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Generations Bank, Income and Expense

2021-12-31 (YTD Data)Rank
Total interest income$13,754,0001,995
Total interest expense$1,698,0001,514
Net interest income$12,056,0002,015
Provision for loan and lease losses$540,000989
Total noninterest income$2,424,0002,034
Gross Fiduciary activities income$0994
Service charges on deposit accounts$555,0001,498
Trading account gains and feesNANA
Additional Noninterest Income$1,869,0001,981
Total noninterest expense$12,273,0001,719
Salaries and employee benefits$5,281,0002,100
Premises and equipment expense$2,275,0001,084
Additional noninterest expense$4,717,0001,392
Pre-tax net operating income$1,667,0003,360
Securities gains (losses)$17,0001,564
Applicable income taxes$282,0002,509
Income before extraordinary items$1,402,0003,414
Extraordinary gains, net$010
Net income$1,402,0003,414
Minority interest net income$074
Net income of bank and minority interests.$1,402,0003,414
Net charge-offs$520,000621
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$31,000530
Net operating income$1,387,8903,399
2021-09-30 (YTD Data)Rank
Total interest income$10,312,0002,027
Total interest expense$1,328,0001,542
Net interest income$8,984,0002,052
Provision for loan and lease losses$405,000963
Total noninterest income$1,805,0002,084
Gross Fiduciary activities income$0957
Service charges on deposit accounts$407,0001,502
Trading account gains and feesNANA
Additional Noninterest Income$1,398,0002,033
Total noninterest expense$9,223,0001,716
Salaries and employee benefits$3,913,0002,130
Premises and equipment expense$1,778,0001,045
Additional noninterest expense$3,532,0001,396
Pre-tax net operating income$1,161,0003,570
Securities gains (losses)$15,0001,526
Applicable income taxes$204,0002,562
Income before extraordinary items$972,0003,644
Extraordinary gains, net$08
Net income$972,0003,644
Minority interest net income$069
Net income of bank and minority interests.$972,0003,644
Net charge-offs$155,000893
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$31,000481
Net operating income$959,5503,641
2021-06-30 (YTD Data)Rank
Total interest income$6,741,0002,045
Total interest expense$923,0001,552
Net interest income$5,818,0002,090
Provision for loan and lease losses$270,000972
Total noninterest income$1,212,0002,026
Gross Fiduciary activities income$0951
Service charges on deposit accounts$260,0001,505
Trading account gains and feesNANA
Additional Noninterest Income$952,0001,960
Total noninterest expense$5,846,0001,762
Salaries and employee benefits$2,582,0002,134
Premises and equipment expense$992,0001,224
Additional noninterest expense$2,272,0001,428
Pre-tax net operating income$914,0003,375
Securities gains (losses)$2,0001,698
Applicable income taxes$162,0002,446
Income before extraordinary items$754,0003,458
Extraordinary gains, net$06
Net income$754,0003,457
Minority interest net income$067
Net income of bank and minority interests.$754,0003,458
Net charge-offs$115,000855
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$31,000447
Net operating income$752,3603,436
2021-03-31 (YTD Data)Rank
Total interest income$3,348,0002,047
Total interest expense$480,0001,567
Net interest income$2,868,0002,090
Provision for loan and lease losses$135,0001,068
Total noninterest income$571,0002,092
Gross Fiduciary activities income$0922
Service charges on deposit accounts$132,0001,476
Trading account gains and feesNANA
Additional Noninterest Income$439,0002,053
Total noninterest expense$2,879,0001,770
Salaries and employee benefits$1,259,0002,153
Premises and equipment expense$492,0001,239
Additional noninterest expense$1,128,0001,394
Pre-tax net operating income$425,0003,426
Securities gains (losses)$2,0001,277
Applicable income taxes$79,0002,428
Income before extraordinary items$348,0003,529
Extraordinary gains, net$03
Net income$348,0003,530
Minority interest net income$055
Net income of bank and minority interests.$348,0003,529
Net charge-offs$75,000695
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$31,000376
Net operating income$346,3803,512
2020-12-31 (YTD Data)Rank
Total interest income$13,553,0002,032
Total interest expense$2,860,0001,548
Net interest income$10,693,0002,152
Provision for loan and lease losses$480,0002,282
Total noninterest income$2,755,0001,802
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$577,0001,462
Trading account gains and fees$0133
Additional Noninterest Income$2,178,0001,716
Total noninterest expense$11,983,0001,712
Salaries and employee benefits$5,582,0002,003
Premises and equipment expense$1,982,0001,193
Additional noninterest expense$4,419,0001,416
Pre-tax net operating income$985,0003,708
Securities gains (losses)$947,000390
Applicable income taxes$169,0002,653
Income before extraordinary items$1,763,0002,988
Extraordinary gains, net$04
Net income$1,763,0002,987
Minority interest net income$072
Net income of bank and minority interests.$1,763,0002,988
Net charge-offs$314,0001,254
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$62,000480
Net operating income$901,2303,693
2020-09-30 (YTD Data)Rank
Total interest income$10,166,0002,042
Total interest expense$2,263,0001,557
Net interest income$7,903,0002,163
Provision for loan and lease losses$330,0002,335
Total noninterest income$2,180,0001,710
Gross Fiduciary activities income$0981
Service charges on deposit accounts$434,0001,457
Trading account gains and fees$0125
Additional Noninterest Income$1,746,0001,609
Total noninterest expense$8,834,0001,712
Salaries and employee benefits$4,019,0002,035
Premises and equipment expense$1,507,0001,175
Additional noninterest expense$3,308,0001,395
Pre-tax net operating income$919,0003,544
Securities gains (losses)$355,000618
Applicable income taxes$-175,0004,940
Income before extraordinary items$1,449,0002,879
Extraordinary gains, net$04
Net income$1,449,0002,878
Minority interest net income$065
Net income of bank and minority interests.$1,449,0002,879
Net charge-offs$-126,0004,856
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$46,000451
Net operating income$1,094,0003,181
2020-06-30 (YTD Data)Rank
Total interest income$6,748,0002,076
Total interest expense$1,555,0001,602
Net interest income$5,193,0002,203
Provision for loan and lease losses$180,0002,493
Total noninterest income$1,574,0001,576
Gross Fiduciary activities income$0970
Service charges on deposit accounts$304,0001,401
Trading account gains and fees$0123
Additional Noninterest Income$1,270,0001,456
Total noninterest expense$5,912,0001,702
Salaries and employee benefits$2,738,0002,003
Premises and equipment expense$1,008,0001,165
Additional noninterest expense$2,166,0001,407
Pre-tax net operating income$675,0003,430
Securities gains (losses)$-127,0004,963
Applicable income taxes$03,655
Income before extraordinary items$548,0003,554
Extraordinary gains, net$04
Net income$548,0003,554
Minority interest net income$065
Net income of bank and minority interests.$548,0003,554
Net charge-offs$-156,0004,952
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$31,000432
Net operating income$675,0003,273
2020-03-31 (YTD Data)Rank
Total interest income$3,331,0002,084
Total interest expense$812,0001,670
Net interest income$2,519,0002,216
Provision for loan and lease losses$90,0002,048
Total noninterest income$676,0001,639
Gross Fiduciary activities income$0941
Service charges on deposit accounts$181,0001,408
Trading account gains and fees$0106
Additional Noninterest Income$495,0001,531
Total noninterest expense$3,083,0001,651
Salaries and employee benefits$1,494,0001,891
Premises and equipment expense$507,0001,180
Additional noninterest expense$1,082,0001,421
Pre-tax net operating income$22,0004,656
Securities gains (losses)$-246,0005,002
Applicable income taxes$-52,0004,929
Income before extraordinary items$-172,0004,881
Extraordinary gains, net$04
Net income$-172,0004,880
Minority interest net income$056
Net income of bank and minority interests.$-172,0004,881
Net charge-offs$-2,0003,865
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$16,000416
Net operating income$22,3404,652
2019-12-31 (YTD Data)Rank
Total interest income$12,961,0002,157
Total interest expense$3,118,0001,761
Net interest income$9,843,0002,272
Provision for loan and lease losses$360,0001,775
Total noninterest income$2,746,0001,659
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$718,0001,459
Trading account gains and fees$0135
Additional Noninterest Income$2,028,0001,519
Total noninterest expense$12,663,0001,569
Salaries and employee benefits$6,098,0001,821
Premises and equipment expense$2,029,0001,160
Additional noninterest expense$4,536,0001,353
Pre-tax net operating income$-434,0005,056
Securities gains (losses)$533,000340
Applicable income taxes$03,859
Income before extraordinary items$99,0004,891
Extraordinary gains, net$011
Net income$99,0004,892
Minority interest net income$076
Net income of bank and minority interests.$99,0004,893
Net charge-offs$248,0001,503
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$62,000521
Net operating income$-434,0005,055
2019-09-30 (YTD Data)Rank
Total interest income$9,521,0002,209
Total interest expense$2,245,0001,820
Net interest income$7,276,0002,325
Provision for loan and lease losses$270,0001,685
Total noninterest income$2,066,0001,645
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$517,0001,523
Trading account gains and fees$0129
Additional Noninterest Income$1,549,0001,509
Total noninterest expense$9,390,0001,587
Salaries and employee benefits$4,529,0001,839
Premises and equipment expense$1,631,0001,101
Additional noninterest expense$3,230,0001,425
Pre-tax net operating income$-318,0005,142
Securities gains (losses)$537,000299
Applicable income taxes$03,902
Income before extraordinary items$219,0004,750
Extraordinary gains, net$011
Net income$219,0004,750
Minority interest net income$072
Net income of bank and minority interests.$219,0004,750
Net charge-offs$98,0001,777
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$47,000489
Net operating income$-318,0005,138
2019-06-30 (YTD Data)Rank
Total interest income$6,351,0002,206
Total interest expense$1,485,0001,805
Net interest income$4,866,0002,326
Provision for loan and lease losses$180,0001,640
Total noninterest income$1,386,0001,603
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$330,0001,561
Trading account gains and fees$0131
Additional Noninterest Income$1,056,0001,442
Total noninterest expense$6,306,0001,585
Salaries and employee benefits$3,100,0001,802
Premises and equipment expense$1,088,0001,105
Additional noninterest expense$2,118,0001,462
Pre-tax net operating income$-234,0005,190
Securities gains (losses)$237,000345
Applicable income taxes$03,901
Income before extraordinary items$3,0005,108
Extraordinary gains, net$011
Net income$3,0005,107
Minority interest net income$069
Net income of bank and minority interests.$3,0005,106
Net charge-offs$71,0001,600
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$31,000480
Net operating income$-234,0005,184
2019-03-31 (YTD Data)Rank
Total interest income$3,196,0002,201
Total interest expense$722,0001,801
Net interest income$2,474,0002,298
Provision for loan and lease losses$90,0001,533
Total noninterest income$700,0001,571
Gross Fiduciary activities income$0972
Service charges on deposit accounts$162,0001,572
Trading account gains and fees$0126
Additional Noninterest Income$538,0001,377
Total noninterest expense$3,162,0001,584
Salaries and employee benefits$1,583,0001,791
Premises and equipment expense$546,0001,110
Additional noninterest expense$1,033,0001,482
Pre-tax net operating income$-78,0005,233
Securities gains (losses)$210,000195
Applicable income taxes$03,800
Income before extraordinary items$132,0004,442
Extraordinary gains, net$05
Net income$132,0004,441
Minority interest net income$052
Net income of bank and minority interests.$132,0004,441
Net charge-offs$-24,0004,908
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$15,000446
Net operating income$-78,0005,231
2018-12-31 (YTD Data)Rank
Total interest income$11,811,0002,237
Total interest expense$2,580,0001,605
Net interest income$9,231,0002,399
Provision for loan and lease losses$175,0002,511
Total noninterest income$2,637,0001,685
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$577,0001,792
Trading account gains and fees$0126
Additional Noninterest Income$2,060,0001,467
Total noninterest expense$11,954,0001,634
Salaries and employee benefits$6,046,0001,793
Premises and equipment expense$1,973,0001,189
Additional noninterest expense$3,935,0001,522
Pre-tax net operating income$-261,0005,304
Securities gains (losses)$21,000564
Applicable income taxes$03,978
Income before extraordinary items$-240,0005,291
Extraordinary gains, net$06
Net income$-240,0005,290
Minority interest net income$072
Net income of bank and minority interests.$-240,0005,290
Net charge-offs$1,110,000530
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$62,000532
Net operating income$-261,0005,298
2018-09-30 (YTD Data)Rank
Total interest income$8,587,0002,281
Total interest expense$1,843,0001,594
Net interest income$6,744,0002,458
Provision for loan and lease losses$115,0002,496
Total noninterest income$1,936,0001,724
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$399,0001,906
Trading account gains and fees$0138
Additional Noninterest Income$1,537,0001,498
Total noninterest expense$8,678,0001,666
Salaries and employee benefits$4,373,0001,859
Premises and equipment expense$1,474,0001,187
Additional noninterest expense$2,831,0001,573
Pre-tax net operating income$-113,0005,360
Securities gains (losses)$6,000797
Applicable income taxes$04,032
Income before extraordinary items$-107,0005,353
Extraordinary gains, net$05
Net income$-107,0005,352
Minority interest net income$066
Net income of bank and minority interests.$-107,0005,352
Net charge-offs$815,000511
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$47,000502
Net operating income$-113,0005,354
2018-06-30 (YTD Data)Rank
Total interest income$5,786,0002,246
Total interest expense$1,184,0001,557
Net interest income$4,602,0002,403
Provision for loan and lease losses$35,0003,040
Total noninterest income$1,311,0001,708
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$261,0001,923
Trading account gains and fees$0130
Additional Noninterest Income$1,050,0001,472
Total noninterest expense$5,743,0001,691
Salaries and employee benefits$2,909,0001,874
Premises and equipment expense$991,0001,193
Additional noninterest expense$1,843,0001,616
Pre-tax net operating income$135,0005,055
Securities gains (losses)$6,000682
Applicable income taxes$04,018
Income before extraordinary items$141,0004,982
Extraordinary gains, net$06
Net income$141,0004,981
Minority interest net income$065
Net income of bank and minority interests.$141,0004,981
Net charge-offs$611,000461
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$31,000491
Net operating income$135,0005,010
2018-03-31 (YTD Data)Rank
Total interest income$2,928,0002,212
Total interest expense$581,0001,525
Net interest income$2,347,0002,368
Provision for loan and lease losses$35,0002,343
Total noninterest income$701,0001,627
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$133,0001,911
Trading account gains and fees$0123
Additional Noninterest Income$568,0001,390
Total noninterest expense$2,856,0001,707
Salaries and employee benefits$1,478,0001,868
Premises and equipment expense$495,0001,210
Additional noninterest expense$883,0001,665
Pre-tax net operating income$157,0004,562
Securities gains (losses)$6,000514
Applicable income taxes$03,948
Income before extraordinary items$163,0004,404
Extraordinary gains, net$07
Net income$163,0004,402
Minority interest net income$052
Net income of bank and minority interests.$163,0004,404
Net charge-offs$433,000337
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$16,000452
Net operating income$157,0004,448
2017-12-31 (YTD Data)Rank
Total interest income$11,594,0002,178
Total interest expense$2,329,0001,365
Net interest income$9,265,0002,343
Provision for loan and lease losses$420,0001,602
Total noninterest income$2,426,0001,806
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$590,0001,805
Trading account gains and fees$0151
Additional Noninterest Income$1,836,0001,612
Total noninterest expense$10,317,0001,862
Salaries and employee benefits$5,209,0002,022
Premises and equipment expense$2,019,0001,165
Additional noninterest expense$3,089,0001,886
Pre-tax net operating income$954,0004,118
Securities gains (losses)$7,0001,711
Applicable income taxes$04,135
Income before extraordinary items$961,0003,763
Extraordinary gains, net$09
Net income$961,0003,762
Minority interest net income$076
Net income of bank and minority interests.$961,0003,763
Net charge-offs$1,088,000649
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$62,000540
Net operating income$954,0003,759
2017-09-30 (YTD Data)Rank
Total interest income$8,595,0002,204
Total interest expense$1,736,0001,358
Net interest income$6,859,0002,379
Provision for loan and lease losses$315,0001,575
Total noninterest income$1,767,0001,853
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$444,0001,812
Trading account gains and fees$0145
Additional Noninterest Income$1,323,0001,671
Total noninterest expense$7,611,0001,880
Salaries and employee benefits$3,820,0002,069
Premises and equipment expense$1,545,0001,150
Additional noninterest expense$2,246,0001,940
Pre-tax net operating income$700,0004,222
Securities gains (losses)$7,0001,738
Applicable income taxes$127,0003,038
Income before extraordinary items$580,0004,252
Extraordinary gains, net$09
Net income$580,0004,251
Minority interest net income$071
Net income of bank and minority interests.$580,0004,252
Net charge-offs$861,000546
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$46,000512
Net operating income$574,2604,253
2017-06-30 (YTD Data)Rank
Total interest income$5,681,0002,211
Total interest expense$1,135,0001,347
Net interest income$4,546,0002,387
Provision for loan and lease losses$210,0001,505
Total noninterest income$1,168,0001,858
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$296,0001,787
Trading account gains and fees$0139
Additional Noninterest Income$872,0001,678
Total noninterest expense$5,083,0001,882
Salaries and employee benefits$2,534,0002,085
Premises and equipment expense$1,045,0001,133
Additional noninterest expense$1,504,0001,939
Pre-tax net operating income$421,0004,328
Securities gains (losses)$1,0001,756
Applicable income taxes$72,0003,124
Income before extraordinary items$350,0004,337
Extraordinary gains, net$011
Net income$350,0004,336
Minority interest net income$071
Net income of bank and minority interests.$350,0004,337
Net charge-offs$600,000491
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$31,000490
Net operating income$349,1704,327
2017-03-31 (YTD Data)Rank
Total interest income$2,799,0002,232
Total interest expense$568,0001,317
Net interest income$2,231,0002,419
Provision for loan and lease losses$105,0001,394
Total noninterest income$590,0001,845
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$151,0001,744
Trading account gains and feesNANA
Additional Noninterest Income$439,0001,661
Total noninterest expense$2,585,0001,868
Salaries and employee benefits$1,327,0002,044
Premises and equipment expense$534,0001,118
Additional noninterest expense$724,0001,990
Pre-tax net operating income$131,0004,770
Securities gains (losses)$01,153
Applicable income taxes$20,0003,357
Income before extraordinary items$111,0004,779
Extraordinary gains, net$08
Net income$111,0004,779
Minority interest net income$055
Net income of bank and minority interests.$111,0004,779
Net charge-offs$397,000392
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$16,000458
Net operating income$111,0004,765
2016-12-31 (YTD Data)Rank
Total interest income$11,030,0002,224
Total interest expense$2,330,0001,245
Net interest income$8,700,0002,449
Provision for loan and lease losses$2,315,000468
Total noninterest income$2,257,0001,966
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$697,0001,624
Trading account gains and fees$0170
Additional Noninterest Income$1,560,0001,831
Total noninterest expense$10,548,0001,809
Salaries and employee benefits$5,297,0002,007
Premises and equipment expense$2,065,0001,140
Additional noninterest expense$3,186,0001,874
Pre-tax net operating income$-1,906,0005,872
Securities gains (losses)$131,0001,147
Applicable income taxes$-418,0005,821
Income before extraordinary items$-1,357,0005,855
Extraordinary gains, net$05
Net income$-1,357,0005,854
Minority interest net income$082
Net income of bank and minority interests.$-1,357,0005,854
Net charge-offs$1,377,000526
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$62,000550
Net operating income$-1,456,5605,857
2016-09-30 (YTD Data)Rank
Total interest income$8,264,0002,223
Total interest expense$1,757,0001,237
Net interest income$6,507,0002,457
Provision for loan and lease losses$470,0001,191
Total noninterest income$1,695,0001,968
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$518,0001,633
Trading account gains and fees$0169
Additional Noninterest Income$1,177,0001,842
Total noninterest expense$7,784,0001,839
Salaries and employee benefits$3,956,0002,004
Premises and equipment expense$1,552,0001,148
Additional noninterest expense$2,276,0001,947
Pre-tax net operating income$-52,0005,766
Securities gains (losses)$159,000941
Applicable income taxes$04,325
Income before extraordinary items$107,0005,498
Extraordinary gains, net$05
Net income$107,0005,497
Minority interest net income$071
Net income of bank and minority interests.$107,0005,498
Net charge-offs$1,068,000460
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$47,000518
Net operating income$-52,0005,763
2016-06-30 (YTD Data)Rank
Total interest income$5,560,0002,213
Total interest expense$1,171,0001,227
Net interest income$4,389,0002,437
Provision for loan and lease losses$320,0001,185
Total noninterest income$1,132,0001,945
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$332,0001,673
Trading account gains and fees$0157
Additional Noninterest Income$800,0001,792
Total noninterest expense$5,186,0001,845
Salaries and employee benefits$2,623,0002,017
Premises and equipment expense$1,042,0001,136
Additional noninterest expense$1,521,0001,949
Pre-tax net operating income$15,0005,726
Securities gains (losses)$96,000995
Applicable income taxes$8,0004,010
Income before extraordinary items$103,0005,445
Extraordinary gains, net$016
Net income$103,0005,443
Minority interest net income$071
Net income of bank and minority interests.$103,0005,444
Net charge-offs$828,000411
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$31,000504
Net operating income$13,7205,731
2016-03-31 (YTD Data)Rank
Total interest income$2,865,0002,162
Total interest expense$579,0001,234
Net interest income$2,286,0002,367
Provision for loan and lease losses$150,0001,146
Total noninterest income$554,0001,934
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$153,0001,773
Trading account gains and fees$0142
Additional Noninterest Income$401,0001,737
Total noninterest expense$2,636,0001,823
Salaries and employee benefits$1,345,0001,978
Premises and equipment expense$537,0001,106
Additional noninterest expense$754,0001,940
Pre-tax net operating income$54,0005,441
Securities gains (losses)$6,0001,655
Applicable income taxes$3,0004,042
Income before extraordinary items$57,0005,388
Extraordinary gains, net$012
Net income$57,0005,389
Minority interest net income$062
Net income of bank and minority interests.$57,0005,389
Net charge-offs$476,000353
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$16,000472
Net operating income$51,3005,396
2015-12-31 (YTD Data)Rank
Total interest income$11,907,0002,038
Total interest expense$2,426,0001,149
Net interest income$9,481,0002,256
Provision for loan and lease losses$950,000848
Total noninterest income$2,271,0001,948
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$673,0001,705
Trading account gains and fees$0159
Additional Noninterest Income$1,598,0001,778
Total noninterest expense$9,892,0001,916
Salaries and employee benefits$4,899,0002,093
Premises and equipment expense$2,178,0001,090
Additional noninterest expense$2,815,0002,122
Pre-tax net operating income$910,0004,214
Securities gains (losses)$760,000262
Applicable income taxes$480,0002,255
Income before extraordinary items$1,190,0003,645
Extraordinary gains, net$023
Net income$1,190,0003,644
Minority interest net income$081
Net income of bank and minority interests.$1,190,0003,646
Net charge-offs$1,244,000574
Cash dividends$1,300,0001,796
Sale, conversion, retirement of capital stock, net$62,000571
Net operating income$650,4004,453
2015-09-30 (YTD Data)Rank
Total interest income$8,795,0002,085
Total interest expense$1,830,0001,155
Net interest income$6,965,0002,307
Provision for loan and lease losses$250,0001,694
Total noninterest income$1,710,0001,957
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$500,0001,723
Trading account gains and fees$0153
Additional Noninterest Income$1,210,0001,788
Total noninterest expense$7,389,0001,925
Salaries and employee benefits$3,650,0002,106
Premises and equipment expense$1,659,0001,089
Additional noninterest expense$2,080,0002,129
Pre-tax net operating income$1,036,0003,684
Securities gains (losses)$684,000241
Applicable income taxes$493,0002,035
Income before extraordinary items$1,227,0003,132
Extraordinary gains, net$021
Net income$1,227,0003,131
Minority interest net income$078
Net income of bank and minority interests.$1,227,0003,132
Net charge-offs$735,000646
Cash dividends$1,300,0001,338
Sale, conversion, retirement of capital stock, net$46,000542
Net operating income$741,3603,956
2015-06-30 (YTD Data)Rank
Total interest income$5,891,0002,069
Total interest expense$1,222,0001,157
Net interest income$4,669,0002,305
Provision for loan and lease losses$150,0001,756
Total noninterest income$1,185,0001,930
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$331,0001,711
Trading account gains and fees$0157
Additional Noninterest Income$854,0001,733
Total noninterest expense$4,944,0001,929
Salaries and employee benefits$2,438,0002,118
Premises and equipment expense$1,140,0001,063
Additional noninterest expense$1,366,0002,157
Pre-tax net operating income$760,0003,509
Securities gains (losses)$673,000200
Applicable income taxes$413,0001,821
Income before extraordinary items$1,020,0002,720
Extraordinary gains, net$022
Net income$1,020,0002,721
Minority interest net income$075
Net income of bank and minority interests.$1,020,0002,722
Net charge-offs$472,000667
Cash dividends$1,300,000995
Sale, conversion, retirement of capital stock, net$31,000518
Net operating income$542,1703,774
2015-03-31 (YTD Data)Rank
Total interest income$2,972,0002,053
Total interest expense$613,0001,157
Net interest income$2,359,0002,260
Provision for loan and lease losses$75,0001,675
Total noninterest income$648,0001,778
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$165,0001,700
Trading account gains and fees$0152
Additional Noninterest Income$483,0001,545
Total noninterest expense$2,538,0001,875
Salaries and employee benefits$1,245,0002,090
Premises and equipment expense$590,0001,037
Additional noninterest expense$703,0002,098
Pre-tax net operating income$394,0003,394
Securities gains (losses)$673,000122
Applicable income taxes$296,0001,455
Income before extraordinary items$771,0001,979
Extraordinary gains, net$013
Net income$771,0001,982
Minority interest net income$064
Net income of bank and minority interests.$771,0001,981
Net charge-offs$139,000913
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$16,000496
Net operating income$286,4403,644
2014-12-31 (YTD Data)Rank
Total interest income$11,996,0002,038
Total interest expense$2,295,0001,261
Net interest income$9,701,0002,192
Provision for loan and lease losses$360,0001,793
Total noninterest income$2,359,0001,882
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$770,0001,627
Trading account gains and fees$0180
Additional Noninterest Income$1,589,0001,710
Total noninterest expense$9,049,0002,086
Salaries and employee benefits$4,352,0002,315
Premises and equipment expense$2,035,0001,171
Additional noninterest expense$2,662,0002,273
Pre-tax net operating income$2,651,0002,477
Securities gains (losses)$15,0002,467
Applicable income taxes$650,0001,973
Income before extraordinary items$2,016,0002,697
Extraordinary gains, net$017
Net income$2,016,0002,695
Minority interest net income$084
Net income of bank and minority interests.$2,016,0002,697
Net charge-offs$175,0002,623
Cash dividends$1,300,0001,706
Sale, conversion, retirement of capital stock, net$62,000603
Net operating income$2,004,6002,656
2014-09-30 (YTD Data)Rank
Total interest income$8,983,0002,055
Total interest expense$1,696,0001,293
Net interest income$7,287,0002,204
Provision for loan and lease losses$285,0001,693
Total noninterest income$1,751,0001,902
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$574,0001,646
Trading account gains and fees$2,000169
Additional Noninterest Income$1,175,0001,755
Total noninterest expense$6,617,0002,142
Salaries and employee benefits$3,198,0002,360
Premises and equipment expense$1,473,0001,226
Additional noninterest expense$1,946,0002,311
Pre-tax net operating income$2,136,0002,408
Securities gains (losses)$15,0002,163
Applicable income taxes$539,0001,917
Income before extraordinary items$1,612,0002,597
Extraordinary gains, net$015
Net income$1,612,0002,598
Minority interest net income$081
Net income of bank and minority interests.$1,612,0002,597
Net charge-offs$73,0002,971
Cash dividends$1,300,0001,280
Sale, conversion, retirement of capital stock, net$46,000573
Net operating income$1,600,7502,562
2014-06-30 (YTD Data)Rank
Total interest income$5,938,0002,063
Total interest expense$1,125,0001,316
Net interest income$4,813,0002,200
Provision for loan and lease losses$210,0001,585
Total noninterest income$1,165,0001,884
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$367,0001,681
Trading account gains and fees$2,000165
Additional Noninterest Income$796,0001,705
Total noninterest expense$4,367,0002,161
Salaries and employee benefits$2,117,0002,372
Premises and equipment expense$980,0001,236
Additional noninterest expense$1,270,0002,362
Pre-tax net operating income$1,401,0002,375
Securities gains (losses)$39,0001,311
Applicable income taxes$387,0001,798
Income before extraordinary items$1,053,0002,552
Extraordinary gains, net$020
Net income$1,053,0002,555
Minority interest net income$080
Net income of bank and minority interests.$1,053,0002,556
Net charge-offs$185,0001,656
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$31,000543
Net operating income$1,024,5302,555
2014-03-31 (YTD Data)Rank
Total interest income$3,081,0001,997
Total interest expense$564,0001,335
Net interest income$2,517,0002,102
Provision for loan and lease losses$135,0001,369
Total noninterest income$618,0001,760
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$170,0001,767
Trading account gains and fees$0147
Additional Noninterest Income$448,0001,520
Total noninterest expense$2,207,0002,149
Salaries and employee benefits$1,052,0002,395
Premises and equipment expense$569,0001,096
Additional noninterest expense$586,0002,536
Pre-tax net operating income$793,0002,100
Securities gains (losses)$01,715
Applicable income taxes$242,0001,537
Income before extraordinary items$551,0002,409
Extraordinary gains, net$016
Net income$551,0002,411
Minority interest net income$066
Net income of bank and minority interests.$551,0002,411
Net charge-offs$30,0002,222
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$16,000498
Net operating income$551,0002,365
2013-12-31 (YTD Data)Rank
Total interest income$11,993,0002,056
Total interest expense$2,281,0001,489
Net interest income$9,712,0002,149
Provision for loan and lease losses$600,0001,620
Total noninterest income$2,389,0001,913
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$711,0001,808
Trading account gains and fees$-4,0006,770
Additional Noninterest Income$1,682,0001,716
Total noninterest expense$8,675,0002,174
Salaries and employee benefits$4,429,0002,281
Premises and equipment expense$1,781,0001,334
Additional noninterest expense$2,465,0002,506
Pre-tax net operating income$2,826,0002,263
Securities gains (losses)$03,182
Applicable income taxes$963,0001,496
Income before extraordinary items$1,863,0002,746
Extraordinary gains, net$029
Net income$1,863,0002,749
Minority interest net income$090
Net income of bank and minority interests.$1,863,0002,749
Net charge-offs$144,0003,376
Cash dividends$2,100,0001,160
Sale, conversion, retirement of capital stock, net$62,000622
Net operating income$1,863,0002,688
2013-09-30 (YTD Data)Rank
Total interest income$8,961,0002,068
Total interest expense$1,748,0001,498
Net interest income$7,213,0002,173
Provision for loan and lease losses$450,0001,622
Total noninterest income$1,745,0001,989
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$512,0001,878
Trading account gains and fees$-3,0006,852
Additional Noninterest Income$1,236,0001,791
Total noninterest expense$6,404,0002,214
Salaries and employee benefits$3,274,0002,309
Premises and equipment expense$1,319,0001,367
Additional noninterest expense$1,811,0002,528
Pre-tax net operating income$2,104,0002,333
Securities gains (losses)$03,040
Applicable income taxes$717,0001,553
Income before extraordinary items$1,387,0002,802
Extraordinary gains, net$025
Net income$1,387,0002,806
Minority interest net income$084
Net income of bank and minority interests.$1,387,0002,806
Net charge-offs$107,0003,191
Cash dividends$1,100,0001,342
Sale, conversion, retirement of capital stock, net$47,000579
Net operating income$1,387,0002,727
2013-06-30 (YTD Data)Rank
Total interest income$5,984,0002,058
Total interest expense$1,173,0001,527
Net interest income$4,811,0002,168
Provision for loan and lease losses$300,0001,629
Total noninterest income$1,215,0001,955
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$329,0001,898
Trading account gains and fees$0157
Additional Noninterest Income$886,0001,733
Total noninterest expense$4,237,0002,232
Salaries and employee benefits$2,161,0002,338
Premises and equipment expense$879,0001,363
Additional noninterest expense$1,197,0002,547
Pre-tax net operating income$1,489,0002,202
Securities gains (losses)$02,791
Applicable income taxes$512,0001,494
Income before extraordinary items$977,0002,690
Extraordinary gains, net$022
Net income$977,0002,695
Minority interest net income$082
Net income of bank and minority interests.$977,0002,695
Net charge-offs$77,0002,994
Cash dividends$1,100,000998
Sale, conversion, retirement of capital stock, net$31,000556
Net operating income$977,0002,585
2013-03-31 (YTD Data)Rank
Total interest income$3,031,0002,058
Total interest expense$588,0001,572
Net interest income$2,443,0002,150
Provision for loan and lease losses$150,0001,610
Total noninterest income$598,0001,957
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$154,0001,989
Trading account gains and fees$0148
Additional Noninterest Income$444,0001,715
Total noninterest expense$2,139,0002,221
Salaries and employee benefits$1,081,0002,349
Premises and equipment expense$448,0001,361
Additional noninterest expense$610,0002,502
Pre-tax net operating income$752,0002,141
Securities gains (losses)$01,966
Applicable income taxes$254,0001,497
Income before extraordinary items$498,0002,602
Extraordinary gains, net$010
Net income$498,0002,605
Minority interest net income$076
Net income of bank and minority interests.$498,0002,604
Net charge-offs$46,0002,479
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$15,000514
Net operating income$498,0002,517
2012-12-31 (YTD Data)Rank
Total interest income$11,351,0002,289
Total interest expense$2,597,0001,690
Net interest income$8,754,0002,447
Provision for loan and lease losses$600,0002,443
Total noninterest income$2,613,0001,812
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$747,0001,785
Trading account gains and fees$0166
Additional Noninterest Income$1,866,0001,594
Total noninterest expense$8,308,0002,263
Salaries and employee benefits$3,890,0002,518
Premises and equipment expense$1,691,0001,410
Additional noninterest expense$2,727,0002,381
Pre-tax net operating income$2,459,0002,434
Securities gains (losses)$03,810
Applicable income taxes$688,0001,856
Income before extraordinary items$1,771,0002,824
Extraordinary gains, net$029
Net income$1,771,0002,827
Minority interest net income$093
Net income of bank and minority interests.$1,771,0002,826
Net charge-offs$20,0005,403
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$62,000665
Net operating income$1,771,0002,700
2012-09-30 (YTD Data)Rank
Total interest income$8,488,0002,340
Total interest expense$1,998,0001,724
Net interest income$6,490,0002,514
Provision for loan and lease losses$450,0002,400
Total noninterest income$1,940,0001,825
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$582,0001,757
Trading account gains and fees$1,000154
Additional Noninterest Income$1,357,0001,627
Total noninterest expense$6,154,0002,307
Salaries and employee benefits$2,875,0002,565
Premises and equipment expense$1,246,0001,437
Additional noninterest expense$2,033,0002,377
Pre-tax net operating income$1,826,0002,518
Securities gains (losses)$03,575
Applicable income taxes$484,0001,983
Income before extraordinary items$1,342,0002,853
Extraordinary gains, net$020
Net income$1,342,0002,854
Minority interest net income$086
Net income of bank and minority interests.$1,342,0002,853
Net charge-offs$05,771
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$47,000619
Net operating income$1,342,0002,720
2012-06-30 (YTD Data)Rank
Total interest income$5,604,0002,377
Total interest expense$1,357,0001,747
Net interest income$4,247,0002,566
Provision for loan and lease losses$300,0002,388
Total noninterest income$1,281,0001,825
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$392,0001,737
Trading account gains and fees$0153
Additional Noninterest Income$889,0001,632
Total noninterest expense$4,069,0002,335
Salaries and employee benefits$1,896,0002,608
Premises and equipment expense$826,0001,435
Additional noninterest expense$1,347,0002,412
Pre-tax net operating income$1,159,0002,581
Securities gains (losses)$03,178
Applicable income taxes$391,0001,742
Income before extraordinary items$768,0003,130
Extraordinary gains, net$019
Net income$768,0003,129
Minority interest net income$084
Net income of bank and minority interests.$768,0003,130
Net charge-offs$-50,0006,982
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$31,000589
Net operating income$768,0002,973
2012-03-31 (YTD Data)Rank
Total interest income$2,801,0002,403
Total interest expense$680,0001,802
Net interest income$2,121,0002,579
Provision for loan and lease losses$150,0002,302
Total noninterest income$638,0001,828
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$200,0001,695
Trading account gains and fees$0148
Additional Noninterest Income$438,0001,654
Total noninterest expense$2,082,0002,290
Salaries and employee benefits$1,028,0002,413
Premises and equipment expense$411,0001,450
Additional noninterest expense$643,0002,490
Pre-tax net operating income$527,0002,779
Securities gains (losses)$02,210
Applicable income taxes$182,0001,837
Income before extraordinary items$345,0003,381
Extraordinary gains, net$019
Net income$345,0003,384
Minority interest net income$078
Net income of bank and minority interests.$345,0003,384
Net charge-offs$-18,0006,852
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$16,000521
Net operating income$345,0003,215
2011-12-31 (YTD Data)Rank
Total interest income$11,388,0002,456
Total interest expense$2,998,0001,963
Net interest income$8,390,0002,612
Provision for loan and lease losses$611,0003,131
Total noninterest income$2,251,0001,845
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$06,974
Trading account gains and fees$10,000134
Additional Noninterest Income$2,241,0001,261
Total noninterest expense$7,832,0002,420
Salaries and employee benefits$3,824,0002,512
Premises and equipment expense$1,725,0001,447
Additional noninterest expense$2,283,0002,785
Pre-tax net operating income$2,198,0002,336
Securities gains (losses)$03,838
Applicable income taxes$775,0001,592
Income before extraordinary items$1,423,0002,881
Extraordinary gains, net$029
Net income$1,423,0002,883
Minority interest net income$096
Net income of bank and minority interests.$1,423,0002,883
Net charge-offs$279,0003,880
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$1,423,0002,780
2011-09-30 (YTD Data)Rank
Total interest income$8,557,0002,476
Total interest expense$2,294,0002,008
Net interest income$6,263,0002,623
Provision for loan and lease losses$416,0003,159
Total noninterest income$1,605,0001,910
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$07,025
Trading account gains and fees$7,000137
Additional Noninterest Income$1,598,0001,288
Total noninterest expense$5,874,0002,425
Salaries and employee benefits$2,858,0002,517
Premises and equipment expense$1,346,0001,407
Additional noninterest expense$1,670,0002,852
Pre-tax net operating income$1,578,0002,484
Securities gains (losses)$03,555
Applicable income taxes$562,0001,632
Income before extraordinary items$1,016,0003,031
Extraordinary gains, net$021
Net income$1,016,0003,033
Minority interest net income$087
Net income of bank and minority interests.$1,016,0003,033
Net charge-offs$193,0003,750
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,016,0002,933
2011-06-30 (YTD Data)Rank
Total interest income$5,609,0002,532
Total interest expense$1,556,0002,042
Net interest income$4,053,0002,708
Provision for loan and lease losses$185,0003,629
Total noninterest income$1,056,0001,912
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$07,067
Trading account gains and fees$3,000143
Additional Noninterest Income$1,053,0001,297
Total noninterest expense$3,834,0002,479
Salaries and employee benefits$1,837,0002,622
Premises and equipment expense$895,0001,411
Additional noninterest expense$1,102,0002,938
Pre-tax net operating income$1,090,0002,400
Securities gains (losses)$02,914
Applicable income taxes$390,0001,546
Income before extraordinary items$700,0002,918
Extraordinary gains, net$015
Net income$700,0002,920
Minority interest net income$089
Net income of bank and minority interests.$700,0002,920
Net charge-offs$39,0004,649
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$700,0002,849
2011-03-31 (YTD Data)Rank
Total interest income$2,827,0002,524
Total interest expense$799,0002,059
Net interest income$2,028,0002,699
Provision for loan and lease losses$90,0003,467
Total noninterest income$497,0001,991
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$07,070
Trading account gains and fees$2,000147
Additional Noninterest Income$495,0001,352
Total noninterest expense$1,905,0002,509
Salaries and employee benefits$895,0002,712
Premises and equipment expense$459,0001,411
Additional noninterest expense$551,0002,943
Pre-tax net operating income$530,0002,459
Securities gains (losses)$01,772
Applicable income taxes$191,0001,563
Income before extraordinary items$339,0002,990
Extraordinary gains, net$09
Net income$339,0002,989
Minority interest net income$086
Net income of bank and minority interests.$339,0002,990
Net charge-offs$1,0004,979
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$339,0002,931
2010-12-31 (YTD Data)Rank
Total interest income$11,264,0002,663
Total interest expense$3,826,0002,076
Net interest income$7,438,0002,923
Provision for loan and lease losses$298,0004,886
Total noninterest income$1,974,0002,091
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$20,000154
Additional Noninterest Income$1,954,0001,426
Total noninterest expense$6,949,0002,740
Salaries and employee benefits$3,352,0002,835
Premises and equipment expense$1,478,0001,732
Additional noninterest expense$2,119,0003,105
Pre-tax net operating income$2,165,0002,105
Securities gains (losses)$-408,0007,395
Applicable income taxes$594,0001,732
Income before extraordinary items$1,163,0002,973
Extraordinary gains, net$029
Net income$1,163,0002,969
Minority interest net income$0111
Net income of bank and minority interests.$1,163,0002,973
Net charge-offs$72,0005,678
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$1,432,2802,490
2010-09-30 (YTD Data)Rank
Total interest income$8,391,0002,737
Total interest expense$2,986,0002,083
Net interest income$5,405,0003,035
Provision for loan and lease losses$208,0004,843
Total noninterest income$1,492,0002,093
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$19,000140
Additional Noninterest Income$1,473,0001,360
Total noninterest expense$5,199,0002,751
Salaries and employee benefits$2,535,0002,818
Premises and equipment expense$1,074,0001,802
Additional noninterest expense$1,590,0003,050
Pre-tax net operating income$1,490,0002,389
Securities gains (losses)$03,651
Applicable income taxes$565,0001,542
Income before extraordinary items$925,0003,031
Extraordinary gains, net$023
Net income$925,0003,028
Minority interest net income$0110
Net income of bank and minority interests.$925,0003,031
Net charge-offs$5,0006,437
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$925,0002,906
2010-06-30 (YTD Data)Rank
Total interest income$5,506,0002,803
Total interest expense$2,061,0002,098
Net interest income$3,445,0003,143
Provision for loan and lease losses$128,0004,820
Total noninterest income$1,020,0002,019
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$10,000136
Additional Noninterest Income$1,010,0001,288
Total noninterest expense$3,392,0002,800
Salaries and employee benefits$1,654,0002,882
Premises and equipment expense$692,0001,888
Additional noninterest expense$1,046,0003,077
Pre-tax net operating income$945,0002,484
Securities gains (losses)$03,184
Applicable income taxes$352,0001,573
Income before extraordinary items$593,0003,088
Extraordinary gains, net$019
Net income$593,0003,083
Minority interest net income$0105
Net income of bank and minority interests.$593,0003,086
Net charge-offs$6,0006,008
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$593,0002,981
2010-03-31 (YTD Data)Rank
Total interest income$2,730,0002,879
Total interest expense$1,033,0002,199
Net interest income$1,697,0003,218
Provision for loan and lease losses$58,0004,742
Total noninterest income$539,0001,920
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$4,000158
Additional Noninterest Income$535,0001,226
Total noninterest expense$1,710,0002,818
Salaries and employee benefits$826,0002,934
Premises and equipment expense$349,0001,931
Additional noninterest expense$535,0002,988
Pre-tax net operating income$468,0002,533
Securities gains (losses)$02,284
Applicable income taxes$177,0001,551
Income before extraordinary items$291,0003,183
Extraordinary gains, net$016
Net income$291,0003,180
Minority interest net income$091
Net income of bank and minority interests.$291,0003,183
Net charge-offs$6,0005,069
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$291,0003,075
2009-12-31 (YTD Data)Rank
Total interest income$9,730,0003,299
Total interest expense$4,109,0002,675
Net interest income$5,621,0003,639
Provision for loan and lease losses$191,0005,839
Total noninterest income$2,034,0002,104
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$1,000207
Additional Noninterest Income$2,033,0001,353
Total noninterest expense$6,612,0002,941
Salaries and employee benefits$3,386,0002,868
Premises and equipment expense$1,193,0002,229
Additional noninterest expense$2,033,0003,269
Pre-tax net operating income$852,0003,240
Securities gains (losses)$-30,0007,103
Applicable income taxes$307,0002,009
Income before extraordinary items$515,0003,826
Extraordinary gains, net$034
Net income$515,0003,824
Minority interest net income$0115
Net income of bank and minority interests.$515,0003,825
Net charge-offs$21,0006,628
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$534,2003,714
2009-09-30 (YTD Data)Rank
Total interest income$7,130,0003,402
Total interest expense$3,015,0002,853
Net interest income$4,115,0003,723
Provision for loan and lease losses$137,0005,598
Total noninterest income$1,539,0002,130
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$-2,0008,043
Additional Noninterest Income$1,541,0001,363
Total noninterest expense$4,908,0002,960
Salaries and employee benefits$2,528,0002,919
Premises and equipment expense$853,0002,345
Additional noninterest expense$1,527,0003,238
Pre-tax net operating income$609,0003,574
Securities gains (losses)$-30,0007,319
Applicable income taxes$220,0002,232
Income before extraordinary items$359,0004,197
Extraordinary gains, net$027
Net income$359,0004,192
Minority interest net income$0118
Net income of bank and minority interests.$359,0004,195
Net charge-offs$22,0006,189
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$378,2004,040
2009-06-30 (YTD Data)Rank
Total interest income$4,664,0003,493
Total interest expense$1,951,0003,023
Net interest income$2,713,0003,739
Provision for loan and lease losses$86,0005,522
Total noninterest income$1,022,0002,155
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$-13,0008,145
Additional Noninterest Income$1,035,0001,398
Total noninterest expense$3,278,0002,983
Salaries and employee benefits$1,692,0002,937
Premises and equipment expense$570,0002,359
Additional noninterest expense$1,016,0003,256
Pre-tax net operating income$371,0003,807
Securities gains (losses)$-7,0007,447
Applicable income taxes$150,0002,269
Income before extraordinary items$214,0004,456
Extraordinary gains, net$021
Net income$214,0004,453
Minority interest net income$0112
Net income of bank and minority interests.$214,0004,453
Net charge-offs$24,0005,489
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$218,4804,317
2009-03-31 (YTD Data)Rank
Total interest income$2,301,0003,564
Total interest expense$956,0003,178
Net interest income$1,345,0003,745
Provision for loan and lease losses$41,0005,146
Total noninterest income$527,0002,051
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$-23,0008,187
Additional Noninterest Income$550,0001,309
Total noninterest expense$1,605,0002,955
Salaries and employee benefits$869,0002,890
Premises and equipment expense$289,0002,367
Additional noninterest expense$447,0003,288
Pre-tax net operating income$226,0003,834
Securities gains (losses)$11,0001,882
Applicable income taxes$102,0002,162
Income before extraordinary items$135,0004,525
Extraordinary gains, net$015
Net income$135,0004,529
Minority interest net income$0102
Net income of bank and minority interests.$135,0004,529
Net charge-offs$4,0005,207
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$127,9604,439
2008-12-31 (YTD Data)Rank
Total interest income$8,386,0004,010
Total interest expense$3,721,0003,696
Net interest income$4,665,0004,132
Provision for loan and lease losses$131,0005,716
Total noninterest income$1,674,0002,431
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$-368,0008,231
Additional Noninterest Income$2,042,0001,283
Total noninterest expense$5,927,0003,115
Salaries and employee benefits$3,218,0003,058
Premises and equipment expense$1,023,0002,571
Additional noninterest expense$1,686,0003,318
Pre-tax net operating income$281,0005,499
Securities gains (losses)$03,220
Applicable income taxes$178,0002,923
Income before extraordinary items$103,0005,852
Extraordinary gains, net$039
Net income$103,0005,853
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0005,988
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$103,0006,000
2008-09-30 (YTD Data)Rank
Total interest income$6,125,0004,146
Total interest expense$2,793,0003,799
Net interest income$3,332,0004,287
Provision for loan and lease losses$93,0005,234
Total noninterest income$1,337,0002,395
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$-231,0008,308
Additional Noninterest Income$1,568,0001,319
Total noninterest expense$4,411,0003,113
Salaries and employee benefits$2,433,0003,064
Premises and equipment expense$757,0002,617
Additional noninterest expense$1,221,0003,344
Pre-tax net operating income$165,0006,172
Securities gains (losses)$03,106
Applicable income taxes$96,0003,617
Income before extraordinary items$69,0006,323
Extraordinary gains, net$031
Net income$69,0006,322
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0005,525
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$69,0006,477
2008-06-30 (YTD Data)Rank
Total interest income$4,015,0004,237
Total interest expense$1,864,0003,909
Net interest income$2,151,0004,383
Provision for loan and lease losses$63,0004,861
Total noninterest income$921,0002,370
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$-116,0008,383
Additional Noninterest Income$1,037,0001,361
Total noninterest expense$2,938,0003,121
Salaries and employee benefits$1,644,0003,061
Premises and equipment expense$499,0002,642
Additional noninterest expense$795,0003,381
Pre-tax net operating income$71,0006,564
Securities gains (losses)$03,233
Applicable income taxes$29,0004,452
Income before extraordinary items$42,0006,746
Extraordinary gains, net$021
Net income$42,0006,745
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0004,644
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$42,0006,683
2008-03-31 (YTD Data)Rank
Total interest income$1,992,0004,337
Total interest expense$937,0004,070
Net interest income$1,055,0004,446
Provision for loan and lease losses$30,0004,346
Total noninterest income$532,0002,146
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$-5,0008,414
Additional Noninterest Income$537,0001,338
Total noninterest expense$1,456,0003,152
Salaries and employee benefits$813,0003,118
Premises and equipment expense$249,0002,673
Additional noninterest expense$394,0003,356
Pre-tax net operating income$101,0005,992
Securities gains (losses)$02,688
Applicable income taxes$37,0003,853
Income before extraordinary items$64,0006,357
Extraordinary gains, net$015
Net income$64,0006,358
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0002,945
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$64,0006,263
2007-12-31 (YTD Data)Rank
Total interest income$7,918,0004,388
Total interest expense$3,903,0004,075
Net interest income$4,015,0004,615
Provision for loan and lease losses$96,0004,972
Total noninterest income$1,895,0002,303
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$-78,0008,473
Additional Noninterest Income$1,973,0001,379
Total noninterest expense$5,632,0003,127
Salaries and employee benefits$3,225,0003,042
Premises and equipment expense$988,0002,598
Additional noninterest expense$1,419,0003,581
Pre-tax net operating income$182,0006,915
Securities gains (losses)$02,146
Applicable income taxes$50,0004,935
Income before extraordinary items$132,0007,018
Extraordinary gains, net$039
Net income$132,0007,017
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0005,216
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$132,0006,997
2007-09-30 (YTD Data)Rank
Total interest income$5,911,0004,414
Total interest expense$2,965,0004,057
Net interest income$2,946,0004,688
Provision for loan and lease losses$72,0004,634
Total noninterest income$1,410,0002,315
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$-63,0008,508
Additional Noninterest Income$1,473,0001,394
Total noninterest expense$4,244,0003,080
Salaries and employee benefits$2,417,0003,014
Premises and equipment expense$761,0002,533
Additional noninterest expense$1,066,0003,526
Pre-tax net operating income$40,0007,534
Securities gains (losses)$01,655
Applicable income taxes$-5,0007,998
Income before extraordinary items$45,0007,510
Extraordinary gains, net$033
Net income$45,0007,507
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0004,724
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$45,0007,497
2007-06-30 (YTD Data)Rank
Total interest income$3,890,0004,475
Total interest expense$2,002,0004,023
Net interest income$1,888,0004,842
Provision for loan and lease losses$48,0004,431
Total noninterest income$918,0002,359
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$-65,0008,574
Additional Noninterest Income$983,0001,416
Total noninterest expense$2,837,0003,100
Salaries and employee benefits$1,610,0003,055
Premises and equipment expense$518,0002,496
Additional noninterest expense$709,0003,525
Pre-tax net operating income$-79,0007,944
Securities gains (losses)$01,444
Applicable income taxes$-22,0008,210
Income before extraordinary items$-57,0007,923
Extraordinary gains, net$029
Net income$-57,0007,922
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$-57,0007,915
2007-03-31 (YTD Data)Rank
Total interest income$1,927,0004,497
Total interest expense$999,0004,015
Net interest income$928,0004,911
Provision for loan and lease losses$24,0004,189
Total noninterest income$823,0001,533
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$315,00084
Additional Noninterest Income$508,0001,348
Total noninterest expense$1,431,0003,094
Salaries and employee benefits$825,0003,001
Premises and equipment expense$255,0002,541
Additional noninterest expense$351,0003,526
Pre-tax net operating income$296,0004,682
Securities gains (losses)$01,187
Applicable income taxes$118,0003,050
Income before extraordinary items$178,0005,309
Extraordinary gains, net$022
Net income$178,0005,309
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0006,955
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$178,0005,289
2006-12-31 (YTD Data)Rank
Total interest income$7,712,0004,295
Total interest expense$3,887,0003,665
Net interest income$3,825,0004,786
Provision for loan and lease losses$92,0004,858
Total noninterest income$1,963,0002,255
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$467,0003,208
Trading account gains and fees$0130
Additional Noninterest Income$1,496,0001,667
Total noninterest expense$5,710,0002,992
Salaries and employee benefits$3,156,0002,990
Premises and equipment expense$1,018,0002,433
Additional noninterest expense$1,536,0003,237
Pre-tax net operating income$-14,0007,977
Securities gains (losses)$29,000809
Applicable income taxes$-6,0008,170
Income before extraordinary items$21,0007,923
Extraordinary gains, net$051
Net income$21,0007,925
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$72,0003,581
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$-8,0007,980
2006-09-30 (YTD Data)Rank
Total interest income$5,727,0004,309
Total interest expense$2,866,0003,619
Net interest income$2,861,0004,835
Provision for loan and lease losses$70,0004,662
Total noninterest income$1,489,0002,236
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$467,0002,613
Trading account gains and fees$0126
Additional Noninterest Income$1,022,0001,789
Total noninterest expense$4,266,0003,000
Salaries and employee benefits$2,341,0003,014
Premises and equipment expense$757,0002,454
Additional noninterest expense$1,168,0003,209
Pre-tax net operating income$14,0008,066
Securities gains (losses)$16,000804
Applicable income taxes$8,0006,282
Income before extraordinary items$22,0008,062
Extraordinary gains, net$045
Net income$22,0008,063
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$65,0002,867
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$10,3208,090
2006-06-30 (YTD Data)Rank
Total interest income$3,793,0004,284
Total interest expense$1,905,0003,521
Net interest income$1,888,0004,884
Provision for loan and lease losses$50,0004,407
Total noninterest income$1,006,0002,214
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$467,0001,840
Trading account gains and fees$0126
Additional Noninterest Income$539,0002,116
Total noninterest expense$2,824,0003,035
Salaries and employee benefits$1,526,0003,072
Premises and equipment expense$500,0002,467
Additional noninterest expense$798,0003,142
Pre-tax net operating income$20,0008,091
Securities gains (losses)$01,185
Applicable income taxes$2,0006,505
Income before extraordinary items$18,0008,101
Extraordinary gains, net$039
Net income$18,0008,102
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0003,820
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$18,0008,097
2006-03-31 (YTD Data)Rank
Total interest income$1,881,0004,256
Total interest expense$949,0003,385
Net interest income$932,0004,911
Provision for loan and lease losses$25,0004,252
Total noninterest income$543,0002,078
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$231,0001,814
Trading account gains and fees$0115
Additional Noninterest Income$312,0001,884
Total noninterest expense$1,413,0003,037
Salaries and employee benefits$755,0003,131
Premises and equipment expense$251,0002,459
Additional noninterest expense$407,0003,072
Pre-tax net operating income$37,0007,846
Securities gains (losses)$0955
Applicable income taxes$13,0005,626
Income before extraordinary items$24,0007,923
Extraordinary gains, net$021
Net income$24,0007,923
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0002,442
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$24,0007,919
2005-12-31 (YTD Data)Rank
Total interest income$7,410,0003,982
Total interest expense$3,445,0002,978
Net interest income$3,965,0004,650
Provision for loan and lease losses$88,0005,023
Total noninterest income$1,887,0002,315
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$888,0001,935
Trading account gains and fees$0138
Additional Noninterest Income$999,0002,220
Total noninterest expense$5,713,0002,879
Salaries and employee benefits$3,093,0002,899
Premises and equipment expense$1,009,0002,344
Additional noninterest expense$1,611,0003,061
Pre-tax net operating income$51,0008,138
Securities gains (losses)$02,296
Applicable income taxes$-3,0008,418
Income before extraordinary items$54,0008,125
Extraordinary gains, net$046
Net income$54,0008,124
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0004,584
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$54,0008,098
2005-09-30 (YTD Data)Rank
Total interest income$5,475,0003,976
Total interest expense$2,503,0002,926
Net interest income$2,972,0004,675
Provision for loan and lease losses$73,0004,744
Total noninterest income$1,426,0002,293
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$647,0001,979
Trading account gains and fees$0126
Additional Noninterest Income$779,0002,165
Total noninterest expense$4,324,0002,823
Salaries and employee benefits$2,361,0002,807
Premises and equipment expense$772,0002,292
Additional noninterest expense$1,191,0003,061
Pre-tax net operating income$1,0008,309
Securities gains (losses)$02,317
Applicable income taxes$-15,0008,622
Income before extraordinary items$16,0008,310
Extraordinary gains, net$035
Net income$16,0008,311
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0004,265
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$16,0008,279
2005-06-30 (YTD Data)Rank
Total interest income$3,618,0003,937
Total interest expense$1,624,0002,867
Net interest income$1,994,0004,621
Provision for loan and lease losses$50,0004,523
Total noninterest income$972,0002,224
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$416,0002,006
Trading account gains and fees$0116
Additional Noninterest Income$556,0002,037
Total noninterest expense$2,841,0002,845
Salaries and employee benefits$1,542,0002,851
Premises and equipment expense$508,0002,296
Additional noninterest expense$791,0003,043
Pre-tax net operating income$75,0008,001
Securities gains (losses)$02,146
Applicable income taxes$22,0006,048
Income before extraordinary items$53,0008,085
Extraordinary gains, net$030
Net income$53,0008,085
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0004,782
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$53,0008,052
2005-03-31 (YTD Data)Rank
Total interest income$1,812,0003,903
Total interest expense$793,0002,810
Net interest income$1,019,0004,561
Provision for loan and lease losses$28,0004,295
Total noninterest income$519,0002,082
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$193,0002,068
Trading account gains and fees$0115
Additional Noninterest Income$326,0001,796
Total noninterest expense$1,434,0002,829
Salaries and employee benefits$773,0002,848
Premises and equipment expense$258,0002,286
Additional noninterest expense$403,0002,995
Pre-tax net operating income$76,0007,552
Securities gains (losses)$01,685
Applicable income taxes$26,0005,434
Income before extraordinary items$50,0007,767
Extraordinary gains, net$024
Net income$50,0007,766
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,322
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$50,0007,739
2004-12-31 (YTD Data)Rank
Total interest income$6,519,0004,009
Total interest expense$2,492,0003,066
Net interest income$4,027,0004,462
Provision for loan and lease losses$210,0003,601
Total noninterest income$1,715,0002,451
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$522,0003,039
Trading account gains and fees$0138
Additional Noninterest Income$1,193,0001,912
Total noninterest expense$6,007,0002,643
Salaries and employee benefits$2,996,0002,844
Premises and equipment expense$1,024,0002,239
Additional noninterest expense$1,987,0002,443
Pre-tax net operating income$-475,0008,646
Securities gains (losses)$03,819
Applicable income taxes$-209,0008,817
Income before extraordinary items$-266,0008,616
Extraordinary gains, net$034
Net income$-266,0008,617
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$70,0004,177
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$-266,0008,583
2004-09-30 (YTD Data)Rank
Total interest income$4,810,0004,050
Total interest expense$1,775,0003,141
Net interest income$3,035,0004,428
Provision for loan and lease losses$195,0003,028
Total noninterest income$1,274,0002,470
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$358,0003,269
Trading account gains and fees$0134
Additional Noninterest Income$916,0001,883
Total noninterest expense$4,548,0002,577
Salaries and employee benefits$2,221,0002,843
Premises and equipment expense$763,0002,253
Additional noninterest expense$1,564,0002,307
Pre-tax net operating income$-434,0008,750
Securities gains (losses)$03,710
Applicable income taxes$-187,0008,902
Income before extraordinary items$-247,0008,711
Extraordinary gains, net$026
Net income$-247,0008,713
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$71,0003,301
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$-247,0008,684
2004-06-30 (YTD Data)Rank
Total interest income$3,143,0004,106
Total interest expense$1,124,0003,251
Net interest income$2,019,0004,445
Provision for loan and lease losses$180,0002,366
Total noninterest income$857,0002,472
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$208,0003,541
Trading account gains and fees$0130
Additional Noninterest Income$649,0001,815
Total noninterest expense$3,168,0002,506
Salaries and employee benefits$1,478,0002,869
Premises and equipment expense$496,0002,310
Additional noninterest expense$1,194,0002,007
Pre-tax net operating income$-472,0008,891
Securities gains (losses)$03,413
Applicable income taxes$-196,0008,993
Income before extraordinary items$-276,0008,840
Extraordinary gains, net$021
Net income$-276,0008,840
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0003,529
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$-276,0008,811
2004-03-31 (YTD Data)Rank
Total interest income$1,515,0004,228
Total interest expense$525,0003,489
Net interest income$990,0004,516
Provision for loan and lease losses$15,0005,048
Total noninterest income$356,0002,760
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0121
Additional Noninterest Income$356,0001,666
Total noninterest expense$1,352,0002,886
Salaries and employee benefits$778,0002,759
Premises and equipment expense$257,0002,240
Additional noninterest expense$317,0003,581
Pre-tax net operating income$-21,0008,655
Securities gains (losses)$50,0001,193
Applicable income taxes$6,0006,520
Income before extraordinary items$23,0008,272
Extraordinary gains, net$016
Net income$23,0008,273
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-23,0008,593
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$-16,5008,628
2003-12-31 (YTD Data)Rank
Total interest income$5,835,0004,388
Total interest expense$1,974,0004,068
Net interest income$3,861,0004,468
Provision for loan and lease losses$86,0005,552
Total noninterest income$1,287,0003,154
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0160
Additional Noninterest Income$1,287,0002,020
Total noninterest expense$4,508,0003,340
Salaries and employee benefits$2,684,0003,066
Premises and equipment expense$691,0003,115
Additional noninterest expense$1,133,0003,902
Pre-tax net operating income$554,0006,501
Securities gains (losses)$42,0002,666
Applicable income taxes$196,0004,954
Income before extraordinary items$400,0006,817
Extraordinary gains, net$054
Net income$400,0006,821
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$185,0003,008
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$371,8606,786
2003-09-30 (YTD Data)Rank
Total interest income$4,457,0004,389
Total interest expense$1,547,0004,038
Net interest income$2,910,0004,477
Provision for loan and lease losses$69,0005,341
Total noninterest income$988,0003,167
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$988,0002,066
Total noninterest expense$3,280,0003,429
Salaries and employee benefits$1,971,0003,135
Premises and equipment expense$506,0003,190
Additional noninterest expense$803,0004,048
Pre-tax net operating income$549,0006,080
Securities gains (losses)$31,0002,671
Applicable income taxes$202,0004,627
Income before extraordinary items$378,0006,477
Extraordinary gains, net$040
Net income$378,0006,478
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$121,0002,945
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$357,8506,431
2003-06-30 (YTD Data)Rank
Total interest income$3,020,0004,374
Total interest expense$1,100,0003,954
Net interest income$1,920,0004,512
Provision for loan and lease losses$46,0005,260
Total noninterest income$694,0003,030
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0150
Additional Noninterest Income$694,0001,983
Total noninterest expense$2,152,0003,467
Salaries and employee benefits$1,305,0003,138
Premises and equipment expense$330,0003,243
Additional noninterest expense$517,0004,131
Pre-tax net operating income$416,0005,764
Securities gains (losses)$03,782
Applicable income taxes$142,0004,596
Income before extraordinary items$274,0006,308
Extraordinary gains, net$030
Net income$274,0006,307
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0003,597
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$274,0006,096
2003-03-31 (YTD Data)Rank
Total interest income$1,548,0004,327
Total interest expense$571,0003,920
Net interest income$977,0004,468
Provision for loan and lease losses$23,0005,064
Total noninterest income$318,0003,114
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$318,0002,029
Total noninterest expense$1,075,0003,459
Salaries and employee benefits$649,0003,143
Premises and equipment expense$161,0003,292
Additional noninterest expense$265,0004,034
Pre-tax net operating income$197,0005,876
Securities gains (losses)$02,891
Applicable income taxes$72,0004,550
Income before extraordinary items$125,0006,472
Extraordinary gains, net$021
Net income$125,0006,471
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0003,284
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$125,0006,289
2002-12-31 (YTD Data)Rank
Total interest income$6,222,0004,441
Total interest expense$2,641,0003,925
Net interest income$3,581,0004,693
Provision for loan and lease losses$91,0005,867
Total noninterest income$1,080,0003,307
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$1,080,0002,067
Total noninterest expense$3,833,0003,678
Salaries and employee benefits$2,250,0003,395
Premises and equipment expense$546,0003,685
Additional noninterest expense$1,037,0004,054
Pre-tax net operating income$737,0005,969
Securities gains (losses)$04,537
Applicable income taxes$251,0004,754
Income before extraordinary items$486,0006,472
Extraordinary gains, net$070
Net income$486,0006,471
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$164,0003,353
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$486,0006,316
2001-12-31 (YTD Data)Rank
Total interest income$6,288,0004,804
Total interest expense$3,458,0004,246
Net interest income$2,830,0005,286
Provision for loan and lease losses$80,0005,977
Total noninterest income$498,0005,087
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0177
Additional Noninterest Income$498,0003,138
Total noninterest expense$2,820,0004,554
Salaries and employee benefits$1,629,0004,256
Premises and equipment expense$434,0004,348
Additional noninterest expense$757,0004,979
Pre-tax net operating income$428,0006,846
Securities gains (losses)$04,612
Applicable income taxes$170,0005,274
Income before extraordinary items$258,0007,388
Extraordinary gains, net$0105
Net income$258,0007,389
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0005,628
Cash dividends$1,200,0001,967
Sale, conversion, retirement of capital stock, net$0922
Net operating income$258,0007,272
2000-12-31 (YTD Data)Rank
Total interest income$5,863,0005,167
Total interest expense$3,428,0004,458
Net interest income$2,435,0005,914
Provision for loan and lease losses$110,0005,095
Total noninterest income$437,0005,286
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0180
Additional Noninterest Income$437,0003,173
Total noninterest expense$2,498,0004,858
Salaries and employee benefits$1,434,0004,523
Premises and equipment expense$383,0004,639
Additional noninterest expense$681,0005,282
Pre-tax net operating income$264,0008,054
Securities gains (losses)$01,956
Applicable income taxes$147,0005,956
Income before extraordinary items$117,0008,600
Extraordinary gains, net$038
Net income$117,0008,599
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0005,446
Cash dividends$1,774,0001,482
Sale, conversion, retirement of capital stock, net$1,000951
Net operating income$117,0008,596
1999-12-31 (YTD Data)Rank
Total interest income$5,600,0005,176
Total interest expense$3,129,0004,445
Net interest income$2,471,0005,842
Provision for loan and lease losses$101,0005,190
Total noninterest income$49,0009,601
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$32,0008,255
Trading account gains and feesNANA
Additional Noninterest Income$17,0009,383
Total noninterest expense$2,285,0005,185
Salaries and employee benefits$1,072,0005,619
Premises and equipment expense$281,0005,670
Additional noninterest expense$932,0004,249
Pre-tax net operating income$134,0008,893
Securities gains (losses)$421,000379
Applicable income taxes$265,0005,080
Income before extraordinary items$290,0007,662
Extraordinary gains, net$035
Net income$290,0007,662
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$77,0004,050
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$20,5609,338
1998-12-31 (YTD Data)Rank
Total interest income$5,772,0005,146
Total interest expense$3,410,0004,232
Net interest income$2,362,0006,040
Provision for loan and lease losses$30,0007,298
Total noninterest income$39,0009,987
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$15,0008,798
Trading account gains and feesNANA
Additional Noninterest Income$24,0009,291
Total noninterest expense$1,768,0006,074
Salaries and employee benefits$923,0006,101
Premises and equipment expense$297,0005,412
Additional noninterest expense$548,0006,103
Pre-tax net operating income$603,0006,897
Securities gains (losses)$289,000757
Applicable income taxes$387,0004,515
Income before extraordinary items$505,0006,579
Extraordinary gains, net$032
Net income$505,0006,579
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0006,524
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$320,0407,629
1997-12-31 (YTD Data)Rank
Total interest income$5,801,0005,190
Total interest expense$3,267,0004,374
Net interest income$2,534,0005,997
Provision for loan and lease losses$85,0005,536
Total noninterest income$42,00010,415
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$17,0009,188
Trading account gains and feesNANA
Additional Noninterest Income$25,0009,587
Total noninterest expense$1,638,0006,444
Salaries and employee benefits$836,0006,600
Premises and equipment expense$286,0005,585
Additional noninterest expense$516,0006,376
Pre-tax net operating income$853,0006,317
Securities gains (losses)$492,000430
Applicable income taxes$662,0003,411
Income before extraordinary items$683,0005,973
Extraordinary gains, net$044
Net income$683,0005,975
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$53,0005,034
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$368,1207,809
1996-12-31 (YTD Data)Rank
Total interest income$5,293,0005,677
Total interest expense$3,048,0004,722
Net interest income$2,245,0006,672
Provision for loan and lease losses$18,0008,074
Total noninterest income$115,0009,612
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$17,0009,636
Trading account gains and feesNANA
Additional Noninterest Income$98,0007,185
Total noninterest expense$1,681,0006,653
Salaries and employee benefits$806,0006,950
Premises and equipment expense$283,0005,797
Additional noninterest expense$592,0006,401
Pre-tax net operating income$661,0007,109
Securities gains (losses)$199,000697
Applicable income taxes$309,0005,738
Income before extraordinary items$551,0006,552
Extraordinary gains, net$053
Net income$551,0006,555
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,00010,018
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$423,6407,372
1995-12-31 (YTD Data)Rank
Total interest income$5,275,0005,758
Total interest expense$3,048,0004,690
Net interest income$2,227,0006,822
Provision for loan and lease losses$18,0007,795
Total noninterest income$34,00011,597
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$16,00010,084
Trading account gains and feesNANA
Additional Noninterest Income$18,00011,008
Total noninterest expense$1,604,0006,969
Salaries and employee benefits$744,0007,438
Premises and equipment expense$173,0007,747
Additional noninterest expense$687,0005,941
Pre-tax net operating income$639,0007,649
Securities gains (losses)$245,000602
Applicable income taxes$282,0006,229
Income before extraordinary items$602,0006,602
Extraordinary gains, net$065
Net income$602,0006,600
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0008,657
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$435,4007,738
1994-12-31 (YTD Data)Rank
Total interest income$5,090,0005,603
Total interest expense$2,639,0004,425
Net interest income$2,451,0006,571
Provision for loan and lease losses$09,146
Total noninterest income$28,00012,289
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$8,00010,762
Trading account gains and feesNANA
Additional Noninterest Income$20,00011,420
Total noninterest expense$1,533,0007,501
Salaries and employee benefits$680,0008,027
Premises and equipment expense$167,0008,151
Additional noninterest expense$686,0006,429
Pre-tax net operating income$946,0006,186
Securities gains (losses)$110,000738
Applicable income taxes$335,0005,452
Income before extraordinary items$721,0005,795
Extraordinary gains, net$0249
Net income$721,0005,810
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,00010,077
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$646,2006,314
1993-12-31 (YTD Data)Rank
Total interest income$5,139,0005,638
Total interest expense$2,914,0004,217
Net interest income$2,225,0007,111
Provision for loan and lease losses$3,00010,228
Total noninterest income$43,00012,706
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$11,00011,187
Trading account gains and feesNANA
Additional Noninterest Income$32,00011,170
Total noninterest expense$1,457,0007,974
Salaries and employee benefits$630,0008,551
Premises and equipment expense$166,0008,480
Additional noninterest expense$661,0006,859
Pre-tax net operating income$808,0006,769
Securities gains (losses)$224,0001,564
Applicable income taxes$327,0005,764
Income before extraordinary items$705,0006,082
Extraordinary gains, net$03,149
Net income$705,0006,251
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$09,922
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$552,6806,868
1992-12-31 (YTD Data)Rank
Total interest income$5,416,0005,973
Total interest expense$3,707,0004,352
Net interest income$1,709,0008,620
Provision for loan and lease losses$98,0007,351
Total noninterest income$34,00013,468
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$5,00011,683
Trading account gains and feesNANA
Additional Noninterest Income$29,00011,840
Total noninterest expense$1,291,0008,692
Salaries and employee benefits$531,0009,473
Premises and equipment expense$166,0008,671
Additional noninterest expense$594,0007,569
Pre-tax net operating income$354,0009,649
Securities gains (losses)$108,0002,882
Applicable income taxes$159,0008,397
Income before extraordinary items$303,0009,276
Extraordinary gains, net$01,422
Net income$303,0009,410
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0009,510
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$231,7209,804

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.