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Generations Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$47,708,000	967
Total interest expense	$16,876,000	886
Net interest income	$30,832,000	1,017
Provision for loan and lease losses	$550,000	1,199
Total noninterest income	$6,449,000	1,000
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$1,722,000	643
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,727,000	915
Total noninterest expense	$21,972,000	1,117
Salaries and employee benefits	$13,334,000	1,062
Premises and equipment expense	$1,924,000	1,265
Additional noninterest expense	$4,727,000	915
Pre-tax net operating income	$14,759,000	868
Securities gains (losses)	$-26,000	3,516
Applicable income taxes	$3,207,000	718
Income before extraordinary items	$11,526,000	898
Extraordinary gains, net	$0	54
Net income	$11,526,000	911
Minority interest net income	$0	88
Net income of bank and minority interests.	$11,526,000	901
Net charge-offs	$571,000	707
Cash dividends	$4,150,000	926
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$11,546,540	910
2023-09-30 (YTD Data)		Rank
Total interest income	$34,108,000	983
Total interest expense	$11,643,000	894
Net interest income	$22,465,000	1,049
Provision for loan and lease losses	$350,000	1,239
Total noninterest income	$5,462,000	936
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$1,286,000	643
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,176,000	841
Total noninterest expense	$16,468,000	1,114
Salaries and employee benefits	$10,143,000	1,052
Premises and equipment expense	$1,444,000	1,265
Additional noninterest expense	$4,176,000	841
Pre-tax net operating income	$11,109,000	897
Securities gains (losses)	$-26,000	3,678
Applicable income taxes	$2,317,000	766
Income before extraordinary items	$8,766,000	921
Extraordinary gains, net	$0	52
Net income	$8,766,000	926
Minority interest net income	$0	81
Net income of bank and minority interests.	$8,766,000	921
Net charge-offs	$266,000	770
Cash dividends	$2,950,000	901
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$8,786,540	933
2023-06-30 (YTD Data)		Rank
Total interest income	$21,938,000	984
Total interest expense	$6,785,000	906
Net interest income	$15,153,000	1,043
Provision for loan and lease losses	$350,000	947
Total noninterest income	$4,452,000	792
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$864,000	631
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,588,000	665
Total noninterest expense	$11,141,000	1,094
Salaries and employee benefits	$6,918,000	1,023
Premises and equipment expense	$934,000	1,283
Additional noninterest expense	$3,588,000	665
Pre-tax net operating income	$8,114,000	833
Securities gains (losses)	$-26,000	3,949
Applicable income taxes	$1,593,000	757
Income before extraordinary items	$6,495,000	849
Extraordinary gains, net	$0	51
Net income	$6,495,000	861
Minority interest net income	$0	81
Net income of bank and minority interests.	$6,495,000	849
Net charge-offs	$254,000	601
Cash dividends	$2,450,000	755
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$6,515,800	859
2023-03-31 (YTD Data)		Rank
Total interest income	$10,278,000	1,038
Total interest expense	$2,632,000	973
Net interest income	$7,646,000	1,034
Provision for loan and lease losses	$300,000	662
Total noninterest income	$1,552,000	983
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$424,000	649
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,128,000	883
Total noninterest expense	$5,134,000	1,184
Salaries and employee benefits	$3,111,000	1,143
Premises and equipment expense	$460,000	1,329
Additional noninterest expense	$1,128,000	883
Pre-tax net operating income	$3,764,000	923
Securities gains (losses)	$-26,000	4,152
Applicable income taxes	$1,003,000	676
Income before extraordinary items	$2,735,000	1,004
Extraordinary gains, net	$0	4
Net income	$2,735,000	1,003
Minority interest net income	$0	48
Net income of bank and minority interests.	$2,735,000	1,003
Net charge-offs	$69,000	695
Cash dividends	$1,030,000	791
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$2,755,540	1,015
2022-12-31 (YTD Data)		Rank
Total interest income	$35,593,000	987
Total interest expense	$4,609,000	840
Net interest income	$30,984,000	1,005
Provision for loan and lease losses	$1,200,000	719
Total noninterest income	$4,388,000	1,295
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$1,644,000	679
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,744,000	1,337
Total noninterest expense	$19,781,000	1,195
Salaries and employee benefits	$12,147,000	1,133
Premises and equipment expense	$2,099,000	1,155
Additional noninterest expense	$2,744,000	1,337
Pre-tax net operating income	$14,391,000	978
Securities gains (losses)	$-185,000	4,086
Applicable income taxes	$3,825,000	714
Income before extraordinary items	$10,381,000	1,076
Extraordinary gains, net	$0	5
Net income	$10,381,000	1,075
Minority interest net income	$0	63
Net income of bank and minority interests.	$10,381,000	1,076
Net charge-offs	$160,000	1,024
Cash dividends	$2,200,000	1,399
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$10,527,150	1,090
2022-09-30 (YTD Data)		Rank
Total interest income	$25,217,000	992
Total interest expense	$2,714,000	792
Net interest income	$22,503,000	1,016
Provision for loan and lease losses	$900,000	670
Total noninterest income	$3,514,000	1,264
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$1,286,000	667
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,228,000	1,294
Total noninterest expense	$14,882,000	1,195
Salaries and employee benefits	$9,157,000	1,129
Premises and equipment expense	$1,626,000	1,118
Additional noninterest expense	$2,228,000	1,294
Pre-tax net operating income	$10,235,000	1,023
Securities gains (losses)	$8,000	472
Applicable income taxes	$2,746,000	734
Income before extraordinary items	$7,497,000	1,096
Extraordinary gains, net	$0	4
Net income	$7,497,000	1,095
Minority interest net income	$0	57
Net income of bank and minority interests.	$7,497,000	1,096
Net charge-offs	$104,000	919
Cash dividends	$1,100,000	1,580
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$7,490,680	1,119
2022-06-30 (YTD Data)		Rank
Total interest income	$15,720,000	1,016
Total interest expense	$1,332,000	869
Net interest income	$14,388,000	1,024
Provision for loan and lease losses	$600,000	609
Total noninterest income	$2,375,000	1,241
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$829,000	686
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,546,000	1,286
Total noninterest expense	$9,836,000	1,195
Salaries and employee benefits	$6,107,000	1,120
Premises and equipment expense	$1,104,000	1,094
Additional noninterest expense	$2,625,000	1,282
Pre-tax net operating income	$6,327,000	1,021
Securities gains (losses)	$1,000	612
Applicable income taxes	$1,686,000	741
Income before extraordinary items	$4,642,000	1,101
Extraordinary gains, net	$0	4
Net income	$4,642,000	1,100
Minority interest net income	$0	60
Net income of bank and minority interests.	$4,642,000	1,101
Net charge-offs	$70,000	844
Cash dividends	$1,100,000	1,259
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$4,641,210	1,127
2022-03-31 (YTD Data)		Rank
Total interest income	$7,657,000	1,015
Total interest expense	$554,000	994
Net interest income	$7,103,000	1,008
Provision for loan and lease losses	$300,000	484
Total noninterest income	$1,215,000	1,228
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$396,000	705
Trading account gains and fees	NA	NA
Additional Noninterest Income	$819,000	1,229
Total noninterest expense	$4,789,000	1,209
Salaries and employee benefits	$3,011,000	1,134
Premises and equipment expense	$509,000	1,194
Additional noninterest expense	$1,269,000	1,313
Pre-tax net operating income	$3,229,000	950
Securities gains (losses)	$0	623
Applicable income taxes	$858,000	709
Income before extraordinary items	$2,371,000	1,059
Extraordinary gains, net	$0	4
Net income	$2,371,000	1,057
Minority interest net income	$0	50
Net income of bank and minority interests.	$2,371,000	1,059
Net charge-offs	$51,000	670
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$2,371,000	1,068
2021-12-31 (YTD Data)		Rank
Total interest income	$28,031,000	1,113
Total interest expense	$2,519,000	1,072
Net interest income	$25,512,000	1,113
Provision for loan and lease losses	$948,000	630
Total noninterest income	$5,678,000	1,203
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$1,395,000	741
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,283,000	1,190
Total noninterest expense	$18,150,000	1,251
Salaries and employee benefits	$11,414,000	1,170
Premises and equipment expense	$1,706,000	1,380
Additional noninterest expense	$5,030,000	1,325
Pre-tax net operating income	$12,092,000	1,121
Securities gains (losses)	$15,000	1,611
Applicable income taxes	$3,099,000	840
Income before extraordinary items	$9,008,000	1,239
Extraordinary gains, net	$0	10
Net income	$9,008,000	1,238
Minority interest net income	$0	74
Net income of bank and minority interests.	$9,008,000	1,239
Net charge-offs	$163,000	1,119
Cash dividends	$1,450,000	1,846
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$8,996,150	1,223
2021-09-30 (YTD Data)		Rank
Total interest income	$20,526,000	1,156
Total interest expense	$1,958,000	1,093
Net interest income	$18,568,000	1,165
Provision for loan and lease losses	$500,000	801
Total noninterest income	$4,212,000	1,243
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$987,000	774
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,225,000	1,227
Total noninterest expense	$13,245,000	1,286
Salaries and employee benefits	$8,299,000	1,200
Premises and equipment expense	$1,287,000	1,397
Additional noninterest expense	$3,659,000	1,360
Pre-tax net operating income	$9,035,000	1,164
Securities gains (losses)	$10,000	1,630
Applicable income taxes	$2,220,000	915
Income before extraordinary items	$6,825,000	1,277
Extraordinary gains, net	$0	8
Net income	$6,825,000	1,277
Minority interest net income	$0	69
Net income of bank and minority interests.	$6,825,000	1,277
Net charge-offs	$132,000	969
Cash dividends	$1,450,000	1,436
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$6,817,100	1,257
2021-06-30 (YTD Data)		Rank
Total interest income	$13,303,000	1,188
Total interest expense	$1,370,000	1,090
Net interest income	$11,933,000	1,191
Provision for loan and lease losses	$300,000	865
Total noninterest income	$2,639,000	1,280
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$597,000	809
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,042,000	1,279
Total noninterest expense	$8,643,000	1,300
Salaries and employee benefits	$5,483,000	1,209
Premises and equipment expense	$837,000	1,419
Additional noninterest expense	$2,323,000	1,405
Pre-tax net operating income	$5,629,000	1,204
Securities gains (losses)	$10,000	1,415
Applicable income taxes	$1,320,000	966
Income before extraordinary items	$4,319,000	1,315
Extraordinary gains, net	$0	6
Net income	$4,319,000	1,315
Minority interest net income	$0	67
Net income of bank and minority interests.	$4,319,000	1,315
Net charge-offs	$41,000	1,225
Cash dividends	$1,450,000	1,084
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$4,311,100	1,290
2021-03-31 (YTD Data)		Rank
Total interest income	$6,654,000	1,193
Total interest expense	$747,000	1,068
Net interest income	$5,907,000	1,195
Provision for loan and lease losses	$300,000	548
Total noninterest income	$1,311,000	1,283
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$289,000	813
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,022,000	1,254
Total noninterest expense	$4,218,000	1,311
Salaries and employee benefits	$2,649,000	1,228
Premises and equipment expense	$419,000	1,437
Additional noninterest expense	$1,150,000	1,374
Pre-tax net operating income	$2,700,000	1,236
Securities gains (losses)	$0	1,392
Applicable income taxes	$630,000	977
Income before extraordinary items	$2,070,000	1,356
Extraordinary gains, net	$0	3
Net income	$2,070,000	1,355
Minority interest net income	$0	55
Net income of bank and minority interests.	$2,070,000	1,356
Net charge-offs	$-29,000	4,454
Cash dividends	$250,000	1,678
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$2,070,000	1,326
2020-12-31 (YTD Data)		Rank
Total interest income	$25,458,000	1,217
Total interest expense	$4,676,000	1,010
Net interest income	$20,782,000	1,239
Provision for loan and lease losses	$1,550,000	1,230
Total noninterest income	$6,976,000	1,022
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$1,085,000	879
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,891,000	913
Total noninterest expense	$17,992,000	1,203
Salaries and employee benefits	$11,493,000	1,114
Premises and equipment expense	$1,780,000	1,319
Additional noninterest expense	$4,719,000	1,345
Pre-tax net operating income	$8,216,000	1,234
Securities gains (losses)	$21,000	2,096
Applicable income taxes	$1,811,000	995
Income before extraordinary items	$6,426,000	1,349
Extraordinary gains, net	$0	4
Net income	$6,426,000	1,350
Minority interest net income	$0	72
Net income of bank and minority interests.	$6,426,000	1,350
Net charge-offs	$702,000	808
Cash dividends	$2,100,000	1,463
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$6,409,410	1,313
2020-09-30 (YTD Data)		Rank
Total interest income	$18,932,000	1,225
Total interest expense	$3,743,000	1,016
Net interest income	$15,189,000	1,250
Provision for loan and lease losses	$950,000	1,401
Total noninterest income	$4,931,000	1,029
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$777,000	910
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,154,000	915
Total noninterest expense	$13,300,000	1,198
Salaries and employee benefits	$8,443,000	1,115
Premises and equipment expense	$1,393,000	1,265
Additional noninterest expense	$3,464,000	1,359
Pre-tax net operating income	$5,870,000	1,234
Securities gains (losses)	$7,000	2,204
Applicable income taxes	$1,291,000	992
Income before extraordinary items	$4,586,000	1,353
Extraordinary gains, net	$0	4
Net income	$4,586,000	1,353
Minority interest net income	$0	65
Net income of bank and minority interests.	$4,586,000	1,353
Net charge-offs	$490,000	765
Cash dividends	$850,000	1,859
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$4,580,470	1,315
2020-06-30 (YTD Data)		Rank
Total interest income	$12,365,000	1,256
Total interest expense	$2,653,000	1,032
Net interest income	$9,712,000	1,305
Provision for loan and lease losses	$450,000	1,684
Total noninterest income	$2,975,000	1,047
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$506,000	946
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,469,000	930
Total noninterest expense	$8,705,000	1,203
Salaries and employee benefits	$5,439,000	1,140
Premises and equipment expense	$957,000	1,225
Additional noninterest expense	$2,309,000	1,338
Pre-tax net operating income	$3,532,000	1,278
Securities gains (losses)	$3,000	2,083
Applicable income taxes	$754,000	1,028
Income before extraordinary items	$2,781,000	1,396
Extraordinary gains, net	$0	4
Net income	$2,781,000	1,396
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,781,000	1,396
Net charge-offs	$416,000	663
Cash dividends	$850,000	1,466
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$2,778,630	1,355
2020-03-31 (YTD Data)		Rank
Total interest income	$6,158,000	1,267
Total interest expense	$1,429,000	1,048
Net interest income	$4,729,000	1,319
Provision for loan and lease losses	$150,000	1,627
Total noninterest income	$978,000	1,307
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$301,000	939
Trading account gains and fees	NA	NA
Additional Noninterest Income	$677,000	1,259
Total noninterest expense	$3,844,000	1,373
Salaries and employee benefits	$2,269,000	1,353
Premises and equipment expense	$452,000	1,299
Additional noninterest expense	$1,123,000	1,388
Pre-tax net operating income	$1,713,000	1,191
Securities gains (losses)	$0	1,705
Applicable income taxes	$363,000	939
Income before extraordinary items	$1,350,000	1,297
Extraordinary gains, net	$0	4
Net income	$1,350,000	1,296
Minority interest net income	$0	56
Net income of bank and minority interests.	$1,350,000	1,297
Net charge-offs	$195,000	643
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,350,000	1,273
2019-12-31 (YTD Data)		Rank
Total interest income	$25,533,000	1,240
Total interest expense	$6,496,000	993
Net interest income	$19,037,000	1,306
Provision for loan and lease losses	$450,000	1,581
Total noninterest income	$3,628,000	1,407
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$1,259,000	929
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,369,000	1,391
Total noninterest expense	$14,964,000	1,362
Salaries and employee benefits	$8,857,000	1,337
Premises and equipment expense	$1,794,000	1,277
Additional noninterest expense	$4,313,000	1,421
Pre-tax net operating income	$7,251,000	1,326
Securities gains (losses)	$19,000	1,672
Applicable income taxes	$1,645,000	1,024
Income before extraordinary items	$5,625,000	1,445
Extraordinary gains, net	$0	11
Net income	$5,625,000	1,447
Minority interest net income	$0	76
Net income of bank and minority interests.	$5,625,000	1,447
Net charge-offs	$96,000	2,230
Cash dividends	$3,165,000	1,142
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$5,609,990	1,423
2019-09-30 (YTD Data)		Rank
Total interest income	$19,167,000	1,243
Total interest expense	$4,959,000	988
Net interest income	$14,208,000	1,319
Provision for loan and lease losses	$350,000	1,466
Total noninterest income	$2,704,000	1,407
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$913,000	957
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,791,000	1,371
Total noninterest expense	$11,226,000	1,367
Salaries and employee benefits	$6,555,000	1,356
Premises and equipment expense	$1,361,000	1,270
Additional noninterest expense	$3,310,000	1,400
Pre-tax net operating income	$5,336,000	1,374
Securities gains (losses)	$16,000	1,515
Applicable income taxes	$1,216,000	1,087
Income before extraordinary items	$4,136,000	1,509
Extraordinary gains, net	$0	11
Net income	$4,136,000	1,510
Minority interest net income	$0	72
Net income of bank and minority interests.	$4,136,000	1,511
Net charge-offs	$25,000	2,607
Cash dividends	$1,305,000	1,554
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$4,123,360	1,480
2019-06-30 (YTD Data)		Rank
Total interest income	$12,664,000	1,252
Total interest expense	$3,314,000	968
Net interest income	$9,350,000	1,335
Provision for loan and lease losses	$300,000	1,195
Total noninterest income	$1,692,000	1,433
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$589,000	976
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,103,000	1,400
Total noninterest expense	$7,499,000	1,368
Salaries and employee benefits	$4,310,000	1,364
Premises and equipment expense	$893,000	1,299
Additional noninterest expense	$2,296,000	1,365
Pre-tax net operating income	$3,243,000	1,452
Securities gains (losses)	$15,000	1,113
Applicable income taxes	$733,000	1,133
Income before extraordinary items	$2,525,000	1,590
Extraordinary gains, net	$0	11
Net income	$2,525,000	1,591
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,525,000	1,591
Net charge-offs	$80,000	1,532
Cash dividends	$1,275,000	1,229
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$2,513,150	1,563
2019-03-31 (YTD Data)		Rank
Total interest income	$6,162,000	1,275
Total interest expense	$1,633,000	958
Net interest income	$4,529,000	1,366
Provision for loan and lease losses	$150,000	1,133
Total noninterest income	$893,000	1,339
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$295,000	969
Trading account gains and fees	NA	NA
Additional Noninterest Income	$598,000	1,284
Total noninterest expense	$3,796,000	1,359
Salaries and employee benefits	$2,145,000	1,376
Premises and equipment expense	$434,000	1,345
Additional noninterest expense	$1,217,000	1,276
Pre-tax net operating income	$1,476,000	1,547
Securities gains (losses)	$2,000	961
Applicable income taxes	$327,000	1,200
Income before extraordinary items	$1,151,000	1,680
Extraordinary gains, net	$0	5
Net income	$1,151,000	1,678
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,151,000	1,679
Net charge-offs	$30,000	1,503
Cash dividends	$550,000	1,257
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$1,149,420	1,657
2018-12-31 (YTD Data)		Rank
Total interest income	$22,442,000	1,305
Total interest expense	$4,939,000	929
Net interest income	$17,503,000	1,386
Provision for loan and lease losses	$525,000	1,410
Total noninterest income	$3,282,000	1,446
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$1,195,000	994
Trading account gains and fees	$0	126
Additional Noninterest Income	$2,087,000	1,461
Total noninterest expense	$14,250,000	1,410
Salaries and employee benefits	$8,172,000	1,398
Premises and equipment expense	$1,352,000	1,644
Additional noninterest expense	$4,726,000	1,308
Pre-tax net operating income	$6,010,000	1,513
Securities gains (losses)	$11,000	694
Applicable income taxes	$1,346,000	1,139
Income before extraordinary items	$4,675,000	1,674
Extraordinary gains, net	$0	6
Net income	$4,675,000	1,673
Minority interest net income	$0	72
Net income of bank and minority interests.	$4,675,000	1,673
Net charge-offs	$339,000	1,239
Cash dividends	$700,000	2,624
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$4,666,310	1,670
2018-09-30 (YTD Data)		Rank
Total interest income	$16,387,000	1,323
Total interest expense	$3,525,000	910
Net interest income	$12,862,000	1,408
Provision for loan and lease losses	$375,000	1,376
Total noninterest income	$2,465,000	1,464
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$872,000	1,020
Trading account gains and fees	$0	138
Additional Noninterest Income	$1,593,000	1,464
Total noninterest expense	$10,637,000	1,424
Salaries and employee benefits	$6,083,000	1,401
Premises and equipment expense	$1,025,000	1,640
Additional noninterest expense	$3,529,000	1,316
Pre-tax net operating income	$4,315,000	1,583
Securities gains (losses)	$11,000	687
Applicable income taxes	$960,000	1,203
Income before extraordinary items	$3,366,000	1,739
Extraordinary gains, net	$0	5
Net income	$3,366,000	1,738
Minority interest net income	$0	66
Net income of bank and minority interests.	$3,366,000	1,738
Net charge-offs	$330,000	934
Cash dividends	$25,000	3,561
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$3,357,310	1,731
2018-06-30 (YTD Data)		Rank
Total interest income	$10,719,000	1,331
Total interest expense	$2,225,000	902
Net interest income	$8,494,000	1,423
Provision for loan and lease losses	$375,000	1,014
Total noninterest income	$1,634,000	1,471
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$552,000	1,073
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,082,000	1,448
Total noninterest expense	$7,114,000	1,426
Salaries and employee benefits	$4,040,000	1,412
Premises and equipment expense	$684,000	1,659
Additional noninterest expense	$2,390,000	1,302
Pre-tax net operating income	$2,639,000	1,684
Securities gains (losses)	$0	961
Applicable income taxes	$580,000	1,273
Income before extraordinary items	$2,059,000	1,841
Extraordinary gains, net	$0	6
Net income	$2,059,000	1,839
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,059,000	1,840
Net charge-offs	$291,000	746
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$2,059,000	1,830
2018-03-31 (YTD Data)		Rank
Total interest income	$5,225,000	1,343
Total interest expense	$1,026,000	936
Net interest income	$4,199,000	1,437
Provision for loan and lease losses	$225,000	854
Total noninterest income	$763,000	1,531
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$274,000	1,092
Trading account gains and fees	$0	123
Additional Noninterest Income	$489,000	1,513
Total noninterest expense	$3,333,000	1,505
Salaries and employee benefits	$1,957,000	1,463
Premises and equipment expense	$305,000	1,847
Additional noninterest expense	$1,071,000	1,417
Pre-tax net operating income	$1,404,000	1,564
Securities gains (losses)	$0	735
Applicable income taxes	$322,000	1,163
Income before extraordinary items	$1,082,000	1,729
Extraordinary gains, net	$0	7
Net income	$1,082,000	1,729
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,082,000	1,729
Net charge-offs	$-45,000	5,205
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$1,082,000	1,715
2017-12-31 (YTD Data)		Rank
Total interest income	$18,558,000	1,446
Total interest expense	$3,069,000	1,060
Net interest income	$15,489,000	1,509
Provision for loan and lease losses	$717,000	1,134
Total noninterest income	$3,505,000	1,410
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$1,215,000	997
Trading account gains and fees	$0	151
Additional Noninterest Income	$2,290,000	1,410
Total noninterest expense	$13,177,000	1,506
Salaries and employee benefits	$7,545,000	1,476
Premises and equipment expense	$1,155,000	1,905
Additional noninterest expense	$4,477,000	1,369
Pre-tax net operating income	$5,100,000	1,684
Securities gains (losses)	$13,000	1,489
Applicable income taxes	$2,208,000	1,206
Income before extraordinary items	$2,905,000	2,104
Extraordinary gains, net	$0	9
Net income	$2,905,000	2,104
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,905,000	2,104
Net charge-offs	$599,000	983
Cash dividends	$1,195,000	2,000
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$2,896,680	2,089
2017-09-30 (YTD Data)		Rank
Total interest income	$13,523,000	1,480
Total interest expense	$2,144,000	1,112
Net interest income	$11,379,000	1,539
Provision for loan and lease losses	$500,000	1,144
Total noninterest income	$2,655,000	1,412
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$907,000	1,004
Trading account gains and fees	$0	145
Additional Noninterest Income	$1,748,000	1,400
Total noninterest expense	$9,714,000	1,532
Salaries and employee benefits	$5,632,000	1,490
Premises and equipment expense	$832,000	1,962
Additional noninterest expense	$3,250,000	1,400
Pre-tax net operating income	$3,820,000	1,710
Securities gains (losses)	$-14,000	5,439
Applicable income taxes	$1,147,000	1,345
Income before extraordinary items	$2,659,000	1,927
Extraordinary gains, net	$0	9
Net income	$2,659,000	1,927
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,659,000	1,927
Net charge-offs	$555,000	750
Cash dividends	$570,000	2,281
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$2,668,800	1,891
2017-06-30 (YTD Data)		Rank
Total interest income	$8,752,000	1,508
Total interest expense	$1,331,000	1,145
Net interest income	$7,421,000	1,562
Provision for loan and lease losses	$350,000	1,079
Total noninterest income	$1,678,000	1,473
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$595,000	1,007
Trading account gains and fees	$0	139
Additional Noninterest Income	$1,083,000	1,470
Total noninterest expense	$6,365,000	1,555
Salaries and employee benefits	$3,742,000	1,497
Premises and equipment expense	$543,000	1,991
Additional noninterest expense	$2,080,000	1,460
Pre-tax net operating income	$2,384,000	1,778
Securities gains (losses)	$-14,000	5,536
Applicable income taxes	$708,000	1,385
Income before extraordinary items	$1,662,000	1,990
Extraordinary gains, net	$0	11
Net income	$1,662,000	1,990
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,662,000	1,990
Net charge-offs	$368,000	720
Cash dividends	$570,000	1,862
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,671,800	1,956
2017-03-31 (YTD Data)		Rank
Total interest income	$4,283,000	1,522
Total interest expense	$633,000	1,174
Net interest income	$3,650,000	1,572
Provision for loan and lease losses	$150,000	1,115
Total noninterest income	$764,000	1,572
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$299,000	998
Trading account gains and fees	$0	142
Additional Noninterest Income	$465,000	1,597
Total noninterest expense	$3,136,000	1,586
Salaries and employee benefits	$1,830,000	1,544
Premises and equipment expense	$279,000	1,982
Additional noninterest expense	$1,027,000	1,466
Pre-tax net operating income	$1,128,000	1,795
Securities gains (losses)	$14,000	587
Applicable income taxes	$344,000	1,383
Income before extraordinary items	$798,000	1,980
Extraordinary gains, net	$0	8
Net income	$798,000	1,981
Minority interest net income	$0	55
Net income of bank and minority interests.	$798,000	1,981
Net charge-offs	$25,000	1,755
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$788,200	1,983
2016-12-31 (YTD Data)		Rank
Total interest income	$17,003,000	1,499
Total interest expense	$2,460,000	1,171
Net interest income	$14,543,000	1,538
Provision for loan and lease losses	$1,010,000	882
Total noninterest income	$3,698,000	1,416
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$1,178,000	1,037
Trading account gains and fees	$0	170
Additional Noninterest Income	$2,520,000	1,364
Total noninterest expense	$13,169,000	1,490
Salaries and employee benefits	$7,149,000	1,512
Premises and equipment expense	$1,251,000	1,792
Additional noninterest expense	$4,769,000	1,314
Pre-tax net operating income	$4,062,000	1,917
Securities gains (losses)	$38,000	2,022
Applicable income taxes	$1,219,000	1,460
Income before extraordinary items	$2,881,000	2,176
Extraordinary gains, net	$0	5
Net income	$2,881,000	2,174
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,881,000	2,175
Net charge-offs	$981,000	669
Cash dividends	$470,000	3,062
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$2,854,400	2,131
2016-09-30 (YTD Data)		Rank
Total interest income	$12,269,000	1,551
Total interest expense	$1,826,000	1,183
Net interest income	$10,443,000	1,608
Provision for loan and lease losses	$450,000	1,227
Total noninterest income	$2,868,000	1,382
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$867,000	1,060
Trading account gains and fees	$0	169
Additional Noninterest Income	$2,001,000	1,307
Total noninterest expense	$9,906,000	1,485
Salaries and employee benefits	$5,388,000	1,509
Premises and equipment expense	$939,000	1,803
Additional noninterest expense	$3,579,000	1,314
Pre-tax net operating income	$2,955,000	1,986
Securities gains (losses)	$38,000	1,960
Applicable income taxes	$892,000	1,523
Income before extraordinary items	$2,101,000	2,263
Extraordinary gains, net	$0	5
Net income	$2,101,000	2,262
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,101,000	2,263
Net charge-offs	$930,000	503
Cash dividends	$50,000	3,646
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$2,074,400	2,220
2016-06-30 (YTD Data)		Rank
Total interest income	$8,149,000	1,556
Total interest expense	$1,186,000	1,208
Net interest income	$6,963,000	1,611
Provision for loan and lease losses	$300,000	1,234
Total noninterest income	$1,932,000	1,347
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$557,000	1,085
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,375,000	1,256
Total noninterest expense	$6,539,000	1,506
Salaries and employee benefits	$3,543,000	1,533
Premises and equipment expense	$603,000	1,868
Additional noninterest expense	$2,393,000	1,315
Pre-tax net operating income	$2,056,000	1,896
Securities gains (losses)	$0	2,835
Applicable income taxes	$624,000	1,465
Income before extraordinary items	$1,432,000	2,207
Extraordinary gains, net	$0	16
Net income	$1,432,000	2,206
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,432,000	2,206
Net charge-offs	$641,000	488
Cash dividends	$50,000	3,469
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,432,000	2,137
2016-03-31 (YTD Data)		Rank
Total interest income	$4,039,000	1,568
Total interest expense	$570,000	1,248
Net interest income	$3,469,000	1,619
Provision for loan and lease losses	$150,000	1,146
Total noninterest income	$939,000	1,360
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$267,000	1,118
Trading account gains and fees	$0	142
Additional Noninterest Income	$672,000	1,250
Total noninterest expense	$3,156,000	1,547
Salaries and employee benefits	$1,734,000	1,575
Premises and equipment expense	$307,000	1,837
Additional noninterest expense	$1,115,000	1,383
Pre-tax net operating income	$1,102,000	1,793
Securities gains (losses)	$0	2,077
Applicable income taxes	$344,000	1,362
Income before extraordinary items	$758,000	2,082
Extraordinary gains, net	$0	12
Net income	$758,000	2,082
Minority interest net income	$0	62
Net income of bank and minority interests.	$758,000	2,082
Net charge-offs	$77,000	1,164
Cash dividends	$50,000	2,630
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$758,000	2,031
2015-12-31 (YTD Data)		Rank
Total interest income	$16,217,000	1,524
Total interest expense	$2,026,000	1,372
Net interest income	$14,191,000	1,544
Provision for loan and lease losses	$450,000	1,461
Total noninterest income	$3,480,000	1,439
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$1,242,000	1,001
Trading account gains and fees	$0	159
Additional Noninterest Income	$2,238,000	1,409
Total noninterest expense	$12,320,000	1,565
Salaries and employee benefits	$6,724,000	1,564
Premises and equipment expense	$1,586,000	1,455
Additional noninterest expense	$4,010,000	1,516
Pre-tax net operating income	$4,901,000	1,601
Securities gains (losses)	$158,000	879
Applicable income taxes	$1,600,000	1,187
Income before extraordinary items	$3,459,000	1,811
Extraordinary gains, net	$0	23
Net income	$3,459,000	1,814
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,459,000	1,814
Net charge-offs	$141,000	2,321
Cash dividends	$1,573,000	1,589
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$3,351,560	1,824
2015-09-30 (YTD Data)		Rank
Total interest income	$12,045,000	1,551
Total interest expense	$1,469,000	1,425
Net interest income	$10,576,000	1,567
Provision for loan and lease losses	$375,000	1,308
Total noninterest income	$2,808,000	1,381
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$909,000	1,027
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,899,000	1,312
Total noninterest expense	$9,176,000	1,587
Salaries and employee benefits	$4,921,000	1,610
Premises and equipment expense	$1,083,000	1,593
Additional noninterest expense	$3,172,000	1,462
Pre-tax net operating income	$3,833,000	1,575
Securities gains (losses)	$158,000	772
Applicable income taxes	$1,278,000	1,166
Income before extraordinary items	$2,713,000	1,778
Extraordinary gains, net	$0	21
Net income	$2,713,000	1,779
Minority interest net income	$0	78
Net income of bank and minority interests.	$2,713,000	1,780
Net charge-offs	$43,000	2,885
Cash dividends	$573,000	2,189
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$2,605,560	1,796
2015-06-30 (YTD Data)		Rank
Total interest income	$7,828,000	1,595
Total interest expense	$946,000	1,478
Net interest income	$6,882,000	1,606
Provision for loan and lease losses	$300,000	1,096
Total noninterest income	$1,766,000	1,438
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$566,000	1,087
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,200,000	1,377
Total noninterest expense	$5,941,000	1,630
Salaries and employee benefits	$3,285,000	1,616
Premises and equipment expense	$735,000	1,581
Additional noninterest expense	$1,921,000	1,588
Pre-tax net operating income	$2,407,000	1,627
Securities gains (losses)	$47,000	1,267
Applicable income taxes	$773,000	1,250
Income before extraordinary items	$1,681,000	1,869
Extraordinary gains, net	$0	22
Net income	$1,681,000	1,872
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,681,000	1,872
Net charge-offs	$50,000	2,311
Cash dividends	$523,000	1,871
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,648,570	1,856
2015-03-31 (YTD Data)		Rank
Total interest income	$3,846,000	1,613
Total interest expense	$458,000	1,520
Net interest income	$3,388,000	1,632
Provision for loan and lease losses	$150,000	1,060
Total noninterest income	$813,000	1,491
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$252,000	1,185
Trading account gains and fees	$0	152
Additional Noninterest Income	$561,000	1,384
Total noninterest expense	$2,931,000	1,662
Salaries and employee benefits	$1,611,000	1,662
Premises and equipment expense	$367,000	1,606
Additional noninterest expense	$953,000	1,594
Pre-tax net operating income	$1,120,000	1,682
Securities gains (losses)	$47,000	873
Applicable income taxes	$365,000	1,262
Income before extraordinary items	$802,000	1,926
Extraordinary gains, net	$0	13
Net income	$802,000	1,928
Minority interest net income	$0	64
Net income of bank and minority interests.	$802,000	1,929
Net charge-offs	$6,000	2,677
Cash dividends	$20,000	2,778
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$769,570	1,924
2014-12-31 (YTD Data)		Rank
Total interest income	$15,804,000	1,568
Total interest expense	$1,578,000	1,816
Net interest income	$14,226,000	1,559
Provision for loan and lease losses	$865,000	979
Total noninterest income	$3,281,000	1,463
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$1,171,000	1,126
Trading account gains and fees	$0	180
Additional Noninterest Income	$2,110,000	1,398
Total noninterest expense	$12,097,000	1,588
Salaries and employee benefits	$6,044,000	1,710
Premises and equipment expense	$1,503,000	1,567
Additional noninterest expense	$4,550,000	1,407
Pre-tax net operating income	$4,545,000	1,662
Securities gains (losses)	$40,000	1,884
Applicable income taxes	$1,493,000	1,200
Income before extraordinary items	$3,092,000	1,970
Extraordinary gains, net	$0	17
Net income	$3,092,000	1,969
Minority interest net income	$0	84
Net income of bank and minority interests.	$3,092,000	1,968
Net charge-offs	$1,328,000	712
Cash dividends	$1,616,000	1,491
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$3,065,200	1,941
2014-09-30 (YTD Data)		Rank
Total interest income	$11,863,000	1,573
Total interest expense	$1,156,000	1,881
Net interest income	$10,707,000	1,560
Provision for loan and lease losses	$790,000	815
Total noninterest income	$2,370,000	1,504
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$881,000	1,134
Trading account gains and fees	$0	174
Additional Noninterest Income	$1,489,000	1,462
Total noninterest expense	$8,828,000	1,633
Salaries and employee benefits	$4,506,000	1,721
Premises and equipment expense	$1,127,000	1,578
Additional noninterest expense	$3,195,000	1,491
Pre-tax net operating income	$3,459,000	1,642
Securities gains (losses)	$40,000	1,573
Applicable income taxes	$1,146,000	1,184
Income before extraordinary items	$2,353,000	1,941
Extraordinary gains, net	$0	15
Net income	$2,353,000	1,942
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,353,000	1,940
Net charge-offs	$1,168,000	595
Cash dividends	$595,000	2,048
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$2,326,200	1,913
2014-06-30 (YTD Data)		Rank
Total interest income	$7,149,000	1,753
Total interest expense	$778,000	1,886
Net interest income	$6,371,000	1,731
Provision for loan and lease losses	$0	4,196
Total noninterest income	$1,511,000	1,545
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$575,000	1,129
Trading account gains and fees	$0	172
Additional Noninterest Income	$936,000	1,520
Total noninterest expense	$5,687,000	1,677
Salaries and employee benefits	$2,926,000	1,764
Premises and equipment expense	$707,000	1,680
Additional noninterest expense	$2,054,000	1,531
Pre-tax net operating income	$2,195,000	1,682
Securities gains (losses)	$0	2,580
Applicable income taxes	$710,000	1,237
Income before extraordinary items	$1,485,000	1,995
Extraordinary gains, net	$0	20
Net income	$1,485,000	1,999
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,485,000	1,998
Net charge-offs	$977,000	511
Cash dividends	$545,000	1,735
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$1,485,000	1,946
2014-03-31 (YTD Data)		Rank
Total interest income	$3,404,000	1,840
Total interest expense	$440,000	1,707
Net interest income	$2,964,000	1,838
Provision for loan and lease losses	$0	3,817
Total noninterest income	$630,000	1,730
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$261,000	1,218
Trading account gains and fees	$0	147
Additional Noninterest Income	$369,000	1,754
Total noninterest expense	$2,623,000	1,812
Salaries and employee benefits	$1,383,000	1,879
Premises and equipment expense	$313,000	1,907
Additional noninterest expense	$927,000	1,652
Pre-tax net operating income	$971,000	1,816
Securities gains (losses)	$0	1,715
Applicable income taxes	$312,000	1,314
Income before extraordinary items	$659,000	2,102
Extraordinary gains, net	$0	16
Net income	$659,000	2,104
Minority interest net income	$0	66
Net income of bank and minority interests.	$659,000	2,104
Net charge-offs	$79,000	1,523
Cash dividends	$30,000	2,684
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$659,000	2,063
2013-12-31 (YTD Data)		Rank
Total interest income	$12,083,000	2,043
Total interest expense	$1,524,000	2,135
Net interest income	$10,559,000	2,001
Provision for loan and lease losses	$1,260,000	904
Total noninterest income	$3,476,000	1,459
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$1,074,000	1,270
Trading account gains and fees	$0	184
Additional Noninterest Income	$2,402,000	1,337
Total noninterest expense	$9,294,000	2,032
Salaries and employee benefits	$4,961,000	2,061
Premises and equipment expense	$1,214,000	1,894
Additional noninterest expense	$3,119,000	2,011
Pre-tax net operating income	$3,481,000	1,914
Securities gains (losses)	$11,000	2,598
Applicable income taxes	$1,021,000	1,452
Income before extraordinary items	$2,471,000	2,210
Extraordinary gains, net	$0	29
Net income	$2,471,000	2,214
Minority interest net income	$0	90
Net income of bank and minority interests.	$2,471,000	2,213
Net charge-offs	$339,000	2,429
Cash dividends	$1,096,000	1,828
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$2,463,190	2,167
2013-09-30 (YTD Data)		Rank
Total interest income	$8,991,000	2,063
Total interest expense	$1,131,000	2,213
Net interest income	$7,860,000	2,018
Provision for loan and lease losses	$550,000	1,414
Total noninterest income	$2,043,000	1,768
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$791,000	1,298
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,252,000	1,771
Total noninterest expense	$6,753,000	2,101
Salaries and employee benefits	$3,692,000	2,071
Premises and equipment expense	$884,000	1,956
Additional noninterest expense	$2,177,000	2,139
Pre-tax net operating income	$2,600,000	1,994
Securities gains (losses)	$8,000	2,578
Applicable income taxes	$783,000	1,470
Income before extraordinary items	$1,825,000	2,297
Extraordinary gains, net	$0	25
Net income	$1,825,000	2,302
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,825,000	2,302
Net charge-offs	$286,000	2,166
Cash dividends	$866,000	1,594
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,819,400	2,241
2013-06-30 (YTD Data)		Rank
Total interest income	$5,930,000	2,079
Total interest expense	$764,000	2,233
Net interest income	$5,166,000	2,030
Provision for loan and lease losses	$375,000	1,435
Total noninterest income	$1,383,000	1,758
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$507,000	1,318
Trading account gains and fees	$0	157
Additional Noninterest Income	$876,000	1,753
Total noninterest expense	$4,457,000	2,115
Salaries and employee benefits	$2,450,000	2,094
Premises and equipment expense	$572,000	2,015
Additional noninterest expense	$1,435,000	2,161
Pre-tax net operating income	$1,717,000	1,970
Securities gains (losses)	$8,000	2,354
Applicable income taxes	$513,000	1,492
Income before extraordinary items	$1,212,000	2,281
Extraordinary gains, net	$0	22
Net income	$1,212,000	2,290
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,212,000	2,288
Net charge-offs	$129,000	2,513
Cash dividends	$866,000	1,209
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$1,206,400	2,201
2013-03-31 (YTD Data)		Rank
Total interest income	$2,936,000	2,119
Total interest expense	$392,000	2,240
Net interest income	$2,544,000	2,059
Provision for loan and lease losses	$225,000	1,230
Total noninterest income	$658,000	1,826
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$245,000	1,358
Trading account gains and fees	$0	148
Additional Noninterest Income	$413,000	1,819
Total noninterest expense	$2,170,000	2,194
Salaries and employee benefits	$1,188,000	2,176
Premises and equipment expense	$281,000	2,082
Additional noninterest expense	$701,000	2,216
Pre-tax net operating income	$807,000	2,027
Securities gains (losses)	$6,000	1,600
Applicable income taxes	$237,000	1,550
Income before extraordinary items	$576,000	2,322
Extraordinary gains, net	$0	10
Net income	$576,000	2,324
Minority interest net income	$0	76
Net income of bank and minority interests.	$576,000	2,324
Net charge-offs	$3,000	3,820
Cash dividends	$280,000	1,387
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$571,740	2,247
2012-12-31 (YTD Data)		Rank
Total interest income	$11,934,000	2,192
Total interest expense	$1,811,000	2,330
Net interest income	$10,123,000	2,124
Provision for loan and lease losses	$695,000	2,276
Total noninterest income	$2,200,000	2,053
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$1,121,000	1,270
Trading account gains and fees	$0	166
Additional Noninterest Income	$1,079,000	2,279
Total noninterest expense	$7,905,000	2,398
Salaries and employee benefits	$3,916,000	2,506
Premises and equipment expense	$1,142,000	2,032
Additional noninterest expense	$2,847,000	2,280
Pre-tax net operating income	$3,723,000	1,737
Securities gains (losses)	$30,000	3,019
Applicable income taxes	$1,104,000	1,369
Income before extraordinary items	$2,649,000	2,062
Extraordinary gains, net	$0	29
Net income	$2,649,000	2,060
Minority interest net income	$0	93
Net income of bank and minority interests.	$2,649,000	2,063
Net charge-offs	$522,000	2,595
Cash dividends	$1,647,000	1,390
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$2,627,700	1,956
2012-09-30 (YTD Data)		Rank
Total interest income	$8,938,000	2,236
Total interest expense	$1,384,000	2,374
Net interest income	$7,554,000	2,173
Provision for loan and lease losses	$470,000	2,357
Total noninterest income	$1,648,000	2,051
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$825,000	1,304
Trading account gains and fees	$0	157
Additional Noninterest Income	$823,000	2,239
Total noninterest expense	$5,942,000	2,392
Salaries and employee benefits	$2,930,000	2,516
Premises and equipment expense	$869,000	2,030
Additional noninterest expense	$2,143,000	2,265
Pre-tax net operating income	$2,790,000	1,788
Securities gains (losses)	$30,000	2,708
Applicable income taxes	$836,000	1,404
Income before extraordinary items	$1,984,000	2,123
Extraordinary gains, net	$0	20
Net income	$1,984,000	2,123
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,984,000	2,124
Net charge-offs	$248,000	3,058
Cash dividends	$1,051,000	1,277
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,963,000	2,018
2012-06-30 (YTD Data)		Rank
Total interest income	$5,933,000	2,259
Total interest expense	$934,000	2,435
Net interest income	$4,999,000	2,188
Provision for loan and lease losses	$300,000	2,388
Total noninterest income	$1,100,000	2,025
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$544,000	1,300
Trading account gains and fees	$0	153
Additional Noninterest Income	$556,000	2,199
Total noninterest expense	$3,990,000	2,369
Salaries and employee benefits	$1,952,000	2,510
Premises and equipment expense	$585,000	2,008
Additional noninterest expense	$1,453,000	2,232
Pre-tax net operating income	$1,809,000	1,819
Securities gains (losses)	$22,000	2,453
Applicable income taxes	$543,000	1,417
Income before extraordinary items	$1,288,000	2,148
Extraordinary gains, net	$0	19
Net income	$1,288,000	2,147
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,288,000	2,148
Net charge-offs	$158,000	2,989
Cash dividends	$766,000	1,201
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$1,272,600	2,051
2012-03-31 (YTD Data)		Rank
Total interest income	$2,948,000	2,298
Total interest expense	$497,000	2,390
Net interest income	$2,451,000	2,233
Provision for loan and lease losses	$150,000	2,302
Total noninterest income	$541,000	2,045
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$268,000	1,312
Trading account gains and fees	$0	148
Additional Noninterest Income	$273,000	2,230
Total noninterest expense	$1,977,000	2,391
Salaries and employee benefits	$976,000	2,532
Premises and equipment expense	$289,000	2,041
Additional noninterest expense	$712,000	2,248
Pre-tax net operating income	$865,000	1,901
Securities gains (losses)	$15,000	1,690
Applicable income taxes	$258,000	1,451
Income before extraordinary items	$622,000	2,187
Extraordinary gains, net	$0	19
Net income	$622,000	2,189
Minority interest net income	$0	78
Net income of bank and minority interests.	$622,000	2,190
Net charge-offs	$57,000	2,915
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$611,350	2,109
2011-12-31 (YTD Data)		Rank
Total interest income	$12,359,000	2,259
Total interest expense	$2,531,000	2,284
Net interest income	$9,828,000	2,224
Provision for loan and lease losses	$600,000	3,157
Total noninterest income	$1,975,000	2,026
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$1,121,000	1,320
Trading account gains and fees	$0	146
Additional Noninterest Income	$854,000	2,347
Total noninterest expense	$8,051,000	2,352
Salaries and employee benefits	$3,927,000	2,444
Premises and equipment expense	$1,218,000	2,034
Additional noninterest expense	$2,906,000	2,265
Pre-tax net operating income	$3,152,000	1,752
Securities gains (losses)	$37,000	2,774
Applicable income taxes	$944,000	1,395
Income before extraordinary items	$2,245,000	2,055
Extraordinary gains, net	$0	29
Net income	$2,245,000	2,056
Minority interest net income	$0	96
Net income of bank and minority interests.	$2,245,000	2,056
Net charge-offs	$236,000	4,096
Cash dividends	$1,746,000	1,085
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$2,219,100	1,989
2011-09-30 (YTD Data)		Rank
Total interest income	$9,349,000	2,267
Total interest expense	$1,980,000	2,286
Net interest income	$7,369,000	2,240
Provision for loan and lease losses	$450,000	3,020
Total noninterest income	$1,524,000	1,967
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$840,000	1,329
Trading account gains and fees	$0	145
Additional Noninterest Income	$684,000	2,241
Total noninterest expense	$6,073,000	2,354
Salaries and employee benefits	$2,954,000	2,437
Premises and equipment expense	$941,000	1,997
Additional noninterest expense	$2,178,000	2,274
Pre-tax net operating income	$2,370,000	1,823
Securities gains (losses)	$26,000	2,700
Applicable income taxes	$711,000	1,407
Income before extraordinary items	$1,685,000	2,107
Extraordinary gains, net	$0	21
Net income	$1,685,000	2,107
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,685,000	2,108
Net charge-offs	$220,000	3,607
Cash dividends	$623,000	1,582
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$1,666,800	2,037
2011-06-30 (YTD Data)		Rank
Total interest income	$6,220,000	2,283
Total interest expense	$1,390,000	2,252
Net interest income	$4,830,000	2,274
Provision for loan and lease losses	$300,000	2,953
Total noninterest income	$1,013,000	1,972
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$550,000	1,322
Trading account gains and fees	$0	153
Additional Noninterest Income	$463,000	2,217
Total noninterest expense	$4,047,000	2,380
Salaries and employee benefits	$1,962,000	2,458
Premises and equipment expense	$607,000	2,078
Additional noninterest expense	$1,478,000	2,272
Pre-tax net operating income	$1,496,000	1,886
Securities gains (losses)	$11,000	2,322
Applicable income taxes	$442,000	1,437
Income before extraordinary items	$1,065,000	2,170
Extraordinary gains, net	$0	15
Net income	$1,065,000	2,170
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,065,000	2,170
Net charge-offs	$-28,000	7,213
Cash dividends	$623,000	1,212
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$1,057,190	2,104
2011-03-31 (YTD Data)		Rank
Total interest income	$3,098,000	2,305
Total interest expense	$748,000	2,181
Net interest income	$2,350,000	2,325
Provision for loan and lease losses	$150,000	2,750
Total noninterest income	$477,000	2,066
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$265,000	1,342
Trading account gains and fees	$0	158
Additional Noninterest Income	$212,000	2,390
Total noninterest expense	$2,025,000	2,399
Salaries and employee benefits	$997,000	2,439
Premises and equipment expense	$294,000	2,180
Additional noninterest expense	$734,000	2,259
Pre-tax net operating income	$652,000	2,081
Securities gains (losses)	$0	1,772
Applicable income taxes	$185,000	1,587
Income before extraordinary items	$467,000	2,378
Extraordinary gains, net	$0	9
Net income	$467,000	2,377
Minority interest net income	$0	86
Net income of bank and minority interests.	$467,000	2,378
Net charge-offs	$9,000	4,430
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$467,000	2,334
2010-12-31 (YTD Data)		Rank
Total interest income	$9,383,000	3,112
Total interest expense	$2,496,000	2,993
Net interest income	$6,887,000	3,104
Provision for loan and lease losses	$1,515,000	2,447
Total noninterest income	$1,855,000	2,175
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$1,134,000	1,338
Trading account gains and fees	$0	175
Additional Noninterest Income	$721,000	2,645
Total noninterest expense	$5,947,000	3,132
Salaries and employee benefits	$2,856,000	3,251
Premises and equipment expense	$708,000	3,268
Additional noninterest expense	$2,383,000	2,788
Pre-tax net operating income	$1,280,000	2,978
Securities gains (losses)	$140,000	1,890
Applicable income taxes	$309,000	2,337
Income before extraordinary items	$1,111,000	3,033
Extraordinary gains, net	$0	29
Net income	$1,111,000	3,030
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,111,000	3,033
Net charge-offs	$1,349,000	2,292
Cash dividends	$631,000	2,053
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$1,001,800	3,101
2010-09-30 (YTD Data)		Rank
Total interest income	$6,637,000	3,333
Total interest expense	$1,795,000	3,214
Net interest income	$4,842,000	3,332
Provision for loan and lease losses	$1,065,000	2,423
Total noninterest income	$1,366,000	2,229
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$825,000	1,421
Trading account gains and fees	$0	165
Additional Noninterest Income	$541,000	2,633
Total noninterest expense	$4,039,000	3,383
Salaries and employee benefits	$1,990,000	3,452
Premises and equipment expense	$455,000	3,745
Additional noninterest expense	$1,594,000	3,043
Pre-tax net operating income	$1,104,000	2,920
Securities gains (losses)	$7,000	3,200
Applicable income taxes	$255,000	2,308
Income before extraordinary items	$856,000	3,170
Extraordinary gains, net	$0	23
Net income	$856,000	3,168
Minority interest net income	$0	110
Net income of bank and minority interests.	$856,000	3,170
Net charge-offs	$1,271,000	1,939
Cash dividends	$320,000	2,263
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$850,610	3,060
2010-06-30 (YTD Data)		Rank
Total interest income	$4,391,000	3,396
Total interest expense	$1,243,000	3,221
Net interest income	$3,148,000	3,415
Provision for loan and lease losses	$615,000	2,534
Total noninterest income	$856,000	2,270
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$507,000	1,555
Trading account gains and fees	$0	152
Additional Noninterest Income	$349,000	2,608
Total noninterest expense	$2,688,000	3,393
Salaries and employee benefits	$1,322,000	3,490
Premises and equipment expense	$307,000	3,733
Additional noninterest expense	$1,059,000	3,045
Pre-tax net operating income	$701,000	3,022
Securities gains (losses)	$7,000	2,699
Applicable income taxes	$160,000	2,346
Income before extraordinary items	$548,000	3,244
Extraordinary gains, net	$0	19
Net income	$548,000	3,240
Minority interest net income	$0	105
Net income of bank and minority interests.	$548,000	3,243
Net charge-offs	$1,269,000	1,514
Cash dividends	$320,000	1,812
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$542,610	3,155
2010-03-31 (YTD Data)		Rank
Total interest income	$2,192,000	3,469
Total interest expense	$630,000	3,310
Net interest income	$1,562,000	3,444
Provision for loan and lease losses	$165,000	3,229
Total noninterest income	$423,000	2,276
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$245,000	1,591
Trading account gains and fees	$0	175
Additional Noninterest Income	$178,000	2,562
Total noninterest expense	$1,328,000	3,474
Salaries and employee benefits	$660,000	3,545
Premises and equipment expense	$157,000	3,768
Additional noninterest expense	$511,000	3,122
Pre-tax net operating income	$492,000	2,440
Securities gains (losses)	$0	2,284
Applicable income taxes	$129,000	1,873
Income before extraordinary items	$363,000	2,736
Extraordinary gains, net	$0	16
Net income	$363,000	2,734
Minority interest net income	$0	91
Net income of bank and minority interests.	$363,000	2,736
Net charge-offs	$1,097,000	974
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$363,000	2,625
2009-12-31 (YTD Data)		Rank
Total interest income	$9,093,000	3,473
Total interest expense	$2,758,000	3,648
Net interest income	$6,335,000	3,300
Provision for loan and lease losses	$545,000	4,410
Total noninterest income	$1,644,000	2,417
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$1,015,000	1,664
Trading account gains and fees	$0	211
Additional Noninterest Income	$629,000	2,833
Total noninterest expense	$5,018,000	3,678
Salaries and employee benefits	$2,459,000	3,736
Premises and equipment expense	$526,000	4,236
Additional noninterest expense	$2,033,000	3,269
Pre-tax net operating income	$2,416,000	1,620
Securities gains (losses)	$19,000	3,063
Applicable income taxes	$718,000	1,221
Income before extraordinary items	$1,717,000	1,904
Extraordinary gains, net	$0	34
Net income	$1,717,000	1,901
Minority interest net income	$0	115
Net income of bank and minority interests.	$1,717,000	1,903
Net charge-offs	$48,000	6,234
Cash dividends	$620,000	2,273
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$1,703,510	1,879
2009-09-30 (YTD Data)		Rank
Total interest income	$6,824,000	3,524
Total interest expense	$2,110,000	3,726
Net interest income	$4,714,000	3,330
Provision for loan and lease losses	$205,000	5,121
Total noninterest income	$1,204,000	2,499
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$744,000	1,701
Trading account gains and fees	$0	212
Additional Noninterest Income	$460,000	2,953
Total noninterest expense	$3,720,000	3,718
Salaries and employee benefits	$1,830,000	3,794
Premises and equipment expense	$383,000	4,364
Additional noninterest expense	$1,507,000	3,270
Pre-tax net operating income	$1,993,000	1,636
Securities gains (losses)	$19,000	2,769
Applicable income taxes	$588,000	1,262
Income before extraordinary items	$1,424,000	1,871
Extraordinary gains, net	$0	27
Net income	$1,424,000	1,870
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,424,000	1,871
Net charge-offs	$36,000	5,905
Cash dividends	$320,000	2,552
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,410,510	1,840
2009-06-30 (YTD Data)		Rank
Total interest income	$4,550,000	3,562
Total interest expense	$1,435,000	3,780
Net interest income	$3,115,000	3,344
Provision for loan and lease losses	$120,000	5,054
Total noninterest income	$767,000	2,580
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$467,000	1,773
Trading account gains and fees	$0	193
Additional Noninterest Income	$300,000	3,003
Total noninterest expense	$2,459,000	3,777
Salaries and employee benefits	$1,221,000	3,841
Premises and equipment expense	$241,000	4,558
Additional noninterest expense	$997,000	3,299
Pre-tax net operating income	$1,303,000	1,710
Securities gains (losses)	$3,000	2,873
Applicable income taxes	$385,000	1,301
Income before extraordinary items	$921,000	1,982
Extraordinary gains, net	$0	21
Net income	$921,000	1,980
Minority interest net income	$0	112
Net income of bank and minority interests.	$921,000	1,981
Net charge-offs	$30,000	5,342
Cash dividends	$320,000	2,125
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$918,870	1,920
2009-03-31 (YTD Data)		Rank
Total interest income	$2,267,000	3,601
Total interest expense	$740,000	3,802
Net interest income	$1,527,000	3,401
Provision for loan and lease losses	$60,000	4,614
Total noninterest income	$379,000	2,599
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$227,000	1,771
Trading account gains and fees	$0	171
Additional Noninterest Income	$152,000	2,939
Total noninterest expense	$1,168,000	3,852
Salaries and employee benefits	$600,000	3,920
Premises and equipment expense	$124,000	4,533
Additional noninterest expense	$444,000	3,304
Pre-tax net operating income	$678,000	1,853
Securities gains (losses)	$0	2,434
Applicable income taxes	$204,000	1,431
Income before extraordinary items	$474,000	2,236
Extraordinary gains, net	$0	15
Net income	$474,000	2,236
Minority interest net income	$0	102
Net income of bank and minority interests.	$474,000	2,238
Net charge-offs	$11,000	4,708
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$474,000	2,104
2008-12-31 (YTD Data)		Rank
Total interest income	$9,469,000	3,677
Total interest expense	$3,233,000	4,033
Net interest income	$6,236,000	3,366
Provision for loan and lease losses	$235,000	5,010
Total noninterest income	$1,775,000	2,329
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$1,105,000	1,610
Trading account gains and fees	$0	154
Additional Noninterest Income	$670,000	2,719
Total noninterest expense	$4,534,000	3,865
Salaries and employee benefits	$2,285,000	4,033
Premises and equipment expense	$468,000	4,647
Additional noninterest expense	$1,781,000	3,163
Pre-tax net operating income	$3,242,000	1,680
Securities gains (losses)	$5,000	2,760
Applicable income taxes	$1,067,000	1,142
Income before extraordinary items	$2,180,000	1,837
Extraordinary gains, net	$0	39
Net income	$2,180,000	1,839
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$101,000	4,948
Cash dividends	$9,070,000	324
Sale, conversion, retirement of capital stock, net	$4,463,000	233
Net operating income	$2,176,650	1,961
2008-09-30 (YTD Data)		Rank
Total interest income	$7,110,000	3,729
Total interest expense	$2,479,000	4,098
Net interest income	$4,631,000	3,422
Provision for loan and lease losses	$45,000	5,958
Total noninterest income	$1,316,000	2,420
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$831,000	1,618
Trading account gains and fees	$0	148
Additional Noninterest Income	$485,000	2,871
Total noninterest expense	$3,325,000	3,910
Salaries and employee benefits	$1,668,000	4,146
Premises and equipment expense	$347,000	4,691
Additional noninterest expense	$1,310,000	3,123
Pre-tax net operating income	$2,577,000	1,871
Securities gains (losses)	$5,000	2,631
Applicable income taxes	$908,000	1,247
Income before extraordinary items	$1,674,000	2,110
Extraordinary gains, net	$0	31
Net income	$1,674,000	2,108
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$21,000	5,412
Cash dividends	$9,070,000	258
Sale, conversion, retirement of capital stock, net	$4,463,000	161
Net operating income	$1,670,750	2,213
2008-06-30 (YTD Data)		Rank
Total interest income	$4,733,000	3,780
Total interest expense	$1,714,000	4,140
Net interest income	$3,019,000	3,478
Provision for loan and lease losses	$30,000	5,577
Total noninterest income	$874,000	2,464
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$535,000	1,652
Trading account gains and fees	$0	149
Additional Noninterest Income	$339,000	2,842
Total noninterest expense	$2,155,000	4,017
Salaries and employee benefits	$1,120,000	4,157
Premises and equipment expense	$218,000	4,891
Additional noninterest expense	$817,000	3,303
Pre-tax net operating income	$1,708,000	1,948
Securities gains (losses)	$5,000	2,725
Applicable income taxes	$611,000	1,374
Income before extraordinary items	$1,102,000	2,373
Extraordinary gains, net	$0	21
Net income	$1,102,000	2,373
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	5,312
Cash dividends	$9,050,000	200
Sale, conversion, retirement of capital stock, net	$4,463,000	110
Net operating income	$1,098,800	2,333
2008-03-31 (YTD Data)		Rank
Total interest income	$2,431,000	3,784
Total interest expense	$911,000	4,155
Net interest income	$1,520,000	3,453
Provision for loan and lease losses	$15,000	5,068
Total noninterest income	$419,000	2,518
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$249,000	1,734
Trading account gains and fees	$0	158
Additional Noninterest Income	$170,000	2,823
Total noninterest expense	$1,083,000	4,005
Salaries and employee benefits	$563,000	4,166
Premises and equipment expense	$107,000	4,968
Additional noninterest expense	$413,000	3,221
Pre-tax net operating income	$841,000	2,058
Securities gains (losses)	$2,000	2,447
Applicable income taxes	$301,000	1,473
Income before extraordinary items	$542,000	2,521
Extraordinary gains, net	$0	15
Net income	$542,000	2,523
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	7,217
Cash dividends	$1,050,000	705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$540,720	2,455
2007-12-31 (YTD Data)		Rank
Total interest income	$9,641,000	3,856
Total interest expense	$3,985,000	4,019
Net interest income	$5,656,000	3,661
Provision for loan and lease losses	$60,000	5,449
Total noninterest income	$1,657,000	2,537
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$1,186,000	1,515
Trading account gains and fees	$0	178
Additional Noninterest Income	$471,000	3,420
Total noninterest expense	$4,254,000	3,930
Salaries and employee benefits	$2,240,000	4,031
Premises and equipment expense	$410,000	4,952
Additional noninterest expense	$1,604,000	3,237
Pre-tax net operating income	$2,999,000	2,474
Securities gains (losses)	$2,000	1,832
Applicable income taxes	$1,065,000	1,791
Income before extraordinary items	$1,936,000	2,893
Extraordinary gains, net	$0	39
Net income	$1,936,000	2,892
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$205,000	2,830
Cash dividends	$610,000	3,393
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,934,700	2,887
2007-09-30 (YTD Data)		Rank
Total interest income	$7,153,000	3,905
Total interest expense	$2,994,000	4,032
Net interest income	$4,159,000	3,727
Provision for loan and lease losses	$45,000	5,124
Total noninterest income	$1,249,000	2,525
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$902,000	1,463
Trading account gains and fees	$0	184
Additional Noninterest Income	$347,000	3,477
Total noninterest expense	$3,155,000	3,941
Salaries and employee benefits	$1,653,000	4,061
Premises and equipment expense	$297,000	5,052
Additional noninterest expense	$1,205,000	3,183
Pre-tax net operating income	$2,208,000	2,664
Securities gains (losses)	$0	1,655
Applicable income taxes	$783,000	1,933
Income before extraordinary items	$1,425,000	3,084
Extraordinary gains, net	$0	33
Net income	$1,425,000	3,083
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$231,000	1,779
Cash dividends	$300,000	3,601
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,425,000	3,065
2007-06-30 (YTD Data)		Rank
Total interest income	$4,715,000	3,943
Total interest expense	$2,008,000	4,016
Net interest income	$2,707,000	3,816
Provision for loan and lease losses	$30,000	4,873
Total noninterest income	$848,000	2,488
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$616,000	1,441
Trading account gains and fees	$0	168
Additional Noninterest Income	$232,000	3,501
Total noninterest expense	$2,071,000	4,028
Salaries and employee benefits	$1,103,000	4,092
Premises and equipment expense	$190,000	5,178
Additional noninterest expense	$778,000	3,271
Pre-tax net operating income	$1,454,000	2,740
Securities gains (losses)	$0	1,444
Applicable income taxes	$515,000	2,024
Income before extraordinary items	$939,000	3,152
Extraordinary gains, net	$0	29
Net income	$939,000	3,151
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$100,000	2,059
Cash dividends	$300,000	3,098
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$939,000	3,135
2007-03-31 (YTD Data)		Rank
Total interest income	$2,318,000	3,988
Total interest expense	$1,003,000	4,005
Net interest income	$1,315,000	3,884
Provision for loan and lease losses	$15,000	4,592
Total noninterest income	$413,000	2,505
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$289,000	1,487
Trading account gains and fees	$0	195
Additional Noninterest Income	$124,000	3,357
Total noninterest expense	$1,013,000	4,102
Salaries and employee benefits	$552,000	4,123
Premises and equipment expense	$94,000	5,233
Additional noninterest expense	$367,000	3,397
Pre-tax net operating income	$700,000	2,803
Securities gains (losses)	$0	1,187
Applicable income taxes	$247,000	2,102
Income before extraordinary items	$453,000	3,220
Extraordinary gains, net	$0	22
Net income	$453,000	3,220
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$41,000	1,903
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$453,000	3,194
2006-12-31 (YTD Data)		Rank
Total interest income	$8,790,000	3,943
Total interest expense	$3,669,000	3,796
Net interest income	$5,121,000	3,937
Provision for loan and lease losses	$100,000	4,711
Total noninterest income	$1,822,000	2,371
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$1,303,000	1,372
Trading account gains and fees	$0	130
Additional Noninterest Income	$519,000	3,268
Total noninterest expense	$4,048,000	3,962
Salaries and employee benefits	$2,057,000	4,181
Premises and equipment expense	$434,000	4,677
Additional noninterest expense	$1,557,000	3,200
Pre-tax net operating income	$2,795,000	2,917
Securities gains (losses)	$0	1,687
Applicable income taxes	$992,000	2,207
Income before extraordinary items	$1,803,000	3,340
Extraordinary gains, net	$0	51
Net income	$1,803,000	3,339
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$184,000	2,300
Cash dividends	$470,000	3,838
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,803,000	3,320
2006-09-30 (YTD Data)		Rank
Total interest income	$6,473,000	3,960
Total interest expense	$2,667,000	3,809
Net interest income	$3,806,000	3,988
Provision for loan and lease losses	$90,000	4,225
Total noninterest income	$1,354,000	2,397
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$963,000	1,398
Trading account gains and fees	$0	126
Additional Noninterest Income	$391,000	3,258
Total noninterest expense	$3,033,000	3,949
Salaries and employee benefits	$1,546,000	4,156
Premises and equipment expense	$340,000	4,548
Additional noninterest expense	$1,147,000	3,244
Pre-tax net operating income	$2,037,000	3,066
Securities gains (losses)	$0	1,388
Applicable income taxes	$722,000	2,350
Income before extraordinary items	$1,315,000	3,512
Extraordinary gains, net	$0	45
Net income	$1,315,000	3,514
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$110,000	2,202
Cash dividends	$260,000	3,853
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,315,000	3,496
2006-06-30 (YTD Data)		Rank
Total interest income	$4,220,000	3,975
Total interest expense	$1,722,000	3,773
Net interest income	$2,498,000	4,051
Provision for loan and lease losses	$60,000	4,062
Total noninterest income	$889,000	2,420
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$608,000	1,459
Trading account gains and fees	$0	126
Additional Noninterest Income	$281,000	3,131
Total noninterest expense	$1,971,000	4,041
Salaries and employee benefits	$1,039,000	4,164
Premises and equipment expense	$225,000	4,575
Additional noninterest expense	$707,000	3,440
Pre-tax net operating income	$1,356,000	3,094
Securities gains (losses)	$0	1,185
Applicable income taxes	$481,000	2,372
Income before extraordinary items	$875,000	3,520
Extraordinary gains, net	$0	39
Net income	$875,000	3,523
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,000	3,558
Cash dividends	$260,000	3,315
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$875,000	3,508
2006-03-31 (YTD Data)		Rank
Total interest income	$2,071,000	3,976
Total interest expense	$801,000	3,821
Net interest income	$1,270,000	4,003
Provision for loan and lease losses	$30,000	3,822
Total noninterest income	$358,000	2,735
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$221,000	1,882
Trading account gains and fees	$0	115
Additional Noninterest Income	$137,000	3,134
Total noninterest expense	$964,000	4,113
Salaries and employee benefits	$519,000	4,182
Premises and equipment expense	$118,000	4,464
Additional noninterest expense	$327,000	3,639
Pre-tax net operating income	$634,000	3,192
Securities gains (losses)	$0	955
Applicable income taxes	$224,000	2,450
Income before extraordinary items	$410,000	3,639
Extraordinary gains, net	$0	21
Net income	$410,000	3,638
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	2,876
Cash dividends	$60,000	3,464
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$410,000	3,619
2005-12-31 (YTD Data)		Rank
Total interest income	$7,610,000	3,896
Total interest expense	$2,611,000	3,702
Net interest income	$4,999,000	3,950
Provision for loan and lease losses	$180,000	3,751
Total noninterest income	$1,206,000	3,138
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$763,000	2,198
Trading account gains and fees	$0	138
Additional Noninterest Income	$443,000	3,594
Total noninterest expense	$3,712,000	4,090
Salaries and employee benefits	$1,919,000	4,249
Premises and equipment expense	$483,000	4,287
Additional noninterest expense	$1,310,000	3,593
Pre-tax net operating income	$2,313,000	3,331
Securities gains (losses)	$0	2,296
Applicable income taxes	$811,000	2,586
Income before extraordinary items	$1,502,000	3,790
Extraordinary gains, net	$0	46
Net income	$1,502,000	3,791
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$125,000	2,992
Cash dividends	$1,050,000	2,345
Sale, conversion, retirement of capital stock, net	$10,697,000	175
Net operating income	$1,502,000	3,757
2005-09-30 (YTD Data)		Rank
Total interest income	$5,590,000	3,906
Total interest expense	$1,869,000	3,692
Net interest income	$3,721,000	3,969
Provision for loan and lease losses	$135,000	3,636
Total noninterest income	$896,000	3,156
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$546,000	2,275
Trading account gains and fees	$0	126
Additional Noninterest Income	$350,000	3,525
Total noninterest expense	$2,723,000	4,129
Salaries and employee benefits	$1,426,000	4,250
Premises and equipment expense	$339,000	4,458
Additional noninterest expense	$958,000	3,619
Pre-tax net operating income	$1,759,000	3,350
Securities gains (losses)	$0	2,317
Applicable income taxes	$617,000	2,584
Income before extraordinary items	$1,142,000	3,808
Extraordinary gains, net	$0	35
Net income	$1,142,000	3,809
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$131,000	2,196
Cash dividends	$750,000	2,195
Sale, conversion, retirement of capital stock, net	$10,697,000	123
Net operating income	$1,142,000	3,759
2005-06-30 (YTD Data)		Rank
Total interest income	$3,649,000	3,916
Total interest expense	$1,211,000	3,598
Net interest income	$2,438,000	4,008
Provision for loan and lease losses	$90,000	3,491
Total noninterest income	$586,000	3,158
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$352,000	2,297
Trading account gains and fees	$0	116
Additional Noninterest Income	$234,000	3,479
Total noninterest expense	$1,772,000	4,195
Salaries and employee benefits	$931,000	4,302
Premises and equipment expense	$213,000	4,605
Additional noninterest expense	$628,000	3,662
Pre-tax net operating income	$1,162,000	3,334
Securities gains (losses)	$0	2,146
Applicable income taxes	$407,000	2,584
Income before extraordinary items	$755,000	3,764
Extraordinary gains, net	$0	30
Net income	$755,000	3,766
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$56,000	2,586
Cash dividends	$750,000	1,658
Sale, conversion, retirement of capital stock, net	$10,697,000	82
Net operating income	$755,000	3,721
2005-03-31 (YTD Data)		Rank
Total interest income	$472,000	7,607
Total interest expense	$137,000	7,331
Net interest income	$335,000	7,617
Provision for loan and lease losses	$0	6,226
Total noninterest income	$62,000	6,684
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$36,000	5,648
Trading account gains and fees	$0	115
Additional Noninterest Income	$26,000	6,409
Total noninterest expense	$220,000	8,011
Salaries and employee benefits	$110,000	8,156
Premises and equipment expense	$21,000	8,119
Additional noninterest expense	$89,000	7,384
Pre-tax net operating income	$177,000	6,227
Securities gains (losses)	$0	1,685
Applicable income taxes	$57,000	4,604
Income before extraordinary items	$120,000	6,568
Extraordinary gains, net	$0	24
Net income	$120,000	6,569
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,000	3,061
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$120,000	6,526
2004-12-31 (YTD Data)		Rank
Total interest income	$1,839,000	7,545
Total interest expense	$483,000	7,367
Net interest income	$1,356,000	7,514
Provision for loan and lease losses	$90,000	5,165
Total noninterest income	$263,000	6,666
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$181,000	5,421
Trading account gains and fees	$0	138
Additional Noninterest Income	$82,000	6,739
Total noninterest expense	$871,000	8,031
Salaries and employee benefits	$430,000	8,200
Premises and equipment expense	$67,000	8,390
Additional noninterest expense	$374,000	7,263
Pre-tax net operating income	$658,000	6,230
Securities gains (losses)	$0	3,819
Applicable income taxes	$209,000	4,701
Income before extraordinary items	$449,000	6,556
Extraordinary gains, net	$0	34
Net income	$449,000	6,559
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$35,000	5,079
Cash dividends	$100,000	5,470
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$449,000	6,493
2004-09-30 (YTD Data)		Rank
Total interest income	$1,388,000	7,566
Total interest expense	$355,000	7,430
Net interest income	$1,033,000	7,509
Provision for loan and lease losses	$68,000	4,952
Total noninterest income	$198,000	6,690
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$135,000	5,483
Trading account gains and fees	$0	134
Additional Noninterest Income	$63,000	6,728
Total noninterest expense	$660,000	8,015
Salaries and employee benefits	$325,000	8,173
Premises and equipment expense	$56,000	8,290
Additional noninterest expense	$279,000	7,254
Pre-tax net operating income	$503,000	6,306
Securities gains (losses)	$0	3,710
Applicable income taxes	$163,000	4,733
Income before extraordinary items	$340,000	6,665
Extraordinary gains, net	$0	26
Net income	$340,000	6,665
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$26,000	4,599
Cash dividends	$50,000	4,981
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$340,000	6,593
2004-06-30 (YTD Data)		Rank
Total interest income	$933,000	7,590
Total interest expense	$237,000	7,494
Net interest income	$696,000	7,516
Provision for loan and lease losses	$45,000	4,838
Total noninterest income	$134,000	6,700
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$91,000	5,462
Trading account gains and fees	$0	130
Additional Noninterest Income	$43,000	6,699
Total noninterest expense	$451,000	8,013
Salaries and employee benefits	$219,000	8,217
Premises and equipment expense	$40,000	8,252
Additional noninterest expense	$192,000	7,223
Pre-tax net operating income	$334,000	6,283
Securities gains (losses)	$0	3,413
Applicable income taxes	$109,000	4,732
Income before extraordinary items	$225,000	6,669
Extraordinary gains, net	$0	21
Net income	$225,000	6,669
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-11,000	8,198
Cash dividends	$50,000	4,651
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$225,000	6,581
2004-03-31 (YTD Data)		Rank
Total interest income	$478,000	7,586
Total interest expense	$122,000	7,488
Net interest income	$356,000	7,501
Provision for loan and lease losses	$23,000	4,653
Total noninterest income	$56,000	7,006
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$44,000	5,481
Trading account gains and fees	$0	121
Additional Noninterest Income	$12,000	7,544
Total noninterest expense	$227,000	8,048
Salaries and employee benefits	$110,000	8,250
Premises and equipment expense	$19,000	8,322
Additional noninterest expense	$98,000	7,196
Pre-tax net operating income	$162,000	6,281
Securities gains (losses)	$0	2,934
Applicable income taxes	$55,000	4,720
Income before extraordinary items	$107,000	6,747
Extraordinary gains, net	$0	16
Net income	$107,000	6,749
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-8,000	8,115
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$107,000	6,629
2003-12-31 (YTD Data)		Rank
Total interest income	$2,056,000	7,480
Total interest expense	$596,000	7,407
Net interest income	$1,460,000	7,421
Provision for loan and lease losses	$70,000	5,822
Total noninterest income	$212,000	7,246
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$175,000	5,547
Trading account gains and fees	$0	160
Additional Noninterest Income	$37,000	7,907
Total noninterest expense	$894,000	8,095
Salaries and employee benefits	$434,000	8,299
Premises and equipment expense	$86,000	8,253
Additional noninterest expense	$374,000	7,310
Pre-tax net operating income	$708,000	5,989
Securities gains (losses)	$35,000	2,802
Applicable income taxes	$253,000	4,562
Income before extraordinary items	$490,000	6,380
Extraordinary gains, net	$0	54
Net income	$490,000	6,384
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$33,000	5,589
Cash dividends	$75,000	5,736
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$466,900	6,333
2003-09-30 (YTD Data)		Rank
Total interest income	$1,574,000	7,536
Total interest expense	$464,000	7,478
Net interest income	$1,110,000	7,445
Provision for loan and lease losses	$48,000	5,821
Total noninterest income	$163,000	7,244
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$133,000	5,552
Trading account gains and fees	$0	153
Additional Noninterest Income	$30,000	7,851
Total noninterest expense	$690,000	8,044
Salaries and employee benefits	$335,000	8,270
Premises and equipment expense	$67,000	8,235
Additional noninterest expense	$288,000	7,249
Pre-tax net operating income	$535,000	6,139
Securities gains (losses)	$34,000	2,597
Applicable income taxes	$193,000	4,699
Income before extraordinary items	$376,000	6,486
Extraordinary gains, net	$0	40
Net income	$376,000	6,487
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$21,000	5,323
Cash dividends	$25,000	5,308
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$353,560	6,458
2003-06-30 (YTD Data)		Rank
Total interest income	$1,050,000	7,583
Total interest expense	$320,000	7,515
Net interest income	$730,000	7,497
Provision for loan and lease losses	$30,000	5,740
Total noninterest income	$112,000	7,187
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$90,000	5,497
Trading account gains and fees	$0	150
Additional Noninterest Income	$22,000	7,723
Total noninterest expense	$468,000	8,031
Salaries and employee benefits	$228,000	8,271
Premises and equipment expense	$44,000	8,257
Additional noninterest expense	$196,000	7,195
Pre-tax net operating income	$344,000	6,207
Securities gains (losses)	$26,000	2,455
Applicable income taxes	$126,000	4,785
Income before extraordinary items	$244,000	6,569
Extraordinary gains, net	$0	30
Net income	$244,000	6,569
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-11,000	8,572
Cash dividends	$25,000	4,993
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$226,840	6,531
2003-03-31 (YTD Data)		Rank
Total interest income	$531,000	7,602
Total interest expense	$168,000	7,510
Net interest income	$363,000	7,520
Provision for loan and lease losses	$10,000	6,044
Total noninterest income	$58,000	7,077
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$48,000	5,295
Trading account gains and fees	$0	134
Additional Noninterest Income	$10,000	7,893
Total noninterest expense	$244,000	7,985
Salaries and employee benefits	$119,000	8,219
Premises and equipment expense	$23,000	8,216
Additional noninterest expense	$102,000	7,099
Pre-tax net operating income	$167,000	6,251
Securities gains (losses)	$0	2,891
Applicable income taxes	$57,000	4,911
Income before extraordinary items	$110,000	6,717
Extraordinary gains, net	$0	21
Net income	$110,000	6,718
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-10,000	8,558
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$110,000	6,547
2002-12-31 (YTD Data)		Rank
Total interest income	$2,495,000	7,365
Total interest expense	$946,000	7,071
Net interest income	$1,549,000	7,352
Provision for loan and lease losses	$135,000	5,121
Total noninterest income	$192,000	7,398
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$151,000	5,822
Trading account gains and fees	$0	153
Additional Noninterest Income	$41,000	7,847
Total noninterest expense	$976,000	7,980
Salaries and employee benefits	$465,000	8,275
Premises and equipment expense	$134,000	7,665
Additional noninterest expense	$377,000	7,303
Pre-tax net operating income	$630,000	6,326
Securities gains (losses)	$0	4,537
Applicable income taxes	$201,000	5,104
Income before extraordinary items	$429,000	6,699
Extraordinary gains, net	$0	70
Net income	$429,000	6,699
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$245,000	2,694
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$429,000	6,571
2001-12-31 (YTD Data)		Rank
Total interest income	$3,159,000	7,084
Total interest expense	$1,664,000	6,664
Net interest income	$1,495,000	7,345
Provision for loan and lease losses	$245,000	3,671
Total noninterest income	$216,000	7,156
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$169,000	5,530
Trading account gains and fees	$0	177
Additional Noninterest Income	$47,000	7,763
Total noninterest expense	$948,000	8,093
Salaries and employee benefits	$456,000	8,372
Premises and equipment expense	$144,000	7,624
Additional noninterest expense	$348,000	7,528
Pre-tax net operating income	$518,000	6,480
Securities gains (losses)	$1,000	4,410
Applicable income taxes	$151,000	5,436
Income before extraordinary items	$368,000	6,746
Extraordinary gains, net	$0	105
Net income	$368,000	6,747
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$178,000	3,073
Cash dividends	$1,750,000	1,468
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$367,290	6,623
2000-12-31 (YTD Data)		Rank
Total interest income	$3,346,000	7,054
Total interest expense	$1,666,000	6,831
Net interest income	$1,680,000	7,151
Provision for loan and lease losses	$60,000	6,179
Total noninterest income	$174,000	7,551
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$147,000	5,810
Trading account gains and fees	NA	NA
Additional Noninterest Income	$27,000	8,667
Total noninterest expense	$881,000	8,353
Salaries and employee benefits	$444,000	8,524
Premises and equipment expense	$126,000	7,998
Additional noninterest expense	$311,000	7,858
Pre-tax net operating income	$913,000	5,502
Securities gains (losses)	$0	1,956
Applicable income taxes	$260,000	4,898
Income before extraordinary items	$653,000	5,602
Extraordinary gains, net	$0	38
Net income	$653,000	5,601
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$57,000	4,534
Cash dividends	$450,000	3,733
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$653,000	5,613
1999-12-31 (YTD Data)		Rank
Total interest income	$3,093,000	7,265
Total interest expense	$1,477,000	7,037
Net interest income	$1,616,000	7,366
Provision for loan and lease losses	$48,000	6,602
Total noninterest income	$202,000	7,477
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$165,000	5,603
Trading account gains and fees	NA	NA
Additional Noninterest Income	$37,000	8,550
Total noninterest expense	$845,000	8,608
Salaries and employee benefits	$398,000	8,897
Premises and equipment expense	$124,000	8,153
Additional noninterest expense	$323,000	7,926
Pre-tax net operating income	$925,000	5,533
Securities gains (losses)	$0	3,155
Applicable income taxes	$277,000	4,990
Income before extraordinary items	$648,000	5,680
Extraordinary gains, net	$0	35
Net income	$648,000	5,677
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$100,000	3,578
Cash dividends	$500,000	3,483
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$648,000	5,649
1998-12-31 (YTD Data)		Rank
Total interest income	$3,127,000	7,379
Total interest expense	$1,545,000	7,096
Net interest income	$1,582,000	7,503
Provision for loan and lease losses	$0	8,652
Total noninterest income	$180,000	7,819
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$163,000	5,710
Trading account gains and fees	NA	NA
Additional Noninterest Income	$17,000	9,614
Total noninterest expense	$781,000	8,833
Salaries and employee benefits	$365,000	9,188
Premises and equipment expense	$97,000	8,780
Additional noninterest expense	$319,000	7,939
Pre-tax net operating income	$981,000	5,473
Securities gains (losses)	$2,000	3,909
Applicable income taxes	$315,000	5,044
Income before extraordinary items	$668,000	5,737
Extraordinary gains, net	$0	32
Net income	$668,000	5,736
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$38,000	5,401
Cash dividends	$400,000	3,951
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$666,640	5,641
1997-12-31 (YTD Data)		Rank
Total interest income	$3,138,000	7,586
Total interest expense	$1,561,000	7,209
Net interest income	$1,577,000	7,821
Provision for loan and lease losses	$20,000	7,880
Total noninterest income	$147,000	8,642
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$129,000	6,577
Trading account gains and fees	NA	NA
Additional Noninterest Income	$18,000	9,956
Total noninterest expense	$779,000	9,111
Salaries and employee benefits	$369,000	9,463
Premises and equipment expense	$70,000	9,702
Additional noninterest expense	$340,000	7,902
Pre-tax net operating income	$925,000	6,067
Securities gains (losses)	$11,000	2,294
Applicable income taxes	$321,000	5,538
Income before extraordinary items	$615,000	6,279
Extraordinary gains, net	$0	44
Net income	$615,000	6,281
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$49,000	5,177
Cash dividends	$350,000	4,223
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$607,740	6,265
1996-12-31 (YTD Data)		Rank
Total interest income	$3,090,000	7,888
Total interest expense	$1,605,000	7,316
Net interest income	$1,485,000	8,307
Provision for loan and lease losses	$65,000	5,977
Total noninterest income	$142,000	9,141
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$106,000	7,368
Trading account gains and fees	NA	NA
Additional Noninterest Income	$36,000	9,538
Total noninterest expense	$739,000	9,678
Salaries and employee benefits	$384,000	9,723
Premises and equipment expense	$77,000	9,895
Additional noninterest expense	$278,000	9,102
Pre-tax net operating income	$825,000	6,403
Securities gains (losses)	$0	4,148
Applicable income taxes	$290,000	5,940
Income before extraordinary items	$535,000	6,660
Extraordinary gains, net	$0	53
Net income	$535,000	6,663
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	8,146
Cash dividends	$235,000	5,116
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$535,000	6,600
1995-12-31 (YTD Data)		Rank
Total interest income	$3,045,000	8,143
Total interest expense	$1,564,000	7,519
Net interest income	$1,481,000	8,585
Provision for loan and lease losses	$30,000	7,070
Total noninterest income	$109,000	10,090
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$81,000	8,284
Trading account gains and fees	NA	NA
Additional Noninterest Income	$28,000	10,398
Total noninterest expense	$809,000	9,732
Salaries and employee benefits	$389,000	10,026
Premises and equipment expense	$80,000	10,197
Additional noninterest expense	$340,000	8,794
Pre-tax net operating income	$751,000	7,053
Securities gains (losses)	$0	3,831
Applicable income taxes	$246,000	6,705
Income before extraordinary items	$505,000	7,211
Extraordinary gains, net	$0	65
Net income	$505,000	7,211
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-5,000	10,354
Cash dividends	$1,588,000	1,454
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$505,000	7,186
1994-12-31 (YTD Data)		Rank
Total interest income	$2,426,000	9,041
Total interest expense	$1,127,000	8,193
Net interest income	$1,299,000	9,465
Provision for loan and lease losses	$30,000	7,083
Total noninterest income	$110,000	10,520
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$89,000	8,410
Trading account gains and fees	NA	NA
Additional Noninterest Income	$21,000	11,366
Total noninterest expense	$757,000	10,432
Salaries and employee benefits	$373,000	10,519
Premises and equipment expense	$53,000	11,525
Additional noninterest expense	$331,000	9,586
Pre-tax net operating income	$622,000	7,880
Securities gains (losses)	$0	3,600
Applicable income taxes	$193,000	7,460
Income before extraordinary items	$429,000	7,908
Extraordinary gains, net	$0	249
Net income	$429,000	7,918
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	8,352
Cash dividends	$84,000	7,238
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$429,000	7,955
1993-12-31 (YTD Data)		Rank
Total interest income	$2,073,000	10,032
Total interest expense	$958,000	9,293
Net interest income	$1,115,000	10,349
Provision for loan and lease losses	$30,000	8,397
Total noninterest income	$102,000	11,289
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$83,000	8,912
Trading account gains and fees	NA	NA
Additional Noninterest Income	$19,000	12,117
Total noninterest expense	$757,000	10,889
Salaries and employee benefits	$396,000	10,677
Premises and equipment expense	$66,000	11,648
Additional noninterest expense	$295,000	10,515
Pre-tax net operating income	$430,000	9,184
Securities gains (losses)	$8,000	5,699
Applicable income taxes	$110,000	9,512
Income before extraordinary items	$328,000	9,146
Extraordinary gains, net	$0	3,149
Net income	$328,000	9,314
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$23,000	7,509
Cash dividends	$80,000	7,275
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$322,000	8,957
1992-12-31 (YTD Data)		Rank
Total interest income	$2,420,000	10,057
Total interest expense	$1,122,000	9,899
Net interest income	$1,298,000	9,984
Provision for loan and lease losses	$30,000	9,956
Total noninterest income	$117,000	11,273
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$92,000	8,756
Trading account gains and fees	NA	NA
Additional Noninterest Income	$25,000	12,163
Total noninterest expense	$714,000	11,445
Salaries and employee benefits	$353,000	11,407
Premises and equipment expense	$60,000	12,283
Additional noninterest expense	$301,000	10,804
Pre-tax net operating income	$671,000	7,266
Securities gains (losses)	$2,000	7,695
Applicable income taxes	$208,000	7,402
Income before extraordinary items	$465,000	7,621
Extraordinary gains, net	$0	1,422
Net income	$465,000	7,729
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	9,883
Cash dividends	$80,000	6,992
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$463,620	7,276

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.