Home > Generations Bank > Income and Expense
Generations Bank, Income and Expense
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,458,000 | 5,167 |
| Total interest expense | $91,000 | 5,724 |
| Net interest income | $1,367,000 | 5,057 |
| Provision for loan and lease losses | $32,000 | 3,292 |
| Total noninterest income | $353,000 | 3,721 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $191,000 | 2,788 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $162,000 | 3,952 |
| Total noninterest expense | $1,359,000 | 4,766 |
| Salaries and employee benefits | $693,000 | 4,866 |
| Premises and equipment expense | $241,000 | 3,794 |
| Additional noninterest expense | $425,000 | 4,831 |
| Pre-tax net operating income | $329,000 | 4,783 |
| Securities gains (losses) | $21,000 | 1,622 |
| Applicable income taxes | $19,000 | 3,883 |
| Income before extraordinary items | $331,000 | 4,579 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $331,000 | 4,582 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $331,000 | 4,583 |
| Net charge-offs | $-35,000 | 6,060 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 660 |
| Net operating income | $311,050 | 4,632 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $705,000 | 5,281 |
| Total interest expense | $47,000 | 5,763 |
| Net interest income | $658,000 | 5,164 |
| Provision for loan and lease losses | $32,000 | 2,552 |
| Total noninterest income | $157,000 | 3,917 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $88,000 | 2,918 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $69,000 | 4,116 |
| Total noninterest expense | $665,000 | 4,875 |
| Salaries and employee benefits | $343,000 | 4,948 |
| Premises and equipment expense | $120,000 | 3,836 |
| Additional noninterest expense | $202,000 | 4,975 |
| Pre-tax net operating income | $118,000 | 5,118 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $6,000 | 3,988 |
| Income before extraordinary items | $112,000 | 5,023 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $112,000 | 5,026 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $112,000 | 5,025 |
| Net charge-offs | $1,000 | 3,492 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 626 |
| Net operating income | $112,000 | 4,980 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,831,000 | 5,327 |
| Total interest expense | $278,000 | 5,516 |
| Net interest income | $2,553,000 | 5,256 |
| Provision for loan and lease losses | $267,000 | 2,601 |
| Total noninterest income | $635,000 | 4,031 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $378,000 | 2,941 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $257,000 | 4,292 |
| Total noninterest expense | $2,558,000 | 4,995 |
| Salaries and employee benefits | $1,315,000 | 5,070 |
| Premises and equipment expense | $488,000 | 3,786 |
| Additional noninterest expense | $755,000 | 5,184 |
| Pre-tax net operating income | $363,000 | 5,320 |
| Securities gains (losses) | $20,000 | 2,341 |
| Applicable income taxes | $12,000 | 4,260 |
| Income before extraordinary items | $371,000 | 5,223 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $371,000 | 5,226 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $371,000 | 5,226 |
| Net charge-offs | $303,000 | 2,571 |
| Cash dividends | $210,000 | 3,552 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 774 |
| Net operating income | $351,600 | 5,225 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,115,000 | 5,389 |
| Total interest expense | $218,000 | 5,542 |
| Net interest income | $1,897,000 | 5,320 |
| Provision for loan and lease losses | $40,000 | 4,137 |
| Total noninterest income | $483,000 | 4,083 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $273,000 | 3,036 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $210,000 | 4,251 |
| Total noninterest expense | $1,894,000 | 5,039 |
| Salaries and employee benefits | $977,000 | 5,122 |
| Premises and equipment expense | $370,000 | 3,795 |
| Additional noninterest expense | $547,000 | 5,269 |
| Pre-tax net operating income | $446,000 | 4,906 |
| Securities gains (losses) | $20,000 | 2,218 |
| Applicable income taxes | $10,000 | 4,315 |
| Income before extraordinary items | $456,000 | 4,731 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $456,000 | 4,733 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $456,000 | 4,734 |
| Net charge-offs | $2,000 | 5,070 |
| Cash dividends | $210,000 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 730 |
| Net operating income | $436,400 | 4,708 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,384,000 | 5,448 |
| Total interest expense | $150,000 | 5,551 |
| Net interest income | $1,234,000 | 5,375 |
| Provision for loan and lease losses | $13,000 | 4,434 |
| Total noninterest income | $309,000 | 4,164 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $174,000 | 3,089 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $135,000 | 4,353 |
| Total noninterest expense | $1,240,000 | 5,100 |
| Salaries and employee benefits | $639,000 | 5,178 |
| Premises and equipment expense | $244,000 | 3,837 |
| Additional noninterest expense | $357,000 | 5,319 |
| Pre-tax net operating income | $290,000 | 4,907 |
| Securities gains (losses) | $20,000 | 2,017 |
| Applicable income taxes | $1,000 | 4,582 |
| Income before extraordinary items | $309,000 | 4,701 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $309,000 | 4,704 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $309,000 | 4,705 |
| Net charge-offs | $2,000 | 4,714 |
| Cash dividends | $210,000 | 2,519 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 694 |
| Net operating income | $289,000 | 4,688 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $684,000 | 5,505 |
| Total interest expense | $79,000 | 5,549 |
| Net interest income | $605,000 | 5,440 |
| Provision for loan and lease losses | $13,000 | 3,911 |
| Total noninterest income | $132,000 | 4,406 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $82,000 | 3,192 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $50,000 | 4,707 |
| Total noninterest expense | $625,000 | 5,113 |
| Salaries and employee benefits | $316,000 | 5,250 |
| Premises and equipment expense | $123,000 | 3,841 |
| Additional noninterest expense | $186,000 | 5,294 |
| Pre-tax net operating income | $99,000 | 5,329 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $-11,000 | 6,750 |
| Income before extraordinary items | $110,000 | 5,130 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $110,000 | 5,132 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $110,000 | 5,132 |
| Net charge-offs | $2,000 | 3,902 |
| Cash dividends | $100,000 | 2,031 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 645 |
| Net operating income | $110,000 | 5,027 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,998,000 | 5,475 |
| Total interest expense | $365,000 | 5,693 |
| Net interest income | $2,633,000 | 5,367 |
| Provision for loan and lease losses | $145,000 | 4,319 |
| Total noninterest income | $600,000 | 4,170 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $397,000 | 2,947 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $203,000 | 4,574 |
| Total noninterest expense | $2,441,000 | 5,224 |
| Salaries and employee benefits | $1,231,000 | 5,344 |
| Premises and equipment expense | $482,000 | 3,897 |
| Additional noninterest expense | $728,000 | 5,464 |
| Pre-tax net operating income | $647,000 | 4,613 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $36,000 | 3,997 |
| Income before extraordinary items | $611,000 | 4,668 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $611,000 | 4,668 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $611,000 | 4,669 |
| Net charge-offs | $88,000 | 4,526 |
| Cash dividends | $81,000 | 4,064 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 827 |
| Net operating income | $611,000 | 4,492 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,276,000 | 5,547 |
| Total interest expense | $282,000 | 5,781 |
| Net interest income | $1,994,000 | 5,435 |
| Provision for loan and lease losses | $125,000 | 4,125 |
| Total noninterest income | $441,000 | 4,251 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $299,000 | 2,974 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $142,000 | 4,711 |
| Total noninterest expense | $1,841,000 | 5,254 |
| Salaries and employee benefits | $931,000 | 5,351 |
| Premises and equipment expense | $363,000 | 3,949 |
| Additional noninterest expense | $547,000 | 5,514 |
| Pre-tax net operating income | $469,000 | 4,788 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $26,000 | 4,074 |
| Income before extraordinary items | $443,000 | 4,822 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $443,000 | 4,822 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $443,000 | 4,822 |
| Net charge-offs | $51,000 | 4,492 |
| Cash dividends | $81,000 | 3,404 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 786 |
| Net operating income | $443,000 | 4,650 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,514,000 | 5,589 |
| Total interest expense | $197,000 | 5,803 |
| Net interest income | $1,317,000 | 5,483 |
| Provision for loan and lease losses | $105,000 | 3,790 |
| Total noninterest income | $297,000 | 4,236 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $201,000 | 2,936 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $96,000 | 4,709 |
| Total noninterest expense | $1,222,000 | 5,297 |
| Salaries and employee benefits | $631,000 | 5,342 |
| Premises and equipment expense | $240,000 | 3,975 |
| Additional noninterest expense | $351,000 | 5,627 |
| Pre-tax net operating income | $287,000 | 4,893 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $16,000 | 4,076 |
| Income before extraordinary items | $271,000 | 4,952 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $271,000 | 4,956 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $271,000 | 4,956 |
| Net charge-offs | $51,000 | 4,016 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 759 |
| Net operating income | $271,000 | 4,762 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $748,000 | 5,657 |
| Total interest expense | $104,000 | 5,804 |
| Net interest income | $644,000 | 5,551 |
| Provision for loan and lease losses | $30,000 | 4,088 |
| Total noninterest income | $149,000 | 4,247 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $96,000 | 3,017 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $53,000 | 4,635 |
| Total noninterest expense | $598,000 | 5,383 |
| Salaries and employee benefits | $311,000 | 5,414 |
| Premises and equipment expense | $122,000 | 3,950 |
| Additional noninterest expense | $165,000 | 5,769 |
| Pre-tax net operating income | $165,000 | 4,790 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $15,000 | 3,807 |
| Income before extraordinary items | $150,000 | 4,848 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $150,000 | 4,851 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $150,000 | 4,852 |
| Net charge-offs | $16,000 | 3,803 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 713 |
| Net operating income | $150,000 | 4,707 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,000,000 | 5,755 |
| Total interest expense | $594,000 | 5,538 |
| Net interest income | $2,406,000 | 5,731 |
| Provision for loan and lease losses | $115,000 | 5,226 |
| Total noninterest income | $582,000 | 4,133 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $384,000 | 3,117 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $198,000 | 4,477 |
| Total noninterest expense | $2,358,000 | 5,469 |
| Salaries and employee benefits | $1,203,000 | 5,515 |
| Premises and equipment expense | $462,000 | 4,243 |
| Additional noninterest expense | $693,000 | 5,710 |
| Pre-tax net operating income | $515,000 | 4,708 |
| Securities gains (losses) | $3,000 | 3,591 |
| Applicable income taxes | $34,000 | 3,920 |
| Income before extraordinary items | $484,000 | 4,705 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $484,000 | 4,707 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $484,000 | 4,706 |
| Net charge-offs | $107,000 | 4,912 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 972 |
| Net operating income | $481,210 | 4,582 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,252,000 | 5,820 |
| Total interest expense | $468,000 | 5,559 |
| Net interest income | $1,784,000 | 5,801 |
| Provision for loan and lease losses | $85,000 | 5,150 |
| Total noninterest income | $431,000 | 4,174 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $285,000 | 3,128 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $146,000 | 4,567 |
| Total noninterest expense | $1,730,000 | 5,543 |
| Salaries and employee benefits | $881,000 | 5,565 |
| Premises and equipment expense | $331,000 | 4,386 |
| Additional noninterest expense | $518,000 | 5,749 |
| Pre-tax net operating income | $400,000 | 4,771 |
| Securities gains (losses) | $3,000 | 3,309 |
| Applicable income taxes | $33,000 | 3,826 |
| Income before extraordinary items | $370,000 | 4,777 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $370,000 | 4,778 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $370,000 | 4,778 |
| Net charge-offs | $24,000 | 5,453 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 932 |
| Net operating income | $367,240 | 4,658 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,493,000 | 5,888 |
| Total interest expense | $322,000 | 5,605 |
| Net interest income | $1,171,000 | 5,867 |
| Provision for loan and lease losses | $35,000 | 5,367 |
| Total noninterest income | $278,000 | 4,255 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $186,000 | 3,162 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $92,000 | 4,668 |
| Total noninterest expense | $1,154,000 | 5,602 |
| Salaries and employee benefits | $593,000 | 5,592 |
| Premises and equipment expense | $216,000 | 4,481 |
| Additional noninterest expense | $345,000 | 5,846 |
| Pre-tax net operating income | $260,000 | 4,787 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $15,000 | 3,950 |
| Income before extraordinary items | $245,000 | 4,736 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $245,000 | 4,735 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $245,000 | 4,736 |
| Net charge-offs | $-1,000 | 6,559 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 914 |
| Net operating income | $245,000 | 4,651 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $734,000 | 5,949 |
| Total interest expense | $167,000 | 5,631 |
| Net interest income | $567,000 | 5,940 |
| Provision for loan and lease losses | $24,000 | 4,887 |
| Total noninterest income | $132,000 | 4,412 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $97,000 | 3,038 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $35,000 | 5,181 |
| Total noninterest expense | $566,000 | 5,680 |
| Salaries and employee benefits | $297,000 | 5,626 |
| Premises and equipment expense | $108,000 | 4,522 |
| Additional noninterest expense | $161,000 | 6,008 |
| Pre-tax net operating income | $109,000 | 5,039 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $4,000 | 4,128 |
| Income before extraordinary items | $105,000 | 4,931 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $105,000 | 4,929 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $105,000 | 4,931 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $105,000 | 4,879 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,715,000 | 6,230 |
| Total interest expense | $804,000 | 5,698 |
| Net interest income | $1,911,000 | 6,320 |
| Provision for loan and lease losses | $259,000 | 5,045 |
| Total noninterest income | $503,000 | 4,557 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $377,000 | 3,174 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $126,000 | 5,171 |
| Total noninterest expense | $2,275,000 | 5,719 |
| Salaries and employee benefits | $1,146,000 | 5,772 |
| Premises and equipment expense | $445,000 | 4,488 |
| Additional noninterest expense | $684,000 | 5,937 |
| Pre-tax net operating income | $-120,000 | 5,961 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $-35,000 | 6,679 |
| Income before extraordinary items | $-85,000 | 6,063 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-85,000 | 6,063 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-85,000 | 6,063 |
| Net charge-offs | $102,000 | 5,394 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-85,000 | 5,981 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,987,000 | 6,393 |
| Total interest expense | $625,000 | 5,782 |
| Net interest income | $1,362,000 | 6,505 |
| Provision for loan and lease losses | $203,000 | 4,866 |
| Total noninterest income | $365,000 | 4,701 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $272,000 | 3,339 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $93,000 | 5,300 |
| Total noninterest expense | $1,677,000 | 5,803 |
| Salaries and employee benefits | $864,000 | 5,806 |
| Premises and equipment expense | $322,000 | 4,655 |
| Additional noninterest expense | $491,000 | 6,082 |
| Pre-tax net operating income | $-153,000 | 6,245 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $-24,000 | 6,907 |
| Income before extraordinary items | $-129,000 | 6,344 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-129,000 | 6,345 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-129,000 | 6,344 |
| Net charge-offs | $61,000 | 5,366 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-129,000 | 6,249 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,235,000 | 6,555 |
| Total interest expense | $440,000 | 5,761 |
| Net interest income | $795,000 | 6,762 |
| Provision for loan and lease losses | $165,000 | 4,492 |
| Total noninterest income | $233,000 | 4,749 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $173,000 | 3,436 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $60,000 | 5,377 |
| Total noninterest expense | $1,117,000 | 5,840 |
| Salaries and employee benefits | $585,000 | 5,797 |
| Premises and equipment expense | $212,000 | 4,704 |
| Additional noninterest expense | $320,000 | 6,155 |
| Pre-tax net operating income | $-254,000 | 6,510 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-10,000 | 6,927 |
| Income before extraordinary items | $-244,000 | 6,619 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-244,000 | 6,621 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-244,000 | 6,620 |
| Net charge-offs | $61,000 | 4,705 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-244,000 | 6,568 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $587,000 | 6,711 |
| Total interest expense | $236,000 | 5,735 |
| Net interest income | $351,000 | 7,008 |
| Provision for loan and lease losses | $53,000 | 4,798 |
| Total noninterest income | $102,000 | 5,007 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $78,000 | 3,626 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $24,000 | 5,720 |
| Total noninterest expense | $533,000 | 6,027 |
| Salaries and employee benefits | $276,000 | 6,003 |
| Premises and equipment expense | $108,000 | 4,747 |
| Additional noninterest expense | $149,000 | 6,369 |
| Pre-tax net operating income | $-133,000 | 6,722 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-4,000 | 7,051 |
| Income before extraordinary items | $-129,000 | 6,815 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-129,000 | 6,816 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-129,000 | 6,815 |
| Net charge-offs | $-1,000 | 6,806 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-129,000 | 6,768 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,999,000 | 7,056 |
| Total interest expense | $908,000 | 6,225 |
| Net interest income | $1,091,000 | 7,352 |
| Provision for loan and lease losses | $309,000 | 5,220 |
| Total noninterest income | $252,000 | 5,897 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $199,000 | 4,673 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $53,000 | 6,304 |
| Total noninterest expense | $2,023,000 | 6,202 |
| Salaries and employee benefits | $946,000 | 6,354 |
| Premises and equipment expense | $381,000 | 5,115 |
| Additional noninterest expense | $696,000 | 6,144 |
| Pre-tax net operating income | $-989,000 | 6,255 |
| Securities gains (losses) | $62,000 | 2,485 |
| Applicable income taxes | $-90,000 | 6,547 |
| Income before extraordinary items | $-837,000 | 6,281 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-837,000 | 6,280 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-837,000 | 6,280 |
| Net charge-offs | $48,000 | 6,234 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-892,800 | 6,315 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,380,000 | 7,253 |
| Total interest expense | $665,000 | 6,400 |
| Net interest income | $715,000 | 7,555 |
| Provision for loan and lease losses | $309,000 | 4,554 |
| Total noninterest income | $156,000 | 6,277 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $126,000 | 4,985 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $30,000 | 6,710 |
| Total noninterest expense | $1,458,000 | 6,311 |
| Salaries and employee benefits | $662,000 | 6,525 |
| Premises and equipment expense | $273,000 | 5,264 |
| Additional noninterest expense | $523,000 | 6,142 |
| Pre-tax net operating income | $-896,000 | 6,600 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-91,000 | 6,923 |
| Income before extraordinary items | $-805,000 | 6,632 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-805,000 | 6,633 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-805,000 | 6,633 |
| Net charge-offs | $53,000 | 5,634 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-805,000 | 6,630 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $806,000 | 7,493 |
| Total interest expense | $397,000 | 6,723 |
| Net interest income | $409,000 | 7,739 |
| Provision for loan and lease losses | $160,000 | 4,648 |
| Total noninterest income | $78,000 | 6,718 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $62,000 | 5,487 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $16,000 | 6,961 |
| Total noninterest expense | $922,000 | 6,481 |
| Salaries and employee benefits | $430,000 | 6,663 |
| Premises and equipment expense | $167,000 | 5,518 |
| Additional noninterest expense | $325,000 | 6,324 |
| Pre-tax net operating income | $-595,000 | 6,717 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-77,000 | 7,082 |
| Income before extraordinary items | $-518,000 | 6,788 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-518,000 | 6,789 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-518,000 | 6,789 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-518,000 | 6,766 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $334,000 | 7,748 |
| Total interest expense | $162,000 | 7,127 |
| Net interest income | $172,000 | 7,909 |
| Provision for loan and lease losses | $102,000 | 3,830 |
| Total noninterest income | $17,000 | 7,517 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $14,000 | 6,456 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $3,000 | 7,508 |
| Total noninterest expense | $370,000 | 6,875 |
| Salaries and employee benefits | $192,000 | 6,923 |
| Premises and equipment expense | $74,000 | 5,827 |
| Additional noninterest expense | $104,000 | 7,034 |
| Pre-tax net operating income | $-283,000 | 7,035 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-54,000 | 7,437 |
| Income before extraordinary items | $-229,000 | 7,081 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-229,000 | 7,082 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-229,000 | 7,082 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-229,000 | 7,014 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $153,000 | 8,270 |
| Total interest expense | $80,000 | 8,209 |
| Net interest income | $73,000 | 8,279 |
| Provision for loan and lease losses | $151,000 | 5,546 |
| Total noninterest income | $13,000 | 8,000 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $6,000 | 7,219 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $7,000 | 7,758 |
| Total noninterest expense | $460,000 | 8,148 |
| Salaries and employee benefits | $159,000 | 8,232 |
| Premises and equipment expense | $59,000 | 7,979 |
| Additional noninterest expense | $242,000 | 7,707 |
| Pre-tax net operating income | $-525,000 | 6,786 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-191,000 | 7,211 |
| Income before extraordinary items | $-334,000 | 6,600 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-334,000 | 6,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-334,000 | 6,745 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.