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George Mason Bank, Income and Expense

1996-12-31 (YTD Data)Rank
Total interest income$7,044,0004,551
Total interest expense$2,655,0005,290
Net interest income$4,389,0003,970
Provision for loan and lease losses$09,041
Total noninterest income$514,0005,060
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$198,0005,597
Trading account gains and fees$156,000163
Additional Noninterest Income$160,0005,786
Total noninterest expense$3,958,0003,381
Salaries and employee benefits$1,756,0003,750
Premises and equipment expense$1,170,0001,727
Additional noninterest expense$1,032,0004,291
Pre-tax net operating income$945,0005,939
Securities gains (losses)$11,0002,431
Applicable income taxes$384,0005,020
Income before extraordinary items$572,0006,446
Extraordinary gains, net$053
Net income$572,0006,449
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0007,500
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$564,9606,412
1995-12-31 (YTD Data)Rank
Total interest income$6,893,0004,628
Total interest expense$2,496,0005,577
Net interest income$4,397,0003,987
Provision for loan and lease losses$-221,00011,826
Total noninterest income$593,0004,610
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$172,0006,219
Trading account gains and fees$281,000212
Additional Noninterest Income$140,0006,186
Total noninterest expense$4,046,0003,293
Salaries and employee benefits$2,013,0003,287
Premises and equipment expense$1,107,0001,826
Additional noninterest expense$926,0004,650
Pre-tax net operating income$1,165,0005,366
Securities gains (losses)$2,0003,270
Applicable income taxes$205,0007,326
Income before extraordinary items$962,0004,742
Extraordinary gains, net$065
Net income$962,0004,741
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$287,0001,993
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$960,3604,739
1994-12-31 (YTD Data)Rank
Total interest income$5,870,0004,966
Total interest expense$1,866,0005,917
Net interest income$4,004,0004,380
Provision for loan and lease losses$-163,00012,285
Total noninterest income$408,0006,067
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$159,0006,683
Trading account gains and fees$109,000228
Additional Noninterest Income$140,0006,416
Total noninterest expense$3,746,0003,628
Salaries and employee benefits$1,749,0003,729
Premises and equipment expense$1,075,0001,905
Additional noninterest expense$922,0005,072
Pre-tax net operating income$829,0006,730
Securities gains (losses)$-25,00010,510
Applicable income taxes$-117,00012,320
Income before extraordinary items$921,0004,813
Extraordinary gains, net$0249
Net income$921,0004,820
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-198,00012,407
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$946,0004,759
1993-12-31 (YTD Data)Rank
Total interest income$5,181,0005,598
Total interest expense$1,826,0006,272
Net interest income$3,355,0005,151
Provision for loan and lease losses$-180,00013,018
Total noninterest income$399,0006,484
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$168,0006,646
Trading account gains and fees$15,000400
Additional Noninterest Income$216,0005,429
Total noninterest expense$3,481,0003,925
Salaries and employee benefits$1,534,0004,187
Premises and equipment expense$993,0002,064
Additional noninterest expense$954,0005,130
Pre-tax net operating income$453,0009,001
Securities gains (losses)$138,0002,074
Applicable income taxes$162,0008,381
Income before extraordinary items$429,0008,146
Extraordinary gains, net$217,000957
Net income$646,0006,614
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$416,0002,008
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$328,2608,886
1992-12-31 (YTD Data)Rank
Total interest income$6,048,0005,453
Total interest expense$2,462,0006,059
Net interest income$3,586,0004,906
Provision for loan and lease losses$2,250,0001,053
Total noninterest income$290,0007,859
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$189,0006,208
Trading account gains and fees$0504
Additional Noninterest Income$101,0008,026
Total noninterest expense$3,405,0004,035
Salaries and employee benefits$1,355,0004,642
Premises and equipment expense$1,076,0001,965
Additional noninterest expense$974,0005,158
Pre-tax net operating income$-1,779,00013,607
Securities gains (losses)$169,0002,257
Applicable income taxes$012,680
Income before extraordinary items$-1,610,00013,636
Extraordinary gains, net$01,422
Net income$-1,610,00013,631
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,577,000817
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$-1,779,00013,601

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.