Home > Generations Bank > Income and Expense
Generations Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $16,364,000 | 2,158 |
| Total interest expense | $7,602,000 | 1,560 |
| Net interest income | $8,762,000 | 2,551 |
| Provision for loan and lease losses | $933,000 | 873 |
| Total noninterest income | $2,691,000 | 1,741 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $515,000 | 1,616 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,176,000 | 1,547 |
| Total noninterest expense | $12,678,000 | 1,744 |
| Salaries and employee benefits | $6,082,000 | 1,953 |
| Premises and equipment expense | $1,920,000 | 1,268 |
| Additional noninterest expense | $2,176,000 | 1,547 |
| Pre-tax net operating income | $-2,158,000 | 4,533 |
| Securities gains (losses) | $3,000 | 902 |
| Applicable income taxes | $-459,000 | 4,505 |
| Income before extraordinary items | $-1,696,000 | 4,502 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-1,696,000 | 4,501 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $-1,696,000 | 4,502 |
| Net charge-offs | $451,000 | 800 |
| Cash dividends | $1,000,000 | 2,148 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $-1,698,370 | 4,513 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $11,830,000 | 2,168 |
| Total interest expense | $5,006,000 | 1,582 |
| Net interest income | $6,824,000 | 2,525 |
| Provision for loan and lease losses | $526,000 | 976 |
| Total noninterest income | $1,589,000 | 1,951 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $391,000 | 1,602 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,198,000 | 1,821 |
| Total noninterest expense | $9,258,000 | 1,775 |
| Salaries and employee benefits | $4,163,000 | 2,054 |
| Premises and equipment expense | $1,451,000 | 1,257 |
| Additional noninterest expense | $1,198,000 | 1,821 |
| Pre-tax net operating income | $-1,371,000 | 4,524 |
| Securities gains (losses) | $3,000 | 744 |
| Applicable income taxes | $-288,000 | 4,546 |
| Income before extraordinary items | $-1,080,000 | 4,535 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $-1,080,000 | 4,533 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-1,080,000 | 4,535 |
| Net charge-offs | $250,000 | 790 |
| Cash dividends | $1,000,000 | 1,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $-1,082,370 | 4,542 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $7,659,000 | 2,185 |
| Total interest expense | $2,877,000 | 1,599 |
| Net interest income | $4,782,000 | 2,487 |
| Provision for loan and lease losses | $330,000 | 971 |
| Total noninterest income | $1,209,000 | 1,768 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $259,000 | 1,596 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $950,000 | 1,587 |
| Total noninterest expense | $6,187,000 | 1,759 |
| Salaries and employee benefits | $2,762,000 | 2,062 |
| Premises and equipment expense | $974,000 | 1,241 |
| Additional noninterest expense | $950,000 | 1,585 |
| Pre-tax net operating income | $-526,000 | 4,540 |
| Securities gains (losses) | $4,000 | 768 |
| Applicable income taxes | $-111,000 | 4,559 |
| Income before extraordinary items | $-411,000 | 4,553 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-411,000 | 4,550 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-411,000 | 4,552 |
| Net charge-offs | $56,000 | 1,134 |
| Cash dividends | $1,000,000 | 1,361 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $-414,160 | 4,559 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $3,795,000 | 2,181 |
| Total interest expense | $1,253,000 | 1,589 |
| Net interest income | $2,542,000 | 2,412 |
| Provision for loan and lease losses | $165,000 | 977 |
| Total noninterest income | $503,000 | 1,943 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $127,000 | 1,624 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $376,000 | 1,801 |
| Total noninterest expense | $3,106,000 | 1,782 |
| Salaries and employee benefits | $1,400,000 | 2,074 |
| Premises and equipment expense | $494,000 | 1,259 |
| Additional noninterest expense | $376,000 | 1,801 |
| Pre-tax net operating income | $-226,000 | 4,579 |
| Securities gains (losses) | $1,000 | 883 |
| Applicable income taxes | $-47,000 | 4,559 |
| Income before extraordinary items | $-178,000 | 4,551 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-178,000 | 4,551 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $-178,000 | 4,551 |
| Net charge-offs | $9,000 | 1,398 |
| Cash dividends | $1,000,000 | 804 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $-178,790 | 4,563 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $13,447,000 | 2,108 |
| Total interest expense | $1,950,000 | 1,626 |
| Net interest income | $11,497,000 | 2,175 |
| Provision for loan and lease losses | $631,000 | 1,075 |
| Total noninterest income | $1,888,000 | 2,104 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $613,000 | 1,476 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,275,000 | 2,073 |
| Total noninterest expense | $11,521,000 | 1,833 |
| Salaries and employee benefits | $4,891,000 | 2,215 |
| Premises and equipment expense | $1,929,000 | 1,258 |
| Additional noninterest expense | $1,275,000 | 2,073 |
| Pre-tax net operating income | $1,233,000 | 3,619 |
| Securities gains (losses) | $-6,000 | 3,342 |
| Applicable income taxes | $202,000 | 2,634 |
| Income before extraordinary items | $1,025,000 | 3,631 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,025,000 | 3,630 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $1,025,000 | 3,631 |
| Net charge-offs | $-25,000 | 3,889 |
| Cash dividends | $1,250,000 | 1,923 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $1,030,040 | 3,646 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $9,845,000 | 2,088 |
| Total interest expense | $1,096,000 | 1,656 |
| Net interest income | $8,749,000 | 2,121 |
| Provision for loan and lease losses | $481,000 | 986 |
| Total noninterest income | $1,536,000 | 2,050 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $459,000 | 1,491 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,077,000 | 1,978 |
| Total noninterest expense | $8,606,000 | 1,831 |
| Salaries and employee benefits | $3,651,000 | 2,223 |
| Premises and equipment expense | $1,438,000 | 1,266 |
| Additional noninterest expense | $1,077,000 | 1,978 |
| Pre-tax net operating income | $1,198,000 | 3,366 |
| Securities gains (losses) | $-8,000 | 3,726 |
| Applicable income taxes | $198,000 | 2,478 |
| Income before extraordinary items | $992,000 | 3,390 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $992,000 | 3,388 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $992,000 | 3,389 |
| Net charge-offs | $-4,000 | 3,351 |
| Cash dividends | $1,250,000 | 1,481 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $998,640 | 3,408 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $6,511,000 | 2,067 |
| Total interest expense | $709,000 | 1,500 |
| Net interest income | $5,802,000 | 2,093 |
| Provision for loan and lease losses | $300,000 | 908 |
| Total noninterest income | $1,087,000 | 1,977 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $302,000 | 1,494 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $785,000 | 1,935 |
| Total noninterest expense | $5,742,000 | 1,825 |
| Salaries and employee benefits | $2,414,000 | 2,229 |
| Premises and equipment expense | $948,000 | 1,272 |
| Additional noninterest expense | $2,380,000 | 1,407 |
| Pre-tax net operating income | $847,000 | 3,189 |
| Securities gains (losses) | $-6,000 | 3,865 |
| Applicable income taxes | $135,000 | 2,413 |
| Income before extraordinary items | $706,000 | 3,200 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $706,000 | 3,199 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $706,000 | 3,200 |
| Net charge-offs | $-47,000 | 4,165 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $711,040 | 3,223 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $3,278,000 | 1,998 |
| Total interest expense | $357,000 | 1,442 |
| Net interest income | $2,921,000 | 2,036 |
| Provision for loan and lease losses | $150,000 | 763 |
| Total noninterest income | $574,000 | 1,916 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $146,000 | 1,524 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $428,000 | 1,844 |
| Total noninterest expense | $2,859,000 | 1,813 |
| Salaries and employee benefits | $1,228,000 | 2,200 |
| Premises and equipment expense | $468,000 | 1,292 |
| Additional noninterest expense | $1,163,000 | 1,403 |
| Pre-tax net operating income | $486,000 | 2,940 |
| Securities gains (losses) | $-1,000 | 3,977 |
| Applicable income taxes | $78,000 | 2,233 |
| Income before extraordinary items | $407,000 | 2,964 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $407,000 | 2,963 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $407,000 | 2,964 |
| Net charge-offs | $17,000 | 1,013 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $407,840 | 2,988 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $13,754,000 | 1,995 |
| Total interest expense | $1,698,000 | 1,514 |
| Net interest income | $12,056,000 | 2,015 |
| Provision for loan and lease losses | $540,000 | 989 |
| Total noninterest income | $2,424,000 | 2,034 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $555,000 | 1,498 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,869,000 | 1,981 |
| Total noninterest expense | $12,273,000 | 1,719 |
| Salaries and employee benefits | $5,281,000 | 2,100 |
| Premises and equipment expense | $2,275,000 | 1,084 |
| Additional noninterest expense | $4,717,000 | 1,392 |
| Pre-tax net operating income | $1,667,000 | 3,360 |
| Securities gains (losses) | $17,000 | 1,564 |
| Applicable income taxes | $282,000 | 2,509 |
| Income before extraordinary items | $1,402,000 | 3,414 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,402,000 | 3,414 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $1,402,000 | 3,414 |
| Net charge-offs | $520,000 | 621 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 530 |
| Net operating income | $1,387,890 | 3,399 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $10,312,000 | 2,027 |
| Total interest expense | $1,328,000 | 1,542 |
| Net interest income | $8,984,000 | 2,052 |
| Provision for loan and lease losses | $405,000 | 963 |
| Total noninterest income | $1,805,000 | 2,084 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $407,000 | 1,502 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,398,000 | 2,033 |
| Total noninterest expense | $9,223,000 | 1,716 |
| Salaries and employee benefits | $3,913,000 | 2,130 |
| Premises and equipment expense | $1,778,000 | 1,045 |
| Additional noninterest expense | $3,532,000 | 1,396 |
| Pre-tax net operating income | $1,161,000 | 3,570 |
| Securities gains (losses) | $15,000 | 1,526 |
| Applicable income taxes | $204,000 | 2,562 |
| Income before extraordinary items | $972,000 | 3,644 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $972,000 | 3,644 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $972,000 | 3,644 |
| Net charge-offs | $155,000 | 893 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 481 |
| Net operating income | $959,550 | 3,641 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $6,741,000 | 2,045 |
| Total interest expense | $923,000 | 1,552 |
| Net interest income | $5,818,000 | 2,090 |
| Provision for loan and lease losses | $270,000 | 972 |
| Total noninterest income | $1,212,000 | 2,026 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $260,000 | 1,505 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $952,000 | 1,960 |
| Total noninterest expense | $5,846,000 | 1,762 |
| Salaries and employee benefits | $2,582,000 | 2,134 |
| Premises and equipment expense | $992,000 | 1,224 |
| Additional noninterest expense | $2,272,000 | 1,428 |
| Pre-tax net operating income | $914,000 | 3,375 |
| Securities gains (losses) | $2,000 | 1,698 |
| Applicable income taxes | $162,000 | 2,446 |
| Income before extraordinary items | $754,000 | 3,458 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $754,000 | 3,457 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $754,000 | 3,458 |
| Net charge-offs | $115,000 | 855 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 447 |
| Net operating income | $752,360 | 3,436 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $3,348,000 | 2,047 |
| Total interest expense | $480,000 | 1,567 |
| Net interest income | $2,868,000 | 2,090 |
| Provision for loan and lease losses | $135,000 | 1,068 |
| Total noninterest income | $571,000 | 2,092 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $132,000 | 1,476 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $439,000 | 2,053 |
| Total noninterest expense | $2,879,000 | 1,770 |
| Salaries and employee benefits | $1,259,000 | 2,153 |
| Premises and equipment expense | $492,000 | 1,239 |
| Additional noninterest expense | $1,128,000 | 1,394 |
| Pre-tax net operating income | $425,000 | 3,426 |
| Securities gains (losses) | $2,000 | 1,277 |
| Applicable income taxes | $79,000 | 2,428 |
| Income before extraordinary items | $348,000 | 3,529 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $348,000 | 3,530 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $348,000 | 3,529 |
| Net charge-offs | $75,000 | 695 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 376 |
| Net operating income | $346,380 | 3,512 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $13,553,000 | 2,032 |
| Total interest expense | $2,860,000 | 1,548 |
| Net interest income | $10,693,000 | 2,152 |
| Provision for loan and lease losses | $480,000 | 2,282 |
| Total noninterest income | $2,755,000 | 1,802 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $577,000 | 1,462 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $2,178,000 | 1,716 |
| Total noninterest expense | $11,983,000 | 1,712 |
| Salaries and employee benefits | $5,582,000 | 2,003 |
| Premises and equipment expense | $1,982,000 | 1,193 |
| Additional noninterest expense | $4,419,000 | 1,416 |
| Pre-tax net operating income | $985,000 | 3,708 |
| Securities gains (losses) | $947,000 | 390 |
| Applicable income taxes | $169,000 | 2,653 |
| Income before extraordinary items | $1,763,000 | 2,988 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,763,000 | 2,987 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,763,000 | 2,988 |
| Net charge-offs | $314,000 | 1,254 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $62,000 | 480 |
| Net operating income | $901,230 | 3,693 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $10,166,000 | 2,042 |
| Total interest expense | $2,263,000 | 1,557 |
| Net interest income | $7,903,000 | 2,163 |
| Provision for loan and lease losses | $330,000 | 2,335 |
| Total noninterest income | $2,180,000 | 1,710 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $434,000 | 1,457 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $1,746,000 | 1,609 |
| Total noninterest expense | $8,834,000 | 1,712 |
| Salaries and employee benefits | $4,019,000 | 2,035 |
| Premises and equipment expense | $1,507,000 | 1,175 |
| Additional noninterest expense | $3,308,000 | 1,395 |
| Pre-tax net operating income | $919,000 | 3,544 |
| Securities gains (losses) | $355,000 | 618 |
| Applicable income taxes | $-175,000 | 4,940 |
| Income before extraordinary items | $1,449,000 | 2,879 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,449,000 | 2,878 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,449,000 | 2,879 |
| Net charge-offs | $-126,000 | 4,856 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $46,000 | 451 |
| Net operating income | $1,094,000 | 3,181 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $6,748,000 | 2,076 |
| Total interest expense | $1,555,000 | 1,602 |
| Net interest income | $5,193,000 | 2,203 |
| Provision for loan and lease losses | $180,000 | 2,493 |
| Total noninterest income | $1,574,000 | 1,576 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $304,000 | 1,401 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $1,270,000 | 1,456 |
| Total noninterest expense | $5,912,000 | 1,702 |
| Salaries and employee benefits | $2,738,000 | 2,003 |
| Premises and equipment expense | $1,008,000 | 1,165 |
| Additional noninterest expense | $2,166,000 | 1,407 |
| Pre-tax net operating income | $675,000 | 3,430 |
| Securities gains (losses) | $-127,000 | 4,963 |
| Applicable income taxes | $0 | 3,655 |
| Income before extraordinary items | $548,000 | 3,554 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $548,000 | 3,554 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $548,000 | 3,554 |
| Net charge-offs | $-156,000 | 4,952 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 432 |
| Net operating income | $675,000 | 3,273 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $3,331,000 | 2,084 |
| Total interest expense | $812,000 | 1,670 |
| Net interest income | $2,519,000 | 2,216 |
| Provision for loan and lease losses | $90,000 | 2,048 |
| Total noninterest income | $676,000 | 1,639 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $181,000 | 1,408 |
| Trading account gains and fees | $0 | 106 |
| Additional Noninterest Income | $495,000 | 1,531 |
| Total noninterest expense | $3,083,000 | 1,651 |
| Salaries and employee benefits | $1,494,000 | 1,891 |
| Premises and equipment expense | $507,000 | 1,180 |
| Additional noninterest expense | $1,082,000 | 1,421 |
| Pre-tax net operating income | $22,000 | 4,656 |
| Securities gains (losses) | $-246,000 | 5,002 |
| Applicable income taxes | $-52,000 | 4,929 |
| Income before extraordinary items | $-172,000 | 4,881 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-172,000 | 4,880 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $-172,000 | 4,881 |
| Net charge-offs | $-2,000 | 3,865 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 416 |
| Net operating income | $22,340 | 4,652 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $12,961,000 | 2,157 |
| Total interest expense | $3,118,000 | 1,761 |
| Net interest income | $9,843,000 | 2,272 |
| Provision for loan and lease losses | $360,000 | 1,775 |
| Total noninterest income | $2,746,000 | 1,659 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $718,000 | 1,459 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $2,028,000 | 1,519 |
| Total noninterest expense | $12,663,000 | 1,569 |
| Salaries and employee benefits | $6,098,000 | 1,821 |
| Premises and equipment expense | $2,029,000 | 1,160 |
| Additional noninterest expense | $4,536,000 | 1,353 |
| Pre-tax net operating income | $-434,000 | 5,056 |
| Securities gains (losses) | $533,000 | 340 |
| Applicable income taxes | $0 | 3,859 |
| Income before extraordinary items | $99,000 | 4,891 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $99,000 | 4,892 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $99,000 | 4,893 |
| Net charge-offs | $248,000 | 1,503 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $62,000 | 521 |
| Net operating income | $-434,000 | 5,055 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $9,521,000 | 2,209 |
| Total interest expense | $2,245,000 | 1,820 |
| Net interest income | $7,276,000 | 2,325 |
| Provision for loan and lease losses | $270,000 | 1,685 |
| Total noninterest income | $2,066,000 | 1,645 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $517,000 | 1,523 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $1,549,000 | 1,509 |
| Total noninterest expense | $9,390,000 | 1,587 |
| Salaries and employee benefits | $4,529,000 | 1,839 |
| Premises and equipment expense | $1,631,000 | 1,101 |
| Additional noninterest expense | $3,230,000 | 1,425 |
| Pre-tax net operating income | $-318,000 | 5,142 |
| Securities gains (losses) | $537,000 | 299 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $219,000 | 4,750 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $219,000 | 4,750 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $219,000 | 4,750 |
| Net charge-offs | $98,000 | 1,777 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $47,000 | 489 |
| Net operating income | $-318,000 | 5,138 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $6,351,000 | 2,206 |
| Total interest expense | $1,485,000 | 1,805 |
| Net interest income | $4,866,000 | 2,326 |
| Provision for loan and lease losses | $180,000 | 1,640 |
| Total noninterest income | $1,386,000 | 1,603 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $330,000 | 1,561 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $1,056,000 | 1,442 |
| Total noninterest expense | $6,306,000 | 1,585 |
| Salaries and employee benefits | $3,100,000 | 1,802 |
| Premises and equipment expense | $1,088,000 | 1,105 |
| Additional noninterest expense | $2,118,000 | 1,462 |
| Pre-tax net operating income | $-234,000 | 5,190 |
| Securities gains (losses) | $237,000 | 345 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $3,000 | 5,108 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,000 | 5,107 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $3,000 | 5,106 |
| Net charge-offs | $71,000 | 1,600 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 480 |
| Net operating income | $-234,000 | 5,184 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $3,196,000 | 2,201 |
| Total interest expense | $722,000 | 1,801 |
| Net interest income | $2,474,000 | 2,298 |
| Provision for loan and lease losses | $90,000 | 1,533 |
| Total noninterest income | $700,000 | 1,571 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $162,000 | 1,572 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $538,000 | 1,377 |
| Total noninterest expense | $3,162,000 | 1,584 |
| Salaries and employee benefits | $1,583,000 | 1,791 |
| Premises and equipment expense | $546,000 | 1,110 |
| Additional noninterest expense | $1,033,000 | 1,482 |
| Pre-tax net operating income | $-78,000 | 5,233 |
| Securities gains (losses) | $210,000 | 195 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $132,000 | 4,442 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $132,000 | 4,441 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $132,000 | 4,441 |
| Net charge-offs | $-24,000 | 4,908 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 446 |
| Net operating income | $-78,000 | 5,231 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $11,811,000 | 2,237 |
| Total interest expense | $2,580,000 | 1,605 |
| Net interest income | $9,231,000 | 2,399 |
| Provision for loan and lease losses | $175,000 | 2,511 |
| Total noninterest income | $2,637,000 | 1,685 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $577,000 | 1,792 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,060,000 | 1,467 |
| Total noninterest expense | $11,954,000 | 1,634 |
| Salaries and employee benefits | $6,046,000 | 1,793 |
| Premises and equipment expense | $1,973,000 | 1,189 |
| Additional noninterest expense | $3,935,000 | 1,522 |
| Pre-tax net operating income | $-261,000 | 5,304 |
| Securities gains (losses) | $21,000 | 564 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $-240,000 | 5,291 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $-240,000 | 5,290 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $-240,000 | 5,290 |
| Net charge-offs | $1,110,000 | 530 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $62,000 | 532 |
| Net operating income | $-261,000 | 5,298 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $8,587,000 | 2,281 |
| Total interest expense | $1,843,000 | 1,594 |
| Net interest income | $6,744,000 | 2,458 |
| Provision for loan and lease losses | $115,000 | 2,496 |
| Total noninterest income | $1,936,000 | 1,724 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $399,000 | 1,906 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,537,000 | 1,498 |
| Total noninterest expense | $8,678,000 | 1,666 |
| Salaries and employee benefits | $4,373,000 | 1,859 |
| Premises and equipment expense | $1,474,000 | 1,187 |
| Additional noninterest expense | $2,831,000 | 1,573 |
| Pre-tax net operating income | $-113,000 | 5,360 |
| Securities gains (losses) | $6,000 | 797 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $-107,000 | 5,353 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-107,000 | 5,352 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-107,000 | 5,352 |
| Net charge-offs | $815,000 | 511 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $47,000 | 502 |
| Net operating income | $-113,000 | 5,354 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $5,786,000 | 2,246 |
| Total interest expense | $1,184,000 | 1,557 |
| Net interest income | $4,602,000 | 2,403 |
| Provision for loan and lease losses | $35,000 | 3,040 |
| Total noninterest income | $1,311,000 | 1,708 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $261,000 | 1,923 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,050,000 | 1,472 |
| Total noninterest expense | $5,743,000 | 1,691 |
| Salaries and employee benefits | $2,909,000 | 1,874 |
| Premises and equipment expense | $991,000 | 1,193 |
| Additional noninterest expense | $1,843,000 | 1,616 |
| Pre-tax net operating income | $135,000 | 5,055 |
| Securities gains (losses) | $6,000 | 682 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $141,000 | 4,982 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $141,000 | 4,981 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $141,000 | 4,981 |
| Net charge-offs | $611,000 | 461 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 491 |
| Net operating income | $135,000 | 5,010 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,928,000 | 2,212 |
| Total interest expense | $581,000 | 1,525 |
| Net interest income | $2,347,000 | 2,368 |
| Provision for loan and lease losses | $35,000 | 2,343 |
| Total noninterest income | $701,000 | 1,627 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $133,000 | 1,911 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $568,000 | 1,390 |
| Total noninterest expense | $2,856,000 | 1,707 |
| Salaries and employee benefits | $1,478,000 | 1,868 |
| Premises and equipment expense | $495,000 | 1,210 |
| Additional noninterest expense | $883,000 | 1,665 |
| Pre-tax net operating income | $157,000 | 4,562 |
| Securities gains (losses) | $6,000 | 514 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $163,000 | 4,404 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $163,000 | 4,402 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $163,000 | 4,404 |
| Net charge-offs | $433,000 | 337 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 452 |
| Net operating income | $157,000 | 4,448 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $11,594,000 | 2,178 |
| Total interest expense | $2,329,000 | 1,365 |
| Net interest income | $9,265,000 | 2,343 |
| Provision for loan and lease losses | $420,000 | 1,602 |
| Total noninterest income | $2,426,000 | 1,806 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $590,000 | 1,805 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $1,836,000 | 1,612 |
| Total noninterest expense | $10,317,000 | 1,862 |
| Salaries and employee benefits | $5,209,000 | 2,022 |
| Premises and equipment expense | $2,019,000 | 1,165 |
| Additional noninterest expense | $3,089,000 | 1,886 |
| Pre-tax net operating income | $954,000 | 4,118 |
| Securities gains (losses) | $7,000 | 1,711 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $961,000 | 3,763 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $961,000 | 3,762 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $961,000 | 3,763 |
| Net charge-offs | $1,088,000 | 649 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $62,000 | 540 |
| Net operating income | $954,000 | 3,759 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $8,595,000 | 2,204 |
| Total interest expense | $1,736,000 | 1,358 |
| Net interest income | $6,859,000 | 2,379 |
| Provision for loan and lease losses | $315,000 | 1,575 |
| Total noninterest income | $1,767,000 | 1,853 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $444,000 | 1,812 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,323,000 | 1,671 |
| Total noninterest expense | $7,611,000 | 1,880 |
| Salaries and employee benefits | $3,820,000 | 2,069 |
| Premises and equipment expense | $1,545,000 | 1,150 |
| Additional noninterest expense | $2,246,000 | 1,940 |
| Pre-tax net operating income | $700,000 | 4,222 |
| Securities gains (losses) | $7,000 | 1,738 |
| Applicable income taxes | $127,000 | 3,038 |
| Income before extraordinary items | $580,000 | 4,252 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $580,000 | 4,251 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $580,000 | 4,252 |
| Net charge-offs | $861,000 | 546 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $46,000 | 512 |
| Net operating income | $574,260 | 4,253 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $5,681,000 | 2,211 |
| Total interest expense | $1,135,000 | 1,347 |
| Net interest income | $4,546,000 | 2,387 |
| Provision for loan and lease losses | $210,000 | 1,505 |
| Total noninterest income | $1,168,000 | 1,858 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $296,000 | 1,787 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $872,000 | 1,678 |
| Total noninterest expense | $5,083,000 | 1,882 |
| Salaries and employee benefits | $2,534,000 | 2,085 |
| Premises and equipment expense | $1,045,000 | 1,133 |
| Additional noninterest expense | $1,504,000 | 1,939 |
| Pre-tax net operating income | $421,000 | 4,328 |
| Securities gains (losses) | $1,000 | 1,756 |
| Applicable income taxes | $72,000 | 3,124 |
| Income before extraordinary items | $350,000 | 4,337 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $350,000 | 4,336 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $350,000 | 4,337 |
| Net charge-offs | $600,000 | 491 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 490 |
| Net operating income | $349,170 | 4,327 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,799,000 | 2,232 |
| Total interest expense | $568,000 | 1,317 |
| Net interest income | $2,231,000 | 2,419 |
| Provision for loan and lease losses | $105,000 | 1,394 |
| Total noninterest income | $590,000 | 1,845 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $151,000 | 1,744 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $439,000 | 1,661 |
| Total noninterest expense | $2,585,000 | 1,868 |
| Salaries and employee benefits | $1,327,000 | 2,044 |
| Premises and equipment expense | $534,000 | 1,118 |
| Additional noninterest expense | $724,000 | 1,990 |
| Pre-tax net operating income | $131,000 | 4,770 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $20,000 | 3,357 |
| Income before extraordinary items | $111,000 | 4,779 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $111,000 | 4,779 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $111,000 | 4,779 |
| Net charge-offs | $397,000 | 392 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 458 |
| Net operating income | $111,000 | 4,765 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $11,030,000 | 2,224 |
| Total interest expense | $2,330,000 | 1,245 |
| Net interest income | $8,700,000 | 2,449 |
| Provision for loan and lease losses | $2,315,000 | 468 |
| Total noninterest income | $2,257,000 | 1,966 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $697,000 | 1,624 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,560,000 | 1,831 |
| Total noninterest expense | $10,548,000 | 1,809 |
| Salaries and employee benefits | $5,297,000 | 2,007 |
| Premises and equipment expense | $2,065,000 | 1,140 |
| Additional noninterest expense | $3,186,000 | 1,874 |
| Pre-tax net operating income | $-1,906,000 | 5,872 |
| Securities gains (losses) | $131,000 | 1,147 |
| Applicable income taxes | $-418,000 | 5,821 |
| Income before extraordinary items | $-1,357,000 | 5,855 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-1,357,000 | 5,854 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-1,357,000 | 5,854 |
| Net charge-offs | $1,377,000 | 526 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $62,000 | 550 |
| Net operating income | $-1,456,560 | 5,857 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $8,264,000 | 2,223 |
| Total interest expense | $1,757,000 | 1,237 |
| Net interest income | $6,507,000 | 2,457 |
| Provision for loan and lease losses | $470,000 | 1,191 |
| Total noninterest income | $1,695,000 | 1,968 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $518,000 | 1,633 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,177,000 | 1,842 |
| Total noninterest expense | $7,784,000 | 1,839 |
| Salaries and employee benefits | $3,956,000 | 2,004 |
| Premises and equipment expense | $1,552,000 | 1,148 |
| Additional noninterest expense | $2,276,000 | 1,947 |
| Pre-tax net operating income | $-52,000 | 5,766 |
| Securities gains (losses) | $159,000 | 941 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $107,000 | 5,498 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $107,000 | 5,497 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $107,000 | 5,498 |
| Net charge-offs | $1,068,000 | 460 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $47,000 | 518 |
| Net operating income | $-52,000 | 5,763 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $5,560,000 | 2,213 |
| Total interest expense | $1,171,000 | 1,227 |
| Net interest income | $4,389,000 | 2,437 |
| Provision for loan and lease losses | $320,000 | 1,185 |
| Total noninterest income | $1,132,000 | 1,945 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $332,000 | 1,673 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $800,000 | 1,792 |
| Total noninterest expense | $5,186,000 | 1,845 |
| Salaries and employee benefits | $2,623,000 | 2,017 |
| Premises and equipment expense | $1,042,000 | 1,136 |
| Additional noninterest expense | $1,521,000 | 1,949 |
| Pre-tax net operating income | $15,000 | 5,726 |
| Securities gains (losses) | $96,000 | 995 |
| Applicable income taxes | $8,000 | 4,010 |
| Income before extraordinary items | $103,000 | 5,445 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $103,000 | 5,443 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $103,000 | 5,444 |
| Net charge-offs | $828,000 | 411 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 504 |
| Net operating income | $13,720 | 5,731 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,865,000 | 2,162 |
| Total interest expense | $579,000 | 1,234 |
| Net interest income | $2,286,000 | 2,367 |
| Provision for loan and lease losses | $150,000 | 1,146 |
| Total noninterest income | $554,000 | 1,934 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $153,000 | 1,773 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $401,000 | 1,737 |
| Total noninterest expense | $2,636,000 | 1,823 |
| Salaries and employee benefits | $1,345,000 | 1,978 |
| Premises and equipment expense | $537,000 | 1,106 |
| Additional noninterest expense | $754,000 | 1,940 |
| Pre-tax net operating income | $54,000 | 5,441 |
| Securities gains (losses) | $6,000 | 1,655 |
| Applicable income taxes | $3,000 | 4,042 |
| Income before extraordinary items | $57,000 | 5,388 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $57,000 | 5,389 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $57,000 | 5,389 |
| Net charge-offs | $476,000 | 353 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 472 |
| Net operating income | $51,300 | 5,396 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $11,907,000 | 2,038 |
| Total interest expense | $2,426,000 | 1,149 |
| Net interest income | $9,481,000 | 2,256 |
| Provision for loan and lease losses | $950,000 | 848 |
| Total noninterest income | $2,271,000 | 1,948 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $673,000 | 1,705 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,598,000 | 1,778 |
| Total noninterest expense | $9,892,000 | 1,916 |
| Salaries and employee benefits | $4,899,000 | 2,093 |
| Premises and equipment expense | $2,178,000 | 1,090 |
| Additional noninterest expense | $2,815,000 | 2,122 |
| Pre-tax net operating income | $910,000 | 4,214 |
| Securities gains (losses) | $760,000 | 262 |
| Applicable income taxes | $480,000 | 2,255 |
| Income before extraordinary items | $1,190,000 | 3,645 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,190,000 | 3,644 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,190,000 | 3,646 |
| Net charge-offs | $1,244,000 | 574 |
| Cash dividends | $1,300,000 | 1,796 |
| Sale, conversion, retirement of capital stock, net | $62,000 | 571 |
| Net operating income | $650,400 | 4,453 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $8,795,000 | 2,085 |
| Total interest expense | $1,830,000 | 1,155 |
| Net interest income | $6,965,000 | 2,307 |
| Provision for loan and lease losses | $250,000 | 1,694 |
| Total noninterest income | $1,710,000 | 1,957 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $500,000 | 1,723 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,210,000 | 1,788 |
| Total noninterest expense | $7,389,000 | 1,925 |
| Salaries and employee benefits | $3,650,000 | 2,106 |
| Premises and equipment expense | $1,659,000 | 1,089 |
| Additional noninterest expense | $2,080,000 | 2,129 |
| Pre-tax net operating income | $1,036,000 | 3,684 |
| Securities gains (losses) | $684,000 | 241 |
| Applicable income taxes | $493,000 | 2,035 |
| Income before extraordinary items | $1,227,000 | 3,132 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,227,000 | 3,131 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,227,000 | 3,132 |
| Net charge-offs | $735,000 | 646 |
| Cash dividends | $1,300,000 | 1,338 |
| Sale, conversion, retirement of capital stock, net | $46,000 | 542 |
| Net operating income | $741,360 | 3,956 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $5,891,000 | 2,069 |
| Total interest expense | $1,222,000 | 1,157 |
| Net interest income | $4,669,000 | 2,305 |
| Provision for loan and lease losses | $150,000 | 1,756 |
| Total noninterest income | $1,185,000 | 1,930 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $331,000 | 1,711 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $854,000 | 1,733 |
| Total noninterest expense | $4,944,000 | 1,929 |
| Salaries and employee benefits | $2,438,000 | 2,118 |
| Premises and equipment expense | $1,140,000 | 1,063 |
| Additional noninterest expense | $1,366,000 | 2,157 |
| Pre-tax net operating income | $760,000 | 3,509 |
| Securities gains (losses) | $673,000 | 200 |
| Applicable income taxes | $413,000 | 1,821 |
| Income before extraordinary items | $1,020,000 | 2,720 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,020,000 | 2,721 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,020,000 | 2,722 |
| Net charge-offs | $472,000 | 667 |
| Cash dividends | $1,300,000 | 995 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 518 |
| Net operating income | $542,170 | 3,774 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,972,000 | 2,053 |
| Total interest expense | $613,000 | 1,157 |
| Net interest income | $2,359,000 | 2,260 |
| Provision for loan and lease losses | $75,000 | 1,675 |
| Total noninterest income | $648,000 | 1,778 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $165,000 | 1,700 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $483,000 | 1,545 |
| Total noninterest expense | $2,538,000 | 1,875 |
| Salaries and employee benefits | $1,245,000 | 2,090 |
| Premises and equipment expense | $590,000 | 1,037 |
| Additional noninterest expense | $703,000 | 2,098 |
| Pre-tax net operating income | $394,000 | 3,394 |
| Securities gains (losses) | $673,000 | 122 |
| Applicable income taxes | $296,000 | 1,455 |
| Income before extraordinary items | $771,000 | 1,979 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $771,000 | 1,982 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $771,000 | 1,981 |
| Net charge-offs | $139,000 | 913 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 496 |
| Net operating income | $286,440 | 3,644 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $11,996,000 | 2,038 |
| Total interest expense | $2,295,000 | 1,261 |
| Net interest income | $9,701,000 | 2,192 |
| Provision for loan and lease losses | $360,000 | 1,793 |
| Total noninterest income | $2,359,000 | 1,882 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $770,000 | 1,627 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,589,000 | 1,710 |
| Total noninterest expense | $9,049,000 | 2,086 |
| Salaries and employee benefits | $4,352,000 | 2,315 |
| Premises and equipment expense | $2,035,000 | 1,171 |
| Additional noninterest expense | $2,662,000 | 2,273 |
| Pre-tax net operating income | $2,651,000 | 2,477 |
| Securities gains (losses) | $15,000 | 2,467 |
| Applicable income taxes | $650,000 | 1,973 |
| Income before extraordinary items | $2,016,000 | 2,697 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,016,000 | 2,695 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,016,000 | 2,697 |
| Net charge-offs | $175,000 | 2,623 |
| Cash dividends | $1,300,000 | 1,706 |
| Sale, conversion, retirement of capital stock, net | $62,000 | 603 |
| Net operating income | $2,004,600 | 2,656 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $8,983,000 | 2,055 |
| Total interest expense | $1,696,000 | 1,293 |
| Net interest income | $7,287,000 | 2,204 |
| Provision for loan and lease losses | $285,000 | 1,693 |
| Total noninterest income | $1,751,000 | 1,902 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $574,000 | 1,646 |
| Trading account gains and fees | $2,000 | 169 |
| Additional Noninterest Income | $1,175,000 | 1,755 |
| Total noninterest expense | $6,617,000 | 2,142 |
| Salaries and employee benefits | $3,198,000 | 2,360 |
| Premises and equipment expense | $1,473,000 | 1,226 |
| Additional noninterest expense | $1,946,000 | 2,311 |
| Pre-tax net operating income | $2,136,000 | 2,408 |
| Securities gains (losses) | $15,000 | 2,163 |
| Applicable income taxes | $539,000 | 1,917 |
| Income before extraordinary items | $1,612,000 | 2,597 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,612,000 | 2,598 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,612,000 | 2,597 |
| Net charge-offs | $73,000 | 2,971 |
| Cash dividends | $1,300,000 | 1,280 |
| Sale, conversion, retirement of capital stock, net | $46,000 | 573 |
| Net operating income | $1,600,750 | 2,562 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $5,938,000 | 2,063 |
| Total interest expense | $1,125,000 | 1,316 |
| Net interest income | $4,813,000 | 2,200 |
| Provision for loan and lease losses | $210,000 | 1,585 |
| Total noninterest income | $1,165,000 | 1,884 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $367,000 | 1,681 |
| Trading account gains and fees | $2,000 | 165 |
| Additional Noninterest Income | $796,000 | 1,705 |
| Total noninterest expense | $4,367,000 | 2,161 |
| Salaries and employee benefits | $2,117,000 | 2,372 |
| Premises and equipment expense | $980,000 | 1,236 |
| Additional noninterest expense | $1,270,000 | 2,362 |
| Pre-tax net operating income | $1,401,000 | 2,375 |
| Securities gains (losses) | $39,000 | 1,311 |
| Applicable income taxes | $387,000 | 1,798 |
| Income before extraordinary items | $1,053,000 | 2,552 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,053,000 | 2,555 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,053,000 | 2,556 |
| Net charge-offs | $185,000 | 1,656 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 543 |
| Net operating income | $1,024,530 | 2,555 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,081,000 | 1,997 |
| Total interest expense | $564,000 | 1,335 |
| Net interest income | $2,517,000 | 2,102 |
| Provision for loan and lease losses | $135,000 | 1,369 |
| Total noninterest income | $618,000 | 1,760 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $170,000 | 1,767 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $448,000 | 1,520 |
| Total noninterest expense | $2,207,000 | 2,149 |
| Salaries and employee benefits | $1,052,000 | 2,395 |
| Premises and equipment expense | $569,000 | 1,096 |
| Additional noninterest expense | $586,000 | 2,536 |
| Pre-tax net operating income | $793,000 | 2,100 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $242,000 | 1,537 |
| Income before extraordinary items | $551,000 | 2,409 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $551,000 | 2,411 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $551,000 | 2,411 |
| Net charge-offs | $30,000 | 2,222 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 498 |
| Net operating income | $551,000 | 2,365 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $11,993,000 | 2,056 |
| Total interest expense | $2,281,000 | 1,489 |
| Net interest income | $9,712,000 | 2,149 |
| Provision for loan and lease losses | $600,000 | 1,620 |
| Total noninterest income | $2,389,000 | 1,913 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $711,000 | 1,808 |
| Trading account gains and fees | $-4,000 | 6,770 |
| Additional Noninterest Income | $1,682,000 | 1,716 |
| Total noninterest expense | $8,675,000 | 2,174 |
| Salaries and employee benefits | $4,429,000 | 2,281 |
| Premises and equipment expense | $1,781,000 | 1,334 |
| Additional noninterest expense | $2,465,000 | 2,506 |
| Pre-tax net operating income | $2,826,000 | 2,263 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $963,000 | 1,496 |
| Income before extraordinary items | $1,863,000 | 2,746 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,863,000 | 2,749 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,863,000 | 2,749 |
| Net charge-offs | $144,000 | 3,376 |
| Cash dividends | $2,100,000 | 1,160 |
| Sale, conversion, retirement of capital stock, net | $62,000 | 622 |
| Net operating income | $1,863,000 | 2,688 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $8,961,000 | 2,068 |
| Total interest expense | $1,748,000 | 1,498 |
| Net interest income | $7,213,000 | 2,173 |
| Provision for loan and lease losses | $450,000 | 1,622 |
| Total noninterest income | $1,745,000 | 1,989 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $512,000 | 1,878 |
| Trading account gains and fees | $-3,000 | 6,852 |
| Additional Noninterest Income | $1,236,000 | 1,791 |
| Total noninterest expense | $6,404,000 | 2,214 |
| Salaries and employee benefits | $3,274,000 | 2,309 |
| Premises and equipment expense | $1,319,000 | 1,367 |
| Additional noninterest expense | $1,811,000 | 2,528 |
| Pre-tax net operating income | $2,104,000 | 2,333 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $717,000 | 1,553 |
| Income before extraordinary items | $1,387,000 | 2,802 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,387,000 | 2,806 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,387,000 | 2,806 |
| Net charge-offs | $107,000 | 3,191 |
| Cash dividends | $1,100,000 | 1,342 |
| Sale, conversion, retirement of capital stock, net | $47,000 | 579 |
| Net operating income | $1,387,000 | 2,727 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,984,000 | 2,058 |
| Total interest expense | $1,173,000 | 1,527 |
| Net interest income | $4,811,000 | 2,168 |
| Provision for loan and lease losses | $300,000 | 1,629 |
| Total noninterest income | $1,215,000 | 1,955 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $329,000 | 1,898 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $886,000 | 1,733 |
| Total noninterest expense | $4,237,000 | 2,232 |
| Salaries and employee benefits | $2,161,000 | 2,338 |
| Premises and equipment expense | $879,000 | 1,363 |
| Additional noninterest expense | $1,197,000 | 2,547 |
| Pre-tax net operating income | $1,489,000 | 2,202 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $512,000 | 1,494 |
| Income before extraordinary items | $977,000 | 2,690 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $977,000 | 2,695 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $977,000 | 2,695 |
| Net charge-offs | $77,000 | 2,994 |
| Cash dividends | $1,100,000 | 998 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 556 |
| Net operating income | $977,000 | 2,585 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,031,000 | 2,058 |
| Total interest expense | $588,000 | 1,572 |
| Net interest income | $2,443,000 | 2,150 |
| Provision for loan and lease losses | $150,000 | 1,610 |
| Total noninterest income | $598,000 | 1,957 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $154,000 | 1,989 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $444,000 | 1,715 |
| Total noninterest expense | $2,139,000 | 2,221 |
| Salaries and employee benefits | $1,081,000 | 2,349 |
| Premises and equipment expense | $448,000 | 1,361 |
| Additional noninterest expense | $610,000 | 2,502 |
| Pre-tax net operating income | $752,000 | 2,141 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $254,000 | 1,497 |
| Income before extraordinary items | $498,000 | 2,602 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $498,000 | 2,605 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $498,000 | 2,604 |
| Net charge-offs | $46,000 | 2,479 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 514 |
| Net operating income | $498,000 | 2,517 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $11,351,000 | 2,289 |
| Total interest expense | $2,597,000 | 1,690 |
| Net interest income | $8,754,000 | 2,447 |
| Provision for loan and lease losses | $600,000 | 2,443 |
| Total noninterest income | $2,613,000 | 1,812 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $747,000 | 1,785 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,866,000 | 1,594 |
| Total noninterest expense | $8,308,000 | 2,263 |
| Salaries and employee benefits | $3,890,000 | 2,518 |
| Premises and equipment expense | $1,691,000 | 1,410 |
| Additional noninterest expense | $2,727,000 | 2,381 |
| Pre-tax net operating income | $2,459,000 | 2,434 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $688,000 | 1,856 |
| Income before extraordinary items | $1,771,000 | 2,824 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,771,000 | 2,827 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,771,000 | 2,826 |
| Net charge-offs | $20,000 | 5,403 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $62,000 | 665 |
| Net operating income | $1,771,000 | 2,700 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $8,488,000 | 2,340 |
| Total interest expense | $1,998,000 | 1,724 |
| Net interest income | $6,490,000 | 2,514 |
| Provision for loan and lease losses | $450,000 | 2,400 |
| Total noninterest income | $1,940,000 | 1,825 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $582,000 | 1,757 |
| Trading account gains and fees | $1,000 | 154 |
| Additional Noninterest Income | $1,357,000 | 1,627 |
| Total noninterest expense | $6,154,000 | 2,307 |
| Salaries and employee benefits | $2,875,000 | 2,565 |
| Premises and equipment expense | $1,246,000 | 1,437 |
| Additional noninterest expense | $2,033,000 | 2,377 |
| Pre-tax net operating income | $1,826,000 | 2,518 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $484,000 | 1,983 |
| Income before extraordinary items | $1,342,000 | 2,853 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,342,000 | 2,854 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,342,000 | 2,853 |
| Net charge-offs | $0 | 5,771 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $47,000 | 619 |
| Net operating income | $1,342,000 | 2,720 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,604,000 | 2,377 |
| Total interest expense | $1,357,000 | 1,747 |
| Net interest income | $4,247,000 | 2,566 |
| Provision for loan and lease losses | $300,000 | 2,388 |
| Total noninterest income | $1,281,000 | 1,825 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $392,000 | 1,737 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $889,000 | 1,632 |
| Total noninterest expense | $4,069,000 | 2,335 |
| Salaries and employee benefits | $1,896,000 | 2,608 |
| Premises and equipment expense | $826,000 | 1,435 |
| Additional noninterest expense | $1,347,000 | 2,412 |
| Pre-tax net operating income | $1,159,000 | 2,581 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $391,000 | 1,742 |
| Income before extraordinary items | $768,000 | 3,130 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $768,000 | 3,129 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $768,000 | 3,130 |
| Net charge-offs | $-50,000 | 6,982 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 589 |
| Net operating income | $768,000 | 2,973 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,801,000 | 2,403 |
| Total interest expense | $680,000 | 1,802 |
| Net interest income | $2,121,000 | 2,579 |
| Provision for loan and lease losses | $150,000 | 2,302 |
| Total noninterest income | $638,000 | 1,828 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $200,000 | 1,695 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $438,000 | 1,654 |
| Total noninterest expense | $2,082,000 | 2,290 |
| Salaries and employee benefits | $1,028,000 | 2,413 |
| Premises and equipment expense | $411,000 | 1,450 |
| Additional noninterest expense | $643,000 | 2,490 |
| Pre-tax net operating income | $527,000 | 2,779 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $182,000 | 1,837 |
| Income before extraordinary items | $345,000 | 3,381 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $345,000 | 3,384 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $345,000 | 3,384 |
| Net charge-offs | $-18,000 | 6,852 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 521 |
| Net operating income | $345,000 | 3,215 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $11,388,000 | 2,456 |
| Total interest expense | $2,998,000 | 1,963 |
| Net interest income | $8,390,000 | 2,612 |
| Provision for loan and lease losses | $611,000 | 3,131 |
| Total noninterest income | $2,251,000 | 1,845 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 6,974 |
| Trading account gains and fees | $10,000 | 134 |
| Additional Noninterest Income | $2,241,000 | 1,261 |
| Total noninterest expense | $7,832,000 | 2,420 |
| Salaries and employee benefits | $3,824,000 | 2,512 |
| Premises and equipment expense | $1,725,000 | 1,447 |
| Additional noninterest expense | $2,283,000 | 2,785 |
| Pre-tax net operating income | $2,198,000 | 2,336 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $775,000 | 1,592 |
| Income before extraordinary items | $1,423,000 | 2,881 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,423,000 | 2,883 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,423,000 | 2,883 |
| Net charge-offs | $279,000 | 3,880 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,423,000 | 2,780 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $8,557,000 | 2,476 |
| Total interest expense | $2,294,000 | 2,008 |
| Net interest income | $6,263,000 | 2,623 |
| Provision for loan and lease losses | $416,000 | 3,159 |
| Total noninterest income | $1,605,000 | 1,910 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,025 |
| Trading account gains and fees | $7,000 | 137 |
| Additional Noninterest Income | $1,598,000 | 1,288 |
| Total noninterest expense | $5,874,000 | 2,425 |
| Salaries and employee benefits | $2,858,000 | 2,517 |
| Premises and equipment expense | $1,346,000 | 1,407 |
| Additional noninterest expense | $1,670,000 | 2,852 |
| Pre-tax net operating income | $1,578,000 | 2,484 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $562,000 | 1,632 |
| Income before extraordinary items | $1,016,000 | 3,031 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,016,000 | 3,033 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,016,000 | 3,033 |
| Net charge-offs | $193,000 | 3,750 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,016,000 | 2,933 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,609,000 | 2,532 |
| Total interest expense | $1,556,000 | 2,042 |
| Net interest income | $4,053,000 | 2,708 |
| Provision for loan and lease losses | $185,000 | 3,629 |
| Total noninterest income | $1,056,000 | 1,912 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,067 |
| Trading account gains and fees | $3,000 | 143 |
| Additional Noninterest Income | $1,053,000 | 1,297 |
| Total noninterest expense | $3,834,000 | 2,479 |
| Salaries and employee benefits | $1,837,000 | 2,622 |
| Premises and equipment expense | $895,000 | 1,411 |
| Additional noninterest expense | $1,102,000 | 2,938 |
| Pre-tax net operating income | $1,090,000 | 2,400 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $390,000 | 1,546 |
| Income before extraordinary items | $700,000 | 2,918 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $700,000 | 2,920 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $700,000 | 2,920 |
| Net charge-offs | $39,000 | 4,649 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $700,000 | 2,849 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,827,000 | 2,524 |
| Total interest expense | $799,000 | 2,059 |
| Net interest income | $2,028,000 | 2,699 |
| Provision for loan and lease losses | $90,000 | 3,467 |
| Total noninterest income | $497,000 | 1,991 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $2,000 | 147 |
| Additional Noninterest Income | $495,000 | 1,352 |
| Total noninterest expense | $1,905,000 | 2,509 |
| Salaries and employee benefits | $895,000 | 2,712 |
| Premises and equipment expense | $459,000 | 1,411 |
| Additional noninterest expense | $551,000 | 2,943 |
| Pre-tax net operating income | $530,000 | 2,459 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $191,000 | 1,563 |
| Income before extraordinary items | $339,000 | 2,990 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $339,000 | 2,989 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $339,000 | 2,990 |
| Net charge-offs | $1,000 | 4,979 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $339,000 | 2,931 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $11,264,000 | 2,663 |
| Total interest expense | $3,826,000 | 2,076 |
| Net interest income | $7,438,000 | 2,923 |
| Provision for loan and lease losses | $298,000 | 4,886 |
| Total noninterest income | $1,974,000 | 2,091 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $20,000 | 154 |
| Additional Noninterest Income | $1,954,000 | 1,426 |
| Total noninterest expense | $6,949,000 | 2,740 |
| Salaries and employee benefits | $3,352,000 | 2,835 |
| Premises and equipment expense | $1,478,000 | 1,732 |
| Additional noninterest expense | $2,119,000 | 3,105 |
| Pre-tax net operating income | $2,165,000 | 2,105 |
| Securities gains (losses) | $-408,000 | 7,395 |
| Applicable income taxes | $594,000 | 1,732 |
| Income before extraordinary items | $1,163,000 | 2,973 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,163,000 | 2,969 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,163,000 | 2,973 |
| Net charge-offs | $72,000 | 5,678 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,432,280 | 2,490 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $8,391,000 | 2,737 |
| Total interest expense | $2,986,000 | 2,083 |
| Net interest income | $5,405,000 | 3,035 |
| Provision for loan and lease losses | $208,000 | 4,843 |
| Total noninterest income | $1,492,000 | 2,093 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $19,000 | 140 |
| Additional Noninterest Income | $1,473,000 | 1,360 |
| Total noninterest expense | $5,199,000 | 2,751 |
| Salaries and employee benefits | $2,535,000 | 2,818 |
| Premises and equipment expense | $1,074,000 | 1,802 |
| Additional noninterest expense | $1,590,000 | 3,050 |
| Pre-tax net operating income | $1,490,000 | 2,389 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $565,000 | 1,542 |
| Income before extraordinary items | $925,000 | 3,031 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $925,000 | 3,028 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $925,000 | 3,031 |
| Net charge-offs | $5,000 | 6,437 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $925,000 | 2,906 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,506,000 | 2,803 |
| Total interest expense | $2,061,000 | 2,098 |
| Net interest income | $3,445,000 | 3,143 |
| Provision for loan and lease losses | $128,000 | 4,820 |
| Total noninterest income | $1,020,000 | 2,019 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $10,000 | 136 |
| Additional Noninterest Income | $1,010,000 | 1,288 |
| Total noninterest expense | $3,392,000 | 2,800 |
| Salaries and employee benefits | $1,654,000 | 2,882 |
| Premises and equipment expense | $692,000 | 1,888 |
| Additional noninterest expense | $1,046,000 | 3,077 |
| Pre-tax net operating income | $945,000 | 2,484 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $352,000 | 1,573 |
| Income before extraordinary items | $593,000 | 3,088 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $593,000 | 3,083 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $593,000 | 3,086 |
| Net charge-offs | $6,000 | 6,008 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $593,000 | 2,981 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,730,000 | 2,879 |
| Total interest expense | $1,033,000 | 2,199 |
| Net interest income | $1,697,000 | 3,218 |
| Provision for loan and lease losses | $58,000 | 4,742 |
| Total noninterest income | $539,000 | 1,920 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $4,000 | 158 |
| Additional Noninterest Income | $535,000 | 1,226 |
| Total noninterest expense | $1,710,000 | 2,818 |
| Salaries and employee benefits | $826,000 | 2,934 |
| Premises and equipment expense | $349,000 | 1,931 |
| Additional noninterest expense | $535,000 | 2,988 |
| Pre-tax net operating income | $468,000 | 2,533 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $177,000 | 1,551 |
| Income before extraordinary items | $291,000 | 3,183 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $291,000 | 3,180 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $291,000 | 3,183 |
| Net charge-offs | $6,000 | 5,069 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $291,000 | 3,075 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $9,730,000 | 3,299 |
| Total interest expense | $4,109,000 | 2,675 |
| Net interest income | $5,621,000 | 3,639 |
| Provision for loan and lease losses | $191,000 | 5,839 |
| Total noninterest income | $2,034,000 | 2,104 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $1,000 | 207 |
| Additional Noninterest Income | $2,033,000 | 1,353 |
| Total noninterest expense | $6,612,000 | 2,941 |
| Salaries and employee benefits | $3,386,000 | 2,868 |
| Premises and equipment expense | $1,193,000 | 2,229 |
| Additional noninterest expense | $2,033,000 | 3,269 |
| Pre-tax net operating income | $852,000 | 3,240 |
| Securities gains (losses) | $-30,000 | 7,103 |
| Applicable income taxes | $307,000 | 2,009 |
| Income before extraordinary items | $515,000 | 3,826 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $515,000 | 3,824 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $515,000 | 3,825 |
| Net charge-offs | $21,000 | 6,628 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $534,200 | 3,714 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,130,000 | 3,402 |
| Total interest expense | $3,015,000 | 2,853 |
| Net interest income | $4,115,000 | 3,723 |
| Provision for loan and lease losses | $137,000 | 5,598 |
| Total noninterest income | $1,539,000 | 2,130 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-2,000 | 8,043 |
| Additional Noninterest Income | $1,541,000 | 1,363 |
| Total noninterest expense | $4,908,000 | 2,960 |
| Salaries and employee benefits | $2,528,000 | 2,919 |
| Premises and equipment expense | $853,000 | 2,345 |
| Additional noninterest expense | $1,527,000 | 3,238 |
| Pre-tax net operating income | $609,000 | 3,574 |
| Securities gains (losses) | $-30,000 | 7,319 |
| Applicable income taxes | $220,000 | 2,232 |
| Income before extraordinary items | $359,000 | 4,197 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $359,000 | 4,192 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $359,000 | 4,195 |
| Net charge-offs | $22,000 | 6,189 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $378,200 | 4,040 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,664,000 | 3,493 |
| Total interest expense | $1,951,000 | 3,023 |
| Net interest income | $2,713,000 | 3,739 |
| Provision for loan and lease losses | $86,000 | 5,522 |
| Total noninterest income | $1,022,000 | 2,155 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-13,000 | 8,145 |
| Additional Noninterest Income | $1,035,000 | 1,398 |
| Total noninterest expense | $3,278,000 | 2,983 |
| Salaries and employee benefits | $1,692,000 | 2,937 |
| Premises and equipment expense | $570,000 | 2,359 |
| Additional noninterest expense | $1,016,000 | 3,256 |
| Pre-tax net operating income | $371,000 | 3,807 |
| Securities gains (losses) | $-7,000 | 7,447 |
| Applicable income taxes | $150,000 | 2,269 |
| Income before extraordinary items | $214,000 | 4,456 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $214,000 | 4,453 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $214,000 | 4,453 |
| Net charge-offs | $24,000 | 5,489 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $218,480 | 4,317 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,301,000 | 3,564 |
| Total interest expense | $956,000 | 3,178 |
| Net interest income | $1,345,000 | 3,745 |
| Provision for loan and lease losses | $41,000 | 5,146 |
| Total noninterest income | $527,000 | 2,051 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-23,000 | 8,187 |
| Additional Noninterest Income | $550,000 | 1,309 |
| Total noninterest expense | $1,605,000 | 2,955 |
| Salaries and employee benefits | $869,000 | 2,890 |
| Premises and equipment expense | $289,000 | 2,367 |
| Additional noninterest expense | $447,000 | 3,288 |
| Pre-tax net operating income | $226,000 | 3,834 |
| Securities gains (losses) | $11,000 | 1,882 |
| Applicable income taxes | $102,000 | 2,162 |
| Income before extraordinary items | $135,000 | 4,525 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $135,000 | 4,529 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $135,000 | 4,529 |
| Net charge-offs | $4,000 | 5,207 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $127,960 | 4,439 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $8,386,000 | 4,010 |
| Total interest expense | $3,721,000 | 3,696 |
| Net interest income | $4,665,000 | 4,132 |
| Provision for loan and lease losses | $131,000 | 5,716 |
| Total noninterest income | $1,674,000 | 2,431 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-368,000 | 8,231 |
| Additional Noninterest Income | $2,042,000 | 1,283 |
| Total noninterest expense | $5,927,000 | 3,115 |
| Salaries and employee benefits | $3,218,000 | 3,058 |
| Premises and equipment expense | $1,023,000 | 2,571 |
| Additional noninterest expense | $1,686,000 | 3,318 |
| Pre-tax net operating income | $281,000 | 5,499 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $178,000 | 2,923 |
| Income before extraordinary items | $103,000 | 5,852 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $103,000 | 5,853 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,988 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $103,000 | 6,000 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,125,000 | 4,146 |
| Total interest expense | $2,793,000 | 3,799 |
| Net interest income | $3,332,000 | 4,287 |
| Provision for loan and lease losses | $93,000 | 5,234 |
| Total noninterest income | $1,337,000 | 2,395 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-231,000 | 8,308 |
| Additional Noninterest Income | $1,568,000 | 1,319 |
| Total noninterest expense | $4,411,000 | 3,113 |
| Salaries and employee benefits | $2,433,000 | 3,064 |
| Premises and equipment expense | $757,000 | 2,617 |
| Additional noninterest expense | $1,221,000 | 3,344 |
| Pre-tax net operating income | $165,000 | 6,172 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $96,000 | 3,617 |
| Income before extraordinary items | $69,000 | 6,323 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $69,000 | 6,322 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 5,525 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $69,000 | 6,477 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,015,000 | 4,237 |
| Total interest expense | $1,864,000 | 3,909 |
| Net interest income | $2,151,000 | 4,383 |
| Provision for loan and lease losses | $63,000 | 4,861 |
| Total noninterest income | $921,000 | 2,370 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-116,000 | 8,383 |
| Additional Noninterest Income | $1,037,000 | 1,361 |
| Total noninterest expense | $2,938,000 | 3,121 |
| Salaries and employee benefits | $1,644,000 | 3,061 |
| Premises and equipment expense | $499,000 | 2,642 |
| Additional noninterest expense | $795,000 | 3,381 |
| Pre-tax net operating income | $71,000 | 6,564 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $29,000 | 4,452 |
| Income before extraordinary items | $42,000 | 6,746 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $42,000 | 6,745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 4,644 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $42,000 | 6,683 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,992,000 | 4,337 |
| Total interest expense | $937,000 | 4,070 |
| Net interest income | $1,055,000 | 4,446 |
| Provision for loan and lease losses | $30,000 | 4,346 |
| Total noninterest income | $532,000 | 2,146 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-5,000 | 8,414 |
| Additional Noninterest Income | $537,000 | 1,338 |
| Total noninterest expense | $1,456,000 | 3,152 |
| Salaries and employee benefits | $813,000 | 3,118 |
| Premises and equipment expense | $249,000 | 2,673 |
| Additional noninterest expense | $394,000 | 3,356 |
| Pre-tax net operating income | $101,000 | 5,992 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $37,000 | 3,853 |
| Income before extraordinary items | $64,000 | 6,357 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $64,000 | 6,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 2,945 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $64,000 | 6,263 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,918,000 | 4,388 |
| Total interest expense | $3,903,000 | 4,075 |
| Net interest income | $4,015,000 | 4,615 |
| Provision for loan and lease losses | $96,000 | 4,972 |
| Total noninterest income | $1,895,000 | 2,303 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-78,000 | 8,473 |
| Additional Noninterest Income | $1,973,000 | 1,379 |
| Total noninterest expense | $5,632,000 | 3,127 |
| Salaries and employee benefits | $3,225,000 | 3,042 |
| Premises and equipment expense | $988,000 | 2,598 |
| Additional noninterest expense | $1,419,000 | 3,581 |
| Pre-tax net operating income | $182,000 | 6,915 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $50,000 | 4,935 |
| Income before extraordinary items | $132,000 | 7,018 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $132,000 | 7,017 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 5,216 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $132,000 | 6,997 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,911,000 | 4,414 |
| Total interest expense | $2,965,000 | 4,057 |
| Net interest income | $2,946,000 | 4,688 |
| Provision for loan and lease losses | $72,000 | 4,634 |
| Total noninterest income | $1,410,000 | 2,315 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-63,000 | 8,508 |
| Additional Noninterest Income | $1,473,000 | 1,394 |
| Total noninterest expense | $4,244,000 | 3,080 |
| Salaries and employee benefits | $2,417,000 | 3,014 |
| Premises and equipment expense | $761,000 | 2,533 |
| Additional noninterest expense | $1,066,000 | 3,526 |
| Pre-tax net operating income | $40,000 | 7,534 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-5,000 | 7,998 |
| Income before extraordinary items | $45,000 | 7,510 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $45,000 | 7,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 4,724 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $45,000 | 7,497 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,890,000 | 4,475 |
| Total interest expense | $2,002,000 | 4,023 |
| Net interest income | $1,888,000 | 4,842 |
| Provision for loan and lease losses | $48,000 | 4,431 |
| Total noninterest income | $918,000 | 2,359 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-65,000 | 8,574 |
| Additional Noninterest Income | $983,000 | 1,416 |
| Total noninterest expense | $2,837,000 | 3,100 |
| Salaries and employee benefits | $1,610,000 | 3,055 |
| Premises and equipment expense | $518,000 | 2,496 |
| Additional noninterest expense | $709,000 | 3,525 |
| Pre-tax net operating income | $-79,000 | 7,944 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-22,000 | 8,210 |
| Income before extraordinary items | $-57,000 | 7,923 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-57,000 | 7,922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-57,000 | 7,915 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,927,000 | 4,497 |
| Total interest expense | $999,000 | 4,015 |
| Net interest income | $928,000 | 4,911 |
| Provision for loan and lease losses | $24,000 | 4,189 |
| Total noninterest income | $823,000 | 1,533 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $315,000 | 84 |
| Additional Noninterest Income | $508,000 | 1,348 |
| Total noninterest expense | $1,431,000 | 3,094 |
| Salaries and employee benefits | $825,000 | 3,001 |
| Premises and equipment expense | $255,000 | 2,541 |
| Additional noninterest expense | $351,000 | 3,526 |
| Pre-tax net operating income | $296,000 | 4,682 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $118,000 | 3,050 |
| Income before extraordinary items | $178,000 | 5,309 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $178,000 | 5,309 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,955 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $178,000 | 5,289 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,712,000 | 4,295 |
| Total interest expense | $3,887,000 | 3,665 |
| Net interest income | $3,825,000 | 4,786 |
| Provision for loan and lease losses | $92,000 | 4,858 |
| Total noninterest income | $1,963,000 | 2,255 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $467,000 | 3,208 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,496,000 | 1,667 |
| Total noninterest expense | $5,710,000 | 2,992 |
| Salaries and employee benefits | $3,156,000 | 2,990 |
| Premises and equipment expense | $1,018,000 | 2,433 |
| Additional noninterest expense | $1,536,000 | 3,237 |
| Pre-tax net operating income | $-14,000 | 7,977 |
| Securities gains (losses) | $29,000 | 809 |
| Applicable income taxes | $-6,000 | 8,170 |
| Income before extraordinary items | $21,000 | 7,923 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $21,000 | 7,925 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 3,581 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-8,000 | 7,980 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,727,000 | 4,309 |
| Total interest expense | $2,866,000 | 3,619 |
| Net interest income | $2,861,000 | 4,835 |
| Provision for loan and lease losses | $70,000 | 4,662 |
| Total noninterest income | $1,489,000 | 2,236 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $467,000 | 2,613 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,022,000 | 1,789 |
| Total noninterest expense | $4,266,000 | 3,000 |
| Salaries and employee benefits | $2,341,000 | 3,014 |
| Premises and equipment expense | $757,000 | 2,454 |
| Additional noninterest expense | $1,168,000 | 3,209 |
| Pre-tax net operating income | $14,000 | 8,066 |
| Securities gains (losses) | $16,000 | 804 |
| Applicable income taxes | $8,000 | 6,282 |
| Income before extraordinary items | $22,000 | 8,062 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $22,000 | 8,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 2,867 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $10,320 | 8,090 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,793,000 | 4,284 |
| Total interest expense | $1,905,000 | 3,521 |
| Net interest income | $1,888,000 | 4,884 |
| Provision for loan and lease losses | $50,000 | 4,407 |
| Total noninterest income | $1,006,000 | 2,214 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $467,000 | 1,840 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $539,000 | 2,116 |
| Total noninterest expense | $2,824,000 | 3,035 |
| Salaries and employee benefits | $1,526,000 | 3,072 |
| Premises and equipment expense | $500,000 | 2,467 |
| Additional noninterest expense | $798,000 | 3,142 |
| Pre-tax net operating income | $20,000 | 8,091 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $2,000 | 6,505 |
| Income before extraordinary items | $18,000 | 8,101 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $18,000 | 8,102 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 3,820 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $18,000 | 8,097 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,881,000 | 4,256 |
| Total interest expense | $949,000 | 3,385 |
| Net interest income | $932,000 | 4,911 |
| Provision for loan and lease losses | $25,000 | 4,252 |
| Total noninterest income | $543,000 | 2,078 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $231,000 | 1,814 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $312,000 | 1,884 |
| Total noninterest expense | $1,413,000 | 3,037 |
| Salaries and employee benefits | $755,000 | 3,131 |
| Premises and equipment expense | $251,000 | 2,459 |
| Additional noninterest expense | $407,000 | 3,072 |
| Pre-tax net operating income | $37,000 | 7,846 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $13,000 | 5,626 |
| Income before extraordinary items | $24,000 | 7,923 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $24,000 | 7,923 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 2,442 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $24,000 | 7,919 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,410,000 | 3,982 |
| Total interest expense | $3,445,000 | 2,978 |
| Net interest income | $3,965,000 | 4,650 |
| Provision for loan and lease losses | $88,000 | 5,023 |
| Total noninterest income | $1,887,000 | 2,315 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $888,000 | 1,935 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $999,000 | 2,220 |
| Total noninterest expense | $5,713,000 | 2,879 |
| Salaries and employee benefits | $3,093,000 | 2,899 |
| Premises and equipment expense | $1,009,000 | 2,344 |
| Additional noninterest expense | $1,611,000 | 3,061 |
| Pre-tax net operating income | $51,000 | 8,138 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $-3,000 | 8,418 |
| Income before extraordinary items | $54,000 | 8,125 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $54,000 | 8,124 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 4,584 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $54,000 | 8,098 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,475,000 | 3,976 |
| Total interest expense | $2,503,000 | 2,926 |
| Net interest income | $2,972,000 | 4,675 |
| Provision for loan and lease losses | $73,000 | 4,744 |
| Total noninterest income | $1,426,000 | 2,293 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $647,000 | 1,979 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $779,000 | 2,165 |
| Total noninterest expense | $4,324,000 | 2,823 |
| Salaries and employee benefits | $2,361,000 | 2,807 |
| Premises and equipment expense | $772,000 | 2,292 |
| Additional noninterest expense | $1,191,000 | 3,061 |
| Pre-tax net operating income | $1,000 | 8,309 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $-15,000 | 8,622 |
| Income before extraordinary items | $16,000 | 8,310 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $16,000 | 8,311 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 4,265 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $16,000 | 8,279 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,618,000 | 3,937 |
| Total interest expense | $1,624,000 | 2,867 |
| Net interest income | $1,994,000 | 4,621 |
| Provision for loan and lease losses | $50,000 | 4,523 |
| Total noninterest income | $972,000 | 2,224 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $416,000 | 2,006 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $556,000 | 2,037 |
| Total noninterest expense | $2,841,000 | 2,845 |
| Salaries and employee benefits | $1,542,000 | 2,851 |
| Premises and equipment expense | $508,000 | 2,296 |
| Additional noninterest expense | $791,000 | 3,043 |
| Pre-tax net operating income | $75,000 | 8,001 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $22,000 | 6,048 |
| Income before extraordinary items | $53,000 | 8,085 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $53,000 | 8,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,782 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $53,000 | 8,052 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,812,000 | 3,903 |
| Total interest expense | $793,000 | 2,810 |
| Net interest income | $1,019,000 | 4,561 |
| Provision for loan and lease losses | $28,000 | 4,295 |
| Total noninterest income | $519,000 | 2,082 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $193,000 | 2,068 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $326,000 | 1,796 |
| Total noninterest expense | $1,434,000 | 2,829 |
| Salaries and employee benefits | $773,000 | 2,848 |
| Premises and equipment expense | $258,000 | 2,286 |
| Additional noninterest expense | $403,000 | 2,995 |
| Pre-tax net operating income | $76,000 | 7,552 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $26,000 | 5,434 |
| Income before extraordinary items | $50,000 | 7,767 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $50,000 | 7,766 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,322 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $50,000 | 7,739 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,519,000 | 4,009 |
| Total interest expense | $2,492,000 | 3,066 |
| Net interest income | $4,027,000 | 4,462 |
| Provision for loan and lease losses | $210,000 | 3,601 |
| Total noninterest income | $1,715,000 | 2,451 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $522,000 | 3,039 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,193,000 | 1,912 |
| Total noninterest expense | $6,007,000 | 2,643 |
| Salaries and employee benefits | $2,996,000 | 2,844 |
| Premises and equipment expense | $1,024,000 | 2,239 |
| Additional noninterest expense | $1,987,000 | 2,443 |
| Pre-tax net operating income | $-475,000 | 8,646 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $-209,000 | 8,817 |
| Income before extraordinary items | $-266,000 | 8,616 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-266,000 | 8,617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 4,177 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-266,000 | 8,583 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,810,000 | 4,050 |
| Total interest expense | $1,775,000 | 3,141 |
| Net interest income | $3,035,000 | 4,428 |
| Provision for loan and lease losses | $195,000 | 3,028 |
| Total noninterest income | $1,274,000 | 2,470 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $358,000 | 3,269 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $916,000 | 1,883 |
| Total noninterest expense | $4,548,000 | 2,577 |
| Salaries and employee benefits | $2,221,000 | 2,843 |
| Premises and equipment expense | $763,000 | 2,253 |
| Additional noninterest expense | $1,564,000 | 2,307 |
| Pre-tax net operating income | $-434,000 | 8,750 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $-187,000 | 8,902 |
| Income before extraordinary items | $-247,000 | 8,711 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-247,000 | 8,713 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 3,301 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-247,000 | 8,684 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,143,000 | 4,106 |
| Total interest expense | $1,124,000 | 3,251 |
| Net interest income | $2,019,000 | 4,445 |
| Provision for loan and lease losses | $180,000 | 2,366 |
| Total noninterest income | $857,000 | 2,472 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $208,000 | 3,541 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $649,000 | 1,815 |
| Total noninterest expense | $3,168,000 | 2,506 |
| Salaries and employee benefits | $1,478,000 | 2,869 |
| Premises and equipment expense | $496,000 | 2,310 |
| Additional noninterest expense | $1,194,000 | 2,007 |
| Pre-tax net operating income | $-472,000 | 8,891 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $-196,000 | 8,993 |
| Income before extraordinary items | $-276,000 | 8,840 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-276,000 | 8,840 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 3,529 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-276,000 | 8,811 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,515,000 | 4,228 |
| Total interest expense | $525,000 | 3,489 |
| Net interest income | $990,000 | 4,516 |
| Provision for loan and lease losses | $15,000 | 5,048 |
| Total noninterest income | $356,000 | 2,760 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $356,000 | 1,666 |
| Total noninterest expense | $1,352,000 | 2,886 |
| Salaries and employee benefits | $778,000 | 2,759 |
| Premises and equipment expense | $257,000 | 2,240 |
| Additional noninterest expense | $317,000 | 3,581 |
| Pre-tax net operating income | $-21,000 | 8,655 |
| Securities gains (losses) | $50,000 | 1,193 |
| Applicable income taxes | $6,000 | 6,520 |
| Income before extraordinary items | $23,000 | 8,272 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $23,000 | 8,273 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 8,593 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-16,500 | 8,628 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,835,000 | 4,388 |
| Total interest expense | $1,974,000 | 4,068 |
| Net interest income | $3,861,000 | 4,468 |
| Provision for loan and lease losses | $86,000 | 5,552 |
| Total noninterest income | $1,287,000 | 3,154 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,287,000 | 2,020 |
| Total noninterest expense | $4,508,000 | 3,340 |
| Salaries and employee benefits | $2,684,000 | 3,066 |
| Premises and equipment expense | $691,000 | 3,115 |
| Additional noninterest expense | $1,133,000 | 3,902 |
| Pre-tax net operating income | $554,000 | 6,501 |
| Securities gains (losses) | $42,000 | 2,666 |
| Applicable income taxes | $196,000 | 4,954 |
| Income before extraordinary items | $400,000 | 6,817 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $400,000 | 6,821 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $185,000 | 3,008 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $371,860 | 6,786 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,457,000 | 4,389 |
| Total interest expense | $1,547,000 | 4,038 |
| Net interest income | $2,910,000 | 4,477 |
| Provision for loan and lease losses | $69,000 | 5,341 |
| Total noninterest income | $988,000 | 3,167 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $988,000 | 2,066 |
| Total noninterest expense | $3,280,000 | 3,429 |
| Salaries and employee benefits | $1,971,000 | 3,135 |
| Premises and equipment expense | $506,000 | 3,190 |
| Additional noninterest expense | $803,000 | 4,048 |
| Pre-tax net operating income | $549,000 | 6,080 |
| Securities gains (losses) | $31,000 | 2,671 |
| Applicable income taxes | $202,000 | 4,627 |
| Income before extraordinary items | $378,000 | 6,477 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $378,000 | 6,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 2,945 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $357,850 | 6,431 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,020,000 | 4,374 |
| Total interest expense | $1,100,000 | 3,954 |
| Net interest income | $1,920,000 | 4,512 |
| Provision for loan and lease losses | $46,000 | 5,260 |
| Total noninterest income | $694,000 | 3,030 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $694,000 | 1,983 |
| Total noninterest expense | $2,152,000 | 3,467 |
| Salaries and employee benefits | $1,305,000 | 3,138 |
| Premises and equipment expense | $330,000 | 3,243 |
| Additional noninterest expense | $517,000 | 4,131 |
| Pre-tax net operating income | $416,000 | 5,764 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $142,000 | 4,596 |
| Income before extraordinary items | $274,000 | 6,308 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $274,000 | 6,307 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 3,597 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $274,000 | 6,096 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,548,000 | 4,327 |
| Total interest expense | $571,000 | 3,920 |
| Net interest income | $977,000 | 4,468 |
| Provision for loan and lease losses | $23,000 | 5,064 |
| Total noninterest income | $318,000 | 3,114 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $318,000 | 2,029 |
| Total noninterest expense | $1,075,000 | 3,459 |
| Salaries and employee benefits | $649,000 | 3,143 |
| Premises and equipment expense | $161,000 | 3,292 |
| Additional noninterest expense | $265,000 | 4,034 |
| Pre-tax net operating income | $197,000 | 5,876 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $72,000 | 4,550 |
| Income before extraordinary items | $125,000 | 6,472 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $125,000 | 6,471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 3,284 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $125,000 | 6,289 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,222,000 | 4,441 |
| Total interest expense | $2,641,000 | 3,925 |
| Net interest income | $3,581,000 | 4,693 |
| Provision for loan and lease losses | $91,000 | 5,867 |
| Total noninterest income | $1,080,000 | 3,307 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,080,000 | 2,067 |
| Total noninterest expense | $3,833,000 | 3,678 |
| Salaries and employee benefits | $2,250,000 | 3,395 |
| Premises and equipment expense | $546,000 | 3,685 |
| Additional noninterest expense | $1,037,000 | 4,054 |
| Pre-tax net operating income | $737,000 | 5,969 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $251,000 | 4,754 |
| Income before extraordinary items | $486,000 | 6,472 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $486,000 | 6,471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $164,000 | 3,353 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $486,000 | 6,316 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,288,000 | 4,804 |
| Total interest expense | $3,458,000 | 4,246 |
| Net interest income | $2,830,000 | 5,286 |
| Provision for loan and lease losses | $80,000 | 5,977 |
| Total noninterest income | $498,000 | 5,087 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $498,000 | 3,138 |
| Total noninterest expense | $2,820,000 | 4,554 |
| Salaries and employee benefits | $1,629,000 | 4,256 |
| Premises and equipment expense | $434,000 | 4,348 |
| Additional noninterest expense | $757,000 | 4,979 |
| Pre-tax net operating income | $428,000 | 6,846 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $170,000 | 5,274 |
| Income before extraordinary items | $258,000 | 7,388 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $258,000 | 7,389 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,628 |
| Cash dividends | $1,200,000 | 1,967 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $258,000 | 7,272 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,863,000 | 5,167 |
| Total interest expense | $3,428,000 | 4,458 |
| Net interest income | $2,435,000 | 5,914 |
| Provision for loan and lease losses | $110,000 | 5,095 |
| Total noninterest income | $437,000 | 5,286 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $437,000 | 3,173 |
| Total noninterest expense | $2,498,000 | 4,858 |
| Salaries and employee benefits | $1,434,000 | 4,523 |
| Premises and equipment expense | $383,000 | 4,639 |
| Additional noninterest expense | $681,000 | 5,282 |
| Pre-tax net operating income | $264,000 | 8,054 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $147,000 | 5,956 |
| Income before extraordinary items | $117,000 | 8,600 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $117,000 | 8,599 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,446 |
| Cash dividends | $1,774,000 | 1,482 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 951 |
| Net operating income | $117,000 | 8,596 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,600,000 | 5,176 |
| Total interest expense | $3,129,000 | 4,445 |
| Net interest income | $2,471,000 | 5,842 |
| Provision for loan and lease losses | $101,000 | 5,190 |
| Total noninterest income | $49,000 | 9,601 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $32,000 | 8,255 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 9,383 |
| Total noninterest expense | $2,285,000 | 5,185 |
| Salaries and employee benefits | $1,072,000 | 5,619 |
| Premises and equipment expense | $281,000 | 5,670 |
| Additional noninterest expense | $932,000 | 4,249 |
| Pre-tax net operating income | $134,000 | 8,893 |
| Securities gains (losses) | $421,000 | 379 |
| Applicable income taxes | $265,000 | 5,080 |
| Income before extraordinary items | $290,000 | 7,662 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $290,000 | 7,662 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 4,050 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $20,560 | 9,338 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,772,000 | 5,146 |
| Total interest expense | $3,410,000 | 4,232 |
| Net interest income | $2,362,000 | 6,040 |
| Provision for loan and lease losses | $30,000 | 7,298 |
| Total noninterest income | $39,000 | 9,987 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $15,000 | 8,798 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 9,291 |
| Total noninterest expense | $1,768,000 | 6,074 |
| Salaries and employee benefits | $923,000 | 6,101 |
| Premises and equipment expense | $297,000 | 5,412 |
| Additional noninterest expense | $548,000 | 6,103 |
| Pre-tax net operating income | $603,000 | 6,897 |
| Securities gains (losses) | $289,000 | 757 |
| Applicable income taxes | $387,000 | 4,515 |
| Income before extraordinary items | $505,000 | 6,579 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $505,000 | 6,579 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,524 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $320,040 | 7,629 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,801,000 | 5,190 |
| Total interest expense | $3,267,000 | 4,374 |
| Net interest income | $2,534,000 | 5,997 |
| Provision for loan and lease losses | $85,000 | 5,536 |
| Total noninterest income | $42,000 | 10,415 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $17,000 | 9,188 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 9,587 |
| Total noninterest expense | $1,638,000 | 6,444 |
| Salaries and employee benefits | $836,000 | 6,600 |
| Premises and equipment expense | $286,000 | 5,585 |
| Additional noninterest expense | $516,000 | 6,376 |
| Pre-tax net operating income | $853,000 | 6,317 |
| Securities gains (losses) | $492,000 | 430 |
| Applicable income taxes | $662,000 | 3,411 |
| Income before extraordinary items | $683,000 | 5,973 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $683,000 | 5,975 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 5,034 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $368,120 | 7,809 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,293,000 | 5,677 |
| Total interest expense | $3,048,000 | 4,722 |
| Net interest income | $2,245,000 | 6,672 |
| Provision for loan and lease losses | $18,000 | 8,074 |
| Total noninterest income | $115,000 | 9,612 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $17,000 | 9,636 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $98,000 | 7,185 |
| Total noninterest expense | $1,681,000 | 6,653 |
| Salaries and employee benefits | $806,000 | 6,950 |
| Premises and equipment expense | $283,000 | 5,797 |
| Additional noninterest expense | $592,000 | 6,401 |
| Pre-tax net operating income | $661,000 | 7,109 |
| Securities gains (losses) | $199,000 | 697 |
| Applicable income taxes | $309,000 | 5,738 |
| Income before extraordinary items | $551,000 | 6,552 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $551,000 | 6,555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 10,018 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $423,640 | 7,372 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,275,000 | 5,758 |
| Total interest expense | $3,048,000 | 4,690 |
| Net interest income | $2,227,000 | 6,822 |
| Provision for loan and lease losses | $18,000 | 7,795 |
| Total noninterest income | $34,000 | 11,597 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $16,000 | 10,084 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 11,008 |
| Total noninterest expense | $1,604,000 | 6,969 |
| Salaries and employee benefits | $744,000 | 7,438 |
| Premises and equipment expense | $173,000 | 7,747 |
| Additional noninterest expense | $687,000 | 5,941 |
| Pre-tax net operating income | $639,000 | 7,649 |
| Securities gains (losses) | $245,000 | 602 |
| Applicable income taxes | $282,000 | 6,229 |
| Income before extraordinary items | $602,000 | 6,602 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $602,000 | 6,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,657 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $435,400 | 7,738 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,090,000 | 5,603 |
| Total interest expense | $2,639,000 | 4,425 |
| Net interest income | $2,451,000 | 6,571 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $28,000 | 12,289 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $8,000 | 10,762 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 11,420 |
| Total noninterest expense | $1,533,000 | 7,501 |
| Salaries and employee benefits | $680,000 | 8,027 |
| Premises and equipment expense | $167,000 | 8,151 |
| Additional noninterest expense | $686,000 | 6,429 |
| Pre-tax net operating income | $946,000 | 6,186 |
| Securities gains (losses) | $110,000 | 738 |
| Applicable income taxes | $335,000 | 5,452 |
| Income before extraordinary items | $721,000 | 5,795 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $721,000 | 5,810 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 10,077 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $646,200 | 6,314 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,139,000 | 5,638 |
| Total interest expense | $2,914,000 | 4,217 |
| Net interest income | $2,225,000 | 7,111 |
| Provision for loan and lease losses | $3,000 | 10,228 |
| Total noninterest income | $43,000 | 12,706 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $11,000 | 11,187 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 11,170 |
| Total noninterest expense | $1,457,000 | 7,974 |
| Salaries and employee benefits | $630,000 | 8,551 |
| Premises and equipment expense | $166,000 | 8,480 |
| Additional noninterest expense | $661,000 | 6,859 |
| Pre-tax net operating income | $808,000 | 6,769 |
| Securities gains (losses) | $224,000 | 1,564 |
| Applicable income taxes | $327,000 | 5,764 |
| Income before extraordinary items | $705,000 | 6,082 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $705,000 | 6,251 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $552,680 | 6,868 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,416,000 | 5,973 |
| Total interest expense | $3,707,000 | 4,352 |
| Net interest income | $1,709,000 | 8,620 |
| Provision for loan and lease losses | $98,000 | 7,351 |
| Total noninterest income | $34,000 | 13,468 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $5,000 | 11,683 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 11,840 |
| Total noninterest expense | $1,291,000 | 8,692 |
| Salaries and employee benefits | $531,000 | 9,473 |
| Premises and equipment expense | $166,000 | 8,671 |
| Additional noninterest expense | $594,000 | 7,569 |
| Pre-tax net operating income | $354,000 | 9,649 |
| Securities gains (losses) | $108,000 | 2,882 |
| Applicable income taxes | $159,000 | 8,397 |
| Income before extraordinary items | $303,000 | 9,276 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $303,000 | 9,410 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 9,510 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $231,720 | 9,804 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.