premises and equipment expense | $1,488,000 | 1,205 |
| Additional noninterest expense | $6,340,000 | 810 |
| Pre-tax net operating income | $6,054,000 | 960 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $2,252,000 | 668 |
| Income before extraordinary items | $3,802,000 | 1,219 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $3,802,000 | 1,219 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,802,000 | 1,221 |
| Net charge-offs | $4,029,000 | 324 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 638 |
| Net operating income | $3,802,000 | 1,187 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $16,599,000 | 745 |
| Total interest expense | $2,038,000 | 880 |
| Net interest income | $14,561,000 | 730 |
| Provision for loan and lease losses | $1,096,000 | 639 |
| Total noninterest income | $1,884,000 | 1,411 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $96,000 | 4,178 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,788,000 | 1,066 |
| Total noninterest expense | $11,482,000 | 892 |
| Salaries and employee benefits | $6,283,000 | 867 |
| Premises and equipment expense | $993,000 | 1,204 |
| Additional noninterest expense | $4,206,000 | 804 |
| Pre-tax net operating income | $3,867,000 | 981 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $1,438,000 | 700 |
| Income before extraordinary items | $2,429,000 | 1,250 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,429,000 | 1,252 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,429,000 | 1,253 |
| Net charge-offs | $1,400,000 | 597 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 601 |
| Net operating income | $2,429,000 | 1,198 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $8,340,000 | 748 |
| Total interest expense | $1,044,000 | 887 |
| Net interest income | $7,296,000 | 731 |
| Provision for loan and lease losses | $430,000 | 768 |
| Total noninterest income | $769,000 | 1,611 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $47,000 | 4,201 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $722,000 | 1,231 |
| Total noninterest expense | $5,831,000 | 885 |
| Salaries and employee benefits | $3,104,000 | 883 |
| Premises and equipment expense | $485,000 | 1,252 |
| Additional noninterest expense | $2,242,000 | 762 |
| Pre-tax net operating income | $1,804,000 | 1,019 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $671,000 | 715 |
| Income before extraordinary items | $1,133,000 | 1,323 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,133,000 | 1,326 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,133,000 | 1,325 |
| Net charge-offs | $703,000 | 615 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 566 |
| Net operating income | $1,133,000 | 1,261 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $33,726,000 | 778 |
| Total interest expense | $4,845,000 | 926 |
| Net interest income | $28,881,000 | 746 |
| Provision for loan and lease losses | $8,137,000 | 333 |
| Total noninterest income | $15,216,000 | 499 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $172,000 | 4,533 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $15,044,000 | 372 |
| Total noninterest expense | $30,038,000 | 684 |
| Salaries and employee benefits | $11,450,000 | 908 |
| Premises and equipment expense | $1,882,000 | 1,261 |
| Additional noninterest expense | $16,706,000 | 465 |
| Pre-tax net operating income | $5,922,000 | 1,194 |
| Securities gains (losses) | $698,000 | 727 |
| Applicable income taxes | $2,494,000 | 723 |
| Income before extraordinary items | $4,126,000 | 1,417 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,126,000 | 1,418 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $4,126,000 | 1,418 |
| Net charge-offs | $8,564,000 | 367 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $54,000 | 696 |
| Net operating income | $3,679,280 | 1,467 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $25,460,000 | 781 |
| Total interest expense | $3,694,000 | 956 |
| Net interest income | $21,766,000 | 750 |
| Provision for loan and lease losses | $4,582,000 | 435 |
| Total noninterest income | $8,781,000 | 597 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $124,000 | 4,660 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $8,657,000 | 438 |
| Total noninterest expense | $21,281,000 | 709 |
| Salaries and employee benefits | $8,350,000 | 936 |
| Premises and equipment expense | $1,375,000 | 1,313 |
| Additional noninterest expense | $11,556,000 | 489 |
| Pre-tax net operating income | $4,684,000 | 1,145 |
| Securities gains (losses) | $797,000 | 508 |
| Applicable income taxes | $2,044,000 | 691 |
| Income before extraordinary items | $3,437,000 | 1,309 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,437,000 | 1,309 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $3,437,000 | 1,310 |
| Net charge-offs | $5,698,000 | 412 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $43,000 | 633 |
| Net operating income | $2,926,920 | 1,429 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $16,736,000 | 806 |
| Total interest expense | $2,518,000 | 976 |
| Net interest income | $14,218,000 | 770 |
| Provision for loan and lease losses | $1,581,000 | 770 |
| Total noninterest income | $1,637,000 | 1,529 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $82,000 | 4,686 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,555,000 | 1,108 |
| Total noninterest expense | $10,822,000 | 931 |
| Salaries and employee benefits | $5,337,000 | 976 |
| Premises and equipment expense | $918,000 | 1,299 |
| Additional noninterest expense | $4,567,000 | 767 |
| Pre-tax net operating income | $3,452,000 | 1,022 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $1,316,000 | 712 |
| Income before extraordinary items | $2,136,000 | 1,395 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,136,000 | 1,395 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,136,000 | 1,395 |
| Net charge-offs | $5,411,000 | 321 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 589 |
| Net operating income | $2,136,000 | 1,313 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $8,374,000 | 810 |
| Total interest expense | $1,325,000 | 957 |
| Net interest income | $7,049,000 | 781 |
| Provision for loan and lease losses | $904,000 | 666 |
| Total noninterest income | $677,000 | 1,757 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $45,000 | 4,489 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $632,000 | 1,277 |
| Total noninterest expense | $5,063,000 | 983 |
| Salaries and employee benefits | $2,624,000 | 988 |
| Premises and equipment expense | $486,000 | 1,232 |
| Additional noninterest expense | $1,953,000 | 870 |
| Pre-tax net operating income | $1,759,000 | 1,005 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $668,000 | 686 |
| Income before extraordinary items | $1,091,000 | 1,330 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,091,000 | 1,331 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,091,000 | 1,331 |
| Net charge-offs | $707,000 | 862 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 485 |
| Net operating income | $1,091,000 | 1,262 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $24,097,000 | 1,184 |
| Total interest expense | $4,600,000 | 1,330 |
| Net interest income | $19,497,000 | 1,142 |
| Provision for loan and lease losses | $4,478,000 | 857 |
| Total noninterest income | $6,023,000 | 899 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $131,000 | 5,112 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $5,892,000 | 623 |
| Total noninterest expense | $15,555,000 | 1,268 |
| Salaries and employee benefits | $7,612,000 | 1,292 |
| Premises and equipment expense | $1,292,000 | 1,924 |
| Additional noninterest expense | $6,651,000 | 1,046 |
| Pre-tax net operating income | $5,487,000 | 1,091 |
| Securities gains (losses) | $578,000 | 707 |
| Applicable income taxes | $2,301,000 | 707 |
| Income before extraordinary items | $3,764,000 | 1,316 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,764,000 | 1,316 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $3,764,000 | 1,316 |
| Net charge-offs | $2,445,000 | 1,375 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $88,000 | 693 |
| Net operating income | $3,394,080 | 1,378 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $15,519,000 | 1,399 |
| Total interest expense | $3,168,000 | 1,494 |
| Net interest income | $12,351,000 | 1,350 |
| Provision for loan and lease losses | $3,337,000 | 860 |
| Total noninterest income | $5,520,000 | 778 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $96,000 | 5,183 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $5,424,000 | 551 |
| Total noninterest expense | $9,794,000 | 1,495 |
| Salaries and employee benefits | $4,840,000 | 1,532 |
| Premises and equipment expense | $805,000 | 2,288 |
| Additional noninterest expense | $4,149,000 | 1,248 |
| Pre-tax net operating income | $4,740,000 | 982 |
| Securities gains (losses) | $582,000 | 578 |
| Applicable income taxes | $2,033,000 | 614 |
| Income before extraordinary items | $3,289,000 | 1,169 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,289,000 | 1,169 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $3,289,000 | 1,169 |
| Net charge-offs | $1,425,000 | 1,547 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $68,000 | 637 |
| Net operating income | $2,916,520 | 1,252 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $9,388,000 | 1,553 |
| Total interest expense | $2,025,000 | 1,617 |
| Net interest income | $7,363,000 | 1,515 |
| Provision for loan and lease losses | $1,247,000 | 1,299 |
| Total noninterest income | $479,000 | 3,204 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $58,000 | 5,319 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $421,000 | 2,366 |
| Total noninterest expense | $5,186,000 | 1,864 |
| Salaries and employee benefits | $2,843,000 | 1,724 |
| Premises and equipment expense | $445,000 | 2,694 |
| Additional noninterest expense | $1,898,000 | 1,803 |
| Pre-tax net operating income | $1,409,000 | 1,984 |
| Securities gains (losses) | $-5,000 | 7,014 |
| Applicable income taxes | $533,000 | 1,260 |
| Income before extraordinary items | $871,000 | 2,527 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $871,000 | 2,527 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $871,000 | 2,527 |
| Net charge-offs | $1,275,000 | 1,261 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $46,000 | 561 |
| Net operating income | $874,200 | 2,438 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $4,478,000 | 1,631 |
| Total interest expense | $1,034,000 | 1,642 |
| Net interest income | $3,444,000 | 1,628 |
| Provision for loan and lease losses | $619,000 | 1,227 |
| Total noninterest income | $182,000 | 3,782 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $28,000 | 5,334 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $154,000 | 2,854 |
| Total noninterest expense | $2,470,000 | 1,965 |
| Salaries and employee benefits | $1,403,000 | 1,760 |
| Premises and equipment expense | $204,000 | 2,935 |
| Additional noninterest expense | $863,000 | 1,960 |
| Pre-tax net operating income | $537,000 | 2,432 |
| Securities gains (losses) | $-27,000 | 7,272 |
| Applicable income taxes | $192,000 | 1,558 |
| Income before extraordinary items | $318,000 | 3,097 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $318,000 | 3,095 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $318,000 | 3,097 |
| Net charge-offs | $316,000 | 1,699 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 492 |
| Net operating income | $335,280 | 2,953 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $16,964,000 | 1,781 |
| Total interest expense | $3,627,000 | 2,182 |
| Net interest income | $13,337,000 | 1,656 |
| Provision for loan and lease losses | $2,725,000 | 1,722 |
| Total noninterest income | $813,000 | 3,618 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $106,000 | 5,404 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $707,000 | 2,674 |
| Total noninterest expense | $8,023,000 | 2,412 |
| Salaries and employee benefits | $4,557,000 | 2,131 |
| Premises and equipment expense | $767,000 | 3,077 |
| Additional noninterest expense | $2,699,000 | 2,502 |
| Pre-tax net operating income | $3,402,000 | 1,457 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $1,300,000 | 1,006 |
| Income before extraordinary items | $2,102,000 | 1,934 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,102,000 | 1,935 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,102,000 | 1,936 |
| Net charge-offs | $1,527,000 | 2,165 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $131,000 | 732 |
| Net operating income | $2,102,000 | 1,864 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $12,594,000 | 1,842 |
| Total interest expense | $2,634,000 | 2,351 |
| Net interest income | $9,960,000 | 1,690 |
| Provision for loan and lease losses | $1,850,000 | 1,744 |
| Total noninterest income | $522,000 | 3,985 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $77,000 | 5,534 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $445,000 | 2,945 |
| Total noninterest expense | $5,878,000 | 2,465 |
| Salaries and employee benefits | $3,302,000 | 2,203 |
| Premises and equipment expense | $590,000 | 3,065 |
| Additional noninterest expense | $1,986,000 | 2,496 |
| Pre-tax net operating income | $2,754,000 | 1,419 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $1,045,000 | 963 |
| Income before extraordinary items | $1,709,000 | 1,933 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,709,000 | 1,934 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,709,000 | 1,935 |
| Net charge-offs | $1,116,000 | 2,067 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $97,000 | 665 |
| Net operating income | $1,709,000 | 1,832 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $8,227,000 | 1,907 |
| Total interest expense | $1,688,000 | 2,535 |
| Net interest income | $6,539,000 | 1,716 |
| Provision for loan and lease losses | $1,350,000 | 1,628 |
| Total noninterest income | $245,000 | 4,669 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $50,000 | 5,593 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $195,000 | 3,542 |
| Total noninterest expense | $3,763,000 | 2,578 |
| Salaries and employee benefits | $2,083,000 | 2,343 |
| Premises and equipment expense | $390,000 | 3,120 |
| Additional noninterest expense | $1,290,000 | 2,560 |
| Pre-tax net operating income | $1,671,000 | 1,557 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $632,000 | 1,017 |
| Income before extraordinary items | $1,039,000 | 2,045 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,039,000 | 2,043 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,039,000 | 2,045 |
| Net charge-offs | $1,117,000 | 1,610 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $66,000 | 583 |
| Net operating income | $1,039,000 | 1,962 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,067,000 | 1,967 |
| Total interest expense | $780,000 | 2,810 |
| Net interest income | $3,287,000 | 1,728 |
| Provision for loan and lease losses | $750,000 | 1,389 |
| Total noninterest income | $113,000 | 4,834 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $24,000 | 5,677 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $89,000 | 3,720 |
| Total noninterest expense | $1,910,000 | 2,561 |
| Salaries and employee benefits | $1,020,000 | 2,427 |
| Premises and equipment expense | $194,000 | 3,200 |
| Additional noninterest expense | $696,000 | 2,385 |
| Pre-tax net operating income | $740,000 | 1,731 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $277,000 | 1,116 |
| Income before extraordinary items | $463,000 | 2,278 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $463,000 | 2,277 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $463,000 | 2,278 |
| Net charge-offs | $450,000 | 1,660 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 534 |
| Net operating income | $463,000 | 2,193 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $15,794,000 | 2,140 |
| Total interest expense | $2,763,000 | 3,642 |
| Net interest income | $13,031,000 | 1,720 |
| Provision for loan and lease losses | $4,260,000 | 1,604 |
| Total noninterest income | $666,000 | 4,171 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $89,000 | 5,905 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $577,000 | 2,954 |
| Total noninterest expense | $7,072,000 | 2,772 |
| Salaries and employee benefits | $3,757,000 | 2,585 |
| Premises and equipment expense | $836,000 | 3,005 |
| Additional noninterest expense | $2,479,000 | 2,756 |
| Pre-tax net operating income | $2,365,000 | 1,656 |
| Securities gains (losses) | $-1,000 | 6,865 |
| Applicable income taxes | $883,000 | 1,057 |
| Income before extraordinary items | $1,481,000 | 2,134 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,481,000 | 2,132 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,481,000 | 2,134 |
| Net charge-offs | $2,856,000 | 1,659 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $102,000 | 885 |
| Net operating income | $1,481,640 | 2,111 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $11,501,000 | 2,214 |
| Total interest expense | $2,037,000 | 3,807 |
| Net interest income | $9,464,000 | 1,772 |
| Provision for loan and lease losses | $3,617,000 | 1,311 |
| Total noninterest income | $548,000 | 4,034 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $69,000 | 5,914 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $479,000 | 2,878 |
| Total noninterest expense | $4,993,000 | 2,921 |
| Salaries and employee benefits | $2,710,000 | 2,721 |
| Premises and equipment expense | $631,000 | 3,019 |
| Additional noninterest expense | $1,652,000 | 3,047 |
| Pre-tax net operating income | $1,402,000 | 2,163 |
| Securities gains (losses) | $-1,000 | 7,086 |
| Applicable income taxes | $516,000 | 1,368 |
| Income before extraordinary items | $885,000 | 2,683 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $885,000 | 2,680 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $885,000 | 2,683 |
| Net charge-offs | $2,381,000 | 1,362 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $77,000 | 824 |
| Net operating income | $885,640 | 2,639 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $7,595,000 | 2,268 |
| Total interest expense | $1,347,000 | 3,933 |
| Net interest income | $6,248,000 | 1,793 |
| Provision for loan and lease losses | $1,927,000 | 1,430 |
| Total noninterest income | $219,000 | 5,067 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $47,000 | 5,894 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $172,000 | 3,885 |
| Total noninterest expense | $3,526,000 | 2,809 |
| Salaries and employee benefits | $1,861,000 | 2,680 |
| Premises and equipment expense | $420,000 | 3,057 |
| Additional noninterest expense | $1,245,000 | 2,735 |
| Pre-tax net operating income | $1,014,000 | 2,088 |
| Securities gains (losses) | $1,000 | 3,011 |
| Applicable income taxes | $379,000 | 1,315 |
| Income before extraordinary items | $636,000 | 2,669 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $636,000 | 2,666 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $636,000 | 2,668 |
| Net charge-offs | $1,009,000 | 1,621 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $51,000 | 804 |
| Net operating income | $635,360 | 2,580 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,315,000 | 2,615 |
| Total interest expense | $688,000 | 3,989 |
| Net interest income | $2,627,000 | 2,083 |
| Provision for loan and lease losses | $536,000 | 1,714 |
| Total noninterest income | $-89,000 | 8,147 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $23,000 | 5,885 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $-112,000 | 8,126 |
| Total noninterest expense | $1,571,000 | 3,018 |
| Salaries and employee benefits | $872,000 | 2,878 |
| Premises and equipment expense | $211,000 | 3,099 |
| Additional noninterest expense | $488,000 | 3,067 |
| Pre-tax net operating income | $431,000 | 2,660 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $163,000 | 1,660 |
| Income before extraordinary items | $268,000 | 3,322 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $268,000 | 3,322 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $268,000 | 3,323 |
| Net charge-offs | $27,000 | 4,102 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 697 |
| Net operating income | $268,000 | 3,180 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $14,733,000 | 2,507 |
| Total interest expense | $5,162,000 | 2,888 |
| Net interest income | $9,571,000 | 2,301 |
| Provision for loan and lease losses | $790,000 | 3,064 |
| Total noninterest income | $449,000 | 5,059 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $78,000 | 6,216 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $371,000 | 3,708 |
| Total noninterest expense | $6,013,000 | 3,069 |
| Salaries and employee benefits | $3,567,000 | 2,776 |
| Premises and equipment expense | $787,000 | 3,220 |
| Additional noninterest expense | $1,659,000 | 3,361 |
| Pre-tax net operating income | $3,217,000 | 1,688 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $1,194,000 | 1,041 |
| Income before extraordinary items | $2,023,000 | 1,972 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,023,000 | 1,974 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $367,000 | 3,247 |
| Cash dividends | $500,000 | 3,349 |
| Sale, conversion, retirement of capital stock, net | $96,000 | 987 |
| Net operating income | $2,023,000 | 2,095 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $11,189,000 | 2,527 |
| Total interest expense | $4,128,000 | 2,831 |
| Net interest income | $7,061,000 | 2,338 |
| Provision for loan and lease losses | $551,000 | 2,587 |
| Total noninterest income | $368,000 | 4,982 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $57,000 | 6,283 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $311,000 | 3,628 |
| Total noninterest expense | $4,492,000 | 3,059 |
| Salaries and employee benefits | $2,569,000 | 2,908 |
| Premises and equipment expense | $588,000 | 3,243 |
| Additional noninterest expense | $1,335,000 | 3,065 |
| Pre-tax net operating income | $2,386,000 | 2,007 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $912,000 | 1,243 |
| Income before extraordinary items | $1,474,000 | 2,355 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,474,000 | 2,353 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $367,000 | 2,318 |
| Cash dividends | $250,000 | 3,624 |
| Sale, conversion, retirement of capital stock, net | $71,000 | 871 |
| Net operating income | $1,474,000 | 2,467 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $7,381,000 | 2,587 |
| Total interest expense | $2,884,000 | 2,805 |
| Net interest income | $4,497,000 | 2,425 |
| Provision for loan and lease losses | $377,000 | 2,234 |
| Total noninterest income | $241,000 | 5,065 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $42,000 | 6,170 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $199,000 | 3,776 |
| Total noninterest expense | $2,865,000 | 3,199 |
| Salaries and employee benefits | $1,658,000 | 3,036 |
| Premises and equipment expense | $389,000 | 3,283 |
| Additional noninterest expense | $818,000 | 3,298 |
| Pre-tax net operating income | $1,496,000 | 2,204 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $574,000 | 1,441 |
| Income before extraordinary items | $922,000 | 2,754 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $922,000 | 2,753 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $367,000 | 1,587 |
| Cash dividends | $250,000 | 3,175 |
| Sale, conversion, retirement of capital stock, net | $47,000 | 780 |
| Net operating income | $922,000 | 2,699 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,821,000 | 2,572 |
| Total interest expense | $1,581,000 | 2,743 |
| Net interest income | $2,240,000 | 2,447 |
| Provision for loan and lease losses | $165,000 | 2,024 |
| Total noninterest income | $136,000 | 4,832 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $20,000 | 6,236 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $116,000 | 3,501 |
| Total noninterest expense | $1,443,000 | 3,180 |
| Salaries and employee benefits | $843,000 | 3,015 |
| Premises and equipment expense | $198,000 | 3,272 |
| Additional noninterest expense | $402,000 | 3,294 |
| Pre-tax net operating income | $768,000 | 2,246 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $295,000 | 1,496 |
| Income before extraordinary items | $473,000 | 2,823 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $473,000 | 2,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $308,000 | 958 |
| Cash dividends | $250,000 | 2,054 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 668 |
| Net operating income | $473,000 | 2,741 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $15,823,000 | 2,556 |
| Total interest expense | $5,318,000 | 3,315 |
| Net interest income | $10,505,000 | 2,157 |
| Provision for loan and lease losses | $1,092,000 | 1,335 |
| Total noninterest income | $326,000 | 5,882 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $45,000 | 6,835 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $281,000 | 4,364 |
| Total noninterest expense | $4,826,000 | 3,548 |
| Salaries and employee benefits | $3,094,000 | 3,141 |
| Premises and equipment expense | $493,000 | 4,410 |
| Additional noninterest expense | $1,239,000 | 3,986 |
| Pre-tax net operating income | $4,913,000 | 1,669 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,844,000 | 1,203 |
| Income before extraordinary items | $3,069,000 | 2,006 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,069,000 | 2,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $256,000 | 2,514 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $95,000 | 944 |
| Net operating income | $3,069,000 | 1,990 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $11,616,000 | 2,604 |
| Total interest expense | $3,761,000 | 3,458 |
| Net interest income | $7,855,000 | 2,172 |
| Provision for loan and lease losses | $788,000 | 1,106 |
| Total noninterest income | $252,000 | 5,896 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $32,000 | 6,890 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $220,000 | 4,310 |
| Total noninterest expense | $3,455,000 | 3,671 |
| Salaries and employee benefits | $2,224,000 | 3,242 |
| Premises and equipment expense | $328,000 | 4,748 |
| Additional noninterest expense | $903,000 | 3,997 |
| Pre-tax net operating income | $3,864,000 | 1,725 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,487,000 | 1,236 |
| Income before extraordinary items | $2,377,000 | 2,081 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,377,000 | 2,079 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $256,000 | 1,667 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $84,000 | 797 |
| Net operating income | $2,377,000 | 2,060 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $7,717,000 | 2,635 |
| Total interest expense | $2,465,000 | 3,492 |
| Net interest income | $5,252,000 | 2,196 |
| Provision for loan and lease losses | $138,000 | 2,777 |
| Total noninterest income | $192,000 | 5,650 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $21,000 | 6,953 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $171,000 | 4,092 |
| Total noninterest expense | $2,346,000 | 3,640 |
| Salaries and employee benefits | $1,557,000 | 3,146 |
| Premises and equipment expense | $214,000 | 4,817 |
| Additional noninterest expense | $575,000 | 4,142 |
| Pre-tax net operating income | $2,960,000 | 1,564 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,140,000 | 1,159 |
| Income before extraordinary items | $1,820,000 | 1,902 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,820,000 | 1,902 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $55,000 | 715 |
| Net operating income | $1,820,000 | 1,880 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,643,000 | 2,757 |
| Total interest expense | $1,152,000 | 3,642 |
| Net interest income | $2,491,000 | 2,303 |
| Provision for loan and lease losses | $88,000 | 2,258 |
| Total noninterest income | $78,000 | 6,021 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $10,000 | 6,985 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $68,000 | 4,516 |
| Total noninterest expense | $1,093,000 | 3,850 |
| Salaries and employee benefits | $716,000 | 3,394 |
| Premises and equipment expense | $101,000 | 5,017 |
| Additional noninterest expense | $276,000 | 4,217 |
| Pre-tax net operating income | $1,388,000 | 1,651 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $544,000 | 1,210 |
| Income before extraordinary items | $844,000 | 1,969 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $844,000 | 1,969 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 624 |
| Net operating income | $844,000 | 1,960 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $12,720,000 | 2,943 |
| Total interest expense | $3,988,000 | 3,610 |
| Net interest income | $8,732,000 | 2,584 |
| Provision for loan and lease losses | $504,000 | 1,893 |
| Total noninterest income | $389,000 | 5,667 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $39,000 | 7,049 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $350,000 | 3,993 |
| Total noninterest expense | $3,553,000 | 4,360 |
| Salaries and employee benefits | $2,248,000 | 3,915 |
| Premises and equipment expense | $353,000 | 5,299 |
| Additional noninterest expense | $952,000 | 4,671 |
| Pre-tax net operating income | $5,064,000 | 1,857 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,905,000 | 1,385 |
| Income before extraordinary items | $3,159,000 | 2,186 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,159,000 | 2,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $48,000 | 1,019 |
| Net operating income | $3,159,000 | 2,175 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $9,198,000 | 3,008 |
| Total interest expense | $2,922,000 | 3,581 |
| Net interest income | $6,276,000 | 2,693 |
| Provision for loan and lease losses | $399,000 | 1,710 |
| Total noninterest income | $240,000 | 6,098 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $28,000 | 7,153 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $212,000 | 4,415 |
| Total noninterest expense | $2,423,000 | 4,633 |
| Salaries and employee benefits | $1,485,000 | 4,263 |
| Premises and equipment expense | $251,000 | 5,465 |
| Additional noninterest expense | $687,000 | 4,776 |
| Pre-tax net operating income | $3,694,000 | 1,971 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,447,000 | 1,429 |
| Income before extraordinary items | $2,247,000 | 2,357 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,247,000 | 2,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $27,000 | 883 |
| Net operating income | $2,247,000 | 2,345 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,982,000 | 3,037 |
| Total interest expense | $1,970,000 | 3,425 |
| Net interest income | $4,012,000 | 2,781 |
| Provision for loan and lease losses | $236,000 | 1,866 |
| Total noninterest income | $109,000 | 6,838 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $18,000 | 7,222 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $91,000 | 5,325 |
| Total noninterest expense | $1,505,000 | 4,865 |
| Salaries and employee benefits | $895,000 | 4,630 |
| Premises and equipment expense | $169,000 | 5,442 |
| Additional noninterest expense | $441,000 | 4,890 |
| Pre-tax net operating income | $2,380,000 | 2,036 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $932,000 | 1,480 |
| Income before extraordinary items | $1,448,000 | 2,406 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,448,000 | 2,408 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 815 |
| Net operating income | $1,448,000 | 2,393 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,816,000 | 3,146 |
| Total interest expense | $987,000 | 3,286 |
| Net interest income | $1,829,000 | 3,005 |
| Provision for loan and lease losses | $174,000 | 1,273 |
| Total noninterest income | $66,000 | 6,440 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $9,000 | 7,226 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $57,000 | 4,857 |
| Total noninterest expense | $717,000 | 5,056 |
| Salaries and employee benefits | $422,000 | 4,846 |
| Premises and equipment expense | $81,000 | 5,603 |
| Additional noninterest expense | $214,000 | 4,968 |
| Pre-tax net operating income | $1,004,000 | 2,268 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $392,000 | 1,683 |
| Income before extraordinary items | $612,000 | 2,702 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $612,000 | 2,702 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $612,000 | 2,687 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,852,000 | 4,214 |
| Total interest expense | $1,997,000 | 4,435 |
| Net interest income | $4,855,000 | 4,046 |
| Provision for loan and lease losses | $440,000 | 2,107 |
| Total noninterest income | $246,000 | 6,706 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $25,000 | 7,408 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $221,000 | 4,978 |
| Total noninterest expense | $2,435,000 | 5,455 |
| Salaries and employee benefits | $1,530,000 | 4,978 |
| Premises and equipment expense | $307,000 | 5,665 |
| Additional noninterest expense | $598,000 | 6,070 |
| Pre-tax net operating income | $2,226,000 | 3,426 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $268,000 | 4,278 |
| Income before extraordinary items | $1,958,000 | 3,143 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,958,000 | 3,145 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,381 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,958,000 | 3,103 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,376,000 | 4,652 |
| Total interest expense | $1,176,000 | 4,987 |
| Net interest income | $3,200,000 | 4,442 |
| Provision for loan and lease losses | $314,000 | 2,126 |
| Total noninterest income | $183,000 | 6,746 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $17,000 | 7,491 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $166,000 | 5,002 |
| Total noninterest expense | $1,655,000 | 5,737 |
| Salaries and employee benefits | $1,037,000 | 5,307 |
| Premises and equipment expense | $228,000 | 5,699 |
| Additional noninterest expense | $390,000 | 6,432 |
| Pre-tax net operating income | $1,414,000 | 3,911 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $1,414,000 | 3,280 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,414,000 | 3,281 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,414,000 | 3,239 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,572,000 | 4,970 |
| Total interest expense | $676,000 | 5,252 |
| Net interest income | $1,896,000 | 4,768 |
| Provision for loan and lease losses | $147,000 | 2,736 |
| Total noninterest income | $111,000 | 6,907 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $9,000 | 7,561 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $102,000 | 5,146 |
| Total noninterest expense | $1,033,000 | 5,953 |
| Salaries and employee benefits | $633,000 | 5,575 |
| Premises and equipment expense | $153,000 | 5,650 |
| Additional noninterest expense | $247,000 | 6,571 |
| Pre-tax net operating income | $827,000 | 4,209 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $827,000 | 3,563 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $827,000 | 3,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $827,000 | 3,512 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,139,000 | 5,326 |
| Total interest expense | $309,000 | 5,393 |
| Net interest income | $830,000 | 5,221 |
| Provision for loan and lease losses | $61,000 | 2,818 |
| Total noninterest income | $61,000 | 6,717 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $4,000 | 7,641 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $57,000 | 4,893 |
| Total noninterest expense | $498,000 | 6,118 |
| Salaries and employee benefits | $300,000 | 5,779 |
| Premises and equipment expense | $76,000 | 5,710 |
| Additional noninterest expense | $122,000 | 6,617 |
| Pre-tax net operating income | $332,000 | 4,738 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $332,000 | 4,093 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $332,000 | 4,095 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $332,000 | 4,053 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,169,000 | 7,201 |
| Total interest expense | $425,000 | 7,588 |
| Net interest income | $1,744,000 | 6,979 |
| Provision for loan and lease losses | $424,000 | 2,261 |
| Total noninterest income | $160,000 | 7,515 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $10,000 | 7,777 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $150,000 | 5,690 |
| Total noninterest expense | $1,747,000 | 6,451 |
| Salaries and employee benefits | $1,085,000 | 6,020 |
| Premises and equipment expense | $282,000 | 5,856 |
| Additional noninterest expense | $380,000 | 7,237 |
| Pre-tax net operating income | $-267,000 | 8,562 |
| Securities gains (losses) | $3,000 | 3,369 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $-264,000 | 8,614 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-264,000 | 8,615 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-267,000 | 8,584 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,310,000 | 7,675 |
| Total interest expense | $235,000 | 8,056 |
| Net interest income | $1,075,000 | 7,423 |
| Provision for loan and lease losses | $324,000 | 2,127 |
| Total noninterest income | $109,000 | 7,681 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $7,000 | 7,826 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $102,000 | 5,884 |
| Total noninterest expense | $1,277,000 | 6,497 |
| Salaries and employee benefits | $802,000 | 6,016 |
| Premises and equipment expense | $208,000 | 5,868 |
| Additional noninterest expense | $267,000 | 7,358 |
| Pre-tax net operating income | $-417,000 | 8,745 |
| Securities gains (losses) | $3,000 | 3,253 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $-414,000 | 8,781 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-414,000 | 8,783 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-417,000 | 8,757 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $686,000 | 8,131 |
| Total interest expense | $125,000 | 8,377 |
| Net interest income | $561,000 | 7,930 |
| Provision for loan and lease losses | $201,000 | 2,189 |
| Total noninterest income | $82,000 | 7,556 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $3,000 | 7,913 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $79,000 | 5,623 |
| Total noninterest expense | $846,000 | 6,562 |
| Salaries and employee benefits | $547,000 | 5,981 |
| Premises and equipment expense | $130,000 | 6,101 |
| Additional noninterest expense | $169,000 | 7,496 |
| Pre-tax net operating income | $-404,000 | 8,859 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $-404,000 | 8,899 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-404,000 | 8,900 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-404,000 | 8,873 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $266,000 | 8,490 |
| Total interest expense | $43,000 | 8,712 |
| Net interest income | $223,000 | 8,308 |
| Provision for loan and lease losses | $100,000 | 2,105 |
| Total noninterest income | $37,000 | 7,710 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $2,000 | 7,896 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $35,000 | 5,821 |
| Total noninterest expense | $421,000 | 6,612 |
| Salaries and employee benefits | $278,000 | 5,970 |
| Premises and equipment expense | $65,000 | 6,100 |
| Additional noninterest expense | $78,000 | 7,684 |
| Pre-tax net operating income | $-261,000 | 8,945 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $-261,000 | 8,975 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-261,000 | 8,975 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-261,000 | 8,950 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $243,000 | 9,058 |
| Total interest expense | $47,000 | 9,044 |
| Net interest income | $196,000 | 9,044 |
| Provision for loan and lease losses | $102,000 | 5,285 |
| Total noninterest income | $12,000 | 9,046 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,000 | 8,036 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $11,000 | 8,737 |
| Total noninterest expense | $1,390,000 | 7,093 |
| Salaries and employee benefits | $840,000 | 6,775 |
| Premises and equipment expense | $110,000 | 7,945 |
| Additional noninterest expense | $440,000 | 6,901 |
| Pre-tax net operating income | $-1,284,000 | 9,019 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $-1,284,000 | 9,071 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-1,284,000 | 9,072 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $11,975,000 | 64 |
| Net operating income | $-1,284,000 | 9,029 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $81,000 | 9,183 |
| Total interest expense | $20,000 | 9,147 |
| Net interest income | $61,000 | 9,174 |
| Provision for loan and lease losses | $42,000 | 6,061 |
| Total noninterest income | $7,000 | 9,125 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $3,000 | 8,055 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,000 | 8,966 |
| Total noninterest expense | $996,000 | 7,212 |
| Salaries and employee benefits | $590,000 | 6,962 |
| Premises and equipment expense | $62,000 | 8,334 |
| Additional noninterest expense | $344,000 | 6,769 |
| Pre-tax net operating income | $-970,000 | 9,079 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $-970,000 | 9,123 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-970,000 | 9,122 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $11,975,000 | 46 |
| Net operating income | $-970,000 | 9,083 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.