Home > Genesis Bank > Income and Expense
Genesis Bank, Income and Expense
| 2025-03-31 (YTD Data) | Rank | |
| Total interest income | $1,941,000 | 3,315 |
| Total interest expense | $575,000 | 3,277 |
| Net interest income | $1,366,000 | 3,269 |
| Provision for loan and lease losses | $-11,000 | 4,217 |
| Total noninterest income | $140,000 | 3,209 |
| Gross Fiduciary activities income | $0 | 918 |
| Service charges on deposit accounts | $32,000 | 3,054 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $108,000 | 2,968 |
| Total noninterest expense | $3,418,000 | 1,722 |
| Salaries and employee benefits | $2,155,000 | 1,576 |
| Premises and equipment expense | $324,000 | 1,777 |
| Additional noninterest expense | $108,000 | 2,968 |
| Pre-tax net operating income | $-1,901,000 | 4,455 |
| Securities gains (losses) | $0 | 665 |
| Applicable income taxes | $0 | 3,151 |
| Income before extraordinary items | $-1,901,000 | 4,433 |
| Extraordinary gains, net | $0 | 47 |
| Net income | $-1,901,000 | 4,432 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $-1,901,000 | 4,433 |
| Net charge-offs | $0 | 2,299 |
| Cash dividends | $0 | 2,364 |
| Sale, conversion, retirement of capital stock, net | $0 | 467 |
| Net operating income | $-1,901,000 | 4,441 |
| 2024-12-31 (YTD Data) | Rank | |
| Total interest income | $8,676,000 | 3,164 |
| Total interest expense | $2,672,000 | 3,169 |
| Net interest income | $6,004,000 | 3,106 |
| Provision for loan and lease losses | $-86,000 | 4,219 |
| Total noninterest income | $548,000 | 3,301 |
| Gross Fiduciary activities income | $0 | 1,000 |
| Service charges on deposit accounts | $140,000 | 3,048 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $408,000 | 3,113 |
| Total noninterest expense | $13,001,000 | 1,761 |
| Salaries and employee benefits | $8,490,000 | 1,582 |
| Premises and equipment expense | $1,310,000 | 1,741 |
| Additional noninterest expense | $408,000 | 3,113 |
| Pre-tax net operating income | $-6,363,000 | 4,481 |
| Securities gains (losses) | $0 | 940 |
| Applicable income taxes | $0 | 3,278 |
| Income before extraordinary items | $-6,363,000 | 4,461 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-6,363,000 | 4,461 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-6,363,000 | 4,461 |
| Net charge-offs | $0 | 3,072 |
| Cash dividends | $0 | 3,434 |
| Sale, conversion, retirement of capital stock, net | $147,000 | 431 |
| Net operating income | $-6,363,000 | 4,468 |
| 2024-09-30 (YTD Data) | Rank | |
| Total interest income | $6,612,000 | 3,144 |
| Total interest expense | $2,078,000 | 3,136 |
| Net interest income | $4,534,000 | 3,106 |
| Provision for loan and lease losses | $-25,000 | 4,213 |
| Total noninterest income | $434,000 | 3,250 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $115,000 | 2,963 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $319,000 | 3,055 |
| Total noninterest expense | $9,781,000 | 1,743 |
| Salaries and employee benefits | $6,436,000 | 1,556 |
| Premises and equipment expense | $985,000 | 1,725 |
| Additional noninterest expense | $319,000 | 3,055 |
| Pre-tax net operating income | $-4,788,000 | 4,516 |
| Securities gains (losses) | $0 | 930 |
| Applicable income taxes | $0 | 3,278 |
| Income before extraordinary items | $-4,788,000 | 4,495 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-4,788,000 | 4,495 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-4,788,000 | 4,495 |
| Net charge-offs | $0 | 2,823 |
| Cash dividends | $0 | 3,076 |
| Sale, conversion, retirement of capital stock, net | $147,000 | 383 |
| Net operating income | $-4,788,000 | 4,501 |
| 2024-06-30 (YTD Data) | Rank | |
| Total interest income | $4,328,000 | 3,166 |
| Total interest expense | $1,500,000 | 3,038 |
| Net interest income | $2,828,000 | 3,183 |
| Provision for loan and lease losses | $57,000 | 2,221 |
| Total noninterest income | $281,000 | 3,255 |
| Gross Fiduciary activities income | $0 | 962 |
| Service charges on deposit accounts | $93,000 | 2,743 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $188,000 | 3,134 |
| Total noninterest expense | $6,498,000 | 1,747 |
| Salaries and employee benefits | $4,291,000 | 1,559 |
| Premises and equipment expense | $661,000 | 1,709 |
| Additional noninterest expense | $188,000 | 3,134 |
| Pre-tax net operating income | $-3,446,000 | 4,541 |
| Securities gains (losses) | $0 | 628 |
| Applicable income taxes | $0 | 3,283 |
| Income before extraordinary items | $-3,446,000 | 4,522 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $-3,446,000 | 4,523 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-3,446,000 | 4,524 |
| Net charge-offs | $0 | 2,587 |
| Cash dividends | $0 | 2,949 |
| Sale, conversion, retirement of capital stock, net | $135,000 | 346 |
| Net operating income | $-3,446,000 | 4,528 |
| 2024-03-31 (YTD Data) | Rank | |
| Total interest income | $2,018,000 | 3,231 |
| Total interest expense | $685,000 | 3,106 |
| Net interest income | $1,333,000 | 3,251 |
| Provision for loan and lease losses | $36,000 | 1,839 |
| Total noninterest income | $102,000 | 3,494 |
| Gross Fiduciary activities income | $0 | 895 |
| Service charges on deposit accounts | $19,000 | 3,539 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $83,000 | 3,223 |
| Total noninterest expense | $3,144,000 | 1,787 |
| Salaries and employee benefits | $2,037,000 | 1,629 |
| Premises and equipment expense | $329,000 | 1,717 |
| Additional noninterest expense | $83,000 | 3,223 |
| Pre-tax net operating income | $-1,745,000 | 4,564 |
| Securities gains (losses) | $0 | 689 |
| Applicable income taxes | $0 | 3,183 |
| Income before extraordinary items | $-1,745,000 | 4,550 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-1,745,000 | 4,550 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $-1,745,000 | 4,550 |
| Net charge-offs | $0 | 2,217 |
| Cash dividends | $0 | 2,345 |
| Sale, conversion, retirement of capital stock, net | $68,000 | 276 |
| Net operating income | $-1,745,000 | 4,556 |
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $6,457,000 | 3,384 |
| Total interest expense | $1,833,000 | 3,142 |
| Net interest income | $4,624,000 | 3,449 |
| Provision for loan and lease losses | $187,000 | 2,049 |
| Total noninterest income | $581,000 | 3,282 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $60,000 | 3,712 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $521,000 | 2,933 |
| Total noninterest expense | $14,951,000 | 1,536 |
| Salaries and employee benefits | $10,432,000 | 1,302 |
| Premises and equipment expense | $1,315,000 | 1,695 |
| Additional noninterest expense | $521,000 | 2,933 |
| Pre-tax net operating income | $-9,933,000 | 4,583 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $0 | 3,369 |
| Income before extraordinary items | $-9,933,000 | 4,568 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-9,933,000 | 4,568 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $-9,933,000 | 4,569 |
| Net charge-offs | $0 | 2,884 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $442,000 | 283 |
| Net operating income | $-9,933,000 | 4,570 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $4,654,000 | 3,414 |
| Total interest expense | $1,232,000 | 3,140 |
| Net interest income | $3,422,000 | 3,486 |
| Provision for loan and lease losses | $186,000 | 1,713 |
| Total noninterest income | $471,000 | 3,215 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $44,000 | 3,750 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $427,000 | 2,839 |
| Total noninterest expense | $11,641,000 | 1,473 |
| Salaries and employee benefits | $8,186,000 | 1,259 |
| Premises and equipment expense | $985,000 | 1,695 |
| Additional noninterest expense | $427,000 | 2,838 |
| Pre-tax net operating income | $-7,934,000 | 4,584 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $0 | 3,407 |
| Income before extraordinary items | $-7,934,000 | 4,602 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $-7,934,000 | 4,601 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-7,934,000 | 4,602 |
| Net charge-offs | $0 | 2,641 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $357,000 | 260 |
| Net operating income | $-7,934,000 | 4,605 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $3,080,000 | 3,394 |
| Total interest expense | $729,000 | 3,124 |
| Net interest income | $2,351,000 | 3,472 |
| Provision for loan and lease losses | $188,000 | 1,382 |
| Total noninterest income | $327,000 | 3,167 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $26,000 | 3,830 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $301,000 | 2,757 |
| Total noninterest expense | $8,574,000 | 1,352 |
| Salaries and employee benefits | $5,927,000 | 1,162 |
| Premises and equipment expense | $655,000 | 1,694 |
| Additional noninterest expense | $301,000 | 2,751 |
| Pre-tax net operating income | $-6,084,000 | 4,616 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $0 | 3,436 |
| Income before extraordinary items | $-6,084,000 | 4,638 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-6,084,000 | 4,635 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-6,084,000 | 4,636 |
| Net charge-offs | $0 | 2,431 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $505,000 | 175 |
| Net operating income | $-6,084,000 | 4,638 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $1,537,000 | 3,394 |
| Total interest expense | $339,000 | 3,040 |
| Net interest income | $1,198,000 | 3,461 |
| Provision for loan and lease losses | $233,000 | 815 |
| Total noninterest income | $119,000 | 3,460 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $4,000 | 4,299 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $115,000 | 3,017 |
| Total noninterest expense | $4,096,000 | 1,419 |
| Salaries and employee benefits | $3,198,000 | 1,117 |
| Premises and equipment expense | $325,000 | 1,745 |
| Additional noninterest expense | $115,000 | 3,017 |
| Pre-tax net operating income | $-3,012,000 | 4,670 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $0 | 3,388 |
| Income before extraordinary items | $-3,012,000 | 4,654 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-3,012,000 | 4,653 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $-3,012,000 | 4,654 |
| Net charge-offs | $0 | 2,062 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $245,000 | 160 |
| Net operating income | $-3,012,000 | 4,656 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $2,932,000 | 4,028 |
| Total interest expense | $125,000 | 4,316 |
| Net interest income | $2,807,000 | 3,958 |
| Provision for loan and lease losses | $987,000 | 833 |
| Total noninterest income | $1,119,000 | 2,665 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $8,000 | 4,454 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,111,000 | 2,223 |
| Total noninterest expense | $15,072,000 | 1,473 |
| Salaries and employee benefits | $11,694,000 | 1,166 |
| Premises and equipment expense | $1,266,000 | 1,739 |
| Additional noninterest expense | $1,111,000 | 2,223 |
| Pre-tax net operating income | $-12,133,000 | 4,716 |
| Securities gains (losses) | $-100,000 | 3,909 |
| Applicable income taxes | $0 | 3,596 |
| Income before extraordinary items | $-12,233,000 | 4,697 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-12,233,000 | 4,697 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $-12,233,000 | 4,697 |
| Net charge-offs | $0 | 2,620 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $25,300,000 | 38 |
| Net operating income | $-12,133,000 | 4,700 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $1,843,000 | 4,158 |
| Total interest expense | $31,000 | 4,590 |
| Net interest income | $1,812,000 | 4,091 |
| Provision for loan and lease losses | $598,000 | 878 |
| Total noninterest income | $888,000 | 2,637 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $4,000 | 4,528 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $884,000 | 2,197 |
| Total noninterest expense | $11,989,000 | 1,398 |
| Salaries and employee benefits | $9,380,000 | 1,102 |
| Premises and equipment expense | $941,000 | 1,762 |
| Additional noninterest expense | $884,000 | 2,197 |
| Pre-tax net operating income | $-9,887,000 | 4,757 |
| Securities gains (losses) | $-9,000 | 3,750 |
| Applicable income taxes | $0 | 3,603 |
| Income before extraordinary items | $-9,896,000 | 4,735 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-9,896,000 | 4,735 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $-9,896,000 | 4,735 |
| Net charge-offs | $0 | 2,349 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $25,054,000 | 33 |
| Net operating income | $-9,887,000 | 4,740 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $1,012,000 | 4,305 |
| Total interest expense | $18,000 | 4,668 |
| Net interest income | $994,000 | 4,255 |
| Provision for loan and lease losses | $457,000 | 726 |
| Total noninterest income | $727,000 | 2,394 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $1,000 | 4,611 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $726,000 | 2,023 |
| Total noninterest expense | $7,988,000 | 1,390 |
| Salaries and employee benefits | $6,314,000 | 1,095 |
| Premises and equipment expense | $619,000 | 1,789 |
| Additional noninterest expense | $1,055,000 | 2,528 |
| Pre-tax net operating income | $-6,724,000 | 4,772 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $0 | 3,564 |
| Income before extraordinary items | $-6,724,000 | 4,757 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-6,724,000 | 4,757 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $-6,724,000 | 4,757 |
| Net charge-offs | $0 | 2,156 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $24,611,000 | 28 |
| Net operating income | $-6,724,000 | 4,763 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $408,000 | 4,438 |
| Total interest expense | $9,000 | 4,688 |
| Net interest income | $399,000 | 4,393 |
| Provision for loan and lease losses | $258,000 | 553 |
| Total noninterest income | $765,000 | 1,623 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $0 | 4,649 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $765,000 | 1,289 |
| Total noninterest expense | $4,019,000 | 1,386 |
| Salaries and employee benefits | $3,232,000 | 1,079 |
| Premises and equipment expense | $308,000 | 1,799 |
| Additional noninterest expense | $479,000 | 2,667 |
| Pre-tax net operating income | $-3,113,000 | 4,791 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $0 | 3,450 |
| Income before extraordinary items | $-3,113,000 | 4,778 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-3,113,000 | 4,778 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $-3,113,000 | 4,778 |
| Net charge-offs | $0 | 1,838 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $393,000 | 135 |
| Net operating income | $-3,113,000 | 4,782 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $184,000 | 4,813 |
| Total interest expense | $7,000 | 4,803 |
| Net interest income | $177,000 | 4,810 |
| Provision for loan and lease losses | $350,000 | 1,292 |
| Total noninterest income | $0 | 4,810 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $0 | 4,720 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 4,779 |
| Total noninterest expense | $11,150,000 | 1,834 |
| Salaries and employee benefits | $8,901,000 | 1,427 |
| Premises and equipment expense | $525,000 | 2,956 |
| Additional noninterest expense | $1,724,000 | 2,856 |
| Pre-tax net operating income | $-11,323,000 | 4,842 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $0 | 3,710 |
| Income before extraordinary items | $-11,323,000 | 4,834 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-11,323,000 | 4,834 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $-11,323,000 | 4,834 |
| Net charge-offs | $0 | 2,705 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $57,112,000 | 15 |
| Net operating income | $-11,323,000 | 4,834 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $21,000 | 4,908 |
| Total interest expense | $0 | 4,892 |
| Net interest income | $21,000 | 4,904 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $0 | 4,883 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $0 | 4,787 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 4,851 |
| Total noninterest expense | $7,520,000 | 1,979 |
| Salaries and employee benefits | $5,854,000 | 1,596 |
| Premises and equipment expense | $223,000 | 3,785 |
| Additional noninterest expense | $1,443,000 | 2,668 |
| Pre-tax net operating income | $-7,499,000 | 4,916 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $0 | 3,719 |
| Income before extraordinary items | $-7,499,000 | 4,908 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $-7,499,000 | 4,908 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $-7,499,000 | 4,908 |
| Net charge-offs | $0 | 2,463 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $56,915,000 | 14 |
| Net operating income | $-7,499,000 | 4,908 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.