Home > Genoa Savings and Loan Company > Income and Expense
Genoa Savings and Loan Company, Income and Expense
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,118,000 | 5,395 |
| Total interest expense | $453,000 | 4,318 |
| Net interest income | $665,000 | 5,898 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $133,000 | 5,024 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $133,000 | 3,203 |
| Total noninterest expense | $1,030,000 | 3,760 |
| Salaries and employee benefits | $457,000 | 4,390 |
| Premises and equipment expense | $300,000 | 2,000 |
| Additional noninterest expense | $273,000 | 4,094 |
| Pre-tax net operating income | $-232,000 | 8,747 |
| Securities gains (losses) | $31,000 | 666 |
| Applicable income taxes | $-68,000 | 8,819 |
| Income before extraordinary items | $-133,000 | 8,699 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-133,000 | 8,699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,985 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-153,460 | 8,694 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,897,000 | 4,918 |
| Total interest expense | $2,095,000 | 3,512 |
| Net interest income | $2,802,000 | 5,634 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $718,000 | 4,323 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $718,000 | 2,677 |
| Total noninterest expense | $4,327,000 | 3,515 |
| Salaries and employee benefits | $2,048,000 | 3,919 |
| Premises and equipment expense | $1,149,000 | 2,007 |
| Additional noninterest expense | $1,130,000 | 3,935 |
| Pre-tax net operating income | $-807,000 | 8,761 |
| Securities gains (losses) | $-117,000 | 8,746 |
| Applicable income taxes | $-314,000 | 8,869 |
| Income before extraordinary items | $-610,000 | 8,753 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-610,000 | 8,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $191,000 | 2,652 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-532,780 | 8,704 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,740,000 | 4,840 |
| Total interest expense | $1,587,000 | 3,447 |
| Net interest income | $2,153,000 | 5,543 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $530,000 | 4,366 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $530,000 | 2,700 |
| Total noninterest expense | $3,593,000 | 3,223 |
| Salaries and employee benefits | $1,622,000 | 3,730 |
| Premises and equipment expense | $891,000 | 1,930 |
| Additional noninterest expense | $1,080,000 | 3,205 |
| Pre-tax net operating income | $-910,000 | 8,884 |
| Securities gains (losses) | $225,000 | 717 |
| Applicable income taxes | $-233,000 | 8,922 |
| Income before extraordinary items | $-452,000 | 8,791 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-452,000 | 8,793 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $386,000 | 1,201 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-600,500 | 8,820 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,560,000 | 4,756 |
| Total interest expense | $1,070,000 | 3,397 |
| Net interest income | $1,490,000 | 5,433 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $351,000 | 4,416 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $351,000 | 2,725 |
| Total noninterest expense | $2,481,000 | 3,120 |
| Salaries and employee benefits | $1,133,000 | 3,606 |
| Premises and equipment expense | $640,000 | 1,802 |
| Additional noninterest expense | $708,000 | 3,273 |
| Pre-tax net operating income | $-640,000 | 8,944 |
| Securities gains (losses) | $98,000 | 1,040 |
| Applicable income taxes | $-185,000 | 8,988 |
| Income before extraordinary items | $-357,000 | 8,878 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-357,000 | 8,878 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $295,000 | 1,058 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-421,680 | 8,879 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,357,000 | 4,584 |
| Total interest expense | $554,000 | 3,330 |
| Net interest income | $803,000 | 5,199 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $172,000 | 4,435 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $172,000 | 2,705 |
| Total noninterest expense | $1,082,000 | 3,537 |
| Salaries and employee benefits | $523,000 | 3,864 |
| Premises and equipment expense | $270,000 | 2,144 |
| Additional noninterest expense | $289,000 | 3,853 |
| Pre-tax net operating income | $-107,000 | 8,805 |
| Securities gains (losses) | $82,000 | 908 |
| Applicable income taxes | $-9,000 | 8,853 |
| Income before extraordinary items | $-16,000 | 8,672 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-16,000 | 8,672 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 1,400 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-68,480 | 8,754 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,575,000 | 4,011 |
| Total interest expense | $2,723,000 | 3,125 |
| Net interest income | $3,852,000 | 4,479 |
| Provision for loan and lease losses | $2,224,000 | 602 |
| Total noninterest income | $790,000 | 4,260 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $790,000 | 2,759 |
| Total noninterest expense | $4,961,000 | 3,066 |
| Salaries and employee benefits | $2,195,000 | 3,626 |
| Premises and equipment expense | $1,248,000 | 1,830 |
| Additional noninterest expense | $1,518,000 | 3,046 |
| Pre-tax net operating income | $-2,543,000 | 9,100 |
| Securities gains (losses) | $746,000 | 578 |
| Applicable income taxes | $-609,000 | 9,104 |
| Income before extraordinary items | $-1,188,000 | 9,058 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-1,188,000 | 9,059 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,268,000 | 765 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-1,680,360 | 9,062 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,217,000 | 3,890 |
| Total interest expense | $2,105,000 | 3,142 |
| Net interest income | $3,112,000 | 4,272 |
| Provision for loan and lease losses | $440,000 | 1,885 |
| Total noninterest income | $631,000 | 4,163 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $631,000 | 2,746 |
| Total noninterest expense | $3,591,000 | 3,162 |
| Salaries and employee benefits | $1,641,000 | 3,627 |
| Premises and equipment expense | $843,000 | 2,039 |
| Additional noninterest expense | $1,107,000 | 3,113 |
| Pre-tax net operating income | $-288,000 | 8,860 |
| Securities gains (losses) | $734,000 | 546 |
| Applicable income taxes | $152,000 | 5,073 |
| Income before extraordinary items | $294,000 | 6,976 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $294,000 | 6,978 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $741,000 | 859 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-190,440 | 8,825 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,523,000 | 3,877 |
| Total interest expense | $1,430,000 | 3,192 |
| Net interest income | $2,093,000 | 4,254 |
| Provision for loan and lease losses | $290,000 | 1,910 |
| Total noninterest income | $393,000 | 4,289 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $393,000 | 2,830 |
| Total noninterest expense | $2,420,000 | 3,132 |
| Salaries and employee benefits | $1,142,000 | 3,502 |
| Premises and equipment expense | $566,000 | 2,023 |
| Additional noninterest expense | $712,000 | 3,185 |
| Pre-tax net operating income | $-224,000 | 8,947 |
| Securities gains (losses) | $511,000 | 564 |
| Applicable income taxes | $102,000 | 5,103 |
| Income before extraordinary items | $185,000 | 7,108 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $185,000 | 7,109 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $166,000 | 1,856 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-142,040 | 8,879 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,807,000 | 3,809 |
| Total interest expense | $757,000 | 3,090 |
| Net interest income | $1,050,000 | 4,248 |
| Provision for loan and lease losses | $150,000 | 1,666 |
| Total noninterest income | $189,000 | 4,304 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $189,000 | 2,816 |
| Total noninterest expense | $1,212,000 | 3,108 |
| Salaries and employee benefits | $597,000 | 3,384 |
| Premises and equipment expense | $283,000 | 2,016 |
| Additional noninterest expense | $332,000 | 3,346 |
| Pre-tax net operating income | $-123,000 | 8,996 |
| Securities gains (losses) | $253,000 | 568 |
| Applicable income taxes | $44,000 | 5,276 |
| Income before extraordinary items | $86,000 | 7,154 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $86,000 | 7,157 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 2,115 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-80,980 | 8,929 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,275,000 | 3,557 |
| Total interest expense | $3,903,000 | 2,810 |
| Net interest income | $4,372,000 | 4,083 |
| Provision for loan and lease losses | $940,000 | 1,426 |
| Total noninterest income | $798,000 | 4,011 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $798,000 | 2,506 |
| Total noninterest expense | $4,090,000 | 3,512 |
| Salaries and employee benefits | $2,035,000 | 3,676 |
| Premises and equipment expense | $843,000 | 2,556 |
| Additional noninterest expense | $1,212,000 | 3,586 |
| Pre-tax net operating income | $140,000 | 8,155 |
| Securities gains (losses) | $958,000 | 437 |
| Applicable income taxes | $377,000 | 4,005 |
| Income before extraordinary items | $721,000 | 5,479 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $721,000 | 5,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $182,000 | 3,160 |
| Cash dividends | $284,000 | 4,425 |
| Sale, conversion, retirement of capital stock, net | $180,000 | 577 |
| Net operating income | $88,720 | 8,297 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,168,000 | 3,955 |
| Total interest expense | $4,721,000 | 3,319 |
| Net interest income | $3,447,000 | 4,608 |
| Provision for loan and lease losses | $447,000 | 2,419 |
| Total noninterest income | $1,000,000 | 3,335 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,000,000 | 2,046 |
| Total noninterest expense | $3,682,000 | 3,677 |
| Salaries and employee benefits | $1,889,000 | 3,752 |
| Premises and equipment expense | $762,000 | 2,756 |
| Additional noninterest expense | $1,031,000 | 3,965 |
| Pre-tax net operating income | $318,000 | 7,327 |
| Securities gains (losses) | $717,000 | 495 |
| Applicable income taxes | $360,000 | 3,933 |
| Income before extraordinary items | $675,000 | 5,320 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $675,000 | 5,324 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $250,000 | 2,498 |
| Cash dividends | $281,000 | 4,494 |
| Sale, conversion, retirement of capital stock, net | $33,000 | 782 |
| Net operating income | $208,950 | 7,546 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,841,000 | 4,671 |
| Total interest expense | $3,826,000 | 4,122 |
| Net interest income | $3,015,000 | 5,145 |
| Provision for loan and lease losses | $154,000 | 4,353 |
| Total noninterest income | $814,000 | 3,623 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $814,000 | 2,130 |
| Total noninterest expense | $3,092,000 | 4,130 |
| Salaries and employee benefits | $1,634,000 | 4,077 |
| Premises and equipment expense | $667,000 | 2,996 |
| Additional noninterest expense | $791,000 | 4,780 |
| Pre-tax net operating income | $583,000 | 6,649 |
| Securities gains (losses) | $184,000 | 429 |
| Applicable income taxes | $262,000 | 4,878 |
| Income before extraordinary items | $505,000 | 6,288 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $505,000 | 6,286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 3,920 |
| Cash dividends | $259,000 | 4,724 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 842 |
| Net operating income | $383,560 | 6,958 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,474,000 | 5,255 |
| Total interest expense | $2,753,000 | 4,916 |
| Net interest income | $2,721,000 | 5,508 |
| Provision for loan and lease losses | $63,000 | 6,078 |
| Total noninterest income | $782,000 | 3,678 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $782,000 | 2,189 |
| Total noninterest expense | $3,082,000 | 4,120 |
| Salaries and employee benefits | $1,719,000 | 3,885 |
| Premises and equipment expense | $549,000 | 3,500 |
| Additional noninterest expense | $814,000 | 4,721 |
| Pre-tax net operating income | $358,000 | 7,796 |
| Securities gains (losses) | $401,000 | 388 |
| Applicable income taxes | $258,000 | 5,132 |
| Income before extraordinary items | $501,000 | 6,433 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $501,000 | 6,431 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,737 |
| Cash dividends | $797,000 | 2,688 |
| Sale, conversion, retirement of capital stock, net | $91,000 | 802 |
| Net operating income | $236,340 | 8,008 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,160,000 | 5,563 |
| Total interest expense | $2,628,000 | 5,190 |
| Net interest income | $2,532,000 | 5,809 |
| Provision for loan and lease losses | $120,000 | 4,610 |
| Total noninterest income | $760,000 | 3,758 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $760,000 | 2,250 |
| Total noninterest expense | $3,000,000 | 4,121 |
| Salaries and employee benefits | $1,976,000 | 3,380 |
| Premises and equipment expense | $420,000 | 4,257 |
| Additional noninterest expense | $604,000 | 5,737 |
| Pre-tax net operating income | $172,000 | 9,052 |
| Securities gains (losses) | $1,032,000 | 376 |
| Applicable income taxes | $411,000 | 4,344 |
| Income before extraordinary items | $793,000 | 5,215 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $793,000 | 5,215 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 3,649 |
| Cash dividends | $226,000 | 5,133 |
| Sale, conversion, retirement of capital stock, net | $142,000 | 717 |
| Net operating income | $111,880 | 9,184 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,992,000 | 5,806 |
| Total interest expense | $2,617,000 | 5,234 |
| Net interest income | $2,375,000 | 6,249 |
| Provision for loan and lease losses | $37,000 | 7,107 |
| Total noninterest income | $588,000 | 4,472 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $588,000 | 2,518 |
| Total noninterest expense | $2,266,000 | 5,170 |
| Salaries and employee benefits | $1,401,000 | 4,497 |
| Premises and equipment expense | $488,000 | 3,787 |
| Additional noninterest expense | $377,000 | 7,557 |
| Pre-tax net operating income | $660,000 | 7,163 |
| Securities gains (losses) | $511,000 | 422 |
| Applicable income taxes | $401,000 | 4,881 |
| Income before extraordinary items | $770,000 | 5,583 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $770,000 | 5,585 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,735 |
| Cash dividends | $201,000 | 5,341 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 988 |
| Net operating income | $432,740 | 7,371 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,599,000 | 6,292 |
| Total interest expense | $2,406,000 | 5,668 |
| Net interest income | $2,193,000 | 6,785 |
| Provision for loan and lease losses | $32,000 | 7,338 |
| Total noninterest income | $644,000 | 4,356 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $644,000 | 2,444 |
| Total noninterest expense | $2,600,000 | 4,845 |
| Salaries and employee benefits | $1,330,000 | 4,773 |
| Premises and equipment expense | $482,000 | 3,887 |
| Additional noninterest expense | $788,000 | 5,261 |
| Pre-tax net operating income | $205,000 | 9,759 |
| Securities gains (losses) | $376,000 | 493 |
| Applicable income taxes | $194,000 | 7,228 |
| Income before extraordinary items | $387,000 | 7,737 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $387,000 | 7,734 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,694 |
| Cash dividends | $181,000 | 5,660 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 925 |
| Net operating income | $135,080 | 9,884 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,298,000 | 6,690 |
| Total interest expense | $2,186,000 | 6,112 |
| Net interest income | $2,112,000 | 7,052 |
| Provision for loan and lease losses | $18,000 | 7,795 |
| Total noninterest income | $457,000 | 5,497 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $457,000 | 3,041 |
| Total noninterest expense | $1,892,000 | 6,248 |
| Salaries and employee benefits | $1,093,000 | 5,627 |
| Premises and equipment expense | $402,000 | 4,513 |
| Additional noninterest expense | $397,000 | 8,224 |
| Pre-tax net operating income | $659,000 | 7,545 |
| Securities gains (losses) | $194,000 | 679 |
| Applicable income taxes | $291,000 | 6,120 |
| Income before extraordinary items | $562,000 | 6,831 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $562,000 | 6,830 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 10,436 |
| Cash dividends | $167,000 | 5,878 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $433,960 | 7,751 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,705,000 | 7,067 |
| Total interest expense | $1,687,000 | 6,365 |
| Net interest income | $2,018,000 | 7,525 |
| Provision for loan and lease losses | $11,000 | 8,408 |
| Total noninterest income | $370,000 | 6,440 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $370,000 | 3,575 |
| Total noninterest expense | $1,739,000 | 6,872 |
| Salaries and employee benefits | $964,000 | 6,270 |
| Premises and equipment expense | $390,000 | 4,688 |
| Additional noninterest expense | $385,000 | 8,974 |
| Pre-tax net operating income | $638,000 | 7,780 |
| Securities gains (losses) | $216,000 | 470 |
| Applicable income taxes | $290,000 | 5,998 |
| Income before extraordinary items | $564,000 | 6,808 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $564,000 | 6,823 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 7,012 |
| Cash dividends | $151,000 | 6,040 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $421,440 | 8,025 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,897,000 | 6,990 |
| Total interest expense | $1,819,000 | 6,287 |
| Net interest income | $2,078,000 | 7,461 |
| Provision for loan and lease losses | $65,000 | 6,791 |
| Total noninterest income | $341,000 | 7,135 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $341,000 | 4,171 |
| Total noninterest expense | $1,720,000 | 7,132 |
| Salaries and employee benefits | $878,000 | 6,847 |
| Premises and equipment expense | $323,000 | 5,544 |
| Additional noninterest expense | $519,000 | 8,037 |
| Pre-tax net operating income | $634,000 | 7,725 |
| Securities gains (losses) | $643,000 | 758 |
| Applicable income taxes | $380,000 | 5,186 |
| Income before extraordinary items | $897,000 | 5,111 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $897,000 | 5,266 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 8,917 |
| Cash dividends | $134,000 | 6,342 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $446,900 | 7,734 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,557,000 | 6,825 |
| Total interest expense | $2,568,000 | 5,862 |
| Net interest income | $1,989,000 | 7,796 |
| Provision for loan and lease losses | $75,000 | 8,067 |
| Total noninterest income | $241,000 | 8,649 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $241,000 | 5,087 |
| Total noninterest expense | $1,366,000 | 8,418 |
| Salaries and employee benefits | $683,000 | 8,122 |
| Premises and equipment expense | $262,000 | 6,577 |
| Additional noninterest expense | $421,000 | 9,322 |
| Pre-tax net operating income | $789,000 | 6,616 |
| Securities gains (losses) | $163,000 | 2,306 |
| Applicable income taxes | $325,000 | 5,633 |
| Income before extraordinary items | $627,000 | 6,389 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $627,000 | 6,459 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 8,252 |
| Cash dividends | $122,000 | 6,169 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $519,420 | 6,794 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.